Community West Bancshares 10-K/A1 Oct 242023 FY Annual report (amended)Financial data

Company Profile

Document and Entity Information

Document and Entity Information - USD ($) $ in Thousands	12 Months Ended
Document and Entity Information - USD ($) $ in Thousands	Dec. 31, 2023	Mar. 14, 2024	Jun. 30, 2023
Cover [Abstract]
Document Type	10-K/A
Document Annual Report	true
Document Transition Report	false
Entity File Number	000-31977
Entity Registrant Name	COMMUNITY WEST BANCSHARES
Entity Tax Identification Number	77-0539125
Entity Address, Postal Zip Code	93720
City Area Code	559
Local Phone Number	298-1775
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	CWBC
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 152,738
Entity Common Stock, Shares Outstanding		11,831,694
Documents Incorporated by Reference	DOCUMENTS INCORPORATED BY REFERENCE Portions of the Registrant’s definitive proxy statement to be filed with the Securities and Exchange Commission pursuant to Regulation 14A in connection with the 2024 Annual Meeting of Shareholders to be held on May 30, 2024 are incorporated by reference into Part III of this Report. The proxy statement will be filed with the Securities and Exchange Commission not later than 120 days after the Registrant’s fiscal year ended December 31, 2023.
Entity Central Index Key	0001127371
Document Period End Date	Dec. 31, 2023
Amendment Flag	false
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	FY
ICFR Auditor Attestation Flag	true
Entity Filer Category	Non-accelerated Filer
Security Exchange Name	NASDAQ
Entity Incorporation, State or Country Code	CA
Entity Address, Address Line One	7100 N. Financial Dr., Suite 101
Entity Address, City or Town	Fresno
Entity Address, State or Province	CA
Current Fiscal Year End Date	--12-31

Audit Information

Audit Information	12 Months Ended
Audit Information	Dec. 31, 2023
Audit Information [Abstract]
Auditor Location	Sacramento, California
Auditor Name	Moss Adams LLP
Auditor Firm ID	659

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 30,017	$ 25,485
Interest-earning deposits in other banks	23,711	5,685
Total cash and cash equivalents	53,728	31,170
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	597,196	648,825
Equity securities, at fair value	6,649	6,558
Loans and Leases Receivable, Net Amount	1,276,144	1,245,456
Bank premises and equipment, net	14,042	7,987
Bank owned life insurance	41,572	40,537
Federal Home Loan Bank stock	7,136	6,169
Goodwill	53,777	53,777
Accrued interest receivable and other assets	80,740	76,933
Total assets	2,433,426	2,422,519
Deposits:
Non-interest bearing	951,541	1,056,567
Interest bearing	1,090,071	1,043,082
Total deposits	2,041,612	2,099,649
Senior debt and subordinated debentures, net	69,744	69,599
Accrued interest payable and other liabilities	35,006	32,611
Total liabilities	2,226,362	2,247,859
Commitments and contingencies (Note 11)
Shareholders’ equity:
Preferred stock, no par value; 10,000,000 shares authorized, none issued and outstanding	0	0
Common stock, no par value; 80,000,000 shares authorized; issued and outstanding: 11,818,039 at December 31, 2023 and 11,735,291 at December 31, 2022	62,550	61,487
Retained earnings	210,548	194,400
Accumulated other comprehensive loss, net of tax	(66,034)	(81,227)
Total shareholders’ equity	207,064	174,660
Total liabilities and shareholders’ equity	2,433,426	2,422,519
Allowance for credit losses	14,653	10,848
Investment securities not due at a single maturity date, amortized cost	302,442	305,107
Short-term borrowings	$ 80,000	$ 46,000

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Dec. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Preferred stock, authorized (in shares)	10,000,000	10,000,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Common Stock, authorized (in shares)	80,000,000	80,000,000
Common Stock, issued (in shares)	11,818,039	11,735,291
Common Stock, outstanding (in shares)	11,818,039	11,735,291
Common stock, par value (in dollars per share)	$ 0	$ 0

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Interest and fees on loans	$ 69,803	$ 55,907	$ 54,077
Interest on deposits in other banks	3,576	391	129
Interest and dividends on investment securities:
Taxable	23,437	20,011	14,044
Exempt from Federal income taxes	5,602	6,679	5,606
Total interest income	102,418	82,988	73,856
Interest expense:
Interest on deposits	15,527	1,197	1,036
Interest on short-term borrowings	810	254	0
Total interest expense	19,989	3,422	1,302
Net interest income before provision (credit) for credit losses	82,429	79,566	72,554
Provision for Other Credit Losses	309	995	(4,435)
Provision (credit) for credit losses	478	479	516
Non-interest Expense, Personnel Other	404	323	374
Net interest income after provision (credit) for credit losses	82,120	78,571	76,989
Non-interest income:
Service charges	1,503	2,014	1,901
Appreciation in cash surrender value of bank owned life insurance	1,035	985	840
Interchange fees	1,780	1,847	1,784
Loan placement fees	584	899	1,974
Net realized (losses) gains on sales and calls of investment securities	(907)	(1,730)	501
Federal Home Loan Bank dividends	498	367	321
Gain (Loss) on Disposition of Other Assets	402	15	8
Other income	2,125	657	1,676
Total non-interest income	7,020	5,054	9,005
Non-interest expenses:
Salaries and employee benefits	31,367	28,917	28,720
Occupancy and equipment	5,726	5,131	4,882
Regulatory assessments	1,312	851	831
Data processing expense	2,621	2,245	2,394
Professional services	3,425	1,519	1,665
ATM/Debit card expenses	757	809	818
Information technology	3,616	3,344	2,868
Directors’ expenses	614	282	422
Advertising	542	557	527
Amortization of core deposit intangibles	68	454	661
Other expense	4,370	3,573	3,299
Total non-interest expenses	55,300	48,484	47,977
Income before provision for income taxes	33,840	35,141	38,017
Provision for income taxes	8,304	8,496	9,616
Net income	$ 25,536	$ 26,645	$ 28,401
Net income per common share:
Basic earnings per common share (in dollars per share)	$ 2.17	$ 2.27	$ 2.32
Diluted earnings per common share (in dollars per share)	2.17	2.27	2.31
Cash dividends per common share (in dollars per share)	$ 0.48	$ 0.48	$ 0.47
Interest on senior debt and subordinated debentures	$ 3,652	$ 1,971	$ 266

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 25,536	$ 26,645	$ 28,401
Unrealized gains (losses) on securities:
Unrealized holdings gains (losses) arising during the period	18,286	(129,527)	(9,755)
Less: reclassification for net losses (gains) included in net income	907	1,730	(501)
Other comprehensive income (loss), before tax	21,569	(126,146)	(10,256)
Tax (expense) benefit related to items of other comprehensive income (loss)	(6,376)	37,287	3,032
Total other comprehensive income (loss)	15,193	(88,859)	(7,224)
Comprehensive income (loss)	40,729	(62,214)	21,177
Other Comprehensive Income (Loss), Amortization Of Net Unrealized Losses Transferred	$ 2,376	$ 1,651	$ 0

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Cumulative Effect, Period of Adoption, Adjusted Balance	Common Stock	Common Stock Cumulative Effect, Period of Adoption, Adjustment	Common Stock Cumulative Effect, Period of Adoption, Adjusted Balance	Retained Earnings	Retained Earnings Cumulative Effect, Period of Adoption, Adjustment	Retained Earnings Cumulative Effect, Period of Adoption, Adjusted Balance	Accumulated Other Comprehensive Income (Loss) (Net of Taxes)	Accumulated Other Comprehensive Income (Loss) (Net of Taxes) Cumulative Effect, Period of Adoption, Adjustment	Accumulated Other Comprehensive Income (Loss) (Net of Taxes) Cumulative Effect, Period of Adoption, Adjusted Balance
Balance (in shares) at Dec. 31, 2020				12,509,848
Balance at Dec. 31, 2020	$ 245,021			$ 79,416			$ 150,749			$ 14,856
Net income	28,401						28,401
Other comprehensive loss, net of tax	(7,224)									(7,224)
Restricted stock granted, (forfeited) and related tax benefit (in shares)				(20,720)
Restricted stock granted, net of forfeitures	0			$ 0
Cash dividend	(5,757)						(5,757)
Stock Issued During Period, Shares, Employee Stock Ownership Plan				10,529
Stock awarded to employees	0			$ 0
Stock issued under employee stock purchase plan (in shares)				12,521
Stock issued under employee stock purchase plan	204			$ 204
Stock-based compensation expense	562			562
Stock options exercised	257			$ 257
Stock Repurchased and Retired During Period, Shares				(661,232)
Repurchase and retirement of common stock	(13,619)			$ (13,619)
Stock options exercised and related tax benefit (in shares)				24,265
Balance at Dec. 31, 2021	247,845			$ 66,820			173,393			7,632
Balance (in shares) at Dec. 31, 2021				11,916,651
Net income	26,645						26,645
Other comprehensive loss, net of tax	(88,859)									(88,859)
Restricted stock granted, (forfeited) and related tax benefit (in shares)				42,399
Restricted stock granted, net of forfeitures	0			$ 0
Cash dividend	(5,638)						(5,638)
Stock Issued During Period, Shares, Employee Stock Ownership Plan				13,446
Stock awarded to employees	0			$ 0
Stock issued under employee stock purchase plan (in shares)				13,351
Stock issued under employee stock purchase plan	216			$ 216
Stock-based compensation expense	776			776
Stock options exercised	489			$ 489
Stock Repurchased and Retired During Period, Shares				(300,761)
Repurchase and retirement of common stock	(6,814)			$ (6,814)
Stock options exercised and related tax benefit (in shares)				50,205
Balance at Dec. 31, 2022	174,660	$ (3,731)	$ 170,929	$ 61,487	$ 0	$ 61,487	194,400	$ (3,731)	$ 190,669	(81,227)	$ 0	$ (81,227)
Balance (in shares) at Dec. 31, 2022				11,735,291	0	11,735,291
Net income	25,536						25,536
Other comprehensive loss, net of tax	15,193									15,193
Restricted stock granted, (forfeited) and related tax benefit (in shares)				58,467
Restricted stock granted, net of forfeitures	0			$ 0
Cash dividend	(5,657)						(5,657)
Stock Issued During Period, Shares, Employee Stock Ownership Plan				10,347
Stock awarded to employees	0			$ 0
Stock issued under employee stock purchase plan (in shares)				13,973
Stock issued under employee stock purchase plan	206			$ 206
Stock-based compensation expense	858			$ 858
Stock Repurchased and Retired During Period, Shares				(39)
Repurchase and retirement of common stock	(1)			$ (1)
Balance at Dec. 31, 2023	$ 207,064			$ 62,550			$ 210,548			$ (66,034)
Balance (in shares) at Dec. 31, 2023				11,818,039

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (in dollars per share)	$ 0.48	$ 0.48	$ 0.47

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 25,536	$ 26,645	$ 28,401
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	891	755	897
Amortization	9,005	9,662	8,102
Stock-based compensation	858	776	562
Provision (credit) for credit losses	309	995	(4,435)
Net realized losses (gains) on sales and calls of available-for-sale investment securities	907	1,730	(501)
Net gain on sale and disposal of equipment	(402)	(15)	(8)
Net change in equity investments	(91)	858	218
Appreciation in cash surrender value of bank owned life insurance	(1,035)	(985)	(840)
Net increase in accrued interest receivable and other assets	(8,798)	(7,361)	(2,209)
Net increase (decrease) in accrued interest payable and other liabilities	1,666	(7,148)	9,124
(Benefit) provision for deferred income taxes	110	224	1,465
Net cash provided by operating activities	27,852	24,194	42,855
Cash flows used in investing activities:
Purchases of available-for-sale investment securities	0	(301,699)	(495,879)
Proceeds from sales or calls	26,361	252,331	26,222
Proceeds from Sale of Held-to-Maturity Securities	35	0	0
Proceeds from maturity and principal repayment of available-for-sale investment securities	38,229	67,795	54,822
Net (increase) decrease in loans	(35,297)	(216,523)	60,738
Purchases of premises and equipment	(9,806)	(362)	(1,049)
Payment to Acquire Life Insurance Policy, Investing Activities	0	0	10,000
Payments for (Proceeds from) Federal Home Loan Bank Stock	967	574	0
Net cash provided by (used in) investing activities	24,194	(197,596)	(365,137)
Cash Flows From Financing Activities:
Net (decrease) increase in demand, interest-bearing and savings deposits	(152,178)	(1,041)	399,903
Net increase (decrease) in time deposits	94,142	(22,107)	184
Proceeds from issuance of subordinated debt	0	0	34,299
Proceeds from short-term borrowings from Federal Home Loan Bank	3,411,500	2,452,826	0
Repayments of short-term borrowings to Federal Home Loan Bank	(3,422,500)	(2,406,826)	0
Repayments of Other Debt	71,500	0	0
Proceeds from Issuance of Senior Long-term Debt	0	30,000	0
Proceeds from Issuance of Debt	116,500	0	0
Purchase and retirement of common stock	1	6,814	13,619
Proceeds from stock issued under employee stock purchase plan	206	216	204
Proceeds from exercise of stock options	0	489	257
Cash dividend payments on common stock	(5,657)	(5,638)	(5,757)
Net cash (used in) provided by financing activities	(29,488)	41,105	415,471
Increase (decrease) in cash and cash equivalents	22,558	(132,297)	93,189
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR	31,170	163,467	70,278
CASH AND CASH EQUIVALENTS AT END OF YEAR	53,728	31,170	163,467
Cash paid during the year for:
Interest	20,005	2,831	1,166
Income taxes	7,700	8,314	8,155
Operating Lease, Payments	2,484	2,221	2,259
Non-cash investing and financing activities:
Proceeds from Sale of Property, Plant, and Equipment	3,262	15	9
Decrease Deferred Loan Costs	(786)	422	(3,483)
Accretion (Amortization) of Discounts and Premiums	1,890	1,520	1,404
Transfer Of Securities From Available-For-Sale to Held-to-Maturity	0	332,007	0
Transfer Of Unrealized Loss On Securities From Available-For-Sale To Held-To-Maturity	0	(25,328)	0
Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities	2,377	1,421	0
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	$ 19,193	$ (127,797)	$ (10,256)

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
Summary of Significant Accounting Policies	Dec. 31, 2023
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES General - Central Valley Community Bancorp (the “Company”) was incorporated on February 7, 2000 and subsequently obtained approval from the Board of Governors of the Federal Reserve System to be a bank holding company in connection with its acquisition of Central Valley Community Bank (the “Bank”). The Company became the sole shareholder of the Bank on November 15, 2000 in a statutory merger, pursuant to which each outstanding share of the Bank’s common stock was exchanged for one share of common stock of the Company. Service 1st Capital Trust I (the Trust) is a business trust formed by Service 1st for the sole purpose of issuing trust preferred securities. The Company succeeded to all the rights and obligations of Service 1st in connection with the acquisition of Service 1st. The Trust is a wholly-owned subsidiary of the Company. The Bank operates 19 full service offices throughout California’s San Joaquin Valley and Greater Sacramento Region. The Bank’s primary source of revenue is providing loans to customers who are predominately small and middle-market businesses and individuals. The deposits of the Bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable legal limits. Depositors’ accounts at an insured depository institution, including all non-interest bearing transactions accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount of $250,000 for each deposit insurance ownership category. The accounting and reporting policies of the Company and the Bank conform with accounting principles generally accepted in the United States of America and prevailing practices within the banking industry. Management has determined that because all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment. No customer accounts for more than 10 percent of revenues for the Company or the Bank. Principles of Consolidation - The consolidated financial statements include the accounts of the Company and the consolidated accounts of its wholly-owned subsidiary, the Bank. Intercompany transactions and balances are eliminated in consolidation. For financial reporting purposes, Service 1st Capital Trust I, is a wholly-owned subsidiary acquired in the merger of Service 1st Bancorp and formed for the exclusive purpose of issuing trust preferred securities. The Company is not considered the primary beneficiary of this trust (variable interest entity), therefore the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability on the Company’s consolidated financial statements. The Company’s investment in the common stock of the Trust is included in accrued interest receivable and other assets on the consolidated balance sheet. Use of Estimates - The preparation of these financial statements in accordance with U.S. generally accepted accounting principles requires management to make estimates and judgments that affect the reported amount of assets, liabilities, revenues and expenses. On an ongoing basis, management evaluates the estimates used. Estimates are based upon historical experience, current economic conditions and other factors that management considers reasonable under the circumstances. These estimates result in judgments regarding the carrying values of assets and liabilities when these values are not readily available from other sources, as well as assessing and identifying the accounting treatments of contingencies and commitments. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results may differ from these estimates under different assumptions. Cash and Cash Equivalents - For the purpose of the statement of cash flows, cash, due from banks with original maturities less than 90 days, interest-earning deposits in other banks, and Federal funds sold are considered to be cash equivalents. Generally, Federal funds are sold and purchased for one-day periods. Net cash flows are reported for customer loan and deposit transactions, interest-bearing deposits in other banks, and Federal funds purchased. Investment Securities - Investments are classified into the following categories: • Available-for-sale securities, reported at fair value, with unrealized gains and losses excluded from earnings and reported, net of taxes, as accumulated other comprehensive income (loss) within shareholders’ equity. • Held-to-maturity securities, which management has the positive intent and ability to hold to maturity, reported at amortized cost, adjusted for the accretion of discounts and amortization of premiums. Management determines the appropriate classification of its investments at the time of purchase and may only change the classification in certain limited circumstances. All transfers between categories are accounted for at fair value in the period which the transfer occurs. Gains or losses on the sale of investment securities are computed on the specific identification method. Interest earned on investment securities is reported in interest income, net of applicable adjustments for accretion of discounts and amortization of premiums. Premiums and discounts on securities are amortized or accreted on the level yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Allowance for Credit Losses on Available-for-Sale Debt Securities - For available-for-sale (“AFS”) debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more than likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For AFS debt securities that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of the cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as credit loss provision (or credit). Losses are charged against the allowance when management believes that the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Allowance for Credit Losses on Held-to-Maturity Debt Securities - Management measures expected credit losses on held-to-maturity (“HTM”) debt securities on a collective basis by major security type. The estimate of expected credit losses considers historical credit loss information based on industry data that is adjusted for current conditions and reasonable and supportable forecasts. Management classifies the held-to-maturity portfolio into the following major security types: Obligations of States and Political Subdivisions, U.S. Government sponsored Entities and Agencies collateralized by Residential Mortgage Obligations, Private Label Mortgage and Asset Backed Securities, and Corporate Debt Securities. The Company elected the practical expedient under ASC 326-20-30-5A to exclude accrued interest from the amortized cost basis when measuring potential impairment. Additionally, management notes that due to this election, accrued interest is separately reported from the securities’ amortized cost basis. Loans - All loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at principal balances outstanding net of deferred loan fees and costs, and the allowance for credit losses. Interest is accrued daily based upon outstanding loan principal balances. However, when a loan becomes impaired and the future collectability of interest and principal is in serious doubt, the loan is placed on nonaccrual status and the accrual of interest income is suspended. Any loan delinquent 90 days or more is automatically placed on nonaccrual status. Any interest accrued but unpaid is charged against income. Subsequent payments on these loans, or payments received on nonaccrual loans for which the ultimate collectability of principal is not in doubt, are applied first to principal until fully collected and then to interest. Interest income on loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer and credit card loans are typically charged off no later than 90 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. A loan placed on non-accrual status may be restored to accrual status when principal and interest are no longer past due and unpaid, or the loan otherwise becomes both well secured and in the process of collection. When a loan is brought current, the Company must also have reasonable assurance that the obligor has the ability to meet all contractual obligations in the future, that the loan will be repaid within a reasonable period of time, and that a minimum of six months of satisfactory repayment performance has occurred. Substantially all loan origination fees, commitment fees, direct loan origination costs and purchase premiums and discounts on loans are deferred and recognized as an adjustment of yield, and amortized to interest income over the contractual term of the loan. The unamortized balance of deferred fees and costs is reported as a component of net loans. Acquired Loans and Leases - Loans and leases acquired through purchase or through a business combination are recorded at their fair value at the acquisition date. At the time of an acquisition, we evaluate loans to determine if they are purchase credit deteriorated (“PCD”) loans. PCD loans are those acquired loans with evidence of more than insignificant credit deterioration since loan origination. This determination is made by considering past due and/or nonaccrual status, prior designation of a troubled debt restructuring, or other factors that may suggest we will not be able to collect all contractual payments. PCD loans are initially recorded at fair value with a gross up for the allowance for credit losses, which becomes the initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit premium or discount which is amortized or accreted over the life of the loan. Subsequent changes to the allowance for credit losses are recorded through provision or credit to the allowance for credit losses. While credit discounts are included in the determination of fair value for non-credit deteriorated loans, an allowance for loan loss is established at acquisition using the same methodology as originated loans since these discounts are accreted or amortized over the life of the loan. Subsequent deterioration or improvements in expected credit losses are recorded through a provision or credit to the allowance for credit losses on loans. Allowance for Credit Losses on Loans - The allowance for credit losses (“ACL”) on loans is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. The allowance is established through a provision for credit losses which is charged to expense. Loans are charged off against the allowance when management believes the uncollectibility of a loan balance is confirmed. Cash received on previously charged off amounts is recorded as a recovery to the allowance. The Company elected the practical expedient under ASC 326-20-30-5A to exclude accrued interest from the amortized cost basis when measuring potential impairment. Additionally, management notes that due to this election, accrued interest is separately reported from the loans’ amortized cost basis. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions and reasonable and supportable forecasts. Historical credit loss experience from national and local peer data provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for the differences in the current loan-specific risk characteristics, such as differences in loan-to-values, portfolio mix, or term as well as for changes in environmental conditions, such as changes in unemployment rates, market interest rates, property values, or other relevant factors. Management may assign qualitative factors to each loan segment if there are material risks or improvements present but not yet captured in the model environment. The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Company segregates the allowance by portfolio segment. These portfolio segments include commercial, commercial real estate, 1-4 family real estate and consumer loans. The relative significance of risk considerations vary by portfolio segment. Real estate construction loans, as summarized by class within the loan footnote, are disaggregated into either the commercial real estate or 1-4 family real estate allowance segments based on the type of construction loan due to the varying risks between commercial and consumer construction. Commercial: Commercial and industrial - Commercial and industrial loans are generally underwritten to existing cash flows of operating businesses. Additionally, economic trends influenced by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Past due payments may indicate the borrower’s capacity to repay their obligations may be deteriorating. Agricultural production - Loans secured by crop production and livestock are especially vulnerable to two risk factors that are largely outside the control of Company and borrowers: commodity prices and weather conditions. Commercial Real Estate: Commercial real estate construction and other land loans - Commercial land and construction loans generally possess a higher inherent risk of loss than other real estate portfolio segments. A major risk arises from the necessity to complete projects within specified costs and time lines. Trends in the construction industry significantly impact the credit quality of these loans, as demand drives construction activity. In addition, trends in real estate values significantly impact the credit quality of these loans, as property values determine the economic viability of construction projects. Commercial real estate - owner-occupied - Real estate collateral secured by commercial or professional properties with repayment arising from the owner’s business cash flows. To meet this classification, the owner’s operation must occupy no less than 50% of the real estate held. Financial profitability and capacity to meet the cyclical nature of the industry and related real estate market over a significant timeframe is essential. Commercial real estate - non-owner occupied - Investor commercial real estate loans generally possess a higher inherent risk of loss than other real estate portfolio segments, except land and construction loans. Adverse economic developments or an overbuilt market impact commercial real estate projects and may result in troubled loans. Trends in vacancy rates of commercial properties impact the credit quality of these loans. High vacancy rates reduce operating revenues and the ability for properties to produce sufficient cash flows to service debt obligations. Farmland - Agricultural loans secured by real estate generally possess a higher inherent risk of loss caused by changes in concentration of permanent plantings, government subsidies, and the value of the U.S. dollar affecting the export of commodities. Multi-family - These properties are generally comprised of more than four rentable units, such as apartment buildings, with each unit intended to be occupied as the primary residence for one or more persons. Multi-family properties are also subject to changes in general or regional economic conditions, such as unemployment, ultimately resulting in increased vacancy rates or reduced rents or both. In addition, new construction can create an oversupply condition and market competition resulting in increased vacancy, reduced market rents, or both. Due to the nature of their use and the greater likelihood of tenant turnover, the management of these properties is more intensive and therefore is more critical to the preclusion of loss. 1-4 Family Real Estate: Including 1-4 family close-ended, revolving real estate loans, and residential construction loans, the degree of risk in residential real estate lending depends primarily on the loan amount in relation to collateral value, the interest rate and the borrower’s ability to repay in an orderly fashion. These loans generally possess a lower inherent risk of loss than other real estate portfolio segments. Economic trends determined by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Weak economic trends may indicate that the borrowers’ capacity to repay their obligations may be deteriorating Consumer: A consumer installment loan portfolio is usually comprised of a large number of small loans scheduled to be amortized over a specific period. Most installment loans are made directly for consumer purchases. Other consumer loans include other open ended unsecured consumer loans. Open ended unsecured loans generally have a higher rate of default than all other portfolio segments and are also impacted by weak economic conditions and trends. When loans do not share similar risk characteristics, the Company evaluates the loan for expected credit losses on an individual basis. Loans evaluated individually are not included in the collective evaluation. When management determines that foreclosure is probable or when the borrower is experiencing financial difficulty at the reporting date and repayment is expected to be provided substantially through the operation or sale of the collateral, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate. Allowance for Credit Losses on Unfunded Commitments - The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for credit losses on unfunded commitments is adjusted through provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. Bank Premises and Equipment - Land is carried at cost. Bank premises and equipment are carried at cost less accumulated depreciation. Depreciation is determined using the straight-line method over the estimated useful lives of the related assets. The useful lives of Bank premises are estimated to be between 20 and 40 years. The useful lives of improvements to Bank premises, furniture, fixtures and equipment are estimated to be three The Bank evaluates premises and equipment for financial impairment as events or changes in circumstances indicate that the carrying amount of such assets may not be fully recoverable. Federal Home Loan Bank (FHLB) Stock - The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. Investments in Low Income Housing Tax Credit Funds - The Bank has invested in limited partnerships that were formed to develop and operate affordable housing projects for low or moderate income tenants throughout California. In accordance with ASU No. 2014-01, Investments - Equity Method and Joint Ventures (Topic 323), we elected to account for the investments in qualified affordable housing tax credit funds using the proportional amortization method. Under the proportional amortization method, the initial cost of the investment is amortized in proportion to the tax credits and other tax benefits received and the net investment performance is recognized as part of income tax expense (benefit). Each of the partnerships must meet the regulatory minimum requirements for affordable housing for a minimum 15-year compliance period to fully utilize the tax credits. If the partnerships cease to qualify during the compliance period, the credit may be denied for any period in which the project is not in compliance and a portion of the credit previously taken is subject to recapture with interest. The Company’s investment in Low Income Housing Tax Credit (“LIHTC”) partnerships is reported in other assets on the consolidated balance sheet. Other Real Estate Owned - Other real estate owned (OREO) is comprised of property acquired through foreclosure proceedings or acceptance of deeds-in-lieu of foreclosure. Losses recognized at the time of acquiring property in full or partial satisfaction of debt are charged against the allowance for credit losses. OREO, when acquired, is initially recorded at fair value less estimated disposition costs, establishing a new cost basis. Fair value of OREO is generally based on an independent appraisal of the property. Subsequent to initial measurement, OREO is carried at the lower of the recorded investment or fair value less disposition costs. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through noninterest expense. Revenues and expenses associated with OREO are reported as a component of noninterest expense when incurred. There was no for other real estate owned at December 31, 2023 and at December 31, 2022. Foreclosed Assets - Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through operations. Operating costs after acquisition are expensed. Gains and losses on disposition are included in noninterest expense. There was no for foreclosed assets at December 31, 2023 and at December 31, 2022. Bank Owned Life Insurance - The Company has purchased life insurance policies on certain key executives. Company owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Business Combinations - The Company accounts for acquisitions of businesses using the acquisition method of accounting. Under the acquisition method, assets and liabilities assumed are recorded at their estimated fair values at the date of acquisition. Management utilizes various valuation techniques included discounted cash flow analyses to determine these fair values. Any excess of the purchase price over amounts allocated to the acquired assets, including identifiable intangible assets, and liabilities assumed is recorded as goodwill. Goodwill - Business combinations involving the Bank’s acquisition of the equity interests or net assets of another enterprise give rise to goodwill. Goodwill represents the excess of the purchase price of acquired businesses over the net fair value of assets, including identified intangible assets, acquired and liabilities assumed in the transactions accounted for under the acquisition method of accounting. The value of goodwill is ultimately derived from the Bank’s ability to generate net earnings after the acquisitions. A decline in net earnings could be indicative of a decline in the fair value of goodwill and result in impairment. For that reason, goodwill is assessed at least annually for impairment. The Company has selected September 30 as the date to perform the annual impairment test. Management assessed qualitative factors including performance trends and noted no factors indicating goodwill impairment. Goodwill is also tested for impairment between annual tests if an event occurs or circumstances change that would more likely than not reduce the fair value of the Company below its carrying amount. No such events or circumstances arose during the fourth quarter of 2023, so goodwill was not required to be retested. Goodwill is the only intangible asset with an indefinite life on the balance sheet. Intangible Assets - The intangible assets at December 31, 2023 represent the estimated fair value of the core deposit relationships acquired in business combinations. Core deposit intangibles are being amortized using the straight-line method over an estimated life of five to ten years from the date of acquisition. Management evaluates the remaining useful lives quarterly to determine whether events or circumstances warrant a revision to the remaining periods of amortization. Based on the evaluation, no changes to the remaining useful lives was required. During 2023 the amortization of the core deposit intangible, from previously completed acquisitions, was completed. Therefore, Management did not need to perform an annual impairment test on core deposit intangibles as of September 30, 2023, as no impairment was possible. Core deposit intangibles could also be tested for impairment between annual tests if an event occurs or circumstances change that would more likely than not reduce the fair value below its carrying amount. Loan Commitments and Related Financial Instruments - Financial instruments include off‑balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount of these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Income Taxes - The Company files its income taxes on a consolidated basis with the Bank. The allocation of income tax expense represents each entity’s proportionate share of the consolidated provision for income taxes. Income tax expense represents the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the tax consequences of temporary differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. On the balance sheet, net deferred tax assets are included in accrued interest receivable and other assets. The realization of deferred income tax assets is assessed and a valuation allowance is recorded if it is “more likely than not” that all or a portion of the deferred tax assets will not be realized. “More likely than not” is defined as greater than a 50% chance. All available evidence, both positive and negative is considered to determine whether, based on the weight of that evidence, a valuation allowance is needed. Accounting for Uncertainty in Income Taxes - The Company uses a comprehensive model for recognizing, measuring, presenting and disclosing in the financial statements tax positions taken or expected to be taken on a tax return. A tax position is recognized as a benefit only if it is more likely than not that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the more likely than not test, no tax benefit is recorded. Interest expense and penalties associated with unrecognized tax benefits, if any, are classified as income tax expense in the consolidated statement of income. Retirement Plans - Employee 401(k) plan expense is the amount of employer matching contributions. Profit sharing plan expense is the amount of employer contributions. Contributions to the profit sharing plan are determined at the discretion of the Board of Directors. Deferred compensation and supplemental retirement plan expense is allocated over years of service. Earnings Per Common Share - Basic earnings per common share (EPS), which excludes dilution, is computed by dividing income available to common shareholders (net income after deducting dividends, if any, on preferred stock and accretion of discount) by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options or warrants, result in the issuance of common stock which shares in the earnings of the Company. All data with respect to computing earnings per share is retroactively adjusted to reflect stock dividends and splits and the treasury stock method is applied to determine the dilutive effect of stock options in computing diluted EPS. The shares awarded to employees and directors under the restricted stock agreements vest on applicable vesting dates only to the extent the recipient of the shares is then an employee or a director of the Company or one of its subsidiaries, and each recipient will forfeit all of the shares that have not vested on the date his or her employment or service is terminated. Common stock awards for performance vest immediately. Holders of restricted stock awards receive non-forfeitable dividends at the same rate as common stockholders and they both share equally in undistributed earnings. Therefore, under the two-class method the difference in EPS is not significant for these participating securities. Comprehensive Income - Comprehensive income consists of net income and other comprehensive income. Other comprehensive income includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity. Loss Contingencies - Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are such matters that will have a material effect on the financial statements. Restrictions on Cash - Cash on hand or on deposit with the Federal Reserve Bank was required to meet regulatory reserve and clearing requirements. Share-Based Compensation - Compensation cost is recognized for stock options and restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used for restricted stock awards. Additionally, the compensation expense for the Company’s employee stock owners

Fair Value Measurements

Fair Value Measurements	12 Months Ended
Fair Value Measurements	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements	AIR VALUE MEASUREMENTS Fair Value Hierarchy Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 — Quoted market prices (unadjusted) for identical instruments traded in active markets that the entity has the ability to access as of the measurement date. Level 2 — Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 — Significant unobservable inputs that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may require the transfer of financial instruments from one fair value level to another. In such instances, we report the transfer at the beginning of the reporting period. The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): December 31, 2023 Carrying Fair Value Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 30,017 $ 30,017 $ — $ — $ 30,017 Interest-earning deposits in other banks 23,711 23,711 — — 23,711 Held-to-maturity investment securities 302,442 — 277,003 — 277,003 Loans, net 1,276,144 — — 1,213,098 1,213,098 Accrued interest receivable 10,898 — 6,146 4,752 10,898 Financial liabilities: Time deposits 162,085 — 160,839 — 160,839 Short-term borrowings 80,000 — 79,991 — 79,991 Senior debt and subordinated debentures 69,744 — — 61,121 61,121 Accrued interest payable 778 — 594 184 778 December 31, 2022 Carrying Fair Value Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 25,485 $ 25,485 $ — $ — $ 25,485 Interest-earning deposits in other banks 5,685 5,685 — — 5,685 Held-to-maturity investment securities 305,107 — 271,249 — 271,249 Loans, net 1,245,456 — — 1,113,849 1,113,849 Accrued interest receivable 10,547 — 6,035 4,512 10,547 Financial liabilities: Time deposits 67,923 — 67,047 — 67,047 Short-term borrowings 46,000 — 46,000 — 46,000 Senior debt and subordinated debentures 69,599 — — 62,504 62,504 Accrued interest payable 794 — 83 711 794 The methods and assumptions used to estimate fair values are described as follows: (a) Cash and Cash Equivalents — The carrying amounts of cash and due from banks, interest-earning deposits in other banks, and Federal funds sold approximate fair values and are classified as Level 1. (b) Investment securities — The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2), using matrix pricing. Matrix pricing is a mathematical technique commonly used to price debt securities that are not actively traded, values debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). (c) Loans — Fair values of loans are estimated as follows: fixed and variable loans are estimated using discounted cash flow analyses, taking into consideration various factors including loan type, credit loss and prepayment expectations. The loan cash flows are discounted to present value using a combination of existing market rates and liquidity spreads as well as underlying index rates and margins on variable rate loans resulting in a Level 3 classification. (d) Time Deposits — Fair value for fixed and variable rate certificates of deposit are estimated using discounted cash flow analyses using interest rates offered at each reporting date by the Company for certificates with similar remaining maturities resulting in a Level 2 classification. (e) Short-Term Borrowings — The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, maturing within one year, approximate their fair values resulting in a Level 2 classification. (f) Subordinated Debentures and Senior Debt — The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 3 classification. (g) Accrued Interest Receivable/Payable — The fair value of accrued interest receivable and payable is based on the fair value hierarchy of the related asset or liability. Assets Recorded at Fair Value The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and non-recurring basis as of December 31, 2023 and 2022: Recurring Basis The Company is required or permitted to record the following assets at fair value on a recurring basis under other accounting pronouncements (in thousands): Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 December 31, 2023 Available-for-sale debt securities: U.S. Treasury securities $ 8,954 $ — $ 8,954 $ — U.S. Government agencies 95 — 95 — Obligations of states and political subdivisions 180,222 — 180,222 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 83,352 — 83,352 — Private label mortgage and asset backed securities 324,573 — 324,573 — Equity Securities 6,649 6,649 — — Total assets measured at fair value on a recurring basis $ 603,845 $ 6,649 $ 597,196 $ — Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 December 31, 2022 Available-for-sale debt securities: U.S. Treasury securities $ 8,707 $ — $ 8,707 $ — U.S. Government agencies 98 — 98 — Obligations of states and political subdivisions 174,985 — 174,985 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 109,493 — 109,493 — Private label residential mortgage and asset backed securities 355,542 — 355,542 — Corporate debt securities — — — — Equity Securities 6,558 6,558 — — Total assets measured at fair value on a recurring basis $ 655,383 $ 6,558 $ 648,825 $ — Securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for available-for-sale investment securities in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. During the years ended December 31, 2023 and 2022, no transfers between levels occurred. There were no Level 3 assets measured at fair value on a recurring basis at December 31, 2023 or December 31, 2022. Also there were no liabilities measured at fair value on a recurring basis at December 31, 2023 or December 31, 2022. Non-Recurring Basis

Investment Securities

Investment Securities	12 Months Ended
Investment Securities	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Investment securities	INVESTMENT SECURITIES The following tables summarize the amortized cost and fair value of securities available-for-sale and securities held-for-maturity at December 31, 2023 and 2022 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive (loss) income and gross unrecognized gains and losses: December 31, 2023 Amortized Gross Unrealized Gross Unrealized Allowance for Credit Losses Estimated Available-for-Sale Securities Debt Securities: U.S. Treasury securities $ 9,990 $ — $ (1,036) $ — $ 8,954 U.S. Government agencies 102 — (7) — 95 Obligations of states and political subdivisions 198,070 — (17,848) — 180,222 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 88,874 3 (5,525) — 83,352 Private label mortgage and asset backed securities 372,610 10 (48,047) — 324,573 $ 669,646 $ 13 $ (72,463) $ — $ 597,196 December 31, 2023 Amortized Gross Unrealized Gross Unrealized Estimated Allowance for Credit Losses Held to Maturity Debt Securities: Obligations of states and political subdivisions $ 192,070 $ 70 $ (14,188) $ 177,952 $ 20 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 10,758 — (1,692) 9,066 — Private label mortgage and asset backed securities 54,579 — (5,944) 48,635 11 Corporate debt securities 46,086 — (4,736) 41,350 1,020 $ 303,493 $ 70 $ (26,560) $ 277,003 $ 1,051 December 31, 2022 Amortized Gross Unrealized Gains Gross Unrealized Estimated Fair Value Available-for-Sale Securities Debt Securities: U.S. Treasury securities $ 9,990 $ — $ (1,283) $ 8,707 U.S. Government agencies 107 — (9) 98 Obligations of states and political subdivisions 201,638 — (26,653) 174,985 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 117,292 4 (7,803) 109,493 Private label mortgage and asset backed securities 411,441 14 (55,913) 355,542 Corporate debt securities — — — — ` $ 740,468 $ 18 $ (91,661) $ 648,825 December 31, 2022 Held-to-Maturity Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Estimated Fair Value Debt securities: Obligations of states and political subdivisions 192,004 67 (23,166) $ 168,905 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 10,430 — (1,762) 8,668 Private label mortgage and asset backed securities 56,691 — (5,931) 50,760 Corporate debt securities 45,982 — (3,066) 42,916 Total held-to-maturity $ 305,107 $ 67 $ (33,925) $ 271,249 Proceeds and gross realized (losses)/gains on investment securities for the years ended December 31, 2023, 2022, and 2021 are shown below (in thousands): Years Ended December 31, 2023 2022 2021 Available-for-Sale Securities Proceeds from sales or calls $ 26,361 $ 252,331 $ 26,222 Gross realized gains from sales or calls $ — $ 5,235 $ 580 Gross realized losses from sales or calls $ (907) $ (6,965) $ (79) During the second quarter of 2022, the Company re-designated certain securities previously classified as available-for-sale to the held-to-maturity classification. The securities re-designated consisted of obligations of states and political subdivision securities, U.S. Government sponsored entity and agency securities collateralized by residential mortgage obligations, private label mortgage and asset backed securities, and corporate debt securities with a total carrying value of $306.7 million at April 1, 2022. At the time of re-designation, the securities included $25.3 million of pretax unrealized losses in other comprehensive income; which is being amortized over the remaining life of the securities in a manner consistent with the amortization of a premium or discount. As market interest rates or risks associated with an avail able-for-sale security’s issuer continue to change and impact the actual or perceived values of investment securities, the Company may determine that selling these securities and using proceeds to purchase securities that fit with the Company’s current risk profile is appropriate and beneficial to the Company. Losses recognized in 2023, 2022, and 2021 were incurred in order to reposition the investment securities portfolio based on the current rate environment. The securities sold at a loss were acquired when the rate environment was not as volatile. The securities sold were primarily purchased to serve a purpose in the rate environment in which the securities were purchased. The Company addressed risks in the security portfolio by selling these securities and using the proceeds to fund loan growth. The provision for income taxes includes $(268,000), $(511,000), and $148,000 income (benefit)/tax impact from the reclassification of unrealized net (losses)/gains on available-for-sale securities to realized net (losses)/gains on available-for-sale securities for the years ended December 31, 2023, 2022, and 2021, respectively. The amortized cost and estimated fair value of available-for-sale and held-to-maturity investment securities at December 31, 2023 and 2022 by contractual maturity are shown in the two tables below (in thousands). Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. December 31, 2023 December 31, 2022 Available-for-Sale Securities Amortized Estimated Amortized Estimated Within one year $ — $ — $ — $ — After one year through five years 9,992 8,954 — — After five years through ten years 40,264 35,379 45,918 38,383 After ten years 157,804 144,843 165,710 145,309 208,060 189,176 211,628 183,692 Investment securities not due at a single maturity date: U.S. Government agencies 102 95 107 98 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 88,874 83,352 117,292 109,493 Private label mortgage and asset backed securities 372,610 324,573 411,441 355,542 $ 669,646 $ 597,196 $ 740,468 $ 648,825 December 31, 2023 December 31, 2022 Held-to-Maturity Securities Amortized Estimated Amortized Estimated Within one year $ — $ — $ — $ — After one year through five years 8,463 8,136 132 129 After five years through ten years 74,746 68,552 51,424 46,143 After ten years 108,861 101,264 140,448 122,633 192,070 177,952 192,004 168,905 Investment securities not due at a single maturity date: U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 10,758 9,066 10,430 8,668 Private label mortgage and asset backed securities 54,579 48,635 56,691 50,760 Corporate debt securities 46,086 41,350 45,982 42,916 $ 303,493 $ 277,003 $ 305,107 $ 271,249 At December 31, 2023 there were five issuers of private label mortgage securities in which the Company had holdings of securities in amounts greater than 10% of shareholders’ equity. Investments with these issuers were in senior tranches and/or were rated “AAA” or higher and there were no credit issues identified. The following table summarizes the Company’s debt securities in an unrealized loss position for which an allowance for credit losses has not been recorded, aggregated by major security type and length of time in a continuous unrealized loss position (in thousands): December 31, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Debt Securities: U.S. Treasury securities $ — $ — $ 8,954 $ (1,036) $ 8,954 $ (1,036) U.S. Government agencies — — 95 (7) 95 (7) Obligations of states and political subdivisions — — 180,222 (17,848) 180,222 (17,848) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 392 (3) 82,760 (5,522) 83,152 (5,525) Private label residential mortgage and asset backed securities — — 323,655 (48,047) 323,655 (48,047) $ 392 $ (3) $ 595,686 $ (72,460) $ 596,078 $ (72,463) December 31, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Held-to-Maturity Securities Debt Securities: Obligations of states and political subdivisions $ 108 $ (1) $ 175,309 $ (14,187) $ 175,417 $ (14,188) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations — — 9,066 (1,692) 9,066 (1,692) Private label residential mortgage and asset backed securities — — 48,635 (5,944) 48,635 (5,944) Corporate debt securities — — 41,350 (4,736) 41,350 (4,736) $ 108 $ (1) $ 274,360 $ (26,559) $ 274,468 $ (26,560) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Debt Securities: U.S. Treasury securities $ — $ — $ 8,707 $ (1,283) $ 8,707 $ (1,283) U.S. Government agencies $ — $ — $ 98 $ (9) $ 98 $ (9) Obligations of states and political subdivisions 90,808 (12,208) 84,177 (14,445) 174,985 (26,653) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 20,825 (1,058) 88,520 (6,745) 109,345 (7,803) Private label residential mortgage backed securities 126,284 (14,529) 229,152 (41,384) 355,436 (55,913) $ 237,917 $ (27,795) $ 410,654 $ (63,866) $ 648,571 $ (91,661) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Held-to-Maturity Securities Debt Securities: Obligations of states and political subdivisions $ 48,311 $ (5,505) $ 118,026 $ (17,661) $ 166,337 $ (23,166) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations — — 8,668 (1,762) 8,668 (1,762) Private label residential mortgage and asset backed securities 19,393 (1,916) 31,367 (4,015) 50,760 (5,931) Corporate debt securities 23,997 (1,561) 18,919 (1,505) 42,916 (3,066) $ 91,701 $ (8,982) $ 176,980 $ (24,943) $ 268,681 $ (33,925) As of December 31, 2023, the Company had a total of 178 AFS debt securities in a gross unrealized loss position with no credit impairment, consisting of 6 U.S. Treasury securities and U.S. Government agencies, 43 obligations of states and political subdivisions, 52 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations, and 77 private label mortgage and asset backed securities. Allowance for Credit Losses on Available-for-Sale Debt Securities Each reporting period, the Company assesses each AFS debt security that is in an unrealized loss position to determine whether the decline in fair value below the amortized cost basis results from a credit loss or other factors. The Company did not record an ACL on any available for sale securities at December 31, 2023 or upon adoption of ASU 2016-13 on January 1, 2023. As of both dates, the Company considers the unrealized losses across the classes of major security-type to be related to fluctuations in market conditions, primarily interest rates, and not reflective of a deterioration in credit value. As of December 31, 2023, the Company determined that it is not more likely than not that the Company would be required to sell securities. The gross unrealized losses presented in the preceding tables were primarily attributable to interest rate increases and liquidity and were mainly comprised of the following: • Obligations of States and Political Subdivisions: The unrealized losses on investments in obligations of states and political subdivisions are caused by increases in required yields by investors in these types of securities. It is expected that the securities would not be settled at a price less than the amortized cost of the investment. • U.S. Treasury and Government Sponsored Entities and Agencies Collateralized by Residential Mortgage Obligations: The unrealized losses on the Company’s investments in U.S. treasuries and government sponsored entities and agencies collateralized by residential mortgage obligations were caused by interest rate changes. The contractual cash flows of those investments are guaranteed or supported by an agency or sponsored entity of the U.S. Government. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost of the Company’s investment. • Private Label Mortgage and Asset Backed Securities: The Company has invested exclusively in AA and AAA tranches of various private label mortgage and asset backed securities. Each purchase is subject to a credit and structure review prior to their purchase. Ratings are reviewed on a quarterly basis in addition to other metrics provided through third-party services. Following review of the financial metrics and ratings, management concluded that the unrealized loss position of the private label mortgage and asset backed securities related exclusively to the fluctuation in market conditions and were not reflective of any credit concerns with the tranches comprising the Company’s investments. No allowance for credit losses have been recognized on AFS debt securities in an unrealized loss position, as management does not believe that any of the securities are impaired due to credit risk factors as of December 31, 2023 and December 31, 2022. Allowance for Credit Losses on Held-to-Maturity Debt Securities The Company separately evaluates its HTM debt securities for any credit losses based on probability of default and loss given default utilizing historical industry data based on investment category, while also considering reasonable and supportable forecasts. The probability of default and loss given default are incorporated into the present value of expected cash flows and compared against amortized cost. The Company recorded an ACL on January 1, 2023 for held-to-maturity debt securities within the corporate bond and private label mortgage securities of $545,000 and $231,000, respectively. The allowance for credit losses on HTM securities was $1,051,000 at December 31, 2023. The Company monitors credit quality of debt securities held-to-maturity through the use of credit ratings. The Company monitors the credit ratings on a quarterly basis. For non-rated investment securities, management receives quarterly performance updates to monitor for any credit concerns. There were no HTM securities on nonaccrual or past due over 89 days and still on accrual. The following table summarizes the amortized cost of debt securities held-to-maturity at the dates indicated, aggregated by credit quality indicator. U.S. Government sponsored agencies are not included in the below tables as credit ratings are not applicable. December 31, 2023 Debt Securities Held-to-Maturity AAA/AA/A BBB Unrated Obligations of states and political subdivisions $ 192,070 $ — $ — Private label mortgage and asset backed securities 46,334 — 8,245 Corporate debt securities — 30,173 15,913 Total debt securities held-to-maturity $ 238,404 $ 30,173 $ 24,158

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	12 Months Ended
Loans and Allowance for Credit Losses	Dec. 31, 2023
Receivables [Abstract]
Loans and Allowance for Credit Losses	LOANS AND ALLOWANCE FOR CREDIT LOSSES The majority of the disclosures in this footnote are prepared at the class level, which is equivalent to the call report or call code classification. The roll forward of the allowance for credit losses is presented at the portfolio segment level. Accrued interest receivable on loans of $4,752,000 and $4,512,000 at December 31, 2023 and December 31, 2022 respectively is not included in the loan tables below and is included in other assets on the Company’s balance sheets. Outstanding loans are summarized by class as follows: Loan Type (Dollars in thousands) December 31, 2023 December 31, 2022 Commercial: Commercial and industrial $ 105,466 $ 141,197 Agricultural production 33,556 37,007 Total commercial 139,022 178,204 Real estate: Construction & other land loans 33,472 109,175 Commercial real estate - owner occupied 215,146 194,663 Commercial real estate - non-owner occupied 539,522 464,809 Farmland 120,674 119,648 Multi-family residential 61,307 24,586 1-4 family - close-ended 96,558 93,510 1-4 family - revolving 27,648 30,071 Total real estate 1,094,327 1,036,462 Consumer 55,606 40,252 Total gross loans 1,288,955 1,254,918 Net deferred origination fees 1,842 1,386 Loans, net of deferred origination fees 1,290,797 1,256,304 Allowance for credit losses (14,653) (10,848) Total loans, net $ 1,276,144 $ 1,245,456 At December 31, 2023 and December 31, 2022, loans originated under Small Business Administration (SBA) programs totaling $18,246,000 and $19,947,000, respectively, were included in the real estate and commercial categories, of which, $13,955,000 or 76% and $15,333,000 or 77%, respectively, are secured by government guarantees. Allowance for Credit Losses on Loans The measurement of the allowance for credit losses on collectively evaluated loans is based on modeled expectations of lifetime expected credit losses utilizing national and local peer group historical losses, weighting of economic scenarios, and other relevant factors. The Company incorporates forward-looking information using macroeconomic scenarios, which include variables that are considered key drivers of credit losses within the portfolio. The Company uses a probability-weighted, multiple scenario forecast approach. These scenarios may consist of a base forecast representing the most likely outcome, combined with downside or upside scenarios reflecting possible worsening or improving economic conditions. When a loan no longer shares similar risk characteristics with other loans, such as in the case of certain nonaccrual loans, the Company estimates the allowance for credit losses on an individual loan basis. There were no loans on nonaccrual or individually evaluated as of December 31, 2023 or December 31, 2022. The following table shows the summary of activities for the allowance for credit losses as of and for the year ended December 31, 2023, 2022, and 2021 by portfolio segment (in thousands): Commercial Commercial Real Estate 1-4 Family Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2023 prior to adoption of ASU 2016-13 (CECL) $ 1,814 $ 7,803 $ 607 $ 284 $ 340 $ 10,848 Impact of adoption of ASU 2016-13 454 1,693 1,614 489 (340) 3,910 (Credit) provision for credit losses (1) (766) 296 199 186 — (85) Charge-offs (636) — — (53) — (689) Recoveries 609 — 15 45 — 669 Ending balance, December 31, 2023 $ 1,475 $ 9,792 $ 2,435 $ 951 $ — $ 14,653 (1) Represents credit losses for loans only. The provision for credit losses on the Consolidated Statements of Income of $309 includes a $276 provision for held-to-maturity securities and a $118 provision for unfunded loan commitments. Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2022 $ 2,011 $ 6,741 $ 568 $ 280 $ 9,600 (Credit) provision for credit losses (1) (531) 1,062 409 60 1,000 Charge-offs (27) — (151) — (178) Recoveries 367 — 59 — 426 Ending balance, December 31, 2022 $ 1,820 $ 7,803 $ 885 $ 340 $ 10,848 (1) Represents credit losses for loans only. The provision for credit losses on the Consolidated Statements of Income of $995 includes a $(5) credit for unfunded loan commitments. Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2021 $ 2,019 $ 9,174 $ 1,091 $ 631 $ 12,915 Credit for credit losses (1) (663) (2,752) (534) (351) (4,300) Charge-offs (46) — (221) — (267) Recoveries 701 319 232 — 1,252 Ending balance, December 31, 2021 $ 2,011 $ 6,741 $ 568 $ 280 $ 9,600 (1) Represents credit losses for loans only. The credit for credit losses on the Consolidated Statements of Income of $(4,435) includes a $(135) credit for unfunded loan commitments. During the year ended December 31, 2023, the credit to credit losses was primarily driven by stable economic scenario forecasts in commercial real estates, partially offset by loan balances changes. Management believes that the allowance for credit losses at December 31, 2023 appropriately reflected expected credit losses in the loan portfolio at that date. The following table shows the loan portfolio by class, net of deferred fees, allocated by management’s internal risk ratings for the period indicated (in thousands): Term Loans Amortized Cost Basis by Origination Year As of December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Converted to Term Total Commercial and industrial Pass/Watch $ 19,886 $ 17,129 $ 21,050 $ 4,643 $ 1,561 $ 6,980 $ 29,391 $ 215 $ 100,855 Special mention — 277 139 183 107 272 3,750 — 4,728 Substandard — — — 156 — 66 — — 222 Total $ 19,886 $ 17,406 $ 21,189 $ 4,982 $ 1,668 $ 7,318 $ 33,141 $ 215 $ 105,805 Current period gross write-offs $ 241 $ — $ 323 $ — $ — $ — $ — $ — $ 564 Agricultural production Pass/Watch $ 153 $ 830 $ 14 $ — $ 251 $ 112 $ 30,241 $ 999 $ 32,600 Special mention — — — — — — — — — Substandard — 676 — — — — 300 — 976 Total $ 153 $ 1,506 $ 14 $ — $ 251 $ 112 $ 30,541 $ 999 $ 33,576 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Construction & other land loans Pass/Watch $ 6,953 $ 15,593 $ 1,305 $ 701 $ 1,538 $ 3,039 $ 4,167 $ — $ 33,296 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 6,953 $ 15,593 $ 1,305 $ 701 $ 1,538 $ 3,039 $ 4,167 $ — $ 33,296 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate - owner occupied Pass/Watch $ 20,648 $ 25,132 $ 20,783 $ 39,356 $ 21,831 $ 80,384 $ 3,207 $ — $ 211,341 Special mention — — — — — 3,026 272 — 3,298 Substandard — — — — — 497 — — 497 Total $ 20,648 $ 25,132 $ 20,783 $ 39,356 $ 21,831 $ 83,907 $ 3,479 $ — $ 215,136 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate - non-owner occupied Pass/Watch $ 81,153 $ 115,031 $ 77,375 $ 38,307 $ 12,181 $ 175,419 $ 19,218 $ 3,216 $ 521,900 Special mention — 600 — — — 374 — — 974 Substandard — — — — 13,625 2,344 — — 15,969 Total $ 81,153 $ 115,631 $ 77,375 $ 38,307 $ 25,806 $ 178,137 $ 19,218 $ 3,216 $ 538,843 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Farmland Pass/Watch $ 8,382 $ 24,063 $ 10,873 $ 29,770 $ 11,155 $ 23,324 $ 8,695 $ 1,955 $ 118,217 Special mention — — — — — — — — — Substandard — — — 2,213 — 200 — — 2,413 Total $ 8,382 $ 24,063 $ 10,873 $ 31,983 $ 11,155 $ 23,524 $ 8,695 $ 1,955 $ 120,630 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multi-family residential Pass/Watch $ 2,988 $ 1,847 $ 38,644 $ 2,364 $ 4,538 $ 10,417 $ 532 $ — $ 61,330 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 2,988 $ 1,847 $ 38,644 $ 2,364 $ 4,538 $ 10,417 $ 532 $ — $ 61,330 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — 1-4 family - close-ended Pass/Watch $ 1,689 $ 64,056 $ 7,898 $ 2,259 $ 1,703 $ 18,237 $ — $ 809 $ 96,651 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 1,689 $ 64,056 $ 7,898 $ 2,259 $ 1,703 $ 18,237 $ — $ 809 $ 96,651 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — 1-4 family - revolving Pass/Watch $ — $ — $ — $ — $ — $ — $ 21,662 $ 6,213 $ 27,875 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ — $ — $ — $ — $ — $ — $ 21,662 $ 6,213 $ 27,875 Current period gross write-offs $ 75 $ — $ — $ — $ — $ — $ — $ — $ 75 Consumer Pass/Watch $ 34,866 $ 8,745 $ 6,503 $ 2,265 $ 2,007 $ 2,398 $ 643 $ 4 $ 57,431 Special mention — — — — — — — — — Substandard 182 — 42 — — — — — 224 Total $ 35,048 $ 8,745 $ 6,545 $ 2,265 $ 2,007 $ 2,398 $ 643 $ 4 $ 57,655 Current period gross write-offs $ 23 $ — $ — $ — $ 27 $ — $ — $ — $ 50 Total loans outstanding (risk rating): Pass/Watch $ 176,718 $ 272,426 $ 184,445 $ 119,665 $ 56,765 $ 320,310 $ 117,756 $ 13,411 $ 1,261,496 Special mention — 877 139 183 107 3,672 4,022 — 9,000 Substandard 182 676 42 2,369 13,625 3,107 300 — 20,301 Grand Total $ 176,900 $ 273,979 $ 184,626 $ 122,217 $ 70,497 $ 327,089 $ 122,078 $ 13,411 $ 1,290,797 Current period total gross write-offs $ 339 $ — $ 323 $ — $ 27 $ — $ — $ — $ 689 The following table shows the loan portfolio by class, net of deferred fees, allocated by management’s internal risk ratings at December 31, 2022 (in thousands): Pass Special Mention Substandard Doubtful Total Commercial: Commercial and industrial $ 131,300 $ 8,707 $ 1,655 $ — $ 141,662 Agricultural production 24,926 6,713 5,399 — 37,038 Real Estate: Construction & other land loans 93,817 — 15,024 — 108,841 Commercial real estate - owner occupied 189,344 3,283 2,169 — 194,796 Commercial real estate - non-owner occupied 458,746 3,440 2,412 — 464,598 Farmland 109,898 8,879 824 — 119,601 Multi-family residential 24,636 — — — 24,636 1-4 family - close-ended 93,644 — — — 93,644 1-4 family - revolving 30,031 — 266 — 30,297 Consumer: 41,155 2 34 — 41,191 Total $ 1,197,497 $ 31,024 $ 27,783 $ — $ 1,256,304 The following table shows an aging analysis of the loan portfolio by class at December 31, 2023 (in thousands): 30-59 Days 60-89 Greater Than 89 Days Past Due Total Past Current Total Loans Past Due > 89 Days, Still Accruing Non-accrual Commercial: Commercial and industrial $ 25 $ — $ — $ 25 $ 105,441 $ 105,466 $ — $ — Agricultural production 507 — — 507 33,049 33,556 — — Real estate: — Construction & other land loans — — — — 33,472 33,472 — — Commercial real estate - owner occupied — — — — 215,146 215,146 — — Commercial real estate - non-owner occupied — — — — 539,522 539,522 — — Farmland — — — — 120,674 120,674 — — Multi-family residential — — — — 61,307 61,307 — — 1-4 family - close-ended 2,973 — — — 96,558 96,558 — — 1-4 family - revolving — — — — 27,648 27,648 — — Consumer 169 68 — 237 55,369 55,606 — — Deferred fees — — — — $ 1,842 1,842 — — Total $ 3,674 $ 68 $ — $ 769 $ 1,290,028 $ 1,290,797 $ — $ — The following table shows an aging analysis of the loan portfolio by class at December 31, 2022 (in thousands): 30-59 Days 60-89 Greater Total Past Current Total Loans Past Due > 89 Days, Still Accruing Non- Commercial: Commercial and industrial $ 440 $ — $ — $ 440 $ 140,757 $ 141,197 $ — $ — Agricultural production — — — — 37,007 37,007 — — Real estate: — 0 Construction & other land loans — — — — 109,175 109,175 — — Commercial real estate - owner occupied 250 — — 250 194,413 194,663 — — Commercial real estate - non-owner occupied 4,507 — — 4,507 460,302 464,809 — — Farmland — — — — 119,648 119,648 — — Multi-family residential — — — — 24,586 24,586 — — 1-4 family - close-ended — — — — 93,510 93,510 — — 1-4 family - revolving 465 — — 465 29,606 30,071 — — Consumer 233 — — 233 40,019 40,252 — — Deferred fees — — — — 1,386 1,386 — — Total $ 5,895 $ — $ — $ 5,895 $ 1,250,409 $ 1,256,304 $ — $ — As of December 31, 2023 and December 31, 2022 there were no collateral dependent loans. There was no foregone interest on nonaccrual loans for the year ended December 31, 2023. Foregone interest on nonaccrual loans totaled $132,000 and $99,000 for the years ended December 31, 2022 and 2021, respectively. Occasionally, the Company modifies loans to borrowers in financial distress by providing reductions of the stated interest rate of the loan or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. There were no loan modifications granted to borrowers experiencing financial difficulty during the years ended December 31, 2023 or 2022. As of December 31, 2022, the Company had a recorded investment in troubled debt restructurings (“TDR”) of $2,372,000. The Company allocated $314,000 of specific reserves for those loans at December 31, 2022. The Company committed to lend no additional amounts as of December 31, 2022 to customers with outstanding loans that were classified as troubled debt restructurings. The following is a summary of the allowance for credit losses by impairment methodology and portfolio segment as of December 31, 2022 and December 31, 2021 (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending balance, December 31, 2022 $ 1,820 $ 7,803 $ 885 $ 340 $ 10,848 Ending balance: individually evaluated for impairment $ 309 $ 5 $ — $ — $ 314 Ending balance: collectively evaluated for impairment $ 1,511 $ 7,798 $ 885 $ 340 $ 10,534 The following table shows the ending balances of loans as of December 31, 2022 and December 31, 2021 by portfolio segment and by impairment methodology (in thousands): Commercial Real Estate Consumer Total Loans: Ending balance, December 31, 2022 $ 180,204 $ 910,881 $ 163,833 $ 1,254,918 Ending balance: individually evaluated for impairment $ 1,240 $ 139 $ 993 $ 2,372 Ending balance: collectively evaluated for impairment $ 178,964 $ 910,742 $ 162,840 $ 1,252,546 The following table shows information related to impaired loans by class at December 31, 2022 (in thousands): Recorded Unpaid Related With no related allowance recorded: Consumer: Equity loans and lines of credit $ 993 $ 1,007 $ — Total with no related allowance recorded 993 1,007 — With an allowance recorded: Commercial: Commercial and industrial 1,240 1,240 309 Real estate: Commercial real estate 126 126 2 Agricultural real estate 13 13 3 Total real estate 139 139 5 Total with an allowance recorded 1,379 1,379 314 Total $ 2,372 $ 2,386 $ 314 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following table shows information related to impaired loans by class at December 31, 2021 (in thousands): Recorded Unpaid Related With no related allowance recorded: Consumer: Equity loans and lines of credit $ 136 $ 172 $ — Total with no related allowance recorded 136 172 — With an allowance recorded: Commercial: Commercial and industrial 6,452 6,491 544 Agricultural land and production 634 714 63 Total commercial 7,086 7,205 607 Real estate: Real estate construction and other land loans 292 292 30 Commercial real estate 137 138 3 Agricultural real estate 21 21 5 Total real estate 450 451 38 Consumer: Equity loans and lines of credit 914 914 4 Total consumer 914 914 4 Total with an allowance recorded 8,450 8,570 649 Total $ 8,586 $ 8,742 $ 649

Bank Premises and Equipment

Bank Premises and Equipment	12 Months Ended
Bank Premises and Equipment	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Bank Premises and Equipment	BANK PREMISES AND EQUIPMENT Bank premises and equipment consisted of the following (in thousands): December 31, 2023 2022 Land $ 729 $ 1,131 Buildings and improvements 5,020 8,360 Furniture, fixtures and equipment 15,725 11,885 Leasehold improvements 10,218 4,305 31,692 25,681 Less accumulated depreciation and amortization (17,650) (17,694) $ 14,042 $ 7,987 Depreciation and amortization included in occupancy and equipment expense totaled $891,000, $755,000 and $897,000 for the years ended December 31, 2023, 2022, and 2021, respectively.

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
Goodwill and Intangible Assets	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	GOODWILL AND INTANGIBLE ASSETS Business combinations involving the Company’s acquisition of the equity interests or net assets of another enterprise give rise to goodwill. Total goodwill at December 31, 2023 and 2022 was $53,777,000. Total goodwill at December 31, 2023 consisted of $13,466,000, $10,394,000, $6,340,000, $14,643,000, and $8,934,000 representing the excess of the cost of Folsom Lake Bank, Sierra Vista Bank, Visalia Community Bank, Service 1 st Bancorp, and Bank of Madera County, respectively, over the net of the amounts assigned to assets acquired and liabilities assumed in the transactions accounted for under the purchase method of accounting. The value of goodwill is ultimately derived from the Company’s ability to generate net earnings after the acquisitions and is not deductible for tax purposes. A decline in net earnings could be indicative of a decline in the fair value of goodwill and result in impairment. For that reason, goodwill is assessed at least annually for impairment. The Company has selected September 30 as the date to perform the annual impairment test. Management assessed qualitative factors including performance trends and noted no factors indicating goodwill impairment. Goodwill is also tested for impairment between annual tests if an event occurs or circumstances change that would more likely than not reduce the fair value of the Company below its carrying amount. No such events or circumstances arose during the fourth quarter of 2023, so goodwill was not required to be retested. Intangible assets represent the estimated fair value of the core deposit relationships acquired in the 2013 acquisition of Visalia Community Bank. Core deposit intangibles are amortized using the straight-line method over an estimated life of five to ten years from the date of acquisition. Upon acquisition, the core deposit intangible asset of Visalia Community Bank was recorded as $1,365,000.

Deposits

Deposits	12 Months Ended
Deposits	Dec. 31, 2023
Banking and Thrift, Other Disclosure [Abstract]
Deposits	DEPOSITS Interest-bearing deposits consisted of the following (in thousands): December 31, 2023 2022 Savings $ 179,609 $ 215,287 Money market 497,043 435,783 NOW accounts 251,334 324,089 Time, $250,000 or more 24,257 13,338 Time, under $250,000 137,828 54,585 $ 1,090,071 $ 1,043,082 Aggregate annual maturities of time deposits are as follows (in thousands): Years Ending December 31, 2024 $ 128,035 2025 3,327 2026 1,343 2027 15,334 2028 14,046 Thereafter — $ 162,085 Interest expense recognized on interest-bearing deposits consisted of the following (in thousands): Years Ended December 31, 2023 2022 2021 Savings $ 245 $ 25 $ 20 Money market 8,910 848 661 NOW accounts 366 207 162 Time certificates of deposit 6,006 117 193 $ 15,527 $ 1,197 $ 1,036 As of December 31, 2023 and December 31, 2022 uninsured deposits totaled $821,756,000 and $900,123,000, respectively.

Borrowing Arrangements

Borrowing Arrangements	12 Months Ended
Borrowing Arrangements	Dec. 31, 2023
Banking and Thrift, Other Disclosure [Abstract]
Borrowing Arrangements	BORROWING ARRANGEMENTS Federal Home Loan Bank Advances - As of December 31, 2023, the Company had a $35,000,000 Federal Home Loan Bank (“FHLB”) of San Francisco advance with an interest rate of 5.70%, as compared to a $46,000,000 advance with an interest rate of 4.65% at December 31, 2022. Approximately $590,387,000 in loans were pledged under a blanket lien as collateral to the FHLB for the Bank’s remaining borrowing capacity of $307,483,000 as of December 31, 2023. FHLB advances are also secured by investment securities with amortized costs totaling $22,315,000 and $21,745,000 and market values totaling $29,727,000 and $28,961,000 at December 31, 2023 and 2022, respectively. The Bank’s credit limit varies according to the amount and composition of the investment and loan portfolios pledged as collateral. Lines of Credit - The Bank had unsecured lines of credit with its correspondent banks which, in the aggregate, amounted to $110,000,000 and $110,000,000 at December 31, 2023 and 2022, respectively, at interest rates which vary with market conditions. As of December 31, 2023 and 2022, the Company had no advances with correspondent banks. Federal Reserve Line of Credit and Bank Term Funding Program - The Bank has a line of credit in the amount of $4,448,000 and $4,702,000 with the Federal Reserve Bank of San Francisco (FRB) at December 31, 2023 and 2022, respectively, which bears interest at the prevailing discount rate collateralized by investment securities with amortized costs totaling $4,894,000 and $5,508,000 and market values totaling $4,374,000 and $4,893,000, respectively. The Bank participates in the Bank Term Funding Program (BTFP) which offers loans of up to one year in length to banks, savings associations, credit unions, and other eligible depository institutions pledging any collateral eligible for purchase by the Federal Reserve Banks in open market operations such as U.S. Treasuries, U.S. agency securities, and U.S. agency mortgage-backed securities. These assets are valued at par. The BTFP is an additional source of liquidity against high-quality securities At December 31, 2023, the Bank had $45,000,000 as a short-term loan outstanding with the FRB under the Bank Term Funding Program at an interest rate of 4.81%. The Bank had no borrowings with the FRB as of December 31, 2022. The following table reflects the Company’s credit lines, balances outstanding, and pledged collateral at December 31, 2023 and December 31, 2022: Credit Lines (In thousands) December 31, 2023 December 31, 2022 Unsecured Credit Lines Credit limit $ 110,000 $ 110,000 Balance outstanding $ — $ — Federal Home Loan Bank Credit limit $ 342,483 $ 365,309 Balance outstanding $ 35,000 $ 46,000 Collateral pledged $ 612,702 $ 687,357 Fair value of collateral $ 500,972 $ 565,869 Federal Reserve Bank Term Loan Funding Program Credit limit $ 46,174 $ — Balance outstanding $ 45,000 $ — Collateral pledged $ 53,650 $ — Fair value of collateral $ 47,603 $ — Federal Reserve Bank Credit limit $ 4,448 $ 4,702 Balance outstanding $ — $ — Collateral pledged $ 4,894 $ 5,508 Fair value of collateral $ 4,374 $ 4,893

Leases

Leases	12 Months Ended
Leases	Dec. 31, 2023
Leases [Abstract]
Leases	LEASES Leases - The Bank leases certain of its branch facilities and administrative offices under noncancelable operating leases with terms extending through 2033. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Operating lease cost is comprised of lease expense recognized on a straight-line basis, the amortization of the right-of-use asset and the implicit interest accreted on the operating lease liability. Operating lease cost is included in occupancy and equipment expense on our consolidated statements of income. We evaluate the lease term by assuming the exercise of options to extend that are reasonably assured and those option periods covered by an option to terminate the lease, if deemed not reasonably certain to be exercised. The lease term is used to determine the straight-line expense and limits the depreciable life of any related leasehold improvements. Certain leases require us to pay real estate taxes, insurance, maintenance and other operating expenses associated with the leased premises. These expenses are classified in occupancy and equipment expense on our consolidated statements of income, consistent with similar costs for owned locations, but is not included in operating lease cost below. We calculate the lease liability using a discount rate that represents our incremental borrowing rate at the lease commencement date. Future undiscounted lease payments for operating leases with initial terms of one year or more as of December 31, 2023 are as follows (in thousands): Years Ending December 31, 2024 2,214 2025 1,720 2023 1,535 2027 1,305 2028 663 Thereafter 1,920 Total lease payments 9,357 Less: imputed interest (237) Present value of operating lease liabilities $ 9,120 The table below summarizes the total lease cost for the period ending: (Dollars in thousands) December 31, 2023 December 31, 2022 December 31, 2021 Operating lease cost $ 2,375 $ 2,187 $ 2,088 Short-term lease cost — — 3 Variable lease cost 347 307 353 Total lease cost $ 2,722 $ 2,494 $ 2,444 The table below summarizes other information related to our operating leases: December 31, 2023 December 31, 2022 Weighted average remaining lease term, in years 5.91 6.38 Weighted average discount rate 1.40 % 1.50 % The table below shows operating lease right of use assets and operating lease liabilities as of : (Dollars in thousands) December 31, 2023 December 31, 2022 Operating lease right-of-use assets $ 8,311 $ 10,629 Operating lease liabilities $ 9,120 $ 11,449

Income Taxes

Income Taxes	12 Months Ended
Income Taxes	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Income Taxes	INCOME TAXES The provision for income taxes for the years ended December 31, 2023, 2022, and 2021 consisted of the following (in thousands): Federal State Total 2023 Current $ 4,692 $ 3,502 $ 8,194 Deferred 176 (66) 110 Provision for income taxes $ 4,868 $ 3,436 $ 8,304 2022 Current $ 4,827 $ 3,445 $ 8,272 Deferred 80 144 224 Provision for income taxes $ 4,907 $ 3,589 $ 8,496 2021 Current $ 4,687 $ 3,464 $ 8,151 Deferred 1,002 463 1,465 Provision for income taxes $ 5,689 $ 3,927 $ 9,616 Deferred tax assets (liabilities) consisted of the following (in thousands): December 31, 2023 2022 Deferred tax assets: Allowance for credit losses $ 4,643 $ 3,207 Deferred compensation 4,152 4,204 Unrealized loss on available-for-sale investment securities 27,716 34,093 Net operating loss carryovers 1,754 1,907 Mark-to-market adjustment 301 497 Other deferred tax assets 302 84 Other-than-temporary impairment 30 30 Loan and investment impairment 280 376 Operating lease liabilities 2,696 3,385 Partnership income 74 52 State taxes 718 777 Bank premises and equipment 229 (385) Total deferred tax assets 42,895 48,227 Deferred tax liabilities: Operating lease right-of-use assets (2,457) (3,142) Finance leases (625) (668) Unrealized gain on available-for-sale investment securities — — Core deposit intangible — (20) FHLB stock (191) (191) Loan origination costs (1,166) (829) Total deferred tax liabilities (4,439) (4,850) Net deferred tax assets $ 38,456 $ 43,377 The determination of the amount of deferred income tax assets which are more likely than not to be realized is primarily dependent on projections of future earnings, which are subject to uncertainty and estimates that may change given economic conditions and other factors. The realization of deferred income tax assets is assessed and a valuation allowance is recorded if it is more likely than not that all or a portion of the deferred tax asset will not be realized. More likely than not is defined as greater than a 50% chance. All available evidence, both positive and negative is considered to determine whether, based on the weight of the evidence, a valuation allowance is needed. Thus, management concludes no valuation allowance is necessary against deferred tax assets as of December 31, 2023 and 2022. The provision for income taxes differs from amounts computed by applying the statutory Federal income tax rates to operating income before income taxes. The significant items comprising these differences for the years ended December 31, 2023, 2022, and 2021 consisted of the following: 2023 2022 2021 Federal income tax, at statutory rate 21.0 % 21.0 % 21.0 % State taxes, net of Federal tax benefit 8.0 % 8.1 % 8.2 % Tax exempt investment security income, net (3.5) % (3.7) % (3.1) % Bank owned life insurance, net (0.6) % (0.8) % (0.5) % Compensation - stock compensation — % (0.2) % (0.2) % Low income housing tax credits (0.6) % (0.3) % (0.3) % Other 0.2 % 0.1 % 0.2 % Effective tax rate 24.5 % 24.2 % 25.3 % As of December 31, 2023, the Company had Federal and California net operating loss (“NOL”) carry-forwards of $5,659,000 and $6,599,000, respectively. These NOLs were acquired through business combinations and are subject to IRC 382 will begin expiring at various dates between 2030 and 2035, for federal purposes and various dates between 2030 and 2036 for California purposes. While they are subject to IRC Section 382, management has determined that all of the NOLs are more than likely than not to be utilized before they expire. The Company and its subsidiary file income tax returns in the U.S. federal and California jurisdictions. The Company conducts all of its business activities in the State of California. There are no pending U.S. federal or state income tax examinations by those taxing authorities. The Company is no longer subject to the examination by U.S. federal taxing authorities for the years ended before December 31, 2020 and by the state taxing authorities for the years ended before December 31, 2019. As of December 31, 2023, the Company has no unrecognized tax benefits and does not expect any material changes in the next 12 months.

Junior Subordinated Deferrable

Junior Subordinated Deferrable Interest Debentures	12 Months Ended
Junior Subordinated Deferrable Interest Debentures	Dec. 31, 2023
Broker-Dealer [Abstract]
Junior Subordinated Deferrable Interest Debentures	SUBORDINATED DEBENTURES The following table summarizes the Company’s subordinated debentures: (Dollars in thousands) December 31, 2023 December 31, 2022 Fixed - floating rate subordinated debentures, due 2031 $ 35,000 $ 35,000 Unamortized debt issuance costs (411) (556) Floating rate senior debt bank loan, due 2032 30,000 30,000 Junior subordinated deferrable interest debentures, due October 2036 5,155 5,155 Total subordinated debentures $ 69,744 $ 69,599 Subordinated Debentures On November 12, 2021, the Company completed a private placement of $35.0 million aggregate principal amount of its fixed-to-floating rate subordinated notes (“Subordinated Debt”) due December 1, 2031. The Subordinated Debt initially bears a fixed interest rate of 3.125% per year. Commencing on December 1, 2026, the interest rate on the Subordinated Debt will reset each quarter at a floating interest rate equal to the then-current three month term SOFR plus 210 basis points. The Company may at its option redeem in whole or in part the Subordinated Debt on or after November 12, 2026 without a premium. The Subordinated Debt is treated as Tier 2 Capital for regulatory purposes. Interest expense recognized by the Company for the Subordinated Debentures for the years ended December 31, 2023, 2022, and 2021 was $1,239,000, $1,239,000, and $173,000, respectively. Senior Debt On September 15, 2022, the Company entered into a $30.0 million loan agreement with Bell Bank. Initially, payments of interest only are payable in 12 quarterly payments commencing December 31, 2022. Commencing December 31, 2025, 27 equal quarterly principal and interest payments are payable based on the outstanding balance of the loan on August 30, 2025 and an amortization of 48 quarters. A final payment of outstanding principal and accrued interest is due at maturity on September 30, 2032. Variable interest is payable at the Prime Rate (published by the Wall Street Journal) less 50 basis points. The loan is secured by the assets of the Company and a pledge of the outstanding common stock of Central Valley Community Bank, the Company’s banking subsidiary. The Company may prepay the loan without penalty with one exception. If the loan is prepaid prior to August 30, 2025 with funds received from a financing source other than Bell Bank, the Company will incur a 2% prepayment penalty. The loan contains customary representations, covenants, and events of default. Interest expense recognized by the Company for the Senior Debt for the years ended December 31, 2023, 2022, and 2021 was $2,053,000, $544,000, and $0, respectively. Junior Subordinated Debentures Service 1 st Capital Trust I is a Delaware business trust formed by Service 1 st . The Company succeeded to all of the rights and obligations of Service 1 st in connection with the merger with Service 1 st as of November 12, 2008. The Trust was formed on August 17, 2006 for the sole purpose of issuing trust preferred securities fully and unconditionally guaranteed by Service 1 st . Under applicable regulatory guidance, the amount of trust preferred securities that is eligible as Tier 1 capital is limited to 25% of the Company’s Tier 1 capital on a pro forma basis. At December 31, 2023, all of the trust preferred securities that have been issued qualify as Tier 1 capital. The trust preferred securities mature on October 7, 2036, are redeemable at the Company’s option, and require quarterly distributions by the Trust to the holder of the trust preferred securities at a variable interest rate which will adjust quarterly to equal the three month SOFR plus 1.60%. The Trust used the proceeds from the sale of the trust preferred securities to purchase approximately $5,155,000 in aggregate principal amount of Service 1 st ’s junior subordinated notes (the Notes). The Notes bear interest at the same variable interest rate during the same quarterly periods as the trust preferred securities. The Notes are redeemable by the Company on any January 7, April 7, July 7, or October 7 or at any time within 90 days following the occurrence of certain events, such as: (i) a change in the regulatory capital treatment of the Notes (ii) in the event the Trust is deemed an investment company or (iii) upon the occurrence of certain adverse tax events. In each such case, the Company may redeem the Notes for their aggregate principal amount, plus any accrued but unpaid interest. The Notes may be declared immediately due and payable at the election of the trustee or holders of 25% of the aggregate principal amount of outstanding Notes in the event that the Company defaults in the payment of any interest following the nonpayment of any such interest for 20 or more consecutive quarterly periods. Holders of the trust preferred securities are entitled to a cumulative cash distribution on the liquidation amount of $1,000 per security. For each January 7, April 7, July 7 or October 7 of each year, the rate will be adjusted to equal the three month SOFR plus 1.60%. As of December 31, 2023, the rate was 7.26%. Interest expense recognized by the Company for the years ended December 31, 2023, 2022, and 2021 was $360,000, $188,000 and $93,000, respectively.

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
Commitments and Contingencies	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	COMMITMENTS AND CONTINGENCIES Correspondent Banking Agreements - The Bank maintains funds on deposit with other federally insured financial institutions under correspondent banking agreements. Uninsured deposits totaled $3,813,000 at December 31, 2023. Financial Instruments With Off-Balance-Sheet Risk - The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments consist of commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized on the balance sheet. The Bank’s exposure to credit loss in the event of nonperformance by the other party for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and standby letters of credit as it does for loans included on the balance sheet. The following financial instruments represent off-balance-sheet credit risk (in thousands): December 31, 2023 2022 Commitments to extend credit $ 274,282 $ 286,925 Standby letters of credit $ 1,988 $ 1,216 Commitments to extend credit consist primarily of unfunded commercial loan commitments and revolving lines of credit, single-family residential equity lines of credit and commercial and residential real estate construction loans. Construction loans are established under standard underwriting guidelines and policies and are secured by deeds of trust, with disbursements made over the course of construction. Commercial revolving lines of credit have a high degree of industry diversification. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being fully drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Standby letters of credit are generally secured and are issued by the Bank to guarantee the financial obligation or performance of a customer to a third party. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loans to customers. The fair value of the liability related to these standby letters of credit, which represents the fees received for issuing the guarantees, was not significant at December 31, 2023 and 2022. The Company recognizes these fees as revenue over the term of the commitment or when the commitment is used. At December 31, 2023, commercial loan commitments represent 47% of total commitments and are generally secured by collateral other than real estate or unsecured. Real estate loan commitments represent 49% of total commitments and are generally secured by property with a loan-to-value ratio not to exceed 80%. Consumer loan commitments represent the remaining 4% of total commitments and are generally unsecured. In addition, the majority of the Bank’s loan commitments have variable interest rates. At December 31, 2023 and 2022, the balance of a contingent allocation for probable loan loss experience on unfunded obligations was $839,000 and $110,000, respectively. The contingent allocation for probable loan loss experience on unfunded obligations is calculated by management using an appropriate, systematic, and consistently applied process. While related to credit losses, this allocation is not a part of the allowance for credit losses and is considered separately as a liability for accounting and regulatory reporting purposes. Changes in this contingent allocation are recorded in other non-interest expense. Concentrations of Credit Risk - At December 31, 2023, in management’s judgment, a concentration of loans existed in commercial loans and real-estate-related loans, representing approximately 95.5% of total loans of which 10.7% were commercial and 84.8% were real-estate-related. At December 31, 2022, in management’s judgment, a concentration of loans existed in commercial loans and real-estate-related loans, representing approximately 96.8% of total loans of which 14.1% were commercial and 82.7% were real-estate-related. Management believes the loans within these concentrations have no more than the typical risks of collectability. However, in light of the current economic environment, additional declines in the performance of the economy in general, or a continued decline in real estate values or drought-related decline in agricultural business in the Company’s primary market area could have an adverse impact on collectability, increase the level of real-estate-related nonperforming loans, or have other adverse effects which alone or in the aggregate could have a material adverse effect on the financial condition, results of operations and cash flows of the Company. Contingencies - The Company is subject to legal proceedings and claims which arise in the ordinary course of business. In the opinion of management, the amount of ultimate liability with respect to such actions will not materially affect the consolidated financial position or consolidated results of operations of the Company. Investments in Low Income Housing Tax Credit Funds

Shareholders' Equity

Shareholders' Equity	12 Months Ended
Shareholders' Equity	Dec. 31, 2023
Equity [Abstract]
Shareholders' Equity	SHAREHOLDERS’ EQUITY Regulatory Capital - The Company and the Bank are subject to certain regulatory capital requirements administered by the Board of Governors of the Federal Reserve System and the FDIC. Failure to meet these minimum capital requirements could result in mandatory or, discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. The Company and the Bank each meet specific capital guidelines that involve quantitative measures of their respective assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Company’s and the Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. The Bank is also subject to additional capital guidelines under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the following table. The most recent notification from the FDIC categorized the Bank as well capitalized under these guidelines. Management knows of no conditions or events since that notification that would change the Bank’s category. Capital ratios are reviewed by Management on a regular basis to ensure that capital exceeds the prescribed regulatory minimums and is adequate to meet our anticipated future needs. For all periods presented, the Bank’s ratios exceed the regulatory definition of well capitalized under the regulatory framework for prompt correct action and the Company’s ratios exceed the required minimum ratios for capital adequacy purposes. Bank holding companies with consolidated assets of $3 billion or more and banks like Central Valley Community Bank must comply with minimum capital ratio requirements which consist of the following: (i) a new common equity Tier 1 capital to total risk weighted assets ratio of 4.5%; (ii) a Tier 1 capital to total risk weighted assets ratio of 6%; (iii) a total capital to total risk weighted assets ratio of 8%; and (iv) a Tier 1 capital to adjusted average total assets (“leverage”) ratio of 4%. In addition, a “capital conservation buffer” is established which requires maintenance of a minimum of 2.5% of common equity Tier 1 capital to total risk weighted assets in excess of the regulatory minimum capital ratio requirements described above. The 2.5% buffer increases the minimum capital ratios to (i) a common equity Tier 1 capital ratio of 7.0%, (ii) a Tier 1 capital ratio of 8.5%, and (iii) a total capital ratio of 10.5%. If the capital ratio levels of a banking organization fall below the capital conservation buffer amount, the organization will be subject to limitations on (i) the payment of dividends; (ii) discretionary bonus payments; (iii) discretionary payments under Tier 1 instruments; and (iv) engaging in share repurchases. Management believes that the Company and the Bank met all their capital adequacy requirements as of December 31, 2023 and 2022. There are no conditions or events since those notifications that management believes have changed those categories. The capital ratios for the Company and the Bank are presented in the table below (exclusive of the capital conservation buffer). The following table presents the Company’s regulatory capital ratios as of December 31, 2023 and December 31, 2022: (Dollars in thousands) Actual Ratio December 31, 2023 Amount Ratio Tier 1 Leverage Ratio $ 222,567 9.18 % Common Equity Tier 1 Ratio (CET 1) $ 217,567 12.78 % Tier 1 Risk-Based Capital Ratio $ 222,567 13.07 % Total Risk-Based Capital Ratio $ 273,699 16.08 % December 31, 2022 Tier 1 Leverage Ratio $ 205,154 8.37 % Common Equity Tier 1 Ratio (CET 1) $ 200,154 11.92 % Tier 1 Risk-Based Capital Ratio $ 205,154 12.22 % Total Risk-Based Capital Ratio $ 250,556 14.92 % The following table presents the Bank’s regulatory capital ratios as of December 31, 2023 and December 31, 2022, as well as the minimum capital ratios for capital adequacy for the Bank: (Dollars in thousands) Actual Ratio Minimum regulatory requirement (1) December 31, 2023 Amount Ratio Amount Ratio Tier 1 Leverage Ratio $ 285,099 11.75 % $ 97,016 4.00 % Common Equity Tier 1 Ratio (CET 1) $ 285,099 16.76 % $ 76,526 7.00 % Tier 1 Risk-Based Capital Ratio $ 285,099 16.76 % $ 102,035 8.50 % Total Risk-Based Capital Ratio $ 301,642 17.74 % $ 136,047 10.50 % December 31, 2022 Tier 1 Leverage Ratio $ 266,373 10.86 % $ 98,075 4.00 % Common Equity Tier 1 Ratio (CET 1) $ 266,373 15.87 % $ 75,516 7.00 % Tier 1 Risk-Based Capital Ratio $ 266,373 15.87 % $ 100,688 8.50 % Total Risk-Based Capital Ratio $ 277,331 16.53 % $ 134,251 10.50 % (1) The minimum regulatory requirement threshold includes the capital conservation buffer of 2.50%. Dividends - During 2023, the Bank declared and paid cash dividends to the Company in the amount of $6,963,000, in connection with cash dividends declared to the Company’s shareholders and holding company expenses as approved by the Company’s Board of Directors. The Company declared and paid a total of $5,657,000 or $0.48 per common share cash dividend to shareholders of record during the year ended December 31, 2023. The Company did not repurchase or retire any common stock during the year ended December 31, 2023. During 2022, the Company paid dividends to the Bank in the amount of $38,000,000 in connection with the senior and subordinated debt proceeds approved by the Company’s Board of Directors. The Company declared and paid a total of $5,638,000 or $0.48 per common share cash dividend to shareholders of record during the year ended December 31, 2022. During the year ended December 31, 2022, the Company repurchased and retired common stock in the amount of $6,814,000. During 2021, the Bank declared and paid cash dividends to the Company in the amount of $7,679,000, in connection with cash dividends declared to the Company’s shareholders and holding company expenses as approved by the Company’s Board of Directors. The Company declared and paid a total of $5,757,000 or $0.47 per common share cash dividend to shareholders of record during the year ended December 31, 2021. During the year ended December 31, 2021, the Company repurchased and retired common stock in the amount of $13,619,000. The Company’s primary source of income with which to pay cash dividends is dividends from the Bank. The California Financial Code restricts the total amount of dividends payable by a bank at any time without obtaining the prior approval of the California Department of Business Oversight to the lesser of (1) the Bank’s retained earnings or (2) the Bank’s net income for its last three fiscal years, less distributions made to shareholders during the same three-year period. At December 31, 2023, $72,335,000 of the Bank’s retained earnings were free of these restrictions. A reconciliation of the numerators and denominators of the basic and diluted earnings per common share computations is as follows (in thousands, except share and per-share amounts): For the Years Ended December 31, 2023 2022 2021 Basic Earnings Per Common Share: Net income $ 25,536 $ 26,645 $ 28,401 Weighted average shares outstanding 11,728,858 11,715,376 12,237,424 Net income per common share $ 2.17 $ 2.27 $ 2.32 Diluted Earnings Per Common Share: Net income $ 25,536 $ 26,645 $ 28,401 Weighted average shares outstanding 11,728,858 11,715,376 12,237,424 Effect of dilutive stock options and warrants 24,014 23,698 44,508 Weighted average shares of common stock and common stock equivalents 11,752,872 11,739,074 12,281,932 Net income per diluted common share $ 2.17 $ 2.27 $ 2.31

Share-Based Compensation

Share-Based Compensation	12 Months Ended
Share-Based Compensation	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Share-Based Compensation	-BASED COMPENSATION In May 2015, the Company adopted the Central Valley Community Bancorp 2015 Omnibus Incentive Plan (2015 Plan). The plan provides for awards in the form of stock options, stock appreciation rights, and restricted stock. The plan also allows for performance awards that may be in the form of cash or shares of the Company’s common stock. With respect to stock options and restricted stock the exercise price in the case of stock options and the grant value in the case of restricted stock may not be less than the fair market value at the date of the award. The options and awards under the plan expire on dates determined by the Board of Directors, but not later than ten years from the date of grant. The vesting period for stock options and restricted stock rights is determined by the Board of Directors and ranges one to five years. The maximum number of shares that can be issued with respect to all awards under the plan is 875,000. Currently under the 2015 Plan, 612,652 shares remain reserved for future grants as of December 31, 2023. Share-based compensation cost recognized for the 2015 Plan plans was $858,000, $776,000, and $562,000 for the years ended December 31, 2023, 2022, and 2021, respectively. The recognized tax benefit for the share-based compensation expense, forfeitures of restricted stock, and exercise of stock options, resulted in the recognition of $0, $87,000, and $50,000 for the years ended December 31, 2023, 2022, and 2021, respectively. No options to purchase shares of the Company’s common stock were granted during the years ending December 31, 2023, 2022 and 2021 from any of the Company’s stock based compensation plans. A summary of the combined activity of the Plans during the years then ended is presented below (dollars in thousands, except per-share amounts): Shares Weighted Weighted Aggregate Options outstanding at January 1, 2021 77,070 $ 10.06 1.51 $ 382 Options exercised (24,265) $ 10.6 Options outstanding at December 31, 2021 52,805 $ 9.81 0.57 $ 581 Options exercised (50,205) $ 9.74 Options forfeited (2,600) $ 11.12 Options outstanding at December 31, 2022 and 2023 — $ — 0.00 $ — Information related to the stock option plan during each year follows (in thousands): 2023 2022 2021 Intrinsic value of options exercised $ — $ 496 $ 253 Cash received from options exercised $ — $ 489 $ 257 Excess tax benefit realized for option exercises $ — $ 87 $ 50 As of December 31, 2023, there is no unrecognized compensation cost related to stock options granted under all Plans. All options are fully vested. Restricted Stock and Common Stock Awards The 2015 Plan provides for the issuance of restricted common stock to directors and officers and common stock awards based on the achievement of performance goals as determined by the Board of Directors or in accordance with executive employment agreements. Restricted common stock grants typically vest over a one to five-year period. Restricted common stock is subject to forfeiture if employment terminates prior to vesting. The cost of these awards is recognized over the vesting period of the awards based on the fair value of our common stock on the date of the grant. The shares awarded to employees and directors under the restricted stock agreements vest on applicable vesting dates only to the extent the recipient of the shares is then an employee or a director of the Company or one of its subsidiaries, and each recipient will forfeit all of the shares that have not vested on the date his or her employment or service is terminated. Outstanding restricted awards related to these agreements are presented in the table below. Common stock awards for performance vest immediately. During 2023 and 2022 the Company awarded 10,347 and 13,446 shares, recognizing compensation expense for these shares of $221,000 and $279,000, respectively. Holders of restricted stock awards receive non-forfeitable dividends at the same rate as common stockholders and they both share equally in undistributed earnings. Therefore, under the two-class method the difference in EPS is not significant for these participating securities. The following table summarizes restricted stock activity for the years ended as follows: Shares Weighted Nonvested outstanding shares at January 1, 2021 30,013 $ 15.60 Granted 31,496 $ 18.83 Vested (37,085) $ 15.12 Forfeited (247) $ 20.26 Nonvested outstanding shares at December 31, 2021 24,177 $ 20.50 Granted 56,089 $ 17.75 Vested (33,316) $ 20.39 Forfeited (244) $ 20.50 Nonvested outstanding shares at December 31, 2022 46,706 $ 17.28 Granted 69,692 $ 15.86 Vested (40,387) $ 17.90 Forfeited (878) $ 15.79 Nonvested outstanding shares at December 31, 2023 75,133 $ 15.65 The shares awarded to employees and directors under the restricted stock agreements vest on applicable vesting dates only to the extent the recipient of the shares is then an employee or a director of the Company or one of its subsidiaries. Each recipient will forfeit all of the shares that have not vested on the date his or her employment or service is terminated. As of December 31, 2023, there were 75,133 shares of restricted stock that are nonvested and expected to vest. Share-based compensation cost charged against income for restricted stock awards was $612,000, $474,000, and $385,000 for the year ended December 31, 2023, 2022, and 2021 respectively.

Employee Benefits

Employee Benefits	12 Months Ended
Employee Benefits	Dec. 31, 2023
Retirement Benefits [Abstract]
Employee Benefits	EMPLOYEE BENEFITS 401(k) and Profit Sharing Plan - The Bank has established a 401(k) and profit sharing plan. The 401(k) plan covers substantially all employees who have completed a one-month employment period. Participants in the profit sharing plan are eligible to receive employer contributions after completion of two years of service. Bank contributions to the profit sharing plan are determined at the discretion of the Board of Directors. Participants are automatically vested 100% in all employer contributions. The Bank contributed $850,000, $1,000,000, and $1,050,000 to the profit sharing plan in 2023, 2022, and 2021, respectively. Additionally, the Bank may elect to make a matching contribution to the participants’ 401(k) plan accounts. The amount to be contributed is announced by the Bank at the beginning of the plan year. For the years ended December 31, 2023, 2022, and 2021, the Bank made a 100% matching contribution on all deferred amounts up to 5% of eligible compensation. For the years ended December 31, 2023, 2022, and 2021, the Bank made matching contributions totaling $1,089,000, $1,046,000, and $1,014,000, respectively. Deferred Compensation Plans - The Bank has a nonqualified Deferred Compensation Plan which provides directors with an unfunded, deferred compensation program. Under the plan, eligible participants may elect to defer some or all of their current compensation or director fees. Deferred amounts earn interest at an annual rate determined by the Board of Directors (5.10% at December 31, 2023). At December 31, 2023 and 2022, the total net deferrals included in accrued interest payable and other liabilities were $4,131,000 and $4,023,000, respectively. In connection with the implementation of the above plan, single premium universal life insurance policies on the life of each participant were purchased by the Bank, which is the beneficiary and owner of the policies. The cash surrender value of the policies totaled $11,252,000 and $10,915,000 and at December 31, 2023 and 2022, respectively. Income recognized on these policies, net of related expenses, for the years ended December 31, 2023, 2022, and 2021, was $292,000, $278,000, and $264,000, respectively. In October 2015, the Board of Directors of the Company and the Bank adopted a board resolution to create the Central Valley Community Bank Executive Deferred Compensation Plan (the Executive Plan). Pursuant to the Executive Plan, all eligible executives of the Bank may elect to defer up to 50 percent of their compensation for each deferral year. Deferred amounts earn interest at an annual rate determined by the Board of Directors (5.10% at December 31, 2023). At December 31, 2023 and 2022, the total net deferrals included in accrued interest payable and other liabilities were $271,000 and $300,000, respectively. Salary Continuation Plans - The Board of Directors has approved salary continuation plans for certain key executives. Under these plans, the Bank is obligated to provide the executives with annual benefits for 10-15 years after retirement. In connection with the acquisitions of Folsom Lake Bank (FLB), Service 1 st Bank, and Visalia Community Bank (VCB), the Bank assumed a liability for the estimated present value of future benefits payable to former key executives of FLB, Service 1 st, and VCB. The liability relates to change in control benefits associated with their salary continuation plans. The benefits are payable to the individuals when they reach retirement age. These benefits are substantially equivalent to those available under split-dollar life insurance policies purchased by the Bank on the life of the executives. The expense/(benefit) recognized under these plans for the years ended December 31, 2023, 2022, and 2021, totaled $186,000, $(430,000), and $377,000, respectively. Note, the expense is effected by the changing discount rate used to calculate the liability. Accrued compensation payable under the salary continuation plans totaled $9,291,000 and $9,554,000 at December 31, 2023 and 2022, respectively. These benefits are substantially equivalent to those available under split-dollar life insurance policies acquired. In connection with these plans, the Bank purchased single-premium life insurance policies with cash surrender values totaling $30,320,000 and $29,622,000 at December 31, 2023 and 2022, respectively. Income recognized on these policies, net of related expense, for the years ended December 31, 2023, 2022, and 2021 totaled $743,000, $706,000, and $576,000, respectively. Employee Stock Purchase Plan - During 2017, the Company adopted an Employee Stock Purchase Plan which allows employees to purchase the Company’s stock at a discount to fair market value as of the date of purchase. The Company bears all costs of administering the plan, including broker’s fees, commissions, postage and other costs actually incurred. As of December 31, 2023, the Company had 418,083 shares remaining for purchase under the plan.

Loans To Related Parties

Loans To Related Parties	12 Months Ended
Loans To Related Parties	Dec. 31, 2023
Related Party Transactions [Abstract]
Loans to Related Parties	RELATED PARTIES During the normal course of business, the Bank enters into loans with related parties, including executive officers and directors. The following is a summary of the aggregate activity involving related-party borrowers (in thousands): Balance, January 1, 2023 $ 23,727 Disbursements 1,383 Amounts repaid (832) Balance, December 31, 2023 $ 24,278 Undisbursed commitments to related parties, December 31, 2023 $ 547 As of December 31, 2023 and 2022, the Company had $12,921,000 and $14,549,000 in related party deposits, respectively.

Parent Only Condensed Financial

Parent Only Condensed Financial Statements	12 Months Ended
Parent Only Condensed Financial Statements	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Parent Only Condensed Financial Statements	PARENT ONLY CONDENSED FINANCIAL STATEMENTS CONDENSED BALANCE SHEETS December 31, 2023 and 2022 (In thousands) 2023 2022 ASSETS Cash and cash equivalents $ 776 $ 3,202 Investment in Bank subsidiary 274,596 240,879 Other assets 1,704 989 Total assets $ 277,076 $ 245,070 LIABILITIES AND SHAREHOLDERS’ EQUITY Liabilities: Senior debt and subordinated debentures $ 69,744 $ 69,599 Other liabilities 268 811 Total liabilities 70,012 70,410 Shareholders’ equity: Common stock 62,550 61,487 Retained earnings 210,548 194,400 Accumulated other comprehensive loss, net of tax (66,034) (81,227) Total shareholders’ equity 207,064 174,660 Total liabilities and shareholders’ equity $ 277,076 $ 245,070 CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) For the Years Ended December 31, 2023, 2022, and 2021 (In thousands) 2023 2022 2021 Income: Dividends declared by (Company) Subsidiary - eliminated in consolidation $ 6,963 $ (38,000) $ 7,679 Other income 11 6 3 Total income 6,974 (37,994) 7,682 Expenses: Interest on subordinated debentures and borrowings 3,652 1,971 266 Professional fees 1,305 239 296 Other expenses 283 601 560 Total expenses 5,240 2,811 1,122 Income (loss) before equity in undistributed net income of Subsidiary 1,734 (40,805) 6,560 Equity in undistributed net income of Subsidiary, net of distributions 22,256 66,583 21,496 Income before income tax benefit 23,990 25,778 28,056 Benefit from income taxes 1,546 867 345 Net income $ 25,536 $ 26,645 $ 28,401 Total other comprehensive income (loss) 15,193 (88,859) (7,224) Comprehensive income (loss) $ 40,729 $ (62,214) $ 21,177 CONDENSED STATEMENTS OF CASH FLOWS For the Years Ended December 31, 2023, 2022, and 2021 (In thousands) 2023 2022 2021 Cash flows from operating activities: Net income $ 25,536 $ 26,645 $ 28,401 Adjustments to reconcile net income to net cash provided by (used in) operating activities: Undistributed net income of subsidiary, net of distributions (22,256) (66,583) (21,496) Equity-based compensation 858 776 562 Amortization of unamortized issuance cost 145 145 — Net (increase) decrease in other assets (715) (499) 1 Net increase (decrease) in other liabilities (542) 390 307 Benefit for deferred income taxes — 15 6 Net cash provided by (used in) operating activities 3,026 (39,111) 7,781 Cash flows used in investing activities: Investment in subsidiary — — — Cash flows from financing activities: Proceeds from issuance of subordinated and senior debt — 30,000 34,299 Cash dividend payments on common stock (5,657) (5,638) (5,757) Purchase and retirement of common stock (1) (6,814) (13,619) Proceeds from exercise of stock options — 489 256 Proceeds from stock issued under employee stock purchase plan 206 216 204 Net cash (used in) provided by financing activities (5,452) 18,253 15,383 (Decrease) increase in cash and cash equivalents (2,426) (20,858) 23,164 Cash and cash equivalents at beginning of year 3,202 24,060 896 Cash and cash equivalents at end of year $ 776 $ 3,202 $ 24,060 Supplemental Disclosure of Cash Flow Information: Cash paid during the year for interest $ 4,180 $ 1,431 $ 119

Subsequent Event

Subsequent Event	12 Months Ended
Subsequent Event	Dec. 31, 2023
Subsequent Events [Abstract]
Subsequent Event	SUBSEQUENT EVENT On February 8, 2024, the Company received shareholder approval of the merger of Community West Bancshares with and into the Company, with Central Valley Community Bancorp as the resulting company, and Community West Bank with and into Central Valley Community Bank. Additionally, all required regulatory approvals have been received for the merger and the closing of the transaction is expected to be completed as of April 1, 2024, subject to certain other customary closing conditions. Following the closing of the merger, the resulting company will assume the name Community West Bancshares, and Central Valley Community Bank will assume the name Community West Bank to reflect the expanded territory of the combined company. Dividend Declared

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
Summary of Significant Accounting Policies (Policies)	Dec. 31, 2023
Accounting Policies [Abstract]
General	General - Central Valley Community Bancorp (the “Company”) was incorporated on February 7, 2000 and subsequently obtained approval from the Board of Governors of the Federal Reserve System to be a bank holding company in connection with its acquisition of Central Valley Community Bank (the “Bank”). The Company became the sole shareholder of the Bank on November 15, 2000 in a statutory merger, pursuant to which each outstanding share of the Bank’s common stock was exchanged for one share of common stock of the Company. Service 1st Capital Trust I (the Trust) is a business trust formed by Service 1st for the sole purpose of issuing trust preferred securities. The Company succeeded to all the rights and obligations of Service 1st in connection with the acquisition of Service 1st. The Trust is a wholly-owned subsidiary of the Company. The Bank operates 19 full service offices throughout California’s San Joaquin Valley and Greater Sacramento Region. The Bank’s primary source of revenue is providing loans to customers who are predominately small and middle-market businesses and individuals. The deposits of the Bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable legal limits. Depositors’ accounts at an insured depository institution, including all non-interest bearing transactions accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount of $250,000 for each deposit insurance ownership category. The accounting and reporting policies of the Company and the Bank conform with accounting principles generally accepted in the United States of America and prevailing practices within the banking industry. Management has determined that because all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment. No customer accounts for more than 10 percent of revenues for the Company or the Bank.
Use of Estimates	Use of Estimates - The preparation of these financial statements in accordance with U.S. generally accepted accounting principles requires management to make estimates and judgments that affect the reported amount of assets, liabilities, revenues and expenses. On an ongoing basis, management evaluates the estimates used. Estimates are based upon historical experience, current economic conditions and other factors that management considers reasonable under the circumstances.
Cash and Cash Equivalents	Cash and Cash Equivalents - For the purpose of the statement of cash flows, cash, due from banks with original maturities less than 90 days, interest-earning deposits in other banks, and Federal funds sold are considered to be cash equivalents. Generally, Federal funds are sold and purchased for one-day periods. Net cash flows are reported for customer loan and deposit transactions, interest-bearing deposits in other banks, and Federal funds purchased. Investment Securities - Investments are classified into the following categories: • Available-for-sale securities, reported at fair value, with unrealized gains and losses excluded from earnings and reported, net of taxes, as accumulated other comprehensive income (loss) within shareholders’ equity. • Held-to-maturity securities, which management has the positive intent and ability to hold to maturity, reported at amortized cost, adjusted for the accretion of discounts and amortization of premiums. Management determines the appropriate classification of its investments at the time of purchase and may only change the classification in certain limited circumstances. All transfers between categories are accounted for at fair value in the period which the transfer occurs. Gains or losses on the sale of investment securities are computed on the specific identification method. Interest earned on investment securities is reported in interest income, net of applicable adjustments for accretion of discounts and amortization of premiums. Premiums and discounts on securities are amortized or accreted on the level yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Allowance for Credit Losses on Available-for-Sale Debt Securities - For available-for-sale (“AFS”) debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more than likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For AFS debt securities that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of the cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as credit loss provision (or credit). Losses are charged against the allowance when management believes that the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Allowance for Credit Losses on Held-to-Maturity Debt Securities - Management measures expected credit losses on held-to-maturity (“HTM”) debt securities on a collective basis by major security type. The estimate of expected credit losses considers historical credit loss information based on industry data that is adjusted for current conditions and reasonable and supportable forecasts. Management classifies the held-to-maturity portfolio into the following major security types: Obligations of States and Political Subdivisions, U.S. Government sponsored Entities and Agencies collateralized by Residential Mortgage Obligations, Private Label Mortgage and Asset Backed Securities, and Corporate Debt Securities. The Company elected the practical expedient under ASC 326-20-30-5A to exclude accrued interest from the amortized cost basis when measuring potential impairment. Additionally, management notes that due to this election, accrued interest is separately reported from the securities’ amortized cost basis. Loans - All loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at principal balances outstanding net of deferred loan fees and costs, and the allowance for credit losses. Interest is accrued daily based upon outstanding loan principal balances. However, when a loan becomes impaired and the future collectability of interest and principal is in serious doubt, the loan is placed on nonaccrual status and the accrual of interest income is suspended. Any loan delinquent 90 days or more is automatically placed on nonaccrual status. Any interest accrued but unpaid is charged against income. Subsequent payments on these loans, or payments received on nonaccrual loans for which the ultimate collectability of principal is not in doubt, are applied first to principal until fully collected and then to interest. Interest income on loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer and credit card loans are typically charged off no later than 90 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. A loan placed on non-accrual status may be restored to accrual status when principal and interest are no longer past due and unpaid, or the loan otherwise becomes both well secured and in the process of collection. When a loan is brought current, the Company must also have reasonable assurance that the obligor has the ability to meet all contractual obligations in the future, that the loan will be repaid within a reasonable period of time, and that a minimum of six months of satisfactory repayment performance has occurred. Substantially all loan origination fees, commitment fees, direct loan origination costs and purchase premiums and discounts on loans are deferred and recognized as an adjustment of yield, and amortized to interest income over the contractual term of the loan. The unamortized balance of deferred fees and costs is reported as a component of net loans. Acquired Loans and Leases - Loans and leases acquired through purchase or through a business combination are recorded at their fair value at the acquisition date. At the time of an acquisition, we evaluate loans to determine if they are purchase credit deteriorated (“PCD”) loans. PCD loans are those acquired loans with evidence of more than insignificant credit deterioration since loan origination. This determination is made by considering past due and/or nonaccrual status, prior designation of a troubled debt restructuring, or other factors that may suggest we will not be able to collect all contractual payments. PCD loans are initially recorded at fair value with a gross up for the allowance for credit losses, which becomes the initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit premium or discount which is amortized or accreted over the life of the loan. Subsequent changes to the allowance for credit losses are recorded through provision or credit to the allowance for credit losses. While credit discounts are included in the determination of fair value for non-credit deteriorated loans, an allowance for loan loss is established at acquisition using the same methodology as originated loans since these discounts are accreted or amortized over the life of the loan. Subsequent deterioration or improvements in expected credit losses are recorded through a provision or credit to the allowance for credit losses on loans. Allowance for Credit Losses on Loans - The allowance for credit losses (“ACL”) on loans is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. The allowance is established through a provision for credit losses which is charged to expense. Loans are charged off against the allowance when management believes the uncollectibility of a loan balance is confirmed. Cash received on previously charged off amounts is recorded as a recovery to the allowance. The Company elected the practical expedient under ASC 326-20-30-5A to exclude accrued interest from the amortized cost basis when measuring potential impairment. Additionally, management notes that due to this election, accrued interest is separately reported from the loans’ amortized cost basis. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions and reasonable and supportable forecasts. Historical credit loss experience from national and local peer data provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for the differences in the current loan-specific risk characteristics, such as differences in loan-to-values, portfolio mix, or term as well as for changes in environmental conditions, such as changes in unemployment rates, market interest rates, property values, or other relevant factors. Management may assign qualitative factors to each loan segment if there are material risks or improvements present but not yet captured in the model environment. The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Company segregates the allowance by portfolio segment. These portfolio segments include commercial, commercial real estate, 1-4 family real estate and consumer loans. The relative significance of risk considerations vary by portfolio segment. Real estate construction loans, as summarized by class within the loan footnote, are disaggregated into either the commercial real estate or 1-4 family real estate allowance segments based on the type of construction loan due to the varying risks between commercial and consumer construction. Commercial: Commercial and industrial - Commercial and industrial loans are generally underwritten to existing cash flows of operating businesses. Additionally, economic trends influenced by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Past due payments may indicate the borrower’s capacity to repay their obligations may be deteriorating. Agricultural production - Loans secured by crop production and livestock are especially vulnerable to two risk factors that are largely outside the control of Company and borrowers: commodity prices and weather conditions. Commercial Real Estate: Commercial real estate construction and other land loans - Commercial land and construction loans generally possess a higher inherent risk of loss than other real estate portfolio segments. A major risk arises from the necessity to complete projects within specified costs and time lines. Trends in the construction industry significantly impact the credit quality of these loans, as demand drives construction activity. In addition, trends in real estate values significantly impact the credit quality of these loans, as property values determine the economic viability of construction projects. Commercial real estate - owner-occupied - Real estate collateral secured by commercial or professional properties with repayment arising from the owner’s business cash flows. To meet this classification, the owner’s operation must occupy no less than 50% of the real estate held. Financial profitability and capacity to meet the cyclical nature of the industry and related real estate market over a significant timeframe is essential. Commercial real estate - non-owner occupied - Investor commercial real estate loans generally possess a higher inherent risk of loss than other real estate portfolio segments, except land and construction loans. Adverse economic developments or an overbuilt market impact commercial real estate projects and may result in troubled loans. Trends in vacancy rates of commercial properties impact the credit quality of these loans. High vacancy rates reduce operating revenues and the ability for properties to produce sufficient cash flows to service debt obligations. Farmland - Agricultural loans secured by real estate generally possess a higher inherent risk of loss caused by changes in concentration of permanent plantings, government subsidies, and the value of the U.S. dollar affecting the export of commodities. Multi-family - These properties are generally comprised of more than four rentable units, such as apartment buildings, with each unit intended to be occupied as the primary residence for one or more persons. Multi-family properties are also subject to changes in general or regional economic conditions, such as unemployment, ultimately resulting in increased vacancy rates or reduced rents or both. In addition, new construction can create an oversupply condition and market competition resulting in increased vacancy, reduced market rents, or both. Due to the nature of their use and the greater likelihood of tenant turnover, the management of these properties is more intensive and therefore is more critical to the preclusion of loss. 1-4 Family Real Estate: Including 1-4 family close-ended, revolving real estate loans, and residential construction loans, the degree of risk in residential real estate lending depends primarily on the loan amount in relation to collateral value, the interest rate and the borrower’s ability to repay in an orderly fashion. These loans generally possess a lower inherent risk of loss than other real estate portfolio segments. Economic trends determined by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Weak economic trends may indicate that the borrowers’ capacity to repay their obligations may be deteriorating Consumer: A consumer installment loan portfolio is usually comprised of a large number of small loans scheduled to be amortized over a specific period. Most installment loans are made directly for consumer purchases. Other consumer loans include other open ended unsecured consumer loans. Open ended unsecured loans generally have a higher rate of default than all other portfolio segments and are also impacted by weak economic conditions and trends. When loans do not share similar risk characteristics, the Company evaluates the loan for expected credit losses on an individual basis. Loans evaluated individually are not included in the collective evaluation. When management determines that foreclosure is probable or when the borrower is experiencing financial difficulty at the reporting date and repayment is expected to be provided substantially through the operation or sale of the collateral, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate. Allowance for Credit Losses on Unfunded Commitments - The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for credit losses on unfunded commitments is adjusted through provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life.
Bank Premises and Equipment	Bank Premises and Equipment - Land is carried at cost. Bank premises and equipment are carried at cost less accumulated depreciation. Depreciation is determined using the straight-line method over the estimated useful lives of the related assets. The useful lives of Bank premises are estimated to be between 20 and 40 years. The useful lives of improvements to Bank premises, furniture, fixtures and equipment are estimated to be three The Bank evaluates premises and equipment for financial impairment as events or changes in circumstances indicate that the carrying amount of such assets may not be fully recoverable.
Federal Home Loan Bank (FHLB) Stock	Federal Home Loan Bank (FHLB) Stock - The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Investments in Low Income Housing Tax Credit Funds	Investments in Low Income Housing Tax Credit Funds - The Bank has invested in limited partnerships that were formed to develop and operate affordable housing projects for low or moderate income tenants throughout California. In accordance with ASU No. 2014-01, Investments - Equity Method and Joint Ventures (Topic 323), we elected to account for the investments in qualified affordable housing tax credit funds using the proportional amortization method. Under the proportional amortization method, the initial cost of the investment is amortized in proportion to the tax credits and other tax benefits received and the net investment performance is recognized as part of income tax expense (benefit). Each of the partnerships must meet the regulatory minimum requirements for affordable housing for a minimum 15-year compliance period to fully utilize the tax credits. If the partnerships cease to qualify during the compliance period, the credit may be denied for any period in which the project is not in compliance and a portion of the credit previously taken is subject to recapture with interest. The Company’s investment in Low Income Housing Tax Credit (“LIHTC”) partnerships is reported in other assets on the consolidated balance sheet.
Other Real Estate Owned	Other Real Estate Owned
Foreclosed Assets	Foreclosed Assets
Bank Owned Life Insurance	Bank Owned Life Insurance - The Company has purchased life insurance policies on certain key executives. Company owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Business Combinations	Business Combinations - The Company accounts for acquisitions of businesses using the acquisition method of accounting. Under the acquisition method, assets and liabilities assumed are recorded at their estimated fair values at the date of acquisition. Management utilizes various valuation techniques included discounted cash flow analyses to determine these fair values. Any excess of the purchase price over amounts allocated to the acquired assets, including identifiable intangible assets, and liabilities assumed is recorded as goodwill.
Goodwill	Goodwill - Business combinations involving the Bank’s acquisition of the equity interests or net assets of another enterprise give rise to goodwill. Goodwill represents the excess of the purchase price of acquired businesses over the net fair value of assets, including identified intangible assets, acquired and liabilities assumed in the transactions accounted for under the acquisition method of accounting. The value of goodwill is ultimately derived from the Bank’s ability to generate net earnings after the acquisitions. A decline in net earnings could be indicative of a decline in the fair value of goodwill and result in impairment. For that reason, goodwill is assessed at least annually for impairment. The Company has selected September 30 as the date to perform the annual impairment test. Management assessed qualitative factors including performance trends and noted no factors indicating goodwill impairment. Goodwill is also tested for impairment between annual tests if an event occurs or circumstances change that would more likely than not reduce the fair value of the Company below its carrying amount. No such events or circumstances arose during the fourth quarter of 2023, so goodwill was not required to be retested. Goodwill is the only intangible asset with an indefinite life on the balance sheet.
Intangible Assets	Intangible Assets - The intangible assets at December 31, 2023 represent the estimated fair value of the core deposit relationships acquired in business combinations. Core deposit intangibles are being amortized using the straight-line method
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments
Income Taxes and Accounting for Uncertainty in Income Taxes	Income Taxes - The Company files its income taxes on a consolidated basis with the Bank. The allocation of income tax expense represents each entity’s proportionate share of the consolidated provision for income taxes. Income tax expense represents the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the tax consequences of temporary differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. On the balance sheet, net deferred tax assets are included in accrued interest receivable and other assets. The realization of deferred income tax assets is assessed and a valuation allowance is recorded if it is “more likely than not” that all or a portion of the deferred tax assets will not be realized. “More likely than not” is defined as greater than a 50% chance. All available evidence, both positive and negative is considered to determine whether, based on the weight of that evidence, a valuation allowance is needed. Accounting for Uncertainty in Income Taxes - The Company uses a comprehensive model for recognizing, measuring, presenting and disclosing in the financial statements tax positions taken or expected to be taken on a tax return. A tax position is recognized as a benefit only if it is more likely than not that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the more likely than not test, no tax benefit is recorded.
Retirement Plans	Retirement Plans
Earnings Per Common Share	Earnings Per Common Share - Basic earnings per common share (EPS), which excludes dilution, is computed by dividing income available to common shareholders (net income after deducting dividends, if any, on preferred stock and accretion of discount) by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options or warrants, result in the issuance of common stock which shares in the earnings of the Company. All data with respect to computing earnings per share is retroactively adjusted to reflect stock dividends and splits and the treasury stock method is applied to determine the dilutive effect of stock options in computing diluted EPS. The shares awarded to employees and directors under the restricted stock agreements vest on applicable vesting dates only to the extent the recipient of the shares is then an employee or a director of the Company or one of its subsidiaries, and each recipient will forfeit all of the shares that have not vested on the date his or her employment or service is terminated. Common stock awards for performance vest immediately. Holders of restricted stock awards receive non-forfeitable dividends at the same rate as common stockholders and they both share equally in undistributed earnings. Therefore, under the two-class method the difference in EPS is not significant for these participating securities.
Comprehensive Income	Comprehensive Income - Comprehensive income consists of net income and other comprehensive income. Other comprehensive income includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity.
Loss Contingencies	Loss Contingencies - Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are such matters that will have a material effect on the financial statements.
Restrictions on Cash	Restrictions on Cash - Cash on hand or on deposit with the Federal Reserve Bank was required to meet regulatory reserve and clearing requirements.
Share-Based Compensation	Share-Based Compensation - Compensation cost is recognized for stock options and restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used for restricted stock awards. Additionally, the compensation expense for the Company’s employee stock ownership plan is based on the market price of the shares as they are committed to be released to participant accounts. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award.
Dividend Restriction	Dividend Restriction - Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to the Company or by the Company to shareholders.
Fair Value of Financial Instruments	Fair Value of Financial Instruments - Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 16 . Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates. Reclassifications - Certain reclassifications have been made to prior year financial statements to conform to the classifications used in 2023. None of the reclassifications had an impact on equity or net income.
Principles of Consolidation	Principles of Consolidation - The consolidated financial statements include the accounts of the Company and the consolidated accounts of its wholly-owned subsidiary, the Bank. Intercompany transactions and balances are eliminated in consolidation. For financial reporting purposes, Service 1st Capital Trust I, is a wholly-owned subsidiary acquired in the merger of Service 1st Bancorp and formed for the exclusive purpose of issuing trust preferred securities. The Company is not considered the primary beneficiary of this trust (variable interest entity), therefore the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability on the Company’s consolidated financial statements. The Company’s investment in the common stock of the Trust is included in accrued interest receivable and other assets on the consolidated balance sheet.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
Fair Value Measurements (Tables)	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Estimated Fair Value of Financial Instruments	The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): December 31, 2023 Carrying Fair Value Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 30,017 $ 30,017 $ — $ — $ 30,017 Interest-earning deposits in other banks 23,711 23,711 — — 23,711 Held-to-maturity investment securities 302,442 — 277,003 — 277,003 Loans, net 1,276,144 — — 1,213,098 1,213,098 Accrued interest receivable 10,898 — 6,146 4,752 10,898 Financial liabilities: Time deposits 162,085 — 160,839 — 160,839 Short-term borrowings 80,000 — 79,991 — 79,991 Senior debt and subordinated debentures 69,744 — — 61,121 61,121 Accrued interest payable 778 — 594 184 778 December 31, 2022 Carrying Fair Value Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 25,485 $ 25,485 $ — $ — $ 25,485 Interest-earning deposits in other banks 5,685 5,685 — — 5,685 Held-to-maturity investment securities 305,107 — 271,249 — 271,249 Loans, net 1,245,456 — — 1,113,849 1,113,849 Accrued interest receivable 10,547 — 6,035 4,512 10,547 Financial liabilities: Time deposits 67,923 — 67,047 — 67,047 Short-term borrowings 46,000 — 46,000 — 46,000 Senior debt and subordinated debentures 69,599 — — 62,504 62,504 Accrued interest payable 794 — 83 711 794
Fair Value of Assets on a Recurring Basis	The Company is required or permitted to record the following assets at fair value on a recurring basis under other accounting pronouncements (in thousands): Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 December 31, 2023 Available-for-sale debt securities: U.S. Treasury securities $ 8,954 $ — $ 8,954 $ — U.S. Government agencies 95 — 95 — Obligations of states and political subdivisions 180,222 — 180,222 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 83,352 — 83,352 — Private label mortgage and asset backed securities 324,573 — 324,573 — Equity Securities 6,649 6,649 — — Total assets measured at fair value on a recurring basis $ 603,845 $ 6,649 $ 597,196 $ — Fair Value Measurements Using Fair Value Level 1 Level 2 Level 3 December 31, 2022 Available-for-sale debt securities: U.S. Treasury securities $ 8,707 $ — $ 8,707 $ — U.S. Government agencies 98 — 98 — Obligations of states and political subdivisions 174,985 — 174,985 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 109,493 — 109,493 — Private label residential mortgage and asset backed securities 355,542 — 355,542 — Corporate debt securities — — — — Equity Securities 6,558 6,558 — — Total assets measured at fair value on a recurring basis $ 655,383 $ 6,558 $ 648,825 $ —
Fair Value of Assets on a Non-recurring Basis

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
Investment Securities (Tables)	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Available-for-sale securities reconciliation	he following tables summarize the amortized cost and fair value of securities available-for-sale and securities held-for-maturity at December 31, 2023 and 2022 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive (loss) income and gross unrecognized gains and losses: December 31, 2023 Amortized Gross Unrealized Gross Unrealized Allowance for Credit Losses Estimated Available-for-Sale Securities Debt Securities: U.S. Treasury securities $ 9,990 $ — $ (1,036) $ — $ 8,954 U.S. Government agencies 102 — (7) — 95 Obligations of states and political subdivisions 198,070 — (17,848) — 180,222 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 88,874 3 (5,525) — 83,352 Private label mortgage and asset backed securities 372,610 10 (48,047) — 324,573 $ 669,646 $ 13 $ (72,463) $ — $ 597,196 December 31, 2023 Amortized Gross Unrealized Gross Unrealized Estimated Allowance for Credit Losses Held to Maturity Debt Securities: Obligations of states and political subdivisions $ 192,070 $ 70 $ (14,188) $ 177,952 $ 20 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 10,758 — (1,692) 9,066 — Private label mortgage and asset backed securities 54,579 — (5,944) 48,635 11 Corporate debt securities 46,086 — (4,736) 41,350 1,020 $ 303,493 $ 70 $ (26,560) $ 277,003 $ 1,051 December 31, 2022 Amortized Gross Unrealized Gains Gross Unrealized Estimated Fair Value Available-for-Sale Securities Debt Securities: U.S. Treasury securities $ 9,990 $ — $ (1,283) $ 8,707 U.S. Government agencies 107 — (9) 98 Obligations of states and political subdivisions 201,638 — (26,653) 174,985 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 117,292 4 (7,803) 109,493 Private label mortgage and asset backed securities 411,441 14 (55,913) 355,542 Corporate debt securities — — — — ` $ 740,468 $ 18 $ (91,661) $ 648,825 December 31, 2022 Held-to-Maturity Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Estimated Fair Value Debt securities: Obligations of states and political subdivisions 192,004 67 (23,166) $ 168,905 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 10,430 — (1,762) 8,668 Private label mortgage and asset backed securities 56,691 — (5,931) 50,760 Corporate debt securities 45,982 — (3,066) 42,916 Total held-to-maturity $ 305,107 $ 67 $ (33,925) $ 271,249
Realized gains and losses	Proceeds and gross realized (losses)/gains on investment securities for the years ended December 31, 2023, 2022, and 2021 are shown below (in thousands): Years Ended December 31, 2023 2022 2021 Available-for-Sale Securities Proceeds from sales or calls $ 26,361 $ 252,331 $ 26,222 Gross realized gains from sales or calls $ — $ 5,235 $ 580 Gross realized losses from sales or calls $ (907) $ (6,965) $ (79)
Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value	December 31, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Debt Securities: U.S. Treasury securities $ — $ — $ 8,954 $ (1,036) $ 8,954 $ (1,036) U.S. Government agencies — — 95 (7) 95 (7) Obligations of states and political subdivisions — — 180,222 (17,848) 180,222 (17,848) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 392 (3) 82,760 (5,522) 83,152 (5,525) Private label residential mortgage and asset backed securities — — 323,655 (48,047) 323,655 (48,047) $ 392 $ (3) $ 595,686 $ (72,460) $ 596,078 $ (72,463) December 31, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Held-to-Maturity Securities Debt Securities: Obligations of states and political subdivisions $ 108 $ (1) $ 175,309 $ (14,187) $ 175,417 $ (14,188) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations — — 9,066 (1,692) 9,066 (1,692) Private label residential mortgage and asset backed securities — — 48,635 (5,944) 48,635 (5,944) Corporate debt securities — — 41,350 (4,736) 41,350 (4,736) $ 108 $ (1) $ 274,360 $ (26,559) $ 274,468 $ (26,560) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Debt Securities: U.S. Treasury securities $ — $ — $ 8,707 $ (1,283) $ 8,707 $ (1,283) U.S. Government agencies $ — $ — $ 98 $ (9) $ 98 $ (9) Obligations of states and political subdivisions 90,808 (12,208) 84,177 (14,445) 174,985 (26,653) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 20,825 (1,058) 88,520 (6,745) 109,345 (7,803) Private label residential mortgage backed securities 126,284 (14,529) 229,152 (41,384) 355,436 (55,913) $ 237,917 $ (27,795) $ 410,654 $ (63,866) $ 648,571 $ (91,661) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Held-to-Maturity Securities Debt Securities: Obligations of states and political subdivisions $ 48,311 $ (5,505) $ 118,026 $ (17,661) $ 166,337 $ (23,166) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations — — 8,668 (1,762) 8,668 (1,762) Private label residential mortgage and asset backed securities 19,393 (1,916) 31,367 (4,015) 50,760 (5,931) Corporate debt securities 23,997 (1,561) 18,919 (1,505) 42,916 (3,066) $ 91,701 $ (8,982) $ 176,980 $ (24,943) $ 268,681 $ (33,925)

Bank Premises and Equipment (Ta

Bank Premises and Equipment (Tables)	12 Months Ended
Bank Premises and Equipment (Tables)	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Schedule of bank premises and equipment	Bank premises and equipment consisted of the following (in thousands): December 31, 2023 2022 Land $ 729 $ 1,131 Buildings and improvements 5,020 8,360 Furniture, fixtures and equipment 15,725 11,885 Leasehold improvements 10,218 4,305 31,692 25,681 Less accumulated depreciation and amortization (17,650) (17,694) $ 14,042 $ 7,987

Deposits (Tables)

Deposits (Tables)	12 Months Ended
Deposits (Tables)	Dec. 31, 2023
Banking and Thrift, Other Disclosure [Abstract]
Components of interest-bearing deposits	Interest-bearing deposits consisted of the following (in thousands): December 31, 2023 2022 Savings $ 179,609 $ 215,287 Money market 497,043 435,783 NOW accounts 251,334 324,089 Time, $250,000 or more 24,257 13,338 Time, under $250,000 137,828 54,585 $ 1,090,071 $ 1,043,082
Aggregate annual maturities of time deposits	Aggregate annual maturities of time deposits are as follows (in thousands): Years Ending December 31, 2024 $ 128,035 2025 3,327 2026 1,343 2027 15,334 2028 14,046 Thereafter — $ 162,085
Components of interest expense recognized on interest-bearing deposits	Interest expense recognized on interest-bearing deposits consisted of the following (in thousands): Years Ended December 31, 2023 2022 2021 Savings $ 245 $ 25 $ 20 Money market 8,910 848 661 NOW accounts 366 207 162 Time certificates of deposit 6,006 117 193 $ 15,527 $ 1,197 $ 1,036 As of December 31, 2023 and December 31, 2022 uninsured deposits totaled $821,756,000 and $900,123,000, respectively.

Leases (Tables)

Leases (Tables)	12 Months Ended
Leases (Tables)	Dec. 31, 2023
Leases [Abstract]
Future minimum lease payments on noncancelable operating leases	Future undiscounted lease payments for operating leases with initial terms of one year or more as of December 31, 2023 are as follows (in thousands): Years Ending December 31, 2024 2,214 2025 1,720 2023 1,535 2027 1,305 2028 663 Thereafter 1,920 Total lease payments 9,357 Less: imputed interest (237) Present value of operating lease liabilities $ 9,120
Lease cost	The table below summarizes the total lease cost for the period ending: (Dollars in thousands) December 31, 2023 December 31, 2022 December 31, 2021 Operating lease cost $ 2,375 $ 2,187 $ 2,088 Short-term lease cost — — 3 Variable lease cost 347 307 353 Total lease cost $ 2,722 $ 2,494 $ 2,444
Other lease information	he table below summarizes other information related to our operating leases: December 31, 2023 December 31, 2022 Weighted average remaining lease term, in years 5.91 6.38 Weighted average discount rate 1.40 % 1.50 % The table below shows operating lease right of use assets and operating lease liabilities as of : (Dollars in thousands) December 31, 2023 December 31, 2022 Operating lease right-of-use assets $ 8,311 $ 10,629 Operating lease liabilities $ 9,120 $ 11,449

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
Income Taxes (Tables)	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Components of income tax expense	The provision for income taxes for the years ended December 31, 2023, 2022, and 2021 consisted of the following (in thousands): Federal State Total 2023 Current $ 4,692 $ 3,502 $ 8,194 Deferred 176 (66) 110 Provision for income taxes $ 4,868 $ 3,436 $ 8,304 2022 Current $ 4,827 $ 3,445 $ 8,272 Deferred 80 144 224 Provision for income taxes $ 4,907 $ 3,589 $ 8,496 2021 Current $ 4,687 $ 3,464 $ 8,151 Deferred 1,002 463 1,465 Provision for income taxes $ 5,689 $ 3,927 $ 9,616
Components of deferred tax assets and liabilities	Deferred tax assets (liabilities) consisted of the following (in thousands): December 31, 2023 2022 Deferred tax assets: Allowance for credit losses $ 4,643 $ 3,207 Deferred compensation 4,152 4,204 Unrealized loss on available-for-sale investment securities 27,716 34,093 Net operating loss carryovers 1,754 1,907 Mark-to-market adjustment 301 497 Other deferred tax assets 302 84 Other-than-temporary impairment 30 30 Loan and investment impairment 280 376 Operating lease liabilities 2,696 3,385 Partnership income 74 52 State taxes 718 777 Bank premises and equipment 229 (385) Total deferred tax assets 42,895 48,227 Deferred tax liabilities: Operating lease right-of-use assets (2,457) (3,142) Finance leases (625) (668) Unrealized gain on available-for-sale investment securities — — Core deposit intangible — (20) FHLB stock (191) (191) Loan origination costs (1,166) (829) Total deferred tax liabilities (4,439) (4,850) Net deferred tax assets $ 38,456 $ 43,377
Reconciliation of effective tax rate	The significant items comprising these differences for the years ended December 31, 2023, 2022, and 2021 consisted of the following: 2023 2022 2021 Federal income tax, at statutory rate 21.0 % 21.0 % 21.0 % State taxes, net of Federal tax benefit 8.0 % 8.1 % 8.2 % Tax exempt investment security income, net (3.5) % (3.7) % (3.1) % Bank owned life insurance, net (0.6) % (0.8) % (0.5) % Compensation - stock compensation — % (0.2) % (0.2) % Low income housing tax credits (0.6) % (0.3) % (0.3) % Other 0.2 % 0.1 % 0.2 % Effective tax rate 24.5 % 24.2 % 25.3 %

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
Commitments and Contingencies (Tables)	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Off-balance-sheet credit risk	The following financial instruments represent off-balance-sheet credit risk (in thousands): December 31, 2023 2022 Commitments to extend credit $ 274,282 $ 286,925 Standby letters of credit $ 1,988 $ 1,216

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	12 Months Ended
Shareholders' Equity (Tables)	Dec. 31, 2023
Equity [Abstract]
Schedule of compliance with regulatory capital requirements	The following table presents the Company’s regulatory capital ratios as of December 31, 2023 and December 31, 2022: (Dollars in thousands) Actual Ratio December 31, 2023 Amount Ratio Tier 1 Leverage Ratio $ 222,567 9.18 % Common Equity Tier 1 Ratio (CET 1) $ 217,567 12.78 % Tier 1 Risk-Based Capital Ratio $ 222,567 13.07 % Total Risk-Based Capital Ratio $ 273,699 16.08 % December 31, 2022 Tier 1 Leverage Ratio $ 205,154 8.37 % Common Equity Tier 1 Ratio (CET 1) $ 200,154 11.92 % Tier 1 Risk-Based Capital Ratio $ 205,154 12.22 % Total Risk-Based Capital Ratio $ 250,556 14.92 % The following table presents the Bank’s regulatory capital ratios as of December 31, 2023 and December 31, 2022, as well as the minimum capital ratios for capital adequacy for the Bank: (Dollars in thousands) Actual Ratio Minimum regulatory requirement (1) December 31, 2023 Amount Ratio Amount Ratio Tier 1 Leverage Ratio $ 285,099 11.75 % $ 97,016 4.00 % Common Equity Tier 1 Ratio (CET 1) $ 285,099 16.76 % $ 76,526 7.00 % Tier 1 Risk-Based Capital Ratio $ 285,099 16.76 % $ 102,035 8.50 % Total Risk-Based Capital Ratio $ 301,642 17.74 % $ 136,047 10.50 % December 31, 2022 Tier 1 Leverage Ratio $ 266,373 10.86 % $ 98,075 4.00 % Common Equity Tier 1 Ratio (CET 1) $ 266,373 15.87 % $ 75,516 7.00 % Tier 1 Risk-Based Capital Ratio $ 266,373 15.87 % $ 100,688 8.50 % Total Risk-Based Capital Ratio $ 277,331 16.53 % $ 134,251 10.50 % (1) The minimum regulatory requirement threshold includes the capital conservation buffer of 2.50%.
Schedule of computation of basic and diluted earnings per common share	A reconciliation of the numerators and denominators of the basic and diluted earnings per common share computations is as follows (in thousands, except share and per-share amounts): For the Years Ended December 31, 2023 2022 2021 Basic Earnings Per Common Share: Net income $ 25,536 $ 26,645 $ 28,401 Weighted average shares outstanding 11,728,858 11,715,376 12,237,424 Net income per common share $ 2.17 $ 2.27 $ 2.32 Diluted Earnings Per Common Share: Net income $ 25,536 $ 26,645 $ 28,401 Weighted average shares outstanding 11,728,858 11,715,376 12,237,424 Effect of dilutive stock options and warrants 24,014 23,698 44,508 Weighted average shares of common stock and common stock equivalents 11,752,872 11,739,074 12,281,932 Net income per diluted common share $ 2.17 $ 2.27 $ 2.31

Share-Based Compensation (Table

Share-Based Compensation (Tables)	12 Months Ended
Share-Based Compensation (Tables)	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Restricted stock activity	Shares Weighted Nonvested outstanding shares at January 1, 2021 30,013 $ 15.60 Granted 31,496 $ 18.83 Vested (37,085) $ 15.12 Forfeited (247) $ 20.26 Nonvested outstanding shares at December 31, 2021 24,177 $ 20.50 Granted 56,089 $ 17.75 Vested (33,316) $ 20.39 Forfeited (244) $ 20.50 Nonvested outstanding shares at December 31, 2022 46,706 $ 17.28 Granted 69,692 $ 15.86 Vested (40,387) $ 17.90 Forfeited (878) $ 15.79 Nonvested outstanding shares at December 31, 2023 75,133 $ 15.65

Loans To Related Parties (Table

Loans To Related Parties (Tables)	12 Months Ended
Loans To Related Parties (Tables)	Dec. 31, 2023
Related Party Transactions [Abstract]
Summary of aggregate activity involving related party borrowers	The following is a summary of the aggregate activity involving related-party borrowers (in thousands): Balance, January 1, 2023 $ 23,727 Disbursements 1,383 Amounts repaid (832) Balance, December 31, 2023 $ 24,278 Undisbursed commitments to related parties, December 31, 2023 $ 547 As of December 31, 2023 and 2022, the Company had $12,921,000 and $14,549,000 in related party deposits, respectively.

Parent Only Condensed Financi_2

Parent Only Condensed Financial Statements (Tables)	12 Months Ended
Parent Only Condensed Financial Statements (Tables)	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheets	CONDENSED BALANCE SHEETS December 31, 2023 and 2022 (In thousands) 2023 2022 ASSETS Cash and cash equivalents $ 776 $ 3,202 Investment in Bank subsidiary 274,596 240,879 Other assets 1,704 989 Total assets $ 277,076 $ 245,070 LIABILITIES AND SHAREHOLDERS’ EQUITY Liabilities: Senior debt and subordinated debentures $ 69,744 $ 69,599 Other liabilities 268 811 Total liabilities 70,012 70,410 Shareholders’ equity: Common stock 62,550 61,487 Retained earnings 210,548 194,400 Accumulated other comprehensive loss, net of tax (66,034) (81,227) Total shareholders’ equity 207,064 174,660 Total liabilities and shareholders’ equity $ 277,076 $ 245,070
Condensed Statements of Income and Comprehensive Income	CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) For the Years Ended December 31, 2023, 2022, and 2021 (In thousands) 2023 2022 2021 Income: Dividends declared by (Company) Subsidiary - eliminated in consolidation $ 6,963 $ (38,000) $ 7,679 Other income 11 6 3 Total income 6,974 (37,994) 7,682 Expenses: Interest on subordinated debentures and borrowings 3,652 1,971 266 Professional fees 1,305 239 296 Other expenses 283 601 560 Total expenses 5,240 2,811 1,122 Income (loss) before equity in undistributed net income of Subsidiary 1,734 (40,805) 6,560 Equity in undistributed net income of Subsidiary, net of distributions 22,256 66,583 21,496 Income before income tax benefit 23,990 25,778 28,056 Benefit from income taxes 1,546 867 345 Net income $ 25,536 $ 26,645 $ 28,401 Total other comprehensive income (loss) 15,193 (88,859) (7,224) Comprehensive income (loss) $ 40,729 $ (62,214) $ 21,177
Condensed Statements of Cash Flows	CONDENSED STATEMENTS OF CASH FLOWS For the Years Ended December 31, 2023, 2022, and 2021 (In thousands) 2023 2022 2021 Cash flows from operating activities: Net income $ 25,536 $ 26,645 $ 28,401 Adjustments to reconcile net income to net cash provided by (used in) operating activities: Undistributed net income of subsidiary, net of distributions (22,256) (66,583) (21,496) Equity-based compensation 858 776 562 Amortization of unamortized issuance cost 145 145 — Net (increase) decrease in other assets (715) (499) 1 Net increase (decrease) in other liabilities (542) 390 307 Benefit for deferred income taxes — 15 6 Net cash provided by (used in) operating activities 3,026 (39,111) 7,781 Cash flows used in investing activities: Investment in subsidiary — — — Cash flows from financing activities: Proceeds from issuance of subordinated and senior debt — 30,000 34,299 Cash dividend payments on common stock (5,657) (5,638) (5,757) Purchase and retirement of common stock (1) (6,814) (13,619) Proceeds from exercise of stock options — 489 256 Proceeds from stock issued under employee stock purchase plan 206 216 204 Net cash (used in) provided by financing activities (5,452) 18,253 15,383 (Decrease) increase in cash and cash equivalents (2,426) (20,858) 23,164 Cash and cash equivalents at beginning of year 3,202 24,060 896 Cash and cash equivalents at end of year $ 776 $ 3,202 $ 24,060 Supplemental Disclosure of Cash Flow Information: Cash paid during the year for interest $ 4,180 $ 1,431 $ 119

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($) branch	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)	Apr. 01, 2022 USD ($)	Dec. 31, 2020 USD ($)
Significant Accounting Policies [Line Items]
Number of full service offices \| branch	19
Foreclosed assets	$ 0
Retained earnings	210,548	$ 194,400
Operating lease right-of-use assets	8,311	10,629
Benefit from income taxes	(8,304)	(8,496)	$ (9,616)
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss	177,952	168,905		$ 306,700
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss	26,560	33,925		$ 25,300
Allowance for credit losses	14,653	10,848
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	1,051
Total shareholders' equity	207,064	174,660	247,845		$ 245,021
Accounting Standards Update 2016-13
Significant Accounting Policies [Line Items]
Unfunded Loan Commitments		612
Allowance for credit losses		3,910
Debt Securities, Held-to-Maturity, Allowance for Credit Loss		776
Low Income Housing Tax Credit
Significant Accounting Policies [Line Items]
Unfunded Commitments	$ 4,371	4,949
Minimum \| Core deposits
Significant Accounting Policies [Line Items]
Estimated useful life of intangible asset	5 years
Maximum \| Core deposits
Significant Accounting Policies [Line Items]
Estimated useful life of intangible asset	10 years
Premises \| Minimum
Significant Accounting Policies [Line Items]
Estimated useful lives of premises and equipment	20 years
Premises \| Maximum
Significant Accounting Policies [Line Items]
Estimated useful lives of premises and equipment	40 years
Leasehold improvements, furniture, fixtures and equipment \| Minimum
Significant Accounting Policies [Line Items]
Estimated useful lives of premises and equipment	3 years
Leasehold improvements, furniture, fixtures and equipment \| Maximum
Significant Accounting Policies [Line Items]
Estimated useful lives of premises and equipment	10 years
Retained Earnings
Significant Accounting Policies [Line Items]
Total shareholders' equity	$ 210,548	$ 194,400	$ 173,393		$ 150,749

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financial assets:
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	$ 597,196	$ 648,825
Level 1
Financial assets:
Cash and due from banks	30,017	25,485
Interest-earning deposits in other banks	23,711	5,685
Debt Securities, Held-to-maturity, Fair Value	0	0
Loans receivable	0	0
Accrued interest receivable	0	0
Financial liabilities:
Deposits	0	0
Junior subordinated deferrable interest debentures	0	0
Short-term borrowings	0	0
Accrued interest payable	0	0
Level 2
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Debt Securities, Held-to-maturity, Fair Value	277,003	271,249
Loans receivable	0	0
Accrued interest receivable	6,146	6,035
Financial liabilities:
Deposits	160,839	67,047
Junior subordinated deferrable interest debentures	0	0
Short-term borrowings	79,991	46,000
Accrued interest payable	594	83
Level 3
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Debt Securities, Held-to-maturity, Fair Value	0	0
Loans receivable	1,213,098	1,113,849
Accrued interest receivable	4,752	4,512
Financial liabilities:
Deposits	0	0
Junior subordinated deferrable interest debentures	61,121	62,504
Short-term borrowings	0	0
Accrued interest payable	184	711
Carrying Value
Financial assets:
Cash and due from banks	30,017	25,485
Interest-earning deposits in other banks	23,711	5,685
Debt Securities, Held-to-maturity, Fair Value	302,442	305,107
Loans receivable	1,276,144	1,245,456
Accrued interest receivable	10,898	10,547
Financial liabilities:
Deposits	162,085	67,923
Junior subordinated deferrable interest debentures	69,744	69,599
Short-term borrowings	80,000	46,000
Accrued interest payable	778	794
Fair Value
Financial assets:
Cash and due from banks	30,017	25,485
Interest-earning deposits in other banks	23,711	5,685
Debt Securities, Held-to-maturity, Fair Value	277,003	271,249
Loans receivable	1,213,098	1,113,849
Accrued interest receivable	10,898	10,547
Financial liabilities:
Deposits	160,839	67,047
Junior subordinated deferrable interest debentures	61,121	62,504
Short-term borrowings	79,991	46,000
Accrued interest payable	$ 778	$ 794

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	$ 1,213,098	$ 1,113,849
Carrying Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	$ 1,276,144	$ 1,245,456

Fair Value Measurements - Recur

Fair Value Measurements - Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	$ 597,196	$ 648,825
US Treasury Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	8,954	8,707
U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	95	98
Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	180,222	174,985
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	83,352	109,493
Private label residential mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	324,573	355,542
Corporate Debt Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022		0
Carrying Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	1,276,144	1,245,456
Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	1,213,098	1,113,849
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	1,213,098	1,113,849
Recurring \| Corporate Debt Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022		0
Recurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	603,845	655,383
Recurring \| Fair Value \| US Treasury Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	8,954	8,707
Recurring \| Fair Value \| U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	95	98
Recurring \| Fair Value \| Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	180,222	174,985
Recurring \| Fair Value \| U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	83,352	109,493
Recurring \| Fair Value \| Private label residential mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	324,573	355,542
Recurring \| Fair Value \| Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities, FV-NI	6,649	6,558
Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	6,649	6,558
Recurring \| Level 1 \| US Treasury Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 1 \| U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 1 \| Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 1 \| U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 1 \| Private label residential mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 1 \| Corporate Debt Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022		0
Recurring \| Level 1 \| Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities, FV-NI	6,649	6,558
Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	597,196	648,825
Recurring \| Level 2 \| US Treasury Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	8,954	8,707
Recurring \| Level 2 \| U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	95	98
Recurring \| Level 2 \| Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	180,222	174,985
Recurring \| Level 2 \| U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	83,352	109,493
Recurring \| Level 2 \| Private label residential mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	324,573	355,542
Recurring \| Level 2 \| Corporate Debt Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022		0
Recurring \| Level 2 \| Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities, FV-NI	0	0
Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring \| Level 3 \| US Treasury Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 3 \| U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 3 \| Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 3 \| U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 3 \| Private label residential mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	0	0
Recurring \| Level 3 \| Corporate Debt Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022		$ 0
Recurring \| Level 3 \| Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities, FV-NI	$ 0

Investment Securities - Carryin

Investment Securities - Carrying value and estimated fair value (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Apr. 01, 2022
Schedule of Available-for-sale Securities
Debt Securities, Amortized Cost	$ 669,646	$ 740,468
Available-for-sale Securities, Gross Unrealized Gains	13	18
Available-for-sale Securities, Gross Unrealized Losses	(72,463)	(91,661)
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	597,196	648,825
Investment securities not due at a single maturity date, amortized cost	302,442	305,107
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	70	67
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss	(26,560)	(33,925)	$ (25,300)
Investment securities not due at a single maturity date, estimated fair value	277,003	271,249
Debt Securities, Available-for-Sale, Allowance for Credit Loss	0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	1,051
Securities Pledged as Collateral
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	303,493
US Treasury Securities
Schedule of Available-for-sale Securities
Debt Securities, Amortized Cost	9,990	9,990
Available-for-sale Securities, Gross Unrealized Gains	0	0
Available-for-sale Securities, Gross Unrealized Losses	(1,036)	(1,283)
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	8,954	8,707
Debt Securities, Available-for-Sale, Allowance for Credit Loss	0
U.S. Government agencies
Schedule of Available-for-sale Securities
Debt Securities, Amortized Cost	102	107
Available-for-sale Securities, Gross Unrealized Gains	0	0
Available-for-sale Securities, Gross Unrealized Losses	(7)	(9)
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	95	98
Debt Securities, Available-for-Sale, Allowance for Credit Loss	0
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Debt Securities, Amortized Cost	198,070	201,638
Available-for-sale Securities, Gross Unrealized Gains	0	0
Available-for-sale Securities, Gross Unrealized Losses	(17,848)	(26,653)
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	180,222	174,985
Investment securities not due at a single maturity date, amortized cost	192,070	192,004
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	70	67
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss	(14,188)	(23,166)
Investment securities not due at a single maturity date, estimated fair value	177,952	168,905
Debt Securities, Available-for-Sale, Allowance for Credit Loss	0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	20
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Debt Securities, Amortized Cost	88,874	117,292
Available-for-sale Securities, Gross Unrealized Gains	3	4
Available-for-sale Securities, Gross Unrealized Losses	(5,525)	(7,803)
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	83,352	109,493
Investment securities not due at a single maturity date, amortized cost	10,758	10,430
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	0	0
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss	(1,692)	(1,762)
Investment securities not due at a single maturity date, estimated fair value	9,066	8,668
Debt Securities, Available-for-Sale, Allowance for Credit Loss	0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	0
Private label residential mortgage and asset backed securities
Schedule of Available-for-sale Securities
Debt Securities, Amortized Cost	372,610	411,441
Available-for-sale Securities, Gross Unrealized Gains	10	14
Available-for-sale Securities, Gross Unrealized Losses	(48,047)	(55,913)
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	324,573	355,542
Investment securities not due at a single maturity date, amortized cost	54,579	56,691
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	0	0
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss	(5,944)	(5,931)
Investment securities not due at a single maturity date, estimated fair value	48,635	50,760
Debt Securities, Available-for-Sale, Allowance for Credit Loss	0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	11
Corporate Debt Securities
Schedule of Available-for-sale Securities
Debt Securities, Amortized Cost		0
Available-for-sale Securities, Gross Unrealized Gains		0
Available-for-sale Securities, Gross Unrealized Losses		0
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022		0
Investment securities not due at a single maturity date, amortized cost	46,086	45,982
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	0	0
Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss	(4,736)	(3,066)
Investment securities not due at a single maturity date, estimated fair value	41,350	$ 42,916
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	$ 1,020

Investment Securities - Realize

Investment Securities - Realized gains and losses (Details) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Available-for-Sale Securities
Proceeds from sales or calls	$ 26,361	$ 252,331	$ 26,222
Gross realized gains from sales or calls	0	5,235	580
Gross realized losses from sales or calls	$ (907)	$ (6,965)	$ (79)

Investment Securities - Unreali

Investment Securities - Unrealized losses (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Available-for-sale Securities
Debt securities, amortized cost	$ 669,646	$ 740,468
Less than 12 Months, Fair Value	392	237,917
12 Months or More, Fair Value	595,686	410,654
Total Fair Value	596,078	648,571
Less than 12 Months, Unrealized Losses	(3)	(27,795)
12 Months or More, Unrealized Losses	(72,460)	(63,866)
Total Unrealized Losses	(72,463)	(91,661)
Held-to-maturity Securities, Less than 12 Months, Fair Value	108	91,701
Held-to-maturity Securities, Less than 12 Months, Unrealized Losses	(1)	(8,982)
Held-to-maturity Securities, 12 Months or More, Fair Value	274,360	176,980
Held-to-maturity Securities, 12 Months or More,Unrealized Losses	(26,559)	(24,943)
Held-to-maturity Securities, Total Fair Value	274,468	268,681
Held-to-maturity Securities, Total Unrealized Losses	(26,560)	(33,925)
U.S. Government agencies
Schedule of Available-for-sale Securities
Debt securities, amortized cost	102	107
Less than 12 Months, Fair Value	0	0
12 Months or More, Fair Value	95	98
Total Fair Value	95	98
Less than 12 Months, Unrealized Losses	0	0
12 Months or More, Unrealized Losses	(7)	(9)
Total Unrealized Losses	(7)	(9)
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Debt securities, amortized cost	198,070	201,638
Less than 12 Months, Fair Value	0	90,808
12 Months or More, Fair Value	180,222	84,177
Total Fair Value	180,222	174,985
Less than 12 Months, Unrealized Losses	0	(12,208)
12 Months or More, Unrealized Losses	(17,848)	(14,445)
Total Unrealized Losses	(17,848)	(26,653)
Held-to-maturity Securities, Less than 12 Months, Fair Value	108	48,311
Held-to-maturity Securities, Less than 12 Months, Unrealized Losses	(1)	(5,505)
Held-to-maturity Securities, 12 Months or More, Fair Value	175,309	118,026
Held-to-maturity Securities, 12 Months or More,Unrealized Losses	(14,187)	(17,661)
Held-to-maturity Securities, Total Fair Value	175,417	166,337
Held-to-maturity Securities, Total Unrealized Losses	(14,188)	(23,166)
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Debt securities, amortized cost	88,874	117,292
Less than 12 Months, Fair Value	392	20,825
12 Months or More, Fair Value	82,760	88,520
Total Fair Value	83,152	109,345
Less than 12 Months, Unrealized Losses	(3)	(1,058)
12 Months or More, Unrealized Losses	(5,522)	(6,745)
Total Unrealized Losses	(5,525)	(7,803)
Held-to-maturity Securities, Less than 12 Months, Fair Value	0	0
Held-to-maturity Securities, Less than 12 Months, Unrealized Losses	0	0
Held-to-maturity Securities, 12 Months or More, Fair Value	9,066	8,668
Held-to-maturity Securities, 12 Months or More,Unrealized Losses	(1,692)	(1,762)
Held-to-maturity Securities, Total Fair Value	9,066	8,668
Held-to-maturity Securities, Total Unrealized Losses	(1,692)	(1,762)
Private label residential mortgage and asset backed securities
Schedule of Available-for-sale Securities
Debt securities, amortized cost	372,610	411,441
Less than 12 Months, Fair Value	0	126,284
12 Months or More, Fair Value	323,655	229,152
Total Fair Value	323,655	355,436
Less than 12 Months, Unrealized Losses	0	(14,529)
12 Months or More, Unrealized Losses	(48,047)	(41,384)
Total Unrealized Losses	(48,047)	(55,913)
Held-to-maturity Securities, Less than 12 Months, Fair Value	0	19,393
Held-to-maturity Securities, Less than 12 Months, Unrealized Losses	0	(1,916)
Held-to-maturity Securities, 12 Months or More, Fair Value	48,635	31,367
Held-to-maturity Securities, 12 Months or More,Unrealized Losses	(5,944)	(4,015)
Held-to-maturity Securities, Total Fair Value	48,635	50,760
Held-to-maturity Securities, Total Unrealized Losses	(5,944)	(5,931)
Corporate Debt Securities
Schedule of Available-for-sale Securities
Debt securities, amortized cost		0
Held-to-maturity Securities, Less than 12 Months, Fair Value	0	23,997
Held-to-maturity Securities, Less than 12 Months, Unrealized Losses	0	(1,561)
Held-to-maturity Securities, 12 Months or More, Fair Value	41,350	18,919
Held-to-maturity Securities, 12 Months or More,Unrealized Losses	(4,736)	(1,505)
Held-to-maturity Securities, Total Fair Value	41,350	42,916
Held-to-maturity Securities, Total Unrealized Losses	(4,736)	(3,066)
US Treasury Securities
Schedule of Available-for-sale Securities
Debt securities, amortized cost	9,990	9,990
Less than 12 Months, Fair Value	0	0
12 Months or More, Fair Value	8,954	8,707
Total Fair Value	8,954	8,707
Less than 12 Months, Unrealized Losses	0	0
12 Months or More, Unrealized Losses	(1,036)	(1,283)
Total Unrealized Losses	$ (1,036)	$ (1,283)

Investment Securities - Gross r

Investment Securities - Gross realized gains and losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Available-for-Sale Securities
Proceeds from sales or calls	$ 26,361	$ 252,331	$ 26,222

Investment Securities - Investm

Investment Securities - Investments by contractual maturity (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022	Apr. 01, 2022
Schedule of Available-for-sale Securities
Within one year, amortized cost	$ 0	$ 0
Within one year, estimated fair value	0	0
After one year through five years, amortized cost	9,992,000	0
After one year through five years, estimated fair value	8,954,000	0
After five years through ten years, amortized cost	40,264,000	45,918,000
After five years through ten years, estimated fair value	35,379,000	38,383,000
After ten years, amortized cost	157,804,000	165,710,000
After ten years, estimated fair value	144,843,000	145,309,000
Debt securities, amortized cost	669,646,000	740,468,000
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	597,196,000	648,825,000
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value	0	0
Within one year, estimated fair value	0	0
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, after Year One through Five	8,463,000	132,000
After one year through five years, estimated fair value	8,136,000	129,000
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Fair Value	74,746,000	51,424,000
After five years through ten years, estimated fair value	68,552,000	46,143,000
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, after Year 10	108,861,000	140,448,000
After ten years, estimated fair value	101,264,000	122,633,000
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss	177,952,000	168,905,000	$ 306,700,000
Investment securities not due at a single maturity date, amortized cost	302,442,000	305,107,000
Investment securities not due at a single maturity date, estimated fair value	277,003,000	271,249,000
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Amortized Cost	192,070,000	192,004,000
Debt Securities, Held-to-Maturity, Amortized Cost, Before Allowance For Credit Loss, Maturity, Without Single Maturity Date	303,493,000	305,107,000
Available-for-sale Securities, Debt Maturities, with Single Maturity Date, Fair Value	189,176,000	183,692,000
Available-for-sale Securities, Debt Maturities, with Single Maturity Date, Amortized Cost Basis	208,060,000	211,628,000
External Credit Rating, Not Rated
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	24,158
External Credit Rating, BBB/BB/B Rating
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	30,173
External Credit Rating, AAA/AA/A Rating
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	238,404
US Treasury Securities
Schedule of Available-for-sale Securities
Debt securities, amortized cost	9,990,000	9,990,000
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	8,954,000	8,707,000
U.S. Government agencies
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	102,000	107,000
Investment securities not due at a single maturity date, estimated fair value	95,000	98,000
Debt securities, amortized cost	102,000	107,000
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	95,000	98,000
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	88,874,000	117,292,000
Investment securities not due at a single maturity date, estimated fair value	83,352,000	109,493,000
Debt securities, amortized cost	88,874,000	117,292,000
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	83,352,000	109,493,000
Investment securities not due at a single maturity date, amortized cost	10,758,000	10,430,000
Investment securities not due at a single maturity date, estimated fair value	9,066,000	8,668,000
Private label residential mortgage and asset backed securities
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	372,610,000	411,441,000
Investment securities not due at a single maturity date, estimated fair value	324,573,000	355,542,000
Debt securities, amortized cost	372,610,000	411,441,000
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	324,573,000	355,542,000
Investment securities not due at a single maturity date, amortized cost	54,579,000	56,691,000
Investment securities not due at a single maturity date, estimated fair value	48,635,000	50,760,000
Private label residential mortgage and asset backed securities \| External Credit Rating, Not Rated
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	8,245
Private label residential mortgage and asset backed securities \| External Credit Rating, BBB/BB/B Rating
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	0
Private label residential mortgage and asset backed securities \| External Credit Rating, AAA/AA/A Rating
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	46,334
Corporate Debt Securities
Schedule of Available-for-sale Securities
Debt securities, amortized cost		0
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022		0
Investment securities not due at a single maturity date, amortized cost	46,086,000	45,982,000
Investment securities not due at a single maturity date, estimated fair value	41,350,000	42,916,000
Corporate Debt Securities \| External Credit Rating, Not Rated
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	15,913
Corporate Debt Securities \| External Credit Rating, BBB/BB/B Rating
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	30,173
Corporate Debt Securities \| External Credit Rating, AAA/AA/A Rating
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	0
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Debt securities, amortized cost	198,070,000	201,638,000
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	180,222,000	174,985,000
Investment securities not due at a single maturity date, amortized cost	192,070,000	192,004,000
Investment securities not due at a single maturity date, estimated fair value	177,952,000	$ 168,905,000
Obligations of states and political subdivisions \| External Credit Rating, Not Rated
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	0
Obligations of states and political subdivisions \| External Credit Rating, BBB/BB/B Rating
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	0
Obligations of states and political subdivisions \| External Credit Rating, AAA/AA/A Rating
Schedule of Available-for-sale Securities
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss	$ 192,070

Investment Securities - Textual

Investment Securities - Textual (Details)	12 Months Ended
Investment Securities - Textual (Details)	Dec. 31, 2023 USD ($) security	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Schedule of Available-for-sale Securities
Remaining unaccreted balance of HTM securities		$ 0
Income tax impact from the reclassification of unrealized net gains on available-for-sale securities to	$ (268,000)	$ (511,000)	$ 148,000
Threshold Period of Value Decline in Available-for-sale Securities to be considered Other than Temporary Impairment		12 months
Threshold Percentage of Value Decline in Available-for-sale Securities to be considered Other than Temporary Impairment		10%
Threshold Amount of Value Decline in Available-for-sale Securities to be considered Other than Temporary Impairment		$ 10,000
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions \| security	178
Debt securities, amortized cost	$ 669,646,000	740,468,000
U.S. Government agencies
Schedule of Available-for-sale Securities
Debt securities, amortized cost	$ 102,000	107,000
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions \| security	43
Debt securities, amortized cost	$ 198,070,000	201,638,000
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions \| security	52
Debt securities, amortized cost	$ 88,874,000	117,292,000
Private label residential mortgage and asset backed securities
Schedule of Available-for-sale Securities
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions \| security	77
Debt securities, amortized cost	$ 372,610,000	411,441,000
Corporate Debt Securities
Schedule of Available-for-sale Securities
Debt securities, amortized cost		0
Securities Pledged as Collateral \| Asset Pledged as Collateral
Schedule of Available-for-sale Securities
Debt Instrument, Collateral Amount	315,069,000	190,814,000
Debt securities, amortized cost	$ 343,629,000	214,579,000
US Treasury Securities
Schedule of Available-for-sale Securities
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions \| security	6
Debt securities, amortized cost	$ 9,990,000	$ 9,990,000

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses - Summary of outstanding loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Jan. 01, 2023	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,290,797	$ 1,256,304
Net deferred origination costs	1,842	1,386
Total gross loans	1,288,955	1,254,918
Allowance for credit losses	(14,653)	(10,848)
Total loans	1,276,144	1,245,456
Provision for Other Credit Losses	309	995	$ (4,435)
Financing Receivable, Accrued Interest	4,752	4,512
Amortization of Deferred Loan Origination Fees, Net	1,290,797	1,256,304
Ending balance: individually evaluated for impairment		314
Ending balance: collectively evaluated for impairment		10,534
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	14,653	10,848	9,600	$ 10,848	$ 12,915
Federal Home Loan Bank Advances
Accounts, Notes, Loans and Financing Receivable [Line Items]
Remaining borrowing capacity	307,483
Small Business Administration Programs
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	18,246	19,947
Loans and Leases Receivable, Gross, Carrying Amount, Covered	$ 13,955	$ 15,333
Loans and Leases Receivable, Gross, Carrying Amount, Percent Covered	76%	77%
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 139,022	$ 178,204
Ending balance: individually evaluated for impairment		309
Ending balance: collectively evaluated for impairment		1,511
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,475	1,820	2,011	1,814	2,019
Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	105,466	141,197
Commercial \| Agricultural land and production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	33,556	37,007
Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,094,327	1,036,462
Ending balance: individually evaluated for impairment		5
Ending balance: collectively evaluated for impairment		7,798
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	9,792	7,803	6,741	7,803	9,174
Real Estate \| Owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	33,472	109,175
Real Estate \| Real estate construction and other land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	215,146	194,663
Real Estate \| Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	539,522	464,809
Real Estate \| Agricultural real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	120,674	119,648
Real Estate \| Multi-family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	61,307	24,586
Real Estate \| 1-4 family - close-ended
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	96,558	93,510
Real Estate \| 1-4 family - revolving
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	27,648	30,071
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	55,606	40,252
Ending balance: individually evaluated for impairment		0
Ending balance: collectively evaluated for impairment		885
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	951	885	568	284	1,091
Consumer \| Equity loans and lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	55,606	40,252
Unallocated
Accounts, Notes, Loans and Financing Receivable [Line Items]
Ending balance: individually evaluated for impairment		0
Ending balance: collectively evaluated for impairment		340
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	$ 0	$ 340	$ 280	$ 340	$ 631

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Purchased credit-impaired loans (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased credit impaired loans	$ 2,372	$ 8,586
Contractually required payments receivable on PCI loans at acquisition:	2,386	8,742
Cash flows expected to be collected at acquisition	$ 1,379	8,450
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Cash flows expected to be collected at acquisition		$ 7,086

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Allowance for Credit Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance	$ 14,653	$ 10,848	$ 9,600
Provision charged to operations	(85)	1,000	(4,300)
Losses charged to allowance	(689)	(178)	(267)
Recoveries	669	426	1,252
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	10,848	9,600	12,915
Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance		3,910
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	3,910
Commercial
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance	1,475	1,820	2,011
Provision charged to operations	(766)	(531)	(663)
Losses charged to allowance	(636)	(27)	(46)
Recoveries	609	367	701
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	1,820	2,011	2,019
Commercial \| Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance		454
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	454
Real Estate
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance	9,792	7,803	6,741
Provision charged to operations	296	1,062	(2,752)
Losses charged to allowance	0	0	0
Recoveries	0	0	319
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	7,803	6,741	9,174
Real Estate \| Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance		1,693
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	1,693
Family Real Estate
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance	2,435
Provision charged to operations	199
Losses charged to allowance	0
Recoveries	15
Family Real Estate \| Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance		1,614
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	1,614
Consumer
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance	951	885	568
Provision charged to operations	186	409	(534)
Losses charged to allowance	(53)	(151)	(221)
Recoveries	45	59	232
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	885	568	1,091
Consumer \| Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance		489
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	489
Unallocated
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance	0	340	280
Provision charged to operations	0	60	(351)
Losses charged to allowance	0	0	0
Recoveries	0	0	0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	340	280	$ 631
Unallocated \| Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance		$ (340)
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance	$ (340)

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Credit impaired loans acquired during the period (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Contractually required payments receivable on PCI loans at acquisition:		$ 2,386,000	$ 8,742,000
Cash flows expected to be collected at acquisition		1,379,000	8,450,000
Purchased credit impaired loans		2,372,000	8,586,000
Related Allowance		314,000	649,000
Purchased Credit Impaired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Related Allowance	$ 0	$ 0
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Cash flows expected to be collected at acquisition			7,086,000
Related Allowance			$ 607,000

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Loan Portfolio by Impairment Methodology (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 1,290,797	$ 1,256,304
Commercial
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	139,022	178,204
Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,094,327	1,036,462
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 55,606	$ 40,252

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Recorded Investment
Total	$ 1,256,304
Loans and Leases Receivable, Net Amount	1,276,144	$ 1,245,456
Amortization of Deferred Loan Origination Fees, Net	1,290,797	$ 1,256,304
Loans
Financing Receivable, Recorded Investment
2023	176,900
2022	273,979
2021	184,626
2020	122,217
2019	70,497
Prior	327,089
Revolving Loans	122,078
Revolving Converted to Term	13,411
Total	1,290,797
2023	339
2022	0
2021	323
2020	0
2019	27
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	689
Pass
Financing Receivable, Recorded Investment
Total	1,197,497
Pass \| Loans
Financing Receivable, Recorded Investment
2023	176,718
2022	272,426
2021	184,445
2020	119,665
2019	56,765
Prior	320,310
Revolving Loans	117,756
Revolving Converted to Term	13,411
Total	1,261,496
Special Mention
Financing Receivable, Recorded Investment
Total	31,024
Special Mention \| Loans
Financing Receivable, Recorded Investment
2023	0
2022	877
2021	139
2020	183
2019	107
Prior	3,672
Revolving Loans	4,022
Revolving Converted to Term	0
Total	9,000
Substandard
Financing Receivable, Recorded Investment
Total	27,783
Substandard \| Loans
Financing Receivable, Recorded Investment
2023	182
2022	676
2021	42
2020	2,369
2019	13,625
Prior	3,107
Revolving Loans	300
Revolving Converted to Term	0
Total	20,301
Doubtful
Financing Receivable, Recorded Investment
Total	0
Commercial and industrial
Financing Receivable, Recorded Investment
2023	19,886
2022	17,406
2021	21,189
2020	4,982
2019	1,668
Prior	7,318
Revolving Loans	33,141
Revolving Converted to Term	215
Total	105,805
2023	241
2022	0
2021	323
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	564
Commercial and industrial \| Commercial
Financing Receivable, Recorded Investment
Total	141,662
Commercial and industrial \| Pass
Financing Receivable, Recorded Investment
2023	19,886
2022	17,129
2021	21,050
2020	4,643
2019	1,561
Prior	6,980
Revolving Loans	29,391
Revolving Converted to Term	215
Total	100,855
Commercial and industrial \| Pass \| Commercial
Financing Receivable, Recorded Investment
Total	131,300
Commercial and industrial \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	277
2021	139
2020	183
2019	107
Prior	272
Revolving Loans	3,750
Revolving Converted to Term	0
Total	4,728
Commercial and industrial \| Special Mention \| Commercial
Financing Receivable, Recorded Investment
Total	8,707
Commercial and industrial \| Substandard
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	156
2019	0
Prior	66
Revolving Loans	0
Revolving Converted to Term	0
Total	222
Commercial and industrial \| Substandard \| Commercial
Financing Receivable, Recorded Investment
Total	1,655
Commercial and industrial \| Doubtful \| Commercial
Financing Receivable, Recorded Investment
Total	0
Agricultural production
Financing Receivable, Recorded Investment
2023	153
2022	1,506
2021	14
2020	0
2019	251
Prior	112
Revolving Loans	30,541
Revolving Converted to Term	999
Total	33,576
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Agricultural production \| Commercial
Financing Receivable, Recorded Investment
Total	37,038
Agricultural production \| Pass
Financing Receivable, Recorded Investment
2023	153
2022	830
2021	14
2020	0
2019	251
Prior	112
Revolving Loans	30,241
Revolving Converted to Term	999
Agricultural production \| Pass \| Commercial
Financing Receivable, Recorded Investment
Total	24,926
Agricultural production \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Agricultural production \| Special Mention \| Commercial
Financing Receivable, Recorded Investment
Total	6,713
Agricultural production \| Substandard
Financing Receivable, Recorded Investment
2023	0
2022	676
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	300
Revolving Converted to Term	0
Agricultural production \| Substandard \| Commercial
Financing Receivable, Recorded Investment
Total	5,399
Agricultural production \| Doubtful \| Commercial
Financing Receivable, Recorded Investment
Total	0
Real estate construction and other land loans
Financing Receivable, Recorded Investment
2023	6,953
2022	15,593
2021	1,305
2020	701
2019	1,538
Prior	3,039
Revolving Loans	4,167
Revolving Converted to Term	0
Total	33,296
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Real estate construction and other land loans \| Real Estate:
Financing Receivable, Recorded Investment
Total	108,841
Real estate construction and other land loans \| Pass
Financing Receivable, Recorded Investment
2023	6,953
2022	15,593
2021	1,305
2020	701
2019	1,538
Prior	3,039
Revolving Loans	4,167
Revolving Converted to Term	0
Total	33,296
Real estate construction and other land loans \| Pass \| Real Estate:
Financing Receivable, Recorded Investment
Total	93,817
Real estate construction and other land loans \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Real estate construction and other land loans \| Special Mention \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
Real estate construction and other land loans \| Substandard
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Real estate construction and other land loans \| Substandard \| Real Estate:
Financing Receivable, Recorded Investment
Total	15,024
Real estate construction and other land loans \| Doubtful \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
Owner occupied
Financing Receivable, Recorded Investment
2023	20,648
2022	25,132
2021	20,783
2020	39,356
2019	21,831
Prior	83,907
Revolving Loans	3,479
Revolving Converted to Term	0
Total	215,136
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Owner occupied \| Real Estate:
Financing Receivable, Recorded Investment
Total	194,796
Owner occupied \| Pass
Financing Receivable, Recorded Investment
2023	20,648
2022	25,132
2021	20,783
2020	39,356
2019	21,831
Prior	80,384
Revolving Loans	3,207
Revolving Converted to Term	0
Total	211,341
Owner occupied \| Pass \| Real Estate:
Financing Receivable, Recorded Investment
Total	189,344
Owner occupied \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	3,026
Revolving Loans	272
Revolving Converted to Term	0
Total	3,298
Owner occupied \| Special Mention \| Real Estate:
Financing Receivable, Recorded Investment
Total	3,283
Owner occupied \| Substandard
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	497
Revolving Loans	0
Revolving Converted to Term	0
Total	497
Owner occupied \| Substandard \| Real Estate:
Financing Receivable, Recorded Investment
Total	2,169
Owner occupied \| Doubtful \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
Commercial real estate
Financing Receivable, Recorded Investment
2023	81,153
2022	115,631
2021	77,375
2020	38,307
2019	25,806
Prior	178,137
Revolving Loans	19,218
Revolving Converted to Term	3,216
Total	538,843
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Commercial real estate \| Real Estate:
Financing Receivable, Recorded Investment
Total	464,598
Commercial real estate \| Pass
Financing Receivable, Recorded Investment
2023	81,153
2022	115,031
2021	77,375
2020	38,307
2019	12,181
Prior	175,419
Revolving Loans	19,218
Revolving Converted to Term	3,216
Total	521,900
Commercial real estate \| Pass \| Real Estate:
Financing Receivable, Recorded Investment
Total	458,746
Commercial real estate \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	600
2021	0
2020	0
2019	0
Prior	374
Revolving Loans	0
Revolving Converted to Term	0
Total	974
Commercial real estate \| Special Mention \| Real Estate:
Financing Receivable, Recorded Investment
Total	3,440
Commercial real estate \| Substandard
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	13,625
Prior	2,344
Revolving Loans	0
Revolving Converted to Term	0
Total	15,969
Commercial real estate \| Substandard \| Real Estate:
Financing Receivable, Recorded Investment
Total	2,412
Commercial real estate \| Doubtful \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
Agricultural real estate
Financing Receivable, Recorded Investment
2023	8,382
2022	24,063
2021	10,873
2020	31,983
2019	11,155
Prior	23,524
Revolving Loans	8,695
Revolving Converted to Term	1,955
Total	120,630
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Agricultural real estate \| Real Estate:
Financing Receivable, Recorded Investment
Total	119,601
Agricultural real estate \| Pass
Financing Receivable, Recorded Investment
2023	8,382
2022	24,063
2021	10,873
2020	29,770
2019	11,155
Prior	23,324
Revolving Loans	8,695
Revolving Converted to Term	1,955
Total	118,217
Agricultural real estate \| Pass \| Real Estate:
Financing Receivable, Recorded Investment
Total	109,898
Agricultural real estate \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Agricultural real estate \| Special Mention \| Real Estate:
Financing Receivable, Recorded Investment
Total	8,879
Agricultural real estate \| Substandard
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	2,213
2019	0
Prior	200
Revolving Loans	0
Revolving Converted to Term	0
Total	2,413
Agricultural real estate \| Substandard \| Real Estate:
Financing Receivable, Recorded Investment
Total	824
Agricultural real estate \| Doubtful \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
Multi-family residential
Financing Receivable, Recorded Investment
2023	2,988
2022	1,847
2021	38,644
2020	2,364
2019	4,538
Prior	10,417
Revolving Loans	532
Revolving Converted to Term	0
Total	61,330
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Multi-family residential \| Real Estate:
Financing Receivable, Recorded Investment
Total	24,636
Multi-family residential \| Pass
Financing Receivable, Recorded Investment
2023	2,988
2022	1,847
2021	38,644
2020	2,364
2019	4,538
Prior	10,417
Revolving Loans	532
Revolving Converted to Term	0
Total	61,330
Multi-family residential \| Pass \| Real Estate:
Financing Receivable, Recorded Investment
Total	24,636
Multi-family residential \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Multi-family residential \| Special Mention \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
Multi-family residential \| Substandard
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Multi-family residential \| Substandard \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
Multi-family residential \| Doubtful \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
1-4 family - close-ended
Financing Receivable, Recorded Investment
2023	1,689
2022	64,056
2021	7,898
2020	2,259
2019	1,703
Prior	18,237
Revolving Loans	0
Revolving Converted to Term	809
Total	96,651
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
1-4 family - close-ended \| Real Estate:
Financing Receivable, Recorded Investment
Total	93,644
1-4 family - close-ended \| Pass
Financing Receivable, Recorded Investment
2023	1,689
2022	64,056
2021	7,898
2020	2,259
2019	1,703
Prior	18,237
Revolving Loans	0
Revolving Converted to Term	809
Total	96,651
1-4 family - close-ended \| Pass \| Real Estate:
Financing Receivable, Recorded Investment
Total	93,644
1-4 family - close-ended \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
1-4 family - close-ended \| Special Mention \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
1-4 family - close-ended \| Substandard
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
1-4 family - close-ended \| Substandard \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
1-4 family - close-ended \| Doubtful \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
1-4 family - revolving
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	21,662
Revolving Converted to Term	6,213
Total	27,875
2023	75
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	75
1-4 family - revolving \| Real Estate:
Financing Receivable, Recorded Investment
Total	30,297
1-4 family - revolving \| Pass
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	21,662
Revolving Converted to Term	6,213
Total	27,875
1-4 family - revolving \| Pass \| Real Estate:
Financing Receivable, Recorded Investment
Total	30,031
1-4 family - revolving \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
1-4 family - revolving \| Special Mention \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
1-4 family - revolving \| Substandard
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
1-4 family - revolving \| Substandard \| Real Estate:
Financing Receivable, Recorded Investment
Total	266
1-4 family - revolving \| Doubtful \| Real Estate:
Financing Receivable, Recorded Investment
Total	0
Equity loans and lines of credit
Financing Receivable, Recorded Investment
2023	35,048
2022	8,745
2021	6,545
2020	2,265
2019	2,007
Prior	2,398
Revolving Loans	643
Revolving Converted to Term	4
Total	57,655
2023	23
2022	0
2021	0
2020	0
2019	27
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	50
Equity loans and lines of credit \| Pass
Financing Receivable, Recorded Investment
2023	34,866
2022	8,745
2021	6,503
2020	2,265
2019	2,007
Prior	2,398
Revolving Loans	643
Revolving Converted to Term	4
Total	57,431
Equity loans and lines of credit \| Special Mention
Financing Receivable, Recorded Investment
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	0
Equity loans and lines of credit \| Substandard
Financing Receivable, Recorded Investment
2023	182
2022	0
2021	42
2020	0
2019	0
Prior	0
Revolving Loans	0
Revolving Converted to Term	0
Total	224
Consumer
Financing Receivable, Recorded Investment
Total	41,191
Consumer \| Pass
Financing Receivable, Recorded Investment
Total	41,155
Consumer \| Special Mention
Financing Receivable, Recorded Investment
Total	2
Consumer \| Substandard
Financing Receivable, Recorded Investment
Total	34
Consumer \| Doubtful
Financing Receivable, Recorded Investment
Total	$ 0

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Loan Portfolio Aging (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	$ 1,290,797	$ 1,256,304
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)	1,842	1,386
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	139,022	178,204
Commercial \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	105,466	141,197
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Commercial \| Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	33,556	37,007
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	1,094,327	1,036,462
Real Estate \| Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	33,472	109,175
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate \| Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	215,146	194,663
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	539,522	464,809
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate \| Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	120,674	119,648
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate \| Multi-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	61,307	24,586
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate \| 1-4 family - close-ended
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	96,558	93,510
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate \| 1-4 family - revolving
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	27,648	30,071
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	55,606	40,252
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	3,674	5,895
Financing Receivables, 30 to 59 Days Past Due [Member] \| Commercial \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	25	440
Financing Receivables, 30 to 59 Days Past Due [Member] \| Commercial \| Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	507	0
Financing Receivables, 30 to 59 Days Past Due [Member] \| Real Estate \| Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] \| Real Estate \| Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	250
Financing Receivables, 30 to 59 Days Past Due [Member] \| Real Estate \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	4,507
Financing Receivables, 30 to 59 Days Past Due [Member] \| Real Estate \| Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] \| Real Estate \| Multi-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] \| Real Estate \| 1-4 family - close-ended
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	2,973	0
Financing Receivables, 30 to 59 Days Past Due [Member] \| Real Estate \| 1-4 family - revolving
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	465
Financing Receivables, 30 to 59 Days Past Due [Member] \| Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	169	233
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	68	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Commercial \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Commercial \| Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Real Estate \| Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Real Estate \| Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Real Estate \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Real Estate \| Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Real Estate \| Multi-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Real Estate \| 1-4 family - close-ended
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Real Estate \| 1-4 family - revolving
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] \| Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	68	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Commercial \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Commercial \| Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Real Estate \| Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Real Estate \| Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Real Estate \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Real Estate \| Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Real Estate \| Multi-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Real Estate \| 1-4 family - close-ended
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Real Estate \| 1-4 family - revolving
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] \| Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financial Asset, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	769	5,895
Financial Asset, Past Due \| Commercial \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	25	440
Financial Asset, Past Due \| Commercial \| Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	507	0
Financial Asset, Past Due \| Real Estate \| Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financial Asset, Past Due \| Real Estate \| Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	250
Financial Asset, Past Due \| Real Estate \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	4,507
Financial Asset, Past Due \| Real Estate \| Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financial Asset, Past Due \| Real Estate \| Multi-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financial Asset, Past Due \| Real Estate \| 1-4 family - close-ended
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	0
Financial Asset, Past Due \| Real Estate \| 1-4 family - revolving
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	0	465
Financial Asset, Past Due \| Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	237	233
Financial Asset, Not Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	1,290,028	1,250,409
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)	1,842	1,386
Financial Asset, Not Past Due \| Commercial \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	105,441	140,757
Financial Asset, Not Past Due \| Commercial \| Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	33,049	37,007
Financial Asset, Not Past Due \| Real Estate \| Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	33,472	109,175
Financial Asset, Not Past Due \| Real Estate \| Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	215,146	194,413
Financial Asset, Not Past Due \| Real Estate \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	539,522	460,302
Financial Asset, Not Past Due \| Real Estate \| Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	120,674	119,648
Financial Asset, Not Past Due \| Real Estate \| Multi-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	61,307	24,586
Financial Asset, Not Past Due \| Real Estate \| 1-4 family - close-ended
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	96,558	93,510
Financial Asset, Not Past Due \| Real Estate \| 1-4 family - revolving
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	27,648	29,606
Financial Asset, Not Past Due \| Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	$ 55,369	$ 40,019

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Impaired Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded		$ 993	$ 136
Upaid Principal Balance, With no related allowance recorded		1,007	172
Cash flows expected to be collected at acquisition		1,379	8,450
Unpaid Principal Balance, With an allowance recorded		1,379	8,570
Related Allowance		314	649
Total Recorded Investment		2,372	8,586
Total Unpaid Principal Balance		2,386	8,742
Loans	$ 1,290,797	1,256,304
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	1,256,304
Commercial and industrial
Financing Receivable, Impaired [Line Items]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	105,805
Owner occupied
Financing Receivable, Impaired [Line Items]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	215,136
Real estate construction and other land loans
Financing Receivable, Impaired [Line Items]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	33,296
Commercial real estate
Financing Receivable, Impaired [Line Items]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	538,843
Agricultural real estate
Financing Receivable, Impaired [Line Items]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	120,630
Equity loans and lines of credit
Financing Receivable, Impaired [Line Items]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	57,655
Loans
Financing Receivable, Impaired [Line Items]
Ending balance: individually evaluated for impairment		2,372
Ending balance: collectively evaluated for impairment		1,252,546
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		1,254,918
Commercial
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition			7,086
Unpaid Principal Balance, With an allowance recorded			7,205
Related Allowance			607
Loans	139,022	178,204
Commercial \| Commercial and industrial
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition		1,240	6,452
Unpaid Principal Balance, With an allowance recorded		1,240	6,491
Related Allowance		309	544
Loans	105,466	141,197
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	141,662
Commercial \| Agricultural land and production
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition			634
Unpaid Principal Balance, With an allowance recorded			714
Related Allowance			63
Loans	33,556	37,007
Commercial \| Loans
Financing Receivable, Impaired [Line Items]
Ending balance: individually evaluated for impairment		1,240
Ending balance: collectively evaluated for impairment		178,964
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		180,204
Real Estate
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition		139	450
Unpaid Principal Balance, With an allowance recorded		139	451
Related Allowance		5	38
Loans	1,094,327	1,036,462
Real Estate \| Owner occupied
Financing Receivable, Impaired [Line Items]
Loans	33,472	109,175
Real Estate \| Real estate construction and other land loans
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition			292
Unpaid Principal Balance, With an allowance recorded			292
Related Allowance			30
Loans	215,146	194,663
Real Estate \| Commercial real estate
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition		126	137
Unpaid Principal Balance, With an allowance recorded		126	138
Related Allowance		2	3
Loans	539,522	464,809
Real Estate \| Agricultural real estate
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition		13	21
Unpaid Principal Balance, With an allowance recorded		13	21
Related Allowance		3	5
Loans	120,674	119,648
Real Estate \| Loans
Financing Receivable, Impaired [Line Items]
Ending balance: individually evaluated for impairment		139
Ending balance: collectively evaluated for impairment		910,742
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		910,881
Consumer
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition			914
Unpaid Principal Balance, With an allowance recorded			914
Related Allowance			4
Loans	55,606	40,252
Consumer \| Equity loans and lines of credit
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded		993	136
Upaid Principal Balance, With no related allowance recorded		1,007	172
Cash flows expected to be collected at acquisition			914
Unpaid Principal Balance, With an allowance recorded			914
Related Allowance			$ 4
Loans	$ 55,606	40,252
Consumer \| Loans
Financing Receivable, Impaired [Line Items]
Ending balance: individually evaluated for impairment		993
Ending balance: collectively evaluated for impairment		162,840
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		$ 163,833

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Modifications [Line Items]
Reserves specific to modified loans		$ 314
Financing Receivable, Troubled Debt Restructuring		2,372
Loans	$ 1,290,797	1,256,304
Commercial
Financing Receivable, Modifications [Line Items]
Loans	139,022	178,204
Real Estate
Financing Receivable, Modifications [Line Items]
Loans	1,094,327	1,036,462
Consumer
Financing Receivable, Modifications [Line Items]
Loans	55,606	40,252
Commercial and industrial \| Commercial
Financing Receivable, Modifications [Line Items]
Loans	105,466	141,197
Agricultural real estate \| Real Estate
Financing Receivable, Modifications [Line Items]
Loans	120,674	119,648
Owner occupied \| Real Estate
Financing Receivable, Modifications [Line Items]
Loans	33,472	109,175
Real estate construction and other land loans \| Real Estate
Financing Receivable, Modifications [Line Items]
Loans	215,146	194,663
Commercial real estate \| Real Estate
Financing Receivable, Modifications [Line Items]
Loans	539,522	464,809
Equity loans and lines of credit \| Consumer
Financing Receivable, Modifications [Line Items]
Loans	$ 55,606	$ 40,252

Bank Premises and Equipment (De

Bank Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	$ 31,692	$ 25,681
Less accumulated depreciation and amortization	(17,650)	(17,694)
Bank premises and equipment, net	14,042	7,987
Depreciation and amortization	891	755	$ 897
Land
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	729	1,131
Buildings and improvements
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	5,020	8,360
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	15,725	11,885
Leasehold improvements
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	$ 10,218	$ 4,305

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Goodwill [Line Items]
Goodwill	$ 53,777	$ 53,777
Core deposit intangibles	0	68
Intangible assets, accumulated amortization		1,297
Amortization of core deposit intangibles	68	$ 454	$ 661
Folsom Lake Bank
Goodwill [Line Items]
Goodwill	13,466
Sierra Vista Bank
Goodwill [Line Items]
Goodwill	10,394
Visalia Community Bank
Goodwill [Line Items]
Goodwill	6,340
Service 1st Bank
Goodwill [Line Items]
Goodwill	14,643
Bank of Madera County
Goodwill [Line Items]
Goodwill	8,934
Core deposits \| Visalia Community Bank
Goodwill [Line Items]
Acquired finite-lived intangible assets	$ 1,365
Minimum \| Core deposits
Goodwill [Line Items]
Estimated useful life of intangible asset	5 years
Maximum \| Core deposits
Goodwill [Line Items]
Estimated useful life of intangible asset	10 years

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets - Future Amortization Expense (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Core deposit intangibles	$ 0	$ 68

Deposits - Components of deposi

Deposits - Components of deposit liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deposits by type:
Savings	$ 179,609	$ 215,287
Money market	497,043	435,783
NOW accounts	251,334	324,089
Time, $250,000 or more	24,257	13,338
Time, under $250,000	137,828	54,585
Total deposit liabilities	$ 1,090,071	$ 1,043,082

Deposits - Aggregate maturities

Deposits - Aggregate maturities of time deposits (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Aggregate maturities of time deposits:
2018	$ 128,035
2019	3,327
2020	1,343
2021	15,334
2022	14,046
Thereafter	0
Total time deposits	$ 162,085

Deposits - Components of intere

Deposits - Components of interest expense recognized on interest-bearing deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest expense recognized on interest-bearing deposits
Savings	$ 245	$ 25	$ 20
Money market	8,910	848	661
NOW accounts	366	207	162
Time certificates of deposit	6,006	117	193
Total interest expense recognized	$ 15,527	$ 1,197	$ 1,036

Borrowing Arrangements (Details

Borrowing Arrangements (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	$ 669,646	$ 740,468
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	$ 597,196	$ 648,825
Federal Home Loan Bank, Advances, Interest Rate	5.70%	4.65%
Letter of Credit \| Unsecured Credit Lines
Borrowing Arrangements
Maximum borrowing capacity on lines of credit	$ 110,000	$ 110,000
Federal funds purchased	0	0
Letter of Credit \| Federal Reserve Bank
Borrowing Arrangements
Maximum borrowing capacity on lines of credit	4,448	4,702
Federal funds purchased	0	0
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	4,894	5,508
Securities Held as Collateral, at Fair Value	4,374	4,893
Letter of Credit \| Federal Home Loan Bank Borrowings
Borrowing Arrangements
Maximum borrowing capacity on lines of credit	342,483	365,309
Federal funds purchased	35,000	46,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	612,702	687,357
Securities Held as Collateral, at Fair Value	500,972	565,869
Letter of Credit \| Federal Reserve Bank Term Loan Funding Program
Borrowing Arrangements
Maximum borrowing capacity on lines of credit	46,174	0
Federal funds purchased	45,000	0
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	53,650	0
Securities Held as Collateral, at Fair Value	47,603	0
Securities Pledged as Collateral \| Asset Pledged as Collateral
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	343,629	214,579
Federal Home Loan Bank Advances
Borrowing Arrangements
Remaining borrowing capacity	307,483
Federal Home Loan Bank Advances \| Asset Pledged as Collateral
Borrowing Arrangements
Loans from Other Federal Home Loan Banks	590,387
Federal Home Loan Bank Advances \| Securities Pledged as Collateral
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	22,315	21,745
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $669,646 at December 31, 2023 and $740,468 at December 31, 2022	29,727	28,961
San Francisco Branch
Borrowing Arrangements
Advances from FHLB	$ 35,000
Federal Home Loan Bank of San Francisco [Member]
Borrowing Arrangements
Advances from FHLB		$ 46,000

Leases - Maturities of Operatin

Leases - Maturities of Operating Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Operating leases
2021	$ 1,720
Thereafter	1,920
Total	9,357
Less: imputed interest	(237)
Present value of operating lease liabilities	$ 9,120
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities
2022	$ 1,535
2023	1,305
2024	663
Lessee, Operating Lease, Liability, to be Paid, Year One	$ 2,214

Leases - Lease Cost (Details) (

Leases - Lease Cost (Details) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Operating lease cost	$ 2,375	$ 2,187
Short-term lease cost	0	0
Variable lease cost	347	307
Total lease cost	$ 2,722	$ 2,494

Leases - Other Lease Informatio

Leases - Other Lease Information (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Weighted average remaining lease term, in years	5 years 10 months 28 days	6 years 4 months 17 days
Weighted average discount rate	1.40%	1.50%
Operating lease right-of-use assets	$ 8,311	$ 10,629
Operating lease liabilities	$ 9,120	$ 11,449
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Accrued interest receivable and other assets	Accrued interest receivable and other assets
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities

Income Taxes - Components of in

Income Taxes - Components of income tax expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Current Federal income tax expense	$ 4,692	$ 4,827	$ 4,687
Current State income tax expense (benefit)	3,502	3,445	3,464
Total current income tax expense	8,194	8,272	8,151
Deferred Federal income tax expense (benefit)	176	80	1,002
Deferred State income tax expense (benefit)	(66)	144	463
Total deferred income tax expense (benefit)	110	224	1,465
Provision (benefit) from income taxes, Federal	4,868	4,907	5,689
Provision (benefit) from income taxes, State	3,436	3,589	3,927
Provision for income taxes	$ 8,304	$ 8,496	$ 9,616

Income Taxes - Components of de

Income Taxes - Components of deferred income taxes (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred tax assets:
Allowance for credit losses	$ 4,643	$ 3,207
Deferred compensation	4,152	4,204
Net operating loss carryovers	1,754	1,907
Mark-to-market adjustment	301	497
Other deferred tax assets	302	84
Other-than-temporary impairment	30	30
Loan and investment impairment	280	376
Operating lease liabilities	2,696	3,385
Partnership income	74	52
State taxes	718	777
Total deferred tax assets	42,895	48,227
Deferred tax liabilities:
Operating lease right-of-use assets	(2,457)	(3,142)
Finance leases	(625)	(668)
Unrealized gain on available-for-sale investment securities	0	0
Core deposit intangible	0	(20)
FHLB stock	(191)	(191)
Loan origination costs	(1,166)	(829)
Bank premises and equipment	229	385
Total deferred tax liabilities	(4,439)	(4,850)
Net deferred tax assets	38,456	43,377
Unrealized loss on available-for-sale investment securities	$ 27,716	$ 34,093

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of effective tax rate (Details)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Federal income tax, at statutory rate	21%	21%	21%
State taxes, net of Federal tax benefit	8%	8.10%	8.20%
Tax exempt investment security income, net	(3.50%)	(3.70%)	(3.10%)
Bank owned life insurance, net	(0.60%)	(0.80%)	(0.50%)
Compensation - stock compensation	0%	(0.20%)	(0.20%)
Other	0.20%	0.10%	0.20%
Effective tax rate	24.50%	24.20%	25.30%
Low income housing tax credits	(0.60%)	(0.30%)	(0.30%)

Income Taxes - Rollforward of u

Income Taxes - Rollforward of uncertain tax positions (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]
Additions based on tax positions related to prior years	$ 0

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
Income Taxes - Narrative (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Operating Loss Carryforwards [Line Items]
Additions based on tax positions related to prior years	$ 0
Provision for income taxes	8,304	$ 8,496	$ 9,616
California
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	6,599
Federal
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	$ 5,659

Junior Subordinated Deferrabl_2

Junior Subordinated Deferrable Interest Debentures (Details)			12 Months Ended
	Sep. 15, 2022 USD ($)	Nov. 12, 2021 USD ($)	Dec. 31, 2023 USD ($) quarter $ / security	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Debt Instrument [Line Items]
Percentage of Trust Preferred Securities eligible as Tier 1 capital			25%
Spread on LIBOR			1.60%
Redemption period			90 days
Percentage of notes outstanding required to call payment			25%
Number of consecutive quarterly periods of nonpayment required to call notes \| quarter			20
Liquidation value per security \| $ / security			1,000
Interest expense for the period			$ 360,000	$ 188,000	$ 93,000
Debt instrument, interest rate, stated percentage			7.26%
Senior debt and subordinated debentures, net			$ 69,744,000	69,599,000
Prepayment Penalty Fee, Percentage	2%
Interest Expense			19,989,000	3,422,000	1,302,000
Prime Rate
Debt Instrument [Line Items]
Spread on LIBOR	(0.50%)
Subordinated Debt
Debt Instrument [Line Items]
Spread on LIBOR		2.10%
Aggregate Principal Amount Junior Subordinated Notes		$ 35,000,000
Debt instrument, interest rate, stated percentage		3.125%
Senior debt and subordinated debentures, net			69,744,000	69,599,000
Junior Subordinated Notes, Noncurrent			5,155,000	5,155,000
Debt Issuance Costs, Net			(411,000)	(556,000)
Interest Expense			1,239,000	1,239,000	173,000
Subordinated Debt \| Subordinated Debt, Due 2031
Debt Instrument [Line Items]
Senior debt and subordinated debentures, net			35,000,000	35,000,000
Senior Notes
Debt Instrument [Line Items]
Aggregate Principal Amount Junior Subordinated Notes	$ 30,000,000
Long-term Debt			30,000,000	30,000,000
Interest Expense			2,053,000	$ 544,000	$ 0
Service 1st Bank
Debt Instrument [Line Items]
Aggregate Principal Amount Junior Subordinated Notes			$ 5,155,000

Commitments and Contingencies -

Commitments and Contingencies - Leases (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Commitments and Contingencies Disclosure [Abstract]
2021	$ 1,720
2022	1,535
2023	1,305
2024	663
Thereafter	1,920
Total	$ 9,357

Commitments and Contingencies_2

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Commitments and Contingencies
Uninsured deposits	$ 3,813
Probable loan loss experience on unfunded obligations
Commitments and Contingencies
Loss Contingency, Estimate of Possible Loss	839	$ 110
Undisbursed lines of credit
Commitments and Contingencies
Commitments to extend credit	274,282	286,925
Standby letters of credit and financial guarantees
Commitments and Contingencies
Commitments to extend credit	$ 1,988	$ 1,216
Commercial
Commitments and Contingencies
Percentage of loan commitments	47%
% of Total Loans	10.70%	14.10%
Real Estate
Commitments and Contingencies
Percentage of loan commitments	49%
Maximum loan to value ratio	80%
% of Total Loans		82.70%
Consumer
Commitments and Contingencies
Percentage of loan commitments	4%
Real estate related
Commitments and Contingencies
% of Total Loans	84.80%
Commercial and Real estate related
Commitments and Contingencies
% of Total Loans	95.50%	96.80%

Shareholders' Equity - Regulato

Shareholders' Equity - Regulatory Capital (Details) $ in Thousands	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Central Valley Community Bank
Tier 1 Leverage Ratio
Tier One Leverage Capital	$ 285,099	$ 266,373
Tier One Leverage Capital to Average Assets	0.1175	0.1086
Tier One Leverage Capital Required for Capital Adequacy	$ 97,016	$ 98,075
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	0.0400	0.0400
Tier 1 Common Equity Ratio
Tier One Common Equity	$ 285,099	$ 266,373
Tier One Common Equity to Average Assets	16.76%	15.87%
Tier One Common Equity Required for Capital Adequacy	$ 76,526	$ 75,516
Tier One Common Equity Required for Capital Adequacy to Average Assets	7%	7%
Tier 1 Risk-Based Capital Ratio
Tier One Risk Based Capital	$ 285,099	$ 266,373
Tier One Risk Based Capital to Risk Weighted Assets	0.1676	0.1587
Tier One Risk Based Capital Required for Capital Adequacy	$ 102,035	$ 100,688
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.0850	0.0850
Total Risk-Based Capital Ratio
Capital	$ 301,642	$ 277,331
Capital to Risk Weighted Assets	0.1774	0.1653
Capital Required for Capital Adequacy	$ 136,047	$ 134,251
Capital Required for Capital Adequacy to Risk Weighted Assets	0.1050	0.1050
Central Valley Community Bancorp and Subsidiary
Tier 1 Leverage Ratio
Tier One Leverage Capital	$ 222,567	$ 205,154
Tier One Leverage Capital to Average Assets	0.0918	0.0837
Tier 1 Common Equity Ratio
Tier One Common Equity	$ 217,567	$ 200,154
Tier One Common Equity to Average Assets	12.78%	11.92%
Tier 1 Risk-Based Capital Ratio
Tier One Risk Based Capital	$ 222,567	$ 205,154
Tier One Risk Based Capital to Risk Weighted Assets	0.1307	0.1222
Total Risk-Based Capital Ratio
Capital	$ 273,699	$ 250,556
Capital to Risk Weighted Assets	0.1608	0.1492

Shareholders' Equity - Dividend

Shareholders' Equity - Dividends and Share Repurchases (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Dividends
Dividends declared and paid by subsidiary			$ 7,679
Dividends declared and paid during the period	$ 5,657	$ 5,638	$ 5,757
Dividends declared, per share	$ 0.48	$ 0.48	$ 0.47
Class of Stock [Line Items]
Payments of Dividends	$ 6,963	$ 38,000
California
Class of Stock [Line Items]
Dividends available for distribution free of restrictions	$ 72,335

Shareholders' Equity - Earnings

Shareholders' Equity - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Equity [Abstract]
Net income	$ 25,536	$ 26,645	$ 28,401
Weighted average shares outstanding	11,728,858	11,715,376	12,237,424
Net income per common share (in dollars per share)	$ 2.17	$ 2.27	$ 2.32
Effect of dilutive stock options and warrants	24,014	23,698	44,508
Weighted average shares of common stock and common stock equivalents	11,752,872	11,739,074	12,281,932
Net income per diluted common share (in dollars per share)	$ 2.17	$ 2.27	$ 2.31
Antidilutive options and warrants excluded from computation of earnings per share	0	0	0

Share-Based Compensation - Rest

Share-Based Compensation - Restricted Common Stock Awards (Details) - Restricted Stock - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Number of Shares
Nonvested outstanding shares at beginning of period (shares)	46,706	24,177	30,013
Granted (shares)	69,692	56,089	31,496
Vested (shares)	(40,387)	(33,316)	(37,085)
Forfeited (shares)	(878)	(244)	(247)
Nonvested outstanding shares at end of period (shares)	75,133	46,706	24,177
Weighted Average Grant Date Fair Value
Nonvested outstanding shares at beginning of period (in dollars per share)	$ 17.28	$ 20.50	$ 15.60
Granted (in dollars per share)	15.86	17.75	18.83
Vested (in dollars per share)	17.90	20.39	15.12
Forfeited (in dollars per share)	15.79	20.50	20.26
Nonvested outstanding shares at end of period (in dollars per share)	$ 15.65	$ 17.28	$ 20.50

Share-Based Compensation - Text

Share-Based Compensation - Textual (Details) - USD ($)	12 Months Ended
Share-Based Compensation - Textual (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost related to non-vested share-based compensation arrangements	$ 0
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Tax benefit of stock option compensation expense	87,000	$ 50,000
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation expense	612,000	$ 474,000	$ 385,000
Unrecognized compensation cost related to non-vested share-based compensation arrangements	$ 763,000
Granted (shares)	69,692	56,089	31,496
Granted (in dollars per share)	$ 15.86	$ 17.75	$ 18.83
Nonvested outstanding shares (in shares)	75,133	46,706	24,177	30,013
Equity instruments other than options weighted average remaining period	2 years 1 month 28 days
Aggregate intrinsic value	$ 649,000
Restricted Stock \| Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	1 year
Restricted Stock \| Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
2005 Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted (in shares)	0	0	0
2005 Plan \| Stock Options \| Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	1 year
2015 Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized under plan	875,000
Number of shares reserved for issuance	612,652

Share-Based Compensation - Stoc

Share-Based Compensation - Stock Option Plan Details (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Share-Based Payment Arrangement [Abstract]
Proceeds from Stock Options Exercised	$ 0	$ 489	$ 257

Employee Benefits - 401(k) and

Employee Benefits - 401(k) and profit sharing plan (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
401(k) plan
Schedule of Defined Contribution Plans Disclosures [Line Items]
Requisite service period	1 month
Employer contribution amount	$ 1,089	$ 1,046	$ 1,014
Profit sharing plan
Schedule of Defined Contribution Plans Disclosures [Line Items]
Requisite service period	2 years
Percentage vesting annually	100%
Employer contribution amount	$ 850	$ 1,000	$ 1,050
Maximum \| 401(k) plan
Schedule of Defined Contribution Plans Disclosures [Line Items]
Employer matching of employee contributions, percentage	100%
Employer matching contribution, percentage of compensation	5%

Employee Benefits - Deferred co

Employee Benefits - Deferred compensation plan (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Appreciation in cash surrender value of bank owned life insurance	$ 1,035	$ 985	$ 840
Deferred Compensation, Excluding Share-based Payments and Retirement Benefits [Member] \| Director [Member]
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Interest rate on deferred amounts	5.10%
Net deferrals included in accrued interest payable and other liabilities	$ 4,131	4,023
Cash surrender value of life insurance	11,252	10,915
Appreciation in cash surrender value of bank owned life insurance	292	278	$ 264
Deferred Compensation, Excluding Share-based Payments and Retirement Benefits [Member] \| Certain Key Executives [Member]
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Net deferrals included in accrued interest payable and other liabilities	$ 271	$ 300
Maximum deferment of compensation each year	50%

Employee Benefits - Salary cont

Employee Benefits - Salary continuation plans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Appreciation in cash surrender value of bank owned life insurance	$ 1,035	$ 985	$ 840
Salary Continuation [Member] \| Certain Key Executives [Member]
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Salary continuation plans, expense for period	186	(430)	377
Total liability	9,291	9,554
Cash surrender value of life insurance	30,320	29,622
Appreciation in cash surrender value of bank owned life insurance	$ 743	$ 706	$ 576
Minimum \| Salary Continuation [Member] \| Certain Key Executives [Member]
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Contractual term	10 years
Maximum \| Salary Continuation [Member] \| Certain Key Executives [Member]
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Contractual term	15 years

Loans To Related Parties (Detai

Loans To Related Parties (Details) $ in Thousands	12 Months Ended
Loans To Related Parties (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Loans to related parties
Balance at beginning of year	$ 23,727
Disbursements	1,383
Amounts repaid	(832)
Balance at end of year	24,278
Undisbursed commitments to related parties	$ 547

Parent Only Condensed Financi_3

Parent Only Condensed Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 53,728	$ 31,170
Total assets	2,433,426	2,422,519
Liabilities:
Total liabilities	2,226,362	2,247,859
Shareholders’ equity:
Preferred stock, Series C	0	0
Common stock	62,550	61,487
Retained earnings	210,548	194,400
Accumulated other comprehensive loss, net of tax	(66,034)	(81,227)
Total shareholders' equity	207,064	174,660	$ 247,845	$ 245,021
Total liabilities and shareholders' equity	2,433,426	2,422,519
Parent Company
ASSETS
Cash and cash equivalents	776	3,202	$ 24,060	$ 896
Investment in Bank subsidiary	274,596	240,879
Other assets	1,704	989
Total assets	277,076	245,070
Liabilities:
Junior subordinated debentures due to subsidiary grantor trust	69,744	69,599
Other liabilities	268	811
Total liabilities	70,012	70,410
Shareholders’ equity:
Common stock	62,550	61,487
Retained earnings	210,548	194,400
Accumulated other comprehensive loss, net of tax	(66,034)	(81,227)
Total shareholders' equity	207,064	174,660
Total liabilities and shareholders' equity	$ 277,076	$ 245,070

Parent Only Condensed Financi_4

Parent Only Condensed Financial Statements - Condensed Statements of Income and Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income:
Dividends declared by Subsidiary - eliminated in consolidation			$ 7,679
Expenses:
Interest on short-term borrowings	$ 810	$ 254	0
Professional fees	3,425	1,519	1,665
Income before provision for income taxes	33,840	35,141	38,017
Benefit from income taxes	(8,304)	(8,496)	(9,616)
Comprehensive income	40,729	(62,214)	21,177
Parent Company
Income:
Dividends declared by Subsidiary - eliminated in consolidation	6,963	(38,000)	7,679
Other income	11	6	3
Total income	6,974	(37,994)	7,682
Expenses:
Interest on short-term borrowings	3,652	1,971	266
Professional fees	1,305	239	296
Other expenses	283	601	560
Total expenses	5,240	2,811	1,122
Income before provision for income taxes	1,734	(40,805)	6,560
Equity in undistributed net income of Subsidiary	22,256	66,583	21,496
Income before provision for income taxes	23,990	25,778	28,056
Benefit from income taxes	1,546	867	345
Income available to common shareholders	$ 25,536	$ 26,645	$ 28,401

Parent Only Condensed Financi_5

Parent Only Condensed Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 25,536	$ 26,645	$ 28,401
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Stock-based compensation	858	776	562
Benefit for deferred income taxes	110	224	1,465
Net cash provided by operating activities	27,852	24,194	42,855
Cash flows from financing activities:
Cash dividend payments on common stock	(5,657)	(5,638)	(5,757)
Proceeds from issuance of subordinated debt	0	0	34,299
Purchase and retirement of common stock	1	6,814	13,619
Proceeds from exercise of stock options	0	489	257
Net cash (used in) provided by financing activities	(29,488)	41,105	415,471
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR	31,170
CASH AND CASH EQUIVALENTS AT END OF YEAR	53,728	31,170
Non-cash investing and financing activities:
Proceeds from stock issued under employee stock purchase plan	206	216	204
Parent Company
Cash flows from operating activities:
Net income	25,536	26,645	28,401
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Undistributed net income of subsidiary, net of distributions	(22,256)	(66,583)	(21,496)
Stock-based compensation	858	776	562
Amortization of Debt Issuance Costs	145	145	0
Net (increase) decrease in other assets	(715)	(499)	1
Net increase (decrease) in other liabilities	(542)	390	307
Benefit for deferred income taxes	0	15	6
Net cash provided by operating activities	3,026	(39,111)	7,781
Cash flows used in investing activities:
Investment in subsidiary	0	0	0
Cash flows from financing activities:
Cash dividend payments on common stock	(5,657)	(5,638)	(5,757)
Proceeds from issuance of subordinated debt	0	30,000	34,299
Purchase and retirement of common stock	1	6,814	13,619
Proceeds from exercise of stock options	0	489	256
Net cash (used in) provided by financing activities	(5,452)	18,253	15,383
Increase (decrease) in cash and cash equivalents	(2,426)	(20,858)	23,164
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR	3,202	24,060	896
CASH AND CASH EQUIVALENTS AT END OF YEAR	776	3,202	24,060
Cash paid during the year for interest	4,180	1,431	119
Non-cash investing and financing activities:
Proceeds from stock issued under employee stock purchase plan	$ 206	$ 216	$ 204

Subsequent Event (Details)

Subsequent Event (Details) - $ / shares		12 Months Ended
Subsequent Event (Details) - $ / shares	Jan. 17, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Subsequent Event [Line Items]
Dividends declared, per share		$ 0.48	$ 0.48	$ 0.47
Subsequent Event [Member]
Subsequent Event [Line Items]
Dividends declared, per share	$ 0.12

Uncategorized Items - cvcy-2023

Label	Element	Value
Family Real Estate [Member]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	$ 607,000