Trust Co Of Vermont 13FHR Quarterly holdings report by institutional manager | SEC 5 Apr 22

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABB Ltd ADR	Com	000375204	1,145	35,416	SH		SOLE	0	35,416	0	0
ABB Ltd ADR	Com	000375204	236	7,304	SH		DFND	0	3,554	0	3,750
Aflac Incorporated	Com	001055102	1,120	17,398	SH		SOLE	0	17,398	0	0
Aflac Incorporated	Com	001055102	48	742	SH		DFND	0	742	0	0
AT&T Inc	Com	00206R102	5,274	223,177	SH		SOLE	0	223,177	0	0
AT&T Inc	Com	00206R102	1,289	54,553	SH		DFND	0	51,728	0	2,825
Ark Innovation ETF	Com	00214Q104	519	7,828	SH		SOLE	0	7,828	0	0
Ark Innovation ETF	Com	00214Q104	42	628	SH		DFND	0	628	0	0
Abbott Laboratories	Com	002824100	15,891	134,256	SH		SOLE	0	134,256	0	0
Abbott Laboratories	Com	002824100	2,707	22,871	SH		DFND	0	22,871	0	0
Abbvie Inc	Com	00287Y109	23,388	144,270	SH		SOLE	0	143,681	0	589
Abbvie Inc	Com	00287Y109	3,957	24,412	SH		DFND	0	23,312	0	1,100
Activision Blizzard Inc	Com	00507V109	4,607	57,511	SH		SOLE	0	57,511	0	0
Activision Blizzard Inc	Com	00507V109	45	566	SH		DFND	0	566	0	0
Adobe Inc	Com	00724F101	5,322	11,680	SH		SOLE	0	11,675	0	5
Adobe Inc	Com	00724F101	276	606	SH		DFND	0	606	0	0
Advance Auto Parts Inc	Com	00751Y106	739	3,571	SH		SOLE	0	3,571	0	0
Agilent Technologies Inc	Com	00846U101	159	1,201	SH		SOLE	0	1,201	0	0
Agilent Technologies Inc	Com	00846U101	242	1,830	SH		DFND	0	0	0	1,830
Air Products & Chemical Inc	Com	009158106	9,837	39,362	SH		SOLE	0	39,185	0	177
Air Products & Chemical Inc	Com	009158106	1,226	4,907	SH		DFND	0	3,207	0	1,700
Alleghany Corp Del	Com	017175100	556	657	SH		SOLE	0	657	0	0
Allstate Corp	Com	020002101	2,904	20,969	SH		SOLE	0	20,969	0	0
Allstate Corp	Com	020002101	60	435	SH		DFND	0	435	0	0
Alphabet Inc Cap Stk Cl C	Com	02079K107	42,143	15,089	SH		SOLE	0	15,082	0	7
Alphabet Inc Cap Stk Cl C	Com	02079K107	2,176	779	SH		DFND	0	689	0	90
Alphabet Inc Cap Stk Cl A	Com	02079K305	11,020	3,962	SH		SOLE	0	3,962	0	0
Alphabet Inc Cap Stk Cl A	Com	02079K305	328	118	SH		DFND	0	118	0	0
Altria Group Inc	Com	02209S103	665	12,729	SH		SOLE	0	12,729	0	0
Altria Group Inc	Com	02209S103	1,609	30,800	SH		DFND	0	30,800	0	0
Amazon Com Inc	Com	023135106	40,368	12,383	SH		SOLE	0	12,378	0	5
Amazon Com Inc	Com	023135106	2,018	619	SH		DFND	0	619	0	0
American Electric Power Company Inc	Com	025537101	120	1,199	SH		SOLE	0	1,199	0	0
American Electric Power Company Inc	Com	025537101	100	1,000	SH		DFND	0	1,000	0	0
American Express Co	Com	025816109	3,384	18,095	SH		SOLE	0	18,095	0	0
American Express Co	Com	025816109	1,826	9,765	SH		DFND	0	9,765	0	0
American Tower REIT	Com	03027X100	11,786	46,914	SH		SOLE	0	46,914	0	0
American Tower REIT	Com	03027X100	237	945	SH		DFND	0	945	0	0
American Water Works Company	Com	030420103	404	2,438	SH		SOLE	0	2,438	0	0
Ameriprise Financial Inc	Com	03076C106	114	381	SH		SOLE	0	381	0	0
Ameriprise Financial Inc	Com	03076C106	751	2,500	SH		DFND	0	2,500	0	0
Amgen Inc	Com	031162100	5,633	23,293	SH		SOLE	0	23,293	0	0
Amgen Inc	Com	031162100	1,471	6,083	SH		DFND	0	6,083	0	0
Analog Devices Inc	Com	032654105	8,878	53,745	SH		SOLE	0	53,637	0	108
Analog Devices Inc	Com	032654105	3,049	18,456	SH		DFND	0	16,944	0	1,512
Apple Inc	Com	037833100	71,082	407,089	SH		SOLE	0	407,089	0	0
Apple Inc	Com	037833100	8,997	51,526	SH		DFND	0	48,726	0	2,800
Applied Materials Inc	Com	038222105	10,621	80,587	SH		SOLE	0	80,587	0	0
Applied Materials Inc	Com	038222105	1,602	12,151	SH		DFND	0	8,201	0	3,950
Ares Capital Corp	Com	04010L103	298	14,201	SH		SOLE	0	14,201	0	0
Arrow Financial Corp	Com	042744102	1,195	36,865	SH		SOLE	0	36,865	0	0
Astrazeneca Plc Adr	Com	046353108	169	2,550	SH		SOLE	0	2,550	0	0
Astrazeneca Plc Adr	Com	046353108	166	2,500	SH		DFND	0	2,500	0	0
Atmos Energy Corp	Com	049560105	1,525	12,766	SH		SOLE	0	12,766	0	0
Atmos Energy Corp	Com	049560105	609	5,095	SH		DFND	0	5,095	0	0
Autodesk Inc	Com	052769106	1,726	8,050	SH		SOLE	0	8,050	0	0
Automatic Data Processing	Com	053015103	9,968	43,806	SH		SOLE	0	43,806	0	0
Automatic Data Processing	Com	053015103	2,425	10,657	SH		DFND	0	10,657	0	0
Autozone Inc	Com	053332102	1,065	521	SH		SOLE	0	521	0	0
Avista Corporation	Com	05379B107	304	6,728	SH		SOLE	0	6,728	0	0
BCE Inc New	Com	05534B760	213	3,834	SH		SOLE	0	3,834	0	0
Bank Of America Corp	Com	060505104	6,504	157,791	SH		SOLE	0	155,841	0	1,950
Bank Of America Corp	Com	060505104	336	8,160	SH		DFND	0	8,160	0	0
Bank New York Mellon Corp	Com	064058100	664	13,375	SH		SOLE	0	13,375	0	0
Bank New York Mellon Corp	Com	064058100	29	580	SH		DFND	0	580	0	0
Becton Dickinson & Company	Com	075887109	16,306	61,300	SH		SOLE	0	61,222	0	78
Becton Dickinson & Company	Com	075887109	690	2,595	SH		DFND	0	2,595	0	0
Berkley W R Corp	Com	084423102	1,076	16,155	SH		SOLE	0	16,155	0	0
Berkshire Hathaway Inc Cl A	Com	084670108	529	1	SH		DFND	0	1	0	0
Berkshire Hathaway Inc Del Cl B New	Com	084670702	38,677	109,594	SH		SOLE	0	109,509	0	85
Berkshire Hathaway Inc Del Cl B New	Com	084670702	1,509	4,276	SH		DFND	0	3,756	0	520
Biogen Inc	Com	09062X103	467	2,217	SH		SOLE	0	2,217	0	0
Blackrock Inc	Com	09247X101	19,547	25,580	SH		SOLE	0	25,557	0	23
Blackrock Inc	Com	09247X101	805	1,053	SH		DFND	0	718	0	335
Boeing Company	Com	097023105	810	4,230	SH		SOLE	0	4,230	0	0
Boeing Company	Com	097023105	154	805	SH		DFND	0	805	0	0
Booking Holdings Inc	Com	09857L108	5,918	2,520	SH		SOLE	0	2,520	0	0
Booking Holdings Inc	Com	09857L108	129	55	SH		DFND	0	55	0	0
Boston Beer Inc Cl A	Com	100557107	614	1,580	SH		SOLE	0	1,580	0	0
Bristol Myers Squibb Co	Com	110122108	5,793	79,329	SH		SOLE	0	79,019	0	310
Bristol Myers Squibb Co	Com	110122108	1,529	20,942	SH		DFND	0	20,102	0	840
Broadcom Inc	Com	11135F101	890	1,414	SH		SOLE	0	1,349	0	65
Brookfield Asset Mgmt Inc Cl A	Com	112585104	7,694	136,011	SH		SOLE	0	134,661	0	1,350
Brookfield Asset Mgmt Inc Cl A	Com	112585104	7	123	SH		DFND	0	123	0	0
Cigna Corp New	Com	125523100	1,450	6,051	SH		SOLE	0	6,051	0	0
Cigna Corp New	Com	125523100	142	594	SH		DFND	0	594	0	0
CME Group Inc	Com	12572Q105	9,518	40,016	SH		SOLE	0	39,971	0	45
CME Group Inc	Com	12572Q105	377	1,583	SH		DFND	0	1,583	0	0
CSX Corp	Com	126408103	723	19,294	SH		SOLE	0	19,294	0	0
CSX Corp	Com	126408103	1,938	51,750	SH		DFND	0	51,750	0	0
CVS Health Corp	Com	126650100	15,975	157,837	SH		SOLE	0	157,035	0	802
CVS Health Corp	Com	126650100	1,150	11,360	SH		DFND	0	11,360	0	0
Cabot Corp	Com	127055101	120	1,755	SH		SOLE	0	1,755	0	0
Cabot Corp	Com	127055101	124	1,815	SH		DFND	0	0	0	1,815
Coterra Energy Inc	Com	127097103	648	24,032	SH		SOLE	0	24,032	0	0
Coterra Energy Inc	Com	127097103	44	1,639	SH		DFND	0	1,639	0	0
Canadian Natl Ry Co	Com	136375102	228	1,700	SH		SOLE	0	1,700	0	0
Canadian Pacific Railway Ltd	Com	13645T100	627	7,595	SH		SOLE	0	7,595	0	0
Canadian Pacific Railway Ltd	Com	13645T100	41	500	SH		DFND	0	500	0	0
Capital One Financial Corp	Com	14040H105	7,317	55,729	SH		SOLE	0	55,729	0	0
Capital One Financial Corp	Com	14040H105	106	810	SH		DFND	0	810	0	0
Carrier Global Corporation	Com	14448C104	1,554	33,876	SH		SOLE	0	33,876	0	0
Carrier Global Corporation	Com	14448C104	508	11,079	SH		DFND	0	11,079	0	0
Caterpillar Inc	Com	149123101	2,420	10,862	SH		SOLE	0	10,862	0	0
Caterpillar Inc	Com	149123101	157	704	SH		DFND	0	704	0	0
Cerner Corp	Com	156782104	363	3,885	SH		SOLE	0	3,885	0	0
Charter Communications Inc	Com	16119P108	77	141	SH		SOLE	0	141	0	0
Charter Communications Inc	Com	16119P108	209	384	SH		DFND	0	384	0	0
Cheniere Energy Inc New	Com	16411R208	1,066	7,685	SH		SOLE	0	7,685	0	0
Chevron Corporation	Com	166764100	6,406	39,342	SH		SOLE	0	39,342	0	0
Chevron Corporation	Com	166764100	2,921	17,936	SH		DFND	0	17,936	0	0
Chipotle Mexican Grill Inc	Com	169656105	158	100	SH		SOLE	0	100	0	0
Chipotle Mexican Grill Inc	Com	169656105	59	37	SH		DFND	0	37	0	0
Church & Dwight Co Inc	Com	171340102	7,738	77,860	SH		SOLE	0	77,860	0	0
Church & Dwight Co Inc	Com	171340102	1,184	11,910	SH		DFND	0	11,910	0	0
Cisco Sys Inc	Com	17275R102	6,429	115,304	SH		SOLE	0	115,304	0	0
Cisco Sys Inc	Com	17275R102	945	16,946	SH		DFND	0	16,946	0	0
Citigroup Inc New	Com	172967424	470	8,797	SH		SOLE	0	8,797	0	0
Citigroup Inc New	Com	172967424	3	50	SH		DFND	0	50	0	0
Clorox Company	Com	189054109	2,784	20,021	SH		SOLE	0	19,764	0	257
Clorox Company	Com	189054109	126	908	SH		DFND	0	908	0	0
Coca Cola Co	Com	191216100	2,645	42,656	SH		SOLE	0	42,656	0	0
Coca Cola Co	Com	191216100	984	15,869	SH		DFND	0	15,869	0	0
Cognizant Technology Sol Corp Cl A	Com	192446102	458	5,106	SH		SOLE	0	5,106	0	0
Cognizant Technology Sol Corp Cl A	Com	192446102	18	200	SH		DFND	0	200	0	0
Colgate-Palmolive Co	Com	194162103	1,579	20,819	SH		SOLE	0	20,819	0	0
Colgate-Palmolive Co	Com	194162103	645	8,500	SH		DFND	0	8,500	0	0
Comcast Corp Cl A	Com	20030N101	6,976	148,987	SH		SOLE	0	148,385	0	602
Comcast Corp Cl A	Com	20030N101	672	14,350	SH		DFND	0	14,350	0	0
Community Bk Sys Inc	Com	203607106	152	2,173	SH		SOLE	0	2,173	0	0
Community Bk Sys Inc	Com	203607106	295	4,204	SH		DFND	0	4,204	0	0
Conocophillips	Com	20825C104	583	5,833	SH		SOLE	0	5,833	0	0
Conocophillips	Com	20825C104	88	880	SH		DFND	0	880	0	0
Consolidated Edison Inc	Com	209115104	615	6,499	SH		SOLE	0	6,299	0	200
Consolidated Edison Inc	Com	209115104	9	100	SH		DFND	0	100	0	0
Constellation Brands Inc	Com	21036P108	4,187	18,177	SH		SOLE	0	18,134	0	43
Constellation Brands Inc	Com	21036P108	54	234	SH		DFND	0	234	0	0
Corning Inc	Com	219350105	311	8,434	SH		SOLE	0	8,434	0	0
Corning Inc	Com	219350105	76	2,050	SH		DFND	0	0	0	2,050
Corteva Inc	Com	22052L104	591	10,279	SH		SOLE	0	10,279	0	0
Corteva Inc	Com	22052L104	129	2,240	SH		DFND	0	2,240	0	0
Costco Wholesale Corporation	Com	22160K105	23,864	41,442	SH		SOLE	0	41,396	0	46
Costco Wholesale Corporation	Com	22160K105	2,546	4,422	SH		DFND	0	3,852	0	570
Crown Holdings Inc	Com	228368106	5,707	45,623	SH		SOLE	0	45,623	0	0
Cummins Inc	Com	231021106	853	4,157	SH		SOLE	0	3,987	0	170
Cummins Inc	Com	231021106	74	360	SH		DFND	0	360	0	0
Danaher Corp	Com	235851102	5,851	19,946	SH		SOLE	0	19,946	0	0
Danaher Corp	Com	235851102	502	1,712	SH		DFND	0	1,712	0	0
Deere & Co	Com	244199105	4,174	10,046	SH		SOLE	0	10,046	0	0
Deere & Co	Com	244199105	384	925	SH		DFND	0	925	0	0
Diageo PLC Spons ADR New	Com	25243Q205	8,215	40,440	SH		SOLE	0	40,440	0	0
Diageo PLC Spons ADR New	Com	25243Q205	447	2,201	SH		DFND	0	2,201	0	0
Digital Realty Trust Inc	Com	253868103	1,766	12,451	SH		SOLE	0	12,271	0	180
Digital Realty Trust Inc	Com	253868103	409	2,886	SH		DFND	0	2,886	0	0
Disney Walt Company	Com	254687106	17,377	126,689	SH		SOLE	0	126,664	0	25
Disney Walt Company	Com	254687106	906	6,603	SH		DFND	0	6,603	0	0
Dominion Energy Inc	Com	25746U109	7,078	83,300	SH		SOLE	0	82,484	0	816
Dominion Energy Inc	Com	25746U109	534	6,285	SH		DFND	0	6,285	0	0
Dover Corp	Com	260003108	824	5,253	SH		SOLE	0	5,253	0	0
Dow Inc	Com	260557103	1,021	16,029	SH		SOLE	0	16,029	0	0
Dow Inc	Com	260557103	98	1,533	SH		DFND	0	1,533	0	0
Duke Energy Corp New	Com	26441C204	1,431	12,816	SH		SOLE	0	12,816	0	0
Duke Energy Corp New	Com	26441C204	291	2,606	SH		DFND	0	2,606	0	0
Dupont De Nemours Inc	Com	26614N102	1,806	24,550	SH		SOLE	0	24,550	0	0
Dupont De Nemours Inc	Com	26614N102	85	1,149	SH		DFND	0	1,149	0	0
Ebay Inc	Com	278642103	7,154	124,937	SH		SOLE	0	123,502	0	1,435
Ebay Inc	Com	278642103	42	740	SH		DFND	0	740	0	0
Ecolab Inc	Com	278865100	9,859	55,841	SH		SOLE	0	55,841	0	0
Ecolab Inc	Com	278865100	593	3,358	SH		DFND	0	3,358	0	0
Emerson Electric Co	Com	291011104	5,479	55,882	SH		SOLE	0	55,882	0	0
Emerson Electric Co	Com	291011104	467	4,763	SH		DFND	0	2,963	0	1,800
Enbridge Inc	Com	29250N105	15,384	333,772	SH		SOLE	0	331,752	0	2,020
Enbridge Inc	Com	29250N105	1,597	34,653	SH		DFND	0	34,653	0	0
Equinix Inc	Com	29444U700	248	334	SH		SOLE	0	334	0	0
Essex Ppty Tr REIT	Com	297178105	414	1,197	SH		SOLE	0	1,197	0	0
Eversource Energy	Com	30040W108	306	3,468	SH		SOLE	0	3,468	0	0
Exxon Mobil Corp	Com	30231G102	5,238	63,420	SH		SOLE	0	63,420	0	0
Exxon Mobil Corp	Com	30231G102	1,784	21,602	SH		DFND	0	21,602	0	0
Meta Platforms Inc	Com	30303M102	8,123	36,533	SH		SOLE	0	36,533	0	0
Meta Platforms Inc	Com	30303M102	528	2,374	SH		DFND	0	2,374	0	0
Fedex Corp	Com	31428X106	773	3,342	SH		SOLE	0	3,342	0	0
Fedex Corp	Com	31428X106	17	75	SH		DFND	0	75	0	0
Fidelity Natl Information Svcs Inc	Com	31620M106	1,094	10,893	SH		SOLE	0	10,285	0	608
Fidelity Natl Information Svcs Inc	Com	31620M106	35	347	SH		DFND	0	347	0	0
First Solar Inc	Com	336433107	261	3,116	SH		SOLE	0	3,116	0	0
First Solar Inc	Com	336433107	249	2,972	SH		DFND	0	1,262	0	1,710
First Tr Global Wind Energy ETF	Com	33736G106	165	8,365	SH		SOLE	0	8,365	0	0
First Tr Global Wind Energy ETF	Com	33736G106	184	9,317	SH		DFND	0	2,367	0	6,950
AlerisLife Inc	Com	33832D205	27	12,511	SH		SOLE	0	12,511	0	0
Flexshares Quality Divd Index ETF	Com	33939L860	1,795	30,278	SH		SOLE	0	30,278	0	0
Fortune Brands Home & Sec Inc	Com	34964C106	80	1,075	SH		SOLE	0	1,075	0	0
Fortune Brands Home & Sec Inc	Com	34964C106	377	5,075	SH		DFND	0	5,075	0	0
General Dynamics Corp	Com	369550108	1,443	5,984	SH		SOLE	0	5,984	0	0
General Dynamics Corp	Com	369550108	401	1,664	SH		DFND	0	1,664	0	0
General Electric Co	Com	369604301	437	4,776	SH		SOLE	0	4,776	0	0
General Electric Co	Com	369604301	114	1,244	SH		DFND	0	669	0	575
General Mills Inc	Com	370334104	1,319	19,483	SH		SOLE	0	19,483	0	0
General Mills Inc	Com	370334104	169	2,495	SH		DFND	0	430	0	2,065
Genuine Parts Co	Com	372460105	1,098	8,709	SH		SOLE	0	8,709	0	0
Genuine Parts Co	Com	372460105	40	315	SH		DFND	0	315	0	0
Gilead Sciences Inc	Com	375558103	279	4,701	SH		SOLE	0	4,701	0	0
Gilead Sciences Inc	Com	375558103	18	310	SH		DFND	0	310	0	0
Goldman Sachs Group	Com	38141G104	269	816	SH		SOLE	0	816	0	0
Goldman Sachs Group	Com	38141G104	20	60	SH		DFND	0	60	0	0
Golub Capital BDC Inc	Com	38173M102	523	34,355	SH		SOLE	0	34,355	0	0
W W Grainger Inc	Com	384802104	155	300	SH		SOLE	0	300	0	0
W W Grainger Inc	Com	384802104	489	948	SH		DFND	0	948	0	0
HP Inc	Com	40434L105	338	9,305	SH		SOLE	0	9,305	0	0
HP Inc	Com	40434L105	9	248	SH		DFND	0	248	0	0
Healthpeak Properties Inc	Com	42250P103	1,090	31,758	SH		SOLE	0	31,758	0	0
Healthpeak Properties Inc	Com	42250P103	57	1,659	SH		DFND	0	1,659	0	0
The Hershey Company	Com	427866108	331	1,526	SH		SOLE	0	1,526	0	0
The Hershey Company	Com	427866108	260	1,200	SH		DFND	0	1,200	0	0
Home Depot	Com	437076102	13,482	45,040	SH		SOLE	0	45,005	0	35
Home Depot	Com	437076102	585	1,956	SH		DFND	0	1,956	0	0
Honeywell Intl Inc	Com	438516106	16,068	82,579	SH		SOLE	0	82,439	0	140
Honeywell Intl Inc	Com	438516106	1,062	5,458	SH		DFND	0	3,958	0	1,500
Illinois Tool Wks Inc	Com	452308109	8,579	40,969	SH		SOLE	0	40,956	0	13
Illinois Tool Wks Inc	Com	452308109	1,042	4,974	SH		DFND	0	4,974	0	0
Intel Corp	Com	458140100	9,693	195,574	SH		SOLE	0	195,574	0	0
Intel Corp	Com	458140100	764	15,414	SH		DFND	0	15,414	0	0
Intercontinental Exchange Inc	Com	45866F104	4,360	33,002	SH		SOLE	0	33,002	0	0
Intercontinental Exchange Inc	Com	45866F104	112	846	SH		DFND	0	846	0	0
Intl Business Machines	Com	459200101	3,691	28,385	SH		SOLE	0	28,385	0	0
Intl Business Machines	Com	459200101	947	7,285	SH		DFND	0	5,912	0	1,373
Invesco QQQ Trust ETF	Com	46090E103	2,562	7,068	SH		SOLE	0	7,068	0	0
Invesco QQQ Trust ETF	Com	46090E103	4	10	SH		DFND	0	10	0	0
Intuit	Com	461202103	6,964	14,482	SH		SOLE	0	14,482	0	0
Intuit	Com	461202103	178	370	SH		DFND	0	370	0	0
Intuitive Surgical Inc	Com	46120E602	771	2,557	SH		SOLE	0	2,557	0	0
Intuitive Surgical Inc	Com	46120E602	535	1,775	SH		DFND	0	1,775	0	0
Invesco S&P 500 Eql Wgt ETF	Com	46137V357	339	2,151	SH		SOLE	0	2,151	0	0
Invesco S&P 500 Low Volatility ETF	Com	46138E354	457	6,809	SH		SOLE	0	6,809	0	0
Invesco Solar ETF	Com	46138G706	2,401	31,821	SH		SOLE	0	31,821	0	0
Invesco Solar ETF	Com	46138G706	124	1,648	SH		DFND	0	1,648	0	0
Invesco Global Clean Energy ETF	Com	46138G847	1,457	58,759	SH		SOLE	0	58,759	0	0
Invesco Global Clean Energy ETF	Com	46138G847	81	3,285	SH		DFND	0	3,285	0	0
I Shares Select Dividend ETF	Com	464287168	265	2,065	SH		SOLE	0	2,065	0	0
Ishares S&P 500 Index Fund	Com	464287200	3,483	7,677	SH		SOLE	0	7,677	0	0
Ishares S&P 500 Index Fund	Com	464287200	40	88	SH		DFND	0	88	0	0
I Shares MSCI Emerging Markets Index	Com	464287234	577	12,781	SH		SOLE	0	12,781	0	0
I Shares MSCI Emerging Markets Index	Com	464287234	181	4,018	SH		DFND	0	4,018	0	0
I Shares MSCI EAFE Index Fd	Com	464287465	1,351	18,353	SH		SOLE	0	18,353	0	0
I Shares MSCI EAFE Index Fd	Com	464287465	1	18	SH		DFND	0	18	0	0
I Shares Russell Mid Cap	Com	464287499	334	4,282	SH		SOLE	0	4,282	0	0
I Shares Core S&P Mid-Cap ETF	Com	464287507	12,203	45,477	SH		SOLE	0	45,477	0	0
I Shares Core S&P Mid-Cap ETF	Com	464287507	991	3,692	SH		DFND	0	3,692	0	0
Ishares S&P Midcap 400 Growth Index Fund	Com	464287606	1,336	17,288	SH		SOLE	0	17,288	0	0
Ishares S&P Midcap 400 Growth Index Fund	Com	464287606	62	800	SH		DFND	0	800	0	0
Ishares Russell 2000 Value Index Fund	Com	464287630	268	1,663	SH		SOLE	0	1,663	0	0
Ishares Russell 2000 Value Index Fund	Com	464287630	4	24	SH		DFND	0	24	0	0
Ishares Russell 2000 Growth Index Fund	Com	464287648	217	847	SH		SOLE	0	847	0	0
I Shares Russell 2000	Com	464287655	278	1,353	SH		SOLE	0	1,353	0	0
I Shares Russell 2000	Com	464287655	1	6	SH		DFND	0	6	0	0
Ishares S&P Midcap 400 Value Index Fd	Com	464287705	379	3,460	SH		SOLE	0	3,460	0	0
I Shares Core S&P Small-Cap ETF	Com	464287804	13,300	123,283	SH		SOLE	0	123,283	0	0
I Shares Core S&P Small-Cap ETF	Com	464287804	1,079	9,999	SH		DFND	0	9,999	0	0
Ishares Kld 400 Social Indexfund	Com	464288570	302	3,488	SH		SOLE	0	3,488	0	0
iShares MSCI USA ESG Select Index	Com	464288802	298	3,080	SH		SOLE	0	3,080	0	0
iShares MSCI USA ESG Select Index	Com	464288802	172	1,772	SH		DFND	0	1,772	0	0
Ishs MSCI USA Min Vol Factor ETF	Com	46429B697	220	2,839	SH		SOLE	0	2,839	0	0
Ishs Edge MSCI USA Quality Factor ETF	Com	46432F339	267	1,985	SH		SOLE	0	1,985	0	0
Ishs Edge MSCI USA Quality Factor ETF	Com	46432F339	1	6	SH		DFND	0	6	0	0
IShares MSCI EM ESG ETF	Com	46434G863	397	10,816	SH		SOLE	0	10,816	0	0
IShares MSCI EM ESG ETF	Com	46434G863	35	955	SH		DFND	0	955	0	0
JP Morgan Chase & Co	Com	46625H100	14,636	107,363	SH		SOLE	0	107,245	0	118
JP Morgan Chase & Co	Com	46625H100	5,879	43,126	SH		DFND	0	38,524	0	4,602
Johnson & Johnson	Com	478160104	21,522	121,436	SH		SOLE	0	121,256	0	180
Johnson & Johnson	Com	478160104	4,030	22,738	SH		DFND	0	20,454	0	2,284
KLA Corporation	Com	482480100	202	551	SH		SOLE	0	551	0	0
Kellogg Company	Com	487836108	191	2,965	SH		SOLE	0	2,965	0	0
Kellogg Company	Com	487836108	71	1,101	SH		DFND	0	1,101	0	0
Kennedy-Wilson Holdings Inc	Com	489398107	812	33,285	SH		SOLE	0	33,285	0	0
Kennedy-Wilson Holdings Inc	Com	489398107	12	500	SH		DFND	0	500	0	0
Keycorp New	Com	493267108	245	10,950	SH		SOLE	0	10,950	0	0
Keycorp New	Com	493267108	9	400	SH		DFND	0	400	0	0
Kimberly-Clark Corp	Com	494368103	1,190	9,661	SH		SOLE	0	9,661	0	0
Kimberly-Clark Corp	Com	494368103	87	710	SH		DFND	0	210	0	500
Kraft Heinz Co	Com	500754106	458	11,633	SH		SOLE	0	11,633	0	0
Kraft Heinz Co	Com	500754106	14	350	SH		DFND	0	350	0	0
L3Harris Technologies Inc	Com	502431109	248	1,000	SH		SOLE	0	1,000	0	0
Laboratory Corp Amer Hldgs New	Com	50540R409	643	2,440	SH		SOLE	0	2,440	0	0
LAM Research Corp	Com	512807108	1,142	2,124	SH		SOLE	0	2,124	0	0
LAM Research Corp	Com	512807108	44	81	SH		DFND	0	81	0	0
Leidos Holdings Inc	Com	525327102	245	2,271	SH		SOLE	0	2,271	0	0
Liberty Broadband Corp Ser C	Com	530307305	686	5,072	SH		SOLE	0	5,072	0	0
Liberty Media Corp Ser A SiriusSM Group	Com	531229409	11,083	242,454	SH		SOLE	0	240,854	0	1,600
Liberty Media Corp Ser A SiriusSM Group	Com	531229409	126	2,747	SH		DFND	0	2,747	0	0
Liberty Media Corp Ser C SiriusXM Group	Com	531229607	243	5,319	SH		SOLE	0	5,319	0	0
Liberty Media Corp Ser C SiriusXM Group	Com	531229607	9	207	SH		DFND	0	207	0	0
Eli Lilly & Company	Com	532457108	1,381	4,823	SH		SOLE	0	4,823	0	0
Eli Lilly & Company	Com	532457108	810	2,829	SH		DFND	0	1,429	0	1,400
Lockheed Martin Corp	Com	539830109	5,936	13,448	SH		SOLE	0	13,448	0	0
Lockheed Martin Corp	Com	539830109	285	646	SH		DFND	0	646	0	0
Lowes Companies Inc	Com	548661107	14,433	71,385	SH		SOLE	0	71,241	0	144
Lowes Companies Inc	Com	548661107	2,299	11,369	SH		DFND	0	10,569	0	800
M & T Bank Corporation	Com	55261F104	1,609	9,492	SH		SOLE	0	9,492	0	0
M & T Bank Corporation	Com	55261F104	272	1,605	SH		DFND	0	555	0	1,050
MSC Industrial Direct Co Cl A	Com	553530106	4,049	47,519	SH		SOLE	0	47,519	0	0
MSC Industrial Direct Co Cl A	Com	553530106	54	628	SH		DFND	0	628	0	0
Manulife Finl Corp	Com	56501R106	337	15,765	SH		SOLE	0	15,765	0	0
Marathon Petroleum Corp	Com	56585A102	73	850	SH		SOLE	0	850	0	0
Marathon Petroleum Corp	Com	56585A102	365	4,272	SH		DFND	0	4,272	0	0
Markel Corp Holding Company	Com	570535104	850	576	SH		SOLE	0	576	0	0
Marriott International Inc Cl A	Com	571903202	180	1,027	SH		SOLE	0	1,027	0	0
Marriott International Inc Cl A	Com	571903202	88	503	SH		DFND	0	503	0	0
Masco Corp	Com	574599106	123	2,403	SH		SOLE	0	2,403	0	0
Masco Corp	Com	574599106	112	2,200	SH		DFND	0	2,200	0	0
Mastercard Inc	Com	57636Q104	21,837	61,104	SH		SOLE	0	61,051	0	53
Mastercard Inc	Com	57636Q104	1,248	3,492	SH		DFND	0	3,492	0	0
Matson Inc	Com	57686G105	196	1,625	SH		SOLE	0	1,625	0	0
Matson Inc	Com	57686G105	72	600	SH		DFND	0	600	0	0
McCormick & Co Inc	Com	579780206	8,756	87,734	SH		SOLE	0	87,734	0	0
McCormick & Co Inc	Com	579780206	515	5,165	SH		DFND	0	5,165	0	0
McDonalds Corp	Com	580135101	8,257	33,392	SH		SOLE	0	33,292	0	100
McDonalds Corp	Com	580135101	1,111	4,491	SH		DFND	0	4,491	0	0
Merck & Co Inc New	Com	58933Y105	7,420	90,437	SH		SOLE	0	89,747	0	690
Merck & Co Inc New	Com	58933Y105	1,235	15,047	SH		DFND	0	9,335	0	5,712
Mettler Toledo Intl Inc	Com	592688105	302	220	SH		SOLE	0	220	0	0
Microsoft Corp	Com	594918104	46,758	151,658	SH		SOLE	0	151,599	0	59
Microsoft Corp	Com	594918104	7,201	23,357	SH		DFND	0	23,357	0	0
Mondelez Intl Inc	Com	609207105	3,064	48,799	SH		SOLE	0	48,799	0	0
Mondelez Intl Inc	Com	609207105	2,479	39,486	SH		DFND	0	39,486	0	0
Moodys Corp	Com	615369105	16	46	SH		SOLE	0	46	0	0
Moodys Corp	Com	615369105	353	1,046	SH		DFND	0	1,046	0	0
Morgan Stanley	Com	617446448	739	8,461	SH		SOLE	0	8,461	0	0
Morgan Stanley	Com	617446448	79	899	SH		DFND	0	899	0	0
National Grid PLC ADR New 2017	Com	636274409	165	2,146	SH		SOLE	0	2,146	0	0
National Grid PLC ADR New 2017	Com	636274409	56	731	SH		DFND	0	731	0	0
Netflix Inc	Com	64110L106	398	1,062	SH		SOLE	0	1,062	0	0
Netflix Inc	Com	64110L106	75	200	SH		DFND	0	200	0	0
Nextera Energy Inc	Com	65339F101	15,235	179,844	SH		SOLE	0	179,844	0	0
Nextera Energy Inc	Com	65339F101	707	8,347	SH		DFND	0	8,347	0	0
Nike Inc Cl B	Com	654106103	11,766	87,443	SH		SOLE	0	87,403	0	40
Nike Inc Cl B	Com	654106103	1,586	11,789	SH		DFND	0	11,789	0	0
Norfolk Southern Corp	Com	655844108	5,531	19,392	SH		SOLE	0	19,392	0	0
Norfolk Southern Corp	Com	655844108	3,185	11,167	SH		DFND	0	10,427	0	740
Northrop Grumman Corp	Com	666807102	665	1,488	SH		SOLE	0	1,488	0	0
Northrop Grumman Corp	Com	666807102	134	300	SH		DFND	0	300	0	0
Novartis AG ADR	Com	66987V109	5,658	64,478	SH		SOLE	0	64,478	0	0
Novartis AG ADR	Com	66987V109	373	4,250	SH		DFND	0	4,250	0	0
Novo Nordisk A/S ADR	Com	670100205	236	2,123	SH		SOLE	0	2,123	0	0
Novo Nordisk A/S ADR	Com	670100205	589	5,300	SH		DFND	0	5,300	0	0
Nucor Corp	Com	670346105	240	1,612	SH		SOLE	0	1,612	0	0
Nucor Corp	Com	670346105	315	2,120	SH		DFND	0	550	0	1,570
Nvidia Corporation	Com	67066G104	3,830	14,038	SH		SOLE	0	14,038	0	0
Nvidia Corporation	Com	67066G104	50	184	SH		DFND	0	184	0	0
Oracle Corporation	Com	68389X105	2,917	35,257	SH		SOLE	0	35,257	0	0
Oracle Corporation	Com	68389X105	621	7,512	SH		DFND	0	7,512	0	0
Otis Worldwide Corp	Com	68902V107	1,156	15,025	SH		SOLE	0	15,025	0	0
Otis Worldwide Corp	Com	68902V107	236	3,073	SH		DFND	0	2,836	0	237
PNC Financial Services Group Inc	Com	693475105	893	4,839	SH		SOLE	0	4,839	0	0
PNC Financial Services Group Inc	Com	693475105	25	134	SH		DFND	0	134	0	0
PPG Industries Inc	Com	693506107	307	2,342	SH		SOLE	0	2,342	0	0
PPG Industries Inc	Com	693506107	83	633	SH		DFND	0	633	0	0
Palo Alto Networks Inc	Com	697435105	10,242	16,452	SH		SOLE	0	16,452	0	0
Palo Alto Networks Inc	Com	697435105	204	327	SH		DFND	0	327	0	0
Parker Hannifin Corp	Com	701094104	238	840	SH		SOLE	0	840	0	0
Parker Hannifin Corp	Com	701094104	95	336	SH		DFND	0	336	0	0
Paychex Inc	Com	704326107	7,313	53,585	SH		SOLE	0	53,385	0	200
Paychex Inc	Com	704326107	159	1,162	SH		DFND	0	1,162	0	0
Paypal Hldgs Inc	Com	70450Y103	6,646	57,470	SH		SOLE	0	57,470	0	0
Paypal Hldgs Inc	Com	70450Y103	323	2,793	SH		DFND	0	2,793	0	0
Penske Automotive Group Inc	Com	70959W103	4,600	49,086	SH		SOLE	0	49,086	0	0
Penske Automotive Group Inc	Com	70959W103	49	527	SH		DFND	0	527	0	0
Peoples United Financial Inc	Com	712704105	1,473	73,674	SH		SOLE	0	73,674	0	0
Peoples United Financial Inc	Com	712704105	599	29,979	SH		DFND	0	29,979	0	0
Pepsico Inc	Com	713448108	15,856	94,729	SH		SOLE	0	94,427	0	302
Pepsico Inc	Com	713448108	2,407	14,382	SH		DFND	0	14,382	0	0
Pfizer Inc	Com	717081103	13,045	251,983	SH		SOLE	0	251,908	0	75
Pfizer Inc	Com	717081103	2,150	41,523	SH		DFND	0	41,523	0	0
Philip Morris Intl Inc	Com	718172109	1,146	12,201	SH		SOLE	0	12,201	0	0
Philip Morris Intl Inc	Com	718172109	48	510	SH		DFND	0	510	0	0
Phillips 66	Com	718546104	217	2,517	SH		SOLE	0	2,517	0	0
Phillips 66	Com	718546104	35	400	SH		DFND	0	400	0	0
Portland General Electric	Com	736508847	378	6,855	SH		SOLE	0	6,855	0	0
Portland General Electric	Com	736508847	157	2,850	SH		DFND	0	500	0	2,350
Prestige Brand Holdings	Com	74112D101	1,707	32,244	SH		SOLE	0	32,244	0	0
Prestige Brand Holdings	Com	74112D101	4	85	SH		DFND	0	85	0	0
Price T Rowe Group Inc	Com	74144T108	2,210	14,617	SH		SOLE	0	14,617	0	0
Price T Rowe Group Inc	Com	74144T108	37	245	SH		DFND	0	245	0	0
Procter & Gamble Co	Com	742718109	14,232	93,144	SH		SOLE	0	93,144	0	0
Procter & Gamble Co	Com	742718109	1,871	12,242	SH		DFND	0	8,753	0	3,489
Progressive Corp Ohio	Com	743315103	215	1,885	SH		SOLE	0	1,885	0	0
Progressive Corp Ohio	Com	743315103	30	262	SH		DFND	0	262	0	0
Provident Financial Services Inc	Com	74386T105	554	23,681	SH		SOLE	0	23,681	0	0
Public Service Enterprise Gp	Com	744573106	464	6,623	SH		SOLE	0	6,623	0	0
Public Service Enterprise Gp	Com	744573106	105	1,500	SH		DFND	0	1,500	0	0
Public Storage Inc	Com	74460D109	275	704	SH		SOLE	0	704	0	0
Public Storage Inc	Com	74460D109	109	279	SH		DFND	0	279	0	0
Putnam Intl Capital Opportunities Fd	Com	746802495	101	2,642	SH		SOLE	0	2,642	0	0
Putnam Intl Capital Opportunities Fd	Com	746802495	148	3,877	SH		DFND	0	3,877	0	0
Qualcomm Inc	Com	747525103	1,139	7,450	SH		SOLE	0	7,450	0	0
Qualcomm Inc	Com	747525103	84	547	SH		DFND	0	547	0	0
Realty Income Corporation	Com	756109104	5,378	77,609	SH		SOLE	0	77,349	0	260
Realty Income Corporation	Com	756109104	967	13,959	SH		DFND	0	13,959	0	0
Rockwell Automation Inc	Com	773903109	255	912	SH		SOLE	0	912	0	0
Shell PLC	Com	780259305	642	11,689	SH		SOLE	0	11,689	0	0
Shell PLC	Com	780259305	81	1,480	SH		DFND	0	1,480	0	0
S&P Global Inc	Com	78409V104	2,311	5,635	SH		SOLE	0	5,635	0	0
S&P Global Inc	Com	78409V104	90	220	SH		DFND	0	220	0	0
Spdr S&P 500 Etf Trust	Com	78462F103	8,257	18,283	SH		SOLE	0	18,283	0	0
Spdr S&P 500 Etf Trust	Com	78462F103	206	456	SH		DFND	0	456	0	0
Spdr Gold Shares	Com	78463V107	1,013	5,609	SH		SOLE	0	5,609	0	0
Spdr Gold Shares	Com	78463V107	8	47	SH		DFND	0	47	0	0
SPDR S&P Dividend ETF	Com	78464A763	1,240	9,680	SH		SOLE	0	9,680	0	0
SPDR S&P Dividend ETF	Com	78464A763	178	1,393	SH		DFND	0	1,393	0	0
Spdr Ser Trust SP Biotech ETF	Com	78464A870	545	6,062	SH		SOLE	0	6,062	0	0
SS&C Technologies Hldgs Inc	Com	78467J100	306	4,075	SH		SOLE	0	4,075	0	0
SPDR S&P MidCap 400	Com	78467Y107	363	740	SH		SOLE	0	740	0	0
SPDR S&P 500 Fossil Fuel Reserves Free ETF	Com	78468R796	427	3,850	SH		SOLE	0	3,850	0	0
Salesforce Com Inc	Com	79466L302	7,602	35,805	SH		SOLE	0	35,725	0	80
Salesforce Com Inc	Com	79466L302	194	916	SH		DFND	0	916	0	0
Sanofi Spons ADR	Com	80105N105	310	6,046	SH		SOLE	0	6,046	0	0
Schwab US Dividend Equity ETF	Com	808524797	202	2,558	SH		SOLE	0	2,558	0	0
Schwab Intl Equity ETF	Com	808524805	255	6,948	SH		SOLE	0	6,948	0	0
Sealed Air Corp New	Com	81211K100	711	10,617	SH		SOLE	0	10,617	0	0
Sealed Air Corp New	Com	81211K100	2	35	SH		DFND	0	35	0	0
Selectquote Inc	Com	816307300	839	300,779	SH		SOLE	0	300,779	0	0
Sherwin Williams Co	Com	824348106	217	868	SH		SOLE	0	868	0	0
Simon Ppty Group Inc New	Com	828806109	228	1,730	SH		SOLE	0	1,730	0	0
Simon Ppty Group Inc New	Com	828806109	227	1,727	SH		DFND	0	0	0	1,727
The J M Smucker Company	Com	832696405	1,260	9,303	SH		SOLE	0	9,303	0	0
The J M Smucker Company	Com	832696405	138	1,022	SH		DFND	0	425	0	597
Solaredge Technologies Inc	Com	83417M104	140	435	SH		SOLE	0	435	0	0
Solaredge Technologies Inc	Com	83417M104	163	506	SH		DFND	0	506	0	0
Southern Co	Com	842587107	1,069	14,739	SH		SOLE	0	14,739	0	0
Southern Co	Com	842587107	210	2,903	SH		DFND	0	2,903	0	0
Southern Copper Corp Del	Com	84265V105	228	3,000	SH		SOLE	0	3,000	0	0
Starbucks Corp	Com	855244109	10,128	111,337	SH		SOLE	0	111,284	0	53
Starbucks Corp	Com	855244109	328	3,609	SH		DFND	0	3,609	0	0
Stonex Group Inc	Com	861896108	582	7,840	SH		SOLE	0	7,840	0	0
Stryker Corp	Com	863667101	5,497	20,562	SH		SOLE	0	20,562	0	0
Stryker Corp	Com	863667101	1,198	4,481	SH		DFND	0	4,481	0	0
SunPower Corporation	Com	867652406	244	11,365	SH		DFND	0	0	0	11,365
Synchrony Financial	Com	87165B103	2,178	62,579	SH		SOLE	0	62,339	0	240
Synchrony Financial	Com	87165B103	11	314	SH		DFND	0	314	0	0
Sysco Corp	Com	871829107	2,545	31,175	SH		SOLE	0	30,985	0	190
Sysco Corp	Com	871829107	110	1,344	SH		DFND	0	1,344	0	0
TJX Cos Inc	Com	872540109	4,483	74,008	SH		SOLE	0	73,963	0	45
TJX Cos Inc	Com	872540109	415	6,858	SH		DFND	0	6,858	0	0
Target Corp	Com	87612E106	2,598	12,244	SH		SOLE	0	12,244	0	0
Target Corp	Com	87612E106	776	3,658	SH		DFND	0	3,658	0	0
TC Energy Corp	Com	87807B107	384	6,800	SH		SOLE	0	6,800	0	0
Telephone & Data Sys Inc	Com	879433829	286	15,150	SH		SOLE	0	15,150	0	0
Telus Corp	Com	87971M103	709	27,131	SH		SOLE	0	25,631	0	1,500
Telus Corp	Com	87971M103	60	2,300	SH		DFND	0	2,300	0	0
Tesla Motors Inc	Com	88160R101	5,818	5,399	SH		SOLE	0	5,399	0	0
Tesla Motors Inc	Com	88160R101	361	335	SH		DFND	0	335	0	0
Texas Instruments Inc	Com	882508104	1,950	10,629	SH		SOLE	0	10,629	0	0
Texas Instruments Inc	Com	882508104	174	950	SH		DFND	0	950	0	0
Texas Pacific Land Corporation	Com	88262P102	676	500	SH		DFND	0	500	0	0
Thermo Fisher Scientific Inc	Com	883556102	19,871	33,642	SH		SOLE	0	33,606	0	36
Thermo Fisher Scientific Inc	Com	883556102	500	846	SH		DFND	0	846	0	0
3M	Com	88579Y101	11,709	78,644	SH		SOLE	0	78,466	0	178
3M	Com	88579Y101	785	5,270	SH		DFND	0	4,470	0	800
Toronto Dominion Bank New	Com	891160509	2,921	36,776	SH		SOLE	0	36,776	0	0
Toronto Dominion Bank New	Com	891160509	1,133	14,270	SH		DFND	0	14,270	0	0
Travelers Cos Inc	Com	89417E109	789	4,319	SH		SOLE	0	4,319	0	0
Travelers Cos Inc	Com	89417E109	71	388	SH		DFND	0	388	0	0
Trex Company Inc	Com	89531P105	303	4,640	SH		SOLE	0	4,640	0	0
Trex Company Inc	Com	89531P105	72	1,100	SH		DFND	0	1,100	0	0
Truist Finl Corp	Com	89832Q109	2,614	46,109	SH		SOLE	0	46,109	0	0
Truist Finl Corp	Com	89832Q109	123	2,165	SH		DFND	0	2,165	0	0
US Bancorp Del	Com	902973304	5,022	94,487	SH		SOLE	0	93,632	0	855
US Bancorp Del	Com	902973304	849	15,977	SH		DFND	0	15,977	0	0
Unilever PLC ADR	Com	904767704	2,507	55,010	SH		SOLE	0	54,292	0	718
Unilever PLC ADR	Com	904767704	132	2,896	SH		DFND	0	2,896	0	0
Union Bankshares Inc	Com	905400107	69	2,220	SH		SOLE	0	2,220	0	0
Union Bankshares Inc	Com	905400107	800	25,715	SH		DFND	0	25,715	0	0
Union Pacific Corp	Com	907818108	17,408	63,718	SH		SOLE	0	63,458	0	260
Union Pacific Corp	Com	907818108	1,381	5,053	SH		DFND	0	5,053	0	0
United Parcel Svc Inc Cl B	Com	911312106	2,385	11,121	SH		SOLE	0	11,121	0	0
United Parcel Svc Inc Cl B	Com	911312106	110	511	SH		DFND	0	511	0	0
UnitedHealth Group Inc	Com	91324P102	6,434	12,616	SH		SOLE	0	12,616	0	0
UnitedHealth Group Inc	Com	91324P102	472	925	SH		DFND	0	925	0	0
V F Cp	Com	918204108	205	3,604	SH		SOLE	0	3,604	0	0
V F Cp	Com	918204108	14	242	SH		DFND	0	242	0	0
Vanguard Dividend Appreciation ETF	Com	921908844	4,332	26,716	SH		SOLE	0	26,716	0	0
Vanguard Dividend Appreciation ETF	Com	921908844	146	900	SH		DFND	0	900	0	0
Vanguard Intermediate-Term Bond ETF	Com	921937819	697	8,506	SH		SOLE	0	8,506	0	0
Vanguard Short-Term Bond ETF	Com	921937827	3,476	44,624	SH		SOLE	0	44,624	0	0
Vanguard Short-Term Bond ETF	Com	921937827	86	1,103	SH		DFND	0	1,103	0	0
Vanguard Bond Index Fd ETF	Com	921937835	6,341	79,727	SH		SOLE	0	79,727	0	0
Vanguard Bond Index Fd ETF	Com	921937835	132	1,654	SH		DFND	0	1,654	0	0
Vanguard FTSE Dev Mkts ETF	Com	921943858	8,105	168,754	SH		SOLE	0	168,439	0	315
Vanguard FTSE Dev Mkts ETF	Com	921943858	186	3,870	SH		DFND	0	3,870	0	0
Vanguard High Dividend Yld ETF	Com	921946406	2,441	21,744	SH		SOLE	0	21,744	0	0
Vanguard High Dividend Yld ETF	Com	921946406	52	460	SH		DFND	0	460	0	0
Vanguard Short Term Inflation Prot Secs ETF	Com	922020805	19,531	381,393	SH		SOLE	0	380,463	0	930
Vanguard Short Term Inflation Prot Secs ETF	Com	922020805	648	12,656	SH		DFND	0	7,191	0	5,465
Vanguard FTSE All-World ex-US ETF	Com	922042775	5,443	94,512	SH		SOLE	0	94,512	0	0
Vanguard FTSE All-World ex-US ETF	Com	922042775	27	470	SH		DFND	0	470	0	0
Vanguard Emerging Markets ETF	Com	922042858	7,580	164,312	SH		SOLE	0	164,312	0	0
Vanguard Emerging Markets ETF	Com	922042858	185	4,005	SH		DFND	0	4,005	0	0
Vanguard Information Technology ETF	Com	92204A702	251	602	SH		SOLE	0	602	0	0
Vanguard Idx Fds S&P 500 ETF	Com	922908363	2,670	6,432	SH		SOLE	0	6,432	0	0
Vanguard Mid-Cap Value ETF	Com	922908512	865	5,778	SH		SOLE	0	5,778	0	0
Vanguard Mid-Cap Value ETF	Com	922908512	29	195	SH		DFND	0	195	0	0
Vanguard Small Cap Value ETF	Com	922908611	2,258	12,832	SH		SOLE	0	12,832	0	0
Vanguard Small Cap Value ETF	Com	922908611	36	204	SH		DFND	0	204	0	0
Vanguard Mid Cap ETF	Com	922908629	889	3,739	SH		SOLE	0	3,739	0	0
Vanguard Mid Cap ETF	Com	922908629	5	21	SH		DFND	0	21	0	0
Vanguard Large Cap ETF	Com	922908637	91	436	SH		SOLE	0	436	0	0
Vanguard Large Cap ETF	Com	922908637	1,355	6,500	SH		DFND	0	6,500	0	0
Vanguard Growth ETF	Com	922908736	309	1,076	SH		SOLE	0	1,076	0	0
Vanguard Value ETF	Com	922908744	443	3,001	SH		SOLE	0	3,001	0	0
Vanguard Small-Cap ETF	Com	922908751	884	4,159	SH		SOLE	0	4,159	0	0
Vanguard Small-Cap ETF	Com	922908751	3	15	SH		DFND	0	15	0	0
Vanguard Total Stock Mkt ETF	Com	922908769	945	4,151	SH		SOLE	0	4,151	0	0
Vanguard Total Stock Mkt ETF	Com	922908769	6	25	SH		DFND	0	25	0	0
Verisign Inc	Com	92343E102	1,236	5,558	SH		SOLE	0	5,558	0	0
Verizon Communications Inc	Com	92343V104	9,932	194,975	SH		SOLE	0	193,347	0	1,628
Verizon Communications Inc	Com	92343V104	881	17,293	SH		DFND	0	15,748	0	1,545
Paramount Global	Com	92556H206	7,958	210,464	SH		SOLE	0	208,304	0	2,160
Paramount Global	Com	92556H206	148	3,903	SH		DFND	0	3,903	0	0
Visa Inc	Com	92826C839	8,136	36,686	SH		SOLE	0	36,686	0	0
Visa Inc	Com	92826C839	378	1,706	SH		DFND	0	1,706	0	0
Wal Mart Stores Inc	Com	931142103	3,136	21,058	SH		SOLE	0	21,058	0	0
Wal Mart Stores Inc	Com	931142103	165	1,106	SH		DFND	0	1,106	0	0
Waste Management Inc New	Com	94106L109	3,846	24,266	SH		SOLE	0	24,266	0	0
Waste Management Inc New	Com	94106L109	53	333	SH		DFND	0	333	0	0
Waters Corp	Com	941848103	858	2,765	SH		SOLE	0	2,765	0	0
Wells Fargo & Company New	Com	949746101	412	8,492	SH		SOLE	0	8,492	0	0
Wells Fargo & Company New	Com	949746101	31	650	SH		DFND	0	650	0	0
Weyerhaeuser Company	Com	962166104	563	14,855	SH		SOLE	0	14,855	0	0
Weyerhaeuser Company	Com	962166104	35	928	SH		DFND	0	928	0	0
WisdomTree Dividend Ex-Financials	Com	97717W406	276	2,785	SH		SOLE	0	2,785	0	0
Xylem Inc	Com	98419M100	651	7,637	SH		SOLE	0	7,637	0	0
Xylem Inc	Com	98419M100	11	130	SH		DFND	0	130	0	0
Yum Brands Inc	Com	988498101	291	2,455	SH		SOLE	0	2,455	0	0
Zimmer Biomet Hldgs Inc	Com	98956P102	233	1,818	SH		SOLE	0	1,818	0	0
Zimmer Biomet Hldgs Inc	Com	98956P102	92	719	SH		DFND	0	719	0	0
Zoetis Inc Cl A	Com	98978V103	166	880	SH		SOLE	0	880	0	0
Zoetis Inc Cl A	Com	98978V103	40	210	SH		DFND	0	210	0	0
Accenture PLC Ireland	Com	G1151C101	22,301	66,131	SH		SOLE	0	65,998	0	133
Accenture PLC Ireland	Com	G1151C101	1,271	3,770	SH		DFND	0	3,770	0	0
Eaton Corp PLC	Com	G29183103	7,106	46,826	SH		SOLE	0	46,786	0	40
Eaton Corp PLC	Com	G29183103	226	1,491	SH		DFND	0	1,491	0	0
Liberty Global PLC ser C	Com	G5480U120	499	19,275	SH		SOLE	0	19,275	0	0
Linde PLC	Com	G5494J103	3,078	9,636	SH		SOLE	0	9,636	0	0
Linde PLC	Com	G5494J103	56	175	SH		DFND	0	175	0	0
Medtronic Hldg Ltd	Com	G5960L103	2,621	23,623	SH		SOLE	0	23,623	0	0
Medtronic Hldg Ltd	Com	G5960L103	142	1,280	SH		DFND	0	1,280	0	0
Chubb Ltd	Com	H1467J104	4,994	23,347	SH		SOLE	0	23,347	0	0
Chubb Ltd	Com	H1467J104	71	332	SH		DFND	0	332	0	0
TE Connectivity Ltd	Com	H84989104	264	2,016	SH		SOLE	0	2,016	0	0
NXP Semiconductors NV	Com	N6596X109	402	2,174	SH		SOLE	0	2,174	0	0
NXP Semiconductors NV	Com	N6596X109	19	100	SH		DFND	0	100	0	0

Trust Co Of Vermont 13F-HRQuarterly holdings report by institutional manager