Palladium Partners 13FHR Quarterly holdings report by institutional manager | SEC 10 Aug 20

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
DBX ETF TR XTRACK MUN INFRA	EX TD BD	233051705	808	28,550	SH		SOLE		28,550	0	0
INVESCO ACTIVELY MANAGED ETF U	EX TD BD	46090A887	2,787	55,250	SH		SOLE		50,900	0	4,350
INVESCO EXCH TRD SLF IDX FD TR	EX TD BD	46138J841	3,458	156,883	SH		SOLE		151,683	0	5,200
ISHARES TR 0-5YR HI YL CP	EX TD BD	46434V407	241	5,609	SH		SOLE		5,609	0	0
ISHARES TR IBONDS DEC2022	EX TD BD	46435G755	334	12,645	SH		SOLE		12,645	0	0
ISHARES TR INTRM GOV CR ETF	EX TD BD	464288612	4,937	41,942	SH		SOLE		40,539	0	1,403
ISHARES TR INTRM TR CRP ETF	EX TD BD	464288638	4,363	72,263	SH		SOLE		64,708	0	7,555
J P MORGAN EXCHANGE-TRADED FD	EX TD BD	46641Q837	11,041	217,650	SH		SOLE		210,650	0	7,000
J P MORGAN EXCHANGE-TRADED FD	EX TD BD	46641Q654	10,002	196,220	SH		SOLE		186,170	0	10,050
J P MORGAN EXCHANGE-TRADED FD	EX TD BD	46641Q654	51	1,000	SH		OTR		1,000	0	0
SPDR SER TR PORTFOLIO SHORT	EX TD BD	78464A474	3,135	100,033	SH		SOLE		96,733	0	3,300
3M CO COM	COM	88579Y101	1,439	9,223	SH		SOLE		7,788	0	1,435
ABBOTT LABS COM	COM	002824100	5,054	55,279	SH		SOLE		51,723	0	3,556
ABBOTT LABS COM	COM	002824100	9	100	SH		OTR		100	0	0
ABBVIE INC COM	COM	00287Y109	4,576	46,604	SH		SOLE		43,604	0	3,000
ABBVIE INC COM	COM	00287Y109	10	100	SH		OTR		100	0	0
ABIOMED INC COM	COM	003654100	223	925	SH		SOLE		925	0	0
ACCENTURE PLC IRELAND SHS CLAS	COM	G1151C101	270	1,257	SH		SOLE		1,257	0	0
ADOBE INC COM	COM	00724F101	31,900	73,281	SH		SOLE		71,246	0	2,035
ADOBE INC COM	COM	00724F101	653	1,500	SH		OTR		400	0	1,100
AFLAC INC COM	COM	001055102	1,772	49,168	SH		SOLE		48,378	0	790
AGILENT TECHNOLOGIES INC COM	COM	00846U101	9,427	106,682	SH		SOLE		103,962	0	2,720
AGILENT TECHNOLOGIES INC COM	COM	00846U101	35	400	SH		OTR		400	0	0
AIR PRODS & CHEMS INC COM	COM	009158106	501	2,076	SH		SOLE		2,076	0	0
ALIBABA GROUP HLDG LTD SPONSOR	COM	01609W102	1,656	7,677	SH		SOLE		6,921	0	756
ALIBABA GROUP HLDG LTD SPONSOR	COM	01609W102	248	1,150	SH		OTR		0	0	1,150
ALLIANT ENERGY CORP COM	COM	018802108	1,304	27,255	SH		SOLE		24,555	0	2,700
ALPHABET INC CAP STK CL A	COM	02079K305	35,867	25,293	SH		SOLE		23,966	0	1,327
ALPHABET INC CAP STK CL A	COM	02079K305	659	465	SH		OTR		90	0	375
ALPHABET INC CAP STK CL C	COM	02079K107	3,535	2,501	SH		SOLE		2,501	0	0
ALTRIA GROUP INC COM	COM	02209S103	5,691	144,986	SH		SOLE		136,786	0	8,200
ALTRIA GROUP INC COM	COM	02209S103	31	800	SH		OTR		800	0	0
AMAZON COM INC COM	COM	023135106	3,156	1,144	SH		SOLE		1,048	0	96
AMAZON COM INC COM	COM	023135106	14	5	SH		OTR		5	0	0
AMERICAN ELEC PWR CO INC COM	COM	025537101	416	5,227	SH		SOLE		4,034	0	1,193
AMERICAN EXPRESS CO COM	COM	025816109	235	2,467	SH		SOLE		2,362	0	105
AMERISOURCEBERGEN CORP COM	COM	03073E105	1,184	11,746	SH		SOLE		11,746	0	0
AMGEN INC COM	COM	031162100	14,432	61,190	SH		SOLE		56,008	0	5,182
AMGEN INC COM	COM	031162100	88	375	SH		OTR		375	0	0
ANTHEM INC COM	COM	036752103	8,753	33,282	SH		SOLE		32,157	0	1,125
APPLE INC COM	COM	037833100	87,910	240,980	SH		SOLE		227,047	0	13,933
APPLE INC COM	COM	037833100	1,696	4,650	SH		OTR		1,400	0	3,250
APPLIED MATLS INC COM	COM	038222105	1,130	18,695	SH		SOLE		18,495	0	200
ARCHER DANIELS MIDLAND CO COM	COM	039483102	614	15,392	SH		SOLE		14,542	0	850
AT&T INC COM	COM	00206R102	5,587	184,827	SH		SOLE		179,544	0	5,283
AT&T INC COM	COM	00206R102	30	1,000	SH		OTR		1,000	0	0
AUTOMATIC DATA PROCESSING INC	COM	053015103	5,823	39,112	SH		SOLE		36,335	0	2,777
AUTOZONE INC COM	COM	053332102	2,696	2,390	SH		SOLE		2,365	0	25
BECTON DICKINSON & CO COM	COM	075887109	2,171	9,073	SH		SOLE		7,898	0	1,175
BERKSHIRE HATHAWAY INC DEL CL	COM	084670108	267	1	SH		SOLE		1	0	0
BERKSHIRE HATHAWAY INC DEL CL	COM	084670108	802	3	SH		OTR		0	0	3
BERKSHIRE HATHAWAY INC DEL CL	COM	084670702	6,412	35,921	SH		SOLE		33,225	0	2,696
BERKSHIRE HATHAWAY INC DEL CL	COM	084670702	69	385	SH		OTR		385	0	0
BIOGEN INC COM	COM	09062X103	384	1,434	SH		SOLE		1,434	0	0
BK OF AMERICA CORP COM	COM	060505104	12,642	532,309	SH		SOLE		510,803	0	21,506
BK OF AMERICA CORP COM	COM	060505104	261	11,000	SH		OTR		3,000	0	8,000
BLACKROCK INC COM	COM	09247X101	11,624	21,365	SH		SOLE		20,830	0	535
BLACKROCK INC COM	COM	09247X101	41	75	SH		OTR		75	0	0
BOEING CO COM	COM	097023105	943	5,142	SH		SOLE		4,842	0	300
BP PLC SPONSORED ADR	COM	055622104	253	10,847	SH		SOLE		10,697	0	150
BRISTOL-MYERS SQUIBB CO COM	COM	110122108	8,126	138,198	SH		SOLE		132,397	0	5,801
BROADCOM INC COM	COM	11135F101	8,395	26,598	SH		SOLE		26,013	0	585
BROWN & BROWN INC COM	COM	115236101	300	7,350	SH		SOLE		7,350	0	0
CANADIAN NATL RY CO COM	COM	136375102	6,772	76,456	SH		SOLE		55,106	0	21,350
CAPITAL ONE FINL CORP COM	COM	14040H105	429	6,854	SH		SOLE		6,749	0	105
CARRIER GLOBAL CORPORATION COM	COM	14448C104	837	37,687	SH		SOLE		34,047	0	3,640
CARRIER GLOBAL CORPORATION COM	COM	14448C104	4	200	SH		OTR		200	0	0
CATERPILLAR INC DEL COM	COM	149123101	2,472	19,544	SH		SOLE		18,057	0	1,487
CATERPILLAR INC DEL COM	COM	149123101	38	300	SH		OTR		300	0	0
CBRE GROUP INC CL A	COM	12504L109	6,607	146,103	SH		SOLE		142,417	0	3,686
CERNER CORP COM	COM	156782104	6,560	95,701	SH		SOLE		93,328	0	2,373
CERNER CORP COM	COM	156782104	31	450	SH		OTR		450	0	0
CHARLES & COLVARD LTD	COM	159765106	18	24,118	SH		SOLE		24,118	0	0
CHARTER COMMUNICATIONS INC NEW	COM	16119P108	219	429	SH		SOLE		372	0	57
CHEVRON CORP NEW COM	COM	166764100	16,672	186,845	SH		SOLE		176,471	0	10,374
CHEVRON CORP NEW COM	COM	166764100	262	2,935	SH		OTR		785	0	2,150
CHUBB LIMITED COM	COM	H1467J104	3,258	25,734	SH		SOLE		25,184	0	550
CIGNA CORP NEW COM	COM	125523100	7,180	38,261	SH		SOLE		36,128	0	2,133
CIGNA CORP NEW COM	COM	125523100	450	2,400	SH		OTR		400	0	2,000
CISCO SYS INC COM	COM	17275R102	19,310	414,033	SH		SOLE		389,905	0	24,128
CISCO SYS INC COM	COM	17275R102	819	17,550	SH		OTR		2,550	0	15,000
CITIGROUP INC COM NEW	COM	172967424	312	6,115	SH		SOLE		5,415	0	700
CLOROX CO DEL COM	COM	189054109	279	1,271	SH		SOLE		995	0	276
COCA COLA CO COM	COM	191216100	6,637	148,542	SH		SOLE		127,142	0	21,400
COCA COLA CO COM	COM	191216100	38	850	SH		OTR		850	0	0
COGNIZANT TECHNOLOGY SOLUTIONS	COM	192446102	1,168	20,554	SH		SOLE		19,982	0	572
COGNIZANT TECHNOLOGY SOLUTIONS	COM	192446102	199	3,500	SH		OTR		0	0	3,500
COLGATE PALMOLIVE CO COM	COM	194162103	1,413	19,292	SH		SOLE		19,292	0	0
COMCAST CORP NEW CL A	COM	20030N101	15,657	401,678	SH		SOLE		392,891	0	8,787
COMCAST CORP NEW CL A	COM	20030N101	58	1,500	SH		OTR		1,500	0	0
CONOCOPHILLIPS COM	COM	20825C104	291	6,937	SH		SOLE		5,737	0	1,200
CONSOLIDATED EDISON INC COM	COM	209115104	934	12,989	SH		SOLE		8,389	0	4,600
CORNING INC COM	COM	219350105	517	19,966	SH		SOLE		19,966	0	0
CORTEVA INC COM	COM	22052L104	379	14,149	SH		SOLE		12,434	0	1,715
CORTEVA INC COM	COM	22052L104	2	85	SH		OTR		85	0	0
COSTCO WHSL CORP NEW COM	COM	22160K105	1,631	5,380	SH		SOLE		5,380	0	0
CRH MED CORP COM	COM	12626F105	733	353,900	SH		SOLE		353,900	0	0
CRH MED CORP COM RESTRICTED	COM	12626F105	41	20,000	SH		SOLE		20,000	0	0
CSX CORP COM	COM	126408103	1,360	19,495	SH		SOLE		18,795	0	700
CUMMINS INC COM	COM	231021106	11,320	65,336	SH		SOLE		63,197	0	2,139
CVS HEALTH CORP COM	COM	126650100	214	3,296	SH		SOLE		3,296	0	0
DANAHER CORPORATION COM	COM	235851102	286	1,619	SH		SOLE		1,619	0	0
DEERE & CO COM	COM	244199105	2,177	13,856	SH		SOLE		13,306	0	550
DEERE & CO COM	COM	244199105	63	400	SH		OTR		400	0	0
DISCOVER FINL SVCS COM	COM	254709108	11,422	228,028	SH		SOLE		219,598	0	8,430
DISCOVER FINL SVCS COM	COM	254709108	220	4,400	SH		OTR		400	0	4,000
DISNEY WALT CO COM DISNEY	COM	254687106	22,227	199,326	SH		SOLE		186,354	0	12,972
DISNEY WALT CO COM DISNEY	COM	254687106	475	4,257	SH		OTR		1,257	0	3,000
DOLLAR TREE INC COM	COM	256746108	4,470	48,226	SH		SOLE		46,193	0	2,033
DOMINION ENERGY INC COM	COM	25746U109	11,850	145,969	SH		SOLE		136,061	0	9,908
DOMINION ENERGY INC COM	COM	25746U109	533	6,565	SH		OTR		415	0	6,150
DOW INC COM	COM	260557103	786	19,275	SH		SOLE		17,036	0	2,239
DOW INC COM	COM	260557103	3	85	SH		OTR		85	0	0
DUKE ENERGY CORP NEW COM NEW	COM	26441C204	1,395	17,456	SH		SOLE		15,617	0	1,839
DUPONT DE NEMOURS INC COM	COM	26614N102	856	16,117	SH		SOLE		14,512	0	1,605
DUPONT DE NEMOURS INC COM	COM	26614N102	5	85	SH		OTR		85	0	0
EASTMAN CHEM CO COM	COM	277432100	11,800	169,440	SH		SOLE		162,347	0	7,093
EASTMAN CHEM CO COM	COM	277432100	306	4,400	SH		OTR		400	0	4,000
EATON CORP PLC SHS	COM	G29183103	1,141	13,038	SH		SOLE		11,638	0	1,400
EATON CORP PLC SHS	COM	G29183103	35	400	SH		OTR		400	0	0
ECOLAB INC COM	COM	278865100	710	3,569	SH		SOLE		3,569	0	0
EMERSON ELEC CO COM	COM	291011104	10,744	173,203	SH		SOLE		169,298	0	3,905
EMERSON ELEC CO COM	COM	291011104	332	5,350	SH		OTR		350	0	5,000
ENTERGY CORP NEW COM	COM	29364G103	185	1,968	SH		SOLE		1,968	0	0
ENTERGY CORP NEW COM	COM	29364G103	66	700	SH		OTR		700	0	0
EVERSOURCE ENERGY COM	COM	30040W108	1,972	23,682	SH		SOLE		22,956	0	726
EXTRA SPACE STORAGE INC COM	COM	30225T102	867	9,390	SH		SOLE		9,190	0	200
EXTRA SPACE STORAGE INC COM	COM	30225T102	42	460	SH		OTR		460	0	0
EXXON MOBIL CORP COM	COM	30231G102	13,083	292,563	SH		SOLE		265,479	0	27,084
EXXON MOBIL CORP COM	COM	30231G102	273	6,096	SH		OTR		1,096	0	5,000
F5 NETWORKS INC COM	COM	315616102	6,346	45,496	SH		SOLE		44,129	0	1,367
FACEBOOK INC CL A	COM	30303M102	16,539	72,835	SH		SOLE		70,948	0	1,887
FEDEX CORP COM	COM	31428X106	913	6,513	SH		SOLE		6,461	0	52
FIRST CTZNS BANCSHARES INC N C	COM	31946M103	628	1,550	SH		SOLE		1,550	0	0
FISERV INC COM	COM	337738108	273	2,800	SH		SOLE		2,800	0	0
FULTON FINL CORP PA COM	COM	360271100	190	18,077	SH		SOLE		7,163	0	10,914
GENERAL DYNAMICS CORP COM	COM	369550108	3,045	20,371	SH		SOLE		19,176	0	1,195
GENERAL DYNAMICS CORP COM	COM	369550108	149	1,000	SH		OTR		0	0	1,000
GENERAL ELECTRIC CO COM	COM	369604103	574	83,972	SH		SOLE		75,472	0	8,500
GENUINE PARTS CO COM	COM	372460105	1,585	18,224	SH		SOLE		18,124	0	100
GILEAD SCIENCES INC COM	COM	375558103	304	3,946	SH		SOLE		3,946	0	0
GLAXOSMITHKLINE PLC SPONSORED	COM	37733W105	210	5,160	SH		SOLE		5,160	0	0
GLOBAL PMTS INC COM	COM	37940X102	244	1,437	SH		SOLE		1,437	0	0
GLOBALSTAR INC COM	COM	378973408	7	20,000	SH		SOLE		20,000	0	0
GOLDMAN SACHS GROUP INC COM	COM	38141G104	1,410	7,133	SH		SOLE		5,920	0	1,213
HARTFORD FINL SVCS GROUP INC C	COM	416515104	1,402	36,370	SH		SOLE		36,254	0	116
HOME DEPOT INC COM	COM	437076102	40,803	162,880	SH		SOLE		152,470	0	10,410
HOME DEPOT INC COM	COM	437076102	676	2,700	SH		OTR		900	0	1,800
HONEYWELL INTL INC COM	COM	438516106	4,050	28,010	SH		SOLE		27,557	0	453
HONEYWELL INTL INC COM	COM	438516106	217	1,500	SH		OTR		0	0	1,500
HUNTINGTON BANCSHARES INC COM	COM	446150104	117	12,960	SH		SOLE		5,005	0	7,955
ILLINOIS TOOL WKS INC COM	COM	452308109	518	2,963	SH		SOLE		2,868	0	95
ILLINOIS TOOL WKS INC COM	COM	452308109	35	200	SH		OTR		200	0	0
ILLUMINA INC COM	COM	452327109	261	705	SH		SOLE		705	0	0
INTEL CORP COM	COM	458140100	30,720	513,450	SH		SOLE		484,333	0	29,117
INTEL CORP COM	COM	458140100	802	13,400	SH		OTR		1,400	0	12,000
INTERNATIONAL BUSINESS MACHS C	COM	459200101	2,724	22,554	SH		SOLE		22,404	0	150
ITT INC COM	COM	45073V108	1,259	21,438	SH		SOLE		21,263	0	175
ITT INC COM	COM	45073V108	12	200	SH		OTR		200	0	0
JOHNSON & JOHNSON COM	COM	478160104	28,224	200,699	SH		SOLE		185,489	0	15,210
JOHNSON & JOHNSON COM	COM	478160104	801	5,696	SH		OTR		1,746	0	3,950
JPMORGAN CHASE & CO COM	COM	46625H100	30,232	321,410	SH		SOLE		290,786	0	30,624
JPMORGAN CHASE & CO COM	COM	46625H100	776	8,245	SH		OTR		935	0	7,310
KELLOGG CO COM	COM	487836108	129	1,950	SH		SOLE		1,950	0	0
KELLOGG CO COM	COM	487836108	244	3,696	SH		OTR		3,696	0	0
KIMBERLY CLARK CORP COM	COM	494368103	10,845	76,725	SH		SOLE		74,271	0	2,454
KROGER CO COM	COM	501044101	4,629	136,736	SH		SOLE		133,801	0	2,935
KROGER CO COM	COM	501044101	68	2,000	SH		OTR		2,000	0	0
L3HARRIS TECHNOLOGIES INC COM	COM	502431109	2,935	17,300	SH		SOLE		16,774	0	526
LIBERTY BROADBAND CORP COM SER	COM	530307107	205	1,675	SH		SOLE		1,675	0	0
LIBERTY BROADBAND CORP COM SER	COM	530307305	416	3,352	SH		SOLE		3,352	0	0
LIBERTY MEDIA CORP DEL COM A S	COM	531229409	246	7,132	SH		SOLE		7,132	0	0
LIBERTY MEDIA CORP DEL COM C S	COM	531229607	491	14,264	SH		SOLE		14,264	0	0
LILLY ELI & CO COM	COM	532457108	25,880	157,632	SH		SOLE		155,527	0	2,105
LINCOLN NATL CORP IND COM	COM	534187109	900	24,473	SH		SOLE		24,278	0	195
LOCKHEED MARTIN CORP COM	COM	539830109	11,865	32,515	SH		SOLE		31,622	0	893
LOCKHEED MARTIN CORP COM	COM	539830109	255	700	SH		OTR		0	0	700
LOWES COS INC COM	COM	548661107	507	3,752	SH		SOLE		2,852	0	900
LYONDELLBASELL INDUSTRIES N V	COM	N53745100	300	4,558	SH		SOLE		4,283	0	275
MARATHON PETE CORP COM	COM	56585A102	2,770	74,100	SH		SOLE		67,978	0	6,122
MARATHON PETE CORP COM	COM	56585A102	7	200	SH		OTR		200	0	0
MARKEL CORP COM	COM	570535104	1,506	1,631	SH		SOLE		1,326	0	305
MARRIOTT INTL INC NEW CL A	COM	571903202	815	9,505	SH		SOLE		9,505	0	0
MASCO CORP COM	COM	574599106	12,414	247,238	SH		SOLE		240,805	0	6,433
MASCO CORP COM	COM	574599106	291	5,800	SH		OTR		800	0	5,000
MASTERCARD INCORPORATED CL A	COM	57636Q104	26,861	90,839	SH		SOLE		89,015	0	1,824
MASTERCARD INCORPORATED CL A	COM	57636Q104	71	240	SH		OTR		240	0	0
MCDONALDS CORP COM	COM	580135101	12,538	67,968	SH		SOLE		64,629	0	3,339
MCDONALDS CORP COM	COM	580135101	387	2,100	SH		OTR		300	0	1,800
MCKESSON CORP COM	COM	58155Q103	8,287	54,017	SH		SOLE		53,095	0	922
MCKESSON CORP COM	COM	58155Q103	31	200	SH		OTR		200	0	0
MEDTRONIC PLC SHS	COM	G5960L103	2,863	31,218	SH		SOLE		29,748	0	1,470
MEDTRONIC PLC SHS	COM	G5960L103	275	3,000	SH		OTR		0	0	3,000
MERCK & CO. INC COM	COM	58933Y105	14,734	190,534	SH		SOLE		175,758	0	14,776
MERCK & CO. INC COM	COM	58933Y105	512	6,625	SH		OTR		500	0	6,125
MICROSOFT CORP COM	COM	594918104	73,719	362,238	SH		SOLE		335,331	0	26,907
MICROSOFT CORP COM	COM	594918104	1,791	8,800	SH		OTR		2,800	0	6,000
MONDELEZ INTL INC CL A	COM	609207105	2,689	52,600	SH		SOLE		47,000	0	5,600
MONDELEZ INTL INC CL A	COM	609207105	20	400	SH		OTR		400	0	0
NEXTERA ENERGY INC COM	COM	65339F101	922	3,837	SH		SOLE		3,837	0	0
NEXTERA ENERGY INC COM	COM	65339F101	96	400	SH		OTR		400	0	0
NIKE INC CL B	COM	654106103	10,247	104,513	SH		SOLE		102,223	0	2,290
NIKE INC CL B	COM	654106103	25	250	SH		OTR		250	0	0
NORFOLK SOUTHERN CORP COM	COM	655844108	14,071	80,142	SH		SOLE		75,575	0	4,567
NORFOLK SOUTHERN CORP COM	COM	655844108	35	200	SH		OTR		200	0	0
NORTHROP GRUMMAN CORP COM	COM	666807102	1,780	5,789	SH		SOLE		5,789	0	0
ORACLE CORP COM	COM	68389X105	5,158	93,332	SH		SOLE		87,032	0	6,300
OTIS WORLDWIDE CORP COM	COM	68902V107	1,071	18,832	SH		SOLE		17,013	0	1,819
OTIS WORLDWIDE CORP COM	COM	68902V107	6	100	SH		OTR		100	0	0
PARKER HANNIFIN CORP COM	COM	701094104	551	3,009	SH		SOLE		2,711	0	298
PAYPAL HLDGS INC COM	COM	70450Y103	370	2,125	SH		SOLE		1,325	0	800
PEPSICO INC COM	COM	713448108	19,783	149,575	SH		SOLE		144,677	0	4,898
PEPSICO INC COM	COM	713448108	397	3,000	SH		OTR		0	0	3,000
PFIZER INC COM	COM	717081103	9,545	291,881	SH		SOLE		266,881	0	25,000
PFIZER INC COM	COM	717081103	373	11,420	SH		OTR		1,420	0	10,000
PHILIP MORRIS INTL INC COM	COM	718172109	962	13,727	SH		SOLE		13,327	0	400
PHILLIPS 66 COM	COM	718546104	1,202	16,712	SH		SOLE		15,944	0	768
PNC FINL SVCS GROUP INC COM	COM	693475105	2,402	22,828	SH		SOLE		21,930	0	898
PPG INDS INC COM	COM	693506107	944	8,897	SH		SOLE		8,897	0	0
PPL CORP COM	COM	69351T106	228	8,822	SH		SOLE		6,422	0	2,400
PRA GROUP INC COM	COM	69354N106	2,778	71,870	SH		SOLE		70,820	0	1,050
PROCTER AND GAMBLE CO COM	COM	742718109	10,977	91,805	SH		SOLE		87,622	0	4,183
PROCTER AND GAMBLE CO COM	COM	742718109	418	3,500	SH		OTR		760	0	2,740
PRUDENTIAL FINL INC COM	COM	744320102	5,605	92,040	SH		SOLE		89,800	0	2,240
PUBLIC SVC ENTERPRISE GRP INC	COM	744573106	235	4,775	SH		SOLE		3,975	0	800
RAYONIER INC COM	COM	754907103	562	22,674	SH		SOLE		22,674	0	0
RAYTHEON TECHNOLOGIES CORP COM	COM	75513E101	3,652	59,263	SH		SOLE		53,056	0	6,207
RAYTHEON TECHNOLOGIES CORP COM	COM	75513E101	12	200	SH		OTR		200	0	0
REINSURANCE GRP OF AMERICA INC	COM	759351604	221	2,821	SH		SOLE		2,821	0	0
RGC RES INC COM	COM	74955L103	620	25,660	SH		SOLE		25,660	0	0
ROYAL BK CDA COM	COM	780087102	400	5,900	SH		SOLE		5,900	0	0
ROYAL DUTCH SHELL PLC SPONS AD	COM	780259206	309	9,442	SH		SOLE		9,442	0	0
S&P GLOBAL INC COM	COM	78409V104	435	1,320	SH		SOLE		1,320	0	0
SCHWAB CHARLES CORP COM	COM	808513105	6,071	179,948	SH		SOLE		175,980	0	3,968
SEMPRA ENERGY COM	COM	816851109	455	3,878	SH		SOLE		3,590	0	288
SIRIUS XM HOLDINGS INC COM	COM	82968B103	147	25,008	SH		SOLE		25,008	0	0
SKYWORKS SOLUTIONS INC COM	COM	83088M102	2,706	21,167	SH		SOLE		19,242	0	1,925
SONOCO PRODS CO COM	COM	835495102	708	13,531	SH		SOLE		13,531	0	0
SOUTHERN CO COM	COM	842587107	552	10,637	SH		SOLE		9,337	0	1,300
SOUTHWEST AIRLS CO COM	COM	844741108	430	12,579	SH		SOLE		12,579	0	0
STARBUCKS CORP COM	COM	855244109	6,863	93,260	SH		SOLE		88,360	0	4,900
STARBUCKS CORP COM	COM	855244109	309	4,200	SH		OTR		650	0	3,550
STRYKER CORPORATION COM	COM	863667101	4,709	26,133	SH		SOLE		25,380	0	753
SYSCO CORP COM	COM	871829107	380	6,960	SH		SOLE		6,560	0	400
TEXAS INSTRS INC COM	COM	882508104	3,928	30,940	SH		SOLE		30,025	0	915
THERMO FISHER SCIENTIFIC INC C	COM	883556102	861	2,375	SH		SOLE		1,825	0	550
TJX COS INC NEW COM	COM	872540109	285	5,630	SH		SOLE		5,630	0	0
TOWNEBANK PORTSMOUTH VA COM	COM	89214P109	2,131	113,117	SH		SOLE		112,740	0	377
TRANE TECHNOLOGIES PLC SHS	COM	G8994E103	233	2,619	SH		SOLE		2,219	0	400
TRAVELERS COMPANIES INC COM	COM	89417E109	5,322	46,666	SH		SOLE		43,727	0	2,939
TRAVELERS COMPANIES INC COM	COM	89417E109	34	300	SH		OTR		300	0	0
TRUIST FINL CORP COM	COM	89832Q109	6,452	171,837	SH		SOLE		147,571	0	24,266
TYSON FOODS INC CL A	COM	902494103	925	15,491	SH		SOLE		14,721	0	770
UDR INC COM	COM	902653104	3,078	82,353	SH		SOLE		67,468	0	14,885
UDR INC COM	COM	902653104	81	2,160	SH		OTR		2,160	0	0
UNION PAC CORP COM	COM	907818108	1,510	8,933	SH		SOLE		8,308	0	625
UNITED BANKSHARES INC WEST VA	COM	909907107	472	17,071	SH		SOLE		17,071	0	0
UNITED PARCEL SERVICE INC CL B	COM	911312106	7,453	67,032	SH		SOLE		63,639	0	3,393
UNITED PARCEL SERVICE INC CL B	COM	911312106	39	350	SH		OTR		350	0	0
UNITEDHEALTH GROUP INC COM	COM	91324P102	14,014	47,514	SH		SOLE		46,274	0	1,240
US BANCORP DEL COM NEW	COM	902973304	620	16,846	SH		SOLE		14,946	0	1,900
V F CORP COM	COM	918204108	1,337	21,933	SH		SOLE		21,133	0	800
VALERO ENERGY CORP COM	COM	91913Y100	8,633	146,763	SH		SOLE		141,394	0	5,369
VALERO ENERGY CORP COM	COM	91913Y100	346	5,875	SH		OTR		300	0	5,575
VERIZON COMMUNICATIONS INC COM	COM	92343V104	16,101	292,060	SH		SOLE		274,667	0	17,393
VERIZON COMMUNICATIONS INC COM	COM	92343V104	559	10,135	SH		OTR		968	0	9,167
VISA INC COM CL A	COM	92826C839	647	3,347	SH		SOLE		3,147	0	200
WALMART INC COM	COM	931142103	22,779	190,176	SH		SOLE		179,543	0	10,633
WALMART INC COM	COM	931142103	689	5,750	SH		OTR		1,200	0	4,550
WASHINGTON REAL ESTATE INVT TR	COM	939653101	457	20,590	SH		SOLE		16,190	0	4,400
WASTE MGMT INC DEL COM	COM	94106L109	566	5,341	SH		SOLE		4,441	0	900
WEC ENERGY GROUP INC COM	COM	92939U106	379	4,321	SH		SOLE		2,017	0	2,304
WELLS FARGO CO NEW COM	COM	949746101	1,633	63,772	SH		SOLE		61,972	0	1,800
WESTERN DIGITAL CORP. COM	COM	958102105	263	5,965	SH		SOLE		4,365	0	1,600
WHIRLPOOL CORP COM	COM	963320106	1,093	8,435	SH		SOLE		7,610	0	825
WHIRLPOOL CORP COM	COM	963320106	39	300	SH		OTR		300	0	0
XCEL ENERGY INC COM	COM	98389B100	1,072	17,155	SH		SOLE		14,055	0	3,100
XCEL ENERGY INC COM	COM	98389B100	344	5,500	SH		OTR		500	0	5,000
XYLEM INC COM	COM	98419M100	2,013	30,991	SH		SOLE		30,871	0	120
YUM BRANDS INC COM	COM	988498101	502	5,775	SH		SOLE		5,125	0	650
INVESCO EXCHANGE TRADED FD TR	EX TRD EQ FD	46137V142	268	7,365	SH		SOLE		7,065	0	300
INVESCO QQQ TR UNIT SER 1	EX TRD EQ FD	46090E103	781	3,156	SH		SOLE		3,156	0	0
ISHARES GOLD TRUST	EX TRD EQ FD	464285105	1,258	74,052	SH		SOLE		66,052	0	8,000
ISHARES GOLD TRUST	EX TRD EQ FD	464285105	51	3,000	SH		OTR		3,000	0	0
ISHARES TR COHEN STEER REIT	EX TRD EQ FD	464287564	1,220	12,092	SH		SOLE		11,092	0	1,000
ISHARES TR CORE MSCI EAFE	EX TRD EQ FD	46432F842	3,241	56,700	SH		SOLE		56,700	0	0
ISHARES TR CORE S&P MCP ETF	EX TRD EQ FD	464287507	6,153	34,605	SH		SOLE		33,495	0	1,110
ISHARES TR CORE S&P SCP ETF	EX TRD EQ FD	464287804	1,425	20,869	SH		SOLE		20,779	0	90
ISHARES TR CORE S&P TTL STK	EX TRD EQ FD	464287150	893	12,860	SH		SOLE		12,762	0	98
ISHARES TR CORE S&P500 ETF	EX TRD EQ FD	464287200	32,242	104,111	SH		SOLE		102,158	0	1,953
ISHARES TR CORE S&P500 ETF	EX TRD EQ FD	464287200	4,624	14,930	SH		OTR		5,505	0	9,425
ISHARES TR EAFE GRWTH ETF	EX TRD EQ FD	464288885	1,136	13,670	SH		SOLE		13,670	0	0
ISHARES TR EAFE VALUE ETF	EX TRD EQ FD	464288877	265	6,642	SH		SOLE		6,642	0	0
ISHARES TR EDGE MSCI USA VL	EX TRD EQ FD	46432F388	282	3,897	SH		SOLE		3,897	0	0
ISHARES TR MSCI EAFE ETF	EX TRD EQ FD	464287465	13,326	218,931	SH		SOLE		212,723	0	6,208
ISHARES TR MSCI EAFE ETF	EX TRD EQ FD	464287465	773	12,700	SH		OTR		2,400	0	10,300
ISHARES TR MSCI EMG MKT ETF	EX TRD EQ FD	464287234	6,094	152,399	SH		SOLE		149,129	0	3,270
ISHARES TR MSCI EMG MKT ETF	EX TRD EQ FD	464287234	278	6,950	SH		OTR		0	0	6,950
ISHARES TR RUS 1000 ETF	EX TRD EQ FD	464287622	664	3,870	SH		SOLE		3,870	0	0
ISHARES TR RUS 1000 GRW ETF	EX TRD EQ FD	464287614	1,105	5,756	SH		SOLE		5,756	0	0
ISHARES TR RUS 1000 VAL ETF	EX TRD EQ FD	464287598	307	2,726	SH		SOLE		2,726	0	0
ISHARES TR S&P 500 GRWT ETF	EX TRD EQ FD	464287309	4,481	21,597	SH		SOLE		19,654	0	1,943
ISHARES TR S&P 500 GRWT ETF	EX TRD EQ FD	464287309	1,017	4,900	SH		OTR		4,475	0	425
ISHARES TR S&P 500 VAL ETF	EX TRD EQ FD	464287408	2,558	23,637	SH		SOLE		22,729	0	908
ISHARES TR S&P MC 400VL ETF	EX TRD EQ FD	464287705	26,074	196,132	SH		SOLE		190,694	0	5,438
ISHARES TR S&P MC 400VL ETF	EX TRD EQ FD	464287705	452	3,400	SH		OTR		2,200	0	1,200
ISHARES TR SELECT DIVID ETF	EX TRD EQ FD	464287168	1,690	20,937	SH		SOLE		18,837	0	2,100
ISHARES TR SELECT DIVID ETF	EX TRD EQ FD	464287168	40	500	SH		OTR		500	0	0
ISHARES TR SP SMCP600VL ETF	EX TRD EQ FD	464287879	1,437	11,937	SH		SOLE		11,462	0	475
ISHARES TR SP SMCP600VL ETF	EX TRD EQ FD	464287879	217	1,800	SH		OTR		900	0	900
ISHARES TR U.S. TECH ETF	EX TRD EQ FD	464287721	383	1,420	SH		SOLE		1,420	0	0
ISHARES TR USA QUALITY FCTR	EX TRD EQ FD	46432F339	29,168	304,088	SH		SOLE		298,318	0	5,770
ISHARES TR USA QUALITY FCTR	EX TRD EQ FD	46432F339	139	1,450	SH		OTR		1,450	0	0
J P MORGAN EXCHANGE-TRADED FD	EX TRD EQ FD	46641Q753	11,639	484,215	SH		SOLE		482,471	0	1,744
J P MORGAN EXCHANGE-TRADED FD	EX TRD EQ FD	46641Q753	118	4,900	SH		OTR		4,900	0	0
SCHWAB STRATEGIC TR US BRD MKT	EX TRD EQ FD	808524102	1,478	20,118	SH		SOLE		20,118	0	0
SCHWAB STRATEGIC TR US LRG CAP	EX TRD EQ FD	808524201	712	9,607	SH		SOLE		9,607	0	0
SPDR GOLD TR GOLD SHS	EX TRD EQ FD	78463V107	1,229	7,343	SH		SOLE		7,300	0	43
SPDR S&P 500 ETF TR TR UNIT	EX TRD EQ FD	78462F103	1,128	3,658	SH		SOLE		3,658	0	0
SPDR SER TR S&P 600 SMCP VAL	EX TRD EQ FD	78464A300	13,976	284,526	SH		SOLE		277,642	0	6,884
VANGUARD FTSE DEVELOPED MARKET	EX TRD EQ FD	921943858	78,146	2,014,600	SH		SOLE		1,958,477	0	56,123
VANGUARD FTSE DEVELOPED MARKET	EX TRD EQ FD	921943858	832	21,450	SH		OTR		17,450	0	4,000
VANGUARD INDEX FDS GROWTH ETF	EX TRD EQ FD	922908736	224	1,107	SH		SOLE		1,007	0	100
VANGUARD INDEX FDS LARGE CAP E	EX TRD EQ FD	922908637	300	2,100	SH		SOLE		2,100	0	0
VANGUARD INDEX FDS S&P 500 ETF	EX TRD EQ FD	922908363	274	965	SH		SOLE		965	0	0
VANGUARD INTL EQUITY INDEX FDS	EX TRD EQ FD	922042858	1,768	44,623	SH		SOLE		42,412	0	2,211
VANGUARD INTL EQUITY INDEX FDS	EX TRD EQ FD	922042858	84	2,130	SH		OTR		2,130	0	0
VANGUARD SPECIALIZED FUNDS DIV	EX TRD EQ FD	921908844	5,090	43,440	SH		SOLE		35,745	0	7,695
VANGUARD SPECIALIZED FUNDS DIV	EX TRD EQ FD	921908844	484	4,130	SH		OTR		4,130	0	0
VANGUARD STAR FD VG TL INTL ST	EX TRD EQ FD	921909768	212	4,302	SH		SOLE		4,270	0	32
WISDOMTREE TR EMG MKTS SMCAP	EX TRD EQ FD	97717W281	23,695	607,401	SH		SOLE		591,379	0	16,022
WISDOMTREE TR EMG MKTS SMCAP	EX TRD EQ FD	97717W281	20	500	SH		OTR		500	0	0
WISDOMTREE TR US SMALLCAP DIVD	EX TRD EQ FD	97717W604	3,254	153,641	SH		SOLE		148,805	0	4,836
WISDOMTREE TR US SMALLCAP DIVD	EX TRD EQ FD	97717W604	64	3,000	SH		OTR		3,000	0	0

Palladium Partners 13F-HRQuarterly holdings report by institutional manager