Creative Planning 13FHR Quarterly holdings report by institutional manager | SEC 15 Aug 24

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,260	200	SH		DFND	831	0	0	200
EATON VANCE LTD DURATION INC	COM	27828H105	301,210	30,925	SH		SOLE		0	0	30,925
WASTE MGMT INC DEL	COM	94106L109	26,881	126	SH		DFND	916	0	0	126
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	358,938	7,163	SH		DFND	653	0	0	7,163
ISHARES TR	CORE S&P500 ETF	464287200	26,814	49	SH		DFND	747	49	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,833	136	SH		DFND	388	0	0	136
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	128,549	2,499	SH		DFND	104	0	0	2,499
INNOSPEC INC	COM	45768S105	1,359	11	SH		DFND	816	0	0	11
ISHARES INC	CORE MSCI EMKT	46434G103	69,000	1,289	SH		DFND	260	0	0	1,289
LAMB WESTON HLDGS INC	COM	513272104	5,549	66	SH		DFND	943	0	0	66
ISHARES INC	CORE MSCI EMKT	46434G103	4,497	84	SH		DFND	635	0	0	84
TOPBUILD CORP	COM	89055F103	8,476	22	SH		DFND	1	0	0	22
CARVANA CO	CL A	146869102	644	5	SH		DFND	903	0	0	5
CHARTER COMMUNICATIONS INC N	CL A	16119P108	21,824	73	SH		DFND	661	0	0	73
HOME DEPOT INC	COM	437076102	6,291,674	18,277	SH		DFND	1	0	0	18,277
HCA HEALTHCARE INC	COM	40412C101	1,285	4	SH		DFND	810	0	0	4
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,746	197	SH		DFND	577	0	0	197
APPLIED INDL TECHNOLOGIES IN	COM	03820C105	6,984	36	SH		DFND	791	36	0	0
THE CIGNA GROUP	COM	125523100	11,901	36	SH		DFND	790	0	0	36
EATON CORP PLC	SHS	G29183103	1,881	6	SH		DFND	783	0	0	6
ENTERPRISE PRODS PARTNERS L	COM	293792107	4,202	145	SH		DFND	472	0	0	145
COCA COLA CO	COM	191216100	2,228	35	SH		DFND	406	0	0	35
BROOKFIELD INFRASTRUCTURE CO	COM SB VTG SHS A	11275Q107	837,652	24,886	SH		SOLE		0	0	24,886
EQUITY LIFESTYLE PPTYS INC	COM	29472R108	912	14	SH		DFND	969	0	0	14
ISHARES TR	CORE S&P500 ETF	464287200	134,619	246	SH		DFND	302	0	0	246
EVERSOURCE ENERGY	COM	30040W108	1,474	26	SH		DFND	695	0	0	26
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	55,397	1,068	SH		DFND	14	0	0	1,068
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	103,274	2,360	SH		DFND	461	0	0	2,360
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,644	188	SH		DFND	614	0	0	188
JOHNSON & JOHNSON	COM	478160104	26,309	180	SH		DFND	31	0	0	180
GOLDMAN SACHS GROUP INC	COM	38141G104	8,594	19	SH		DFND	970	0	0	19
VANGUARD INDEX FDS	MID CAP ETF	922908629	13,073	54	SH		DFND	264	0	0	54
BANK NEW YORK MELLON CORP	COM	064058100	8,385	140	SH		DFND	627	0	0	140
ISHARES INC	CORE MSCI EMKT	46434G103	59,900	1,119	SH		DFND	357	1,119	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	41,645	578	SH		DFND	939	0	0	578
NUCOR CORP	COM	670346105	74,298	470	SH		DFND	983	0	0	470
FORTIS INC	COM	349553107	583	15	SH		DFND	810	0	0	15
SPDR SER TR	PORTFOLIO S&P500	78464A854	58,112	908	SH		DFND	193	0	0	908
ALPHABET INC	CAP STK CL A	02079K305	80,328	441	SH		DFND	969	0	0	441
GE AEROSPACE	COM NEW	369604301	83,459	525	SH		DFND	828	525	0	0
SQUARESPACE INC	CLASS A	85225A107	1,396	32	SH		DFND	816	0	0	32
ROSS STORES INC	COM	778296103	12,352	85	SH		DFND	916	0	0	85
MOSAIC CO NEW	COM	61945C103	5,231	181	SH		DFND	707	0	0	181
VALARIS LTD	CL A	G9460G101	596	8	SH		DFND	695	0	0	8
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	16,836	201	SH		DFND	108	0	0	201
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	28,918	813	SH		DFND	339	0	0	813
UNDER ARMOUR INC	CL A	904311107	111,188	16,670	SH		SOLE		0	0	16,670
MID-AMER APT CMNTYS INC	COM	59522J103	11,124	78	SH		DFND	916	0	0	78
PROVIDENT FINL SVCS INC	COM	74386T105	969,148	67,536	SH		SOLE		0	0	67,536
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	26,555	442	SH		DFND	34	0	0	442
SS&C TECHNOLOGIES HLDGS INC	COM	78467J100	509,572	8,131	SH		SOLE		41	0	8,090
ISHARES TR	SHRT NAT MUN ETF	464288158	8,782	84	SH		DFND	336	0	0	84
CHUBB LIMITED	COM	H1467J104	11,224	44	SH		DFND	791	44	0	0
MIDCAP FINANCIAL INVSTMNT CO	COM NEW	03761U502	161,288	10,653	SH		SOLE		0	0	10,653
PHILLIPS 66	COM	718546104	706	5	SH		DFND	903	0	0	5
HUMANA INC	COM	444859102	11,210	30	SH		DFND	627	0	0	30
KEYCORP	COM	493267108	1,963,406	138,171	SH		SOLE		0	0	138,171
GRUPO AEROPUERTO DEL PACIFIC	SPON ADR B	400506101	467	3	SH		DFND	665	0	0	3
ALPHABET INC	CAP STK CL C	02079K107	10,704,391	58,360	SH		DFND	1	0	0	58,360
ISHARES INC	CORE MSCI EMKT	46434G103	8,137	152	SH		DFND	752	152	0	0
CROWN CASTLE INC	COM	22822V101	977	10	SH		DFND	188	10	0	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	1,560	20	SH		DFND	903	0	0	20
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	127,954	2,924	SH		DFND	382	0	0	2,924
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	51,094	191	SH		DFND	67	0	0	191
ISHARES TR	MSCI USA MIN VOL	46429B697	81,273	968	SH		DFND	332	0	0	968
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	471,295	10,770	SH		DFND	412	0	0	10,770
AMERIPRISE FINL INC	COM	03076C106	1,282	3	SH		DFND	783	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	11,616	217	SH		DFND	384	0	0	217
SANOFI	SPONSORED ADR	80105N105	8,898,998	183,409	SH		SOLE		422	0	182,987
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	50,951	875	SH		DFND	590	0	0	875
ISHARES TR	SHRT NAT MUN ETF	464288158	54,052	517	SH		DFND	656	0	0	517
CNX RES CORP	COM	12653C108	756,824	31,145	SH		SOLE		5	0	31,140
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	76,577	1,950	SH		DFND	908	0	0	1,950
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	19,281	1,490	SH		DFND	1	0	0	1,490
LITHIA MTRS INC	COM	536797103	388,268	1,538	SH		SOLE		2	0	1,536
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,216	19	SH		DFND	784	0	0	19
ISHARES TR	CORE S&P500 ETF	464287200	204,117	373	SH		DFND	241	0	0	373
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	589,103	2,360	SH		DFND	540	0	0	2,360
HEALTHPEAK PROPERTIES INC	COM	42250P103	18,522	945	SH		DFND	661	0	0	945
GENTHERM INC	COM	37253A103	404,325	8,198	SH		SOLE		40	0	8,158
CONOCOPHILLIPS	COM	20825C104	1,373	12	SH		DFND	810	0	0	12
GE VERNOVA INC	COM	36828A101	1,887	11	SH		DFND	816	0	0	11
ENSIGN GROUP INC	COM	29358P101	742	6	SH		DFND	903	0	0	6
NEXTERA ENERGY INC	COM	65339F101	28,324	400	SH		DFND	489	0	0	400
AGILENT TECHNOLOGIES INC	COM	00846U101	389	3	SH		DFND	903	0	0	3
ISHARES TR	CORE S&P500 ETF	464287200	63,479	116	SH		DFND	538	0	0	116
AXCELIS TECHNOLOGIES INC	COM NEW	054540208	4,365,091	30,699	SH		SOLE		16	0	30,683
ISHARES TR	MSCI USA MIN VOL	46429B697	17,556,024	209,100	SH		SOLE		1,141	0	207,959
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	20,127	335	SH		DFND	343	0	0	335
RING ENERGY INC	COM	76680V108	112,740	66,710	SH		SOLE		0	0	66,710
APPLE INC	COM	037833100	65,311	310	SH		DFND	60	0	0	310
ACUITY BRANDS INC	COM	00508Y102	1,449	6	SH		DFND	737	0	0	6
FIRST TR EXCHANGE TRADED FD	FINLS ALPHADEX	33734X135	954,965	20,630	SH		SOLE		0	0	20,630
CORPAY INC	COM SHS	219948106	2,398	9	SH		DFND	736	0	0	9
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	8,718	121	SH		DFND	780	0	0	121
PHILIP MORRIS INTL INC	COM	718172109	3,243	32	SH		DFND	816	0	0	32
PAYPAL HLDGS INC	COM	70450Y103	1,683	29	SH		DFND	969	0	0	29
CITIGROUP INC	COM NEW	172967424	45,120	711	SH		DFND	661	0	0	711
ISHARES INC	MSCI PAC JP ETF	464286665	626,553	14,571	SH		SOLE		0	0	14,571
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	459,062	9,289	SH		DFND	534	0	0	9,289
ISHARES TR	ESG AWRE USD ETF	46435G193	30,195	1,329	SH		DFND	184	0	0	1,329
MODERNA INC	COM	60770K107	1,900	16	SH		DFND	810	0	0	16
HOME DEPOT INC	COM	437076102	12,737	37	SH		DFND	695	0	0	37
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	18,575	319	SH		DFND	582	0	0	319
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	714	11	SH		DFND	824	0	0	11
SCHWAB STRATEGIC TR	US REIT ETF	808524847	19,131	958	SH		DFND	67	0	0	958
LINDE PLC	SHS	G54950103	10,093	23	SH		DFND	970	0	0	23
PROCTER AND GAMBLE CO	COM	742718109	1,979	12	SH		DFND	671	0	0	12
HSBC HLDGS PLC	SPON ADR NEW	404280406	11,789	271	SH		DFND	790	0	0	271
GENERAL MLS INC	COM	370334104	2,214	35	SH		DFND	916	0	0	35
VERALTO CORP	COM SHS	92338C103	3,151	33	SH		DFND	284	33	0	0
INTUIT	COM	461202103	3,286	5	SH		DFND	665	0	0	5
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	73,391	818	SH		DFND	337	0	0	818
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,096	64	SH		DFND	844	0	0	64
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	4,226	110	SH		DFND	71	0	0	110
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	622	4	SH		DFND	903	0	0	4
ABBOTT LABS	COM	002824100	8,832	85	SH		DFND	414	0	0	85
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	7,210	139	SH		DFND	748	0	0	139
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	32,323	538	SH		DFND	685	0	0	538
CHUBB LIMITED	COM	H1467J104	17,090	67	SH		DFND	690	0	0	67
GOLDEN ENTMT INC	COM	381013101	17,702	569	SH		DFND	661	0	0	569
M/I HOMES INC	COM	55305B101	491,270	4,022	SH		SOLE		7	0	4,015
NUCOR CORP	COM	670346105	474	3	SH		DFND	695	0	0	3
OCCIDENTAL PETE CORP	COM	674599105	32,713	519	SH		DFND	661	0	0	519
ARKO CORP	COM	041242108	7,091	1,131	SH		DFND	791	1,131	0	0
TELEFONAKTIEBOLAGET LM ERICS	ADR B SEK 10	294821608	90,316	14,638	SH		SOLE		0	0	14,638
SPDR SER TR	PORTFOLIO SHORT	78464A474	19,127	644	SH		DFND	213	0	0	644
SOLVENTUM CORP	COM SHS	83444M101	14,225	269	SH		DFND	515	0	0	269
TELEFONICA BRASIL SA	NEW ADR	87936R205	2,857	348	SH		DFND	951	0	0	348
SPDR SER TR	PORTFOLIO S&P400	78464A847	5,540	108	SH		DFND	811	0	0	108
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	28,769	749	SH		DFND	637	0	0	749
DUOLINGO INC	CL A COM	26603R106	3,965	19	SH		DFND	792	19	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	108,576	2,197	SH		DFND	530	0	0	2,197
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,350	40	SH		DFND	346	0	0	40
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	399,631	11,392	SH		DFND	163	0	0	11,392
AMAZON COM INC	COM	023135106	14,107	73	SH		DFND	493	0	0	73
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	94,641	1,216	SH		DFND	14	0	0	1,216
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	13,066	254	SH		DFND	439	0	0	254
JPMORGAN CHASE & CO.	COM	46625H100	60,071	297	SH		DFND	358	0	0	297
APPLE INC	COM	037833100	34,752	165	SH		DFND	685	0	0	165
COCA COLA CO	COM	191216100	9,802	154	SH		DFND	697	0	0	154
UNITED PARCEL SERVICE INC	CL B	911312106	2,463	18	SH		DFND	268	0	0	18
ISHARES INC	CORE MSCI EMKT	46434G103	22,429	419	SH		DFND	547	0	0	419
INGREDION INC	COM	457187102	6,538	57	SH		DFND	405	0	0	57
AMERICAN EXPRESS CO	COM	025816109	4,399	19	SH		DFND	697	0	0	19
ISHARES INC	CORE MSCI EMKT	46434G103	16,487	308	SH		DFND	807	0	0	308
CONDUENT INC	COM	206787103	714	219	SH		DFND	965	0	0	219
ENTERGY CORP NEW	COM	29364G103	642	6	SH		DFND	627	0	0	6
SCHWAB CHARLES CORP	COM	808513105	10,243	139	SH		DFND	916	0	0	139
SYSCO CORP	COM	871829107	9,067	127	SH		DFND	916	0	0	127
SPDR SER TR	PORTFOLIO S&P400	78464A847	29,138	568	SH		DFND	882	0	0	568
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	66,075	247	SH		DFND	35	0	0	247
T-MOBILE US INC	COM	872590104	1,938	11	SH		DFND	697	0	0	11
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	32,917	857	SH		DFND	362	0	0	857
ALTRIA GROUP INC	COM	02209S103	1,731	38	SH		DFND	695	0	0	38
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	353,712	1,417	SH		DFND	329	0	0	1,417
AFLAC INC	COM	001055102	3,126	35	SH		DFND	695	0	0	35
DUKE ENERGY CORP NEW	COM NEW	26441C204	4,811	48	SH		DFND	970	0	0	48
EVERSOURCE ENERGY	COM	30040W108	21,210	374	SH		DFND	661	0	0	374
EDWARDS LIFESCIENCES CORP	COM	28176E108	5,819	63	SH		DFND	970	0	0	63
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	52,518	627	SH		DFND	284	627	0	0
RAYMOND JAMES FINL INC	COM	754730109	618	5	SH		DFND	697	0	0	5
ISHARES TR	CRE U S REIT ETF	464288521	643	12	SH		DFND	530	0	0	12
BAIDU INC	SPON ADR REP A	056752108	432	5	SH		DFND	951	0	0	5
EASTMAN CHEM CO	COM	277432100	4,453,059	45,453	SH		SOLE		37	0	45,416
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,222	65	SH		DFND	409	0	0	65
FIDELITY NATIONAL FINANCIAL	FNF GROUP COM	31620R303	1,272,730	25,753	SH		SOLE		0	0	25,753
DAVE & BUSTERS ENTMT INC	COM	238337109	175,204	4,401	SH		SOLE		0	0	4,401
ULTA BEAUTY INC	COM	90384S303	386	1	SH		DFND	600	0	0	1
MGM RESORTS INTERNATIONAL	COM	552953101	1,155	26	SH		DFND	737	0	0	26
BP PLC	SPONSORED ADR	055622104	247,538	6,857	SH		DFND	1	0	0	6,857
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	77,787	1,343	SH		DFND	48	0	0	1,343
JPMORGAN CHASE & CO.	COM	46625H100	39,036	193	SH		DFND	790	0	0	193
SCHOLASTIC CORP	COM	807066105	548,232	15,456	SH		SOLE		0	0	15,456
ISHARES INC	CORE MSCI EMKT	46434G103	910	17	SH		DFND	495	0	0	17
CATERPILLAR INC	COM	149123101	1,365,710	4,100	SH		DFND	1	0	0	4,100
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	43,279	989	SH		DFND	324	0	0	989
PHILIP MORRIS INTL INC	COM	718172109	4,357	43	SH		DFND	695	0	0	43
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	400	5	SH		DFND	10	0	0	5
NORTHERN TR CORP	COM	665859104	7,054	84	SH		DFND	792	84	0	0
AMAZON COM INC	COM	023135106	100,297	519	SH		DFND	736	0	0	519
CME GROUP INC	COM	12572Q105	2,556	13	SH		DFND	790	0	0	13
JPMORGAN CHASE & CO.	COM	46625H100	40,452	200	SH		DFND	153	0	0	200
SPDR SER TR	PORTFOLIO S&P400	78464A847	111,629	2,176	SH		DFND	296	2,176	0	0
LATHAM GROUP INC	COM	51819L107	30,300	10,000	SH		SOLE		0	0	10,000
ASE TECHNOLOGY HLDG CO LTD	SPONSORED ADS	00215W100	1,343,237	117,621	SH		SOLE		599	0	117,022
INSIGHT ENTERPRISES INC	COM	45765U103	1,355,592	6,834	SH		SOLE		13	0	6,821
SCHWAB STRATEGIC TR	US REIT ETF	808524847	89,026	4,458	SH		DFND	27	0	0	4,458
NOVO-NORDISK A S	ADR	670100205	204,975	1,436	SH		DFND	916	0	0	1,436
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,779	69	SH		DFND	394	0	0	69
RENAISSANCERE HLDGS LTD	COM	G7496G103	1,118	5	SH		DFND	737	0	0	5
FIRSTCASH HOLDINGS INC	COM	33768G107	4,720	45	SH		DFND	415	0	0	45
EQUIFAX INC	COM	294429105	727	3	SH		DFND	697	0	0	3
KILROY RLTY CORP	COM	49427F108	3,148	101	SH		DFND	791	101	0	0
NORTHROP GRUMMAN CORP	COM	666807102	6,539	15	SH		DFND	736	0	0	15
APOLLO GLOBAL MGMT INC	COM	03769M106	826	7	SH		DFND	697	0	0	7
SYSCO CORP	COM	871829107	500	7	SH		DFND	697	0	0	7
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	2,066,023	32,156	SH		DFND	203	32,156	0	0
BORR DRILLING LTD	SHS	G1466R173	580,958	90,071	SH		SOLE		0	0	90,071
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	227,088	8,550	SH		DFND	64	0	0	8,550
EXXON MOBIL CORP	COM	30231G102	32,234	280	SH		DFND	742	0	0	280
XCEL ENERGY INC	COM	98389B100	2,777	52	SH		DFND	790	0	0	52
UNITEDHEALTH GROUP INC	COM	91324P102	3,056	6	SH		DFND	951	0	0	6
ZOETIS INC	CL A	98978V103	18,203	105	SH		DFND	414	0	0	105
MORGAN STANLEY	COM NEW	617446448	875	9	SH		DFND	405	0	0	9
UNION PAC CORP	COM	907818108	3,846	17	SH		DFND	188	17	0	0
ABBOTT LABS	COM	002824100	2,078	20	SH		DFND	474	0	0	20
VISA INC	COM CL A	92826C839	7,087	27	SH		DFND	156	0	0	27
AUTODESK INC	COM	052769106	82,401	333	SH		DFND	675	0	0	333
UNILEVER PLC	SPON ADR NEW	904767704	1,430	26	SH		DFND	810	0	0	26
NOMURA HLDGS INC	SPONSORED ADR	65535H208	15,178	2,626	SH		DFND	790	0	0	2,626
GOLDMAN SACHS GROUP INC	COM	38141G104	4,523	10	SH		DFND	697	0	0	10
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	31,555	173	SH		DFND	715	0	0	173
MICROSOFT CORP	COM	594918104	147,494	330	SH		DFND	31	0	0	330
MASTERCARD INCORPORATED	CL A	57636Q104	110,290	250	SH		DFND	154	0	0	250
TENARIS S A	SPONSORED ADS	88031M109	12,147	398	SH		DFND	916	0	0	398
CELESTICA INC	COM	15101Q207	431,466	7,526	SH		SOLE		0	0	7,526
EVERSOURCE ENERGY	COM	30040W108	2,098	37	SH		DFND	665	0	0	37
ISHARES TR	CORE US AGGBD ET	464287226	13,493	139	SH		DFND	62	0	0	139
LOCKHEED MARTIN CORP	COM	539830109	13,960	30	SH		DFND	952	0	0	30
VISHAY INTERTECHNOLOGY INC	COM	928298108	851,659	38,191	SH		SOLE		80	0	38,111
SPDR SER TR	PORTFOLIO S&P500	78464A854	166,592	2,603	SH		DFND	321	0	0	2,603
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	12,445	324	SH		DFND	723	0	0	324
MCGRATH RENTCORP	COM	580589109	5,754	54	SH		DFND	792	54	0	0
SMITH & NEPHEW PLC	SPDN ADR NEW	83175M205	2,676	108	SH		DFND	790	0	0	108
NOVO-NORDISK A S	ADR	670100205	6,423	45	SH		DFND	810	0	0	45
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	187,490	4,880	SH		DFND	411	0	0	4,880
DIAMONDBACK ENERGY INC	COM	25278X109	3,003	15	SH		DFND	970	0	0	15
ISHARES TR	NATIONAL MUN ETF	464288414	346,927	3,256	SH		DFND	102	0	0	3,256
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	182,472	731	SH		DFND	632	0	0	731
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	158,446	1,766	SH		DFND	543	0	0	1,766
CONFLUENT INC	CLASS A COM	20717M103	1,500	10,000	SH	Put	SOLE		0	0	10,000
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	168,750	165	SH		DFND	675	0	0	165
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	88,462	1,790	SH		DFND	44	0	0	1,790
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	15,635	217	SH		DFND	586	0	0	217
SPDR SER TR	PORTFOLIO SHORT	78464A474	93,971	3,164	SH		DFND	199	0	0	3,164
CHEVRON CORP NEW	COM	166764100	8,134	52	SH		DFND	695	0	0	52
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	124,865	3,250	SH		DFND	208	0	0	3,250
ADVANCED ENERGY INDS	COM	007973100	1,638,687	15,067	SH		SOLE		55	0	15,012
BOEING CO	COM	097023105	53,693	295	SH		DFND	400	0	0	295
DESIGNER BRANDS INC	CL A	250565108	2,370	347	SH		DFND	791	347	0	0
ISHARES TR	MSCI EAFE ETF	464287465	22,481	287	SH		DFND	205	0	0	287
WISDOMTREE TR	INTL LRGCAP DV	97717W794	254,361	5,015	SH		DFND	625	0	0	5,015
ISHARES TR	SHRT NAT MUN ETF	464288158	7,423	71	SH		DFND	453	0	0	71
GAMING & LEISURE PPTYS INC	COM	36467J108	568,549	12,576	SH		SOLE		146	0	12,430
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	29,484	352	SH		DFND	218	0	0	352
VERIZON COMMUNICATIONS INC	COM	92343V104	15,712	381	SH		DFND	792	381	0	0
WABTEC	COM	929740108	2,213	14	SH		DFND	1	0	0	14
WALMART INC	COM	931142103	17,063	252	SH		DFND	970	0	0	252
SPDR SER TR	PORTFOLIO S&P400	78464A847	133,739	2,607	SH		DFND	223	0	0	2,607
IQVIA HLDGS INC	COM	46266C105	6,132	29	SH		DFND	791	29	0	0
REPUBLIC SVCS INC	COM	760759100	2,526	13	SH		DFND	600	0	0	13
VORNADO RLTY TR	SH BEN INT	929042109	1,656	63	SH		DFND	970	0	0	63
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,979	336	SH		DFND	86	336	0	0
EXACT SCIENCES CORP	COM	30063P105	338	8	SH		DFND	713	8	0	0
INTUIT	COM	461202103	10,515	16	SH		DFND	970	0	0	16
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	18,993	71	SH		DFND	354	0	0	71
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	21,967	54	SH		DFND	697	0	0	54
MIDDLESEX WTR CO	COM	596680108	20,643	395	SH		DFND	661	0	0	395
ISHARES TR	3 7 YR TREAS BD	464288661	5,543	48	SH		DFND	390	0	0	48
OPENDOOR TECHNOLOGIES INC	COM	683712103	107,536	58,444	SH		SOLE		95	0	58,349
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	25,381	580	SH		DFND	374	0	0	580
ALLSTATE CORP	COM	020002101	16,126	101	SH		DFND	820	0	0	101
VANGUARD INDEX FDS	MID CAP ETF	922908629	59,072	244	SH		DFND	21	0	0	244
NASDAQ INC	COM	631103108	3,042,826	50,495	SH		SOLE		1,003	0	49,492
GALAPAGOS NV	SPON ADR	36315X101	35,312	1,425	SH		DFND	675	0	0	1,425
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,484	252	SH		DFND	144	252	0	0
EASTERN BANKSHARES INC	COM	27627N105	6,920	495	SH		DFND	792	495	0	0
ISHARES TR	CORE US AGGBD ET	464287226	226,464	2,333	SH		DFND	595	0	0	2,333
OTIS WORLDWIDE CORP	COM	68902V107	14,415,750	149,758	SH		SOLE		9	0	149,749
MCKESSON CORP	COM	58155Q103	493,514	845	SH		DFND	1	0	0	845
ISHARES TR	CORE US AGGBD ET	464287226	108,524	1,118	SH		DFND	451	0	0	1,118
ISHARES TR	SHRT NAT MUN ETF	464288158	95,663	915	SH		DFND	98	0	0	915
SAIA INC	COM	78709Y105	1,423	3	SH		DFND	737	0	0	3
KNOWLES CORP	COM	49926D109	570	33	SH		DFND	903	0	0	33
BECTON DICKINSON & CO	COM	075887109	15,191	65	SH		DFND	40	0	0	65
ISHARES TR	CORE MSCI INTL	46435G326	24,615	375	SH		DFND	744	0	0	375
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	22,668	296	SH		DFND	178	0	0	296
ALTRIA GROUP INC	COM	02209S103	1,685	37	SH		DFND	713	37	0	0
COCA COLA CO	COM	191216100	89,301	1,403	SH		DFND	400	0	0	1,403
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	37,184	139	SH		DFND	44	0	0	139
CATERPILLAR INC	COM	149123101	82,609	248	SH		DFND	155	0	0	248
INTUIT	COM	461202103	32,798,745	49,906	SH		SOLE		63	0	49,843
ISHARES TR	CORE MSCI EURO	46434V738	11,309,848	198,593	SH		SOLE		0	0	198,593
EDWARDS LIFESCIENCES CORP	COM	28176E108	554	6	SH		DFND	713	6	0	0
JOHNSON & JOHNSON	COM	478160104	146	1	SH		DFND	416	0	0	1
ISHARES TR	CORE S&P500 ETF	464287200	247,895	453	SH		DFND	593	0	0	453
THERMO FISHER SCIENTIFIC INC	COM	883556102	10,507	19	SH		DFND	264	0	0	19
WALMART INC	COM	931142103	6,568	97	SH		DFND	816	0	0	97
ELECTRONIC ARTS INC	COM	285512109	697	5	SH		DFND	260	0	0	5
NETFLIX INC	COM	64110L106	93,133	138	SH		DFND	916	0	0	138
WARNER BROS DISCOVERY INC	COM SER A	934423104	98,989	13,305	SH		DFND	925	0	0	13,305
PEPSICO INC	COM	713448108	8,576	52	SH		DFND	415	0	0	52
NU HLDGS LTD	ORD SHS CL A	G6683N103	5,396,065	418,624	SH		SOLE		0	0	418,624
VERIZON COMMUNICATIONS INC	COM	92343V104	42,312	1,026	SH		DFND	916	0	0	1,026
ISHARES TR	CORE US AGGBD ET	464287226	44,361	457	SH		DFND	130	0	0	457
WISDOMTREE TR	US LARGECAP DIVD	97717W307	93,560,508	1,286,055	SH		SOLE		0	0	1,286,055
SCHWAB CHARLES CORP	COM	808513105	1,326	18	SH		DFND	810	0	0	18
SPDR SER TR	PORTFOLIO S&P400	78464A847	78,694	1,534	SH		DFND	361	1,534	0	0
MICROSOFT CORP	COM	594918104	55,869	125	SH		DFND	406	0	0	125
DEXCOM INC	COM	252131107	1,587	14	SH		DFND	816	0	0	14
GENERAL MTRS CO	COM	37045V100	83,442	1,796	SH		DFND	675	0	0	1,796
SALESFORCE INC	COM	79466L302	6,428	25	SH		DFND	155	0	0	25
WALGREENS BOOTS ALLIANCE INC	COM	931427108	1,016	84	SH		DFND	737	0	0	84
INTERNATIONAL BUSINESS MACHS	COM	459200101	116,049	671	SH		DFND	1	0	0	671
VANGUARD INDEX FDS	MID CAP ETF	922908629	23,726	98	SH		DFND	691	98	0	0
FORD MTR CO DEL	COM	345370860	1,680	134	SH		DFND	951	0	0	134
CRACKER BARREL OLD CTRY STOR	COM	22410J106	2,993	71	SH		DFND	791	71	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	12,009	243	SH		DFND	749	243	0	0
JOHNSON & JOHNSON	COM	478160104	146	1	SH		DFND	406	0	0	1
SPDR SER TR	PORTFOLIO S&P400	78464A847	294,667	5,744	SH		DFND	759	0	0	5,744
TENABLE HLDGS INC	COM	88025T102	479	11	SH		DFND	903	0	0	11
SCHWAB STRATEGIC TR	US REIT ETF	808524847	3,994	200	SH		DFND	4	0	0	200
PROCTER AND GAMBLE CO	COM	742718109	24,903	151	SH		DFND	969	0	0	151
DEXCOM INC	COM	252131107	567	5	SH		DFND	600	0	0	5
METHODE ELECTRS INC	COM	591520200	178,827	17,278	SH		SOLE		0	0	17,278
IRON MTN INC DEL	COM	46284V101	107,544	1,200	SH		DFND	983	0	0	1,200
LENNAR CORP	CL B	526057302	284,158	2,038	SH		DFND	1	0	0	2,038
PHILIP MORRIS INTL INC	COM	718172109	151,995	1,500	SH		DFND	955	0	0	1,500
ABBVIE INC	COM	00287Y109	29,223	170	SH		DFND	952	0	0	170
NORFOLK SOUTHN CORP	COM	655844108	8,588	40	SH		DFND	742	0	0	40
3M CO	COM	88579Y101	102,190	1,000	SH		DFND	853	0	0	1,000
APPLE INC	COM	037833100	256,325	1,217	SH		DFND	742	0	0	1,217
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	8,950	22	SH		DFND	69	0	0	22
OTIS WORLDWIDE CORP	COM	68902V107	2,021	21	SH		DFND	970	0	0	21
MORGAN STANLEY	COM NEW	617446448	3,693	38	SH		DFND	816	0	0	38
MASTERCARD INCORPORATED	CL A	57636Q104	5,735	13	SH		DFND	665	0	0	13
CHIPOTLE MEXICAN GRILL INC	COM	169656105	9,398	150	SH		DFND	188	150	0	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	26,243	806	SH		DFND	212	0	0	806
OCCIDENTAL PETE CORP	COM	674599105	1,072	17	SH		DFND	695	0	0	17
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	102,105	1,378	SH		DFND	674	0	0	1,378
HARTFORD FINL SVCS GROUP INC	COM	416515104	18,780	187	SH		DFND	374	0	0	187
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	5,563	62	SH		DFND	672	0	0	62
DEXCOM INC	COM	252131107	2,268	20	SH		DFND	970	0	0	20
EXPEDIA GROUP INC	COM NEW	30212P303	2,520	20	SH		DFND	969	0	0	20
PRICE T ROWE GROUP INC	COM	74144T108	6,332,138	54,914	SH		SOLE		42	0	54,872
ISHARES TR	CORE S&P TTL STK	464287150	37,297	314	SH		DFND	337	0	0	314
EATON CORP PLC	SHS	G29183103	14,423	46	SH		DFND	627	0	0	46
TRUIST FINL CORP	COM	89832Q109	4,701	121	SH		DFND	969	0	0	121
RTX CORPORATION	COM	75513E101	10,139	101	SH		DFND	737	0	0	101
VIATRIS INC	COM	92556V106	1,435	135	SH		DFND	736	0	0	135
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	7,911	210	SH		DFND	138	0	0	210
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	160,625	2,500	SH		DFND	859	0	0	2,500
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	39,053	96	SH		DFND	14	0	0	96
ISHARES INC	CORE MSCI EMKT	46434G103	5,353	100	SH		DFND	421	0	0	100
ONEOK INC NEW	COM	682680103	1,223	15	SH		DFND	736	0	0	15
ISHARES TR	CORE MSCI INTL	46435G326	537,920	8,195	SH		DFND	135	8,195	0	0
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	19,933,898	269,086	SH		SOLE		0	0	269,086
ISHARES TR	RUSSELL 3000 ETF	464287689	9,569	31	SH		DFND	151	0	0	31
E2OPEN PARENT HOLDINGS INC	COM CL A	29788T103	462	103	SH		DFND	951	0	0	103
DENNYS CORP	COM	24869P104	229,522	32,327	SH		SOLE		0	0	32,327
PRIMERICA INC	COM	74164M108	946	4	SH		DFND	970	0	0	4
APPLE INC	COM	037833100	11,795	56	SH		DFND	149	0	0	56
WILLIAMS COS INC	COM	969457100	723	17	SH		DFND	903	0	0	17
VAXCYTE INC	COM	92243G108	8,155	108	SH		DFND	792	108	0	0
KB FINL GROUP INC	SPONSORED ADR	48241A105	24,512	433	SH		DFND	627	0	0	433
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	27,156	707	SH		DFND	680	0	0	707
J P MORGAN EXCHANGE TRADED F	BETABUILDERS CDA	46641Q225	289,571	4,457	SH		SOLE		0	0	4,457
ISHARES TR	CORE S&P500 ETF	464287200	1,051,776	1,922	SH		DFND	796	0	0	1,922
JOHNSON & JOHNSON	COM	478160104	67,964	465	SH		DFND	400	0	0	465
BELDEN INC	COM	077454106	1,876	20	SH		DFND	816	0	0	20
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	2,762	635	SH		DFND	790	0	0	635
THE CIGNA GROUP	COM	125523100	1,983	6	SH		DFND	810	0	0	6
VIAVI SOLUTIONS INC	COM	925550105	422,802	61,543	SH		SOLE		341	0	61,202
PENN ENTERTAINMENT INC	COM	707569109	11,671	603	SH		DFND	916	0	0	603
ALTRIA GROUP INC	COM	02209S103	68,325	1,500	SH		DFND	955	0	0	1,500
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	47,884	179	SH		DFND	530	0	0	179
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	152,489	3,969	SH		DFND	239	0	0	3,969
ALTIMMUNE INC	COM NEW	02155H200	4,511	3,000	SH	Call	SOLE		0	0	3,000
CASELLA WASTE SYS INC	CL A	147448104	8,235	83	SH		DFND	792	83	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	226,994	558	SH		DFND	916	0	0	558
XYLEM INC	COM	98419M100	3,497,947	25,790	SH		SOLE		6	0	25,784
ALASKA AIR GROUP INC	COM	011659109	1,091	27	SH		DFND	697	0	0	27
OTIS WORLDWIDE CORP	COM	68902V107	6,257	65	SH		DFND	154	0	0	65
CADENCE DESIGN SYSTEM INC	COM	127387108	4,309	14	SH		DFND	697	0	0	14
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	29,807	1,408	SH		DFND	152	0	0	1,408
SANOFI	SPONSORED ADR	80105N105	33,091	682	SH		DFND	675	0	0	682
AMERICAN EXPRESS CO	COM	025816109	62,982	272	SH		DFND	637	0	0	272
REGIONS FINANCIAL CORP NEW	COM	7591EP100	3,958,298	197,520	SH		SOLE		0	0	197,520
TRANSALTA CORP	COM	89346D107	32,327	4,566	SH		DFND	675	0	0	4,566
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,327	123	SH		DFND	215	0	0	123
GILEAD SCIENCES INC	COM	375558103	4,460	65	SH		DFND	790	0	0	65
OREILLY AUTOMOTIVE INC	COM	67103H107	2,191,325	2,075	SH		DFND	1	0	0	2,075
SNAP INC	CL A	83304A106	2,029,797	122,203	SH		SOLE		42	0	122,161
ROGERS COMMUNICATIONS INC	CL B	775109200	1,035	28	SH		DFND	951	0	0	28
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,020	48	SH		DFND	230	0	0	48
CELANESE CORP DEL	COM	150870103	3,237	24	SH		DFND	262	0	0	24
NUCOR CORP	COM	670346105	26,083	165	SH		DFND	661	0	0	165
TARGET CORP	COM	87612E106	1,480	10	SH		DFND	816	0	0	10
LTC PPTYS INC	COM	502175102	251,111	7,279	SH		SOLE		0	0	7,279
COCA COLA CO	COM	191216100	1,337	21	SH		DFND	416	0	0	21
CSX CORP	COM	126408103	4,917	147	SH		DFND	713	147	0	0
PFIZER INC	COM	717081103	2,798	100	SH		DFND	568	0	0	100
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	116,582	2,359	SH		DFND	876	0	0	2,359
ORGANON & CO	COMMON STOCK	68622V106	1,925	93	SH		DFND	736	0	0	93
NCR ATLEOS CORPORATION	COM SHS	63001N106	630,242	23,325	SH		DFND	925	0	0	23,325
FABRINET	SHS	G3323L100	2,562,462	10,468	SH		SOLE		13	0	10,455
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	116,585	1,795	SH		DFND	534	0	0	1,795
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	50,673	203	SH		DFND	387	0	0	203
AMERICAN CENTY ETF TR	EMERGING MKT VAL	025072372	2,726,841	55,935	SH		SOLE		0	0	55,935
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	249,620	1,000	SH		DFND	943	0	0	1,000
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	27,732	722	SH		DFND	815	0	0	722
OSCAR HEALTH INC	CL A	687793109	2,563	162	SH		DFND	790	0	0	162
ROSS STORES INC	COM	778296103	7,266	50	SH		DFND	792	50	0	0
TESLA INC	COM	88160R101	80,043	10,100	SH	Put	SOLE		0	0	10,100
DARLING INGREDIENTS INC	COM	237266101	919	25	SH		DFND	951	0	0	25
HONEYWELL INTL INC	COM	438516106	3,844	18	SH		DFND	405	0	0	18
APPLIED MATLS INC	COM	038222105	15,811	67	SH		DFND	791	67	0	0
HILLENBRAND INC	COM	431571108	1,161	29	SH		DFND	737	0	0	29
WARNER BROS DISCOVERY INC	COM SER A	934423104	15	2	SH		DFND	473	0	0	2
TRANSDIGM GROUP INC	COM	893641100	1,278	1	SH		DFND	965	0	0	1
BATH & BODY WORKS INC	COM	070830104	10,973	281	SH		DFND	916	0	0	281
FASTENAL CO	COM	311900104	2,262	36	SH		DFND	736	0	0	36
TRANSDIGM GROUP INC	COM	893641100	38,328	30	SH		DFND	916	0	0	30
DIREXION SHS ETF TR	NAS100 EQL WGT	25459Y207	5,464,273	61,576	SH		SOLE		0	0	61,576
US BANCORP DEL	COM NEW	902973304	2,858	72	SH		DFND	970	0	0	72
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	13,043	203	SH		DFND	247	0	0	203
MGP INGREDIENTS INC NEW	COM	55303J106	788,935	10,604	SH		SOLE		0	0	10,604
ENBRIDGE INC	COM	29250N105	925	26	SH		DFND	903	0	0	26
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	31,730	78	SH		DFND	969	0	0	78
WISDOMTREE TR	ARTIFICIAL INTEL	97717Y543	407,793	19,519	SH		SOLE		0	0	19,519
BROADCOM INC	COM	11135F101	11,239	7	SH		DFND	965	0	0	7
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	670	8	SH		DFND	477	0	0	8
COPART INC	COM	217204106	2,275	42	SH		DFND	965	0	0	42
GE AEROSPACE	COM NEW	369604301	4,133	26	SH		DFND	816	0	0	26
GE VERNOVA INC	COM	36828A101	22,468	131	SH		DFND	828	131	0	0
APPLE INC	COM	037833100	6,950	33	SH		DFND	933	0	0	33
ISHARES INC	CORE MSCI EMKT	46434G103	2,677	50	SH		DFND	545	0	0	50
EMPIRE ST RLTY OP L P	UNIT LTD PRTNSP	292102100	163,860	17,977	SH		SOLE		0	0	17,977
UNION PAC CORP	COM	907818108	9,503	42	SH		DFND	736	0	0	42
MASTERCARD INCORPORATED	CL A	57636Q104	9,706	22	SH		DFND	820	0	0	22
NEWMARKET CORP	COM	651587107	539,286	1,046	SH		SOLE		0	0	1,046
INTERNATIONAL SEAWAYS INC	COM	Y41053102	29,447	498	SH		DFND	675	0	0	498
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	358,188	13,486	SH		DFND	237	0	0	13,486
SUZANO S A	SPON ADS	86959K105	1,284	125	SH		DFND	965	0	0	125
ALPHABET INC	CAP STK CL C	02079K107	47,689	260	SH		DFND	918	0	0	260
AMPHENOL CORP NEW	CL A	032095101	7,545	112	SH		DFND	149	0	0	112
ISHARES TR	CORE US AGGBD ET	464287226	22,035	227	SH		DFND	84	0	0	227
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,160	42	SH		DFND	672	0	0	42
NIKE INC	CL B	654106103	754	10	SH		DFND	903	0	0	10
ISHARES INC	ESG AWR MSCI EM	46434G863	28,433	848	SH		DFND	217	0	0	848
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	372,083	7,529	SH		DFND	440	0	0	7,529
EOG RES INC	COM	26875P101	26,078,168	207,183	SH		SOLE		120	0	207,063
MARRIOTT INTL INC NEW	CL A	571903202	1,451	6	SH		DFND	697	0	0	6
ALPHABET INC	CAP STK CL A	02079K305	315,435,513	1,731,735	SH		SOLE		3,934	0	1,727,801
ISHARES TR	CORE US AGGBD ET	464287226	19,026	196	SH		DFND	414	0	0	196
TOPGOLF CALLAWAY BRANDS CORP	COM	131193104	1,408	92	SH		DFND	810	0	0	92
ROIVANT SCIENCES LTD	SHS	G76279101	168,722	15,962	SH		SOLE		0	0	15,962
ISHARES TR	0-5YR HI YL CP	46434V407	53,805	1,275	SH		DFND	871	0	0	1,275
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	13,225	377	SH		DFND	779	0	0	377
NEXTERA ENERGY INC	COM	65339F101	2,903	41	SH		DFND	665	0	0	41
VISA INC	COM CL A	92826C839	132,285	504	SH		DFND	916	0	0	504
TARGET CORP	COM	87612E106	4,145	28	SH		DFND	265	0	0	28
ISHARES TR	MORNINGSTAR GRWT	464287119	4,618,535	56,732	SH		SOLE		0	0	56,732
HP INC	COM	40434L105	64,227	1,834	SH		DFND	535	0	0	1,834
ADVANSIX INC	COM	00773T101	3,323	145	SH		DFND	791	145	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	8,642	168	SH		DFND	699	168	0	0
FOX CORP	CL A COM	35137L105	1,512	44	SH		DFND	810	0	0	44
ELI LILLY & CO	COM	532457108	19,013	21	SH		DFND	260	0	0	21
RESMED INC	COM	761152107	31,584	165	SH		DFND	29	0	0	165
E L F BEAUTY INC	COM	26856L103	10,536	50	SH		DFND	791	50	0	0
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	1,065	18	SH		DFND	816	0	0	18
EXXON MOBIL CORP	COM	30231G102	3,914	34	SH		DFND	600	0	0	34
MACYS INC	COM	55616P104	691	36	SH		DFND	965	0	0	36
WISDOMTREE TR	EMERGING MKT EXC	97717Y535	844,491	26,306	SH		SOLE		0	0	26,306
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,788	279	SH		DFND	246	0	0	279
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	157,518	3,637	SH		DFND	815	0	0	3,637
CUMMINS INC	COM	231021106	501,243	1,810	SH		DFND	1	0	0	1,810
ROSS STORES INC	COM	778296103	4,796	33	SH		DFND	27	0	0	33
ISHARES TR	SHRT NAT MUN ETF	464288158	5,437	52	SH		DFND	129	52	0	0
OTIS WORLDWIDE CORP	COM	68902V107	1,636	17	SH		DFND	665	0	0	17
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	56,932	1,152	SH		DFND	265	0	0	1,152
CATERPILLAR INC	COM	149123101	3,331,000	10,000	SH		DFND	925	0	0	10,000
OLD NATL BANCORP IND	COM	680033107	636	37	SH		DFND	695	0	0	37
VALLEY NATL BANCORP	COM	919794107	341,119	48,871	SH		SOLE		0	0	48,871
TARGA RES CORP	COM	87612G101	773	6	SH		DFND	600	0	0	6
CONSTELLATION ENERGY CORP	COM	21037T109	5,007	25	SH		DFND	792	25	0	0
APTIV PLC	SHS	G6095L109	563	8	SH		DFND	697	0	0	8
NEXTRACKER INC	CLASS A COM	65290E101	844	18	SH		DFND	268	0	0	18
PAYCHEX INC	COM	704326107	1,897	16	SH		DFND	969	0	0	16
ALPS ETF TR	ALERIAN MLP	00162Q452	110,492,265	2,302,882	SH		SOLE		0	0	2,302,882
MICROSOFT CORP	COM	594918104	176,545	395	SH		DFND	27	0	0	395
ISHARES INC	MSCI CDA ETF	464286509	453,506	12,227	SH		SOLE		0	0	12,227
ARISTA NETWORKS INC	COM	040413106	5,257	15	SH		DFND	970	0	0	15
COLGATE PALMOLIVE CO	COM	194162103	6,502	67	SH		DFND	792	67	0	0
MCCORMICK & CO INC	COM NON VTG	579780206	1,419	20	SH		DFND	951	0	0	20
BARRICK GOLD CORP	COM	067901108	3,703	222	SH		DFND	790	0	0	222
SPDR SER TR	PORTFOLIO S&P600	78468R853	5,482	132	SH		DFND	110	0	0	132
UGI CORP NEW	COM	902681105	252	11	SH		DFND	697	0	0	11
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	20,427	340	SH		DFND	17	0	0	340
GALLAGHER ARTHUR J & CO	COM	363576109	14,753,905	56,897	SH		SOLE		58	0	56,839
TERNS PHARMACEUTICALS INC	COM	880881107	3,269	480	SH		DFND	791	480	0	0
HALOZYME THERAPEUTICS INC	COM	40637H109	7,959	152	SH		DFND	792	152	0	0
LINDE PLC	SHS	G54950103	6,582	15	SH		DFND	697	0	0	15
ISHARES INC	CORE MSCI EMKT	46434G103	2,784	52	SH		DFND	29	0	0	52
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,944,789	7,791	SH		DFND	236	0	0	7,791
ALPHABET INC	CAP STK CL A	02079K305	7,286	40	SH		DFND	161	0	0	40
WERNER ENTERPRISES INC	COM	950755108	1,290	36	SH		DFND	737	0	0	36
BOYD GAMING CORP	COM	103304101	606	11	SH		DFND	810	0	0	11
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	19,851	237	SH		DFND	226	0	0	237
TEXAS PACIFIC LAND CORPORATI	COM	88262P102	4,659,189	6,345	SH		SOLE		6	0	6,339
HOME DEPOT INC	COM	437076102	95,354	277	SH		DFND	661	0	0	277
LIBERTY BROADBAND CORP	COM SER A	530307107	655	12	SH		DFND	697	0	0	12
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	59	1	SH		DFND	583	0	0	1
KELLANOVA	COM	487836108	20,649	358	SH		DFND	916	0	0	358
BANK AMERICA CORP	COM	060505104	11,931	300	SH		DFND	695	0	0	300
VIKING THERAPEUTICS INC	COM	92686J106	1,855	35	SH		DFND	810	0	0	35
CBOE GLOBAL MKTS INC	COM	12503M108	2,041	12	SH		DFND	188	12	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	35,766	427	SH		DFND	817	0	0	427
BCE INC	COM NEW	05534B760	52,763	1,630	SH		DFND	675	0	0	1,630
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,836,262,210	138,329,871	SH		SOLE		78,863	0	138,251,008
BIO-TECHNE CORP	COM	09073M104	2,356,354	32,887	SH		SOLE		15	0	32,872
ISHARES TR	EAFE SML CP ETF	464288273	1,233	20	SH		DFND	473	0	0	20
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	9,592	120	SH		DFND	32	120	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	65,823	1,269	SH		DFND	941	0	0	1,269
AMICUS THERAPEUTICS INC	COM	03152W109	1,438	145	SH		DFND	816	0	0	145
EQUITRANS MIDSTREAM CORP	COM	294600101	5,296	408	SH		DFND	792	408	0	0
GENERAC HLDGS INC	COM	368736104	3,173	24	SH		DFND	188	24	0	0
BANK OZK LITTLE ROCK ARK	COM	06417N103	1,681	41	SH		DFND	969	0	0	41
ELI LILLY & CO	COM	532457108	1,810,760	2,000	SH		DFND	1	0	0	2,000
EMERSON ELEC CO	COM	291011104	441	4	SH		DFND	903	0	0	4
ADVANCED MICRO DEVICES INC	COM	007903107	52,639,318	324,513	SH		SOLE		374	0	324,139
MARKEL GROUP INC	COM	570535104	1,576	1	SH		DFND	600	0	0	1
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	21,695	439	SH		DFND	138	0	0	439
BURLINGTON STORES INC	COM	122017106	3,360	14	SH		DFND	790	0	0	14
SPDR SER TR	PORTFOLIO S&P500	78464A854	32,128	502	SH		DFND	718	0	0	502
AMGEN INC	COM	031162100	1,875	6	SH		DFND	600	0	0	6
ARISTA NETWORKS INC	COM	040413106	1,752	5	SH		DFND	816	0	0	5
DARDEN RESTAURANTS INC	COM	237194105	605	4	SH		DFND	600	0	0	4
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	75,495	970	SH		DFND	19	0	0	970
PRUDENTIAL FINL INC	COM	744320102	175,785	1,500	SH		DFND	375	0	0	1,500
VARONIS SYS INC	COM	922280102	657,525	13,707	SH		SOLE		57	0	13,650
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	714	11	SH		DFND	832	0	0	11
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	10,677	119	SH		DFND	137	0	0	119
GE VERNOVA INC	COM	36828A101	22,468	131	SH		DFND	835	131	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	11,704	201	SH		DFND	517	0	0	201
COSTAR GROUP INC	COM	22160N109	445	6	SH		DFND	713	6	0	0
PEAPACK-GLADSTONE FINL CORP	COM	704699107	747	33	SH		DFND	810	0	0	33
MCDONALDS CORP	COM	580135101	1,274	5	SH		DFND	933	0	0	5
BLUEPRINT MEDICINES CORP	COM	09627Y109	35,460	329	SH		DFND	675	0	0	329
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	12,348	352	SH		DFND	677	0	0	352
HIMS & HERS HEALTH INC	COM CL A	433000106	442,666	21,925	SH		SOLE		86	0	21,839
ALLEGIANT TRAVEL CO	COM	01748X102	703	14	SH		DFND	810	0	0	14
APPLE INC	COM	037833100	1,421,685	6,750	SH		DFND	925	0	0	6,750
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	29,894	630	SH		DFND	610	0	0	630
VERINT SYS INC	COM	92343X100	1,417	44	SH		DFND	816	0	0	44
ISHARES TR	EAFE SML CP ETF	464288273	52,702	855	SH		DFND	229	0	0	855
HUBSPOT INC	COM	443573100	11,796	20	SH		DFND	790	0	0	20
ETF OPPORTUNITIES TRUST	AMERICAN CONSER	26923N108	508,881	12,331	SH		SOLE		0	0	12,331
ISHARES TR	CORE S&P TTL STK	464287150	58,440	492	SH		DFND	212	0	0	492
GARMIN LTD	SHS	H2906T109	2,607	16	SH		DFND	263	0	0	16
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	701,183	2,809	SH		DFND	653	0	0	2,809
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	860,035,387	22,830,777	SH		SOLE		16,808	0	22,813,969
ISHARES TR	CORE US AGGBD ET	464287226	77,753	801	SH		DFND	66	0	0	801
SAIA INC	COM	78709Y105	1,205,645	2,542	SH		SOLE		0	0	2,542
COMMERCE BANCSHARES INC	COM	200525103	234,164	4,198	SH		DFND	97	0	0	4,198
OLD NATL BANCORP IND	COM	680033107	17	1	SH		DFND	816	0	0	1
NEXTERA ENERGY INC	COM	65339F101	55,339,317	781,518	SH		SOLE		453	0	781,065
GE AEROSPACE	COM NEW	369604301	3,020	19	SH		DFND	665	0	0	19
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	460,060	9,181	SH		DFND	340	0	0	9,181
SPDR SER TR	PORTFOLIO S&P500	78464A854	432,448	6,757	SH		DFND	691	6,757	0	0
ISHARES TR	CORE US AGGBD ET	464287226	41,740	430	SH		DFND	822	0	0	430
SPDR SER TR	PORTFOLIO S&P400	78464A847	17,750	346	SH		DFND	211	0	0	346
UNITEDHEALTH GROUP INC	COM	91324P102	3,792	1,900	SH	Put	SOLE		0	0	1,900
VOYA FINANCIAL INC	COM	929089100	2,988	42	SH		DFND	965	0	0	42
ISHARES TR	CORE US AGGBD ET	464287226	252,285	2,599	SH		DFND	569	0	0	2,599
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	242,189	6,350	SH		DFND	1	0	0	6,350
CDW CORP	COM	12514G108	3,103,551	13,865	SH		SOLE		50	0	13,815
SONY GROUP CORP	SPONSORED ADR	835699307	2,549	30	SH		DFND	816	0	0	30
XCEL ENERGY INC	COM	98389B100	1,549	29	SH		DFND	816	0	0	29
ISHARES TR	SHRT NAT MUN ETF	464288158	20,283	194	SH		DFND	820	0	0	194
DIAGEO PLC	SPON ADR NEW	25243Q205	31,898	253	SH		DFND	661	0	0	253
CHEVRON CORP NEW	COM	166764100	6,726	43	SH		DFND	665	0	0	43
MARVELL TECHNOLOGY INC	COM	573874104	44,177	632	SH		DFND	661	0	0	632
MCDONALDS CORP	COM	580135101	114,678	450	SH		DFND	742	0	0	450
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	13,834	192	SH		DFND	94	0	0	192
ABM INDS INC	COM	000957100	1,467	29	SH		DFND	816	0	0	29
SPDR SER TR	PORTFOLIO S&P500	78464A854	95,552	1,493	SH		DFND	94	0	0	1,493
MURPHY USA INC	COM	626755102	6,572	14	SH		DFND	887	0	0	14
LANDSTAR SYS INC	COM	515098101	789,387	4,279	SH		SOLE		37	0	4,242
UNILEVER PLC	SPON ADR NEW	904767704	61,039	1,110	SH		DFND	916	0	0	1,110
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	43,321	835	SH		DFND	958	0	0	835
OREILLY AUTOMOTIVE INC	COM	67103H107	5,280	5	SH		DFND	515	0	0	5
LANTHEUS HLDGS INC	COM	516544103	401	5	SH		DFND	903	0	0	5
ISHARES INC	CORE MSCI EMKT	46434G103	4,818	90	SH		DFND	116	0	0	90
STONECO LTD	COM CL A	G85158106	19,088	1,592	SH		DFND	675	0	0	1,592
AXONICS INC	COM	05465P101	30,724	457	SH		DFND	675	0	0	457
MODERNA INC	COM	60770K107	9,738	82	SH		DFND	792	82	0	0
FULLER H B CO	COM	359694106	12,160	158	SH		DFND	790	0	0	158
SEMPRA	COM	816851109	46,397	610	SH		DFND	517	0	0	610
CITIGROUP INC	COM NEW	172967424	952	15	SH		DFND	820	0	0	15
PHILIP MORRIS INTL INC	COM	718172109	2,635	26	SH		DFND	665	0	0	26
LIBERTY ENERGY INC	COM CL A	53115L104	1,462	70	SH		DFND	816	0	0	70
EMERSON ELEC CO	COM	291011104	19,829	180	SH		DFND	159	0	0	180
PROCEPT BIOROBOTICS CORP	COM	74276L105	320,661	5,249	SH		SOLE		16	0	5,233
ISHARES TR	FALN ANGLS USD	46435G474	6,914	264	SH		DFND	724	0	0	264
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	6,102	15	SH		DFND	671	0	0	15
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,745	14	SH		DFND	12	0	0	14
SCHWAB STRATEGIC TR	US REIT ETF	808524847	149,176	7,470	SH		DFND	400	0	0	7,470
REGENCY CTRS CORP	COM	758849103	762,823	12,264	SH		SOLE		18	0	12,246
SILVERCORP METALS INC	COM	82835P103	143,052	42,575	SH		SOLE		0	0	42,575
SPDR SER TR	RUSSELL YIELD	78468R770	390,162	3,761	SH		DFND	481	0	0	3,761
GODADDY INC	CL A	380237107	1,118	8	SH		DFND	903	0	0	8
ISHARES INC	CORE MSCI EMKT	46434G103	137,090	2,561	SH		DFND	875	0	0	2,561
WELLS FARGO CO NEW	COM	949746101	5,108	86	SH		DFND	970	0	0	86
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	20,541	290	SH		DFND	85	0	0	290
WALKER & DUNLOP INC	COM	93148P102	8,445	86	SH		DFND	792	86	0	0
DISNEY WALT CO	COM	254687106	59,579,074	600,051	SH		SOLE		1,106	0	598,945
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	263,349	1,055	SH		DFND	702	1,055	0	0
BOEING CO	COM	097023105	2,184	12	SH		DFND	737	0	0	12
ADTRAN HOLDINGS INC	COM	00486H105	757	144	SH		DFND	965	0	0	144
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	9,672	121	SH		DFND	564	0	0	121
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	29,484	352	SH		DFND	217	0	0	352
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	203,965	4,661	SH		DFND	492	0	0	4,661
JACOBS SOLUTIONS INC	COM	46982L108	699	5	SH		DFND	965	0	0	5
HANOVER INS GROUP INC	COM	410867105	6,272	50	SH		DFND	791	50	0	0
STARBUCKS CORP	COM	855244109	11,678	150	SH		DFND	535	0	0	150
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	97,565	2,590	SH		DFND	489	0	0	2,590
CANADIAN IMPERIAL BK COMM TO	COM	136069101	17,400	366	SH		DFND	916	0	0	366
TARGA RES CORP	COM	87612G101	60,527	470	SH		DFND	1	0	0	470
PLDT INC	SPONSORED ADR	69344D408	1,842	75	SH		DFND	816	0	0	75
VANGUARD INDEX FDS	MID CAP ETF	922908629	447,159	1,847	SH		DFND	551	0	0	1,847
ROYAL CARIBBEAN GROUP	COM	V7780T103	1,913	12	SH		DFND	737	0	0	12
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	12,406	323	SH		DFND	664	0	0	323
EATON CORP PLC	SHS	G29183103	53,638,178	171,067	SH		SOLE		154	0	170,913
AT&T INC	COM	00206R102	6,612	346	SH		DFND	695	0	0	346
ALPHABET INC	CAP STK CL A	02079K305	574	1,400	SH	Put	SOLE		0	0	1,400
SPDR S&P 500 ETF TR	TR UNIT	78462F103	237,824	437	SH		DFND	518	0	0	437
ISHARES GOLD TR	ISHARES NEW	464285204	62,556	1,424	SH		DFND	848	0	0	1,424
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	28,663	655	SH		DFND	302	0	0	655
S&P GLOBAL INC	COM	78409V104	12,488	28	SH		DFND	188	28	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	628	7	SH		DFND	109	0	0	7
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,539	30	SH		DFND	210	0	0	30
APPLIED MATLS INC	COM	038222105	4,012	17	SH		DFND	736	0	0	17
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	424,130	20,158	SH		SOLE		0	0	20,158
CASELLA WASTE SYS INC	CL A	147448104	1,687	17	SH		DFND	810	0	0	17
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	15,424	369	SH		DFND	605	0	0	369
DOVER CORP	COM	260003108	1,624	9	SH		DFND	737	0	0	9
ABBVIE INC	COM	00287Y109	1,457,920	8,500	SH		DFND	925	0	0	8,500
ISHARES TR	CORE S&P SCP ETF	464287804	2,347	22	SH		DFND	477	0	0	22
TERADYNE INC	COM	880770102	2,492,414	16,808	SH		SOLE		23	0	16,785
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	433,454	11,282	SH		DFND	243	0	0	11,282
ISHARES TR	INTL DIV GRWTH	46435G524	1,568,480	23,271	SH		SOLE		0	0	23,271
FLUOR CORP NEW	COM	343412102	4,747	109	SH		DFND	792	109	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	36,627	629	SH		DFND	176	0	0	629
SELECTQUOTE INC	COM	816307300	259,078	93,869	SH		SOLE		50	0	93,819
CADENCE DESIGN SYSTEM INC	COM	127387108	12,926	42	SH		DFND	790	0	0	42
INTUIT	COM	461202103	1,972	3	SH		DFND	707	0	0	3
VALERO ENERGY CORP	COM	91913Y100	157	1	SH		DFND	416	0	0	1
VANGUARD INDEX FDS	MID CAP ETF	922908629	456,359	1,885	SH		DFND	139	1,885	0	0
KRAFT HEINZ CO	COM	500754106	8,699	270	SH		DFND	916	0	0	270
CLEANSPARK INC	COM NEW	18452B209	686	43	SH		DFND	965	0	0	43
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	1,020,158	16,980	SH		DFND	607	0	0	16,980
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,950	77	SH		DFND	964	0	0	77
WELLTOWER INC	COM	95040Q104	626	6	SH		DFND	951	0	0	6
ISHARES TR	RUS 1000 ETF	464287622	3,570	12	SH		DFND	844	0	0	12
ELEVANCE HEALTH INC	COM	036752103	2,709	5	SH		DFND	493	0	0	5
NETFLIX INC	COM	64110L106	1,350	2	SH		DFND	493	0	0	2
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	12,503	253	SH		DFND	456	0	0	253
ISHARES TR	CORE S&P500 ETF	464287200	1,870,979	3,419	SH		DFND	235	0	0	3,419
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,318	6	SH		DFND	810	0	0	6
RAYMOND JAMES FINL INC	COM	754730109	2,101	17	SH		DFND	970	0	0	17
ILLINOIS TOOL WKS INC	COM	452308109	711	3	SH		DFND	600	0	0	3
APPLE INC	COM	037833100	2,527,019	11,998	SH		DFND	135	11,998	0	0
ABBVIE INC	COM	00287Y109	349,043	2,035	SH		DFND	515	0	0	2,035
TEXAS INSTRS INC	COM	882508104	389	2	SH		DFND	600	0	0	2
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	9,102	30	SH		DFND	697	0	0	30
ISHARES TR	CORE S&P TTL STK	464287150	193,255	1,627	SH		DFND	128	1,627	0	0
VISA INC	COM CL A	92826C839	50,394	192	SH		DFND	154	0	0	192
US FOODS HLDG CORP	COM	912008109	603,659	11,394	SH		SOLE		42	0	11,352
INTERDIGITAL INC	COM	45867G101	1,587,347	13,618	SH		SOLE		3	0	13,615
VISA INC	COM CL A	92826C839	14,173	54	SH		DFND	157	0	0	54
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	15,716	318	SH		DFND	130	0	0	318
MARKEL GROUP INC	COM	570535104	157,566	100	SH		DFND	569	0	0	100
NEXTERA ENERGY INC	COM	65339F101	9,347	132	SH		DFND	284	132	0	0
UNDER ARMOUR INC	CL A	904311107	614	92	SH		DFND	695	0	0	92
CATHAY GEN BANCORP	COM	149150104	393,118	10,422	SH		SOLE		19	0	10,403
PPL CORP	COM	69351T106	2,969,429	107,393	SH		SOLE		1,195	0	106,198
UFP INDUSTRIES INC	COM	90278Q108	2,583,168	23,064	SH		SOLE		67	0	22,997
SHERWIN WILLIAMS CO	COM	824348106	2,089	7	SH		DFND	188	7	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	23,104	361	SH		DFND	418	361	0	0
NELNET INC	CL A	64031N108	605	6	SH		DFND	903	0	0	6
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	4,650,735	530,906	SH		SOLE		1,795	0	529,111
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	9,372	156	SH		DFND	59	0	0	156
TESLA INC	COM	88160R101	36,014	182	SH		DFND	790	0	0	182
ISHARES TR	CORE US AGGBD ET	464287226	99,303	1,023	SH		DFND	163	0	0	1,023
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	13,343	995	SH		DFND	790	0	0	995
EVERSOURCE ENERGY	COM	30040W108	4,427,672	78,076	SH		SOLE		70	0	78,006
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	10,889	187	SH		DFND	148	0	0	187
CHEVRON CORP NEW	COM	166764100	16,268	104	SH		DFND	188	104	0	0
HOME DEPOT INC	COM	437076102	1,377	4	SH		DFND	577	0	0	4
PIMCO ETF TR	INV GRD CRP BD	72201R817	213,908	2,250	SH		SOLE		0	0	2,250
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,469	48	SH		DFND	581	0	0	48
ISHARES TR	CORE S&P500 ETF	464287200	836,715	1,529	SH		DFND	118	0	0	1,529
HOME DEPOT INC	COM	437076102	1,721	800	SH	Put	SOLE		0	0	800
HILTON WORLDWIDE HLDGS INC	COM	43300A203	2,400	11	SH		DFND	665	0	0	11
INFOSYS LTD	SPONSORED ADR	456788108	5,833,916	313,314	SH		SOLE		1,860	0	311,454
SPDR SER TR	PORTFOLIO S&P500	78464A854	128,256	2,004	SH		DFND	575	0	0	2,004
GARMIN LTD	SHS	H2906T109	32,421	199	SH		DFND	661	0	0	199
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	185,967	745	SH		DFND	19	0	0	745
GARMIN LTD	SHS	H2906T109	1,466	9	SH		DFND	737	0	0	9
SHOALS TECHNOLOGIES GROUP IN	CL A	82489W107	13,472	2,159	SH		DFND	661	0	0	2,159
WALMART INC	COM	931142103	15,032	222	SH		DFND	820	0	0	222
DELEK US HLDGS INC NEW	COM	24665A103	2,501	101	SH		DFND	790	0	0	101
SPDR SER TR	PORTFOLIO SHORT	78464A474	21,117	711	SH		DFND	280	0	0	711
BLACKROCK INC	COM	09247X101	20,470	26	SH		DFND	1	0	0	26
FIFTH THIRD BANCORP	COM	316773100	93,013	2,549	SH		DFND	675	0	0	2,549
PHILLIPS 66	COM	718546104	26,424	187	SH		DFND	374	0	0	187
EATON CORP PLC	SHS	G29183103	5,017	16	SH		DFND	472	0	0	16
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	15,269	335	SH		DFND	10	0	0	335
CSX CORP	COM	126408103	30,105	900	SH		DFND	80	0	0	900
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	5,975	92	SH		DFND	420	92	0	0
BAKER HUGHES COMPANY	CL A	05722G100	2,038,953	57,974	SH		SOLE		214	0	57,760
SPDR SER TR	PORTFOLIO S&P400	78464A847	975	19	SH		DFND	944	0	0	19
MICROSOFT CORP	COM	594918104	481,682	5,000	SH	Call	SOLE		0	0	5,000
ARCELORMITTAL SA LUXEMBOURG	NY REGISTRY SH	03938L203	1,078	47	SH		DFND	189	47	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	20,088	523	SH		DFND	577	0	0	523
VISA INC	COM CL A	92826C839	18,898	72	SH		DFND	713	72	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	86,330	2,247	SH		DFND	227	0	0	2,247
DOMINION ENERGY INC	COM	25746U109	1,960	40	SH		DFND	816	0	0	40
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	26,826	299	SH		DFND	575	0	0	299
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	25,098	314	SH		DFND	804	314	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	15,252	63	SH		DFND	285	63	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,260	200	SH		DFND	409	0	0	200
CHESAPEAKE ENERGY CORP	COM	165167735	1,068	13	SH		DFND	969	0	0	13
WISDOMTREE TR	US LARGECAP FUND	97717W588	5,354,279	94,133	SH		SOLE		0	0	94,133
INVESCO EXCH TRADED FD TR II	S&P GBL WATER	46138E263	359,609	6,504	SH		SOLE		0	0	6,504
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	129,294	4,868	SH		DFND	518	0	0	4,868
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	44,080	757	SH		DFND	724	0	0	757
TORONTO DOMINION BK ONT	COM NEW	891160509	2,253	41	SH		DFND	262	0	0	41
ISHARES U S ETF TR	U.S. TECH INDEPD	46431W648	352,099	4,683	SH		SOLE		0	0	4,683
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	46,550	255	SH		DFND	874	0	0	255
ISHARES INC	CORE MSCI EMKT	46434G103	81,954	1,531	SH		DFND	685	0	0	1,531
CHURCH & DWIGHT CO INC	COM	171340102	1,763	17	SH		DFND	737	0	0	17
APOLLO GLOBAL MGMT INC	COM	03769M106	12,870	109	SH		DFND	790	0	0	109
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,421	105	SH		DFND	441	0	0	105
BLACKROCK INC	COM	09247X101	7,086	9	SH		DFND	188	9	0	0
ALTRIA GROUP INC	COM	02209S103	21,955	482	SH		DFND	916	0	0	482
INTERNATIONAL BUSINESS MACHS	COM	459200101	129,713	750	SH		DFND	853	0	0	750
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	35,177	131	SH		DFND	651	0	0	131
DUKE ENERGY CORP NEW	COM NEW	26441C204	15,035	150	SH		DFND	357	150	0	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	184,091	180	SH		DFND	661	0	0	180
EOG RES INC	COM	26875P101	6,671	53	SH		DFND	790	0	0	53
CHEVRON CORP NEW	COM	166764100	54,121	346	SH		DFND	242	0	0	346
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	20,116	284	SH		DFND	86	284	0	0
FIDELITY MERRIMACK STR TR	CORP BOND ETF	316188101	313,072	6,800	SH		SOLE		0	0	6,800
HARROW INC	COM	415858109	615,963	29,486	SH		SOLE		0	0	29,486
GRAINGER W W INC	COM	384802104	15,750	500	SH	Put	SOLE		0	0	500
KLA CORP	COM NEW	482480100	4,659	1,300	SH	Put	SOLE		0	0	1,300
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	338,277	8,980	SH		DFND	323	0	0	8,980
ISHARES TR	SHRT NAT MUN ETF	464288158	11,710	112	SH		DFND	54	0	0	112
AMGEN INC	COM	031162100	6,249	20	SH		DFND	188	20	0	0
GRAB HOLDINGS LIMITED	CLASS A ORD	G4124C109	724	204	SH		DFND	189	204	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	164,223	3,323	SH		DFND	489	0	0	3,323
REALTY INCOME CORP	COM	756109104	88,579	1,677	SH		DFND	828	1,677	0	0
WALMART INC	COM	931142103	16,860	249	SH		DFND	969	0	0	249
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	77,133	309	SH		DFND	56	0	0	309
SERVICE CORP INTL	COM	817565104	1,778	25	SH		DFND	951	0	0	25
CSW INDUSTRIALS INC	COM	126402106	43,511	164	SH		DFND	661	0	0	164
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	186,131	5,306	SH		DFND	249	0	0	5,306
ISHARES TR	CORE S&P500 ETF	464287200	41,042	75	SH		DFND	225	0	0	75
TKO GROUP HOLDINGS INC	CL A	87256C101	1,078,226	9,985	SH		SOLE		7	0	9,978
CSX CORP	COM	126408103	6,021	180	SH		DFND	940	0	0	180
ISHARES INC	CORE MSCI EMKT	46434G103	92,928	1,736	SH		DFND	868	0	0	1,736
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	10,910	311	SH		DFND	559	0	0	311
STARBUCKS CORP	COM	855244109	1,012	13	SH		DFND	951	0	0	13
HILLENBRAND INC	COM	431571108	1,042,273	26,044	SH		SOLE		76	0	25,968
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	10,577	26	SH		DFND	821	0	0	26
PHILIP MORRIS INTL INC	COM	718172109	36,377	359	SH		DFND	916	0	0	359
VANGUARD INDEX FDS	MID CAP ETF	922908629	71,541	296	SH		DFND	337	0	0	296
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	5,326	82	SH		DFND	137	0	0	82
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	30,066,165	183,018	SH		SOLE		0	0	183,018
MOOG INC	CL A	615394202	8,700	52	SH		DFND	791	52	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	55,046	764	SH		DFND	773	0	0	764
ADIENT PLC	ORD SHS	G0084W101	445	18	SH		DFND	951	0	0	18
ISHARES TR	RUS TOP 200 ETF	464289446	61,617	460	SH		DFND	405	0	0	460
PIMCO ETF TR	ACTIVE BD ETF	72201R775	2,497,375	27,420	SH		SOLE		0	0	27,420
FULGENT GENETICS INC	COM	359664109	351,669	17,924	SH		SOLE		127	0	17,797
CONSTELLATION ENERGY CORP	COM	21037T109	4,005	20	SH		DFND	707	0	0	20
ANALOG DEVICES INC	COM	032654105	1,370	6	SH		DFND	736	0	0	6
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	11	0	SH		DFND	57	0	0	0
CAPITAL ONE FINL CORP	COM	14040H105	4,569	33	SH		DFND	866	33	0	0
METLIFE INC	COM	59156R108	10,178	145	SH		DFND	790	0	0	145
BROADCOM INC	COM	11135F101	16,055	10	SH		DFND	797	0	0	10
PRIMO WATER CORPORATION	COM	74167P108	40,069	1,833	SH		DFND	661	0	0	1,833
EA SERIES TRUST	ALPHA ARCH 1-3	02072L565	315,467	2,926	SH		DFND	508	0	0	2,926
SUPER MICRO COMPUTER INC	COM	86800U104	1,639	2	SH		DFND	737	0	0	2
LITHIA MTRS INC	COM	536797103	7,826	31	SH		DFND	627	0	0	31
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	6,887	30	SH		DFND	844	0	0	30
PRIMERICA INC	COM	74164M108	946	4	SH		DFND	969	0	0	4
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	128,137	479	SH		DFND	323	0	0	479
THE CIGNA GROUP	COM	125523100	3,636	11	SH		DFND	493	0	0	11
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	687,219	17,887	SH		DFND	960	0	0	17,887
ADAPTHEALTH CORP	COMMON STOCK	00653Q102	3,250	325	SH		DFND	791	325	0	0
PURE STORAGE INC	CL A	74624M102	1,734	27	SH		DFND	665	0	0	27
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,089	29	SH		DFND	471	0	0	29
CATERPILLAR INC	COM	149123101	2,998	9	SH		DFND	783	0	0	9
HOME DEPOT INC	COM	437076102	344	1	SH		DFND	903	0	0	1
NOMURA HLDGS INC	SPONSORED ADR	65535H208	81,273	14,061	SH		DFND	675	0	0	14,061
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	751,333	14,606	SH		DFND	645	0	0	14,606
ISHARES INC	CORE MSCI EMKT	46434G103	1,874	35	SH		DFND	823	0	0	35
COHU INC	COM	192576106	282,287	8,528	SH		SOLE		0	0	8,528
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	26,092	220	SH		DFND	843	0	0	220
ISHARES TR	NATIONAL MUN ETF	464288414	12,147	114	SH		DFND	193	0	0	114
MAPLEBEAR INC	COM	565394103	307,451	9,566	SH		SOLE		0	0	9,566
BADGER METER INC	COM	056525108	2,050	11	SH		DFND	816	0	0	11
JEFFERIES FINL GROUP INC	COM	47233W109	1,642	33	SH		DFND	810	0	0	33
ISHARES TR	ESG MSCI LEADR	46435U218	15,953,736	163,746	SH		SOLE		0	0	163,746
ALPHA METALLURGICAL RESOUR I	COM	020764106	400,877	1,429	SH		SOLE		2	0	1,427
PRUDENTIAL FINL INC	COM	744320102	87,307	745	SH		DFND	720	0	0	745
STARBUCKS CORP	COM	855244109	545	7	SH		DFND	416	0	0	7
GLOBUS MED INC	CL A	379577208	421,710	6,157	SH		SOLE		0	0	6,157
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	722,634	12,410	SH		DFND	1	0	0	12,410
TOYOTA MOTOR CORP	ADS	892331307	19,267	94	SH		DFND	790	0	0	94
WALMART INC	COM	931142103	56,876	840	SH		DFND	538	0	0	840
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,280	16	SH		DFND	746	16	0	0
OVINTIV INC	COM	69047Q102	656	14	SH		DFND	697	0	0	14
ISHARES INC	CORE MSCI EMKT	46434G103	74,888	1,399	SH		DFND	413	0	0	1,399
SCHWAB STRATEGIC TR	US REIT ETF	808524847	50,364	2,522	SH		DFND	51	0	0	2,522
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,828	33	SH		DFND	588	0	0	33
OLD DOMINION FREIGHT LINE IN	COM	679580100	706	4	SH		DFND	970	0	0	4
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	108,931,857	2,295,719	SH		SOLE		20,423	0	2,275,296
VIAD CORP	COM	92552R406	196,282	5,773	SH		SOLE		0	0	5,773
CVS HEALTH CORP	COM	126650100	1,004	17	SH		DFND	810	0	0	17
DISNEY WALT CO	COM	254687106	117,162	1,180	SH		DFND	390	0	0	1,180
TRUIST FINL CORP	COM	89832Q109	4,118	106	SH		DFND	737	0	0	106
PHILIP MORRIS INTL INC	COM	718172109	23,610	233	SH		DFND	675	0	0	233
CULLEN FROST BANKERS INC	COM	229899109	813	8	SH		DFND	600	0	0	8
CVS HEALTH CORP	COM	126650100	2,008	34	SH		DFND	266	0	0	34
SOUTHERN CO	COM	842587107	51,196	660	SH		DFND	517	0	0	660
MARATHON PETE CORP	COM	56585A102	15,093	87	SH		DFND	405	0	0	87
NEWMONT CORP	COM	651639106	18,842	450	SH		DFND	329	0	0	450
ODYSSEY MARINE EXPL INC	COM NEW	676118201	48,800	10,000	SH		SOLE		0	0	10,000
LUMEN TECHNOLOGIES INC	COM	550241103	935	850	SH		DFND	1	0	0	850
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	429,608	8,693	SH		DFND	760	0	0	8,693
MARATHON DIGITAL HOLDINGS IN	COM	565788106	2,243	113	SH		DFND	790	0	0	113
PROLOGIS INC.	COM	74340W103	786	7	SH		DFND	903	0	0	7
THE CIGNA GROUP	COM	125523100	3,967	12	SH		DFND	736	0	0	12
WP CAREY INC	COM	92936U109	1,156	21	SH		DFND	810	0	0	21
CNA FINL CORP	COM	126117100	620,793	13,475	SH		SOLE		132	0	13,343
VANGUARD INDEX FDS	MID CAP ETF	922908629	49,388	204	SH		DFND	395	0	0	204
GRUPO AEROPORTUARIO DEL SURE	SPON ADR SER B	40051E202	8,986	30	SH		DFND	791	30	0	0
DR REDDYS LABS LTD	ADR	256135203	14,781	194	SH		DFND	792	194	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	27,263	530	SH		DFND	958	0	0	530
PRUDENTIAL PLC	ADR	74435K204	32,408	1,769	SH		DFND	661	0	0	1,769
INSPERITY INC	COM	45778Q107	456	5	SH		DFND	903	0	0	5
QUALCOMM INC	COM	747525103	308,431	3,000	SH	Call	SOLE		0	0	3,000
SCHWAB STRATEGIC TR	US REIT ETF	808524847	2,736	137	SH		DFND	431	0	0	137
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	94,383	1,469	SH		DFND	850	0	0	1,469
WISDOMTREE TR	JAPN HEDGE EQT	97717W851	1,558,923	13,818	SH		SOLE		0	0	13,818
ONEMAIN HLDGS INC	COM	68268W103	75,790	1,563	SH		DFND	675	0	0	1,563
STAAR SURGICAL CO	COM PAR $0.01	852312305	524	11	SH		DFND	951	0	0	11
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	897	10	SH		DFND	542	0	0	10
ISHARES TR	CORE S&P500 ETF	464287200	109,446	200	SH		DFND	800	0	0	200
ISHARES INC	CORE MSCI EMKT	46434G103	227,021	4,241	SH		DFND	829	4,241	0	0
KT CORP	SPONSORED ADR	48268K101	1,258	92	SH		DFND	816	0	0	92
MAGNOLIA OIL & GAS CORP	CL A	559663109	1,951	77	SH		DFND	810	0	0	77
INFINERA CORP	COM	45667G103	98,963	16,250	SH		SOLE		0	0	16,250
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	29,148	348	SH		DFND	175	0	0	348
SCHWAB STRATEGIC TR	US REIT ETF	808524847	18,912	947	SH		DFND	342	0	0	947
REALTY INCOME CORP	COM	756109104	1,162	22	SH		DFND	713	22	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	2,405	23	SH		DFND	839	0	0	23
BOK FINL CORP	COM NEW	05561Q201	733	8	SH		DFND	965	0	0	8
ISHARES TR	CORE S&P SCP ETF	464287804	22,399	210	SH		DFND	60	0	0	210
BLUE BIRD CORP	COM	095306106	281,259	5,223	SH		SOLE		26	0	5,197
COMMERCIAL METALS CO	COM	201723103	1,485	27	SH		DFND	810	0	0	27
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	2,930	27	SH		DFND	970	0	0	27
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	48,793	1,270	SH		DFND	518	0	0	1,270
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	61,534	115	SH		DFND	525	0	0	115
ISHARES TR	CORE US AGGBD ET	464287226	341,201	3,515	SH		DFND	679	0	0	3,515
NUVATION BIO INC	COM CL A	67080N101	3,241	1,110	SH		DFND	791	1,110	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	39,123	543	SH		DFND	884	0	0	543
SPDR SER TR	PORTFOLIO S&P400	78464A847	40,732	794	SH		DFND	201	0	0	794
STMICROELECTRONICS N V	NY REGISTRY	861012102	26,750	681	SH		DFND	675	0	0	681
CNA FINL CORP	COM	126117100	553	12	SH		DFND	903	0	0	12
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	286,587	5,799	SH		DFND	588	0	0	5,799
MGM RESORTS INTERNATIONAL	COM	552953101	3,164,099	71,199	SH		SOLE		212	0	70,987
PACER FDS TR	US CASH COWS 100	69374H881	906,774	16,641	SH		SOLE		0	0	16,641
DISNEY WALT CO	COM	254687106	894	9	SH		DFND	783	0	0	9
MOODYS CORP	COM	615369105	2,947	7	SH		DFND	695	0	0	7
ENTERGY CORP NEW	COM	29364G103	11,877	111	SH		DFND	374	0	0	111
PHILIP MORRIS INTL INC	COM	718172109	5,269	52	SH		DFND	188	52	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	48,118	602	SH		DFND	688	0	0	602
ASTRAZENECA PLC	SPONSORED ADR	046353108	3,276	42	SH		DFND	810	0	0	42
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	9,299	68	SH		DFND	916	0	0	68
ETFS GOLD TR	PHYSCL GOLD SHS	00326A104	1,867,813	84,060	SH		SOLE		0	0	84,060
ADVANCED DRAIN SYS INC DEL	COM	00790R104	734,185	4,577	SH		SOLE		0	0	4,577
UBS GROUP AG	SHS	H42097107	13,529	458	SH		DFND	627	0	0	458
TOYOTA MOTOR CORP	ADS	892331307	12,298	60	SH		DFND	493	0	0	60
UNITED RENTALS INC	COM	911363109	647	1	SH		DFND	903	0	0	1
FRANKLIN RESOURCES INC	COM	354613101	6,213	278	SH		DFND	474	0	0	278
MICROSOFT CORP	COM	594918104	27,264	61	SH		DFND	260	0	0	61
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	35,782	1,020	SH		DFND	389	0	0	1,020
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	1,642,500	50,214	SH		SOLE		18	0	50,196
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	661	19	SH		DFND	903	0	0	19
ISHARES TR	SHRT NAT MUN ETF	464288158	42,134	403	SH		DFND	412	0	0	403
DANAHER CORPORATION	COM	235851102	19,988	80	SH		DFND	916	0	0	80
LAM RESEARCH CORP	COM	512807108	1,065	1	SH		DFND	903	0	0	1
INVITATION HOMES INC	COM	46187W107	904,410	25,199	SH		SOLE		27	0	25,172
HORMEL FOODS CORP	COM	440452100	1,037	34	SH		DFND	713	34	0	0
OSHKOSH CORP	COM	688239201	1,066,132	9,853	SH		SOLE		1	0	9,852
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	105,409	1,463	SH		DFND	75	0	0	1,463
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	355,244	8,118	SH		DFND	329	0	0	8,118
APPLE INC	COM	037833100	169,128	803	SH		DFND	736	0	0	803
SPDR SER TR	PORTFOLIO S&P400	78464A847	25,188	491	SH		DFND	958	0	0	491
MASCO CORP	COM	574599106	2,200	33	SH		DFND	188	33	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	11,933	133	SH		DFND	193	0	0	133
ADVANCED MICRO DEVICES INC	COM	007903107	25,954	160	SH		DFND	790	0	0	160
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	40,791	1,062	SH		DFND	315	0	0	1,062
SNOWFLAKE INC	CL A	833445109	2,432	18	SH		DFND	790	0	0	18
MAXIMUS INC	COM	577933104	1,457	17	SH		DFND	816	0	0	17
GRUPO AEROPORTUARIO DEL CENT	SPON ADR	400501102	299,554	4,428	SH		SOLE		0	0	4,428
BANCO SANTANDER S.A.	ADR	05964H105	745	161	SH		DFND	903	0	0	161
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	4,784	93	SH		DFND	636	0	0	93
EA SERIES TRUST	STRIVE SML CAP	02072L573	221,875	7,647	SH		SOLE		0	0	7,647
MANULIFE FINL CORP	COM	56501R106	2,902	109	SH		DFND	260	0	0	109
ISHARES INC	CORE MSCI EMKT	46434G103	84,792	1,584	SH		DFND	729	1,584	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	3,200,999	49,821	SH		DFND	813	0	0	49,821
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	961,520	16,004	SH		DFND	644	0	0	16,004
FLEXSHARES TR	MORNSTAR USMKT	33939L100	291,581	1,459	SH		SOLE		0	0	1,459
HILTON WORLDWIDE HLDGS INC	COM	43300A203	6,449,954	29,560	SH		SOLE		103	0	29,457
MARRIOTT INTL INC NEW	CL A	571903202	3,385	14	SH		DFND	970	0	0	14
TOTALENERGIES SE	SPONSORED ADS	89151E109	1,334	20	SH		DFND	268	0	0	20
MCDONALDS CORP	COM	580135101	12,742	50	SH		DFND	188	50	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,030,562	20,566	SH		DFND	417	0	0	20,566
NAVIENT CORPORATION	COM	63938C108	21,228	1,458	SH		DFND	661	0	0	1,458
CLEANSPARK INC	COM NEW	18452B209	5,599	4,000	SH	Put	SOLE		0	0	4,000
SPDR SER TR	PORTFOLIO SHORT	78464A474	15,117	509	SH		DFND	48	0	0	509
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	31,631	487	SH		DFND	197	0	0	487
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	6,722	82	SH		DFND	415	0	0	82
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	164,385	4,686	SH		DFND	413	0	0	4,686
CHIPOTLE MEXICAN GRILL INC	COM	169656105	9,398	150	SH		DFND	791	150	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	7,469	115	SH		DFND	884	0	0	115
DIMENSIONAL ETF TRUST	INTL SMALL CAP E	25434V773	1,613,703	65,518	SH		SOLE		0	0	65,518
PALANTIR TECHNOLOGIES INC	CL A	69608A108	1,520	60	SH		DFND	816	0	0	60
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	48,793	1,270	SH		DFND	514	0	0	1,270
ISHARES TR	EAFE GRWTH ETF	464288885	17,391	170	SH		DFND	705	0	0	170
UNION PAC CORP	COM	907818108	75,571	334	SH		DFND	400	0	0	334
WEST PHARMACEUTICAL SVSC INC	COM	955306105	1,976	6	SH		DFND	970	0	0	6
SPDR SER TR	PORTFOLIO S&P400	78464A847	13,543	264	SH		DFND	581	0	0	264
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	63,436	1,684	SH		DFND	16	0	0	1,684
ISHARES TR	RUS 2000 GRW ETF	464287648	47,316,097	180,231	SH		SOLE		0	0	180,231
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	111,469	2,149	SH		DFND	333	0	0	2,149
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	23,865,471	95,412	SH		SOLE		0	0	95,412
AGILENT TECHNOLOGIES INC	COM	00846U101	7,778	60	SH		DFND	792	60	0	0
INTRA-CELLULAR THERAPIES INC	COM	46116X101	32,396	473	SH		DFND	675	0	0	473
SPDR SER TR	PORTFOLIO S&P400	78464A847	23,034	449	SH		DFND	455	0	0	449
KROGER CO	COM	501044101	9,986	200	SH		DFND	399	200	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	6,864	63	SH		DFND	955	0	0	63
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	42,904	1,117	SH		DFND	659	0	0	1,117
VANGUARD INDEX FDS	MID CAP ETF	922908629	68,999	285	SH		DFND	20	285	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	11,770	44	SH		DFND	559	0	0	44
PILGRIMS PRIDE CORP	COM	72147K108	1,375,517	35,737	SH		SOLE		155	0	35,582
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	403,641	10,506	SH		DFND	375	0	0	10,506
INTUITIVE SURGICAL INC	COM NEW	46120E602	5,783	13	SH		DFND	713	13	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	678,617	6,369	SH		DFND	642	0	0	6,369
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	52,685	820	SH		DFND	530	0	0	820
INTUITIVE SURGICAL INC	COM NEW	46120E602	890	2	SH		DFND	903	0	0	2
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	52,514	657	SH		DFND	683	0	0	657
DTE ENERGY CO	COM	233331107	29,862	269	SH		DFND	661	0	0	269
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	105,486	3,007	SH		DFND	459	0	0	3,007
MEDTRONIC PLC	SHS	G5960L103	39,355	500	SH		DFND	779	0	0	500
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,801	25	SH		DFND	40	0	0	25
ALASKA AIR GROUP INC	COM	011659109	2,626	65	SH		DFND	665	0	0	65
HONEYWELL INTL INC	COM	438516106	2,776	13	SH		DFND	695	0	0	13
MICROSOFT CORP	COM	594918104	30,840	69	SH		DFND	493	0	0	69
MONDELEZ INTL INC	CL A	609207105	4,777	73	SH		DFND	969	0	0	73
VICI PPTYS INC	COM	925652109	143	5	SH		DFND	713	5	0	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	15,643,737	200,586	SH		SOLE		626	0	199,960
CABOT CORP	COM	127055101	1,562	17	SH		DFND	951	0	0	17
ASTRAZENECA PLC	SPONSORED ADR	046353108	4,835	62	SH		DFND	665	0	0	62
MICROSOFT CORP	COM	594918104	68,830	154	SH		DFND	399	154	0	0
ALPHABET INC	CAP STK CL C	02079K107	3,668	20	SH		DFND	255	0	0	20
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	11,910	241	SH		DFND	611	0	0	241
AMERICAN TOWER CORP NEW	COM	03027X100	389	2	SH		DFND	600	0	0	2
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	10,457	161	SH		DFND	773	0	0	161
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,032,767	20,610	SH		DFND	375	0	0	20,610
UNITED RENTALS INC	COM	911363109	2,587	4	SH		DFND	737	0	0	4
LANTHEUS HLDGS INC	COM	516544103	5,299	66	SH		DFND	791	66	0	0
POSCO HOLDINGS INC	SPONSORED ADR	693483109	526	8	SH		DFND	903	0	0	8
INGERSOLL RAND INC	COM	45687V106	2,453	27	SH		DFND	969	0	0	27
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	111,552	4,200	SH		DFND	940	0	0	4,200
LAM RESEARCH CORP	COM	512807108	6,389	6	SH		DFND	737	0	0	6
ANALOG DEVICES INC	COM	032654105	1,141	5	SH		DFND	405	0	0	5
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,096	64	SH		DFND	542	0	0	64
PLAYTIKA HLDG CORP	COM	72815L107	850	108	SH		DFND	810	0	0	108
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	121,324	2,339	SH		DFND	460	0	0	2,339
SPDR SER TR	PORTFOLIO S&P500	78464A854	43,776	684	SH		DFND	693	684	0	0
VANGUARD WORLD FD	ESG US STK ETF	921910733	3,749,339	38,805	SH		DFND	315	0	0	38,805
ISHARES INC	MSCI GBL MIN VOL	464286525	813,435	7,774	SH		SOLE		0	0	7,774
GENERAL DYNAMICS CORP	COM	369550108	29,014	100	SH		DFND	1	0	0	100
GOLDMAN SACHS GROUP INC	COM	38141G104	45,232	100	SH		DFND	743	0	0	100
ASTRAZENECA PLC	SPONSORED ADR	046353108	6,395	82	SH		DFND	707	0	0	82
ISHARES INC	CORE MSCI EMKT	46434G103	2,730	51	SH		DFND	896	0	0	51
ROGERS COMMUNICATIONS INC	CL B	775109200	6,398	173	SH		DFND	792	173	0	0
CORTEVA INC	COM	22052L104	433,138	8,030	SH		DFND	925	0	0	8,030
CHUBB LIMITED	COM	H1467J104	33,671	132	SH		DFND	374	0	0	132
MERCK & CO INC	COM	58933Y105	3,219	26	SH		DFND	263	0	0	26
NIKE INC	CL B	654106103	12,059	160	SH		DFND	148	0	0	160
ALPHABET INC	CAP STK CL C	02079K107	18,342	100	SH		DFND	515	0	0	100
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,340	113	SH		DFND	431	0	0	113
MCDONALDS CORP	COM	580135101	334,860	1,314	SH		DFND	1	0	0	1,314
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	43,200	1,456	SH		DFND	905	0	0	1,456
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	49,011	1,276	SH		DFND	42	0	0	1,276
SCHWAB STRATEGIC TR	US REIT ETF	808524847	187,119	9,370	SH		DFND	961	0	0	9,370
STRYKER CORPORATION	COM	863667101	2,722	8	SH		DFND	970	0	0	8
ISHARES TR	CORE US AGGBD ET	464287226	11,745	121	SH		DFND	263	0	0	121
INSMED INC	COM PAR $.01	457669307	70,082	1,046	SH		DFND	675	0	0	1,046
VULCAN MATLS CO	COM	929160109	1,243	5	SH		DFND	737	0	0	5
SCHWAB STRATEGIC TR	US REIT ETF	808524847	44,373	2,222	SH		DFND	332	0	0	2,222
HERBALIFE LTD	COM SHS	G4412G101	426	41	SH		DFND	951	0	0	41
NIKE INC	CL B	654106103	18,993	252	SH		DFND	153	0	0	252
COHERENT CORP	COM	19247G107	2,101	29	SH		DFND	737	0	0	29
OTIS WORLDWIDE CORP	COM	68902V107	1,925	20	SH		DFND	737	0	0	20
ISHARES TR	CORE S&P500 ETF	464287200	27,909	51	SH		DFND	398	0	0	51
ONEOK INC NEW	COM	682680103	1,060	13	SH		DFND	970	0	0	13
TOWER SEMICONDUCTOR LTD	SHS NEW	M87915274	329,496	8,382	SH		SOLE		30	0	8,352
REVOLUTION MEDICINES INC	COM	76155X100	349	9	SH		DFND	903	0	0	9
NASDAQ INC	COM	631103108	1,386	23	SH		DFND	665	0	0	23
LINDE PLC	SHS	G54950103	14,920	34	SH		DFND	736	0	0	34
ROCKWELL AUTOMATION INC	COM	773903109	5,230	19	SH		DFND	188	19	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	9,928	193	SH		DFND	266	0	0	193
CISCO SYS INC	COM	17275R102	3,516	74	SH		DFND	951	0	0	74
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	13,988	175	SH		DFND	821	0	0	175
KORU MEDICAL SYSTEMS INC	COM	759910102	39,286	14,825	SH		SOLE		0	0	14,825
ISHARES TR	CORE S&P500 ETF	464287200	291,126	532	SH		DFND	646	0	0	532
VANGUARD WORLD FD	INF TECH ETF	92204A702	46,441	81	SH		DFND	184	0	0	81
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	158,366	2,198	SH		DFND	680	0	0	2,198
SCHWAB STRATEGIC TR	US REIT ETF	808524847	24,783	1,241	SH		DFND	279	0	0	1,241
MICROSOFT CORP	COM	594918104	7,100	7,100	SH	Put	SOLE		0	0	7,100
RIO TINTO PLC	SPONSORED ADR	767204100	385,097	5,841	SH		DFND	1	0	0	5,841
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	28,417	575	SH		DFND	559	0	0	575
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	45,896	637	SH		DFND	748	0	0	637
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,754	27	SH		DFND	592	0	0	27
HOWARD HUGHES HOLDINGS INC	COM	44267T102	284,625	4,391	SH		SOLE		0	0	4,391
CISCO SYS INC	COM	17275R102	13,825	291	SH		DFND	535	0	0	291
TE CONNECTIVITY LTD	SHS	H84989104	5,397,239	35,879	SH		SOLE		117	0	35,762
ISHARES TR	CRE U S REIT ETF	464288521	5,241,929	97,870	SH		SOLE		0	0	97,870
MCDONALDS CORP	COM	580135101	8,155	32	SH		DFND	790	0	0	32
AMPLIFY ETF TR	AMPLIFY ETHO CLI	032108557	337,588	5,975	SH		SOLE		0	0	5,975
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	328,510	5,113	SH		DFND	653	0	0	5,113
ROYALTY PHARMA PLC	SHS CLASS A	G7709Q104	473,332	17,950	SH		SOLE		0	0	17,950
WILLIAMS SONOMA INC	COM	969904101	44,897	159	SH		DFND	661	0	0	159
SUN CMNTYS INC	COM	866674104	699,563	5,813	SH		SOLE		19	0	5,794
ISHARES TR	CORE US AGGBD ET	464287226	55,330	570	SH		DFND	34	0	0	570
AMAZON COM INC	COM	023135106	35,365	183	SH		DFND	816	0	0	183
UBER TECHNOLOGIES INC	COM	90353T100	7,050	97	SH		DFND	188	97	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	20,142	252	SH		DFND	734	0	0	252
NEWS CORP NEW	CL A	65249B109	1,544	56	SH		DFND	737	0	0	56
TECK RESOURCES LTD	CL B	878742204	1,756,310	36,666	SH		SOLE		160	0	36,506
BANCO SANTANDER S.A.	ADR	05964H105	8,144	1,759	SH		DFND	792	1,759	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	154	3	SH		DFND	112	0	0	3
ISHARES TR	CORE S&P500 ETF	464287200	746,422	1,364	SH		DFND	887	0	0	1,364
SPDR SER TR	PORTFOLIO S&P500	78464A854	41,152	643	SH		DFND	435	0	0	643
ISHARES TR	SHRT NAT MUN ETF	464288158	77,890	745	SH		DFND	97	0	0	745
PNC FINL SVCS GROUP INC	COM	693475105	5,131	33	SH		DFND	965	0	0	33
GENERAL MTRS CO	COM	37045V100	3,299	71	SH		DFND	790	0	0	71
ABBOTT LABS	COM	002824100	8,832	85	SH		DFND	405	0	0	85
PIMCO INCOME STRATEGY FD	COM	72201H108	125,217	15,364	SH		SOLE		0	0	15,364
TE CONNECTIVITY LTD	SHS	H84989104	3,009	20	SH		DFND	264	0	0	20
ATI INC	COM	01741R102	9,260	167	SH		DFND	792	167	0	0
ORGANON & CO	COMMON STOCK	68622V106	41	2	SH		DFND	260	0	0	2
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	1,355,409	23,667	SH		DFND	315	0	0	23,667
SEA LTD	SPONSORD ADS	81141R100	643	9	SH		DFND	903	0	0	9
WALGREENS BOOTS ALLIANCE INC	COM	931427108	1,089	90	SH		DFND	816	0	0	90
NCR VOYIX CORPORATION	COM	62886E108	127,761	10,345	SH		SOLE		19	0	10,326
EXPEDITORS INTL WASH INC	COM	302130109	1,123	9	SH		DFND	737	0	0	9
PROSPERITY BANCSHARES INC	COM	743606105	1,101	18	SH		DFND	737	0	0	18
GENERAL DYNAMICS CORP	COM	369550108	8,414	29	SH		DFND	188	29	0	0
WELLTOWER INC	COM	95040Q104	1,043	10	SH		DFND	903	0	0	10
ISHARES INC	CORE MSCI EMKT	46434G103	26,444	494	SH		DFND	856	0	0	494
CYTOKINETICS INC	COM NEW	23282W605	7,206	133	SH		DFND	791	133	0	0
ENTERGY CORP NEW	COM	29364G103	1,070	10	SH		DFND	737	0	0	10
SELECT SECTOR SPDR TR	INDL	81369Y704	5,240	43	SH		DFND	866	43	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,464	101	SH		DFND	823	0	0	101
BANK NEW YORK MELLON CORP	COM	064058100	1,617	27	SH		DFND	695	0	0	27
APPLE INC	COM	037833100	7,332	4,300	SH	Put	SOLE		0	0	4,300
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	28,813	344	SH		DFND	16	0	0	344
ISHARES TR	NATIONAL MUN ETF	464288414	46,030	432	SH		DFND	335	0	0	432
ALTRIA GROUP INC	COM	02209S103	4,191	92	SH		DFND	188	92	0	0
MGM RESORTS INTERNATIONAL	COM	552953101	3,066	69	SH		DFND	713	69	0	0
T-MOBILE US INC	COM	872590104	1,586	9	SH		DFND	695	0	0	9
WEST PHARMACEUTICAL SVSC INC	COM	955306105	1,647	5	SH		DFND	697	0	0	5
CAPITAL ONE FINL CORP	COM	14040H105	1,938	14	SH		DFND	965	0	0	14
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	3,613	103	SH		DFND	343	0	0	103
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,436	16	SH		DFND	823	0	0	16
RAYMOND JAMES FINL INC	COM	754730109	865	7	SH		DFND	969	0	0	7
BAKER HUGHES COMPANY	CL A	05722G100	492	14	SH		DFND	697	0	0	14
UNITEDHEALTH GROUP INC	COM	91324P102	11,713	23	SH		DFND	33	0	0	23
MICRON TECHNOLOGY INC	COM	595112103	2,499	19	SH		DFND	697	0	0	19
ISHARES TR	CORE S&P500 ETF	464287200	695,529	1,271	SH		DFND	102	0	0	1,271
DUCKHORN PORTFOLIO INC	COM	26414D106	25,241	3,555	SH		DFND	675	0	0	3,555
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	187,812	3,748	SH		DFND	826	0	0	3,748
ISHARES INC	CORE MSCI EMKT	46434G103	17,076	319	SH		DFND	303	0	0	319
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,265	6	SH		DFND	134	6	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,241	103	SH		DFND	435	0	0	103
CRINETICS PHARMACEUTICALS IN	COM	22663K107	565,832	12,633	SH		SOLE		49	0	12,584
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,010	24	SH		DFND	71	0	0	24
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	9,587	194	SH		DFND	539	0	0	194
UNION PAC CORP	COM	907818108	13,123	58	SH		DFND	790	0	0	58
ISHARES TR	SHRT NAT MUN ETF	464288158	146,056	1,397	SH		DFND	400	0	0	1,397
SPDR SER TR	PORTFOLIO LN TSR	78464A664	264,275	9,709	SH		SOLE		0	0	9,709
TELEFONICA BRASIL SA	NEW ADR	87936R205	3,333	406	SH		DFND	965	0	0	406
ISHARES TR	CORE S&P500 ETF	464287200	262,123	479	SH		DFND	877	0	0	479
ABBVIE INC	COM	00287Y109	10,291	60	SH		DFND	415	0	0	60
SPDR SER TR	PORTFOLIO S&P600	78468R853	4,942	119	SH		DFND	138	0	0	119
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	112,579	451	SH		DFND	51	0	0	451
CHUNGHWA TELECOM CO LTD	SPON ADR NEW11	17133Q502	3,514	91	SH		DFND	810	0	0	91
ISHARES INC	CORE MSCI EMKT	46434G103	14,828	277	SH		DFND	933	0	0	277
ISHARES TR	MICRO-CAP ETF	464288869	42,675	374	SH		DFND	249	0	0	374
AVANGRID INC	COM	05351W103	6,857	193	SH		DFND	791	193	0	0
QUANTA SVCS INC	COM	74762E102	762	3	SH		DFND	600	0	0	3
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,810	39	SH		DFND	766	0	0	39
ASBURY AUTOMOTIVE GROUP INC	COM	043436104	456	2	SH		DFND	903	0	0	2
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	404,368	4,507	SH		DFND	551	0	0	4,507
BORGWARNER INC	COM	099724106	1,741	54	SH		DFND	816	0	0	54
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	147,054	2,041	SH		DFND	194	0	0	2,041
STELLANTIS N.V	SHS	N82405106	20,743	1,045	SH		DFND	661	0	0	1,045
ELI LILLY & CO	COM	532457108	240,831	266	SH		DFND	916	0	0	266
AES CORP	COM	00130H105	826	47	SH		DFND	969	0	0	47
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	14,707	184	SH		DFND	587	0	0	184
ISHARES TR	CORE US AGGBD ET	464287226	98,817	1,018	SH		DFND	152	0	0	1,018
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,918	102	SH		DFND	663	0	0	102
NEWS CORP NEW	CL A	65249B109	910	33	SH		DFND	903	0	0	33
ROYAL BK CDA	COM	780087102	2,234	21	SH		DFND	965	0	0	21
FABRINET	SHS	G3323L100	2,693	11	SH		DFND	790	0	0	11
ISHARES TR	CORE S&P500 ETF	464287200	43,778	80	SH		DFND	586	0	0	80
RIO TINTO PLC	SPONSORED ADR	767204100	5,077	77	SH		DFND	790	0	0	77
TESLA INC	COM	88160R101	724,241	3,660	SH		DFND	243	0	0	3,660
PILGRIMS PRIDE CORP	COM	72147K108	731	19	SH		DFND	713	19	0	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	47,837	318	SH		DFND	743	0	0	318
SPDR SER TR	S&P 600 SMCP VAL	78464A300	37,424,214	477,898	SH		SOLE		4,328	0	473,570
FIRST TR EXCHANGE TRADED FD	TECH ALPHADEX	33734X176	1,046,612	7,681	SH		SOLE		0	0	7,681
MOTOROLA SOLUTIONS INC	COM NEW	620076307	3,861	10	SH		DFND	970	0	0	10
SPDR SER TR	PORTFOLIO S&P600	78468R853	11,379	274	SH		DFND	605	0	0	274
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,140	104	SH		DFND	80	0	0	104
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	67,143	1,914	SH		DFND	31	0	0	1,914
CLEVELAND-CLIFFS INC NEW	COM	185899101	55,866	3,630	SH		DFND	948	0	0	3,630
SPDR SER TR	PORTFOLIO S&P500	78464A854	7,025,408	109,772	SH		DFND	1	1,644	0	108,128
RELIANCE INC	COM	759509102	571	2	SH		DFND	695	0	0	2
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	416	0	0	25
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	7,002	135	SH		DFND	761	0	0	135
COMMERCIAL METALS CO	COM	201723103	1,177,931	21,421	SH		SOLE		52	0	21,369
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	38,331	532	SH		DFND	84	0	0	532
CATALENT INC	COM	148806102	450	8	SH		DFND	951	0	0	8
ENERGY RECOVERY INC	COM	29270J100	1,422	107	SH		DFND	816	0	0	107
ISHARES INC	CORE MSCI EMKT	46434G103	119,693	2,236	SH		DFND	646	0	0	2,236
S&P GLOBAL INC	COM	78409V104	6,690	15	SH		DFND	965	0	0	15
SPDR S&P 500 ETF TR	TR UNIT	78462F103	18,503	34	SH		DFND	157	0	0	34
SIMPLY GOOD FOODS CO	COM	82900L102	719,746	19,921	SH		SOLE		48	0	19,873
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,465	165	SH		DFND	613	0	0	165
CAESARS ENTERTAINMENT INC NE	COM	12769G100	755	19	SH		DFND	810	0	0	19
BLACKSTONE INC	COM	09260D107	41,349	334	SH		DFND	400	0	0	334
APPLE INC	COM	037833100	2,497	100	SH	Call	SOLE		0	0	100
F N B CORP	COM	302520101	805,547	58,885	SH		SOLE		0	0	58,885
US BANCORP DEL	COM NEW	902973304	476	12	SH		DFND	264	0	0	12
CHAMPIONX CORPORATION	COM	15872M104	3,022	91	SH		DFND	790	0	0	91
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	91,852	1,833	SH		DFND	397	0	0	1,833
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	9,937	319	SH		DFND	224	0	0	319
NANO DIMENSION LTD	SPONSORD ADS NEW	63008G203	79,423	36,101	SH		SOLE		0	0	36,101
VISA INC	COM CL A	92826C839	6,037	23	SH		DFND	187	0	0	23
BLACKROCK INC	COM	09247X101	4,724	6	SH		DFND	797	0	0	6
ADOBE INC	COM	00724F101	3,333	6	SH		DFND	951	0	0	6
UNION PAC CORP	COM	907818108	1,394,214	6,162	SH		DFND	1	0	0	6,162
BANCO BRADESCO S A	SP ADR PFD NEW	059460303	699	312	SH		DFND	965	0	0	312
UNITED PARCEL SERVICE INC	CL B	911312106	4,379	32	SH		DFND	737	0	0	32
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	1,136,123	10,935	SH		SOLE		0	0	10,935
INTEL CORP	COM	458140100	1,827	59	SH		DFND	600	0	0	59
SPDR SER TR	PORTFOLIO S&P400	78464A847	69,409	1,353	SH		DFND	608	0	0	1,353
APA CORPORATION	COM	03743Q108	1,354	46	SH		DFND	816	0	0	46
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	93,729	1,807	SH		DFND	538	0	0	1,807
MICRON TECHNOLOGY INC	COM	595112103	2,762	21	SH		DFND	665	0	0	21
PALO ALTO NETWORKS INC	COM	697435105	3,051	9	SH		DFND	816	0	0	9
GE VERNOVA INC	COM	36828A101	5,145	30	SH		DFND	616	0	0	30
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	8,922	172	SH		DFND	59	0	0	172
EVERSOURCE ENERGY	COM	30040W108	567	10	SH		DFND	697	0	0	10
THERMO FISHER SCIENTIFIC INC	COM	883556102	6,083	11	SH		DFND	969	0	0	11
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	13,037	217	SH		DFND	177	0	0	217
DIAMONDBACK ENERGY INC	COM	25278X109	4,805	24	SH		DFND	736	0	0	24
SYNOPSYS INC	COM	871607107	38,084	64	SH		DFND	374	0	0	64
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	17,292	240	SH		DFND	182	0	0	240
ITRON INC	COM	465741106	13,755	139	SH		DFND	790	0	0	139
EXXON MOBIL CORP	COM	30231G102	9,555	83	SH		DFND	665	0	0	83
MASTERCARD INCORPORATED	CL A	57636Q104	29,999	68	SH		DFND	792	68	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	25,663	106	SH		DFND	458	0	0	106
BOEING CO	COM	097023105	18,201	100	SH		DFND	616	0	0	100
NUCOR CORP	COM	670346105	1,265	8	SH		DFND	816	0	0	8
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,469	48	SH		DFND	530	0	0	48
CARTERS INC	COM	146229109	930	15	SH		DFND	737	0	0	15
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	30,591	471	SH		DFND	196	0	0	471
ENTERGY CORP NEW	COM	29364G103	1,926	18	SH		DFND	713	18	0	0
BOEING CO	COM	097023105	5,642	31	SH		DFND	406	0	0	31
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	203,956	2,435	SH		DFND	48	0	0	2,435
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	1,498	17	SH		DFND	736	0	0	17
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,259	161	SH		DFND	865	0	0	161
VALERO ENERGY CORP	COM	91913Y100	627	4	SH		DFND	903	0	0	4
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,418	47	SH		DFND	663	0	0	47
SOUTHERN CO	COM	842587107	10,705	138	SH		DFND	791	138	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	8,820	51	SH		DFND	737	0	0	51
STAGWELL INC	COM CL A	85256A109	116,868	17,136	SH		SOLE		213	0	16,923
METTLER TOLEDO INTERNATIONAL	COM	592688105	1,398	1	SH		DFND	816	0	0	1
ISHARES TR	CORE US AGGBD ET	464287226	141,819	1,461	SH		DFND	361	1,461	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	80,861	334	SH		DFND	490	0	0	334
MERCK & CO INC	COM	58933Y105	49,520	400	SH		DFND	142	0	0	400
SERVICENOW INC	COM	81762P102	16,520	21	SH		DFND	791	21	0	0
FEDEX CORP	COM	31428X106	2,399	8	SH		DFND	695	0	0	8
SPARTANNASH CO	COM	847215100	212,075	11,305	SH		SOLE		0	0	11,305
GRACO INC	COM	384109104	6,104,695	77,002	SH		SOLE		26	0	76,976
AVALONBAY CMNTYS INC	COM	053484101	1,241	6	SH		DFND	600	0	0	6
PULSE BIOSCIENCES INC	COM	74587B101	114,239	10,209	SH		SOLE		108	0	10,101
INTERNATIONAL SEAWAYS INC	COM	Y41053102	3,607	61	SH		DFND	792	61	0	0
SENSIENT TECHNOLOGIES CORP	COM	81725T100	31,605	426	SH		DFND	661	0	0	426
CARLISLE COS INC	COM	142339100	2,434,096	6,007	SH		SOLE		4	0	6,003
ABRDN SILVER ETF TRUST	PHYSCL SILVR SHS	003264108	279,653	10,045	SH		SOLE		0	0	10,045
SMITH & NEPHEW PLC	SPDN ADR NEW	83175M205	545	22	SH		DFND	810	0	0	22
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,181	62	SH		DFND	217	0	0	62
RED ROCK RESORTS INC	CL A	75700L108	828,509	15,083	SH		SOLE		46	0	15,037
T-MOBILE US INC	COM	872590104	7,400	42	SH		DFND	736	0	0	42
ISHARES TR	MSCI USA QLT FCT	46432F339	342	2	SH		DFND	844	0	0	2
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	55,623	772	SH		DFND	322	0	0	772
INTUIT	COM	461202103	11,830	18	SH		DFND	188	18	0	0
ORACLE CORP	COM	68389X105	5,224	37	SH		DFND	816	0	0	37
ARGENX SE	SPONSORED ADR	04016X101	8,171	19	SH		DFND	792	19	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	9,903	185	SH		DFND	686	185	0	0
AMERIPRISE FINL INC	COM	03076C106	35,457	83	SH		DFND	916	0	0	83
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	384,200	10,000	SH		DFND	204	0	0	10,000
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	17,645	503	SH		DFND	232	0	0	503
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,463	87	SH		DFND	116	0	0	87
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	207,675	5,513	SH		DFND	656	0	0	5,513
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,623	324	SH		DFND	939	0	0	324
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,080	177	SH		DFND	130	0	0	177
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,971	69	SH		DFND	132	0	0	69
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	1,922	178	SH		DFND	816	0	0	178
TARGET CORP	COM	87612E106	5,181	35	SH		DFND	260	0	0	35
PHILLIPS 66	COM	718546104	50,821	360	SH		DFND	917	0	0	360
WESTERN DIGITAL CORP.	COM	958102105	9,926	131	SH		DFND	792	131	0	0
BUILDERS FIRSTSOURCE INC	COM	12008R107	1,322,784	9,557	SH		SOLE		1	0	9,556
ISHARES INC	CORE MSCI EMKT	46434G103	7,922	148	SH		DFND	613	0	0	148
WALMART INC	COM	931142103	13,813	204	SH		DFND	695	0	0	204
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	4,776,652	27,849	SH		SOLE		0	0	27,849
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	212,925	3,314	SH		DFND	192	0	0	3,314
BANK NEW YORK MELLON CORP	COM	064058100	2,875	48	SH		DFND	736	0	0	48
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	138,519	1,733	SH		DFND	720	0	0	1,733
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	222,411	891	SH		DFND	73	0	0	891
GOLDMAN SACHS GROUP INC	COM	38141G104	8,142	18	SH		DFND	737	0	0	18
SANDY SPRING BANCORP INC	COM	800363103	11,936	490	SH		DFND	790	0	0	490
SPDR SER TR	PORTFOLIO S&P400	78464A847	457,083	8,910	SH		DFND	826	0	0	8,910
ISHARES INC	CORE MSCI EMKT	46434G103	23,178	433	SH		DFND	387	0	0	433
CARLISLE COS INC	COM	142339100	1,216	3	SH		DFND	665	0	0	3
ASGN INC	COM	00191U102	26,186	297	SH		DFND	661	0	0	297
J P MORGAN EXCHANGE TRADED F	JPMORGAM LTD DUR	46654Q773	308,019	6,016	SH		SOLE		0	0	6,016
COCA COLA CO	COM	191216100	21,832	343	SH		DFND	791	343	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,919	76	SH		DFND	402	0	0	76
MADRIGAL PHARMACEUTICALS INC	COM	558868105	6,724	24	SH		DFND	792	24	0	0
LINCOLN NATL CORP IND	COM	534187109	615,021	19,776	SH		SOLE		0	0	19,776
SCHWAB STRATEGIC TR	US REIT ETF	808524847	40	2	SH		DFND	846	0	0	2
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	211,814	4,286	SH		DFND	507	0	0	4,286
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	10,587	118	SH		DFND	473	0	0	118
SPDR SER TR	PORTFOLIO SHORT	78464A474	24,206	815	SH		DFND	18	0	0	815
FORTIVE CORP	COM	34959J108	1,260	17	SH		DFND	188	17	0	0
SASOL LTD	SPONSORED ADR	803866300	8,866	1,165	SH		DFND	792	1,165	0	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	44,933	1,380	SH		DFND	227	0	0	1,380
VERIZON COMMUNICATIONS INC	COM	92343V104	1,031	25	SH		DFND	903	0	0	25
AMERICAN INTL GROUP INC	COM NEW	026874784	6,979	94	SH		DFND	188	94	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	17,189	71	SH		DFND	223	0	0	71
PAYCOM SOFTWARE INC	COM	70432V102	842,295	5,889	SH		SOLE		10	0	5,879
PARSONS CORP DEL	COM	70202L102	602,715	7,367	SH		SOLE		31	0	7,336
LAUDER ESTEE COS INC	CL A	518439104	3,192	30	SH		DFND	792	30	0	0
META PLATFORMS INC	CL A	30303M102	13,110	26	SH		DFND	600	0	0	26
ALCOA CORP	COM	013872106	438	11	SH		DFND	951	0	0	11
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	100,792	1,261	SH		DFND	4	0	0	1,261
GOLDMAN SACHS GROUP INC	COM	38141G104	226,160	500	SH		DFND	1	0	0	500
CANADIAN NATL RY CO	COM	136375102	4,607	39	SH		DFND	627	0	0	39
ISHARES INC	MSCI GBL ETF NEW	46434G848	435,739	10,672	SH		SOLE		0	0	10,672
TALOS ENERGY INC	COM	87484T108	352,800	29,037	SH		SOLE		219	0	28,818
DEERE & CO	COM	244199105	1,495	4	SH		DFND	846	0	0	4
ISHARES TR	GLOB HLTHCRE ETF	464287325	1,444,742	15,562	SH		SOLE		0	0	15,562
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	94,705	1,474	SH		DFND	692	1,474	0	0
TIMKEN CO	COM	887389104	731,048	9,123	SH		SOLE		125	0	8,998
BOSTON PROPERTIES INC	COM	101121101	14,959	243	SH		DFND	916	0	0	243
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	43,684	175	SH		DFND	842	175	0	0
INTERNATIONAL BANCSHARES COR	COM	459044103	198,422	3,468	SH		SOLE		0	0	3,468
INTUIT	COM	461202103	9,858	15	SH		DFND	736	0	0	15
MAXCYTE INC	COM	57777K106	2,717	693	SH		DFND	791	693	0	0
PROCTER AND GAMBLE CO	COM	742718109	134,905	818	SH		DFND	480	0	0	818
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	58,055	852	SH		DFND	848	0	0	852
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,482	69	SH		DFND	424	0	0	69
QUANTA SVCS INC	COM	74762E102	13,213	52	SH		DFND	916	0	0	52
W & T OFFSHORE INC	COM	92922P106	2,703	1,263	SH		DFND	790	0	0	1,263
ARK ETF TR	INNOVATION ETF	00214Q104	22,195	505	SH		DFND	229	0	0	505
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	6,916	17	SH		DFND	805	0	0	17
DEERE & CO	COM	244199105	5,604	15	SH		DFND	713	15	0	0
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	13,117,464	151,454	SH		SOLE		0	0	151,454
REGAL REXNORD CORPORATION	COM	758750103	12,846	95	SH		DFND	284	95	0	0
ALTRIA GROUP INC	COM	02209S103	10,978	241	SH		DFND	627	0	0	241
ISHARES TR	SHRT NAT MUN ETF	464288158	14,637	140	SH		DFND	225	0	0	140
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	174,690	3,992	SH		DFND	333	0	0	3,992
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	381	43	SH		DFND	600	0	0	43
CINCINNATI FINL CORP	COM	172062101	945	8	SH		DFND	969	0	0	8
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	35,579	133	SH		DFND	298	0	0	133
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	12,182	2,880	SH		DFND	791	2,880	0	0
PLEXUS CORP	COM	729132100	1,341	13	SH		DFND	810	0	0	13
MERCK & CO INC	COM	58933Y105	31,940	258	SH		DFND	791	258	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	3,602	39	SH		DFND	737	0	0	39
ALLEGION PLC	ORD SHS	G0176J109	1,063	9	SH		DFND	627	0	0	9
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	5,831,301	116,370	SH		DFND	629	0	0	116,370
DOLLAR TREE INC	COM	256746108	8,542	80	SH		DFND	284	80	0	0
CAPITOL FED FINL INC	COM	14057J101	2,745	500	SH		DFND	178	0	0	500
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,817	57	SH		DFND	824	0	0	57
FIDELITY COVINGTON TRUST	FUNDAMENTAL LARG	316092360	280,098	6,442	SH		SOLE		0	0	6,442
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	20,077	110	SH		DFND	843	0	0	110
JOHNSON & JOHNSON	COM	478160104	19,732	135	SH		DFND	574	0	0	135
SPDR SER TR	PORTFOLIO S&P500	78464A854	182,016	2,844	SH		DFND	466	0	0	2,844
SMUCKER J M CO	COM NEW	832696405	763	7	SH		DFND	969	0	0	7
SNAP INC	CL A	83304A106	482	29	SH		DFND	713	29	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	7,034	88	SH		DFND	87	0	0	88
DEXCOM INC	COM	252131107	3,175	28	SH		DFND	736	0	0	28
DOW INC	COM	260557103	149,442	2,817	SH		DFND	1	0	0	2,817
DEVON ENERGY CORP NEW	COM	25179M103	4,640,777	97,907	SH		SOLE		0	0	97,907
INTERNATIONAL BUSINESS MACHS	COM	459200101	5,880	34	SH		DFND	887	0	0	34
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	12,961	71	SH		DFND	724	0	0	71
MICROSOFT CORP	COM	594918104	91,625	205	SH		DFND	695	0	0	205
WELLS FARGO CO NEW	COM	949746101	34,684	584	SH		DFND	400	0	0	584
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	123,700	1,043	SH		DFND	549	0	0	1,043
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,188	50	SH		DFND	54	0	0	50
ISHARES INC	CORE MSCI EMKT	46434G103	4,711	88	SH		DFND	510	0	0	88
ISHARES TR	CORE S&P500 ETF	464287200	1,869,338	3,416	SH		DFND	190	0	0	3,416
SPDR SER TR	PORTFOLIO S&P500	78464A854	811,584	12,681	SH		DFND	139	12,681	0	0
KORN FERRY	COM NEW	500643200	739	11	SH		DFND	965	0	0	11
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	84,593	1,408	SH		DFND	527	0	0	1,408
ISHARES TR	MSCI ACWI ETF	464288257	4,231,935	37,651	SH		SOLE		0	0	37,651
THE CIGNA GROUP	COM	125523100	32,726	99	SH		DFND	538	0	0	99
CAPITAL GROUP GBL GROWTH EQT	SHS CREATION UNI	14020X104	874,096	29,691	SH		SOLE		0	0	29,691
YUM BRANDS INC	COM	988498101	1,192	9	SH		DFND	810	0	0	9
BLACKSTONE INC	COM	09260D107	1,114	9	SH		DFND	665	0	0	9
SYNOPSYS INC	COM	871607107	8,926	15	SH		DFND	736	0	0	15
BANK AMERICA CORP	COM	060505104	31,816	800	SH		DFND	616	0	0	800
CASELLA WASTE SYS INC	CL A	147448104	52,983	534	SH		DFND	675	0	0	534
IRIS ENERGY LTD	ORDINARY SHARES	Q4982L109	37,541	14,900	SH	Put	SOLE		0	0	14,900
ISHARES INC	CORE MSCI EMKT	46434G103	86,504	1,616	SH		DFND	915	0	0	1,616
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	2,840	50	SH		DFND	577	0	0	50
HANESBRANDS INC	COM	410345102	7,316	1,484	SH		DFND	792	1,484	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,217	243	SH		DFND	958	0	0	243
DIAGEO PLC	SPON ADR NEW	25243Q205	1,387	11	SH		DFND	816	0	0	11
AT&T INC	COM	00206R102	5,599	293	SH		DFND	713	293	0	0
ORACLE CORP	COM	68389X105	63,396	449	SH		DFND	955	0	0	449
FORRESTER RESH INC	COM	346563109	2,630	154	SH		DFND	790	0	0	154
STARBUCKS CORP	COM	855244109	6,617	85	SH		DFND	737	0	0	85
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	6,688	25	SH		DFND	83	0	0	25
JPMORGAN CHASE & CO.	COM	46625H100	16,990	84	SH		DFND	697	0	0	84
ISHARES TR	CORE US AGGBD ET	464287226	291	3	SH		DFND	846	0	0	3
MCDONALDS CORP	COM	580135101	1,529	6	SH		DFND	903	0	0	6
BOSTON PROPERTIES INC	COM	101121101	1,354	22	SH		DFND	737	0	0	22
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	10,267	75	SH		DFND	791	75	0	0
ISHARES TR	CORE MSCI INTL	46435G326	118,480	1,805	SH		DFND	295	0	0	1,805
HERSHEY CO	COM	427866108	1,287	7	SH		DFND	695	0	0	7
CAMPBELL SOUP CO	COM	134429109	5,032,177	111,356	SH		SOLE		84	0	111,272
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,945	27	SH		DFND	312	0	0	27
VERTEX PHARMACEUTICALS INC	COM	92532F100	7,031	15	SH		DFND	697	0	0	15
VARONIS SYS INC	COM	922280102	41,542	866	SH		DFND	661	0	0	866
NOODLES & CO	COM CL A	65540B105	113,965	72,130	SH		SOLE		0	0	72,130
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	223,858	3,726	SH		DFND	561	0	0	3,726
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	29,414	368	SH		DFND	280	0	0	368
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	10,756	43	SH		DFND	387	0	0	43
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	23,272	323	SH		DFND	466	0	0	323
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	120,107	1,667	SH		DFND	577	0	0	1,667
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	68,861	1,828	SH		DFND	194	0	0	1,828
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	9,112	114	SH		DFND	647	0	0	114
ABBOTT LABS	COM	002824100	41,044	395	SH		DFND	742	0	0	395
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,714	22	SH		DFND	188	22	0	0
VALE S A	SPONSORED ADS	91912E105	525	47	SH		DFND	665	0	0	47
HOME DEPOT INC	COM	437076102	5,164	15	SH		DFND	665	0	0	15
PACTIV EVERGREEN INC	COM	69526K105	128,188	11,324	SH		SOLE		0	0	11,324
CUMMINS INC	COM	231021106	16,132,327	58,254	SH		SOLE		741	0	57,513
RYANAIR HOLDINGS PLC	SPONSORED ADS	783513203	526,309	4,520	SH		DFND	1	0	0	4,520
RAYONIER INC	COM	754907103	1,047	36	SH		DFND	737	0	0	36
ONTO INNOVATION INC	COM	683344105	15,369	70	SH		DFND	790	0	0	70
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,689	277	SH		DFND	435	0	0	277
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	19,183	240	SH		DFND	582	0	0	240
CISCO SYS INC	COM	17275R102	9,264	195	SH		DFND	188	195	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	57,812	1,080	SH		DFND	496	0	0	1,080
JUNIPER NETWORKS INC	COM	48203R104	1,240	34	SH		DFND	737	0	0	34
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	23,097	449	SH		DFND	265	0	0	449
ISHARES TR	NATIONAL MUN ETF	464288414	52,742	495	SH		DFND	760	0	0	495
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	82,716	1,608	SH		DFND	36	0	0	1,608
JACKSON FINANCIAL INC	COM CL A	46817M107	272,386	3,668	SH		SOLE		0	0	3,668
VISA INC	COM CL A	92826C839	12,861	49	SH		DFND	965	0	0	49
TRAVELERS COMPANIES INC	COM	89417E109	15,879,490	78,093	SH		SOLE		300	0	77,793
ABRDN ASIA PACIFIC INCOME FU	COM	003009107	31,116	11,611	SH		DFND	952	0	0	11,611
MICROSOFT CORP	COM	594918104	228,927	512	SH		DFND	955	0	0	512
NEUROCRINE BIOSCIENCES INC	COM	64125C109	1,652	12	SH		DFND	969	0	0	12
RB GLOBAL INC	COM	74935Q107	840	11	SH		DFND	665	0	0	11
CBOE GLOBAL MKTS INC	COM	12503M108	850	5	SH		DFND	951	0	0	5
HONEYWELL INTL INC	COM	438516106	19,219	90	SH		DFND	29	0	0	90
OLD NATL BANCORP IND	COM	680033107	688	40	SH		DFND	903	0	0	40
FIRSTCASH HOLDINGS INC	COM	33768G107	4,720	45	SH		DFND	405	0	0	45
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,194,439	34,049	SH		DFND	13	0	0	34,049
SPDR SER TR	PORTFOLIO S&P400	78464A847	52,070	1,015	SH		DFND	49	0	0	1,015
APPLE INC	COM	037833100	2,610	6,000	SH	Put	SOLE		0	0	6,000
AVALONBAY CMNTYS INC	COM	053484101	2,069	10	SH		DFND	736	0	0	10
BOOKING HOLDINGS INC	COM	09857L108	47,538	12	SH		DFND	153	0	0	12
ABBOTT LABS	COM	002824100	5,611	54	SH		DFND	697	0	0	54
THE BALDWIN INSURANCE GRP IN	COM CL A	05589G102	266,344	7,509	SH		SOLE		12	0	7,497
ILLINOIS TOOL WKS INC	COM	452308109	19,873,773	83,870	SH		SOLE		112	0	83,758
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	59,452	1,203	SH		DFND	799	0	0	1,203
TESLA INC	COM	88160R101	146,903,237	742,385	SH		SOLE		792	0	741,593
AMERICAN CENTY ETF TR	FOCUSED LRG CAP	025072794	31,266	500	SH		DFND	178	0	0	500
PEPSICO INC	COM	713448108	29,028	176	SH		DFND	311	0	0	176
CRH PLC	ORD	G25508105	76,105	1,015	SH		DFND	661	0	0	1,015
WEBSTER FINL CORP	COM	947890109	38,141	875	SH		DFND	661	0	0	875
WATTS WATER TECHNOLOGIES INC	CL A	942749102	6,968	38	SH		DFND	792	38	0	0
MERCADOLIBRE INC	COM	58733R102	49,302	30	SH		DFND	562	0	0	30
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	21,749	284	SH		DFND	49	0	0	284
TRANSDIGM GROUP INC	COM	893641100	3,833	3	SH		DFND	969	0	0	3
PROCTER AND GAMBLE CO	COM	742718109	8,906	54	SH		DFND	816	0	0	54
COSTCO WHSL CORP NEW	COM	22160K105	178,170,488	209,615	SH		SOLE		162	0	209,453
ISHARES TR	SHRT NAT MUN ETF	464288158	268,171	2,565	SH		DFND	642	0	0	2,565
SCHLUMBERGER LTD	COM STK	806857108	3,491	74	SH		DFND	713	74	0	0
INVESCO DB COMMDY INDX TRCK	UNIT	46138B103	13,018,549	560,420	SH		SOLE		0	0	560,420
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	30,938	707	SH		DFND	266	0	0	707
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	32,854	180	SH		DFND	743	0	0	180
AMERIPRISE FINL INC	COM	03076C106	2,990	7	SH		DFND	969	0	0	7
AUTOMATIC DATA PROCESSING IN	COM	053015103	31,507	132	SH		DFND	311	0	0	132
SELECT SECTOR SPDR TR	INDL	81369Y704	12,721,327	104,384	SH		SOLE		0	0	104,384
ADTRAN HOLDINGS INC	COM	00486H105	479	91	SH		DFND	951	0	0	91
CISCO SYS INC	COM	17275R102	245,674	5,171	SH		DFND	1	0	0	5,171
TRANSMEDICS GROUP INC	COM	89377M109	4,820	32	SH		DFND	792	32	0	0
MICROSOFT CORP	COM	594918104	953,791	2,134	SH		DFND	661	0	0	2,134
GENERAL DYNAMICS CORP	COM	369550108	2,611	9	SH		DFND	695	0	0	9
ISHARES INC	CORE MSCI EMKT	46434G103	278,945	5,211	SH		DFND	487	0	0	5,211
PDD HOLDINGS INC	SPONSORED ADS	722304102	2,705,267	20,348	SH		SOLE		130	0	20,218
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	20,295	123	SH		DFND	661	0	0	123
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	6,430	99	SH		DFND	303	0	0	99
ISHARES INC	CORE MSCI EMKT	46434G103	4,443	83	SH		DFND	16	0	0	83
SPDR SER TR	PORTFOLIO S&P400	78464A847	67,460	1,315	SH		DFND	669	0	0	1,315
VEREN INC	COM NEW	92340V107	37,603	4,778	SH		DFND	661	0	0	4,778
FIRST MID ILL BANCSHARES INC	COM	320866106	24,298	739	SH		DFND	675	0	0	739
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	19,918	310	SH		DFND	211	0	0	310
NVIDIA CORPORATION	COM	67066G104	796,189,662	6,444,792	SH		SOLE		11,636	0	6,433,156
WISDOMTREE TR	INTERNTNL AI ENH	97717W786	216,913	5,511	SH		SOLE		0	0	5,511
HP INC	COM	40434L105	8,878	254	SH		DFND	955	0	0	254
VANGUARD INDEX FDS	MID CAP ETF	922908629	303,109	1,252	SH		DFND	867	0	0	1,252
QCR HOLDINGS INC	COM	74727A104	1,500	25	SH		DFND	951	0	0	25
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	40,060	556	SH		DFND	566	0	0	556
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	61,133	1,237	SH		DFND	201	0	0	1,237
ISHARES INC	CORE MSCI EMKT	46434G103	86,558	1,617	SH		DFND	361	1,617	0	0
OLD DOMINION FREIGHT LINE IN	COM	679580100	34,967	198	SH		DFND	661	0	0	198
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	19,745	304	SH		DFND	632	0	0	304
HYATT HOTELS CORP	COM CL A	448579102	633,608	4,171	SH		SOLE		75	0	4,096
SCHWAB CHARLES CORP	COM	808513105	12,601	171	SH		DFND	792	171	0	0
GOLDEN ENTMT INC	COM	381013101	160,030	5,144	SH		SOLE		33	0	5,111
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	102,417	2,246	SH		DFND	583	0	0	2,246
ISHARES TR	CORE S&P SCP ETF	464287804	1,127,183	10,568	SH		DFND	1	0	0	10,568
DELTA AIR LINES INC DEL	COM NEW	247361702	10,864	229	SH		DFND	791	229	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	2,544	29	SH		DFND	713	29	0	0
MONGODB INC	CL A	60937P106	250	1	SH		DFND	713	1	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	16,572	230	SH		DFND	281	0	0	230
ISHARES TR	NATIONAL MUN ETF	464288414	102,288	960	SH		DFND	395	0	0	960
EATON CORP PLC	SHS	G29183103	13,796	44	SH		DFND	792	44	0	0
META PLATFORMS INC	CL A	30303M102	83,196	165	SH		DFND	790	0	0	165
HOME DEPOT INC	COM	437076102	3,098	9	SH		DFND	816	0	0	9
GENERAL MLS INC	COM	370334104	1,328	21	SH		DFND	816	0	0	21
ISHARES INC	CORE MSCI EMKT	46434G103	49,033	916	SH		DFND	134	916	0	0
FIRST SOLAR INC	COM	336433107	902	4	SH		DFND	965	0	0	4
MICROSOFT CORP	COM	594918104	737,914	1,651	SH		DFND	480	0	0	1,651
AIRBNB INC	COM CL A	009066101	1,061	7	SH		DFND	665	0	0	7
ISHARES INC	CORE MSCI EMKT	46434G103	1,124	21	SH		DFND	529	0	0	21
WELLTOWER INC	COM	95040Q104	1,147	11	SH		DFND	965	0	0	11
VIRTUS INVT PARTNERS INC	COM	92828Q109	12,422	55	SH		DFND	790	0	0	55
SPDR SER TR	PORTFOLIO SHORT	78464A474	21,028	708	SH		DFND	14	0	0	708
CISCO SYS INC	COM	17275R102	7,697	162	SH		DFND	790	0	0	162
AUTODESK INC	COM	052769106	3,959	16	SH		DFND	627	0	0	16
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	19,798	340	SH		DFND	734	0	0	340
WERNER ENTERPRISES INC	COM	950755108	645	18	SH		DFND	810	0	0	18
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	41,216	834	SH		DFND	773	0	0	834
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,869	900	SH	Put	SOLE		0	0	900
AMEREN CORP	COM	023608102	27,875	392	SH		DFND	675	0	0	392
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	7,439	170	SH		DFND	920	0	0	170
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	40,959	489	SH		DFND	198	0	0	489
SPDR SER TR	PORTFOLIO S&P400	78464A847	11,235	219	SH		DFND	693	219	0	0
INTRA-CELLULAR THERAPIES INC	COM	46116X101	5,479	80	SH		DFND	791	80	0	0
FEDERAL RLTY INVT TR NEW	SH BEN INT NEW	313745101	569,388	5,639	SH		SOLE		0	0	5,639
TARGET CORP	COM	87612E106	1,776	12	SH		DFND	713	12	0	0
GOLDMAN SACHS PHYSICAL GOLD	UNIT	38150K103	873,451	37,968	SH		SOLE		0	0	37,968
PACCAR INC	COM	693718108	2,882	28	SH		DFND	737	0	0	28
UNION PAC CORP	COM	907818108	4,978	22	SH		DFND	697	0	0	22
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	4,242,855	79,693	SH		SOLE		0	0	79,693
INSMED INC	COM PAR $.01	457669307	15,075	225	SH		DFND	792	225	0	0
PDD HOLDINGS INC	SPONSORED ADS	722304102	10,636	80	SH		DFND	790	0	0	80
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	20,432	318	SH		DFND	261	0	0	318
BUNGE GLOBAL SA	COM SHS	H11356104	725,109	6,791	SH		SOLE		43	0	6,748
ISHARES TR	COHEN STEER REIT	464287564	10,198	178	SH		DFND	328	0	0	178
ISHARES TR	CORE MSCI INTL	46435G326	3,213,866	48,962	SH		DFND	162	0	0	48,962
CME GROUP INC	COM	12572Q105	4,522	23	SH		DFND	820	0	0	23
BARCLAYS PLC	ADR	06738E204	2,613	244	SH		DFND	374	0	0	244
COCA-COLA EUROPACIFIC PARTNE	SHS	G25839104	40,516	556	SH		DFND	916	0	0	556
ROLLINS INC	COM	775711104	585	12	SH		DFND	713	12	0	0
INTEL CORP	COM	458140100	5,141	166	SH		DFND	737	0	0	166
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	95,598	235	SH		DFND	240	0	0	235
SPDR SER TR	S&P DIVID ETF	78464A763	22,892	180	SH		DFND	84	0	0	180
AT&T INC	COM	00206R102	1,376	72	SH		DFND	903	0	0	72
UNILEVER PLC	SPON ADR NEW	904767704	10,998	200	SH		DFND	792	200	0	0
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	2,920,204	50,218	SH		SOLE		72	0	50,146
TENET HEALTHCARE CORP	COM NEW	88033G407	399	3	SH		DFND	951	0	0	3
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,603	50	SH		DFND	415	0	0	50
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,622	134	SH		DFND	964	0	0	134
LANCASTER COLONY CORP	COM	513847103	6,236	33	SH		DFND	792	33	0	0
APPLE INC	COM	037833100	421	2	SH		DFND	477	0	0	2
ISHARES TR	CORE MSCI INTL	46435G326	9,177,588	139,817	SH		DFND	1	574	0	139,243
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	28,050	641	SH		DFND	25	0	0	641
SELECT SECTOR SPDR TR	ENERGY	81369Y506	19,780	217	SH		DFND	715	0	0	217
TEXAS INSTRS INC	COM	882508104	195	1	SH		DFND	415	0	0	1
ISHARES TR	NATIONAL MUN ETF	464288414	3,410	32	SH		DFND	674	0	0	32
AKAMAI TECHNOLOGIES INC	COM	00971T101	5,855	65	SH		DFND	188	65	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	10,108	52	SH		DFND	792	52	0	0
ISHARES TR	GLOBAL EQUITY	46434V316	4,702	111	SH		DFND	1	0	0	111
HP INC	COM	40434L105	49,308	1,408	SH		DFND	154	0	0	1,408
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	61,103	1,042	SH		DFND	370	1,042	0	0
PFIZER INC	COM	717081103	115,529	4,129	SH		DFND	515	0	0	4,129
HORMEL FOODS CORP	COM	440452100	7,318	240	SH		DFND	80	0	0	240
CAPITAL ONE FINL CORP	COM	14040H105	1,938	14	SH		DFND	713	14	0	0
ICU MED INC	COM	44930G107	28,263	238	SH		DFND	661	0	0	238
JOHNSON CTLS INTL PLC	SHS	G51502105	8,508	128	SH		DFND	737	0	0	128
WISDOMTREE TR	INTL EQUITY FD	97717W703	1,350,198	25,134	SH		SOLE		0	0	25,134
BROADCOM INC	COM	11135F101	28,900	18	SH		DFND	969	0	0	18
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	48,426	194	SH		DFND	133	0	0	194
PROCTER AND GAMBLE CO	COM	742718109	101,288	614	SH		DFND	955	0	0	614
BOEING CO	COM	097023105	1,638	9	SH		DFND	266	0	0	9
COLGATE PALMOLIVE CO	COM	194162103	4,076	42	SH		DFND	969	0	0	42
COMCAST CORP NEW	CL A	20030N101	1,621,224	41,400	SH		DFND	1	0	0	41,400
BOK FINL CORP	COM NEW	05561Q201	474,512	5,178	SH		SOLE		0	0	5,178
BLACKROCK INC	COM	09247X101	78,732	100	SH		DFND	489	0	0	100
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	10,082	196	SH		DFND	483	0	0	196
LEIDOS HOLDINGS INC	COM	525327102	3,501	24	SH		DFND	493	0	0	24
THERMO FISHER SCIENTIFIC INC	COM	883556102	7,742	14	SH		DFND	265	0	0	14
ADIENT PLC	ORD SHS	G0084W101	1,186	48	SH		DFND	737	0	0	48
CISCO SYS INC	COM	17275R102	1,615	34	SH		DFND	783	0	0	34
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,020	48	SH		DFND	179	0	0	48
HUBBELL INC	COM	443510607	1,096	3	SH		DFND	969	0	0	3
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	28,891	108	SH		DFND	690	0	0	108
CLEANSPARK INC	COM NEW	18452B209	431	27	SH		DFND	951	0	0	27
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	13,169	256	SH		DFND	440	0	0	256
ONEOK INC NEW	COM	682680103	408	5	SH		DFND	515	0	0	5
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	17,555	101	SH		DFND	965	0	0	101
IDEXX LABS INC	COM	45168D104	4,385	9	SH		DFND	736	0	0	9
LCI INDS	COM	50189K103	282,160	2,729	SH		SOLE		13	0	2,716
ISHARES INC	CORE MSCI EMKT	46434G103	217,064	4,055	SH		DFND	101	0	0	4,055
ZOETIS INC	CL A	98978V103	2,774	16	SH		DFND	262	0	0	16
ALLIANT ENERGY CORP	COM	018802108	713	14	SH		DFND	969	0	0	14
SOLVENTUM CORP	COM SHS	83444M101	899	17	SH		DFND	742	0	0	17
EATON CORP PLC	SHS	G29183103	6,271	20	SH		DFND	969	0	0	20
OTIS WORLDWIDE CORP	COM	68902V107	2,021	21	SH		DFND	736	0	0	21
ISHARES TR	20 YR TR BD ETF	464287432	91,596	998	SH		DFND	517	0	0	998
LANDSTAR SYS INC	COM	515098101	738	4	SH		DFND	600	0	0	4
XYLEM INC	COM	98419M100	12,614	93	SH		DFND	493	0	0	93
KROGER CO	COM	501044101	7,490	150	SH		DFND	80	0	0	150
FIRST FINL BANKSHARES INC	COM	32020R109	1,209,165	40,947	SH		SOLE		30	0	40,917
INGREDION INC	COM	457187102	1,835	16	SH		DFND	951	0	0	16
EQUITY RESIDENTIAL	SH BEN INT	29476L107	1,317	19	SH		DFND	810	0	0	19
PROSHARES TR	ULTRAPRO QQQ	74347X831	5,227,816	70,818	SH		SOLE		0	0	70,818
MASTERCARD INCORPORATED	CL A	57636Q104	22,499	51	SH		DFND	188	51	0	0
WIPRO LTD	SPON ADR 1 SH	97651M109	23,284	3,817	SH		DFND	791	3,817	0	0
NEXTRACKER INC	CLASS A COM	65290E101	844	18	SH		DFND	266	0	0	18
MARRIOTT INTL INC NEW	CL A	571903202	1,692	7	SH		DFND	810	0	0	7
OMNICOM GROUP INC	COM	681919106	152,311	1,698	SH		DFND	675	0	0	1,698
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	13,189	147	SH		DFND	303	0	0	147
DENALI THERAPEUTICS INC	COM	24823R105	996,533	42,917	SH		SOLE		56	0	42,861
MACATAWA BK CORP	COM	554225102	344,312	23,583	SH		SOLE		190	0	23,393
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	31,013	388	SH		DFND	843	0	0	388
MARKEL GROUP INC	COM	570535104	1,576	1	SH		DFND	810	0	0	1
HOME DEPOT INC	COM	437076102	17,212	50	SH		DFND	535	0	0	50
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	10,295	347	SH		DFND	865	0	0	347
INVESCO EXCH TRD SLF IDX FD	BLOOMBERG PRICIN	46138J775	6,114,793	78,718	SH		SOLE		1,157	0	77,561
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	17,818	306	SH		DFND	187	0	0	306
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	802,712	16,019	SH		DFND	796	0	0	16,019
CROSSFIRST BANKSHARES INC	COM	22766M109	463	33	SH		DFND	951	0	0	33
AMERICAN TOWER CORP NEW	COM	03027X100	1,749	9	SH		DFND	969	0	0	9
RPM INTL INC	COM	749685103	646	6	SH		DFND	713	6	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	21,802	243	SH		DFND	772	0	0	243
ISHARES TR	SP SMCP600VL ETF	464287879	38,908	400	SH		DFND	80	0	0	400
KB HOME	COM	48666K109	1,588,760	22,638	SH		SOLE		91	0	22,547
PHILIP MORRIS INTL INC	COM	718172109	13,477	133	SH		DFND	791	133	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	11,093	6,000	SH	Put	SOLE		0	0	6,000
TARGET CORP	COM	87612E106	29,608	200	SH		DFND	141	0	0	200
TESLA INC	COM	88160R101	18,260	4,400	SH	Put	SOLE		0	0	4,400
CONSOLIDATED EDISON INC	COM	209115104	44,337	496	SH		DFND	952	0	0	496
SERVICENOW INC	COM	81762P102	2,360	3	SH		DFND	810	0	0	3
ISHARES TR	CORE S&P SCP ETF	464287804	2,347	22	SH		DFND	476	0	0	22
BROADCOM INC	COM	11135F101	160,553	100	SH		DFND	257	0	0	100
COCA COLA CO	COM	191216100	2,164	34	SH		DFND	810	0	0	34
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	28,580	551	SH		DFND	54	0	0	551
CIMPRESS PLC	SHS EURO	G2143T103	21,026	240	SH		DFND	675	0	0	240
GENERAL MLS INC	COM	370334104	1,835	29	SH		DFND	695	0	0	29
NOBLE CORP PLC	ORD SHS A	G65431127	540,099	12,096	SH		SOLE		107	0	11,989
BOSTON SCIENTIFIC CORP	COM	101137107	2,002	26	SH		DFND	810	0	0	26
SPDR SER TR	PORTFOLIO S&P400	78464A847	19,135	373	SH		DFND	234	0	0	373
SENSIENT TECHNOLOGIES CORP	COM	81725T100	8,383	113	SH		DFND	792	113	0	0
CUMMINS INC	COM	231021106	3,877	14	SH		DFND	969	0	0	14
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	26,591	26	SH		DFND	189	26	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	817,728	12,777	SH		DFND	97	0	0	12,777
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,948	25	SH		DFND	965	0	0	25
SMUCKER J M CO	COM NEW	832696405	17,446	160	SH		DFND	916	0	0	160
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	16,501	197	SH		DFND	497	197	0	0
HILLENBRAND INC	COM	431571108	2,961	74	SH		DFND	791	74	0	0
MAGNOLIA OIL & GAS CORP	CL A	559663109	4,865	192	SH		DFND	790	0	0	192
SPDR SER TR	PORTFOLIO S&P400	78464A847	83,055	1,619	SH		DFND	194	0	0	1,619
JOHNSON & JOHNSON	COM	478160104	38,002	260	SH		DFND	742	0	0	260
ISHARES INC	CORE MSCI EMKT	46434G103	5,728	107	SH		DFND	247	0	0	107
GRAFTECH INTL LTD	COM	384313508	25,081	25,857	SH		SOLE		0	0	25,857
HOLOGIC INC	COM	436440101	371	5	SH		DFND	903	0	0	5
VANGUARD INDEX FDS	MID CAP ETF	922908629	237,984	983	SH		DFND	656	0	0	983
INTUIT	COM	461202103	3,286	5	SH		DFND	515	0	0	5
ISHARES TR	CORE S&P500 ETF	464287200	260,481	476	SH		DFND	3	0	0	476
ISHARES INC	CORE MSCI EMKT	46434G103	350,782	6,553	SH		DFND	173	0	0	6,553
SPDR SER TR	PORTFOLIO S&P400	78464A847	273,583	5,333	SH		DFND	760	0	0	5,333
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	27,707	356	SH		DFND	943	0	0	356
O-I GLASS INC	COM	67098H104	1,113	100	SH		DFND	816	0	0	100
LOWES COS INC	COM	548661107	9,700	44	SH		DFND	916	0	0	44
UNITEDHEALTH GROUP INC	COM	91324P102	1,307,780	2,568	SH		DFND	1	0	0	2,568
BOX INC	CL A	10316T104	3,781	143	SH		DFND	792	143	0	0
ISHARES TR	MSCI UK ETF NEW	46435G334	4,766,979	136,668	SH		SOLE		0	0	136,668
AT&T INC	COM	00206R102	23,198	1,214	SH		DFND	952	0	0	1,214
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	42,365	588	SH		DFND	149	0	0	588
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	391,664	5,436	SH		DFND	590	0	0	5,436
HERBALIFE LTD	COM SHS	G4412G101	2,639	254	SH		DFND	790	0	0	254
VANGUARD INDEX FDS	MID CAP ETF	922908629	273,815	1,131	SH		DFND	332	0	0	1,131
ZILLOW GROUP INC	CL A	98954M101	274,654	6,098	SH		SOLE		110	0	5,988
KELLANOVA	COM	487836108	1,096	19	SH		DFND	737	0	0	19
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	905,345	25,808	SH		DFND	154	0	0	25,808
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	12,578	216	SH		DFND	684	216	0	0
APPLE INC	COM	037833100	486,111	2,308	SH		DFND	400	0	0	2,308
WALMART INC	COM	931142103	84,096	1,242	SH		DFND	242	0	0	1,242
ANALOG DEVICES INC	COM	032654105	1,141	5	SH		DFND	695	0	0	5
VALERO ENERGY CORP	COM	91913Y100	6,270	40	SH		DFND	792	40	0	0
CONOCOPHILLIPS	COM	20825C104	114	1	SH		DFND	600	0	0	1
DANAHER CORPORATION	COM	235851102	14,991	60	SH		DFND	791	60	0	0
UNILEVER PLC	SPON ADR NEW	904767704	14,714,127	267,578	SH		SOLE		898	0	266,680
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	8,792	110	SH		DFND	483	0	0	110
SPDR SER TR	PORTFOLIO SHORT	78464A474	15,563	524	SH		DFND	520	0	0	524
KB HOME	COM	48666K109	1,404	20	SH		DFND	816	0	0	20
ALPHABET INC	CAP STK CL A	02079K305	18,215	100	SH		DFND	515	0	0	100
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	41,512	1,102	SH		DFND	759	0	0	1,102
CORTEVA INC	COM	22052L104	1,349	25	SH		DFND	737	0	0	25
MOLINA HEALTHCARE INC	COM	60855R100	1,189	4	SH		DFND	713	4	0	0
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	1,244	8	SH		DFND	737	0	0	8
SPROUTS FMRS MKT INC	COM	85208M102	79,644	952	SH		DFND	675	0	0	952
CONCENTRIX CORP	COM	20602D101	217,186	3,432	SH		SOLE		0	0	3,432
NUCOR CORP	COM	670346105	3,004	19	SH		DFND	736	0	0	19
AMERICAN EXPRESS CO	COM	025816109	3,936	17	SH		DFND	816	0	0	17
AMAZON COM INC	COM	023135106	15,460	80	SH		DFND	187	0	0	80
STAAR SURGICAL CO	COM PAR $0.01	852312305	809	17	SH		DFND	965	0	0	17
FORTINET INC	COM	34959E109	4,520	75	SH		DFND	188	75	0	0
TC ENERGY CORP	COM	87807B107	37,028	977	SH		DFND	661	0	0	977
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	483,822	9,790	SH		DFND	168	0	0	9,790
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	67,350	1,121	SH		DFND	887	0	0	1,121
HONEYWELL INTL INC	COM	438516106	45,911	215	SH		DFND	661	0	0	215
AMAZON COM INC	COM	023135106	77,300	400	SH		DFND	779	0	0	400
OSHKOSH CORP	COM	688239201	649	6	SH		DFND	697	0	0	6
SPDR SER TR	PORTFOLIO S&P500	78464A854	12,992	203	SH		DFND	894	0	0	203
SILK RD MED INC	COM	82710M100	257,799	9,534	SH		SOLE		53	0	9,481
UBER TECHNOLOGIES INC	COM	90353T100	92,958	1,279	SH		DFND	675	0	0	1,279
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	38,986	778	SH		DFND	103	0	0	778
ABBOTT LABS	COM	002824100	1,039	10	SH		DFND	374	0	0	10
AVANGRID INC	COM	05351W103	1,172	33	SH		DFND	697	0	0	33
MARRIOTT VACATIONS WORLDWIDE	COM	57164Y107	1,048	12	SH		DFND	969	0	0	12
CAPITAL ONE FINL CORP	COM	14040H105	5,400	39	SH		DFND	627	0	0	39
VERIZON COMMUNICATIONS INC	COM	92343V104	7,753	188	SH		DFND	328	0	0	188
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	26,495	455	SH		DFND	687	0	0	455
SPDR SER TR	PORTFOLIO S&P400	78464A847	39,911	778	SH		DFND	227	0	0	778
ENTERGY CORP NEW	COM	29364G103	5,671	53	SH		DFND	38	0	0	53
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	108,527	2,881	SH		DFND	328	0	0	2,881
META PLATFORMS INC	CL A	30303M102	63,028	125	SH		DFND	736	0	0	125
ABBOTT LABS	COM	002824100	6	100	SH	Put	SOLE		0	0	100
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	195	3	SH		DFND	114	0	0	3
CISCO SYS INC	COM	17275R102	3,136	66	SH		DFND	262	0	0	66
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,820	138	SH		DFND	402	0	0	138
CATERPILLAR INC	COM	149123101	15,323	46	SH		DFND	790	0	0	46
MARCUS & MILLICHAP INC	COM	566324109	20,614	654	SH		DFND	661	0	0	654
LEIDOS HOLDINGS INC	COM	525327102	1,605	11	SH		DFND	737	0	0	11
HERBALIFE LTD	COM SHS	G4412G101	675	65	SH		DFND	965	0	0	65
WILLIAMS SONOMA INC	COM	969904101	1,129	4	SH		DFND	697	0	0	4
BROADCOM INC	COM	11135F101	4,817	3	SH		DFND	866	3	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,481,675	50,216	SH		DFND	645	0	0	50,216
AMPHENOL CORP NEW	CL A	032095101	2,155,840	32,000	SH		DFND	1	0	0	32,000
NOBLE CORP PLC	ORD SHS A	G65431127	447	10	SH		DFND	903	0	0	10
MYRIAD GENETICS INC	COM	62855J104	204,632	8,366	SH		SOLE		55	0	8,311
PBF ENERGY INC	CL A	69318G106	18,914	411	SH		DFND	661	0	0	411
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	301,190	11,340	SH		DFND	656	0	0	11,340
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	17,000	344	SH		DFND	831	0	0	344
ENSTAR GROUP LIMITED	SHS	G3075P101	7,337	24	SH		DFND	792	24	0	0
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	251,624	2,177	SH		SOLE		0	0	2,177
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	18,836	290	SH		DFND	20	290	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	6,338	86	SH		DFND	791	86	0	0
BLACKSTONE INC	COM	09260D107	12,132	98	SH		DFND	826	0	0	98
CHARTER COMMUNICATIONS INC N	CL A	16119P108	598	2	SH		DFND	695	0	0	2
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,842	133	SH		DFND	230	0	0	133
CNA FINL CORP	COM	126117100	11,287	245	SH		DFND	916	0	0	245
ORGANON & CO	COMMON STOCK	68622V106	1,884	91	SH		DFND	695	0	0	91
BARCLAYS PLC	ADR	06738E204	13,655	1,275	SH		DFND	916	0	0	1,275
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	8,358	116	SH		DFND	43	0	0	116
TASEKO MINES LTD	COM	876511106	103,037	42,056	SH		SOLE		0	0	42,056
APPLE INC	COM	037833100	8,635	41	SH		DFND	406	0	0	41
CMS ENERGY CORP	COM	125896100	20,538	345	SH		DFND	374	0	0	345
PALO ALTO NETWORKS INC	COM	697435105	33,237,225	98,042	SH		SOLE		72	0	97,970
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	44,364	1,155	SH		DFND	498	0	0	1,155
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	410	3	SH		DFND	951	0	0	3
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	250,410	4,868	SH		DFND	98	0	0	4,868
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	5,449,661	96,148	SH		SOLE		0	0	96,148
SPDR SER TR	PORTFOLIO SHORT	78464A474	30,532	1,028	SH		DFND	229	0	0	1,028
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	18,491	737	SH		DFND	43	0	0	737
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,638	33	SH		DFND	811	0	0	33
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	1,552	175	SH		DFND	810	0	0	175
GLOBAL X FDS	US PFD ETF	37954Y657	17,847,571	906,889	SH		SOLE		0	0	906,889
RELX PLC	SPONSORED ADR	759530108	71,114	1,550	SH		DFND	661	0	0	1,550
AMPHENOL CORP NEW	CL A	032095101	58,747	872	SH		DFND	154	0	0	872
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	865	12	SH		DFND	114	0	0	12
BOEING CO	COM	097023105	54,603	300	SH		DFND	853	0	0	300
MOTOROLA SOLUTIONS INC	COM NEW	620076307	3,088	8	SH		DFND	713	8	0	0
ISHARES TR	CORE US AGGBD ET	464287226	17,376	179	SH		DFND	96	0	0	179
UNITED PARCEL SERVICE INC	CL B	911312106	4,106	30	SH		DFND	697	0	0	30
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	324,291	6,252	SH		DFND	643	0	0	6,252
DARDEN RESTAURANTS INC	COM	237194105	908	6	SH		DFND	697	0	0	6
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	2,073	490	SH		DFND	810	0	0	490
LAM RESEARCH CORP	COM	512807108	85,188	80	SH		DFND	742	0	0	80
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	3,218	240	SH		DFND	665	0	0	240
JPMORGAN CHASE & CO.	COM	46625H100	71,802	355	SH		DFND	742	0	0	355
FORMFACTOR INC	COM	346375108	1,574	26	SH		DFND	810	0	0	26
LAMB WESTON HLDGS INC	COM	513272104	252	3	SH		DFND	846	0	0	3
SPDR SER TR	PORTFOLIO S&P600	78468R853	4,070	98	SH		DFND	167	0	0	98
HILTON WORLDWIDE HLDGS INC	COM	43300A203	1,964	9	SH		DFND	810	0	0	9
SCHWAB STRATEGIC TR	US REIT ETF	808524847	21,108	1,057	SH		DFND	522	0	0	1,057
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,107	57	SH		DFND	894	0	0	57
MICRON TECHNOLOGY INC	COM	595112103	15,389	117	SH		DFND	791	117	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	67,987	863	SH		DFND	184	0	0	863
LENNAR CORP	CL A	526057104	1,349	9	SH		DFND	969	0	0	9
MASTERCARD INCORPORATED	CL A	57636Q104	31,764	72	SH		DFND	791	72	0	0
CHEVRON CORP NEW	COM	166764100	261,691	1,673	SH		DFND	515	0	0	1,673
DT MIDSTREAM INC	COMMON STOCK	23345M107	710	10	SH		DFND	697	0	0	10
DELTA AIR LINES INC DEL	COM NEW	247361702	1,708	36	SH		DFND	810	0	0	36
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	93,348	2,661	SH		DFND	35	0	0	2,661
STANLEY BLACK & DECKER INC	COM	854502101	1,039	13	SH		DFND	969	0	0	13
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	387,191	9,748	SH		SOLE		0	0	9,748
ISHARES TR	CORE S&P500 ETF	464287200	70,593	129	SH		DFND	852	129	0	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	110,242	604	SH		DFND	400	0	0	604
ISHARES TR	TIPS BD ETF	464287176	14,309	134	SH		DFND	1	0	0	134
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	151,670	3,069	SH		DFND	653	0	0	3,069
NXP SEMICONDUCTORS N V	COM	N6596X109	3,229	12	SH		DFND	970	0	0	12
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	387,073	11,034	SH		DFND	841	0	0	11,034
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	12,489,124	105,393	SH		SOLE		0	0	105,393
SPDR SER TR	PORTFOLIO S&P400	78464A847	29,292	571	SH		DFND	530	0	0	571
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	419	5	SH		DFND	539	0	0	5
PG&E CORP	COM	69331C108	1,048	60	SH		DFND	736	0	0	60
AERCAP HOLDINGS NV	SHS	N00985106	815,500	8,750	SH		DFND	1	0	0	8,750
ISHARES TR	US AER DEF ETF	464288760	49,519	375	SH		DFND	1	0	0	375
ISHARES TR	INTL TREA BD ETF	464288117	28,272,177	732,250	SH		SOLE		0	0	732,250
PHILLIPS 66	COM	718546104	141	1	SH		DFND	416	0	0	1
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	7,697,221	31,281	SH		SOLE		0	0	31,281
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,535	66	SH		DFND	514	0	0	66
WILLIAMS COS INC	COM	969457100	4,718	111	SH		DFND	737	0	0	111
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	186,017	2,864	SH		DFND	554	0	0	2,864
ISHARES TR	CORE S&P500 ETF	464287200	211,231	386	SH		DFND	335	0	0	386
TENARIS S A	SPONSORED ADS	88031M109	41,294	1,353	SH		DFND	661	0	0	1,353
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	7,340,233	53,621	SH		SOLE		346	0	53,275
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	21,981	245	SH		DFND	776	0	0	245
STARBUCKS CORP	COM	855244109	2,336	30	SH		DFND	695	0	0	30
APPLE INC	COM	037833100	1,093,960	5,194	SH		DFND	300	0	0	5,194
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	249,620	1,000	SH		DFND	941	0	0	1,000
ENERGIZER HLDGS INC NEW	COM	29272W109	469,627	15,898	SH		SOLE		74	0	15,824
ISHARES TR	CORE MSCI PAC	46434V696	3,122	51	SH		DFND	408	0	0	51
BLACKROCK RES & COMMODITIES	SHS	09257A108	106,622	11,602	SH		SOLE		0	0	11,602
INVESCO EXCHANGE TRADED FD T	S&P500 EQL STP	46137V373	275,243	8,992	SH		SOLE		0	0	8,992
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	19,918	310	SH		DFND	215	0	0	310
BOSTON SCIENTIFIC CORP	COM	101137107	1,617	21	SH		DFND	188	21	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	49,617	418	SH		DFND	780	0	0	418
URBAN OUTFITTERS INC	COM	917047102	37,068	903	SH		DFND	661	0	0	903
PFIZER INC	COM	717081103	3,637	130	SH		DFND	697	0	0	130
SCHWAB STRATEGIC TR	US REIT ETF	808524847	33,629	1,684	SH		DFND	941	0	0	1,684
SPDR SER TR	BLOOMBERG INTL T	78464A516	62,168	2,901	SH		DFND	1	0	0	2,901
PROLOGIS INC.	COM	74340W103	8,985	80	SH		DFND	188	80	0	0
SERVICE CORP INTL	COM	817565104	2,774	39	SH		DFND	965	0	0	39
COSTCO WHSL CORP NEW	COM	22160K105	4,250	5	SH		DFND	600	0	0	5
ISHARES TR	CORE S&P500 ETF	464287200	535,738	979	SH		DFND	98	0	0	979
DIAGEO PLC	SPON ADR NEW	25243Q205	126,080	1,000	SH		DFND	853	0	0	1,000
UNITED RENTALS INC	COM	911363109	16,168	25	SH		DFND	627	0	0	25
HSBC HLDGS PLC	SPON ADR NEW	404280406	11,528	265	SH		DFND	792	265	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	122,745	507	SH		DFND	6	0	0	507
MARSH & MCLENNAN COS INC	COM	571748102	4,847	23	SH		DFND	737	0	0	23
ISHARES TR	SHRT NAT MUN ETF	464288158	7,737	74	SH		DFND	224	0	0	74
MERCK & CO INC	COM	58933Y105	87,279	705	SH		DFND	40	0	0	705
VANGUARD INDEX FDS	MID CAP ETF	922908629	968	4	SH		DFND	261	0	0	4
PERMIAN RESOURCES CORP	CLASS A COM	71424F105	2,035	126	SH		DFND	816	0	0	126
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	2,257	209	SH		DFND	810	0	0	209
DISNEY WALT CO	COM	254687106	8,340	84	SH		DFND	969	0	0	84
WISDOMTREE TR	US LARGECAP DIVD	97717W307	61,110	840	SH		DFND	65	0	0	840
CHUBB LIMITED	COM	H1467J104	8,673	34	SH		DFND	792	34	0	0
SUN LIFE FINANCIAL INC.	COM	866796105	28,610	584	SH		DFND	916	0	0	584
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	4,684	362	SH		DFND	707	0	0	362
LOCKHEED MARTIN CORP	COM	539830109	4,204	9	SH		DFND	697	0	0	9
ORTHOPEDIATRICS CORP	COM	68752L100	2,876	100	SH		DFND	791	100	0	0
CVS HEALTH CORP	COM	126650100	1,477	25	SH		DFND	965	0	0	25
WILLIAMS COS INC	COM	969457100	1,403	33	SH		DFND	736	0	0	33
PERFORMANCE FOOD GROUP CO	COM	71377A103	66	1	SH		DFND	713	1	0	0
COURSERA INC	COM	22266M104	3,702	517	SH		DFND	792	517	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,573	133	SH		DFND	410	0	0	133
TD SYNNEX CORPORATION	COM	87162W100	3,000	26	SH		DFND	980	0	0	26
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,464	101	SH		DFND	824	0	0	101
WASHINGTON TR BANCORP INC	COM	940610108	7,538	275	SH		DFND	792	275	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	8,148	16	SH		DFND	797	0	0	16
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	154	4	SH		DFND	846	0	0	4
ALPHABET INC	CAP STK CL A	02079K305	2,732	15	SH		DFND	415	0	0	15
MASTERCARD INCORPORATED	CL A	57636Q104	198,522	450	SH		DFND	370	450	0	0
STATE STR CORP	COM	857477103	9,620	130	SH		DFND	916	0	0	130
STIFEL FINL CORP	COM	860630102	1,599	19	SH		DFND	737	0	0	19
ISHARES INC	CORE MSCI EMKT	46434G103	2,837	53	SH		DFND	119	0	0	53
HEICO CORP NEW	CL A	422806208	432,510	2,436	SH		SOLE		0	0	2,436
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	92,218	1,866	SH		DFND	49	0	0	1,866
RESMED INC	COM	761152107	3,254	17	SH		DFND	969	0	0	17
CHUBB LIMITED	COM	H1467J104	16,325	64	SH		DFND	689	0	0	64
COSTCO WHSL CORP NEW	COM	22160K105	28,900	34	SH		DFND	790	0	0	34
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,769	24	SH		DFND	736	0	0	24
OCCIDENTAL PETE CORP	COM	674599105	2,143	34	SH		DFND	737	0	0	34
ISHARES TR	CORE S&P500 ETF	464287200	153,772	281	SH		DFND	637	0	0	281
GDS HLDGS LTD	SPONSORED ADS	36165L108	927,607	99,850	SH		SOLE		0	0	99,850
AMGEN INC	COM	031162100	3,749	12	SH		DFND	816	0	0	12
CELANESE CORP DEL	COM	150870103	46,807	347	SH		DFND	661	0	0	347
CME GROUP INC	COM	12572Q105	3,539	18	SH		DFND	695	0	0	18
ISHARES INC	CORE MSCI EMKT	46434G103	6,959	130	SH		DFND	210	0	0	130
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	10,638	127	SH		DFND	58	0	0	127
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	114,546	112	SH		DFND	916	0	0	112
SPDR SER TR	PORTFOLIO S&P400	78464A847	29,292	571	SH		DFND	286	571	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	108,000	2,867	SH		DFND	779	0	0	2,867
STRYKER CORPORATION	COM	863667101	10,888	32	SH		DFND	791	32	0	0
WISDOMTREE TR	INTL SMCAP DIV	97717W760	2,878,685	45,376	SH		SOLE		0	0	45,376
KB FINL GROUP INC	SPONSORED ADR	48241A105	1,812	32	SH		DFND	951	0	0	32
ALTRIA GROUP INC	COM	02209S103	4,783	105	SH		DFND	737	0	0	105
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	9,783	168	SH		DFND	155	0	0	168
GRAPHIC PACKAGING HLDG CO	COM	388689101	341	13	SH		DFND	903	0	0	13
NIKE INC	CL B	654106103	30,600	406	SH		DFND	675	0	0	406
CAMPING WORLD HLDGS INC	CL A	13462K109	9	1	SH		DFND	290	0	0	1
ISHARES TR	CORE MSCI INTL	46435G326	50,083	763	SH		DFND	329	0	0	763
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	186,505	4,262	SH		DFND	887	0	0	4,262
GILEAD SCIENCES INC	COM	375558103	19,897	290	SH		DFND	141	0	0	290
ESPERION THERAPEUTICS INC NE	COM	29664W105	45,725	20,597	SH		SOLE		0	0	20,597
NATIONAL HEALTHCARE CORP	COM	635906100	348,515	3,215	SH		SOLE		0	0	3,215
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,819	28	SH		DFND	116	0	0	28
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	9,641	251	SH		DFND	884	0	0	251
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	8,376	100	SH		DFND	131	0	0	100
ALBEMARLE CORP	COM	012653101	573	6	SH		DFND	736	0	0	6
BWX TECHNOLOGIES INC	COM	05605H100	38,475	405	SH		DFND	661	0	0	405
ISHARES TR	CORE DIV GRWTH	46434V621	10,539,589	182,947	SH		SOLE		0	0	182,947
SOUTHWEST AIRLS CO	COM	844741108	1,001	35	SH		DFND	969	0	0	35
EMERSON ELEC CO	COM	291011104	11,016	100	SH		DFND	569	0	0	100
ADVANCED MICRO DEVICES INC	COM	007903107	88,729	547	SH		DFND	661	0	0	547
GSK PLC	SPONSORED ADR	37733W204	2,772	72	SH		DFND	493	0	0	72
PPG INDS INC	COM	693506107	1,888	15	SH		DFND	951	0	0	15
NIKE INC	CL B	654106103	37,685	500	SH		DFND	36	0	0	500
INTUITIVE SURGICAL INC	COM NEW	46120E602	4,449	10	SH		DFND	695	0	0	10
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	19,341	376	SH		DFND	838	0	0	376
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	360	7	SH		DFND	782	0	0	7
ASBURY AUTOMOTIVE GROUP INC	COM	043436104	3,190	14	SH		DFND	791	14	0	0
TELEFLEX INCORPORATED	COM	879369106	841	4	SH		DFND	970	0	0	4
MIDDLESEX WTR CO	COM	596680108	1,307	25	SH		DFND	737	0	0	25
GE VERNOVA INC	COM	36828A101	3,430	20	SH		DFND	955	0	0	20
MCKESSON CORP	COM	58155Q103	46,723	80	SH		DFND	675	0	0	80
FERRARI N V	COM	N3167Y103	1,633	4	SH		DFND	810	0	0	4
TESLA INC	COM	88160R101	154,346	780	SH		DFND	661	0	0	780
PUBLIC STORAGE OPER CO	COM	74460D109	575	2	SH		DFND	713	2	0	0
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	3,830	296	SH		DFND	189	296	0	0
BERRY GLOBAL GROUP INC	COM	08579W103	706	12	SH		DFND	965	0	0	12
SAIA INC	COM	78709Y105	26,560	56	SH		DFND	661	0	0	56
YUM BRANDS INC	COM	988498101	662,300	5,000	SH		DFND	1	0	0	5,000
ALPHABET INC	CAP STK CL C	02079K107	7,337	40	SH		DFND	155	0	0	40
SPDR SER TR	PORTFOLIO SHORT	78464A474	10,603	357	SH		DFND	685	0	0	357
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,696	68	SH		DFND	46	0	0	68
SCHLUMBERGER LTD	COM STK	806857108	11,914,153	252,526	SH		SOLE		594	0	251,932
AMCOR PLC	ORD	G0250X107	704	72	SH		DFND	965	0	0	72
BANK AMERICA CORP	COM	060505104	15,988	402	SH		DFND	969	0	0	402
PENNANT GROUP INC	COM	70805E109	444,135	19,152	SH		SOLE		0	0	19,152
SOFI TECHNOLOGIES INC	COM	83406F102	1,007,018	152,348	SH		SOLE		790	0	151,558
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	77,639	1,571	SH		DFND	61	0	0	1,571
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	2,171	201	SH		DFND	600	0	0	201
NVIDIA CORPORATION	COM	67066G104	49,540	401	SH		DFND	965	0	0	401
ISHARES TR	US INFRASTRUC	46435U713	3,370	80	SH		DFND	481	0	0	80
ICF INTL INC	COM	44925C103	1,336	9	SH		DFND	951	0	0	9
VANGUARD INDEX FDS	MID CAP ETF	922908629	44,546	184	SH		DFND	805	0	0	184
ISHARES TR	NATIONAL MUN ETF	464288414	8,098	76	SH		DFND	926	0	0	76
MASTERCARD INCORPORATED	CL A	57636Q104	9,706	22	SH		DFND	826	0	0	22
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	260,855	4,060	SH		DFND	499	0	0	4,060
NORTHROP GRUMMAN CORP	COM	666807102	217,975	500	SH		DFND	1	0	0	500
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,089	82	SH		DFND	247	0	0	82
EXXON MOBIL CORP	COM	30231G102	806	7	SH		DFND	903	0	0	7
FORRESTER RESH INC	COM	346563109	15,987	936	SH		DFND	661	0	0	936
HAMILTON LANE INC	CL A	407497106	1,730	14	SH		DFND	810	0	0	14
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	531,588	8,848	SH		DFND	643	0	0	8,848
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	19,325	513	SH		DFND	426	0	0	513
BANK AMERICA CORP	COM	060505104	159,080	4,000	SH		DFND	918	0	0	4,000
PNC FINL SVCS GROUP INC	COM	693475105	777	5	SH		DFND	268	0	0	5
CHEVRON CORP NEW	COM	166764100	21,430	137	SH		DFND	791	137	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	24,162	471	SH		DFND	2	0	0	471
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	23,817	463	SH		DFND	41	0	0	463
LEIDOS HOLDINGS INC	COM	525327102	729	5	SH		DFND	965	0	0	5
VIRTUS INVT PARTNERS INC	COM	92828Q109	25,973	115	SH		DFND	675	0	0	115
EXPONENT INC	COM	30214U102	666	7	SH		DFND	903	0	0	7
ISHARES INC	EM MKTS DIV ETF	464286319	125,599	4,621	SH		DFND	187	0	0	4,621
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	2,520	35	SH		DFND	810	0	0	35
EAGLE MATLS INC	COM	26969P108	1,087	5	SH		DFND	697	0	0	5
DEXCOM INC	COM	252131107	454	4	SH		DFND	713	4	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,801,440	183,680	SH		DFND	607	0	0	183,680
COEUR MNG INC	COM NEW	192108504	180,582	32,132	SH		SOLE		247	0	31,885
ISHARES TR	MSCI EAFE ETF	464287465	15,666	200	SH		DFND	569	0	0	200
WELLTOWER INC	COM	95040Q104	1,460	14	SH		DFND	810	0	0	14
VANGUARD INDEX FDS	MID CAP ETF	922908629	190,049	785	SH		DFND	103	0	0	785
VISA INC	COM CL A	92826C839	44,620	170	SH		DFND	574	0	0	170
CAESARS ENTERTAINMENT INC NE	COM	12769G100	5,962,393	150,035	SH		SOLE		76	0	149,959
ARCH RESOURCES INC	CL A	03940R107	2,436	16	SH		DFND	790	0	0	16
TEXAS INSTRS INC	COM	882508104	195	1	SH		DFND	406	0	0	1
AVEPOINT INC	COM CL A	053604104	256,822	24,647	SH		SOLE		37	0	24,610
HUBSPOT INC	COM	443573100	1,180	2	SH		DFND	816	0	0	2
HOME DEPOT INC	COM	437076102	33,047	96	SH		DFND	637	0	0	96
3M CO	COM	88579Y101	13,200	129	SH		DFND	955	0	0	129
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	617	12	SH		DFND	824	0	0	12
LATTICE SEMICONDUCTOR CORP	COM	518415104	797,594	13,754	SH		SOLE		0	0	13,754
SPX TECHNOLOGIES INC	COM	78473E103	9,523	67	SH		DFND	792	67	0	0
BALL CORP	COM	058498106	600	10	SH		DFND	951	0	0	10
SPDR SER TR	PORTFOLIO S&P500	78464A854	12,288	192	SH		DFND	893	0	0	192
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	250,389	936	SH		DFND	48	0	0	936
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	17,345	217	SH		DFND	220	0	0	217
WARRIOR MET COAL INC	COM	93627C101	1,130	18	SH		DFND	816	0	0	18
LAMB WESTON HLDGS INC	COM	513272104	1,345	16	SH		DFND	737	0	0	16
MCKESSON CORP	COM	58155Q103	1,752	3	SH		DFND	493	0	0	3
VANGUARD INDEX FDS	MID CAP ETF	922908629	36,557	151	SH		DFND	25	0	0	151
ISHARES TR	CORE S&P500 ETF	464287200	9,850	18	SH		DFND	69	0	0	18
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	13,043	203	SH		DFND	245	0	0	203
HORMEL FOODS CORP	COM	440452100	701	23	SH		DFND	965	0	0	23
JOHNSON CTLS INTL PLC	SHS	G51502105	2,526	38	SH		DFND	790	0	0	38
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	18,898	492	SH		DFND	344	0	0	492
CATERPILLAR INC	COM	149123101	328,770	987	SH		DFND	151	0	0	987
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	359,185	7,268	SH		DFND	118	0	0	7,268
UBS GROUP AG	SHS	H42097107	1,684	57	SH		DFND	965	0	0	57
BROOKFIELD RENEWABLE CORP	CL A SUB VTG	11284V105	296,801	10,458	SH		SOLE		0	0	10,458
AEROVIRONMENT INC	COM	008073108	364	2	SH		DFND	903	0	0	2
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	120,338	2,435	SH		DFND	595	0	0	2,435
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	643	10	SH		DFND	244	0	0	10
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,829	55	SH		DFND	734	0	0	55
TETRA TECH INC NEW	COM	88162G103	2,045	10	SH		DFND	951	0	0	10
EXPEDITORS INTL WASH INC	COM	302130109	3,061,292	24,532	SH		SOLE		36	0	24,496
VALE S A	SPONSORED ADS	91912E105	763,612	68,363	SH		SOLE		370	0	67,993
ISHARES TR	CORE S&P500 ETF	464287200	27,362	50	SH		DFND	748	0	0	50
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	890	30	SH		DFND	810	0	0	30
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	238,574	4,761	SH		DFND	239	0	0	4,761
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	35,752	817	SH		DFND	21	0	0	817
PPL CORP	COM	69351T106	2,295	83	SH		DFND	969	0	0	83
NISOURCE INC	COM	65473P105	1,441	50	SH		DFND	737	0	0	50
ABBVIE INC	COM	00287Y109	9,262	54	SH		DFND	493	0	0	54
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,287	66	SH		DFND	246	0	0	66
GRAPHIC PACKAGING HLDG CO	COM	388689101	1,284	49	SH		DFND	965	0	0	49
RBB FD INC	MOTLEY FOOL MID	74933W627	747,649	28,460	SH		SOLE		0	0	28,460
SPDR SER TR	PORTFOLIO SHORT	78464A474	32,522	1,095	SH		DFND	496	0	0	1,095
EATON CORP PLC	SHS	G29183103	2,195	7	SH		DFND	934	0	0	7
CHART INDS INC	COM	16115Q308	2,887	20	SH		DFND	790	0	0	20
SPDR SER TR	PORTFOLIO S&P400	78464A847	229,311	4,470	SH		DFND	328	0	0	4,470
SPDR SER TR	PORTFOLIO S&P400	78464A847	67,665	1,319	SH		DFND	668	0	0	1,319
JOHNSON & JOHNSON	COM	478160104	2,192	15	SH		DFND	970	0	0	15
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	84,809	2,208	SH		DFND	543	0	0	2,208
STOCK YDS BANCORP INC	COM	861025104	844	17	SH		DFND	600	0	0	17
APPLE INC	COM	037833100	16,751	8,600	SH	Put	SOLE		0	0	8,600
ISHARES INC	CORE MSCI EMKT	46434G103	3,265	61	SH		DFND	861	0	0	61
FIDELITY NATL INFORMATION SV	COM	31620M106	1,281	17	SH		DFND	970	0	0	17
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	301,628	4,644	SH		DFND	643	0	0	4,644
ISHARES TR	CORE MSCI EAFE	46432F842	216,467	2,980	SH		DFND	400	0	0	2,980
BOEING CO	COM	097023105	27,302	150	SH		DFND	256	0	0	150
ISHARES INC	CORE MSCI EMKT	46434G103	5,407	101	SH		DFND	606	101	0	0
ARS PHARMACEUTICALS INC	COM	82835W108	277,826	32,647	SH		SOLE		0	0	32,647
ISHARES TR	S&P MC 400GR ETF	464287606	349,268	3,964	SH		DFND	1	0	0	3,964
VEECO INSTRS INC DEL	COM	922417100	884,641	18,939	SH		SOLE		50	0	18,889
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	432,912	11,024	SH		DFND	300	0	0	11,024
ISHARES TR	SELECT DIVID ETF	464287168	53,368	441	SH		DFND	647	0	0	441
SPDR SER TR	PORTFOLIO S&P500	78464A854	875,648	13,682	SH		DFND	439	0	0	13,682
SOUTHWEST AIRLS CO	COM	844741108	486	17	SH		DFND	903	0	0	17
NORTHERN TR CORP	COM	665859104	1,008	12	SH		DFND	600	0	0	12
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	84	1	SH		DFND	297	0	0	1
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	39,554	1,050	SH		DFND	362	0	0	1,050
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	52,670	211	SH		DFND	470	211	0	0
TRANSUNION	COM	89400J107	7,713	104	SH		DFND	791	104	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	15,175	295	SH		DFND	715	0	0	295
AERCAP HOLDINGS NV	SHS	N00985106	932	10	SH		DFND	665	0	0	10
NVIDIA CORPORATION	COM	67066G104	34,591	280	SH		DFND	600	0	0	280
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	11,339	301	SH		DFND	503	0	0	301
NOKIA CORP	SPONSORED ADR	654902204	1,875	496	SH		DFND	189	496	0	0
HESS MIDSTREAM LP	CL A SHS	428103105	203,154	5,575	SH		SOLE		0	0	5,575
WARNER BROS DISCOVERY INC	COM SER A	934423104	893	120	SH		DFND	141	0	0	120
BIOAFFINITY TECHNOLOGIES INC	COMMON STOCK	09076W109	27,205	12,595	SH		SOLE		0	0	12,595
CLOROX CO DEL	COM	189054109	6,414	47	SH		DFND	374	0	0	47
QUEST DIAGNOSTICS INC	COM	74834L100	1,553,778	11,351	SH		SOLE		71	0	11,280
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	5,350	104	SH		DFND	807	0	0	104
INTUITIVE SURGICAL INC	COM NEW	46120E602	17,349	39	SH		DFND	792	39	0	0
GLOBAL X FDS	MSCI NORWAY ETF	37950E101	220,720	8,600	SH		SOLE		0	0	8,600
ISHARES TR	ISHARES BIOTECH	464287556	12,353	90	SH		DFND	280	0	0	90
ISHARES TR	CORE S&P500 ETF	464287200	334,905	612	SH		DFND	795	0	0	612
TRAVEL PLUS LEISURE CO	COM	894164102	20,241	450	SH		DFND	1	0	0	450
COMMERCIAL METALS CO	COM	201723103	440	8	SH		DFND	903	0	0	8
DANA INC	COM	235825205	2,594	214	SH		DFND	790	0	0	214
PHILIP MORRIS INTL INC	COM	718172109	34,521,250	340,681	SH		SOLE		817	0	339,864
PROGRESSIVE CORP	COM	743315103	3,739	18	SH		DFND	816	0	0	18
CANADIAN IMPERIAL BK COMM TO	COM	136069101	2,768,317	58,231	SH		SOLE		112	0	58,119
ISHARES INC	CORE MSCI EMKT	46434G103	14,774	276	SH		DFND	110	0	0	276
ISHARES INC	CORE MSCI EMKT	46434G103	23,018	430	SH		DFND	764	430	0	0
RB GLOBAL INC	COM	74935Q107	2,978	39	SH		DFND	790	0	0	39
SPDR SER TR	PORTFOLIO SHORT	78464A474	62,756	2,113	SH		DFND	585	0	0	2,113
ROSS STORES INC	COM	778296103	26,158	180	SH		DFND	29	0	0	180
SPDR SER TR	PORTFOLIO S&P500	78464A854	25,920	405	SH		DFND	602	405	0	0
EASTMAN CHEM CO	COM	277432100	2,057	21	SH		DFND	951	0	0	21
COCA COLA CO	COM	191216100	263,384	4,138	SH		DFND	515	0	0	4,138
MICRON TECHNOLOGY INC	COM	595112103	8,418	64	SH		DFND	737	0	0	64
ISHARES TR	CORE US AGGBD ET	464287226	24,462	252	SH		DFND	943	0	0	252
M & T BK CORP	COM	55261F104	4,022,464	26,575	SH		SOLE		1	0	26,574
3M CO	COM	88579Y101	1,124	11	SH		DFND	695	0	0	11
NVIDIA CORPORATION	COM	67066G104	216,195	1,750	SH		DFND	790	0	0	1,750
MASCO CORP	COM	574599106	78,737	1,181	SH		DFND	156	0	0	1,181
PROGYNY INC	COM	74340E103	286,386	10,010	SH		SOLE		52	0	9,958
VONTIER CORPORATION	COM	928881101	1,413	37	SH		DFND	665	0	0	37
ITT INC	COM	45073V108	1,810,929	14,019	SH		SOLE		17	0	14,002
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	436,139	6,715	SH		DFND	433	0	0	6,715
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	6,052	84	SH		DFND	51	0	0	84
INSULET CORP	COM	45784P101	3,229	16	SH		DFND	790	0	0	16
VANGUARD INDEX FDS	MID CAP ETF	922908629	101,924	421	SH		DFND	562	0	0	421
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	30,786	474	SH		DFND	702	474	0	0
MODERNA INC	COM	60770K107	1,900	16	SH		DFND	816	0	0	16
WARNER BROS DISCOVERY INC	COM SER A	934423104	4,494	604	SH		DFND	922	0	0	604
SHERWIN WILLIAMS CO	COM	824348106	44,765	150	SH		DFND	534	0	0	150
ALASKA AIR GROUP INC	COM	011659109	333,300	8,250	SH		DFND	1	0	0	8,250
GEO GROUP INC NEW	COM	36162J106	146,148	10,177	SH		SOLE		0	0	10,177
SABRE CORP	COM	78573M104	7,268,598	2,722,321	SH		SOLE		0	0	2,722,321
VANGUARD WORLD FD	MATERIALS ETF	92204A801	39,297	204	SH		DFND	370	204	0	0
CVS HEALTH CORP	COM	126650100	709	12	SH		DFND	951	0	0	12
SCHWAB STRATEGIC TR	US REIT ETF	808524847	387,897	19,424	SH		DFND	101	0	0	19,424
ISHARES TR	CORE S&P500 ETF	464287200	120,938	221	SH		DFND	126	0	0	221
ZOETIS INC	CL A	98978V103	6,414	37	SH		DFND	736	0	0	37
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,466	243	SH		DFND	836	243	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	156,509	4,462	SH		DFND	338	0	0	4,462
CABLE ONE INC	COM	12685J105	708	2	SH		DFND	695	0	0	2
FIRSTSERVICE CORP NEW	COM	33767E202	32,607	214	SH		DFND	675	0	0	214
STEELCASE INC	CL A	858155203	441	34	SH		DFND	951	0	0	34
FIRST TR EXCHANGE-TRADED FD	GBL WND ENRG ETF	33736G106	274,160	16,913	SH		SOLE		0	0	16,913
CME GROUP INC	COM	12572Q105	3,146	16	SH		DFND	969	0	0	16
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,958	77	SH		DFND	131	0	0	77
DEXCOM INC	COM	252131107	4,535	40	SH		DFND	866	40	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	25,938	360	SH		DFND	520	0	0	360
FLOWERS FOODS INC	COM	343498101	1,265	57	SH		DFND	970	0	0	57
JONES LANG LASALLE INC	COM	48020Q107	1,642	8	SH		DFND	737	0	0	8
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	20,312	411	SH		DFND	693	411	0	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	15,288	353	SH		DFND	77	0	0	353
ISHARES TR	SELECT DIVID ETF	464287168	32,897,053	271,921	SH		SOLE		0	0	271,921
MILLERKNOLL INC	COM	600544100	298,304	11,261	SH		SOLE		0	0	11,261
BECTON DICKINSON & CO	COM	075887109	27,344	117	SH		DFND	311	0	0	117
NIKE INC	CL B	654106103	2,110	28	SH		DFND	797	0	0	28
BWX TECHNOLOGIES INC	COM	05605H100	1,615	17	SH		DFND	951	0	0	17
QUALCOMM INC	COM	747525103	4,183	21	SH		DFND	695	0	0	21
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	5,828	66	SH		DFND	715	0	0	66
INTEL CORP	COM	458140100	7,402	239	SH		DFND	969	0	0	239
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	2,820,246	32,924	SH		SOLE		0	0	32,924
ALLEGIANT TRAVEL CO	COM	01748X102	463,723	9,232	SH		SOLE		0	0	9,232
KNOWLES CORP	COM	49926D109	1,295	75	SH		DFND	810	0	0	75
ISHARES TR	NATIONAL MUN ETF	464288414	1,261,552	11,840	SH		DFND	616	0	0	11,840
S&P GLOBAL INC	COM	78409V104	3,568	8	SH		DFND	816	0	0	8
ECHOSTAR CORP	CL A	278768106	16,261	913	SH		DFND	916	0	0	913
ISHARES TR	CORE S&P500 ETF	464287200	7,114	13	SH		DFND	533	0	0	13
MOODYS CORP	COM	615369105	421	1	SH		DFND	903	0	0	1
ELASTIC N V	ORD SHS	N14506104	1,253	11	SH		DFND	816	0	0	11
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	30,404	391	SH		DFND	726	0	0	391
AMERICAN CENTY ETF TR	FOCUSED LRG CAP	025072794	37,972,565	607,241	SH		SOLE		0	0	607,241
DORMAN PRODS INC	COM	258278100	91,480	1,000	SH		DFND	1	0	0	1,000
DIMENSIONAL ETF TRUST	INTL SMALL CAP V	25434V781	6,107	227	SH		DFND	908	0	0	227
MOODYS CORP	COM	615369105	3,367	8	SH		DFND	965	0	0	8
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	161,589	2,515	SH		DFND	392	0	0	2,515
ISHARES TR	CORE US AGGBD ET	464287226	68,823	709	SH		DFND	636	0	0	709
APPLE INC	COM	037833100	341,204	1,620	SH		DFND	948	0	0	1,620
DIODES INC	COM	254543101	1,798	25	SH		DFND	816	0	0	25
FISERV INC	COM	337738108	894	6	SH		DFND	414	0	0	6
HSBC HLDGS PLC	SPON ADR NEW	404280406	9,570	220	SH		DFND	189	220	0	0
SILVERBOW RES INC	COM	82836G102	3,178	84	SH		DFND	791	84	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	111,552	4,200	SH		DFND	938	0	0	4,200
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	11,992	46	SH		DFND	715	0	0	46
DUKE ENERGY CORP NEW	COM NEW	26441C204	27,476,062	274,130	SH		SOLE		819	0	273,311
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	3,158,202,711	12,652,042	SH		SOLE		502	0	12,651,540
AGILENT TECHNOLOGIES INC	COM	00846U101	3,889	30	SH		DFND	969	0	0	30
SCHWAB STRATEGIC TR	US REIT ETF	808524847	33,629	1,684	SH		DFND	938	0	0	1,684
WALMART INC	COM	931142103	18,282	270	SH		DFND	790	0	0	270
AKAMAI TECHNOLOGIES INC	COM	00971T101	540	6	SH		DFND	713	6	0	0
AUTOZONE INC	COM	053332102	7,141,317	2,409	SH		SOLE		7	0	2,402
AMERICAN CENTY ETF TR	INTERNATIONAL LR	025072364	2,127,434	40,569	SH		SOLE		0	0	40,569
SCHWAB STRATEGIC TR	US REIT ETF	808524847	25,841	1,294	SH		DFND	20	1,294	0	0
PEPSICO INC	COM	713448108	1,223,286	7,417	SH		DFND	1	0	0	7,417
SPDR SER TR	PORTFOLIO INTRMD	78464A375	45,486	1,397	SH		DFND	324	0	0	1,397
ISHARES TR	NATIONAL MUN ETF	464288414	208,305	1,955	SH		DFND	400	0	0	1,955
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	18,863	236	SH		DFND	746	236	0	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	15,130	194	SH		DFND	189	194	0	0
ISHARES TR	S&P 100 ETF	464287101	226,241	856	SH		DFND	1	0	0	856
BANK AMERICA CORP	COM	060505104	4,044,609	101,700	SH		DFND	925	0	0	101,700
DTE ENERGY CO	COM	233331107	1,221	11	SH		DFND	600	0	0	11
CHEESECAKE FACTORY INC	COM	163072101	40,469	1,030	SH		DFND	661	0	0	1,030
KRAFT HEINZ CO	COM	500754106	56,063	1,740	SH		DFND	983	0	0	1,740
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	15,351	224	SH		DFND	724	0	0	224
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	20,605	246	SH		DFND	24	0	0	246
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	48,239	930	SH		DFND	582	0	0	930
ISHARES TR	CORE S&P500 ETF	464287200	751,894	1,374	SH		DFND	312	0	0	1,374
BOEING CO	COM	097023105	18,201	100	SH		DFND	939	0	0	100
CENTENE CORP DEL	COM	15135B101	3,182	48	SH		DFND	980	0	0	48
METLIFE INC	COM	59156R108	8,431,760	120,128	SH		SOLE		108	0	120,020
ANDERSONS INC	COM	034164103	245,622	4,952	SH		SOLE		7	0	4,945
ISHARES TR	CORE S&P500 ETF	464287200	68,951	126	SH		DFND	159	0	0	126
SHERWIN WILLIAMS CO	COM	824348106	1,194	4	SH		DFND	816	0	0	4
EATON CORP PLC	SHS	G29183103	5,017	16	SH		DFND	476	0	0	16
RIO TINTO PLC	SPONSORED ADR	767204100	1,648	25	SH		DFND	816	0	0	25
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	83,717	1,694	SH		DFND	355	1,694	0	0
NORTHWESTERN ENERGY GROUP IN	COM NEW	668074305	40,515	809	SH		DFND	675	0	0	809
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	25,044	299	SH		DFND	34	0	0	299
HSBC HLDGS PLC	SPON ADR NEW	404280406	5,133	118	SH		DFND	665	0	0	118
UNITEDHEALTH GROUP INC	COM	91324P102	12,222	24	SH		DFND	695	0	0	24
INTERNATIONAL BUSINESS MACHS	COM	459200101	25,943	150	SH		DFND	357	150	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,386	47	SH		DFND	898	0	0	47
ROYAL CARIBBEAN GROUP	COM	V7780T103	1,275	8	SH		DFND	816	0	0	8
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,591	70	SH		DFND	894	0	0	70
NATIONAL FUEL GAS CO	COM	636180101	1,517	28	SH		DFND	737	0	0	28
AIRBNB INC	COM CL A	009066101	1,061	7	SH		DFND	969	0	0	7
MASIMO CORP	COM	574795100	1,966,627	15,616	SH		SOLE		0	0	15,616
ASTRAZENECA PLC	SPONSORED ADR	046353108	17,782	228	SH		DFND	792	228	0	0
ISHARES TR	CORE MSCI INTL	46435G326	66,690	1,016	SH		DFND	321	0	0	1,016
NIKE INC	CL B	654106103	40,320,425	534,966	SH		SOLE		343	0	534,623
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	249,620	1,000	SH		DFND	940	0	0	1,000
SAP SE	SPON ADR	803054204	3,227	16	SH		DFND	810	0	0	16
ATI INC	COM	01741R102	333	6	SH		DFND	951	0	0	6
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,157	198	SH		DFND	434	0	0	198
EATON CORP PLC	SHS	G29183103	8,779	28	SH		DFND	262	0	0	28
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	171,617	2,963	SH		DFND	370	2,963	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	12,990	200	SH		DFND	427	0	0	200
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	13,402	160	SH		DFND	267	0	0	160
GARMIN LTD	SHS	H2906T109	2,444	15	SH		DFND	260	0	0	15
AT&T INC	COM	00206R102	58,610	3,067	SH		DFND	916	0	0	3,067
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	186,017	2,864	SH		DFND	553	0	0	2,864
ALCOA CORP	COM	013872106	1,750	44	SH		DFND	616	0	0	44
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	22,563	435	SH		DFND	343	0	0	435
SPROUTS FMRS MKT INC	COM	85208M102	10,458	125	SH		DFND	792	125	0	0
ABBOTT LABS	COM	002824100	3,221	31	SH		DFND	951	0	0	31
SPDR SER TR	PORTFOLIO S&P400	78464A847	372,182	7,255	SH		DFND	97	0	0	7,255
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,412	34	SH		DFND	810	0	0	34
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	30,454	122	SH		DFND	887	0	0	122
ALTRIA GROUP INC	COM	02209S103	4,054	89	SH		DFND	476	0	0	89
TIDAL ETF TR	ADASINA SOCIAL	886364876	1,412,395	81,500	SH		SOLE		0	0	81,500
ANTERO RESOURCES CORP	COM	03674X106	718	22	SH		DFND	697	0	0	22
SCHWAB STRATEGIC TR	US REIT ETF	808524847	131,922	6,606	SH		DFND	515	0	0	6,606
RIVERVIEW BANCORP INC	COM	769397100	44,469	11,145	SH		SOLE		0	0	11,145
NORFOLK SOUTHN CORP	COM	655844108	1,932	9	SH		DFND	697	0	0	9
APPLIED MATLS INC	COM	038222105	1,652	7	SH		DFND	414	0	0	7
VERU INC	COM	92536C103	12,774	15,184	SH		SOLE		0	0	15,184
UBS GROUP AG	SHS	H42097107	3,427	116	SH		DFND	665	0	0	116
QUALCOMM INC	COM	747525103	50,004	251	SH		DFND	955	0	0	251
NUCOR CORP	COM	670346105	16,235,132	102,702	SH		SOLE		90	0	102,612
FIRSTCASH HOLDINGS INC	COM	33768G107	1,031,446	9,835	SH		SOLE		19	0	9,816
MICROSOFT CORP	COM	594918104	46,930	105	SH		DFND	826	0	0	105
ISHARES TR	SHRT NAT MUN ETF	464288158	10,873	104	SH		DFND	305	0	0	104
ISHARES TR	CORE MSCI INTL	46435G326	68,069	1,037	SH		DFND	67	0	0	1,037
ARCOSA INC	COM	039653100	417	5	SH		DFND	903	0	0	5
ISHARES TR	CORE US AGGBD ET	464287226	98,526	1,015	SH		DFND	220	0	0	1,015
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,123	5	SH		DFND	816	0	0	5
UNITED NAT FOODS INC	COM	911163103	160,737	12,270	SH		SOLE		0	0	12,270
ISHARES INC	CORE MSCI EMKT	46434G103	100,208	1,872	SH		DFND	229	0	0	1,872
AVIENT CORPORATION	COM	05368V106	1,571	36	SH		DFND	810	0	0	36
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	26,383	308	SH		DFND	715	0	0	308
ISHARES TR	SP SMCP600VL ETF	464287879	21,886	225	SH		DFND	42	0	0	225
CRISPR THERAPEUTICS AG	NAMEN AKT	H17182108	796,649	14,750	SH		SOLE		0	0	14,750
ISHARES TR	CORE MSCI EAFE	46432F842	130,591	1,798	SH		DFND	250	0	0	1,798
OTIS WORLDWIDE CORP	COM	68902V107	8,584	89	SH		DFND	952	0	0	89
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	18,373	255	SH		DFND	461	0	0	255
PNC FINL SVCS GROUP INC	COM	693475105	40,580	261	SH		DFND	661	0	0	261
MODERNA INC	COM	60770K107	9,856	83	SH		DFND	791	83	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	61,786	773	SH		DFND	585	0	0	773
MORGAN STANLEY	COM NEW	617446448	1,069	11	SH		DFND	415	0	0	11
FISERV INC	COM	337738108	596	4	SH		DFND	493	0	0	4
MERCK & CO INC	COM	58933Y105	3,219	26	SH		DFND	260	0	0	26
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,372	177	SH		DFND	231	0	0	177
M/I HOMES INC	COM	55305B101	6,596	54	SH		DFND	627	0	0	54
ORACLE CORP	COM	68389X105	10,872	77	SH		DFND	155	0	0	77
TOYOTA MOTOR CORP	ADS	892331307	2,050	10	SH		DFND	951	0	0	10
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	7,404	114	SH		DFND	216	0	0	114
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	116,582	2,359	SH		DFND	877	0	0	2,359
DOMINION ENERGY INC	COM	25746U109	9,800	200	SH		DFND	142	0	0	200
COCA COLA CO	COM	191216100	44,555	700	SH		DFND	27	0	0	700
CATERPILLAR INC	COM	149123101	1,646,180	4,942	SH		DFND	922	0	0	4,942
PALANTIR TECHNOLOGIES INC	CL A	69608A108	8,523,224	336,487	SH		SOLE		352	0	336,135
DANAHER CORPORATION	COM	235851102	37,478	150	SH		DFND	489	0	0	150
ISHARES INC	CORE MSCI EMKT	46434G103	1,071	20	SH		DFND	99	0	0	20
HEALTHCARE RLTY TR	CL A COM	42226K105	890	54	SH		DFND	713	54	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	10,170	25	SH		DFND	868	0	0	25
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	41,216	834	SH		DFND	772	0	0	834
BERRY GLOBAL GROUP INC	COM	08579W103	471	8	SH		DFND	951	0	0	8
WESTERN DIGITAL CORP.	COM	958102105	1,061	14	SH		DFND	600	0	0	14
UNITEDHEALTH GROUP INC	COM	91324P102	5,602	11	SH		DFND	493	0	0	11
VERIZON COMMUNICATIONS INC	COM	92343V104	49,735	1,206	SH		DFND	4	0	0	1,206
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	447,410	12,754	SH		DFND	641	0	0	12,754
ISHARES TR	EAFE SML CP ETF	464288273	13,807	224	SH		DFND	720	0	0	224
MERCADOLIBRE INC	COM	58733R102	9,393,367	5,716	SH		SOLE		0	0	5,716
EATON VANCE ENHANCED EQUITY	COM	278277108	394,784	18,126	SH		SOLE		0	0	18,126
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	78,838	2,052	SH		DFND	207	0	0	2,052
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	35,179	420	SH		DFND	800	0	0	420
OMNICOM GROUP INC	COM	681919106	53,820	600	SH		DFND	1	0	0	600
GENUINE PARTS CO	COM	372460105	7,822,797	56,556	SH		SOLE		0	0	56,556
BROOKFIELD BUSINESS CORP	CL A EXC SUB VTG	11259V106	1,409	69	SH		DFND	816	0	0	69
KRAFT HEINZ CO	COM	500754106	2,026	63	SH		DFND	374	0	0	63
HONEYWELL INTL INC	COM	438516106	7,047	33	SH		DFND	790	0	0	33
ROSS STORES INC	COM	778296103	2,616	18	SH		DFND	188	18	0	0
INDEPENDENCE RLTY TR INC	COM	45378A106	1,780,645	95,018	SH		SOLE		488	0	94,530
ISHARES TR	RUS MD CP GR ETF	464287481	39,285	356	SH		DFND	42	0	0	356
VANGUARD INDEX FDS	SMALL CP ETF	922908751	223,709	1,026	SH		DFND	4	0	0	1,026
HUBSPOT INC	COM	443573100	8,257	14	SH		DFND	791	14	0	0
PACER FDS TR	INDUSTRIAL RELET	69374H766	306,520	8,105	SH		SOLE		0	0	8,105
LITTELFUSE INC	COM	537008104	684,726	2,679	SH		SOLE		0	0	2,679
ISHARES TR	RUS 1000 ETF	464287622	115,446	388	SH		DFND	610	0	0	388
CINTAS CORP	COM	172908105	13,516,480	19,302	SH		SOLE		46	0	19,256
ROYAL BK CDA	COM	780087102	4,681	44	SH		DFND	816	0	0	44
ELEVANCE HEALTH INC	COM	036752103	35,221	65	SH		DFND	916	0	0	65
M & T BK CORP	COM	55261F104	605	4	SH		DFND	697	0	0	4
ARK ETF TR	FINTECH INNOVA	00214Q708	84,973	3,050	SH		DFND	447	0	0	3,050
WILLIAMS COS INC	COM	969457100	22,823	537	SH		DFND	916	0	0	537
SIMON PPTY GROUP INC NEW	COM	828806109	1,063	7	SH		DFND	969	0	0	7
PROGRESSIVE CORP	COM	743315103	7,478	36	SH		DFND	188	36	0	0
BRUKER CORP	COM	116794108	2,297	36	SH		DFND	965	0	0	36
UBER TECHNOLOGIES INC	COM	90353T100	1,308	18	SH		DFND	713	18	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	438,800	8,879	SH		DFND	304	0	0	8,879
KBR INC	COM	48242W106	2,501	39	SH		DFND	951	0	0	39
ARES COML REAL ESTATE CORP	COM	04013V108	22,783	3,426	SH		DFND	661	0	0	3,426
WARNER BROS DISCOVERY INC	COM SER A	934423104	5,305	713	SH		DFND	792	713	0	0
FORD MTR CO DEL	COM	345370860	2,847	227	SH		DFND	188	227	0	0
JUNIPER NETWORKS INC	COM	48203R104	438	12	SH		DFND	903	0	0	12
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	4,096,801	127,072	SH		SOLE		321	0	126,751
SUN LIFE FINANCIAL INC.	COM	866796105	1,911	39	SH		DFND	665	0	0	39
INGREDION INC	COM	457187102	6,538	57	SH		DFND	415	0	0	57
TARGET CORP	COM	87612E106	2,517	17	SH		DFND	695	0	0	17
WP CAREY INC	COM	92936U109	1,431	26	SH		DFND	816	0	0	26
TJX COS INC NEW	COM	872540109	991	9	SH		DFND	493	0	0	9
ECOLAB INC	COM	278865100	17,612	74	SH		DFND	44	0	0	74
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	16,867	188	SH		DFND	933	0	0	188
BARRICK GOLD CORP	COM	067901108	1,782,289	106,852	SH		SOLE		0	0	106,852
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,869,496	7,722	SH		DFND	256	0	0	7,722
KROGER CO	COM	501044101	1,049	21	SH		DFND	816	0	0	21
HCA HEALTHCARE INC	COM	40412C101	3,213	10	SH		DFND	790	0	0	10
ISHARES TR	BLACKROCK ULTRA	46434V878	2,514,162	49,756	SH		SOLE		0	0	49,756
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	60,144	926	SH		DFND	692	926	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	37,227	391	SH		DFND	661	0	0	391
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,869	139	SH		DFND	423	0	0	139
HP INC	COM	40434L105	2,767	79	SH		DFND	965	0	0	79
MEDTRONIC PLC	SHS	G5960L103	472	6	SH		DFND	965	0	0	6
MACERICH CO	COM	554382101	30,556	1,979	SH		DFND	675	0	0	1,979
PARKER-HANNIFIN CORP	COM	701094104	12,139	24	SH		DFND	790	0	0	24
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	79,952	2,081	SH		DFND	347	0	0	2,081
VANGUARD INDEX FDS	MID CAP ETF	922908629	40,189	166	SH		DFND	462	0	0	166
METLIFE INC	COM	59156R108	1,755	25	SH		DFND	951	0	0	25
MICROCHIP TECHNOLOGY INC.	COM	595017104	824	9	SH		DFND	965	0	0	9
HARMONY GOLD MINING CO LTD	SPONSORED ADR	413216300	8,042	877	SH		DFND	627	0	0	877
ABBVIE INC	COM	00287Y109	10,291	60	SH		DFND	414	0	0	60
BROADCOM INC	COM	11135F101	57,799	36	SH		DFND	791	36	0	0
TARGET CORP	COM	87612E106	40,415	273	SH		DFND	916	0	0	273
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,080	95	SH		DFND	620	0	0	95
BROWN FORMAN CORP	CL B	115637209	432	10	SH		DFND	903	0	0	10
CGI INC	CL A SUB VTG	12532H104	18,165	182	SH		DFND	916	0	0	182
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	339,437	12,780	SH		DFND	373	0	0	12,780
ALCON AG	ORD SHS	H01301128	10,957	123	SH		DFND	374	0	0	123
VALERO ENERGY CORP	COM	91913Y100	21,633	138	SH		DFND	916	0	0	138
ISHARES TR	NATIONAL MUN ETF	464288414	436,642	4,098	SH		DFND	272	0	0	4,098
AMERICAN HOMES 4 RENT	CL A	02665T306	1,078	29	SH		DFND	600	0	0	29
CHUNGHWA TELECOM CO LTD	SPON ADR NEW11	17133Q502	4,942	128	SH		DFND	665	0	0	128
COSTCO WHSL CORP NEW	COM	22160K105	175,948	207	SH		DFND	661	0	0	207
CARRIER GLOBAL CORPORATION	COM	14448C104	2,839	45	SH		DFND	159	0	0	45
SJW GROUP	COM	784305104	22,989	424	SH		DFND	661	0	0	424
SPDR SER TR	PORTFOLIO S&P400	78464A847	20,777	405	SH		DFND	349	0	0	405
NNN REIT INC	COM	637417106	895	21	SH		DFND	969	0	0	21
ISHARES TR	CORE MSCI EAFE	46432F842	8,717	120	SH		DFND	472	0	0	120
ALEXANDERS INC	COM	014752109	200,800	893	SH		SOLE		0	0	893
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	13,165	1,219	SH		DFND	790	0	0	1,219
CARVANA CO	CL A	146869102	386	3	SH		DFND	951	0	0	3
VISTEON CORP	COM NEW	92839U206	506,825	4,750	SH		SOLE		14	0	4,736
CHARTER COMMUNICATIONS INC N	CL A	16119P108	23,618	79	SH		DFND	374	0	0	79
WALMART INC	COM	931142103	2,641	39	SH		DFND	600	0	0	39
EOG RES INC	COM	26875P101	1,888	15	SH		DFND	713	15	0	0
OLAPLEX HLDGS INC	COM	679369108	653	424	SH		DFND	713	424	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	17,824	35	SH		DFND	482	0	0	35
MATADOR RES CO	COM	576485205	2,320,376	38,932	SH		SOLE		56	0	38,876
ISHARES TR	NEW YORK MUN ETF	464288323	1,237,951	23,187	SH		SOLE		0	0	23,187
SCHLUMBERGER LTD	COM STK	806857108	1,415	30	SH		DFND	970	0	0	30
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	22,615	270	SH		DFND	565	0	0	270
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	1,840,003	67,056	SH		SOLE		0	0	67,056
WEATHERFORD INTL PLC	ORD SHS	G48833118	1,592	13	SH		DFND	816	0	0	13
DOMINION ENERGY INC	COM	25746U109	11,025	225	SH		DFND	791	225	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	37,176	73	SH		DFND	792	73	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	7,332,666	133,515	SH		SOLE		0	0	133,515
CAMPBELL SOUP CO	COM	134429109	10,755	238	SH		DFND	790	0	0	238
WILLIAMS SONOMA INC	COM	969904101	3,671	13	SH		DFND	493	0	0	13
AMPHENOL CORP NEW	CL A	032095101	5,794	86	SH		DFND	737	0	0	86
ISHARES INC	CORE MSCI EMKT	46434G103	15,363	287	SH		DFND	46	0	0	287
ELEVANCE HEALTH INC	COM	036752103	3,251	6	SH		DFND	695	0	0	6
HALLIBURTON CO	COM	406216101	1,149	34	SH		DFND	600	0	0	34
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	204,226	2,624	SH		DFND	547	0	0	2,624
MORNINGSTAR INC	COM	617700109	592	2	SH		DFND	965	0	0	2
NEWELL BRANDS INC	COM	651229106	2,564	400	SH		DFND	720	0	0	400
NNN REIT INC	COM	637417106	1,347,392	31,629	SH		SOLE		211	0	31,418
L3HARRIS TECHNOLOGIES INC	COM	502431109	21,784	97	SH		DFND	916	0	0	97
AMERICAN AIRLS GROUP INC	COM	02376R102	600	53	SH		DFND	969	0	0	53
BANK AMERICA CORP	COM	060505104	8,789	221	SH		DFND	703	0	0	221
ISHARES TR	CORE S&P500 ETF	464287200	102,879	188	SH		DFND	778	0	0	188
ILLINOIS TOOL WKS INC	COM	452308109	71,088	300	SH		DFND	400	0	0	300
BANK NEW YORK MELLON CORP	COM	064058100	4,911	82	SH		DFND	665	0	0	82
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	329,827	7,537	SH		DFND	960	0	0	7,537
VISA INC	COM CL A	92826C839	6,562	25	SH		DFND	155	0	0	25
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	17,210	232	SH		DFND	374	0	0	232
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	9,044	183	SH		DFND	123	183	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,256	14	SH		DFND	620	0	0	14
NVR INC	COM	62944T105	15,177	2	SH		DFND	399	2	0	0
INTERCONTINENTAL HOTELS GROU	SPONSORED ADS	45857P806	10,383	98	SH		DFND	792	98	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	39,617	657	SH		DFND	1	0	0	657
FABRINET	SHS	G3323L100	1,469	6	SH		DFND	816	0	0	6
PNC FINL SVCS GROUP INC	COM	693475105	1,555	10	SH		DFND	697	0	0	10
ISHARES TR	NATIONAL MUN ETF	464288414	31,645	297	SH		DFND	236	0	0	297
ULTRAPAR PARTICIPACOES SA	SP ADR REP COM	90400P101	2,326	595	SH		DFND	790	0	0	595
NOMURA HLDGS INC	SPONSORED ADR	65535H208	1,913	331	SH		DFND	665	0	0	331
SPDR S&P 500 ETF TR	TR UNIT	78462F103	212,246	390	SH		DFND	887	0	0	390
CLEARWAY ENERGY INC	CL C	18539C204	1,136	46	SH		DFND	736	0	0	46
GETTY RLTY CORP NEW	COM	374297109	236,368	8,866	SH		SOLE		12	0	8,854
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	225,060	3,746	SH		DFND	412	0	0	3,746
CANADIAN NAT RES LTD	COM	136385101	30,901	868	SH		DFND	916	0	0	868
INTEL CORP	COM	458140100	898	29	SH		DFND	903	0	0	29
AMERICA MOVIL SAB DE CV	SPON ADS RP CL B	02390A101	2,080,593	122,388	SH		SOLE		0	0	122,388
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	16,721	244	SH		DFND	689	0	0	244
COSTAR GROUP INC	COM	22160N109	1,828,352	24,661	SH		SOLE		129	0	24,532
QUALCOMM INC	COM	747525103	18,723	94	SH		DFND	792	94	0	0
JD.COM INC	SPON ADS CL A	47215P106	3,256	126	SH		DFND	980	0	0	126
INTUITIVE SURGICAL INC	COM NEW	46120E602	5,338	12	SH		DFND	665	0	0	12
CENCORA INC	COM	03073E105	2,253	10	SH		DFND	736	0	0	10
SPDR SER TR	PORTFOLIO S&P400	78464A847	225,464	4,395	SH		DFND	135	4,395	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	51,791	1,390	SH		DFND	49	0	0	1,390
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,327	123	SH		DFND	214	0	0	123
ISHARES TR	NATIONAL MUN ETF	464288414	217,682	2,043	SH		DFND	239	0	0	2,043
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	10,285	132	SH		DFND	916	0	0	132
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,188	50	SH		DFND	233	0	0	50
LIGHT & WONDER INC	COM	80874P109	9,439	90	SH		DFND	791	90	0	0
PAYPAL HLDGS INC	COM	70450Y103	987	17	SH		DFND	697	0	0	17
ISHARES INC	CORE MSCI EMKT	46434G103	43,734	817	SH		DFND	115	0	0	817
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	10,059	86	SH		DFND	916	0	0	86
WHIRLPOOL CORP	COM	963320106	409	4	SH		DFND	600	0	0	4
MICRON TECHNOLOGY INC	COM	595112103	8,549	65	SH		DFND	515	0	0	65
UNIVEST FINANCIAL CORPORATIO	COM	915271100	2,534	111	SH		DFND	965	0	0	111
REVOLVE GROUP INC	CL A	76156B107	2,071,593	130,207	SH		SOLE		52	0	130,155
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	214,482	4,135	SH		DFND	203	4,135	0	0
PEOPLES BANCORP INC	COM	709789101	1,710	57	SH		DFND	951	0	0	57
ULTA BEAUTY INC	COM	90384S303	3,091,590	8,012	SH		SOLE		5	0	8,007
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,178	26	SH		DFND	420	26	0	0
COCA-COLA FEMSA SAB DE CV	SPONSORD ADR REP	191241108	944	11	SH		DFND	665	0	0	11
HONEYWELL INTL INC	COM	438516106	5,552	26	SH		DFND	970	0	0	26
ISHARES TR	CORE US AGGBD ET	464287226	150,750	1,553	SH		DFND	143	0	0	1,553
ISHARES INC	CORE MSCI EMKT	46434G103	387,290	7,235	SH		DFND	380	0	0	7,235
HASBRO INC	COM	418056107	1,463	25	SH		DFND	951	0	0	25
MARVELL TECHNOLOGY INC	COM	573874104	1,188	17	SH		DFND	970	0	0	17
BURLINGTON STORES INC	COM	122017106	999,360	4,164	SH		SOLE		1	0	4,163
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	17,338	253	SH		DFND	723	0	0	253
SPDR SER TR	PORTFOLIO SHORT	78464A474	13,276	447	SH		DFND	869	0	0	447
ISHARES TR	CORE S&P500 ETF	464287200	1,207,189	2,206	SH		DFND	645	0	0	2,206
ALPHABET INC	CAP STK CL C	02079K107	11,005	60	SH		DFND	260	0	0	60
LOCKHEED MARTIN CORP	COM	539830109	3,270	7	SH		DFND	736	0	0	7
JPMORGAN CHASE & CO.	COM	46625H100	311,885	1,542	SH		DFND	480	0	0	1,542
APPLIED MATLS INC	COM	038222105	2,360	10	SH		DFND	600	0	0	10
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	40,277	815	SH		DFND	292	815	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,585	22	SH		DFND	832	0	0	22
FASTENAL CO	COM	311900104	1,005	16	SH		DFND	810	0	0	16
ALPHABET INC	CAP STK CL A	02079K305	7,286	40	SH		DFND	255	0	0	40
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	44,887	655	SH		DFND	311	0	0	655
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,299	20	SH		DFND	814	0	0	20
CONOCOPHILLIPS	COM	20825C104	8,007	70	SH		DFND	969	0	0	70
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	45,160	565	SH		DFND	362	0	0	565
DARLING INGREDIENTS INC	COM	237266101	2,720	74	SH		DFND	965	0	0	74
UNION PAC CORP	COM	907818108	7,467	33	SH		DFND	969	0	0	33
VIATRIS INC	COM	92556V106	223	21	SH		DFND	38	0	0	21
COMMERCIAL METALS CO	COM	201723103	7,314	133	SH		DFND	791	133	0	0
META PLATFORMS INC	CL A	30303M102	3,530	7	SH		DFND	406	0	0	7
ISHARES TR	NATIONAL MUN ETF	464288414	82,044	770	SH		DFND	820	0	0	770
ISHARES TR	RUSSELL 2000 ETF	464287655	12,173	60	SH		DFND	605	0	0	60
META PLATFORMS INC	CL A	30303M102	100,844	200	SH		DFND	616	0	0	200
STEM INC	COM	85859N102	49,485	44,581	SH		SOLE		0	0	44,581
COCA COLA CO	COM	191216100	16,171	254	SH		DFND	955	0	0	254
ALARM COM HLDGS INC	COM	011642105	1,334	21	SH		DFND	816	0	0	21
JPMORGAN CHASE & CO.	COM	46625H100	6,472	32	SH		DFND	265	0	0	32
CATERPILLAR INC	COM	149123101	87,272	262	SH		DFND	358	0	0	262
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	14,979	427	SH		DFND	149	0	0	427
ISHARES TR	CORE S&P500 ETF	464287200	37,212	68	SH		DFND	108	0	0	68
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	14,970	233	SH		DFND	116	0	0	233
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	196,465	3,392	SH		DFND	316	0	0	3,392
CARTERS INC	COM	146229109	1,301	21	SH		DFND	627	0	0	21
ICU MED INC	COM	44930G107	431,775	3,636	SH		SOLE		8	0	3,628
PHILLIPS 66	COM	718546104	1,412	10	SH		DFND	713	10	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	27,708	111	SH		DFND	514	0	0	111
ISHARES TR	CORE S&P500 ETF	464287200	212,872	389	SH		DFND	345	0	0	389
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	23,056	320	SH		DFND	339	0	0	320
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,406	81	SH		DFND	5	0	0	81
SPDR S&P 500 ETF TR	TR UNIT	78462F103	65,306	120	SH		DFND	397	0	0	120
JOHNSON CTLS INTL PLC	SHS	G51502105	11,433	172	SH		DFND	627	0	0	172
ALPHABET INC	CAP STK CL A	02079K305	69,217	380	SH		DFND	27	0	0	380
FRESENIUS MEDICAL CARE AG	SPONSORED ADR	358029106	759,011	39,760	SH		SOLE		48	0	39,712
ALPS ETF TR	ALERIAN MLP	00162Q452	37,712	786	SH		DFND	887	0	0	786
BLOCK H & R INC	COM	093671105	813	15	SH		DFND	695	0	0	15
SAP SE	SPON ADR	803054204	6,253	31	SH		DFND	665	0	0	31
INNOSPEC INC	COM	45768S105	8,157	66	SH		DFND	965	0	0	66
AUTOMATIC DATA PROCESSING IN	COM	053015103	3,819	16	SH		DFND	970	0	0	16
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	62,251	864	SH		DFND	290	0	0	864
FASTENAL CO	COM	311900104	2,451	39	SH		DFND	665	0	0	39
ISHARES TR	SHRT NAT MUN ETF	464288158	2,405	23	SH		DFND	840	0	0	23
BANK OZK LITTLE ROCK ARK	COM	06417N103	1,476	36	SH		DFND	970	0	0	36
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	172,294	2,057	SH		DFND	499	0	0	2,057
EOG RES INC	COM	26875P101	4,154	33	SH		DFND	816	0	0	33
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,793	98	SH		DFND	424	0	0	98
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	34,020	140	SH		DFND	661	0	0	140
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	36,983	713	SH		DFND	809	0	0	713
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	51,047	1,329	SH		DFND	589	0	0	1,329
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	22,531	269	SH		DFND	145	269	0	0
BANK NEW YORK MELLON CORP	COM	064058100	1,198	20	SH		DFND	697	0	0	20
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,498	68	SH		DFND	618	0	0	68
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,280	16	SH		DFND	532	0	0	16
ABBVIE INC	COM	00287Y109	6,346	37	SH		DFND	969	0	0	37
WILLIAMS COS INC	COM	969457100	1,955	46	SH		DFND	695	0	0	46
GENERAL DYNAMICS CORP	COM	369550108	3,192	11	SH		DFND	737	0	0	11
PORTLAND GEN ELEC CO	COM NEW	736508847	41,813	967	SH		DFND	675	0	0	967
AIRBNB INC	COM CL A	009066101	455	3	SH		DFND	903	0	0	3
ISHARES TR	S&P 500 VAL ETF	464287408	20,704,394	113,754	SH		SOLE		604	0	113,150
THE CIGNA GROUP	COM	125523100	1,653	5	SH		DFND	713	5	0	0
PRIMERICA INC	COM	74164M108	21,292	90	SH		DFND	916	0	0	90
HP INC	COM	40434L105	1,471	42	SH		DFND	188	42	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	6,432	124	SH		DFND	133	0	0	124
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	61,938	2,332	SH		DFND	574	0	0	2,332
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	71,937	900	SH		DFND	51	0	0	900
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	89,045	1,777	SH		DFND	52	0	0	1,777
BLUE BIRD CORP	COM	095306106	377	7	SH		DFND	903	0	0	7
ALPHABET INC	CAP STK CL A	02079K305	36,430	200	SH		DFND	748	0	0	200
BLACK HILLS CORP	COM	092113109	1,033	19	SH		DFND	697	0	0	19
AMERICAN TOWER CORP NEW	COM	03027X100	778	4	SH		DFND	903	0	0	4
AMERICAN CENTY ETF TR	US EQT ETF	025072885	90,821	1,007	SH		DFND	911	0	0	1,007
BANK AMERICA CORP	COM	060505104	16,345	411	SH		DFND	737	0	0	411
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	50,647	843	SH		DFND	262	0	0	843
ISHARES INC	CORE MSCI EMKT	46434G103	50,211	938	SH		DFND	651	0	0	938
AMERICAN TOWER CORP NEW	COM	03027X100	4,276	22	SH		DFND	965	0	0	22
UNITEDHEALTH GROUP INC	COM	91324P102	13,241	26	SH		DFND	697	0	0	26
BLACKSTONE INC	COM	09260D107	743	6	SH		DFND	903	0	0	6
BROADCOM INC	COM	11135F101	364,455	227	SH		DFND	675	0	0	227
WOORI FINL GROUP INC	SPONSORED ADS	981064108	3,809,300	118,892	SH		SOLE		808	0	118,084
SANOFI	SPONSORED ADR	80105N105	6,841	141	SH		DFND	189	141	0	0
TE CONNECTIVITY LTD	SHS	H84989104	1,805	12	SH		DFND	695	0	0	12
EMERSON ELEC CO	COM	291011104	4,517	41	SH		DFND	415	0	0	41
ROYCE SMALL CAP TRUST INC	COM	780910105	158,425	10,949	SH		SOLE		0	0	10,949
CORTEVA INC	COM	22052L104	8,954	166	SH		DFND	534	0	0	166
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	12,143	269	SH		DFND	952	0	0	269
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	5,188	72	SH		DFND	112	0	0	72
ACUSHNET HLDGS CORP	COM	005098108	456,698	7,194	SH		SOLE		6	0	7,188
COMMERCIAL METALS CO	COM	201723103	1,375	25	SH		DFND	737	0	0	25
YUM BRANDS INC	COM	988498101	1,060	8	SH		DFND	600	0	0	8
MAIN STR CAP CORP	COM	56035L104	2,696,140	53,399	SH		SOLE		0	0	53,399
CONAGRA BRANDS INC	COM	205887102	10,601	373	SH		DFND	707	0	0	373
REGENCY CTRS CORP	COM	758849103	560	9	SH		DFND	713	9	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	43,335	483	SH		DFND	631	0	0	483
VANGUARD INDEX FDS	MID CAP ETF	922908629	451,517	1,865	SH		DFND	552	0	0	1,865
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,676,022	32,671	SH		DFND	641	0	0	32,671
COSTCO WHSL CORP NEW	COM	22160K105	8,500	10	SH		DFND	399	10	0	0
STAGWELL INC	COM CL A	85256A109	24,600	3,607	SH		DFND	675	0	0	3,607
SPDR S&P 500 ETF TR	TR UNIT	78462F103	598,098	1,099	SH		DFND	3	0	0	1,099
SPIRIT AEROSYSTEMS HLDGS INC	COM CL A	848574109	460	14	SH		DFND	951	0	0	14
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,817	57	SH		DFND	940	0	0	57
AMAZON COM INC	COM	023135106	27,055	140	SH		DFND	243	0	0	140
SCHWAB STRATEGIC TR	US REIT ETF	808524847	43,565	2,182	SH		DFND	338	0	0	2,182
STMICROELECTRONICS N V	NY REGISTRY	861012102	432	11	SH		DFND	951	0	0	11
GLOBE LIFE INC	COM	37959E102	905	11	SH		DFND	970	0	0	11
WALMART INC	COM	931142103	71,096	1,050	SH		DFND	256	0	0	1,050
RTX CORPORATION	COM	75513E101	40,457	403	SH		DFND	916	0	0	403
HARTFORD FINL SVCS GROUP INC	COM	416515104	5,932	59	SH		DFND	965	0	0	59
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,904	20	SH		DFND	697	0	0	20
ISHARES TR	MSCI USA MMENTM	46432F396	20,946	107	SH		DFND	952	0	0	107
FREEPORT-MCMORAN INC	CL B	35671D857	5,152	106	SH		DFND	736	0	0	106
KIMBERLY-CLARK CORP	COM	494368103	5,666	41	SH		DFND	374	0	0	41
URBAN OUTFITTERS INC	COM	917047102	6,158	150	SH		DFND	792	150	0	0
COSTCO WHSL CORP NEW	COM	22160K105	1,367,634	1,609	SH		DFND	1	0	0	1,609
PEARSON PLC	SPONSORED ADR	705015105	724	58	SH		DFND	965	0	0	58
APPLIED MATLS INC	COM	038222105	70,797	300	SH		DFND	661	0	0	300
EXXON MOBIL CORP	COM	30231G102	28,550	248	SH		DFND	737	0	0	248
PROLOGIS INC.	COM	74340W103	15,611	139	SH		DFND	826	0	0	139
PAYCHEX INC	COM	704326107	1,541	13	SH		DFND	695	0	0	13
CITIZENS FINL GROUP INC	COM	174610105	4,071	113	SH		DFND	736	0	0	113
VENTAS INC	COM	92276F100	2,414,425	47,102	SH		SOLE		162	0	46,940
YUM BRANDS INC	COM	988498101	2,649	20	SH		DFND	790	0	0	20
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	48,954	183	SH		DFND	569	0	0	183
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	128,326	2,474	SH		DFND	547	0	0	2,474
DECKERS OUTDOOR CORP	COM	243537107	1,936	2	SH		DFND	665	0	0	2
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	12,099	315	SH		DFND	725	0	0	315
WEST PHARMACEUTICAL SVSC INC	COM	955306105	659	2	SH		DFND	736	0	0	2
ISHARES TR	MBS ETF	464288588	17,756,646	193,406	SH		SOLE		6,152	0	187,255
PRUDENTIAL PLC	ADR	74435K204	678	37	SH		DFND	965	0	0	37
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,847	20	SH		DFND	810	0	0	20
BRISTOL-MYERS SQUIBB CO	COM	110122108	16,861	406	SH		DFND	329	0	0	406
ISHARES INC	CORE MSCI EMKT	46434G103	5,888	110	SH		DFND	611	0	0	110
META PLATFORMS INC	CL A	30303M102	978,691	1,941	SH		DFND	675	0	0	1,941
UNITEDHEALTH GROUP INC	COM	91324P102	48,380	95	SH		DFND	742	0	0	95
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	92,826	347	SH		DFND	940	0	0	347
TRANSMEDICS GROUP INC	COM	89377M109	27,413	182	SH		DFND	661	0	0	182
BEYOND MEAT INC	COM	08862E109	264,629	39,438	SH		SOLE		22	0	39,416
STELLANTIS N.V	SHS	N82405106	2,481	125	SH		DFND	627	0	0	125
EBAY INC.	COM	278642103	1,988	37	SH		DFND	965	0	0	37
QUAKER HOUGHTON	COM	747316107	24,437	144	SH		DFND	661	0	0	144
ISHARES TR	CORE MSCI INTL	46435G326	31,573	481	SH		DFND	374	0	0	481
AZZ INC	COM	002474104	2,936	38	SH		DFND	980	0	0	38
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	445	15	SH		DFND	951	0	0	15
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	11,366	175	SH		DFND	651	0	0	175
NEXTERA ENERGY INC	COM	65339F101	8,214	116	SH		DFND	280	0	0	116
WEC ENERGY GROUP INC	COM	92939U106	4,171,457	53,167	SH		SOLE		152	0	53,015
SUNCOKE ENERGY INC	COM	86722A103	598	61	SH		DFND	951	0	0	61
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	70,128	1,352	SH		DFND	683	0	0	1,352
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	6,040	93	SH		DFND	658	0	0	93
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	125,616	2,442	SH		DFND	899	0	0	2,442
AMERICA MOVIL SAB DE CV	SPON ADS RP CL B	02390A101	595	35	SH		DFND	665	0	0	35
DOORDASH INC	CL A	25809K105	870	8	SH		DFND	665	0	0	8
J & J SNACK FOODS CORP	COM	466032109	6,982	43	SH		DFND	792	43	0	0
NORTHFIELD BANCORP INC DEL	COM	66611T108	254,216	26,816	SH		SOLE		0	0	26,816
ARCH CAP GROUP LTD	ORD	G0450A105	1,312	13	SH		DFND	737	0	0	13
CISCO SYS INC	COM	17275R102	142,530	3,000	SH		DFND	853	0	0	3,000
NOVO-NORDISK A S	ADR	670100205	9,992	70	SH		DFND	627	0	0	70
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	98,688	1,268	SH		DFND	299	0	0	1,268
VERIZON COMMUNICATIONS INC	COM	92343V104	22,022	534	SH		DFND	400	0	0	534
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	40,081	1,064	SH		DFND	31	0	0	1,064
SPDR SER TR	PORTFOLIO SHORT	78464A474	53,341	1,796	SH		DFND	358	0	0	1,796
ARISTA NETWORKS INC	COM	040413106	9,813	28	SH		DFND	188	28	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	43,518	604	SH		DFND	746	604	0	0
REGENERON PHARMACEUTICALS	COM	75886F107	70,419	67	SH		DFND	675	0	0	67
KIMCO RLTY CORP	COM	49446R109	584	30	SH		DFND	695	0	0	30
PEPSICO INC	COM	713448108	51,458	312	SH		DFND	382	0	0	312
ISHARES INC	CORE MSCI EMKT	46434G103	5,621	105	SH		DFND	61	0	0	105
AMPHENOL CORP NEW	CL A	032095101	3,099	46	SH		DFND	697	0	0	46
BROWN FORMAN CORP	CL B	115637209	821	19	SH		DFND	969	0	0	19
SPDR SER TR	PORTFOLIO INTRMD	78464A375	554,464	17,029	SH		DFND	642	0	0	17,029
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,727	71	SH		DFND	421	0	0	71
DOW INC	COM	260557103	6,048	114	SH		DFND	792	114	0	0
ZURN ELKAY WATER SOLNS CORP	COM	98983L108	1,323	45	SH		DFND	816	0	0	45
SPDR SER TR	PORTFOLIO S&P400	78464A847	60,791	1,185	SH		DFND	833	0	0	1,185
JPMORGAN CHASE & CO.	COM	46625H100	4,351,017	21,512	SH		DFND	1	0	0	21,512
GE VERNOVA INC	COM	36828A101	4,631	27	SH		DFND	792	27	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	34,393	913	SH		DFND	22	0	0	913
TARGA RES CORP	COM	87612G101	66,966	520	SH		DFND	675	0	0	520
RITHM CAPITAL CORP	COM NEW	64828T201	4	0	SH		DFND	290	0	0	0
DISNEY WALT CO	COM	254687106	1,390	14	SH		DFND	262	0	0	14
VISA INC	COM CL A	92826C839	5,774	22	SH		DFND	264	0	0	22
MATIV HOLDINGS INC	COM	808541106	3,121	184	SH		DFND	791	184	0	0
COLUMBIA BKG SYS INC	COM	197236102	777,102	39,070	SH		SOLE		47	0	39,023
BOEING CO	COM	097023105	364	2	SH		DFND	600	0	0	2
VIPSHOP HLDGS LTD	SPONSORED ADS A	92763W103	534	41	SH		DFND	665	0	0	41
WEATHERFORD INTL PLC	ORD SHS	G48833118	1,216,173	9,932	SH		SOLE		44	0	9,888
PEPSICO INC	COM	713448108	1,814	11	SH		DFND	903	0	0	11
DIGITAL RLTY TR INC	COM	253868103	608	4	SH		DFND	903	0	0	4
SYNOPSYS INC	COM	871607107	6,546	11	SH		DFND	188	11	0	0
RETAIL OPPORTUNITY INVTS COR	COM	76131N101	17,974	1,446	SH		DFND	661	0	0	1,446
ISHARES INC	CORE MSCI EMKT	46434G103	4,818	90	SH		DFND	403	0	0	90
ANALOG DEVICES INC	COM	032654105	40,630	178	SH		DFND	141	0	0	178
BANCOLOMBIA S A	SPON ADR PREF	05968L102	575,326	17,621	SH		SOLE		137	0	17,484
FLYWIRE CORPORATION	COM VTG	302492103	1,213	74	SH		DFND	816	0	0	74
MAG SILVER CORP	COM	55903Q104	150,753	12,918	SH		SOLE		0	0	12,918
NETFLIX INC	COM	64110L106	5,399	8	SH		DFND	665	0	0	8
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	6,257	104	SH		DFND	98	0	0	104
AMERICA MOVIL SAB DE CV	SPON ADS RP CL B	02390A101	20,689	1,217	SH		DFND	329	0	0	1,217
AIRBNB INC	COM CL A	009066101	562,325	83,000	SH	Put	SOLE		0	0	83,000
WELLTOWER INC	COM	95040Q104	16,620,771	159,432	SH		SOLE		37	0	159,395
ISHARES INC	CORE MSCI EMKT	46434G103	22,429	419	SH		DFND	349	0	0	419
GENERAL MTRS CO	COM	37045V100	6,731,157	144,881	SH		SOLE		277	0	144,604
SPDR SER TR	PORTFOLIO S&P400	78464A847	53,147	1,036	SH		DFND	839	0	0	1,036
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	4,699,555	68,969	SH		SOLE		0	0	68,969
BROADCOM INC	COM	11135F101	9,633	6	SH		DFND	783	0	0	6
VERIZON COMMUNICATIONS INC	COM	92343V104	742	18	SH		DFND	406	0	0	18
ALPHABET INC	CAP STK CL C	02079K107	2,751	15	SH		DFND	415	0	0	15
VANGUARD INDEX FDS	MID CAP ETF	922908629	514,220	2,124	SH		DFND	960	0	0	2,124
PRUDENTIAL PLC	ADR	74435K204	403	22	SH		DFND	600	0	0	22
ISHARES INC	EM MKTS DIV ETF	464286319	35,225	1,296	SH		DFND	874	0	0	1,296
PRUDENTIAL FINL INC	COM	744320102	1,875	16	SH		DFND	816	0	0	16
SPDR SER TR	BLOOMBERG SHT TE	78468R408	4,032,071	161,477	SH		SOLE		0	0	161,477
MGE ENERGY INC	COM	55277P104	560,549	7,502	SH		SOLE		0	0	7,502
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	10,577	26	SH		DFND	665	0	0	26
TRAVELERS COMPANIES INC	COM	89417E109	463,005	2,277	SH		DFND	1	0	0	2,277
CSG SYS INTL INC	COM	126349109	323,226	7,851	SH		SOLE		8	0	7,843
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	608,318	2,274	SH		DFND	312	0	0	2,274
VANGUARD WORLD FD	INF TECH ETF	92204A702	464,732	806	SH		DFND	1	0	0	806
VANGUARD INDEX FDS	SMALL CP ETF	922908751	11,774	54	SH		DFND	523	0	0	54
LIGHT & WONDER INC	COM	80874P109	9,439	90	SH		DFND	792	90	0	0
BLACKROCK DEBT STRATEGIES FD	COM NEW	09255R202	589,188	54,353	SH		SOLE		0	0	54,353
GE VERNOVA INC	COM	36828A101	14,578	85	SH		DFND	916	0	0	85
CITIGROUP INC	COM NEW	172967424	41,249	650	SH		DFND	257	0	0	650
MORGAN STANLEY	COM NEW	617446448	875	9	SH		DFND	414	0	0	9
PEPSICO INC	COM	713448108	3,299	20	SH		DFND	806	0	0	20
SANOFI	SPONSORED ADR	80105N105	2,426	50	SH		DFND	816	0	0	50
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	98,219	3,698	SH		DFND	394	0	0	3,698
VANGUARD INDEX FDS	MID CAP ETF	922908629	7,263	30	SH		DFND	863	30	0	0
APPLE INC	COM	037833100	19,377	92	SH		DFND	268	0	0	92
CENCORA INC	COM	03073E105	3,154	14	SH		DFND	695	0	0	14
MARATHON PETE CORP	COM	56585A102	104,088	600	SH		DFND	152	0	0	600
BROOKFIELD BUSINESS CORP	CL A EXC SUB VTG	11259V106	548,400	26,856	SH		SOLE		0	0	26,856
COLUMBIA FINL INC	COM	197641103	584	39	SH		DFND	810	0	0	39
PENN ENTERTAINMENT INC	COM	707569109	1,452	75	SH		DFND	737	0	0	75
ISHARES INC	CORE MSCI EMKT	46434G103	5,514	103	SH		DFND	245	0	0	103
ENVISTA HOLDINGS CORPORATION	COM	29415F104	615	37	SH		DFND	665	0	0	37
ISHARES TR	ESG AWR US AGRGT	46435U549	3,575,672	76,715	SH		SOLE		0	0	76,715
WISDOMTREE TR	US MIDCAP DIVID	97717W505	31,102	665	SH		DFND	497	665	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	2,390,648	47,111	SH		SOLE		0	0	47,111
MID-AMER APT CMNTYS INC	COM	59522J103	1,854	13	SH		DFND	697	0	0	13
TRANE TECHNOLOGIES PLC	SHS	G8994E103	2,303	7	SH		DFND	951	0	0	7
PROCTER AND GAMBLE CO	COM	742718109	14,513	88	SH		DFND	637	0	0	88
MCDONALDS CORP	COM	580135101	81,684,904	320,534	SH		SOLE		387	0	320,147
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	276,080	1,106	SH		DFND	65	0	0	1,106
UMH PPTYS INC	COM	903002103	48,034	3,004	SH		DFND	675	0	0	3,004
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	22,733	350	SH		DFND	646	0	0	350
BOEING CO	COM	097023105	364	2	SH		DFND	965	0	0	2
TORONTO DOMINION BK ONT	COM NEW	891160509	2,253	41	SH		DFND	266	0	0	41
PBF ENERGY INC	CL A	69318G106	4,648	101	SH		DFND	792	101	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	386,350	3,626	SH		DFND	908	0	0	3,626
METLIFE INC	COM	59156R108	41,623	593	SH		DFND	374	0	0	593
WP CAREY INC	COM	92936U109	3,527,279	64,074	SH		SOLE		286	0	63,788
CARRIER GLOBAL CORPORATION	COM	14448C104	757	12	SH		DFND	903	0	0	12
ABBVIE INC	COM	00287Y109	26,243	153	SH		DFND	806	0	0	153
AMAZON COM INC	COM	023135106	9,856	51	SH		DFND	703	0	0	51
EXELON CORP	COM	30161N101	1,834	53	SH		DFND	810	0	0	53
SKYLINE CHAMPION CORPORATION	COM	830830105	255,282	3,768	SH		SOLE		8	0	3,760
BAXTER INTL INC	COM	071813109	870	26	SH		DFND	713	26	0	0
CAE INC	COM	124765108	9,866	531	SH		DFND	916	0	0	531
BOEING CO	COM	097023105	4,914	27	SH		DFND	790	0	0	27
SPDR SER TR	PORTFOLIO S&P400	78464A847	34,217	667	SH		DFND	751	0	0	667
POLARIS INC	COM	731068102	4,782,655	61,073	SH		SOLE		9	0	61,064
ISHARES TR	NATIONAL MUN ETF	464288414	17,368	163	SH		DFND	211	0	0	163
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,227	126	SH		DFND	59	0	0	126
EXPEDITORS INTL WASH INC	COM	302130109	624	5	SH		DFND	810	0	0	5
SERVICENOW INC	COM	81762P102	3,933	5	SH		DFND	695	0	0	5
FORTIVE CORP	COM	34959J108	519	7	SH		DFND	783	0	0	7
DISNEY WALT CO	COM	254687106	2,979	30	SH		DFND	965	0	0	30
RELX PLC	SPONSORED ADR	759530108	963	21	SH		DFND	951	0	0	21
VANGUARD INDEX FDS	MID CAP ETF	922908629	44,304	183	SH		DFND	806	0	0	183
BRIGHTSPHERE INVT GROUP INC	COM	10948W103	1,530	69	SH		DFND	810	0	0	69
MICROSOFT CORP	COM	594918104	1,788	4	SH		DFND	472	0	0	4
SPDR SER TR	PORTFOLIO S&P600	78468R853	3,613	87	SH		DFND	23	0	0	87
OLAPLEX HLDGS INC	COM	679369108	64,876	42,127	SH		SOLE		2,463	0	39,664
SPROTT PHYSICAL SILVER TR	TR UNIT	85207K107	638,183	64,268	SH		SOLE		0	0	64,268
MASTERCARD INCORPORATED	CL A	57636Q104	116,025	263	SH		DFND	916	0	0	263
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	10,776	62	SH		DFND	816	0	0	62
SALESFORCE INC	COM	79466L302	23,139	90	SH		DFND	792	90	0	0
PTC THERAPEUTICS INC	COM	69366J200	275	9	SH		DFND	903	0	0	9
ALIGHT INC	COM CL A	01626W101	450	61	SH		DFND	951	0	0	61
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,251	59	SH		DFND	19	0	0	59
NOVO-NORDISK A S	ADR	670100205	5,567	39	SH		DFND	951	0	0	39
ELEVANCE HEALTH INC	COM	036752103	16,454,444	30,367	SH		SOLE		36	0	30,331
VANGUARD INDEX FDS	MID CAP ETF	922908629	42,125	174	SH		DFND	809	0	0	174
AT&T INC	COM	00206R102	936	49	SH		DFND	416	0	0	49
SIGA TECHNOLOGIES INC	COM	826917106	243,055	32,023	SH		SOLE		0	0	32,023
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	5,885	22	SH		DFND	59	0	0	22
ALLSTATE CORP	COM	020002101	592,019	3,708	SH		DFND	925	0	0	3,708
HALEON PLC	SPON ADS	405552100	1,033	125	SH		DFND	189	125	0	0
S&P GLOBAL INC	COM	78409V104	4,906	11	SH		DFND	665	0	0	11
BECTON DICKINSON & CO	COM	075887109	935	4	SH		DFND	695	0	0	4
GOGO INC	COM	38046C109	414	43	SH		DFND	600	0	0	43
COPART INC	COM	217204106	7,637	141	SH		DFND	188	141	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,371	88	SH		DFND	848	0	0	88
BOISE CASCADE CO DEL	COM	09739D100	358	3	SH		DFND	903	0	0	3
ISHARES TR	SHRT NAT MUN ETF	464288158	2,509	24	SH		DFND	929	0	0	24
NEXTRACKER INC	CLASS A COM	65290E101	1,031	22	SH		DFND	260	0	0	22
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	11,986	154	SH		DFND	158	0	0	154
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	498,112	6,400	SH		DFND	412	0	0	6,400
TJX COS INC NEW	COM	872540109	7,267	66	SH		DFND	188	66	0	0
NOMURA HLDGS INC	SPONSORED ADR	65535H208	1,850	320	SH		DFND	951	0	0	320
JOHNSON CTLS INTL PLC	SHS	G51502105	1,263	19	SH		DFND	970	0	0	19
UNITEDHEALTH GROUP INC	COM	91324P102	138,009	271	SH		DFND	916	0	0	271
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	415	0	0	25
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,912	50	SH		DFND	22	0	0	50
US BANCORP DEL	COM NEW	902973304	1,628	41	SH		DFND	736	0	0	41
SHENANDOAH TELECOMMUNICATION	COM	82312B106	1,140,912	69,866	SH		SOLE		22	0	69,844
ISHARES INC	CORE MSCI EMKT	46434G103	4,657	87	SH		DFND	785	87	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	50,430	346	SH		DFND	715	0	0	346
SALESFORCE INC	COM	79466L302	52,448	204	SH		DFND	153	0	0	204
CAPRI HOLDINGS LIMITED	SHS	G1890L107	562	17	SH		DFND	810	0	0	17
RTX CORPORATION	COM	75513E101	225,476	2,246	SH		DFND	177	0	0	2,246
NAVIENT CORPORATION	COM	63938C108	553	38	SH		DFND	903	0	0	38
SPDR SER TR	PORTFOLIO SHORT	78464A474	26,849	904	SH		DFND	687	0	0	904
HOME DEPOT INC	COM	437076102	98,108	285	SH		DFND	159	0	0	285
BALCHEM CORP	COM	057665200	13,240	86	SH		DFND	790	0	0	86
BRF SA	SPONSORED ADR	10552T107	476	117	SH		DFND	951	0	0	117
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	79,277,154	456,114	SH		SOLE		765	0	455,349
MICROSOFT CORP	COM	594918104	20,113	45	SH		DFND	702	45	0	0
ISHARES TR	CORE S&P500 ETF	464287200	6,020	11	SH		DFND	492	0	0	11
KB FINL GROUP INC	SPONSORED ADR	48241A105	7,699	136	SH		DFND	790	0	0	136
BERKLEY W R CORP	COM	084423102	1,179	15	SH		DFND	737	0	0	15
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	29,701	601	SH		DFND	260	0	0	601
ENBRIDGE INC	COM	29250N105	56,980	1,601	SH		DFND	661	0	0	1,601
PINNACLE FINL PARTNERS INC	COM	72346Q104	2,721	34	SH		DFND	970	0	0	34
SUNCOR ENERGY INC NEW	COM	867224107	51,511	1,352	SH		DFND	742	0	0	1,352
ROYALTY PHARMA PLC	SHS CLASS A	G7709Q104	396	15	SH		DFND	600	0	0	15
SANOFI	SPONSORED ADR	80105N105	7,472	154	SH		DFND	493	0	0	154
GLOBAL PARTNERS LP	COM UNITS	37946R109	683,902	14,988	SH		SOLE		0	0	14,988
FRONTDOOR INC	COM	35905A109	527,969	15,625	SH		SOLE		12	0	15,613
SILICON LABORATORIES INC	COM	826919102	401,587	3,630	SH		SOLE		11	0	3,619
MICRON TECHNOLOGY INC	COM	595112103	1,973	15	SH		DFND	965	0	0	15
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,178	26	SH		DFND	419	26	0	0
ENTERPRISE FINL SVCS CORP	COM	293712105	491	12	SH		DFND	951	0	0	12
RIO TINTO PLC	SPONSORED ADR	767204100	4,514,660	68,477	SH		SOLE		267	0	68,210
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	85,087	1,698	SH		DFND	13	0	0	1,698
KADANT INC	COM	48282T104	1,469	5	SH		DFND	816	0	0	5
SPDR SER TR	PORTFOLIO S&P400	78464A847	19,289	376	SH		DFND	848	0	0	376
BOEING CO	COM	097023105	1,456	8	SH		DFND	262	0	0	8
CHEVRON CORP NEW	COM	166764100	3,128	20	SH		DFND	476	0	0	20
VIKING THERAPEUTICS INC	COM	92686J106	4,559	86	SH		DFND	790	0	0	86
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	22,563	435	SH		DFND	342	0	0	435
ISHARES TR	MSCI EMG MKT ETF	464287234	33,622,321	789,442	SH		SOLE		0	0	789,442
IDEXX LABS INC	COM	45168D104	2,436	5	SH		DFND	970	0	0	5
UNION PAC CORP	COM	907818108	7,240	32	SH		DFND	262	0	0	32
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	58,871	1,011	SH		DFND	158	0	0	1,011
COCA-COLA EUROPACIFIC PARTNE	SHS	G25839104	2,113	29	SH		DFND	816	0	0	29
ISHARES TR	NATIONAL MUN ETF	464288414	38,678	363	SH		DFND	384	0	0	363
SUMMIT MATLS INC	CL A	86614U100	7,249	198	SH		DFND	792	198	0	0
ISHARES TR	GLOBAL FINLS ETF	464287333	430,470	5,060	SH		SOLE		0	0	5,060
ONTO INNOVATION INC	COM	683344105	96,826	441	SH		DFND	675	0	0	441
VANGUARD INDEX FDS	MID CAP ETF	922908629	15,494	64	SH		DFND	83	0	0	64
ISHARES TR	CORE S&P500 ETF	464287200	224,912	411	SH		DFND	834	0	0	411
ROYAL BK CDA	COM	780087102	9,468	89	SH		DFND	665	0	0	89
PRIMERICA INC	COM	74164M108	710	3	SH		DFND	697	0	0	3
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	257,916	5,147	SH		DFND	284	5,147	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	70,672	1,615	SH		DFND	19	0	0	1,615
IRONWOOD PHARMACEUTICALS INC	COM CL A	46333X108	243,861	37,402	SH		SOLE		0	0	37,402
GRAINGER W W INC	COM	384802104	902	1	SH		DFND	810	0	0	1
PRESTIGE CONSMR HEALTHCARE I	COM	74112D101	470,659	6,836	SH		SOLE		34	0	6,802
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	81,360	200	SH		DFND	482	0	0	200
VANGUARD ADMIRAL FDS INC	MIDCP 400 VAL	921932844	949,522	10,843	SH		SOLE		0	0	10,843
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	34,610	433	SH		DFND	496	0	0	433
VISA INC	COM CL A	92826C839	4,462	17	SH		DFND	265	0	0	17
CRANE NXT CO	COM	224441105	768,323	12,509	SH		SOLE		0	0	12,509
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	435,614	6,046	SH		DFND	585	0	0	6,046
ISHARES INC	CORE MSCI EMKT	46434G103	8,297	155	SH		DFND	334	0	0	155
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,283	64	SH		DFND	244	0	0	64
ISHARES TR	CORE S&P500 ETF	464287200	12,586	23	SH		DFND	218	0	0	23
EQUITY LIFESTYLE PPTYS INC	COM	29472R108	316,988	4,867	SH		SOLE		121	0	4,746
VALERO ENERGY CORP	COM	91913Y100	36,682	234	SH		DFND	820	0	0	234
MARRIOTT INTL INC NEW	CL A	571903202	1,934	8	SH		DFND	665	0	0	8
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,623	51	SH		DFND	863	51	0	0
TEREX CORP NEW	COM	880779103	932	17	SH		DFND	697	0	0	17
CITIGROUP INC	COM NEW	172967424	7,742	122	SH		DFND	970	0	0	122
PAYCHEX INC	COM	704326107	29,640	250	SH		DFND	535	0	0	250
TJX COS INC NEW	COM	872540109	1,101	10	SH		DFND	903	0	0	10
KKR & CO INC	COM	48251W104	28,310	269	SH		DFND	916	0	0	269
STRYKER CORPORATION	COM	863667101	10,888	32	SH		DFND	188	32	0	0
MCDONALDS CORP	COM	580135101	56,065	220	SH		DFND	400	0	0	220
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	619,307	2,481	SH		DFND	487	0	0	2,481
ISHARES TR	RUSSELL 2000 ETF	464287655	55,592	274	SH		DFND	187	0	0	274
ELBIT SYS LTD	ORD	M3760D101	353	2	SH		DFND	600	0	0	2
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	58,596	912	SH		DFND	99	0	0	912
CHAMPIONX CORPORATION	COM	15872M104	1,860	56	SH		DFND	816	0	0	56
MOTOROLA SOLUTIONS INC	COM NEW	620076307	5,405	14	SH		DFND	736	0	0	14
ISHARES TR	TIPS BD ETF	464287176	11,639	109	SH		DFND	374	0	0	109
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	137,523	2,289	SH		DFND	867	0	0	2,289
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	5,001	77	SH		DFND	403	0	0	77
PEPSICO INC	COM	713448108	11,215	68	SH		DFND	969	0	0	68
SCHWAB STRATEGIC TR	US REIT ETF	808524847	142,047	7,113	SH		DFND	440	0	0	7,113
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,754	27	SH		DFND	785	27	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	98,372	2,248	SH		DFND	809	0	0	2,248
GOLDMAN SACHS ETF TR	JUST US LRG CP	381430396	6,679,770	85,496	SH		SOLE		0	0	85,496
FORTINET INC	COM	34959E109	9,825,478	163,024	SH		SOLE		640	0	162,384
GOLD FIELDS LTD	SPONSORED ADR	38059T106	2,891	194	SH		DFND	790	0	0	194
MATADOR RES CO	COM	576485205	10,430	175	SH		DFND	792	175	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	24,736	644	SH		DFND	822	0	0	644
SPDR SER TR	PORTFOLIO SHORT	78464A474	1,148,499	38,670	SH		DFND	1	0	0	38,670
HOME DEPOT INC	COM	437076102	344	1	SH		DFND	415	0	0	1
HUNTINGTON BANCSHARES INC	COM	446150104	1,160	88	SH		DFND	600	0	0	88
ISHARES TR	NATIONAL MUN ETF	464288414	33,883	318	SH		DFND	30	0	0	318
PENTAIR PLC	SHS	G7S00T104	13,647	178	SH		DFND	374	0	0	178
DOMINION ENERGY INC	COM	25746U109	539	11	SH		DFND	713	11	0	0
ISHARES TR	US REGNL BKS ETF	464288778	423,763	10,221	SH		SOLE		0	0	10,221
TECK RESOURCES LTD	CL B	878742204	12,454	260	SH		DFND	916	0	0	260
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	79,218	1,540	SH		DFND	394	0	0	1,540
RESIDEO TECHNOLOGIES INC	COM	76118Y104	39,120	2,000	SH		DFND	570	0	0	2,000
DORMAN PRODS INC	COM	258278100	273,891	2,994	SH		SOLE		4	0	2,990
PROLOGIS INC.	COM	74340W103	3,032	27	SH		DFND	816	0	0	27
LOCKHEED MARTIN CORP	COM	539830109	4,204	9	SH		DFND	695	0	0	9
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,468	38	SH		DFND	110	0	0	38
ISHARES TR	S&P 500 VAL ETF	464287408	28,030	154	SH		DFND	703	0	0	154
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	400,640	1,605	SH		DFND	153	0	0	1,605
ESSENTIAL PPTYS RLTY TR INC	COM	29670E107	337,619	12,184	SH		SOLE		0	0	12,184
SPDR SER TR	PORTFOLIO INTRMD	78464A375	23,280	715	SH		DFND	74	0	0	715
SIMPLY GOOD FOODS CO	COM	82900L102	5,564	154	SH		DFND	792	154	0	0
MARSH & MCLENNAN COS INC	COM	571748102	632	3	SH		DFND	713	3	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	129,114	2,412	SH		DFND	3	0	0	2,412
ISHARES TR	3 7 YR TREAS BD	464288661	13,972	121	SH		DFND	126	0	0	121
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	20,007	333	SH		DFND	565	0	0	333
MCKESSON CORP	COM	58155Q103	12,265	21	SH		DFND	791	21	0	0
CVS HEALTH CORP	COM	126650100	2,599	44	SH		DFND	264	0	0	44
HSBC HLDGS PLC	SPON ADR NEW	404280406	74,081	1,703	SH		DFND	916	0	0	1,703
RENAISSANCERE HLDGS LTD	COM	G7496G103	308,891	1,382	SH		SOLE		46	0	1,336
WALKER & DUNLOP INC	COM	93148P102	35,843	365	SH		DFND	661	0	0	365
AMETEK INC	COM	031100100	333	2	SH		DFND	903	0	0	2
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	66,296	1,515	SH		DFND	133	0	0	1,515
MATSON INC	COM	57686G105	1,155,941	8,826	SH		SOLE		38	0	8,788
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	206,149	4,617	SH		SOLE		0	0	4,617
CAL MAINE FOODS INC	COM NEW	128030202	1,161	19	SH		DFND	737	0	0	19
VISA INC	COM CL A	92826C839	24,410	93	SH		DFND	627	0	0	93
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	7,583,833	97,328	SH		SOLE		132	0	97,196
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	51,897	194	SH		DFND	228	0	0	194
COCA COLA CO	COM	191216100	4,265	67	SH		DFND	665	0	0	67
INTRA-CELLULAR THERAPIES INC	COM	46116X101	1,277,202	18,648	SH		SOLE		58	0	18,590
CONSOL ENERGY INC NEW	COM	20854L108	19,488	191	SH		DFND	661	0	0	191
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	1,146	13	SH		DFND	697	0	0	13
WISDOMTREE TR	US MIDCAP DIVID	97717W505	27,594	590	SH		DFND	625	0	0	590
TORONTO DOMINION BK ONT	COM NEW	891160509	32,481	591	SH		DFND	661	0	0	591
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,105	21	SH		DFND	810	0	0	21
ORACLE CORP	COM	68389X105	7,201	51	SH		DFND	970	0	0	51
FREEPORT-MCMORAN INC	CL B	35671D857	729,000	15,000	SH		DFND	925	0	0	15,000
SPDR SER TR	PORTFOLIO S&P400	78464A847	224,386	4,374	SH		DFND	102	0	0	4,374
CONSOLIDATED EDISON INC	COM	209115104	2,683	30	SH		DFND	737	0	0	30
ISHARES TR	MSCI EMG MKT ETF	464287234	10,946	257	SH		DFND	559	0	0	257
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	100,340,355	1,290,385	SH		SOLE		0	0	1,290,385
COMERICA INC	COM	200340107	2,306,331	45,187	SH		SOLE		0	0	45,187
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	3,642,113	121,282	SH		SOLE		1,878	0	119,404
BATH & BODY WORKS INC	COM	070830104	1,992	51	SH		DFND	188	51	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	35,686	1,787	SH		DFND	520	0	0	1,787
AMAZON COM INC	COM	023135106	4,445	23	SH		DFND	707	0	0	23
JOHNSON & JOHNSON	COM	478160104	13,885	95	SH		DFND	80	0	0	95
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,246	30	SH		DFND	665	0	0	30
CRH PLC	ORD	G25508105	1,725	23	SH		DFND	816	0	0	23
US BANCORP DEL	COM NEW	902973304	496,250	12,500	SH		DFND	925	0	0	12,500
DOLLAR GEN CORP NEW	COM	256677105	14,810	112	SH		DFND	916	0	0	112
AMERICAN WTR WKS CO INC NEW	COM	030420103	40,815	316	SH		DFND	675	0	0	316
VICTORY PORTFOLIOS II	VCSHS US 500 VOL	92647N766	689,341	8,688	SH		SOLE		0	0	8,688
OCCIDENTAL PETE CORP	*W EXP 08/03/202	674599162	736,929	17,904	SH		SOLE		0	0	17,904
SPDR SER TR	NYSE TECH ETF	78464A102	293,113	1,501	SH		SOLE		0	0	1,501
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,267	81	SH		DFND	686	81	0	0
TJX COS INC NEW	COM	872540109	6,166	56	SH		DFND	969	0	0	56
VANGUARD INDEX FDS	SMALL CP ETF	922908751	56,036	257	SH		DFND	530	0	0	257
VEEVA SYS INC	CL A COM	922475108	915	5	SH		DFND	810	0	0	5
JACOBS SOLUTIONS INC	COM	46982L108	838	6	SH		DFND	970	0	0	6
BCE INC	COM NEW	05534B760	2,590	80	SH		DFND	790	0	0	80
AKAMAI TECHNOLOGIES INC	COM	00971T101	901	10	SH		DFND	600	0	0	10
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	181,249	2,821	SH		DFND	800	0	0	2,821
CSX CORP	COM	126408103	89,981	2,690	SH		DFND	917	0	0	2,690
MICROSOFT CORP	COM	594918104	1,086,376,893	2,430,645	SH		SOLE		3,685	0	2,426,960
COPART INC	COM	217204106	3,683	68	SH		DFND	969	0	0	68
SERVICENOW INC	COM	81762P102	4,720	6	SH		DFND	816	0	0	6
LOWES COS INC	COM	548661107	882	4	SH		DFND	405	0	0	4
ISHARES INC	CORE MSCI EMKT	46434G103	264,224	4,936	SH		DFND	204	0	0	4,936
SPDR SER TR	PORTFOLIO S&P400	78464A847	31,242	609	SH		DFND	207	0	0	609
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	150,286	3,041	SH		DFND	228	0	0	3,041
ISHARES TR	CORE MSCI INTL	46435G326	83,100	1,266	SH		DFND	61	0	0	1,266
DIAMONDBACK ENERGY INC	COM	25278X109	1,602	8	SH		DFND	810	0	0	8
ISHARES INC	CORE MSCI EMKT	46434G103	43,413	811	SH		DFND	587	0	0	811
BP PLC	SPONSORED ADR	055622104	6,679	185	SH		DFND	189	185	0	0
ENERGY VAULT HOLDINGS INC	COM	29280W109	93,677	98,649	SH		SOLE		0	0	98,649
BUTTERFLY NETWORK INC	COM CL A	124155102	16,650	19,803	SH		SOLE		0	0	19,803
NEWMONT CORP	COM	651639106	5,778	138	SH		DFND	792	138	0	0
BRIGHTHOUSE FINL INC	COM	10922N103	3,034	70	SH		DFND	916	0	0	70
NELNET INC	CL A	64031N108	10,187	101	SH		DFND	374	0	0	101
LULULEMON ATHLETICA INC	COM	550021109	1,195	4	SH		DFND	816	0	0	4
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	26,580	692	SH		DFND	331	0	0	692
ISHARES TR	CORE S&P SCP ETF	464287804	106,660	1,000	SH		DFND	897	0	0	1,000
UNIVEST FINANCIAL CORPORATIO	COM	915271100	33,537	1,469	SH		DFND	661	0	0	1,469
JOHNSON & JOHNSON	COM	478160104	43,848	300	SH		DFND	36	0	0	300
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	47,617	918	SH		DFND	299	0	0	918
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	139,903	523	SH		DFND	654	0	0	523
SEABRIDGE GOLD INC	COM	811916105	347,069	25,352	SH		SOLE		0	0	25,352
HELLO GROUP INC	ADS	423403104	193,227	31,573	SH		SOLE		0	0	31,573
THERMO FISHER SCIENTIFIC INC	COM	883556102	24,885	45	SH		DFND	742	0	0	45
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	216,087	4,938	SH		DFND	547	0	0	4,938
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,923	45	SH		DFND	245	0	0	45
CARRIER GLOBAL CORPORATION	COM	14448C104	23,970	380	SH		DFND	637	0	0	380
ALPS ETF TR	ALERIAN MLP	00162Q452	24,998	521	SH		DFND	746	521	0	0
BIOGEN INC	COM	09062X103	26,196	113	SH		DFND	1	0	0	113
WATSCO INC	COM	942622200	463	1	SH		DFND	695	0	0	1
SHOPIFY INC	CL A	82509L107	24,696,948	373,913	SH		SOLE		260	0	373,653
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	110,843	2,212	SH		DFND	883	0	0	2,212
SERVICE CORP INTL	COM	817565104	1,700,650	23,909	SH		SOLE		11	0	23,898
BIOHAVEN LTD	COM	G1110E107	451	13	SH		DFND	951	0	0	13
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	5,502	95	SH		DFND	54	0	0	95
ARCHER DANIELS MIDLAND CO	COM	039483102	52,833	874	SH		DFND	328	0	0	874
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,706	92	SH		DFND	557	0	0	92
UNILEVER PLC	SPON ADR NEW	904767704	2,365	43	SH		DFND	268	0	0	43
OTIS WORLDWIDE CORP	COM	68902V107	3,754	39	SH		DFND	969	0	0	39
GILEAD SCIENCES INC	COM	375558103	5,832	85	SH		DFND	736	0	0	85
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	8,608	51	SH		DFND	468	51	0	0
ISHARES TR	CORE US AGGBD ET	464287226	8,542	88	SH		DFND	746	88	0	0
KRATOS DEFENSE & SEC SOLUTIO	COM NEW	50077B207	360	18	SH		DFND	903	0	0	18
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,611	31	SH		DFND	38	0	0	31
HEALTHPEAK PROPERTIES INC	COM	42250P103	1,156	59	SH		DFND	810	0	0	59
INTERNATIONAL BUSINESS MACHS	COM	459200101	3,978	23	SH		DFND	695	0	0	23
SMITH A O CORP	COM	831865209	1,227	15	SH		DFND	737	0	0	15
MEDICAL PPTYS TRUST INC	COM	58463J304	534	124	SH		DFND	697	0	0	124
ISHARES INC	CORE MSCI EMKT	46434G103	3,694	69	SH		DFND	472	0	0	69
ISHARES INC	MSCI EQUAL WEITE	464286681	325,643	3,690	SH		SOLE		0	0	3,690
SPDR S&P 500 ETF TR	TR UNIT	78462F103	193,346	355	SH		DFND	647	0	0	355
SM ENERGY CO	COM	78454L100	476	11	SH		DFND	903	0	0	11
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	235,801	4,546	SH		DFND	412	0	0	4,546
PETCO HEALTH & WELLNESS CO I	COM	71601V105	155,698	41,190	SH		SOLE		326	0	40,864
ELI LILLY & CO	COM	532457108	60,660	67	SH		DFND	790	0	0	67
FEDERAL SIGNAL CORP	COM	313855108	1,673	20	SH		DFND	816	0	0	20
SCHWAB STRATEGIC TR	US REIT ETF	808524847	17,933	898	SH		DFND	414	0	0	898
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	842,481	14,367	SH		DFND	1	0	0	14,367
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,458	48	SH		DFND	12	0	0	48
VANGUARD INDEX FDS	MID CAP ETF	922908629	70,693	292	SH		DFND	701	0	0	292
VANGUARD INDEX FDS	SMALL CP ETF	922908751	90,487	415	SH		DFND	61	0	0	415
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	17,784	296	SH		DFND	336	0	0	296
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,440	28	SH		DFND	638	0	0	28
PEPSICO INC	COM	713448108	6,597	40	SH		DFND	83	0	0	40
IRHYTHM TECHNOLOGIES INC	COM	450056106	15,608	145	SH		DFND	661	0	0	145
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	10,132	174	SH		DFND	321	0	0	174
LOWES COS INC	COM	548661107	1,764	8	SH		DFND	665	0	0	8
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	15,073	168	SH		DFND	884	0	0	168
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	9,656,986	836,103	SH		SOLE		0	0	836,103
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	25,540	678	SH		DFND	24	0	0	678
TERADYNE INC	COM	880770102	1,335	9	SH		DFND	816	0	0	9
CHEGG INC	COM	163092109	3,602	1,140	SH		DFND	792	1,140	0	0
COCA COLA CO	COM	191216100	2,228	35	SH		DFND	405	0	0	35
HALLIBURTON CO	COM	406216101	1,588	47	SH		DFND	737	0	0	47
JUMIA TECHNOLOGIES AG	SPONSORED ADS	48138M105	99,874	14,227	SH		SOLE		0	0	14,227
AVIENT CORPORATION	COM	05368V106	1,107,226	25,366	SH		SOLE		86	0	25,280
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	3,452,177	99,172	SH		SOLE		395	0	98,777
SCHWAB STRATEGIC TR	US REIT ETF	808524847	10,624	532	SH		DFND	95	0	0	532
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	47,121	654	SH		DFND	83	0	0	654
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	2,969	96	SH		DFND	189	96	0	0
FRANCO NEV CORP	COM	351858105	3,319	28	SH		DFND	790	0	0	28
PINTEREST INC	CL A	72352L106	2,150,003	48,786	SH		SOLE		58	0	48,728
SCORPIO TANKERS INC	SHS	Y7542C130	3,739	46	SH		DFND	790	0	0	46
VANGUARD INDEX FDS	MID CAP ETF	922908629	80,740	334	SH		DFND	338	0	0	334
ELI LILLY & CO	COM	532457108	9,959	11	SH		DFND	600	0	0	11
VISA INC	COM CL A	92826C839	8,137	31	SH		DFND	951	0	0	31
MASTERCARD INCORPORATED	CL A	57636Q104	119,113	270	SH		DFND	153	0	0	270
ROBERT HALF INC.	COM	770323103	1,018,466	15,919	SH		SOLE		15	0	15,904
SPX TECHNOLOGIES INC	COM	78473E103	8,955	63	SH		DFND	791	63	0	0
ROYAL GOLD INC	COM	780287108	1,001	8	SH		DFND	970	0	0	8
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	53,064	817	SH		DFND	607	0	0	817
GOLDMAN SACHS GROUP INC	COM	38141G104	12,665	28	SH		DFND	791	28	0	0
GLOBAL SHIP LEASE INC NEW	COM CL A	Y27183600	368,629	12,804	SH		SOLE		0	0	12,804
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	19,503	244	SH		DFND	461	0	0	244
STMICROELECTRONICS N V	NY REGISTRY	861012102	22,900	583	SH		DFND	627	0	0	583
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	109,416	2,214	SH		DFND	654	0	0	2,214
ISHARES INC	CORE MSCI EMKT	46434G103	9,796	183	SH		DFND	138	0	0	183
WPP PLC NEW	ADR	92937A102	9,248	202	SH		DFND	916	0	0	202
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	2,317	73	SH		DFND	82	0	0	73
FORTIVE CORP	COM	34959J108	2,668	36	SH		DFND	736	0	0	36
FISERV INC	COM	337738108	4,769	32	SH		DFND	969	0	0	32
ISHARES TR	MSCI EAFE ETF	464287465	103,082	1,316	SH		DFND	66	0	0	1,316
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	29,355	594	SH		DFND	216	0	0	594
CDW CORP	COM	12514G108	2,910	13	SH		DFND	188	13	0	0
ISHARES TR	CORE S&P500 ETF	464287200	71,140	130	SH		DFND	226	0	0	130
DELUXE CORP	COM	248019101	592,248	26,369	SH		SOLE		0	0	26,369
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	12,136	40	SH		DFND	538	0	0	40
ISHARES TR	CORE S&P TTL STK	464287150	168,311	1,417	SH		DFND	101	0	0	1,417
NUSHARES ETF TR	NUVEEN ESG INTL	67092P805	1,715,886	55,120	SH		DFND	580	0	0	55,120
ISHARES INC	CORE MSCI EMKT	46434G103	1,445	27	SH		DFND	166	0	0	27
WELLS FARGO CO NEW	COM	949746101	3,860	65	SH		DFND	965	0	0	65
DTE ENERGY CO	COM	233331107	1,443	13	SH		DFND	188	13	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	2,569	48	SH		DFND	895	0	0	48
APPLE INC	COM	037833100	12,151,300	57,693	SH		DFND	1	0	0	57,693
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	154,282	4,398	SH		DFND	328	0	0	4,398
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	15,547	267	SH		DFND	520	0	0	267
FIRST SOLAR INC	COM	336433107	676	3	SH		DFND	951	0	0	3
STAAR SURGICAL CO	COM PAR $0.01	852312305	19,472	409	SH		DFND	661	0	0	409
GILEAD SCIENCES INC	COM	375558103	1,852	27	SH		DFND	493	0	0	27
BANK AMERICA CORP	COM	060505104	4,515,048	113,529	SH		DFND	1	0	0	113,529
SCHWAB STRATEGIC TR	US REIT ETF	808524847	44,733	2,240	SH		DFND	490	0	0	2,240
ISHARES INC	CORE MSCI EMKT	46434G103	101,279	1,892	SH		DFND	944	0	0	1,892
FULLER H B CO	COM	359694106	787,224	10,229	SH		SOLE		28	0	10,201
ELECTRONIC ARTS INC	COM	285512109	3,477,616	24,960	SH		SOLE		75	0	24,885
TOPBUILD CORP	COM	89055F103	97,088	252	SH		DFND	255	0	0	252
AMERICAN ELEC PWR CO INC	COM	025537101	6,844	78	SH		DFND	792	78	0	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	13,187	405	SH		DFND	354	0	0	405
SCHWAB STRATEGIC TR	US REIT ETF	808524847	40,879	2,047	SH		DFND	299	0	0	2,047
BROADCOM INC	COM	11135F101	43,349	27	SH		DFND	736	0	0	27
BANK MONTREAL MEDIUM	MICROSECTORS FAN	063679534	291,992	656	SH		SOLE		0	0	656
ENPHASE ENERGY INC	COM	29355A107	399	4	SH		DFND	951	0	0	4
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	84,818	6,325	SH		DFND	661	0	0	6,325
WP CAREY INC	COM	92936U109	661	12	SH		DFND	697	0	0	12
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	9,948	259	SH		DFND	388	0	0	259
PALANTIR TECHNOLOGIES INC	CL A	69608A108	3,050	500	SH	Call	SOLE		0	0	500
SNAP ON INC	COM	833034101	261	1	SH		DFND	903	0	0	1
ISHARES INC	CORE MSCI EMKT	46434G103	5,942	111	SH		DFND	539	0	0	111
ISHARES TR	NATIONAL MUN ETF	464288414	678,724	6,370	SH		DFND	644	0	0	6,370
ISHARES TR	RUS 1000 VAL ETF	464287598	103,461	593	SH		DFND	642	0	0	593
AVERY DENNISON CORP	COM	053611109	13,775	63	SH		DFND	826	0	0	63
SPDR SER TR	PORTFOLIO S&P500	78464A854	16,768	262	SH		DFND	638	0	0	262
DELTA AIR LINES INC DEL	COM NEW	247361702	3,416	72	SH		DFND	816	0	0	72
CBOE GLOBAL MKTS INC	COM	12503M108	1,360	8	SH		DFND	965	0	0	8
CROWN CASTLE INC	COM	22822V101	1,270	13	SH		DFND	810	0	0	13
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,287	66	SH		DFND	423	0	0	66
INVITATION HOMES INC	COM	46187W107	9,834	274	SH		DFND	916	0	0	274
LAM RESEARCH CORP	COM	512807108	2,130	2	SH		DFND	665	0	0	2
MERIT MED SYS INC	COM	589889104	1,236,821	14,390	SH		SOLE		23	0	14,367
ISHARES TR	CORE S&P500 ETF	464287200	62,931	115	SH		DFND	523	0	0	115
UGI CORP NEW	COM	902681105	971,740	42,434	SH		SOLE		6	0	42,428
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,325,508	47,056	SH		DFND	644	0	0	47,056
ISHARES TR	CORE US AGGBD ET	464287226	12,231	126	SH		DFND	290	0	0	126
GOLDEN ENTMT INC	COM	381013101	622	20	SH		DFND	810	0	0	20
ISHARES INC	CORE MSCI EMKT	46434G103	2,034	38	SH		DFND	766	0	0	38
MODERNA INC	COM	60770K107	11,875	100	SH		DFND	916	0	0	100
INTELLIA THERAPEUTICS INC	COM	45826J105	649	29	SH		DFND	965	0	0	29
SPDR SER TR	PORTFOLIO SHORT	78464A474	31,037	1,045	SH		DFND	546	0	0	1,045
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,618	168	SH		DFND	721	0	0	168
EATON CORP PLC	SHS	G29183103	37,312	119	SH		DFND	690	0	0	119
ACADEMY SPORTS & OUTDOORS IN	COM	00402L107	1,331	25	SH		DFND	737	0	0	25
VANGUARD INDEX FDS	MID CAP ETF	922908629	286,162	1,182	SH		DFND	829	1,182	0	0
KINETIK HOLDINGS INC	COM NEW CL A	02215L209	2,404	58	SH		DFND	816	0	0	58
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	40,751	408	SH		DFND	715	0	0	408
PBF ENERGY INC	CL A	69318G106	3,221	70	SH		DFND	790	0	0	70
HARBORONE BANCORP INC NEW	COM NEW	41165Y100	6,155	553	SH		DFND	792	553	0	0
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	1,713,077	28,942	SH		SOLE		21	0	28,921
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	332,401	7,596	SH		DFND	561	0	0	7,596
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	2,030	480	SH		DFND	816	0	0	480
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	35,644	928	SH		DFND	941	0	0	928
LIBERTY BROADBAND CORP	COM SER A	530307107	928	17	SH		DFND	969	0	0	17
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,498	39	SH		DFND	895	0	0	39
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,413	125	SH		DFND	673	0	0	125
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	84,311	1,706	SH		DFND	685	0	0	1,706
CTS CORP	COM	126501105	2,329	46	SH		DFND	816	0	0	46
ISHARES INC	CORE MSCI EMKT	46434G103	98,870	1,847	SH		DFND	427	0	0	1,847
ALBEMARLE CORP	COM	012653101	29,611	310	SH		DFND	1	0	0	310
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	71,690	995	SH		DFND	684	995	0	0
MASCO CORP	COM	574599106	115,272	1,729	SH		DFND	255	0	0	1,729
DAVIS FUNDAMENTAL ETF TR	SELECT WRLD WI	23908L306	309,651	9,286	SH		SOLE		0	0	9,286
ISHARES TR	ESG MSCI LEADR	46435U218	1,283,640	13,175	SH		DFND	1	0	0	13,175
QUALCOMM INC	COM	747525103	5,378	27	SH		DFND	188	27	0	0
DEUTSCHE BANK A G	NAMEN AKT	D18190898	4,304	270	SH		DFND	189	270	0	0
ASSURANT INC	COM	04621X108	1,274,644	7,667	SH		SOLE		0	0	7,667
DIMENSIONAL ETF TRUST	US REAL ESTATE E	25434V823	2,044,613	92,516	SH		SOLE		0	0	92,516
PAPA JOHNS INTL INC	COM	698813102	5,121	109	SH		DFND	792	109	0	0
BANK AMERICA CORP	COM	060505104	72,898	1,833	SH		DFND	922	0	0	1,833
ETSY INC	COM	29786A106	413	7	SH		DFND	951	0	0	7
PPG INDS INC	COM	693506107	1,637	13	SH		DFND	188	13	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,089	82	SH		DFND	246	0	0	82
PROCTER AND GAMBLE CO	COM	742718109	25,233	153	SH		DFND	970	0	0	153
SPDR SER TR	PORTFOLIO SHORT	78464A474	19,988	673	SH		DFND	734	0	0	673
MICROSOFT CORP	COM	594918104	162,690	364	SH		DFND	188	364	0	0
ABERCROMBIE & FITCH CO	CL A	002896207	7,291	41	SH		DFND	792	41	0	0
NASDAQ INC	COM	631103108	2,651	44	SH		DFND	970	0	0	44
VERTEX PHARMACEUTICALS INC	COM	92532F100	38,904	83	SH		DFND	916	0	0	83
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	19,381	269	SH		DFND	327	269	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	725,847	9,081	SH		DFND	1	109	0	8,972
PUBLIC STORAGE OPER CO	COM	74460D109	2,877	10	SH		DFND	790	0	0	10
REVVITY INC	COM	714046109	11,010	105	SH		DFND	916	0	0	105
MESA LABS INC	COM	59064R109	232,370	2,678	SH		SOLE		0	0	2,678
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	27,178	423	SH		DFND	419	423	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	3,641	70	SH		DFND	400	0	0	70
ALTRIA GROUP INC	COM	02209S103	729	16	SH		DFND	665	0	0	16
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	28,385	739	SH		DFND	669	0	0	739
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	56,232	990	SH		DFND	916	0	0	990
APOLLO GLOBAL MGMT INC	COM	03769M106	1,299	11	SH		DFND	969	0	0	11
WHITESTONE REIT	COM	966084204	145,201	10,909	SH		SOLE		57	0	10,852
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	733	39	SH		DFND	965	0	0	39
NATWEST GROUP PLC	SPONS ADR	639057207	458	57	SH		DFND	951	0	0	57
HCA HEALTHCARE INC	COM	40412C101	4,177	13	SH		DFND	188	13	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	76,359	1,988	SH		DFND	585	0	0	1,988
VANGUARD INDEX FDS	MID CAP ETF	922908629	27,842	115	SH		DFND	677	0	0	115
CORTEVA INC	COM	22052L104	1,456	27	SH		DFND	810	0	0	27
COLGATE PALMOLIVE CO	COM	194162103	63,076	650	SH		DFND	329	0	0	650
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	32,263	622	SH		DFND	608	0	0	622
LUMINAR TECHNOLOGIES INC	COM CL A	550424105	97,544	65,466	SH		SOLE		421	0	65,045
SONY GROUP CORP	SPONSORED ADR	835699307	2,124	25	SH		DFND	665	0	0	25
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	24,873	414	SH		DFND	266	0	0	414
VANGUARD ADMIRAL FDS INC	MIDCP 400 GRTH	921932869	919,418	8,393	SH		SOLE		0	0	8,393
ABBVIE INC	COM	00287Y109	31,045	181	SH		DFND	792	181	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	57,821	1,170	SH		DFND	573	0	0	1,170
KEURIG DR PEPPER INC	COM	49271V100	1,804	54	SH		DFND	736	0	0	54
ISHARES INC	EM MKTS DIV ETF	464286319	42,311	1,557	SH		DFND	583	0	0	1,557
W & T OFFSHORE INC	COM	92922P106	559	261	SH		DFND	903	0	0	261
CITIGROUP INC	COM NEW	172967424	1,396	22	SH		DFND	697	0	0	22
ISHARES TR	FALN ANGLS USD	46435G474	11,805,558	450,766	SH		SOLE		0	0	450,766
ISHARES TR	CORE S&P500 ETF	464287200	960,389	1,755	SH		DFND	653	0	0	1,755
ASTRAZENECA PLC	SPONSORED ADR	046353108	17,002	218	SH		DFND	791	218	0	0
SELECTIVE INS GROUP INC	COM	816300107	5,911	63	SH		DFND	792	63	0	0
ATLASSIAN CORPORATION	CL A	049468101	4,068	23	SH		DFND	792	23	0	0
XCEL ENERGY INC	COM	98389B100	1,442	27	SH		DFND	665	0	0	27
AT&T INC	COM	00206R102	7,759	406	SH		DFND	159	0	0	406
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,623	51	SH		DFND	747	51	0	0
FIRSTENERGY CORP	COM	337932107	1,148	30	SH		DFND	713	30	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	23,155	190	SH		DFND	715	0	0	190
TJX COS INC NEW	COM	872540109	5,615	51	SH		DFND	965	0	0	51
SELECT SECTOR SPDR TR	ENERGY	81369Y506	43,661	479	SH		DFND	169	0	0	479
SIGNET JEWELERS LIMITED	SHS	G81276100	695,320	7,762	SH		SOLE		24	0	7,738
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	359,383	13,531	SH		DFND	236	0	0	13,531
EMCOR GROUP INC	COM	29084Q100	730	2	SH		DFND	965	0	0	2
ISHARES TR	MSCI USA QLT FCT	46432F339	9,733	57	SH		DFND	263	0	0	57
ILLINOIS TOOL WKS INC	COM	452308109	355,440	1,500	SH		DFND	1	0	0	1,500
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	805	60	SH		DFND	903	0	0	60
TRIP COM GROUP LTD	ADS	89677Q107	2,209	47	SH		DFND	665	0	0	47
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,187	190	SH		DFND	940	0	0	190
ISHARES TR	3 7 YR TREAS BD	464288661	206,576	1,789	SH		DFND	318	0	0	1,789
CELANESE CORP DEL	COM	150870103	3,237	24	SH		DFND	268	0	0	24
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	53,478	293	SH		DFND	729	293	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	309	6	SH		DFND	252	0	0	6
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	6,683	174	SH		DFND	581	0	0	174
MCKESSON CORP	COM	58155Q103	5,840	10	SH		DFND	188	10	0	0
SPX TECHNOLOGIES INC	COM	78473E103	1,851,658	13,027	SH		SOLE		35	0	12,992
ISHARES TR	CORE S&P TTL STK	464287150	168,311	1,417	SH		DFND	104	0	0	1,417
CANADIAN IMPERIAL BK COMM TO	COM	136069101	12,836	270	SH		DFND	627	0	0	270
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	85,558	2,271	SH		DFND	334	0	0	2,271
INVESCO QQQ TR	UNIT SER 1	46090E103	147,566	308	SH		DFND	701	0	0	308
INVESCO EXCHANGE TRADED FD T	S&P500 EQL TEC	46137V282	1,920,871	52,397	SH		SOLE		0	0	52,397
PPG INDS INC	COM	693506107	137,220	1,090	SH		DFND	1	0	0	1,090
TRANE TECHNOLOGIES PLC	SHS	G8994E103	1,316	4	SH		DFND	737	0	0	4
SPDR SER TR	PORTFOLIO S&P500	78464A854	261,888	4,092	SH		DFND	331	0	0	4,092
CUMMINS INC	COM	231021106	2,215	8	SH		DFND	188	8	0	0
PULTE GROUP INC	COM	745867101	4,404	40	SH		DFND	970	0	0	40
PTC INC	COM	69370C100	363	2	SH		DFND	903	0	0	2
BLACKSTONE MTG TR INC	COM CL A	09257W100	40,414	2,320	SH		DFND	675	0	0	2,320
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,312	51	SH		DFND	346	0	0	51
TEREX CORP NEW	COM	880779103	1,810	33	SH		DFND	969	0	0	33
MARKEL GROUP INC	COM	570535104	31,513	20	SH		DFND	482	0	0	20
PFIZER INC	COM	717081103	28	1	SH		DFND	476	0	0	1
ALPHABET INC	CAP STK CL C	02079K107	68,416	373	SH		DFND	311	0	0	373
CANNAE HLDGS INC	COM	13765N107	11,265	621	SH		DFND	790	0	0	621
NEXTERA ENERGY INC	COM	65339F101	3,470	49	SH		DFND	816	0	0	49
CHURCH & DWIGHT CO INC	COM	171340102	5,910	57	SH		DFND	791	57	0	0
HUBSPOT INC	COM	443573100	30,669	52	SH		DFND	661	0	0	52
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	648	9	SH		DFND	167	0	0	9
ISHARES TR	CORE US AGGBD ET	464287226	31,742	327	SH		DFND	59	0	0	327
PULTE GROUP INC	COM	745867101	2,374,590	21,568	SH		SOLE		0	0	21,568
SCHWAB STRATEGIC TR	US REIT ETF	808524847	60,829	3,046	SH		DFND	582	0	0	3,046
BLOCK H & R INC	COM	093671105	2,007	37	SH		DFND	965	0	0	37
CARMAX INC	COM	143130102	819,354	11,172	SH		SOLE		0	0	11,172
JPMORGAN CHASE & CO.	COM	46625H100	14,158	70	SH		DFND	627	0	0	70
B & G FOODS INC NEW	COM	05508R106	1,834	227	SH		DFND	374	0	0	227
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	104,714	2,985	SH		DFND	378	0	0	2,985
VISA INC	COM CL A	92826C839	13,124	50	SH		DFND	697	0	0	50
ISHARES TR	COHEN STEER REIT	464287564	16,385	286	SH		DFND	44	0	0	286
HASHICORP INC	COM CL A	418100103	1,144,719	33,978	SH		SOLE		0	0	33,978
SPDR SER TR	PORTFOLIO SHORT	78464A474	11,702	394	SH		DFND	132	0	0	394
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	43,250	1,126	SH		DFND	608	0	0	1,126
PNC FINL SVCS GROUP INC	COM	693475105	2,488	16	SH		DFND	188	16	0	0
APTIV PLC	SHS	G6095L109	10,000	142	SH		DFND	916	0	0	142
HUNTINGTON BANCSHARES INC	COM	446150104	79,080	6,000	SH		DFND	1	0	0	6,000
CITIGROUP INC	COM NEW	172967424	41,249	650	SH		DFND	256	0	0	650
CHUBB LIMITED	COM	H1467J104	13,009	51	SH		DFND	1	0	0	51
FEDEX CORP	COM	31428X106	1,499	5	SH		DFND	816	0	0	5
CREXENDO INC	COM	226552107	4,428,635	1,408,151	SH		SOLE		0	0	1,408,151
INGEVITY CORP	COM	45688C107	1,224	28	SH		DFND	810	0	0	28
INTUITIVE SURGICAL INC	COM NEW	46120E602	27,589,496	62,020	SH		SOLE		118	0	61,902
KINROSS GOLD CORP	COM	496902404	2,238	269	SH		DFND	965	0	0	269
STANLEY BLACK & DECKER INC	COM	854502101	2,636	33	SH		DFND	477	0	0	33
ISHARES TR	CORE S&P500 ETF	464287200	15,322	28	SH		DFND	766	0	0	28
INTUIT	COM	461202103	2,629	4	SH		DFND	600	0	0	4
ISHARES INC	CORE MSCI EMKT	46434G103	49,248	920	SH		DFND	417	0	0	920
META PLATFORMS INC	CL A	30303M102	45,884	91	SH		DFND	970	0	0	91
NOMURA HLDGS INC	SPONSORED ADR	65535H208	2,298,099	397,595	SH		SOLE		277	0	397,318
ACADIA PHARMACEUTICALS INC	COM	004225108	236,941	14,581	SH		SOLE		0	0	14,581
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	135,895	508	SH		DFND	119	0	0	508
ADOBE INC	COM	00724F101	36,110	65	SH		DFND	742	0	0	65
MICROSOFT CORP	COM	594918104	482,706	1,080	SH		DFND	122	0	0	1,080
EATON CORP PLC	SHS	G29183103	37,626	120	SH		DFND	284	120	0	0
NATIONAL WESTN LIFE GROUP IN	CL A	638517102	4,969	10	SH		DFND	627	0	0	10
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,882	49	SH		DFND	788	49	0	0
ISHARES TR	INTRM GOV CR ETF	464288612	38,380	370	SH		DFND	682	370	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	17,460	167	SH		DFND	394	0	0	167
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	14,713	55	SH		DFND	302	0	0	55
ISHARES TR	CORE S&P500 ETF	464287200	57,459	105	SH		DFND	711	105	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	19,545	381	SH		DFND	908	0	0	381
VERISK ANALYTICS INC	COM	92345Y106	1,078	4	SH		DFND	695	0	0	4
ISHARES TR	FALN ANGLS USD	46435G474	94,074	3,592	SH		DFND	1	0	0	3,592
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	78,116	1,364	SH		DFND	217	0	0	1,364
META PLATFORMS INC	CL A	30303M102	350,863,725	695,854	SH		SOLE		946	0	694,908
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	25,940,717	25,364	SH		SOLE		91	0	25,273
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	77,743	1,210	SH		DFND	446	0	0	1,210
MOSAIC CO NEW	COM	61945C103	2,572	89	SH		DFND	790	0	0	89
THE TRADE DESK INC	COM CL A	88339J105	10,823,553	110,818	SH		SOLE		133	0	110,685
TORONTO DOMINION BK ONT	COM NEW	891160509	2,253	41	SH		DFND	268	0	0	41
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	76,732	656	SH		DFND	675	0	0	656
ALLSTATE CORP	COM	020002101	92,603	580	SH		DFND	675	0	0	580
MANHATTAN ASSOCIATES INC	COM	562750109	493	2	SH		DFND	903	0	0	2
ISHARES TR	NATIONAL MUN ETF	464288414	290,136	2,723	SH		DFND	743	0	0	2,723
TESLA INC	COM	88160R101	20,184	102	SH		DFND	969	0	0	102
SCHWAB STRATEGIC TR	US REIT ETF	808524847	25,362	1,270	SH		DFND	679	0	0	1,270
SPDR SER TR	PORTFOLIO S&P400	78464A847	27,856	543	SH		DFND	417	0	0	543
AMPHENOL CORP NEW	CL A	032095101	2,021	30	SH		DFND	951	0	0	30
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	10,011	51	SH		DFND	916	0	0	51
JACOBS SOLUTIONS INC	COM	46982L108	838	6	SH		DFND	969	0	0	6
MARKEL GROUP INC	COM	570535104	25,211	16	SH		DFND	916	0	0	16
DISNEY WALT CO	COM	254687106	6,057	61	SH		DFND	695	0	0	61
CBOE GLOBAL MKTS INC	COM	12503M108	1,531	9	SH		DFND	736	0	0	9
SKYWORKS SOLUTIONS INC	COM	83088M102	30,162	283	SH		DFND	154	0	0	283
COMMERCIAL METALS CO	COM	201723103	3,024	55	SH		DFND	951	0	0	55
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,904	79	SH		DFND	183	0	0	79
DOW INC	COM	260557103	53	1	SH		DFND	713	1	0	0
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	514,674	4,924	SH		SOLE		0	0	4,924
ECOLAB INC	COM	278865100	1,190	5	SH		DFND	713	5	0	0
APPLE INC	COM	037833100	41,703	198	SH		DFND	382	0	0	198
PLDT INC	SPONSORED ADR	69344D408	3,242	132	SH		DFND	790	0	0	132
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	58,963	2,220	SH		DFND	295	0	0	2,220
YUM CHINA HLDGS INC	COM	98850P109	154,200	5,000	SH		DFND	1	0	0	5,000
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,683	115	SH		DFND	893	0	0	115
NEXTERA ENERGY INC	COM	65339F101	5,028	71	SH		DFND	943	0	0	71
DATADOG INC	CL A COM	23804L103	908	7	SH		DFND	665	0	0	7
ISHARES TR	CORE US AGGBD ET	464287226	311,303	3,207	SH		DFND	561	0	0	3,207
NORFOLK SOUTHN CORP	COM	655844108	6,655	31	SH		DFND	791	31	0	0
GENERAL MTRS CO	COM	37045V100	1,921,121	41,350	SH		DFND	925	0	0	41,350
ISHARES TR	SHRT NAT MUN ETF	464288158	4,182	40	SH		DFND	335	0	0	40
MCKESSON CORP	COM	58155Q103	81,766	140	SH		DFND	661	0	0	140
ADOBE INC	COM	00724F101	3,333	6	SH		DFND	600	0	0	6
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	50,172	599	SH		DFND	143	0	0	599
INTERNATIONAL BUSINESS MACHS	COM	459200101	83,362	482	SH		DFND	661	0	0	482
UNILEVER PLC	SPON ADR NEW	904767704	2,035	37	SH		DFND	866	37	0	0
ELBIT SYS LTD	ORD	M3760D101	883	5	SH		DFND	665	0	0	5
FMC CORP	COM NEW	302491303	1,784	31	SH		DFND	970	0	0	31
NOVARTIS AG	SPONSORED ADR	66987V109	12,243	115	SH		DFND	189	115	0	0
AMGEN INC	COM	031162100	1,250	4	SH		DFND	903	0	0	4
INTERNATIONAL PAPER CO	COM	460146103	647	15	SH		DFND	965	0	0	15
OREILLY AUTOMOTIVE INC	COM	67103H107	2,112	2	SH		DFND	665	0	0	2
BANK NOVA SCOTIA HALIFAX	COM	064149107	3,200	70	SH		DFND	665	0	0	70
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	264,589	5,101	SH		DFND	360	0	0	5,101
SCHWAB STRATEGIC TR	US REIT ETF	808524847	110,814	5,549	SH		DFND	625	0	0	5,549
PEPSICO INC	COM	713448108	6,432	39	SH		DFND	713	39	0	0
AMEREN CORP	COM	023608102	5,404,606	76,003	SH		SOLE		17	0	75,986
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,440	28	SH		DFND	635	0	0	28
INTERPUBLIC GROUP COS INC	COM	460690100	989	34	SH		DFND	493	0	0	34
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	10,494	204	SH		DFND	76	0	0	204
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	26,553	456	SH		DFND	830	456	0	0
JOHNSON & JOHNSON	COM	478160104	11,693	80	SH		DFND	482	0	0	80
APPLE INC	COM	037833100	95,030	451	SH		DFND	955	0	0	451
FABRINET	SHS	G3323L100	9,547	39	SH		DFND	792	39	0	0
GE AEROSPACE	COM NEW	369604301	2,067	13	SH		DFND	600	0	0	13
CHAMPIONX CORPORATION	COM	15872M104	996	30	SH		DFND	969	0	0	30
ESSENTIAL UTILS INC	COM	29670G102	2,907,785	77,894	SH		SOLE		242	0	77,652
FREEPORT-MCMORAN INC	CL B	35671D857	29,354	604	SH		DFND	675	0	0	604
CENTERPOINT ENERGY INC	COM	15189T107	836	27	SH		DFND	969	0	0	27
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	2,652,365	26,762	SH		SOLE		0	0	26,762
UBER TECHNOLOGIES INC	COM	90353T100	2,108	29	SH		DFND	816	0	0	29
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	3,370,658	75,020	SH		SOLE		0	0	75,020
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	80,399	1,550	SH		DFND	220	0	0	1,550
SCHWAB STRATEGIC TR	US REIT ETF	808524847	60,230	3,016	SH		DFND	14	0	0	3,016
OGE ENERGY CORP	COM	670837103	23,491	658	SH		DFND	675	0	0	658
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	76,156	1,541	SH		DFND	905	0	0	1,541
COMFORT SYS USA INC	COM	199908104	74,814	246	SH		DFND	574	0	0	246
CONFLUENT INC	CLASS A COM	20717M103	30,733	8,500	SH	Put	SOLE		0	0	8,500
GENERAL DYNAMICS CORP	COM	369550108	1,451	5	SH		DFND	816	0	0	5
SPDR SER TR	PORTFOLIO SHORT	78464A474	80,843	2,722	SH		DFND	875	0	0	2,722
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	146,595	1,302	SH		DFND	1	0	0	1,302
HILTON WORLDWIDE HLDGS INC	COM	43300A203	2,182	10	SH		DFND	965	0	0	10
SCHWAB STRATEGIC TR	US REIT ETF	808524847	64,204	3,215	SH		DFND	41	0	0	3,215
PDD HOLDINGS INC	SPONSORED ADS	722304102	532	4	SH		DFND	903	0	0	4
IRIDIUM COMMUNICATIONS INC	COM	46269C102	479	18	SH		DFND	713	18	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	6,989	97	SH		DFND	602	97	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,180,236	43,509	SH		DFND	643	0	0	43,509
MARAVAI LIFESCIENCES HLDGS I	COM CL A	56600D107	16,948	2,367	SH		DFND	661	0	0	2,367
BLOCK INC	CL A	852234103	18,509	287	SH		DFND	961	0	0	287
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	37,322	518	SH		DFND	405	0	0	518
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	715,194,027	13,788,202	SH		SOLE		1,997	0	13,786,205
APPLE INC	COM	037833100	250,848	1,191	SH		DFND	791	1,191	0	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	2,045	2	SH		DFND	577	0	0	2
CONOCOPHILLIPS	COM	20825C104	36,030	315	SH		DFND	675	0	0	315
BIO-TECHNE CORP	COM	09073M104	1,791	25	SH		DFND	969	0	0	25
ISHARES TR	SHRT NAT MUN ETF	464288158	47,466	454	SH		DFND	761	0	0	454
GENMAB A/S	SPONSORED ADS	372303206	1,005	40	SH		DFND	707	0	0	40
AMERICAN ELEC PWR CO INC	COM	025537101	1,316	15	SH		DFND	737	0	0	15
V F CORP	COM	918204108	392	29	SH		DFND	600	0	0	29
ADVANCED ENERGY INDS	COM	007973100	8,918	82	SH		DFND	792	82	0	0
GENERAL MLS INC	COM	370334104	1,328	21	SH		DFND	736	0	0	21
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	86,779	1,687	SH		DFND	384	0	0	1,687
VALARIS LTD	CL A	G9460G101	2,831	38	SH		DFND	790	0	0	38
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	32	1	SH		DFND	675	0	0	1
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	4,095,931	19,986	SH		SOLE		0	0	19,986
BJS RESTAURANTS INC	COM	09180C106	320,871	9,247	SH		SOLE		0	0	9,247
ARCHER DANIELS MIDLAND CO	COM	039483102	423	7	SH		DFND	903	0	0	7
APTIV PLC	SHS	G6095L109	4,577	65	SH		DFND	188	65	0	0
WOORI FINL GROUP INC	SPONSORED ADS	981064108	11,374	355	SH		DFND	792	355	0	0
DEERE & CO	COM	244199105	3,363	9	SH		DFND	737	0	0	9
MARVELL TECHNOLOGY INC	COM	573874104	489	7	SH		DFND	951	0	0	7
SIMON PPTY GROUP INC NEW	COM	828806109	4,554	30	SH		DFND	965	0	0	30
WATERS CORP	COM	941848103	1,160	4	SH		DFND	810	0	0	4
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	99,711	1,455	SH		DFND	1	0	0	1,455
ILLINOIS TOOL WKS INC	COM	452308109	3,791	16	SH		DFND	665	0	0	16
CVS HEALTH CORP	COM	126650100	2,185	37	SH		DFND	816	0	0	37
DOMINION ENERGY INC	COM	25746U109	30,723	627	SH		DFND	661	0	0	627
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	15,549	242	SH		DFND	454	0	0	242
ISHARES INC	EM MKTS DIV ETF	464286319	492,257	18,111	SH		DFND	1	0	0	18,111
ASTRAZENECA PLC	SPONSORED ADR	046353108	69,567	892	SH		DFND	675	0	0	892
WELLS FARGO CO NEW	COM	949746101	2,099,496	35,351	SH		DFND	1	0	0	35,351
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	88,963	2,536	SH		DFND	341	0	0	2,536
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	140,037	561	SH		DFND	34	0	0	561
ARCHER DANIELS MIDLAND CO	COM	039483102	52,833	874	SH		DFND	329	0	0	874
VORNADO RLTY TR	SH BEN INT	929042109	20,086	764	SH		DFND	675	0	0	764
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	26,666	1,004	SH		DFND	404	0	0	1,004
STEPAN CO	COM	858586100	6,213	74	SH		DFND	792	74	0	0
PPG INDS INC	COM	693506107	2,644	21	SH		DFND	736	0	0	21
PARAMOUNT GLOBAL	CLASS B COM	92556H206	634	61	SH		DFND	810	0	0	61
PIPER SANDLER COMPANIES	COM	724078100	8,516	37	SH		DFND	791	37	0	0
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	1,420,160	12,141	SH		SOLE		18	0	12,123
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	57,041	188	SH		DFND	661	0	0	188
UGI CORP NEW	COM	902681105	1,008	44	SH		DFND	969	0	0	44
COMCAST CORP NEW	CL A	20030N101	666	17	SH		DFND	903	0	0	17
APPLE INC	COM	037833100	473,895	2,250	SH		DFND	256	0	0	2,250
NIKE INC	CL B	654106103	10,250	136	SH		DFND	627	0	0	136
SYSCO CORP	COM	871829107	1,713	24	SH		DFND	188	24	0	0
AVERY DENNISON CORP	COM	053611109	1,968	9	SH		DFND	713	9	0	0
BCE INC	COM NEW	05534B760	4,079	126	SH		DFND	965	0	0	126
MONOLITHIC PWR SYS INC	COM	609839105	1,643	2	SH		DFND	810	0	0	2
DOMINOS PIZZA INC	COM	25754A201	1,033	2	SH		DFND	697	0	0	2
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	423	11	SH		DFND	112	0	0	11
SUMMIT MATLS INC	CL A	86614U100	1,318	36	SH		DFND	816	0	0	36
BOSTON PROPERTIES INC	COM	101121101	1,724	28	SH		DFND	969	0	0	28
BAUSCH HEALTH COS INC	COM	071734107	330,071	47,356	SH		SOLE		0	0	47,356
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,165,226	4,668	SH		DFND	103	0	0	4,668
ISHARES TR	A RATE CP BD ETF	46429B291	7,872,206	167,994	SH		SOLE		0	0	167,994
NEXTERA ENERGY INC	COM	65339F101	12,392	175	SH		DFND	482	0	0	175
ISHARES TR	CORE S&P500 ETF	464287200	218,345	399	SH		DFND	133	0	0	399
ISHARES TR	NATIONAL MUN ETF	464288414	24,933	234	SH		DFND	273	0	0	234
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	137,985	3,663	SH		DFND	485	0	0	3,663
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	326,024	6,597	SH		DFND	103	0	0	6,597
UNITEDHEALTH GROUP INC	COM	91324P102	16,296	32	SH		DFND	826	0	0	32
ALPHABET INC	CAP STK CL A	02079K305	31,694	174	SH		DFND	810	0	0	174
WELLS FARGO CO NEW	COM	949746101	148,475	2,500	SH		DFND	168	0	0	2,500
SPDR SER TR	PORTFOLIO S&P500	78464A854	185,856	2,904	SH		DFND	266	0	0	2,904
NRG ENERGY INC	COM NEW	629377508	4,905	63	SH		DFND	188	63	0	0
PFIZER INC	COM	717081103	1,315	47	SH		DFND	903	0	0	47
HUNTINGTON BANCSHARES INC	COM	446150104	23,302	1,768	SH		DFND	707	0	0	1,768
ALTICE USA INC	CL A	02156K103	71,643	35,119	SH		SOLE		0	0	35,119
CORE LABORATORIES INC	COM	21867A105	26,235	1,293	SH		DFND	661	0	0	1,293
LOEWS CORP	COM	540424108	1,594,279	21,331	SH		SOLE		11	0	21,320
CENCORA INC	COM	03073E105	451	2	SH		DFND	951	0	0	2
MERCK & CO INC	COM	58933Y105	274,836	2,220	SH		DFND	746	2,220	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	20,990	68	SH		DFND	155	0	0	68
BROADCOM INC	COM	11135F101	17,661	11	SH		DFND	266	0	0	11
SPDR SER TR	PORTFOLIO S&P500	78464A854	128,256	2,004	SH		DFND	576	0	0	2,004
ISHARES TR	SHRT NAT MUN ETF	464288158	16,205	155	SH		DFND	395	0	0	155
GFL ENVIRONMENTAL INC	SUB VTG SHS	36168Q104	1,985	51	SH		DFND	810	0	0	51
PHILLIPS 66	COM	718546104	56,468	400	SH		DFND	570	0	0	400
WALMART INC	COM	931142103	253,913	3,750	SH		DFND	853	0	0	3,750
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	51,743	1,047	SH		DFND	251	0	0	1,047
CHEVRON CORP NEW	COM	166764100	1,251	8	SH		DFND	934	0	0	8
E L F BEAUTY INC	COM	26856L103	29,922	142	SH		DFND	675	0	0	142
ELEVANCE HEALTH INC	COM	036752103	3,251	6	SH		DFND	697	0	0	6
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	1,730,942	20,463	SH		SOLE		0	0	20,463
BAIDU INC	SPON ADR REP A	056752108	4,155,969	48,057	SH		SOLE		51	0	48,006
WALMART INC	COM	931142103	102,987	1,521	SH		DFND	916	0	0	1,521
KELLANOVA	COM	487836108	1,846	32	SH		DFND	969	0	0	32
HOME DEPOT INC	COM	437076102	17,212	50	SH		DFND	538	0	0	50
BLUEPRINT MEDICINES CORP	COM	09627Y109	1,254,775	11,642	SH		SOLE		20	0	11,622
CROWN CASTLE INC	COM	22822V101	4,885	50	SH		DFND	83	0	0	50
ISHARES INC	CORE MSCI EMKT	46434G103	10,974	205	SH		DFND	614	0	0	205
DIAMONDBACK ENERGY INC	COM	25278X109	27,826	139	SH		DFND	916	0	0	139
VERALTO CORP	COM SHS	92338C103	1,241	13	SH		DFND	737	0	0	13
REXFORD INDL RLTY INC	COM	76169C100	713	16	SH		DFND	810	0	0	16
AGREE RLTY CORP	COM	008492100	61,940	1,000	SH		DFND	917	0	0	1,000
SPDR S&P 500 ETF TR	TR UNIT	78462F103	199,729	367	SH		DFND	400	0	0	367
VISTRA CORP	COM	92840M102	946	11	SH		DFND	188	11	0	0
NETAPP INC	COM	64110D104	2,962	23	SH		DFND	810	0	0	23
WESBANCO INC	COM	950810101	21,072	755	SH		DFND	707	0	0	755
ANTERO MIDSTREAM CORP	COM	03676B102	929	63	SH		DFND	697	0	0	63
ANTERO RESOURCES CORP	COM	03674X106	3,655	112	SH		DFND	790	0	0	112
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	1,105,983	29,159	SH		SOLE		0	0	29,159
ISHARES TR	S&P MC 400VL ETF	464287705	92,130	812	SH		DFND	1	0	0	812
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	15,516	58	SH		DFND	115	0	0	58
INTERNATIONAL BUSINESS MACHS	COM	459200101	77,261	447	SH		DFND	955	0	0	447
BWX TECHNOLOGIES INC	COM	05605H100	2,375	25	SH		DFND	965	0	0	25
HUNTINGTON BANCSHARES INC	COM	446150104	659	50	SH		DFND	695	0	0	50
ROGERS CORP	COM	775133101	362	3	SH		DFND	903	0	0	3
ISHARES TR	NATIONAL MUN ETF	464288414	46,136	433	SH		DFND	342	0	0	433
MONDELEZ INTL INC	CL A	609207105	327	5	SH		DFND	600	0	0	5
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	24,561	652	SH		DFND	806	0	0	652
ISHARES INC	ESG AWR MSCI EM	46434G863	15,156	452	SH		DFND	157	0	0	452
ENTERGY CORP NEW	COM	29364G103	5,671	53	SH		DFND	39	0	0	53
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,005	12	SH		DFND	435	0	0	12
JOHNSON & JOHNSON	COM	478160104	2,046	14	SH		DFND	600	0	0	14
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	1,733	13	SH		DFND	810	0	0	13
TJX COS INC NEW	COM	872540109	2,092	19	SH		DFND	810	0	0	19
PEPSICO INC	COM	713448108	8,576	52	SH		DFND	416	0	0	52
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	32,518	658	SH		DFND	119	0	0	658
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	94,502	1,455	SH		DFND	438	0	0	1,455
ISHARES TR	CORE S&P500 ETF	464287200	1,438,668	2,629	SH		DFND	239	0	0	2,629
VANGUARD INDEX FDS	MID CAP ETF	922908629	24,936	103	SH		DFND	39	0	0	103
ASE TECHNOLOGY HLDG CO LTD	SPONSORED ADS	00215W100	11,157	977	SH		DFND	792	977	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	1,506	11	SH		DFND	810	0	0	11
MATTEL INC	COM	577081102	170,311	10,474	SH		SOLE		0	0	10,474
MERCK & CO INC	COM	58933Y105	8,418	68	SH		DFND	33	0	0	68
MICROSOFT CORP	COM	594918104	447	1	SH		DFND	473	0	0	1
CHEMED CORP NEW	COM	16359R103	11,394	21	SH		DFND	820	0	0	21
DOMINOS PIZZA INC	COM	25754A201	13,941	27	SH		DFND	916	0	0	27
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	71,446	1,112	SH		DFND	557	0	0	1,112
ISHARES TR	CORE S&P TTL STK	464287150	130,896	1,102	SH		DFND	295	0	0	1,102
AUTODESK INC	COM	052769106	1,732	7	SH		DFND	737	0	0	7
TOYOTA MOTOR CORP	ADS	892331307	20,702	101	SH		DFND	792	101	0	0
MARQETA INC	CLASS A COM	57142B104	1,348	246	SH		DFND	816	0	0	246
ENCORE WIRE CORP	COM	292562105	1,449	5	SH		DFND	737	0	0	5
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	618	142	SH		DFND	665	0	0	142
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,481,828	3,962	SH		DFND	925	0	0	3,962
BEAM THERAPEUTICS INC	COM	07373V105	221,882	9,470	SH		SOLE		15	0	9,455
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	147,775	2,300	SH		DFND	610	0	0	2,300
UBER TECHNOLOGIES INC	COM	90353T100	10,310,586	141,863	SH		SOLE		575	0	141,288
ORIGIN BANCORP INC	COM	68621T102	873,030	27,523	SH		SOLE		55	0	27,468
INTUITIVE SURGICAL INC	COM NEW	46120E602	9,342	21	SH		DFND	969	0	0	21
CIMPRESS PLC	SHS EURO	G2143T103	3,592	41	SH		DFND	791	41	0	0
FASTENAL CO	COM	311900104	2,137	34	SH		DFND	188	34	0	0
STATE STR CORP	COM	857477103	1,335,701	18,050	SH		SOLE		151	0	17,899
LENNAR CORP	CL A	526057104	37,318	249	SH		DFND	661	0	0	249
TESLA INC	COM	88160R101	5,739	29	SH		DFND	951	0	0	29
CHAMPIONX CORPORATION	COM	15872M104	7,041	212	SH		DFND	792	212	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	82,220	2,000	SH		DFND	61	0	0	2,000
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	12,560	327	SH		DFND	122	0	0	327
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	648	73	SH		DFND	903	0	0	73
WALMART INC	COM	931142103	32,501	480	SH		DFND	390	0	0	480
VICI PPTYS INC	COM	925652109	10,139	354	SH		DFND	916	0	0	354
SILVERBOW RES INC	COM	82836G102	207,989	5,498	SH		SOLE		31	0	5,467
PILGRIMS PRIDE CORP	COM	72147K108	1,501	39	SH		DFND	951	0	0	39
WISDOMTREE TR	US LARGECAP DIVD	97717W307	169,071	2,324	SH		DFND	223	0	0	2,324
GOLDMAN SACHS GROUP INC	COM	38141G104	1,809	4	SH		DFND	903	0	0	4
TFS FINL CORP	COM	87240R107	459,911	36,443	SH		SOLE		286	0	36,157
JABIL INC	COM	466313103	1,523	14	SH		DFND	665	0	0	14
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	12,732	152	SH		DFND	483	0	0	152
NOVARTIS AG	SPONSORED ADR	66987V109	1,384	13	SH		DFND	903	0	0	13
PNM RES INC	COM	69349H107	9,979	270	SH		DFND	916	0	0	270
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	9,102	30	SH		DFND	695	0	0	30
SCOTTS MIRACLE-GRO CO	CL A	810186106	260	4	SH		DFND	713	4	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	26,786	542	SH		DFND	268	0	0	542
KOPIN CORP	COM	500600101	15,721	18,718	SH		SOLE		0	0	18,718
LUMEN TECHNOLOGIES INC	COM	550241103	5,685	5,168	SH		DFND	674	0	0	5,168
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	180,034	673	SH		DFND	204	0	0	673
PRICE T ROWE GROUP INC	COM	74144T108	7,149	62	SH		DFND	792	62	0	0
SOUTHERN CO	COM	842587107	26,684	344	SH		DFND	466	0	0	344
QUALCOMM INC	COM	747525103	76,563,074	384,391	SH		SOLE		271	0	384,120
FLOWSERVE CORP	COM	34354P105	28,860	600	SH		DFND	400	0	0	600
SPDR SER TR	PORTFOLIO SHORT	78464A474	13,217	445	SH		DFND	534	0	0	445
RED ROCK RESORTS INC	CL A	75700L108	549	10	SH		DFND	903	0	0	10
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	6,146	160	SH		DFND	4	0	0	160
CHUYS HLDGS INC	COM	171604101	23,691	914	SH		DFND	661	0	0	914
ARCH RESOURCES INC	CL A	03940R107	369,412	2,427	SH		SOLE		6	0	2,421
ZUORA INC	COM CL A	98983V106	265,050	26,692	SH		SOLE		0	0	26,692
GENUINE PARTS CO	COM	372460105	553	4	SH		DFND	695	0	0	4
FORWARD AIR CORP	COM	349853101	355,229	18,657	SH		SOLE		0	0	18,657
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,017	28	SH		DFND	523	0	0	28
MARATHON PETE CORP	COM	56585A102	1,388	8	SH		DFND	600	0	0	8
ROPER TECHNOLOGIES INC	COM	776696106	2,255	4	SH		DFND	188	4	0	0
TOYOTA MOTOR CORP	ADS	892331307	110,479	539	SH		DFND	916	0	0	539
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	263,100	7,500	SH		DFND	395	0	0	7,500
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	429,905	12,255	SH		DFND	352	0	0	12,255
AMEREN CORP	COM	023608102	2,560	36	SH		DFND	810	0	0	36
MARTIN MARIETTA MATLS INC	COM	573284106	7,585	14	SH		DFND	791	14	0	0
ONEMAIN HLDGS INC	COM	68268W103	1,874,681	38,661	SH		SOLE		233	0	38,428
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,980	121	SH		DFND	491	0	0	121
ISHARES TR	COHEN STEER REIT	464287564	20,025,337	349,543	SH		SOLE		0	0	349,543
WELLS FARGO CO NEW	COM	949746101	1,711,812	120,000	SH	Call	DFND	1	0	0	120,000
ROKU INC	COM CL A	77543R102	1,239,517	20,683	SH		SOLE		0	0	20,683
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	28,416	488	SH		DFND	560	0	0	488
VAXCYTE INC	COM	92243G108	3,700	49	SH		DFND	627	0	0	49
MGM RESORTS INTERNATIONAL	COM	552953101	2,400	54	SH		DFND	951	0	0	54
PINNACLE WEST CAP CORP	COM	723484101	22,074	289	SH		DFND	675	0	0	289
CHEVRON CORP NEW	COM	166764100	125,136	800	SH		DFND	548	0	0	800
WORKDAY INC	CL A	98138H101	32,863	147	SH		DFND	661	0	0	147
3M CO	COM	88579Y101	4,190	41	SH		DFND	188	41	0	0
MORGAN STANLEY	COM NEW	617446448	1,944	20	SH		DFND	934	0	0	20
DOXIMITY INC	CL A	26622P107	951	34	SH		DFND	970	0	0	34
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	53,670	1,086	SH		DFND	856	0	0	1,086
PNC FINL SVCS GROUP INC	COM	693475105	1,555	10	SH		DFND	600	0	0	10
MCDONALDS CORP	COM	580135101	12,742	50	SH		DFND	707	0	0	50
MERCK & CO INC	COM	58933Y105	248	2	SH		DFND	406	0	0	2
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,413	125	SH		DFND	672	0	0	125
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	785	4	SH		DFND	697	0	0	4
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	18,381	283	SH		DFND	362	0	0	283
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	16,211	225	SH		DFND	338	0	0	225
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	103,025	1,230	SH		DFND	384	0	0	1,230
DBX ETF TR	XTRACK INTL REAL	233051846	227,751	11,286	SH		SOLE		0	0	11,286
API GROUP CORP	COM STK	00187Y100	1,994	53	SH		DFND	816	0	0	53
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,817	57	SH		DFND	823	0	0	57
FRESHPET INC	COM	358039105	776	6	SH		DFND	965	0	0	6
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	2,675	46	SH		DFND	189	46	0	0
ISHARES TR	CORE MSCI INTL	46435G326	1,102,358	16,794	SH		DFND	417	0	0	16,794
VENTAS INC	COM	92276F100	10,560	206	SH		DFND	916	0	0	206
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	6,220	40	SH		DFND	791	40	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	78,512	193	SH		DFND	711	193	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,868	4	SH		DFND	810	0	0	4
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	82,104	2,137	SH		DFND	574	0	0	2,137
MARRIOTT INTL INC NEW	CL A	571903202	9,429	39	SH		DFND	792	39	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	362,084	9,612	SH		DFND	551	0	0	9,612
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,465	83	SH		DFND	179	0	0	83
SPDR SER TR	PORTFOLIO SHORT	78464A474	67,775	2,282	SH		DFND	371	0	0	2,282
CATERPILLAR INC	COM	149123101	15,323	46	SH		DFND	791	46	0	0
COSTCO WHSL CORP NEW	COM	22160K105	5,950	7	SH		DFND	866	7	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	57,138	313	SH		DFND	353	0	0	313
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	37,405	576	SH		DFND	97	0	0	576
GLOBAL X FDS	US PFD ETF	37954Y657	187,216	9,513	SH		DFND	1	0	0	9,513
ISHARES TR	RUSSELL 3000 ETF	464287689	23,459	76	SH		DFND	887	0	0	76
TOWNEBANK PORTSMOUTH VA	COM	89214P109	29,315	1,075	SH		DFND	661	0	0	1,075
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	6,011	67	SH		DFND	611	0	0	67
AEGON LTD	AMER REG 1 CERT	0076CA104	2,139	349	SH		DFND	965	0	0	349
APPLE HOSPITALITY REIT INC	COM NEW	03784Y200	76,335	5,250	SH		DFND	828	5,250	0	0
ISHARES TR	CORE MSCI INTL	46435G326	116,708	1,778	SH		DFND	938	0	0	1,778
HCA HEALTHCARE INC	COM	40412C101	4,498	14	SH		DFND	736	0	0	14
SCHWAB STRATEGIC TR	US REIT ETF	808524847	4,513	226	SH		DFND	285	226	0	0
CUMMINS INC	COM	231021106	6,369	23	SH		DFND	806	0	0	23
CUMMINS INC	COM	231021106	2,215	8	SH		DFND	695	0	0	8
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,940	17	SH		DFND	665	0	0	17
GENERAL DYNAMICS CORP	COM	369550108	2,901	10	SH		DFND	665	0	0	10
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,236,356	32,180	SH		DFND	687	0	0	32,180
BOEING CO	COM	097023105	18,201	100	SH		DFND	943	0	0	100
ISHARES TR	CORE US AGGBD ET	464287226	7,183	74	SH		DFND	559	0	0	74
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	39,267	545	SH		DFND	58	0	0	545
AON PLC	SHS CL A	G0403H108	1,174	4	SH		DFND	736	0	0	4
NOVARTIS AG	SPONSORED ADR	66987V109	19,589	184	SH		DFND	480	0	0	184
COCA COLA CO	COM	191216100	18,904	297	SH		DFND	792	297	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	1,430,322	26,720	SH		DFND	743	0	0	26,720
DOORDASH INC	CL A	25809K105	1,197	11	SH		DFND	816	0	0	11
LINDE PLC	SHS	G54950103	17,114	39	SH		DFND	792	39	0	0
NEXTERA ENERGY INC	COM	65339F101	2,408	34	SH		DFND	600	0	0	34
ISHARES INC	CORE MSCI EMKT	46434G103	274,341	5,125	SH		DFND	535	0	0	5,125
US BANCORP DEL	COM NEW	902973304	47,759	1,203	SH		DFND	675	0	0	1,203
GUARDANT HEALTH INC	COM	40131M109	3,177	110	SH		DFND	792	110	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	63,269	871	SH		DFND	797	0	0	871
MEDTRONIC PLC	SHS	G5960L103	79	1	SH		DFND	406	0	0	1
CHART INDS INC	COM	16115Q308	433	3	SH		DFND	903	0	0	3
ISHARES TR	NATIONAL MUN ETF	464288414	3,735,217	35,056	SH		DFND	911	0	0	35,056
SCHWAB CHARLES CORP	COM	808513105	3,390	46	SH		DFND	866	46	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	31,096	1,047	SH		DFND	843	0	0	1,047
RIO TINTO PLC	SPONSORED ADR	767204100	17,274	262	SH		DFND	916	0	0	262
MATTERPORT INC	COM CL A	577096100	232,833	52,088	SH		SOLE		81	0	52,007
NVENT ELECTRIC PLC	SHS	G6700G107	1,522,854	19,878	SH		SOLE		17	0	19,861
LINCOLN ELEC HLDGS INC	COM	533900106	755	4	SH		DFND	951	0	0	4
GLACIER BANCORP INC NEW	COM	37637Q105	28,401	761	SH		DFND	675	0	0	761
SPDR SER TR	PORTFOLIO SHORT	78464A474	15,058	507	SH		DFND	574	0	0	507
ALLISON TRANSMISSION HLDGS I	COM	01973R101	2,201	29	SH		DFND	695	0	0	29
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	807	21	SH		DFND	832	0	0	21
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,549	69	SH		DFND	423	0	0	69
HOWMET AEROSPACE INC	COM	443201108	6,521	84	SH		DFND	707	0	0	84
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,943	11	SH		DFND	99	0	0	11
EVERCORE INC	CLASS A	29977A105	772,152	3,705	SH		SOLE		0	0	3,705
JD.COM INC	SPON ADS CL A	47215P106	9,716	376	SH		DFND	791	376	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,696	189	SH		DFND	471	0	0	189
VANGUARD WORLD FD	INF TECH ETF	92204A702	626,177	1,086	SH		DFND	60	0	0	1,086
DICKS SPORTING GOODS INC	COM	253393102	3,867	18	SH		DFND	713	18	0	0
MONRO INC	COM	610236101	285,652	11,972	SH		SOLE		53	0	11,919
ISHARES TR	US INFRASTRUC	46435U713	7,203	171	SH		DFND	723	0	0	171
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	16,183,845	60,842	SH		SOLE		0	0	60,842
PNC FINL SVCS GROUP INC	COM	693475105	1,088	7	SH		DFND	263	0	0	7
CLOUDFLARE INC	CL A COM	18915M107	745	9	SH		DFND	665	0	0	9
APPLE INC	COM	037833100	5,324	8,800	SH	Put	SOLE		0	0	8,800
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	22,778	393	SH		DFND	140	0	0	393
WOORI FINL GROUP INC	SPONSORED ADS	981064108	2,051	64	SH		DFND	951	0	0	64
BANK NEW YORK MELLON CORP	COM	064058100	1,497	25	SH		DFND	970	0	0	25
BOEING CO	COM	097023105	18,201	100	SH		DFND	940	0	0	100
NORTHERN TR CORP	COM	665859104	1,092	13	SH		DFND	697	0	0	13
PROCTER AND GAMBLE CO	COM	742718109	135,234	820	SH		DFND	916	0	0	820
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	65,823	1,269	SH		DFND	939	0	0	1,269
AMERICAN CENTY ETF TR	AVANTIS ALL EQT	025072232	577,251	8,327	SH		SOLE		0	0	8,327
LOGITECH INTL S A	SHS	H50430232	17,438	180	SH		DFND	916	0	0	180
ASGN INC	COM	00191U102	692,046	7,849	SH		SOLE		55	0	7,794
ELEVANCE HEALTH INC	COM	036752103	6,502	12	SH		DFND	792	12	0	0
COMCAST CORP NEW	CL A	20030N101	4,856	124	SH		DFND	713	124	0	0
HERITAGE COMM CORP	COM	426927109	618	71	SH		DFND	810	0	0	71
ALLSTATE CORP	COM	020002101	2,874	18	SH		DFND	737	0	0	18
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,767	46	SH		DFND	245	0	0	46
LOWES COS INC	COM	548661107	10,803	49	SH		DFND	737	0	0	49
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	499	13	SH		DFND	244	0	0	13
KRAFT HEINZ CO	COM	500754106	56,063	1,740	SH		DFND	917	0	0	1,740
ISHARES TR	3 7 YR TREAS BD	464288661	15,704	136	SH		DFND	87	0	0	136
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	14,208	244	SH		DFND	587	0	0	244
NIKE INC	CL B	654106103	528	7	SH		DFND	810	0	0	7
FISERV INC	COM	337738108	30,255	203	SH		DFND	661	0	0	203
CONAGRA BRANDS INC	COM	205887102	1,421	50	SH		DFND	810	0	0	50
NEXTERA ENERGY INC	COM	65339F101	1,204	17	SH		DFND	934	0	0	17
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	38,323	745	SH		DFND	296	745	0	0
MSCI INC	COM	55354G100	3,372	7	SH		DFND	736	0	0	7
ISHARES TR	CORE MSCI EAFE	46432F842	1,936,364	26,657	SH		DFND	1	405	0	26,252
ROPER TECHNOLOGIES INC	COM	776696106	6,200	11	SH		DFND	736	0	0	11
ON SEMICONDUCTOR CORP	COM	682189105	686	10	SH		DFND	965	0	0	10
AVERY DENNISON CORP	COM	053611109	6,778	31	SH		DFND	627	0	0	31
DELTA AIR LINES INC DEL	COM NEW	247361702	15,181	320	SH		DFND	792	320	0	0
RELX PLC	SPONSORED ADR	759530108	6,377	139	SH		DFND	790	0	0	139
HAMILTON LANE INC	CL A	407497106	12,605	102	SH		DFND	790	0	0	102
GENUINE PARTS CO	COM	372460105	277	2	SH		DFND	665	0	0	2
SPDR SER TR	PORTFOLIO S&P400	78464A847	60,329	1,176	SH		DFND	593	0	0	1,176
PALO ALTO NETWORKS INC	COM	697435105	8,136	24	SH		DFND	736	0	0	24
WESTERN UN CO	COM	959802109	263,577	21,569	SH		SOLE		50	0	21,519
TARGET CORP	COM	87612E106	2,221	15	SH		DFND	493	0	0	15
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	156,290	4,069	SH		DFND	102	0	0	4,069
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	477	135	SH		DFND	695	0	0	135
SPDR S&P 500 ETF TR	TR UNIT	78462F103	54,422	100	SH		DFND	570	0	0	100
ROSS STORES INC	COM	778296103	8,165,315	56,189	SH		SOLE		740	0	55,449
EATON VANCE TAX-MANAGED GLOB	COM	27829F108	303,580	35,927	SH		SOLE		0	0	35,927
TRUIST FINL CORP	COM	89832Q109	14,534,103	374,108	SH		SOLE		170	0	373,938
MONSTER BEVERAGE CORP NEW	COM	61174X109	500	10	SH		DFND	695	0	0	10
IMPERIAL OIL LTD	COM NEW	453038408	2,580,017	37,802	SH		SOLE		174	0	37,628
TYSON FOODS INC	CL A	902494103	71,996	1,260	SH		DFND	918	0	0	1,260
SUNCOR ENERGY INC NEW	COM	867224107	50,635	1,329	SH		DFND	675	0	0	1,329
PNM RES INC	COM	69349H107	1,035	28	SH		DFND	969	0	0	28
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	14,804	165	SH		DFND	211	0	0	165
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	2,173,256	33,825	SH		DFND	798	0	0	33,825
GARMIN LTD	SHS	H2906T109	2,770	17	SH		DFND	816	0	0	17
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	3,538	48	SH		DFND	737	0	0	48
AMERICAN TOWER CORP NEW	COM	03027X100	3,888	20	SH		DFND	80	0	0	20
3M CO	COM	88579Y101	2,044	20	SH		DFND	970	0	0	20
AFLAC INC	COM	001055102	4,198	47	SH		DFND	965	0	0	47
GOGO INC	COM	38046C109	85,358	8,873	SH		SOLE		0	0	8,873
MERCK & CO INC	COM	58933Y105	5,323	43	SH		DFND	665	0	0	43
SPDR SER TR	PORTFOLIO SHORT	78464A474	14,345	483	SH		DFND	664	0	0	483
ADOBE INC	COM	00724F101	56,110	101	SH		DFND	675	0	0	101
ING GROEP N.V.	SPONSORED ADR	456837103	3,651	213	SH		DFND	980	0	0	213
AMERICOLD REALTY TRUST INC	COM	03064D108	434	17	SH		DFND	951	0	0	17
GRITSTONE BIO INC	COM	39868T105	15,392	24,910	SH		SOLE		0	0	24,910
ISHARES INC	EM MKTS DIV ETF	464286319	274,029	10,082	SH		DFND	720	0	0	10,082
EXXON MOBIL CORP	COM	30231G102	261,092	2,268	SH		DFND	675	0	0	2,268
TOTALENERGIES SE	SPONSORED ADS	89151E109	51,010	765	SH		DFND	742	0	0	765
WIX COM LTD	SHS	M98068105	1,238,360	7,785	SH		SOLE		24	0	7,761
SNAP ON INC	COM	833034101	277,073	1,060	SH		DFND	1	0	0	1,060
EMERSON ELEC CO	COM	291011104	4,517	41	SH		DFND	416	0	0	41
T-MOBILE US INC	COM	872590104	1,586	9	SH		DFND	970	0	0	9
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	12,950	299	SH		DFND	281	0	0	299
AMEDISYS INC	COM	023436108	393,703	4,289	SH		SOLE		42	0	4,247
MICRON TECHNOLOGY INC	COM	595112103	9,865	75	SH		DFND	177	0	0	75
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	193,911	1,635	SH		DFND	187	0	0	1,635
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	187,011	5,331	SH		DFND	376	0	0	5,331
DUCKHORN PORTFOLIO INC	COM	26414D106	511	72	SH		DFND	810	0	0	72
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	3,113	105	SH		DFND	790	0	0	105
REALTY INCOME CORP	COM	756109104	3,275	62	SH		DFND	969	0	0	62
SANDRIDGE ENERGY INC	COM NEW	80007P869	114,612	8,864	SH		SOLE		0	0	8,864
CAESARS ENTERTAINMENT INC NE	COM	12769G100	676	17	SH		DFND	951	0	0	17
ALASKA AIR GROUP INC	COM	011659109	1,131	28	SH		DFND	970	0	0	28
OVINTIV INC	COM	69047Q102	1,125	24	SH		DFND	969	0	0	24
PROCTER AND GAMBLE CO	COM	742718109	38,591	234	SH		DFND	517	0	0	234
TRINET GROUP INC	COM	896288107	350,100	3,501	SH		SOLE		10	0	3,491
INTEL CORP	COM	458140100	6,008	194	SH		DFND	695	0	0	194
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	24,279	133	SH		DFND	743	0	0	133
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	158,535	1,767	SH		DFND	540	0	0	1,767
ISHARES INC	CORE MSCI EMKT	46434G103	46,678	872	SH		DFND	530	0	0	872
WARNER BROS DISCOVERY INC	COM SER A	934423104	15	2	SH		DFND	471	0	0	2
PRICE T ROWE GROUP INC	COM	74144T108	577	5	SH		DFND	713	5	0	0
ALPHABET INC	CAP STK CL A	02079K305	546,450	3,000	SH		DFND	798	0	0	3,000
DIAGEO PLC	SPON ADR NEW	25243Q205	2,269	18	SH		DFND	600	0	0	18
UNION PAC CORP	COM	907818108	141,865	627	SH		DFND	97	0	0	627
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	665	0	0	50
SCHWAB STRATEGIC TR	US REIT ETF	808524847	4,074	204	SH		DFND	503	0	0	204
WALMART INC	COM	931142103	203	3	SH		DFND	416	0	0	3
HELIOS TECHNOLOGIES INC	COM	42328H109	329,701	6,905	SH		SOLE		6	0	6,899
ADOBE INC	COM	00724F101	3,889	7	SH		DFND	665	0	0	7
SPDR SER TR	PORTFOLIO S&P500	78464A854	22,848	357	SH		DFND	369	0	0	357
PG&E CORP	COM	69331C108	1,030	59	SH		DFND	665	0	0	59
VANECK ETF TRUST	NATURAL RESOURC	92189F841	334,061	6,683	SH		SOLE		0	0	6,683
TURKCELL ILETISIM HIZMETLERI	SPON ADR NEW	900111204	3,896	514	SH		DFND	790	0	0	514
NUVEI CORPORATION	SUB VTG SHS	67079A102	18,003	556	SH		DFND	916	0	0	556
ISHARES TR	S&P 500 GRWT ETF	464287309	277,620	3,000	SH		DFND	701	0	0	3,000
ASHLAND INC	COM	044186104	567	6	SH		DFND	695	0	0	6
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,779	28	SH		DFND	107	0	0	28
ISHARES TR	CORE S&P TTL STK	464287150	98,587	830	SH		DFND	322	0	0	830
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	80	1	SH		DFND	846	0	0	1
REALTY INCOME CORP	COM	756109104	634	12	SH		DFND	903	0	0	12
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	187,248	7,050	SH		DFND	205	0	0	7,050
CHARTER COMMUNICATIONS INC N	CL A	16119P108	2,691	9	SH		DFND	737	0	0	9
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	209,533	5,973	SH		DFND	729	5,973	0	0
WHEATON PRECIOUS METALS CORP	COM	962879102	1,992	38	SH		DFND	493	0	0	38
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	16,265	343	SH		DFND	674	0	0	343
VALERO ENERGY CORP	COM	91913Y100	23,514	150	SH		DFND	538	0	0	150
REGIONS FINANCIAL CORP NEW	COM	7591EP100	100	5	SH		DFND	416	0	0	5
SPS COMM INC	COM	78463M107	8,091	43	SH		DFND	792	43	0	0
OUTFRONT MEDIA INC	COM	69007J106	75,433	5,275	SH		DFND	675	0	0	5,275
SPDR SER TR	PORTFOLIO S&P500	78464A854	47,232	738	SH		DFND	214	0	0	738
ISHARES TR	3 7 YR TREAS BD	464288661	13,048	113	SH		DFND	340	0	0	113
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	70,145,650	1,196,208	SH		SOLE		0	0	1,196,208
BOISE CASCADE CO DEL	COM	09739D100	862,456	7,234	SH		SOLE		9	0	7,225
EXCHANGE TRADED CONCEPTS TRU	EMQQ EM INTERN	301505889	369,903	11,145	SH		SOLE		0	0	11,145
WABTEC	COM	929740108	316	2	SH		DFND	903	0	0	2
EQUITRANS MIDSTREAM CORP	COM	294600101	415	32	SH		DFND	903	0	0	32
WELLS FARGO CO NEW	COM	949746101	45,255	762	SH		DFND	916	0	0	762
WASTE MGMT INC DEL	COM	94106L109	4,907	23	SH		DFND	695	0	0	23
ISHARES TR	IBDS DEC28 ETF	46435U515	1,812,072	73,156	SH		SOLE		0	0	73,156
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	113,692	425	SH		DFND	205	0	0	425
ISHARES TR	RUS 2000 VAL ETF	464287630	5,787	38	SH		DFND	311	0	0	38
AMERICAN CENTY ETF TR	AVANTIS SHFXDINC	025072687	14,543,601	315,020	SH		SOLE		0	0	315,020
GUIDEWIRE SOFTWARE INC	COM	40171V100	1,930	14	SH		DFND	951	0	0	14
ISHARES TR	CORE S&P500 ETF	464287200	26,267	48	SH		DFND	726	0	0	48
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,657	23	SH		DFND	824	0	0	23
TEXAS INSTRS INC	COM	882508104	12,839	66	SH		DFND	736	0	0	66
HENRY JACK & ASSOC INC	COM	426281101	1,328	8	SH		DFND	816	0	0	8
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	1,411	13	SH		DFND	665	0	0	13
ABEONA THERAPEUTICS INC	COM NEW	00289Y206	42,582	10,043	SH		SOLE		0	0	10,043
ISHARES TR	CORE S&P TTL STK	464287150	53,689	452	SH		DFND	394	0	0	452
CHEVRON CORP NEW	COM	166764100	3,128	20	SH		DFND	477	0	0	20
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	123,127	1,470	SH		DFND	287	0	0	1,470
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	57,673	1,531	SH		DFND	240	0	0	1,531
DATADOG INC	CL A COM	23804L103	2,853	22	SH		DFND	790	0	0	22
ISHARES INC	CORE MSCI EMKT	46434G103	10,385	194	SH		DFND	284	194	0	0
BERKLEY W R CORP	COM	084423102	278,409	3,543	SH		DFND	1	0	0	3,543
ICON PLC	SHS	G4705A100	1,567	5	SH		DFND	816	0	0	5
CADENCE BANK	COM	12740C103	2,602	92	SH		DFND	627	0	0	92
HESS CORP	COM	42809H107	7,819	53	SH		DFND	791	53	0	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	748	11	SH		DFND	600	0	0	11
INFOSYS LTD	SPONSORED ADR	456788108	2,532	136	SH		DFND	951	0	0	136
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	125,832	3,587	SH		DFND	905	0	0	3,587
MICROSTRATEGY INC	CL A NEW	594972408	12,397	9	SH		DFND	792	9	0	0
ISHARES TR	RUS TOP 200 ETF	464289446	61,617	460	SH		DFND	414	0	0	460
DANAHER CORPORATION	COM	235851102	15,491	62	SH		DFND	792	62	0	0
PALO ALTO NETWORKS INC	COM	697435105	11,526	34	SH		DFND	791	34	0	0
OKTA INC	CL A	679295105	281	3	SH		DFND	713	3	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	418,712	7,822	SH		DFND	507	0	0	7,822
SONOCO PRODS CO	COM	835495102	8,267	163	SH		DFND	627	0	0	163
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	851,248	13,249	SH		DFND	679	0	0	13,249
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	70,791	2,018	SH		DFND	322	0	0	2,018
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	161,701	958	SH		DFND	1	0	0	958
GRAINGER W W INC	COM	384802104	2,707	3	SH		DFND	969	0	0	3
VUZIX CORP	COM NEW	92921W300	18,463	13,676	SH		SOLE		0	0	13,676
ISHARES INC	CORE MSCI EMKT	46434G103	24,624	460	SH		DFND	73	0	0	460
EVERI HLDGS INC	COM	30034T103	4,259	507	SH		DFND	791	507	0	0
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	879,354	39,880	SH		SOLE		0	0	39,880
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	44,779	769	SH		DFND	612	0	0	769
TE CONNECTIVITY LTD	SHS	H84989104	1,203	8	SH		DFND	783	0	0	8
DISCOVER FINL SVCS	COM	254709108	1,046	8	SH		DFND	697	0	0	8
COCA COLA CO	COM	191216100	12,730	200	SH		DFND	569	0	0	200
UIPATH INC	CL A	90364P105	618,293	48,761	SH		SOLE		0	0	48,761
POTLATCHDELTIC CORPORATION	COM	737630103	202,300	5,136	SH		SOLE		11	0	5,125
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	19,397	505	SH		DFND	280	0	0	505
TRUIST FINL CORP	COM	89832Q109	70,796	1,822	SH		DFND	743	0	0	1,822
DIAGEO PLC	SPON ADR NEW	25243Q205	30,385	241	SH		DFND	675	0	0	241
SPDR SER TR	PORTFOLIO S&P400	78464A847	770	15	SH		DFND	112	0	0	15
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	390	6	SH		DFND	252	0	0	6
ARCH RESOURCES INC	CL A	03940R107	913	6	SH		DFND	816	0	0	6
VANGUARD INDEX FDS	MID CAP ETF	922908629	59,799	247	SH		DFND	34	0	0	247
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	125,026	2,081	SH		DFND	332	0	0	2,081
CISCO SYS INC	COM	17275R102	2,708	57	SH		DFND	665	0	0	57
GILEAD SCIENCES INC	COM	375558103	3,019	44	SH		DFND	737	0	0	44
EXXON MOBIL CORP	COM	30231G102	31,879	277	SH		DFND	707	0	0	277
SCHWAB STRATEGIC TR	US REIT ETF	808524847	18,912	947	SH		DFND	345	0	0	947
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	33,602	892	SH		DFND	451	0	0	892
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	44,225,477	242,305	SH		SOLE		12	0	242,293
RAYMOND JAMES FINL INC	COM	754730109	11,001	89	SH		DFND	916	0	0	89
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	115,554	3,294	SH		DFND	653	0	0	3,294
SHERWIN WILLIAMS CO	COM	824348106	24,471	82	SH		DFND	916	0	0	82
SELECT SECTOR SPDR TR	INDL	81369Y704	54,842	450	SH		DFND	49	0	0	450
RTX CORPORATION	COM	75513E101	10,039	100	SH		DFND	742	0	0	100
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	72,693	934	SH		DFND	31	0	0	934
D R HORTON INC	COM	23331A109	705	5	SH		DFND	695	0	0	5
CHUBB LIMITED	COM	H1467J104	7,652	30	SH		DFND	969	0	0	30
BOEING CO	COM	097023105	5,642	31	SH		DFND	414	0	0	31
PFIZER INC	COM	717081103	57,919	2,070	SH		DFND	517	0	0	2,070
CME GROUP INC	COM	12572Q105	5,112	26	SH		DFND	737	0	0	26
TRI POINTE HOMES INC	COM	87265H109	7,301	196	SH		DFND	791	196	0	0
MCKESSON CORP	COM	58155Q103	2,920	5	SH		DFND	970	0	0	5
STOCK YDS BANCORP INC	COM	861025104	646	13	SH		DFND	965	0	0	13
APPLE INC	COM	037833100	26,365	125	SH		DFND	243	0	0	125
VANGUARD INDEX FDS	MID CAP ETF	922908629	433,359	1,790	SH		DFND	236	0	0	1,790
GLOBAL X FDS	US INFR DEV ETF	37954Y673	1,523,755	41,160	SH		SOLE		0	0	41,160
DESCARTES SYS GROUP INC	COM	249906108	678	7	SH		DFND	903	0	0	7
ABBVIE INC	COM	00287Y109	6,003	35	SH		DFND	713	35	0	0
AMAZON COM INC	COM	023135106	2,899	15	SH		DFND	406	0	0	15
CRINETICS PHARMACEUTICALS IN	COM	22663K107	5,778	129	SH		DFND	791	129	0	0
WISDOMTREE TR	INTL LRGCAP DV	97717W794	53,712	1,059	SH		DFND	549	0	0	1,059
ZOETIS INC	CL A	98978V103	2,080	12	SH		DFND	816	0	0	12
APPLIED MATLS INC	COM	038222105	16,283	69	SH		DFND	792	69	0	0
GENERAL DYNAMICS CORP	COM	369550108	1,451	5	SH		DFND	965	0	0	5
AIR PRODS & CHEMS INC	COM	009158106	2,064	8	SH		DFND	737	0	0	8
VERALTO CORP	COM SHS	92338C103	95	1	SH		DFND	675	0	0	1
WELLTOWER INC	COM	95040Q104	2,606	25	SH		DFND	737	0	0	25
AMERICOLD REALTY TRUST INC	COM	03064D108	448,738	17,570	SH		SOLE		43	0	17,527
RYMAN HOSPITALITY PPTYS INC	COM	78377T107	476,691	4,774	SH		SOLE		0	0	4,774
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	6,434	47	SH		DFND	736	0	0	47
NEXTERA ENERGY INC	COM	65339F101	8,639	122	SH		DFND	737	0	0	122
COSTCO WHSL CORP NEW	COM	22160K105	11,050	13	SH		DFND	697	0	0	13
GE AEROSPACE	COM NEW	369604301	26,950,417	169,531	SH		SOLE		291	0	169,240
NORFOLK SOUTHN CORP	COM	655844108	1,503	7	SH		DFND	970	0	0	7
GRUPO AEROPORTUARIO DEL SURE	SPON ADR SER B	40051E202	2,097	7	SH		DFND	816	0	0	7
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	30,591	471	SH		DFND	194	0	0	471
JPMORGAN CHASE & CO.	COM	46625H100	2,629	13	SH		DFND	577	0	0	13
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,696	68	SH		DFND	327	68	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	202,463	2,533	SH		DFND	118	0	0	2,533
ONEOK INC NEW	COM	682680103	73,313	899	SH		DFND	661	0	0	899
ISHARES INC	CORE MSCI EMKT	46434G103	11,402	213	SH		DFND	394	0	0	213
NEWMONT CORP	COM	651639106	7,620	182	SH		DFND	627	0	0	182
TJX COS INC NEW	COM	872540109	90,502	822	SH		DFND	661	0	0	822
AUTOZONE INC	COM	053332102	2,964	1	SH		DFND	790	0	0	1
ISHARES TR	CORE S&P500 ETF	464287200	207,400	379	SH		DFND	960	0	0	379
SPDR SER TR	PORTFOLIO S&P400	78464A847	19,084	372	SH		DFND	233	0	0	372
SHELL PLC	SPON ADS	780259305	3,176	44	SH		DFND	810	0	0	44
BURLINGTON STORES INC	COM	122017106	2,160	9	SH		DFND	737	0	0	9
SPDR SER TR	PORTFOLIO S&P400	78464A847	52,685	1,027	SH		DFND	565	0	0	1,027
FEDERAL SIGNAL CORP	COM	313855108	7,865	94	SH		DFND	791	94	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	8,083	196	SH		DFND	969	0	0	196
ABBVIE INC	COM	00287Y109	343	2	SH		DFND	903	0	0	2
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	33,664	649	SH		DFND	595	0	0	649
SPDR SER TR	PORTFOLIO S&P500	78464A854	38,976	609	SH		DFND	423	0	0	609
HDFC BANK LTD	SPONSORED ADS	40415F101	3,152	49	SH		DFND	810	0	0	49
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	9,972,652	97,029	SH		SOLE		0	0	97,029
TRACTOR SUPPLY CO	COM	892356106	1,080	4	SH		DFND	600	0	0	4
HERC HLDGS INC	COM	42704L104	27,724	208	SH		DFND	661	0	0	208
CAPITAL ONE FINL CORP	COM	14040H105	1,246	9	SH		DFND	816	0	0	9
ILLINOIS TOOL WKS INC	COM	452308109	6,161	26	SH		DFND	736	0	0	26
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	6,816	6,000	SH	Put	SOLE		0	0	6,000
UMB FINL CORP	COM	902788108	21,856	262	SH		DFND	675	0	0	262
ICL GROUP LTD	SHS	M53213100	475	111	SH		DFND	189	111	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	8,544	102	SH		DFND	523	0	0	102
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	866,483	14,960	SH		DFND	1	141	0	14,819
ISHARES TR	S&P 500 VAL ETF	464287408	37,858	208	SH		DFND	324	0	0	208
WHITE MTNS INS GROUP LTD	COM	G9618E107	4,314,920	2,374	SH		SOLE		1	0	2,373
STARBUCKS CORP	COM	855244109	11,678	150	SH		DFND	538	0	0	150
CSX CORP	COM	126408103	2,241	67	SH		DFND	736	0	0	67
AVERY DENNISON CORP	COM	053611109	656	3	SH		DFND	951	0	0	3
H WORLD GROUP LTD	SPONSORED ADS	44332N106	700	21	SH		DFND	965	0	0	21
VANGUARD WORLD FD	INF TECH ETF	92204A702	475,110	824	SH		DFND	168	0	0	824
ISHARES TR	RUS MD CP GR ETF	464287481	39,174	355	SH		DFND	41	0	0	355
PRECISION DRILLING CORP	COM NEW	74022D407	17,163	244	SH		DFND	661	0	0	244
MUELLER WTR PRODS INC	COM SER A	624758108	2,115	118	SH		DFND	810	0	0	118
PFIZER INC	COM	717081103	5,988	214	SH		DFND	969	0	0	214
REVVITY INC	COM	714046109	1,153	11	SH		DFND	697	0	0	11
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,884	21	SH		DFND	113	0	0	21
VISA INC	COM CL A	92826C839	6,562	25	SH		DFND	703	0	0	25
ONTO INNOVATION INC	COM	683344105	12,515	57	SH		DFND	792	57	0	0
COLUMBIA SPORTSWEAR CO	COM	198516106	870	11	SH		DFND	969	0	0	11
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	21,498	435	SH		DFND	836	435	0	0
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	652,205	25,995	SH		SOLE		0	0	25,995
MICROSOFT CORP	COM	594918104	85,367	191	SH		DFND	713	191	0	0
AVERY DENNISON CORP	COM	053611109	32,798	150	SH		DFND	535	0	0	150
FUBOTV INC	COM	35953D104	193,558	156,095	SH		SOLE		0	0	156,095
SPROUTS FMRS MKT INC	COM	85208M102	2,342,564	28,001	SH		SOLE		82	0	27,919
CRA INTL INC	COM	12618T105	629,418	3,655	SH		SOLE		0	0	3,655
SPDR SER TR	PORTFOLIO SHORT	78464A474	23,790	801	SH		DFND	800	0	0	801
REGENERON PHARMACEUTICALS	COM	75886F107	3,153	3	SH		DFND	965	0	0	3
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	126,569	3,608	SH		DFND	646	0	0	3,608
DIMENSIONAL ETF TRUST	GLOBAL REAL EST	25434V658	1,116,449	44,676	SH		SOLE		0	0	44,676
HSBC HLDGS PLC	SPON ADR NEW	404280406	8,566,883	196,940	SH		SOLE		415	0	196,525
CELANESE CORP DEL	COM	150870103	16,726	124	SH		DFND	826	0	0	124
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,495	91	SH		DFND	721	0	0	91
CONSOLIDATED EDISON INC	COM	209115104	1,073	12	SH		DFND	188	12	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	59,258	1,107	SH		DFND	566	0	0	1,107
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	6,533	78	SH		DFND	269	0	0	78
ISHARES TR	CORE S&P500 ETF	464287200	9,850	18	SH		DFND	273	0	0	18
BROWN FORMAN CORP	CL B	115637209	605	14	SH		DFND	713	14	0	0
CAESARS ENTERTAINMENT INC NE	COM	12769G100	755	19	SH		DFND	713	19	0	0
ISHARES TR	MSCI INDIA ETF	46429B598	14,224	255	SH		DFND	1	0	0	255
JOHNSON & JOHNSON	COM	478160104	17,685	121	SH		DFND	737	0	0	121
S&P GLOBAL INC	COM	78409V104	51,736	116	SH		DFND	916	0	0	116
JOHNSON & JOHNSON	COM	478160104	49,256	337	SH		DFND	661	0	0	337
ALTRIA GROUP INC	COM	02209S103	3,917	86	SH		DFND	969	0	0	86
LOUISIANA PAC CORP	COM	546347105	1,482	18	SH		DFND	737	0	0	18
REGENERON PHARMACEUTICALS	COM	75886F107	13,663	13	SH		DFND	790	0	0	13
BROADCOM INC	COM	11135F101	3,211	2	SH		DFND	933	0	0	2
ELECTRONIC ARTS INC	COM	285512109	418	3	SH		DFND	903	0	0	3
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	560,125	14,579	SH		DFND	961	0	0	14,579
SPS COMM INC	COM	78463M107	753	4	SH		DFND	903	0	0	4
HSBC HLDGS PLC	SPON ADR NEW	404280406	1,305	30	SH		DFND	903	0	0	30
MICROSTRATEGY INC	CL A NEW	594972408	1,377	1	SH		DFND	903	0	0	1
ISHARES TR	3 7 YR TREAS BD	464288661	65,818	570	SH		DFND	118	0	0	570
AMGEN INC	COM	031162100	2,187	7	SH		DFND	951	0	0	7
NEXTERA ENERGY INC	COM	65339F101	39,512	558	SH		DFND	661	0	0	558
PLDT INC	SPONSORED ADR	69344D408	589	24	SH		DFND	903	0	0	24
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	38,423	1,020	SH		DFND	466	0	0	1,020
PFIZER INC	COM	717081103	2,798	100	SH		DFND	569	0	0	100
CVS HEALTH CORP	COM	126650100	5,434	92	SH		DFND	574	0	0	92
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	59,302	708	SH		DFND	804	708	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	81,291	147	SH		DFND	916	0	0	147
SAP SE	SPON ADR	803054204	15,532	77	SH		DFND	792	77	0	0
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	7,275	209	SH		DFND	790	0	0	209
SONY GROUP CORP	SPONSORED ADR	835699307	1,614	19	SH		DFND	600	0	0	19
SPARTANNASH CO	COM	847215100	19,060	1,016	SH		DFND	675	0	0	1,016
BLACKSTONE INC	COM	09260D107	53,110	429	SH		DFND	675	0	0	429
SPDR SER TR	PORTFOLIO INTRMD	78464A375	326,642	10,032	SH		DFND	199	0	0	10,032
FIFTH THIRD BANCORP	COM	316773100	3,029	83	SH		DFND	737	0	0	83
ADVANSIX INC	COM	00773T101	115	5	SH		DFND	328	0	0	5
PROCTER AND GAMBLE CO	COM	742718109	1,154	7	SH		DFND	933	0	0	7
SM ENERGY CO	COM	78454L100	9,770	226	SH		DFND	791	226	0	0
SUNCOKE ENERGY INC	COM	86722A103	539,885	55,090	SH		SOLE		0	0	55,090
ALPHABET INC	CAP STK CL A	02079K305	2,732	15	SH		DFND	405	0	0	15
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	34,339	894	SH		DFND	324	0	0	894
CHUBB LIMITED	COM	H1467J104	64,025	251	SH		DFND	517	0	0	251
MONDELEZ INTL INC	CL A	609207105	2,814	43	SH		DFND	262	0	0	43
PEOPLES BANCORP INC	COM	709789101	694,320	23,144	SH		SOLE		129	0	23,015
ISHARES TR	CORE S&P500 ETF	464287200	212,872	389	SH		DFND	227	0	0	389
MCDONALDS CORP	COM	580135101	2,039	8	SH		DFND	965	0	0	8
INSIGHT ENTERPRISES INC	COM	45765U103	7,538	38	SH		DFND	791	38	0	0
JPMORGAN CHASE & CO.	COM	46625H100	4,247	21	SH		DFND	903	0	0	21
SPIRIT AEROSYSTEMS HLDGS INC	COM CL A	848574109	1,874	57	SH		DFND	737	0	0	57
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	5,563	62	SH		DFND	210	0	0	62
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	25,639	494	SH		DFND	908	0	0	494
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	14,849	255	SH		DFND	197	0	0	255
INGLES MKTS INC	CL A	457030104	549	8	SH		DFND	810	0	0	8
SPDR SER TR	PORTFOLIO S&P500	78464A854	36,736	574	SH		DFND	618	0	0	574
ISHARES INC	CORE MSCI EMKT	46434G103	19,538	365	SH		DFND	216	0	0	365
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,829	37	SH		DFND	782	0	0	37
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	15,549	242	SH		DFND	456	0	0	242
PREMIER FINANCIAL CORP	COM	74052F108	898,621	43,921	SH		SOLE		0	0	43,921
MID-AMER APT CMNTYS INC	COM	59522J103	3,280	23	SH		DFND	970	0	0	23
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	807	21	SH		DFND	824	0	0	21
DIGITALBRIDGE GROUP INC	CL A NEW	25401T603	4,301	314	SH		DFND	952	0	0	314
HORMEL FOODS CORP	COM	440452100	2,409	79	SH		DFND	790	0	0	79
FORD MTR CO DEL	COM	345370860	23,845,371	1,901,545	SH		SOLE		872	0	1,900,673
ALTRIA GROUP INC	COM	02209S103	22,775	500	SH		DFND	820	0	0	500
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	10,230	207	SH		DFND	494	0	0	207
ARISTA NETWORKS INC	COM	040413106	5,257	15	SH		DFND	737	0	0	15
ALTRIA GROUP INC	COM	02209S103	3,416	75	SH		DFND	970	0	0	75
ISHARES INC	CORE MSCI EMKT	46434G103	127,080	2,374	SH		DFND	400	0	0	2,374
CENTRAIS ELETRICAS BRASILEIR	SPONSORED ADR	15234Q207	185,319	28,821	SH		SOLE		749	0	28,072
WISDOMTREE TR	INTL LRGCAP DV	97717W794	2,133,740	42,069	SH		DFND	1	0	0	42,069
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,434	94	SH		DFND	618	0	0	94
AMETEK INC	COM	031100100	1,834	11	SH		DFND	697	0	0	11
CHARTER COMMUNICATIONS INC N	CL A	16119P108	299	1	SH		DFND	903	0	0	1
BLOCK INC	CL A	852234103	9,738	151	SH		DFND	792	151	0	0
KITE RLTY GROUP TR	COM NEW	49803T300	450,957	20,150	SH		SOLE		36	0	20,114
TJX COS INC NEW	COM	872540109	5,835	53	SH		DFND	737	0	0	53
PAYPAL HLDGS INC	COM	70450Y103	580	10	SH		DFND	903	0	0	10
M & T BK CORP	COM	55261F104	2,724	18	SH		DFND	737	0	0	18
CADENCE DESIGN SYSTEM INC	COM	127387108	616	2	SH		DFND	903	0	0	2
INCYTE CORP	COM	45337C102	1,235,375	20,379	SH		SOLE		154	0	20,225
AMAZON COM INC	COM	023135106	92,760	480	SH		DFND	154	0	0	480
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,521	49	SH		DFND	245	0	0	49
SEI INVTS CO	COM	784117103	472,785	7,308	SH		SOLE		0	0	7,308
SPDR SER TR	S&P 400 MDCP GRW	78464A821	2,451,405	29,163	SH		SOLE		0	0	29,163
FULLER H B CO	COM	359694106	7,927	103	SH		DFND	792	103	0	0
APPLE INC	COM	037833100	16,850	80	SH		DFND	820	0	0	80
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	178,122	3,434	SH		DFND	104	0	0	3,434
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	32,611	408	SH		DFND	689	0	0	408
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	10,318	115	SH		DFND	693	115	0	0
KRAFT HEINZ CO	COM	500754106	56,063	1,740	SH		DFND	918	0	0	1,740
COLUMBIA SPORTSWEAR CO	COM	198516106	554	7	SH		DFND	697	0	0	7
TOPBUILD CORP	COM	89055F103	1,541	4	SH		DFND	737	0	0	4
CINTAS CORP	COM	172908105	700	1	SH		DFND	695	0	0	1
CBRE GROUP INC	CL A	12504L109	2,584	29	SH		DFND	736	0	0	29
US BANCORP DEL	COM NEW	902973304	48,990	1,234	SH		DFND	661	0	0	1,234
ISHARES TR	CORE S&P500 ETF	464287200	125,863	230	SH		DFND	530	0	0	230
AUTODESK INC	COM	052769106	742	3	SH		DFND	695	0	0	3
AXON ENTERPRISE INC	COM	05464C101	1,471	5	SH		DFND	737	0	0	5
VIATRIS INC	COM	92556V106	223	21	SH		DFND	39	0	0	21
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	26,800	521	SH		DFND	208	0	0	521
SPDR SER TR	PORTFOLIO S&P500	78464A854	127,424	1,991	SH		DFND	106	0	0	1,991
ARISTA NETWORKS INC	COM	040413106	53,273	152	SH		DFND	661	0	0	152
EXELON CORP	COM	30161N101	2,561	74	SH		DFND	737	0	0	74
CHARGEPOINT HOLDINGS INC	COM CL A	15961R105	267,385	177,076	SH		SOLE		0	0	177,076
LOCKHEED MARTIN CORP	COM	539830109	42,039	90	SH		DFND	742	0	0	90
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	57,280	795	SH		DFND	177	0	0	795
PROCTER AND GAMBLE CO	COM	742718109	1,484	9	SH		DFND	416	0	0	9
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	25,222	62	SH		DFND	21	0	0	62
ISHARES TR	CORE MSCI INTL	46435G326	61,045	930	SH		DFND	804	930	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	46,982,013	465,907	SH		SOLE		0	0	465,907
KLA CORP	COM NEW	482480100	6,596	8	SH		DFND	188	8	0	0
COCA COLA CO	COM	191216100	58,431	918	SH		DFND	916	0	0	918
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	24,815	61	SH		DFND	52	0	0	61
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	435,483	12,414	SH		DFND	205	0	0	12,414
META PLATFORMS INC	CL A	30303M102	3,025	6	SH		DFND	405	0	0	6
HORMEL FOODS CORP	COM	440452100	60,980	2,000	SH		DFND	1	0	0	2,000
AMERICAN TOWER CORP NEW	COM	03027X100	35,960	185	SH		DFND	152	0	0	185
3M CO	COM	88579Y101	41,387	405	SH		DFND	1	0	0	405
MELCO RESORTS AND ENTMNT LTD	ADR	585464100	87,595	11,742	SH		SOLE		0	0	11,742
IRIDIUM COMMUNICATIONS INC	COM	46269C102	8,598	323	SH		DFND	916	0	0	323
HUMANA INC	COM	444859102	747	2	SH		DFND	810	0	0	2
POSCO HOLDINGS INC	SPONSORED ADR	693483109	3,418	52	SH		DFND	790	0	0	52
ISHARES TR	EAFE SML CP ETF	464288273	354,738	5,755	SH		DFND	372	0	0	5,755
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	389,388	11,100	SH		DFND	64	0	0	11,100
SYSCO CORP	COM	871829107	3,284	46	SH		DFND	264	0	0	46
PEPSICO INC	COM	713448108	85,606,827	519,049	SH		SOLE		365	0	518,684
DARDEN RESTAURANTS INC	COM	237194105	3,056,917	20,202	SH		SOLE		54	0	20,148
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	23,707	365	SH		DFND	525	0	0	365
NIKE INC	CL B	654106103	6,406	85	SH		DFND	792	85	0	0
EATON CORP PLC	SHS	G29183103	10,661	34	SH		DFND	263	0	0	34
J P MORGAN EXCHANGE TRADED F	US MOMENTUM	46641Q779	7,665	143	SH		DFND	577	0	0	143
KENNEDY-WILSON HOLDINGS INC	COM	489398107	467	48	SH		DFND	903	0	0	48
AGREE RLTY CORP	COM	008492100	805	13	SH		DFND	713	13	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	78,726	753	SH		DFND	967	0	0	753
PINTEREST INC	CL A	72352L106	705	16	SH		DFND	965	0	0	16
JPMORGAN CHASE & CO.	COM	46625H100	212,804,397	1,052,133	SH		SOLE		2,582	0	1,049,550
ELECTRONIC ARTS INC	COM	285512109	1,533	11	SH		DFND	737	0	0	11
FIRST CTZNS BANCSHARES INC N	CL A	31946M103	1,752,992	1,041	SH		SOLE		4	0	1,037
INVESCO QQQ TR	UNIT SER 1	46090E103	673,150	1,405	SH		DFND	257	0	0	1,405
COLUMBIA BKG SYS INC	COM	197236102	6,365	320	SH		DFND	29	0	0	320
AGREE RLTY CORP	COM	008492100	2,302,000	37,165	SH		SOLE		58	0	37,107
AMEREN CORP	COM	023608102	569	8	SH		DFND	695	0	0	8
SPDR SER TR	PORTFOLIO SHORT	78464A474	96,406	3,246	SH		DFND	798	0	0	3,246
HANCOCK JOHN FINL OPPTYS FD	SH BEN INT NEW	409735206	178,805	6,384	SH		SOLE		0	0	6,384
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	12,740	142	SH		DFND	320	0	0	142
VANGUARD INDEX FDS	MID CAP ETF	922908629	449,096	1,855	SH		DFND	553	0	0	1,855
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	2,130	147	SH		DFND	816	0	0	147
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	30,682	30	SH		DFND	791	30	0	0
INSULET CORP	COM	45784P101	11,906	59	SH		DFND	916	0	0	59
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	7,072	104	SH		DFND	188	104	0	0
INGERSOLL RAND INC	COM	45687V106	1,635	18	SH		DFND	600	0	0	18
VIR BIOTECHNOLOGY INC	COM	92764N102	240,469	27,019	SH		SOLE		36	0	26,983
SPDR SER TR	PORTFOLIO S&P400	78464A847	15,134	295	SH		DFND	5	0	0	295
ZUORA INC	COM CL A	98983V106	3,317	334	SH		DFND	791	334	0	0
AVALONBAY CMNTYS INC	COM	053484101	1,757,062	8,493	SH		SOLE		33	0	8,460
PHILIP MORRIS INTL INC	COM	718172109	3,344	33	SH		DFND	951	0	0	33
META PLATFORMS INC	CL A	30303M102	93,281	185	SH		DFND	791	185	0	0
P T TELEKOMUNIKASI INDONESIA	SPONSORED ADR	715684106	2,786	149	SH		DFND	790	0	0	149
ISHARES TR	MSCI EMG MKT ETF	464287234	2,172	51	SH		DFND	406	0	0	51
DELEK US HLDGS INC NEW	COM	24665A103	20,402	824	SH		DFND	675	0	0	824
DEERE & CO	COM	244199105	8,967	24	SH		DFND	941	0	0	24
JOHNSON & JOHNSON	COM	478160104	19,439	133	SH		DFND	820	0	0	133
HEALTHPEAK PROPERTIES INC	COM	42250P103	2,450	125	SH		DFND	737	0	0	125
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	159,014	2,207	SH		DFND	568	0	0	2,207
NEOGEN CORP	COM	640491106	1,313	84	SH		DFND	816	0	0	84
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,682	200	SH		DFND	836	200	0	0
ISHARES TR	CORE US AGGBD ET	464287226	186,763	1,924	SH		DFND	687	0	0	1,924
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	404,547	4,509	SH		DFND	554	0	0	4,509
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,902	11	SH		DFND	810	0	0	11
UDR INC	COM	902653104	576	14	SH		DFND	970	0	0	14
23ANDME HOLDING CO	CLASS A COM	90138Q108	13,723	35,079	SH		SOLE		0	0	35,079
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	297,297	1,191	SH		DFND	915	0	0	1,191
THERMO FISHER SCIENTIFIC INC	COM	883556102	52,216,865	94,425	SH		SOLE		191	0	94,234
SCHWAB STRATEGIC TR	US REIT ETF	808524847	34,189	1,712	SH		DFND	62	0	0	1,712
ALBEMARLE CORP	COM	012653101	2,292	24	SH		DFND	188	24	0	0
ARK ETF TR	FINTECH INNOVA	00214Q708	169,918	6,099	SH		DFND	445	0	0	6,099
QUALCOMM INC	COM	747525103	6,374	32	SH		DFND	970	0	0	32
SEABOARD CORP DEL	COM	811543107	455,147	144	SH		SOLE		0	0	144
GLOBAL X FDS	ARTIFICIAL ETF	37954Y632	954,890	26,800	SH		SOLE		0	0	26,800
TRAVELZOO	COM NEW	89421Q205	152,559	20,100	SH		SOLE		0	0	20,100
ISHARES TR	NATIONAL MUN ETF	464288414	27,703	260	SH		DFND	388	0	0	260
VANGUARD INDEX FDS	MID CAP ETF	922908629	124,924	516	SH		DFND	804	516	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	90,101,239	516,428	SH		SOLE		0	0	516,428
ALPHABET INC	CAP STK CL A	02079K305	2,979,039	30,000	SH	Call	DFND	1	0	0	30,000
ISHARES TR	EAFE SML CP ETF	464288273	65,277	1,059	SH		DFND	158	0	0	1,059
DEERE & CO	COM	244199105	747	2	SH		DFND	903	0	0	2
NORFOLK SOUTHN CORP	COM	655844108	23,401	109	SH		DFND	820	0	0	109
THE TRADE DESK INC	COM CL A	88339J105	9,279	95	SH		DFND	791	95	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	23,594	58	SH		DFND	958	0	0	58
PARKER-HANNIFIN CORP	COM	701094104	15,174	30	SH		DFND	159	0	0	30
LOWES COS INC	COM	548661107	1,102	5	SH		DFND	406	0	0	5
ENCORE WIRE CORP	COM	292562105	4,276,172	14,754	SH		SOLE		5	0	14,749
ROYAL BK CDA	COM	780087102	147,762	1,389	SH		DFND	916	0	0	1,389
SPDR SER TR	PORTFOLIO S&P400	78464A847	60,791	1,185	SH		DFND	827	0	0	1,185
AVALONBAY CMNTYS INC	COM	053484101	2,276	11	SH		DFND	970	0	0	11
CATERPILLAR INC	COM	149123101	2,665	8	SH		DFND	697	0	0	8
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	21,537	118	SH		DFND	408	0	0	118
REALTY INCOME CORP	COM	756109104	2,853,231	54,018	SH		DFND	925	0	0	54,018
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	38,789	145	SH		DFND	192	0	0	145
ISHARES INC	CORE MSCI EMKT	46434G103	59,793	1,117	SH		DFND	838	0	0	1,117
ISHARES TR	SELECT DIVID ETF	464287168	25,285	209	SH		DFND	480	0	0	209
UNITEDHEALTH GROUP INC	COM	91324P102	9,167	18	SH		DFND	665	0	0	18
UNITEDHEALTH GROUP INC	COM	91324P102	11,204	22	SH		DFND	713	22	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	2,160	52	SH		DFND	166	0	0	52
APPLE INC	COM	037833100	946,737	4,495	SH		DFND	916	0	0	4,495
REGENERON PHARMACEUTICALS	COM	75886F107	4,204	4	SH		DFND	737	0	0	4
ELECTRONIC ARTS INC	COM	285512109	2,229	16	SH		DFND	736	0	0	16
PHILLIPS 66	COM	718546104	10,305	73	SH		DFND	792	73	0	0
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	7,464	56	SH		DFND	791	56	0	0
COPART INC	COM	217204106	7,513,267	138,724	SH		SOLE		120	0	138,604
SPDR SER TR	PORTFOLIO S&P600	78468R853	540	13	SH		DFND	663	0	0	13
EDISON INTL	COM	281020107	3,430,237	47,768	SH		SOLE		7	0	47,761
INSTALLED BLDG PRODS INC	COM	45780R101	1,645	8	SH		DFND	810	0	0	8
DROPBOX INC	CL A	26210C104	91,601	19,000	SH	Put	SOLE		0	0	19,000
VANGUARD INDEX FDS	MID CAP ETF	922908629	142,821	590	SH		DFND	249	0	0	590
NIKE INC	CL B	654106103	6,030	80	SH		DFND	255	0	0	80
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	49,249	1,661	SH		DFND	675	0	0	1,661
SHERWIN WILLIAMS CO	COM	824348106	12,832	43	SH		DFND	472	0	0	43
ISHARES TR	RUSSELL 2000 ETF	464287655	115,870,858	571,102	SH		SOLE		0	0	571,102
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	92,491	2,408	SH		DFND	795	0	0	2,408
ISHARES INC	CORE MSCI EMKT	46434G103	46,946	877	SH		DFND	589	0	0	877
PALOMAR HLDGS INC	COM	69753M105	213,425	2,630	SH		SOLE		4	0	2,626
COSTCO WHSL CORP NEW	COM	22160K105	2,550	3	SH		DFND	783	0	0	3
GE VERNOVA INC	COM	36828A101	48,194	281	SH		DFND	515	0	0	281
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	1,106	19	SH		DFND	863	19	0	0
HARLEY DAVIDSON INC	COM	412822108	848,054	25,285	SH		SOLE		0	0	25,285
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	91,720	1,273	SH		DFND	292	1,273	0	0
CISCO SYS INC	COM	17275R102	4,080	10,200	SH	Put	SOLE		0	0	10,200
BRISTOL-MYERS SQUIBB CO	COM	110122108	11,682	281	SH		DFND	952	0	0	281
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,611	71	SH		DFND	693	71	0	0
CGI INC	CL A SUB VTG	12532H104	599	6	SH		DFND	810	0	0	6
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	15,844	308	SH		DFND	72	0	0	308
PARAMOUNT GLOBAL	CLASS B COM	92556H206	497,681	47,900	SH		DFND	925	0	0	47,900
TG THERAPEUTICS INC	COM	88322Q108	18,341	1,031	SH		DFND	661	0	0	1,031
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	305,276	4,237	SH		DFND	390	0	0	4,237
DECKERS OUTDOOR CORP	COM	243537107	7,744	8	SH		DFND	791	8	0	0
ALLIANT ENERGY CORP	COM	018802108	23,160	455	SH		DFND	497	455	0	0
ISHARES TR	MSCI EAFE ETF	464287465	860,377	10,984	SH		DFND	1	0	0	10,984
MICROSOFT CORP	COM	594918104	178,780	400	SH		DFND	220	0	0	400
HOME DEPOT INC	COM	437076102	29,605	86	SH		DFND	792	86	0	0
VISHAY PRECISION GROUP INC	COM	92835K103	1,218	40	SH		DFND	816	0	0	40
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,918	102	SH		DFND	611	0	0	102
SERVICENOW INC	COM	81762P102	2,360	3	SH		DFND	713	3	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	111,678	1,550	SH		DFND	302	0	0	1,550
OTIS WORLDWIDE CORP	COM	68902V107	770	8	SH		DFND	951	0	0	8
SPDR SER TR	PORTFOLIO INTRMD	78464A375	3,410,269	104,738	SH		DFND	1	0	0	104,738
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	26,272	684	SH		DFND	923	0	0	684
VANGUARD INDEX FDS	SMALL CP ETF	922908751	545,100	2,500	SH		DFND	329	0	0	2,500
ILLUMINA INC	COM	452327109	418	4	SH		DFND	903	0	0	4
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,187	190	SH		DFND	574	0	0	190
ISHARES INC	CORE MSCI EMKT	46434G103	1,114,173	20,814	SH		DFND	272	0	0	20,814
ARAMARK	COM	03852U106	238,004	6,996	SH		SOLE		8	0	6,988
IRIDIUM COMMUNICATIONS INC	COM	46269C102	1,331	50	SH		DFND	737	0	0	50
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	4,039	301	SH		DFND	790	0	0	301
SPDR SER TR	PORTFOLIO S&P600	78468R853	23,174	558	SH		DFND	78	0	0	558
EATON CORP PLC	SHS	G29183103	63,651	203	SH		DFND	328	0	0	203
EMERSON ELEC CO	COM	291011104	297,432	2,700	SH		DFND	1	0	0	2,700
NUCOR CORP	COM	670346105	6,165	39	SH		DFND	792	39	0	0
ALAMOS GOLD INC NEW	COM CL A	011532108	193,856	12,363	SH		SOLE		0	0	12,363
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	12,009	243	SH		DFND	747	243	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	40,964	700	SH		DFND	58	0	0	700
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,204	30	SH		DFND	608	0	0	30
TRANE TECHNOLOGIES PLC	SHS	G8994E103	1,645	5	SH		DFND	600	0	0	5
SOUTHERN CO	COM	842587107	2,250	29	SH		DFND	697	0	0	29
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	2,473,984	9,911	SH		DFND	256	0	0	9,911
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	7,242	722	SH		DFND	792	722	0	0
TD SYNNEX CORPORATION	COM	87162W100	988,261	8,564	SH		SOLE		0	0	8,564
NORDIC AMERICAN TANKERS LIMI	COM	G65773106	176,155	44,260	SH		SOLE		0	0	44,260
AVIDITY BIOSCIENCES INC	COM	05370A108	541,017	13,244	SH		SOLE		12	0	13,232
LINDE PLC	SHS	G54950103	7,021	16	SH		DFND	951	0	0	16
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	5,476	30	SH		DFND	169	0	0	30
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,792	28	SH		DFND	116	0	0	28
DANAHER CORPORATION	COM	235851102	3,998	16	SH		DFND	866	16	0	0
GENUINE PARTS CO	COM	372460105	6,086	44	SH		DFND	188	44	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	11,762	202	SH		DFND	651	0	0	202
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,926	135	SH		DFND	532	0	0	135
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,148	108	SH		DFND	230	0	0	108
INVESCO QQQ TR	UNIT SER 1	46090E103	19,644	41	SH		DFND	286	41	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,482	69	SH		DFND	441	0	0	69
PALANTIR TECHNOLOGIES INC	CL A	69608A108	9,524	376	SH		DFND	792	376	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	53,473	669	SH		DFND	679	0	0	669
ALIGOS THERAPEUTICS INC	COM	01626L105	3,518	10,050	SH		SOLE		0	0	10,050
ZOETIS INC	CL A	98978V103	5,721	33	SH		DFND	713	33	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	14,935	279	SH		DFND	852	279	0	0
POOL CORP	COM	73278L105	307	1	SH		DFND	600	0	0	1
APPLIED MATLS INC	COM	038222105	4,248	18	SH		DFND	965	0	0	18
TRINITY INDS INC	COM	896522109	490,334	16,388	SH		SOLE		14	0	16,374
BRISTOL-MYERS SQUIBB CO	COM	110122108	20,474	493	SH		DFND	374	0	0	493
ELI LILLY & CO	COM	532457108	12,675	14	SH		DFND	810	0	0	14
MANULIFE FINL CORP	COM	56501R106	4,074,969	153,079	SH		SOLE		81	0	152,998
AGNC INVT CORP	COM	00123Q104	410	43	SH		DFND	903	0	0	43
AGILENT TECHNOLOGIES INC	COM	00846U101	14,130	109	SH		DFND	826	0	0	109
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	24,809	502	SH		DFND	431	0	0	502
CAMDEN NATL CORP	COM	133034108	429	13	SH		DFND	965	0	0	13
COSTCO WHSL CORP NEW	COM	22160K105	169,998	200	SH		DFND	548	0	0	200
PARKER-HANNIFIN CORP	COM	701094104	1,517	3	SH		DFND	816	0	0	3
PEPSICO INC	COM	713448108	53,437	324	SH		DFND	661	0	0	324
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	71,255	1,186	SH		DFND	355	1,186	0	0
CONOCOPHILLIPS	COM	20825C104	920,759	8,050	SH		DFND	1	0	0	8,050
ISHARES INC	CORE MSCI EMKT	46434G103	68,733	1,284	SH		DFND	830	1,284	0	0
KRONOS WORLDWIDE INC	COM	50105F105	2,912	232	SH		DFND	791	232	0	0
GRAINGER W W INC	COM	384802104	902	1	SH		DFND	951	0	0	1
TEXAS INSTRS INC	COM	882508104	75,867	390	SH		DFND	918	0	0	390
SPDR SER TR	PORTFOLIO S&P600	78468R853	65,908	1,587	SH		DFND	517	0	0	1,587
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	10,622	341	SH		DFND	226	0	0	341
VERIZON COMMUNICATIONS INC	COM	92343V104	5,031	122	SH		DFND	695	0	0	122
SYNOPSYS INC	COM	871607107	2,380	4	SH		DFND	816	0	0	4
ROSS STORES INC	COM	778296103	3,778	26	SH		DFND	736	0	0	26
AFLAC INC	COM	001055102	2,679	30	SH		DFND	951	0	0	30
BIOGEN INC	COM	09062X103	4,134,832	17,836	SH		SOLE		53	0	17,783
CANNAE HLDGS INC	COM	13765N107	384,872	21,217	SH		SOLE		0	0	21,217
SPDR SER TR	PORTFOLIO S&P400	78464A847	102,600	2,000	SH		DFND	938	0	0	2,000
VEEVA SYS INC	CL A COM	922475108	4,575	25	SH		DFND	791	25	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	14,482	201	SH		DFND	133	0	0	201
INTERNATIONAL BUSINESS MACHS	COM	459200101	3,978	23	SH		DFND	697	0	0	23
NEW YORK MTG TR INC	COM	649604840	51,158	8,760	SH		SOLE		0	0	8,760
APPLE INC	COM	037833100	473,895	2,250	SH		DFND	257	0	0	2,250
DXC TECHNOLOGY CO	COM	23355L106	2,291	120	SH		DFND	152	0	0	120
EMERSON ELEC CO	COM	291011104	315,168	2,861	SH		DFND	515	0	0	2,861
ISHARES TR	0-5YR HI YL CP	46434V407	12,196	289	SH		DFND	725	0	0	289
KT CORP	SPONSORED ADR	48268K101	902	66	SH		DFND	903	0	0	66
WIX COM LTD	SHS	M98068105	1,750	11	SH		DFND	816	0	0	11
3M CO	COM	88579Y101	2,350	23	SH		DFND	737	0	0	23
HANESBRANDS INC	COM	410345102	705	143	SH		DFND	965	0	0	143
ISHARES TR	SHRT NAT MUN ETF	464288158	182,022	1,741	SH		DFND	578	0	0	1,741
ABBOTT LABS	COM	002824100	14,963	144	SH		DFND	790	0	0	144
TRIUMPH GROUP INC NEW	COM	896818101	3,575	232	SH		DFND	791	232	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	343,654	6,858	SH		DFND	480	0	0	6,858
CUMMINS INC	COM	231021106	3,323	12	SH		DFND	970	0	0	12
SCHWAB STRATEGIC TR	US REIT ETF	808524847	20,409	1,022	SH		DFND	25	0	0	1,022
ALPHABET INC	CAP STK CL A	02079K305	166,667	915	SH		DFND	791	915	0	0
MERCK & CO INC	COM	58933Y105	87,279	705	SH		DFND	38	0	0	705
AMERICAN EAGLE OUTFITTERS IN	COM	02553E106	1,138	57	SH		DFND	737	0	0	57
VISA INC	COM CL A	92826C839	5,774	22	SH		DFND	260	0	0	22
ISHARES TR	ESG MSCI USA ETF	46436E767	338,171	7,260	SH		SOLE		0	0	7,260
VANGUARD INDEX FDS	MID CAP ETF	922908629	209,998	867	SH		DFND	251	0	0	867
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	27,707	356	SH		DFND	941	0	0	356
XPO INC	COM	983793100	1,380	13	SH		DFND	737	0	0	13
GE VERNOVA INC	COM	36828A101	2,744	16	SH		DFND	188	16	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	15,278	30	SH		DFND	970	0	0	30
ISHARES TR	CORE S&P500 ETF	464287200	6,020	11	SH		DFND	491	0	0	11
ORION OFFICE REIT INC	COM	68629Y103	15,353	4,276	SH		SOLE		0	0	4,276
VANGUARD INDEX FDS	MID CAP ETF	922908629	130,008	537	SH		DFND	190	0	0	537
STARBUCKS CORP	COM	855244109	14,013	180	SH		DFND	489	0	0	180
APPLE INC	COM	037833100	3,596	5,000	SH	Put	SOLE		0	0	5,000
MERCHANTS BANCORP IND	COM	58844R108	237,362	5,855	SH		SOLE		8	0	5,847
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	23,382	360	SH		DFND	414	0	0	360
HOME DEPOT INC	COM	437076102	20,654	60	SH		DFND	188	60	0	0
WELLS FARGO CO NEW	COM	949746101	213,032	3,587	SH		DFND	675	0	0	3,587
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	46,752	1,314	SH		DFND	1	0	0	1,314
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	64,737	242	SH		DFND	56	0	0	242
NORFOLK SOUTHN CORP	COM	655844108	2,791	13	SH		DFND	969	0	0	13
FMC CORP	COM NEW	302491303	1,093	19	SH		DFND	695	0	0	19
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,680	32	SH		DFND	43	0	0	32
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	10,634	63	SH		DFND	469	63	0	0
GARMIN LTD	SHS	H2906T109	6,843	42	SH		DFND	188	42	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	15,501	258	SH		DFND	799	0	0	258
EVOLUS INC	COM	30052C107	135,495	12,488	SH		SOLE		0	0	12,488
ISHARES TR	FALN ANGLS USD	46435G474	15,293	584	SH		DFND	583	0	0	584
TRANE TECHNOLOGIES PLC	SHS	G8994E103	1,974	6	SH		DFND	810	0	0	6
MERCK & CO INC	COM	58933Y105	17,332	140	SH		DFND	188	140	0	0
GENERAL MLS INC	COM	370334104	19,358	306	SH		DFND	742	0	0	306
TRACTOR SUPPLY CO	COM	892356106	270	1	SH		DFND	903	0	0	1
ISHARES TR	CORE S&P500 ETF	464287200	64,026	117	SH		DFND	543	0	0	117
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	960	25	SH		DFND	349	0	0	25
NOVARTIS AG	SPONSORED ADR	66987V109	37,261	350	SH		DFND	742	0	0	350
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	26,015	433	SH		DFND	834	0	0	433
CHUBB LIMITED	COM	H1467J104	1,530	6	SH		DFND	783	0	0	6
FIVE BELOW INC	COM	33829M101	436	4	SH		DFND	695	0	0	4
ENVISTA HOLDINGS CORPORATION	COM	29415F104	499	30	SH		DFND	697	0	0	30
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	190,368	3,799	SH		DFND	66	0	0	3,799
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	58,936	860	SH		DFND	874	0	0	860
NEXTERA ENERGY INC	COM	65339F101	50,063	707	SH		DFND	916	0	0	707
ABBVIE INC	COM	00287Y109	10,291	60	SH		DFND	416	0	0	60
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	97,374	364	SH		DFND	51	0	0	364
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	29,751	602	SH		DFND	885	0	0	602
GERDAU SA	SPON ADR REP PFD	373737105	2,561	776	SH		DFND	790	0	0	776
ELI LILLY & CO	COM	532457108	36,215	40	SH		DFND	188	40	0	0
ABBVIE INC	COM	00287Y109	30,874	180	SH		DFND	29	0	0	180
SPDR SER TR	PORTFOLIO S&P500	78464A854	47,168	737	SH		DFND	215	0	0	737
SPDR S&P 500 ETF TR	TR UNIT	78462F103	67	100	SH	Put	SOLE		0	0	100
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,385	125	SH		DFND	434	0	0	125
QUALCOMM INC	COM	747525103	4,382	22	SH		DFND	665	0	0	22
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	80,410	960	SH		DFND	489	0	0	960
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,904,512	58,772	SH		DFND	642	0	0	58,772
GEN DIGITAL INC	COM	668771108	824	33	SH		DFND	951	0	0	33
CHUYS HLDGS INC	COM	171604101	570	22	SH		DFND	810	0	0	22
DOMINION ENERGY INC	COM	25746U109	17,150	350	SH		DFND	400	0	0	350
VOYA FINANCIAL INC	COM	929089100	508,289	7,144	SH		SOLE		13	0	7,131
ABBVIE INC	COM	00287Y109	4,803	28	SH		DFND	627	0	0	28
BERKLEY W R CORP	COM	084423102	1,572	20	SH		DFND	736	0	0	20
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	5,005	499	SH		DFND	189	499	0	0
BP PRUDHOE BAY RTY TR	UNIT BEN INT	055630107	669,707	270,043	SH		SOLE		0	0	270,043
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	26,731	371	SH		DFND	220	0	0	371
META PLATFORMS INC	CL A	30303M102	6,555	13	SH		DFND	705	0	0	13
DANA INC	COM	235825205	436,010	35,974	SH		SOLE		136	0	35,838
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,235	24	SH		DFND	606	24	0	0
FIRSTSERVICE CORP NEW	COM	33767E202	914	6	SH		DFND	810	0	0	6
PROCTER AND GAMBLE CO	COM	742718109	25,563	155	SH		DFND	707	0	0	155
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	17,364	241	SH		DFND	532	0	0	241
RAYONIER INC	COM	754907103	324,294	11,148	SH		SOLE		54	0	11,094
CATALYST PHARMACEUTICALS INC	COM	14888U101	155,287	10,025	SH		SOLE		0	0	10,025
METLIFE INC	COM	59156R108	6,668	95	SH		DFND	792	95	0	0
CONSTELLATION BRANDS INC	CL A	21036P108	515	2	SH		DFND	713	2	0	0
BLACKROCK INC	COM	09247X101	787	1	SH		DFND	933	0	0	1
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	8,335	217	SH		DFND	311	0	0	217
EMERSON ELEC CO	COM	291011104	2,754	25	SH		DFND	188	25	0	0
APPLE INC	COM	037833100	38,148	181	SH		DFND	184	0	0	181
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	6,055,504,222	84,045,860	SH		SOLE		71,793	0	83,974,067
WYNN RESORTS LTD	COM	983134107	2,506	28	SH		DFND	866	28	0	0
EXTRA SPACE STORAGE INC	COM	30225T102	1,127,314	7,254	SH		SOLE		1	0	7,253
ISHARES TR	S&P MC 400VL ETF	464287705	27,560,468	242,909	SH		SOLE		177	0	242,732
COOPER COS INC	COM	216648501	1,048	12	SH		DFND	737	0	0	12
INFOSYS LTD	SPONSORED ADR	456788108	26,738	1,436	SH		DFND	791	1,436	0	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	52,405	1,210	SH		DFND	549	0	0	1,210
MERIT MED SYS INC	COM	589889104	11,775	137	SH		DFND	790	0	0	137
HCA HEALTHCARE INC	COM	40412C101	964	3	SH		DFND	969	0	0	3
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,512	28	SH		DFND	59	0	0	28
CABOT CORP	COM	127055101	21,502	234	SH		DFND	661	0	0	234
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	28,423	740	SH		DFND	734	0	0	740
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,806	137	SH		DFND	435	0	0	137
PHILIP MORRIS INTL INC	COM	718172109	126,460	1,248	SH		DFND	400	0	0	1,248
ELASTIC N V	ORD SHS	N14506104	106,050	931	SH		DFND	168	0	0	931
KB FINL GROUP INC	SPONSORED ADR	48241A105	22,531	398	SH		DFND	791	398	0	0
SCHWAB CHARLES CORP	COM	808513105	31,152,135	422,746	SH		SOLE		468	0	422,278
ARCADIUM LITHIUM PLC	COM SHS	G0508H110	265,127	78,907	SH		SOLE		0	0	78,907
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	544,172	2,180	SH		DFND	643	0	0	2,180
ONE LIBERTY PPTYS INC	COM	682406103	25,546	1,088	SH		DFND	661	0	0	1,088
ISHARES TR	CORE US AGGBD ET	464287226	12,328	127	SH		DFND	382	0	0	127
RAYMOND JAMES FINL INC	COM	754730109	618	5	SH		DFND	695	0	0	5
NORTHROP GRUMMAN CORP	COM	666807102	24,413	56	SH		DFND	534	0	0	56
SCHWAB STRATEGIC TR	US REIT ETF	808524847	37,703	1,888	SH		DFND	17	0	0	1,888
ELI LILLY & CO	COM	532457108	9,054	10	SH		DFND	951	0	0	10
GLAUKOS CORP	COM	377322102	2,130	18	SH		DFND	737	0	0	18
ISHARES INC	CORE MSCI EMKT	46434G103	234,033	4,372	SH		DFND	332	0	0	4,372
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	36,088	958	SH		DFND	67	0	0	958
PEPSICO INC	COM	713448108	825	5	SH		DFND	934	0	0	5
AIR PRODS & CHEMS INC	COM	009158106	12,903	50	SH		DFND	742	0	0	50
INTUIT	COM	461202103	2,629	4	SH		DFND	810	0	0	4
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	95,598	235	SH		DFND	328	0	0	235
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	6,023	44	SH		DFND	713	44	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,942	59	SH		DFND	138	0	0	59
CSX CORP	COM	126408103	10	0	SH		DFND	290	0	0	0
EATON CORP PLC	SHS	G29183103	12,856	41	SH		DFND	791	41	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,591	70	SH		DFND	19	0	0	70
MURPHY OIL CORP	COM	626717102	9,691	235	SH		DFND	321	0	0	235
LAMB WESTON HLDGS INC	COM	513272104	5,549	66	SH		DFND	939	0	0	66
SHERWIN WILLIAMS CO	COM	824348106	5,670	19	SH		DFND	736	0	0	19
QUALCOMM INC	COM	747525103	185,038	929	SH		DFND	675	0	0	929
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	84,459	1,709	SH		DFND	565	0	0	1,709
MARTEN TRANS LTD	COM	573075108	775	42	SH		DFND	810	0	0	42
VERTEX PHARMACEUTICALS INC	COM	92532F100	9,843	21	SH		DFND	792	21	0	0
ADDUS HOMECARE CORP	COM	006739106	9,057	78	SH		DFND	791	78	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	158,597	4,521	SH		DFND	380	0	0	4,521
CITIZENS FINL GROUP INC	COM	174610105	2,630	73	SH		DFND	737	0	0	73
ISHARES TR	CORE US AGGBD ET	464287226	81,733	842	SH		DFND	466	0	0	842
SPDR SER TR	PORTFOLIO S&P500	78464A854	152,384	2,381	SH		DFND	393	0	0	2,381
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	10,638	127	SH		DFND	636	0	0	127
SPDR SER TR	PORTFOLIO S&P500	78464A854	18,944	296	SH		DFND	43	0	0	296
AIR PRODS & CHEMS INC	COM	009158106	2,581	10	SH		DFND	790	0	0	10
ELI LILLY & CO	COM	532457108	12,675	14	SH		DFND	471	0	0	14
MURPHY OIL CORP	COM	626717102	1,031	25	SH		DFND	695	0	0	25
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	31,975	647	SH		DFND	458	0	0	647
ISHARES TR	CORE S&P500 ETF	464287200	1,381,209	2,524	SH		DFND	204	0	0	2,524
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	7,870	131	SH		DFND	748	0	0	131
OCCIDENTAL PETE CORP	COM	674599105	945	15	SH		DFND	515	0	0	15
AMERICAN WTR WKS CO INC NEW	COM	030420103	2,067	16	SH		DFND	970	0	0	16
CINCINNATI FINL CORP	COM	172062101	591	5	SH		DFND	697	0	0	5
SPDR SER TR	PORTFOLIO SHORT	78464A474	39,056	1,315	SH		DFND	519	0	0	1,315
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,102	263	SH		DFND	65	0	0	263
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,878	127	SH		DFND	613	0	0	127
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	25,917	688	SH		DFND	691	688	0	0
EMERSON ELEC CO	COM	291011104	8,923	81	SH		DFND	792	81	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,076	70	SH		DFND	17	0	0	70
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	10,279	208	SH		DFND	305	0	0	208
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,948	44	SH		DFND	635	0	0	44
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	576	8	SH		DFND	951	0	0	8
STARBUCKS CORP	COM	855244109	545	7	SH		DFND	414	0	0	7
TENARIS S A	SPONSORED ADS	88031M109	305	10	SH		DFND	665	0	0	10
REVOLUTION MEDICINES INC	COM	76155X100	1,358	35	SH		DFND	816	0	0	35
DEERE & CO	COM	244199105	2,242	6	SH		DFND	697	0	0	6
CISCO SYS INC	COM	17275R102	5,416	114	SH		DFND	965	0	0	114
DIMENSIONAL ETF TRUST	US SMALL CAP VAL	25434V815	8,433	293	SH		DFND	140	0	0	293
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	158	6	SH		DFND	887	0	0	6
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	6,242	235	SH		DFND	887	0	0	235
HELIOS TECHNOLOGIES INC	COM	42328H109	16,951	355	SH		DFND	661	0	0	355
TRANE TECHNOLOGIES PLC	SHS	G8994E103	45,392	138	SH		DFND	1	0	0	138
HUB GROUP INC	CL A	443320106	431	10	SH		DFND	903	0	0	10
CHARTER COMMUNICATIONS INC N	CL A	16119P108	2,990	10	SH		DFND	790	0	0	10
NOKIA CORP	SPONSORED ADR	654902204	427	113	SH		DFND	903	0	0	113
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	1,810	135	SH		DFND	600	0	0	135
EMERSON ELEC CO	COM	291011104	4,517	41	SH		DFND	405	0	0	41
CADENCE DESIGN SYSTEM INC	COM	127387108	1,231	4	SH		DFND	600	0	0	4
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	30,247	588	SH		DFND	795	0	0	588
ISHARES INC	CORE MSCI EMKT	46434G103	19,538	365	SH		DFND	211	0	0	365
CINTAS CORP	COM	172908105	5,602	8	SH		DFND	736	0	0	8
J & J SNACK FOODS CORP	COM	466032109	20,459	126	SH		DFND	661	0	0	126
ISHARES TR	CORE S&P500 ETF	464287200	29,003	53	SH		DFND	605	0	0	53
WOODSIDE ENERGY GROUP LTD	SPONSORED ADR	980228308	1,701,304	90,447	SH		SOLE		401	0	90,046
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	415	14	SH		DFND	600	0	0	14
EVERI HLDGS INC	COM	30034T103	516,793	61,523	SH		SOLE		177	0	61,346
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,344	21	SH		DFND	253	0	0	21
BLACKROCK ETF TRUST	US EQT FACTOR	09290C103	225,071	4,795	SH		SOLE		0	0	4,795
GRAINGER W W INC	COM	384802104	902	1	SH		DFND	600	0	0	1
EQUINOR ASA	SPONSORED ADR	29446M102	11,453	401	SH		DFND	916	0	0	401
TC ENERGY CORP	COM	87807B107	1,655,508	43,681	SH		SOLE		1,160	0	42,521
DEXCOM INC	COM	252131107	1,361	12	SH		DFND	810	0	0	12
EQUINIX INC	COM	29444U700	3,026	4	SH		DFND	737	0	0	4
ISHARES TR	CORE S&P500 ETF	464287200	438,878	802	SH		DFND	372	0	0	802
ISHARES TR	NATIONAL MUN ETF	464288414	482,885	4,532	SH		DFND	656	0	0	4,532
SPDR SER TR	S&P DIVID ETF	78464A763	79,371	624	SH		DFND	952	0	0	624
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	1,217	7	SH		DFND	903	0	0	7
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,986	283	SH		DFND	233	0	0	283
CANADIAN NAT RES LTD	COM	136385101	2,796,504	78,553	SH		SOLE		394	0	78,159
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	6,794	85	SH		DFND	586	0	0	85
MARATHON DIGITAL HOLDINGS IN	COM	565788106	553,300	27,874	SH		SOLE		27	0	27,847
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	27,310	469	SH		DFND	521	0	0	469
INTUITIVE SURGICAL INC	COM NEW	46120E602	5,338	12	SH		DFND	736	0	0	12
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,440,202,466	17,194,394	SH		SOLE		1,631	0	17,192,763
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	35,952	936	SH		DFND	688	0	0	936
ISHARES TR	EAFE SML CP ETF	464288273	54,613	886	SH		DFND	610	0	0	886
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,626	11	SH		DFND	790	0	0	11
KEURIG DR PEPPER INC	COM	49271V100	902	27	SH		DFND	969	0	0	27
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	8,182	8	SH		DFND	493	0	0	8
CARRIER GLOBAL CORPORATION	COM	14448C104	1,892	30	SH		DFND	816	0	0	30
CORSAIR GAMING INC	COM	22041X102	5,211	472	SH		DFND	791	472	0	0
NAVIENT CORPORATION	COM	63938C108	1,762	121	SH		DFND	816	0	0	121
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	108,427	2,194	SH		DFND	206	0	0	2,194
NRG ENERGY INC	COM NEW	629377508	6,101,698	78,368	SH		SOLE		116	0	78,252
ARCHER DANIELS MIDLAND CO	COM	039483102	4,941,452	81,744	SH		SOLE		106	0	81,638
NEXTERA ENERGY INC	COM	65339F101	3,257	46	SH		DFND	713	46	0	0
JOHNSON & JOHNSON	COM	478160104	8,039	55	SH		DFND	685	0	0	55
GE AEROSPACE	COM NEW	369604301	795	5	SH		DFND	713	5	0	0
FAIR ISAAC CORP	COM	303250104	1,489	1	SH		DFND	736	0	0	1
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	326,066	6,507	SH		DFND	960	0	0	6,507
PULTE GROUP INC	COM	745867101	2,092	19	SH		DFND	736	0	0	19
CORE SCIENTIFIC INC NEW	*W EXP 01/23/202	21874A114	72,796	16,141	SH		SOLE		0	0	16,141
ISHARES TR	MORNINGSTAR VALU	464288109	33,429	438	SH		DFND	408	0	0	438
SCHWAB STRATEGIC TR	US REIT ETF	808524847	102,286	5,122	SH		DFND	322	0	0	5,122
FIDELITY COVINGTON TRUST	VLU FACTOR ETF	316092782	6,859,390	119,120	SH		SOLE		0	0	119,120
PRIVIA HEALTH GROUP INC	COM	74276R102	354,031	20,370	SH		SOLE		76	0	20,294
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	8,553	107	SH		DFND	271	0	0	107
3M CO	COM	88579Y101	20,438	200	SH		DFND	400	0	0	200
LPL FINL HLDGS INC	COM	50212V100	1,117	4	SH		DFND	810	0	0	4
WINTRUST FINL CORP	COM	97650W108	1,048,018	10,633	SH		SOLE		1	0	10,632
ISHARES TR	MRGSTR SM CP GR	464288604	637,596	14,019	SH		SOLE		0	0	14,019
ISHARES TR	CORE MSCI INTL	46435G326	523,085	7,969	SH		DFND	101	0	0	7,969
HOME DEPOT INC	COM	437076102	7,918	23	SH		DFND	707	0	0	23
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	11,715	311	SH		DFND	424	0	0	311
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	50,485	867	SH		DFND	679	0	0	867
CIRRUS LOGIC INC	COM	172755100	766	6	SH		DFND	965	0	0	6
SPDR SER TR	PORTFOLIO INTRMD	78464A375	95,010	2,918	SH		DFND	17	0	0	2,918
SAREPTA THERAPEUTICS INC	COM	803607100	5,214	33	SH		DFND	790	0	0	33
EXPRO GROUP HOLDINGS NV	COM	N3144W105	367	16	SH		DFND	903	0	0	16
AMICUS THERAPEUTICS INC	COM	03152W109	2,609	263	SH		DFND	627	0	0	263
NEWMONT CORP	COM	651639106	18,842	450	SH		DFND	328	0	0	450
META PLATFORMS INC	CL A	30303M102	30,253	60	SH		DFND	243	0	0	60
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	52,885	734	SH		DFND	596	0	0	734
ESSENTIAL UTILS INC	COM	29670G102	69,994	1,875	SH		DFND	1	0	0	1,875
NEXTERA ENERGY INC	COM	65339F101	182,123	2,572	SH		DFND	400	0	0	2,572
WALMART INC	COM	931142103	14,828	219	SH		DFND	737	0	0	219
BLACKROCK INC	COM	09247X101	2,362	3	SH		DFND	268	0	0	3
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	5,326	82	SH		DFND	836	82	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	17,702	304	SH		DFND	325	0	0	304
JOHN BEAN TECHNOLOGIES CORP	COM	477839104	570	6	SH		DFND	903	0	0	6
ALPHABET INC	CAP STK CL C	02079K107	1,200	2,000	SH	Put	SOLE		0	0	2,000
PAYPAL HLDGS INC	COM	70450Y103	348	6	SH		DFND	600	0	0	6
ABBVIE INC	COM	00287Y109	108,058	630	SH		DFND	917	0	0	630
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	24,006	625	SH		DFND	840	0	0	625
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	43,738	728	SH		DFND	55	0	0	728
UNITED PARCEL SERVICE INC	CL B	911312106	23,675	173	SH		DFND	916	0	0	173
LIGHT & WONDER INC	COM	80874P109	26,954	257	SH		DFND	661	0	0	257
ISHARES TR	NATIONAL MUN ETF	464288414	40,382	379	SH		DFND	383	0	0	379
HUMANA INC	COM	444859102	8,968	24	SH		DFND	1	0	0	24
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	113,119	1,570	SH		DFND	608	0	0	1,570
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	25,882	309	SH		DFND	494	0	0	309
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	270,574	5,260	SH		DFND	97	0	0	5,260
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	61,946	367	SH		DFND	44	0	0	367
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	51,635	646	SH		DFND	264	0	0	646
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	25,352	513	SH		DFND	155	0	0	513
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,661	9	SH		DFND	980	0	0	9
FTI CONSULTING INC	COM	302941109	1,218,822	5,655	SH		SOLE		0	0	5,655
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	4,091	4	SH		DFND	951	0	0	4
ISHARES TR	CORE US AGGBD ET	464287226	13,202	136	SH		DFND	177	0	0	136
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	21,199	465	SH		DFND	689	0	0	465
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	54,510	1,103	SH		DFND	576	0	0	1,103
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	12,298,488	387,476	SH		SOLE		0	0	387,476
ENBRIDGE INC	COM	29250N105	9,218	259	SH		DFND	955	0	0	259
ISHARES TR	GLOB HLTHCRE ETF	464287325	2,692	29	SH		DFND	866	29	0	0
ISHARES TR	CORE S&P500 ETF	464287200	199,192	364	SH		DFND	840	0	0	364
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	16,081	161	SH		DFND	1	161	0	0
BROADCOM INC	COM	11135F101	20,872	13	SH		DFND	260	0	0	13
ISHARES TR	CORE MSCI INTL	46435G326	263	4	SH		DFND	846	0	0	4
APOLLO COML REAL EST FIN INC	COM	03762U105	185,976	18,997	SH		SOLE		50	0	18,947
ISHARES TR	FALN ANGLS USD	46435G474	10,005	382	SH		DFND	612	0	0	382
OLD REP INTL CORP	COM	680223104	1,825,374	59,074	SH		SOLE		536	0	58,538
CONSTELLATION BRANDS INC	CL A	21036P108	13,379	52	SH		DFND	916	0	0	52
NOVO-NORDISK A S	ADR	670100205	80,220	562	SH		DFND	574	0	0	562
VERALTO CORP	COM SHS	92338C103	5,537	58	SH		DFND	517	0	0	58
VERTIV HOLDINGS CO	COM CL A	92537N108	4,934	57	SH		DFND	970	0	0	57
DISNEY WALT CO	COM	254687106	3,972	40	SH		DFND	713	40	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	329,323	6,349	SH		DFND	687	0	0	6,349
PEAPACK-GLADSTONE FINL CORP	COM	704699107	365,186	16,123	SH		SOLE		61	0	16,062
PAPA JOHNS INTL INC	COM	698813102	564	12	SH		DFND	903	0	0	12
CONSTELLIUM SE	CL A SHS	F21107101	20,452	1,085	SH		DFND	675	0	0	1,085
MEDTRONIC PLC	SHS	G5960L103	787	10	SH		DFND	903	0	0	10
SPDR SER TR	PORTFOLIO S&P400	78464A847	90,647	1,767	SH		DFND	15	1,767	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	68,090	1,941	SH		DFND	15	1,941	0	0
DR REDDYS LABS LTD	ADR	256135203	14,705	193	SH		DFND	790	0	0	193
TORONTO DOMINION BK ONT	COM NEW	891160509	26,161	476	SH		DFND	916	0	0	476
NEWMARKET CORP	COM	651587107	29,903	58	SH		DFND	661	0	0	58
BEACON ROOFING SUPPLY INC	COM	073685109	1,448	16	SH		DFND	810	0	0	16
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,605	198	SH		DFND	236	0	0	198
JPMORGAN CHASE & CO.	COM	46625H100	1,496,724	7,400	SH		DFND	925	0	0	7,400
VERIZON COMMUNICATIONS INC	COM	92343V104	11,135	270	SH		DFND	188	270	0	0
WISDOMTREE TR	US MIDCAP DIVID	97717W505	924,128	19,759	SH		DFND	1	0	0	19,759
REALTY INCOME CORP	COM	756109104	3,275	62	SH		DFND	736	0	0	62
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	679,745	19,377	SH		DFND	540	0	0	19,377
TOYOTA MOTOR CORP	ADS	892331307	4,304	21	SH		DFND	600	0	0	21
ISHARES TR	MSCI EMG MKT ETF	464287234	4,898	115	SH		DFND	844	0	0	115
ISHARES TR	0-5YR HI YL CP	46434V407	24,858	589	SH		DFND	583	0	0	589
BOSTON BEER INC	CL A	100557107	122,020	400	SH		DFND	168	0	0	400
SPDR SER TR	S&P 600 SMCP VAL	78464A300	13,234	169	SH		DFND	743	0	0	169
COLUMBIA FINL INC	COM	197641103	1,198	80	SH		DFND	816	0	0	80
RELX PLC	SPONSORED ADR	759530108	5,683,752	123,883	SH		SOLE		866	0	123,017
QUALCOMM INC	COM	747525103	151,377	760	SH		DFND	948	0	0	760
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	5,998	103	SH		DFND	566	0	0	103
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	658,838,507	10,966,020	SH		SOLE		5,171	0	10,960,849
SCHWAB STRATEGIC TR	US REIT ETF	808524847	23,804	1,192	SH		DFND	88	0	0	1,192
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,129	22	SH		DFND	782	0	0	22
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	601,793	3,908	SH		SOLE		0	0	3,908
SPDR SER TR	PORTFOLIO S&P400	78464A847	40,373	787	SH		DFND	221	787	0	0
NEWELL BRANDS INC	COM	651229106	7,782	1,214	SH		DFND	916	0	0	1,214
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	350,255	8,004	SH		DFND	328	0	0	8,004
CORTEVA INC	COM	22052L104	2,967	55	SH		DFND	154	0	0	55
ADOBE INC	COM	00724F101	7,222	13	SH		DFND	697	0	0	13
ISHARES INC	CORE MSCI EMKT	46434G103	39,880	745	SH		DFND	259	0	0	745
MONOLITHIC PWR SYS INC	COM	609839105	4,754,116	5,786	SH		SOLE		3	0	5,783
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	28,940	450	SH		DFND	674	0	0	450
PJT PARTNERS INC	COM CL A	69343T107	1,619	15	SH		DFND	951	0	0	15
HARTFORD FINL SVCS GROUP INC	COM	416515104	6,971,685	69,342	SH		SOLE		159	0	69,183
INTERNATIONAL BUSINESS MACHS	COM	459200101	4,324	25	SH		DFND	493	0	0	25
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	46,320	893	SH		DFND	298	0	0	893
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,679	41	SH		DFND	788	41	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	27,114	422	SH		DFND	420	422	0	0
SANDY SPRING BANCORP INC	COM	800363103	1,428,641	58,647	SH		SOLE		36	0	58,611
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,587	50	SH		DFND	23	0	0	50
WILLIAMS COS INC	COM	969457100	3,188	75	SH		DFND	400	0	0	75
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	15,940	415	SH		DFND	626	0	0	415
FEDEX CORP	COM	31428X106	3,298	11	SH		DFND	737	0	0	11
SEABOARD CORP DEL	COM	811543107	3,161	1	SH		DFND	816	0	0	1
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,910	8	SH		DFND	816	0	0	8
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	11,673	246	SH		DFND	10	0	0	246
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	1,145,618	20,642	SH		SOLE		0	0	20,642
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	8,627	103	SH		DFND	83	0	0	103
ISHARES TR	CORE MSCI INTL	46435G326	1,090,280	16,610	SH		DFND	30	0	0	16,610
FORTINET INC	COM	34959E109	904	15	SH		DFND	969	0	0	15
SPDR SER TR	S&P 500 ESG ETF	78468R531	445,084	8,382	SH		SOLE		0	0	8,382
HONEYWELL INTL INC	COM	438516106	5,125	24	SH		DFND	969	0	0	24
SERVICENOW INC	COM	81762P102	7,867	10	SH		DFND	969	0	0	10
BECTON DICKINSON & CO	COM	075887109	3,739	16	SH		DFND	737	0	0	16
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	9,205	9	SH		DFND	866	9	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	100,315	1,874	SH		DFND	795	0	0	1,874
SPDR SER TR	PORTFOLIO INTRMD	78464A375	10,745	330	SH		DFND	208	0	0	330
GRAINGER W W INC	COM	384802104	902	1	SH		DFND	695	0	0	1
SPDR SER TR	PORTFOLIO S&P600	78468R853	12,625	304	SH		DFND	726	0	0	304
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	10,058	750	SH		DFND	792	750	0	0
DXC TECHNOLOGY CO	COM	23355L106	363	19	SH		DFND	713	19	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	101,571	212	SH		DFND	514	0	0	212
HUNT J B TRANS SVCS INC	COM	445658107	72,000	450	SH		DFND	917	0	0	450
BADGER METER INC	COM	056525108	186	1	SH		DFND	951	0	0	1
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	13,952	178	SH		DFND	374	0	0	178
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,570	17	SH		DFND	816	0	0	17
M/I HOMES INC	COM	55305B101	9,771	80	SH		DFND	791	80	0	0
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	477	0	0	25
GENERAL MLS INC	COM	370334104	7,338	116	SH		DFND	792	116	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	14,479	136	SH		DFND	792	136	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	71,708	673	SH		DFND	518	0	0	673
UBIQUITI INC	COM	90353W103	874	6	SH		DFND	665	0	0	6
CHURCH & DWIGHT CO INC	COM	171340102	518	5	SH		DFND	713	5	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	73,103	1,425	SH		DFND	809	0	0	1,425
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	93,898	1,900	SH		DFND	521	0	0	1,900
SPDR SER TR	RUSSELL YIELD	78468R770	17,324	167	SH		DFND	689	0	0	167
ISHARES TR	20 YR TR BD ETF	464287432	8,422,462	91,768	SH		SOLE		0	0	91,768
CHURCH & DWIGHT CO INC	COM	171340102	1,348	13	SH		DFND	665	0	0	13
TELEFONICA BRASIL SA	NEW ADR	87936R205	515,955	62,845	SH		SOLE		498	0	62,347
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	5,008	86	SH		DFND	390	0	0	86
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	7,119	39	SH		DFND	481	0	0	39
AT&T INC	COM	00206R102	13,606	712	SH		DFND	792	712	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	39,184	732	SH		DFND	799	0	0	732
ANALOG DEVICES INC	COM	032654105	228	1	SH		DFND	416	0	0	1
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	201,605	3,104	SH		DFND	152	0	0	3,104
AMERICAN AIRLS GROUP INC	COM	02376R102	476	42	SH		DFND	713	42	0	0
ISHARES TR	INTL DEV RE ETF	464288489	6,094,444	307,800	SH		SOLE		0	0	307,800
JACOBS SOLUTIONS INC	COM	46982L108	1,257	9	SH		DFND	600	0	0	9
ROYAL CARIBBEAN GROUP	COM	V7780T103	551,628	3,460	SH		DFND	1	0	0	3,460
HUMANA INC	COM	444859102	19,056	51	SH		DFND	916	0	0	51
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	28,669,727	428,034	SH		SOLE		0	0	428,034
BALCHEM CORP	COM	057665200	8,621	56	SH		DFND	791	56	0	0
PRECIGEN INC	COM	74017N105	58,327	36,916	SH		SOLE		0	0	36,916
PROCTER AND GAMBLE CO	COM	742718109	66,628	404	SH		DFND	242	0	0	404
UNION PAC CORP	COM	907818108	97,292	430	SH		DFND	661	0	0	430
BGC GROUP INC	CL A	088929104	152,768	18,406	SH		SOLE		0	0	18,406
CHEVRON CORP NEW	COM	166764100	3,128	20	SH		DFND	472	0	0	20
MANPOWERGROUP INC WIS	COM	56418H100	1,187	17	SH		DFND	810	0	0	17
COSTCO WHSL CORP NEW	COM	22160K105	33,150	39	SH		DFND	791	39	0	0
EXELON CORP	COM	30161N101	2,111	61	SH		DFND	816	0	0	61
ROSS STORES INC	COM	778296103	1,889	13	SH		DFND	970	0	0	13
S&P GLOBAL INC	COM	78409V104	53,966	121	SH		DFND	661	0	0	121
COLUMBIA FINL INC	COM	197641103	259,370	17,326	SH		SOLE		83	0	17,243
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,386	66	SH		DFND	893	0	0	66
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	19,740	339	SH		DFND	856	0	0	339
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	115,328	2,242	SH		DFND	826	0	0	2,242
HDFC BANK LTD	SPONSORED ADS	40415F101	7,784	121	SH		DFND	665	0	0	121
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	692,037	10,771	SH		DFND	98	0	0	10,771
ISHARES TR	S&P 500 GRWT ETF	464287309	36,646	396	SH		DFND	705	0	0	396
ISHARES TR	SHRT NAT MUN ETF	464288158	7,841	75	SH		DFND	518	0	0	75
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	25,433	725	SH		DFND	911	0	0	725
PROPETRO HLDG CORP	COM	74347M108	2,506	289	SH		DFND	790	0	0	289
BANK OF NT BUTTERFIELD&SON L	SHS NEW	G0772R208	292,028	8,315	SH		SOLE		0	0	8,315
ISHARES TR	GLOBAL ENERG ETF	464287341	694,420	16,729	SH		SOLE		0	0	16,729
DXC TECHNOLOGY CO	COM	23355L106	2,291	120	SH		DFND	154	0	0	120
SPDR SER TR	RUSSELL YIELD	78468R770	713,724	6,880	SH		DFND	1	0	0	6,880
NEW YORK CMNTY BANCORP INC	COM	649445103	290,559	90,236	SH		SOLE		1,536	0	88,700
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	1,009	232	SH		DFND	810	0	0	232
ISHARES TR	CORE S&P TTL STK	464287150	30,170	254	SH		DFND	941	0	0	254
SPDR SER TR	PORTFOLIO S&P500	78464A854	22,528	352	SH		DFND	420	352	0	0
ISHARES TR	CALIF MUN BD ETF	464288356	9,396,983	165,207	SH		SOLE		0	0	165,207
ABBVIE INC	COM	00287Y109	241,843	1,410	SH		DFND	948	0	0	1,410
GOODYEAR TIRE & RUBR CO	COM	382550101	726	64	SH		DFND	965	0	0	64
SPDR SER TR	PORTFOLIO S&P400	78464A847	108,653	2,118	SH		DFND	547	0	0	2,118
FORD MTR CO DEL	COM	345370860	1,204	96	SH		DFND	816	0	0	96
LINDE PLC	SHS	G54950103	3,949	9	SH		DFND	600	0	0	9
AIRBNB INC	COM CL A	009066101	2,080	1,000	SH	Put	SOLE		0	0	1,000
LINCOLN ELEC HLDGS INC	COM	533900106	755	4	SH		DFND	969	0	0	4
SCHWAB STRATEGIC TR	US REIT ETF	808524847	22,566	1,130	SH		DFND	325	0	0	1,130
ADIENT PLC	ORD SHS	G0084W101	1,433	58	SH		DFND	816	0	0	58
SILVERCREST METALS INC	COM	828363101	180,482	22,145	SH		SOLE		0	0	22,145
T-MOBILE US INC	COM	872590104	705	4	SH		DFND	600	0	0	4
APPLE INC	COM	037833100	10,742	51	SH		DFND	612	0	0	51
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	85,699	2,275	SH		DFND	679	0	0	2,275
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524748	24,498	705	SH		DFND	674	0	0	705
GORMAN RUPP CO	COM	383082104	326,278	8,888	SH		SOLE		0	0	8,888
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	12,208	348	SH		DFND	210	0	0	348
APPLOVIN CORP	COM CL A	03831W108	7,593,076	91,241	SH		SOLE		308	0	90,933
ARMSTRONG WORLD INDS INC NEW	COM	04247X102	1,585	14	SH		DFND	737	0	0	14
TEXAS INSTRS INC	COM	882508104	6,225	32	SH		DFND	713	32	0	0
ALPHABET INC	CAP STK CL A	02079K305	105,283	578	SH		DFND	736	0	0	578
SALESFORCE INC	COM	79466L302	5,656	22	SH		DFND	713	22	0	0
BOEING CO	COM	097023105	27,848	153	SH		DFND	661	0	0	153
GENERAL DYNAMICS CORP	COM	369550108	870	3	SH		DFND	951	0	0	3
MOODYS CORP	COM	615369105	2,947	7	SH		DFND	188	7	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	85,010	1,996	SH		DFND	328	0	0	1,996
JOHN BEAN TECHNOLOGIES CORP	COM	477839104	190	2	SH		DFND	965	0	0	2
GOLDMAN SACHS GROUP INC	COM	38141G104	5,880	13	SH		DFND	965	0	0	13
NORTHERN OIL & GAS INC	COM	665531307	1,747	47	SH		DFND	816	0	0	47
DOVER CORP	COM	260003108	53,594	297	SH		DFND	661	0	0	297
GLOBANT S A	COM	L44385109	305,003	1,711	SH		SOLE		0	0	1,711
RELIANCE INC	COM	759509102	857	3	SH		DFND	969	0	0	3
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,832	59	SH		DFND	247	0	0	59
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	309	6	SH		DFND	495	0	0	6
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	22,676	193	SH		DFND	699	193	0	0
CISCO SYS INC	COM	17275R102	13,825	291	SH		DFND	534	0	0	291
AVERY DENNISON CORP	COM	053611109	1,312	6	SH		DFND	665	0	0	6
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	88,339	3,326	SH		DFND	960	0	0	3,326
JPMORGAN CHASE & CO.	COM	46625H100	168,483	833	SH		DFND	922	0	0	833
ISHARES U S ETF TR	GSCI CMDTY STGY	46431W853	281,966	10,325	SH		SOLE		0	0	10,325
HARTFORD FINL SVCS GROUP INC	COM	416515104	603,240	6,000	SH		DFND	400	0	0	6,000
3M CO	COM	88579Y101	11,343	111	SH		DFND	916	0	0	111
ISHARES TR	CORE S&P500 ETF	464287200	178,397	326	SH		DFND	16	0	0	326
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	898,300	5,322	SH		DFND	643	0	0	5,322
HALLIBURTON CO	COM	406216101	1,486	44	SH		DFND	736	0	0	44
EBAY INC.	COM	278642103	2,256	42	SH		DFND	713	42	0	0
WISDOMTREE TR	US MIDCAP DIVID	97717W505	36,106	772	SH		DFND	224	0	0	772
LEGGETT & PLATT INC	COM	524660107	1,284	112	SH		DFND	737	0	0	112
AFFILIATED MANAGERS GROUP IN	COM	008252108	937	6	SH		DFND	713	6	0	0
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	4,051,608	26,057	SH		SOLE		37	0	26,020
ISHARES INC	CORE MSCI EMKT	46434G103	46,946	877	SH		DFND	834	0	0	877
BANCO BRADESCO S A	SP ADR PFD NEW	059460303	526,828	235,191	SH		SOLE		0	0	235,191
ROPER TECHNOLOGIES INC	COM	776696106	20,855	37	SH		DFND	916	0	0	37
SYNOVUS FINL CORP	COM NEW	87161C501	1,206	30	SH		DFND	600	0	0	30
VANGUARD INDEX FDS	SMALL CP ETF	922908751	20,496	94	SH		DFND	610	0	0	94
PHILLIPS 66	COM	718546104	6,211	44	SH		DFND	736	0	0	44
WATERS CORP	COM	941848103	3,674,080	12,664	SH		SOLE		4	0	12,660
WILLIAMS COS INC	COM	969457100	7,642,769	179,830	SH		SOLE		415	0	179,415
PROCTER AND GAMBLE CO	COM	742718109	21,440	130	SH		DFND	737	0	0	130
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	27,543	531	SH		DFND	17	0	0	531
INGLES MKTS INC	CL A	457030104	327,324	4,771	SH		SOLE		0	0	4,771
SCHWAB STRATEGIC TR	US REIT ETF	808524847	12,821	642	SH		DFND	79	0	0	642
TOTALENERGIES SE	SPONSORED ADS	89151E109	7,535	113	SH		DFND	797	0	0	113
ROBINHOOD MKTS INC	COM CL A	770700102	595,870	26,238	SH		SOLE		43	0	26,195
VAIL RESORTS INC	COM	91879Q109	388,877	2,159	SH		SOLE		7	0	2,152
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	292,896	720	SH		DFND	480	0	0	720
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,079	138	SH		DFND	602	138	0	0
HERSHEY CO	COM	427866108	3,493	19	SH		DFND	970	0	0	19
ROGERS COMMUNICATIONS INC	CL B	775109200	11,427	309	SH		DFND	790	0	0	309
CONOCOPHILLIPS	COM	20825C104	1,373	12	SH		DFND	414	0	0	12
DEERE & CO	COM	244199105	13,077	35	SH		DFND	280	0	0	35
SPDR SER TR	PORTFOLIO SHORT	78464A474	32,878	1,107	SH		DFND	815	0	0	1,107
MILLERKNOLL INC	COM	600544100	41,165	1,554	SH		DFND	661	0	0	1,554
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	683,551	13,641	SH		DFND	683	0	0	13,641
JPMORGAN CHASE & CO.	COM	46625H100	48,138	238	SH		DFND	791	238	0	0
TRAVELERS COMPANIES INC	COM	89417E109	19,569	96	SH		DFND	374	0	0	96
ALCON AG	ORD SHS	H01301128	6,948	78	SH		DFND	792	78	0	0
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	334,171	3,641	SH		DFND	853	0	0	3,641
BUMBLE INC	COM CL A	12047B105	526	50	SH		DFND	810	0	0	50
CANADIAN NAT RES LTD	COM	136385101	2,706	76	SH		DFND	665	0	0	76
MICROSOFT CORP	COM	594918104	7,151	16	SH		DFND	933	0	0	16
CONOCOPHILLIPS	COM	20825C104	9,837	86	SH		DFND	792	86	0	0
DOORDASH INC	CL A	25809K105	435	4	SH		DFND	951	0	0	4
PEPSICO INC	COM	713448108	6,597	40	SH		DFND	816	0	0	40
ISHARES TR	CORE MSCI EAFE	46432F842	5,448	75	SH		DFND	70	0	0	75
ISHARES TR	CORE S&P500 ETF	464287200	661,054	1,208	SH		DFND	875	0	0	1,208
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	3,011,868	34,106	SH		SOLE		0	0	34,106
ARCHER DANIELS MIDLAND CO	COM	039483102	665	11	SH		DFND	665	0	0	11
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	182,509	3,548	SH		DFND	656	0	0	3,548
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	9,184	118	SH		DFND	10	0	0	118
PPL CORP	COM	69351T106	691	25	SH		DFND	713	25	0	0
WASTE CONNECTIONS INC	COM	94106B101	1,027,546	5,860	SH		SOLE		4	0	5,856
THERMO FISHER SCIENTIFIC INC	COM	883556102	857,150	1,550	SH		DFND	1	0	0	1,550
KULICKE & SOFFA INDS INC	COM	501242101	738	15	SH		DFND	965	0	0	15
EVERGY INC	COM	30034W106	40,787	770	SH		DFND	983	0	0	770
CHUBB LIMITED	COM	H1467J104	2,551	10	SH		DFND	790	0	0	10
EQUINOX GOLD CORP	COM	29446Y502	181,303	34,666	SH		SOLE		0	0	34,666
BECTON DICKINSON & CO	COM	075887109	10,776,645	46,111	SH		SOLE		28	0	46,083
MONDELEZ INTL INC	CL A	609207105	8,573	131	SH		DFND	627	0	0	131
GARTNER INC	COM	366651107	4,940	11	SH		DFND	188	11	0	0
AGREE RLTY CORP	COM	008492100	1,009,003	16,290	SH		DFND	925	0	0	16,290
BYLINE BANCORP INC	COM	124411109	1,994	84	SH		DFND	965	0	0	84
WARNER BROS DISCOVERY INC	COM SER A	934423104	60	8	SH		DFND	476	0	0	8
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	176,645	2,210	SH		DFND	358	0	0	2,210
SCHWAB STRATEGIC TR	US REIT ETF	808524847	64,623	3,236	SH		DFND	48	0	0	3,236
ALPHABET INC	CAP STK CL A	02079K305	36,430	200	SH		DFND	243	0	0	200
EMBECTA CORP	COMMON STOCK	29082K105	163	13	SH		DFND	38	0	0	13
BLUE OWL CAPITAL INC	COM CL A	09581B103	853,793	48,101	SH		SOLE		979	0	47,122
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	95,598	235	SH		DFND	329	0	0	235
UNITED PARCEL SERVICE INC	CL B	911312106	3,011	22	SH		DFND	263	0	0	22
ISHARES TR	SHRT NAT MUN ETF	464288158	39,624	379	SH		DFND	341	0	0	379
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	1,838	57	SH		DFND	810	0	0	57
TWILIO INC	CL A	90138F102	1,595,998	28,094	SH		SOLE		36	0	28,058
REVVITY INC	COM	714046109	2,412	23	SH		DFND	665	0	0	23
ABBOTT LABS	COM	002824100	2,078	20	SH		DFND	472	0	0	20
ORGANON & CO	COMMON STOCK	68622V106	1,573	76	SH		DFND	970	0	0	76
ALPHABET INC	CAP STK CL C	02079K107	2,751	15	SH		DFND	414	0	0	15
ISHARES TR	0-5YR HI YL CP	46434V407	15,572	369	SH		DFND	727	0	0	369
ROYAL BK CDA	COM	780087102	2,128	20	SH		DFND	810	0	0	20
ISHARES TR	MRGSTR SM CP ETF	464288505	200,535	3,722	SH		SOLE		0	0	3,722
ERASCA INC	COM	29479A108	38,414	16,277	SH		SOLE		69	0	16,208
DECKERS OUTDOOR CORP	COM	243537107	1,936	2	SH		DFND	188	2	0	0
CIA ENERGETICA DE MINAS GERA	SP ADR N-V PFD	204409601	376,422	213,876	SH		SOLE		0	0	213,876
MICROSOFT CORP	COM	594918104	42,460	95	SH		DFND	685	0	0	95
CAPITAL ONE FINL CORP	COM	14040H105	33,782	244	SH		DFND	661	0	0	244
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	13,978	194	SH		DFND	320	0	0	194
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,900	154	SH		DFND	405	0	0	154
INVESCO QQQ TR	UNIT SER 1	46090E103	1,477,093	3,083	SH		DFND	375	0	0	3,083
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	427	121	SH		DFND	951	0	0	121
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	59,104	1,569	SH		DFND	525	0	0	1,569
STARBUCKS CORP	COM	855244109	2,491	32	SH		DFND	816	0	0	32
SAP SE	SPON ADR	803054204	2,421	12	SH		DFND	951	0	0	12
UNITED AIRLS HLDGS INC	COM	910047109	487	10	SH		DFND	713	10	0	0
ARDAGH METAL PACKAGING S A	SHS	L02235106	48,797	14,352	SH		SOLE		0	0	14,352
PLANET FITNESS INC	CL A	72703H101	656,570	8,922	SH		SOLE		2	0	8,920
ISHARES TR	CORE S&P500 ETF	464287200	1,191,867	2,178	SH		DFND	546	0	0	2,178
ISHARES TR	US INFRASTRUC	46435U713	4,802	114	SH		DFND	727	0	0	114
REPUBLIC SVCS INC	COM	760759100	3,498	18	SH		DFND	969	0	0	18
NORFOLK SOUTHN CORP	COM	655844108	1,073	5	SH		DFND	665	0	0	5
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	27,914	444	SH		DFND	1	0	0	444
HALOZYME THERAPEUTICS INC	COM	40637H109	524	10	SH		DFND	903	0	0	10
MARATHON PETE CORP	COM	56585A102	694	4	SH		DFND	903	0	0	4
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	49,715	690	SH		DFND	155	0	0	690
STELLANTIS N.V	SHS	N82405106	53,655	2,703	SH		DFND	675	0	0	2,703
HSBC HLDGS PLC	SPON ADR NEW	404280406	11,267	259	SH		DFND	791	259	0	0
WELLS FARGO CO NEW	COM	949746101	48,047	809	SH		DFND	661	0	0	809
BOSTON SCIENTIFIC CORP	COM	101137107	8,702	113	SH		DFND	969	0	0	113
CLOUDFLARE INC	CL A COM	18915M107	331	4	SH		DFND	713	4	0	0
VISA INC	COM CL A	92826C839	6,037	23	SH		DFND	600	0	0	23
REDFIN CORP	COM	75737F108	19,460	3,238	SH		DFND	675	0	0	3,238
INFOSYS LTD	SPONSORED ADR	456788108	4,003	215	SH		DFND	965	0	0	215
HONEYWELL INTL INC	COM	438516106	21,354	100	SH		DFND	569	0	0	100
AEGON LTD	AMER REG 1 CERT	0076CA104	12,260	2,000	SH		DFND	321	0	0	2,000
ARM HOLDINGS PLC	SPONSORED ADS	042068205	5,170,515	31,601	SH		SOLE		0	0	31,601
ISHARES TR	NATIONAL MUN ETF	464288414	273,514	2,567	SH		DFND	659	0	0	2,567
HEARTLAND FINL USA INC	COM	42234Q102	1,571,663	35,358	SH		SOLE		30	0	35,328
MADISON SQUARE GRDN SPRT COR	CL A	55825T103	1,129	6	SH		DFND	665	0	0	6
CONSTELLATION ENERGY CORP	COM	21037T109	801	4	SH		DFND	903	0	0	4
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	663,707	13,245	SH		DFND	204	0	0	13,245
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	198,311	2,548	SH		DFND	176	0	0	2,548
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,910	8	SH		DFND	695	0	0	8
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,391,652	11,734	SH		DFND	642	0	0	11,734
ISHARES TR	CORE S&P500 ETF	464287200	48,703	89	SH		DFND	262	0	0	89
MICROSOFT CORP	COM	594918104	22,348	50	SH		DFND	266	0	0	50
ATI INC	COM	01741R102	13,918	251	SH		DFND	790	0	0	251
PTC THERAPEUTICS INC	COM	69366J200	1,070	35	SH		DFND	816	0	0	35
MAXIMUS INC	COM	577933104	1,242,468	14,498	SH		SOLE		52	0	14,446
MCKESSON CORP	COM	58155Q103	5,840	10	SH		DFND	790	0	0	10
WASTE MGMT INC DEL	COM	94106L109	5,974	28	SH		DFND	970	0	0	28
MARATHON PETE CORP	COM	56585A102	26,028,159	150,036	SH		SOLE		419	0	149,617
SCHWAB CHARLES CORP	COM	808513105	811	11	SH		DFND	697	0	0	11
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	112,628	2,279	SH		DFND	741	0	0	2,279
STRYKER CORPORATION	COM	863667101	45,253	133	SH		DFND	311	0	0	133
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	1,193	23	SH		DFND	139	23	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	44,322	494	SH		DFND	567	0	0	494
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	449	5	SH		DFND	117	0	0	5
GRAINGER W W INC	COM	384802104	27,969	31	SH		DFND	152	0	0	31
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,103	41	SH		DFND	273	0	0	41
IDEX CORP	COM	45167R104	805	4	SH		DFND	969	0	0	4
LANTHEUS HLDGS INC	COM	516544103	4,657	58	SH		DFND	792	58	0	0
NATERA INC	COM	632307104	39,093	361	SH		DFND	675	0	0	361
COMPASS DIVERSIFIED	SH BEN INT	20451Q104	442,275	20,204	SH		SOLE		0	0	20,204
GE AEROSPACE	COM NEW	369604301	5,882	37	SH		DFND	697	0	0	37
SPDR SER TR	PORTFOLIO S&P400	78464A847	43,451	847	SH		DFND	392	0	0	847
ISHARES INC	CORE MSCI EMKT	46434G103	4,389	82	SH		DFND	419	82	0	0
ANNEXON INC	COM	03589W102	128,258	26,175	SH		SOLE		28	0	26,147
ABBOTT LABS	COM	002824100	10,391	100	SH		DFND	142	0	0	100
NORDSON CORP	COM	655663102	1,392	6	SH		DFND	665	0	0	6
SPDR SER TR	RUSSELL YIELD	78468R770	15,665	151	SH		DFND	724	0	0	151
ISHARES TR	RUSSELL 2000 ETF	464287655	162,312	800	SH		DFND	588	0	0	800
KIMCO RLTY CORP	COM	49446R109	1,090	56	SH		DFND	737	0	0	56
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,613,687	33,582	SH		DFND	1	357	0	33,225
PDD HOLDINGS INC	SPONSORED ADS	722304102	2,260	17	SH		DFND	665	0	0	17
GOLDMAN SACHS GROUP INC	COM	38141G104	12,665	28	SH		DFND	792	28	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	31,678	641	SH		DFND	261	0	0	641
SPDR SER TR	PORTFOLIO S&P400	78464A847	331,552	6,463	SH		DFND	375	0	0	6,463
NIKE INC	CL B	654106103	980	13	SH		DFND	866	13	0	0
CADENCE DESIGN SYSTEM INC	COM	127387108	3,078	10	SH		DFND	965	0	0	10
CACTUS INC	CL A	127203107	45,778	868	SH		DFND	675	0	0	868
ROPER TECHNOLOGIES INC	COM	776696106	3,382	6	SH		DFND	697	0	0	6
PERIMETER SOLUTIONS SA	COMMON STOCK	L7579L106	186,268	23,789	SH		SOLE		27	0	23,762
SIMPLY GOOD FOODS CO	COM	82900L102	5,275	146	SH		DFND	791	146	0	0
JAZZ PHARMACEUTICALS PLC	SHS USD	G50871105	41,091	385	SH		DFND	675	0	0	385
ISHARES TR	CORE S&P US VLU	464287663	10,849,351	123,106	SH		SOLE		0	0	123,106
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	43,019	1,120	SH		DFND	262	0	0	1,120
NEXTERA ENERGY INC	COM	65339F101	3,753	53	SH		DFND	697	0	0	53
DISCOVER FINL SVCS	COM	254709108	3,270	25	SH		DFND	737	0	0	25
WISDOMTREE TR	US MIDCAP DIVID	97717W505	38,164	816	SH		DFND	358	0	0	816
ISHARES TR	U.S. TECH ETF	464287721	110,768	736	SH		DFND	1	0	0	736
SPDR SER TR	PORTFOLIO INTRMD	78464A375	35,490	1,090	SH		DFND	192	0	0	1,090
BALL CORP	COM	058498106	1,104,342	18,400	SH		SOLE		14	0	18,386
MASTERCARD INCORPORATED	CL A	57636Q104	19,928	45	SH		DFND	184	0	0	45
DOLLAR GEN CORP NEW	COM	256677105	8,992	68	SH		DFND	791	68	0	0
CHARTER COMMUNICATIONS INC N	CL A	16119P108	5,979	20	SH		DFND	707	0	0	20
ISHARES INC	CORE MSCI EMKT	46434G103	8,244	154	SH		DFND	658	0	0	154
DTE ENERGY CO	COM	233331107	6,937,457	62,494	SH		SOLE		42	0	62,452
ABBOTT LABS	COM	002824100	1,143	11	SH		DFND	903	0	0	11
APPLIED INDL TECHNOLOGIES IN	COM	03820C105	1,686,472	8,693	SH		SOLE		15	0	8,678
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	27,433	782	SH		DFND	274	0	0	782
SPDR SER TR	PORTFOLIO S&P400	78464A847	58,585	1,142	SH		DFND	133	0	0	1,142
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	110,774	2,884	SH		DFND	360	0	0	2,884
JOHNSON & JOHNSON	COM	478160104	853,574	5,840	SH		DFND	925	0	0	5,840
THERMO FISHER SCIENTIFIC INC	COM	883556102	43,134	78	SH		DFND	153	0	0	78
NIKE INC	CL B	654106103	12,059	160	SH		DFND	157	0	0	160
COLGATE PALMOLIVE CO	COM	194162103	1,650	17	SH		DFND	810	0	0	17
DTE ENERGY CO	COM	233331107	2,442	22	SH		DFND	737	0	0	22
SUZANO S A	SPON ADS	86959K105	482,526	46,984	SH		SOLE		58	0	46,926
AVERY DENNISON CORP	COM	053611109	32,798	150	SH		DFND	534	0	0	150
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,262	137	SH		DFND	530	0	0	137
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,089	82	SH		DFND	245	0	0	82
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	328,510	5,113	SH		DFND	656	0	0	5,113
NOVAGOLD RES INC	COM NEW	66987E206	28,192	8,148	SH		DFND	675	0	0	8,148
MACYS INC	COM	55616P104	1,163,511	60,600	SH		SOLE		0	0	60,600
FREEPORT-MCMORAN INC	CL B	35671D857	2,527	52	SH		DFND	697	0	0	52
SCHLUMBERGER LTD	COM STK	806857108	1,746	37	SH		DFND	816	0	0	37
PAYCHEX INC	COM	704326107	2,490	21	SH		DFND	970	0	0	21
VULCAN MATLS CO	COM	929160109	7,460	30	SH		DFND	791	30	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	11,190	140	SH		DFND	538	0	0	140
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	60,999	114	SH		DFND	524	0	0	114
ATKORE INC	COM	047649108	723,644	5,363	SH		SOLE		17	0	5,346
COLUMBIA BKG SYS INC	COM	197236102	31,367	1,577	SH		DFND	675	0	0	1,577
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	909,180	18,397	SH		DFND	190	0	0	18,397
NETFLIX INC	COM	64110L106	5,399	8	SH		DFND	965	0	0	8
LAM RESEARCH CORP	COM	512807108	13,843	13	SH		DFND	791	13	0	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	36,804,513	78,521	SH		SOLE		422	0	78,100
EMERSON ELEC CO	COM	291011104	3,195	29	SH		DFND	970	0	0	29
API GROUP CORP	COM STK	00187Y100	640	17	SH		DFND	903	0	0	17
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,387	144	SH		DFND	128	144	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	124,621	1,389	SH		DFND	691	1,389	0	0
CABLE ONE INC	COM	12685J105	9,204	26	SH		DFND	916	0	0	26
SPDR S&P 500 ETF TR	TR UNIT	78462F103	207,991	382	SH		DFND	882	0	0	382
US BANCORP DEL	COM NEW	902973304	19,652	495	SH		DFND	916	0	0	495
ENBRIDGE INC	COM	29250N105	6,762	190	SH		DFND	665	0	0	190
BANC OF CALIFORNIA INC	COM	05990K106	1,713	134	SH		DFND	816	0	0	134
FIRST MERCHANTS CORP	COM	320817109	396,517	11,911	SH		SOLE		34	0	11,877
F5 INC	COM	315616102	1,722	10	SH		DFND	736	0	0	10
LAM RESEARCH CORP	COM	512807108	63,891	60	SH		DFND	661	0	0	60
ROGERS CORP	COM	775133101	724	6	SH		DFND	965	0	0	6
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	7,459	198	SH		DFND	403	0	0	198
SPDR SER TR	S&P DIVID ETF	78464A763	22,892	180	SH		DFND	85	0	0	180
MARATHON PETE CORP	COM	56585A102	2,776	16	SH		DFND	697	0	0	16
TELADOC HEALTH INC	COM	87918A105	202,493	20,705	SH		SOLE		0	0	20,705
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	1,863,837	7,670	SH		SOLE		54	0	7,616
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	18,360	478	SH		DFND	459	0	0	478
SYNOPSYS INC	COM	871607107	36,299	61	SH		DFND	661	0	0	61
VULCAN MATLS CO	COM	929160109	42,027	169	SH		DFND	661	0	0	169
MATCH GROUP INC NEW	COM	57667L107	3,342	110	SH		DFND	792	110	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,874	205	SH		DFND	426	0	0	205
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	21,906	120	SH		DFND	259	0	0	120
WISDOMTREE TR	US MIDCAP DIVID	97717W505	71,090	1,520	SH		DFND	400	0	0	1,520
PUBLIC STORAGE OPER CO	COM	74460D109	3,452	12	SH		DFND	737	0	0	12
ISHARES TR	SHRT NAT MUN ETF	464288158	108,209	1,035	SH		DFND	417	0	0	1,035
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,460	38	SH		DFND	877	0	0	38
SELECTIVE INS GROUP INC	COM	816300107	563	6	SH		DFND	903	0	0	6
MARVELL TECHNOLOGY INC	COM	573874104	11,883	170	SH		DFND	790	0	0	170
INVESCO EXCHANGE TRADED FD T	INTL DIVI ACHI	46137V548	2,070,634	115,549	SH		SOLE		0	0	115,549
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	26,272	684	SH		DFND	929	0	0	684
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	969	0	0	1
CHARTER COMMUNICATIONS INC N	CL A	16119P108	598	2	SH		DFND	810	0	0	2
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	1,686	29	SH		DFND	866	29	0	0
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	7,157	405	SH		DFND	952	0	0	405
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	338,096	8,800	SH		DFND	492	0	0	8,800
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	19,526	271	SH		DFND	860	0	0	271
ISHARES TR	RUS 1000 GRW ETF	464287614	232,193	637	SH		DFND	60	0	0	637
MID-AMER APT CMNTYS INC	COM	59522J103	998	7	SH		DFND	737	0	0	7
ISHARES TR	CORE S&P TTL STK	464287150	30,170	254	SH		DFND	943	0	0	254
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	55,491	2,145	SH		DFND	911	0	0	2,145
NATIONAL FUEL GAS CO	COM	636180101	1,301	24	SH		DFND	736	0	0	24
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	9,619	187	SH		DFND	17	0	0	187
MURPHY OIL CORP	COM	626717102	8,289	201	SH		DFND	791	201	0	0
AMERICOLD REALTY TRUST INC	COM	03064D108	690	27	SH		DFND	695	0	0	27
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	3,055	26	SH		DFND	863	26	0	0
FIRSTENERGY CORP	COM	337932107	1,389,501	36,308	SH		SOLE		106	0	36,202
ALTRIA GROUP INC	COM	02209S103	3,234	71	SH		DFND	736	0	0	71
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	74,723	1,512	SH		DFND	390	0	0	1,512
EQUINIX INC	COM	29444U700	757	1	SH		DFND	965	0	0	1
DOW INC	COM	260557103	8,806	166	SH		DFND	791	166	0	0
EXPEDITORS INTL WASH INC	COM	302130109	998	8	SH		DFND	970	0	0	8
DNP SELECT INCOME FD INC	COM	23325P104	631,986	76,884	SH		SOLE		0	0	76,884
ABBOTT LABS	COM	002824100	1,039	10	SH		DFND	934	0	0	10
STAGWELL INC	COM CL A	85256A109	3,192	468	SH		DFND	791	468	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	47,492	567	SH		DFND	155	0	0	567
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	98,997	1,374	SH		DFND	535	0	0	1,374
ISHARES INC	ESG AWR MSCI EM	46434G863	745,104	22,222	SH		DFND	315	0	0	22,222
PARKER-HANNIFIN CORP	COM	701094104	506	1	SH		DFND	965	0	0	1
AMGEN INC	COM	031162100	14,998	48	SH		DFND	791	48	0	0
DEERE & CO	COM	244199105	1,495	4	SH		DFND	695	0	0	4
STRATEGIC ED INC	COM	86272C103	290,572	2,626	SH		SOLE		14	0	2,612
SEI INVTS CO	COM	784117103	129	2	SH		DFND	713	2	0	0
CROWN HLDGS INC	COM	228368106	3,270,814	43,968	SH		SOLE		0	0	43,968
INSTALLED BLDG PRODS INC	COM	45780R101	1,126,304	5,476	SH		SOLE		9	0	5,467
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,801,505	35,951	SH		DFND	242	0	0	35,951
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	15,633	407	SH		DFND	390	0	0	407
HALLIBURTON CO	COM	406216101	2,567	76	SH		DFND	790	0	0	76
CINCINNATI FINL CORP	COM	172062101	17,597	149	SH		DFND	820	0	0	149
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	53,906	1,431	SH		DFND	520	0	0	1,431
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,623	324	SH		DFND	943	0	0	324
DOMINOS PIZZA INC	COM	25754A201	516	1	SH		DFND	951	0	0	1
APPLIED MATLS INC	COM	038222105	22,655	96	SH		DFND	627	0	0	96
SPDR SER TR	PORTFOLIO SHORT	78464A474	8,969	302	SH		DFND	243	0	0	302
INTERCONTINENTAL HOTELS GROU	SPONSORED ADS	45857P806	2,119	20	SH		DFND	189	20	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	18,711	630	SH		DFND	17	0	0	630
CENCORA INC	COM	03073E105	22,305	99	SH		DFND	916	0	0	99
ISHARES TR	NATIONAL MUN ETF	464288414	46,136	433	SH		DFND	344	0	0	433
FISERV INC	COM	337738108	894	6	SH		DFND	405	0	0	6
TRIMBLE INC	COM	896239100	1,510	27	SH		DFND	810	0	0	27
KIMCO RLTY CORP	COM	49446R109	817	42	SH		DFND	969	0	0	42
ISHARES TR	CORE S&P500 ETF	464287200	83,179	152	SH		DFND	660	0	0	152
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	88,264	1,786	SH		DFND	839	0	0	1,786
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,053	47	SH		DFND	602	47	0	0
PROLOGIS INC.	COM	74340W103	1,572	14	SH		DFND	810	0	0	14
ISHARES TR	CORE US AGGBD ET	464287226	2,330	24	SH		DFND	5	0	0	24
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	75,867,531	449,479	SH		SOLE		0	0	449,479
BIOGEN INC	COM	09062X103	2,550	11	SH		DFND	188	11	0	0
ANALOG DEVICES INC	COM	032654105	3,196	14	SH		DFND	188	14	0	0
MATSON INC	COM	57686G105	2,357	18	SH		DFND	816	0	0	18
WORKIVA INC	COM CL A	98139A105	501,295	6,868	SH		SOLE		17	0	6,851
SNOWFLAKE INC	CL A	833445109	21,561,320	159,607	SH		SOLE		16	0	159,591
BLACKSTONE INC	COM	09260D107	1,609	13	SH		DFND	695	0	0	13
BURFORD CAP LTD	ORD SHS	G17977110	151,223	11,588	SH		SOLE		0	0	11,588
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	4,598,728	342,933	SH		SOLE		340	0	342,593
ISHARES TR	EAFE SML CP ETF	464288273	47,833	776	SH		DFND	376	0	0	776
FIVE BELOW INC	COM	33829M101	109	1	SH		DFND	713	1	0	0
FIGS INC	CL A	30260D103	57,489	10,786	SH		SOLE		0	0	10,786
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	3,916,617	77,603	SH		SOLE		0	0	77,603
WALGREENS BOOTS ALLIANCE INC	COM	931427108	4,560	377	SH		DFND	1	0	0	377
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	25,005	651	SH		DFND	833	0	0	651
ALKERMES PLC	SHS	G01767105	2,772	115	SH		DFND	790	0	0	115
SPDR INDEX SHS FDS	MSCI EAFE FS ETF	78470E106	275,205	6,747	SH		SOLE		0	0	6,747
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	744,008	17,002	SH		DFND	687	0	0	17,002
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	15,582	58	SH		DFND	334	0	0	58
VORNADO RLTY TR	SH BEN INT	929042109	4,785	182	SH		DFND	493	0	0	182
ISHARES TR	RUS 1000 ETF	464287622	148,770	500	SH		DFND	31	0	0	500
FERRARI N V	COM	N3167Y103	5,309	13	SH		DFND	189	13	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	5,084	21	SH		DFND	263	0	0	21
APPLIED INDL TECHNOLOGIES IN	COM	03820C105	582	3	SH		DFND	903	0	0	3
PARKER-HANNIFIN CORP	COM	701094104	506	1	SH		DFND	951	0	0	1
ISHARES TR	CORE S&P MCP ETF	464287507	100,947	1,725	SH		DFND	66	0	0	1,725
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,084,086	1,992	SH		DFND	960	0	0	1,992
FORTIVE CORP	COM	34959J108	1,260	17	SH		DFND	816	0	0	17
PBF ENERGY INC	CL A	69318G106	1,104	24	SH		DFND	810	0	0	24
TOYOTA MOTOR CORP	ADS	892331307	21,727	106	SH		DFND	791	106	0	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	71,418	1,649	SH		DFND	146	1,649	0	0
WASTE MGMT INC DEL	COM	94106L109	4,480	21	SH		DFND	790	0	0	21
KROGER CO	COM	501044101	7,040	141	SH		DFND	791	141	0	0
INGERSOLL RAND INC	COM	45687V106	10,992	121	SH		DFND	1	0	0	121
GENERAL DYNAMICS CORP	COM	369550108	3,192	11	SH		DFND	697	0	0	11
NETFLIX INC	COM	64110L106	66,696,131	98,827	SH		SOLE		148	0	98,679
LYFT INC	CL A COM	55087P104	465	33	SH		DFND	951	0	0	33
GALLAGHER ARTHUR J & CO	COM	363576109	2,074	8	SH		DFND	697	0	0	8
GOLDMAN SACHS BDC INC	SHS	38147U107	46,593	3,100	SH		DFND	395	0	0	3,100
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	5,085	69	SH		DFND	742	0	0	69
CITIGROUP INC	COM NEW	172967424	1,460	23	SH		DFND	260	0	0	23
ISHARES TR	SP SMCP600VL ETF	464287879	21,886	225	SH		DFND	60	0	0	225
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	91,135	1,172	SH		DFND	601	0	0	1,172
WASTE MGMT INC DEL	COM	94106L109	256,008	1,200	SH		DFND	1	0	0	1,200
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,873	94	SH		DFND	260	0	0	94
ISHARES INC	CORE MSCI EMKT	46434G103	964	18	SH		DFND	252	0	0	18
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	36,627	629	SH		DFND	519	0	0	629
AMERICAN EXPRESS CO	COM	025816109	9,030	39	SH		DFND	737	0	0	39
HUNT J B TRANS SVCS INC	COM	445658107	1,314,861	8,218	SH		SOLE		4	0	8,214
OCCIDENTAL PETE CORP	COM	674599105	12,291	195	SH		DFND	916	0	0	195
HALEON PLC	SPON ADS	405552100	1,952,672	236,401	SH		SOLE		1,012	0	235,389
NOVARTIS AG	SPONSORED ADR	66987V109	90,597	851	SH		DFND	916	0	0	851
MICROSOFT CORP	COM	594918104	26,817	60	SH		DFND	259	0	0	60
AMAZON COM INC	COM	023135106	123,680	640	SH		DFND	168	0	0	640
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	28,613	571	SH		DFND	761	0	0	571
NEXTERA ENERGY INC	COM	65339F101	236,789	3,344	SH		DFND	616	0	0	3,344
AIRBNB INC	COM CL A	009066101	14,405	95	SH		DFND	661	0	0	95
THE BALDWIN INSURANCE GRP IN	COM CL A	05589G102	3,299	93	SH		DFND	791	93	0	0
JOHNSON & JOHNSON	COM	478160104	18,562	127	SH		DFND	37	0	0	127
SPDR SER TR	PORTFOLIO S&P400	78464A847	37,757	736	SH		DFND	734	0	0	736
ISHARES TR	CORE MSCI INTL	46435G326	465,716	7,095	SH		DFND	656	0	0	7,095
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	281,434	3,360	SH		DFND	204	0	0	3,360
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	52,990	45	SH		DFND	780	0	0	45
JETBLUE AWYS CORP	COM	477143101	706	116	SH		DFND	600	0	0	116
PROGRESSIVE CORP	COM	743315103	6,231	30	SH		DFND	737	0	0	30
ISHARES TR	CORE US AGGBD ET	464287226	167,737	1,728	SH		DFND	378	0	0	1,728
LULULEMON ATHLETICA INC	COM	550021109	597	2	SH		DFND	810	0	0	2
NIKE INC	CL B	654106103	5,954	79	SH		DFND	155	0	0	79
KKR & CO INC	COM	48251W104	214,690	2,040	SH		DFND	1	0	0	2,040
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	33,410	520	SH		DFND	361	520	0	0
ISHARES TR	CORE US AGGBD ET	464287226	101,050	1,041	SH		DFND	521	0	0	1,041
CAPITAL ONE FINL CORP	COM	14040H105	1,108	8	SH		DFND	600	0	0	8
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	42,283	529	SH		DFND	75	0	0	529
ISHARES TR	CORE S&P500 ETF	464287200	275,257	503	SH		DFND	610	0	0	503
MORGAN STANLEY	COM NEW	617446448	6,317	65	SH		DFND	188	65	0	0
OLIN CORP	COM PAR $1	680665205	424	9	SH		DFND	951	0	0	9
COSTAMARE INC	SHS	Y1771G102	898,885	54,710	SH		SOLE		0	0	54,710
AT&T INC	COM	00206R102	143,325	7,500	SH		DFND	828	7,500	0	0
DEERE & CO	COM	244199105	9,341	25	SH		DFND	792	25	0	0
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	71,825	16,980	SH		DFND	661	0	0	16,980
AMAZON COM INC	COM	023135106	1,074,470	5,560	SH		DFND	1	0	0	5,560
IMPERIAL OIL LTD	COM NEW	453038408	751	11	SH		DFND	903	0	0	11
BLACKSTONE INC	COM	09260D107	11,142	90	SH		DFND	792	90	0	0
PNC FINL SVCS GROUP INC	COM	693475105	933	6	SH		DFND	783	0	0	6
ISHARES INC	CORE MSCI EMKT	46434G103	4,657	87	SH		DFND	638	0	0	87
ALIGNMENT HEALTHCARE INC	COM	01625V104	375	48	SH		DFND	903	0	0	48
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	4,393,098	57,374	SH		SOLE		0	0	57,374
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,595	31	SH		DFND	167	0	0	31
CYBERARK SOFTWARE LTD	SHS	M2682V108	1,094	4	SH		DFND	189	4	0	0
WARNER BROS DISCOVERY INC	COM SER A	934423104	60	8	SH		DFND	472	0	0	8
AXALTA COATING SYS LTD	COM	G0750C108	3,314	97	SH		DFND	965	0	0	97
APPLIED MATLS INC	COM	038222105	13,215	56	SH		DFND	713	56	0	0
TARGET CORP	COM	87612E106	1,776	12	SH		DFND	665	0	0	12
VIPSHOP HLDGS LTD	SPONSORED ADS A	92763W103	455,049	34,950	SH		DFND	168	0	0	34,950
ISHARES TR	CORE S&P500 ETF	464287200	212,325	388	SH		DFND	207	0	0	388
JACK IN THE BOX INC	COM	466367109	1,121	22	SH		DFND	816	0	0	22
VANGUARD INDEX FDS	MID CAP ETF	922908629	51,809	214	SH		DFND	73	0	0	214
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	11,817	76	SH		DFND	916	0	0	76
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	23,972	399	SH		DFND	833	0	0	399
AES CORP	COM	00130H105	2,214	126	SH		DFND	188	126	0	0
NETSCOUT SYS INC	COM	64115T104	636,730	34,813	SH		SOLE		0	0	34,813
NVIDIA CORPORATION	COM	67066G104	16,060	130	SH		DFND	703	0	0	130
EVEREST GROUP LTD	COM	G3223R108	958,366	2,515	SH		SOLE		18	0	2,497
SONY GROUP CORP	SPONSORED ADR	835699307	2,209	26	SH		DFND	965	0	0	26
SALESFORCE INC	COM	79466L302	11,570	45	SH		DFND	969	0	0	45
AMEREN CORP	COM	023608102	1,067	15	SH		DFND	713	15	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	6	100	SH	Put	SOLE		0	0	100
PRUDENTIAL FINL INC	COM	744320102	2,109	18	SH		DFND	826	0	0	18
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	35,391	688	SH		DFND	299	0	0	688
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	622	4	SH		DFND	695	0	0	4
TJX COS INC NEW	COM	872540109	4,844	44	SH		DFND	713	44	0	0
ISHARES TR	CORE S&P500 ETF	464287200	69,498	127	SH		DFND	745	0	0	127
NMI HLDGS INC	COM	629209305	575,616	16,910	SH		SOLE		56	0	16,854
DEERE & CO	COM	244199105	747	2	SH		DFND	665	0	0	2
SPDR SER TR	PORTFOLIO INTRMD	78464A375	40,798	1,253	SH		DFND	39	0	0	1,253
BROWN & BROWN INC	COM	115236101	805	9	SH		DFND	695	0	0	9
SPDR SER TR	SPDR S&P 500 ETF	78468R796	1,389,371	31,152	SH		SOLE		0	0	31,152
SANOFI	SPONSORED ADR	80105N105	3,882	80	SH		DFND	965	0	0	80
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	4,316	54	SH		DFND	62	0	0	54
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,398	89	SH		DFND	113	0	0	89
ISHARES TR	CORE US AGGBD ET	464287226	17,570	181	SH		DFND	261	0	0	181
SCHWAB STRATEGIC TR	US REIT ETF	808524847	91,662	4,590	SH		DFND	240	0	0	4,590
VISA INC	COM CL A	92826C839	64,305	245	SH		DFND	152	0	0	245
VISA INC	COM CL A	92826C839	6,037	23	SH		DFND	493	0	0	23
L3HARRIS TECHNOLOGIES INC	COM	502431109	9,117,745	40,599	SH		SOLE		49	0	40,550
Q2 HLDGS INC	COM	74736L109	671,936	11,138	SH		SOLE		60	0	11,078
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	25,619	667	SH		DFND	741	0	0	667
PARAMOUNT GLOBAL	CLASS B COM	92556H206	561	54	SH		DFND	665	0	0	54
MASTEC INC	COM	576323109	284,165	2,656	SH		SOLE		9	0	2,647
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	9,727	135	SH		DFND	410	0	0	135
KLA CORP	COM NEW	482480100	5,772	7	SH		DFND	970	0	0	7
ISHARES TR	CORE MSCI EAFE	46432F842	27,095	373	SH		DFND	577	0	0	373
ZIONS BANCORPORATION N A	COM	989701107	5,942	137	SH		DFND	188	137	0	0
WALMART INC	COM	931142103	4,672	69	SH		DFND	703	0	0	69
ISHARES TR	NATIONAL MUN ETF	464288414	290,668	2,728	SH		DFND	961	0	0	2,728
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	128,562	1,084	SH		DFND	225	0	0	1,084
SPDR SER TR	PORTFOLIO S&P400	78464A847	5,181	101	SH		DFND	539	0	0	101
RTX CORPORATION	COM	75513E101	47,110,967	469,279	SH		SOLE		1,069	0	468,211
SPDR SER TR	PORTFOLIO S&P500	78464A854	46,080	720	SH		DFND	402	0	0	720
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	21,824,792	419,627	SH		SOLE		2,518	0	417,109
CONMED CORP	COM	207410101	17,885	258	SH		DFND	661	0	0	258
SPDR SER TR	PORTFOLIO S&P500	78464A854	92,608	1,447	SH		DFND	96	0	0	1,447
NOVOCURE LTD	ORD SHS	G6674U108	13,738	802	SH		DFND	916	0	0	802
GLOBAL X FDS	AUTONMOUS EV ETF	37954Y624	312,463	13,302	SH		SOLE		0	0	13,302
VANGUARD INDEX FDS	MID CAP ETF	922908629	121,292	501	SH		DFND	376	0	0	501
SPDR SER TR	PORTFOLIO SHORT	78464A474	101,336	3,412	SH		DFND	590	0	0	3,412
SPDR SER TR	PORTFOLIO INTRMD	78464A375	10,647	327	SH		DFND	302	0	0	327
FLEXSHARES TR	QUALT DIVD IDX	33939L860	843,860	12,688	SH		SOLE		0	0	12,688
SPDR SER TR	PORTFOLIO S&P400	78464A847	67,767	1,321	SH		DFND	779	0	0	1,321
ISHARES TR	MSCI EMG MKT ETF	464287234	2,172	51	SH		DFND	405	0	0	51
ALTRIA GROUP INC	COM	02209S103	2,278	50	SH		DFND	405	0	0	50
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	1,488,093	10,768	SH		SOLE		0	0	10,768
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	821	6	SH		DFND	600	0	0	6
ISHARES TR	CORE MSCI INTL	46435G326	199,808	3,044	SH		DFND	897	0	0	3,044
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	216,087	4,938	SH		DFND	546	0	0	4,938
TRANE TECHNOLOGIES PLC	SHS	G8994E103	4,276	13	SH		DFND	188	13	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	115,564	432	SH		DFND	352	0	0	432
ADVANCE AUTO PARTS INC	COM	00751Y106	1,203	19	SH		DFND	737	0	0	19
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,504	219	SH		DFND	751	0	0	219
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	6,668	177	SH		DFND	431	0	0	177
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	14,442	376	SH		DFND	772	0	0	376
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	593,820	15,456	SH		DFND	373	0	0	15,456
ABBOTT LABS	COM	002824100	2,078	20	SH		DFND	476	0	0	20
TERRITORIAL BANCORP INC	COM	88145X108	105,656	13,044	SH		SOLE		0	0	13,044
ECOLAB INC	COM	278865100	8,831,552	37,107	SH		SOLE		9	0	37,098
BANK AMERICA CORP	COM	060505104	236,592	5,949	SH		DFND	675	0	0	5,949
SPDR SER TR	PORTFOLIO S&P400	78464A847	13,954	272	SH		DFND	658	0	0	272
REGENERON PHARMACEUTICALS	COM	75886F107	1,051	1	SH		DFND	697	0	0	1
VERISK ANALYTICS INC	COM	92345Y106	4,549,428	16,878	SH		SOLE		41	0	16,837
DIGITALOCEAN HLDGS INC	COM	25402D102	15,750	10,000	SH	Put	SOLE		0	0	10,000
CYBERARK SOFTWARE LTD	SHS	M2682V108	1,094	4	SH		DFND	665	0	0	4
HOME DEPOT INC	COM	437076102	344	1	SH		DFND	406	0	0	1
AT&T INC	COM	00206R102	444	600	SH	Call	SOLE		0	0	600
SPDR SER TR	PORTFOLIO S&P400	78464A847	16,929	330	SH		DFND	577	0	0	330
BAKER HUGHES COMPANY	CL A	05722G100	668	19	SH		DFND	600	0	0	19
ISHARES TR	CORE S&P500 ETF	464287200	178,944	327	SH		DFND	51	0	0	327
KB FINL GROUP INC	SPONSORED ADR	48241A105	2,887	51	SH		DFND	965	0	0	51
STANLEY BLACK & DECKER INC	COM	854502101	2,636	33	SH		DFND	476	0	0	33
EXELIXIS INC	COM	30161Q104	1,610,357	71,667	SH		SOLE		0	0	71,667
WEC ENERGY GROUP INC	COM	92939U106	47,782	609	SH		DFND	637	0	0	609
TYLER TECHNOLOGIES INC	COM	902252105	1,508	3	SH		DFND	816	0	0	3
ISHARES TR	US HLTHCR PR ETF	464288828	1,530,472	29,196	SH		SOLE		0	0	29,196
AMAZON COM INC	COM	023135106	93,920	486	SH		DFND	737	0	0	486
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	19,858	517	SH		DFND	157	0	0	517
SIXTH STREET SPECIALTY LENDI	COM	83012A109	825,088	38,646	SH		SOLE		24	0	38,622
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	8,791	81	SH		DFND	790	0	0	81
PRUDENTIAL FINL INC	COM	744320102	10,470,074	89,343	SH		SOLE		49	0	89,294
PIPER SANDLER COMPANIES	COM	724078100	8,746	38	SH		DFND	792	38	0	0
EXTRA SPACE STORAGE INC	COM	30225T102	622	4	SH		DFND	414	0	0	4
BLOCK INC	CL A	852234103	516	8	SH		DFND	903	0	0	8
CHEVRON CORP NEW	COM	166764100	6,257	40	SH		DFND	816	0	0	40
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	790	0	0	50
SPDR SER TR	PORTFOLIO S&P400	78464A847	72,846	1,420	SH		DFND	821	0	0	1,420
ISHARES INC	CORE MSCI EMKT	46434G103	2,195	41	SH		DFND	814	0	0	41
SCHWAB STRATEGIC TR	US REIT ETF	808524847	83,674	4,190	SH		DFND	63	0	0	4,190
CRA INTL INC	COM	12618T105	85,077	494	SH		DFND	675	0	0	494
QUANTA SVCS INC	COM	74762E102	762	3	SH		DFND	697	0	0	3
BANK AMERICA CORP	COM	060505104	36,032	906	SH		DFND	152	0	0	906
APPLE INC	COM	037833100	16,850	80	SH		DFND	826	0	0	80
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	28,788	555	SH		DFND	20	555	0	0
REPLIMUNE GROUP INC	COM	76029N106	147,132	16,348	SH		SOLE		0	0	16,348
WERNER ENTERPRISES INC	COM	950755108	1,111,590	31,024	SH		SOLE		69	0	30,955
OKTA INC	CL A	679295105	749	8	SH		DFND	965	0	0	8
EMERSON ELEC CO	COM	291011104	1,542	14	SH		DFND	810	0	0	14
CHEGG INC	COM	163092109	2,790	883	SH		DFND	791	883	0	0
ISHARES TR	CORE S&P500 ETF	464287200	10,945	20	SH		DFND	565	0	0	20
INGERSOLL RAND INC	COM	45687V106	6,995	77	SH		DFND	188	77	0	0
CIA ENERGETICA DE MINAS GERA	SP ADR N-V PFD	204409601	1,605	912	SH		DFND	707	0	0	912
TPG INC	COM CL A	872657101	221,613	5,347	SH		SOLE		0	0	5,347
EATON VANCE TAX-MANAGED GLOB	COM	27829C105	327,143	39,558	SH		SOLE		0	0	39,558
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	27,263	530	SH		DFND	30	0	0	530
INVESCO QQQ TR	UNIT SER 1	46090E103	21,685	100	SH	Call	SOLE		0	0	100
BIGBEAR AI HLDGS INC	COM	08975B109	19,166	12,693	SH		SOLE		0	0	12,693
SPDR SER TR	S&P 400 MDCP GRW	78464A821	73,553	875	SH		DFND	743	0	0	875
ENERSYS	COM	29275Y102	1,553	15	SH		DFND	790	0	0	15
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	33,215	461	SH		DFND	868	0	0	461
MICROCHIP TECHNOLOGY INC.	COM	595017104	275,690	3,013	SH		DFND	507	0	0	3,013
CENOVUS ENERGY INC	COM	15135U109	806	41	SH		DFND	903	0	0	41
MARSH & MCLENNAN COS INC	COM	571748102	2,107	10	SH		DFND	816	0	0	10
FIRST TR EXCHANGE-TRADED FD	WTR ETF	33733B100	14,997	150	SH		DFND	157	0	0	150
IRIDIUM COMMUNICATIONS INC	COM	46269C102	632,270	23,752	SH		SOLE		12	0	23,740
SKYWORKS SOLUTIONS INC	COM	83088M102	1,492	14	SH		DFND	737	0	0	14
NUVEI CORPORATION	SUB VTG SHS	67079A102	239,612	7,400	SH		SOLE		0	0	7,400
UNITED PARCEL SERVICE INC	CL B	911312106	2,463	18	SH		DFND	266	0	0	18
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	136,982,201	256,003	SH		SOLE		0	0	256,003
KNOWLES CORP	COM	49926D109	8,734	506	SH		DFND	792	506	0	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	1,033	8	SH		DFND	695	0	0	8
GUIDEWIRE SOFTWARE INC	COM	40171V100	10,204	74	SH		DFND	791	74	0	0
WALMART INC	COM	931142103	29,454	435	SH		DFND	805	0	0	435
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,079	138	SH		DFND	611	0	0	138
TILRAY BRANDS INC	COM	88688T100	172,419	103,867	SH		SOLE		335	0	103,532
ABBVIE INC	COM	00287Y109	1,359	6,000	SH	Put	SOLE		0	0	6,000
ANALOG DEVICES INC	COM	032654105	1,141	5	SH		DFND	406	0	0	5
ISHARES INC	CORE MSCI EMKT	46434G103	46,678	872	SH		DFND	608	0	0	872
CISCO SYS INC	COM	17275R102	4,418	93	SH		DFND	797	0	0	93
TREX CO INC	COM	89531P105	1,260	17	SH		DFND	737	0	0	17
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,059	305	SH		DFND	321	0	0	305
FERRARI N V	COM	N3167Y103	2,450	6	SH		DFND	665	0	0	6
ROYAL BK CDA	COM	780087102	4,787	45	SH		DFND	493	0	0	45
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	209,916	2,694	SH		DFND	675	0	0	2,694
BECTON DICKINSON & CO	COM	075887109	108,909	466	SH		DFND	400	0	0	466
DOW INC	COM	260557103	1,114	21	SH		DFND	810	0	0	21
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	7,833	98	SH		DFND	182	0	0	98
THE CIGNA GROUP	COM	125523100	4,959	15	SH		DFND	970	0	0	15
WISDOMTREE TR	US LARGECAP DIVD	97717W307	555,228	7,632	SH		DFND	333	0	0	7,632
AMERICA MOVIL SAB DE CV	SPON ADS RP CL B	02390A101	510	30	SH		DFND	810	0	0	30
MODERNA INC	COM	60770K107	594	5	SH		DFND	697	0	0	5
GLOBAL X FDS	DATA CTR & DIGIT	37954Y236	72,408	4,808	SH		DFND	447	0	0	4,808
DR REDDYS LABS LTD	ADR	256135203	6,605,444	86,697	SH		SOLE		365	0	86,332
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	13,643	51	SH		DFND	278	51	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	123,713	511	SH		DFND	582	0	0	511
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	3,228	41	SH		DFND	980	0	0	41
CHEVRON CORP NEW	COM	166764100	3,441	22	SH		DFND	742	0	0	22
ELI LILLY & CO	COM	532457108	15,391	17	SH		DFND	268	0	0	17
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	614,154	8,524	SH		DFND	829	8,524	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	10,700	208	SH		DFND	887	0	0	208
LINDE PLC	SHS	G54950103	16,675	38	SH		DFND	791	38	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	151,733	3,028	SH		DFND	104	0	0	3,028
ALLETE INC	COM NEW	018522300	22,321	358	SH		DFND	661	0	0	358
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	721	12	SH		DFND	139	12	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	15,163	169	SH		DFND	873	0	0	169
VEEVA SYS INC	CL A COM	922475108	366	2	SH		DFND	951	0	0	2
CARVANA CO	CL A	146869102	9,010	70	SH		DFND	790	0	0	70
ISHARES INC	CORE MSCI EMKT	46434G103	32,707	611	SH		DFND	575	0	0	611
PROG HOLDINGS INC	COM NPV	74319R101	229,339	6,613	SH		SOLE		9	0	6,604
ELEVANCE HEALTH INC	COM	036752103	2,709	5	SH		DFND	665	0	0	5
APPLIED MATLS INC	COM	038222105	472	2	SH		DFND	416	0	0	2
ZOETIS INC	CL A	98978V103	18,203	105	SH		DFND	405	0	0	105
CATERPILLAR INC	COM	149123101	15,656	47	SH		DFND	887	0	0	47
SCHWAB STRATEGIC TR	US REIT ETF	808524847	382,585	19,158	SH		DFND	480	0	0	19,158
VANGUARD INDEX FDS	MID CAP ETF	922908629	149,376	617	SH		DFND	18	0	0	617
SYSCO CORP	COM	871829107	3,284	46	SH		DFND	263	0	0	46
TESLA INC	COM	88160R101	20,500	5,000	SH	Put	SOLE		0	0	5,000
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,703	97	SH		DFND	245	0	0	97
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	26,203	245	SH		DFND	260	0	0	245
SCHWAB STRATEGIC TR	US REIT ETF	808524847	4,553	228	SH		DFND	12	0	0	228
WOODWARD INC	COM	980745103	2,749,264	15,766	SH		SOLE		8	0	15,758
BLACK HILLS CORP	COM	092113109	979	18	SH		DFND	695	0	0	18
CENTURY CMNTYS INC	COM	156504300	3,266	40	SH		DFND	791	40	0	0
KNOWLES CORP	COM	49926D109	1,208	70	SH		DFND	374	0	0	70
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	3,054	722	SH		DFND	189	722	0	0
BLACKROCK INC	COM	09247X101	1,575	2	SH		DFND	934	0	0	2
SAMSARA INC	COM CL A	79589L106	4,969,301	147,457	SH		SOLE		0	0	147,457
FLEX LTD	ORD	Y2573F102	3,893	132	SH		DFND	263	0	0	132
DISNEY WALT CO	COM	254687106	12,411	125	SH		DFND	80	0	0	125
NUTANIX INC	CL A	67059N108	622,792	10,955	SH		SOLE		0	0	10,955
EXXON MOBIL CORP	COM	30231G102	860,867	7,478	SH		DFND	400	0	0	7,478
GARMIN LTD	SHS	H2906T109	1,303	8	SH		DFND	970	0	0	8
PERMIAN RESOURCES CORP	CLASS A COM	71424F105	7,445	461	SH		DFND	791	461	0	0
TARGET CORP	COM	87612E106	5,181	35	SH		DFND	264	0	0	35
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,441	6	SH		DFND	406	0	0	6
ATI INC	COM	01741R102	2,107	38	SH		DFND	965	0	0	38
HOME DEPOT INC	COM	437076102	16,524	48	SH		DFND	970	0	0	48
GANNETT CO INC	COM	36472T109	292,362	63,419	SH		SOLE		291	0	63,128
PEARSON PLC	SPONSORED ADR	705015105	38,551	3,089	SH		DFND	661	0	0	3,089
ISHARES TR	CORE S&P500 ETF	464287200	45,967	84	SH		DFND	682	84	0	0
ABBVIE INC	COM	00287Y109	3,430	20	SH		DFND	816	0	0	20
LOWES COS INC	COM	548661107	882	4	SH		DFND	414	0	0	4
MOLSON COORS BEVERAGE CO	CL B	60871R209	762	15	SH		DFND	969	0	0	15
BRINKER INTL INC	COM	109641100	931,219	12,864	SH		SOLE		30	0	12,834
FIDELITY NATIONAL FINANCIAL	FNF GROUP COM	31620R303	14,777	299	SH		DFND	826	0	0	299
SPDR SER TR	PORTFOLIO S&P400	78464A847	44,631	870	SH		DFND	466	0	0	870
LIGAND PHARMACEUTICALS INC	COM NEW	53220K504	232,895	2,764	SH		SOLE		4	0	2,760
CHIPOTLE MEXICAN GRILL INC	COM	169656105	6,265	100	SH		DFND	736	0	0	100
MCDONALDS CORP	COM	580135101	4,842	19	SH		DFND	695	0	0	19
KLA CORP	COM NEW	482480100	577,157	700	SH		DFND	853	0	0	700
TPG INC	COM CL A	872657101	3,233	78	SH		DFND	791	78	0	0
S&P GLOBAL INC	COM	78409V104	8,474	19	SH		DFND	713	19	0	0
PFIZER INC	COM	717081103	9,485	339	SH		DFND	790	0	0	339
VANGUARD INDEX FDS	SMALL CP ETF	922908751	545,100	2,500	SH		DFND	328	0	0	2,500
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	952	30	SH		DFND	523	0	0	30
PEOPLES BANCORP INC	COM	709789101	2,550	85	SH		DFND	965	0	0	85
IOVANCE BIOTHERAPEUTICS INC	COM	462260100	530,667	66,168	SH		SOLE		39	0	66,129
RIO TINTO PLC	SPONSORED ADR	767204100	8,439	128	SH		DFND	791	128	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	19,745	304	SH		DFND	631	0	0	304
REGENERON PHARMACEUTICALS	COM	75886F107	28,378	27	SH		DFND	916	0	0	27
GARMIN LTD	SHS	H2906T109	815	5	SH		DFND	697	0	0	5
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	6,652,573	175,298	SH		SOLE		0	0	175,298
FIDELITY NATL INFORMATION SV	COM	31620M106	1,206	16	SH		DFND	713	16	0	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	493	0	0	50
DOLLAR GEN CORP NEW	COM	256677105	1,851	14	SH		DFND	970	0	0	14
UBIQUITI INC	COM	90353W103	1,311	9	SH		DFND	970	0	0	9
PHILLIPS 66	COM	718546104	1,271	9	SH		DFND	969	0	0	9
PRICE T ROWE GROUP INC	COM	74144T108	2,537	22	SH		DFND	737	0	0	22
APPFOLIO INC	COM CL A	03783C100	523,869	2,142	SH		SOLE		5	0	2,137
FISERV INC	COM	337738108	6,558	44	SH		DFND	737	0	0	44
FIDELITY NATL INFORMATION SV	COM	31620M106	6,632	88	SH		DFND	284	88	0	0
APA CORPORATION	COM	03743Q108	2,885	98	SH		DFND	790	0	0	98
BOEING CO	COM	097023105	18,201	100	SH		DFND	941	0	0	100
TIMBERLAND BANCORP INC	COM	887098101	646,097	23,850	SH		SOLE		0	0	23,850
ENTERPRISE FINL SVCS CORP	COM	293712105	655	16	SH		DFND	810	0	0	16
CSX CORP	COM	126408103	1,338	40	SH		DFND	665	0	0	40
COUSINS PPTYS INC	COM NEW	222795502	498,373	21,528	SH		SOLE		0	0	21,528
LENNAR CORP	CL A	526057104	1,199	8	SH		DFND	810	0	0	8
SOUTHERN COPPER CORP	COM	84265V105	7,326	68	SH		DFND	792	68	0	0
FISERV INC	COM	337738108	11,625	78	SH		DFND	791	78	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	12,029	405	SH		DFND	746	405	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	12,138	346	SH		DFND	402	0	0	346
ISHARES TR	3 7 YR TREAS BD	464288661	22,055	191	SH		DFND	361	191	0	0
GENUINE PARTS CO	COM	372460105	1,107	8	SH		DFND	737	0	0	8
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	33,571	420	SH		DFND	371	0	0	420
ISHARES TR	CORE MSCI INTL	46435G326	685,741	10,447	SH		DFND	332	0	0	10,447
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	865	12	SH		DFND	802	0	0	12
PRUDENTIAL FINL INC	COM	744320102	41,017	350	SH		DFND	779	0	0	350
READY CAPITAL CORP	COM	75574U101	2,804,604	342,861	SH		SOLE		140	0	342,721
VIAVI SOLUTIONS INC	COM	925550105	563	82	SH		DFND	903	0	0	82
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	31,530	837	SH		DFND	483	0	0	837
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	45,904	1,049	SH		DFND	664	0	0	1,049
LANCASTER COLONY CORP	COM	513847103	772,887	4,090	SH		SOLE		22	0	4,068
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	5,492	70	SH		DFND	707	0	0	70
DIAGEO PLC	SPON ADR NEW	25243Q205	3,278	26	SH		DFND	665	0	0	26
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	23,704	329	SH		DFND	20	329	0	0
CAPRI HOLDINGS LIMITED	SHS	G1890L107	1,158	35	SH		DFND	736	0	0	35
DOMINION ENERGY INC	COM	25746U109	1,078	22	SH		DFND	600	0	0	22
BOOT BARN HLDGS INC	COM	099406100	387	3	SH		DFND	903	0	0	3
WORKDAY INC	CL A	98138H101	10,060	45	SH		DFND	790	0	0	45
CROWN CASTLE INC	COM	22822V101	3,615	37	SH		DFND	695	0	0	37
BOSTON SCIENTIFIC CORP	COM	101137107	11,629	151	SH		DFND	792	151	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	280,194,648	584,823	SH		SOLE		0	0	584,823
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	395,410	5,488	SH		DFND	118	0	0	5,488
INTERNATIONAL PAPER CO	COM	460146103	2,158	50	SH		DFND	80	0	0	50
HONEYWELL INTL INC	COM	438516106	31,817	149	SH		DFND	328	0	0	149
SEMPRA	COM	816851109	22,818	300	SH		DFND	1	0	0	300
FOUR CORNERS PPTY TR INC	COM	35086T109	32,762	1,328	SH		DFND	661	0	0	1,328
ENTERPRISE FINL SVCS CORP	COM	293712105	1,451,863	35,489	SH		SOLE		22	0	35,467
SPDR SER TR	PORTFOLIO S&P400	78464A847	52,172	1,017	SH		DFND	778	0	0	1,017
OVINTIV INC	COM	69047Q102	937	20	SH		DFND	970	0	0	20
HILLENBRAND INC	COM	431571108	5,683	142	SH		DFND	792	142	0	0
WELLS FARGO CO NEW	COM	949746101	2,197	37	SH		DFND	713	37	0	0
MASCO CORP	COM	574599106	2,114,830	31,721	SH		SOLE		48	0	31,673
CHUBB LIMITED	COM	H1467J104	20,406	80	SH		DFND	152	0	0	80
HUNT J B TRANS SVCS INC	COM	445658107	640	4	SH		DFND	810	0	0	4
MCDONALDS CORP	COM	580135101	36,697	144	SH		DFND	916	0	0	144
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	15,859	421	SH		DFND	39	0	0	421
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	11,792	307	SH		DFND	849	0	0	307
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	122,942	2,390	SH		DFND	960	0	0	2,390
BRISTOL-MYERS SQUIBB CO	COM	110122108	562,316	13,540	SH		DFND	925	0	0	13,540
KIMCO RLTY CORP	COM	49446R109	947,562	48,693	SH		SOLE		307	0	48,386
MCDONALDS CORP	COM	580135101	31,855	125	SH		DFND	159	0	0	125
THERMO FISHER SCIENTIFIC INC	COM	883556102	7,742	14	SH		DFND	268	0	0	14
MICROSOFT CORP	COM	594918104	111,738	250	SH		DFND	256	0	0	250
TRAVEL PLUS LEISURE CO	COM	894164102	1,304	29	SH		DFND	737	0	0	29
NORDSON CORP	COM	655663102	38,502	166	SH		DFND	661	0	0	166
CELANESE CORP DEL	COM	150870103	3,912	29	SH		DFND	263	0	0	29
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,053	47	SH		DFND	747	47	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	43,614	749	SH		DFND	362	0	0	749
HP INC	COM	40434L105	1,366	39	SH		DFND	951	0	0	39
NOVARTIS AG	SPONSORED ADR	66987V109	3,620	34	SH		DFND	866	34	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	23,405	455	SH		DFND	328	0	0	455
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	2,195,773	804,312	SH		SOLE		274	0	804,038
JACOBS SOLUTIONS INC	COM	46982L108	559	4	SH		DFND	697	0	0	4
ORMAT TECHNOLOGIES INC	COM	686688102	1,793	25	SH		DFND	493	0	0	25
ENPRO INC	COM	29355X107	6,551	45	SH		DFND	791	45	0	0
ARDELYX INC	COM	039697107	548	74	SH		DFND	951	0	0	74
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	41,087	101	SH		DFND	789	0	0	101
BLOCK H & R INC	COM	093671105	813	15	SH		DFND	697	0	0	15
MASCO CORP	COM	574599106	108,739	1,631	SH		DFND	155	0	0	1,631
AMERICAN TOWER CORP NEW	COM	03027X100	12,635	65	SH		DFND	159	0	0	65
CROWN CASTLE INC	COM	22822V101	489	5	SH		DFND	903	0	0	5
EA SERIES TRUST	ALPHA ARCH 1-3	02072L565	315,467	2,926	SH		DFND	500	0	0	2,926
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	14,907	256	SH		DFND	573	0	0	256
ISHARES TR	CORE S&P500 ETF	464287200	106,710	195	SH		DFND	304	0	0	195
GENERAL MTRS CO	COM	37045V100	2,881	62	SH		DFND	695	0	0	62
WEC ENERGY GROUP INC	COM	92939U106	9,729	124	SH		DFND	916	0	0	124
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	34,347	695	SH		DFND	388	0	0	695
JPMORGAN CHASE & CO.	COM	46625H100	117,311	580	SH		DFND	917	0	0	580
ANALOG DEVICES INC	COM	032654105	5,250	23	SH		DFND	970	0	0	23
CHUBB LIMITED	COM	H1467J104	4,336	17	SH		DFND	980	0	0	17
XYLEM INC	COM	98419M100	2,170	16	SH		DFND	476	0	0	16
TRAVELERS COMPANIES INC	COM	89417E109	1,220	6	SH		DFND	810	0	0	6
CLEAN HARBORS INC	COM	184496107	2,488	11	SH		DFND	965	0	0	11
GENERAL MTRS CO	COM	37045V100	25,507	549	SH		DFND	916	0	0	549
ISHARES TR	NATIONAL MUN ETF	464288414	131,483	1,234	SH		DFND	543	0	0	1,234
SPDR SER TR	PORTFOLIO S&P400	78464A847	703,374	13,711	SH		DFND	30	0	0	13,711
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	334,628	1,251	SH		DFND	370	1,251	0	0
ADTRAN HOLDINGS INC	COM	00486H105	4,787	910	SH		DFND	791	910	0	0
RTX CORPORATION	COM	75513E101	624,426	6,220	SH		DFND	1	0	0	6,220
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	27,800	738	SH		DFND	88	0	0	738
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,366	248	SH		DFND	22	0	0	248
JOHNSON & JOHNSON	COM	478160104	38,703	265	SH		DFND	743	0	0	265
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	38,536	1,023	SH		DFND	760	0	0	1,023
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	682,262	17,758	SH		DFND	820	0	0	17,758
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	620,072,429	10,648,676	SH		SOLE		13,833	0	10,634,843
LIVE OAK BANCSHARES INC	COM	53803X105	241,934	6,901	SH		SOLE		10	0	6,891
INFOSYS LTD	SPONSORED ADR	456788108	1,843	99	SH		DFND	810	0	0	99
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	45,912	200	SH		DFND	743	0	0	200
KIMBERLY-CLARK CORP	COM	494368103	3,040	22	SH		DFND	790	0	0	22
FOX FACTORY HLDG CORP	COM	35138V102	18,939	393	SH		DFND	661	0	0	393
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	41,095,268	531,805	SH		SOLE		8,387	0	523,418
FOMENTO ECONOMICO MEXICANO S	SPON ADR UNITS	344419106	2,230,508	20,720	SH		SOLE		149	0	20,571
NEWMONT CORP	COM	651639106	15,241	364	SH		DFND	916	0	0	364
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	1,854	6	SH		DFND	736	0	0	6
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,035	284	SH		DFND	219	284	0	0
NOV INC	COM	62955J103	931	49	SH		DFND	493	0	0	49
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	192,878	2,677	SH		DFND	822	0	0	2,677
NIO INC	SPON ADS	62914V106	424	102	SH		DFND	951	0	0	102
ALARM COM HLDGS INC	COM	011642105	7,498	118	SH		DFND	791	118	0	0
CTS CORP	COM	126501105	1,873	37	SH		DFND	810	0	0	37
FIDELITY NATL INFORMATION SV	COM	31620M106	452	6	SH		DFND	260	0	0	6
PROGRESSIVE CORP	COM	743315103	1,039	5	SH		DFND	515	0	0	5
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	1,732	56	SH		DFND	816	0	0	56
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	16,598	185	SH		DFND	426	0	0	185
WISDOMTREE TR	US LARGECAP DIVD	97717W307	37,103	510	SH		DFND	71	0	0	510
EATON CORP PLC	SHS	G29183103	36,685	117	SH		DFND	406	0	0	117
SIMPLY GOOD FOODS CO	COM	82900L102	1,228	34	SH		DFND	816	0	0	34
3M CO	COM	88579Y101	920	9	SH		DFND	969	0	0	9
INTUIT	COM	461202103	1,972	3	SH		DFND	934	0	0	3
ELI LILLY & CO	COM	532457108	42,553	47	SH		DFND	736	0	0	47
PETCO HEALTH & WELLNESS CO I	COM	71601V105	1,452	384	SH		DFND	736	0	0	384
BROADCOM INC	COM	11135F101	88,304	55	SH		DFND	742	0	0	55
APTIV PLC	SHS	G6095L109	1,901	27	SH		DFND	965	0	0	27
DANAHER CORPORATION	COM	235851102	1,249	5	SH		DFND	783	0	0	5
SPDR SER TR	PORTFOLIO S&P500	78464A854	2,714,240	42,410	SH		DFND	318	0	0	42,410
WESTERN DIGITAL CORP.	COM	958102105	7,653	101	SH		DFND	791	101	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	1,473,160	13,826	SH		DFND	551	0	0	13,826
UPSTART HLDGS INC	COM	91680M107	617,319	26,169	SH		SOLE		0	0	26,169
GROUP 1 AUTOMOTIVE INC	COM	398905109	846,951	2,849	SH		SOLE		9	0	2,840
ISHARES TR	MSCI EAFE ETF	464287465	6,423	82	SH		DFND	156	0	0	82
SPDR SER TR	PORTFOLIO SHORT	78464A474	46,421	1,563	SH		DFND	489	0	0	1,563
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	22,620	283	SH		DFND	715	0	0	283
ADVANCED MICRO DEVICES INC	COM	007903107	14,274	88	SH		DFND	969	0	0	88
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,692	30	SH		DFND	598	0	0	30
CUMMINS INC	COM	231021106	2,492	9	SH		DFND	737	0	0	9
YUM BRANDS INC	COM	988498101	11,768,783	88,848	SH		SOLE		157	0	88,691
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	29,206	117	SH		DFND	744	0	0	117
U HAUL HOLDING COMPANY	COM SER N	023586506	477,923	7,963	SH		SOLE		117	0	7,846
MICROSOFT CORP	COM	594918104	1,796,739	4,020	SH		DFND	925	0	0	4,020
SPDR S&P 500 ETF TR	TR UNIT	78462F103	9,844	2,300	SH	Put	SOLE		0	0	2,300
GENTHERM INC	COM	37253A103	444	9	SH		DFND	951	0	0	9
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	661	19	SH		DFND	951	0	0	19
SPDR SER TR	PORTFOLIO S&P500	78464A854	11,136	174	SH		DFND	650	0	0	174
SPDR SER TR	PORTFOLIO S&P400	78464A847	17,186	335	SH		DFND	885	0	0	335
MICROSOFT CORP	COM	594918104	447	1	SH		DFND	846	0	0	1
SPDR SER TR	PORTFOLIO S&P500	78464A854	448	7	SH		DFND	282	0	0	7
UBER TECHNOLOGIES INC	COM	90353T100	25,220	347	SH		DFND	916	0	0	347
LAUDER ESTEE COS INC	CL A	518439104	213	2	SH		DFND	665	0	0	2
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	13,601	354	SH		DFND	69	0	0	354
VANGUARD INDEX FDS	MID CAP ETF	922908629	63,672	263	SH		DFND	568	0	0	263
HASBRO INC	COM	418056107	293	5	SH		DFND	965	0	0	5
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	13,018	32	SH		DFND	488	0	0	32
STRATEGIC ED INC	COM	86272C103	443	4	SH		DFND	903	0	0	4
REINSURANCE GRP OF AMERICA I	COM NEW	759351604	2,669	13	SH		DFND	965	0	0	13
AMAZON COM INC	COM	023135106	19,325	100	SH		DFND	515	0	0	100
SHAKE SHACK INC	CL A	819047101	530,460	5,894	SH		SOLE		7	0	5,887
PIPER SANDLER COMPANIES	COM	724078100	691	3	SH		DFND	903	0	0	3
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	670	8	SH		DFND	113	0	0	8
KROGER CO	COM	501044101	1,398	28	SH		DFND	737	0	0	28
ISHARES INC	CORE MSCI EMKT	46434G103	37,685	704	SH		DFND	44	0	0	704
FLUOR CORP NEW	COM	343412102	1,338,720	30,740	SH		SOLE		51	0	30,689
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,436	16	SH		DFND	825	0	0	16
REGENERON PHARMACEUTICALS	COM	75886F107	1,051	1	SH		DFND	695	0	0	1
VANGUARD INDEX FDS	MID CAP ETF	922908629	4,116	17	SH		DFND	133	0	0	17
CHURCH & DWIGHT CO INC	COM	171340102	2,488	24	SH		DFND	970	0	0	24
WASTE MGMT INC DEL	COM	94106L109	3,840	18	SH		DFND	736	0	0	18
PROCTER AND GAMBLE CO	COM	742718109	23,254	141	SH		DFND	805	0	0	141
INGERSOLL RAND INC	COM	45687V106	3,270	36	SH		DFND	736	0	0	36
MACYS INC	COM	55616P104	11,827	616	SH		DFND	916	0	0	616
PROCTER AND GAMBLE CO	COM	742718109	32,984	200	SH		DFND	142	0	0	200
APPLE INC	COM	037833100	8,635	41	SH		DFND	414	0	0	41
HILTON GRAND VACATIONS INC	COM	43283X105	566	14	SH		DFND	903	0	0	14
CONSOLIDATED EDISON INC	COM	209115104	1,610	18	SH		DFND	969	0	0	18
VISTA OUTDOOR INC	COM	928377100	357,148	9,486	SH		SOLE		10	0	9,476
TARGET CORP	COM	87612E106	2,961	20	SH		DFND	797	0	0	20
BANK NEW YORK MELLON CORP	COM	064058100	12,218	204	SH		DFND	916	0	0	204
BROADCOM INC	COM	11135F101	12,844	8	SH		DFND	816	0	0	8
MERCADOLIBRE INC	COM	58733R102	1,643	1	SH		DFND	713	1	0	0
SHERWIN WILLIAMS CO	COM	824348106	12,832	43	SH		DFND	474	0	0	43
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	66,272	1,341	SH		DFND	616	0	0	1,341
AMPHENOL CORP NEW	CL A	032095101	2,156	32	SH		DFND	816	0	0	32
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	171,489	687	SH		DFND	54	0	0	687
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	20,127	335	SH		DFND	335	0	0	335
WP CAREY INC	COM	92936U109	1,321	24	SH		DFND	737	0	0	24
APPLE INC	COM	037833100	526,550	2,500	SH		DFND	459	0	0	2,500
CLEVELAND-CLIFFS INC NEW	COM	185899101	1,077	70	SH		DFND	737	0	0	70
MARATHON PETE CORP	COM	56585A102	2,255	13	SH		DFND	810	0	0	13
HOME DEPOT INC	COM	437076102	334,257	971	SH		DFND	480	0	0	971
SILA REALTY TRUST INC	COMMON STOCK	146280508	477,299	22,546	SH		SOLE		0	0	22,546
KIMBERLY-CLARK CORP	COM	494368103	1,382	10	SH		DFND	810	0	0	10
ISHARES TR	CORE MSCI INTL	46435G326	766,413	11,676	SH		DFND	552	0	0	11,676
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	357,507	2,900	SH		SOLE		0	0	2,900
QORVO INC	COM	74736K101	928	8	SH		DFND	970	0	0	8
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,687	130	SH		DFND	803	0	0	130
PROG HOLDINGS INC	COM NPV	74319R101	3,225	93	SH		DFND	791	93	0	0
ADAMS DIVERSIFIED EQUITY FD	COM	006212104	285,962	13,307	SH		SOLE		0	0	13,307
MODERNA INC	COM	60770K107	18,525	156	SH		DFND	661	0	0	156
BLACKROCK ENHANCD CAP & INM	COM	09256A109	234,234	11,718	SH		SOLE		0	0	11,718
META PLATFORMS INC	CL A	30303M102	50,422	100	SH		DFND	1	0	0	100
PFIZER INC	COM	717081103	1,091	39	SH		DFND	600	0	0	39
SPDR SER TR	PORTFOLIO INTRMD	78464A375	31,779	976	SH		DFND	115	0	0	976
KNIFE RIVER CORP	COMMON STOCK	498894104	14,028	200	SH		DFND	400	0	0	200
ON SEMICONDUCTOR CORP	COM	682189105	480	7	SH		DFND	951	0	0	7
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	6,638	114	SH		DFND	586	0	0	114
MORGAN STANLEY	COM NEW	617446448	2,235	23	SH		DFND	970	0	0	23
RESIDEO TECHNOLOGIES INC	COM	76118Y104	450	23	SH		DFND	154	0	0	23
MICRON TECHNOLOGY INC	COM	595112103	4,472	34	SH		DFND	188	34	0	0
GUARDANT HEALTH INC	COM	40131M109	8,086	280	SH		DFND	217	0	0	280
VERISIGN INC	COM	92343E102	1,067	6	SH		DFND	970	0	0	6
UBER TECHNOLOGIES INC	COM	90353T100	872	12	SH		DFND	695	0	0	12
SPDR SER TR	PORTFOLIO INTRMD	78464A375	29,760	914	SH		DFND	311	0	0	914
ISHARES TR	CORE S&P500 ETF	464287200	354,605	648	SH		DFND	664	0	0	648
FEDEX CORP	COM	31428X106	1,199	4	SH		DFND	665	0	0	4
SMITH & NEPHEW PLC	SPDN ADR NEW	83175M205	46,339	1,870	SH		DFND	675	0	0	1,870
JD.COM INC	SPON ADS CL A	47215P106	3,798	147	SH		DFND	792	147	0	0
BRIGHTSPHERE INVT GROUP INC	COM	10948W103	360,218	16,248	SH		SOLE		19	0	16,229
EDISON INTL	COM	281020107	6,104	85	SH		DFND	792	85	0	0
LIBERTY BROADBAND CORP	COM SER A	530307107	556,592	10,194	SH		SOLE		0	0	10,194
MARTIN MARIETTA MATLS INC	COM	573284106	1,625	3	SH		DFND	707	0	0	3
MANULIFE FINL CORP	COM	56501R106	13,976	525	SH		DFND	142	0	0	525
SHOPIFY INC	CL A	82509L107	991	15	SH		DFND	810	0	0	15
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	100,512	1,200	SH		DFND	654	0	0	1,200
PROCTER AND GAMBLE CO	COM	742718109	494,760	3,000	SH		DFND	925	0	0	3,000
APPLE INC	COM	037833100	24,432	116	SH		DFND	260	0	0	116
CARRIER GLOBAL CORPORATION	COM	14448C104	27,918,145	442,583	SH		SOLE		128	0	442,455
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	29,751	602	SH		DFND	884	0	0	602
AMER STATES WTR CO	COM	029899101	25,690	354	SH		DFND	661	0	0	354
ALPHABET INC	CAP STK CL A	02079K305	1,067,399	5,860	SH		DFND	1	0	0	5,860
NIKE INC	CL B	654106103	2,186	29	SH		DFND	713	29	0	0
UNITED STS COMMODITY INDEX F	COMM IDX FND	911717106	407,669	6,551	SH		SOLE		0	0	6,551
HILTON WORLDWIDE HLDGS INC	COM	43300A203	1,964	9	SH		DFND	695	0	0	9
THERMO FISHER SCIENTIFIC INC	COM	883556102	7,189	13	SH		DFND	697	0	0	13
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	121,324	2,339	SH		DFND	461	0	0	2,339
ORGANON & CO	COMMON STOCK	68622V106	207	10	SH		DFND	29	0	0	10
ISHARES TR	CORE S&P TTL STK	464287150	8,671	73	SH		DFND	213	0	0	73
AMERICAN ELEC PWR CO INC	COM	025537101	40,097	457	SH		DFND	916	0	0	457
SPDR SER TR	PORTFOLIO S&P500	78464A854	10,880	170	SH		DFND	12	0	0	170
AUTODESK INC	COM	052769106	742	3	SH		DFND	965	0	0	3
CHAMPIONX CORPORATION	COM	15872M104	2,059	62	SH		DFND	493	0	0	62
DR REDDYS LABS LTD	ADR	256135203	13,867	182	SH		DFND	791	182	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	43,410	992	SH		DFND	342	0	0	992
BLACKSTONE INC	COM	09260D107	2,476	20	SH		DFND	969	0	0	20
HUMANA INC	COM	444859102	11,210	30	SH		DFND	791	30	0	0
O-I GLASS INC	COM	67098H104	712	64	SH		DFND	965	0	0	64
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,565	50	SH		DFND	648	0	0	50
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	9,491	163	SH		DFND	461	0	0	163
JOHNSON & JOHNSON	COM	478160104	5,554	38	SH		DFND	665	0	0	38
GENERAL MLS INC	COM	370334104	1,898	30	SH		DFND	188	30	0	0
CISCO SYS INC	COM	17275R102	52,349,073	1,101,854	SH		SOLE		3,679	0	1,098,175
NASDAQ INC	COM	631103108	6,026	100	SH		DFND	685	0	0	100
SYNOPSYS INC	COM	871607107	2,380	4	SH		DFND	969	0	0	4
TEXAS INSTRS INC	COM	882508104	29,180	150	SH		DFND	535	0	0	150
INTUITIVE SURGICAL INC	COM NEW	46120E602	83,187	187	SH		DFND	675	0	0	187
MEDTRONIC PLC	SHS	G5960L103	8,422	107	SH		DFND	374	0	0	107
RYANAIR HOLDINGS PLC	SPONSORED ADS	783513203	129,481	1,112	SH		SOLE		0	0	1,112
APPLIED INDL TECHNOLOGIES IN	COM	03820C105	1,746	9	SH		DFND	810	0	0	9
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	367,607	7,336	SH		DFND	332	0	0	7,336
ISHARES INC	CORE MSCI EMKT	46434G103	293,184	5,477	SH		DFND	438	0	0	5,477
ARCHROCK INC	COM	03957W106	465,027	22,998	SH		SOLE		110	0	22,888
LULULEMON ATHLETICA INC	COM	550021109	9,806,620	32,831	SH		SOLE		32	0	32,799
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	1,382,984	7,045	SH		SOLE		20	0	7,025
WARRIOR MET COAL INC	COM	93627C101	377	6	SH		DFND	903	0	0	6
WORTHINGTON STL INC	COM SHS	982104101	377,869	11,327	SH		SOLE		0	0	11,327
ABBOTT LABS	COM	002824100	24,315	234	SH		DFND	152	0	0	234
PFIZER INC	COM	717081103	7,695	275	SH		DFND	80	0	0	275
NASDAQ INC	COM	631103108	10,124	168	SH		DFND	916	0	0	168
3M CO	COM	88579Y101	6,131	60	SH		DFND	791	60	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	48,142	1,278	SH		DFND	34	0	0	1,278
ISHARES TR	CORE S&P500 ETF	464287200	122,032	223	SH		DFND	601	0	0	223
SPDR SER TR	PORTFOLIO S&P400	78464A847	66,947	1,305	SH		DFND	484	0	0	1,305
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	49,469	1,001	SH		DFND	532	0	0	1,001
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,863	70	SH		DFND	223	0	0	70
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,893,175	36,904	SH		DFND	643	0	0	36,904
MONDELEZ INTL INC	CL A	609207105	12,761	195	SH		DFND	284	195	0	0
ISHARES TR	ESG MSCI LEADR	46435U218	60,017	616	SH		DFND	157	0	0	616
TOYOTA MOTOR CORP	ADS	892331307	3,280	16	SH		DFND	810	0	0	16
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	6,722	82	SH		DFND	405	0	0	82
TECK RESOURCES LTD	CL B	878742204	8,957	187	SH		DFND	792	187	0	0
ZOETIS INC	CL A	98978V103	8,495	49	SH		DFND	792	49	0	0
ALAMO GROUP INC	COM	011311107	173	1	SH		DFND	965	0	0	1
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	10,526	213	SH		DFND	384	0	0	213
ASSOCIATED BANC CORP	COM	045487105	698	33	SH		DFND	903	0	0	33
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	16,080	310	SH		DFND	58	0	0	310
ABBVIE INC	COM	00287Y109	26,243	153	SH		DFND	805	0	0	153
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	188,574	2,935	SH		DFND	212	0	0	2,935
ISHARES TR	NATIONAL MUN ETF	464288414	6,500	61	SH		DFND	610	0	0	61
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	57,359	141	SH		DFND	792	141	0	0
GAMING & LEISURE PPTYS INC	COM	36467J108	407	9	SH		DFND	903	0	0	9
SNAP INC	NOTE 5/0	83304AAF3	60,747	73,000	PRN		SOLE		0	0	73,000
SIMPSON MFG INC	COM	829073105	506	3	SH		DFND	903	0	0	3
ISHARES TR	SHRT NAT MUN ETF	464288158	4,496	43	SH		DFND	345	0	0	43
PHILLIPS 66	COM	718546104	20,763	147	SH		DFND	952	0	0	147
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	36,126	731	SH		DFND	400	0	0	731
OREILLY AUTOMOTIVE INC	COM	67103H107	10,561	10	SH		DFND	790	0	0	10
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	222,356	3,701	SH		DFND	645	0	0	3,701
EXXON MOBIL CORP	COM	30231G102	233,463	2,028	SH		DFND	1	0	0	2,028
MARKETAXESS HLDGS INC	COM	57060D108	326,130	1,626	SH		SOLE		6	0	1,620
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	21,942	444	SH		DFND	357	444	0	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	1,406	3	SH		DFND	665	0	0	3
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,672	135	SH		DFND	635	0	0	135
INVESCO EXCH TRADED FD TR II	S&P SMLCP INFO	46138E115	549,285	11,762	SH		SOLE		0	0	11,762
EMBECTA CORP	COMMON STOCK	29082K105	1,250	100	SH		DFND	1	0	0	100
ISHARES TR	MSCI EAFE ETF	464287465	210,629	2,689	SH		DFND	239	0	0	2,689
SPDR SER TR	PORTFOLIO S&P500	78464A854	60,672	948	SH		DFND	234	0	0	948
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	8,719	174	SH		DFND	396	0	0	174
PFIZER INC	COM	717081103	246,979	8,827	SH		DFND	375	0	0	8,827
ATI INC	COM	01741R102	1,774	32	SH		DFND	810	0	0	32
ANALOG DEVICES INC	COM	032654105	2,967	13	SH		DFND	737	0	0	13
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,998	111	SH		DFND	863	111	0	0
INTEL CORP	COM	458140100	3,593	116	SH		DFND	965	0	0	116
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	35,933	429	SH		DFND	876	0	0	429
ISHARES TR	MSCI EAFE ETF	464287465	820,585	10,476	SH		DFND	329	0	0	10,476
NEXTERA ENERGY INC	COM	65339F101	5,028	71	SH		DFND	938	0	0	71
LANTHEUS HLDGS INC	COM	516544103	14,854	185	SH		DFND	661	0	0	185
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	4,990	97	SH		DFND	382	0	0	97
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,378,223	39,288	SH		DFND	743	0	0	39,288
VERALTO CORP	COM SHS	92338C103	95	1	SH		DFND	600	0	0	1
SALLY BEAUTY HLDGS INC	COM	79546E104	371,108	34,586	SH		SOLE		0	0	34,586
APPLE INC	COM	037833100	154,384	733	SH		DFND	188	733	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,070	132	SH		DFND	214	0	0	132
EA SERIES TRUST	ALPHA ARCH 1-3	02072L565	315,575	2,927	SH		DFND	501	0	0	2,927
VANGUARD INDEX FDS	MID CAP ETF	922908629	136,787	565	SH		DFND	460	0	0	565
VISA INC	COM CL A	92826C839	19,948	76	SH		DFND	970	0	0	76
ISHARES TR	ISHS 1-5YR INVS	464288646	16,856,621	328,974	SH		SOLE		492	0	328,482
UNION PAC CORP	COM	907818108	104,080	460	SH		DFND	168	0	0	460
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	524,050	10,604	SH		DFND	427	0	0	10,604
TEXAS INSTRS INC	COM	882508104	4,863	25	SH		DFND	816	0	0	25
ORACLE CORP	COM	68389X105	1,130	8	SH		DFND	951	0	0	8
ISHARES TR	S&P MC 400GR ETF	464287606	87,405	992	SH		DFND	701	0	0	992
TRIMBLE INC	COM	896239100	951	17	SH		DFND	600	0	0	17
CATERPILLAR INC	COM	149123101	53,962	162	SH		DFND	661	0	0	162
ELI LILLY & CO	COM	532457108	12,675	14	SH		DFND	476	0	0	14
ARCHER DANIELS MIDLAND CO	COM	039483102	121	2	SH		DFND	416	0	0	2
CHIPOTLE MEXICAN GRILL INC	COM	169656105	40,723	650	SH		DFND	661	0	0	650
VIKING THERAPEUTICS INC	COM	92686J106	477	9	SH		DFND	951	0	0	9
CONOCOPHILLIPS	COM	20825C104	91,847	803	SH		DFND	661	0	0	803
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	17,645	503	SH		DFND	234	0	0	503
AVALONBAY CMNTYS INC	COM	053484101	1,034	5	SH		DFND	697	0	0	5
DIGITALBRIDGE GROUP INC	CL A NEW	25401T603	452	33	SH		DFND	951	0	0	33
EOG RES INC	COM	26875P101	755	6	SH		DFND	697	0	0	6
GARTNER INC	COM	366651107	1,347	3	SH		DFND	737	0	0	3
COSTCO WHSL CORP NEW	COM	22160K105	20,400	24	SH		DFND	736	0	0	24
ISHARES TR	S&P MC 400VL ETF	464287705	19,288	170	SH		DFND	605	0	0	170
MERCK & CO INC	COM	58933Y105	1,114	9	SH		DFND	600	0	0	9
PROPETRO HLDG CORP	COM	74347M108	20,947	2,416	SH		DFND	675	0	0	2,416
AEGON LTD	AMER REG 1 CERT	0076CA104	1,177	192	SH		DFND	665	0	0	192
LAS VEGAS SANDS CORP	COM	517834107	2,921	66	SH		DFND	742	0	0	66
ALPHABET INC	CAP STK CL A	02079K305	82,150	451	SH		DFND	970	0	0	451
PARKER-HANNIFIN CORP	COM	701094104	1,517	3	SH		DFND	810	0	0	3
BANK NEW YORK MELLON CORP	COM	064058100	89,835	1,500	SH		DFND	853	0	0	1,500
AMGEN INC	COM	031162100	9,061	29	SH		DFND	736	0	0	29
J & J SNACK FOODS CORP	COM	466032109	715,727	4,408	SH		SOLE		15	0	4,393
INSULET CORP	COM	45784P101	32,086	159	SH		DFND	661	0	0	159
MARRIOTT INTL INC NEW	CL A	571903202	967	4	SH		DFND	934	0	0	4
MURPHY OIL CORP	COM	626717102	2,021	49	SH		DFND	816	0	0	49
SCHWAB STRATEGIC TR	FUNDAMENTAL US B	808524789	947,315	14,445	SH		SOLE		0	0	14,445
VONTIER CORPORATION	COM	928881101	680,460	17,813	SH		SOLE		28	0	17,785
REVOLUTION MEDICINES INC	COM	76155X100	5,822	150	SH		DFND	791	150	0	0
PROCTER AND GAMBLE CO	COM	742718109	198,894	1,206	SH		DFND	515	0	0	1,206
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	2,601	19	SH		DFND	600	0	0	19
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	78,838	2,052	SH		DFND	343	0	0	2,052
ELECTRONIC ARTS INC	COM	285512109	1,115	8	SH		DFND	665	0	0	8
STARBUCKS CORP	COM	855244109	545	7	SH		DFND	783	0	0	7
MERITAGE HOMES CORP	COM	59001A102	486	3	SH		DFND	903	0	0	3
HUNTINGTON BANCSHARES INC	COM	446150104	2,043	155	SH		DFND	493	0	0	155
VEECO INSTRS INC DEL	COM	922417100	280	6	SH		DFND	951	0	0	6
MGM RESORTS INTERNATIONAL	COM	552953101	667	15	SH		DFND	414	0	0	15
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	1,167,722	15,017	SH		DFND	481	0	0	15,017
SOUTHWEST AIRLS CO	COM	844741108	6,437	225	SH		DFND	627	0	0	225
ISHARES TR	CORE S&P500 ETF	464287200	27,909	51	SH		DFND	780	0	0	51
AMAZON COM INC	COM	023135106	30,920	160	SH		DFND	157	0	0	160
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	72,763	272	SH		DFND	55	0	0	272
ATKORE INC	COM	047649108	1,079	8	SH		DFND	810	0	0	8
WYNN RESORTS LTD	COM	983134107	13	0	SH		DFND	290	0	0	0
US BANCORP DEL	COM NEW	902973304	7,821	197	SH		DFND	791	197	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,790	132	SH		DFND	163	0	0	132
MOOG INC	CL A	615394202	1,673	10	SH		DFND	816	0	0	10
ISHARES TR	CORE MSCI INTL	46435G326	94,193	1,435	SH		DFND	239	0	0	1,435
SCHWAB STRATEGIC TR	US REIT ETF	808524847	198,662	9,948	SH		DFND	960	0	0	9,948
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	73,888	2,372	SH		DFND	625	0	0	2,372
ROYAL CARIBBEAN GROUP	COM	V7780T103	1,435	9	SH		DFND	810	0	0	9
CISCO SYS INC	COM	17275R102	143	3	SH		DFND	406	0	0	3
BANCO SANTANDER S.A.	ADR	05964H105	29,470	6,365	SH		DFND	661	0	0	6,365
BANKFINANCIAL CORP	COM	06643P104	689,430	67,000	SH		SOLE		0	0	67,000
ISHARES TR	S&P 500 VAL ETF	464287408	30,578	168	SH		DFND	705	0	0	168
WISDOMTREE TR	US MIDCAP DIVID	97717W505	11,552	247	SH		DFND	88	0	0	247
EQUITABLE HLDGS INC	COM	29452E101	532,077	13,022	SH		SOLE		0	0	13,022
SPDR SER TR	PORTFOLIO S&P500	78464A854	557,952	8,718	SH		DFND	64	0	0	8,718
BAKER HUGHES COMPANY	CL A	05722G100	2,708	77	SH		DFND	970	0	0	77
3M CO	COM	88579Y101	818	8	SH		DFND	903	0	0	8
COTERRA ENERGY INC	COM	127097103	24,190	907	SH		DFND	661	0	0	907
M & T BK CORP	COM	55261F104	11,201	74	SH		DFND	916	0	0	74
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	4,092	115	SH		DFND	50	0	0	115
MARVELL TECHNOLOGY INC	COM	573874104	4,264	61	SH		DFND	713	61	0	0
CINTAS CORP	COM	172908105	13,305	19	SH		DFND	916	0	0	19
JOHNSON & JOHNSON	COM	478160104	5,408	37	SH		DFND	374	0	0	37
NETAPP INC	COM	64110D104	2,190	17	SH		DFND	970	0	0	17
GUARDANT HEALTH INC	COM	40131M109	693	24	SH		DFND	965	0	0	24
OVINTIV INC	COM	69047Q102	1,471,986	31,406	SH		SOLE		0	0	31,406
CAPITAL SOUTHWEST CORP	COM	140501107	148,960	5,709	SH		SOLE		0	0	5,709
JAMES HARDIE INDS PLC	SPONSORED ADR	47030M106	852	27	SH		DFND	600	0	0	27
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	47,475	1,236	SH		DFND	593	0	0	1,236
BJS WHSL CLUB HLDGS INC	COM	05550J101	25,210	287	SH		DFND	675	0	0	287
WARNER BROS DISCOVERY INC	COM SER A	934423104	2,115,036	284,279	SH		SOLE		245	0	284,034
ISHARES INC	CORE MSCI EMKT	46434G103	17,290	323	SH		DFND	780	0	0	323
ISHARES INC	CORE MSCI EMKT	46434G103	19,164	358	SH		DFND	850	0	0	358
DEVON ENERGY CORP NEW	COM	25179M103	4,219	89	SH		DFND	790	0	0	89
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	92,770	1,034	SH		DFND	1	0	0	1,034
PACIRA BIOSCIENCES INC	COM	695127100	5,035	176	SH		DFND	791	176	0	0
CYTOKINETICS INC	COM NEW	23282W605	4,659	86	SH		DFND	792	86	0	0
HEARTLAND FINL USA INC	COM	42234Q102	1,822	41	SH		DFND	810	0	0	41
UBER TECHNOLOGIES INC	COM	90353T100	581	8	SH		DFND	600	0	0	8
SPDR SER TR	S&P METALS MNG	78464A755	208,419	3,513	SH		SOLE		0	0	3,513
JANUS DETROIT STR TR	HENDRSN SHRT ETF	47103U886	8,726,468	179,779	SH		SOLE		0	0	179,779
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	316,511	6,102	SH		DFND	743	0	0	6,102
SCHWAB STRATEGIC TR	US REIT ETF	808524847	24,603	1,232	SH		DFND	302	0	0	1,232
AMETEK INC	COM	031100100	41,678	250	SH		DFND	489	0	0	250
WASTE MGMT INC DEL	COM	94106L109	1,920	9	SH		DFND	951	0	0	9
ALPHABET INC	CAP STK CL A	02079K305	20,037	110	SH		DFND	685	0	0	110
CHIPOTLE MEXICAN GRILL INC	COM	169656105	28,193	450	SH		DFND	916	0	0	450
METLIFE INC	COM	59156R108	10,529	150	SH		DFND	80	0	0	150
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	1,679	21	SH		DFND	72	0	0	21
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	65,226	1,268	SH		DFND	63	0	0	1,268
NATWEST GROUP PLC	SPONS ADR	639057207	723	90	SH		DFND	965	0	0	90
EATON CORP PLC	SHS	G29183103	36,058	115	SH		DFND	689	0	0	115
ISHARES INC	CORE MSCI EMKT	46434G103	1,874	35	SH		DFND	109	0	0	35
WALMART INC	COM	931142103	4,672	69	SH		DFND	810	0	0	69
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	36,413	702	SH		DFND	462	0	0	702
EATON CORP PLC	SHS	G29183103	6,585	21	SH		DFND	737	0	0	21
TE CONNECTIVITY LTD	SHS	H84989104	2,407	16	SH		DFND	268	0	0	16
ISHARES TR	FLTG RATE NT ETF	46429B655	4,132,962	80,896	SH		SOLE		0	0	80,896
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	150,830	3,052	SH		DFND	830	3,052	0	0
NEW PAC METALS CORP	COM	64782A107	40,500	27,000	SH		SOLE		0	0	27,000
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	6,988	120	SH		DFND	934	0	0	120
ALPHABET INC	CAP STK CL A	02079K305	23,862	131	SH		DFND	951	0	0	131
ISHARES TR	RUS MID CAP ETF	464287499	5,757	71	SH		DFND	934	0	0	71
AMERICAN WTR WKS CO INC NEW	COM	030420103	1,550	12	SH		DFND	736	0	0	12
HOWARD HUGHES HOLDINGS INC	COM	44267T102	1,167	18	SH		DFND	810	0	0	18
INTUIT	COM	461202103	9,201	14	SH		DFND	737	0	0	14
CSX CORP	COM	126408103	6,222	186	SH		DFND	188	186	0	0
COMFORT SYS USA INC	COM	199908104	2,129	7	SH		DFND	810	0	0	7
ISHARES INC	CORE MSCI EMKT	46434G103	51,549	963	SH		DFND	567	0	0	963
VISA INC	COM CL A	92826C839	4,462	17	SH		DFND	866	17	0	0
VULCAN MATLS CO	COM	929160109	7,958	32	SH		DFND	792	32	0	0
FORTIS INC	COM	349553107	1,088	28	SH		DFND	903	0	0	28
SCHWAB STRATEGIC TR	US REIT ETF	808524847	23,505	1,177	SH		DFND	290	0	0	1,177
LUCID GROUP INC	COM	549498103	19,823	7,595	SH		DFND	675	0	0	7,595
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,138	72	SH		DFND	494	0	0	72
CITIZENS FINL GROUP INC	COM	174610105	5,038,399	139,839	SH		DFND	1	0	0	139,839
MOSAIC CO NEW	COM	61945C103	1,329	46	SH		DFND	951	0	0	46
APPLE INC	COM	037833100	421,240	2,000	SH		DFND	616	0	0	2,000
UTZ BRANDS INC	COM CL A	918090101	1,281	77	SH		DFND	816	0	0	77
MOTOROLA SOLUTIONS INC	COM NEW	620076307	26,637	69	SH		DFND	820	0	0	69
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	56,002	1,458	SH		DFND	670	0	0	1,458
MEDICAL PPTYS TRUST INC	COM	58463J304	359,799	83,480	SH		DFND	925	0	0	83,480
ADVANCED MICRO DEVICES INC	COM	007903107	6,002	37	SH		DFND	713	37	0	0
SPDR SER TR	RUSSELL YIELD	78468R770	15,665	151	SH		DFND	727	0	0	151
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	9,372	244	SH		DFND	228	0	0	244
EATON CORP PLC	SHS	G29183103	790,773	2,522	SH		DFND	1	0	0	2,522
COLUMBIA SELIGM PREM TECH GR	COM	19842X109	396,965	11,924	SH		SOLE		0	0	11,924
EQUINIX INC	COM	29444U700	757	1	SH		DFND	810	0	0	1
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,105,948	2,957	SH		DFND	1	180	0	2,777
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	5,476	76	SH		DFND	859	0	0	76
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	187,690	2,605	SH		DFND	571	0	0	2,605
PROCTER AND GAMBLE CO	COM	742718109	32,984	200	SH		DFND	141	0	0	200
ENPHASE ENERGY INC	COM	29355A107	29,913	300	SH		DFND	517	0	0	300
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,185	135	SH		DFND	384	0	0	135
ING GROEP N.V.	SPONSORED ADR	456837103	13,335	778	SH		DFND	916	0	0	778
ALPS ETF TR	ALERIAN MLP	00162Q452	34,738	724	SH		DFND	482	0	0	724
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	57,496	798	SH		DFND	38	0	0	798
STAG INDL INC	COM	85254J102	31,228	866	SH		DFND	661	0	0	866
LAM RESEARCH CORP	COM	512807108	14,908	14	SH		DFND	792	14	0	0
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	60,067	1,437	SH		DFND	601	0	0	1,437
RTX CORPORATION	COM	75513E101	3,714	37	SH		DFND	816	0	0	37
MOSAIC CO NEW	COM	61945C103	9,624	333	SH		DFND	916	0	0	333
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,006	39	SH		DFND	811	0	0	39
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	46,998	951	SH		DFND	286	951	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	447,630	6,967	SH		DFND	299	0	0	6,967
VANGUARD INDEX FDS	MID CAP ETF	922908629	47,936	198	SH		DFND	887	0	0	198
MODERNA INC	COM	60770K107	1,544	13	SH		DFND	188	13	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	105,370	1,258	SH		DFND	329	0	0	1,258
DISNEY WALT CO	COM	254687106	61,576	10,000	SH	Call	DFND	1	0	0	10,000
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	118,239	442	SH		DFND	868	0	0	442
ISHARES INC	CORE MSCI EMKT	46434G103	1,028,579	19,215	SH		DFND	256	0	0	19,215
WELLTOWER INC	COM	95040Q104	7,715	74	SH		DFND	792	74	0	0
BELDEN INC	COM	077454106	1,501	16	SH		DFND	665	0	0	16
WEC ENERGY GROUP INC	COM	92939U106	2,825	36	SH		DFND	810	0	0	36
AMPHENOL CORP NEW	CL A	032095101	30,701,575	455,716	SH		SOLE		876	0	454,840
ISHARES TR	MSCI USA VALUE	46432F388	115,151	1,113	SH		DFND	743	0	0	1,113
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,728	45	SH		DFND	635	0	0	45
HUNTINGTON BANCSHARES INC	COM	446150104	2,557	194	SH		DFND	736	0	0	194
SCHWAB CHARLES CORP	COM	808513105	7,001	95	SH		DFND	188	95	0	0
MOLSON COORS BEVERAGE CO	CL B	60871R209	51	1	SH		DFND	713	1	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	16,135	74	SH		DFND	66	0	0	74
AGILENT TECHNOLOGIES INC	COM	00846U101	7,519	58	SH		DFND	791	58	0	0
GLOBAL X FDS	US PFD ETF	37954Y657	11,159	567	SH		DFND	605	0	0	567
BIOGEN INC	COM	09062X103	695	3	SH		DFND	903	0	0	3
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	7,522	79	SH		DFND	791	79	0	0
SPDR SER TR	BLOOMBERG INTL T	78464A516	19,695,743	919,073	SH		SOLE		0	0	919,073
PNM RES INC	COM	69349H107	863,238	23,356	SH		SOLE		0	0	23,356
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,858	44	SH		DFND	334	0	0	44
ALPHABET INC	CAP STK CL C	02079K107	55,026	300	SH		DFND	284	300	0	0
NVIDIA CORPORATION	COM	67066G104	1,235	10	SH		DFND	476	0	0	10
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	97,937	2,064	SH		DFND	679	0	0	2,064
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,499	39	SH		DFND	964	0	0	39
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	1,234	19	SH		DFND	665	0	0	19
FRANCO NEV CORP	COM	351858105	1,390,894	11,736	SH		SOLE		5	0	11,731
VANGUARD INDEX FDS	MID CAP ETF	922908629	39,704	164	SH		DFND	24	0	0	164
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	81,391	2,119	SH		DFND	220	0	0	2,119
CARDINAL HEALTH INC	COM	14149Y108	2,753	28	SH		DFND	970	0	0	28
DARDEN RESTAURANTS INC	COM	237194105	303	2	SH		DFND	903	0	0	2
ABBVIE INC	COM	00287Y109	34,304	200	SH		DFND	779	0	0	200
GAMING & LEISURE PPTYS INC	COM	36467J108	723	16	SH		DFND	969	0	0	16
APPLE INC	COM	037833100	54,551	259	SH		DFND	399	259	0	0
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	3,792,921	58,434	SH		SOLE		0	0	58,434
TARGET CORP	COM	87612E106	20,578	139	SH		DFND	311	0	0	139
ACI WORLDWIDE INC	COM	004498101	1,029,102	25,994	SH		SOLE		15	0	25,979
WEYERHAEUSER CO MTN BE	COM NEW	962166104	1,107	39	SH		DFND	737	0	0	39
APPLE INC	COM	037833100	421	2	SH		DFND	474	0	0	2
COTY INC	COM CL A	222070203	441	44	SH		DFND	951	0	0	44
SUMMIT MATLS INC	CL A	86614U100	1,081,752	29,548	SH		SOLE		34	0	29,514
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	30,591	471	SH		DFND	198	0	0	471
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	635,782	2,547	SH		DFND	287	0	0	2,547
ISHARES TR	RUSSELL 3000 ETF	464287689	463,931	1,503	SH		DFND	153	0	0	1,503
META PLATFORMS INC	CL A	30303M102	121,013	240	SH		DFND	742	0	0	240
ISHARES INC	CORE MSCI EMKT	46434G103	612,062	11,434	SH		DFND	30	0	0	11,434
AGREE RLTY CORP	COM	008492100	6,875	111	SH		DFND	792	111	0	0
WALMART INC	COM	931142103	7,313	108	SH		DFND	713	108	0	0
AMERICAN CENTY ETF TR	US EQT ETF	025072885	120,313	1,334	SH		DFND	905	0	0	1,334
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	136,365	3,620	SH		DFND	582	0	0	3,620
DANAHER CORPORATION	COM	235851102	3,748	15	SH		DFND	816	0	0	15
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,277	245	SH		DFND	382	0	0	245
SCHWAB CHARLES CORP	COM	808513105	304,045	4,126	SH		DFND	1	0	0	4,126
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	351	10	SH		DFND	536	0	0	10
DIAMOND OFFSHORE DRILLING IN	COM	25271C201	3,439	222	SH		DFND	791	222	0	0
MERCK & CO INC	COM	58933Y105	257,875	2,083	SH		DFND	400	0	0	2,083
ISHARES TR	BROAD USD HIGH	46435U853	10,884	300	SH		DFND	399	300	0	0
HOWMET AEROSPACE INC	COM	443201108	6,676	86	SH		DFND	627	0	0	86
PAYCOR HCM INC	COM	70435P102	13,894	1,094	SH		DFND	661	0	0	1,094
TJX COS INC NEW	COM	872540109	3,964	36	SH		DFND	697	0	0	36
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,002,339	26,089	SH		DFND	499	0	0	26,089
EXXON MOBIL CORP	COM	30231G102	1,612	14	SH		DFND	695	0	0	14
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	284,033	10,694	SH		DFND	199	0	0	10,694
MORGAN STANLEY	COM NEW	617446448	7,192	74	SH		DFND	737	0	0	74
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	1,206	39	SH		DFND	810	0	0	39
DEERE & CO	COM	244199105	2,989	8	SH		DFND	965	0	0	8
ABRDN TOTAL DYNAMIC DIVIDEND	COM SH BEN INT	00326L100	100,735	11,978	SH		SOLE		0	0	11,978
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	66,375	1,762	SH		DFND	196	0	0	1,762
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	1,357,872	23,710	SH		DFND	1	0	0	23,710
STEPAN CO	COM	858586100	9,907	118	SH		DFND	790	0	0	118
GEN DIGITAL INC	COM	668771108	1,149	46	SH		DFND	965	0	0	46
ISHARES TR	NATIONAL MUN ETF	464288414	74,585	700	SH		DFND	742	0	0	700
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,138,044	23,028	SH		DFND	316	0	0	23,028
NOVARTIS AG	SPONSORED ADR	66987V109	4,258	40	SH		DFND	965	0	0	40
SALESFORCE INC	COM	79466L302	3,857	15	SH		DFND	493	0	0	15
HUMANA INC	COM	444859102	9,759,543	26,119	SH		SOLE		59	0	26,060
MORGAN STANLEY	COM NEW	617446448	4,665	48	SH		DFND	866	48	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	17,646	40	SH		DFND	535	0	0	40
AMERICAN TOWER CORP NEW	COM	03027X100	386,622	1,989	SH		DFND	1	0	0	1,989
UNITED THERAPEUTICS CORP DEL	COM	91307C102	1,150,946	3,613	SH		SOLE		6	0	3,607
AT&T INC	COM	00206R102	726	38	SH		DFND	965	0	0	38
SPDR SER TR	PORTFOLIO S&P400	78464A847	923	18	SH		DFND	252	0	0	18
MASTERCARD INCORPORATED	CL A	57636Q104	6,176	14	SH		DFND	816	0	0	14
LOWES COS INC	COM	548661107	16,535	75	SH		DFND	482	0	0	75
ROYALTY PHARMA PLC	SHS CLASS A	G7709Q104	2,136	81	SH		DFND	969	0	0	81
FIRST MID ILL BANCSHARES INC	COM	320866106	3,466,571	105,431	SH		SOLE		114	0	105,317
GENERAL MTRS CO	COM	37045V100	1,580	34	SH		DFND	810	0	0	34
CHIPOTLE MEXICAN GRILL INC	COM	169656105	12,530	200	SH		DFND	792	200	0	0
BEST BUY INC	COM	086516101	5,703,524	67,665	SH		SOLE		77	0	67,588
MICROSOFT CORP	COM	594918104	92,519	207	SH		DFND	152	0	0	207
ISHARES INC	CORE MSCI EMKT	46434G103	13,490	252	SH		DFND	885	0	0	252
VANGUARD INDEX FDS	SMALL CP ETF	922908751	80,239	368	SH		DFND	272	0	0	368
ISHARES TR	RUS 1000 GRW ETF	464287614	232,193	637	SH		DFND	42	0	0	637
BLACKSTONE INC	COM	09260D107	2,105	17	SH		DFND	268	0	0	17
ISHARES TR	CORE S&P500 ETF	464287200	11,436,753,414	20,899,354	SH		SOLE		16,561	0	20,882,793
FMC CORP	COM NEW	302491303	978	17	SH		DFND	713	17	0	0
SCHWAB CHARLES CORP	COM	808513105	147,380	2,000	SH		DFND	570	0	0	2,000
FRANKLIN ELEC INC	COM	353514102	7,513	78	SH		DFND	792	78	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	32,164	384	SH		DFND	134	384	0	0
LAS VEGAS SANDS CORP	COM	517834107	8,319	188	SH		DFND	916	0	0	188
ISHARES INC	CORE MSCI EMKT	46434G103	5,299	99	SH		DFND	410	0	0	99
SALESFORCE INC	COM	79466L302	6,428	25	SH		DFND	255	0	0	25
VERALTO CORP	COM SHS	92338C103	95	1	SH		DFND	736	0	0	1
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,517	205	SH		DFND	339	0	0	205
EMERSON ELEC CO	COM	291011104	22,693	206	SH		DFND	390	0	0	206
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	57,316	954	SH		DFND	938	0	0	954
CSX CORP	COM	126408103	6,021	180	SH		DFND	938	0	0	180
DISCOVER FINL SVCS	COM	254709108	3,532	27	SH		DFND	188	27	0	0
RESMED INC	COM	761152107	40,581	212	SH		DFND	661	0	0	212
VISA INC	COM CL A	92826C839	18,898	72	SH		DFND	969	0	0	72
COSTAR GROUP INC	COM	22160N109	8,378	113	SH		DFND	916	0	0	113
SPDR SER TR	PORTFOLIO S&P600	78468R853	14,411	347	SH		DFND	725	0	0	347
BOOT BARN HLDGS INC	COM	099406100	645	5	SH		DFND	980	0	0	5
BYLINE BANCORP INC	COM	124411109	404,102	17,022	SH		SOLE		35	0	16,987
STATE STR CORP	COM	857477103	888	12	SH		DFND	970	0	0	12
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	9,679	252	SH		DFND	885	0	0	252
ALIGN TECHNOLOGY INC	COM	016255101	2,486,879	10,301	SH		SOLE		6	0	10,295
NXP SEMICONDUCTORS N V	COM	N6596X109	1,615	6	SH		DFND	737	0	0	6
ELI LILLY & CO	COM	532457108	15,391	17	SH		DFND	262	0	0	17
UBS GROUP AG	SHS	H42097107	591	20	SH		DFND	810	0	0	20
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	304,693	749	SH		DFND	205	0	0	749
DEXCOM INC	COM	252131107	1,587	14	SH		DFND	737	0	0	14
SHELL PLC	SPON ADS	780259305	19,901,167	275,716	SH		SOLE		395	0	275,321
RESMED INC	COM	761152107	8,231	43	SH		DFND	791	43	0	0
CHEVRON CORP NEW	COM	166764100	13,609	87	SH		DFND	737	0	0	87
HOLOGIC INC	COM	436440101	891	12	SH		DFND	969	0	0	12
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,005	12	SH		DFND	434	0	0	12
US BANCORP DEL	COM NEW	902973304	6,590	166	SH		DFND	922	0	0	166
TRAVELERS COMPANIES INC	COM	89417E109	3,050	15	SH		DFND	736	0	0	15
ARISTA NETWORKS INC	COM	040413106	14,370	41	SH		DFND	792	41	0	0
GENUINE PARTS CO	COM	372460105	31,122	225	SH		DFND	1	0	0	225
ROPER TECHNOLOGIES INC	COM	776696106	3,382	6	SH		DFND	695	0	0	6
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,188	50	SH		DFND	281	0	0	50
TESLA INC	COM	88160R101	11,675	59	SH		DFND	713	59	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	87,394	2,320	SH		DFND	958	0	0	2,320
FIRST BANCSHARES INC MS	COM	318916103	2,357,399	90,739	SH		SOLE		82	0	90,657
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	131,103	1,686	SH		DFND	612	0	0	1,686
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	47,493	961	SH		DFND	108	0	0	961
SHERWIN WILLIAMS CO	COM	824348106	1,791	6	SH		DFND	697	0	0	6
AMER STATES WTR CO	COM	029899101	47,025	648	SH		DFND	675	0	0	648
KULICKE & SOFFA INDS INC	COM	501242101	559,241	11,369	SH		SOLE		59	0	11,310
EXACT SCIENCES CORP	COM	30063P105	1,400,419	33,146	SH		SOLE		76	0	33,070
ISHARES TR	MSCI EAFE ETF	464287465	101,907	1,301	SH		DFND	379	0	0	1,301
ISHARES INC	CORE MSCI EMKT	46434G103	4,657	87	SH		DFND	788	87	0	0
BAYTEX ENERGY CORP	COM	07317Q105	64,369	18,572	SH		SOLE		0	0	18,572
OWENS CORNING NEW	COM	690742101	22,062	127	SH		DFND	627	0	0	127
HDFC BANK LTD	SPONSORED ADS	40415F101	2,123	33	SH		DFND	903	0	0	33
ISHARES SILVER TR	ISHARES	46428Q109	575	1,000	SH	Call	SOLE		0	0	1,000
HALLIBURTON CO	COM	406216101	946	28	SH		DFND	695	0	0	28
SUPER MICRO COMPUTER INC	COM	86800U104	819	1	SH		DFND	903	0	0	1
AERCAP HOLDINGS NV	SHS	N00985106	1,360,906	14,602	SH		SOLE		11	0	14,591
GSK PLC	SPONSORED ADR	37733W204	616	16	SH		DFND	665	0	0	16
SPDR S&P 500 ETF TR	TR UNIT	78462F103	16,896	6,400	SH	Put	DFND	1	0	0	6,400
JAMES HARDIE INDS PLC	SPONSORED ADR	47030M106	29,963	950	SH		DFND	675	0	0	950
ISHARES TR	SHRT NAT MUN ETF	464288158	1,986	19	SH		DFND	274	0	0	19
MERCK & CO INC	COM	58933Y105	25,255	204	SH		DFND	790	0	0	204
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,061	98	SH		DFND	752	98	0	0
CADENCE BANK	COM	12740C103	907,324	32,084	SH		SOLE		0	0	32,084
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	5,188	72	SH		DFND	893	0	0	72
DUOLINGO INC	CL A COM	26603R106	792,946	3,800	SH		SOLE		11	0	3,789
ALPHABET INC	CAP STK CL A	02079K305	623,864	3,425	SH		DFND	916	0	0	3,425
SCHWAB CHARLES FAMILY FD	AMT TAX FREE MNY	808515530	363,994	363,994	SH		SOLE		0	0	363,994
EXXON MOBIL CORP	COM	30231G102	11,742	102	SH		DFND	816	0	0	102
LIBERTY BROADBAND CORP	COM SER A	530307107	1,092	20	SH		DFND	810	0	0	20
VANGUARD INDEX FDS	MID CAP ETF	922908629	395,834	1,635	SH		DFND	205	0	0	1,635
CHEVRON CORP NEW	COM	166764100	71,171	455	SH		DFND	358	0	0	455
NNN REIT INC	COM	637417106	639	15	SH		DFND	695	0	0	15
NVIDIA CORPORATION	COM	67066G104	134,659	1,090	SH		DFND	36	0	0	1,090
ABERCROMBIE & FITCH CO	CL A	002896207	4,992,717	28,074	SH		SOLE		21	0	28,053
EMX RTY CORP	COM	26873J107	28,701	15,945	SH		SOLE		0	0	15,945
ISHARES INC	ESG AWR MSCI EM	46434G863	640,222	19,094	SH		DFND	1	0	0	19,094
BLACKBAUD INC	COM	09227Q100	339,871	4,462	SH		SOLE		0	0	4,462
ELANCO ANIMAL HEALTH INC	COM	28414H103	1,501	104	SH		DFND	737	0	0	104
SCHWAB STRATEGIC TR	US REIT ETF	808524847	415,296	20,796	SH		DFND	103	0	0	20,796
BOEING CO	COM	097023105	5,642	31	SH		DFND	416	0	0	31
LOGITECH INTL S A	SHS	H50430232	2,687,645	27,742	SH		SOLE		0	0	27,742
SCHNEIDER NATIONAL INC	CL B	80689H102	483	20	SH		DFND	903	0	0	20
GLACIER BANCORP INC NEW	COM	37637Q105	1,313,688	35,201	SH		SOLE		48	0	35,153
SPDR SER TR	PORTFOLIO SHORT	78464A474	79,893	2,690	SH		DFND	118	0	0	2,690
INTERCONTINENTAL HOTELS GROU	SPONSORED ADS	45857P806	49,373	466	SH		DFND	675	0	0	466
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	11,350	83	SH		DFND	374	0	0	83
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	26,653,710	264,816	SH		SOLE		0	0	264,816
SPDR SER TR	PORTFOLIO SHORT	78464A474	5,465	184	SH		DFND	74	0	0	184
EOG RES INC	COM	26875P101	3,902	31	SH		DFND	707	0	0	31
MAGNOLIA OIL & GAS CORP	CL A	559663109	1,533,121	60,502	SH		SOLE		235	0	60,267
ISHARES TR	EAFE SML CP ETF	464288273	678	11	SH		DFND	477	0	0	11
RELIANCE INC	COM	759509102	18,833,922	65,945	SH		SOLE		2	0	65,943
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,361	68	SH		DFND	285	68	0	0
CITIGROUP INC	COM NEW	172967424	3,173	50	SH		DFND	969	0	0	50
MCCORMICK & CO INC	COM NON VTG	579780206	2,128	30	SH		DFND	965	0	0	30
ISHARES TR	CORE S&P500 ETF	464287200	3,755,092	6,862	SH		DFND	417	0	0	6,862
VANGUARD INDEX FDS	MID CAP ETF	922908629	165,839	685	SH		DFND	102	0	0	685
MARVELL TECHNOLOGY INC	COM	573874104	1,748	25	SH		DFND	810	0	0	25
HOLOGIC INC	COM	436440101	520	7	SH		DFND	697	0	0	7
LAS VEGAS SANDS CORP	COM	517834107	487	11	SH		DFND	697	0	0	11
GLOBAL X FDS	GLB X MLP ENRG I	37954Y293	568,084	11,128	SH		SOLE		0	0	11,128
MEDPACE HLDGS INC	COM	58506Q109	56,012	136	SH		DFND	661	0	0	136
BELLRING BRANDS INC	COMMON STOCK	07831C103	1,314	23	SH		DFND	816	0	0	23
CENTENE CORP DEL	COM	15135B101	5,105	77	SH		DFND	627	0	0	77
NATERA INC	COM	632307104	494,100	4,563	SH		SOLE		0	0	4,563
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,620	45	SH		DFND	119	0	0	45
HERITAGE COMM CORP	COM	426927109	1,871	215	SH		DFND	816	0	0	215
ARCH CAP GROUP LTD	ORD	G0450A105	2,522	25	SH		DFND	816	0	0	25
PARKER-HANNIFIN CORP	COM	701094104	506	1	SH		DFND	713	1	0	0
CINTAS CORP	COM	172908105	1,401	2	SH		DFND	970	0	0	2
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	13,762	191	SH		DFND	711	191	0	0
ADVANSIX INC	COM	00773T101	259,780	11,334	SH		SOLE		77	0	11,257
ISHARES TR	RUS 1000 ETF	464287622	126,157	424	SH		DFND	503	0	0	424
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	23,583	405	SH		DFND	263	0	0	405
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,293	31	SH		DFND	86	31	0	0
FREEPORT-MCMORAN INC	CL B	35671D857	9,574	197	SH		DFND	791	197	0	0
CORPAY INC	COM SHS	219948106	533	2	SH		DFND	600	0	0	2
DOW INC	COM	260557103	2,918	55	SH		DFND	154	0	0	55
COSAN S A	ADS	22113B103	1,032	106	SH		DFND	810	0	0	106
GLOBAL PMTS INC	COM	37940X102	774	8	SH		DFND	188	8	0	0
NIKE INC	CL B	654106103	15,451	205	SH		DFND	742	0	0	205
SUNCOR ENERGY INC NEW	COM	867224107	14,097	370	SH		DFND	791	370	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	22,968	256	SH		DFND	775	0	0	256
BELLRING BRANDS INC	COMMON STOCK	07831C103	1,221,368	21,375	SH		SOLE		40	0	21,335
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	117,146	2,677	SH		DFND	637	0	0	2,677
NCR ATLEOS CORPORATION	COM SHS	63001N106	132,614	4,908	SH		SOLE		9	0	4,899
CORTEVA INC	COM	22052L104	378	7	SH		DFND	903	0	0	7
DOLLAR GEN CORP NEW	COM	256677105	4,364	33	SH		DFND	27	0	0	33
BEST BUY INC	COM	086516101	71	1	SH		DFND	290	0	0	1
VANGUARD INDEX FDS	MID CAP ETF	922908629	44,304	183	SH		DFND	67	0	0	183
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	15,768	304	SH		DFND	684	304	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	11,904	316	SH		DFND	327	316	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,089	13	SH		DFND	247	0	0	13
VERALTO CORP	COM SHS	92338C103	4,774	50	SH		DFND	489	0	0	50
ISHARES INC	CORE MSCI EMKT	46434G103	69,268	1,294	SH		DFND	515	0	0	1,294
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	2,986,677	33,893	SH		SOLE		53	0	33,840
PNC FINL SVCS GROUP INC	COM	693475105	11,039	71	SH		DFND	916	0	0	71
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	410,113	15,441	SH		DFND	139	15,441	0	0
HEALTHEQUITY INC	COM	42226A107	7,327	85	SH		DFND	792	85	0	0
OLD REP INTL CORP	COM	680223104	1,452	47	SH		DFND	600	0	0	47
SHERWIN WILLIAMS CO	COM	824348106	12,832	43	SH		DFND	473	0	0	43
BOEING CO	COM	097023105	791,744	4,350	SH		DFND	507	0	0	4,350
HEARTLAND EXPRESS INC	COM	422347104	826	67	SH		DFND	810	0	0	67
ONTO INNOVATION INC	COM	683344105	11,637	53	SH		DFND	791	53	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	530,168	14,074	SH		DFND	318	0	0	14,074
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	117,972	441	SH		DFND	821	0	0	441
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	108,616	267	SH		DFND	887	0	0	267
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	133,094	3,794	SH		DFND	132	0	0	3,794
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,155	81	SH		DFND	638	0	0	81
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	15,367	265	SH		DFND	399	265	0	0
UBIQUITI INC	COM	90353W103	1,165	8	SH		DFND	810	0	0	8
KRYSTAL BIOTECH INC	COM	501147102	1,469	8	SH		DFND	816	0	0	8
AUTOMATIC DATA PROCESSING IN	COM	053015103	14,321	60	SH		DFND	159	0	0	60
MCKESSON CORP	COM	58155Q103	37,963	65	SH		DFND	916	0	0	65
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	6,464	111	SH		DFND	748	0	0	111
WASTE MGMT INC DEL	COM	94106L109	21,974	103	SH		DFND	374	0	0	103
SYNDAX PHARMACEUTICALS INC	COM	87164F105	26,874	1,309	SH		DFND	675	0	0	1,309
SPDR S&P 500 ETF TR	TR UNIT	78462F103	408,165	750	SH		DFND	432	0	0	750
BANK NEW YORK MELLON CORP	COM	064058100	13,525,527	225,839	SH		SOLE		236	0	225,603
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	62,264	800	SH		DFND	438	0	0	800
ALLISON TRANSMISSION HLDGS I	COM	01973R101	353,059	4,652	SH		SOLE		0	0	4,652
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	12,022	134	SH		DFND	474	0	0	134
WILLIAMS COS INC	COM	969457100	3,145	74	SH		DFND	188	74	0	0
HALLIBURTON CO	COM	406216101	11,575	343	SH		DFND	955	0	0	343
ISHARES INC	CORE MSCI EMKT	46434G103	32,172	601	SH		DFND	263	0	0	601
SOUTHERN COPPER CORP	COM	84265V105	2,047	19	SH		DFND	965	0	0	19
LIBERTY ALL-STAR GROWTH FD I	COM	529900102	59,261	11,098	SH		SOLE		0	0	11,098
TE CONNECTIVITY LTD	SHS	H84989104	3,610	24	SH		DFND	797	0	0	24
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	9,016	257	SH		DFND	658	0	0	257
SUN CMNTYS INC	COM	866674104	481	4	SH		DFND	903	0	0	4
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	11,530	38	SH		DFND	970	0	0	38
AMERICOLD REALTY TRUST INC	COM	03064D108	562	22	SH		DFND	810	0	0	22
WOORI FINL GROUP INC	SPONSORED ADS	981064108	2,211	69	SH		DFND	810	0	0	69
KRAFT HEINZ CO	COM	500754106	257,760	8,000	SH		DFND	828	8,000	0	0
T-MOBILE US INC	COM	872590104	20,677,712	117,367	SH		SOLE		117	0	117,250
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	10,138	113	SH		DFND	639	0	0	113
ISHARES TR	SHRT NAT MUN ETF	464288158	1,262,755	12,078	SH		DFND	1	428	0	11,650
GRANITE CONSTR INC	COM	387328107	201,155	3,246	SH		SOLE		9	0	3,237
SIMON PPTY GROUP INC NEW	COM	828806109	1,366	9	SH		DFND	737	0	0	9
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,072,163,978	2,635,605	SH		SOLE		1,338	0	2,634,267
ISHARES TR	CORE S&P500 ETF	464287200	62,384	114	SH		DFND	34	0	0	114
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	1,302	22	SH		DFND	737	0	0	22
PURE STORAGE INC	CL A	74624M102	449	7	SH		DFND	903	0	0	7
WISDOMTREE TR	US MIDCAP FUND	97717W570	616,908	10,675	SH		SOLE		0	0	10,675
INSIGHT ENTERPRISES INC	COM	45765U103	8,133	41	SH		DFND	792	41	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	104,960	1,747	SH		DFND	250	0	0	1,747
APPLE INC	COM	037833100	105,310	500	SH		DFND	534	0	0	500
RESMED INC	COM	761152107	1,723	9	SH		DFND	810	0	0	9
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	1,051,018	20,657	SH		SOLE		0	0	20,657
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	32,099	624	SH		DFND	484	0	0	624
WEST PHARMACEUTICAL SVSC INC	COM	955306105	1,647	5	SH		DFND	695	0	0	5
EXPONENT INC	COM	30214U102	1,574,051	16,548	SH		SOLE		58	0	16,490
ALKERMES PLC	SHS	G01767105	794,770	32,978	SH		SOLE		135	0	32,843
SYSCO CORP	COM	871829107	5,711	80	SH		DFND	791	80	0	0
REAVES UTIL INCOME FD	COM SH BEN INT	756158101	708,545	25,935	SH		SOLE		0	0	25,935
STRYKER CORPORATION	COM	863667101	6,805	20	SH		DFND	969	0	0	20
VICTORY PORTFOLIOS II	VCSHS US 500 ENH	92647N782	5,672,503	88,274	SH		SOLE		0	0	88,274
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,265	147	SH		DFND	591	0	0	147
AMEREN CORP	COM	023608102	3,058	43	SH		DFND	970	0	0	43
ISHARES TR	SHRT NAT MUN ETF	464288158	210,041	2,009	SH		DFND	507	0	0	2,009
SPDR SER TR	PORTFOLIO S&P500	78464A854	32,128	502	SH		DFND	721	0	0	502
AMERICAN AIRLS GROUP INC	COM	02376R102	408	36	SH		DFND	903	0	0	36
ARKO CORP	COM	041242108	6,220	992	SH		DFND	792	992	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	22,326	1,118	SH		DFND	77	0	0	1,118
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	342,089	684	SH		DFND	804	684	0	0
CAMECO CORP	COM	13321L108	9,397	191	SH		DFND	965	0	0	191
VIKING THERAPEUTICS INC	COM	92686J106	1,908	36	SH		DFND	600	0	0	36
PPG INDS INC	COM	693506107	1,133	9	SH		DFND	665	0	0	9
WISDOMTREE TR	YIELD ENHANCD US	97717X511	663,239	15,439	SH		SOLE		0	0	15,439
MCKESSON CORP	COM	58155Q103	11,681	20	SH		DFND	685	0	0	20
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	172,986	3,335	SH		DFND	151	0	0	3,335
KONTOOR BRANDS INC	COM	50050N103	1,455	22	SH		DFND	816	0	0	22
DUKE ENERGY CORP NEW	COM NEW	26441C204	15,135	151	SH		DFND	637	0	0	151
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	762	8	SH		DFND	713	8	0	0
HOST HOTELS & RESORTS INC	COM	44107P104	90	5	SH		DFND	406	0	0	5
CHEVRON CORP NEW	COM	166764100	1,216,478	7,777	SH		DFND	1	0	0	7,777
PLEXUS CORP	COM	729132100	2,167	21	SH		DFND	816	0	0	21
IRON MTN INC DEL	COM	46284V101	1,972	22	SH		DFND	951	0	0	22
ISHARES TR	CORE S&P500 ETF	464287200	6,567	12	SH		DFND	744	0	0	12
ISHARES TR	CORE MSCI INTL	46435G326	1,372,007	20,902	SH		DFND	272	0	0	20,902
AMERICAN FINL GROUP INC OHIO	COM	025932104	861	7	SH		DFND	970	0	0	7
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	45,896	637	SH		DFND	751	0	0	637
KKR & CO INC	COM	48251W104	11,155	106	SH		DFND	791	106	0	0
NU SKIN ENTERPRISES INC	CL A	67018T105	1,086	103	SH		DFND	737	0	0	103
PROLOGIS INC.	COM	74340W103	7,188	64	SH		DFND	737	0	0	64
STARBUCKS CORP	COM	855244109	3,893	50	SH		DFND	736	0	0	50
ONTO INNOVATION INC	COM	683344105	64,990	296	SH		DFND	661	0	0	296
COLGATE PALMOLIVE CO	COM	194162103	63,076	650	SH		DFND	328	0	0	650
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	6,104	174	SH		DFND	288	174	0	0
CONOCOPHILLIPS	COM	20825C104	26,307	230	SH		DFND	918	0	0	230
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	509,520	10,310	SH		DFND	212	0	0	10,310
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,878	38	SH		DFND	671	0	0	38
VISA INC	COM CL A	92826C839	9,974	38	SH		DFND	27	0	0	38
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	101,671	2,647	SH		DFND	911	0	0	2,647
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	2,779,919	33,079	SH		SOLE		0	0	33,079
ISHARES TR	CORE S&P TTL STK	464287150	152,514	1,284	SH		DFND	259	0	0	1,284
ZIONS BANCORPORATION N A	COM	989701107	1,995	46	SH		DFND	374	0	0	46
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	3,511	74	SH		DFND	99	0	0	74
ENERSYS	COM	29275Y102	560,808	5,417	SH		SOLE		19	0	5,398
HONEYWELL INTL INC	COM	438516106	21,354	100	SH		DFND	568	0	0	100
GXO LOGISTICS INCORPORATED	COMMON STOCK	36262G101	1,566	31	SH		DFND	816	0	0	31
CSW INDUSTRIALS INC	COM	126402106	1,348,040	5,081	SH		SOLE		9	0	5,072
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	13,617	189	SH		DFND	545	0	0	189
GOODYEAR TIRE & RUBR CO	COM	382550101	114	10	SH		DFND	713	10	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,323	60	SH		DFND	207	0	0	60
HAWAIIAN ELEC INDUSTRIES	COM	419870100	550	61	SH		DFND	695	0	0	61
NIKE INC	CL B	654106103	287,913	3,820	SH		DFND	390	0	0	3,820
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	372,083	7,529	SH		DFND	439	0	0	7,529
ISHARES TR	CORE US AGGBD ET	464287226	233,453	2,405	SH		DFND	571	0	0	2,405
CARVANA CO	CL A	146869102	42,091	327	SH		DFND	661	0	0	327
HILTON WORLDWIDE HLDGS INC	COM	43300A203	1,527	7	SH		DFND	737	0	0	7
INGREDION INC	COM	457187102	6,538	57	SH		DFND	416	0	0	57
GLOBAL X FDS	RBTCS ARTFL INTE	37954Y715	2,961,036	95,982	SH		SOLE		0	0	95,982
TRUIST FINL CORP	COM	89832Q109	6,527	168	SH		DFND	188	168	0	0
MGM RESORTS INTERNATIONAL	COM	552953101	3,155	71	SH		DFND	627	0	0	71
ISHARES TR	CORE MSCI INTL	46435G326	154,976	2,361	SH		DFND	14	0	0	2,361
SERVICE CORP INTL	COM	817565104	640	9	SH		DFND	697	0	0	9
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	499,847	9,975	SH		DFND	323	0	0	9,975
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	29,807	1,408	SH		DFND	154	0	0	1,408
NATIONAL STORAGE AFFILIATES	COM SHS BEN IN	637870106	340,106	8,251	SH		SOLE		0	0	8,251
MILLERKNOLL INC	COM	600544100	450	17	SH		DFND	951	0	0	17
EQUINIX INC	COM	29444U700	25,724	34	SH		DFND	916	0	0	34
ISHARES TR	S&P MC 400GR ETF	464287606	3,524	40	SH		DFND	260	0	0	40
TEXAS INSTRS INC	COM	882508104	778	4	SH		DFND	665	0	0	4
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,866	58	SH		DFND	99	0	0	58
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	688,202	2,757	SH		DFND	543	0	0	2,757
AFLAC INC	COM	001055102	48,227	540	SH		DFND	742	0	0	540
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	8,589	228	SH		DFND	490	0	0	228
CF INDS HLDGS INC	COM	125269100	4,077	55	SH		DFND	790	0	0	55
AGILON HEALTH INC	COM	00857U107	791	121	SH		DFND	810	0	0	121
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	34,242	909	SH		DFND	79	0	0	909
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	16,556	335	SH		DFND	618	0	0	335
GOLDMAN SACHS GROUP INC	COM	38141G104	37,543	83	SH		DFND	400	0	0	83
ISHARES INC	CORE MSCI EMKT	46434G103	26,444	494	SH		DFND	772	0	0	494
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	41,513	840	SH		DFND	748	0	0	840
CONOCOPHILLIPS	COM	20825C104	1,373	12	SH		DFND	406	0	0	12
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	26,609	513	SH		DFND	564	0	0	513
BOYD GAMING CORP	COM	103304101	386	7	SH		DFND	965	0	0	7
EVERGY INC	COM	30034W106	40,787	770	SH		DFND	917	0	0	770
FREEPORT-MCMORAN INC	CL B	35671D857	4,714	97	SH		DFND	188	97	0	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	2,344	5	SH		DFND	816	0	0	5
CONSTELLATION BRANDS INC	CL A	21036P108	2,573	10	SH		DFND	970	0	0	10
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	857	9	SH		DFND	951	0	0	9
ARTESIAN RES CORP	CL A	043113208	217,359	6,182	SH		SOLE		0	0	6,182
RADNET INC	COM	750491102	451,445	7,662	SH		SOLE		18	0	7,644
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	9,356	23	SH		DFND	71	0	0	23
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,029	304	SH		DFND	715	0	0	304
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	42,488,581	553,958	SH		SOLE		0	0	553,958
IMPINJ INC	COM	453204109	470	3	SH		DFND	951	0	0	3
SIMULATIONS PLUS INC	COM	829214105	229,584	4,722	SH		SOLE		0	0	4,722
MASTERCARD INCORPORATED	CL A	57636Q104	25,587	58	SH		DFND	790	0	0	58
KIMBERLY-CLARK CORP	COM	494368103	4,561	33	SH		DFND	627	0	0	33
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	19,212	510	SH		DFND	263	0	0	510
APPLE INC	COM	037833100	175,446	833	SH		DFND	168	0	0	833
HESS CORP	COM	42809H107	738	5	SH		DFND	515	0	0	5
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,233	141	SH		DFND	747	141	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	6,314	79	SH		DFND	243	0	0	79
EQT CORP	COM	26884L109	1,907,533	51,583	SH		SOLE		103	0	51,480
CADENCE DESIGN SYSTEM INC	COM	127387108	5,540	18	SH		DFND	970	0	0	18
MICROSOFT CORP	COM	594918104	670,425	1,500	SH		DFND	853	0	0	1,500
MISTER CAR WASH INC	COM	60646V105	103,304	14,509	SH		SOLE		0	0	14,509
RESTAURANT BRANDS INTL INC	COM	76131D103	4,308,001	61,219	SH		SOLE		104	0	61,115
ISHARES TR	CORE S&P TTL STK	464287150	33,021	278	SH		DFND	263	0	0	278
ISHARES INC	CORE MSCI EMKT	46434G103	107,114	2,001	SH		DFND	376	0	0	2,001
SPDR SER TR	PORTFOLIO INTRMD	78464A375	68,832	2,114	SH		DFND	77	0	0	2,114
TEXAS ROADHOUSE INC	COM	882681109	859	5	SH		DFND	713	5	0	0
ROBINHOOD MKTS INC	COM CL A	770700102	454	20	SH		DFND	951	0	0	20
ULTA BEAUTY INC	COM	90384S303	1,543	4	SH		DFND	188	4	0	0
PDD HOLDINGS INC	SPONSORED ADS	722304102	798	6	SH		DFND	713	6	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,222	65	SH		DFND	410	0	0	65
INVESCO EXCH TRADED FD TR II	CEF INM COMPSI	46138E404	2,077,282	110,376	SH		SOLE		0	0	110,376
LOWES COS INC	COM	548661107	42,258,650	191,684	SH		SOLE		571	0	191,113
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,541,737	129,468	SH		DFND	607	0	0	129,468
SPDR SER TR	PORTFOLIO S&P400	78464A847	57,918	1,129	SH		DFND	659	0	0	1,129
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,157	159	SH		DFND	52	0	0	159
ISHARES TR	CORE MSCI TOTAL	46432F834	58,315	863	SH		DFND	647	0	0	863
MEDTRONIC PLC	SHS	G5960L103	2,283	29	SH		DFND	816	0	0	29
FORD MTR CO DEL	COM	345370860	22,210	1,771	SH		DFND	743	0	0	1,771
DUKE ENERGY CORP NEW	COM NEW	26441C204	7,718	77	SH		DFND	188	77	0	0
AMERIPRISE FINL INC	COM	03076C106	17,088	40	SH		DFND	80	0	0	40
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	8,870	171	SH		DFND	263	0	0	171
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	305,513	7,954	SH		DFND	199	0	0	7,954
PROGYNY INC	COM	74340E103	15,850	554	SH		DFND	661	0	0	554
GOLDMAN SACHS GROUP INC	COM	38141G104	1,357	3	SH		DFND	713	3	0	0
AVIS BUDGET GROUP	COM	053774105	10,347	99	SH		DFND	916	0	0	99
SPROUTS FMRS MKT INC	COM	85208M102	418	5	SH		DFND	951	0	0	5
EATON VANCE TAX-MANAGED DIVE	COM	27828N102	29,608	2,107	SH		DFND	952	0	0	2,107
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	116,323	466	SH		DFND	396	0	0	466
MARATHON PETE CORP	COM	56585A102	15,093	87	SH		DFND	414	0	0	87
RIOT PLATFORMS INC	COM	767292105	550,694	60,251	SH		SOLE		29	0	60,222
BOSTON SCIENTIFIC CORP	COM	101137107	7,393	96	SH		DFND	737	0	0	96
BRUKER CORP	COM	116794108	42,051	659	SH		DFND	675	0	0	659
ISHARES TR	CORE US AGGBD ET	464287226	451,376	4,650	SH		DFND	865	0	0	4,650
L3HARRIS TECHNOLOGIES INC	COM	502431109	43,119	192	SH		DFND	661	0	0	192
OWENS CORNING NEW	COM	690742101	1,911	11	SH		DFND	969	0	0	11
CONSTELLATION BRANDS INC	CL A	21036P108	3,087	12	SH		DFND	736	0	0	12
ADOBE INC	COM	00724F101	58,332	105	SH		DFND	152	0	0	105
ISHARES TR	SP SMCP600VL ETF	464287879	21,886	225	SH		DFND	41	0	0	225
ICF INTL INC	COM	44925C103	395,349	2,663	SH		SOLE		3	0	2,660
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	299,485	6,060	SH		DFND	204	0	0	6,060
CHURCH & DWIGHT CO INC	COM	171340102	4,666	45	SH		DFND	965	0	0	45
ISHARES INC	CORE MSCI EMKT	46434G103	38,702	723	SH		DFND	660	0	0	723
GLADSTONE COMMERCIAL CORP	COM	376536108	34,605	2,425	SH		DFND	661	0	0	2,425
LAUDER ESTEE COS INC	CL A	518439104	7,235	68	SH		DFND	791	68	0	0
HONEYWELL INTL INC	COM	438516106	5,339	25	SH		DFND	736	0	0	25
BLACKSTONE INC	COM	09260D107	27,982,344	226,029	SH		SOLE		777	0	225,252
ADVANCED MICRO DEVICES INC	COM	007903107	4,217	26	SH		DFND	951	0	0	26
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,192,334	33,989	SH		DFND	153	0	0	33,989
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	30,915	596	SH		DFND	34	0	0	596
COSTCO WHSL CORP NEW	COM	22160K105	3,400	4	SH		DFND	933	0	0	4
NETEASE INC	SPONSORED ADS	64110W102	1,590,164	16,637	SH		SOLE		7	0	16,630
NVIDIA CORPORATION	COM	67066G104	2,471	20	SH		DFND	933	0	0	20
CMS ENERGY CORP	COM	125896100	655	11	SH		DFND	600	0	0	11
US BANCORP DEL	COM NEW	902973304	2,700	68	SH		DFND	188	68	0	0
ISHARES TR	CORE S&P500 ETF	464287200	149,394	273	SH		DFND	830	273	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	200,390	3,999	SH		DFND	487	0	0	3,999
SIMPSON MFG INC	COM	829073105	9,438	56	SH		DFND	791	56	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	17,472	269	SH		DFND	415	0	0	269
PENTAIR PLC	SHS	G7S00T104	3,143	41	SH		DFND	188	41	0	0
SELECT MED HLDGS CORP	COM	81619Q105	33,798	964	SH		DFND	675	0	0	964
EQUITRANS MIDSTREAM CORP	COM	294600101	1,597	123	SH		DFND	970	0	0	123
SPDR SER TR	PORTFOLIO S&P500	78464A854	9,280	145	SH		DFND	523	0	0	145
APPLE INC	COM	037833100	421	2	SH		DFND	471	0	0	2
CORTEVA INC	COM	22052L104	3,884	72	SH		DFND	965	0	0	72
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	42,605	1,131	SH		DFND	414	0	0	1,131
WINNEBAGO INDS INC	COM	974637100	440,104	8,120	SH		SOLE		0	0	8,120
ISHARES TR	EAFE SML CP ETF	464288273	14,054	228	SH		DFND	684	228	0	0
NORTHROP GRUMMAN CORP	COM	666807102	21,798	50	SH		DFND	374	0	0	50
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	7,255	53	SH		DFND	792	53	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	6,156	115	SH		DFND	811	0	0	115
ISHARES INC	CORE MSCI EMKT	46434G103	23,660	442	SH		DFND	489	0	0	442
SANMINA CORPORATION	COM	801056102	6,029	91	SH		DFND	791	91	0	0
STMICROELECTRONICS N V	NY REGISTRY	861012102	3,142	80	SH		DFND	791	80	0	0
PALO ALTO NETWORKS INC	COM	697435105	13,560	40	SH		DFND	790	0	0	40
ISHARES TR	CORE S&P500 ETF	464287200	202,475	370	SH		DFND	272	0	0	370
CONSTELLATION ENERGY CORP	COM	21037T109	1,802	9	SH		DFND	810	0	0	9
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,272	98	SH		DFND	832	0	0	98
SALESFORCE INC	COM	79466L302	8,484	33	SH		DFND	697	0	0	33
EQUINIX INC	COM	29444U700	1,513	2	SH		DFND	697	0	0	2
CELANESE CORP DEL	COM	150870103	809	6	SH		DFND	965	0	0	6
B & G FOODS INC NEW	COM	05508R106	152,654	18,893	SH		SOLE		0	0	18,893
ISHARES TR	CORE S&P500 ETF	464287200	1,986,445	3,630	SH		DFND	642	0	0	3,630
TJX COS INC NEW	COM	872540109	1,431	13	SH		DFND	268	0	0	13
AMERICAN EXPRESS CO	COM	025816109	1,621	7	SH		DFND	713	7	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,819	28	SH		DFND	862	0	0	28
ALPHABET INC	CAP STK CL A	02079K305	610,556	10,000	SH	Call	SOLE		0	0	10,000
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	284,119	7,397	SH		DFND	580	0	0	7,397
ADIENT PLC	ORD SHS	G0084W101	395	16	SH		DFND	903	0	0	16
EVERSOURCE ENERGY	COM	30040W108	2,892	51	SH		DFND	790	0	0	51
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,403	37	SH		DFND	598	0	0	37
METTLER TOLEDO INTERNATIONAL	COM	592688105	1,398	1	SH		DFND	695	0	0	1
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	20,979	323	SH		DFND	567	0	0	323
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,687	56	SH		DFND	250	0	0	56
RELX PLC	SPONSORED ADR	759530108	2,569	56	SH		DFND	493	0	0	56
ORACLE CORP	COM	68389X105	5,648	40	SH		DFND	695	0	0	40
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	55,444	416	SH		DFND	675	0	0	416
META PLATFORMS INC	CL A	30303M102	37,817	75	SH		DFND	399	75	0	0
CAMECO CORP	COM	13321L108	394	8	SH		DFND	903	0	0	8
SPDR SER TR	PORTFOLIO S&P500	78464A854	11,392	178	SH		DFND	244	0	0	178
ISHARES TR	SHRT NAT MUN ETF	464288158	105,073	1,005	SH		DFND	80	0	0	1,005
OWENS CORNING NEW	COM	690742101	1,042	6	SH		DFND	697	0	0	6
PRIMO WATER CORPORATION	COM	74167P108	338,130	15,468	SH		SOLE		0	0	15,468
MR COOPER GROUP INC	COM	62482R107	1,514,208	18,641	SH		SOLE		13	0	18,628
DISNEY WALT CO	COM	254687106	3,972	40	SH		DFND	665	0	0	40
COMPANHIA SIDERURGICA NACION	SPONSORED ADR	20440W105	32,642	14,192	SH		SOLE		0	0	14,192
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,004,875	26,155	SH		DFND	370	26,155	0	0
CORVEL CORP	COM	221006109	763	3	SH		DFND	600	0	0	3
ISHARES TR	SHRT NAT MUN ETF	464288158	53,216	509	SH		DFND	626	0	0	509
GOLDMAN SACHS GROUP INC	COM	38141G104	6,332	14	SH		DFND	627	0	0	14
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	213,373	4,148	SH		DFND	317	0	0	4,148
MAGNA INTL INC	COM	559222401	1,039,296	24,804	SH		SOLE		133	0	24,671
ISHARES INC	CORE MSCI EMKT	46434G103	3,319	62	SH		DFND	19	0	0	62
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	28,515	114	SH		DFND	743	0	0	114
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	41,042	490	SH		DFND	194	0	0	490
SCHWAB STRATEGIC TR	US REIT ETF	808524847	18,912	947	SH		DFND	343	0	0	947
MORGAN STANLEY	COM NEW	617446448	1,069	11	SH		DFND	406	0	0	11
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,345	28	SH		DFND	210	0	0	28
BELLRING BRANDS INC	COMMON STOCK	07831C103	3,257	57	SH		DFND	790	0	0	57
TERADYNE INC	COM	880770102	1,928	13	SH		DFND	737	0	0	13
ZOETIS INC	CL A	98978V103	2,774	16	SH		DFND	26	0	0	16
PROCTER AND GAMBLE CO	COM	742718109	35,458	215	SH		DFND	390	0	0	215
PROCTER AND GAMBLE CO	COM	742718109	20,285	123	SH		DFND	697	0	0	123
CONMED CORP	COM	207410101	473,525	6,831	SH		SOLE		16	0	6,815
ISHARES U S ETF TR	BLACKROCK SHORT	46431W838	1,393,509	27,787	SH		SOLE		0	0	27,787
VIATRIS INC	COM	92556V106	372	35	SH		DFND	159	0	0	35
MONGODB INC	CL A	60937P106	2,000	8	SH		DFND	790	0	0	8
NVIDIA CORPORATION	COM	67066G104	18,531	150	SH		DFND	903	0	0	150
SSR MINING IN	COM	784730103	275,346	60,935	SH		SOLE		0	0	60,935
ISHARES TR	CORE S&P MCP ETF	464287507	61,446	1,050	SH		DFND	432	0	0	1,050
ALTRIA GROUP INC	COM	02209S103	2,779	61	SH		DFND	790	0	0	61
TELEDYNE TECHNOLOGIES INC	COM	879360105	388	1	SH		DFND	737	0	0	1
HERSHEY CO	COM	427866108	919	5	SH		DFND	951	0	0	5
THE CIGNA GROUP	COM	125523100	32,726	99	SH		DFND	534	0	0	99
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	32,669	1,230	SH		DFND	396	0	0	1,230
CINTAS CORP	COM	172908105	3,501	5	SH		DFND	188	5	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	7,346	195	SH		DFND	99	0	0	195
INVESCO EXCHANGE TRADED FD T	S&P MDCP400 VL	46137V191	397,365	3,557	SH		SOLE		0	0	3,557
NIKE INC	CL B	654106103	12,813	170	SH		DFND	29	0	0	170
MICROSOFT CORP	COM	594918104	1,003,403	2,245	SH		DFND	916	0	0	2,245
COMCAST CORP NEW	CL A	20030N101	9,712	248	SH		DFND	627	0	0	248
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	176,757	6,655	SH		DFND	543	0	0	6,655
VIPSHOP HLDGS LTD	SPONSORED ADS A	92763W103	736,385	56,558	SH		SOLE		0	0	56,558
GRACO INC	COM	384109104	317	4	SH		DFND	903	0	0	4
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	130,247	1,555	SH		DFND	760	0	0	1,555
FRANKLIN RESOURCES INC	COM	354613101	6,213	278	SH		DFND	477	0	0	278
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	74,900	1,444	SH		DFND	905	0	0	1,444
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	27,725	331	SH		DFND	227	0	0	331
VANGUARD WORLD FD	CONSUM STP ETF	92204A207	3,167,445	15,601	SH		SOLE		0	0	15,601
ADAPTHEALTH CORP	COMMON STOCK	00653Q102	145,720	14,572	SH		SOLE		18	0	14,554
EPAM SYS INC	COM	29414B104	376	2	SH		DFND	695	0	0	2
SCHWAB STRATEGIC TR	US REIT ETF	808524847	142,027	7,112	SH		DFND	438	0	0	7,112
ISHARES TR	CORE S&P500 ETF	464287200	29,003	53	SH		DFND	14	0	0	53
VERIZON COMMUNICATIONS INC	COM	92343V104	2,227	54	SH		DFND	600	0	0	54
MASTERCARD INCORPORATED	CL A	57636Q104	3,970	9	SH		DFND	493	0	0	9
ISHARES INC	CORE MSCI EMKT	46434G103	617,415	11,534	SH		DFND	163	0	0	11,534
VALERO ENERGY CORP	COM	91913Y100	36,525	233	SH		DFND	826	0	0	233
TE CONNECTIVITY LTD	SHS	H84989104	24,069	160	SH		DFND	742	0	0	160
DANAHER CORPORATION	COM	235851102	15,741	63	SH		DFND	790	0	0	63
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	25,155	432	SH		DFND	605	0	0	432
SPDR SER TR	PORTFOLIO SHORT	78464A474	5,198	175	SH		DFND	565	0	0	175
EDWARDS LIFESCIENCES CORP	COM	28176E108	554	6	SH		DFND	903	0	0	6
STEPSTONE GROUP INC	COM CL A	85914M107	1,606	35	SH		DFND	816	0	0	35
SPDR SER TR	PORTFOLIO INTRMD	78464A375	23,736	729	SH		DFND	40	0	0	729
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,233	141	SH		DFND	752	141	0	0
CHARLES RIV LABS INTL INC	COM	159864107	9,503	46	SH		DFND	916	0	0	46
DIAGEO PLC	SPON ADR NEW	25243Q205	15,760	125	SH		DFND	742	0	0	125
CHEVRON CORP NEW	COM	166764100	34,412	220	SH		DFND	489	0	0	220
FOX FACTORY HLDG CORP	COM	35138V102	1,398	29	SH		DFND	737	0	0	29
MASTERCARD INCORPORATED	CL A	57636Q104	2,206	5	SH		DFND	515	0	0	5
HOST HOTELS & RESORTS INC	COM	44107P104	817,399	45,462	SH		SOLE		219	0	45,243
META PLATFORMS INC	CL A	30303M102	50,422	100	SH		DFND	748	0	0	100
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	46,977	652	SH		DFND	131	0	0	652
WIPRO LTD	SPON ADR 1 SH	97651M109	20,405	3,345	SH		DFND	792	3,345	0	0
ALIGN TECHNOLOGY INC	COM	016255101	2,173	9	SH		DFND	736	0	0	9
ASTRAZENECA PLC	SPONSORED ADR	046353108	7,331	94	SH		DFND	965	0	0	94
T-MOBILE US INC	COM	872590104	9,161	52	SH		DFND	188	52	0	0
HEALTHEQUITY INC	COM	42226A107	3,017	35	SH		DFND	790	0	0	35
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	6,952	83	SH		DFND	273	0	0	83
AMERICAN ELEC PWR CO INC	COM	025537101	24,284,804	276,781	SH		SOLE		845	0	275,936
E L F BEAUTY INC	COM	26856L103	2,107	10	SH		DFND	965	0	0	10
TRINET GROUP INC	COM	896288107	1,100	11	SH		DFND	816	0	0	11
SKYWEST INC	COM	830879102	29,545	360	SH		DFND	661	0	0	360
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,482	69	SH		DFND	510	0	0	69
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	411	3	SH		DFND	903	0	0	3
BROWN FORMAN CORP	CL A	115637100	317,118	7,186	SH		SOLE		0	0	7,186
ISHARES INC	EM MKTS DIV ETF	464286319	125,381	4,613	SH		DFND	280	0	0	4,613
VANGUARD INDEX FDS	MID CAP ETF	922908629	33,894	140	SH		DFND	610	0	0	140
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	1,700,749	117,374	SH		SOLE		448	0	116,926
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	8,314	190	SH		DFND	69	0	0	190
ALPHABET INC	CAP STK CL C	02079K107	337,493	1,840	SH		DFND	480	0	0	1,840
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,306	32	SH		DFND	473	0	0	32
LOCKHEED MARTIN CORP	COM	539830109	16,349	35	SH		DFND	284	35	0	0
KLA CORP	COM NEW	482480100	1,649	2	SH		DFND	695	0	0	2
ISHARES TR	CORE US AGGBD ET	464287226	111,242	1,146	SH		DFND	349	0	0	1,146
SAP SE	SPON ADR	803054204	19,768	98	SH		DFND	790	0	0	98
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	1,980	34	SH		DFND	944	0	0	34
GENERAL MTRS CO	COM	37045V100	7,991	172	SH		DFND	791	172	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	1,113	92	SH		DFND	965	0	0	92
METTLER TOLEDO INTERNATIONAL	COM	592688105	30,747	22	SH		DFND	661	0	0	22
DOXIMITY INC	CL A	26622P107	671	24	SH		DFND	697	0	0	24
REVVITY INC	COM	714046109	1,573	15	SH		DFND	627	0	0	15
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	380,066	6,326	SH		DFND	13	0	0	6,326
BYLINE BANCORP INC	COM	124411109	1,424	60	SH		DFND	816	0	0	60
ISHARES TR	RUS TOP 200 ETF	464289446	61,617	460	SH		DFND	406	0	0	460
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	56,877	982	SH		DFND	240	0	0	982
ISHARES TR	NATIONAL MUN ETF	464288414	25,359	238	SH		DFND	923	0	0	238
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	55,029,223	365,813	SH		SOLE		57	0	365,756
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	347,840	6,706	SH		DFND	152	0	0	6,706
ALTRIA GROUP INC	COM	02209S103	28,469	625	SH		DFND	1	0	0	625
SPDR SER TR	PORTFOLIO S&P400	78464A847	95,521	1,862	SH		DFND	42	0	0	1,862
OVERSEAS SHIPHOLDING GROUP I	CL A NEW	69036R863	170,473	20,103	SH		SOLE		55	0	20,048
PENTAIR PLC	SHS	G7S00T104	1,380	18	SH		DFND	970	0	0	18
NEWMONT CORP	COM	651639106	2,052	49	SH		DFND	951	0	0	49
ALPHABET INC	CAP STK CL A	02079K305	40,073	220	SH		DFND	152	0	0	220
CONSTELLATION ENERGY CORP	COM	21037T109	13,357,038	66,695	SH		SOLE		82	0	66,613
APPLE INC	COM	037833100	65,523	311	SH		DFND	42	0	0	311
SPDR SER TR	DJ REIT ETF	78464A607	9,692,364	104,107	SH		SOLE		0	0	104,107
DXC TECHNOLOGY CO	COM	23355L106	458	24	SH		DFND	951	0	0	24
COPART INC	COM	217204106	7,149	132	SH		DFND	791	132	0	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	43,571,930	138,671	SH		SOLE		0	0	138,671
ISHARES TR	CORE S&P MCP ETF	464287507	65,250	1,115	SH		DFND	805	0	0	1,115
STANTEC INC	COM	85472N109	3,509	42	SH		DFND	951	0	0	42
ARGENX SE	SPONSORED ADR	04016X101	1,720	4	SH		DFND	707	0	0	4
XYLEM INC	COM	98419M100	2,170	16	SH		DFND	472	0	0	16
DELTA AIR LINES INC DEL	COM NEW	247361702	17,173	362	SH		DFND	790	0	0	362
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	19,959	388	SH		DFND	524	0	0	388
BROOKFIELD CORP	CL A LTD VT SH	11271J107	23,844	574	SH		DFND	374	0	0	574
EQUITY RESIDENTIAL	SH BEN INT	29476L107	1,179	17	SH		DFND	969	0	0	17
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	5,631	266	SH		DFND	493	0	0	266
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	225,805	3,134	SH		DFND	371	0	0	3,134
BANK MONTREAL QUE	COM	063671101	2,303,939	27,477	SH		SOLE		24	0	27,453
NVIDIA CORPORATION	COM	67066G104	1,235	10	SH		DFND	477	0	0	10
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	6,314	79	SH		DFND	566	0	0	79
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	129,271	2,012	SH		DFND	251	0	0	2,012
ENBRIDGE INC	COM	29250N105	7,771,995	218,377	SH		SOLE		296	0	218,081
VIATRIS INC	COM	92556V106	425	40	SH		DFND	142	0	0	40
ATI INC	COM	01741R102	1,608	29	SH		DFND	816	0	0	29
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	429,608	8,693	SH		DFND	761	0	0	8,693
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	76,301	1,471	SH		DFND	688	0	0	1,471
MICROSOFT CORP	COM	594918104	277,109	620	SH		DFND	791	620	0	0
COMPASS MINERALS INTL INC	COM	20451N101	2,283	221	SH		DFND	790	0	0	221
INTUIT	COM	461202103	130,128	198	SH		DFND	675	0	0	198
ISHARES TR	NATIONAL MUN ETF	464288414	8,204	77	SH		DFND	454	0	0	77
FASTENAL CO	COM	311900104	2,325	37	SH		DFND	737	0	0	37
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	418,184	3,526	SH		DFND	352	0	0	3,526
ISHARES TR	CORE US AGGBD ET	464287226	3,980	41	SH		DFND	87	0	0	41
INGERSOLL RAND INC	COM	45687V106	5,936,861	65,355	SH		SOLE		235	0	65,120
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	14,887	287	SH		DFND	497	287	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	17,856	474	SH		DFND	59	0	0	474
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	24,786	102	SH		DFND	390	0	0	102
BLACKBERRY LTD	COM	09228F103	64,396	25,966	SH		SOLE		0	0	25,966
BAXTER INTL INC	COM	071813109	2,607,395	77,949	SH		SOLE		92	0	77,857
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	51,010	609	SH		DFND	413	0	0	609
FRONTIER COMMUNICATIONS PARE	COM	35909D109	1,754	67	SH		DFND	737	0	0	67
TARGET CORP	COM	87612E106	1,447,683	9,779	SH		DFND	1	0	0	9,779
PROCTER AND GAMBLE CO	COM	742718109	21,605	131	SH		DFND	311	0	0	131
ROYAL CARIBBEAN GROUP	COM	V7780T103	2,073	13	SH		DFND	965	0	0	13
DWS MUN INCOME TR NEW	COM	233368109	112,208	11,849	SH		SOLE		0	0	11,849
AMERICOLD REALTY TRUST INC	COM	03064D108	1,022	40	SH		DFND	969	0	0	40
GE VERNOVA INC	COM	36828A101	4,459	26	SH		DFND	790	0	0	26
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	874	17	SH		DFND	113	0	0	17
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,532	118	SH		DFND	492	0	0	118
CVS HEALTH CORP	COM	126650100	2,540	43	SH		DFND	260	0	0	43
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	12,503	253	SH		DFND	454	0	0	253
ARCHER DANIELS MIDLAND CO	COM	039483102	605	10	SH		DFND	695	0	0	10
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	19,093	265	SH		DFND	156	0	0	265
BROWN FORMAN CORP	CL B	115637209	5,615	130	SH		DFND	80	0	0	130
SUPER MICRO COMPUTER INC	COM	86800U104	19,664	24	SH		DFND	792	24	0	0
RESMED INC	COM	761152107	64,700	338	SH		DFND	675	0	0	338
ISHARES TR	S&P SML 600 GWT	464287887	30,823	240	SH		DFND	80	0	0	240
SCHWAB STRATEGIC TR	US REIT ETF	808524847	26,340	1,319	SH		DFND	466	0	0	1,319
AMAZON COM INC	COM	023135106	11,595	60	SH		DFND	255	0	0	60
GENUINE PARTS CO	COM	372460105	968	7	SH		DFND	970	0	0	7
ISHARES TR	SHRT NAT MUN ETF	464288158	10,560	101	SH		DFND	397	0	0	101
KIMCO RLTY CORP	COM	49446R109	11,073	569	SH		DFND	790	0	0	569
CISCO SYS INC	COM	17275R102	7,222	152	SH		DFND	737	0	0	152
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	275,591	3,825	SH		DFND	800	0	0	3,825
ISHARES TR	US INFRASTRUC	46435U713	4,802	114	SH		DFND	724	0	0	114
FIRST BANCORP N C	COM	318910106	376,308	11,789	SH		SOLE		0	0	11,789
AON PLC	SHS CL A	G0403H108	294	1	SH		DFND	903	0	0	1
FIFTH THIRD BANCORP	COM	316773100	3,430	94	SH		DFND	736	0	0	94
FLEX LTD	ORD	Y2573F102	3,185	108	SH		DFND	262	0	0	108
PACER FDS TR	US CASH COWS 100	69374H881	18,254	335	SH		DFND	399	335	0	0
MARATHON PETE CORP	COM	56585A102	18,736	108	SH		DFND	916	0	0	108
ADOBE INC	COM	00724F101	11,111	20	SH		DFND	970	0	0	20
WESTROCK CO	COM	96145D105	1,458	29	SH		DFND	810	0	0	29
CARDINAL HEALTH INC	COM	14149Y108	13,470	137	SH		DFND	916	0	0	137
ISHARES TR	S&P SML 600 GWT	464287887	9,656,367	75,188	SH		SOLE		0	0	75,188
ZIONS BANCORPORATION N A	COM	989701107	860,789	19,848	SH		SOLE		0	0	19,848
ISHARES TR	CORE S&P500 ETF	464287200	315,204	576	SH		DFND	197	0	0	576
SPDR SER TR	PORTFLI INTRMDIT	78464A672	299,366	10,684	SH		SOLE		0	0	10,684
GARMIN LTD	SHS	H2906T109	815	5	SH		DFND	600	0	0	5
META PLATFORMS INC	CL A	30303M102	7,059	14	SH		DFND	903	0	0	14
EXXON MOBIL CORP	COM	30231G102	4,720	41	SH		DFND	970	0	0	41
SPDR SER TR	PORTFOLIO SHORT	78464A474	18,414	620	SH		DFND	175	0	0	620
ADDUS HOMECARE CORP	COM	006739106	8,592	74	SH		DFND	792	74	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	195	3	SH		DFND	112	0	0	3
AUTOZONE INC	COM	053332102	5,928	2	SH		DFND	737	0	0	2
ESSENTIAL UTILS INC	COM	29670G102	821	22	SH		DFND	697	0	0	22
THE CIGNA GROUP	COM	125523100	10,578	32	SH		DFND	39	0	0	32
ELEVANCE HEALTH INC	COM	036752103	42,265	78	SH		DFND	1	0	0	78
VERRA MOBILITY CORP	CL A COM STK	92511U102	471,022	17,317	SH		SOLE		17	0	17,300
ISHARES TR	EAFE SML CP ETF	464288273	25,704	417	SH		DFND	255	0	0	417
THOR INDS INC	COM	885160101	1,028	11	SH		DFND	737	0	0	11
ISHARES TR	CORE US AGGBD ET	464287226	6,795	70	SH		DFND	778	0	0	70
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,029	203	SH		DFND	119	0	0	203
SPIRE INC	COM	84857L101	380,106	6,259	SH		SOLE		13	0	6,246
BRISTOL-MYERS SQUIBB CO	COM	110122108	25,416	612	SH		DFND	661	0	0	612
ENI S P A	SPONSORED ADR	26874R108	32,884	1,068	SH		DFND	916	0	0	1,068
ABBOTT LABS	COM	002824100	49,357	475	SH		DFND	400	0	0	475
SUNRUN INC	COM	86771W105	3,415,425	287,978	SH		SOLE		78	0	287,900
ISHARES TR	SHRT NAT MUN ETF	464288158	49,766	476	SH		DFND	908	0	0	476
LKQ CORP	COM	501889208	499	12	SH		DFND	903	0	0	12
TORONTO DOMINION BK ONT	COM NEW	891160509	879	16	SH		DFND	810	0	0	16
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	783,742	17,910	SH		DFND	154	0	0	17,910
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	20,398	768	SH		DFND	846	0	0	768
ISHARES TR	NATIONAL MUN ETF	464288414	25,359	238	SH		DFND	929	0	0	238
INTEL CORP	COM	458140100	3,345	108	SH		DFND	405	0	0	108
MICROSOFT CORP	COM	594918104	25,476	57	SH		DFND	707	0	0	57
STARBUCKS CORP	COM	855244109	1,246	16	SH		DFND	713	16	0	0
TOLL BROTHERS INC	COM	889478103	2,304	20	SH		DFND	970	0	0	20
SPDR SER TR	PORTFOLIO S&P500	78464A854	28,864	451	SH		DFND	658	0	0	451
SPDR S&P 500 ETF TR	TR UNIT	78462F103	158,368	291	SH		DFND	132	0	0	291
ISHARES TR	CORE S&P500 ETF	464287200	323,960	592	SH		DFND	196	0	0	592
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	3,164,276	315,481	SH		SOLE		267	0	315,214
ISHARES TR	CORE S&P TTL STK	464287150	86,828	731	SH		DFND	518	0	0	731
TD SYNNEX CORPORATION	COM	87162W100	1,385	12	SH		DFND	810	0	0	12
PDD HOLDINGS INC	SPONSORED ADS	722304102	1,994	15	SH		DFND	816	0	0	15
TRINET GROUP INC	COM	896288107	3,600	36	SH		DFND	792	36	0	0
ELI LILLY & CO	COM	532457108	202,588,869	223,761	SH		SOLE		382	0	223,379
DEXCOM INC	COM	252131107	1,361	12	SH		DFND	697	0	0	12
LINDE PLC	SHS	G54950103	1,755	4	SH		DFND	933	0	0	4
WALGREENS BOOTS ALLIANCE INC	COM	931427108	460	38	SH		DFND	810	0	0	38
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	255,740	956	SH		DFND	417	0	0	956
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,054	124	SH		DFND	426	0	0	124
ISHARES TR	CORE US AGGBD ET	464287226	24,462	252	SH		DFND	941	0	0	252
MARATHON PETE CORP	COM	56585A102	57,942	334	SH		DFND	675	0	0	334
SERVICENOW INC	COM	81762P102	11,800	15	SH		DFND	149	0	0	15
MGE ENERGY INC	COM	55277P104	28,020	375	SH		DFND	661	0	0	375
NNN REIT INC	COM	637417106	895	21	SH		DFND	970	0	0	21
D R HORTON INC	COM	23331A109	5,212,432	36,986	SH		SOLE		122	0	36,864
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,038	6	SH		DFND	903	0	0	6
BHP GROUP LTD	SPONSORED ADS	088606108	8,607,544	150,771	SH		SOLE		194	0	150,577
D R HORTON INC	COM	23331A109	1,127	8	SH		DFND	665	0	0	8
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	1,215	5	SH		DFND	665	0	0	5
SPDR SER TR	BBG CONV SEC ETF	78464A359	8,044,114	111,631	SH		SOLE		0	0	111,631
ZOETIS INC	CL A	98978V103	347	2	SH		DFND	600	0	0	2
FLUOR CORP NEW	COM	343412102	1,437	33	SH		DFND	816	0	0	33
CHURCH & DWIGHT CO INC	COM	171340102	6,221	60	SH		DFND	792	60	0	0
WESTERN DIGITAL CORP.	COM	958102105	1,894	25	SH		DFND	810	0	0	25
STATE STR CORP	COM	857477103	296	4	SH		DFND	713	4	0	0
TEVA PHARMACEUTICAL INDS LTD	SPONSORED ADS	881624209	664,672	40,903	SH		SOLE		0	0	40,903
CLOUDFLARE INC	CL A COM	18915M107	3,893	47	SH		DFND	792	47	0	0
SPDR SER TR	RUSSELL YIELD	78468R770	9,544	92	SH		DFND	605	0	0	92
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	42,307	104	SH		DFND	41	0	0	104
AVIENT CORPORATION	COM	05368V106	7,595	174	SH		DFND	791	174	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	58,301	1,963	SH		DFND	679	0	0	1,963
EVERSOURCE ENERGY	COM	30040W108	39,697	700	SH		DFND	675	0	0	700
T-MOBILE US INC	COM	872590104	1,586	9	SH		DFND	816	0	0	9
NUSHARES ETF TR	NUVEEN ESG EMRGN	67092P888	1,581,695	55,169	SH		SOLE		0	0	55,169
CHEVRON CORP NEW	COM	166764100	28,625	183	SH		DFND	400	0	0	183
HONEYWELL INTL INC	COM	438516106	1,281	6	SH		DFND	783	0	0	6
SPDR SER TR	PORTFOLIO S&P400	78464A847	15,647	305	SH		DFND	137	0	0	305
SPDR SER TR	PORTFOLIO SHORT	78464A474	10,811	364	SH		DFND	105	0	0	364
IQVIA HLDGS INC	COM	46266C105	2,749	13	SH		DFND	736	0	0	13
3M CO	COM	88579Y101	17,577	172	SH		DFND	374	0	0	172
EXXON MOBIL CORP	COM	30231G102	14,735	128	SH		DFND	415	0	0	128
BUCKLE INC	COM	118440106	7,129	193	SH		DFND	792	193	0	0
NATIONAL RESH CORP	COM NEW	637372202	13,632	594	SH		DFND	661	0	0	594
AUTODESK INC	COM	052769106	1,237	5	SH		DFND	665	0	0	5
ABM INDS INC	COM	000957100	1,568	31	SH		DFND	951	0	0	31
EVERCORE INC	CLASS A	29977A105	1,876	9	SH		DFND	736	0	0	9
BIOGEN INC	COM	09062X103	1,623	7	SH		DFND	810	0	0	7
ISHARES INC	MSCI STH KOR ETF	464286772	288,445	4,364	SH		SOLE		0	0	4,364
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	9,214	110	SH		DFND	70	0	0	110
INTUIT	COM	461202103	53,234	81	SH		DFND	916	0	0	81
SPDR SER TR	PORTFOLIO S&P400	78464A847	113,783	2,218	SH		DFND	546	0	0	2,218
SPDR SER TR	PORTFOLIO S&P500	78464A854	10,112	158	SH		DFND	113	0	0	158
APTIV PLC	SHS	G6095L109	211	3	SH		DFND	951	0	0	3
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524748	7,717	222	SH		DFND	679	0	0	222
PENNANTPARK INVT CORP	COM	708062104	205,239	27,184	SH		SOLE		0	0	27,184
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	22,508	586	SH		DFND	207	0	0	586
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,623	324	SH		DFND	938	0	0	324
KKR & CO INC	COM	48251W104	1,789	17	SH		DFND	600	0	0	17
HERSHEY CO	COM	427866108	11,482,342	62,462	SH		SOLE		377	0	62,085
BALL CORP	COM	058498106	11,464	191	SH		DFND	916	0	0	191
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	7,322	18	SH		DFND	600	0	0	18
FEDERAL SIGNAL CORP	COM	313855108	14,224	170	SH		DFND	790	0	0	170
ENSTAR GROUP LIMITED	SHS	G3075P101	7,337	24	SH		DFND	791	24	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,672	135	SH		DFND	23	0	0	135
CATERPILLAR INC	COM	149123101	1,672,162	5,020	SH		DFND	507	0	0	5,020
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	60,293	903	SH		DFND	699	903	0	0
TYSON FOODS INC	CL A	902494103	2,039,898	35,700	SH		DFND	925	0	0	35,700
VANGUARD INDEX FDS	MID CAP ETF	922908629	479,358	1,980	SH		DFND	961	0	0	1,980
METLIFE INC	COM	59156R108	1,123	16	SH		DFND	736	0	0	16
LOCKHEED MARTIN CORP	COM	539830109	4,204	9	SH		DFND	969	0	0	9
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	101,261	2,314	SH		DFND	304	0	0	2,314
UWM HOLDINGS CORPORATION	COM CL A	91823B109	3,139	453	SH		DFND	791	453	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	106,660	1,000	SH		DFND	899	0	0	1,000
ISHARES INC	CORE MSCI EMKT	46434G103	439,374	8,208	SH		DFND	151	0	0	8,208
ILLUMINA INC	COM	452327109	626	6	SH		DFND	965	0	0	6
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,416	69	SH		DFND	680	0	0	69
DANAHER CORPORATION	COM	235851102	2,499	10	SH		DFND	965	0	0	10
MR COOPER GROUP INC	COM	62482R107	9,829	121	SH		DFND	627	0	0	121
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	39,149	1,116	SH		DFND	453	0	0	1,116
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	3,650,970	18,523	SH		SOLE		0	0	18,523
PIPER SANDLER COMPANIES	COM	724078100	1,841	8	SH		DFND	810	0	0	8
HUNT J B TRANS SVCS INC	COM	445658107	1,280	8	SH		DFND	736	0	0	8
BRISTOL-MYERS SQUIBB CO	COM	110122108	5,191	125	SH		DFND	142	0	0	125
ORMAT TECHNOLOGIES INC	COM	686688102	25,812	360	SH		DFND	661	0	0	360
ORGANON & CO	COMMON STOCK	68622V106	1,449	70	SH		DFND	39	0	0	70
KRAFT HEINZ CO	COM	500754106	2,625,930	81,500	SH		DFND	925	0	0	81,500
CAMPBELL SOUP CO	COM	134429109	43,518	963	SH		DFND	675	0	0	963
CISCO SYS INC	COM	17275R102	2,661	56	SH		DFND	26	0	0	56
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,628	296	SH		DFND	678	296	0	0
ARROW ELECTRS INC	COM	042735100	483	4	SH		DFND	951	0	0	4
CROWDSTRIKE HLDGS INC	CL A	22788C105	766	2	SH		DFND	903	0	0	2
RUMBLE INC	COM CL A	78137L105	57,494	10,359	SH		SOLE		0	0	10,359
ISHARES TR	CORE S&P TTL STK	464287150	57,965	488	SH		DFND	55	0	0	488
VERINT SYS INC	COM	92343X100	472,535	14,675	SH		SOLE		49	0	14,626
MOODYS CORP	COM	615369105	8,563,336	20,344	SH		SOLE		88	0	20,256
PFIZER INC	COM	717081103	69,950	2,500	SH		DFND	746	2,500	0	0
CNX RES CORP	COM	12653C108	1,361	56	SH		DFND	736	0	0	56
ISHARES TR	NATIONAL MUN ETF	464288414	34,842	327	SH		DFND	393	0	0	327
MOTOROLA SOLUTIONS INC	COM NEW	620076307	25,093	65	SH		DFND	280	0	0	65
SASOL LTD	SPONSORED ADR	803866300	1,895	249	SH		DFND	816	0	0	249
ISHARES TR	CORE S&P500 ETF	464287200	176,755	323	SH		DFND	395	0	0	323
AMERICAN ELEC PWR CO INC	COM	025537101	2,194	25	SH		DFND	969	0	0	25
CONOCOPHILLIPS	COM	20825C104	7,663	67	SH		DFND	970	0	0	67
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	913,396	20,035	SH		DFND	481	0	0	20,035
EVERSOURCE ENERGY	COM	30040W108	9,641	170	SH		DFND	916	0	0	170
FISERV INC	COM	337738108	1,639	11	SH		DFND	810	0	0	11
ENVISTA HOLDINGS CORPORATION	COM	29415F104	466	28	SH		DFND	713	28	0	0
MEDTRONIC PLC	SHS	G5960L103	4,093	52	SH		DFND	697	0	0	52
PRUDENTIAL FINL INC	COM	744320102	469	4	SH		DFND	951	0	0	4
SOTERA HEALTH CO	COM	83601L102	222,491	18,744	SH		SOLE		113	0	18,631
BOSTON PROPERTIES INC	COM	101121101	1,970	32	SH		DFND	493	0	0	32
CLOROX CO DEL	COM	189054109	23,063	169	SH		DFND	661	0	0	169
DOUGLAS EMMETT INC	COM	25960P109	275,237	20,679	SH		SOLE		0	0	20,679
ISHARES TR	SHRT NAT MUN ETF	464288158	84,163	805	SH		DFND	688	0	0	805
APPLE INC	COM	037833100	33,278	158	SH		DFND	951	0	0	158
SCIENCE APPLICATIONS INTL CO	COM	808625107	2,997,178	25,497	SH		SOLE		0	0	25,497
CBOE GLOBAL MKTS INC	COM	12503M108	510	3	SH		DFND	665	0	0	3
PACIFIC BIOSCIENCES CALIF IN	COM	69404D108	437	319	SH		DFND	951	0	0	319
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	107,576	2,800	SH		DFND	940	0	0	2,800
TESLA INC	COM	88160R101	21,965	111	SH		DFND	970	0	0	111
NIO INC	SPON ADS	62914V106	2,771	666	SH		DFND	218	0	0	666
HAMILTON LANE INC	CL A	407497106	1,607	13	SH		DFND	816	0	0	13
ISHARES TR	US INFRASTRUC	46435U713	6,992	166	SH		DFND	689	0	0	166
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	37,757	764	SH		DFND	122	0	0	764
SOUTHERN CO	COM	842587107	4,189	54	SH		DFND	969	0	0	54
3M CO	COM	88579Y101	110,059	1,077	SH		DFND	515	0	0	1,077
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	9,205	9	SH		DFND	713	9	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	23,946	44	SH		DFND	939	0	0	44
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	18,258	352	SH		DFND	295	0	0	352
TRANSDIGM GROUP INC	COM	893641100	3,833	3	SH		DFND	188	3	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	162,403	2,789	SH		DFND	871	0	0	2,789
AT&T INC	COM	00206R102	1,376	72	SH		DFND	493	0	0	72
DUKE ENERGY CORP NEW	COM NEW	26441C204	3,007	30	SH		DFND	736	0	0	30
ISHARES TR	COHEN STEER REIT	464287564	702,834	12,268	SH		DFND	1	0	0	12,268
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	23,371	389	SH		DFND	488	0	0	389
CSX CORP	COM	126408103	12,510	374	SH		DFND	916	0	0	374
JACOBS SOLUTIONS INC	COM	46982L108	53,788	385	SH		DFND	37	0	0	385
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	51,534	885	SH		DFND	118	0	0	885
BLACKROCK MUNI INCOME TR II	COM	09249N101	249,442	23,075	SH		SOLE		0	0	23,075
MOTOROLA SOLUTIONS INC	COM NEW	620076307	1,544	4	SH		DFND	951	0	0	4
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	155,692	3,107	SH		DFND	240	0	0	3,107
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	10,238,561	402,776	SH		SOLE		0	0	402,776
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	101,845	408	SH		DFND	498	0	0	408
SALESFORCE INC	COM	79466L302	7,970	31	SH		DFND	965	0	0	31
SANOFI	SPONSORED ADR	80105N105	2,911	60	SH		DFND	951	0	0	60
HUNT J B TRANS SVCS INC	COM	445658107	1,760	11	SH		DFND	188	11	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	225,972	8,508	SH		DFND	384	0	0	8,508
NATIONAL WESTN LIFE GROUP IN	CL A	638517102	301,643	607	SH		SOLE		0	0	607
WASTE MGMT INC DEL	COM	94106L109	2,773	13	SH		DFND	665	0	0	13
THE TRADE DESK INC	COM CL A	88339J105	977	10	SH		DFND	713	10	0	0
SELECT MED HLDGS CORP	COM	81619Q105	516,340	14,727	SH		SOLE		19	0	14,708
WERNER ENTERPRISES INC	COM	950755108	573	16	SH		DFND	903	0	0	16
BRIGHTHOUSE FINL INC	COM	10922N103	1,214	28	SH		DFND	969	0	0	28
VISA INC	COM CL A	92826C839	7,874	30	SH		DFND	685	0	0	30
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	53,189	1,034	SH		DFND	55	0	0	1,034
CAMPBELL SOUP CO	COM	134429109	10,303	228	SH		DFND	916	0	0	228
JPMORGAN CHASE & CO.	COM	46625H100	182,034	900	SH		DFND	400	0	0	900
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	47,372	528	SH		DFND	528	0	0	528
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	3,000	97	SH		DFND	790	0	0	97
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	27,502	716	SH		DFND	834	0	0	716
PINNACLE FINL PARTNERS INC	COM	72346Q104	1,361	17	SH		DFND	737	0	0	17
HOME DEPOT INC	COM	437076102	1,571,456	4,565	SH		DFND	925	0	0	4,565
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,123	5	SH		DFND	713	5	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	9,871	137	SH		DFND	423	0	0	137
ISHARES TR	SELECT DIVID ETF	464287168	74,685	617	SH		DFND	952	0	0	617
BARNES GROUP INC	COM	067806109	1,946	47	SH		DFND	737	0	0	47
SCHWAB CHARLES CORP	COM	808513105	1,032	14	SH		DFND	951	0	0	14
BOOKING HOLDINGS INC	COM	09857L108	7,923	2	SH		DFND	797	0	0	2
MICROSOFT CORP	COM	594918104	6,704	15	SH		DFND	705	0	0	15
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	111,028	3,165	SH		DFND	16	0	0	3,165
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	29,065	347	SH		DFND	868	0	0	347
VERISK ANALYTICS INC	COM	92345Y106	539	2	SH		DFND	713	2	0	0
TRANSUNION	COM	89400J107	6,229	84	SH		DFND	374	0	0	84
APPLE INC	COM	037833100	84,248	400	SH		DFND	280	0	0	400
INVESCO EXCHANGE TRADED FD T	S&P500 PUR VAL	46137V258	696,164	8,345	SH		SOLE		0	0	8,345
NVIDIA CORPORATION	COM	67066G104	216	5,000	SH	Put	SOLE		0	0	5,000
WASTE MGMT INC DEL	COM	94106L109	28,146,414	131,932	SH		SOLE		79	0	131,853
UNION PAC CORP	COM	907818108	11,087	49	SH		DFND	792	49	0	0
ISHARES TR	CORE S&P500 ETF	464287200	199,192	364	SH		DFND	838	0	0	364
HASBRO INC	COM	418056107	14,616,306	249,851	SH		SOLE		406	0	249,445
DANAHER CORPORATION	COM	235851102	1,499	6	SH		DFND	903	0	0	6
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	23,202	277	SH		DFND	128	277	0	0
ABBVIE INC	COM	00287Y109	30,531	178	SH		DFND	80	0	0	178
TARGET CORP	COM	87612E106	2,221	15	SH		DFND	188	15	0	0
TESLA INC	COM	88160R101	51,063	9,500	SH	Put	SOLE		0	0	9,500
CHEVRON CORP NEW	COM	166764100	128,890	824	SH		DFND	675	0	0	824
CISCO SYS INC	COM	17275R102	23,470	494	SH		DFND	358	0	0	494
HCA HEALTHCARE INC	COM	40412C101	24,739	77	SH		DFND	916	0	0	77
LOWES COS INC	COM	548661107	210	1	SH		DFND	290	0	0	1
VANGUARD INDEX FDS	MID CAP ETF	922908629	87,882	363	SH		DFND	80	0	0	363
QUALCOMM INC	COM	747525103	6,175	31	SH		DFND	969	0	0	31
AMERICAN ASSETS TR INC	COM	024013104	200,189	8,945	SH		SOLE		11	0	8,934
AVADEL PHARMACEUTICALS PLC	COM SHS	G29687103	160,886	11,443	SH		SOLE		38	0	11,405
TFS FINL CORP	COM	87240R107	909	72	SH		DFND	713	72	0	0
DULUTH HLDGS INC	COM CL B	26443V101	184,135	49,901	SH		SOLE		0	0	49,901
LINDE PLC	SHS	G54950103	79,425	181	SH		DFND	916	0	0	181
OLD DOMINION FREIGHT LINE IN	COM	679580100	11,481,461	65,014	SH		SOLE		275	0	64,739
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	12,136	40	SH		DFND	535	0	0	40
SPDR SER TR	PORTFOLIO INTRMD	78464A375	29,662	911	SH		DFND	83	0	0	911
NVIDIA CORPORATION	COM	67066G104	96,361	780	SH		DFND	697	0	0	780
ISHARES TR	CORE S&P500 ETF	464287200	236,403	432	SH		DFND	589	0	0	432
MERIT MED SYS INC	COM	589889104	29,997	349	SH		DFND	661	0	0	349
INTEL CORP	COM	458140100	11,304	365	SH		DFND	820	0	0	365
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	649,927	18,527	SH		DFND	411	0	0	18,527
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,391,771	11,735	SH		DFND	643	0	0	11,735
EVERGY INC	COM	30034W106	1,324	25	SH		DFND	736	0	0	25
SPDR SER TR	PORTFOLIO S&P500	78464A854	877,184	13,706	SH		DFND	438	0	0	13,706
KROGER CO	COM	501044101	749	15	SH		DFND	577	0	0	15
EATON CORP PLC	SHS	G29183103	57,066	182	SH		DFND	916	0	0	182
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	56,163	1,601	SH		DFND	451	0	0	1,601
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	20,759	789	SH		DFND	400	0	0	789
NOVARTIS AG	SPONSORED ADR	66987V109	4,897	46	SH		DFND	816	0	0	46
CARGURUS INC	COM CL A	141788109	261,948	9,998	SH		SOLE		17	0	9,981
CALIDI BIOTHERAPEUTICS INC	COM NEW	320703101	2,000	10,000	SH		SOLE		0	0	10,000
ISHARES TR	CORE US AGGBD ET	464287226	17,570	181	SH		DFND	145	181	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	45,965	896	SH		DFND	482	0	0	896
WALMART INC	COM	931142103	13,813	204	SH		DFND	697	0	0	204
MASTERCARD INCORPORATED	CL A	57636Q104	10,588	24	SH		DFND	965	0	0	24
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	45,656	1,092	SH		DFND	583	0	0	1,092
DXC TECHNOLOGY CO	COM	23355L106	2,291	120	SH		DFND	153	0	0	120
EVEREST GROUP LTD	COM	G3223R108	2,667	7	SH		DFND	790	0	0	7
JPMORGAN CHASE & CO.	COM	46625H100	82,724	409	SH		DFND	820	0	0	409
ISHARES TR	CORE US AGGBD ET	464287226	71,541	737	SH		DFND	374	0	0	737
ISHARES TR	CORE S&P500 ETF	464287200	943,425	1,724	SH		DFND	760	0	0	1,724
INTERNATIONAL BUSINESS MACHS	COM	459200101	6,399	37	SH		DFND	965	0	0	37
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	175,884	1,483	SH		DFND	145	1,483	0	0
BRINKS CO	COM	109696104	33,997	332	SH		DFND	661	0	0	332
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	19,167	499	SH		DFND	586	0	0	499
INGEVITY CORP	COM	45688C107	7,955	182	SH		DFND	791	182	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	29,347	566	SH		DFND	968	0	0	566
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	9,898	37	SH		DFND	393	0	0	37
DOLLAR GEN CORP NEW	COM	256677105	72,727	550	SH		DFND	1	0	0	550
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	874	17	SH		DFND	46	0	0	17
ISHARES INC	CORE MSCI EMKT	46434G103	11,562	216	SH		DFND	456	0	0	216
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	5,456	84	SH		DFND	271	0	0	84
CULLEN FROST BANKERS INC	COM	229899109	25,103	247	SH		DFND	675	0	0	247
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,606	26	SH		DFND	790	0	0	26
BIOGEN INC	COM	09062X103	927	4	SH		DFND	970	0	0	4
LOWES COS INC	COM	548661107	34,171	155	SH		DFND	280	0	0	155
LAMB WESTON HLDGS INC	COM	513272104	673	8	SH		DFND	665	0	0	8
OREILLY AUTOMOTIVE INC	COM	67103H107	21,121	20	SH		DFND	916	0	0	20
CHEVRON CORP NEW	COM	166764100	79,931	511	SH		DFND	916	0	0	511
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,266	59	SH		DFND	539	0	0	59
ESCO TECHNOLOGIES INC	COM	296315104	2,101	20	SH		DFND	816	0	0	20
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	33,585	559	SH		DFND	595	0	0	559
LKQ CORP	COM	501889208	2,121	51	SH		DFND	188	51	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	173,536	4,518	SH		DFND	829	4,518	0	0
DIREXION SHS ETF TR	DAILY TSLA 2X SH	25460G286	92,000	10,000	SH		SOLE		0	0	10,000
HEALTHCARE RLTY TR	CL A COM	42226K105	1,582	96	SH		DFND	737	0	0	96
ISHARES TR	CORE S&P500 ETF	464287200	136,260	249	SH		DFND	612	0	0	249
AVIENT CORPORATION	COM	05368V106	611	14	SH		DFND	903	0	0	14
SPDR SER TR	PORTFOLIO S&P400	78464A847	66,023	1,287	SH		DFND	374	0	0	1,287
SPDR SER TR	PORTFOLIO S&P400	78464A847	32,832	640	SH		DFND	220	0	0	640
KEURIG DR PEPPER INC	COM	49271V100	601	18	SH		DFND	697	0	0	18
BIO RAD LABS INC	CL A	090572207	1,366	5	SH		DFND	737	0	0	5
ISHARES TR	RUSEL 2500 ETF	46435G268	793,156	12,670	SH		SOLE		0	0	12,670
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	34,987	295	SH		DFND	77	0	0	295
SPDR SER TR	S&P 400 MDCP VAL	78464A839	52,736	723	SH		DFND	743	0	0	723
SKECHERS U S A INC	CL A	830566105	654,083	9,463	SH		SOLE		14	0	9,449
ISHARES TR	CORE US AGGBD ET	464287226	44,264	456	SH		DFND	689	0	0	456
FISERV INC	COM	337738108	3,875	26	SH		DFND	713	26	0	0
HUNTSMAN CORP	COM	447011107	706	31	SH		DFND	965	0	0	31
FISERV INC	COM	337738108	3,875	26	SH		DFND	970	0	0	26
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	20,127	335	SH		DFND	345	0	0	335
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,448	90	SH		DFND	523	0	0	90
SPDR SER TR	PORTFOLIO SHORT	78464A474	8,791	296	SH		DFND	155	0	0	296
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	123,566	1,715	SH		DFND	573	0	0	1,715
NUTRIEN LTD	COM	67077M108	1,768,450	34,737	SH		SOLE		37	0	34,700
BLACK HILLS CORP	COM	092113109	10,930	201	SH		DFND	916	0	0	201
AMGEN INC	COM	031162100	2,051	700	SH	Put	SOLE		0	0	700
EXXON MOBIL CORP	COM	30231G102	3,914	34	SH		DFND	969	0	0	34
DOVER CORP	COM	260003108	25,443	141	SH		DFND	374	0	0	141
SPDR SER TR	PORTFOLIO S&P500	78464A854	38,976	609	SH		DFND	421	0	0	609
ISHARES INC	CORE MSCI EMKT	46434G103	11,134	208	SH		DFND	285	208	0	0
STRYKER CORPORATION	COM	863667101	36,407	107	SH		DFND	916	0	0	107
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,312	51	SH		DFND	50	0	0	51
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	17,844	297	SH		DFND	259	0	0	297
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	42,587	1,214	SH		DFND	263	0	0	1,214
ASGN INC	COM	00191U102	1,499	17	SH		DFND	816	0	0	17
WIPRO LTD	SPON ADR 1 SH	97651M109	6,503	1,066	SH		DFND	665	0	0	1,066
SPDR SER TR	PORTFOLIO SHORT	78464A474	21,384	720	SH		DFND	198	0	0	720
ALKAMI TECHNOLOGY INC	COM	01644J108	21,645	760	SH		DFND	661	0	0	760
PUBLIC STORAGE OPER CO	COM	74460D109	1,726	6	SH		DFND	816	0	0	6
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	11,089	356	SH		DFND	636	0	0	356
OVINTIV INC	COM	69047Q102	703	15	SH		DFND	695	0	0	15
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	355,543	874	SH		DFND	960	0	0	874
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	16,066	201	SH		DFND	55	0	0	201
VERISIGN INC	COM	92343E102	2,462,999	13,853	SH		SOLE		47	0	13,806
ALPHABET INC	CAP STK CL A	02079K305	5,647	31	SH		DFND	705	0	0	31
SPDR SER TR	PORTFOLIO SHORT	78464A474	20,820	701	SH		DFND	197	0	0	701
NETAPP INC	COM	64110D104	1,803	14	SH		DFND	665	0	0	14
CONSTELLATION ENERGY CORP	COM	21037T109	3,204	16	SH		DFND	790	0	0	16
UNITEDHEALTH GROUP INC	COM	91324P102	2,546	5	SH		DFND	933	0	0	5
SPDR SER TR	PORTFOLIO S&P500	78464A854	60,672	948	SH		DFND	231	0	0	948
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	8,851	152	SH		DFND	940	0	0	152
MCKESSON CORP	COM	58155Q103	1,752	3	SH		DFND	697	0	0	3
FRANKLIN BSP RLTY TR INC	COMMON STOCK	35243J101	537,629	42,669	SH		SOLE		0	0	42,669
AVNET INC	COM	053807103	1,802	35	SH		DFND	665	0	0	35
IRON MTN INC DEL	COM	46284V101	107,544	1,200	SH		DFND	917	0	0	1,200
URBAN OUTFITTERS INC	COM	917047102	411	10	SH		DFND	903	0	0	10
INTUIT	COM	461202103	2,629	4	SH		DFND	951	0	0	4
MILLERKNOLL INC	COM	600544100	3,311	125	SH		DFND	791	125	0	0
THE TRADE DESK INC	COM CL A	88339J105	977	10	SH		DFND	810	0	0	10
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,946	141	SH		DFND	456	0	0	141
ISHARES TR	CORE S&P500 ETF	464287200	211,231	386	SH		DFND	344	0	0	386
ISHARES TR	7-10 YR TRSY BD	464287440	94	1	SH		DFND	1	0	0	1
SPDR S&P 500 ETF TR	TR UNIT	78462F103	549,662	1,010	SH		DFND	256	0	0	1,010
TRANSMEDICS GROUP INC	COM	89377M109	753	5	SH		DFND	965	0	0	5
FLOWSERVE CORP	COM	34354P105	278,307	5,786	SH		SOLE		0	0	5,786
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	8,792	110	SH		DFND	504	0	0	110
CATERPILLAR INC	COM	149123101	1,332	4	SH		DFND	969	0	0	4
CVS HEALTH CORP	COM	126650100	2,008	34	SH		DFND	262	0	0	34
APPLIED MATLS INC	COM	038222105	944	4	SH		DFND	903	0	0	4
RESIDEO TECHNOLOGIES INC	COM	76118Y104	469	24	SH		DFND	328	0	0	24
GOLD FIELDS LTD	SPONSORED ADR	38059T106	715	48	SH		DFND	965	0	0	48
HILTON WORLDWIDE HLDGS INC	COM	43300A203	1,527	7	SH		DFND	951	0	0	7
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,131	178	SH		DFND	510	0	0	178
INGREDION INC	COM	457187102	5,850	51	SH		DFND	374	0	0	51
ISHARES INC	CORE MSCI EMKT	46434G103	1,874	35	SH		DFND	825	0	0	35
PEPSICO INC	COM	713448108	10,061	61	SH		DFND	970	0	0	61
SAP SE	SPON ADR	803054204	1,009	5	SH		DFND	903	0	0	5
SPDR SER TR	PORTFOLIO S&P500	78464A854	28,416	444	SH		DFND	246	0	0	444
FLOWSERVE CORP	COM	34354P105	1,010	21	SH		DFND	970	0	0	21
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	162,720	400	SH		DFND	677	0	0	400
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,558	72	SH		DFND	166	0	0	72
AUTOMATIC DATA PROCESSING IN	COM	053015103	28,232,612	118,282	SH		SOLE		428	0	117,854
SENSATA TECHNOLOGIES HLDG PL	SHS	G8060N102	205,225	5,489	SH		SOLE		0	0	5,489
AGCO CORP	COM	001084102	39,739	406	SH		DFND	328	0	0	406
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	16,753	339	SH		DFND	663	0	0	339
ALTRIA GROUP INC	COM	02209S103	1,002	22	SH		DFND	951	0	0	22
NORTHROP GRUMMAN CORP	COM	666807102	24,413	56	SH		DFND	538	0	0	56
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	173,217	3,505	SH		DFND	562	0	0	3,505
ISHARES TR	CORE US AGGBD ET	464287226	4,174	43	SH		DFND	49	0	0	43
SONY GROUP CORP	SPONSORED ADR	835699307	6,626	78	SH		DFND	189	78	0	0
PREMIER INC	CL A	74051N102	951,797	50,980	SH		SOLE		44	0	50,936
SPDR SER TR	PORTFOLIO SHORT	78464A474	30,532	1,028	SH		DFND	547	0	0	1,028
PROSPERITY BANCSHARES INC	COM	743606105	21,705	355	SH		DFND	675	0	0	355
COCA COLA CO	COM	191216100	28,643	450	SH		DFND	1	0	0	450
REDFIN CORP	COM	75737F108	65,553	10,907	SH		SOLE		0	0	10,907
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	10,358	390	SH		DFND	10	0	0	390
KNIGHTSCOPE INC	CLASS A COM	49907V102	3,869	12,606	SH		SOLE		0	0	12,606
WEC ENERGY GROUP INC	COM	92939U106	3,060	39	SH		DFND	806	0	0	39
CVS HEALTH CORP	COM	126650100	11,779,798	199,455	SH		SOLE		159	0	199,296
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	252,014	21,991	SH		SOLE		0	0	21,991
ALPHATEC HLDGS INC	COM NEW	02081G201	3,313	317	SH		DFND	791	317	0	0
DOLLAR GEN CORP NEW	COM	256677105	6,215	47	SH		DFND	792	47	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	40,086	685	SH		DFND	703	0	0	685
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	45,370	882	SH		DFND	262	0	0	882
METTLER TOLEDO INTERNATIONAL	COM	592688105	5,590	4	SH		DFND	970	0	0	4
TPG INC	COM CL A	872657101	44,849	1,082	SH		DFND	675	0	0	1,082
ALPHABET INC	CAP STK CL A	02079K305	14,572	80	SH		DFND	148	0	0	80
CAMECO CORP	COM	13321L108	6,052	123	SH		DFND	951	0	0	123
FOX CORP	CL A COM	35137L105	2,887	84	SH		DFND	790	0	0	84
BLUEPRINT MEDICINES CORP	COM	09627Y109	9,377	87	SH		DFND	791	87	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	52,795	1,271	SH		DFND	583	0	0	1,271
GSK PLC	SPONSORED ADR	37733W204	3,311	86	SH		DFND	189	86	0	0
EBAY INC.	COM	278642103	1,289	24	SH		DFND	697	0	0	24
NVIDIA CORPORATION	COM	67066G104	8,648	70	SH		DFND	783	0	0	70
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,806	87	SH		DFND	246	0	0	87
FLOOR & DECOR HLDGS INC	CL A	339750101	871,130	8,763	SH		SOLE		1	0	8,762
GENERAL DYNAMICS CORP	COM	369550108	13,346	46	SH		DFND	916	0	0	46
SERVICENOW INC	COM	81762P102	3,933	5	SH		DFND	697	0	0	5
SELECT SECTOR SPDR TR	ENERGY	81369Y506	16,837,096	184,719	SH		SOLE		15	0	184,704
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	7,833	98	SH		DFND	151	0	0	98
COCA COLA CONS INC	COM	191098102	2,170	2	SH		DFND	737	0	0	2
GRAHAM HLDGS CO	COM CL B	384637104	2,299,441	3,287	SH		SOLE		5	0	3,282
RESIDEO TECHNOLOGIES INC	COM	76118Y104	2,934	150	SH		DFND	1	0	0	150
ISHARES TR	HDG MSCI EAFE	46434V803	1,178,993	33,160	SH		SOLE		0	0	33,160
NATIONAL RESH CORP	COM NEW	637372202	259,702	11,316	SH		SOLE		0	0	11,316
SPDR SER TR	PORTFOLIO S&P400	78464A847	308	6	SH		DFND	253	0	0	6
ISHARES TR	RUS 1000 GRW ETF	464287614	16,403	45	SH		DFND	86	45	0	0
EXXON MOBIL CORP	COM	30231G102	82,886	720	SH		DFND	948	0	0	720
ISHARES INC	CORE MSCI EMKT	46434G103	53,744	1,004	SH		DFND	488	0	0	1,004
ABBOTT LABS	COM	002824100	13,508	130	SH		DFND	820	0	0	130
HUNTSMAN CORP	COM	447011107	956	42	SH		DFND	737	0	0	42
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	9,356	23	SH		DFND	70	0	0	23
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	38,646	95	SH		DFND	395	0	0	95
HUB GROUP INC	CL A	443320106	261,916	6,084	SH		SOLE		31	0	6,053
SMUCKER J M CO	COM NEW	832696405	5,480,821	50,264	SH		SOLE		144	0	50,120
FISERV INC	COM	337738108	149	1	SH		DFND	416	0	0	1
ISHARES TR	MICRO-CAP ETF	464288869	95,418	837	SH		DFND	400	0	0	837
WALKER & DUNLOP INC	COM	93148P102	491	5	SH		DFND	903	0	0	5
INTUIT	COM	461202103	17,745	27	SH		DFND	790	0	0	27
ISHARES INC	CORE MSCI EMKT	46434G103	97,639	1,824	SH		DFND	298	0	0	1,824
ANALOG DEVICES INC	COM	032654105	64,369	282	SH		DFND	142	0	0	282
WESTERN ASSET INTER MUNI FD	COM	958435109	142,580	18,140	SH		SOLE		0	0	18,140
SPDR SER TR	PORTFOLI S&P1500	78464A805	172,112	2,594	SH		DFND	1	0	0	2,594
HINGHAM INSTN SVGS MASS	COM	433323102	227,356	1,271	SH		SOLE		9	0	1,262
INTERNATIONAL BUSINESS MACHS	COM	459200101	6,399	37	SH		DFND	969	0	0	37
SCHWAB STRATEGIC TR	US REIT ETF	808524847	4,953	248	SH		DFND	10	0	0	248
SPDR SER TR	PORTFOLIO S&P500	78464A854	41,408	647	SH		DFND	441	0	0	647
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	65,366	1,070	SH		DFND	688	0	0	1,070
COLGATE PALMOLIVE CO	COM	194162103	1,844	19	SH		DFND	695	0	0	19
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	365,424	7,045	SH		DFND	256	0	0	7,045
AERCAP HOLDINGS NV	SHS	N00985106	1,398	15	SH		DFND	189	15	0	0
FIRST FINL BANKSHARES INC	COM	32020R109	1,388	47	SH		DFND	810	0	0	47
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	65,933,164	1,151,269	SH		SOLE		0	0	1,151,269
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	8,967	154	SH		DFND	163	0	0	154
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	26,787,041	714,512	SH		SOLE		0	0	714,512
NUVATION BIO INC	COM CL A	67080N101	61,516	21,067	SH		SOLE		449	0	20,618
TRAVELERS COMPANIES INC	COM	89417E109	34,974	172	SH		DFND	390	0	0	172
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	272,661	2,299	SH		DFND	242	0	0	2,299
REGIONS FINANCIAL CORP NEW	COM	7591EP100	681	34	SH		DFND	415	0	0	34
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	48,332	621	SH		DFND	348	0	0	621
CATERPILLAR INC	COM	149123101	52,963	159	SH		DFND	675	0	0	159
F5 INC	COM	315616102	1,033	6	SH		DFND	600	0	0	6
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	124,341	2,516	SH		DFND	143	0	0	2,516
LIVANOVA PLC	SHS	G5509L101	384	7	SH		DFND	903	0	0	7
RESMED INC	COM	761152107	9,188	48	SH		DFND	792	48	0	0
EATON CORP PLC	SHS	G29183103	7,212	23	SH		DFND	188	23	0	0
MODERNA INC	COM	60770K107	6,413	54	SH		DFND	790	0	0	54
VANGUARD SCOTTSDALE FDS	LG-TERM COR BD	92206C813	443,870	5,851	SH		SOLE		0	0	5,851
PRUDENTIAL FINL INC	COM	744320102	21,706	185	SH		DFND	374	0	0	185
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	44,361	683	SH		DFND	562	0	0	683
SPDR SER TR	PORTFOLIO S&P400	78464A847	26,266	512	SH		DFND	849	0	0	512
TARGET CORP	COM	87612E106	3,997	27	SH		DFND	965	0	0	27
TRAVERE THERAPEUTICS INC	COM	89422G107	180,963	22,015	SH		SOLE		0	0	22,015
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	23,328	96	SH		DFND	707	0	0	96
TREEHOUSE FOODS INC	COM	89469A104	2,858	78	SH		DFND	790	0	0	78
THERMO FISHER SCIENTIFIC INC	COM	883556102	8,295	15	SH		DFND	970	0	0	15
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	7,369	63	SH		DFND	791	63	0	0
AXSOME THERAPEUTICS INC	COM	05464T104	3,059	38	SH		DFND	790	0	0	38
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	39,101	1,018	SH		DFND	259	0	0	1,018
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,160	65	SH		DFND	252	0	0	65
ABBVIE INC	COM	00287Y109	94,679	552	SH		DFND	661	0	0	552
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	3,727	288	SH		DFND	965	0	0	288
KLA CORP	COM NEW	482480100	9,070	11	SH		DFND	736	0	0	11
LIBERTY MEDIA CORP DEL	COM LBTY ONE S A	531229771	1,285	20	SH		DFND	816	0	0	20
FMC CORP	COM NEW	302491303	1,727	30	SH		DFND	665	0	0	30
JOHNSON & JOHNSON	COM	478160104	23,386	160	SH		DFND	328	0	0	160
MONDELEZ INTL INC	CL A	609207105	3,992	61	SH		DFND	797	0	0	61
ISHARES INC	CORE MSCI EMKT	46434G103	39,719	742	SH		DFND	687	0	0	742
MCDONALDS CORP	COM	580135101	31,600	124	SH		DFND	806	0	0	124
MERCURY SYS INC	COM	589378108	215,110	7,970	SH		SOLE		4	0	7,966
EDGEWELL PERS CARE CO	COM	28035Q102	2,612	65	SH		DFND	965	0	0	65
TEXAS INSTRS INC	COM	882508104	7,392	38	SH		DFND	806	0	0	38
EOG RES INC	COM	26875P101	62,935	500	SH		DFND	1	0	0	500
ARISTA NETWORKS INC	COM	040413106	1,752	5	SH		DFND	951	0	0	5
ROYAL BK CDA	COM	780087102	1,383	13	SH		DFND	903	0	0	13
ADOBE INC	COM	00724F101	11,111	20	SH		DFND	969	0	0	20
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,995	104	SH		DFND	419	104	0	0
NASDAQ INC	COM	631103108	1,928	32	SH		DFND	951	0	0	32
COCA COLA CO	COM	191216100	12,475	196	SH		DFND	188	196	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	9,783	168	SH		DFND	3	0	0	168
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	410,000	8,182	SH		DFND	236	0	0	8,182
MARTIN MARIETTA MATLS INC	COM	573284106	8,127	15	SH		DFND	792	15	0	0
ROPER TECHNOLOGIES INC	COM	776696106	3,382	6	SH		DFND	713	6	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	3,158	59	SH		DFND	862	0	0	59
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	12,961	71	SH		DFND	727	0	0	71
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	111,322	1,922	SH		DFND	205	0	0	1,922
AVANGRID INC	COM	05351W103	1,101	31	SH		DFND	695	0	0	31
XYLEM INC	COM	98419M100	2,170	16	SH		DFND	474	0	0	16
AMPHENOL CORP NEW	CL A	032095101	30,047	446	SH		DFND	916	0	0	446
COMPANHIA DE SANEAMENTO BASI	SPONSORED ADR	20441A102	150,308	11,175	SH		SOLE		45	0	11,130
NORDSTROM INC	COM	655664100	446	21	SH		DFND	951	0	0	21
ECHOSTAR CORP	CL A	278768106	3,526	198	SH		DFND	790	0	0	198
S&P GLOBAL INC	COM	78409V104	892	2	SH		DFND	903	0	0	2
ICON PLC	SHS	G4705A100	627	2	SH		DFND	903	0	0	2
CACI INTL INC	CL A	127190304	17,635	41	SH		DFND	627	0	0	41
MCDONALDS CORP	COM	580135101	18,603	73	SH		DFND	37	0	0	73
PRUDENTIAL FINL INC	COM	744320102	1,172	10	SH		DFND	903	0	0	10
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	229,491	1,935	SH		DFND	144	1,935	0	0
DOMINION ENERGY INC	COM	25746U109	20,629	421	SH		DFND	916	0	0	421
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	533,337	26,734	SH		SOLE		0	0	26,734
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,369	19	SH		DFND	536	0	0	19
EXPRO GROUP HOLDINGS NV	COM	N3144W105	247,903	10,816	SH		SOLE		127	0	10,689
FOX FACTORY HLDG CORP	COM	35138V102	1,494	31	SH		DFND	816	0	0	31
FLOWSERVE CORP	COM	34354P105	673	14	SH		DFND	697	0	0	14
UMB FINL CORP	COM	902788108	1,335	16	SH		DFND	737	0	0	16
KELLANOVA	COM	487836108	11,940	207	SH		DFND	790	0	0	207
GLADSTONE COMMERCIAL CORP	COM	376536108	246,372	17,265	SH		SOLE		0	0	17,265
BOSTON SCIENTIFIC CORP	COM	101137107	4,929	64	SH		DFND	965	0	0	64
CYBIN INC	COM	23256X100	4,930	18,251	SH		SOLE		0	0	18,251
SEA LTD	SPONSORD ADS	81141R100	3,928	55	SH		DFND	792	55	0	0
JOHN HANCOCK EXCHANGE TRADED	MULTIFACTR SML	47804J842	1,451,118	39,198	SH		SOLE		5,224	0	33,974
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	7,099	138	SH		DFND	388	0	0	138
SHERWIN WILLIAMS CO	COM	824348106	4,476	15	SH		DFND	713	15	0	0
GAMESTOP CORP NEW	CL A	36467W109	242,000	9,802	SH		SOLE		0	0	9,802
T-MOBILE US INC	COM	872590104	1,762	10	SH		DFND	713	10	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	58,721	815	SH		DFND	268	0	0	815
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	120,067	481	SH		DFND	382	0	0	481
LINDE PLC	SHS	G54950103	147,001	335	SH		DFND	1	0	0	335
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	701,183	2,809	SH		DFND	656	0	0	2,809
SCHWAB STRATEGIC TR	US REIT ETF	808524847	19,131	958	SH		DFND	336	0	0	958
TEREX CORP NEW	COM	880779103	889,115	16,213	SH		SOLE		23	0	16,190
INGERSOLL RAND INC	COM	45687V106	1,726	19	SH		DFND	810	0	0	19
VANGUARD INDEX FDS	MID CAP ETF	922908629	207,480	857	SH		DFND	438	0	0	857
SPDR SER TR	PORTFOLIO S&P500	78464A854	5,696	89	SH		DFND	109	0	0	89
IQVIA HLDGS INC	COM	46266C105	1,692	8	SH		DFND	816	0	0	8
DENTSPLY SIRONA INC	COM	24906P109	17,462	701	SH		DFND	661	0	0	701
GRUPO AEROPORTUARIO DEL SURE	SPON ADR SER B	40051E202	1,797	6	SH		DFND	903	0	0	6
ISHARES TR	MSCI EAFE ETF	464287465	26,428	337	SH		DFND	882	0	0	337
VANGUARD INDEX FDS	MID CAP ETF	922908629	146,713	606	SH		DFND	578	0	0	606
RELX PLC	SPONSORED ADR	759530108	46,339	1,010	SH		DFND	675	0	0	1,010
HOME DEPOT INC	COM	437076102	104,649	304	SH		DFND	242	0	0	304
TYSON FOODS INC	CL A	902494103	1,200	21	SH		DFND	736	0	0	21
SPDR SER TR	PORTFOLIO S&P500	78464A854	47,232	738	SH		DFND	216	0	0	738
SYNOPSYS INC	COM	871607107	1,190	2	SH		DFND	600	0	0	2
INSPIRE MED SYS INC	COM	457730109	340,330	2,543	SH		SOLE		1	0	2,542
WARRIOR MET COAL INC	COM	93627C101	20,526	327	SH		DFND	661	0	0	327
SPDR SER TR	PORTFOLIO S&P400	78464A847	35,294	688	SH		DFND	748	0	0	688
FREEPORT-MCMORAN INC	CL B	35671D857	194	4	SH		DFND	713	4	0	0
MARRIOTT INTL INC NEW	CL A	571903202	3,868	16	SH		DFND	188	16	0	0
MICROSOFT CORP	COM	594918104	14,302	32	SH		DFND	26	0	0	32
JOHNSON & JOHNSON	COM	478160104	801,834	5,486	SH		DFND	1	65	0	5,421
FIRST FINL BANKSHARES INC	COM	32020R109	1,004	34	SH		DFND	600	0	0	34
HARTFORD FINL SVCS GROUP INC	COM	416515104	1,609	16	SH		DFND	472	0	0	16
VERIZON COMMUNICATIONS INC	COM	92343V104	2,846	69	SH		DFND	665	0	0	69
ISHARES TR	CORE S&P SCP ETF	464287804	2,347	22	SH		DFND	472	0	0	22
ISHARES TR	CORE US AGGBD ET	464287226	1,165	12	SH		DFND	167	0	0	12
BANK AMERICA CORP	COM	060505104	23,942	602	SH		DFND	792	602	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	1,228,716,518	11,531,830	SH		SOLE		10,787	0	11,521,043
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	30,245	612	SH		DFND	780	0	0	612
MCCORMICK & CO INC	COM NON VTG	579780206	9,421,799	132,814	SH		SOLE		37	0	132,777
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	7,469	115	SH		DFND	873	0	0	115
TARGET CORP	COM	87612E106	37,010	250	SH		DFND	142	0	0	250
PPL CORP	COM	69351T106	1,521	55	SH		DFND	697	0	0	55
DATADOG INC	CL A COM	23804L103	16,860	130	SH		DFND	916	0	0	130
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,668	52	SH		DFND	113	0	0	52
CABLE ONE INC	COM	12685J105	3,540	10	SH		DFND	790	0	0	10
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,339	139	SH		DFND	614	0	0	139
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	41,645	578	SH		DFND	938	0	0	578
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	59,081	820	SH		DFND	849	0	0	820
MICRON TECHNOLOGY INC	COM	595112103	2,894	22	SH		DFND	810	0	0	22
ADVANCED ENERGY INDS	COM	007973100	12,399	114	SH		DFND	790	0	0	114
ISHARES TR	CORE MSCI INTL	46435G326	496,173	7,559	SH		DFND	743	0	0	7,559
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	585	9	SH		DFND	620	0	0	9
SPDR SER TR	PORTFOLIO S&P500	78464A854	11,328	177	SH		DFND	814	0	0	177
SUNOPTA INC	COM	8676EP108	151,735	28,099	SH		SOLE		0	0	28,099
FTAI AVIATION LTD	SHS	G3730V105	154,845	1,500	SH		DFND	570	0	0	1,500
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	12,229	153	SH		DFND	228	0	0	153
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,034	5	SH		DFND	405	0	0	5
DISNEY WALT CO	COM	254687106	2,482	25	SH		DFND	600	0	0	25
LIBERTY MEDIA CORP DEL	COM LBTY ONE S A	531229771	636,070	9,903	SH		SOLE		59	0	9,844
SOUTHERN CO	COM	842587107	147,228	1,898	SH		DFND	637	0	0	1,898
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	16,466	206	SH		DFND	34	0	0	206
E L F BEAUTY INC	COM	26856L103	5,900	28	SH		DFND	790	0	0	28
CONMED CORP	COM	207410101	1,456	21	SH		DFND	816	0	0	21
GE VERNOVA INC	COM	36828A101	3,430	20	SH		DFND	736	0	0	20
GE AEROSPACE	COM NEW	369604301	8,902	56	SH		DFND	969	0	0	56
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	15,880	177	SH		DFND	231	0	0	177
CION INVT CORP	COM	17259U204	179,631	14,821	SH		SOLE		0	0	14,821
LINDE PLC	SHS	G54950103	15,358	35	SH		DFND	188	35	0	0
GRUPO TELEVISA S A B	SPON ADR REP ORD	40049J206	268,928	97,086	SH		SOLE		0	0	97,086
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	353,287	6,811	SH		DFND	656	0	0	6,811
BROADCOM INC	COM	11135F101	202,297	126	SH		DFND	661	0	0	126
ISHARES TR	NEW YORK MUN ETF	464288323	156,273	2,927	SH		DFND	79	0	0	2,927
ISHARES TR	CORE MSCI TOTAL	46432F834	14,545	215	SH		DFND	651	0	0	215
INTEGER HLDGS CORP	COM	45826H109	7,179	62	SH		DFND	791	62	0	0
ELASTIC N V	ORD SHS	N14506104	807,525	7,089	SH		SOLE		19	0	7,070
SPDR SER TR	PORTFOLIO S&P500	78464A854	3,802,368	59,412	SH		DFND	272	0	0	59,412
TRUST FOR PROFESSIONAL MANAG	CONVERGENCE LNG	89834G760	3,516,846	164,032	SH		SOLE		0	0	164,032
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	538	14	SH		DFND	495	0	0	14
SPDR SER TR	PORTFOLIO S&P400	78464A847	24,829	484	SH		DFND	805	0	0	484
HALOZYME THERAPEUTICS INC	COM	40637H109	18,745	358	SH		DFND	661	0	0	358
AMGEN INC	COM	031162100	9,061	29	SH		DFND	790	0	0	29
JEFFERIES FINL GROUP INC	COM	47233W109	1,171,848	23,550	SH		SOLE		94	0	23,456
LCI INDS	COM	50189K103	414	4	SH		DFND	903	0	0	4
API GROUP CORP	COM STK	00187Y100	2,220	59	SH		DFND	810	0	0	59
INVESCO DB MULTI-SECTOR COMM	AGRICULTURE FD	46140H106	218,979	9,201	SH		SOLE		0	0	9,201
ABBVIE INC	COM	00287Y109	6,346	37	SH		DFND	26	0	0	37
FEDERAL AGRIC MTG CORP	CL C	313148306	7,052	39	SH		DFND	792	39	0	0
DISNEY WALT CO	COM	254687106	3,277	33	SH		DFND	810	0	0	33
VANGUARD INDEX FDS	SMALL CP ETF	922908751	22,458	103	SH		DFND	305	0	0	103
BANK NOVA SCOTIA HALIFAX	COM	064149107	23,637	517	SH		DFND	916	0	0	517
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	131,711	4,959	SH		DFND	239	0	0	4,959
ISHARES TR	IBONDS DEC 25	46435U432	650,842	24,574	SH		SOLE		0	0	24,574
UNION PAC CORP	COM	907818108	679	3	SH		DFND	934	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	339,541	6,343	SH		DFND	104	0	0	6,343
BANK MONTREAL QUE	COM	063671101	83,850	1,000	SH		DFND	1	0	0	1,000
PALO ALTO NETWORKS INC	COM	697435105	52,886	156	SH		DFND	399	156	0	0
SABINE RTY TR	UNIT BEN INT	785688102	1,004,325	15,569	SH		SOLE		0	0	15,569
PATTERSON COS INC	COM	703395103	1,399	58	SH		DFND	951	0	0	58
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,439	145	SH		DFND	899	0	0	145
WEBSTER FINL CORP	COM	947890109	697	16	SH		DFND	695	0	0	16
HERC HLDGS INC	COM	42704L104	400	3	SH		DFND	903	0	0	3
BWX TECHNOLOGIES INC	COM	05605H100	653,309	6,877	SH		SOLE		7	0	6,870
SCHWAB STRATEGIC TR	US REIT ETF	808524847	57,154	2,862	SH		DFND	569	0	0	2,862
HIMAX TECHNOLOGIES INC	SPONSORED ADR	43289P106	7,670	966	SH		DFND	627	0	0	966
NEXTDECADE CORP	COM	65342K105	141,062	17,766	SH		SOLE		0	0	17,766
AIR PRODS & CHEMS INC	COM	009158106	25,805	100	SH		DFND	1	0	0	100
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	415,523	11,845	SH		DFND	438	0	0	11,845
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,807	74	SH		DFND	424	0	0	74
CAPRI HOLDINGS LIMITED	SHS	G1890L107	860	26	SH		DFND	970	0	0	26
ISHARES INC	CORE MSCI EMKT	46434G103	355,760	6,646	SH		DFND	235	0	0	6,646
LAM RESEARCH CORP	COM	512807108	76,669	72	SH		DFND	675	0	0	72
ABBOTT LABS	COM	002824100	6,962	67	SH		DFND	737	0	0	67
ISHARES TR	US INFRASTRUC	46435U713	12,004	285	SH		DFND	605	0	0	285
ISHARES TR	RUSSELL 2000 ETF	464287655	68,374	337	SH		DFND	517	0	0	337
WASTE MGMT INC DEL	COM	94106L109	4,907	23	SH		DFND	260	0	0	23
APPLE INC	COM	037833100	117,947	560	SH		DFND	152	0	0	560
PERMIAN RESOURCES CORP	CLASS A COM	71424F105	4,393	272	SH		DFND	790	0	0	272
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	6,522	112	SH		DFND	157	0	0	112
ISHARES TR	SHRT NAT MUN ETF	464288158	27,601	264	SH		DFND	887	0	0	264
PROSPECT CAP CORP	COM	74348T102	973,021	175,953	SH		SOLE		199	0	175,754
ALLY FINL INC	COM	02005N100	1,587	40	SH		DFND	600	0	0	40
ARCHER DANIELS MIDLAND CO	COM	039483102	169,925	2,811	SH		DFND	1	0	0	2,811
LINCOLN ELEC HLDGS INC	COM	533900106	2,264	12	SH		DFND	965	0	0	12
ULTA BEAUTY INC	COM	90384S303	2,701	7	SH		DFND	790	0	0	7
UNITEDHEALTH GROUP INC	COM	91324P102	9,519	4,800	SH	Put	SOLE		0	0	4,800
TOYOTA MOTOR CORP	ADS	892331307	92,237	450	SH		DFND	1	0	0	450
ISHARES TR	IBONDS DEC2026	46435GAA0	11,711,149	491,652	SH		SOLE		0	0	491,652
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	382	140	SH		DFND	600	0	0	140
CACTUS INC	CL A	127203107	421,445	7,991	SH		SOLE		35	0	7,956
WISDOMTREE TR	INTL LRGCAP DV	97717W794	41,489	818	SH		DFND	352	0	0	818
ISHARES INC	MSCI GBL ETF NEW	46434G848	5,063	124	SH		DFND	866	124	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	5,554	187	SH		DFND	460	0	0	187
APPLE INC	COM	037833100	1,226	5,000	SH	Put	SOLE		0	0	5,000
SCHWAB STRATEGIC TR	US REIT ETF	808524847	72,891	3,650	SH		DFND	376	0	0	3,650
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	15,856	452	SH		DFND	598	0	0	452
NATWEST GROUP PLC	SPONS ADR	639057207	939,478	116,996	SH		SOLE		0	0	116,996
DOUGLAS ELLIMAN INC	COM	25961D105	13,948	12,024	SH		SOLE		0	0	12,024
KIMBERLY-CLARK CORP	COM	494368103	1,106	8	SH		DFND	970	0	0	8
NORTHERN TR CORP	COM	665859104	33,928	404	SH		DFND	661	0	0	404
ALCON AG	ORD SHS	H01301128	14,253	160	SH		DFND	400	0	0	160
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	1,293,442	6,550	SH		SOLE		0	0	6,550
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	56,563	1,306	SH		DFND	267	0	0	1,306
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	24,117	488	SH		DFND	418	488	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	186,560	1,025	SH		DFND	1	0	0	1,025
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	94,470	2,693	SH		DFND	659	0	0	2,693
COMFORT SYS USA INC	COM	199908104	52,613	173	SH		DFND	661	0	0	173
JABIL INC	COM	466313103	762	7	SH		DFND	951	0	0	7
UNITEDHEALTH GROUP INC	COM	91324P102	19,352	38	SH		DFND	29	0	0	38
KT CORP	SPONSORED ADR	48268K101	711	52	SH		DFND	965	0	0	52
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	162,218	3,707	SH		DFND	213	0	0	3,707
FLEX LTD	ORD	Y2573F102	3,893	132	SH		DFND	260	0	0	132
BOOKING HOLDINGS INC	COM	09857L108	83,192	21	SH		DFND	152	0	0	21
DIAGEO PLC	SPON ADR NEW	25243Q205	4,413	35	SH		DFND	189	35	0	0
PIMCO DYNAMIC INCOME FD	SHS	72201Y101	216,431	11,506	SH		SOLE		0	0	11,506
OCCIDENTAL PETE CORP	COM	674599105	1,702	27	SH		DFND	713	27	0	0
DIVERSIFIED HEALTHCARE TR	COM SH BEN INT	25525P107	58,093	19,047	SH		SOLE		0	0	19,047
SPIRIT AIRLS INC	COM	848577102	0	3,000	SH	Call	SOLE		0	0	3,000
AIR PRODS & CHEMS INC	COM	009158106	1,032	4	SH		DFND	188	4	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,096	265	SH		DFND	51	0	0	265
INTUIT	COM	461202103	49,291	75	SH		DFND	535	0	0	75
VALERO ENERGY CORP	COM	91913Y100	7,368	47	SH		DFND	791	47	0	0
IPG PHOTONICS CORP	COM	44980X109	675	8	SH		DFND	665	0	0	8
TEXAS INSTRS INC	COM	882508104	75,867	390	SH		DFND	917	0	0	390
MORGAN STANLEY	COM NEW	617446448	2,819	29	SH		DFND	790	0	0	29
NOVO-NORDISK A S	ADR	670100205	8,850	62	SH		DFND	707	0	0	62
QUANTUMSCAPE CORP	COM CL A	74767V109	738	150	SH		DFND	952	0	0	150
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	24,846	483	SH		DFND	161	0	0	483
ISHARES TR	CORE MSCI EAFE	46432F842	8,717	120	SH		DFND	476	0	0	120
CROWN CASTLE INC	COM	22822V101	1,270	13	SH		DFND	713	13	0	0
MARSH & MCLENNAN COS INC	COM	571748102	1,264	6	SH		DFND	810	0	0	6
ISHARES TR	CORE MSCI EAFE	46432F842	32,397	446	SH		DFND	28	0	0	446
BROADCOM INC	COM	11135F101	3,211	2	SH		DFND	577	0	0	2
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	38,646	95	SH		DFND	397	0	0	95
SPDR SER TR	PORTFOLIO S&P400	78464A847	72,743	1,418	SH		DFND	846	0	0	1,418
ZOETIS INC	CL A	98978V103	18,203	105	SH		DFND	416	0	0	105
NICE LTD	SPONSORED ADR	653656108	516	3	SH		DFND	951	0	0	3
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	30,768	614	SH		DFND	759	0	0	614
FIRST HAWAIIAN INC	COM	32051X108	415,781	20,028	SH		SOLE		409	0	19,619
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	174,207	4,966	SH		DFND	36	0	0	4,966
CUMMINS INC	COM	231021106	2,492	9	SH		DFND	697	0	0	9
GENERAL MLS INC	COM	370334104	13,852,014	218,970	SH		SOLE		916	0	218,054
MONDELEZ INTL INC	CL A	609207105	3,534	54	SH		DFND	264	0	0	54
ISHARES TR	NATIONAL MUN ETF	464288414	33,883	318	SH		DFND	807	0	0	318
BRIGHTHOUSE FINL INC	COM	10922N103	291,158	6,718	SH		SOLE		0	0	6,718
NUTRIEN LTD	COM	67077M108	662	13	SH		DFND	665	0	0	13
VAALCO ENERGY INC	COM NEW	91851C201	157,954	25,192	SH		SOLE		0	0	25,192
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	971,521	3,892	SH		DFND	384	0	0	3,892
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	59,929	112	SH		DFND	528	0	0	112
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	10,711	134	SH		DFND	86	134	0	0
TEREX CORP NEW	COM	880779103	1,261	23	SH		DFND	816	0	0	23
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	86,290	2,099	SH		DFND	1	0	0	2,099
AMCOR PLC	ORD	G0250X107	489	50	SH		DFND	713	50	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	34,313	641	SH		DFND	433	0	0	641
PRESTIGE CONSMR HEALTHCARE I	COM	74112D101	49,228	715	SH		DFND	675	0	0	715
NOV INC	COM	62955J103	3,517	185	SH		DFND	329	0	0	185
CHARTER COMMUNICATIONS INC N	CL A	16119P108	11,958	40	SH		DFND	916	0	0	40
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	99,753	1,248	SH		DFND	287	0	0	1,248
CNX RES CORP	COM	12653C108	1,555	64	SH		DFND	737	0	0	64
TRANE TECHNOLOGIES PLC	SHS	G8994E103	9,868	30	SH		DFND	791	30	0	0
WISDOMTREE TR	INDIA ERNGS FD	97717W422	994,431	20,597	SH		SOLE		0	0	20,597
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	52,143	300	SH		DFND	357	300	0	0
SOUTHWESTERN ENERGY CO	COM	845467109	639	95	SH		DFND	695	0	0	95
QUANTA SVCS INC	COM	74762E102	1,779	7	SH		DFND	816	0	0	7
HOWMET AEROSPACE INC	COM	443201108	3,460,502	44,577	SH		SOLE		88	0	44,489
ISHARES TR	USD INV GRDE ETF	464288620	989,514	19,708	SH		SOLE		0	0	19,708
FISERV INC	COM	337738108	1,490	10	SH		DFND	697	0	0	10
BIOGEN INC	COM	09062X103	927	4	SH		DFND	665	0	0	4
ISHARES TR	MSCI EAFE ETF	464287465	210,629	2,689	SH		DFND	240	0	0	2,689
GARTNER INC	COM	366651107	1,347	3	SH		DFND	665	0	0	3
APPLOVIN CORP	COM CL A	03831W108	156,290	12,500	SH	Put	SOLE		0	0	12,500
ISHARES INC	CORE MSCI EMKT	46434G103	113,644	2,123	SH		DFND	521	0	0	2,123
GSK PLC	SPONSORED ADR	37733W204	6,160	160	SH		DFND	792	160	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	639	8	SH		DFND	327	8	0	0
MICROSOFT CORP	COM	594918104	15,643	35	SH		DFND	156	0	0	35
PAYPAL HLDGS INC	COM	70450Y103	1,114,176	19,200	SH		DFND	925	0	0	19,200
IAMGOLD CORP	COM	450913108	56,696	15,119	SH		SOLE		0	0	15,119
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	11,456	159	SH		DFND	5	0	0	159
HERSHEY CO	COM	427866108	368	2	SH		DFND	903	0	0	2
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	7,045	161	SH		DFND	596	0	0	161
ORGANON & CO	COMMON STOCK	68622V106	1,449	70	SH		DFND	40	0	0	70
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	219,648	2,748	SH		DFND	152	0	0	2,748
ISHARES TR	CORE S&P500 ETF	464287200	229,289	419	SH		DFND	347	0	0	419
GARMIN LTD	SHS	H2906T109	2,281	14	SH		DFND	736	0	0	14
WEST PHARMACEUTICAL SVSC INC	COM	955306105	15,405,996	46,771	SH		SOLE		8	0	46,763
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	4,144	110	SH		DFND	418	110	0	0
TRANSMEDICS GROUP INC	COM	89377M109	1,205	8	SH		DFND	816	0	0	8
AMGEN INC	COM	031162100	47,492	152	SH		DFND	661	0	0	152
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	233	3	SH		DFND	844	0	0	3
ISHARES TR	AGGRES ALLOC ETF	464289859	1,013,565	13,554	SH		SOLE		0	0	13,554
EVERSOURCE ENERGY	COM	30040W108	2,268	40	SH		DFND	810	0	0	40
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	7,002	135	SH		DFND	760	0	0	135
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	54,917	1,268	SH		DFND	225	0	0	1,268
AGIOS PHARMACEUTICALS INC	COM	00847X104	431	10	SH		DFND	951	0	0	10
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,062	101	SH		DFND	510	0	0	101
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	40,627	522	SH		DFND	647	0	0	522
GERMAN AMERN BANCORP INC	COM	373865104	6,999	198	SH		DFND	791	198	0	0
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,325	17	SH		DFND	493	0	0	17
CARETRUST REIT INC	COM	14174T107	886,776	35,330	SH		SOLE		12	0	35,318
PNC FINL SVCS GROUP INC	COM	693475105	314,692	2,024	SH		DFND	1	0	0	2,024
MARSH & MCLENNAN COS INC	COM	571748102	3,793	18	SH		DFND	697	0	0	18
SOUTHERN COPPER CORP	COM	84265V105	2,370	22	SH		DFND	665	0	0	22
ATKORE INC	COM	047649108	405	3	SH		DFND	951	0	0	3
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	42,437	589	SH		DFND	538	0	0	589
MARATHON PETE CORP	COM	56585A102	395,534	2,280	SH		DFND	1	0	0	2,280
GLAUKOS CORP	COM	377322102	473	4	SH		DFND	903	0	0	4
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	30,404	391	SH		DFND	727	0	0	391
MID-AMER APT CMNTYS INC	COM	59522J103	428	3	SH		DFND	713	3	0	0
MUELLER WTR PRODS INC	COM SER A	624758108	381,140	21,269	SH		SOLE		31	0	21,238
WD 40 CO	COM	929236107	568,647	2,589	SH		SOLE		0	0	2,589
ISHARES TR	SHRT NAT MUN ETF	464288158	16,101	154	SH		DFND	882	0	0	154
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	87,894	1,368	SH		DFND	325	0	0	1,368
ISHARES TR	ESG AW MSCI EAFE	46435G516	1,024	13	SH		DFND	682	13	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	230	6	SH		DFND	117	0	0	6
IMPINJ INC	COM	453204109	1,503,111	9,588	SH		SOLE		9	0	9,579
ISHARES TR	CORE US AGGBD ET	464287226	454,482	4,682	SH		DFND	151	0	0	4,682
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	33,051	573	SH		DFND	848	0	0	573
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	20,534	285	SH		DFND	569	0	0	285
DIMENSIONAL ETF TRUST	US SMALL CAP VAL	25434V815	13,061,350	453,834	SH		SOLE		0	0	453,834
SPDR SER TR	PORTFOLIO S&P400	78464A847	47,760	931	SH		DFND	632	0	0	931
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	27,707	356	SH		DFND	939	0	0	356
METTLER TOLEDO INTERNATIONAL	COM	592688105	2,795	2	SH		DFND	697	0	0	2
CIRRUS LOGIC INC	COM	172755100	2,043	16	SH		DFND	737	0	0	16
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	86,807	2,260	SH		DFND	333	0	0	2,260
NEXTERA ENERGY INC	COM	65339F101	249,464	3,523	SH		DFND	1	0	0	3,523
ISHARES TR	NATIONAL MUN ETF	464288414	535,947	5,030	SH		DFND	905	0	0	5,030
PEGASYSTEMS INC	COM	705573103	222,266	3,672	SH		SOLE		88	0	3,584
ISHARES TR	CORE S&P500 ETF	464287200	224,912	411	SH		DFND	833	0	0	411
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	6,989	97	SH		DFND	606	97	0	0
ORACLE CORP	COM	68389X105	5,507	39	SH		DFND	697	0	0	39
JANUS HENDERSON GROUP PLC	ORD SHS	G4474Y214	1,584	47	SH		DFND	737	0	0	47
PAYPAL HLDGS INC	COM	70450Y103	2,902	50	SH		DFND	980	0	0	50
PHILIP MORRIS INTL INC	COM	718172109	9,626	95	SH		DFND	737	0	0	95
CONNECTONE BANCORP INC	COM	20786W107	638,633	33,808	SH		SOLE		0	0	33,808
CITIZENS FINL GROUP INC	COM	174610105	1,585	44	SH		DFND	970	0	0	44
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	64,146	1,247	SH		DFND	220	0	0	1,247
SIRIUS XM HOLDINGS INC	COM	82968B103	2,386,759	843,378	SH		SOLE		0	0	843,378
CENCORA INC	COM	03073E105	4,055	18	SH		DFND	970	0	0	18
PULMONX CORP	COM	745848101	2,733	431	SH		DFND	791	431	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	47,329	2,370	SH		DFND	157	0	0	2,370
ISHARES TR	CORE US AGGBD ET	464287226	433,709	4,468	SH		DFND	199	0	0	4,468
CSX CORP	COM	126408103	481,680	14,400	SH		DFND	922	0	0	14,400
FREEPORT-MCMORAN INC	CL B	35671D857	25,807	531	SH		DFND	627	0	0	531
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	833,561,103	16,204,532	SH		SOLE		11,891	0	16,192,641
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	7,910,470	124,496	SH		SOLE		1,126	0	123,370
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	19,504	556	SH		DFND	38	0	0	556
BROADSTONE NET LEASE INC	COM	11135E203	9,752,431	614,520	SH		SOLE		0	0	614,520
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	466	8	SH		DFND	281	0	0	8
SERVICENOW INC	COM	81762P102	10,227	13	SH		DFND	155	0	0	13
WASTE MGMT INC DEL	COM	94106L109	3,200	15	SH		DFND	713	15	0	0
KENVUE INC	COM	49177J102	1,345	74	SH		DFND	188	74	0	0
BENCHMARK ELECTRS INC	COM	08160H101	19,335	490	SH		DFND	790	0	0	490
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	120,317	482	SH		DFND	483	0	0	482
AT&T INC	COM	00206R102	13,377	700	SH		DFND	791	700	0	0
BROADCOM INC	COM	11135F101	6,422	4	SH		DFND	951	0	0	4
MARVELL TECHNOLOGY INC	COM	573874104	5,113,022	73,148	SH		SOLE		103	0	73,045
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	54,846	2,065	SH		DFND	328	0	0	2,065
WELLTOWER INC	COM	95040Q104	6,047	58	SH		DFND	188	58	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	6,216	165	SH		DFND	423	0	0	165
NEXTERA ENERGY INC	COM	65339F101	10,834	153	SH		DFND	790	0	0	153
IQVIA HLDGS INC	COM	46266C105	846	4	SH		DFND	600	0	0	4
SAP SE	SPON ADR	803054204	3,026	15	SH		DFND	600	0	0	15
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	92,050	2,624	SH		DFND	488	0	0	2,624
NEXTERA ENERGY INC	COM	65339F101	54,665	772	SH		DFND	242	0	0	772
ELEVANCE HEALTH INC	COM	036752103	23,300	43	SH		DFND	826	0	0	43
INTERNATIONAL BUSINESS MACHS	COM	459200101	4,151	24	SH		DFND	951	0	0	24
AMAZON COM INC	COM	023135106	57,975	300	SH		DFND	27	0	0	300
AMN HEALTHCARE SVCS INC	COM	001744101	461	9	SH		DFND	951	0	0	9
KNIGHT-SWIFT TRANSN HLDGS IN	CL A	499049104	1,348	27	SH		DFND	816	0	0	27
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,347	6	SH		DFND	697	0	0	6
VANGUARD INDEX FDS	GROWTH ETF	922908736	79,290	212	SH		DFND	743	0	0	212
FASTENAL CO	COM	311900104	628	10	SH		DFND	600	0	0	10
COPART INC	COM	217204106	1,516	28	SH		DFND	951	0	0	28
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	8,006	162	SH		DFND	167	0	0	162
VANGUARD WORLD FD	ESG US CORP BD	921910691	99,544	1,604	SH		SOLE		0	0	1,604
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	17,459,789	353,294	SH		DFND	1	2,939	0	350,355
KLA CORP	COM NEW	482480100	55,242	67	SH		DFND	916	0	0	67
ALPHABET INC	CAP STK CL A	02079K305	10,929	60	SH		DFND	155	0	0	60
HP INC	COM	40434L105	6,584	188	SH		DFND	390	0	0	188
SPDR SER TR	PORTFOLIO S&P400	78464A847	37,654	734	SH		DFND	28	0	0	734
SPDR SER TR	PORTFOLIO S&P500	78464A854	69,824	1,091	SH		DFND	50	0	0	1,091
NOVARTIS AG	SPONSORED ADR	66987V109	21,398	201	SH		DFND	791	201	0	0
BANK MONTREAL QUE	COM	063671101	39,242	468	SH		DFND	661	0	0	468
AIR PRODS & CHEMS INC	COM	009158106	1,290	5	SH		DFND	736	0	0	5
INSULET CORP	COM	45784P101	1,413	7	SH		DFND	736	0	0	7
SPDR S&P 500 ETF TR	TR UNIT	78462F103	358	100	SH	Put	SOLE		0	0	100
ARCHER DANIELS MIDLAND CO	COM	039483102	15,536	257	SH		DFND	661	0	0	257
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,077	12	SH		DFND	671	0	0	12
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	27,576	345	SH		DFND	490	0	0	345
NOVANTA INC	COM	67000B104	1,305	8	SH		DFND	816	0	0	8
SILICON LABORATORIES INC	COM	826919102	996	9	SH		DFND	816	0	0	9
PNC FINL SVCS GROUP INC	COM	693475105	11,972	77	SH		DFND	790	0	0	77
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,297	18	SH		DFND	462	0	0	18
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	31,433	606	SH		DFND	702	606	0	0
ISHARES TR	CORE MSCI INTL	46435G326	111,129	1,693	SH		DFND	486	0	0	1,693
HOWMET AEROSPACE INC	COM	443201108	3,028	39	SH		DFND	969	0	0	39
JOHNSON & JOHNSON	COM	478160104	19,585	134	SH		DFND	188	134	0	0
SPIRIT AEROSYSTEMS HLDGS INC	COM CL A	848574109	723	22	SH		DFND	965	0	0	22
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,440	28	SH		DFND	634	0	0	28
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	6,914	158	SH		DFND	99	0	0	158
NEXTERA ENERGY INC	COM	65339F101	5,523	78	SH		DFND	188	78	0	0
NU SKIN ENTERPRISES INC	CL A	67018T105	2,192	208	SH		DFND	790	0	0	208
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	18,925	315	SH		DFND	462	0	0	315
TEXAS INSTRS INC	COM	882508104	11,672	60	SH		DFND	792	60	0	0
ISHARES TR	CORE US AGGBD ET	464287226	22,132	228	SH		DFND	86	228	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	4,978	93	SH		DFND	17	0	0	93
CITIGROUP INC	COM NEW	172967424	418,836	6,600	SH		DFND	400	0	0	6,600
KONTOOR BRANDS INC	COM	50050N103	1,661,055	25,110	SH		SOLE		17	0	25,093
ISHARES TR	CORE US AGGBD ET	464287226	38,731	399	SH		DFND	175	0	0	399
GENMAB A/S	SPONSORED ADS	372303206	553	22	SH		DFND	189	22	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,287	66	SH		DFND	46	0	0	66
AMERICAN TOWER CORP NEW	COM	03027X100	2,333	12	SH		DFND	816	0	0	12
SPDR SER TR	PORTFOLIO INTRMD	78464A375	2,344	72	SH		DFND	21	0	0	72
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,959	111	SH		DFND	285	111	0	0
COSTCO WHSL CORP NEW	COM	22160K105	11,900	14	SH		DFND	187	0	0	14
CROWN CASTLE INC	COM	22822V101	4,690	48	SH		DFND	970	0	0	48
MARSH & MCLENNAN COS INC	COM	571748102	6,743	32	SH		DFND	969	0	0	32
COCA COLA CO	COM	191216100	63,905	1,004	SH		DFND	661	0	0	1,004
OCCIDENTAL PETE CORP	COM	674599105	1,450	23	SH		DFND	970	0	0	23
ISHARES TR	3 7 YR TREAS BD	464288661	11,201	97	SH		DFND	39	0	0	97
AT&T INC	COM	00206R102	2,484	130	SH		DFND	665	0	0	130
JPMORGAN CHASE & CO.	COM	46625H100	82,118	406	SH		DFND	328	0	0	406
IOVANCE BIOTHERAPEUTICS INC	COM	462260100	6,953	867	SH		DFND	792	867	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	6,682,735	251,609	SH		DFND	1	1,359	0	250,250
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	125,616	2,442	SH		DFND	897	0	0	2,442
DOMINION ENERGY INC	COM	25746U109	637	13	SH		DFND	903	0	0	13
WELLS FARGO CO NEW	COM	949746101	10,156	171	SH		DFND	737	0	0	171
RESTAURANT BRANDS INTL INC	COM	76131D103	31,315	445	SH		DFND	661	0	0	445
PFIZER INC	COM	717081103	56,967	2,036	SH		DFND	661	0	0	2,036
NOVARTIS AG	SPONSORED ADR	66987V109	3,620	34	SH		DFND	665	0	0	34
DYNATRACE INC	COM NEW	268150109	787,648	17,605	SH		SOLE		4	0	17,601
NOMURA HLDGS INC	SPONSORED ADR	65535H208	2,376	411	SH		DFND	965	0	0	411
CHEVRON CORP NEW	COM	166764100	14,547	93	SH		DFND	970	0	0	93
ASGN INC	COM	00191U102	5,290	60	SH		DFND	791	60	0	0
JOURNEY MED CORP	COM	48115J109	66,349	11,764	SH		SOLE		0	0	11,764
HESS CORP	COM	42809H107	1,623	11	SH		DFND	810	0	0	11
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,741	73	SH		DFND	402	0	0	73
FIVE BELOW INC	COM	33829M101	872	8	SH		DFND	816	0	0	8
M/I HOMES INC	COM	55305B101	366	3	SH		DFND	903	0	0	3
LITTELFUSE INC	COM	537008104	4,601	18	SH		DFND	627	0	0	18
TOTALENERGIES SE	SPONSORED ADS	89151E109	9,269	139	SH		DFND	790	0	0	139
VANECK ETF TRUST	BIOTECH ETF	92189F726	326,120	1,936	SH		SOLE		0	0	1,936
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	31,386	539	SH		DFND	546	0	0	539
FIDELITY COVINGTON TRUST	ENHANCED INTL	31609A404	235,464	8,309	SH		SOLE		0	0	8,309
FREEPORT-MCMORAN INC	CL B	35671D857	12,053	248	SH		DFND	916	0	0	248
RIO TINTO PLC	SPONSORED ADR	767204100	1,055	16	SH		DFND	600	0	0	16
ISHARES TR	CORE S&P500 ETF	464287200	5,472	10	SH		DFND	156	0	0	10
METLIFE INC	COM	59156R108	25,339	361	SH		DFND	916	0	0	361
ALLIANT ENERGY CORP	COM	018802108	3,273,524	64,313	SH		SOLE		47	0	64,266
SMITH & NEPHEW PLC	SPDN ADR NEW	83175M205	10,308	416	SH		DFND	916	0	0	416
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	123,485	2,132	SH		DFND	653	0	0	2,132
SPDR S&P 500 ETF TR	TR UNIT	78462F103	18,503	34	SH		DFND	154	0	0	34
CINCINNATI FINL CORP	COM	172062101	236	2	SH		DFND	713	2	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	61,522	1,024	SH		DFND	220	0	0	1,024
PROCTER AND GAMBLE CO	COM	742718109	12,699	77	SH		DFND	284	77	0	0
TRANSDIGM GROUP INC	COM	893641100	1,278	1	SH		DFND	810	0	0	1
ISHARES TR	CORE US AGGBD ET	464287226	76,588	789	SH		DFND	280	0	0	789
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	19,474	507	SH		DFND	193	0	0	507
LENNAR CORP	CL B	526057302	522,500	3,747	SH		SOLE		0	0	3,747
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	100,177	1,196	SH		DFND	374	0	0	1,196
OSHKOSH CORP	COM	688239201	270,500	2,500	SH		DFND	1	0	0	2,500
SPDR SER TR	PORTFOLIO S&P400	78464A847	83,722	1,632	SH		DFND	795	0	0	1,632
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	123,477	4,649	SH		DFND	514	0	0	4,649
OLO INC	CL A	68134L109	3,143	711	SH		DFND	791	711	0	0
TENCENT MUSIC ENTMT GROUP	SPON ADS	88034P109	703	50	SH		DFND	965	0	0	50
VANGUARD INDEX FDS	MID CAP ETF	922908629	19,610	81	SH		DFND	703	0	0	81
SUNCOR ENERGY INC NEW	COM	867224107	33,985	892	SH		DFND	916	0	0	892
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	89,419	2,549	SH		DFND	499	0	0	2,549
EVERSOURCE ENERGY	COM	30040W108	49,962	881	SH		DFND	958	0	0	881
OMEGA HEALTHCARE INVS INC	COM	681936100	10,618	310	SH		DFND	916	0	0	310
ISHARES TR	MSCI USA SMCP MN	46435G433	3,372,948	90,440	SH		SOLE		0	0	90,440
INTEGER HLDGS CORP	COM	45826H109	843,762	7,287	SH		SOLE		14	0	7,273
POWER INTEGRATIONS INC	COM	739276103	8,142	116	SH		DFND	791	116	0	0
ALBANY INTL CORP	CL A	012348108	408,231	4,834	SH		SOLE		16	0	4,818
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	352	4	SH		DFND	903	0	0	4
VANGUARD INDEX FDS	MID CAP ETF	922908629	266,794	1,102	SH		DFND	312	0	0	1,102
WHIRLPOOL CORP	COM	963320106	3,884	38	SH		DFND	791	38	0	0
APOLLO GLOBAL MGMT INC	COM	03769M106	1,889	16	SH		DFND	951	0	0	16
LINDE PLC	SHS	G54950103	10,970	25	SH		DFND	965	0	0	25
TAYLOR MORRISON HOME CORP	COM	87724P106	31,490	568	SH		DFND	661	0	0	568
FLOWERS FOODS INC	COM	343498101	9,358,483	421,553	SH		SOLE		0	0	421,553
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	95,667	235	SH		DFND	670	0	0	235
DISNEY WALT CO	COM	254687106	42,993	433	SH		DFND	400	0	0	433
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	28,918	813	SH		DFND	337	0	0	813
PFIZER INC	COM	717081103	6,435	230	SH		DFND	970	0	0	230
UNITED RENTALS INC	COM	911363109	7,114	11	SH		DFND	791	11	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	97,374	4,876	SH		DFND	543	0	0	4,876
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	6,464	111	SH		DFND	751	0	0	111
EXXON MOBIL CORP	COM	30231G102	9,785	85	SH		DFND	374	0	0	85
CAPRI HOLDINGS LIMITED	SHS	G1890L107	584,990	17,684	SH		SOLE		28	0	17,656
CADENCE DESIGN SYSTEM INC	COM	127387108	1,847	6	SH		DFND	810	0	0	6
VISA INC	COM CL A	92826C839	4,462	17	SH		DFND	262	0	0	17
SPDR S&P 500 ETF TR	TR UNIT	78462F103	225,307	414	SH		DFND	379	0	0	414
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	12,145	145	SH		DFND	271	0	0	145
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	390,640	6,080	SH		DFND	562	0	0	6,080
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	103,626	2,954	SH		DFND	284	2,954	0	0
COGNEX CORP	COM	192422103	992,310	21,221	SH		SOLE		14	0	21,207
MCDONALDS CORP	COM	580135101	510	2	SH		DFND	600	0	0	2
SUN CTRY AIRLS HLDGS INC	COM	866683105	4,270	340	SH		DFND	791	340	0	0
MARATHON DIGITAL HOLDINGS IN	COM	565788106	3,930	198	SH		DFND	792	198	0	0
SIMON PPTY GROUP INC NEW	COM	828806109	304	2	SH		DFND	903	0	0	2
LEAR CORP	COM NEW	521865204	1,256	11	SH		DFND	737	0	0	11
VANGUARD INDEX FDS	MID CAP ETF	922908629	51,567	213	SH		DFND	382	0	0	213
HAWAIIAN ELEC INDUSTRIES	COM	419870100	532	59	SH		DFND	697	0	0	59
APPLIED INDL TECHNOLOGIES IN	COM	03820C105	1,358	7	SH		DFND	816	0	0	7
PAR PAC HOLDINGS INC	COM NEW	69888T207	3,762	149	SH		DFND	792	149	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	49,013	98	SH		DFND	122	0	0	98
INTERPUBLIC GROUP COS INC	COM	460690100	9,891	340	SH		DFND	742	0	0	340
ANALOG DEVICES INC	COM	032654105	1,598	7	SH		DFND	903	0	0	7
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,039	16	SH		DFND	113	0	0	16
EBAY INC.	COM	278642103	1,988	37	SH		DFND	665	0	0	37
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,879	101	SH		DFND	305	0	0	101
TJX COS INC NEW	COM	872540109	1,652	15	SH		DFND	816	0	0	15
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	27,496	344	SH		DFND	968	0	0	344
ABBVIE INC	COM	00287Y109	108,058	630	SH		DFND	918	0	0	630
MERCK & CO INC	COM	58933Y105	12,999	105	SH		DFND	280	0	0	105
VANGUARD INDEX FDS	MID CAP ETF	922908629	17,673	73	SH		DFND	705	0	0	73
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	427	12	SH		DFND	113	0	0	12
SPDR SER TR	PORTFOLIO INTRMD	78464A375	55,873	1,716	SH		DFND	568	0	0	1,716
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	89,994	2,504	SH		DFND	908	0	0	2,504
THERMO FISHER SCIENTIFIC INC	COM	883556102	7,189	13	SH		DFND	695	0	0	13
BHP GROUP LTD	SPONSORED ADS	088606108	3,311	58	SH		DFND	665	0	0	58
RTX CORPORATION	COM	75513E101	5,923	59	SH		DFND	697	0	0	59
NEXTERA ENERGY INC	COM	65339F101	851,136	12,020	SH		DFND	925	0	0	12,020
APPLIED MATLS INC	COM	038222105	1,179,950	5,000	SH		DFND	798	0	0	5,000
DICKS SPORTING GOODS INC	COM	253393102	430	2	SH		DFND	951	0	0	2
AMAZON COM INC	COM	023135106	15,460	80	SH		DFND	148	0	0	80
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,858	44	SH		DFND	337	0	0	44
ISHARES TR	SP SMCP600VL ETF	464287879	13,070,811	134,377	SH		SOLE		0	0	134,377
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	795,272,149	20,699,431	SH		SOLE		80,348	0	20,619,083
S&P GLOBAL INC	COM	78409V104	5,352	12	SH		DFND	969	0	0	12
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	321,031	12,087	SH		DFND	41	0	0	12,087
MICROSOFT CORP	COM	594918104	4,765,828	10,663	SH		DFND	507	0	0	10,663
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	97,867	2,598	SH		DFND	101	0	0	2,598
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	155,869	3,005	SH		DFND	820	0	0	3,005
ONEOK INC NEW	COM	682680103	1,957	24	SH		DFND	969	0	0	24
ISHARES TR	GLOBAL TECH ETF	464287291	2,611,046	31,527	SH		SOLE		0	0	31,527
FIDELITY COVINGTON TRUST	MSCI FINLS IDX	316092501	416,544	7,189	SH		SOLE		0	0	7,189
VANGUARD INDEX FDS	MID CAP ETF	922908629	54,957	227	SH		DFND	394	0	0	227
BRIXMOR PPTY GROUP INC	COM	11120U105	337,464	14,615	SH		SOLE		0	0	14,615
GE AEROSPACE	COM NEW	369604301	16,374	103	SH		DFND	791	103	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,235	24	SH		DFND	50	0	0	24
MCKESSON CORP	COM	58155Q103	4,672	8	SH		DFND	736	0	0	8
FISERV INC	COM	337738108	7,303	49	SH		DFND	188	49	0	0
APTIV PLC	SHS	G6095L109	4,718	67	SH		DFND	792	67	0	0
OLD SECOND BANCORP INC ILL	COM	680277100	592	40	SH		DFND	810	0	0	40
ARES CAPITAL CORP	COM	04010L103	6,725,257	322,709	SH		SOLE		9,823	0	312,886
ISHARES TR	SHRT NAT MUN ETF	464288158	106,223	1,016	SH		DFND	968	0	0	1,016
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	415,523	11,845	SH		DFND	439	0	0	11,845
EQUITY COMWLTH	COM SH BEN INT	294628102	345,921	17,831	SH		SOLE		30	0	17,801
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	23,837	367	SH		DFND	524	0	0	367
CABLE ONE INC	COM	12685J105	708	2	SH		DFND	697	0	0	2
ALAMO GROUP INC	COM	011311107	260,192	1,504	SH		SOLE		8	0	1,496
FIRST FINL BANKSHARES INC	COM	32020R109	591	20	SH		DFND	713	20	0	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	1,088	16	SH		DFND	260	0	0	16
ENTERPRISE PRODS PARTNERS L	COM	293792107	4,202	145	SH		DFND	474	0	0	145
SPDR SER TR	PORTFOLIO S&P400	78464A847	16,980	331	SH		DFND	934	0	0	331
ELI LILLY & CO	COM	532457108	279,762	309	SH		DFND	661	0	0	309
GILEAD SCIENCES INC	COM	375558103	1,715	25	SH		DFND	264	0	0	25
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	112,547	2,246	SH		DFND	637	0	0	2,246
ECOPETROL S A	SPONSORED ADS	279158109	524,409	46,864	SH		SOLE		0	0	46,864
FIRST INTST BANCSYSTEM INC	COM	32055Y201	7,526	271	SH		DFND	792	271	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	91,611	367	SH		DFND	745	0	0	367
ISHARES INC	CORE MSCI EMKT	46434G103	5,192	97	SH		DFND	431	0	0	97
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	25,980	400	SH		DFND	834	0	0	400
PRUDENTIAL PLC	ADR	74435K204	1,237,772	67,564	SH		SOLE		168	0	67,396
BOX INC	CL A	10316T104	397	15	SH		DFND	903	0	0	15
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	125,533	251	SH		DFND	733	0	0	251
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,347	6	SH		DFND	188	6	0	0
FLOWSERVE CORP	COM	34354P105	673	14	SH		DFND	695	0	0	14
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,644	149	SH		DFND	420	149	0	0
SYNOPSYS INC	COM	871607107	2,380	4	SH		DFND	665	0	0	4
B & G FOODS INC NEW	COM	05508R106	711	88	SH		DFND	965	0	0	88
ALCOA CORP	COM	013872106	27,528	692	SH		DFND	661	0	0	692
SYSCO CORP	COM	871829107	2,927	41	SH		DFND	737	0	0	41
VIATRIS INC	COM	92556V106	170	16	SH		DFND	141	0	0	16
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	14,744	227	SH		DFND	799	0	0	227
INCYTE CORP	COM	45337C102	2,061	34	SH		DFND	665	0	0	34
SPDR SER TR	PORTFOLIO S&P500	78464A854	59,136	924	SH		DFND	530	0	0	924
ISHARES TR	CORE S&P MCP ETF	464287507	410,518	7,015	SH		DFND	372	0	0	7,015
OTIS WORLDWIDE CORP	COM	68902V107	2,118	22	SH		DFND	159	0	0	22
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	70,072	1,537	SH		DFND	874	0	0	1,537
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	589	3	SH		DFND	810	0	0	3
AMERICAN CENTY ETF TR	AVANTIS CORE FI	025072562	15,009,992	368,072	SH		SOLE		0	0	368,072
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	21,039	292	SH		DFND	729	292	0	0
ISHARES TR	MSCI EAFE ETF	464287465	95,876	1,224	SH		DFND	179	0	0	1,224
LEGGETT & PLATT INC	COM	524660107	607	53	SH		DFND	665	0	0	53
HORMEL FOODS CORP	COM	440452100	3,289,095	107,875	SH		SOLE		109	0	107,766
VALVOLINE INC	COM	92047W101	11,016	255	SH		DFND	280	0	0	255
FUTU HLDGS LTD	SPON ADS CL A	36118L106	984	15	SH		DFND	707	0	0	15
APPLE INC	COM	037833100	6,950	33	SH		DFND	934	0	0	33
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	319,596	12,033	SH		DFND	375	0	0	12,033
CORNING INC	COM	219350105	19,503	502	SH		DFND	637	0	0	502
BOEING CO	COM	097023105	1,820	10	SH		DFND	264	0	0	10
STRYKER CORPORATION	COM	863667101	23,818	70	SH		DFND	917	0	0	70
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	24,032	400	SH		DFND	265	0	0	400
VAXCYTE INC	COM	92243G108	1,359	18	SH		DFND	816	0	0	18
ING GROEP N.V.	SPONSORED ADR	456837103	7,627	445	SH		DFND	791	445	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	12,095	1,000	SH		DFND	517	0	0	1,000
XP INC	CL A	G98239109	10,677	607	SH		DFND	792	607	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	15,123	294	SH		DFND	66	0	0	294
LIBERTY MEDIA CORP DEL	COM LBTY SRM S A	531229813	6,534	295	SH		DFND	916	0	0	295
KENNEDY-WILSON HOLDINGS INC	COM	489398107	1,101,606	113,334	SH		SOLE		48	0	113,286
BLACKROCK INC	COM	09247X101	2,362	3	SH		DFND	262	0	0	3
FIRSTCASH HOLDINGS INC	COM	33768G107	4,720	45	SH		DFND	416	0	0	45
JOHNSON & JOHNSON	COM	478160104	37,563	257	SH		DFND	382	0	0	257
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	154,035	3,520	SH		DFND	80	0	0	3,520
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	34,455	564	SH		DFND	968	0	0	564
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,972	100	SH		DFND	423	0	0	100
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	61,592	5,703	SH		DFND	675	0	0	5,703
ITT INC	COM	45073V108	1,292	10	SH		DFND	737	0	0	10
IPG PHOTONICS CORP	COM	44980X109	264,344	3,132	SH		SOLE		0	0	3,132
OUTFRONT MEDIA INC	COM	69007J106	191,292	13,377	SH		SOLE		21	0	13,356
SUNOCO LP/SUNOCO FIN CORP	COM UT REP LP	86765K109	1,471,035	26,018	SH		SOLE		0	0	26,018
SPDR SER TR	PORTFOLIO S&P500	78464A854	27,968	437	SH		DFND	107	0	0	437
AGNICO EAGLE MINES LTD	COM	008474108	65,400	1,000	SH		DFND	661	0	0	1,000
WALMART INC	COM	931142103	148,894	2,199	SH		DFND	675	0	0	2,199
THE CIGNA GROUP	COM	125523100	794,690	2,404	SH		DFND	1	0	0	2,404
CELANESE CORP DEL	COM	150870103	1,349	10	SH		DFND	969	0	0	10
ISHARES INC	CORE MSCI EMKT	46434G103	1,820	34	SH		DFND	663	0	0	34
ISHARES TR	CORE S&P500 ETF	464287200	39,948	73	SH		DFND	765	0	0	73
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,746	151	SH		DFND	419	151	0	0
TETRA TECHNOLOGIES INC DEL	COM	88162F105	91,078	26,323	SH		SOLE		0	0	26,323
PPL CORP	COM	69351T106	4,424	160	SH		DFND	665	0	0	160
ENSIGN GROUP INC	COM	29358P101	8,535	69	SH		DFND	792	69	0	0
GERMAN AMERN BANCORP INC	COM	373865104	742	21	SH		DFND	965	0	0	21
HONEYWELL INTL INC	COM	438516106	10,250	48	SH		DFND	792	48	0	0
PFIZER INC	COM	717081103	4,057	145	SH		DFND	188	145	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	5,745	164	SH		DFND	844	0	0	164
SCHWAB STRATEGIC TR	US REIT ETF	808524847	33,629	1,684	SH		DFND	939	0	0	1,684
JOHNSON OUTDOORS INC	CL A	479167108	1,819	52	SH		DFND	816	0	0	52
ISHARES TR	EAFE SML CP ETF	464288273	678	11	SH		DFND	471	0	0	11
UNION PAC CORP	COM	907818108	2,941	13	SH		DFND	600	0	0	13
AMGEN INC	COM	031162100	76,863	246	SH		DFND	675	0	0	246
OSCAR HEALTH INC	CL A	687793109	282,355	17,848	SH		SOLE		70	0	17,778
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	21,870	358	SH		DFND	911	0	0	358
CAMDEN PPTY TR	SH BEN INT	133131102	10,038	92	SH		DFND	916	0	0	92
DIMENSIONAL ETF TRUST	US SMALL CAP VAL	25434V815	17,959	624	SH		DFND	705	0	0	624
FREEPORT-MCMORAN INC	CL B	35671D857	1,555	32	SH		DFND	951	0	0	32
SEMPRA	COM	816851109	2,662	35	SH		DFND	188	35	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	9,025	174	SH		DFND	390	0	0	174
NVIDIA CORPORATION	COM	67066G104	3,706	30	SH		DFND	934	0	0	30
ENTEGRIS INC	COM	29362U104	1,619,301	11,959	SH		SOLE		21	0	11,938
SOCIEDAD QUIMICA Y MINERA DE	SPON ADR SER B	833635105	2,812	69	SH		DFND	791	69	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	227,484	418	SH		DFND	239	0	0	418
US BANCORP DEL	COM NEW	902973304	2,223	56	SH		DFND	697	0	0	56
FASTENAL CO	COM	311900104	1,948	31	SH		DFND	969	0	0	31
WP CAREY INC	COM	92936U109	2,532	46	SH		DFND	790	0	0	46
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	155,513	623	SH		DFND	445	0	0	623
BOOKING HOLDINGS INC	COM	09857L108	79,230	20	SH		DFND	154	0	0	20
APPLE INC	COM	037833100	128,478	610	SH		DFND	917	0	0	610
CHENIERE ENERGY INC	COM NEW	16411R208	1,049	6	SH		DFND	969	0	0	6
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	26,389	513	SH		DFND	761	0	0	513
CSX CORP	COM	126408103	6,021	180	SH		DFND	939	0	0	180
SUNRUN INC	COM	86771W105	16,474	1,389	SH		DFND	675	0	0	1,389
TRACTOR SUPPLY CO	COM	892356106	1,350	5	SH		DFND	713	5	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,551	15	SH		DFND	736	0	0	15
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	2,204	28	SH		DFND	810	0	0	28
SPDR SER TR	PORTFOLIO SHORT	78464A474	10,365	349	SH		DFND	374	0	0	349
FIRST TR EXCHANGE-TRADED FD	NASD TECH DIV	33738R118	19,985,919	264,154	SH		SOLE		0	0	264,154
PEPSICO INC	COM	713448108	8,576	52	SH		DFND	406	0	0	52
ISHARES TR	US TRSPRTION	464287192	1,646,594	25,166	SH		SOLE		0	0	25,166
MONSTER BEVERAGE CORP NEW	COM	61174X109	2,697	54	SH		DFND	713	54	0	0
BURLINGTON STORES INC	COM	122017106	1,200	5	SH		DFND	816	0	0	5
ISHARES TR	MSCI EAFE ETF	464287465	820,585	10,476	SH		DFND	328	0	0	10,476
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,220	3	SH		DFND	577	0	0	3
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	714	11	SH		DFND	823	0	0	11
VANGUARD WORLD FD	INF TECH ETF	92204A702	626,177	1,086	SH		DFND	41	0	0	1,086
ISHARES TR	CORE S&P500 ETF	464287200	109,446	200	SH		DFND	651	0	0	200
SPDR SER TR	PORTFOLIO S&P500	78464A854	208,896	3,264	SH		DFND	404	0	0	3,264
TRAVERE THERAPEUTICS INC	COM	89422G107	3,732	454	SH		DFND	790	0	0	454
INTEL CORP	COM	458140100	465	15	SH		DFND	713	15	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	176,757	6,655	SH		DFND	540	0	0	6,655
JOHNSON & JOHNSON	COM	478160104	23,386	160	SH		DFND	329	0	0	160
ATMOS ENERGY CORP	COM	049560105	3,937,577	33,755	SH		SOLE		3	0	33,752
VERIZON COMMUNICATIONS INC	COM	92343V104	2,804	68	SH		DFND	965	0	0	68
REGIONS FINANCIAL CORP NEW	COM	7591EP100	20	1	SH		DFND	477	0	0	1
ISHARES INC	CORE MSCI EMKT	46434G103	7,248,016	135,401	SH		DFND	1	480	0	134,921
FRESENIUS MEDICAL CARE AG	SPONSORED ADR	358029106	535	28	SH		DFND	600	0	0	28
PELOTON INTERACTIVE INC	CL A COM	70614W100	446	132	SH		DFND	951	0	0	132
BRISTOL-MYERS SQUIBB CO	COM	110122108	872	21	SH		DFND	903	0	0	21
ISHARES TR	NATIONAL MUN ETF	464288414	391,252	3,672	SH		DFND	626	0	0	3,672
ALBEMARLE CORP	COM	012653101	3,728,992	39,039	SH		SOLE		17	0	39,022
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	25,088	666	SH		DFND	692	666	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	68,364	1,329	SH		DFND	176	0	0	1,329
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	145,958	2,520	SH		DFND	237	0	0	2,520
GLAUKOS CORP	COM	377322102	473	4	SH		DFND	951	0	0	4
OKTA INC	CL A	679295105	12,544	134	SH		DFND	218	0	0	134
FIVE BELOW INC	COM	33829M101	763	7	SH		DFND	970	0	0	7
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	1,368	10	SH		DFND	695	0	0	10
AVIS BUDGET GROUP	COM	053774105	1,150	11	SH		DFND	737	0	0	11
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	3,292,217	106,441	SH		SOLE		248	0	106,193
FEDERATED HERMES INC	CL B	314211103	751,209	22,847	SH		SOLE		20	0	22,827
CORNING INC	COM	219350105	2,292	59	SH		DFND	697	0	0	59
ISHARES TR	MSCI INTL QUALTY	46434V456	1,139,049	29,169	SH		SOLE		0	0	29,169
BOOKING HOLDINGS INC	COM	09857L108	7,923	2	SH		DFND	737	0	0	2
TRICO BANCSHARES	COM	896095106	22,238	562	SH		DFND	661	0	0	562
SPDR SER TR	PORTFOLIO S&P400	78464A847	55,404	1,080	SH		DFND	923	0	0	1,080
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	25,463	304	SH		DFND	225	0	0	304
ISHARES TR	NATIONAL MUN ETF	464288414	148,957	1,398	SH		DFND	882	0	0	1,398
ISHARES TR	MSCI EURO FL ETF	464289180	2,460	110	SH		DFND	866	110	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	4,324	25	SH		DFND	713	25	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,267	81	SH		DFND	718	0	0	81
AMERICAN ASSETS TR INC	COM	024013104	28,848	1,289	SH		DFND	661	0	0	1,289
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	22,927	353	SH		DFND	404	0	0	353
KELLANOVA	COM	487836108	48,163	835	SH		DFND	675	0	0	835
MOODYS CORP	COM	615369105	4,209	10	SH		DFND	969	0	0	10
TEREX CORP NEW	COM	880779103	9,762	178	SH		DFND	790	0	0	178
HELMERICH & PAYNE INC	COM	423452101	5,204	144	SH		DFND	792	144	0	0
COMERICA INC	COM	200340107	175,118	3,431	SH		DFND	1	0	0	3,431
CORTEVA INC	COM	22052L104	1,456	27	SH		DFND	697	0	0	27
KT CORP	SPONSORED ADR	48268K101	547	40	SH		DFND	951	0	0	40
CHENIERE ENERGY INC	COM NEW	16411R208	1,399	8	SH		DFND	665	0	0	8
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	721,651	2,891	SH		DFND	240	0	0	2,891
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,206	43	SH		DFND	545	0	0	43
CONSTELLATION ENERGY CORP	COM	21037T109	3,605	18	SH		DFND	736	0	0	18
ISHARES TR	CORE S&P500 ETF	464287200	192,625	352	SH		DFND	336	0	0	352
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	7,459	145	SH		DFND	89	0	0	145
ISHARES INC	CORE MSCI EMKT	46434G103	6,477	121	SH		DFND	391	0	0	121
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	259,832	4,746	SH		SOLE		0	0	4,746
SPDR SER TR	PORT MTG BK ETF	78464A383	231,303	10,723	SH		SOLE		0	0	10,723
APPLE INC	COM	037833100	18,113	86	SH		DFND	263	0	0	86
GRIFOLS S A	SP ADR REP B NVT	398438408	86,410	13,705	SH		SOLE		0	0	13,705
WATSCO INC	COM	942622200	1,390	3	SH		DFND	737	0	0	3
MOODYS CORP	COM	615369105	7,577	18	SH		DFND	792	18	0	0
MONDELEZ INTL INC	CL A	609207105	1,767	27	SH		DFND	665	0	0	27
MAXIMUS INC	COM	577933104	1,543	18	SH		DFND	951	0	0	18
JOHNSON & JOHNSON	COM	478160104	33,324	228	SH		DFND	791	228	0	0
HEALTHPEAK PROPERTIES INC	COM	42250P103	1,960	100	SH		DFND	816	0	0	100
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	107,807	403	SH		DFND	190	0	0	403
ISHARES INC	CORE MSCI EMKT	46434G103	60,810	1,136	SH		DFND	659	0	0	1,136
VANGUARD INDEX FDS	MID CAP ETF	922908629	488,558	2,018	SH		DFND	48	0	0	2,018
ISHARES INC	FRONTIER AND SEL	464286145	51,707	1,883	SH		DFND	960	0	0	1,883
SLM CORP	COM	78442P106	369,354	17,766	SH		SOLE		0	0	17,766
BIOGEN INC	COM	09062X103	2,318	10	SH		DFND	737	0	0	10
NETFLIX INC	COM	64110L106	24,971	37	SH		DFND	188	37	0	0
UNITY SOFTWARE INC	COM	91332U101	2,198,264	135,195	SH		SOLE		26	0	135,169
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	38,646	95	SH		DFND	394	0	0	95
SPDR SER TR	S&P DIVID ETF	78464A763	57,682,909	453,553	SH		SOLE		0	0	453,553
CHEVRON CORP NEW	COM	166764100	313	2	SH		DFND	903	0	0	2
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	7,322	18	SH		DFND	806	0	0	18
ENI S P A	SPONSORED ADR	26874R108	1,847	60	SH		DFND	600	0	0	60
STEPSTONE GROUP INC	COM CL A	85914M107	779,855	16,994	SH		SOLE		28	0	16,966
WELLTOWER INC	COM	95040Q104	1,564	15	SH		DFND	665	0	0	15
FRONTDOOR INC	COM	35905A109	372	11	SH		DFND	903	0	0	11
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	16,920	202	SH		DFND	807	0	0	202
CITIGROUP INC	COM NEW	172967424	2,856	45	SH		DFND	951	0	0	45
FIRST BANCSHARES INC MS	COM	318916103	624	24	SH		DFND	810	0	0	24
ISHARES INC	CORE MSCI EMKT	46434G103	60,221	1,125	SH		DFND	143	0	0	1,125
CATERPILLAR INC	COM	149123101	145,898	438	SH		DFND	148	0	0	438
ROYAL BK CDA	COM	780087102	14,149	133	SH		DFND	792	133	0	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	2,344	5	SH		DFND	810	0	0	5
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	4,835	94	SH		DFND	12	0	0	94
ECOLAB INC	COM	278865100	3,570	15	SH		DFND	695	0	0	15
MARINEMAX INC	COM	567908108	3,949	122	SH		DFND	791	122	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	22,884	393	SH		DFND	578	0	0	393
BENCHMARK ELECTRS INC	COM	08160H101	11,956	303	SH		DFND	792	303	0	0
ROPER TECHNOLOGIES INC	COM	776696106	8,282,776	14,695	SH		SOLE		26	0	14,669
ISHARES TR	SHRT NAT MUN ETF	464288158	454,479	4,347	SH		DFND	911	0	0	4,347
NEXTERA ENERGY INC	COM	65339F101	141,620	2,000	SH		DFND	853	0	0	2,000
META PLATFORMS INC	CL A	30303M102	347,912	690	SH		DFND	916	0	0	690
CIENA CORP	COM NEW	171779309	423,936	8,799	SH		SOLE		10	0	8,789
ISHARES TR	US INFRASTRUC	46435U713	23,587	560	SH		DFND	874	0	0	560
ABBOTT LABS	COM	002824100	935	9	SH		DFND	577	0	0	9
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	35,644	928	SH		DFND	938	0	0	928
SPDR SER TR	PORTFOLIO SHORT	78464A474	79,507	2,677	SH		DFND	573	0	0	2,677
SCHWAB STRATEGIC TR	US REIT ETF	808524847	9,865	494	SH		DFND	396	0	0	494
ISHARES TR	CORE S&P500 ETF	464287200	547	1	SH		DFND	797	0	0	1
GILEAD SCIENCES INC	COM	375558103	26,621	388	SH		DFND	661	0	0	388
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	186,017	2,864	SH		DFND	551	0	0	2,864
UNITEDHEALTH GROUP INC	COM	91324P102	34,120	67	SH		DFND	736	0	0	67
VANGUARD INDEX FDS	MID CAP ETF	922908629	907,391	3,748	SH		DFND	433	0	0	3,748
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	13,859	238	SH		DFND	534	0	0	238
VANGUARD INDEX FDS	MID CAP ETF	922908629	57,862	239	SH		DFND	79	0	0	239
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	9,252	144	SH		DFND	107	0	0	144
PEPSICO INC	COM	713448108	18,967	115	SH		DFND	707	0	0	115
SCHWAB STRATEGIC TR	US REIT ETF	808524847	44,683	2,238	SH		DFND	337	0	0	2,238
IRIDIUM COMMUNICATIONS INC	COM	46269C102	612	23	SH		DFND	665	0	0	23
ISHARES TR	CORE S&P500 ETF	464287200	32,834	60	SH		DFND	130	0	0	60
VERTEX PHARMACEUTICALS INC	COM	92532F100	1,406	3	SH		DFND	903	0	0	3
NIKE INC	CL B	654106103	754	10	SH		DFND	695	0	0	10
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	200,003	4,047	SH		DFND	498	0	0	4,047
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	67,958	573	SH		DFND	273	0	0	573
EASTMAN CHEM CO	COM	277432100	2,449	25	SH		DFND	965	0	0	25
MEDPACE HLDGS INC	COM	58506Q109	1,862,386	4,522	SH		SOLE		2	0	4,520
BROADCOM INC	COM	11135F101	17,661	11	SH		DFND	265	0	0	11
MERCK & CO INC	COM	58933Y105	248	2	SH		DFND	416	0	0	2
HEALTHCARE RLTY TR	CL A COM	42226K105	10,514	638	SH		DFND	791	638	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,692	259	SH		DFND	532	0	0	259
SOUTHERN CO	COM	842587107	29,632	382	SH		DFND	916	0	0	382
ATAI LIFE SCIENCES NV	SHS	N0731H103	38,114	28,657	SH		SOLE		0	0	28,657
EXXON MOBIL CORP	COM	30231G102	3,338	29	SH		DFND	866	29	0	0
CHENIERE ENERGY INC	COM NEW	16411R208	5,070	29	SH		DFND	792	29	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	91,992	2,395	SH		DFND	213	0	0	2,395
GETTY RLTY CORP NEW	COM	374297109	27,060	1,015	SH		DFND	374	0	0	1,015
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,429	29	SH		DFND	421	0	0	29
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	4,576	51	SH		DFND	515	0	0	51
HAIN CELESTIAL GROUP INC	COM	405217100	226,427	32,768	SH		SOLE		0	0	32,768
CITIZENS FINL GROUP INC	COM	174610105	61,251	1,700	SH		DFND	278	1,700	0	0
ENERGIZER HLDGS INC NEW	COM	29272W109	17,665	598	SH		DFND	661	0	0	598
NORTHROP GRUMMAN CORP	COM	666807102	3,924	9	SH		DFND	188	9	0	0
DOLLAR GEN CORP NEW	COM	256677105	397	3	SH		DFND	903	0	0	3
HEALTHCARE RLTY TR	CL A COM	42226K105	28,477	1,728	SH		DFND	661	0	0	1,728
T-MOBILE US INC	COM	872590104	1,762	10	SH		DFND	810	0	0	10
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	6,216	165	SH		DFND	410	0	0	165
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524748	17	0	SH		DFND	290	0	0	0
ONE GAS INC	COM	68235P108	1,022	16	SH		DFND	970	0	0	16
LXP INDUSTRIAL TRUST	COM	529043101	85,728	9,400	SH		DFND	835	9,400	0	0
COSTAR GROUP INC	COM	22160N109	741	10	SH		DFND	665	0	0	10
ITEOS THERAPEUTICS INC	COM	46565G104	252,814	17,036	SH		SOLE		0	0	17,036
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	3,256	30	SH		DFND	80	0	0	30
CMS ENERGY CORP	COM	125896100	10,537	177	SH		DFND	916	0	0	177
GLOBAL X FDS	DATA CTR & DIGIT	37954Y236	72,408	4,808	SH		DFND	446	0	0	4,808
BLACKSTONE SECD LENDING FD	COMMON STOCK	09261X102	51,472	1,681	SH		DFND	139	1,681	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	60,618	1,728	SH		DFND	24	0	0	1,728
SYNOPSYS INC	COM	871607107	1,785	3	SH		DFND	707	0	0	3
FIVE BELOW INC	COM	33829M101	654	6	SH		DFND	969	0	0	6
BROADCOM INC	COM	11135F101	22,477	14	SH		DFND	263	0	0	14
ISHARES TR	SELECT DIVID ETF	464287168	116,727	965	SH		DFND	654	0	0	965
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	23,921	332	SH		DFND	192	0	0	332
ULTA BEAUTY INC	COM	90384S303	386	1	SH		DFND	903	0	0	1
BIO-TECHNE CORP	COM	09073M104	59,828	835	SH		DFND	675	0	0	835
VERIZON COMMUNICATIONS INC	COM	92343V104	6,805	165	SH		DFND	697	0	0	165
WARNER BROS DISCOVERY INC	COM SER A	934423104	13,496	1,814	SH		DFND	828	1,814	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	10,588	24	SH		DFND	695	0	0	24
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	15,913	245	SH		DFND	369	0	0	245
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	10,698	284	SH		DFND	434	0	0	284
UNITED PARCEL SERVICE INC	CL B	911312106	3,011	22	SH		DFND	260	0	0	22
UNITED PARCEL SERVICE INC	CL B	911312106	32,091,278	234,500	SH		SOLE		642	0	233,858
SPDR SER TR	PORTFOLIO SHORT	78464A474	1,004,372,188	33,817,245	SH		SOLE		17,196	0	33,800,049
VANGUARD INDEX FDS	MID CAP ETF	922908629	21,789	90	SH		DFND	389	0	0	90
EQUIFAX INC	COM	294429105	1,212	5	SH		DFND	188	5	0	0
ABBVIE INC	COM	00287Y109	25,900	151	SH		DFND	826	0	0	151
WARRIOR MET COAL INC	COM	93627C101	1,252,324	19,951	SH		SOLE		16	0	19,935
AVIDXCHANGE HOLDINGS INC	COM	05368X102	460,498	38,184	SH		SOLE		95	0	38,089
PAPA JOHNS INTL INC	COM	698813102	658	14	SH		DFND	810	0	0	14
FREEPORT-MCMORAN INC	CL B	35671D857	5,443	112	SH		DFND	737	0	0	112
ESSENTIAL UTILS INC	COM	29670G102	821	22	SH		DFND	970	0	0	22
MCKESSON CORP	COM	58155Q103	87,606	150	SH		DFND	535	0	0	150
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	692	14	SH		DFND	253	0	0	14
AMICUS THERAPEUTICS INC	COM	03152W109	526	53	SH		DFND	903	0	0	53
PAYPAL HLDGS INC	COM	70450Y103	3,424	59	SH		DFND	737	0	0	59
GATX CORP	COM	361448103	6,883	52	SH		DFND	792	52	0	0
TRACTOR SUPPLY CO	COM	892356106	823,500	3,050	SH		DFND	1	0	0	3,050
FABRINET	SHS	G3323L100	734	3	SH		DFND	965	0	0	3
BECTON DICKINSON & CO	COM	075887109	47,677	204	SH		DFND	517	0	0	204
TARGET CORP	COM	87612E106	148	1	SH		DFND	406	0	0	1
SCHWAB STRATEGIC TR	US REIT ETF	808524847	21,068	1,055	SH		DFND	249	0	0	1,055
NOVANTA INC	COM	67000B104	10,276	63	SH		DFND	790	0	0	63
BAKER HUGHES COMPANY	CL A	05722G100	1,759	50	SH		DFND	695	0	0	50
AMERICAN EXPRESS CO	COM	025816109	5,326	23	SH		DFND	695	0	0	23
INTELLIA THERAPEUTICS INC	COM	45826J105	1,074	48	SH		DFND	627	0	0	48
HOWMET AEROSPACE INC	COM	443201108	1,708	22	SH		DFND	600	0	0	22
BRINKS CO	COM	109696104	8,806	86	SH		DFND	792	86	0	0
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	27,243	758	SH		DFND	968	0	0	758
SPDR SER TR	PORTFOLIO SHORT	78464A474	16,157	544	SH		DFND	55	0	0	544
RESMED INC	COM	761152107	13,208	69	SH		DFND	790	0	0	69
PROCTER AND GAMBLE CO	COM	742718109	296,196	1,796	SH		DFND	675	0	0	1,796
SOUTHWESTERN ENERGY CO	COM	845467109	909	135	SH		DFND	970	0	0	135
NNN REIT INC	COM	637417106	2,258	53	SH		DFND	737	0	0	53
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,267	81	SH		DFND	721	0	0	81
ORGANON & CO	COMMON STOCK	68622V106	19,334	934	SH		DFND	1	0	0	934
B. RILEY FINANCIAL INC	COM	05580M108	682,650	38,699	SH		SOLE		0	0	38,699
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,589	40	SH		DFND	893	0	0	40
BOK FINL CORP	COM NEW	05561Q201	458	5	SH		DFND	951	0	0	5
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,729	24	SH		DFND	73	0	0	24
ISHARES TR	MSCI EAFE ETF	464287465	92,978	1,187	SH		DFND	664	0	0	1,187
HESS CORP	COM	42809H107	1,918	13	SH		DFND	665	0	0	13
AUTODESK INC	COM	052769106	6,681	27	SH		DFND	792	27	0	0
ISHARES TR	COHEN STEER REIT	464287564	35,749	624	SH		DFND	190	0	0	624
ISHARES TR	NATIONAL MUN ETF	464288414	62,332	585	SH		DFND	129	585	0	0
NEWMONT CORP	COM	651639106	33,957	811	SH		DFND	675	0	0	811
US BANCORP DEL	COM NEW	902973304	3,613	91	SH		DFND	737	0	0	91
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	745,052	12,401	SH		DFND	162	0	0	12,401
ISHARES INC	CORE MSCI EMKT	46434G103	7,708	144	SH		DFND	52	0	0	144
DELL TECHNOLOGIES INC	CL C	24703L202	11,608,264	84,173	SH		SOLE		98	0	84,075
BIOGEN INC	COM	09062X103	9,968	43	SH		DFND	791	43	0	0
AKOUSTIS TECHNOLOGIES INC	COM	00973N102	32,101	243,741	SH		SOLE		0	0	243,741
FAIR ISAAC CORP	COM	303250104	1,489	1	SH		DFND	695	0	0	1
WELLS FARGO CO NEW	COM	949746101	178	3	SH		DFND	406	0	0	3
DIMENSIONAL ETF TRUST	US LARGE CAP VAL	25434V666	1,578,284	54,593	SH		SOLE		0	0	54,593
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,078	26	SH		DFND	822	0	0	26
CARVANA CO	CL A	146869102	6,436	50	SH		DFND	792	50	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	18,176	217	SH		DFND	484	0	0	217
MASCO CORP	COM	574599106	174,875	2,623	SH		DFND	148	0	0	2,623
ISHARES TR	3 7 YR TREAS BD	464288661	14,203	123	SH		DFND	360	0	0	123
OPTION CARE HEALTH INC	COM NEW	68404L201	2,992	108	SH		DFND	980	0	0	108
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	241,714	4,660	SH		DFND	199	0	0	4,660
MACYS INC	COM	55616P104	691	36	SH		DFND	600	0	0	36
GENERAL MTRS CO	COM	37045V100	2,416	52	SH		DFND	400	0	0	52
MICROSOFT CORP	COM	594918104	137,661	308	SH		DFND	97	0	0	308
VANGUARD INDEX FDS	MID CAP ETF	922908629	53,988	223	SH		DFND	52	0	0	223
BLOCK INC	CL A	852234103	4,200,318	65,131	SH		SOLE		32	0	65,099
PPL CORP	COM	69351T106	31,023	1,122	SH		DFND	637	0	0	1,122
LENNOX INTL INC	COM	526107107	1,605	3	SH		DFND	695	0	0	3
GOLD FIELDS LTD	SPONSORED ADR	38059T106	803,274	53,911	SH		SOLE		82	0	53,829
DOMINION ENERGY INC	COM	25746U109	3,087	63	SH		DFND	83	0	0	63
VANGUARD INDEX FDS	MID CAP ETF	922908629	399,223	1,649	SH		DFND	540	0	0	1,649
UNITED PARCEL SERVICE INC	CL B	911312106	31,886	233	SH		DFND	400	0	0	233
ISHARES TR	CORE S&P500 ETF	464287200	53,081	97	SH		DFND	355	97	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	12,936	27	SH		DFND	489	0	0	27
TYLER TECHNOLOGIES INC	COM	902252105	6,536	13	SH		DFND	188	13	0	0
MARATHON PETE CORP	COM	56585A102	1,388	8	SH		DFND	374	0	0	8
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	41,807	806	SH		DFND	568	0	0	806
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,250	86	SH		DFND	533	0	0	86
MARATHON PETE CORP	COM	56585A102	6,245	36	SH		DFND	792	36	0	0
VEREN INC	COM NEW	92340V107	92,614	11,768	SH		DFND	675	0	0	11,768
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	122,988,702	3,422,056	SH		SOLE		0	0	3,422,056
SPDR SER TR	PORTFOLIO S&P400	78464A847	30,011	585	SH		DFND	89	0	0	585
VANGUARD INDEX FDS	MID CAP ETF	922908629	12,105	50	SH		DFND	803	0	0	50
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	69,553	260	SH		DFND	64	0	0	260
GE VERNOVA INC	COM	36828A101	1,372	8	SH		DFND	742	0	0	8
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	168,775	3,281	SH		DFND	798	0	0	3,281
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	124,588	2,422	SH		DFND	80	0	0	2,422
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	44,682	179	SH		DFND	6	0	0	179
KEURIG DR PEPPER INC	COM	49271V100	434	13	SH		DFND	951	0	0	13
ELEVANCE HEALTH INC	COM	036752103	4,335	8	SH		DFND	965	0	0	8
US BANCORP DEL	COM NEW	902973304	7,067	178	SH		DFND	866	178	0	0
APPLE INC	COM	037833100	421	2	SH		DFND	472	0	0	2
CYTOMX THERAPEUTICS INC	COM	23284F105	130,540	107,000	SH		SOLE		0	0	107,000
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	63,109	1,277	SH		DFND	734	0	0	1,277
FRANKLIN ELEC INC	COM	353514102	674	7	SH		DFND	903	0	0	7
ISHARES TR	S&P 500 GRWT ETF	464287309	476,396	5,148	SH		DFND	1	0	0	5,148
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	384	10	SH		DFND	784	0	0	10
ISHARES INC	CORE MSCI EMKT	46434G103	1,231	23	SH		DFND	542	0	0	23
ISHARES TR	CORE S&P SCP ETF	464287804	84,261	790	SH		DFND	80	0	0	790
ISHARES TR	CORE S&P500 ETF	464287200	237,498	434	SH		DFND	328	0	0	434
TESLA INC	COM	88160R101	3,166	16	SH		DFND	493	0	0	16
ENBRIDGE INC	COM	29250N105	9,396	264	SH		DFND	792	264	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	50,356	647	SH		DFND	74	0	0	647
PARKER-HANNIFIN CORP	COM	701094104	7,081	14	SH		DFND	736	0	0	14
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,679	41	SH		DFND	592	0	0	41
AON PLC	SHS CL A	G0403H108	2,055	7	SH		DFND	737	0	0	7
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	381,170	1,527	SH		DFND	190	0	0	1,527
CONOCOPHILLIPS	COM	20825C104	2,059	18	SH		DFND	866	18	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	80,830	1,510	SH		DFND	702	1,510	0	0
VORNADO RLTY TR	SH BEN INT	929042109	2,655	101	SH		DFND	969	0	0	101
SALESFORCE INC	COM	79466L302	3,599	14	SH		DFND	980	0	0	14
HORMEL FOODS CORP	COM	440452100	1,525	50	SH		DFND	414	0	0	50
LINCOLN NATL CORP IND	COM	534187109	1,711	55	SH		DFND	697	0	0	55
ALPHA METALLURGICAL RESOUR I	COM	020764106	2,525	9	SH		DFND	790	0	0	9
MARVELL TECHNOLOGY INC	COM	573874104	2,377	34	SH		DFND	736	0	0	34
PROGRESSIVE CORP	COM	743315103	3,531	17	SH		DFND	969	0	0	17
ISHARES TR	CORE S&P TTL STK	464287150	486,760	4,098	SH		DFND	318	0	0	4,098
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,187	109	SH		DFND	456	0	0	109
ELI LILLY & CO	COM	532457108	19,013	21	SH		DFND	264	0	0	21
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	31,661	378	SH		DFND	142	0	0	378
DISNEY WALT CO	COM	254687106	4,071	41	SH		DFND	980	0	0	41
PLAINS GP HLDGS L P	LTD PARTNR INT A	72651A207	225,730	11,994	SH		SOLE		0	0	11,994
AON PLC	SHS CL A	G0403H108	10,497,622	35,757	SH		SOLE		57	0	35,700
ISHARES TR	EAFE GRWTH ETF	464288885	7,237,840	70,751	SH		SOLE		0	0	70,751
GABELLI HLTHCARE & WELLNESS	SHS	36246K103	280,548	29,285	SH		SOLE		0	0	29,285
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,018	142	SH		DFND	862	0	0	142
BEACON ROOFING SUPPLY INC	COM	073685109	6,878	76	SH		DFND	792	76	0	0
SPDR SER TR	PRTFLO S&P500 VL	78464A508	4,039,956	82,888	SH		SOLE		0	0	82,888
ALIGN TECHNOLOGY INC	COM	016255101	483	2	SH		DFND	600	0	0	2
NUTRIEN LTD	COM	67077M108	5,193	102	SH		DFND	791	102	0	0
AES CORP	COM	00130H105	1,458	83	SH		DFND	737	0	0	83
WISDOMTREE TR	US LARGECAP DIVD	97717W307	42,777	588	SH		DFND	88	0	0	588
OCEANEERING INTL INC	COM	675232102	3,289	139	SH		DFND	791	139	0	0
PAYCHEX INC	COM	704326107	3,201	27	SH		DFND	736	0	0	27
THERMO FISHER SCIENTIFIC INC	COM	883556102	7,742	14	SH		DFND	262	0	0	14
HOME DEPOT INC	COM	437076102	80	0	SH		DFND	290	0	0	0
LANTHEUS HLDGS INC	COM	516544103	1,872,875	23,326	SH		SOLE		15	0	23,311
ISHARES TR	CORE S&P500 ETF	464287200	109,446	200	SH		DFND	213	0	0	200
DEERE & CO	COM	244199105	5,978	16	SH		DFND	188	16	0	0
KELLANOVA	COM	487836108	1,788	31	SH		DFND	736	0	0	31
VALERO ENERGY CORP	COM	91913Y100	3,135	20	SH		DFND	969	0	0	20
PAYCHEX INC	COM	704326107	25,253	213	SH		DFND	33	0	0	213
ISHARES TR	CORE US AGGBD ET	464287226	178,221	1,836	SH		DFND	207	0	0	1,836
PEPSICO INC	COM	713448108	4,123	25	SH		DFND	665	0	0	25
TRANSALTA CORP	COM	89346D107	317,311	44,818	SH		SOLE		0	0	44,818
DONALDSON INC	COM	257651109	2,091,360	29,225	SH		SOLE		0	0	29,225
SPDR S&P 500 ETF TR	TR UNIT	78462F103	18,503	34	SH		DFND	85	0	0	34
CUMMINS INC	COM	231021106	3,046	11	SH		DFND	472	0	0	11
NEXTERA ENERGY INC	COM	65339F101	16,003	226	SH		DFND	791	226	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	20,267	488	SH		DFND	94	0	0	488
OKTA INC	CL A	679295105	1,038,470	11,094	SH		SOLE		74	0	11,020
MISTER CAR WASH INC	COM	60646V105	854	120	SH		DFND	970	0	0	120
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	22,119	307	SH		DFND	376	0	0	307
COCA COLA CO	COM	191216100	25,460	400	SH		DFND	379	0	0	400
CNH INDL N V	SHS	N20944109	132	13	SH		DFND	493	0	0	13
CAPITAL ONE FINL CORP	COM	14040H105	831	6	SH		DFND	951	0	0	6
ISHARES INC	CORE MSCI EMKT	46434G103	214	4	SH		DFND	114	0	0	4
SPDR SER TR	PORTFOLIO S&P400	78464A847	15,134	295	SH		DFND	557	0	0	295
SPDR SER TR	PORTFOLIO SHORT	78464A474	11,999	404	SH		DFND	290	0	0	404
MYRIAD GENETICS INC	COM	62855J104	1,688	69	SH		DFND	737	0	0	69
ANSYS INC	COM	03662Q105	5,466	17	SH		DFND	188	17	0	0
D R HORTON INC	COM	23331A109	15,361	109	SH		DFND	916	0	0	109
VULCAN MATLS CO	COM	929160109	1,243	5	SH		DFND	665	0	0	5
PEPSICO INC	COM	713448108	4,783	29	SH		DFND	697	0	0	29
AMAZON COM INC	COM	023135106	973,980	5,040	SH		DFND	480	0	0	5,040
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	33,171	124	SH		DFND	132	0	0	124
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	41,645	578	SH		DFND	943	0	0	578
AMCOR PLC	ORD	G0250X107	489	50	SH		DFND	903	0	0	50
MORGAN STANLEY	COM NEW	617446448	7,192	74	SH		DFND	627	0	0	74
SCHWAB STRATEGIC TR	US REIT ETF	808524847	85,292	4,271	SH		DFND	546	0	0	4,271
AMPHENOL CORP NEW	CL A	032095101	7,815	116	SH		DFND	155	0	0	116
SPDR SER TR	PORTFOLIO S&P400	78464A847	15,082	294	SH		DFND	437	0	0	294
ISHARES INC	CORE MSCI EMKT	46434G103	20,234	378	SH		DFND	388	0	0	378
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	41,687	167	SH		DFND	468	167	0	0
AEGON LTD	AMER REG 1 CERT	0076CA104	2,157,315	351,927	SH		SOLE		498	0	351,429
CATERPILLAR INC	COM	149123101	166,550	500	SH		DFND	157	0	0	500
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	11,169	226	SH		DFND	797	0	0	226
CSG SYS INTL INC	COM	126349109	2,676	65	SH		DFND	790	0	0	65
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	484,514	9,669	SH		DFND	30	0	0	9,669
S&P GLOBAL INC	COM	78409V104	12,934	29	SH		DFND	792	29	0	0
MACYS INC	COM	55616P104	3	0	SH		DFND	290	0	0	0
ISHARES TR	0-5YR HI YL CP	46434V407	53,805	1,275	SH		DFND	874	0	0	1,275
ETSY INC	COM	29786A106	531	9	SH		DFND	665	0	0	9
APPLIED MATLS INC	COM	038222105	2,124	9	SH		DFND	405	0	0	9
CONOCOPHILLIPS	COM	20825C104	25,118,838	219,609	SH		SOLE		645	0	218,964
CBOE GLOBAL MKTS INC	COM	12503M108	1,438,567	8,459	SH		SOLE		58	0	8,401
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	45,209	169	SH		DFND	155	0	0	169
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	11,180	192	SH		DFND	715	0	0	192
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	1,200	9	SH		DFND	969	0	0	9
ROPER TECHNOLOGIES INC	COM	776696106	2,255	4	SH		DFND	737	0	0	4
HEALTHEQUITY INC	COM	42226A107	35,342	410	SH		DFND	661	0	0	410
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	11,295	188	SH		DFND	589	0	0	188
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	15,198	261	SH		DFND	574	0	0	261
PACCAR INC	COM	693718108	5,353	52	SH		DFND	736	0	0	52
ISHARES TR	CORE MSCI INTL	46435G326	107,978	1,645	SH		DFND	527	0	0	1,645
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	80,769	3,041	SH		DFND	645	0	0	3,041
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	79,645	2,073	SH		DFND	348	0	0	2,073
SALESFORCE INC	COM	79466L302	100,012	389	SH		DFND	675	0	0	389
AMGEN INC	COM	031162100	7,186	23	SH		DFND	970	0	0	23
MERCK & CO INC	COM	58933Y105	87,279	705	SH		DFND	39	0	0	705
EMERSON ELEC CO	COM	291011104	25,227	229	SH		DFND	707	0	0	229
HALOZYME THERAPEUTICS INC	COM	40637H109	1,466	28	SH		DFND	810	0	0	28
ADVANCED MICRO DEVICES INC	COM	007903107	3,244	20	SH		DFND	493	0	0	20
GLOBE LIFE INC	COM	37959E102	658	8	SH		DFND	665	0	0	8
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,417	68	SH		DFND	454	0	0	68
EURONET WORLDWIDE INC	COM	298736109	1,449	14	SH		DFND	737	0	0	14
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	267,619	10,076	SH		DFND	374	0	0	10,076
IDEXX LABS INC	COM	45168D104	1,415,316	2,905	SH		DFND	329	0	0	2,905
MONDELEZ INTL INC	CL A	609207105	5,890	90	SH		DFND	792	90	0	0
ALLOGENE THERAPEUTICS INC	COM	019770106	67,409	28,931	SH		SOLE		65	0	28,866
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	34,007	406	SH		DFND	601	0	0	406
NEOGENOMICS INC	COM NEW	64049M209	229,451	16,543	SH		SOLE		0	0	16,543
JOHNSON CTLS INTL PLC	SHS	G51502105	3,722	56	SH		DFND	736	0	0	56
OSI SYSTEMS INC	COM	671044105	222,920	1,621	SH		SOLE		0	0	1,621
CONSTELLATION ENERGY CORP	COM	21037T109	2,003	10	SH		DFND	816	0	0	10
EVEREST GROUP LTD	COM	G3223R108	1,143	3	SH		DFND	816	0	0	3
NVIDIA CORPORATION	COM	67066G104	59,299	480	SH		DFND	816	0	0	480
HERITAGE COMM CORP	COM	426927109	8,961	1,030	SH		DFND	790	0	0	1,030
STRYKER CORPORATION	COM	863667101	4,423	13	SH		DFND	713	13	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	31,288	715	SH		DFND	325	0	0	715
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	11,816	164	SH		DFND	689	0	0	164
MSCI INC	COM	55354G100	1,927	4	SH		DFND	188	4	0	0
CROWN CASTLE INC	COM	22822V101	19,638	201	SH		DFND	374	0	0	201
BOSTON SCIENTIFIC CORP	COM	101137107	7,085	92	SH		DFND	695	0	0	92
IMPERIAL OIL LTD	COM NEW	453038408	1,024	15	SH		DFND	665	0	0	15
CROWN CASTLE INC	COM	22822V101	1,759	18	SH		DFND	866	18	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	33,575	466	SH		DFND	915	0	0	466
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	174,577	2,423	SH		DFND	778	0	0	2,423
BANK AMERICA CORP	COM	060505104	6,244	157	SH		DFND	965	0	0	157
CHORD ENERGY CORPORATION	COM NEW	674215207	26,829	160	SH		DFND	661	0	0	160
MSCI INC	COM	55354G100	1,081,047	2,244	SH		DFND	135	2,244	0	0
ISHARES TR	MSCI EAFE ETF	464287465	78,330	1,000	SH		DFND	27	0	0	1,000
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	714	11	SH		DFND	825	0	0	11
AVANGRID INC	COM	05351W103	1,137	32	SH		DFND	970	0	0	32
MATADOR RES CO	COM	576485205	25,747	432	SH		DFND	675	0	0	432
WISDOMTREE TR	INTL LRGCAP DV	97717W794	82,014	1,617	SH		DFND	223	0	0	1,617
HARTFORD FINL SVCS GROUP INC	COM	416515104	1,609	16	SH		DFND	473	0	0	16
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	55,647	1,126	SH		DFND	75	0	0	1,126
GENERAL MLS INC	COM	370334104	1,328	21	SH		DFND	951	0	0	21
ISHARES INC	CORE MSCI EMKT	46434G103	17,558	328	SH		DFND	261	0	0	328
MUELLER INDS INC	COM	624756102	1,594	28	SH		DFND	810	0	0	28
AMGEN INC	COM	031162100	1,562	5	SH		DFND	810	0	0	5
EXXON MOBIL CORP	COM	30231G102	2,648	23	SH		DFND	783	0	0	23
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	42,307	104	SH		DFND	60	0	0	104
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	169	9	SH		DFND	713	9	0	0
EQUIFAX INC	COM	294429105	727	3	SH		DFND	903	0	0	3
TEXAS INSTRS INC	COM	882508104	10,894	56	SH		DFND	826	0	0	56
HALEON PLC	SPON ADS	405552100	2,701	327	SH		DFND	790	0	0	327
ISHARES TR	RUSSELL 2000 ETF	464287655	60,664	299	SH		DFND	1	0	0	299
PERMIAN RESOURCES CORP	CLASS A COM	71424F105	1,405	87	SH		DFND	810	0	0	87
HUMANA INC	COM	444859102	2,242	6	SH		DFND	816	0	0	6
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	47,943	616	SH		DFND	345	0	0	616
DENALI THERAPEUTICS INC	COM	24823R105	882	38	SH		DFND	810	0	0	38
ISHARES TR	NATIONAL MUN ETF	464288414	8,909,498	83,618	SH		DFND	1	7,005	0	76,613
CROWN CASTLE INC	COM	22822V101	6,741	69	SH		DFND	792	69	0	0
COCA COLA CO	COM	191216100	112,227,179	1,763,192	SH		SOLE		2,546	0	1,760,646
WISDOMTREE TR	US MIDCAP DIVID	97717W505	84,186	1,800	SH		DFND	187	0	0	1,800
REGAL REXNORD CORPORATION	COM	758750103	10,142	75	SH		DFND	280	0	0	75
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	42,100	723	SH		DFND	727	0	0	723
LINDE PLC	SHS	G54950103	3,072	7	SH		DFND	810	0	0	7
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	14,839	423	SH		DFND	285	423	0	0
HALEON PLC	SPON ADS	405552100	487	59	SH		DFND	600	0	0	59
AECOM	COM	00766T100	1,834,533	20,814	SH		SOLE		679	0	20,135
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,952	194	SH		DFND	431	0	0	194
MIDDLEBY CORP	COM	596278101	942,626	7,688	SH		SOLE		21	0	7,667
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,013,424	13,021	SH		DFND	743	0	0	13,021
CITIGROUP INC	COM NEW	172967424	7,933	125	SH		DFND	713	125	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	22,399	210	SH		DFND	42	0	0	210
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	1,266,411	42,712	SH		SOLE		76	0	42,636
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	54,420	847	SH		DFND	510	0	0	847
COPART INC	COM	217204106	8,016	148	SH		DFND	792	148	0	0
EOG RES INC	COM	26875P101	9,818	78	SH		DFND	188	78	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,017	28	SH		DFND	374	0	0	28
MICROSOFT CORP	COM	594918104	8,045	18	SH		DFND	703	0	0	18
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	21,808	95	SH		DFND	843	0	0	95
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	952	14	SH		DFND	970	0	0	14
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	49,656	638	SH		DFND	334	0	0	638
ISHARES INC	CORE MSCI EMKT	46434G103	19,646	367	SH		DFND	50	0	0	367
ELEVANCE HEALTH INC	COM	036752103	11,921	22	SH		DFND	737	0	0	22
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,720	92	SH		DFND	167	0	0	92
DANAHER CORPORATION	COM	235851102	20,488	82	SH		DFND	399	82	0	0
ARGENX SE	SPONSORED ADR	04016X101	860	2	SH		DFND	665	0	0	2
L3HARRIS TECHNOLOGIES INC	COM	502431109	10,106	45	SH		DFND	791	45	0	0
NEW YORK MTG TR INC	COM	649604840	18,367	3,145	SH		DFND	661	0	0	3,145
L3HARRIS TECHNOLOGIES INC	COM	502431109	2,695	12	SH		DFND	737	0	0	12
BLACKROCK INVT QUALITY MUN T	COM	09247D105	153,204	12,799	SH		SOLE		0	0	12,799
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	6,958	159	SH		DFND	71	0	0	159
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	10,950	137	SH		DFND	685	0	0	137
ALCON AG	ORD SHS	H01301128	980	11	SH		DFND	600	0	0	11
ANTERO RESOURCES CORP	COM	03674X106	679,618	20,828	SH		SOLE		4	0	20,824
EXPONENT INC	COM	30214U102	3,139	33	SH		DFND	790	0	0	33
CATERPILLAR INC	COM	149123101	1,666	5	SH		DFND	600	0	0	5
US BANCORP DEL	COM NEW	902973304	681,848	17,175	SH		DFND	1	0	0	17,175
BENCHMARK ELECTRS INC	COM	08160H101	3,275	83	SH		DFND	810	0	0	83
CHEVRON CORP NEW	COM	166764100	12,983	83	SH		DFND	374	0	0	83
ALPHABET INC	CAP STK CL A	02079K305	910,750	5,000	SH		DFND	256	0	0	5,000
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	32,544	80	SH		DFND	970	0	0	80
SPDR SER TR	PORTFOLIO S&P400	78464A847	127,891	2,493	SH		DFND	853	0	0	2,493
WISDOMTREE TR	US LARGECAP DIVD	97717W307	417,076	5,733	SH		DFND	720	0	0	5,733
AIRBNB INC	COM CL A	009066101	1,971	13	SH		DFND	970	0	0	13
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	8,851	152	SH		DFND	943	0	0	152
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	72,403	1,885	SH		DFND	547	0	0	1,885
WARNER BROS DISCOVERY INC	COM SER A	934423104	65,546	8,810	SH		DFND	1	0	0	8,810
OCEANFIRST FINL CORP	COM	675234108	635,409	39,988	SH		SOLE		203	0	39,785
CF INDS HLDGS INC	COM	125269100	23,125	312	SH		DFND	675	0	0	312
CROWDSTRIKE HLDGS INC	CL A	22788C105	1,916	5	SH		DFND	816	0	0	5
SIMON PPTY GROUP INC NEW	COM	828806109	3,643	24	SH		DFND	493	0	0	24
SPDR SER TR	PORTFOLIO S&P500	78464A854	60,672	948	SH		DFND	230	0	0	948
WEBSTER FINL CORP	COM	947890109	147,727	3,389	SH		DFND	1	0	0	3,389
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	16,242	463	SH		DFND	193	0	0	463
FORD MTR CO DEL	COM	345370860	96,558	7,700	SH		DFND	917	0	0	7,700
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	21,172	116	SH		DFND	387	0	0	116
VANGUARD INDEX FDS	MID CAP ETF	922908629	730,658	3,018	SH		DFND	316	0	0	3,018
HAWAIIAN ELEC INDUSTRIES	COM	419870100	640	71	SH		DFND	665	0	0	71
MERITAGE HOMES CORP	COM	59001A102	10,035	62	SH		DFND	791	62	0	0
CHARTER COMMUNICATIONS INC N	CL A	16119P108	299	1	SH		DFND	600	0	0	1
INTERPUBLIC GROUP COS INC	COM	460690100	1,251	43	SH		DFND	737	0	0	43
GENERAL MLS INC	COM	370334104	1,328	21	SH		DFND	665	0	0	21
TENNANT CO	COM	880345103	492	5	SH		DFND	951	0	0	5
PARKER-HANNIFIN CORP	COM	701094104	5,564	11	SH		DFND	188	11	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	40,431	167	SH		DFND	265	0	0	167
ISHARES TR	EAFE SML CP ETF	464288273	22,005	357	SH		DFND	332	0	0	357
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,295	26	SH		DFND	419	26	0	0
TYSON FOODS INC	CL A	902494103	1,086	19	SH		DFND	695	0	0	19
MAGNOLIA OIL & GAS CORP	CL A	559663109	11,986	473	SH		DFND	792	473	0	0
HASBRO INC	COM	418056107	1,346	23	SH		DFND	736	0	0	23
TARGET CORP	COM	87612E106	2,369	16	SH		DFND	697	0	0	16
HONEYWELL INTL INC	COM	438516106	5,125	24	SH		DFND	188	24	0	0
ISHARES TR	CORE S&P500 ETF	464287200	88,104	161	SH		DFND	295	0	0	161
DISNEY WALT CO	COM	254687106	5,858	59	SH		DFND	737	0	0	59
MICROSOFT CORP	COM	594918104	120,230	269	SH		DFND	37	0	0	269
THE CIGNA GROUP	COM	125523100	2,975	9	SH		DFND	951	0	0	9
MUELLER INDS INC	COM	624756102	1,667,774	29,290	SH		SOLE		60	0	29,230
PROGRESSIVE CORP	COM	743315103	178,631	860	SH		DFND	675	0	0	860
VANGUARD WORLD FD	ESG US STK ETF	921910733	396,818	4,107	SH		DFND	580	0	0	4,107
ICL GROUP LTD	SHS	M53213100	359,647	84,030	SH		SOLE		961	0	83,069
ARROWHEAD PHARMACEUTICALS IN	COM	04280A100	468	18	SH		DFND	903	0	0	18
DYNATRACE INC	COM NEW	268150109	358	8	SH		DFND	903	0	0	8
NEUROCRINE BIOSCIENCES INC	COM	64125C109	32,352	235	SH		DFND	661	0	0	235
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,429	22	SH		DFND	894	0	0	22
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	54,908	948	SH		DFND	375	0	0	948
ISHARES TR	CORE S&P TTL STK	464287150	9,621	81	SH		DFND	396	0	0	81
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	102,527	1,423	SH		DFND	574	0	0	1,423
PNC FINL SVCS GROUP INC	COM	693475105	11,506	74	SH		DFND	791	74	0	0
NOVO-NORDISK A S	ADR	670100205	161,867	1,134	SH		DFND	480	0	0	1,134
KENNEDY-WILSON HOLDINGS INC	COM	489398107	428	44	SH		DFND	600	0	0	44
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,429	29	SH		DFND	409	0	0	29
NIKE INC	CL B	654106103	1,281	17	SH		DFND	951	0	0	17
ELEVANCE HEALTH INC	COM	036752103	2,709	5	SH		DFND	951	0	0	5
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,606	26	SH		DFND	406	0	0	26
INSMED INC	COM PAR $.01	457669307	2,099,043	31,329	SH		SOLE		91	0	31,238
PROGRESSIVE CORP	COM	743315103	31,572	152	SH		DFND	916	0	0	152
MERIT MED SYS INC	COM	589889104	7,907	92	SH		DFND	792	92	0	0
HUMANA INC	COM	444859102	28,024	75	SH		DFND	80	0	0	75
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	18,004	350	SH		DFND	488	0	0	350
MATSON INC	COM	57686G105	3,536	27	SH		DFND	965	0	0	27
BLUEPRINT MEDICINES CORP	COM	09627Y109	4,635	43	SH		DFND	790	0	0	43
VERIZON COMMUNICATIONS INC	COM	92343V104	2,186	53	SH		DFND	493	0	0	53
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,533	39	SH		DFND	673	0	0	39
HENRY JACK & ASSOC INC	COM	426281101	830	5	SH		DFND	969	0	0	5
SALESFORCE INC	COM	79466L302	22,368	87	SH		DFND	791	87	0	0
ALIGHT INC	COM CL A	01626W101	550,718	74,623	SH		SOLE		285	0	74,338
ENEL CHILE S.A.	SPONSORED ADR	29278D105	325,433	116,226	SH		SOLE		0	0	116,226
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	29,760	378	SH		DFND	916	0	0	378
BRISTOL-MYERS SQUIBB CO	COM	110122108	26,413	636	SH		DFND	916	0	0	636
KIMBERLY-CLARK CORP	COM	494368103	20,686	150	SH		DFND	952	0	0	150
COSTCO WHSL CORP NEW	COM	22160K105	4,250	5	SH		DFND	515	0	0	5
LINDE PLC	SHS	G54950103	11,409	26	SH		DFND	969	0	0	26
TRANSALTA CORP	COM	89346D107	6,563	927	SH		DFND	627	0	0	927
EXPONENT INC	COM	30214U102	8,466	89	SH		DFND	792	89	0	0
NIO INC	SPON ADS	62914V106	4,239	1,019	SH		DFND	792	1,019	0	0
ISHARES TR	ESG SCRD S&P MID	46436E551	555,756	14,045	SH		SOLE		0	0	14,045
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,259	189	SH		DFND	392	0	0	189
GE AEROSPACE	COM NEW	369604301	19,235	121	SH		DFND	616	0	0	121
VISA INC	COM CL A	92826C839	6,562	25	SH		DFND	797	0	0	25
APA CORPORATION	COM	03743Q108	12,689	431	SH		DFND	916	0	0	431
BRIGHTSPIRE CAPITAL INC	COM CL A	10949T109	92,944	16,306	SH		SOLE		114	0	16,192
TELEFONICA S A	SPONSORED ADR	879382208	509	121	SH		DFND	600	0	0	121
INTRA-CELLULAR THERAPIES INC	COM	46116X101	1,233	18	SH		DFND	810	0	0	18
DIAGEO PLC	SPON ADR NEW	25243Q205	126	1	SH		DFND	263	0	0	1
ARCOSA INC	COM	039653100	1,918	23	SH		DFND	816	0	0	23
SPDR SER TR	PORTFOLIO SHORT	78464A474	5,524	186	SH		DFND	461	0	0	186
ISHARES TR	CORE S&P TTL STK	464287150	25,419	214	SH		DFND	264	0	0	214
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	44,563,505	650,277	SH		SOLE		0	0	650,277
LKQ CORP	COM	501889208	1,664	40	SH		DFND	816	0	0	40
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	22,840	317	SH		DFND	673	0	0	317
ELI LILLY & CO	COM	532457108	15,391	17	SH		DFND	816	0	0	17
EMERSON ELEC CO	COM	291011104	2,203	20	SH		DFND	695	0	0	20
ATLANTIC UN BANKSHARES CORP	COM	04911A107	358,698	10,919	SH		SOLE		0	0	10,919
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	248,897	6,480	SH		DFND	481	0	0	6,480
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,940	17	SH		DFND	816	0	0	17
GLOBAL MED REIT INC	COM NEW	37954A204	39,834	4,387	SH		DFND	675	0	0	4,387
ISHARES TR	MSCI EAFE ETF	464287465	6,345	81	SH		DFND	149	0	0	81
SPDR S&P 500 ETF TR	TR UNIT	78462F103	65,306	120	SH		DFND	395	0	0	120
IRHYTHM TECHNOLOGIES INC	COM	450056106	753	7	SH		DFND	965	0	0	7
HOME DEPOT INC	COM	437076102	17,900	52	SH		DFND	969	0	0	52
ISHARES TR	RUS 2000 VAL ETF	464287630	1,828	12	SH		DFND	169	0	0	12
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	28,918	813	SH		DFND	334	0	0	813
CAMBRIDGE BANCORP	COM	132152109	472,512	6,848	SH		SOLE		27	0	6,821
CHURCHILL DOWNS INC	COM	171484108	1,256	9	SH		DFND	737	0	0	9
DIAMONDBACK ENERGY INC	COM	25278X109	3,003	15	SH		DFND	969	0	0	15
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	19,076	386	SH		DFND	934	0	0	386
COMMERCIAL METALS CO	COM	201723103	7,809	142	SH		DFND	792	142	0	0
ORACLE CORP	COM	68389X105	17,932	127	SH		DFND	737	0	0	127
ISHARES BITCOIN TR	SHS	46438F101	6,294,119	184,362	SH		SOLE		0	0	184,362
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,121,407	4,632	SH		DFND	499	0	0	4,632
HUNTINGTON INGALLS INDS INC	COM	446413106	2,217	9	SH		DFND	736	0	0	9
SCHWAB STRATEGIC TR	US REIT ETF	808524847	51,023	2,555	SH		DFND	61	0	0	2,555
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	135,146	3,858	SH		DFND	679	0	0	3,858
MEDTRONIC PLC	SHS	G5960L103	1,889	24	SH		DFND	188	24	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	5,335	104	SH		DFND	651	0	0	104
LAS VEGAS SANDS CORP	COM	517834107	2,567	58	SH		DFND	965	0	0	58
SM ENERGY CO	COM	78454L100	51,055	1,181	SH		DFND	675	0	0	1,181
AGILENT TECHNOLOGIES INC	COM	00846U101	4,537	35	SH		DFND	970	0	0	35
NEUROCRINE BIOSCIENCES INC	COM	64125C109	1,239	9	SH		DFND	737	0	0	9
NEW YORK CMNTY BANCORP INC	COM	649445103	612	190	SH		DFND	665	0	0	190
VANGUARD INDEX FDS	SMALL CP ETF	922908751	6,323	29	SH		DFND	863	29	0	0
APPLE INC	COM	037833100	117,947	560	SH		DFND	154	0	0	560
OTIS WORLDWIDE CORP	COM	68902V107	963	10	SH		DFND	805	0	0	10
EAGLE MATLS INC	COM	26969P108	1,740	8	SH		DFND	970	0	0	8
SPDR SER TR	PORTFOLIO S&P400	78464A847	51,967	1,013	SH		DFND	241	0	0	1,013
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	16,486	329	SH		DFND	760	0	0	329
POSCO HOLDINGS INC	SPONSORED ADR	693483109	1,841	28	SH		DFND	627	0	0	28
YUM BRANDS INC	COM	988498101	1,590	12	SH		DFND	970	0	0	12
FACTSET RESH SYS INC	COM	303075105	408	1	SH		DFND	697	0	0	1
VERTEX PHARMACEUTICALS INC	COM	92532F100	7,031	15	SH		DFND	695	0	0	15
ACADEMY SPORTS & OUTDOORS IN	COM	00402L107	5,485	103	SH		DFND	791	103	0	0
UNITED AIRLS HLDGS INC	COM	910047109	1,557	32	SH		DFND	737	0	0	32
ISHARES TR	IBONDS 27 TRM TS	46436E841	728,894	33,019	SH		SOLE		0	0	33,019
KB HOME	COM	48666K109	561	8	SH		DFND	951	0	0	8
SOUTHERN CO	COM	842587107	1,319	17	SH		DFND	816	0	0	17
CONFLUENT INC	CLASS A COM	20717M103	1,920,631	65,040	SH		SOLE		5	0	65,035
UNITED PARCEL SERVICE INC	CL B	911312106	30,107	220	SH		DFND	742	0	0	220
CARNIVAL CORP	UNIT 99/99/9999	143658300	1,647	88	SH		DFND	969	0	0	88
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	12,282	105	SH		DFND	790	0	0	105
FLYWIRE CORPORATION	COM VTG	302492103	337,732	20,606	SH		SOLE		111	0	20,495
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	14,117	132	SH		DFND	263	0	0	132
AGILON HEALTH INC	COM	00857U107	916	140	SH		DFND	665	0	0	140
BAXTER INTL INC	COM	071813109	435	13	SH		DFND	951	0	0	13
INVESCO LTD	SHS	G491BT108	1,182	79	SH		DFND	713	79	0	0
CNO FINL GROUP INC	COM	12621E103	1,608	58	SH		DFND	969	0	0	58
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	91,720	1,273	SH		DFND	228	0	0	1,273
SALESFORCE INC	COM	79466L302	5,913	23	SH		DFND	705	0	0	23
ADVANSIX INC	COM	00773T101	115	5	SH		DFND	329	0	0	5
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	474	0	0	25
AMBARELLA INC	SHS	G037AX101	292,031	5,413	SH		SOLE		30	0	5,383
PJT PARTNERS INC	COM CL A	69343T107	2,482	23	SH		DFND	965	0	0	23
ISHARES INC	CORE MSCI EMKT	46434G103	1,499	28	SH		DFND	596	0	0	28
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	407	1	SH		DFND	416	0	0	1
SYNOPSYS INC	COM	871607107	2,975	5	SH		DFND	697	0	0	5
SCHWAB STRATEGIC TR	US REIT ETF	808524847	8,607	431	SH		DFND	398	0	0	431
ISHARES TR	MSCI USA VALUE	46432F388	1,208,986	11,686	SH		SOLE		0	0	11,686
CONAGRA BRANDS INC	COM	205887102	4,304,974	151,477	SH		SOLE		250	0	151,227
UNILEVER PLC	SPON ADR NEW	904767704	26,670	485	SH		DFND	1	0	0	485
UNIVEST FINANCIAL CORPORATIO	COM	915271100	12,739	558	SH		DFND	790	0	0	558
MAXIMUS INC	COM	577933104	25,881	302	SH		DFND	661	0	0	302
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	15,880	177	SH		DFND	230	0	0	177
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	80,889	1,012	SH		DFND	875	0	0	1,012
MARVELL TECHNOLOGY INC	COM	573874104	6,221	89	SH		DFND	866	89	0	0
W & T OFFSHORE INC	COM	92922P106	489,519	228,747	SH		SOLE		0	0	228,747
TOAST INC	CL A	888787108	1,117,465	43,363	SH		SOLE		0	0	43,363
PLUG POWER INC	COM NEW	72919P202	179,985	77,247	SH		SOLE		0	0	77,247
DISNEY WALT CO	COM	254687106	5,957	60	SH		DFND	26	0	0	60
T-MOBILE US INC	COM	872590104	1,057	6	SH		DFND	903	0	0	6
VERIZON COMMUNICATIONS INC	COM	92343V104	10,434	253	SH		DFND	736	0	0	253
TJX COS INC NEW	COM	872540109	1,762	16	SH		DFND	264	0	0	16
THERMO FISHER SCIENTIFIC INC	COM	883556102	13,825	25	SH		DFND	736	0	0	25
ISHARES TR	NATIONAL MUN ETF	464288414	17,048	160	SH		DFND	887	0	0	160
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,747	52	SH		DFND	787	0	0	52
ISHARES TR	RUS 1000 VAL ETF	464287598	103,461	593	SH		DFND	641	0	0	593
SPDR SER TR	PORTFOLIO S&P500	78464A854	921,920	14,405	SH		DFND	98	0	0	14,405
TESLA INC	COM	88160R101	70,950	4,400	SH	Put	SOLE		0	0	4,400
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	659	8	SH		DFND	665	0	0	8
TEXAS INSTRS INC	COM	882508104	36,537,057	187,822	SH		SOLE		955	0	186,867
APPLE INC	COM	037833100	2,886	15,600	SH	Put	SOLE		0	0	15,600
NORTHROP GRUMMAN CORP	COM	666807102	3,488	8	SH		DFND	790	0	0	8
CBRE GROUP INC	CL A	12504L109	3,174,147	35,621	SH		SOLE		40	0	35,581
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,728	45	SH		DFND	210	0	0	45
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	110,133	2,141	SH		DFND	13	0	0	2,141
HOME BANCSHARES INC	COM	436893200	14,422,147	601,926	SH		SOLE		6	0	601,920
SUMMIT MATLS INC	CL A	86614U100	39,649	1,083	SH		DFND	661	0	0	1,083
ISHARES TR	3 7 YR TREAS BD	464288661	9,584	83	SH		DFND	746	83	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	642,631	18,319	SH		DFND	480	0	0	18,319
MEDTRONIC PLC	SHS	G5960L103	88,627	1,126	SH		DFND	1	0	0	1,126
APPLE INC	COM	037833100	235,725	10,000	SH	Call	SOLE		0	0	10,000
REGENERON PHARMACEUTICALS	COM	75886F107	7,357	7	SH		DFND	188	7	0	0
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	970	0	0	1
ISHARES TR	3 7 YR TREAS BD	464288661	243	2	SH		DFND	290	0	0	2
PFIZER INC	COM	717081103	5,596	200	SH		DFND	357	200	0	0
APPLE INC	COM	037833100	189,558	900	SH		DFND	357	900	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	45,817	430	SH		DFND	759	0	0	430
AMPHENOL CORP NEW	CL A	032095101	7,545	112	SH		DFND	148	0	0	112
CME GROUP INC	COM	12572Q105	2,359	12	SH		DFND	713	12	0	0
ISHARES TR	MICRO-CAP ETF	464288869	52,337	459	SH		DFND	251	0	0	459
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	29,829	414	SH		DFND	78	0	0	414
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	85,546	1,731	SH		DFND	743	0	0	1,731
CAPITAL ONE FINL CORP	COM	14040H105	4,015	29	SH		DFND	970	0	0	29
MEDTRONIC PLC	SHS	G5960L103	3,778	48	SH		DFND	866	48	0	0
WILLIS TOWERS WATSON PLC LTD	SHS	G96629103	3,444,514	13,140	SH		SOLE		0	0	13,140
CRH PLC	ORD	G25508105	450	6	SH		DFND	903	0	0	6
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	3,600,792	112,807	SH		SOLE		0	0	112,807
CONAGRA BRANDS INC	COM	205887102	2,842	100	SH		DFND	816	0	0	100
FORD MTR CO DEL	COM	345370860	6,270	500	SH		DFND	257	0	0	500
REGENCY CTRS CORP	COM	758849103	62	1	SH		DFND	416	0	0	1
ATKORE INC	COM	047649108	4,992	37	SH		DFND	791	37	0	0
TFI INTL INC	COM	87241L109	401,821	2,768	SH		SOLE		0	0	2,768
ARROW ELECTRS INC	COM	042735100	1,087	9	SH		DFND	665	0	0	9
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	11,125	124	SH		DFND	836	124	0	0
SOUTHERN CO	COM	842587107	19,393	250	SH		DFND	742	0	0	250
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	491,180	14,536	SH		SOLE		0	0	14,536
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,948	44	SH		DFND	634	0	0	44
ALGONQUIN PWR UTILS CORP	COM	015857105	9,077	1,549	SH		DFND	790	0	0	1,549
AMGEN INC	COM	031162100	2,187	7	SH		DFND	493	0	0	7
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	34,241	128	SH		DFND	89	0	0	128
PUBLIC STORAGE OPER CO	COM	74460D109	2,014	7	SH		DFND	697	0	0	7
BLACKSTONE INC	COM	09260D107	58,805	475	SH		DFND	742	0	0	475
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,738	38	SH		DFND	71	0	0	38
ISHARES GOLD TR	ISHARES NEW	464285204	79,513	1,810	SH		DFND	843	0	0	1,810
HAWAIIAN ELEC INDUSTRIES	COM	419870100	620,808	68,826	SH		SOLE		451	0	68,375
SHELL PLC	SPON ADS	780259305	1,299	18	SH		DFND	903	0	0	18
BUNGE GLOBAL SA	COM SHS	H11356104	9,289	87	SH		DFND	627	0	0	87
TENCENT MUSIC ENTMT GROUP	SPON ADS	88034P109	436	31	SH		DFND	951	0	0	31
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	16,421	282	SH		DFND	192	0	0	282
BANK AMERICA CORP	COM	060505104	10,658	268	SH		DFND	697	0	0	268
BOEING CO	COM	097023105	5,642	31	SH		DFND	415	0	0	31
CRH PLC	ORD	G25508105	2,683,692	35,792	SH		SOLE		0	0	35,792
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	59,293	1,574	SH		DFND	524	0	0	1,574
EASTGROUP PPTYS INC	COM	277276101	413,343	2,430	SH		SOLE		35	0	2,395
MASCO CORP	COM	574599106	124,873	1,873	SH		DFND	149	0	0	1,873
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,037	38	SH		DFND	848	0	0	38
FEDEX CORP	COM	31428X106	3,298	11	SH		DFND	970	0	0	11
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	13,268	166	SH		DFND	265	0	0	166
KEURIG DR PEPPER INC	COM	49271V100	1,236	37	SH		DFND	600	0	0	37
ISHARES TR	NATIONAL MUN ETF	464288414	29,514	277	SH		DFND	653	0	0	277
ADVANCED MICRO DEVICES INC	COM	007903107	5,840	36	SH		DFND	797	0	0	36
LAM RESEARCH CORP	COM	512807108	12,778	12	SH		DFND	265	0	0	12
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	92,826	347	SH		DFND	938	0	0	347
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,728	45	SH		DFND	964	0	0	45
TYLER TECHNOLOGIES INC	COM	902252105	503	1	SH		DFND	903	0	0	1
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	120,179	1,668	SH		DFND	14	0	0	1,668
ONESPAWORLD HOLDINGS LIMITED	COM	P73684113	1,081,095	70,338	SH		SOLE		29	0	70,309
ASSOCIATED BANC CORP	COM	045487105	25,888	1,224	SH		DFND	675	0	0	1,224
SONY GROUP CORP	SPONSORED ADR	835699307	85	1	SH		DFND	951	0	0	1
ISHARES TR	CORE S&P TTL STK	464287150	61,766	520	SH		DFND	596	0	0	520
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	1,710	11	SH		DFND	970	0	0	11
FIRST SOLAR INC	COM	336433107	3,569,457	15,832	SH		SOLE		8	0	15,824
CENTENE CORP DEL	COM	15135B101	2,586	39	SH		DFND	736	0	0	39
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	93,605	1,868	SH		DFND	383	0	0	1,868
OREILLY AUTOMOTIVE INC	COM	67103H107	5,280	5	SH		DFND	970	0	0	5
TEXTRON INC	COM	883203101	575,691	6,705	SH		DFND	1	0	0	6,705
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	132,299	530	SH		DFND	395	0	0	530
ABM INDS INC	COM	000957100	1,053,566	20,834	SH		SOLE		72	0	20,762
ISHARES TR	ROBOTICS ARTIF	46435U556	1,684,696	50,759	SH		SOLE		0	0	50,759
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,689	26	SH		DFND	635	0	0	26
MARATHON PETE CORP	COM	56585A102	10,235	59	SH		DFND	791	59	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,187	190	SH		DFND	941	0	0	190
ARGAN INC	COM	04010E109	2,048	28	SH		DFND	816	0	0	28
ISHARES TR	NATIONAL MUN ETF	464288414	45,071	423	SH		DFND	343	0	0	423
VANGUARD INDEX FDS	GROWTH ETF	922908736	96,125,209	257,012	SH		SOLE		0	0	257,012
ABRDN ETFS	BBRG ALL COMD K1	003261104	997,612	49,071	SH		SOLE		0	0	49,071
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,020	48	SH		DFND	234	0	0	48
VERISK ANALYTICS INC	COM	92345Y106	809	3	SH		DFND	697	0	0	3
UFP INDUSTRIES INC	COM	90278Q108	33,152	296	SH		DFND	661	0	0	296
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,985	89	SH		DFND	559	0	0	89
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,535	66	SH		DFND	409	0	0	66
PARKER-HANNIFIN CORP	COM	701094104	8,093	16	SH		DFND	737	0	0	16
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	37,632	999	SH		DFND	268	0	0	999
HOME DEPOT INC	COM	437076102	27,195	79	SH		DFND	399	79	0	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	965	0	0	50
AMAZON COM INC	COM	023135106	530,665	2,746	SH		DFND	916	0	0	2,746
CHUBB LIMITED	COM	H1467J104	510	2	SH		DFND	903	0	0	2
CHURCH & DWIGHT CO INC	COM	171340102	134,784	1,300	SH		DFND	548	0	0	1,300
ISHARES INC	CORE MSCI EMKT	46434G103	10,760	201	SH		DFND	320	0	0	201
SYSCO CORP	COM	871829107	999	14	SH		DFND	970	0	0	14
GERMAN AMERN BANCORP INC	COM	373865104	460	13	SH		DFND	951	0	0	13
NVIDIA CORPORATION	COM	67066G104	5,574,125	45,120	SH		DFND	1	0	0	45,120
ISHARES TR	CORE MSCI EAFE	46432F842	18,451	254	SH		DFND	71	0	0	254
DISNEY WALT CO	COM	254687106	67,319	678	SH		DFND	661	0	0	678
TOTALENERGIES SE	SPONSORED ADS	89151E109	3,801	57	SH		DFND	866	57	0	0
ROYAL GOLD INC	COM	780287108	1,024,036	8,182	SH		SOLE		42	0	8,140
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	48,375	1,379	SH		DFND	88	0	0	1,379
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	13,943	363	SH		DFND	405	0	0	363
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	23,508	457	SH		DFND	578	0	0	457
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	16,386	205	SH		DFND	459	0	0	205
AMAZON COM INC	COM	023135106	220,305	1,140	SH		DFND	152	0	0	1,140
PLANET FITNESS INC	CL A	72703H101	662	9	SH		DFND	697	0	0	9
SUN LIFE FINANCIAL INC.	COM	866796105	2,303	47	SH		DFND	951	0	0	47
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	826	8	SH		DFND	695	0	0	8
PHILLIPS 66	COM	718546104	9,317	66	SH		DFND	637	0	0	66
COUPANG INC	CL A	22266T109	236,526	11,290	SH		SOLE		0	0	11,290
DOLLAR GEN CORP NEW	COM	256677105	1,455	11	SH		DFND	697	0	0	11
UNIVEST FINANCIAL CORPORATIO	COM	915271100	8,516	373	SH		DFND	792	373	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,690	44	SH		DFND	221	44	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	45,380	393	SH		DFND	489	0	0	393
SUMMIT MATLS INC	CL A	86614U100	1,062	29	SH		DFND	737	0	0	29
SPDR SER TR	PORTFOLIO S&P400	78464A847	821	16	SH		DFND	388	0	0	16
ELI LILLY & CO	COM	532457108	16,297	18	SH		DFND	266	0	0	18
IDEXX LABS INC	COM	45168D104	974	2	SH		DFND	665	0	0	2
LYFT INC	CL A COM	55087P104	747	53	SH		DFND	965	0	0	53
ISHARES TR	CORE S&P500 ETF	464287200	209,042	382	SH		DFND	342	0	0	382
STMICROELECTRONICS N V	NY REGISTRY	861012102	2,263,745	57,631	SH		SOLE		82	0	57,549
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,109	133	SH		DFND	215	0	0	133
ISHARES INC	CORE MSCI EMKT	46434G103	70,499	1,317	SH		DFND	905	0	0	1,317
HALLIBURTON CO	COM	406216101	28,916	856	SH		DFND	616	0	0	856
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	8,454	241	SH		DFND	50	0	0	241
ESAB CORPORATION	COM	29605J106	1,416	15	SH		DFND	737	0	0	15
AMAZON COM INC	COM	023135106	875,036	4,528	SH		DFND	675	0	0	4,528
ABBVIE INC	COM	00287Y109	54,886	320	SH		DFND	742	0	0	320
SPDR SER TR	PORTFOLIO S&P500	78464A854	47,104	736	SH		DFND	836	736	0	0
SEI INVTS CO	COM	784117103	37,132	574	SH		DFND	661	0	0	574
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	4,099,145	20,808	SH		SOLE		16	0	20,792
UBS GROUP AG	SHS	H42097107	709	24	SH		DFND	903	0	0	24
BALL CORP	COM	058498106	6,182	103	SH		DFND	791	103	0	0
TOTALENERGIES SE	SPONSORED ADS	89151E109	16,337	245	SH		DFND	1	0	0	245
LENNAR CORP	CL A	526057104	1,199	8	SH		DFND	665	0	0	8
KRAFT HEINZ CO	COM	500754106	870	27	SH		DFND	600	0	0	27
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	15,374	324	SH		DFND	486	0	0	324
BANCO SANTANDER S.A.	ADR	05964H105	1,931	417	SH		DFND	627	0	0	417
DOMINION ENERGY INC	COM	25746U109	2,842	58	SH		DFND	695	0	0	58
GILEAD SCIENCES INC	COM	375558103	617	9	SH		DFND	713	9	0	0
ISHARES TR	RUS MID CAP ETF	464287499	5,757	71	SH		DFND	933	0	0	71
AT&T INC	COM	00206R102	6,173	323	SH		DFND	790	0	0	323
ISHARES TR	NATIONAL MUN ETF	464288414	109,747	1,030	SH		DFND	813	0	0	1,030
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,619	17	SH		DFND	969	0	0	17
HIGHLAND OPPORTUNITIES	HIGHLAND INCOME	43010E404	480,687	76,910	SH		SOLE		0	0	76,910
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	51,347	1,039	SH		DFND	575	0	0	1,039
CISCO SYS INC	COM	17275R102	3,468	73	SH		DFND	695	0	0	73
NETFLIX INC	COM	64110L106	4,049	6	SH		DFND	951	0	0	6
SEA LTD	SPONSORD ADS	81141R100	1,857	26	SH		DFND	810	0	0	26
ISHARES TR	CORE S&P500 ETF	464287200	231,478	423	SH		DFND	348	0	0	423
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	199,169	5,184	SH		DFND	656	0	0	5,184
TWIST BIOSCIENCE CORP	COM	90184D100	247,731	5,027	SH		SOLE		36	0	4,991
PACCAR INC	COM	693718108	61,764	600	SH		DFND	400	0	0	600
SWEETGREEN INC	COM CL A	87043Q108	452	15	SH		DFND	951	0	0	15
GE VERNOVA INC	COM	36828A101	7,649,260	44,600	SH		SOLE		80	0	44,520
PROCTER AND GAMBLE CO	COM	742718109	21,934	133	SH		DFND	658	0	0	133
ALASKA AIR GROUP INC	COM	011659109	15,312	379	SH		DFND	661	0	0	379
PEARSON PLC	SPONSORED ADR	705015105	599,140	48,008	SH		SOLE		39	0	47,969
SPDR SER TR	PORTFOLIO S&P500	78464A854	103,552	1,618	SH		DFND	100	0	0	1,618
VIAD CORP	COM	92552R406	15,640	460	SH		DFND	661	0	0	460
SPDR SER TR	PORTFOLIO S&P400	78464A847	123,838	2,414	SH		DFND	151	0	0	2,414
SPDR SER TR	PORTFOLIO S&P400	78464A847	124,762	2,432	SH		DFND	41	0	0	2,432
THE CIGNA GROUP	COM	125523100	6,942	21	SH		DFND	188	21	0	0
ELEVANCE HEALTH INC	COM	036752103	10,837	20	SH		DFND	280	0	0	20
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	171,389	3,468	SH		DFND	800	0	0	3,468
ANALOG DEVICES INC	COM	032654105	457	2	SH		DFND	951	0	0	2
QUALYS INC	COM	74758T303	1,569	11	SH		DFND	816	0	0	11
GSK PLC	SPONSORED ADR	37733W204	44,275	1,150	SH		DFND	675	0	0	1,150
SONOCO PRODS CO	COM	835495102	406	8	SH		DFND	903	0	0	8
PHILIP MORRIS INTL INC	COM	718172109	3,445	34	SH		DFND	697	0	0	34
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	12,795	197	SH		DFND	575	0	0	197
WALMART INC	COM	931142103	15,641	231	SH		DFND	1	0	0	231
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,257,308	19,569	SH		DFND	826	0	0	19,569
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	15,450	496	SH		DFND	145	496	0	0
ALPHABET INC	CAP STK CL C	02079K107	14,674	80	SH		DFND	33	0	0	80
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	14,648	171	SH		DFND	866	171	0	0
ROBERT HALF INC.	COM	770323103	95,970	1,500	SH		DFND	1	0	0	1,500
SPDR SER TR	PORTFOLIO S&P400	78464A847	40,117	782	SH		DFND	587	0	0	782
CME GROUP INC	COM	12572Q105	983	5	SH		DFND	697	0	0	5
CLOUDFLARE INC	CL A COM	18915M107	2,208,037	26,657	SH		SOLE		22	0	26,635
ISHARES TR	GL CLEAN ENE ETF	464288224	2,466,538	185,176	SH		SOLE		0	0	185,176
BCE INC	COM NEW	05534B760	1,742,607	53,834	SH		SOLE		164	0	53,670
PARSONS CORP DEL	COM	70202L102	736	9	SH		DFND	965	0	0	9
DIAMOND OFFSHORE DRILLING IN	COM	25271C201	341	22	SH		DFND	903	0	0	22
ISHARES TR	RUS 2000 VAL ETF	464287630	15,230	100	SH		DFND	480	0	0	100
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	962,145	11,686	SH		SOLE		16	0	11,670
STRYKER CORPORATION	COM	863667101	23,818	70	SH		DFND	983	0	0	70
AMERICAN EXPRESS CO	COM	025816109	6,715	29	SH		DFND	970	0	0	29
WEC ENERGY GROUP INC	COM	92939U106	863	11	SH		DFND	970	0	0	11
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	4,270	83	SH		DFND	303	0	0	83
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	47,649	1,089	SH		DFND	251	0	0	1,089
NOVARTIS AG	SPONSORED ADR	66987V109	5,962	56	SH		DFND	790	0	0	56
ROGERS CORP	COM	775133101	2,895	24	SH		DFND	790	0	0	24
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	25,272	434	SH		DFND	702	434	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	50,256	600	SH		DFND	498	0	0	600
SCHWAB STRATEGIC TR	US REIT ETF	808524847	5,052	253	SH		DFND	50	0	0	253
B & G FOODS INC NEW	COM	05508R106	1,131	140	SH		DFND	737	0	0	140
VIAVI SOLUTIONS INC	COM	925550105	1,628	237	SH		DFND	816	0	0	237
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	281,099	691	SH		DFND	661	0	0	691
INNOSPEC INC	COM	45768S105	575,188	4,654	SH		SOLE		13	0	4,641
REGIONS FINANCIAL CORP NEW	COM	7591EP100	20	1	SH		DFND	472	0	0	1
CABOT CORP	COM	127055101	949,224	10,330	SH		SOLE		34	0	10,296
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,306	246	SH		DFND	259	0	0	246
APPLE INC	COM	037833100	421	2	SH		DFND	476	0	0	2
SPX TECHNOLOGIES INC	COM	78473E103	569	4	SH		DFND	903	0	0	4
SPDR SER TR	PORTFOLIO S&P400	78464A847	472,627	9,213	SH		DFND	204	0	0	9,213
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,157	64	SH		DFND	803	0	0	64
GE VERNOVA INC	COM	36828A101	686	4	SH		DFND	665	0	0	4
ISHARES INC	CORE MSCI EMKT	46434G103	3,158	59	SH		DFND	591	0	0	59
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	325	5	SH		DFND	117	0	0	5
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	240,076	4,628	SH		DFND	48	0	0	4,628
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	48,799	627	SH		DFND	347	0	0	627
ISHARES TR	CORE US AGGBD ET	464287226	51,835	534	SH		DFND	654	0	0	534
ALIGHT INC	COM CL A	01626W101	716	97	SH		DFND	965	0	0	97
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	1,431	38	SH		DFND	536	0	0	38
MONGODB INC	CL A	60937P106	2,250	9	SH		DFND	627	0	0	9
KEURIG DR PEPPER INC	COM	49271V100	701	21	SH		DFND	965	0	0	21
CHURCH & DWIGHT CO INC	COM	171340102	5,292,138	51,043	SH		SOLE		66	0	50,977
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	5,241	90	SH		DFND	143	0	0	90
ADOBE INC	COM	00724F101	58,887	106	SH		DFND	153	0	0	106
APPLE INC	COM	037833100	9,478	45	SH		DFND	783	0	0	45
SPIRE INC	COM	84857L101	41,114	677	SH		DFND	675	0	0	677
EXTRA SPACE STORAGE INC	COM	30225T102	622	4	SH		DFND	415	0	0	4
AGILENT TECHNOLOGIES INC	COM	00846U101	2,204	17	SH		DFND	737	0	0	17
COMMVAULT SYS INC	COM	204166102	887,218	7,298	SH		SOLE		11	0	7,287
LINEAGE CELL THERAPEUTICS IN	COM	53566P109	24,107	24,172	SH		SOLE		0	0	24,172
CHARGEPOINT HOLDINGS INC	COM CL A	15961R105	17,043	11,287	SH		DFND	675	0	0	11,287
APPLE INC	COM	037833100	92,673	440	SH		DFND	805	0	0	440
COGNEX CORP	COM	192422103	6,733	144	SH		DFND	791	144	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	49,770	90	SH		DFND	27	0	0	90
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	44,527	618	SH		DFND	86	618	0	0
COLGATE PALMOLIVE CO	COM	194162103	6,890	71	SH		DFND	736	0	0	71
LANTHEUS HLDGS INC	COM	516544103	3,774	47	SH		DFND	790	0	0	47
MONSTER BEVERAGE CORP NEW	COM	61174X109	2,398	48	SH		DFND	970	0	0	48
MCKESSON CORP	COM	58155Q103	13,433	23	SH		DFND	792	23	0	0
T-MOBILE US INC	COM	872590104	12,509	71	SH		DFND	790	0	0	71
INTEL CORP	COM	458140100	6,937	224	SH		DFND	627	0	0	224
SPDR SER TR	PORTFOLIO SHORT	78464A474	24,651	830	SH		DFND	187	0	0	830
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	261,691	3,274	SH		DFND	764	3,274	0	0
NEW YORK TIMES CO	CL A	650111107	531,737	10,383	SH		SOLE		135	0	10,248
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	44,753	870	SH		DFND	941	0	0	870
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	76,803	1,066	SH		DFND	583	0	0	1,066
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	11,190	140	SH		DFND	5	0	0	140
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	4,946,617	82,334	SH		DFND	1	2,935	0	79,399
QUANTA SVCS INC	COM	74762E102	1,525	6	SH		DFND	737	0	0	6
CNO FINL GROUP INC	COM	12621E103	24,948	900	SH		DFND	916	0	0	900
AGILON HEALTH INC	COM	00857U107	412,714	63,106	SH		SOLE		973	0	62,133
INGEVITY CORP	COM	45688C107	481	11	SH		DFND	951	0	0	11
IQVIA HLDGS INC	COM	46266C105	1,269	6	SH		DFND	697	0	0	6
INTEL CORP	COM	458140100	7,526	243	SH		DFND	970	0	0	243
OVINTIV INC	COM	69047Q102	11,436	244	SH		DFND	916	0	0	244
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,827,947	36,988	SH		DFND	630	0	0	36,988
MARVELL TECHNOLOGY INC	COM	573874104	489	7	SH		DFND	903	0	0	7
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	25,257	491	SH		DFND	759	0	0	491
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	143,577	3,281	SH		DFND	804	3,281	0	0
EMERSON ELEC CO	COM	291011104	4,517	41	SH		DFND	414	0	0	41
MONDELEZ INTL INC	CL A	609207105	3,534	54	SH		DFND	263	0	0	54
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	6,105	94	SH		DFND	418	94	0	0
SONY GROUP CORP	SPONSORED ADR	835699307	1,529	18	SH		DFND	866	18	0	0
ONE GAS INC	COM	68235P108	1,825,853	28,596	SH		SOLE		18	0	28,578
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	24,001	59	SH		DFND	26	0	0	59
ISHARES TR	CORE S&P MCP ETF	464287507	87,487	1,495	SH		DFND	163	0	0	1,495
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	34,090	407	SH		DFND	809	0	0	407
NEXTRACKER INC	CLASS A COM	65290E101	1,031	22	SH		DFND	263	0	0	22
HUMANA INC	COM	444859102	747	2	SH		DFND	965	0	0	2
REGENERON PHARMACEUTICALS	COM	75886F107	2,102	2	SH		DFND	810	0	0	2
BLACKSTONE INC	COM	09260D107	2,105	17	SH		DFND	266	0	0	17
GLOBAL NET LEASE INC	COM NEW	379378201	1,235	168	SH		DFND	737	0	0	168
EDWARDS LIFESCIENCES CORP	COM	28176E108	30,667	332	SH		DFND	916	0	0	332
AON PLC	SHS CL A	G0403H108	881	3	SH		DFND	810	0	0	3
ON SEMICONDUCTOR CORP	COM	682189105	754	11	SH		DFND	737	0	0	11
COMCAST CORP NEW	CL A	20030N101	5,522	141	SH		DFND	188	141	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	14,635	551	SH		DFND	355	551	0	0
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,247	16	SH		DFND	951	0	0	16
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,110	107	SH		DFND	672	0	0	107
MASTERCARD INCORPORATED	CL A	57636Q104	83,648,019	189,609	SH		SOLE		185	0	189,424
NUCOR CORP	COM	670346105	1,107	7	SH		DFND	810	0	0	7
ISHARES TR	RUS 1000 GRW ETF	464287614	116,643	320	SH		DFND	684	320	0	0
DT MIDSTREAM INC	COMMON STOCK	23345M107	2,743,178	38,620	SH		SOLE		2	0	38,618
GRAINGER W W INC	COM	384802104	6,316	7	SH		DFND	792	7	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	11,096	154	SH		DFND	145	154	0	0
VALARIS LTD	CL A	G9460G101	373	5	SH		DFND	903	0	0	5
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,089	205	SH		DFND	720	0	0	205
FISERV INC	COM	337738108	20,992,100	140,849	SH		SOLE		850	0	139,999
CONOCOPHILLIPS	COM	20825C104	5,261	46	SH		DFND	695	0	0	46
SUNCOR ENERGY INC NEW	COM	867224107	7,963	209	SH		DFND	790	0	0	209
BANK NEW YORK MELLON CORP	COM	064058100	466,124	7,783	SH		DFND	1	0	0	7,783
VANGUARD WORLD FD	ESG US STK ETF	921910733	108,232,295	1,120,185	SH		SOLE		0	0	1,120,185
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	9,223	142	SH		DFND	389	0	0	142
MARTEN TRANS LTD	COM	573075108	409,464	22,193	SH		SOLE		21	0	22,172
ISHARES TR	EAFE SML CP ETF	464288273	17,629	286	SH		DFND	503	0	0	286
FORTIS INC	COM	349553107	23,032	593	SH		DFND	916	0	0	593
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	35,636	946	SH		DFND	391	0	0	946
SALESFORCE INC	COM	79466L302	6,428	25	SH		DFND	148	0	0	25
NIKE INC	CL B	654106103	6,030	80	SH		DFND	156	0	0	80
ISHARES TR	EXPND TEC SC ETF	464287549	1,941,375	20,585	SH		SOLE		0	0	20,585
SPDR SER TR	PORTFOLIO S&P400	78464A847	337,144	6,572	SH		DFND	3	0	0	6,572
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,189	57	SH		DFND	441	0	0	57
GE AEROSPACE	COM NEW	369604301	958,271	6,028	SH		DFND	675	0	0	6,028
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	38,536	1,023	SH		DFND	761	0	0	1,023
SPDR SER TR	PORTFOLIO S&P500	78464A854	37,312	583	SH		DFND	614	0	0	583
ADDUS HOMECARE CORP	COM	006739106	482,901	4,159	SH		SOLE		4	0	4,155
ISHARES INC	CORE MSCI EMKT	46434G103	26,444	494	SH		DFND	773	0	0	494
GENERAL MTRS CO	COM	37045V100	3,345	72	SH		DFND	970	0	0	72
SPDR S&P 500 ETF TR	TR UNIT	78462F103	199,185	366	SH		DFND	485	0	0	366
CADENCE DESIGN SYSTEM INC	COM	127387108	4,309	14	SH		DFND	695	0	0	14
TE CONNECTIVITY LTD	SHS	H84989104	4,062	27	SH		DFND	737	0	0	27
MICROSOFT CORP	COM	594918104	111,738	250	SH		DFND	257	0	0	250
WISDOMTREE TR	INTL LRGCAP DV	97717W794	20,998	414	SH		DFND	269	0	0	414
ISHARES TR	CORE S&P500 ETF	464287200	577,875	1,056	SH		DFND	647	0	0	1,056
APPIAN CORP	CL A	03782L101	206,886	6,704	SH		SOLE		9	0	6,695
WINTRUST FINL CORP	COM	97650W108	2,957	30	SH		DFND	970	0	0	30
NUVASIVE INC	NOTE 0.375% 3/1	670704AJ4	13,476	14,000	PRN		SOLE		0	0	14,000
AMAZON COM INC	COM	023135106	9,663	50	SH		DFND	685	0	0	50
SPDR SER TR	PORTFOLIO S&P500	78464A854	30,272	473	SH		DFND	137	0	0	473
CARRIER GLOBAL CORPORATION	COM	14448C104	138,776	2,200	SH		DFND	548	0	0	2,200
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,747	190	SH		DFND	186	0	0	190
APPLE INC	COM	037833100	86,775	412	SH		DFND	697	0	0	412
BANK AMERICA CORP	COM	060505104	3,778	95	SH		DFND	951	0	0	95
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	450,023	7,158	SH		DFND	122	0	0	7,158
WIPRO LTD	SPON ADR 1 SH	97651M109	1,958	321	SH		DFND	903	0	0	321
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	180,697	5,151	SH		DFND	568	0	0	5,151
ENERSYS	COM	29275Y102	518	5	SH		DFND	903	0	0	5
STARBUCKS CORP	COM	855244109	26,080	335	SH		DFND	742	0	0	335
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,494	23	SH		DFND	503	0	0	23
ORGANON & CO	COMMON STOCK	68622V106	21	1	SH		DFND	627	0	0	1
WELLS FARGO CO NEW	COM	949746101	21,143	356	SH		DFND	791	356	0	0
HERSHEY CO	COM	427866108	2,574	14	SH		DFND	627	0	0	14
ALLSTATE CORP	COM	020002101	3,193	20	SH		DFND	736	0	0	20
PROCTER AND GAMBLE CO	COM	742718109	13,029	79	SH		DFND	713	79	0	0
ONEMAIN HLDGS INC	COM	68268W103	630	13	SH		DFND	697	0	0	13
BANCO SANTANDER BRASIL S A	ADS REP 1 UNIT	05967A107	331	67	SH		DFND	665	0	0	67
PAPA JOHNS INTL INC	COM	698813102	651,894	13,876	SH		SOLE		34	0	13,842
ISHARES TR	CORE S&P500 ETF	464287200	122,580	224	SH		DFND	905	0	0	224
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	2,774	29	SH		DFND	736	0	0	29
WESTERN DIGITAL CORP.	COM	958102105	2,576	34	SH		DFND	736	0	0	34
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	2,117	100	SH		DFND	627	0	0	100
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	1,287	11	SH		DFND	697	0	0	11
MID-AMER APT CMNTYS INC	COM	59522J103	1,283	9	SH		DFND	969	0	0	9
ISHARES TR	EAFE SML CP ETF	464288273	8,013	130	SH		DFND	95	0	0	130
VERISK ANALYTICS INC	COM	92345Y106	1,617	6	SH		DFND	970	0	0	6
BLACKSTONE INC	COM	09260D107	1,981	16	SH		DFND	188	16	0	0
ISHARES TR	US AER DEF ETF	464288760	4,282,683	32,432	SH		SOLE		0	0	32,432
HONEYWELL INTL INC	COM	438516106	16,016	75	SH		DFND	80	0	0	75
ABBOTT LABS	COM	002824100	312,353	3,006	SH		DFND	1	156	0	2,850
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	3,944	13	SH		DFND	951	0	0	13
PROGRESS SOFTWARE CORP	COM	743312100	597	11	SH		DFND	810	0	0	11
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	1,368	10	SH		DFND	737	0	0	10
CUSTOM TRUCK ONE SOURCE INC	COM CL A	23204X103	133,119	30,602	SH		SOLE		0	0	30,602
VANGUARD INDEX FDS	MID CAP ETF	922908629	29,778	123	SH		DFND	414	0	0	123
ATI INC	COM	01741R102	1,334,231	24,062	SH		SOLE		73	0	23,989
FORTINET INC	COM	34959E109	5,424	90	SH		DFND	707	0	0	90
AMEREN CORP	COM	023608102	3,342	47	SH		DFND	969	0	0	47
VISHAY INTERTECHNOLOGY INC	NOTE 2.250% 6/1	928298AP3	1,193,304	1,223,000	PRN		SOLE		0	0	1,223,000
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	7,121	203	SH		DFND	809	0	0	203
ARCH CAP GROUP LTD	ORD	G0450A105	3,643,844	36,117	SH		SOLE		53	0	36,064
EUROPEAN WAX CTR INC	CLASS A COM	29882P106	120,828	12,168	SH		SOLE		13	0	12,155
SPDR SER TR	PORTFOLIO SHORT	78464A474	3,623	122	SH		DFND	848	0	0	122
UBER TECHNOLOGIES INC	COM	90353T100	17,516	241	SH		DFND	790	0	0	241
KRAFT HEINZ CO	COM	500754106	3,415	106	SH		DFND	792	106	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,738	38	SH		DFND	495	0	0	38
ABERCROMBIE & FITCH CO	CL A	002896207	534	3	SH		DFND	903	0	0	3
ISHARES TR	CORE S&P500 ETF	464287200	69,498	127	SH		DFND	265	0	0	127
BUNGE GLOBAL SA	COM SHS	H11356104	1,388	13	SH		DFND	736	0	0	13
ISHARES TR	IBONDS 25 TRM TS	46436E866	2,707,127	116,586	SH		SOLE		0	0	116,586
SPDR SER TR	PORTFOLIO S&P400	78464A847	457,083	8,910	SH		DFND	820	0	0	8,910
MOODYS CORP	COM	615369105	86,712	206	SH		DFND	661	0	0	206
TE CONNECTIVITY LTD	SHS	H84989104	188,038	1,250	SH		DFND	1	0	0	1,250
JPMORGAN CHASE & CO.	COM	46625H100	31,755	157	SH		DFND	737	0	0	157
INGERSOLL RAND INC	COM	45687V106	7,358	81	SH		DFND	791	81	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	143,252	657	SH		DFND	499	0	0	657
UBER TECHNOLOGIES INC	COM	90353T100	3,925	54	SH		DFND	965	0	0	54
DUOLINGO INC	CL A COM	26603R106	417	2	SH		DFND	903	0	0	2
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	21,264	237	SH		DFND	458	0	0	237
MICRON TECHNOLOGY INC	COM	595112103	1,447	11	SH		DFND	903	0	0	11
MICROSOFT CORP	COM	594918104	26,817	60	SH		DFND	263	0	0	60
KIMBERLY-CLARK CORP	COM	494368103	10,503	76	SH		DFND	916	0	0	76
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	856,950	41,905	SH		SOLE		0	0	41,905
SPDR SER TR	PORTFOLIO S&P400	78464A847	55,404	1,080	SH		DFND	929	0	0	1,080
DIGITAL RLTY TR INC	COM	253868103	3,649	24	SH		DFND	1	0	0	24
VANGUARD INDEX FDS	VALUE ETF	922908744	35,290	220	SH		DFND	399	220	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	25,188	491	SH		DFND	772	0	0	491
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	19,918	310	SH		DFND	216	0	0	310
VANGUARD INDEX FDS	VALUE ETF	922908744	603,623	3,763	SH		DFND	1	26	0	3,737
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	35,644	928	SH		DFND	939	0	0	928
ARTIVION INC	COM	228903100	260,311	10,149	SH		SOLE		0	0	10,149
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	243,987	4,937	SH		DFND	55	0	0	4,937
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	13,043	203	SH		DFND	246	0	0	203
KINDER MORGAN INC DEL	COM	49456B101	2,643	133	SH		DFND	665	0	0	133
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,305	60	SH		DFND	137	0	0	60
ARK ETF TR	GENOMIC REV ETF	00214Q302	15,614	665	SH		DFND	229	0	0	665
ONEOK INC NEW	COM	682680103	1,713	21	SH		DFND	695	0	0	21
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	92,489	1,424	SH		DFND	647	0	0	1,424
FREEPORT-MCMORAN INC	CL B	35671D857	680	14	SH		DFND	903	0	0	14
ISHARES TR	CORE HIGH DV ETF	46429B663	22,718,087	208,998	SH		SOLE		0	0	208,998
SKYWORKS SOLUTIONS INC	COM	83088M102	30,162	283	SH		DFND	152	0	0	283
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	55,808	475	SH		DFND	804	475	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	150,212	1,930	SH		DFND	55	0	0	1,930
ISHARES TR	CORE MSCI INTL	46435G326	1,076,365	16,398	SH		DFND	798	0	0	16,398
BENCHMARK ELECTRS INC	COM	08160H101	11,167	283	SH		DFND	791	283	0	0
RTX CORPORATION	COM	75513E101	7,228	72	SH		DFND	406	0	0	72
SPDR SER TR	RUSSELL YIELD	78468R770	55,397	534	SH		DFND	601	0	0	534
NIKE INC	CL B	654106103	135,666	1,800	SH		DFND	853	0	0	1,800
VANECK ETF TRUST	OIL SERVICES ETF	92189H607	337,694	1,068	SH		SOLE		0	0	1,068
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	495,757	11,329	SH		DFND	340	0	0	11,329
GOLDMAN SACHS GROUP INC	COM	38141G104	34,376	76	SH		DFND	916	0	0	76
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	5,521	85	SH		DFND	581	0	0	85
TORONTO DOMINION BK ONT	COM NEW	891160509	32,976	600	SH		DFND	742	0	0	600
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	8,292	99	SH		DFND	559	0	0	99
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	12,795	197	SH		DFND	775	0	0	197
INTERNATIONAL BUSINESS MACHS	COM	459200101	8,993	52	SH		DFND	736	0	0	52
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,757,023	45,732	SH		DFND	1	0	0	45,732
WASTE MGMT INC DEL	COM	94106L109	9,814	46	SH		DFND	737	0	0	46
BANK AMERICA CORP	COM	060505104	5,130	129	SH		DFND	705	0	0	129
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	2,123	61	SH		DFND	810	0	0	61
SHOPIFY INC	CL A	82509L107	29,524	447	SH		DFND	916	0	0	447
NORFOLK SOUTHN CORP	COM	655844108	1,932	9	SH		DFND	188	9	0	0
SEA LTD	SPONSORD ADS	81141R100	2,386,592	33,416	SH		SOLE		162	0	33,254
VANGUARD INDEX FDS	MID CAP ETF	922908629	73,598	304	SH		DFND	485	0	0	304
BHP GROUP LTD	SPONSORED ADS	088606108	64,398	1,128	SH		DFND	661	0	0	1,128
VERISIGN INC	COM	92343E102	3,378	19	SH		DFND	792	19	0	0
DEVON ENERGY CORP NEW	COM	25179M103	4,456	94	SH		DFND	736	0	0	94
PROCTER AND GAMBLE CO	COM	742718109	5,607	34	SH		DFND	810	0	0	34
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	3,966	29	SH		DFND	707	0	0	29
INTEL CORP	COM	458140100	3,345	108	SH		DFND	416	0	0	108
BIOCRYST PHARMACEUTICALS INC	COM	09058V103	30,399	4,919	SH		DFND	675	0	0	4,919
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	222,884	4,510	SH		DFND	868	0	0	4,510
D R HORTON INC	COM	23331A109	6,060	43	SH		DFND	791	43	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	48,662	946	SH		DFND	521	0	0	946
LOWES COS INC	COM	548661107	36,376	165	SH		DFND	153	0	0	165
O-I GLASS INC	COM	67098H104	2,860	257	SH		DFND	791	257	0	0
PENNYMAC FINL SVCS INC NEW	COM	70932M107	757	8	SH		DFND	965	0	0	8
CLEVELAND-CLIFFS INC NEW	COM	185899101	754	49	SH		DFND	965	0	0	49
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	108,771	2,097	SH		DFND	374	0	0	2,097
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	29,770	2,220	SH		DFND	916	0	0	2,220
DIGITAL RLTY TR INC	COM	253868103	1,977	13	SH		DFND	188	13	0	0
WARNER BROS DISCOVERY INC	COM SER A	934423104	417	56	SH		DFND	903	0	0	56
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,092	63	SH		DFND	614	0	0	63
SPDR SER TR	PORTFOLIO S&P400	78464A847	105,627	2,059	SH		DFND	585	0	0	2,059
S&P GLOBAL INC	COM	78409V104	22,300	50	SH		DFND	154	0	0	50
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	10,386	124	SH		DFND	28	0	0	124
ONEMAIN HLDGS INC	COM	68268W103	921	19	SH		DFND	969	0	0	19
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	24,314	271	SH		DFND	106	0	0	271
REGIONS FINANCIAL CORP NEW	COM	7591EP100	1,663	83	SH		DFND	713	83	0	0
ISHARES TR	CORE S&P500 ETF	464287200	98,501	180	SH		DFND	532	0	0	180
KRYSTAL BIOTECH INC	COM	501147102	630,803	3,435	SH		SOLE		14	0	3,421
ISHARES TR	EAFE SML CP ETF	464288273	15,546	252	SH		DFND	674	0	0	252
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	6,998	78	SH		DFND	676	78	0	0
MARATHON OIL CORP	COM	565849106	54,272	1,893	SH		DFND	675	0	0	1,893
DISCOVER FINL SVCS	COM	254709108	3,924	30	SH		DFND	969	0	0	30
CALIX INC	COM	13100M509	2,055	58	SH		DFND	816	0	0	58
STARBUCKS CORP	COM	855244109	3,581	46	SH		DFND	970	0	0	46
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	177,772	437	SH		DFND	961	0	0	437
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	21,860,473	522,978	SH		SOLE		0	0	522,978
BLINK CHARGING CO	COM	09354A100	28,529	10,412	SH		SOLE		0	0	10,412
ORGANON & CO	COMMON STOCK	68622V106	828	40	SH		DFND	141	0	0	40
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	476	5	SH		DFND	903	0	0	5
SIMON PPTY GROUP INC NEW	COM	828806109	6,146,382	40,490	SH		DFND	1	0	0	40,490
ADOBE INC	COM	00724F101	7,222	13	SH		DFND	695	0	0	13
RLX TECHNOLOGY INC	SPONSORED ADS	74969N103	168,671	91,669	SH		SOLE		2,181	0	89,488
HUMANA INC	COM	444859102	2,989	8	SH		DFND	713	8	0	0
FORTIVE CORP	COM	34959J108	111,150	1,500	SH		DFND	1	0	0	1,500
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	182,472	731	SH		DFND	631	0	0	731
OCCIDENTAL PETE CORP	COM	674599105	56,979	904	SH		DFND	1	0	0	904
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	20,437	244	SH		DFND	66	0	0	244
ISHARES TR	IBONDS 27 ETF	46435UAA9	5,498,775	231,722	SH		SOLE		0	0	231,722
HESS CORP	COM	42809H107	8,704	59	SH		DFND	792	59	0	0
DIMENSIONAL ETF TRUST	INTL SMALL CAP V	25434V781	16,809,428	624,770	SH		SOLE		0	0	624,770
MICROSTRATEGY INC	CL A NEW	594972408	31,682	23	SH		DFND	661	0	0	23
ING GROEP N.V.	SPONSORED ADR	456837103	2,880	168	SH		DFND	866	168	0	0
BORR DRILLING LTD	SHS	G1466R173	5,566	863	SH		DFND	792	863	0	0
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	226,050	5,000	SH		DFND	853	0	0	5,000
NEWMONT CORP	COM	651639106	4,262,060	101,793	SH		SOLE		363	0	101,430
TOPBUILD CORP	COM	89055F103	96,703	251	SH		DFND	155	0	0	251
THERMO FISHER SCIENTIFIC INC	COM	883556102	304,150	550	SH		DFND	853	0	0	550
ARDELYX INC	COM	039697107	298,067	40,225	SH		SOLE		0	0	40,225
EXPONENT INC	COM	30214U102	2,473	26	SH		DFND	816	0	0	26
VANGUARD INDEX FDS	MID CAP ETF	922908629	32,441	134	SH		DFND	302	0	0	134
ISHARES INC	CORE MSCI EMKT	46434G103	32,279	603	SH		DFND	62	0	0	603
MODERNA INC	COM	60770K107	1,425	12	SH		DFND	969	0	0	12
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	4,835	94	SH		DFND	261	0	0	94
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,094	25	SH		DFND	436	0	0	25
CORTEVA INC	COM	22052L104	2,481	46	SH		DFND	695	0	0	46
VAIL RESORTS INC	COM	91879Q109	360	2	SH		DFND	903	0	0	2
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	103,343	414	SH		DFND	80	0	0	414
CARTERS INC	COM	146229109	28,134	454	SH		DFND	675	0	0	454
ORIGIN BANCORP INC	COM	68621T102	1,649	52	SH		DFND	816	0	0	52
SPDR SER TR	PORTFOLIO S&P400	78464A847	882,719	17,207	SH		DFND	163	0	0	17,207
MARTIN MARIETTA MATLS INC	COM	573284106	2,167	4	SH		DFND	188	4	0	0
US BANCORP DEL	COM NEW	902973304	556	14	SH		DFND	903	0	0	14
VANGUARD INDEX FDS	MID CAP ETF	922908629	601,376	2,484	SH		DFND	340	0	0	2,484
ISHARES TR	CORE S&P500 ETF	464287200	159,244	291	SH		DFND	300	0	0	291
WERNER ENTERPRISES INC	COM	950755108	1,612	45	SH		DFND	816	0	0	45
SIMPLY GOOD FOODS CO	COM	82900L102	21,353	591	SH		DFND	661	0	0	591
ISHARES TR	RUS 1000 VAL ETF	464287598	24,949	143	SH		DFND	374	0	0	143
MICROSOFT CORP	COM	594918104	44,695	100	SH		DFND	515	0	0	100
OCCIDENTAL PETE CORP	COM	674599105	9,328	148	SH		DFND	188	148	0	0
SPROUTS FMRS MKT INC	COM	85208M102	1,673	20	SH		DFND	810	0	0	20
INSULET CORP	COM	45784P101	605	3	SH		DFND	713	3	0	0
ECHOSTAR CORP	CL A	278768106	5,005	281	SH		DFND	792	281	0	0
CONAGRA BRANDS INC	COM	205887102	426	15	SH		DFND	970	0	0	15
BAKER HUGHES COMPANY	CL A	05722G100	2,603	74	SH		DFND	969	0	0	74
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	302,746	4,712	SH		DFND	490	0	0	4,712
KROGER CO	COM	501044101	1,797	36	SH		DFND	188	36	0	0
BLACKROCK INC	COM	09247X101	17,033,976	21,635	SH		SOLE		40	0	21,595
MANULIFE FINL CORP	COM	56501R106	2,902	109	SH		DFND	263	0	0	109
SPDR SER TR	PORTFOLIO S&P500	78464A854	3,648	57	SH		DFND	495	0	0	57
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	6,102	15	SH		DFND	186	0	0	15
INVESCO EXCHANGE TRADED FD T	S&P SMCP VLU MNT	46137V480	479,211	9,149	SH		SOLE		0	0	9,149
WASHINGTON TR BANCORP INC	COM	940610108	32,042	1,169	SH		DFND	675	0	0	1,169
TORONTO DOMINION BK ONT	COM NEW	891160509	2,253	41	SH		DFND	965	0	0	41
PENTAIR PLC	SHS	G7S00T104	1,178,648	15,373	SH		SOLE		0	0	15,373
EXELON CORP	COM	30161N101	969	28	SH		DFND	695	0	0	28
URANIUM ENERGY CORP	COM	916896103	559	93	SH		DFND	951	0	0	93
WESTERN DIGITAL CORP.	COM	958102105	606	8	SH		DFND	965	0	0	8
VANGUARD INDEX FDS	SMALL CP ETF	922908751	10,030	46	SH		DFND	559	0	0	46
ISHARES TR	MRGSTR MD CP GRW	464288307	2,975,009	43,912	SH		SOLE		0	0	43,912
EBAY INC.	COM	278642103	537	10	SH		DFND	903	0	0	10
ISHARES INC	CORE MSCI EMKT	46434G103	4,978	93	SH		DFND	137	0	0	93
OSI SYSTEMS INC	COM	671044105	1,375	10	SH		DFND	810	0	0	10
THERMO FISHER SCIENTIFIC INC	COM	883556102	19,355	35	SH		DFND	791	35	0	0
WORKDAY INC	CL A	98138H101	1,341	6	SH		DFND	951	0	0	6
PLUG POWER INC	COM NEW	72919P202	2,088	896	SH		DFND	790	0	0	896
DUKE ENERGY CORP NEW	COM NEW	26441C204	45,104	450	SH		DFND	256	0	0	450
SCHLUMBERGER LTD	COM STK	806857108	613	13	SH		DFND	695	0	0	13
NORTHERN TR CORP	COM	665859104	6,047	72	SH		DFND	627	0	0	72
ROYAL CARIBBEAN GROUP	COM	V7780T103	1,594	10	SH		DFND	188	10	0	0
HUDBAY MINERALS INC	COM	443628102	192,412	21,261	SH		SOLE		0	0	21,261
KIMBERLY-CLARK CORP	COM	494368103	691	5	SH		DFND	951	0	0	5
APPLE INC	COM	037833100	116,262	552	SH		DFND	574	0	0	552
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	298,018	3,558	SH		DFND	433	0	0	3,558
ISHARES INC	CORE MSCI EMKT	46434G103	69,000	1,289	SH		DFND	778	0	0	1,289
NORFOLK SOUTHN CORP	COM	655844108	289,832	1,350	SH		DFND	122	0	0	1,350
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	617	12	SH		DFND	832	0	0	12
VERIZON COMMUNICATIONS INC	COM	92343V104	3,505	85	SH		DFND	816	0	0	85
DEXCOM INC	COM	252131107	5,389,661	47,536	SH		SOLE		144	0	47,392
DRIL-QUIP INC	COM	262037104	280,841	15,099	SH		SOLE		0	0	15,099
FEDERAL SIGNAL CORP	COM	313855108	1,339	16	SH		DFND	737	0	0	16
AFFIRM HLDGS INC	COM CL A	00827B106	338,775	11,214	SH		SOLE		4	0	11,210
NUVEEN AMT FREE MUN CR INC F	COM	67071L106	2,055,265	164,949	SH		SOLE		0	0	164,949
ALPHABET INC	CAP STK CL C	02079K107	2,166,007	11,809	SH		DFND	675	0	0	11,809
RPM INTL INC	COM	749685103	3,088,815	28,685	SH		SOLE		1	0	28,684
EXLSERVICE HOLDINGS INC	COM	302081104	6,241	199	SH		DFND	792	199	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	307,652	8,770	SH		DFND	323	0	0	8,770
PAYPAL HLDGS INC	COM	70450Y103	3,424	59	SH		DFND	159	0	0	59
AMERICAN EXPRESS CO	COM	025816109	1,852	8	SH		DFND	951	0	0	8
CISCO SYS INC	COM	17275R102	2,708	57	SH		DFND	697	0	0	57
CARDINAL HEALTH INC	COM	14149Y108	2,753	28	SH		DFND	969	0	0	28
AEGON LTD	AMER REG 1 CERT	0076CA104	66,615	10,867	SH		DFND	675	0	0	10,867
CARNIVAL CORP	UNIT 99/99/9999	143658300	9,525,813	508,858	SH		SOLE		0	0	508,858
STRYKER CORPORATION	COM	863667101	1,361	4	SH		DFND	697	0	0	4
ISHARES TR	CALIF MUN BD ETF	464288356	145,840	2,564	SH		DFND	1	0	0	2,564
MONDELEZ INTL INC	CL A	609207105	63,640	973	SH		DFND	955	0	0	973
DIAGEO PLC	SPON ADR NEW	25243Q205	126	1	SH		DFND	268	0	0	1
MASTERCARD INCORPORATED	CL A	57636Q104	44,116	100	SH		DFND	80	0	0	100
AMPHENOL CORP NEW	CL A	032095101	1,213	18	SH		DFND	903	0	0	18
ELECTRONIC ARTS INC	COM	285512109	4,180	30	SH		DFND	792	30	0	0
SOLVENTUM CORP	COM SHS	83444M101	1,322	25	SH		DFND	27	0	0	25
UBER TECHNOLOGIES INC	COM	90353T100	5,306	73	SH		DFND	736	0	0	73
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	222,835	4,509	SH		DFND	821	0	0	4,509
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	66,430	922	SH		DFND	321	0	0	922
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	152,158	1,955	SH		DFND	518	0	0	1,955
DOLBY LABORATORIES INC	COM CL A	25659T107	301,736	3,808	SH		SOLE		0	0	3,808
NORDSON CORP	COM	655663102	2,319	10	SH		DFND	969	0	0	10
MICROSOFT CORP	COM	594918104	21,901	49	SH		DFND	268	0	0	49
COMMERCIAL METALS CO	COM	201723103	1,320	24	SH		DFND	493	0	0	24
REGENCY CTRS CORP	COM	758849103	684	11	SH		DFND	697	0	0	11
FISERV INC	COM	337738108	1,043	7	SH		DFND	406	0	0	7
ISHARES TR	CORE S&P500 ETF	464287200	97,407	178	SH		DFND	64	0	0	178
PEMBINA PIPELINE CORP	COM	706327103	46,313	1,249	SH		DFND	661	0	0	1,249
ISHARES INC	CORE MSCI EMKT	46434G103	2,623	49	SH		DFND	893	0	0	49
CME GROUP INC	COM	12572Q105	2,163	11	SH		DFND	264	0	0	11
ELEVANCE HEALTH INC	COM	036752103	14,088	26	SH		DFND	790	0	0	26
AMERISAFE INC	COM	03071H100	6,803	155	SH		DFND	792	155	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	4,077	39	SH		DFND	298	0	0	39
ASE TECHNOLOGY HLDG CO LTD	SPONSORED ADS	00215W100	2,889	253	SH		DFND	951	0	0	253
AVIS BUDGET GROUP	COM	053774105	523	5	SH		DFND	697	0	0	5
BANCO SANTANDER S.A.	ADR	05964H105	50,824	10,977	SH		DFND	916	0	0	10,977
ANSYS INC	COM	03662Q105	1,286	4	SH		DFND	737	0	0	4
WERNER ENTERPRISES INC	COM	950755108	3,117	87	SH		DFND	790	0	0	87
SHOPIFY INC	CL A	82509L107	5,945	90	SH		DFND	707	0	0	90
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	66,934	929	SH		DFND	35	0	0	929
SSGA ACTIVE ETF TR	GLOBL ALLO ETF	78467V400	625,706	14,474	SH		SOLE		0	0	14,474
SCHWAB STRATEGIC TR	US REIT ETF	808524847	59,790	2,994	SH		DFND	212	0	0	2,994
CINCINNATI FINL CORP	COM	172062101	6,567,601	55,611	SH		SOLE		12	0	55,599
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,693	33	SH		DFND	832	0	0	33
CHUYS HLDGS INC	COM	171604101	34,033	1,313	SH		DFND	675	0	0	1,313
W & T OFFSHORE INC	COM	92922P106	43,508	20,331	SH		DFND	675	0	0	20,331
AVANGRID INC	COM	05351W103	10,055	283	SH		DFND	790	0	0	283
SPDR SER TR	PORTFOLIO SHORT	78464A474	1,990	67	SH		DFND	944	0	0	67
ORGANON & CO	COMMON STOCK	68622V106	4,306	208	SH		DFND	400	0	0	208
AFFIRM HLDGS INC	COM CL A	00827B106	423	14	SH		DFND	951	0	0	14
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	81,792	1,136	SH		DFND	168	0	0	1,136
TELADOC HEALTH INC	COM	87918A105	16,900	1,728	SH		DFND	661	0	0	1,728
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	17,925	214	SH		DFND	488	0	0	214
TYSON FOODS INC	CL A	902494103	400	7	SH		DFND	713	7	0	0
GSK PLC	SPONSORED ADR	37733W204	5,891	153	SH		DFND	790	0	0	153
ELI LILLY & CO	COM	532457108	13,581	15	SH		DFND	866	15	0	0
NATERA INC	COM	632307104	217	2	SH		DFND	713	2	0	0
WEATHERFORD INTL PLC	ORD SHS	G48833118	7,714	63	SH		DFND	791	63	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	5,138	173	SH		DFND	145	173	0	0
NORDSTROM INC	COM	655664100	206,521	9,732	SH		SOLE		0	0	9,732
PROGRESSIVE CORP	COM	743315103	10,593	51	SH		DFND	627	0	0	51
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,293,912	17,971	SH		DFND	1	0	0	17,971
INTERDIGITAL INC	COM	45867G101	466	4	SH		DFND	951	0	0	4
HORMEL FOODS CORP	COM	440452100	24,118	791	SH		DFND	675	0	0	791
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	75,635	903	SH		DFND	229	0	0	903
IRON MTN INC DEL	COM	46284V101	107,544	1,200	SH		DFND	918	0	0	1,200
BHP GROUP LTD	SPONSORED ADS	088606108	1,028	18	SH		DFND	810	0	0	18
VANGUARD INDEX FDS	SMALL CP ETF	922908751	61,269	281	SH		DFND	15	281	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	56,285	1,465	SH		DFND	404	0	0	1,465
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	14,796	475	SH		DFND	586	0	0	475
APPLIED MATLS INC	COM	038222105	2,124	9	SH		DFND	415	0	0	9
SEA LTD	SPONSORD ADS	81141R100	2,000	28	SH		DFND	665	0	0	28
O-I GLASS INC	COM	67098H104	501	45	SH		DFND	810	0	0	45
PFIZER INC	COM	717081103	14,228	509	SH		DFND	955	0	0	509
ABBOTT LABS	COM	002824100	1,247	12	SH		DFND	695	0	0	12
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	1,372	106	SH		DFND	665	0	0	106
EXXON MOBIL CORP	COM	30231G102	1,727	15	SH		DFND	934	0	0	15
LEAR CORP	COM NEW	521865204	7,995	70	SH		DFND	916	0	0	70
CHARTER COMMUNICATIONS INC N	CL A	16119P108	1,196	4	SH		DFND	969	0	0	4
REGENERON PHARMACEUTICALS	COM	75886F107	44,143	42	SH		DFND	661	0	0	42
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	45,656	1,212	SH		DFND	61	0	0	1,212
TRACTOR SUPPLY CO	COM	892356106	11,610	43	SH		DFND	916	0	0	43
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	10,735	149	SH		DFND	693	149	0	0
JOHNSON CTLS INTL PLC	SHS	G51502105	11,699	176	SH		DFND	916	0	0	176
METLIFE INC	COM	59156R108	3,931	56	SH		DFND	737	0	0	56
GE AEROSPACE	COM NEW	369604301	63,747	401	SH		DFND	242	0	0	401
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	665,473	17,321	SH		DFND	235	0	0	17,321
BOEING CO	COM	097023105	84,214	463	SH		DFND	955	0	0	463
ISHARES TR	CORE S&P500 ETF	464287200	117,107	214	SH		DFND	815	0	0	214
ISHARES TR	CYBERSECURITY	46435U135	1,085,146	23,616	SH		SOLE		0	0	23,616
TRANE TECHNOLOGIES PLC	SHS	G8994E103	33,222	101	SH		DFND	916	0	0	101
TRANSDIGM GROUP INC	COM	893641100	1,278	1	SH		DFND	600	0	0	1
UBER TECHNOLOGIES INC	COM	90353T100	2,762	38	SH		DFND	665	0	0	38
MARATHON PETE CORP	COM	56585A102	6,072	35	SH		DFND	736	0	0	35
ISHARES TR	CORE US AGGBD ET	464287226	31,548	325	SH		DFND	523	0	0	325
EATON CORP PLC	SHS	G29183103	2,508	8	SH		DFND	665	0	0	8
META PLATFORMS INC	CL A	30303M102	346,399	687	SH		DFND	661	0	0	687
ISHARES TR	3 7 YR TREAS BD	464288661	5,081	44	SH		DFND	88	0	0	44
NEUROCRINE BIOSCIENCES INC	COM	64125C109	413	3	SH		DFND	903	0	0	3
BROWN FORMAN CORP	CL B	115637209	561	13	SH		DFND	697	0	0	13
UBS GROUP AG	SHS	H42097107	45,876	1,553	SH		DFND	661	0	0	1,553
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	195,976	2,720	SH		DFND	340	0	0	2,720
DBX ETF TR	XTRACK MSCI EAFE	233051630	604,185	24,782	SH		SOLE		0	0	24,782
CENTERPOINT ENERGY INC	COM	15189T107	2,385	77	SH		DFND	188	77	0	0
PULTE GROUP INC	COM	745867101	34,792	316	SH		DFND	661	0	0	316
ZENTALIS PHARMACEUTICALS INC	COM	98943L107	54,802	13,399	SH		SOLE		0	0	13,399
BARRICK GOLD CORP	COM	067901108	9,758	585	SH		DFND	791	585	0	0
AT&T INC	COM	00206R102	631	33	SH		DFND	477	0	0	33
FOX FACTORY HLDG CORP	COM	35138V102	411,350	8,536	SH		SOLE		21	0	8,515
TAPESTRY INC	COM	876030107	599	14	SH		DFND	600	0	0	14
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	32,538	542	SH		DFND	80	0	0	542
LAUDER ESTEE COS INC	CL A	518439104	638	6	SH		DFND	713	6	0	0
BANK NEW YORK MELLON CORP	COM	064058100	1,018	17	SH		DFND	969	0	0	17
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,982,398	60,348	SH		DFND	641	0	0	60,348
MOTOROLA SOLUTIONS INC	COM NEW	620076307	1,544	4	SH		DFND	600	0	0	4
SELECT MED HLDGS CORP	COM	81619Q105	1,052	30	SH		DFND	810	0	0	30
EASTMAN CHEM CO	COM	277432100	45,850	468	SH		DFND	400	0	0	468
ISHARES INC	CORE MSCI EMKT	46434G103	78,275	1,462	SH		DFND	251	0	0	1,462
WALMART INC	COM	931142103	113,936,705	1,682,716	SH		SOLE		2,801	0	1,679,915
AMAZON COM INC	COM	023135106	19,518	101	SH		DFND	951	0	0	101
REPUBLIC SVCS INC	COM	760759100	194	1	SH		DFND	416	0	0	1
EATON CORP PLC	SHS	G29183103	10,347	33	SH		DFND	736	0	0	33
MARKEL GROUP INC	COM	570535104	1,576	1	SH		DFND	816	0	0	1
LAS VEGAS SANDS CORP	COM	517834107	4,381	99	SH		DFND	260	0	0	99
THE CIGNA GROUP	COM	125523100	23,470	71	SH		DFND	916	0	0	71
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	36,432	629	SH		DFND	460	0	0	629
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	44,816	864	SH		DFND	800	0	0	864
HUBBELL INC	COM	443510607	731	2	SH		DFND	695	0	0	2
SPDR SER TR	PORTFOLIO SHORT	78464A474	25,245	850	SH		DFND	88	0	0	850
MOOG INC	CL A	615394202	1,506	9	SH		DFND	951	0	0	9
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	189,852	2,635	SH		DFND	4	0	0	2,635
SM ENERGY CO	COM	78454L100	1,950,430	45,118	SH		SOLE		116	0	45,002
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	19,014	227	SH		DFND	815	0	0	227
MICRON TECHNOLOGY INC	COM	595112103	8,286	63	SH		DFND	736	0	0	63
STELLANTIS N.V	SHS	N82405106	19,612	988	SH		DFND	916	0	0	988
ABBVIE INC	COM	00287Y109	6,003	35	SH		DFND	970	0	0	35
CORNING INC	COM	219350105	1,904	49	SH		DFND	736	0	0	49
GRANITE CONSTR INC	COM	387328107	682	11	SH		DFND	965	0	0	11
SPDR SER TR	S&P BK ETF	78464A797	292,864	6,313	SH		SOLE		0	0	6,313
HP INC	COM	40434L105	7,056,629	201,503	SH		SOLE		436	0	201,067
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	3,436	59	SH		DFND	865	0	0	59
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	12,330	321	SH		DFND	455	0	0	321
ELEVANCE HEALTH INC	COM	036752103	1,626	3	SH		DFND	600	0	0	3
TOYOTA MOTOR CORP	ADS	892331307	142,249	694	SH		DFND	661	0	0	694
EATON VANCE SHORT DURATION D	COM	27828V104	115,819	10,724	SH		SOLE		0	0	10,724
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,272	98	SH		DFND	59	0	0	98
WASTE CONNECTIONS INC	COM	94106B101	5,612	32	SH		DFND	665	0	0	32
US BANCORP DEL	COM NEW	902973304	715	18	SH		DFND	965	0	0	18
CITIGROUP INC	COM NEW	172967424	1,396	22	SH		DFND	188	22	0	0
EXELON CORP	COM	30161N101	1,834	53	SH		DFND	713	53	0	0
INVESCO LTD	SHS	G491BT108	430,321	28,765	SH		SOLE		0	0	28,765
SPDR SER TR	PORTFOLIO SHORT	78464A474	14,464	487	SH		DFND	587	0	0	487
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	44,987,650	1,738,989	SH		SOLE		0	0	1,738,989
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	97,369	2,535	SH		DFND	720	0	0	2,535
PROGRESSIVE CORP	COM	743315103	2,908	14	SH		DFND	665	0	0	14
PFIZER INC	COM	717081103	17,683	632	SH		DFND	480	0	0	632
LOCKHEED MARTIN CORP	COM	539830109	173,761	372	SH		DFND	1	0	0	372
ISHARES TR	CORE MSCI INTL	46435G326	163,312	2,488	SH		DFND	482	0	0	2,488
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	910	3	SH		DFND	933	0	0	3
CRESCENT ENERGY COMPANY	CL A COM	44952J104	26,852	2,266	SH		DFND	661	0	0	2,266
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	5,922	76	SH		DFND	1	0	0	76
COSTCO WHSL CORP NEW	COM	22160K105	10,200	12	SH		DFND	695	0	0	12
SEA LTD	SPONSORD ADS	81141R100	1,571	22	SH		DFND	189	22	0	0
LIVE NATION ENTERTAINMENT IN	COM	538034109	3,093	33	SH		DFND	736	0	0	33
MORGAN STANLEY	COM NEW	617446448	38,876	400	SH		DFND	80	0	0	400
SPDR SER TR	PORTFOLIO S&P500	78464A854	115,008	1,797	SH		DFND	67	0	0	1,797
ENVIRI CORP	COM	415864107	196,427	22,761	SH		SOLE		0	0	22,761
TENCENT MUSIC ENTMT GROUP	SPON ADS	88034P109	3,779	269	SH		DFND	790	0	0	269
SPDR SER TR	RUSSELL YIELD	78468R770	24,305,494	234,295	SH		SOLE		0	0	234,295
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	193,486	2,310	SH		DFND	237	0	0	2,310
INVESCO QQQ TR	UNIT SER 1	46090E103	44,078	92	SH		DFND	517	0	0	92
APPLE INC	COM	037833100	26,538	126	SH		DFND	797	0	0	126
ISHARES TR	ESG AWARE MSCI	46435U663	64,642	1,679	SH		DFND	217	0	0	1,679
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	59,105	1,149	SH		DFND	102	0	0	1,149
ICICI BANK LIMITED	ADR	45104G104	1,306,753	45,358	SH		SOLE		108	0	45,250
ELANCO ANIMAL HEALTH INC	COM	28414H103	737,907	51,137	SH		SOLE		13	0	51,124
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,910	8	SH		DFND	969	0	0	8
HOULIHAN LOKEY INC	CL A	441593100	487,384	3,614	SH		SOLE		0	0	3,614
ISHARES TR	CORE S&P TTL STK	464287150	192,780	1,623	SH		DFND	373	0	0	1,623
GSK PLC	SPONSORED ADR	37733W204	924	24	SH		DFND	600	0	0	24
TAYLOR MORRISON HOME CORP	COM	87724P106	1,079,339	19,469	SH		SOLE		50	0	19,419
VANGUARD INDEX FDS	MID CAP ETF	922908629	167,775	693	SH		DFND	679	0	0	693
COLUMBIA BKG SYS INC	COM	197236102	16,190	814	SH		DFND	661	0	0	814
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,769	45	SH		DFND	52	0	0	45
TANDEM DIABETES CARE INC	COM NEW	875372203	478,041	11,865	SH		SOLE		23	0	11,842
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,187	190	SH		DFND	938	0	0	190
ISHARES TR	CORE S&P TTL STK	464287150	95,618	805	SH		DFND	333	0	0	805
APA CORPORATION	COM	03743Q108	1,914	65	SH		DFND	713	65	0	0
LOCKHEED MARTIN CORP	COM	539830109	44,842	96	SH		DFND	637	0	0	96
NXP SEMICONDUCTORS N V	COM	N6596X109	2,153	8	SH		DFND	695	0	0	8
VISTRA CORP	COM	92840M102	10,748	125	SH		DFND	791	125	0	0
REGENCY CTRS CORP	COM	758849103	10,823	174	SH		DFND	916	0	0	174
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	3,980	188	SH		DFND	707	0	0	188
VANGUARD INDEX FDS	MID CAP ETF	922908629	76,019	314	SH		DFND	400	0	0	314
ALIGNMENT HEALTHCARE INC	COM	01625V104	993	127	SH		DFND	810	0	0	127
MANULIFE FINL CORP	COM	56501R106	2,369	89	SH		DFND	268	0	0	89
ISHARES INC	CORE MSCI EMKT	46434G103	1,445	27	SH		DFND	620	0	0	27
GREAT SOUTHN BANCORP INC	COM	390905107	7,563	136	SH		DFND	792	136	0	0
ISHARES TR	CORE US AGGBD ET	464287226	16,114	166	SH		DFND	473	0	0	166
COMPANHIA DE SANEAMENTO BASI	SPONSORED ADR	20441A102	2,381	177	SH		DFND	707	0	0	177
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	144,775	4,127	SH		DFND	383	0	0	4,127
EXTRA SPACE STORAGE INC	COM	30225T102	2,176	14	SH		DFND	188	14	0	0
REYNOLDS CONSUMER PRODS INC	COM	76171L106	1,455	52	SH		DFND	665	0	0	52
ISHARES TR	CONV BD ETF	46435G102	55,827	710	SH		DFND	961	0	0	710
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,946,786	7,799	SH		DFND	237	0	0	7,799
SOLITARIO RESOURCES CORP	COM	8342EP107	22,125	25,000	SH		SOLE		0	0	25,000
DOW INC	COM	260557103	14,589	275	SH		DFND	374	0	0	275
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	13,558	174	SH		DFND	835	174	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	353,349	9,197	SH		DFND	360	0	0	9,197
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	8,495	28	SH		DFND	969	0	0	28
LINCOLN NATL CORP IND	COM	534187109	1,555	50	SH		DFND	695	0	0	50
HEALTHEQUITY INC	COM	42226A107	1,379	16	SH		DFND	737	0	0	16
PROGRESSIVE CORP	COM	743315103	415	2	SH		DFND	951	0	0	2
EXTREME NETWORKS	COM	30226D106	3,188	237	SH		DFND	790	0	0	237
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,497	65	SH		DFND	518	0	0	65
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	8,879	106	SH		DFND	261	0	0	106
UNION PAC CORP	COM	907818108	9,050	40	SH		DFND	259	0	0	40
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	505,979	28,635	SH		SOLE		4,447	0	24,188
NORTHWEST BANCSHARES INC MD	COM	667340103	136,842	11,848	SH		SOLE		0	0	11,848
COHEN & STEERS INC	COM	19247A100	11,159	154	SH		DFND	374	0	0	154
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	79,304	1,221	SH		DFND	220	0	0	1,221
MONOLITHIC PWR SYS INC	COM	609839105	1,643	2	SH		DFND	188	2	0	0
OAKTREE SPECIALTY LENDING CO	COM	67401P405	14,672	780	SH		DFND	399	780	0	0
GOGO INC	COM	38046C109	22,713	2,361	SH		DFND	675	0	0	2,361
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,870	283	SH		DFND	77	0	0	283
ISHARES INC	CORE MSCI EMKT	46434G103	1,927	36	SH		DFND	832	0	0	36
BAXTER INTL INC	COM	071813109	535	16	SH		DFND	697	0	0	16
GREENBRIER COS INC	COM	393657101	1,078,858	21,773	SH		SOLE		6	0	21,767
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	1,200	9	SH		DFND	970	0	0	9
AIRBNB INC	COM CL A	009066101	1,213	8	SH		DFND	697	0	0	8
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,072,676	30,578	SH		DFND	630	0	0	30,578
INTER PARFUMS INC	COM	458334109	264,316	2,278	SH		SOLE		3	0	2,275
SPDR SER TR	PORTFOLIO S&P400	78464A847	217,204	4,234	SH		DFND	538	0	0	4,234
JPMORGAN CHASE & CO.	COM	46625H100	17,192	85	SH		DFND	695	0	0	85
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	54,192	902	SH		DFND	65	0	0	902
DOMINION ENERGY INC	COM	25746U109	19,375	395	SH		DFND	374	0	0	395
SCHWAB STRATEGIC TR	US REIT ETF	808524847	77,524	3,882	SH		DFND	18	0	0	3,882
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	355,731	9,259	SH		DFND	507	0	0	9,259
ALCON AG	ORD SHS	H01301128	37,325	419	SH		DFND	1	0	0	419
ISHARES TR	CORE MSCI INTL	46435G326	116,708	1,778	SH		DFND	943	0	0	1,778
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	23,223	399	SH		DFND	583	0	0	399
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	20,455	543	SH		DFND	389	0	0	543
DANAHER CORPORATION	COM	235851102	9,994	40	SH		DFND	737	0	0	40
MASTERCARD INCORPORATED	CL A	57636Q104	19,411	44	SH		DFND	737	0	0	44
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	721	10	SH		DFND	414	0	0	10
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,110	107	SH		DFND	673	0	0	107
ISHARES INC	CORE MSCI EMKT	46434G103	5,888	110	SH		DFND	63	0	0	110
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	140,347	2,336	SH		DFND	359	0	0	2,336
ISHARES TR	NATIONAL MUN ETF	464288414	12,999	122	SH		DFND	26	0	0	122
COLGATE PALMOLIVE CO	COM	194162103	1,747	18	SH		DFND	600	0	0	18
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	10,871	349	SH		DFND	497	349	0	0
CISCO SYS INC	COM	17275R102	4,276	90	SH		DFND	826	0	0	90
BLACKSTONE INC	COM	09260D107	2,105	17	SH		DFND	970	0	0	17
VISA INC	COM CL A	92826C839	262	1	SH		DFND	406	0	0	1
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	781,504	8,290	SH		SOLE		0	0	8,290
MICROSOFT CORP	COM	594918104	4,916	11	SH		DFND	980	0	0	11
AMERICAN TOWER CORP NEW	COM	03027X100	5,637	29	SH		DFND	736	0	0	29
FERRARI N V	COM	N3167Y103	817	2	SH		DFND	600	0	0	2
AMPLIFY ETF TR	AMPLIFY CYBERSEC	032108664	1,012,294	15,639	SH		SOLE		0	0	15,639
REVOLUTION MEDICINES INC	COM	76155X100	1,281	33	SH		DFND	810	0	0	33
READY CAPITAL CORP	COM	75574U101	24,671	3,016	SH		DFND	661	0	0	3,016
HARTFORD FINL SVCS GROUP INC	COM	416515104	4,926	49	SH		DFND	736	0	0	49
EVERI HLDGS INC	COM	30034T103	1,159	138	SH		DFND	810	0	0	138
SPDR SER TR	PORTFOLIO INTRMD	78464A375	79,023	2,427	SH		DFND	14	0	0	2,427
ISHARES INC	CORE MSCI EMKT	46434G103	30,566	571	SH		DFND	268	0	0	571
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	35,957	699	SH		DFND	207	0	0	699
STEPSTONE GROUP INC	COM CL A	85914M107	39,603	863	SH		DFND	675	0	0	863
RTX CORPORATION	COM	75513E101	4,116	41	SH		DFND	951	0	0	41
SHERWIN WILLIAMS CO	COM	824348106	10,445	35	SH		DFND	791	35	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	41,044	1,170	SH		DFND	692	1,170	0	0
MARTIN MARIETTA MATLS INC	COM	573284106	1,084	2	SH		DFND	970	0	0	2
SALESFORCE INC	COM	79466L302	514	2	SH		DFND	934	0	0	2
OUTFRONT MEDIA INC	COM	69007J106	47,419	3,316	SH		DFND	661	0	0	3,316
ISHARES TR	RUSSELL 3000 ETF	464287689	413,000	1,338	SH		DFND	152	0	0	1,338
HORMEL FOODS CORP	COM	440452100	1,525	50	SH		DFND	415	0	0	50
PFIZER INC	COM	717081103	3,917	140	SH		DFND	816	0	0	140
AMERICAN AIRLS GROUP INC	COM	02376R102	419	37	SH		DFND	697	0	0	37
NOMURA HLDGS INC	SPONSORED ADR	65535H208	10,213	1,767	SH		DFND	792	1,767	0	0
JOHNSON OUTDOORS INC	CL A	479167108	239,018	6,833	SH		SOLE		38	0	6,795
CONOCOPHILLIPS	COM	20825C104	26,307	230	SH		DFND	917	0	0	230
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	7,758	29	SH		DFND	84	0	0	29
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,842	133	SH		DFND	231	0	0	133
TJX COS INC NEW	COM	872540109	31,312,953	284,405	SH		SOLE		616	0	283,789
AGNICO EAGLE MINES LTD	COM	008474108	1,373	21	SH		DFND	816	0	0	21
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	10,831	186	SH		DFND	608	0	0	186
DIMENSIONAL ETF TRUST	US SMALL CAP VAL	25434V815	6,792	236	SH		DFND	703	0	0	236
CARVANA CO	CL A	146869102	30,249	235	SH		DFND	675	0	0	235
AMAZON COM INC	COM	023135106	30,727	159	SH		DFND	665	0	0	159
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	14,404	375	SH		DFND	850	0	0	375
UNDER ARMOUR INC	CL C	904311206	198,438	30,389	SH		SOLE		0	0	30,389
MCDONALDS CORP	COM	580135101	30,581	120	SH		DFND	31	0	0	120
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	1,374	7	SH		DFND	737	0	0	7
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	319	6	SH		DFND	815	0	0	6
FREEPORT-MCMORAN INC	CL B	35671D857	680	14	SH		DFND	965	0	0	14
ISHARES BITCOIN TR	SHS	46438F101	3,755	110	SH		DFND	488	0	0	110
BERRY CORP	COM	08579X101	2,610	404	SH		DFND	790	0	0	404
VANGUARD INDEX FDS	SMALL CP ETF	922908751	175,958	807	SH		DFND	237	0	0	807
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	52,655	1,501	SH		DFND	504	0	0	1,501
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	30,404	391	SH		DFND	724	0	0	391
BAXTER INTL INC	COM	071813109	8,831	264	SH		DFND	916	0	0	264
AIRBNB INC	COM CL A	009066101	910	6	SH		DFND	810	0	0	6
VANGUARD STAR FDS	VG TL INTL STK F	921909768	33,587	557	SH		DFND	469	557	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	13	0	SH		DFND	290	0	0	0
BRINKS CO	COM	109696104	614	6	SH		DFND	903	0	0	6
GLADSTONE COMMERCIAL CORP	COM	376536108	32,778	2,297	SH		DFND	675	0	0	2,297
ISHARES INC	CORE MSCI EMKT	46434G103	5,407	101	SH		DFND	602	101	0	0
GRAINGER W W INC	COM	384802104	902	1	SH		DFND	697	0	0	1
FUNDX INVT TR	FUNDX ETF	360876809	894,216	13,490	SH		SOLE		0	0	13,490
INVESCO EXCH TRADED FD TR II	CALIF AMT MUN	46138E206	486,295	19,712	SH		SOLE		0	0	19,712
DISNEY WALT CO	COM	254687106	1,390	14	SH		DFND	266	0	0	14
SIMON PPTY GROUP INC NEW	COM	828806109	759	5	SH		DFND	695	0	0	5
REVVITY INC	COM	714046109	2,517	24	SH		DFND	969	0	0	24
CARRIER GLOBAL CORPORATION	COM	14448C104	1,703	27	SH		DFND	810	0	0	27
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	59,758	410	SH		DFND	848	0	0	410
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,272	51	SH		DFND	521	0	0	51
ISHARES TR	NATIONAL MUN ETF	464288414	678,617	6,369	SH		DFND	641	0	0	6,369
ISHARES TR	RUSSELL 3000 ETF	464287689	20,990	68	SH		DFND	255	0	0	68
AMKOR TECHNOLOGY INC	COM	031652100	10,245	256	SH		DFND	627	0	0	256
COLGATE PALMOLIVE CO	COM	194162103	3,202	33	SH		DFND	790	0	0	33
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	65,537	216	SH		DFND	916	0	0	216
ISHARES TR	MSCI USA QLT FCT	46432F339	190,056	1,113	SH		DFND	743	0	0	1,113
DIMENSIONAL ETF TRUST	NATL MUN BD ETF	25434V849	266,366	5,576	SH		SOLE		0	0	5,576
WESTROCK CO	COM	96145D105	1,156	23	SH		DFND	970	0	0	23
ISHARES TR	FALN ANGLS USD	46435G474	2,986	114	SH		DFND	689	0	0	114
UNION PAC CORP	COM	907818108	4,525	20	SH		DFND	685	0	0	20
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	27,344	421	SH		DFND	593	0	0	421
ISHARES TR	MSCI KLD400 SOC	464288570	14,539	140	SH		DFND	157	0	0	140
REALTY INCOME CORP	COM	756109104	160,784	3,044	SH		DFND	922	0	0	3,044
LEAR CORP	COM NEW	521865204	457	4	SH		DFND	697	0	0	4
SCHWAB STRATEGIC TR	US REIT ETF	808524847	24,463	1,225	SH		DFND	178	0	0	1,225
AMAZON COM INC	COM	023135106	15,847	82	SH		DFND	627	0	0	82
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	24,273	80	SH		DFND	742	0	0	80
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	145,976	2,272	SH		DFND	858	0	0	2,272
ISHARES TR	CONV BD ETF	46435G102	69,709	887	SH		SOLE		0	0	887
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	370,935	1,486	SH		DFND	15	1,486	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,038	21	SH		DFND	112	0	0	21
VANECK ETF TRUST	PREFERRED SECURT	92189F429	973,558	56,275	SH		SOLE		0	0	56,275
COHEN & STEERS INC	COM	19247A100	1,669	23	SH		DFND	810	0	0	23
OREILLY AUTOMOTIVE INC	COM	67103H107	397,079	376	SH		DFND	675	0	0	376
SPDR SER TR	PORTFOLIO S&P400	78464A847	119,888	2,337	SH		DFND	527	0	0	2,337
ISHARES TR	CORE S&P500 ETF	464287200	449,823	822	SH		DFND	229	0	0	822
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	25,192	138	SH		DFND	374	0	0	138
BROADCOM INC	COM	11135F101	8,028	5	SH		DFND	600	0	0	5
TRAVEL PLUS LEISURE CO	COM	894164102	539,401	11,992	SH		SOLE		0	0	11,992
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,053	47	SH		DFND	749	47	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,323	60	SH		DFND	59	0	0	60
RTX CORPORATION	COM	75513E101	7,228	72	SH		DFND	414	0	0	72
ISHARES TR	EAFE SML CP ETF	464288273	21,266	345	SH		DFND	488	0	0	345
VERRICA PHARMACEUTICALS INC	COM	92511W108	2,807	385	SH		DFND	791	385	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	193,486	2,310	SH		DFND	236	0	0	2,310
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	19,110	213	SH		DFND	221	213	0	0
UNITED PARKS & RESORTS INC	COM	81282V100	255,854	4,711	SH		SOLE		7	0	4,704
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	35,579	133	SH		DFND	299	0	0	133
SOLVENTUM CORP	COM SHS	83444M101	2,644	50	SH		DFND	400	0	0	50
WESTROCK CO	COM	96145D105	1,354,457	26,949	SH		SOLE		38	0	26,911
FACTSET RESH SYS INC	COM	303075105	2,041	5	SH		DFND	713	5	0	0
NETFLIX INC	COM	64110L106	47,242	70	SH		DFND	243	0	0	70
VERIZON COMMUNICATIONS INC	COM	92343V104	17,981	436	SH		DFND	141	0	0	436
META PLATFORMS INC	CL A	30303M102	50,422	100	SH		DFND	751	0	0	100
MARCUS & MILLICHAP INC	COM	566324109	226,377	7,182	SH		SOLE		66	0	7,116
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	65,807	246	SH		DFND	19	0	0	246
ISHARES TR	SHRT NAT MUN ETF	464288158	36,802	352	SH		DFND	206	0	0	352
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	45,536,468	1,461,845	SH		SOLE		0	0	1,461,845
RED ROCK RESORTS INC	CL A	75700L108	26,311	479	SH		DFND	661	0	0	479
AVANGRID INC	COM	05351W103	995	28	SH		DFND	600	0	0	28
ARCELORMITTAL SA LUXEMBOURG	NY REGISTRY SH	03938L203	59,045	2,575	SH		DFND	675	0	0	2,575
CARDIFF ONCOLOGY INC	COM	14147L108	121,512	54,735	SH		SOLE		0	0	54,735
BANC OF CALIFORNIA INC	COM	05990K106	3,118	244	SH		DFND	791	244	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	3,364	56	SH		DFND	396	0	0	56
PFIZER INC	COM	717081103	3,330	119	SH		DFND	695	0	0	119
AMERICAN TOWER CORP NEW	COM	03027X100	2,333	12	SH		DFND	665	0	0	12
BROADCOM INC	COM	11135F101	1,624	200	SH	Put	SOLE		0	0	200
ISHARES TR	SHRT NAT MUN ETF	464288158	3,764	36	SH		DFND	392	0	0	36
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	265,435	5,371	SH		DFND	15	5,371	0	0
WISDOMTREE TR	US AI ENHANCED	97717W406	248,701	2,492	SH		SOLE		0	0	2,492
CSG SYS INTL INC	COM	126349109	16,880	410	SH		DFND	661	0	0	410
INTERNATIONAL PAPER CO	COM	460146103	604	14	SH		DFND	713	14	0	0
GILEAD SCIENCES INC	COM	375558103	1,715	25	SH		DFND	263	0	0	25
ISHARES TR	CORE US AGGBD ET	464287226	33,101	341	SH		DFND	503	0	0	341
COMPANIA CERVECERIAS UNIDAS	SPONSORED ADR	204429104	177,790	15,623	SH		SOLE		45	0	15,578
NIKE INC	CL B	654106103	3,015	40	SH		DFND	737	0	0	40
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	37,860	736	SH		DFND	28	0	0	736
SPDR SER TR	PORTFOLIO S&P400	78464A847	14,467	282	SH		DFND	320	0	0	282
ISHARES TR	SHRT NAT MUN ETF	464288158	7,737	74	SH		DFND	514	0	0	74
BOEING CO	COM	097023105	8,554	47	SH		DFND	792	47	0	0
SCHWAB CHARLES CORP	COM	808513105	2,800	38	SH		DFND	970	0	0	38
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	398,021	10,566	SH		DFND	427	0	0	10,566
FIRSTENERGY CORP	COM	337932107	1,148	30	SH		DFND	736	0	0	30
CME GROUP INC	COM	12572Q105	1,966	10	SH		DFND	263	0	0	10
SPDR SER TR	PORTFOLIO SHORT	78464A474	97,862	3,295	SH		DFND	287	0	0	3,295
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	78,402	1,305	SH		DFND	815	0	0	1,305
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	1,690	57	SH		DFND	816	0	0	57
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,768	42	SH		DFND	116	0	0	42
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	11,907	310	SH		DFND	517	0	0	310
SEA LTD	SPONSORD ADS	81141R100	11,356	159	SH		DFND	916	0	0	159
ISHARES INC	CORE MSCI EMKT	46434G103	228,252	4,264	SH		DFND	760	0	0	4,264
RYDER SYS INC	COM	783549108	1,115	9	SH		DFND	737	0	0	9
QUEST DIAGNOSTICS INC	COM	74834L100	411	3	SH		DFND	903	0	0	3
REVOLUTION MEDICINES INC	COM	76155X100	4,114	106	SH		DFND	792	106	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	135,945	2,650	SH		DFND	316	0	0	2,650
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,675	52	SH		DFND	288	52	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	7,320,633	142,814	SH		SOLE		0	0	142,814
MICROSOFT CORP	COM	594918104	12,515	28	SH		DFND	577	0	0	28
HONEYWELL INTL INC	COM	438516106	7,047	33	SH		DFND	826	0	0	33
AMERICAN AIRLS GROUP INC	COM	02376R102	850	75	SH		DFND	695	0	0	75
ABBVIE INC	COM	00287Y109	21,440	125	SH		DFND	357	125	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	25,188	491	SH		DFND	773	0	0	491
ITRON INC	COM	465741106	9,005	91	SH		DFND	792	91	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	12,112	135	SH		DFND	658	0	0	135
ONEOK INC NEW	COM	682680103	816	10	SH		DFND	713	10	0	0
ISHARES TR	CORE S&P US GWT	464287671	8,592,894	67,406	SH		SOLE		0	0	67,406
FIDELITY COVINGTON TRUST	ENHANCED LARGE	31609A305	706,499	21,900	SH		SOLE		0	0	21,900
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,656	104	SH		DFND	166	0	0	104
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	5,846	90	SH		DFND	193	0	0	90
MICROSTRATEGY INC	CL A NEW	594972408	49,589	36	SH		DFND	675	0	0	36
GLACIER BANCORP INC NEW	COM	37637Q105	29,147	781	SH		DFND	661	0	0	781
SPDR SER TR	PORTFOLIO S&P400	78464A847	22,880	446	SH		DFND	378	0	0	446
CHENIERE ENERGY PARTNERS LP	COM UNIT	16411Q101	275,556	5,611	SH		SOLE		0	0	5,611
COCA COLA CO	COM	191216100	16,676	262	SH		DFND	790	0	0	262
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,584	87	SH		DFND	40	0	0	87
PPL CORP	COM	69351T106	1,521	55	SH		DFND	695	0	0	55
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	5,204	58	SH		DFND	288	58	0	0
SASOL LTD	SPONSORED ADR	803866300	888,464	116,750	SH		SOLE		778	0	115,972
UNITED PARCEL SERVICE INC	CL B	911312106	13,685	100	SH		DFND	80	0	0	100
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	33,179	645	SH		DFND	27	0	0	645
BAXTER INTL INC	COM	071813109	1,405	42	SH		DFND	695	0	0	42
EMERSON ELEC CO	COM	291011104	4,076	37	SH		DFND	737	0	0	37
ISHARES TR	MSCI INTL VLU FT	46435G409	495,210	18,047	SH		SOLE		0	0	18,047
NIO INC	SPON ADS	62914V106	1,102,132	264,936	SH		SOLE		262	0	264,674
ALCON AG	ORD SHS	H01301128	67,612	759	SH		DFND	661	0	0	759
JPMORGAN CHASE & CO.	COM	46625H100	40,452	200	SH		DFND	284	200	0	0
GENERAL DYNAMICS CORP	COM	369550108	58,028	200	SH		DFND	616	0	0	200
VERTEX PHARMACEUTICALS INC	COM	92532F100	49,684	106	SH		DFND	661	0	0	106
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	63,684	1,658	SH		DFND	212	0	0	1,658
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	458,531	8,840	SH		DFND	300	0	0	8,840
BANK AMERICA CORP	COM	060505104	36,151	909	SH		DFND	154	0	0	909
CORTEVA INC	COM	22052L104	971	18	SH		DFND	627	0	0	18
WAYFAIR INC	CL A	94419L101	684,224	12,976	SH		SOLE		96	0	12,880
ISHARES TR	CORE US AGGBD ET	464287226	29,703	306	SH		DFND	646	0	0	306
OPEN TEXT CORP	COM	683715106	728,091	24,237	SH		SOLE		189	0	24,048
VANGUARD INDEX FDS	MID CAP ETF	922908629	69,725	288	SH		DFND	482	0	0	288
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	118,594	1,646	SH		DFND	88	0	0	1,646
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	487,924	9,873	SH		DFND	417	0	0	9,873
JPMORGAN CHASE & CO.	COM	46625H100	842,615	4,166	SH		DFND	675	0	0	4,166
GLACIER BANCORP INC NEW	COM	37637Q105	1,306	35	SH		DFND	737	0	0	35
RESIDEO TECHNOLOGIES INC	COM	76118Y104	2,856	146	SH		DFND	707	0	0	146
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,881	97	SH		DFND	28	0	0	97
MATIV HOLDINGS INC	COM	808541106	183,627	10,827	SH		SOLE		0	0	10,827
SOUTHWEST GAS HLDGS INC	COM	844895102	996,308	14,156	SH		SOLE		8	0	14,148
STEPSTONE GROUP INC	COM CL A	85914M107	35,289	769	SH		DFND	661	0	0	769
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	455	7	SH		DFND	542	0	0	7
ISHARES INC	CORE MSCI EMKT	46434G103	22,268	416	SH		DFND	232	0	0	416
BOYD GAMING CORP	COM	103304101	496	9	SH		DFND	903	0	0	9
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	3,077,386	28,355	SH		SOLE		5	0	28,350
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	93,007	1,195	SH		DFND	411	0	0	1,195
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	92,826	347	SH		DFND	939	0	0	347
INTERFACE INC	COM	458665304	267,528	18,224	SH		SOLE		0	0	18,224
HOST HOTELS & RESORTS INC	COM	44107P104	90	5	SH		DFND	416	0	0	5
MONDELEZ INTL INC	CL A	609207105	3,337	51	SH		DFND	713	51	0	0
CADENCE DESIGN SYSTEM INC	COM	127387108	33,853	110	SH		DFND	661	0	0	110
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	67,727	940	SH		DFND	295	0	0	940
HANOVER INS GROUP INC	COM	410867105	6,397	51	SH		DFND	792	51	0	0
ENBRIDGE INC	COM	29250N105	4,093	115	SH		DFND	357	115	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	5,260	73	SH		DFND	895	0	0	73
ISHARES TR	CORE S&P500 ETF	464287200	15,322	28	SH		DFND	54	0	0	28
NUCOR CORP	COM	670346105	74,298	470	SH		DFND	918	0	0	470
LEGGETT & PLATT INC	COM	524660107	6,200	541	SH		DFND	792	541	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	7,130	14	SH		DFND	263	0	0	14
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	346	9	SH		DFND	254	0	0	9
COSTCO WHSL CORP NEW	COM	22160K105	128,348	151	SH		DFND	916	0	0	151
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	66,075	247	SH		DFND	34	0	0	247
EXXON MOBIL CORP	COM	30231G102	115,120	1,000	SH		DFND	548	0	0	1,000
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	51,075	639	SH		DFND	481	0	0	639
LIVE NATION ENTERTAINMENT IN	COM	538034109	469	5	SH		DFND	903	0	0	5
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	17,750	462	SH		DFND	846	0	0	462
PROSPERITY BANCSHARES INC	COM	743606105	181,097	2,962	SH		SOLE		134	0	2,828
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	8,335	217	SH		DFND	298	0	0	217
CENOVUS ENERGY INC	COM	15135U109	1,376	70	SH		DFND	665	0	0	70
JOHNSON & JOHNSON	COM	478160104	21,778	149	SH		DFND	707	0	0	149
ISHARES INC	CORE MSCI EMKT	46434G103	1,874	35	SH		DFND	824	0	0	35
BLACKSTONE SECD LENDING FD	COMMON STOCK	09261X102	52,220,568	1,705,440	SH		SOLE		6,622	0	1,698,818
SHOPIFY INC	CL A	82509L107	57,133	865	SH		DFND	661	0	0	865
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	1,549	15	SH		DFND	737	0	0	15
AMGEN INC	COM	031162100	498,983	1,597	SH		DFND	135	1,597	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	5,542	60	SH		DFND	969	0	0	60
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	196,276	3,784	SH		DFND	370	3,784	0	0
INSMED INC	COM PAR $.01	457669307	402	6	SH		DFND	951	0	0	6
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	68,930	1,340	SH		DFND	397	0	0	1,340
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	29,559	492	SH		DFND	608	0	0	492
COOPER COS INC	COM	216648501	1,397	16	SH		DFND	736	0	0	16
KB FINL GROUP INC	SPONSORED ADR	48241A105	2,604	46	SH		DFND	816	0	0	46
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	47,440	400	SH		DFND	49	0	0	400
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	529,620	13,785	SH		DFND	561	0	0	13,785
WELLS FARGO CO NEW	COM	949746101	18,055	304	SH		DFND	792	304	0	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	680	10	SH		DFND	965	0	0	10
TWIST BIOSCIENCE CORP	COM	90184D100	444	9	SH		DFND	951	0	0	9
EQUINIX INC	COM	29444U700	5,296	7	SH		DFND	736	0	0	7
DIAGEO PLC	SPON ADR NEW	25243Q205	504	4	SH		DFND	903	0	0	4
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	43,235	988	SH		DFND	335	0	0	988
XP INC	CL A	G98239109	2,216	126	SH		DFND	816	0	0	126
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,460	38	SH		DFND	876	0	0	38
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	529,593	10,210	SH		DFND	642	0	0	10,210
WARNER BROS DISCOVERY INC	COM SER A	934423104	82	11	SH		DFND	416	0	0	11
XP INC	CL A	G98239109	426,663	24,256	SH		SOLE		53	0	24,203
SPDR SER TR	PORTFOLIO S&P600	78468R853	60,800	1,464	SH		DFND	612	0	0	1,464
LIBERTY BROADBAND CORP	COM SER A	530307107	2,948	54	SH		DFND	790	0	0	54
WESBANCO INC	COM	950810101	38,069	1,364	SH		DFND	661	0	0	1,364
EVOLENT HEALTH INC	CL A	30050B101	345,900	18,091	SH		SOLE		58	0	18,033
GE AEROSPACE	COM NEW	369604301	8,107	51	SH		DFND	493	0	0	51
SHELL PLC	SPON ADS	780259305	18,045	250	SH		DFND	791	250	0	0
ISHARES TR	CORE US AGGBD ET	464287226	5,339	55	SH		DFND	729	55	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	843,216	3,378	SH		DFND	641	0	0	3,378
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	14,593	159	SH		DFND	178	0	0	159
GOODYEAR TIRE & RUBR CO	COM	382550101	454	40	SH		DFND	951	0	0	40
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,899,363	24,404	SH		DFND	162	0	0	24,404
ECOLAB INC	COM	278865100	4,760	20	SH		DFND	736	0	0	20
VOYA FINANCIAL INC	COM	929089100	285	4	SH		DFND	903	0	0	4
NORTHROP GRUMMAN CORP	COM	666807102	16,895,315	38,755	SH		SOLE		6	0	38,749
SCHLUMBERGER LTD	COM STK	806857108	519	11	SH		DFND	903	0	0	11
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	36,469	607	SH		DFND	32	607	0	0
CHART INDS INC	COM	16115Q308	20,352	141	SH		DFND	675	0	0	141
SCHWAB STRATEGIC TR	US REIT ETF	808524847	4,413	221	SH		DFND	418	221	0	0
MERCK & CO INC	COM	58933Y105	96,316	778	SH		DFND	661	0	0	778
TRAVERE THERAPEUTICS INC	COM	89422G107	3,896	474	SH		DFND	791	474	0	0
KB FINL GROUP INC	SPONSORED ADR	48241A105	4,373,632	77,259	SH		SOLE		467	0	76,792
NETAPP INC	COM	64110D104	52,550	408	SH		DFND	534	0	0	408
CHEMOURS CO	COM	163851108	451	20	SH		DFND	951	0	0	20
CONSTELLATION ENERGY CORP	COM	21037T109	1,001	5	SH		DFND	515	0	0	5
ENSIGN GROUP INC	COM	29358P101	73,101	591	SH		DFND	675	0	0	591
ISHARES TR	CORE MSCI INTL	46435G326	89,008	1,356	SH		DFND	17	0	0	1,356
SPDR SER TR	PORTFOLIO S&P500	78464A854	7,680	120	SH		DFND	288	120	0	0
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	16,572	422	SH		DFND	683	0	0	422
GILEAD SCIENCES INC	COM	375558103	27,856	406	SH		DFND	328	0	0	406
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	628	7	SH		DFND	680	0	0	7
TORONTO DOMINION BK ONT	COM NEW	891160509	31,437	572	SH		DFND	329	0	0	572
WORKDAY INC	CL A	98138H101	9,933,218	44,432	SH		SOLE		35	0	44,397
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	6,813	117	SH		DFND	18	0	0	117
ALPHABET INC	CAP STK CL A	02079K305	1,196	2,600	SH	Put	SOLE		0	0	2,600
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	105,934	396	SH		DFND	14	0	0	396
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	48,934	1,274	SH		DFND	702	1,274	0	0
ROBLOX CORP	CL A	771049103	688,832	18,512	SH		DFND	315	0	0	18,512
IRIDIUM COMMUNICATIONS INC	COM	46269C102	2,662	100	SH		DFND	790	0	0	100
CARRIER GLOBAL CORPORATION	COM	14448C104	8,263	131	SH		DFND	792	131	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,327	123	SH		DFND	211	0	0	123
SPDR SER TR	S&P REGL BKG	78464A698	1,044,970	21,282	SH		SOLE		0	0	21,282
ISHARES TR	EAFE SML CP ETF	464288273	12,821	208	SH		DFND	397	0	0	208
AUTOMATIC DATA PROCESSING IN	COM	053015103	3,580	15	SH		DFND	713	15	0	0
LONGEVERON INC	CL A NEW	54303L203	18,031	11,200	SH		SOLE		0	0	11,200
THERMO FISHER SCIENTIFIC INC	COM	883556102	110,600	200	SH		DFND	168	0	0	200
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	23,912	398	SH		DFND	178	0	0	398
CSW INDUSTRIALS INC	COM	126402106	13,266	50	SH		DFND	790	0	0	50
COTERRA ENERGY INC	COM	127097103	693	26	SH		DFND	697	0	0	26
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,817	57	SH		DFND	939	0	0	57
CUBESMART	COM	229663109	409,060	9,056	SH		DFND	1	0	0	9,056
STARBUCKS CORP	COM	855244109	2,647	34	SH		DFND	157	0	0	34
SPDR SER TR	PORTFOLIO S&P400	78464A847	35,961	701	SH		DFND	799	0	0	701
STONECO LTD	COM CL A	G85158106	221,952	18,511	SH		SOLE		0	0	18,511
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	47,985	666	SH		DFND	144	666	0	0
DELEK US HLDGS INC NEW	COM	24665A103	14,955	604	SH		DFND	661	0	0	604
REINSURANCE GRP OF AMERICA I	COM NEW	759351604	12,111	59	SH		DFND	374	0	0	59
BOYD GAMING CORP	COM	103304101	165	3	SH		DFND	713	3	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	1,178	22	SH		DFND	782	0	0	22
NOVARTIS AG	SPONSORED ADR	66987V109	11,924	112	SH		DFND	493	0	0	112
ISHARES TR	NATIONAL MUN ETF	464288414	70,643	663	SH		DFND	779	0	0	663
ISHARES TR	CORE S&P500 ETF	464287200	350,227	640	SH		DFND	208	0	0	640
BELDEN INC	COM	077454106	469	5	SH		DFND	951	0	0	5
AMETEK INC	COM	031100100	19,505	117	SH		DFND	916	0	0	117
CORPAY INC	COM SHS	219948106	1,302,212	4,888	SH		SOLE		31	0	4,857
ADVANCED MICRO DEVICES INC	COM	007903107	10,219	63	SH		DFND	970	0	0	63
ALPHABET INC	CAP STK CL C	02079K107	14,674	80	SH		DFND	148	0	0	80
COHERENT CORP	COM	19247G107	528,306	7,291	SH		SOLE		0	0	7,291
VISA INC	COM CL A	92826C839	4,724	18	SH		DFND	268	0	0	18
SPDR SER TR	DJ REIT ETF	78464A607	102,782	1,104	SH		DFND	1	0	0	1,104
ISHARES TR	CORE S&P500 ETF	464287200	957,105	1,749	SH		DFND	480	0	0	1,749
ZSCALER INC	COM	98980G102	3,417,138	17,780	SH		DFND	101	0	0	17,780
ASPEN TECHNOLOGY INC	COM	29109X106	1,390	7	SH		DFND	737	0	0	7
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	70,665	1,550	SH		DFND	871	0	0	1,550
HOME DEPOT INC	COM	437076102	5,164	15	SH		DFND	703	0	0	15
VANGUARD INDEX FDS	MID CAP ETF	922908629	54,230	224	SH		DFND	16	0	0	224
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	115,123	2,238	SH		DFND	359	0	0	2,238
WORKDAY INC	CL A	98138H101	671	3	SH		DFND	665	0	0	3
ADAPTIVE BIOTECHNOLOGIES COR	COM	00650F109	25,239	6,972	SH		DFND	675	0	0	6,972
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	593,972	15,464	SH		DFND	507	0	0	15,464
CORTEVA INC	COM	22052L104	2,481	46	SH		DFND	951	0	0	46
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	69,816	969	SH		DFND	227	0	0	969
ISHARES TR	CORE US AGGBD ET	464287226	16,599	171	SH		DFND	166	0	0	171
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	144,604	2,007	SH		DFND	198	0	0	2,007
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	2,598	19	SH		DFND	697	0	0	19
TE CONNECTIVITY LTD	SHS	H84989104	2,557	17	SH		DFND	262	0	0	17
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	5,736	33	SH		DFND	810	0	0	33
SPARTANNASH CO	COM	847215100	2,551	136	SH		DFND	790	0	0	136
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	1,745	30	SH		DFND	816	0	0	30
SABRA HEALTH CARE REIT INC	COM	78573L106	343,297	22,292	SH		SOLE		333	0	21,959
KKR & CO INC	COM	48251W104	16,102	153	SH		DFND	790	0	0	153
EASTERLY GOVT PPTYS INC	COM	27616P103	37,580	3,038	SH		DFND	675	0	0	3,038
FREEPORT-MCMORAN INC	CL B	35671D857	2,187	45	SH		DFND	810	0	0	45
ALPHABET INC	CAP STK CL C	02079K107	55,026	300	SH		DFND	737	0	0	300
OREILLY AUTOMOTIVE INC	COM	67103H107	7,392	7	SH		DFND	792	7	0	0
API GROUP CORP	COM STK	00187Y100	1,757,042	46,693	SH		SOLE		143	0	46,550
CHEVRON CORP NEW	COM	166764100	4,536	29	SH		DFND	38	0	0	29
DEUTSCHE BANK A G	NAMEN AKT	D18190898	13,294	834	SH		DFND	916	0	0	834
VANGUARD INDEX FDS	MID CAP ETF	922908629	126,618	523	SH		DFND	65	0	0	523
SPDR SER TR	PORTFOLIO S&P400	78464A847	73,051	1,424	SH		DFND	595	0	0	1,424
OREILLY AUTOMOTIVE INC	COM	67103H107	3,168	3	SH		DFND	695	0	0	3
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	66,847	1,334	SH		DFND	455	0	0	1,334
ABBVIE INC	COM	00287Y109	115,776	675	SH		DFND	400	0	0	675
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	31,493	898	SH		DFND	251	0	0	898
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	20,248	650	SH		DFND	144	650	0	0
RIO TINTO PLC	SPONSORED ADR	767204100	91,049	1,381	SH		DFND	168	0	0	1,381
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	16,806	324	SH		DFND	178	0	0	324
UNILEVER PLC	SPON ADR NEW	904767704	22,326	406	SH		DFND	328	0	0	406
AIR PRODS & CHEMS INC	COM	009158106	774	3	SH		DFND	665	0	0	3
CGI INC	CL A SUB VTG	12532H104	4,491	45	SH		DFND	627	0	0	45
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	19,918	310	SH		DFND	214	0	0	310
ALTAIR ENGR INC	COM CL A	021369103	1,023,072	10,431	SH		SOLE		20	0	10,411
HENRY SCHEIN INC	COM	806407102	1,090	17	SH		DFND	737	0	0	17
LAM RESEARCH CORP	COM	512807108	17,038	16	SH		DFND	790	0	0	16
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	156,103	1,953	SH		DFND	190	0	0	1,953
ISHARES INC	CORE MSCI EMKT	46434G103	23,874	446	SH		DFND	106	0	0	446
ALTRIA GROUP INC	COM	02209S103	4,054	89	SH		DFND	472	0	0	89
VERISIGN INC	COM	92343E102	889	5	SH		DFND	969	0	0	5
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	32,666	390	SH		DFND	869	0	0	390
ISHARES TR	RUS 1000 VAL ETF	464287598	46,409	266	SH		DFND	60	0	0	266
APTIV PLC	SHS	G6095L109	775	11	SH		DFND	970	0	0	11
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,309	84	SH		DFND	591	0	0	84
REGIONS FINANCIAL CORP NEW	COM	7591EP100	22,846	1,140	SH		DFND	742	0	0	1,140
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	108,872	2,203	SH		DFND	134	2,203	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	14,025	262	SH		DFND	636	0	0	262
DEERE & CO	COM	244199105	13,824	37	SH		DFND	399	37	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	433,901	1,622	SH		DFND	97	0	0	1,622
ISHARES TR	CORE MSCI INTL	46435G326	1,460,687	22,253	SH		DFND	813	0	0	22,253
SPDR SER TR	PORTFOLIO S&P500	78464A854	20,352	318	SH		DFND	961	0	0	318
TARGET CORP	COM	87612E106	592	4	SH		DFND	903	0	0	4
BARCLAYS PLC	ADR	06738E204	321	30	SH		DFND	903	0	0	30
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	990,255	13,744	SH		DFND	798	0	0	13,744
SPDR SER TR	PORTFOLIO SHORT	78464A474	3,000	101	SH		DFND	766	0	0	101
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	131,242	3,484	SH		DFND	578	0	0	3,484
VANGUARD INDEX FDS	MID CAP ETF	922908629	876,644	3,621	SH		DFND	372	0	0	3,621
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,047	264	SH		DFND	393	0	0	264
AGNICO EAGLE MINES LTD	COM	008474108	3,662	56	SH		DFND	707	0	0	56
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	5,066	87	SH		DFND	74	0	0	87
IRIS ENERGY LTD	ORDINARY SHARES	Q4982L109	512,442	122,500	SH	Call	SOLE		0	0	122,500
VULCAN MATLS CO	COM	929160109	10,196	41	SH		DFND	790	0	0	41
ALPHABET INC	CAP STK CL A	02079K305	54,645	300	SH		DFND	574	0	0	300
SPDR SER TR	PORTFOLIO SHORT	78464A474	39,115	1,317	SH		DFND	569	0	0	1,317
SPDR SER TR	S&P BIOTECH	78464A870	2,335,709	25,194	SH		SOLE		0	0	25,194
ISHARES INC	ESG AWR MSCI EM	46434G863	28,433	848	SH		DFND	218	0	0	848
MOODYS CORP	COM	615369105	2,947	7	SH		DFND	697	0	0	7
WILLIAMS COS INC	COM	969457100	1,955	46	SH		DFND	970	0	0	46
VISHAY PRECISION GROUP INC	COM	92835K103	1,492	49	SH		DFND	810	0	0	49
MARSH & MCLENNAN COS INC	COM	571748102	19,405,632	92,092	SH		SOLE		175	0	91,917
ALASKA AIR GROUP INC	COM	011659109	566	14	SH		DFND	695	0	0	14
HORMEL FOODS CORP	COM	440452100	1,525	50	SH		DFND	406	0	0	50
ISHARES TR	US OIL GS EX ETF	464288851	892,853	8,972	SH		SOLE		0	0	8,972
MICRON TECHNOLOGY INC	COM	595112103	3,157	24	SH		DFND	695	0	0	24
SPDR S&P 500 ETF TR	TR UNIT	78462F103	19,048	35	SH		DFND	149	0	0	35
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	46,026	513	SH		DFND	525	0	0	513
DUPONT DE NEMOURS INC	COM	26614N102	2,254	28	SH		DFND	737	0	0	28
VERTEX PHARMACEUTICALS INC	COM	92532F100	7,031	15	SH		DFND	737	0	0	15
ISHARES TR	CORE US AGGBD ET	464287226	41,837	431	SH		DFND	651	0	0	431
US BANCORP DEL	COM NEW	902973304	476	12	SH		DFND	263	0	0	12
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	64,493	1,305	SH		DFND	22	0	0	1,305
GLOBAL X FDS	US PFD ETF	37954Y657	17,751	902	SH		DFND	726	0	0	902
EXXON MOBIL CORP	COM	30231G102	14,735	128	SH		DFND	406	0	0	128
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,305	60	SH		DFND	322	0	0	60
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	230,922	2,967	SH		DFND	64	0	0	2,967
BEL FUSE INC	CL B	077347300	718	11	SH		DFND	965	0	0	11
JAMES HARDIE INDS PLC	SPONSORED ADR	47030M106	1,992,066	63,160	SH		SOLE		391	0	62,769
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,504	219	SH		DFND	748	0	0	219
BROWN & BROWN INC	COM	115236101	1,431	16	SH		DFND	970	0	0	16
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	6,209	619	SH		DFND	791	619	0	0
RAYMOND JAMES FINL INC	COM	754730109	6,675	54	SH		DFND	792	54	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,457	90	SH		DFND	747	90	0	0
VAXCYTE INC	COM	92243G108	1,510	20	SH		DFND	810	0	0	20
SCHWAB STRATEGIC TR	US REIT ETF	808524847	11,942	598	SH		DFND	610	0	0	598
NXP SEMICONDUCTORS N V	COM	N6596X109	5,920	22	SH		DFND	187	0	0	22
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	4,486	144	SH		DFND	88	0	0	144
BROADCOM INC	COM	11135F101	160,553	100	SH		DFND	256	0	0	100
ALPHABET INC	CAP STK CL A	02079K305	13,661	75	SH		DFND	903	0	0	75
GRUPO AEROPORTUARIO DEL SURE	SPON ADR SER B	40051E202	9,884	33	SH		DFND	792	33	0	0
HARTFORD FINL SVCS GROUP INC	COM	416515104	1,609	16	SH		DFND	477	0	0	16
MERCK & CO INC	COM	58933Y105	19,189	155	SH		DFND	737	0	0	155
NOKIA CORP	SPONSORED ADR	654902204	1,349	357	SH		DFND	810	0	0	357
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,523	95	SH		DFND	327	95	0	0
FORTIS INC	COM	349553107	3,263	84	SH		DFND	791	84	0	0
WELLTOWER INC	COM	95040Q104	938	9	SH		DFND	600	0	0	9
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,212	43	SH		DFND	908	0	0	43
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,575	41	SH		DFND	536	0	0	41
UNITED RENTALS INC	COM	911363109	647	1	SH		DFND	600	0	0	1
PACIRA BIOSCIENCES INC	COM	695127100	916	32	SH		DFND	810	0	0	32
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	28,615	358	SH		DFND	219	358	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	140,923	3,741	SH		DFND	18	0	0	3,741
CAPRI HOLDINGS LIMITED	SHS	G1890L107	827	25	SH		DFND	969	0	0	25
COSTCO WHSL CORP NEW	COM	22160K105	228,647	269	SH		DFND	675	0	0	269
NXP SEMICONDUCTORS N V	COM	N6596X109	1,884	7	SH		DFND	697	0	0	7
PEARSON PLC	SPONSORED ADR	705015105	1,335	107	SH		DFND	189	107	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	361,858	9,606	SH		DFND	553	0	0	9,606
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	907,533	5,163	SH		SOLE		0	0	5,163
SPDR SER TR	PORTFOLIO SHORT	78464A474	10,662	359	SH		DFND	538	0	0	359
APPLE INC	COM	037833100	18,745	89	SH		DFND	866	89	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	659,912	10,271	SH		DFND	91	0	0	10,271
PHILIP MORRIS INTL INC	COM	718172109	52,894	522	SH		DFND	1	0	0	522
LAM RESEARCH CORP	COM	512807108	2,130	2	SH		DFND	600	0	0	2
UDR INC	COM	902653104	946	23	SH		DFND	969	0	0	23
APPLE INC	COM	037833100	6,595	10,600	SH	Put	SOLE		0	0	10,600
CROWDSTRIKE HLDGS INC	CL A	22788C105	19,160	50	SH		DFND	790	0	0	50
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	113,746	1,358	SH		DFND	535	0	0	1,358
LAS VEGAS SANDS CORP	COM	517834107	3,681,650	83,201	SH		SOLE		45	0	83,156
INGREDION INC	COM	457187102	1,147	10	SH		DFND	737	0	0	10
ISHARES TR	CORE S&P500 ETF	464287200	39,948	73	SH		DFND	705	0	0	73
BANCOLOMBIA S A	SPON ADR PREF	05968L102	1,796	55	SH		DFND	965	0	0	55
IDACORP INC	COM	451107106	41,731	448	SH		DFND	675	0	0	448
JOHNSON OUTDOORS INC	CL A	479167108	665	19	SH		DFND	810	0	0	19
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	709	9	SH		DFND	665	0	0	9
COINBASE GLOBAL INC	COM CL A	19260Q107	11,158,115	50,210	SH		SOLE		100	0	50,110
VERIZON COMMUNICATIONS INC	COM	92343V104	14,022	340	SH		DFND	779	0	0	340
DIGITAL RLTY TR INC	COM	253868103	12,924	85	SH		DFND	916	0	0	85
SPDR SER TR	PORTFOLIO S&P600	78468R853	2,243	54	SH		DFND	559	0	0	54
BOOKING HOLDINGS INC	COM	09857L108	7,923	2	SH		DFND	792	2	0	0
CONSTELLATION BRANDS INC	CL A	21036P108	6,432	25	SH		DFND	80	0	0	25
PROCTER AND GAMBLE CO	COM	742718109	54,424	330	SH		DFND	742	0	0	330
ABBOTT LABS	COM	002824100	41,148	396	SH		DFND	916	0	0	396
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	1,319,645	36,718	SH		DFND	644	0	0	36,718
KAYNE ANDERSON ENERGY INFRST	COM	486606106	144,486	13,987	SH		SOLE		0	0	13,987
NORFOLK SOUTHN CORP	COM	655844108	3,650	17	SH		DFND	627	0	0	17
SPDR SER TR	S&P DIVID ETF	78464A763	111,283	875	SH		DFND	341	0	0	875
SPDR SER TR	PORTFOLIO S&P400	78464A847	79,464	1,549	SH		DFND	197	0	0	1,549
HERSHEY CO	COM	427866108	13,787	75	SH		DFND	534	0	0	75
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	26,196	682	SH		DFND	415	0	0	682
NUVEEN MUN VALUE FD INC	COM	670928100	146,071	16,926	SH		SOLE		0	0	16,926
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,507,559	30,085	SH		DFND	641	0	0	30,085
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	34,246	570	SH		DFND	864	0	0	570
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,054	124	SH		DFND	234	0	0	124
JPMORGAN CHASE & CO.	COM	46625H100	159,381	788	SH		DFND	916	0	0	788
ISHARES TR	CORE S&P TTL STK	464287150	30,170	254	SH		DFND	940	0	0	254
CISCO SYS INC	COM	17275R102	5,464	115	SH		DFND	713	115	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	55,925	1,278	SH		DFND	66	0	0	1,278
ISHARES INC	CORE MSCI EMKT	46434G103	36,936	690	SH		DFND	789	0	0	690
BRADY CORP	CL A	104674106	678,504	10,277	SH		SOLE		0	0	10,277
BOSTON PROPERTIES INC	COM	101121101	1,170	19	SH		DFND	188	19	0	0
CAPITAL ONE FINL CORP	COM	14040H105	7,892	57	SH		DFND	792	57	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	33,410	138	SH		DFND	405	0	0	138
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	5,654,504	100,222	SH		SOLE		0	0	100,222
TEXAS INSTRS INC	COM	882508104	389	2	SH		DFND	951	0	0	2
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	43,951	610	SH		DFND	210	0	0	610
ISHARES TR	CORE S&P500 ETF	464287200	27,909	51	SH		DFND	689	0	0	51
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,428	15	SH		DFND	374	0	0	15
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	1,738	30	SH		DFND	523	0	0	30
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	41,291	824	SH		DFND	677	0	0	824
RBB FD INC	US TREAS 3 MNTH	74933W452	650,668	13,008	SH		SOLE		0	0	13,008
FLOOR & DECOR HLDGS INC	CL A	339750101	398	4	SH		DFND	713	4	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	233,332	4,536	SH		DFND	743	0	0	4,536
NICE LTD	SPONSORED ADR	653656108	1,204	7	SH		DFND	665	0	0	7
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	26,736	445	SH		DFND	324	0	0	445
ALBEMARLE CORP	COM	012653101	669	7	SH		DFND	969	0	0	7
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	39,339	546	SH		DFND	885	0	0	546
TERNS PHARMACEUTICALS INC	COM	880881107	347	51	SH		DFND	903	0	0	51
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,780,288	27,817	SH		DFND	30	0	0	27,817
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	13,248	184	SH		DFND	791	184	0	0
AMPHENOL CORP NEW	CL A	032095101	2,156	32	SH		DFND	810	0	0	32
WIPRO LTD	SPON ADR 1 SH	97651M109	4,148	680	SH		DFND	810	0	0	680
COCA COLA CO	COM	191216100	700	11	SH		DFND	965	0	0	11
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	88,264	1,786	SH		DFND	838	0	0	1,786
CAPITAL ONE FINL CORP	COM	14040H105	3,877	28	SH		DFND	736	0	0	28
ISHARES TR	MSCI INTL MOMENT	46434V449	270,569	6,993	SH		SOLE		0	0	6,993
ASHLAND INC	COM	044186104	458,344	4,851	SH		SOLE		0	0	4,851
BOSTON SCIENTIFIC CORP	COM	101137107	1,628,762	21,150	SH		DFND	1	0	0	21,150
SOLVENTUM CORP	COM SHS	83444M101	582	11	SH		DFND	26	0	0	11
JPMORGAN CHASE & CO.	COM	46625H100	7,484	37	SH		DFND	259	0	0	37
GMS INC	COM	36251C103	461,170	5,721	SH		SOLE		0	0	5,721
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	16,834	262	SH		DFND	23	0	0	262
VANGUARD INDEX FDS	MID CAP ETF	922908629	29,052	120	SH		DFND	374	0	0	120
PFIZER INC	COM	717081103	4,952	177	SH		DFND	38	0	0	177
PROSHARES TR	PSHS ULTRA DOW30	74347R305	918,404	11,069	SH		SOLE		0	0	11,069
PTC THERAPEUTICS INC	COM	69366J200	4,128	135	SH		DFND	792	135	0	0
CHUNGHWA TELECOM CO LTD	SPON ADR NEW11	17133Q502	2,085	54	SH		DFND	903	0	0	54
CADENCE DESIGN SYSTEM INC	COM	127387108	7,078	23	SH		DFND	737	0	0	23
NOBLE CORP PLC	ORD SHS A	G65431127	17,235	386	SH		DFND	661	0	0	386
FEDEX CORP	COM	31428X106	2,998	10	SH		DFND	736	0	0	10
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	72,697	1,190	SH		DFND	905	0	0	1,190
CISCO SYS INC	COM	17275R102	26,891	566	SH		DFND	916	0	0	566
TRAVELERS COMPANIES INC	COM	89417E109	1,423	7	SH		DFND	934	0	0	7
ISHARES TR	CORE MSCI INTL	46435G326	493,744	7,522	SH		DFND	312	0	0	7,522
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	24,759	501	SH		DFND	807	0	0	501
MODINE MFG CO	COM	607828100	3,406	34	SH		DFND	791	34	0	0
PRUDENTIAL FINL INC	COM	744320102	2,109	18	SH		DFND	820	0	0	18
ISHARES TR	INTL EQTY FACTOR	46434V274	2,170,123	74,243	SH		SOLE		0	0	74,243
SAP SE	SPON ADR	803054204	2,622	13	SH		DFND	816	0	0	13
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,842	133	SH		DFND	233	0	0	133
SOUTHERN COPPER CORP	COM	84265V105	163,226	1,515	SH		DFND	1	0	0	1,515
ISHARES TR	NATIONAL MUN ETF	464288414	105,378	989	SH		DFND	499	0	0	989
ISHARES INC	CORE MSCI EMKT	46434G103	43,038	804	SH		DFND	734	0	0	804
COSAN S A	ADS	22113B103	534,775	54,905	SH		SOLE		689	0	54,216
RITHM CAPITAL CORP	COM NEW	64828T201	87,280	8,000	SH		DFND	570	0	0	8,000
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,375	192	SH		DFND	393	0	0	192
ISHARES TR	CORE US AGGBD ET	464287226	24,462	252	SH		DFND	939	0	0	252
SYSCO CORP	COM	871829107	6,354	89	SH		DFND	792	89	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,118	307	SH		DFND	267	0	0	307
ISHARES INC	MSCI EMERG MRKT	464286533	1,496,910	26,165	SH		SOLE		0	0	26,165
GOLD FIELDS LTD	SPONSORED ADR	38059T106	447	30	SH		DFND	951	0	0	30
AGNICO EAGLE MINES LTD	COM	008474108	16,350	250	SH		DFND	792	250	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,293	14	SH		DFND	600	0	0	14
IOVANCE BIOTHERAPEUTICS INC	COM	462260100	2,302	287	SH		DFND	790	0	0	287
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,683	65	SH		DFND	481	0	0	65
FTAI AVIATION LTD	SHS	G3730V105	1,541,771	14,935	SH		SOLE		9	0	14,926
SOUTHWEST AIRLS CO	COM	844741108	1,316	46	SH		DFND	736	0	0	46
BOISE CASCADE CO DEL	COM	09739D100	1,311	11	SH		DFND	816	0	0	11
MASTERBRAND INC	COMMON STOCK	57638P104	19,891	1,355	SH		DFND	300	0	0	1,355
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	36,694	147	SH		DFND	223	0	0	147
ATI INC	COM	01741R102	6,654	120	SH		DFND	791	120	0	0
GLAUKOS CORP	COM	377322102	710	6	SH		DFND	965	0	0	6
ISHARES TR	CORE S&P MCP ETF	464287507	36,282	620	SH		DFND	290	0	0	620
ISHARES TR	ESG AWRE USD ETF	46435G193	18,108	797	SH		DFND	1	0	0	797
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	1,398	24	SH		DFND	227	0	0	24
ISHARES TR	U.S. FINLS ETF	464287788	1,425,214	15,070	SH		SOLE		0	0	15,070
HONEYWELL INTL INC	COM	438516106	159,941	749	SH		DFND	390	0	0	749
SPDR SER TR	PORTFOLIO S&P400	78464A847	247,728	4,829	SH		DFND	607	0	0	4,829
SPS COMM INC	COM	78463M107	1,616,106	8,589	SH		SOLE		18	0	8,571
PPG INDS INC	COM	693506107	5,413	43	SH		DFND	737	0	0	43
ONEOK INC NEW	COM	682680103	1,305	16	SH		DFND	697	0	0	16
XP INC	CL A	G98239109	3,113	177	SH		DFND	791	177	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	19,444	378	SH		DFND	565	0	0	378
FMC CORP	COM NEW	302491303	1,686,537	29,306	SH		SOLE		21	0	29,285
MONOLITHIC PWR SYS INC	COM	609839105	1,643	2	SH		DFND	970	0	0	2
PROSHARES TR	ULTRAPRO QQQ	74347X831	11,812	200	SH	Call	SOLE		0	0	200
ON SEMICONDUCTOR CORP	COM	682189105	1,496,324	21,828	SH		SOLE		154	0	21,674
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,788	279	SH		DFND	247	0	0	279
SHERWIN WILLIAMS CO	COM	824348106	44,765	150	SH		DFND	535	0	0	150
ISHARES TR	EAFE SML CP ETF	464288273	19,478	316	SH		DFND	305	0	0	316
ISHARES TR	SHRT NAT MUN ETF	464288158	6,482	62	SH		DFND	162	0	0	62
MANPOWERGROUP INC WIS	COM	56418H100	273,408	3,917	SH		SOLE		22	0	3,895
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,790	26	SH		DFND	944	0	0	26
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	5,648	94	SH		DFND	186	0	0	94
FIRST MID ILL BANCSHARES INC	COM	320866106	6,708	204	SH		DFND	792	204	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	75,523	1,456	SH		DFND	864	0	0	1,456
GENERAL MLS INC	COM	370334104	2,530	40	SH		DFND	790	0	0	40
ISHARES INC	CORE MSCI EMKT	46434G103	3,694	69	SH		DFND	477	0	0	69
SPDR SER TR	PORTFOLIO S&P400	78464A847	102,600	2,000	SH		DFND	943	0	0	2,000
EASTMAN CHEM CO	COM	277432100	4,899	50	SH		DFND	177	0	0	50
CBRE GROUP INC	CL A	12504L109	2,852	32	SH		DFND	188	32	0	0
DEVON ENERGY CORP NEW	COM	25179M103	4,266	90	SH		DFND	515	0	0	90
FREEPORT-MCMORAN INC	CL B	35671D857	16,903	348	SH		DFND	952	0	0	348
ULTRAPAR PARTICIPACOES SA	SP ADR REP COM	90400P101	5,513	1,410	SH		DFND	791	1,410	0	0
INGERSOLL RAND INC	COM	45687V106	1,090	12	SH		DFND	697	0	0	12
SYSCO CORP	COM	871829107	24,558	344	SH		DFND	374	0	0	344
CARNIVAL CORP	UNIT 99/99/9999	143658300	1,479	79	SH		DFND	737	0	0	79
DEXCOM INC	COM	252131107	7,483	66	SH		DFND	791	66	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,366	248	SH		DFND	586	0	0	248
CELANESE CORP DEL	COM	150870103	3,779,594	28,020	SH		SOLE		305	0	27,715
VISA INC	COM CL A	92826C839	79,266	302	SH		DFND	80	0	0	302
APPLIED MATLS INC	COM	038222105	96,520	409	SH		DFND	916	0	0	409
NETAPP INC	COM	64110D104	1,932	15	SH		DFND	816	0	0	15
CONSOL ENERGY INC NEW	COM	20854L108	378,633	3,711	SH		SOLE		6	0	3,705
WISDOMTREE TR	INTL LRGCAP DV	97717W794	6,086	120	SH		DFND	267	0	0	120
SUMMIT MATLS INC	CL A	86614U100	1,281	35	SH		DFND	810	0	0	35
SANMINA CORPORATION	COM	801056102	1,921	29	SH		DFND	810	0	0	29
DEERE & CO	COM	244199105	8,967	24	SH		DFND	939	0	0	24
TRANSMEDICS GROUP INC	COM	89377M109	51,361	341	SH		DFND	675	0	0	341
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	121,622	3,467	SH		DFND	702	3,467	0	0
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	68,741	1,932	SH		DFND	543	0	0	1,932
ADOBE INC	COM	00724F101	58,887	106	SH		DFND	154	0	0	106
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	66,188	2,492	SH		DFND	378	0	0	2,492
COTERRA ENERGY INC	COM	127097103	1,622,971	60,854	SH		SOLE		26	0	60,828
SONOS INC	COM	83570H108	1,579	107	SH		DFND	737	0	0	107
ARS PHARMACEUTICALS INC	COM	82835W108	2,630	309	SH		DFND	627	0	0	309
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	19,915	226	SH		DFND	661	0	0	226
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	6,911	197	SH		DFND	780	0	0	197
SPDR SER TR	PORTFOLIO S&P500	78464A854	32,384	506	SH		DFND	167	0	0	506
SALESFORCE INC	COM	79466L302	23,139	90	SH		DFND	627	0	0	90
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	7,404	114	SH		DFND	215	0	0	114
US BANCORP DEL	COM NEW	902973304	9,925	250	SH		DFND	80	0	0	250
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,164	84	SH		DFND	259	0	0	84
D R HORTON INC	COM	23331A109	705	5	SH		DFND	697	0	0	5
INTEL CORP	COM	458140100	805	26	SH		DFND	810	0	0	26
ISHARES INC	CORE MSCI EMKT	46434G103	4,871	91	SH		DFND	577	0	0	91
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,575	41	SH		DFND	894	0	0	41
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	56,689	1,616	SH		DFND	961	0	0	1,616
AGCO CORP	COM	001084102	1,272	13	SH		DFND	737	0	0	13
HONEYWELL INTL INC	COM	438516106	16,016	75	SH		DFND	489	0	0	75
PLEXUS CORP	COM	729132100	722	7	SH		DFND	965	0	0	7
NMI HLDGS INC	COM	629209305	1,191	35	SH		DFND	816	0	0	35
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	1,548	48	SH		DFND	816	0	0	48
TOTALENERGIES SE	SPONSORED ADS	89151E109	9,019,417	135,264	SH		SOLE		347	0	134,917
VANGUARD INDEX FDS	MID CAP ETF	922908629	497,758	2,056	SH		DFND	653	0	0	2,056
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	11,115	185	SH		DFND	566	0	0	185
RYDER SYS INC	COM	783549108	2,106	17	SH		DFND	965	0	0	17
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,053	47	SH		DFND	752	47	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,620	246	SH		DFND	99	0	0	246
MOTOROLA SOLUTIONS INC	COM NEW	620076307	2,316	6	SH		DFND	965	0	0	6
AIR PRODS & CHEMS INC	COM	009158106	7,742	30	SH		DFND	792	30	0	0
HORMEL FOODS CORP	COM	440452100	3,903	128	SH		DFND	627	0	0	128
VERIZON COMMUNICATIONS INC	COM	92343V104	14,516	352	SH		DFND	278	352	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	31,422	523	SH		DFND	702	523	0	0
EMERSON ELEC CO	COM	291011104	30,294	275	SH		DFND	916	0	0	275
AGNICO EAGLE MINES LTD	COM	008474108	785	12	SH		DFND	903	0	0	12
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	158,376	2,465	SH		DFND	30	0	0	2,465
TRIUMPH GROUP INC NEW	COM	896818101	215,247	13,968	SH		SOLE		144	0	13,824
MONDELEZ INTL INC	CL A	609207105	24,379	373	SH		DFND	952	0	0	373
SPDR S&P 500 ETF TR	TR UNIT	78462F103	549,662	1,010	SH		DFND	257	0	0	1,010
BLOCK INC	CL A	852234103	1,161	18	SH		DFND	816	0	0	18
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	63,054	155	SH		DFND	791	155	0	0
SYNOVUS FINL CORP	COM NEW	87161C501	402	10	SH		DFND	903	0	0	10
LOWES COS INC	COM	548661107	11,243	51	SH		DFND	736	0	0	51
WISDOMTREE TR	INTL SMCAP DIV	97717W760	2,601	41	SH		DFND	408	0	0	41
YUM BRANDS INC	COM	988498101	1,722	13	SH		DFND	736	0	0	13
INNOVATE CORP	COM	45784J105	33,858	56,000	SH		SOLE		0	0	56,000
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	30,326	693	SH		DFND	264	0	0	693
FORTIVE CORP	COM	34959J108	371	5	SH		DFND	903	0	0	5
UNITED BANKSHARES INC WEST V	COM	909907107	1,669,343	51,459	SH		SOLE		0	0	51,459
GLOBAL X FDS	US PFD ETF	37954Y657	10,883	553	SH		DFND	732	0	0	553
SPDR SER TR	S&P 600 SMCP GRW	78464A201	4,553,745	53,037	SH		SOLE		0	0	53,037
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	34,802,045	541,666	SH		DFND	1	7,246	0	534,420
NIKE INC	CL B	654106103	1,884	25	SH		DFND	816	0	0	25
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	488,664	12,719	SH		DFND	679	0	0	12,719
HUNT J B TRANS SVCS INC	COM	445658107	16,640	104	SH		DFND	153	0	0	104
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	10,311	129	SH		DFND	85	0	0	129
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	23,056	320	SH		DFND	334	0	0	320
GOLDMAN SACHS BDC INC	SHS	38147U107	7,453,827	495,930	SH		SOLE		0	0	495,930
ISHARES TR	CORE S&P500 ETF	464287200	327,244	598	SH		DFND	498	0	0	598
CENTERRA GOLD INC	COM	152006102	69,465	10,337	SH		SOLE		0	0	10,337
PARKER-HANNIFIN CORP	COM	701094104	11,920,425	23,567	SH		SOLE		36	0	23,531
WASHINGTON TR BANCORP INC	COM	940610108	740	27	SH		DFND	810	0	0	27
FRANKLIN TEMPLETON ETF TR	FRANKLIN INDIA	35473P769	735,895	18,462	SH		SOLE		0	0	18,462
VALERO ENERGY CORP	COM	91913Y100	23,514	150	SH		DFND	534	0	0	150
AMPHENOL CORP NEW	CL A	032095101	808	12	SH		DFND	156	0	0	12
NEXTERA ENERGY INC	COM	65339F101	10,126	143	SH		DFND	792	143	0	0
ROBERT HALF INC.	COM	770323103	576	9	SH		DFND	810	0	0	9
ISHARES TR	CORE S&P500 ETF	464287200	26,814	49	SH		DFND	749	49	0	0
CASELLA WASTE SYS INC	CL A	147448104	1,588	16	SH		DFND	816	0	0	16
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	150,462	2,925	SH		DFND	373	0	0	2,925
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	625,126	17,820	SH		DFND	237	0	0	17,820
CONSTELLATION BRANDS INC	CL A	21036P108	1,286	5	SH		DFND	665	0	0	5
TRANSUNION	COM	89400J107	667	9	SH		DFND	965	0	0	9
OTIS WORLDWIDE CORP	COM	68902V107	8,663	90	SH		DFND	637	0	0	90
SERVICE CORP INTL	COM	817565104	640	9	SH		DFND	695	0	0	9
BLACKSTONE INC	COM	09260D107	2,600	21	SH		DFND	263	0	0	21
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,624	25	SH		DFND	964	0	0	25
MEDTRONIC PLC	SHS	G5960L103	18,251,689	231,885	SH		SOLE		2,022	0	229,863
CORTEVA INC	COM	22052L104	10,788	200	SH		DFND	707	0	0	200
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	20,818	542	SH		DFND	856	0	0	542
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	49,362	760	SH		DFND	809	0	0	760
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	7,159	7	SH		DFND	816	0	0	7
HORMEL FOODS CORP	COM	440452100	1,525	50	SH		DFND	416	0	0	50
GE AEROSPACE	COM NEW	369604301	6,359	40	SH		DFND	695	0	0	40
CLEARWAY ENERGY INC	CL C	18539C204	312,225	12,646	SH		SOLE		277	0	12,369
HONEYWELL INTL INC	COM	438516106	28,828	135	SH		DFND	154	0	0	135
APPLE INC	COM	037833100	208,514	990	SH		DFND	790	0	0	990
CHEVRON CORP NEW	COM	166764100	1,721	11	SH		DFND	933	0	0	11
ISHARES GOLD TR	ISHARES NEW	464285204	2,197	50	SH		DFND	952	0	0	50
AVALONBAY CMNTYS INC	COM	053484101	10,345	50	SH		DFND	916	0	0	50
CELANESE CORP DEL	COM	150870103	48,560	360	SH		DFND	742	0	0	360
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	14,348,023	577,153	SH		SOLE		2,100	0	575,053
SPDR SER TR	PORTFOLIO S&P400	78464A847	5,540	108	SH		DFND	766	0	0	108
COSTCO WHSL CORP NEW	COM	22160K105	3,400	4	SH		DFND	934	0	0	4
DEXCOM INC	COM	252131107	1,134	10	SH		DFND	665	0	0	10
KADANT INC	COM	48282T104	1,102,009	3,751	SH		SOLE		9	0	3,742
COCA COLA CO	COM	191216100	14,830	233	SH		DFND	736	0	0	233
CITIZENS FINL GROUP INC	COM	174610105	1,946	54	SH		DFND	713	54	0	0
DISNEY WALT CO	COM	254687106	1,390	14	SH		DFND	268	0	0	14
INTELLIA THERAPEUTICS INC	COM	45826J105	716	32	SH		DFND	810	0	0	32
GLOBAL E ONLINE LTD	SHS	M5216V106	437,706	12,068	SH		SOLE		0	0	12,068
ISHARES INC	MSCI ITALY ETF	46434G830	247,903	6,915	SH		SOLE		0	0	6,915
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	836,726	3,352	SH		DFND	492	0	0	3,352
VANGUARD INDEX FDS	MID CAP ETF	922908629	420,286	1,736	SH		DFND	235	0	0	1,736
ISHARES TR	CORE S&P TTL STK	464287150	86,828	731	SH		DFND	514	0	0	731
SUNPOWER CORP	COM	867652406	92,585	31,279	SH		SOLE		0	0	31,279
APPLE INC	COM	037833100	84,248	400	SH		DFND	29	0	0	400
ISHARES TR	CORE S&P MCP ETF	464287507	22,530	385	SH		DFND	532	0	0	385
JEFFERIES FINL GROUP INC	COM	47233W109	1,244	25	SH		DFND	970	0	0	25
INVESCO EXCH TRADED FD TR II	S&P SMLCP HELT	46138E149	265,954	6,243	SH		SOLE		0	0	6,243
J P MORGAN EXCHANGE TRADED F	BETABUILDERS EUR	46641Q191	299,876	5,093	SH		SOLE		0	0	5,093
SPDR SER TR	PORTFOLIO S&P500	78464A854	97,216	1,519	SH		DFND	450	0	0	1,519
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	890	18	SH		DFND	117	0	0	18
OMNICOM GROUP INC	COM	681919106	112,125	1,250	SH		DFND	853	0	0	1,250
INTUIT	COM	461202103	1,972	3	SH		DFND	866	3	0	0
O-I GLASS INC	COM	67098H104	5,031	452	SH		DFND	792	452	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	77,940	1,200	SH		DFND	360	0	0	1,200
ISHARES TR	DOW JONES US ETF	464287846	5,236,858	39,580	SH		SOLE		0	0	39,580
GLOBAL X FDS	US PFD ETF	37954Y657	17,594	894	SH		DFND	612	0	0	894
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	6,449,839	171,220	SH		DFND	1	4,340	0	166,880
CHART INDS INC	COM	16115Q308	16,455	114	SH		DFND	661	0	0	114
ISHARES TR	CORE S&P500 ETF	464287200	26,267	48	SH		DFND	724	0	0	48
CIVITAS RESOURCES INC	COM NEW	17888H103	4,899	71	SH		DFND	627	0	0	71
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,700,890	26,473	SH		DFND	554	0	0	26,473
VANGUARD INDEX FDS	MID CAP ETF	922908629	51,325	212	SH		DFND	54	0	0	212
NOVO-NORDISK A S	ADR	670100205	198,266	1,389	SH		DFND	661	0	0	1,389
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	22,662	646	SH		DFND	496	0	0	646
EASTMAN CHEM CO	COM	277432100	61,563	628	SH		DFND	955	0	0	628
CARRIER GLOBAL CORPORATION	COM	14448C104	1,009	16	SH		DFND	737	0	0	16
EVERI HLDGS INC	COM	30034T103	420	50	SH		DFND	600	0	0	50
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,642	32	SH		DFND	288	32	0	0
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	1,969	34	SH		DFND	820	0	0	34
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,193	72	SH		DFND	915	0	0	72
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	359,952	1,442	SH		DFND	383	0	0	1,442
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	1,048	384	SH		DFND	189	384	0	0
JOHNSON & JOHNSON	COM	478160104	18,416	126	SH		DFND	790	0	0	126
ISHARES TR	MSCI AC ASIA ETF	464288182	428,569	5,954	SH		SOLE		0	0	5,954
META PLATFORMS INC	CL A	30303M102	13,110	26	SH		DFND	493	0	0	26
ROYAL BK CDA	COM	780087102	6,489	61	SH		DFND	627	0	0	61
GANNETT CO INC	COM	36472T109	443	96	SH		DFND	903	0	0	96
MICROSOFT CORP	COM	594918104	44,695	100	SH		DFND	569	0	0	100
FISERV INC	COM	337738108	894	6	SH		DFND	415	0	0	6
GRAINGER W W INC	COM	384802104	9,480,242	10,507	SH		SOLE		2	0	10,505
SPDR S&P 500 ETF TR	TR UNIT	78462F103	987,759	1,815	SH		DFND	961	0	0	1,815
E2OPEN PARENT HOLDINGS INC	COM CL A	29788T103	736	164	SH		DFND	965	0	0	164
UNITED STS OIL FD LP	UNITS	91232N207	942,306	11,840	SH		SOLE		0	0	11,840
ISHARES INC	CORE MSCI EMKT	46434G103	36,507	682	SH		DFND	664	0	0	682
ISHARES TR	3 7 YR TREAS BD	464288661	2,194	19	SH		DFND	145	19	0	0
COCA COLA CO	COM	191216100	20,050	315	SH		DFND	26	0	0	315
HEARTLAND EXPRESS INC	COM	422347104	314,723	25,525	SH		SOLE		34	0	25,491
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	19,705	255	SH		DFND	432	0	0	255
SPDR SER TR	PORTFOLIO S&P500	78464A854	12,160	190	SH		DFND	408	0	0	190
SPDR SER TR	PORTFOLIO SHORT	78464A474	11,048	372	SH		DFND	148	0	0	372
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	37,037	720	SH		DFND	485	0	0	720
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,971	69	SH		DFND	944	0	0	69
TEXAS INSTRS INC	COM	882508104	10,130	52	SH		DFND	374	0	0	52
BIOCRYST PHARMACEUTICALS INC	COM	09058V103	5,692	921	SH		DFND	792	921	0	0
ELI LILLY & CO	COM	532457108	19,013	21	SH		DFND	263	0	0	21
TEREX CORP NEW	COM	880779103	6,307	115	SH		DFND	791	115	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	81,518	2,164	SH		DFND	486	0	0	2,164
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	18,667	486	SH		DFND	72	0	0	486
IVANHOE ELECTRIC INC	COM	46578C108	128,532	13,703	SH		SOLE		0	0	13,703
BANCOLOMBIA S A	SPON ADR PREF	05968L102	914	28	SH		DFND	951	0	0	28
TARGET CORP	COM	87612E106	296	2	SH		DFND	737	0	0	2
TJX COS INC NEW	COM	872540109	1,728,570	15,700	SH		DFND	1	0	0	15,700
SPDR SER TR	PORTFOLIO S&P500	78464A854	15,424	241	SH		DFND	861	0	0	241
MORGAN STANLEY	COM NEW	617446448	10,205	105	SH		DFND	736	0	0	105
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	30,408	525	SH		DFND	51	0	0	525
LINDE PLC	SHS	G54950103	41,248	94	SH		DFND	661	0	0	94
PALO ALTO NETWORKS INC	COM	697435105	2,034	6	SH		DFND	810	0	0	6
ISHARES TR	RUS 1000 GRW ETF	464287614	16,403	45	SH		DFND	85	0	0	45
PROCTER AND GAMBLE CO	COM	742718109	16,492	100	SH		DFND	489	0	0	100
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	23,537	281	SH		DFND	690	0	0	281
SUN CMNTYS INC	COM	866674104	842	7	SH		DFND	970	0	0	7
KONINKLIJKE PHILIPS N V	NY REGIS SHS NEW	500472303	932	37	SH		DFND	189	37	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	10,764	41	SH		DFND	682	41	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	8,587	430	SH		DFND	349	0	0	430
SCHLUMBERGER LTD	COM STK	806857108	403,106	8,544	SH		DFND	1	0	0	8,544
SPDR SER TR	PORTFOLIO S&P500	78464A854	497,152	7,768	SH		DFND	63	0	0	7,768
DISNEY WALT CO	COM	254687106	61,858	623	SH		DFND	480	0	0	623
RTX CORPORATION	COM	75513E101	4,518	45	SH		DFND	159	0	0	45
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	7,667	153	SH		DFND	392	0	0	153
CHIPOTLE MEXICAN GRILL INC	COM	169656105	6,265	100	SH		DFND	713	100	0	0
PLEXUS CORP	COM	729132100	11,866	115	SH		DFND	790	0	0	115
UNITED RENTALS INC	COM	911363109	647	1	SH		DFND	965	0	0	1
SILICON MOTION TECHNOLOGY CO	SPONSORED ADR	82706C108	10,286	127	SH		DFND	627	0	0	127
LENNAR CORP	CL A	526057104	599	4	SH		DFND	903	0	0	4
COSTCO WHSL CORP NEW	COM	22160K105	14,450	17	SH		DFND	707	0	0	17
PROLOGIS INC.	COM	74340W103	227,989	2,030	SH		DFND	400	0	0	2,030
ISHARES TR	CORE S&P TTL STK	464287150	143,367	1,207	SH		DFND	323	0	0	1,207
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,344	35	SH		DFND	59	0	0	35
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,005	12	SH		DFND	469	12	0	0
FULLER H B CO	COM	359694106	36,479	474	SH		DFND	675	0	0	474
ZIFF DAVIS INC	COM	48123V102	1,266	23	SH		DFND	737	0	0	23
RELX PLC	SPONSORED ADR	759530108	1,698	37	SH		DFND	810	0	0	37
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	651,922	2,437	SH		DFND	98	0	0	2,437
EATON CORP PLC	SHS	G29183103	5,644	18	SH		DFND	970	0	0	18
SPDR SER TR	PORTFOLIO SHORT	78464A474	13,127	442	SH		DFND	39	0	0	442
ISHARES TR	CORE MSCI INTL	46435G326	96,491	1,470	SH		DFND	20	1,470	0	0
HEALTHCARE RLTY TR	CL A COM	42226K105	31,213	1,894	SH		DFND	675	0	0	1,894
THERMO FISHER SCIENTIFIC INC	COM	883556102	10,507	19	SH		DFND	263	0	0	19
ISHARES INC	CORE MSCI EMKT	46434G103	964	18	SH		DFND	254	0	0	18
VALE S A	SPONSORED ADS	91912E105	6,702	600	SH		DFND	390	0	0	600
TJX COS INC NEW	COM	872540109	6,056	55	SH		DFND	790	0	0	55
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,602	29	SH		DFND	814	0	0	29
SCHWAB STRATEGIC TR	US REIT ETF	808524847	13,979	700	SH		DFND	746	700	0	0
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	1,330	43	SH		DFND	951	0	0	43
MOTOROLA SOLUTIONS INC	COM NEW	620076307	9,372,948	24,279	SH		SOLE		70	0	24,209
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	32,678	630	SH		DFND	24	0	0	630
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	1,116	22	SH		DFND	436	0	0	22
ISHARES TR	RUS 1000 GRW ETF	464287614	232,193	637	SH		DFND	41	0	0	637
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	821	5	SH		DFND	844	0	0	5
TENNANT CO	COM	880345103	6,202	63	SH		DFND	791	63	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	69,483	287	SH		DFND	357	287	0	0
TEXAS INSTRS INC	COM	882508104	1,945	10	SH		DFND	903	0	0	10
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	59,430	1,186	SH		DFND	385	0	0	1,186
SCHWAB CHARLES CORP	COM	808513105	1,916	26	SH		DFND	665	0	0	26
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,015,085	19,498	SH		SOLE		591	0	18,907
ALCON AG	ORD SHS	H01301128	29,307	329	SH		DFND	916	0	0	329
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	8,663	65	SH		DFND	790	0	0	65
SCHWAB STRATEGIC TR	US REIT ETF	808524847	70,933	3,552	SH		DFND	223	0	0	3,552
HUNTINGTON BANCSHARES INC	COM	446150104	7,051	535	SH		DFND	792	535	0	0
GEN DIGITAL INC	COM	668771108	1,284,515	51,422	SH		SOLE		120	0	51,302
PIMCO CORPORATE & INCOME OPP	COM	72201B101	260,518	18,205	SH		SOLE		0	0	18,205
ELI LILLY & CO	COM	532457108	413,759	457	SH		DFND	675	0	0	457
UNIVERSAL CORP VA	COM	913456109	240,998	5,001	SH		SOLE		7	0	4,994
TESLA INC	COM	88160R101	11,675	59	SH		DFND	816	0	0	59
ISHARES TR	EAFE SML CP ETF	464288273	6,965	113	SH		DFND	101	0	0	113
WISDOMTREE TR	INTL LRGCAP DV	97717W794	7,101	140	SH		DFND	83	0	0	140
ADVANCED ENERGY INDS	COM	007973100	30,779	283	SH		DFND	661	0	0	283
BANK AMERICA CORP	COM	060505104	159,080	4,000	SH		DFND	983	0	0	4,000
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,493	104	SH		DFND	529	0	0	104
ARISTA NETWORKS INC	COM	040413106	15,071	43	SH		DFND	790	0	0	43
GUARDANT HEALTH INC	COM	40131M109	8,086	280	SH		DFND	218	0	0	280
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,458	48	SH		DFND	28	0	0	48
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	16,286	424	SH		DFND	660	0	0	424
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	37,004	3,229	SH		DFND	374	0	0	3,229
SM ENERGY CO	COM	78454L100	1,427	33	SH		DFND	600	0	0	33
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	406	0	0	25
LAM RESEARCH CORP	COM	512807108	4,259	4	SH		DFND	965	0	0	4
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	58,807	1,190	SH		DFND	250	0	0	1,190
SNAP ON INC	COM	833034101	2,196,070	8,402	SH		SOLE		1	0	8,401
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	12,732	152	SH		DFND	504	0	0	152
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	3,520	113	SH		DFND	210	0	0	113
MOTOROLA SOLUTIONS INC	COM NEW	620076307	1,544	4	SH		DFND	810	0	0	4
KNIGHT-SWIFT TRANSN HLDGS IN	CL A	499049104	1,003,976	20,112	SH		SOLE		36	0	20,076
ISHARES TR	CORE S&P500 ETF	464287200	940,141	1,718	SH		DFND	163	0	0	1,718
SIGNET JEWELERS LIMITED	SHS	G81276100	985	11	SH		DFND	965	0	0	11
CLEAN ENERGY FUELS CORP	COM	184499101	90,548	33,913	SH		SOLE		0	0	33,913
DYCOM INDS INC	COM	267475101	916,367	5,430	SH		SOLE		6	0	5,424
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,873	7	SH		DFND	503	0	0	7
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	965	0	0	1
GEN DIGITAL INC	COM	668771108	1,499	60	SH		DFND	737	0	0	60
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	92,343	1,537	SH		DFND	538	0	0	1,537
WIX COM LTD	SHS	M98068105	3,181	20	SH		DFND	791	20	0	0
ALPHABET INC	CAP STK CL C	02079K107	165,445	902	SH		DFND	742	0	0	902
KENNEDY-WILSON HOLDINGS INC	COM	489398107	41,397	4,259	SH		DFND	675	0	0	4,259
YELP INC	CL A	985817105	30,003	812	SH		DFND	661	0	0	812
KIMBERLY-CLARK CORP	COM	494368103	34,965	253	SH		DFND	661	0	0	253
GALLAGHER ARTHUR J & CO	COM	363576109	1,556	6	SH		DFND	816	0	0	6
ISHARES INC	CORE MSCI EMKT	46434G103	245,810	4,592	SH		DFND	759	0	0	4,592
CSX CORP	COM	126408103	3,412	102	SH		DFND	737	0	0	102
V F CORP	COM	918204108	174,690	12,940	SH		DFND	1	0	0	12,940
NEWS CORP NEW	CL A	65249B109	3,667	133	SH		DFND	965	0	0	133
FLUOR CORP NEW	COM	343412102	1,219	28	SH		DFND	737	0	0	28
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	131,799	528	SH		DFND	760	0	0	528
DISNEY WALT CO	COM	254687106	12,908	130	SH		DFND	374	0	0	130
UNILEVER PLC	SPON ADR NEW	904767704	3,849	70	SH		DFND	665	0	0	70
CROWN CASTLE INC	COM	22822V101	1,563	16	SH		DFND	665	0	0	16
AMAZON COM INC	COM	023135106	11,595	60	SH		DFND	161	0	0	60
ISHARES TR	SHRT NAT MUN ETF	464288158	20,492	196	SH		DFND	240	0	0	196
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,465	204	SH		DFND	424	0	0	204
DIMENSIONAL ETF TRUST	EMERGING MKTS CO	25434V732	3,764,249	140,825	SH		SOLE		124	0	140,701
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	71,017	1,437	SH		DFND	715	0	0	1,437
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	2,375,894	267,857	SH		SOLE		211	0	267,646
VALARIS LTD	CL A	G9460G101	593,542	7,967	SH		SOLE		20	0	7,947
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	22,832	462	SH		DFND	332	0	0	462
INTEL CORP	COM	458140100	15,485	500	SH		DFND	568	0	0	500
COLUMBIA SPORTSWEAR CO	COM	198516106	722,954	9,142	SH		SOLE		7	0	9,135
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	4,012	59	SH		DFND	736	0	0	59
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	262,371	5,309	SH		DFND	207	0	0	5,309
ROGERS COMMUNICATIONS INC	CL B	775109200	3,328	90	SH		DFND	965	0	0	90
WISDOMTREE TR	US MIDCAP DIVID	97717W505	49,904	1,067	SH		DFND	225	0	0	1,067
FIRST FINL BANKSHARES INC	COM	32020R109	7,058	239	SH		DFND	792	239	0	0
DOMINION ENERGY INC	COM	25746U109	7,693	157	SH		DFND	792	157	0	0
WEST FRASER TIMBER CO LTD	COM	952845105	307	4	SH		DFND	951	0	0	4
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	2,095	22	SH		DFND	965	0	0	22
HOME DEPOT INC	COM	437076102	16,868	49	SH		DFND	736	0	0	49
STIFEL FINL CORP	COM	860630102	1,232,347	14,645	SH		SOLE		54	0	14,591
FIRST TR EXCHANGE-TRADED FD	MANAGD MUN ETF	33739N108	331,737	6,497	SH		SOLE		1,466	0	5,031
NATIONAL FUEL GAS CO	COM	636180101	1,726,744	31,865	SH		SOLE		2	0	31,863
EOG RES INC	COM	26875P101	3,650	29	SH		DFND	736	0	0	29
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	47,084,065	400,750	SH		SOLE		0	0	400,750
SALESFORCE INC	COM	79466L302	4,885	19	SH		DFND	951	0	0	19
NEXPOINT RESIDENTIAL TR INC	COM	65341D102	41,604	1,053	SH		DFND	675	0	0	1,053
FISERV INC	COM	337738108	22,654	152	SH		DFND	916	0	0	152
ISHARES INC	CORE MSCI EMKT	46434G103	20,020	374	SH		DFND	458	0	0	374
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	265,184	3,166	SH		DFND	400	0	0	3,166
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	167,753	4,782	SH		DFND	298	0	0	4,782
GENUINE PARTS CO	COM	372460105	9,129	66	SH		DFND	916	0	0	66
ISHARES TR	BROAD USD HIGH	46435U853	7,690,208	211,968	SH		SOLE		0	0	211,968
MERCK & CO INC	COM	58933Y105	107,706	870	SH		DFND	916	0	0	870
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	22,780	285	SH		DFND	578	0	0	285
THE REAL BROKERAGE INC	COM NEW	75585H206	179,821	44,291	SH		SOLE		0	0	44,291
LANDSTAR SYS INC	COM	515098101	369	2	SH		DFND	903	0	0	2
ICL GROUP LTD	SHS	M53213100	381	89	SH		DFND	600	0	0	89
WISDOMTREE TR	INTL LRGCAP DV	97717W794	76,283	1,504	SH		DFND	145	1,504	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	17,508	243	SH		DFND	72	0	0	243
PRUDENTIAL PLC	ADR	74435K204	421	23	SH		DFND	951	0	0	23
ISHARES TR	CORE S&P TTL STK	464287150	1,666,840	14,033	SH		DFND	1	0	0	14,033
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,958	77	SH		DFND	224	0	0	77
AT&T INC	COM	00206R102	9,536	499	SH		DFND	141	0	0	499
BUMBLE INC	COM CL A	12047B105	100,434	9,556	SH		SOLE		29	0	9,527
SPDR SER TR	PORTFOLIO S&P400	78464A847	336,836	6,566	SH		DFND	359	0	0	6,566
FIDELITY NATL INFORMATION SV	COM	31620M106	9,420	125	SH		DFND	791	125	0	0
ISHARES INC	EM MKTS DIV ETF	464286319	46,532	1,712	SH		DFND	612	0	0	1,712
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	48,198	603	SH		DFND	522	0	0	603
3M CO	COM	88579Y101	818	8	SH		DFND	951	0	0	8
PALO ALTO NETWORKS INC	COM	697435105	1,017	3	SH		DFND	600	0	0	3
UGI CORP NEW	COM	902681105	1,008	44	SH		DFND	695	0	0	44
TRIP COM GROUP LTD	ADS	89677Q107	1,182,144	25,152	SH		SOLE		198	0	24,954
ISHARES TR	CORE US AGGBD ET	464287226	35,431	365	SH		DFND	85	0	0	365
COLUMBIA SPORTSWEAR CO	COM	198516106	554	7	SH		DFND	600	0	0	7
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	36,858	31	SH		DFND	779	0	0	31
SPDR SER TR	PORTFOLIO S&P500	78464A854	29,056	454	SH		DFND	271	0	0	454
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	807	9	SH		DFND	252	0	0	9
SPDR SER TR	PORTFOLIO S&P400	78464A847	52,121	1,016	SH		DFND	27	0	0	1,016
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	54,508	1,447	SH		DFND	49	0	0	1,447
VANGUARD INDEX FDS	MID CAP ETF	922908629	16,221	67	SH		DFND	843	0	0	67
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	16,202	610	SH		DFND	961	0	0	610
METLIFE INC	COM	59156R108	196,532	2,800	SH		DFND	400	0	0	2,800
ISHARES TR	CORE US AGGBD ET	464287226	28,899	298	SH		DFND	140	0	0	298
PLANET FITNESS INC	CL A	72703H101	1,545	21	SH		DFND	736	0	0	21
VANGUARD STAR FDS	VG TL INTL STK F	921909768	34,311	569	SH		DFND	470	569	0	0
DOLLAR GEN CORP NEW	COM	256677105	1,587	12	SH		DFND	736	0	0	12
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,510	106	SH		DFND	271	0	0	106
HONEYWELL INTL INC	COM	438516106	641	3	SH		DFND	810	0	0	3
SASOL LTD	SPONSORED ADR	803866300	3,622	476	SH		DFND	791	476	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	91,351	1,823	SH		DFND	226	0	0	1,823
MGM RESORTS INTERNATIONAL	COM	552953101	667	15	SH		DFND	406	0	0	15
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	31,253	391	SH		DFND	482	0	0	391
ISHARES TR	US CONSUM DISCRE	464287580	666,765	8,203	SH		SOLE		0	0	8,203
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,140	104	SH		DFND	503	0	0	104
THE TRADE DESK INC	COM CL A	88339J105	1,660	17	SH		DFND	816	0	0	17
KNOWLES CORP	COM	49926D109	2,540,344	147,181	SH		SOLE		91	0	147,090
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,233,220	4,104	SH		DFND	1	0	0	4,104
WELLTOWER INC	COM	95040Q104	4,274	41	SH		DFND	736	0	0	41
LI AUTO INC	SPONSORED ADS	50202M102	303,960	17,000	SH		SOLE		181	0	16,819
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	298,998	735	SH		DFND	163	0	0	735
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	32,930	507	SH		DFND	361	507	0	0
ALPHABET INC	CAP STK CL A	02079K305	20,219	111	SH		DFND	493	0	0	111
VANGUARD INDEX FDS	VALUE ETF	922908744	68,014	424	SH		DFND	743	0	0	424
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	110,623	1,384	SH		DFND	179	0	0	1,384
RIO TINTO PLC	SPONSORED ADR	767204100	29,471	447	SH		DFND	661	0	0	447
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,442	272	SH		DFND	346	0	0	272
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,928	252	SH		DFND	161	0	0	252
VANGUARD INDEX FDS	SMALL CP ETF	922908751	45,788	210	SH		DFND	729	210	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	452,969	1,871	SH		DFND	554	0	0	1,871
INTEL CORP	COM	458140100	26,387	852	SH		DFND	374	0	0	852
SCHWAB STRATEGIC TR	US REIT ETF	808524847	17,394	871	SH		DFND	26	0	0	871
ISHARES TR	RUSSELL 2000 ETF	464287655	133,502	658	SH		DFND	27	0	0	658
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,679	41	SH		DFND	861	0	0	41
JACOBS SOLUTIONS INC	COM	46982L108	1,118	8	SH		DFND	816	0	0	8
PEPSICO INC	COM	713448108	14,844	90	SH		DFND	188	90	0	0
BARNES GROUP INC	COM	067806109	14,452	349	SH		DFND	792	349	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	21,241	553	SH		DFND	535	0	0	553
INVESCO EXCH TRADED FD TR II	S&P 500 HB ETF	46138E370	1,792,029	21,220	SH		SOLE		0	0	21,220
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	24,053	480	SH		DFND	341	0	0	480
PRICE T ROWE GROUP INC	COM	74144T108	3,575	31	SH		DFND	665	0	0	31
QUAKER HOUGHTON	COM	747316107	1,697	10	SH		DFND	816	0	0	10
HAWAIIAN ELEC INDUSTRIES	COM	419870100	1,028	114	SH		DFND	736	0	0	114
WEYERHAEUSER CO MTN BE	COM NEW	962166104	738	26	SH		DFND	188	26	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	1,506	11	SH		DFND	736	0	0	11
TTM TECHNOLOGIES INC	COM	87305R109	328,445	16,904	SH		SOLE		0	0	16,904
COMERICA INC	COM	200340107	357	7	SH		DFND	951	0	0	7
COMMVAULT SYS INC	COM	204166102	973	8	SH		DFND	903	0	0	8
BLACKSTONE MTG TR INC	COM CL A	09257W100	33,882	1,945	SH		DFND	1	0	0	1,945
SCHLUMBERGER LTD	COM STK	806857108	2,170	46	SH		DFND	736	0	0	46
FAIR ISAAC CORP	COM	303250104	1,489	1	SH		DFND	600	0	0	1
M & T BK CORP	COM	55261F104	2,876	19	SH		DFND	736	0	0	19
AT&T INC	COM	00206R102	631	33	SH		DFND	471	0	0	33
ISHARES TR	FALN ANGLS USD	46435G474	31,952	1,220	SH		DFND	874	0	0	1,220
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	16,417	468	SH		DFND	920	0	0	468
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	10,237	199	SH		DFND	532	0	0	199
ROCKWELL AUTOMATION INC	COM	773903109	3,854	14	SH		DFND	627	0	0	14
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,033,180	12,335	SH		DFND	162	0	0	12,335
STRYKER CORPORATION	COM	863667101	23,818	70	SH		DFND	918	0	0	70
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	22,071	246	SH		DFND	850	0	0	246
SPDR SER TR	PORTFOLIO SHORT	78464A474	29,076	979	SH		DFND	66	0	0	979
BROWN & BROWN INC	COM	115236101	19,313	216	SH		DFND	916	0	0	216
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,840	126	SH		DFND	559	0	0	126
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,054	124	SH		DFND	231	0	0	124
GLOBAL X FDS	US INFR DEV ETF	37954Y673	5,442	147	SH		DFND	715	0	0	147
BADGER METER INC	COM	056525108	932	5	SH		DFND	965	0	0	5
KLA CORP	COM NEW	482480100	9,894	12	SH		DFND	792	12	0	0
NEWMONT CORP	COM	651639106	2,638	63	SH		DFND	665	0	0	63
INTERNATIONAL BUSINESS MACHS	COM	459200101	48,096,020	278,092	SH		SOLE		399	0	277,693
INTEL CORP	COM	458140100	12,140	392	SH		DFND	792	392	0	0
PFIZER INC	COM	717081103	28	1	SH		DFND	477	0	0	1
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	44,382	1,671	SH		DFND	17	0	0	1,671
ISHARES TR	3 7 YR TREAS BD	464288661	4,965	43	SH		DFND	163	0	0	43
STANLEY BLACK & DECKER INC	COM	854502101	2,636	33	SH		DFND	472	0	0	33
ISHARES TR	US INFRASTRUC	46435U713	29,344	697	SH		DFND	583	0	0	697
VALKYRIE ETF TRUST II	BITCOIN MINERS	91917A207	29,122	12,000	SH	Put	SOLE		0	0	12,000
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	5,500	146	SH		DFND	107	0	0	146
CENCORA INC	COM	03073E105	3,154	14	SH		DFND	697	0	0	14
FIRST SOLAR INC	COM	336433107	1,127	5	SH		DFND	736	0	0	5
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	161,627	3,116	SH		DFND	332	0	0	3,116
PIPER SANDLER COMPANIES	COM	724078100	1,565,662	6,802	SH		SOLE		21	0	6,781
AMERICAN EAGLE OUTFITTERS IN	COM	02553E106	1,297	65	SH		DFND	965	0	0	65
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	19,097	228	SH		DFND	241	0	0	228
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	288,204	3,703	SH		DFND	578	0	0	3,703
JPMORGAN CHASE & CO.	COM	46625H100	34,182	169	SH		DFND	188	169	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	47,098	258	SH		DFND	871	0	0	258
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	20,089	345	SH		DFND	778	0	0	345
PERRIGO CO PLC	SHS	G97822103	433,751	16,891	SH		SOLE		0	0	16,891
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,332	290	SH		DFND	232	0	0	290
MARATHON PETE CORP	COM	56585A102	13,011	75	SH		DFND	790	0	0	75
CYBERARK SOFTWARE LTD	SHS	M2682V108	5,468	20	SH		DFND	792	20	0	0
KRAFT HEINZ CO	COM	500754106	709	22	SH		DFND	965	0	0	22
EPAM SYS INC	COM	29414B104	376	2	SH		DFND	903	0	0	2
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	50,884	981	SH		DFND	296	981	0	0
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	89,143	8,254	SH		DFND	661	0	0	8,254
INTRA-CELLULAR THERAPIES INC	COM	46116X101	6,917	101	SH		DFND	792	101	0	0
GE VERNOVA INC	COM	36828A101	9,776	57	SH		DFND	1	0	0	57
SRH TOTAL RETURN FUND INC	COM	101507101	213,361	14,664	SH		SOLE		0	0	14,664
SCHWAB STRATEGIC TR	US REIT ETF	808524847	142,047	7,113	SH		DFND	439	0	0	7,113
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,675	10	SH		DFND	106	0	0	10
NIKE INC	CL B	654106103	11,306	150	SH		DFND	357	150	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	103,274	2,360	SH		DFND	460	0	0	2,360
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	36,848	461	SH		DFND	176	0	0	461
ISHARES INC	CORE MSCI EMKT	46434G103	183,501	3,428	SH		DFND	239	0	0	3,428
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,079	70	SH		DFND	743	0	0	70
SPDR SER TR	PORTFOLIO S&P600	78468R853	20,267	488	SH		DFND	96	0	0	488
TRANE TECHNOLOGIES PLC	SHS	G8994E103	19,323,299	58,746	SH		SOLE		228	0	58,518
FINANCIAL INSTNS INC	COM	317585404	215,727	11,166	SH		SOLE		0	0	11,166
LEAR CORP	COM NEW	521865204	457	4	SH		DFND	695	0	0	4
TEXTRON INC	COM	883203101	2,611,970	30,421	SH		SOLE		1	0	30,420
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	97,419	1,673	SH		DFND	287	0	0	1,673
ISHARES TR	CORE MSCI INTL	46435G326	72,335	1,102	SH		DFND	21	0	0	1,102
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,073	80	SH		DFND	108	0	0	80
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,619	17	SH		DFND	816	0	0	17
SYLVAMO CORP	COMMON STOCK	871332102	523,591	7,633	SH		SOLE		13	0	7,620
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	606,684	22,842	SH		DFND	317	0	0	22,842
ISHARES TR	S&P 500 GRWT ETF	464287309	32,204	348	SH		DFND	703	0	0	348
LUCID GROUP INC	COM	549498103	359,129	137,597	SH		SOLE		0	0	137,597
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	198	4	SH		DFND	185	0	0	4
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	41,796	499	SH		DFND	228	0	0	499
BLOCK H & R INC	COM	093671105	1,302	24	SH		DFND	951	0	0	24
STEEL DYNAMICS INC	COM	858119100	20,979	162	SH		DFND	661	0	0	162
ENCOMPASS HEALTH CORP	COM	29261A100	1,573,646	18,343	SH		SOLE		0	0	18,343
WALMART INC	COM	931142103	27,423	405	SH		DFND	707	0	0	405
APPLE INC	COM	037833100	128,478	610	SH		DFND	918	0	0	610
ALCON AG	ORD SHS	H01301128	713	8	SH		DFND	903	0	0	8
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,161	38	SH		DFND	251	0	0	38
BITWISE BITCOIN ETF TR	SHS BEN INT	09174C104	1,303,514	39,875	SH		SOLE		0	0	39,875
PAYPAL HLDGS INC	COM	70450Y103	696	12	SH		DFND	965	0	0	12
SPDR SER TR	PORTFOLIO S&P500	78464A854	51,008	797	SH		DFND	320	0	0	797
HILTON WORLDWIDE HLDGS INC	COM	43300A203	2,618	12	SH		DFND	969	0	0	12
APPLE INC	COM	037833100	166,179	789	SH		DFND	737	0	0	789
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,164	84	SH		DFND	106	0	0	84
CSG SYS INTL INC	COM	126349109	5,928	144	SH		DFND	792	144	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	275,219	2,583	SH		DFND	411	0	0	2,583
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	3,665	103	SH		DFND	803	0	0	103
TE CONNECTIVITY LTD	SHS	H84989104	4,513	30	SH		DFND	969	0	0	30
KELLANOVA	COM	487836108	10,152	176	SH		DFND	791	176	0	0
AMPHENOL CORP NEW	CL A	032095101	5,794	86	SH		DFND	970	0	0	86
CARDINAL HEALTH INC	COM	14149Y108	78,656	800	SH		DFND	1	0	0	800
ZOETIS INC	CL A	98978V103	3,467	20	SH		DFND	260	0	0	20
SCHWAB STRATEGIC TR	US REIT ETF	808524847	35,047	1,755	SH		DFND	378	0	0	1,755
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	1,094	8	SH		DFND	188	8	0	0
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	1,968	25	SH		DFND	816	0	0	25
TOLL BROTHERS INC	COM	889478103	34,208	297	SH		DFND	661	0	0	297
TRANE TECHNOLOGIES PLC	SHS	G8994E103	2,960	9	SH		DFND	816	0	0	9
KRONOS WORLDWIDE INC	COM	50105F105	211,844	16,880	SH		SOLE		64	0	16,816
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	670	8	SH		DFND	472	0	0	8
KINROSS GOLD CORP	COM	496902404	1,473	177	SH		DFND	951	0	0	177
MUELLER WTR PRODS INC	COM SER A	624758108	8,512	475	SH		DFND	791	475	0	0
COSTAR GROUP INC	COM	22160N109	4,300	58	SH		DFND	188	58	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,109	71	SH		DFND	115	0	0	71
TELEFONICA S A	SPONSORED ADR	879382208	678,761	161,226	SH		SOLE		268	0	160,958
SERVICE PPTYS TR	COM SH BEN INT	81761L102	154,200	30,000	SH		DFND	375	0	0	30,000
DIAGEO PLC	SPON ADR NEW	25243Q205	33,663	267	SH		DFND	916	0	0	267
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,234	19	SH		DFND	282	0	0	19
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	854	24	SH		DFND	166	0	0	24
BIOLINERX LTD	SPONSORED ADS	09071M205	7,455	13,081	SH		SOLE		0	0	13,081
CANADIAN IMPERIAL BK COMM TO	COM	136069101	45,401	955	SH		DFND	661	0	0	955
RESOURCES CONNECTION INC	COM	76122Q105	2,738	248	SH		DFND	790	0	0	248
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,537,460,342	68,956,342	SH		SOLE		54,332	0	68,902,010
INTEL CORP	COM	458140100	11,428	369	SH		DFND	805	0	0	369
TOTALENERGIES SE	SPONSORED ADS	89151E109	8,202	123	SH		DFND	189	123	0	0
ISHARES TR	EAFE SML CP ETF	464288273	10,171	165	SH		DFND	66	0	0	165
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	74,363	1,484	SH		DFND	101	0	0	1,484
ALLOGENE THERAPEUTICS INC	COM	019770106	433	186	SH		DFND	951	0	0	186
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	99,943	2,602	SH		DFND	80	0	0	2,602
ABBOTT LABS	COM	002824100	24,211	233	SH		DFND	153	0	0	233
ALLSTATE CORP	COM	020002101	6,865	43	SH		DFND	791	43	0	0
WOORI FINL GROUP INC	SPONSORED ADS	981064108	4,325	135	SH		DFND	665	0	0	135
ALBEMARLE CORP	COM	012653101	20,537	215	SH		DFND	675	0	0	215
UNITED PARCEL SERVICE INC	CL B	911312106	27,370	200	SH		DFND	257	0	0	200
UNION PAC CORP	COM	907818108	53,480,306	236,367	SH		SOLE		360	0	236,007
AMERICA MOVIL SAB DE CV	SPON ADS RP CL B	02390A101	20,689	1,217	SH		DFND	328	0	0	1,217
GLOBAL X FDS	S&P 500 CATHOLIC	37954Y889	1,571,164	24,024	SH		SOLE		0	0	24,024
V F CORP	COM	918204108	1,377	102	SH		DFND	736	0	0	102
SUMMIT THERAPEUTICS INC	COM	86627T108	84,097	10,782	SH		SOLE		0	0	10,782
ISHARES INC	MSCI HONG KG ETF	464286871	167,701	10,961	SH		SOLE		0	0	10,961
ALPHABET INC	CAP STK CL C	02079K107	2,751	15	SH		DFND	405	0	0	15
JPMORGAN CHASE & CO.	COM	46625H100	10,113	50	SH		DFND	685	0	0	50
SOUTHERN CO	COM	842587107	2,172	28	SH		DFND	713	28	0	0
HUNTSMAN CORP	COM	447011107	23,248	1,021	SH		DFND	675	0	0	1,021
HOME DEPOT INC	COM	437076102	109,468	318	SH		DFND	916	0	0	318
ISHARES TR	MSCI EMG MKT ETF	464287234	2,172	51	SH		DFND	415	0	0	51
JPMORGAN CHASE & CO.	COM	46625H100	26,698	132	SH		DFND	970	0	0	132
QUEST DIAGNOSTICS INC	COM	74834L100	2,874	21	SH		DFND	790	0	0	21
HUMANA INC	COM	444859102	2,242	6	SH		DFND	697	0	0	6
MATADOR RES CO	COM	576485205	1,669	28	SH		DFND	810	0	0	28
AFLAC INC	COM	001055102	3,037	34	SH		DFND	697	0	0	34
MANNKIND CORP	COM NEW	56400P706	693,094	132,777	SH		SOLE		62	0	132,715
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,439	145	SH		DFND	897	0	0	145
PROGRESSIVE CORP	COM	743315103	2,493	12	SH		DFND	810	0	0	12
ISHARES TR	MSCI ACWI EX US	464288240	6,766,340	127,354	SH		SOLE		0	0	127,354
FABRINET	SHS	G3323L100	34,026	139	SH		DFND	661	0	0	139
DANAHER CORPORATION	COM	235851102	2,249	9	SH		DFND	600	0	0	9
GLOBAL X FDS	CLOUD COMPUTNG	37954Y442	377,558	19,204	SH		SOLE		0	0	19,204
ACADEMY SPORTS & OUTDOORS IN	COM	00402L107	1,225	23	SH		DFND	816	0	0	23
THE TRADE DESK INC	COM CL A	88339J105	586,020	6,000	SH		DFND	370	6,000	0	0
NEXTERA ENERGY INC	COM	65339F101	8,993	127	SH		DFND	736	0	0	127
GODADDY INC	CL A	380237107	2,096	15	SH		DFND	816	0	0	15
KEURIG DR PEPPER INC	COM	49271V100	1,269	38	SH		DFND	627	0	0	38
LEGGETT & PLATT INC	COM	524660107	1,902	166	SH		DFND	816	0	0	166
MASTERCARD INCORPORATED	CL A	57636Q104	5,294	12	SH		DFND	600	0	0	12
ALLISON TRANSMISSION HLDGS I	COM	01973R101	3,112	41	SH		DFND	969	0	0	41
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	10,737	207	SH		DFND	177	0	0	207
ISHARES TR	S&P MC 400VL ETF	464287705	3,404	30	SH		DFND	263	0	0	30
QUALCOMM INC	COM	747525103	5,179	26	SH		DFND	713	26	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	27,086	506	SH		DFND	96	0	0	506
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	7,282	24	SH		DFND	713	24	0	0
NMI HLDGS INC	COM	629209305	22,024	647	SH		DFND	675	0	0	647
NEWMONT CORP	COM	651639106	1,340	32	SH		DFND	695	0	0	32
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,183	49	SH		DFND	806	0	0	49
JPMORGAN CHASE & CO.	COM	46625H100	114,075	564	SH		DFND	242	0	0	564
CATERPILLAR INC	COM	149123101	61,205,785	183,746	SH		SOLE		164	0	183,582
AMERICAN HOMES 4 RENT	CL A	02665T306	513,618	13,822	SH		SOLE		0	0	13,822
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	9,297	111	SH		DFND	59	0	0	111
TG THERAPEUTICS INC	COM	88322Q108	3,149	177	SH		DFND	790	0	0	177
METTLER TOLEDO INTERNATIONAL	COM	592688105	19,566	14	SH		DFND	916	0	0	14
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	5,620	78	SH		DFND	138	0	0	78
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	5,052	142	SH		DFND	10	0	0	142
ISHARES INC	CORE MSCI EMKT	46434G103	535	10	SH		DFND	434	0	0	10
STRYKER CORPORATION	COM	863667101	6,805	20	SH		DFND	737	0	0	20
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	5,297	151	SH		DFND	245	0	0	151
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	65,284	2,458	SH		DFND	641	0	0	2,458
ISHARES TR	CORE S&P500 ETF	464287200	971,880	1,776	SH		DFND	240	0	0	1,776
WABTEC	COM	929740108	2,687	17	SH		DFND	965	0	0	17
NVIDIA CORPORATION	COM	67066G104	108,715	880	SH		DFND	707	0	0	880
THE CIGNA GROUP	COM	125523100	13,553	41	SH		DFND	374	0	0	41
WESTLAKE CORPORATION	COM	960413102	1,303	9	SH		DFND	737	0	0	9
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	5,093	99	SH		DFND	193	0	0	99
HAWAIIAN ELEC INDUSTRIES	COM	419870100	2,327	258	SH		DFND	790	0	0	258
VANGUARD INDEX FDS	MID CAP ETF	922908629	7,021	29	SH		DFND	71	0	0	29
CAPITAL ONE FINL CORP	COM	14040H105	53,026	383	SH		DFND	400	0	0	383
UNITEDHEALTH GROUP INC	COM	91324P102	7,130	14	SH		DFND	260	0	0	14
MARVELL TECHNOLOGY INC	COM	573874104	8,807	126	SH		DFND	791	126	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	44,753	870	SH		DFND	938	0	0	870
DUKE ENERGY CORP NEW	COM NEW	26441C204	45,104	450	SH		DFND	257	0	0	450
MICROSOFT CORP	COM	594918104	22,348	50	SH		DFND	262	0	0	50
ISHARES TR	MSCI GBL SUS DEV	46435G532	414,326	5,519	SH		SOLE		0	0	5,519
THE CIGNA GROUP	COM	125523100	10,578	32	SH		DFND	792	32	0	0
ISHARES TR	EAFE SML CP ETF	464288273	418,905	6,796	SH		DFND	480	0	0	6,796
COLUMBIA BKG SYS INC	COM	197236102	3,521	177	SH		DFND	791	177	0	0
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	2,666	184	SH		DFND	790	0	0	184
ACV AUCTIONS INC	COM CL A	00091G104	218,909	11,995	SH		SOLE		0	0	11,995
CADENCE DESIGN SYSTEM INC	COM	127387108	2,154	7	SH		DFND	951	0	0	7
FOOT LOCKER INC	COM	344849104	424	17	SH		DFND	951	0	0	17
ADVANCED MICRO DEVICES INC	COM	007903107	6,002	37	SH		DFND	816	0	0	37
ISHARES TR	MSCI USA QLT FCT	46432F339	9,904	58	SH		DFND	264	0	0	58
MASTERCARD INCORPORATED	CL A	57636Q104	70,586	160	SH		DFND	152	0	0	160
SCHLUMBERGER LTD	COM STK	806857108	2,784	59	SH		DFND	790	0	0	59
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	48,781	940	SH		DFND	911	0	0	940
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	16,479	283	SH		DFND	822	0	0	283
EDWARDS LIFESCIENCES CORP	COM	28176E108	3,141	34	SH		DFND	695	0	0	34
ISHARES INC	CORE MSCI EMKT	46434G103	2,677	50	SH		DFND	71	0	0	50
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	18,229	253	SH		DFND	559	0	0	253
XCEL ENERGY INC	COM	98389B100	15,085,477	282,447	SH		SOLE		88	0	282,359
ARGENX SE	SPONSORED ADR	04016X101	16,342	38	SH		DFND	916	0	0	38
ADIENT PLC	ORD SHS	G0084W101	19,027	770	SH		DFND	661	0	0	770
THERMO FISHER SCIENTIFIC INC	COM	883556102	54,194	98	SH		DFND	675	0	0	98
OPEN TEXT CORP	COM	683715106	2,283	76	SH		DFND	627	0	0	76
CHESAPEAKE UTILS CORP	COM	165303108	52,781	497	SH		DFND	675	0	0	497
FIDELITY COVINGTON TRUST	CONSMR STAPLES	316092303	243,769	5,143	SH		SOLE		0	0	5,143
XCEL ENERGY INC	COM	98389B100	374	7	SH		DFND	600	0	0	7
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	7,377	90	SH		DFND	406	0	0	90
ISHARES TR	0-3 MNTH TREASRY	46436E718	39,071,782	387,963	SH		SOLE		0	0	387,963
ISHARES TR	3 7 YR TREAS BD	464288661	174,706	1,513	SH		DFND	153	0	0	1,513
HUNT J B TRANS SVCS INC	COM	445658107	5,280	33	SH		DFND	400	0	0	33
CAMDEN NATL CORP	COM	133034108	21,417	649	SH		DFND	675	0	0	649
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	3,722	64	SH		DFND	665	0	0	64
LIGHT & WONDER INC	COM	80874P109	29,681	283	SH		DFND	675	0	0	283
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	84,226	1,582	SH		DFND	518	0	0	1,582
BUMBLE INC	COM CL A	12047B105	4,740	451	SH		DFND	791	451	0	0
KEURIG DR PEPPER INC	COM	49271V100	935	28	SH		DFND	713	28	0	0
MORGAN STANLEY	COM NEW	617446448	58,314	600	SH		DFND	257	0	0	600
AGILON HEALTH INC	COM	00857U107	3,309	506	SH		DFND	790	0	0	506
DUPONT DE NEMOURS INC	COM	26614N102	1,529	19	SH		DFND	951	0	0	19
TJX COS INC NEW	COM	872540109	5,835	53	SH		DFND	736	0	0	53
ISHARES TR	NATIONAL MUN ETF	464288414	88,437	830	SH		DFND	99	0	0	830
WOORI FINL GROUP INC	SPONSORED ADS	981064108	3,332	104	SH		DFND	791	104	0	0
ISHARES TR	ESG AWARE MSCI	46435U663	64,565	1,677	SH		DFND	218	0	0	1,677
VANGUARD INDEX FDS	MID CAP ETF	922908629	56,894	235	SH		DFND	574	0	0	235
SWEETGREEN INC	COM CL A	87043Q108	212,065	7,036	SH		SOLE		0	0	7,036
MEDTRONIC PLC	SHS	G5960L103	4,723	60	SH		DFND	969	0	0	60
BENTLEY SYS INC	COM CL B	08265T208	53,854,623	1,091,058	SH		SOLE		0	0	1,091,058
DIGITAL RLTY TR INC	COM	253868103	1,064	7	SH		DFND	665	0	0	7
VANGUARD INDEX FDS	MID CAP ETF	922908629	81,951	339	SH		DFND	339	0	0	339
SUZANO S A	SPON ADS	86959K105	842	82	SH		DFND	951	0	0	82
SPDR SER TR	PORTFOLIO S&P400	78464A847	57,200	1,115	SH		DFND	520	0	0	1,115
WEC ENERGY GROUP INC	COM	92939U106	2,981	38	SH		DFND	805	0	0	38
MEDTRONIC PLC	SHS	G5960L103	2,125	27	SH		DFND	805	0	0	27
AFLAC INC	COM	001055102	4,555	51	SH		DFND	969	0	0	51
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	15,703,618	625,892	SH		SOLE		0	0	625,892
CUMMINS INC	COM	231021106	1,662	6	SH		DFND	713	6	0	0
CATERPILLAR INC	COM	149123101	2,998	9	SH		DFND	810	0	0	9
GLOBAL MED REIT INC	COM NEW	37954A204	144,290	15,891	SH		SOLE		100	0	15,791
DISNEY WALT CO	COM	254687106	19,759	199	SH		DFND	27	0	0	199
NORDSON CORP	COM	655663102	776,428	3,348	SH		SOLE		5	0	3,343
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,035	56	SH		DFND	161	0	0	56
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	100,512	1,200	SH		DFND	647	0	0	1,200
IRIDIUM COMMUNICATIONS INC	COM	46269C102	26,221	985	SH		DFND	675	0	0	985
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	6,917	96	SH		DFND	424	0	0	96
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	665,461	13,280	SH		DFND	139	13,280	0	0
CANADIAN NATL RY CO	COM	136375102	7,084,235	59,970	SH		SOLE		15	0	59,955
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	2,932	50	SH		DFND	311	0	0	50
JOHNSON & JOHNSON	COM	478160104	20,024	137	SH		DFND	736	0	0	137
CHARTER COMMUNICATIONS INC N	CL A	16119P108	897	3	SH		DFND	970	0	0	3
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,679	41	SH		DFND	862	0	0	41
ISHARES TR	SHRT NAT MUN ETF	464288158	85,313	816	SH		DFND	683	0	0	816
ORACLE CORP	COM	68389X105	70,600	500	SH		DFND	159	0	0	500
AMDOCS LTD	SHS	G02602103	45,300	574	SH		DFND	1	74	0	500
BYLINE BANCORP INC	COM	124411109	1,306	55	SH		DFND	951	0	0	55
NOVARTIS AG	SPONSORED ADR	66987V109	38,113	358	SH		DFND	141	0	0	358
SHOPIFY INC	CL A	82509L107	19,881	301	SH		DFND	675	0	0	301
MURPHY OIL CORP	COM	626717102	25,486	618	SH		DFND	675	0	0	618
ISHARES TR	CORE S&P500 ETF	464287200	35,570	65	SH		DFND	219	65	0	0
ZOETIS INC	CL A	98978V103	18,203	105	SH		DFND	415	0	0	105
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	721	10	SH		DFND	262	0	0	10
SALESFORCE INC	COM	79466L302	12,855	50	SH		DFND	157	0	0	50
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,282,202	25,945	SH		DFND	98	0	0	25,945
COMFORT SYS USA INC	COM	199908104	608	2	SH		DFND	951	0	0	2
GENERAL MTRS CO	COM	37045V100	4,785	103	SH		DFND	737	0	0	103
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	7,404	114	SH		DFND	211	0	0	114
MCDONALDS CORP	COM	580135101	10,194	40	SH		DFND	737	0	0	40
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,184	287	SH		DFND	230	0	0	287
OCCIDENTAL PETE CORP	COM	674599105	1,072	17	SH		DFND	697	0	0	17
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	63,741	761	SH		DFND	610	0	0	761
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	497,243	1,992	SH		DFND	332	0	0	1,992
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	126,232	1,752	SH		DFND	267	0	0	1,752
INTERNATIONAL PAPER CO	COM	460146103	3,107	72	SH		DFND	969	0	0	72
3M CO	COM	88579Y101	21,562	211	SH		DFND	153	0	0	211
POSCO HOLDINGS INC	SPONSORED ADR	693483109	263	4	SH		DFND	965	0	0	4
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,155	81	SH		DFND	634	0	0	81
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	22,274	433	SH		DFND	268	0	0	433
APTARGROUP INC	COM	038336103	479,448	3,405	SH		SOLE		0	0	3,405
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	25,288,503	101,308	SH		DFND	1	2,788	0	98,520
MCKESSON CORP	COM	58155Q103	584	1	SH		DFND	713	1	0	0
NORFOLK SOUTHN CORP	COM	655844108	3,006	14	SH		DFND	737	0	0	14
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	883	88	SH		DFND	600	0	0	88
INTEL CORP	COM	458140100	83,619	2,700	SH		DFND	480	0	0	2,700
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	4,935	131	SH		DFND	82	0	0	131
ISHARES TR	CORE MSCI EAFE	46432F842	209,978,616	2,890,675	SH		SOLE		19,286	0	2,871,389
PULTE GROUP INC	COM	745867101	10,822	500	SH	Call	SOLE		0	0	500
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	29,355	594	SH		DFND	214	0	0	594
ISHARES TR	CORE S&P500 ETF	464287200	258,840	473	SH		DFND	608	0	0	473
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	37,021	846	SH		DFND	321	0	0	846
TORONTO DOMINION BK ONT	COM NEW	891160509	2,748	50	SH		DFND	264	0	0	50
AMAZON COM INC	COM	023135106	27,248	141	SH		DFND	810	0	0	141
SCHWAB STRATEGIC TR	US REIT ETF	808524847	18,432	923	SH		DFND	451	0	0	923
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	24,880	82	SH		DFND	627	0	0	82
FIRST FINL CORP IND	COM	320218100	1,103,560	29,923	SH		SOLE		54	0	29,869
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	9,075	55	SH		DFND	791	55	0	0
WORTHINGTON ENTERPRISES INC	COM	981811102	575,533	12,160	SH		SOLE		7	0	12,153
NISOURCE INC	COM	65473P105	3,027,029	105,069	SH		SOLE		130	0	104,939
TRACTOR SUPPLY CO	COM	892356106	2,700	10	SH		DFND	188	10	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	616	12	SH		DFND	117	0	0	12
ISHARES TR	U.S. PHARMA ETF	464288836	2,984	45	SH		DFND	866	45	0	0
INSIGHT ENTERPRISES INC	COM	45765U103	1,785	9	SH		DFND	810	0	0	9
UNITED STATES CELLULAR CORP	COM	911684108	70,054	1,255	SH		DFND	675	0	0	1,255
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	56,165	626	SH		DFND	331	0	0	626
CASELLA WASTE SYS INC	CL A	147448104	695	7	SH		DFND	903	0	0	7
NEXTERA ENERGY INC	COM	65339F101	6,302	89	SH		DFND	970	0	0	89
API GROUP CORP	COM STK	00187Y100	45,495	1,209	SH		DFND	661	0	0	1,209
WHIRLPOOL CORP	COM	963320106	1,226	12	SH		DFND	737	0	0	12
JPMORGAN CHASE & CO.	COM	46625H100	117,311	580	SH		DFND	918	0	0	580
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,119	125	SH		DFND	557	0	0	125
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	90,778	2,096	SH		DFND	144	2,096	0	0
WARNER BROS DISCOVERY INC	COM SER A	934423104	60	8	SH		DFND	477	0	0	8
ELI LILLY & CO	COM	532457108	5,432	6	SH		DFND	903	0	0	6
HUBSPOT INC	COM	443573100	590	1	SH		DFND	713	1	0	0
BIOHAVEN LTD	COM	G1110E107	694	20	SH		DFND	965	0	0	20
PFIZER INC	COM	717081103	112	4	SH		DFND	406	0	0	4
TANDEM DIABETES CARE INC	COM NEW	875372203	282	7	SH		DFND	903	0	0	7
MCGRATH RENTCORP	COM	580589109	531,685	4,990	SH		SOLE		14	0	4,976
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,488	68	SH		DFND	529	0	0	68
EMERSON ELEC CO	COM	291011104	284,213	2,580	SH		DFND	375	0	0	2,580
EXTRA SPACE STORAGE INC	COM	30225T102	622	4	SH		DFND	406	0	0	4
NVIDIA CORPORATION	COM	67066G104	163,073	1,320	SH		DFND	188	1,320	0	0
FRANKLIN ELEC INC	COM	353514102	7,128	74	SH		DFND	791	74	0	0
SEMPRA	COM	816851109	1,978	26	SH		DFND	970	0	0	26
CUBESMART	COM	229663109	314,944	6,972	SH		SOLE		14	0	6,958
CELSIUS HLDGS INC	COM NEW	15118V207	1,028	18	SH		DFND	713	18	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	31,153	827	SH		DFND	637	0	0	827
REGENERON PHARMACEUTICALS	COM	75886F107	1,051	1	SH		DFND	600	0	0	1
METTLER TOLEDO INTERNATIONAL	COM	592688105	2,795	2	SH		DFND	713	2	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	407,835	7,950	SH		DFND	153	0	0	7,950
ISHARES INC	CORE MSCI EMKT	46434G103	11,241	210	SH		DFND	776	0	0	210
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	32	1	SH		DFND	792	1	0	0
ETSY INC	COM	29786A106	1,239	21	SH		DFND	737	0	0	21
BECTON DICKINSON & CO	COM	075887109	467	2	SH		DFND	697	0	0	2
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	57,316	954	SH		DFND	939	0	0	954
KKR & CO INC	COM	48251W104	70,406	669	SH		DFND	374	0	0	669
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,085	285	SH		DFND	434	0	0	285
ORACLE CORP	COM	68389X105	10,872	77	SH		DFND	255	0	0	77
SONOCO PRODS CO	COM	835495102	41,185	812	SH		DFND	328	0	0	812
VANGUARD WORLD FD	INF TECH ETF	92204A702	69,544,816	120,614	SH		SOLE		258	0	120,356
J P MORGAN EXCHANGE TRADED F	INCOME ETF	46641Q159	645,714	14,204	SH		SOLE		0	0	14,204
IDEXX LABS INC	COM	45168D104	2,436	5	SH		DFND	737	0	0	5
ISHARES TR	MORNINGSTR US EQ	464287127	482,797	6,423	SH		SOLE		0	0	6,423
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,086	60	SH		DFND	559	0	0	60
WATSCO INC	COM	942622200	2,240,671	4,837	SH		SOLE		1	0	4,836
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,239,363	4,965	SH		DFND	102	0	0	4,965
MOODYS CORP	COM	615369105	39,567	94	SH		DFND	916	0	0	94
COMCAST CORP NEW	CL A	20030N101	7,245	185	SH		DFND	695	0	0	185
SPDR SER TR	PORTFOLIO S&P400	78464A847	45,862	894	SH		DFND	72	0	0	894
PEPSICO INC	COM	713448108	8,576	52	SH		DFND	405	0	0	52
DANAHER CORPORATION	COM	235851102	2,499	10	SH		DFND	695	0	0	10
LOGITECH INTL S A	SHS	H50430232	22,379	231	SH		DFND	675	0	0	231
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	8,254	33	SH		DFND	450	0	0	33
AMAZON COM INC	COM	023135106	71,889	372	SH		DFND	969	0	0	372
ISHARES TR	CORE S&P500 ETF	464287200	494,370	903	SH		DFND	251	0	0	903
DUKE ENERGY CORP NEW	COM NEW	26441C204	7,116	71	SH		DFND	737	0	0	71
KKR & CO INC	COM	48251W104	12,418	118	SH		DFND	792	118	0	0
ETF SER SOLUTIONS	US GLB JETS	26922A842	806,808	41,038	SH		SOLE		0	0	41,038
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	17,435	497	SH		DFND	32	497	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	43,147	986	SH		DFND	348	0	0	986
EMERSON ELEC CO	COM	291011104	3,966	36	SH		DFND	665	0	0	36
3M CO	COM	88579Y101	10,219	100	SH		DFND	27	0	0	100
SPDR SER TR	PORTFOLIO S&P500	78464A854	339,648	5,307	SH		DFND	960	0	0	5,307
TRAVELERS COMPANIES INC	COM	89417E109	46,158	227	SH		DFND	616	0	0	227
PARSONS CORP DEL	COM	70202L102	409	5	SH		DFND	951	0	0	5
MICROSOFT CORP	COM	594918104	2,354,533	5,268	SH		DFND	675	0	0	5,268
READY CAPITAL CORP	COM	75574U101	36,033	4,405	SH		DFND	675	0	0	4,405
MORNINGSTAR INC	COM	617700109	1,183	4	SH		DFND	737	0	0	4
CORPAY INC	COM SHS	219948106	5,328	20	SH		DFND	188	20	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	803	15	SH		DFND	82	0	0	15
WASTE MGMT INC DEL	COM	94106L109	2,987	14	SH		DFND	188	14	0	0
DEVON ENERGY CORP NEW	COM	25179M103	3,034	64	SH		DFND	970	0	0	64
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	198,198	794	SH		DFND	567	0	0	794
INTERNATIONAL BUSINESS MACHS	COM	459200101	17,295	100	SH		DFND	742	0	0	100
ISHARES TR	CORE MSCI INTL	46435G326	370,997	5,652	SH		DFND	546	0	0	5,652
ORION OFFICE REIT INC	COM	68629Y103	600	167	SH		DFND	828	167	0	0
JOHNSON & JOHNSON	COM	478160104	10,524	72	SH		DFND	713	72	0	0
BANK MONTREAL QUE	COM	063671101	503	6	SH		DFND	810	0	0	6
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	1,319,645	36,718	SH		DFND	642	0	0	36,718
TTM TECHNOLOGIES INC	COM	87305R109	1,652	85	SH		DFND	816	0	0	85
NCR VOYIX CORPORATION	COM	62886E108	576,128	46,650	SH		DFND	925	0	0	46,650
SCHNEIDER NATIONAL INC	CL B	80689H102	613,740	25,403	SH		SOLE		267	0	25,136
ZSCALER INC	COM	98980G102	12,847,760	66,849	SH		SOLE		51	0	66,798
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	2,131	81	SH		DFND	955	0	0	81
ISHARES TR	CORE US AGGBD ET	464287226	95,517	984	SH		DFND	322	0	0	984
ISHARES TR	SHRT NAT MUN ETF	464288158	12,128	116	SH		DFND	226	0	0	116
INSULET CORP	COM	45784P101	1,009	5	SH		DFND	695	0	0	5
STANLEY BLACK & DECKER INC	COM	854502101	1,358	17	SH		DFND	970	0	0	17
SANOFI	SPONSORED ADR	80105N105	38,622	796	SH		DFND	916	0	0	796
SERVICENOW INC	COM	81762P102	2,360	3	SH		DFND	951	0	0	3
CUMMINS INC	COM	231021106	2,492	9	SH		DFND	951	0	0	9
DYCOM INDS INC	COM	267475101	2,700	16	SH		DFND	790	0	0	16
META PLATFORMS INC	CL A	30303M102	62,019	123	SH		DFND	737	0	0	123
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	50,779	1,348	SH		DFND	54	0	0	1,348
FEDEX CORP	COM	31428X106	300	1	SH		DFND	903	0	0	1
SPDR S&P 500 ETF TR	TR UNIT	78462F103	23,946	44	SH		DFND	943	0	0	44
ISHARES TR	EAFE SML CP ETF	464288273	22,252	361	SH		DFND	822	0	0	361
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,711,472,999	26,637,712	SH		SOLE		10,167	0	26,627,545
TREX CO INC	COM	89531P105	148,240	2,000	SH		DFND	168	0	0	2,000
HP INC	COM	40434L105	10,506	300	SH		DFND	707	0	0	300
SAP SE	SPON ADR	803054204	1,355	1,000	SH	Put	SOLE		0	0	1,000
SPDR GOLD TR	GOLD SHS	78463V107	37,500,403	174,412	SH		SOLE		0	0	174,412
BLOCK INC	CL A	852234103	903	14	SH		DFND	665	0	0	14
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,387	41	SH		DFND	144	41	0	0
MADISON SQUARE GRDN SPRT COR	CL A	55825T103	1,317	7	SH		DFND	810	0	0	7
HUMANA INC	COM	444859102	4,110	11	SH		DFND	695	0	0	11
TELEDYNE TECHNOLOGIES INC	COM	879360105	1,428,930	3,683	SH		SOLE		4	0	3,679
CTS CORP	COM	126501105	662,291	13,081	SH		SOLE		32	0	13,049
BROWN FORMAN CORP	CL B	115637209	107,975	2,500	SH		DFND	1	0	0	2,500
SOUTHERN COPPER CORP	COM	84265V105	1,293	12	SH		DFND	810	0	0	12
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	402,236	6,695	SH		DFND	316	0	0	6,695
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	16,417	196	SH		DFND	156	0	0	196
ROYAL BK CDA	COM	780087102	53,190	500	SH		DFND	779	0	0	500
ISHARES TR	CORE US AGGBD ET	464287226	272,281	2,805	SH		DFND	48	0	0	2,805
HARMONY GOLD MINING CO LTD	SPONSORED ADR	413216300	519,242	56,624	SH		SOLE		130	0	56,494
AMPHENOL CORP NEW	CL A	032095101	15,630	232	SH		DFND	157	0	0	232
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	69,972	1,599	SH		DFND	101	0	0	1,599
ISHARES TR	EAFE SML CP ETF	464288273	245,574	3,984	SH		DFND	340	0	0	3,984
ISHARES TR	CORE S&P500 ETF	464287200	6,567	12	SH		DFND	783	0	0	12
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,157	159	SH		DFND	676	159	0	0
MATCH GROUP INC NEW	COM	57667L107	375,983	12,376	SH		SOLE		16	0	12,360
PHILIP MORRIS INTL INC	COM	718172109	3,749	37	SH		DFND	713	37	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	21,005	42	SH		DFND	119	0	0	42
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	38,871	1,012	SH		DFND	855	0	0	1,012
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	156,997	2,179	SH		DFND	521	0	0	2,179
METLIFE INC	COM	59156R108	62,820	895	SH		DFND	661	0	0	895
DELTA AIR LINES INC DEL	COM NEW	247361702	285	6	SH		DFND	713	6	0	0
IOVANCE BIOTHERAPEUTICS INC	COM	462260100	425	53	SH		DFND	951	0	0	53
ENPHASE ENERGY INC	COM	29355A107	997	10	SH		DFND	736	0	0	10
BIOGEN INC	COM	09062X103	927	4	SH		DFND	951	0	0	4
BOSTON SCIENTIFIC CORP	COM	101137107	12,805,018	166,277	SH		SOLE		754	0	165,523
DOLLAR GEN CORP NEW	COM	256677105	1,983	15	SH		DFND	965	0	0	15
BARNES GROUP INC	COM	067806109	14,825	358	SH		DFND	791	358	0	0
EOG RES INC	COM	26875P101	3,776	30	SH		DFND	737	0	0	30
UNITED PARCEL SERVICE INC	CL B	911312106	2,053	15	SH		DFND	816	0	0	15
ISHARES INC	CORE MSCI EMKT	46434G103	19,538	365	SH		DFND	215	0	0	365
ONEOK INC NEW	COM	682680103	1,876	23	SH		DFND	737	0	0	23
UNITED PARCEL SERVICE INC	CL B	911312106	6,021	44	SH		DFND	970	0	0	44
WESTERN MIDSTREAM PARTNERS L	COM UNIT LP INT	958669103	204,252	5,141	SH		SOLE		0	0	5,141
HIMS & HERS HEALTH INC	COM CL A	433000106	424	21	SH		DFND	903	0	0	21
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C417	261,402	7,441	SH		SOLE		0	0	7,441
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	26,125	625	SH		DFND	726	0	0	625
P T TELEKOMUNIKASI INDONESIA	SPONSORED ADR	715684106	785	42	SH		DFND	810	0	0	42
STRYKER CORPORATION	COM	863667101	3,062	9	SH		DFND	695	0	0	9
NVIDIA CORPORATION	COM	67066G104	25,449	206	SH		DFND	627	0	0	206
PAYCHEX INC	COM	704326107	1,423	12	SH		DFND	697	0	0	12
EATON CORP PLC	SHS	G29183103	10,974	35	SH		DFND	713	35	0	0
SALESFORCE INC	COM	79466L302	1,543	6	SH		DFND	903	0	0	6
CSX CORP	COM	126408103	1,472	44	SH		DFND	970	0	0	44
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,335	65	SH		DFND	684	65	0	0
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	510,299	429	SH		SOLE		0	0	429
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	325	5	SH		DFND	82	0	0	5
ISHARES INC	CORE MSCI EMKT	46434G103	4,389	82	SH		DFND	23	0	0	82
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	18,949	263	SH		DFND	724	0	0	263
CELANESE CORP DEL	COM	150870103	1,349	10	SH		DFND	737	0	0	10
PHILLIPS 66	COM	718546104	1,271	9	SH		DFND	695	0	0	9
ARGENX SE	SPONSORED ADR	04016X101	18,922	44	SH		DFND	661	0	0	44
CHAMPIONX CORPORATION	COM	15872M104	1,793	54	SH		DFND	810	0	0	54
HORIZON BANCORP INC	COM	440407104	637,352	51,524	SH		SOLE		203	0	51,321
SPDR SER TR	PORTFOLIO SHORT	78464A474	16,157	544	SH		DFND	152	0	0	544
ISHARES INC	CORE MSCI EMKT	46434G103	17,237	322	SH		DFND	129	322	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	156,451	7,834	SH		DFND	670	0	0	7,834
GAMING & LEISURE PPTYS INC	COM	36467J108	1,356	30	SH		DFND	737	0	0	30
INTERACTIVE BROKERS GROUP IN	COM CL A	45841N107	950,655	7,754	SH		SOLE		82	0	7,672
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	129,057	3,426	SH		DFND	36	0	0	3,426
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	96	1	SH		DFND	414	0	0	1
MEDTRONIC PLC	SHS	G5960L103	961,836	12,220	SH		DFND	925	0	0	12,220
PROLOGIS INC.	COM	74340W103	9,162,078	81,578	SH		SOLE		116	0	81,462
NUTRIEN LTD	COM	67077M108	509	10	SH		DFND	951	0	0	10
LOWES COS INC	COM	548661107	19,841	90	SH		DFND	284	90	0	0
CF INDS HLDGS INC	COM	125269100	24,015	324	SH		DFND	661	0	0	324
CMS ENERGY CORP	COM	125896100	7,382	124	SH		DFND	792	124	0	0
ISHARES TR	U S EQUITY FACTR	46434V282	1,114,266	20,008	SH		SOLE		0	0	20,008
VISA INC	COM CL A	92826C839	15,748	60	SH		DFND	284	60	0	0
AAON INC	COM PAR $0.004	000360206	1,601,377	18,356	SH		SOLE		28	0	18,328
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	18,949	263	SH		DFND	726	0	0	263
ALLSTATE CORP	COM	020002101	9,188,363	57,550	SH		SOLE		100	0	57,450
CABLE ONE INC	COM	12685J105	354	1	SH		DFND	600	0	0	1
CHURCH & DWIGHT CO INC	COM	171340102	1,140	11	SH		DFND	810	0	0	11
EQUINIX INC	COM	29444U700	757	1	SH		DFND	903	0	0	1
VISA INC	COM CL A	92826C839	35,958	137	SH		DFND	311	0	0	137
LITHIUM AMERICAS ARGENTINA C	COM SHS	53681K100	42,909	13,409	SH		SOLE		0	0	13,409
VAIL RESORTS INC	COM	91879Q109	1,261	7	SH		DFND	737	0	0	7
AT&T INC	COM	00206R102	7,988	418	SH		DFND	969	0	0	418
FORTINET INC	COM	34959E109	1,025	17	SH		DFND	970	0	0	17
FORMFACTOR INC	COM	346375108	582,178	9,618	SH		SOLE		37	0	9,581
ONE GAS INC	COM	68235P108	1,277	20	SH		DFND	969	0	0	20
ISHARES TR	EAFE SML CP ETF	464288273	28,046	455	SH		DFND	190	0	0	455
MICROSOFT CORP	COM	594918104	243,141	544	SH		DFND	328	0	0	544
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,924	57	SH		DFND	282	0	0	57
PRUDENTIAL FINL INC	COM	744320102	174,144	1,486	SH		DFND	1	0	0	1,486
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	63,132	236	SH		DFND	16	0	0	236
ISHARES INC	CORE MSCI EMKT	46434G103	25,480	476	SH		DFND	877	0	0	476
UNION PAC CORP	COM	907818108	9,050	40	SH		DFND	27	0	0	40
AUTOMATIC DATA PROCESSING IN	COM	053015103	13,128	55	SH		DFND	31	0	0	55
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	112,263	2,922	SH		DFND	390	0	0	2,922
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	40,708	565	SH		DFND	22	0	0	565
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	52	1	SH		DFND	846	0	0	1
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	5,563	62	SH		DFND	673	0	0	62
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	25,117	716	SH		DFND	303	0	0	716
ISHARES TR	CORE S&P500 ETF	464287200	517,968	947	SH		DFND	250	0	0	947
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	14,712	286	SH		DFND	392	0	0	286
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	779	10	SH		DFND	742	0	0	10
UNITED HOMES GROUP INC	CL A	91060H108	2,133,739	374,998	SH		SOLE		0	0	374,998
AMER STATES WTR CO	COM	029899101	718,554	9,902	SH		SOLE		4	0	9,898
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	1,059,293	40,262	SH		SOLE		383	0	39,879
PAN AMERN SILVER CORP	COM	697900108	595,008	29,930	SH		SOLE		0	0	29,930
MASTERCARD INCORPORATED	CL A	57636Q104	149,112	338	SH		DFND	661	0	0	338
SPDR SER TR	PORTFOLIO SHORT	78464A474	27,799	936	SH		DFND	151	0	0	936
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	2,496	23	SH		DFND	736	0	0	23
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	21,304	328	SH		DFND	565	0	0	328
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,672	135	SH		DFND	638	0	0	135
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	21,849	580	SH		DFND	354	0	0	580
ROBERT HALF INC.	COM	770323103	704	11	SH		DFND	970	0	0	11
ING GROEP N.V.	SPONSORED ADR	456837103	617	36	SH		DFND	903	0	0	36
UNITED RENTALS INC	COM	911363109	3,234	5	SH		DFND	515	0	0	5
CHEVRON CORP NEW	COM	166764100	4,536	29	SH		DFND	39	0	0	29
UNITED STS NAT GAS FD LP	UNIT PAR	912318409	378,824	21,734	SH		SOLE		0	0	21,734
MICROSOFT CORP	COM	594918104	184,912	1,000	SH	Call	SOLE		0	0	1,000
ISHARES TR	EAFE SML CP ETF	464288273	678	11	SH		DFND	476	0	0	11
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	419	5	SH		DFND	109	0	0	5
VANGUARD INDEX FDS	GROWTH ETF	922908736	261,807	700	SH		DFND	438	0	0	700
ISHARES TR	CORE S&P500 ETF	464287200	157,602	288	SH		DFND	569	0	0	288
INTUITIVE SURGICAL INC	COM NEW	46120E602	18,239	41	SH		DFND	790	0	0	41
V F CORP	COM	918204108	20,588	1,525	SH		DFND	675	0	0	1,525
RB GLOBAL INC	COM	74935Q107	6,109	80	SH		DFND	792	80	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	43,078	1,228	SH		DFND	89	0	0	1,228
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,521	49	SH		DFND	375	0	0	49
SPDR SER TR	PORTFOLIO S&P500	78464A854	31,488	492	SH		DFND	613	0	0	492
ISHARES INC	CORE MSCI EMKT	46434G103	2,998	56	SH		DFND	107	0	0	56
INVESCO EXCH TRADED FD TR II	FTSE RAFI DEV	46138E743	2,725,952	55,997	SH		SOLE		0	0	55,997
WALMART INC	COM	931142103	2,438	36	SH		DFND	903	0	0	36
MERCK & CO INC	COM	58933Y105	3,219	26	SH		DFND	264	0	0	26
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	179,327	2,761	SH		DFND	154	0	0	2,761
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	1,490,816	21,319	SH		SOLE		0	0	21,319
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,287	66	SH		DFND	107	0	0	66
NETFLIX INC	COM	64110L106	5,399	8	SH		DFND	810	0	0	8
ING GROEP N.V.	SPONSORED ADR	456837103	4,628	270	SH		DFND	627	0	0	270
LIVE OAK BANCSHARES INC	COM	53803X105	19,914	568	SH		DFND	675	0	0	568
WALMART INC	COM	931142103	1,422	21	SH		DFND	933	0	0	21
ISHARES TR	CORE S&P500 ETF	464287200	198,644	363	SH		DFND	899	0	0	363
TARGET CORP	COM	87612E106	4,145	28	SH		DFND	266	0	0	28
TARGA RES CORP	COM	87612G101	1,803	14	SH		DFND	665	0	0	14
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	12,961	71	SH		DFND	726	0	0	71
ISHARES TR	S&P MC 400VL ETF	464287705	3,404	30	SH		DFND	264	0	0	30
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	11,901	125	SH		DFND	790	0	0	125
SPDR S&P 500 ETF TR	TR UNIT	78462F103	18,503	34	SH		DFND	84	0	0	34
PLUG POWER INC	COM NEW	72919P202	16,121	6,919	SH		DFND	675	0	0	6,919
M & T BK CORP	COM	55261F104	1,665	11	SH		DFND	965	0	0	11
UNILEVER PLC	SPON ADR NEW	904767704	1,320	24	SH		DFND	600	0	0	24
ICON PLC	SHS	G4705A100	627	2	SH		DFND	707	0	0	2
MDU RES GROUP INC	COM	552690109	20,080	800	SH		DFND	400	0	0	800
SHELL PLC	SPON ADS	780259305	130,068	1,802	SH		DFND	661	0	0	1,802
WALGREENS BOOTS ALLIANCE INC	COM	931427108	4,584,057	379,004	SH		SOLE		420	0	378,584
ISHARES TR	CALIF MUN BD ETF	464288356	452,765	7,960	SH		DFND	515	0	0	7,960
ALLEGION PLC	ORD SHS	G0176J109	827	7	SH		DFND	969	0	0	7
BORGWARNER INC	COM	099724106	258	8	SH		DFND	713	8	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	964,523	2,371	SH		DFND	675	0	0	2,371
WATTS WATER TECHNOLOGIES INC	CL A	942749102	896,884	4,891	SH		SOLE		0	0	4,891
ISHARES TR	RUS 1000 GRW ETF	464287614	9,477	26	SH		DFND	134	26	0	0
MOLINA HEALTHCARE INC	COM	60855R100	1,487	5	SH		DFND	600	0	0	5
BRAZE INC	COM CL A	10576N102	898,020	23,121	SH		SOLE		0	0	23,121
BLOCK INC	CL A	852234103	16,058	249	SH		DFND	661	0	0	249
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	13,927	397	SH		DFND	746	397	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	70,062	901	SH		DFND	743	0	0	901
ISHARES TR	MSCI EAFE ETF	464287465	392	5	SH		DFND	204	0	0	5
ISHARES TR	EAFE SML CP ETF	464288273	8,006	130	SH		DFND	251	0	0	130
ISHARES TR	CORE S&P500 ETF	464287200	25,186,315	46,025	SH		DFND	1	794	0	45,231
LAM RESEARCH CORP	COM	512807108	5,324	5	SH		DFND	515	0	0	5
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,183	187	SH		DFND	391	0	0	187
TIDEWATER INC NEW	COM	88642R109	4,570	48	SH		DFND	790	0	0	48
INVESCO EXCHANGE TRADED FD T	PHARMACEUTICALS	46137V662	247,023	3,005	SH		SOLE		0	0	3,005
SPDR SER TR	PORTFOLIO S&P500	78464A854	5,824	91	SH		DFND	811	0	0	91
HP INC	COM	40434L105	1,891	54	SH		DFND	665	0	0	54
ISHARES TR	SHRT NAT MUN ETF	464288158	20,178	193	SH		DFND	826	0	0	193
PLAYTIKA HLDG CORP	COM	72815L107	130,359	16,564	SH		SOLE		224	0	16,340
GILEAD SCIENCES INC	COM	375558103	31,629	461	SH		DFND	142	0	0	461
FORTIVE CORP	COM	34959J108	4,817	65	SH		DFND	374	0	0	65
ISHARES TR	CORE S&P500 ETF	464287200	942,330	1,722	SH		DFND	90	0	0	1,722
SANDSTORM GOLD LTD	COM NEW	80013R206	286,857	52,731	SH		SOLE		0	0	52,731
ISHARES TR	NATIONAL MUN ETF	464288414	10,548	99	SH		DFND	470	99	0	0
UFP INDUSTRIES INC	COM	90278Q108	448	4	SH		DFND	903	0	0	4
ISHARES TR	CORE S&P500 ETF	464287200	943,425	1,724	SH		DFND	761	0	0	1,724
ISHARES TR	MSCI ACWI EX US	464288240	247,373	4,656	SH		DFND	1	0	0	4,656
INSPIRE MED SYS INC	COM	457730109	2,677	20	SH		DFND	791	20	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	34,509	129	SH		DFND	88	0	0	129
TARGA RES CORP	COM	87612G101	1,288	10	SH		DFND	970	0	0	10
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,235	24	SH		DFND	602	24	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	76,666	1,996	SH		DFND	578	0	0	1,996
CHUNGHWA TELECOM CO LTD	SPON ADR NEW11	17133Q502	6,834	177	SH		DFND	790	0	0	177
MICROSOFT CORP	COM	594918104	99,670	223	SH		DFND	574	0	0	223
LINCOLN ELEC HLDGS INC	COM	533900106	2,407,254	12,761	SH		SOLE		0	0	12,761
E L F BEAUTY INC	COM	26856L103	1,896	9	SH		DFND	810	0	0	9
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	19,467	427	SH		DFND	727	0	0	427
ORIGIN BANCORP INC	COM	68621T102	634	20	SH		DFND	903	0	0	20
ABRDN ASIA PACIFIC INCOME FU	COM	003009107	2,173	811	SH		DFND	321	0	0	811
ISHARES TR	U.S. PHARMA ETF	464288836	432,013	6,514	SH		SOLE		0	0	6,514
REALTY INCOME CORP	COM	756109104	11,726	222	SH		DFND	790	0	0	222
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	17,387	338	SH		DFND	405	0	0	338
LOGITECH INTL S A	SHS	H50430232	484	5	SH		DFND	903	0	0	5
DILLARDS INC	CL A	254067101	441,271	1,002	SH		SOLE		0	0	1,002
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	264,207	3,667	SH		DFND	176	0	0	3,667
FEDERATED HERMES INC	CL B	314211103	12,133	369	SH		DFND	374	0	0	369
APPLE INC	COM	037833100	16,850	80	SH		DFND	255	0	0	80
DEERE & CO	COM	244199105	2,615	7	SH		DFND	969	0	0	7
KBR INC	COM	48242W106	465,143	7,252	SH		SOLE		0	0	7,252
NVIDIA CORPORATION	COM	67066G104	126,011	1,020	SH		DFND	970	0	0	1,020
EATON CORP PLC	SHS	G29183103	35,431	113	SH		DFND	416	0	0	113
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	4,126	85	SH		DFND	1	0	0	85
E L F BEAUTY INC	COM	26856L103	4,411,002	20,933	SH		SOLE		25	0	20,908
GATX CORP	COM	361448103	2,163,557	16,346	SH		DFND	925	0	0	16,346
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,448	272	SH		DFND	727	0	0	272
PINTEREST INC	CL A	72352L106	441	10	SH		DFND	951	0	0	10
LADDER CAP CORP	CL A	505743104	410,876	36,393	SH		SOLE		0	0	36,393
PATTERSON COS INC	COM	703395103	2,147	89	SH		DFND	965	0	0	89
GRAINGER W W INC	COM	384802104	27,969	31	SH		DFND	154	0	0	31
CHARTER COMMUNICATIONS INC N	CL A	16119P108	7,175	24	SH		DFND	1	0	0	24
NIKE INC	CL B	654106103	19,747	262	SH		DFND	916	0	0	262
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	7,989	123	SH		DFND	233	0	0	123
DARDEN RESTAURANTS INC	COM	237194105	1,059	7	SH		DFND	695	0	0	7
AMERICAN TOWER CORP NEW	COM	03027X100	13,122,636	67,510	SH		SOLE		136	0	67,374
ISHARES TR	FALN ANGLS USD	46435G474	6,914	264	SH		DFND	723	0	0	264
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	127,057	509	SH		DFND	27	0	0	509
QORVO INC	COM	74736K101	812	7	SH		DFND	600	0	0	7
HAIN CELESTIAL GROUP INC	COM	405217100	567	82	SH		DFND	810	0	0	82
META PLATFORMS INC	CL A	30303M102	20,673	41	SH		DFND	965	0	0	41
GENERAL MLS INC	COM	370334104	2,214	35	SH		DFND	969	0	0	35
AVIDXCHANGE HOLDINGS INC	COM	05368X102	1,700	141	SH		DFND	816	0	0	141
ENTERPRISE FINL SVCS CORP	COM	293712105	22,705	555	SH		DFND	675	0	0	555
MONDELEZ INTL INC	CL A	609207105	3,468	53	SH		DFND	260	0	0	53
SOCIEDAD QUIMICA Y MINERA DE	SPON ADR SER B	833635105	10,432	256	SH		DFND	627	0	0	256
ALTRIA GROUP INC	COM	02209S103	32,978	724	SH		DFND	661	0	0	724
ECOLAB INC	COM	278865100	952	4	SH		DFND	600	0	0	4
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	20,679	402	SH		DFND	29	0	0	402
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	1,090	35	SH		DFND	689	0	0	35
THE TRADE DESK INC	COM CL A	88339J105	3,614	37	SH		DFND	790	0	0	37
CORNERSTONE STRATEGIC VALUE	COM	21924B302	834,908	108,430	SH		SOLE		0	0	108,430
ISHARES TR	CORE S&P500 ETF	464287200	54,723	100	SH		DFND	864	0	0	100
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	30,144	586	SH		DFND	492	0	0	586
DANAHER CORPORATION	COM	235851102	26,234	105	SH		DFND	661	0	0	105
CSX CORP	COM	126408103	5,419	162	SH		DFND	627	0	0	162
JAZZ PHARMACEUTICALS PLC	SHS USD	G50871105	364,803	3,418	SH		SOLE		0	0	3,418
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	54,906	1,111	SH		DFND	646	0	0	1,111
STRYKER CORPORATION	COM	863667101	12,930	38	SH		DFND	790	0	0	38
AUTOZONE INC	COM	053332102	11,856	4	SH		DFND	916	0	0	4
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	5,630	130	SH		DFND	140	0	0	130
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	18,395	1,834	SH		DFND	661	0	0	1,834
ISHARES TR	MRGSTR MD CP ETF	464288208	243,407	3,473	SH		SOLE		0	0	3,473
GRAPHIC PACKAGING HLDG CO	COM	388689101	26	1	SH		DFND	951	0	0	1
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	64,210	120	SH		DFND	853	0	0	120
THE CIGNA GROUP	COM	125523100	10,578	32	SH		DFND	791	32	0	0
P T TELEKOMUNIKASI INDONESIA	SPONSORED ADR	715684106	3,478	186	SH		DFND	791	186	0	0
AMERICAN CENTY ETF TR	US EQT ETF	025072885	30,304	336	SH		DFND	908	0	0	336
GSK PLC	SPONSORED ADR	37733W204	655	17	SH		DFND	965	0	0	17
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	33,860	527	SH		DFND	221	527	0	0
AURINIA PHARMACEUTICALS INC	COM	05156V102	87,620	15,345	SH		SOLE		37	0	15,308
ADOBE INC	COM	00724F101	18,333	33	SH		DFND	27	0	0	33
NASDAQ INC	COM	631103108	1,326	22	SH		DFND	737	0	0	22
ORION OFFICE REIT INC	COM	68629Y103	600	167	SH		DFND	835	167	0	0
WISDOMTREE TR	US MIDCAP DIVID	97717W505	35,639	762	SH		DFND	549	0	0	762
NVR INC	COM	62944T105	1,555,655	205	SH		DFND	1	0	0	205
JABIL INC	COM	466313103	979	9	SH		DFND	965	0	0	9
CENTERPOINT ENERGY INC	COM	15189T107	1,921	62	SH		DFND	736	0	0	62
TESLA INC	COM	88160R101	24,933	126	SH		DFND	737	0	0	126
E L F BEAUTY INC	COM	26856L103	1,896	9	SH		DFND	816	0	0	9
HONEYWELL INTL INC	COM	438516106	21,568	101	SH		DFND	707	0	0	101
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	57,316	954	SH		DFND	941	0	0	954
WHEATON PRECIOUS METALS CORP	COM	962879102	3,198	61	SH		DFND	790	0	0	61
TE CONNECTIVITY LTD	SHS	H84989104	3,009	20	SH		DFND	263	0	0	20
MODERNA INC	COM	60770K107	475	4	SH		DFND	600	0	0	4
ABBOTT LABS	COM	002824100	2,078	20	SH		DFND	473	0	0	20
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	106,253	2,150	SH		DFND	833	0	0	2,150
SYLVAMO CORP	COMMON STOCK	871332102	1,303	19	SH		DFND	816	0	0	19
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	898,300	5,322	SH		DFND	645	0	0	5,322
ISHARES TR	CORE US AGGBD ET	464287226	118,037	1,216	SH		DFND	192	0	0	1,216
NEWS CORP NEW	CL A	65249B109	2,233	81	SH		DFND	951	0	0	81
CSX CORP	COM	126408103	6,021	180	SH		DFND	941	0	0	180
PULTE GROUP INC	COM	745867101	1,431	13	SH		DFND	737	0	0	13
INSPERITY INC	COM	45778Q107	2,463	27	SH		DFND	790	0	0	27
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	615	16	SH		DFND	113	0	0	16
BANK AMERICA CORP	COM	060505104	1,989	50	SH		DFND	903	0	0	50
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,242,859	5,207	SH		DFND	1	0	0	5,207
UNITED PARCEL SERVICE INC	CL B	911312106	684	5	SH		DFND	665	0	0	5
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	7,627,047	41,815	SH		SOLE		0	0	41,815
AMERICAN TOWER CORP NEW	COM	03027X100	3,888	20	SH		DFND	737	0	0	20
UBS GROUP AG	SHS	H42097107	12,111	410	SH		DFND	790	0	0	410
NOVARTIS AG	SPONSORED ADR	66987V109	1,171	11	SH		DFND	810	0	0	11
ASTRAZENECA PLC	SPONSORED ADR	046353108	3,432	44	SH		DFND	600	0	0	44
PAYCHEX INC	COM	704326107	18,258	154	SH		DFND	916	0	0	154
ISHARES TR	MSCI KLD400 SOC	464288570	19,267,781	185,535	SH		SOLE		0	0	185,535
DENALI THERAPEUTICS INC	COM	24823R105	1,811	78	SH		DFND	816	0	0	78
ISHARES TR	0-5YR HI YL CP	46434V407	20,982,451	497,214	SH		SOLE		0	0	497,214
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,961	33	SH		DFND	244	0	0	33
BELLRING BRANDS INC	COMMON STOCK	07831C103	23,085	404	SH		DFND	661	0	0	404
ALPHABET INC	CAP STK CL A	02079K305	37,523	206	SH		DFND	965	0	0	206
MICROSOFT CORP	COM	594918104	102,352	229	SH		DFND	33	0	0	229
HILTON GRAND VACATIONS INC	COM	43283X105	11,846	293	SH		DFND	790	0	0	293
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,113,024	64,266	SH		DFND	433	0	0	64,266
WISDOMTREE TR	INTL LRGCAP DV	97717W794	10,065	198	SH		DFND	140	0	0	198
FAIR ISAAC CORP	COM	303250104	5,907,003	3,968	SH		SOLE		10	0	3,958
SCHWAB STRATEGIC TR	US REIT ETF	808524847	4,014	201	SH		DFND	288	201	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	31,278	603	SH		DFND	28	0	0	603
IDACORP INC	COM	451107106	10,619	114	SH		DFND	792	114	0	0
FMC CORP	COM NEW	302491303	3,108	54	SH		DFND	965	0	0	54
TOTALENERGIES SE	SPONSORED ADS	89151E109	1,600	24	SH		DFND	600	0	0	24
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	14,323	171	SH		DFND	778	0	0	171
ISHARES INC	MSCI AUST ETF	464286103	1,047,314	42,870	SH		SOLE		0	0	42,870
FMC CORP	COM NEW	302491303	9,841	171	SH		DFND	916	0	0	171
FRANCO NEV CORP	COM	351858105	1,067	9	SH		DFND	810	0	0	9
AMERICAN WTR WKS CO INC NEW	COM	030420103	1,550	12	SH		DFND	969	0	0	12
ASTRAZENECA PLC	SPONSORED ADR	046353108	4,055	52	SH		DFND	816	0	0	52
MARATHON OIL CORP	COM	565849106	2,899,363	101,129	SH		SOLE		268	0	100,861
SCHWAB STRATEGIC TR	US REIT ETF	808524847	88,427	4,428	SH		DFND	64	0	0	4,428
SPROUTS FMRS MKT INC	COM	85208M102	5,522	66	SH		DFND	790	0	0	66
ORANGE	SPONSORED ADR	684060106	2,827	283	SH		DFND	791	283	0	0
AT&T INC	COM	00206R102	3,134	164	SH		DFND	697	0	0	164
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	48,099	618	SH		DFND	335	0	0	618
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	18,661	259	SH		DFND	811	0	0	259
DIGITAL RLTY TR INC	COM	253868103	2,585	17	SH		DFND	737	0	0	17
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	59,145	1,686	SH		DFND	106	0	0	1,686
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,504	43	SH		DFND	86	43	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	178,178	438	SH		DFND	13	0	0	438
TRANSUNION	COM	89400J107	8,528	115	SH		DFND	792	115	0	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	14,945	459	SH		DFND	144	459	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	165,997	665	SH		DFND	235	0	0	665
ADOBE INC	COM	00724F101	3,889	7	SH		DFND	866	7	0	0
ONEOK INC NEW	COM	682680103	10,520	129	SH		DFND	826	0	0	129
JOHNSON & JOHNSON	COM	478160104	18,416	126	SH		DFND	627	0	0	126
AMERICAN WTR WKS CO INC NEW	COM	030420103	10,591	82	SH		DFND	916	0	0	82
VALVOLINE INC	COM	92047W101	250,646	5,802	SH		SOLE		0	0	5,802
GEN DIGITAL INC	COM	668771108	649	26	SH		DFND	713	26	0	0
CONSTELLIUM SE	CL A SHS	F21107101	5,598	297	SH		DFND	791	297	0	0
ARBOR REALTY TRUST INC	COM	038923108	502,183	34,995	SH		SOLE		0	0	34,995
ISHARES TR	CORE S&P500 ETF	464287200	30,645	56	SH		DFND	28	0	0	56
ALPHABET INC	CAP STK CL C	02079K107	73,368	400	SH		DFND	27	0	0	400
MONDELEZ INTL INC	CL A	609207105	15,051	230	SH		DFND	742	0	0	230
PRICE T ROWE GROUP INC	COM	74144T108	922	8	SH		DFND	600	0	0	8
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	9,297	111	SH		DFND	69	0	0	111
PARKER-HANNIFIN CORP	COM	701094104	151,743	300	SH		DFND	548	0	0	300
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,513	30	SH		DFND	403	0	0	30
EQUIFAX INC	COM	294429105	970	4	SH		DFND	969	0	0	4
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,798	35	SH		DFND	155	0	0	35
MID-AMER APT CMNTYS INC	COM	59522J103	1,141	8	SH		DFND	695	0	0	8
RELX PLC	SPONSORED ADR	759530108	6,423	140	SH		DFND	791	140	0	0
DBX ETF TR	XTRACK MSCI EAFE	233051200	1,343,553	32,422	SH		SOLE		0	0	32,422
ISHARES TR	CORE S&P500 ETF	464287200	189,342	346	SH		DFND	206	0	0	346
ISHARES TR	CORE S&P500 ETF	464287200	13,134	24	SH		DFND	494	0	0	24
ISHARES TR	CORE US AGGBD ET	464287226	150,070	1,546	SH		DFND	25	0	0	1,546
VANGUARD INDEX FDS	MID CAP ETF	922908629	24,694	102	SH		DFND	98	0	0	102
ROYALTY PHARMA PLC	SHS CLASS A	G7709Q104	49,180	1,865	SH		DFND	675	0	0	1,865
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	32,295	738	SH		DFND	250	0	0	738
SIMPSON MFG INC	COM	829073105	10,449	62	SH		DFND	792	62	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,309	84	SH		DFND	592	0	0	84
MEDTRONIC PLC	SHS	G5960L103	15,899	202	SH		DFND	791	202	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	23,616	369	SH		DFND	261	0	0	369
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	58,000	805	SH		DFND	280	0	0	805
BROADCOM INC	COM	11135F101	56,194	35	SH		DFND	792	35	0	0
TC ENERGY CORP	COM	87807B107	11,067	292	SH		DFND	916	0	0	292
EXXON MOBIL CORP	COM	30231G102	8,749	76	SH		DFND	810	0	0	76
ISHARES TR	US INFRASTRUC	46435U713	41,952	996	SH		DFND	482	0	0	996
RELIANCE INC	COM	759509102	857	3	SH		DFND	970	0	0	3
MUELLER INDS INC	COM	624756102	2,278	40	SH		DFND	816	0	0	40
STARBUCKS CORP	COM	855244109	16,115	207	SH		DFND	916	0	0	207
COMFORT SYS USA INC	COM	199908104	10,340	34	SH		DFND	792	34	0	0
VISA INC	COM CL A	92826C839	233,336	889	SH		DFND	675	0	0	889
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	185,228	3,571	SH		DFND	653	0	0	3,571
COOPER COS INC	COM	216648501	927,563	10,625	SH		SOLE		842	0	9,783
ADOBE INC	COM	00724F101	5,555	10	SH		DFND	816	0	0	10
JACOBS SOLUTIONS INC	COM	46982L108	4,115,304	29,456	SH		SOLE		37	0	29,419
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	11,883	231	SH		DFND	32	231	0	0
WABTEC	COM	929740108	3,477	22	SH		DFND	736	0	0	22
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,948	44	SH		DFND	638	0	0	44
RED RIVER BANCSHARES INC	COM	75686R202	769,760	16,040	SH		SOLE		0	0	16,040
JAZZ PHARMACEUTICALS PLC	SHS USD	G50871105	320	3	SH		DFND	600	0	0	3
JPMORGAN CHASE & CO.	COM	46625H100	13,147	65	SH		DFND	713	65	0	0
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	12,031	1,114	SH		DFND	791	1,114	0	0
MOOG INC	CL A	615394202	1,429,265	8,543	SH		SOLE		23	0	8,520
AMGEN INC	COM	031162100	41,556	133	SH		DFND	916	0	0	133
ACUITY BRANDS INC	COM	00508Y102	905,378	3,750	SH		SOLE		0	0	3,750
GENMAB A/S	SPONSORED ADS	372303206	2,513	100	SH		DFND	790	0	0	100
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	1,320	8	SH		DFND	810	0	0	8
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	13,976,011	95,890	SH		SOLE		0	0	95,890
ECOLAB INC	COM	278865100	7,616	32	SH		DFND	792	32	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	25,128	300	SH		DFND	651	0	0	300
VANGUARD INDEX FDS	MID CAP ETF	922908629	68,272	282	SH		DFND	259	0	0	282
ISHARES TR	3 7 YR TREAS BD	464288661	10,739	93	SH		DFND	852	93	0	0
MOODYS CORP	COM	615369105	4,630	11	SH		DFND	970	0	0	11
TRACTOR SUPPLY CO	COM	892356106	7,290	27	SH		DFND	791	27	0	0
REPUBLIC SVCS INC	COM	760759100	6,413	33	SH		DFND	792	33	0	0
BALL CORP	COM	058498106	1,080	18	SH		DFND	188	18	0	0
REYNOLDS CONSUMER PRODS INC	COM	76171L106	24,399	872	SH		DFND	661	0	0	872
APTIV PLC	SHS	G6095L109	2,042	29	SH		DFND	969	0	0	29
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	84,226	1,582	SH		DFND	514	0	0	1,582
FIRST MERCHANTS CORP	COM	320817109	1,165	35	SH		DFND	737	0	0	35
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	11,366	175	SH		DFND	625	0	0	175
AMN HEALTHCARE SVCS INC	COM	001744101	768	15	SH		DFND	965	0	0	15
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,364	149	SH		DFND	784	0	0	149
SANDRIDGE ENERGY INC	COM NEW	80007P869	22,602	1,748	SH		DFND	675	0	0	1,748
EBAY INC.	COM	278642103	48	1	SH		DFND	290	0	0	1
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	23,079	467	SH		DFND	149	0	0	467
HCA HEALTHCARE INC	COM	40412C101	8,353	26	SH		DFND	792	26	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	53,443	502	SH		DFND	374	0	0	502
VANGUARD INDEX FDS	MID CAP ETF	922908629	431,664	1,783	SH		DFND	173	0	0	1,783
CHENIERE ENERGY INC	COM NEW	16411R208	5,164,047	29,538	SH		SOLE		67	0	29,471
SPDR INDEX SHS FDS	S&P INTL ETF	78463X772	303,278	8,809	SH		SOLE		0	0	8,809
ETSY INC	COM	29786A106	11,088	188	SH		DFND	961	0	0	188
NU SKIN ENTERPRISES INC	CL A	67018T105	527	50	SH		DFND	810	0	0	50
STARBUCKS CORP	COM	855244109	1,946	25	SH		DFND	697	0	0	25
DOMINOS PIZZA INC	COM	25754A201	1,321,140	2,559	SH		SOLE		3	0	2,556
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	307,751	11,587	SH		DFND	400	0	0	11,587
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	389,258	6,479	SH		DFND	813	0	0	6,479
WARRIOR MET COAL INC	COM	93627C101	3,766	60	SH		DFND	792	60	0	0
OREILLY AUTOMOTIVE INC	COM	67103H107	10,561	10	SH		DFND	707	0	0	10
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	31,432	896	SH		DFND	426	0	0	896
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	5,297	151	SH		DFND	247	0	0	151
APA CORPORATION	COM	03743Q108	1,207	41	SH		DFND	736	0	0	41
DOORDASH INC	CL A	25809K105	435	4	SH		DFND	903	0	0	4
SMITH & NEPHEW PLC	SPDN ADR NEW	83175M205	16,528	667	SH		DFND	661	0	0	667
TRAVELERS COMPANIES INC	COM	89417E109	2,643	13	SH		DFND	737	0	0	13
EDWARDS LIFESCIENCES CORP	COM	28176E108	3,141	34	SH		DFND	697	0	0	34
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	51,989	1,482	SH		DFND	859	0	0	1,482
TEXAS INSTRS INC	COM	882508104	75,867	390	SH		DFND	983	0	0	390
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	152,423	4,345	SH		DFND	960	0	0	4,345
WARNER BROS DISCOVERY INC	COM SER A	934423104	15	2	SH		DFND	474	0	0	2
CATALENT INC	COM	148806102	319,668	5,685	SH		SOLE		0	0	5,685
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	69,287	1,402	SH		DFND	639	0	0	1,402
EDITAS MEDICINE INC	COM	28106W103	47,120	10,090	SH		SOLE		0	0	10,090
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	38,336	210	SH		DFND	290	0	0	210
MORNINGSTAR INC	COM	617700109	296	1	SH		DFND	951	0	0	1
LAMB WESTON HLDGS INC	COM	513272104	757	9	SH		DFND	713	9	0	0
SUNCOR ENERGY INC NEW	COM	867224107	9,303,959	244,198	SH		SOLE		239	0	243,959
BELDEN INC	COM	077454106	9,380	100	SH		DFND	791	100	0	0
SYNOPSYS INC	COM	871607107	13,091	22	SH		DFND	790	0	0	22
UNITED NAT FOODS INC	COM	911163103	1,795	137	SH		DFND	627	0	0	137
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	9,729	2,300	SH		DFND	627	0	0	2,300
KEYCORP	COM	493267108	1,734	122	SH		DFND	188	122	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	128	2	SH		DFND	111	0	0	2
SPROUTS FMRS MKT INC	COM	85208M102	2,259	27	SH		DFND	737	0	0	27
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	494,658	15,343	SH		DFND	1	0	0	15,343
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	14,867	49	SH		DFND	790	0	0	49
RTX CORPORATION	COM	75513E101	7,830	78	SH		DFND	736	0	0	78
TREX CO INC	COM	89531P105	2,967,691	40,039	SH		DFND	1	0	0	40,039
WISDOMTREE TR	INTL LRGCAP DV	97717W794	51,024	1,006	SH		DFND	637	0	0	1,006
GSK PLC	SPONSORED ADR	37733W204	71,610	1,860	SH		DFND	661	0	0	1,860
GLOBAL X FDS	US PFD ETF	37954Y657	27,709	1,408	SH		DFND	560	0	0	1,408
ADVANCED MICRO DEVICES INC	COM	007903107	15,086	93	SH		DFND	737	0	0	93
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	8,174	233	SH		DFND	865	0	0	233
VEEVA SYS INC	CL A COM	922475108	6,865,450	37,514	SH		SOLE		18	0	37,496
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	35,227	805	SH		DFND	227	0	0	805
KT CORP	SPONSORED ADR	48268K101	5,987	438	SH		DFND	791	438	0	0
CARPENTER TECHNOLOGY CORP	COM	144285103	767	7	SH		DFND	965	0	0	7
EVE HLDG INC	*W EXP 05/09/202	29970N112	30,500	100,000	SH		SOLE		0	0	100,000
AT&T INC	COM	00206R102	110,169	5,765	SH		DFND	675	0	0	5,765
SAP SE	SPON ADR	803054204	101,460	503	SH		DFND	916	0	0	503
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	9,585	202	SH		DFND	803	0	0	202
CHEVRON CORP NEW	COM	166764100	2,816	18	SH		DFND	980	0	0	18
TARGET CORP	COM	87612E106	9,030	61	SH		DFND	791	61	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	153,950	2,968	SH		DFND	359	0	0	2,968
PHILLIPS 66	COM	718546104	1,271	9	SH		DFND	665	0	0	9
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,781	108	SH		DFND	358	0	0	108
AMGEN INC	COM	031162100	63,740	204	SH		DFND	61	0	0	204
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	362,122	9,613	SH		DFND	552	0	0	9,613
META PLATFORMS INC	CL A	30303M102	31,138	100	SH	Call	SOLE		0	0	100
SOUTHSIDE BANCSHARES INC	COM	84470P109	295,675	10,709	SH		SOLE		0	0	10,709
FIRSTCASH HOLDINGS INC	COM	33768G107	1,468	14	SH		DFND	816	0	0	14
MARKEL GROUP INC	COM	570535104	196,958	125	SH		DFND	570	0	0	125
ISHARES TR	CORE S&P500 ETF	464287200	1,016,206	1,857	SH		DFND	759	0	0	1,857
NEXTERA ENERGY INC	COM	65339F101	19,827	280	SH		DFND	742	0	0	280
ECOLAB INC	COM	278865100	20,706	87	SH		DFND	153	0	0	87
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	21,154	52	SH		DFND	72	0	0	52
ABBVIE INC	COM	00287Y109	1,029	6	SH		DFND	783	0	0	6
SCHWAB STRATEGIC TR	US REIT ETF	808524847	31,193	1,562	SH		DFND	311	0	0	1,562
ONE GAS INC	COM	68235P108	34,096	534	SH		DFND	675	0	0	534
GE VERNOVA INC	COM	36828A101	258,466	1,507	SH		DFND	675	0	0	1,507
MASCO CORP	COM	574599106	407,154	6,107	SH		DFND	1	0	0	6,107
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	66,586	2,507	SH		DFND	679	0	0	2,507
TOPBUILD CORP	COM	89055F103	2,697	7	SH		DFND	627	0	0	7
DISNEY WALT CO	COM	254687106	3,376	34	SH		DFND	790	0	0	34
ALPHABET INC	CAP STK CL A	02079K305	54,645	300	SH		DFND	737	0	0	300
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	8,220	214	SH		DFND	933	0	0	214
BOOKING HOLDINGS INC	COM	09857L108	217,883	55	SH		DFND	1	0	0	55
ADDUS HOMECARE CORP	COM	006739106	38,549	332	SH		DFND	675	0	0	332
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	133,547	535	SH		DFND	958	0	0	535
VANGUARD INDEX FDS	MID CAP ETF	922908629	24,452	101	SH		DFND	453	0	0	101
PVH CORPORATION	COM	693656100	596,472	5,634	SH		SOLE		9	0	5,625
BECTON DICKINSON & CO	COM	075887109	15,191	65	SH		DFND	38	0	0	65
THERMO FISHER SCIENTIFIC INC	COM	883556102	4,424	8	SH		DFND	797	0	0	8
INSULET CORP	COM	45784P101	1,442,870	7,150	SH		SOLE		30	0	7,120
APPLE INC	COM	037833100	8,635	41	SH		DFND	405	0	0	41
HERSHEY CO	COM	427866108	1,838	10	SH		DFND	969	0	0	10
CISCO SYS INC	COM	17275R102	3,136	66	SH		DFND	266	0	0	66
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,331	104	SH		DFND	471	0	0	104
GFL ENVIRONMENTAL INC	SUB VTG SHS	36168Q104	579,405	14,883	SH		SOLE		0	0	14,883
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	73,500,839	2,279,803	SH		SOLE		0	0	2,279,803
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	772	15	SH		DFND	545	0	0	15
MORGAN STANLEY	COM NEW	617446448	2,123,602	21,850	SH		DFND	925	0	0	21,850
AMPHENOL CORP NEW	CL A	032095101	2,291	34	SH		DFND	695	0	0	34
COURSERA INC	COM	22266M104	191,623	26,763	SH		SOLE		31	0	26,732
VARONIS SYS INC	COM	922280102	528	11	SH		DFND	903	0	0	11
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	340,800	6,896	SH		DFND	60	0	0	6,896
ISHARES TR	SELECT DIVID ETF	464287168	39,319	325	SH		DFND	324	0	0	325
WATTS WATER TECHNOLOGIES INC	CL A	942749102	29,339	160	SH		DFND	661	0	0	160
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5,288	13	SH		DFND	903	0	0	13
ISHARES TR	CORE S&P500 ETF	464287200	1,356,583	2,479	SH		DFND	359	0	0	2,479
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	76,601	1,550	SH		DFND	496	0	0	1,550
STRYKER CORPORATION	COM	863667101	23,137	68	SH		DFND	707	0	0	68
HASBRO INC	COM	418056107	2,282	39	SH		DFND	627	0	0	39
STRYKER CORPORATION	COM	863667101	1,361	4	SH		DFND	665	0	0	4
STANLEY BLACK & DECKER INC	COM	854502101	879	11	SH		DFND	697	0	0	11
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,314	148	SH		DFND	409	0	0	148
MOODYS CORP	COM	615369105	1,684	4	SH		DFND	816	0	0	4
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	1,856	185	SH		DFND	665	0	0	185
INSULET CORP	COM	45784P101	807	4	SH		DFND	665	0	0	4
ANALOG DEVICES INC	COM	032654105	12,326	54	SH		DFND	791	54	0	0
VAREX IMAGING CORP	COM	92214X106	589	40	SH		DFND	810	0	0	40
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	26,586	369	SH		DFND	261	0	0	369
HUMANA INC	COM	444859102	1,121	3	SH		DFND	665	0	0	3
NEXTRACKER INC	CLASS A COM	65290E101	14,673	313	SH		DFND	661	0	0	313
KONTOOR BRANDS INC	COM	50050N103	27,585	417	SH		DFND	661	0	0	417
PRUDENTIAL PLC	ADR	74435K204	495	27	SH		DFND	707	0	0	27
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	18,191	68	SH		DFND	179	0	0	68
MICROSOFT CORP	COM	594918104	36,203	81	SH		DFND	951	0	0	81
LOCKHEED MARTIN CORP	COM	539830109	31,763	68	SH		DFND	661	0	0	68
UDR INC	COM	902653104	645,849	15,695	SH		SOLE		19	0	15,676
XYLEM INC	COM	98419M100	2,170	16	SH		DFND	471	0	0	16
AFFILIATED MANAGERS GROUP IN	COM	008252108	981,118	6,280	SH		SOLE		13	0	6,267
PEMBINA PIPELINE CORP	COM	706327103	11,680	315	SH		DFND	791	315	0	0
MASCO CORP	COM	574599106	933	14	SH		DFND	970	0	0	14
PRUDENTIAL PLC	ADR	74435K204	1,392	76	SH		DFND	665	0	0	76
ISHARES INC	EM MKTS DIV ETF	464286319	105,513	3,882	SH		DFND	223	0	0	3,882
VANGUARD INDEX FDS	SMALL CP ETF	922908751	660,007	3,027	SH		DFND	30	0	0	3,027
ELI LILLY & CO	COM	532457108	12,675	14	SH		DFND	473	0	0	14
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	276,624	680	SH		DFND	853	0	0	680
KADANT INC	COM	48282T104	8,226	28	SH		DFND	792	28	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	15,175	295	SH		DFND	503	0	0	295
CATERPILLAR INC	COM	149123101	15,656	47	SH		DFND	792	47	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	24,097	132	SH		DFND	605	0	0	132
ISHARES TR	GLOBAL MATER ETF	464288695	678,410	7,988	SH		SOLE		0	0	7,988
TETRA TECHNOLOGIES INC DEL	COM	88162F105	3,055	883	SH		DFND	791	883	0	0
BANK AMERICA CORP	COM	060505104	7,437	187	SH		DFND	477	0	0	187
ISHARES TR	CORE S&P500 ETF	464287200	58,006	106	SH		DFND	132	0	0	106
ARCH RESOURCES INC	CL A	03940R107	24,966	164	SH		DFND	675	0	0	164
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	12,173	347	SH		DFND	39	0	0	347
ISHARES TR	CORE S&P500 ETF	464287200	27,362	50	SH		DFND	58	0	0	50
BLACKSTONE INC	COM	09260D107	1,981	16	SH		DFND	810	0	0	16
BANK NEW YORK MELLON CORP	COM	064058100	2,755	46	SH		DFND	188	46	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	21,581	270	SH		DFND	729	270	0	0
MICROSTRATEGY INC	CL A NEW	594972408	2,755	2	SH		DFND	810	0	0	2
HONEYWELL INTL INC	COM	438516106	1,482,181	6,941	SH		DFND	1	0	0	6,941
ISHARES TR	SHRT NAT MUN ETF	464288158	33,456	320	SH		DFND	659	0	0	320
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	22,696	315	SH		DFND	560	0	0	315
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	192	5	SH		DFND	109	0	0	5
PFIZER INC	COM	717081103	41,895,215	1,497,327	SH		SOLE		711	0	1,496,616
KELLANOVA	COM	487836108	2,423	42	SH		DFND	713	42	0	0
CONSOL ENERGY INC NEW	COM	20854L108	3,571	35	SH		DFND	792	35	0	0
LENNOX INTL INC	COM	526107107	1,707,656	3,192	SH		SOLE		2	0	3,190
PAYPAL HLDGS INC	COM	70450Y103	1,567	27	SH		DFND	695	0	0	27
KROGER CO	COM	501044101	81,785	1,638	SH		DFND	390	0	0	1,638
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,693	33	SH		DFND	824	0	0	33
SPDR SER TR	PORTFOLIO SHORT	78464A474	175,200	5,899	SH		DFND	135	5,899	0	0
ISHARES TR	CORE S&P500 ETF	464287200	453,106	828	SH		DFND	513	0	0	828
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	83,034	2,367	SH		DFND	66	0	0	2,367
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,663	258	SH		DFND	38	0	0	258
PROSHARES TR	SP500 EX HLTH	74347B565	1,882,175	32,322	SH		SOLE		0	0	32,322
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,657	23	SH		DFND	823	0	0	23
TESLA INC	COM	88160R101	12,664	64	SH		DFND	695	0	0	64
ILLUMINA INC	COM	452327109	1,680,085	16,096	SH		SOLE		64	0	16,032
WOODSIDE ENERGY GROUP LTD	SPONSORED ADR	980228308	2,822	150	SH		DFND	790	0	0	150
OTIS WORLDWIDE CORP	COM	68902V107	3,850	40	SH		DFND	742	0	0	40
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	39,293	1,023	SH		DFND	461	0	0	1,023
WARNER BROS DISCOVERY INC	COM SER A	934423104	112	15	SH		DFND	466	0	0	15
LUMINAR TECHNOLOGIES INC	COM CL A	550424105	20,906	14,031	SH		DFND	675	0	0	14,031
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	29,468	409	SH		DFND	483	0	0	409
SCHWAB STRATEGIC TR	US REIT ETF	808524847	18,033	903	SH		DFND	49	0	0	903
SPDR SER TR	PORTFOLIO SHORT	78464A474	39,442	1,328	SH		DFND	711	1,328	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	142,119	1,804	SH		DFND	157	0	0	1,804
HUMANA INC	COM	444859102	747	2	SH		DFND	903	0	0	2
HOLOGIC INC	COM	436440101	9,430	127	SH		DFND	916	0	0	127
NORTHERN TR CORP	COM	665859104	6,634	79	SH		DFND	791	79	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	22,784	356	SH		DFND	419	356	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	12,629	158	SH		DFND	268	0	0	158
EXXON MOBIL CORP	COM	30231G102	14,735	128	SH		DFND	414	0	0	128
GREYSTONE HOUSING IMPACT INV	BEN UNIT CTF	02364V206	240,248	16,222	SH		SOLE		0	0	16,222
TE CONNECTIVITY LTD	SHS	H84989104	23,618	157	SH		DFND	661	0	0	157
CSX CORP	COM	126408103	2,308	69	SH		DFND	969	0	0	69
BIOHAVEN LTD	COM	G1110E107	395,833	11,404	SH		SOLE		12	0	11,392
MARATHON PETE CORP	COM	56585A102	29,492	170	SH		DFND	707	0	0	170
MCDONALDS CORP	COM	580135101	8,919	35	SH		DFND	970	0	0	35
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,817	57	SH		DFND	938	0	0	57
ISHARES TR	MSCI ACWI EX US	464288240	32,516	612	SH		DFND	329	0	0	612
DYNE THERAPEUTICS INC	COM	26818M108	264,463	7,494	SH		SOLE		48	0	7,446
BECTON DICKINSON & CO	COM	075887109	15,191	65	SH		DFND	39	0	0	65
ISHARES TR	NATIONAL MUN ETF	464288414	30,473	286	SH		DFND	960	0	0	286
GOGO INC	COM	38046C109	15,344	1,595	SH		DFND	661	0	0	1,595
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	220,012	5,728	SH		DFND	616	0	0	5,728
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,435	82	SH		DFND	503	0	0	82
SYLVAMO CORP	COMMON STOCK	871332102	4,939	72	SH		DFND	1	0	0	72
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	1,039	13	SH		DFND	119	0	0	13
APPLE INC	COM	037833100	490,323	2,328	SH		DFND	637	0	0	2,328
MICROCHIP TECHNOLOGY INC.	COM	595017104	2,745	30	SH		DFND	188	30	0	0
LOWES COS INC	COM	548661107	2,646	12	SH		DFND	816	0	0	12
NUTRIEN LTD	COM	67077M108	9,622	189	SH		DFND	916	0	0	189
EXTRA SPACE STORAGE INC	COM	30225T102	22,845	147	SH		DFND	329	0	0	147
RANGE RES CORP	COM	75281A109	1,274	38	SH		DFND	736	0	0	38
APPLE INC	COM	037833100	128,478	610	SH		DFND	983	0	0	610
FASTENAL CO	COM	311900104	2,639	42	SH		DFND	970	0	0	42
ARCOS DORADOS HOLDINGS INC	SHS CLASS -A -	G0457F107	125,075	13,897	SH		SOLE		0	0	13,897
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	3,960	68	SH		DFND	569	0	0	68
PALO ALTO NETWORKS INC	COM	697435105	2,712	8	SH		DFND	965	0	0	8
MCKESSON CORP	COM	58155Q103	2,336	4	SH		DFND	965	0	0	4
PEPSICO INC	COM	713448108	5,608	34	SH		DFND	810	0	0	34
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	37,887	474	SH		DFND	869	0	0	474
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	11,750	147	SH		DFND	517	0	0	147
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	102,914	2,732	SH		DFND	800	0	0	2,732
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	30,405	363	SH		DFND	132	0	0	363
ISHARES TR	0-5YR HI YL CP	46434V407	15,572	369	SH		DFND	726	0	0	369
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	12,758	134	SH		DFND	916	0	0	134
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,288	107	SH		DFND	536	0	0	107
LISTED FD TR	ROUNDHILL MAGNIF	53656G498	678,244	15,035	SH		SOLE		0	0	15,035
ANSYS INC	COM	03662Q105	643	2	SH		DFND	600	0	0	2
ISHARES TR	0-5 YR TIPS ETF	46429B747	22,591,227	227,070	SH		SOLE		4,277	0	222,793
CENCORA INC	COM	03073E105	1,352	6	SH		DFND	737	0	0	6
BLACKSTONE INC	COM	09260D107	1,609	13	SH		DFND	816	0	0	13
CUMMINS INC	COM	231021106	831	3	SH		DFND	600	0	0	3
CONOCOPHILLIPS	COM	20825C104	2,059	18	SH		DFND	783	0	0	18
PROCTER AND GAMBLE CO	COM	742718109	771,331	4,677	SH		DFND	1	62	0	4,615
TELEFONICA S A	SPONSORED ADR	879382208	1,082	257	SH		DFND	189	257	0	0
ISHARES TR	CORE MSCI INTL	46435G326	40,500	617	SH		DFND	968	0	0	617
JPMORGAN CHASE & CO.	COM	46625H100	8,495	42	SH		DFND	810	0	0	42
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	306,924	6,125	SH		DFND	371	0	0	6,125
TRUIST FINL CORP	COM	89832Q109	1,593	41	SH		DFND	665	0	0	41
VANGUARD INDEX FDS	SMALL CP ETF	922908751	11,120	51	SH		DFND	354	0	0	51
VIRTUS INVT PARTNERS INC	COM	92828Q109	10,163	45	SH		DFND	791	45	0	0
VANGUARD WELLINGTON FD	US MOMENTUM	921935508	723,363	4,816	SH		SOLE		0	0	4,816
CHEVRON CORP NEW	COM	166764100	4,536	29	SH		DFND	40	0	0	29
CORSAIR GAMING INC	COM	22041X102	128,362	11,627	SH		SOLE		15	0	11,612
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	52,572	1,022	SH		DFND	653	0	0	1,022
AGILENT TECHNOLOGIES INC	COM	00846U101	14,130	109	SH		DFND	820	0	0	109
DISCOVER FINL SVCS	COM	254709108	9,942	76	SH		DFND	791	76	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	41,464	155	SH		DFND	800	0	0	155
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	263,271	3,654	SH		DFND	308	0	0	3,654
SPDR SER TR	PORTFOLIO INTRMD	78464A375	16,606	510	SH		DFND	143	0	0	510
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	8,877	287	SH		DFND	791	287	0	0
GENERAL DYNAMICS CORP	COM	369550108	4,642	16	SH		DFND	970	0	0	16
ISHARES TR	CORE S&P500 ETF	464287200	28,456	52	SH		DFND	751	0	0	52
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,357	82	SH		DFND	346	0	0	82
VANGUARD INDEX FDS	VALUE ETF	922908744	97,341,331	606,828	SH		SOLE		744	0	606,084
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	33,647	467	SH		DFND	85	0	0	467
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	253,650	4,356	SH		DFND	756	4,356	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	46,170	900	SH		DFND	36	0	0	900
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	57,316	954	SH		DFND	940	0	0	954
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	46,375	114	SH		DFND	915	0	0	114
APOLLO GLOBAL MGMT INC	COM	03769M106	10,036	85	SH		DFND	791	85	0	0
UNILEVER PLC	SPON ADR NEW	904767704	3,684	67	SH		DFND	980	0	0	67
SPDR SER TR	PORTFOLIO SHORT	78464A474	27,383	922	SH		DFND	702	922	0	0
AGILENT TECHNOLOGIES INC	COM	00846U101	9,593	74	SH		DFND	916	0	0	74
SCHWAB STRATEGIC TR	US REIT ETF	808524847	10,824	542	SH		DFND	94	0	0	542
UNION PAC CORP	COM	907818108	4,073	18	SH		DFND	713	18	0	0
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	3,054	236	SH		DFND	493	0	0	236
MICRON TECHNOLOGY INC	COM	595112103	46,299	352	SH		DFND	916	0	0	352
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,018	117	SH		DFND	937	0	0	117
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	11,677	227	SH		DFND	576	0	0	227
FIRST CTZNS BANCSHARES INC N	CL A	31946M103	42,090	25	SH		DFND	661	0	0	25
METLIFE INC	COM	59156R108	1,614	23	SH		DFND	695	0	0	23
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,472	23	SH		DFND	99	0	0	23
SPDR SER TR	PORTFOLIO S&P500	78464A854	38,592	603	SH		DFND	663	0	0	603
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	16,433	232	SH		DFND	84	0	0	232
SPDR SER TR	PORTFOLIO INTRMD	78464A375	223,702,391	6,870,467	SH		SOLE		0	0	6,870,467
APTIV PLC	SHS	G6095L109	3,893,073	55,284	SH		SOLE		0	0	55,284
CUMMINS INC	COM	231021106	18,277	66	SH		DFND	153	0	0	66
CITIGROUP INC	COM NEW	172967424	5,584	88	SH		DFND	695	0	0	88
ABBVIE INC	COM	00287Y109	53,171	310	SH		DFND	141	0	0	310
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	5,297	151	SH		DFND	246	0	0	151
INVESCO EXCHANGE TRADED FD T	S&P SML600 VAL	46137V167	420,160	4,235	SH		SOLE		0	0	4,235
ISHARES TR	CORE S&P500 ETF	464287200	241,876	442	SH		DFND	669	0	0	442
CORNING INC	COM	219350105	2,603	67	SH		DFND	816	0	0	67
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	45,319	629	SH		DFND	715	0	0	629
MCKESSON CORP	COM	58155Q103	87,606	150	SH		DFND	534	0	0	150
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	10,302	123	SH		DFND	149	0	0	123
TRIUMPH GROUP INC NEW	COM	896818101	709	46	SH		DFND	965	0	0	46
ALPHABET INC	CAP STK CL A	02079K305	2,732	15	SH		DFND	406	0	0	15
VISA INC	COM CL A	92826C839	12,336	47	SH		DFND	695	0	0	47
CHORD ENERGY CORPORATION	COM NEW	674215207	2,683	16	SH		DFND	790	0	0	16
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	124,726	2,076	SH		DFND	546	0	0	2,076
ELEMENT SOLUTIONS INC	COM	28618M106	422,530	15,580	SH		SOLE		0	0	15,580
BORGWARNER INC	COM	099724106	1,032	32	SH		DFND	188	32	0	0
ABBVIE INC	COM	00287Y109	4,631	27	SH		DFND	665	0	0	27
AMAZON COM INC	COM	023135106	71,696	371	SH		DFND	970	0	0	371
EATON CORP PLC	SHS	G29183103	2,822	9	SH		DFND	600	0	0	9
HALOZYME THERAPEUTICS INC	COM	40637H109	3,299	63	SH		DFND	790	0	0	63
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	50,557	1,023	SH		DFND	129	1,023	0	0
METLIFE INC	COM	59156R108	2,667	38	SH		DFND	970	0	0	38
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,772	228	SH		DFND	566	0	0	228
EDWARDS LIFESCIENCES CORP	COM	28176E108	10,530	114	SH		DFND	1	0	0	114
CBOE GLOBAL MKTS INC	COM	12503M108	340	2	SH		DFND	903	0	0	2
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	24,213	97	SH		DFND	66	0	0	97
NRG ENERGY INC	COM NEW	629377508	4,671,600	60,000	SH		DFND	925	0	0	60,000
CATERPILLAR INC	COM	149123101	6,329	19	SH		DFND	736	0	0	19
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	51,172	205	SH		DFND	805	0	0	205
MANULIFE FINL CORP	COM	56501R106	19,992	751	SH		DFND	1	0	0	751
MERCK & CO INC	COM	58933Y105	2,600	21	SH		DFND	268	0	0	21
BOSTON SCIENTIFIC CORP	COM	101137107	3,234	42	SH		DFND	600	0	0	42
MARATHON OIL CORP	COM	565849106	2,838	99	SH		DFND	810	0	0	99
EURONET WORLDWIDE INC	COM	298736109	15,422	149	SH		DFND	661	0	0	149
ISHARES TR	CORE US AGGBD ET	464287226	40,575	418	SH		DFND	119	0	0	418
ISHARES TR	EAFE SML CP ETF	464288273	26,505	430	SH		DFND	566	0	0	430
HEALTHEQUITY INC	COM	42226A107	1,630,559	18,916	SH		SOLE		97	0	18,819
ONEOK INC NEW	COM	682680103	2,283	28	SH		DFND	816	0	0	28
INGERSOLL RAND INC	COM	45687V106	5,814	64	SH		DFND	866	64	0	0
DARLING INGREDIENTS INC	COM	237266101	8,159	222	SH		DFND	916	0	0	222
BOEING CO	COM	097023105	1,638	9	SH		DFND	713	9	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	45,847	511	SH		DFND	524	0	0	511
COSTAR GROUP INC	COM	22160N109	667	9	SH		DFND	969	0	0	9
SPDR SER TR	PORTFOLIO S&P500	78464A854	56,128	877	SH		DFND	431	0	0	877
CORTEVA INC	COM	22052L104	1,402	26	SH		DFND	816	0	0	26
THERMO FISHER SCIENTIFIC INC	COM	883556102	20,461	37	SH		DFND	792	37	0	0
ELEVANCE HEALTH INC	COM	036752103	6,502	12	SH		DFND	188	12	0	0
INVESCO EXCHANGE TRADED FD T	S&P MDCP MOMNTUM	46137V464	920,726	8,077	SH		SOLE		0	0	8,077
ISHARES INC	FRONTIER AND SEL	464286145	51,707	1,883	SH		DFND	961	0	0	1,883
AVIDXCHANGE HOLDINGS INC	COM	05368X102	3,739	310	SH		DFND	791	310	0	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	5,114	5	SH		DFND	965	0	0	5
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	807	21	SH		DFND	542	0	0	21
ORACLE CORP	COM	68389X105	50,832	360	SH		DFND	675	0	0	360
LEAR CORP	COM NEW	521865204	85,658	750	SH		DFND	1	0	0	750
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	13,482	351	SH		DFND	414	0	0	351
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	607	2	SH		DFND	934	0	0	2
ISHARES TR	CORE S&P500 ETF	464287200	25,720	47	SH		DFND	459	0	0	47
WIX COM LTD	SHS	M98068105	30,223	190	SH		DFND	675	0	0	190
TESLA INC	COM	88160R101	2,375	12	SH		DFND	627	0	0	12
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,320	37	SH		DFND	898	0	0	37
METTLER TOLEDO INTERNATIONAL	COM	592688105	1,398	1	SH		DFND	810	0	0	1
VANGUARD INDEX FDS	GROWTH ETF	922908736	246,847	660	SH		DFND	948	0	0	660
BARNES GROUP INC	COM	067806109	1,019,811	24,627	SH		SOLE		98	0	24,529
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	33,474	521	SH		DFND	426	0	0	521
MATERION CORP	COM	576690101	208,258	1,926	SH		SOLE		3	0	1,923
SPDR SER TR	PORTFOLIO S&P400	78464A847	31,344	611	SH		DFND	711	611	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	43,656	851	SH		DFND	22	0	0	851
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	455,550	9,091	SH		DFND	355	9,091	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	6,582	57	SH		DFND	32	57	0	0
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	518,551	26,403	SH		SOLE		0	0	26,403
MERCK & CO INC	COM	58933Y105	49,520	400	SH		DFND	141	0	0	400
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	47,163	785	SH		DFND	299	0	0	785
SCHWAB STRATEGIC TR	US REIT ETF	808524847	24,483	1,226	SH		DFND	21	0	0	1,226
CORE LABORATORIES INC	COM	21867A105	37,232	1,835	SH		DFND	675	0	0	1,835
ALPHABET INC	CAP STK CL C	02079K107	29,347	160	SH		DFND	627	0	0	160
DANAHER CORPORATION	COM	235851102	1,999	8	SH		DFND	665	0	0	8
DIAGEO PLC	SPON ADR NEW	25243Q205	5,017,711	39,798	SH		SOLE		21	0	39,777
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,593	187	SH		DFND	920	0	0	187
HARTFORD FINL SVCS GROUP INC	COM	416515104	1,609	16	SH		DFND	471	0	0	16
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	14,266	326	SH		DFND	699	326	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	13,558	56	SH		DFND	559	0	0	56
CORNING INC	COM	219350105	9,563,832	246,173	SH		SOLE		137	0	246,036
GARTNER INC	COM	366651107	449	1	SH		DFND	903	0	0	1
BOEING CO	COM	097023105	546	3	SH		DFND	577	0	0	3
PHILLIPS 66	COM	718546104	29,384,209	208,148	SH		SOLE		1,254	0	206,893
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	26,154	363	SH		DFND	77	0	0	363
NAVIENT CORPORATION	COM	63938C108	585,822	40,235	SH		SOLE		0	0	40,235
AMERICAN EXPRESS CO	COM	025816109	8,336	36	SH		DFND	969	0	0	36
PHILLIPS 66	COM	718546104	1,976	14	SH		DFND	810	0	0	14
ROYALTY PHARMA PLC	SHS CLASS A	G7709Q104	1,477	56	SH		DFND	665	0	0	56
SPDR SER TR	PORTFOLIO SHORT	78464A474	5,762	194	SH		DFND	822	0	0	194
HDFC BANK LTD	SPONSORED ADS	40415F101	26,568	413	SH		DFND	792	413	0	0
PEPSICO INC	COM	713448108	96,814	587	SH		DFND	480	0	0	587
B2GOLD CORP	COM	11777Q209	26,773	9,916	SH		DFND	675	0	0	9,916
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,148	108	SH		DFND	234	0	0	108
ISHARES TR	CORE S&P MCP ETF	464287507	5,267	90	SH		DFND	436	0	0	90
L3HARRIS TECHNOLOGIES INC	COM	502431109	674	3	SH		DFND	600	0	0	3
PAGERDUTY INC	COM	69553P100	3,829	167	SH		DFND	791	167	0	0
ZTO EXPRESS CAYMAN INC	SPONSORED ADS A	98980A105	3,590	173	SH		DFND	792	173	0	0
DELL TECHNOLOGIES INC	CL C	24703L202	33,788	245	SH		DFND	329	0	0	245
CITY HLDG CO	COM	177835105	1,222,088	11,502	SH		SOLE		0	0	11,502
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	15,779	219	SH		DFND	723	0	0	219
ISHARES TR	3 7 YR TREAS BD	464288661	10,739	93	SH		DFND	132	0	0	93
ADVANCED DRAIN SYS INC DEL	COM	00790R104	18,926	118	SH		DFND	661	0	0	118
KINDER MORGAN INC DEL	COM	49456B101	2,782	140	SH		DFND	969	0	0	140
MIRION TECHNOLOGIES INC	COM CL A	60471A101	127,205	11,844	SH		SOLE		29	0	11,815
FORD MTR CO DEL	COM	345370860	401	32	SH		DFND	903	0	0	32
BROADCOM INC	COM	11135F101	22,477	14	SH		DFND	264	0	0	14
NU SKIN ENTERPRISES INC	CL A	67018T105	279,078	26,478	SH		SOLE		0	0	26,478
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	77,265	1,334	SH		DFND	102	0	0	1,334
ISHARES TR	EAFE SML CP ETF	464288273	27,307	443	SH		DFND	394	0	0	443
MASTERBRAND INC	COMMON STOCK	57638P104	330,688	22,526	SH		SOLE		0	0	22,526
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	9,200	158	SH		DFND	654	0	0	158
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,869	45	SH		DFND	627	0	0	45
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,950	85	SH		DFND	766	0	0	85
SALESFORCE INC	COM	79466L302	22,625	88	SH		DFND	790	0	0	88
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,352	67	SH		DFND	435	0	0	67
LENNOX INTL INC	COM	526107107	1,605	3	SH		DFND	697	0	0	3
NEXTERA ENERGY INC	COM	65339F101	28,607	404	SH		DFND	826	0	0	404
THE CIGNA GROUP	COM	125523100	10,248	31	SH		DFND	737	0	0	31
WINTRUST FINL CORP	COM	97650W108	1,873	19	SH		DFND	969	0	0	19
MICROSOFT CORP	COM	594918104	6,495,971	14,534	SH		DFND	1	0	0	14,534
BIGCOMMERCE HLDGS INC	COM SER 1	08975P108	191,377	23,744	SH		SOLE		21	0	23,723
WISDOMTREE TR	INTL LRGCAP DV	97717W794	19,426	383	SH		DFND	84	0	0	383
ISHARES TR	EAFE GRWTH ETF	464288885	8,184	80	SH		DFND	703	0	0	80
BANC OF CALIFORNIA INC	COM	05990K106	460	36	SH		DFND	951	0	0	36
APPLIED MATLS INC	COM	038222105	3,304	14	SH		DFND	665	0	0	14
SCHWAB STRATEGIC TR	US REIT ETF	808524847	202,676	10,149	SH		DFND	173	0	0	10,149
WELLTOWER INC	COM	95040Q104	938	9	SH		DFND	969	0	0	9
APOLLO GLOBAL MGMT INC	COM	03769M106	826	7	SH		DFND	695	0	0	7
THE CIGNA GROUP	COM	125523100	992	3	SH		DFND	382	0	0	3
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	178,422	4,644	SH		DFND	355	4,644	0	0
SERVICENOW INC	COM	81762P102	3,933	5	SH		DFND	965	0	0	5
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	7,570	130	SH		DFND	177	0	0	130
THE TRADE DESK INC	COM CL A	88339J105	488	5	SH		DFND	903	0	0	5
ISHARES TR	CORE US AGGBD ET	464287226	59,795	616	SH		DFND	265	0	0	616
VERISK ANALYTICS INC	COM	92345Y106	2,426	9	SH		DFND	188	9	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	91,425	1,019	SH		DFND	562	0	0	1,019
SMITH A O CORP	COM	831865209	1,472	18	SH		DFND	970	0	0	18
ISHARES TR	RUS TOP 200 ETF	464289446	1,192,217	8,900	SH		SOLE		0	0	8,900
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	41,900	103	SH		DFND	132	0	0	103
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	94,886	1,920	SH		DFND	607	0	0	1,920
ISHARES TR	SHRT NAT MUN ETF	464288158	246,754,042	2,360,153	SH		SOLE		2,807	0	2,357,346
INGREDION INC	COM	457187102	886,822	7,732	SH		SOLE		40	0	7,692
FIRST FINL CORP IND	COM	320218100	922	25	SH		DFND	903	0	0	25
SPOTIFY TECHNOLOGY S A	SHS	L8681T102	1,955,853	6,233	SH		SOLE		5	0	6,228
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	37,606	725	SH		DFND	16	0	0	725
SPDR SER TR	PORTFOLIO S&P500	78464A854	93,376	1,459	SH		DFND	773	0	0	1,459
ISHARES TR	NATIONAL MUN ETF	464288414	488,745	4,587	SH		DFND	101	0	0	4,587
ISHARES TR	SHRT NAT MUN ETF	464288158	157,034	1,502	SH		DFND	552	0	0	1,502
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,917,124	68,246	SH		DFND	1	857	0	67,389
CORTEVA INC	COM	22052L104	6,806,550	126,187	SH		SOLE		27	0	126,160
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,466	243	SH		DFND	664	0	0	243
GRACO INC	COM	384109104	1,348	17	SH		DFND	736	0	0	17
ZOETIS INC	CL A	98978V103	27,564	159	SH		DFND	675	0	0	159
VENTAS INC	COM	92276F100	1,897	37	SH		DFND	188	37	0	0
KLA CORP	COM NEW	482480100	1,649	2	SH		DFND	810	0	0	2
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,700,312	26,464	SH		DFND	551	0	0	26,464
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	15,351	224	SH		DFND	727	0	0	224
ANGLOGOLD ASHANTI PLC	COM SHS	G0378L100	449,224	17,876	SH		SOLE		26	0	17,850
CALUMET SPECIALTY PRODS PART	UT LTD PARTNER	131476103	1,002,467	62,459	SH		SOLE		0	0	62,459
MOOG INC	CL A	615394202	2,175	13	SH		DFND	965	0	0	13
ISHARES TR	MSCI EMG MKT ETF	464287234	1,320	31	SH		DFND	204	0	0	31
CISCO SYS INC	COM	17275R102	14,253	300	SH		DFND	142	0	0	300
AXSOME THERAPEUTICS INC	COM	05464T104	670,324	8,327	SH		SOLE		5	0	8,322
PFIZER INC	COM	717081103	4,952	177	SH		DFND	39	0	0	177
ISHARES TR	CORE US AGGBD ET	464287226	1,837,826	18,933	SH		DFND	764	18,933	0	0
CATERPILLAR INC	COM	149123101	83,275	250	SH		DFND	255	0	0	250
AERSALE CORPORATION	COM	00810F106	151,036	21,826	SH		SOLE		36	0	21,790
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	705	8	SH		DFND	695	0	0	8
GLAUKOS CORP	COM	377322102	1,657	14	SH		DFND	816	0	0	14
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	401,077	10,442	SH		DFND	340	0	0	10,442
JOHNSON & JOHNSON	COM	478160104	17,247	118	SH		DFND	806	0	0	118
3M CO	COM	88579Y101	4,599	45	SH		DFND	26	0	0	45
RELX PLC	SPONSORED ADR	759530108	1,652	36	SH		DFND	816	0	0	36
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	23,549	454	SH		DFND	833	0	0	454
ISHARES TR	CORE US AGGBD ET	464287226	24,462	252	SH		DFND	938	0	0	252
MONDELEZ INTL INC	CL A	609207105	4,908	75	SH		DFND	80	0	0	75
SPDR SER TR	S&P DIVID ETF	78464A763	382	3	SH		DFND	671	0	0	3
IDEXX LABS INC	COM	45168D104	8,729,991	17,919	SH		SOLE		45	0	17,874
DIREXION SHS ETF TR	DRX S&P500BULL	25459W862	952,877	6,523	SH		SOLE		0	0	6,523
INCYTE CORP	COM	45337C102	1,394	23	SH		DFND	737	0	0	23
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	108,055,795	1,177,335	SH		SOLE		0	0	1,177,335
SOUTHWEST AIRLS CO	COM	844741108	20,256	708	SH		DFND	152	0	0	708
ELECTRONIC ARTS INC	COM	285512109	1,393	10	SH		DFND	969	0	0	10
WASHINGTON TR BANCORP INC	COM	940610108	10,690	390	SH		DFND	790	0	0	390
SANGAMO THERAPEUTICS INC	COM	800677106	5,011	13,985	SH		SOLE		0	0	13,985
ISHARES TR	CORE S&P500 ETF	464287200	220,534	403	SH		DFND	659	0	0	403
PINNACLE FINL PARTNERS INC	COM	72346Q104	3,362	42	SH		DFND	791	42	0	0
AMERIPRISE FINL INC	COM	03076C106	4,272	10	SH		DFND	713	10	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	21,802	243	SH		DFND	773	0	0	243
AMERICAN AIRLS GROUP INC	COM	02376R102	8,520	752	SH		DFND	916	0	0	752
SPDR SER TR	PORTFOLIO S&P400	78464A847	53,147	1,036	SH		DFND	840	0	0	1,036
HERCULES CAPITAL INC	COM	427096508	654,272	31,994	SH		SOLE		0	0	31,994
APTIV PLC	SHS	G6095L109	563	8	SH		DFND	695	0	0	8
HUBBELL INC	COM	443510607	1,266,388	3,465	SH		SOLE		0	0	3,465
TRACTOR SUPPLY CO	COM	892356106	1,620	6	SH		DFND	810	0	0	6
THE CIGNA GROUP	COM	125523100	26,446	80	SH		DFND	661	0	0	80
VANGUARD INDEX FDS	MID CAP ETF	922908629	264,131	1,091	SH		DFND	329	0	0	1,091
PALO ALTO NETWORKS INC	COM	697435105	678	2	SH		DFND	697	0	0	2
BAXTER INTL INC	COM	071813109	870	26	SH		DFND	737	0	0	26
IRON MTN INC DEL	COM	46284V101	11,203	125	SH		DFND	321	0	0	125
MASTERCARD INCORPORATED	CL A	57636Q104	11,470	26	SH		DFND	697	0	0	26
SCHWAB STRATEGIC TR	US REIT ETF	808524847	36,825	1,844	SH		DFND	369	0	0	1,844
SAP SE	SPON ADR	803054204	4,236	21	SH		DFND	707	0	0	21
SPDR SER TR	PORTFOLIO S&P600	78468R853	10,798	260	SH		DFND	46	0	0	260
GREAT SOUTHN BANCORP INC	COM	390905107	2,058	37	SH		DFND	816	0	0	37
TRACTOR SUPPLY CO	COM	892356106	7,552,298	27,971	SH		SOLE		261	0	27,710
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	115,328	2,242	SH		DFND	820	0	0	2,242
ISHARES TR	S&P MC 400VL ETF	464287705	2,950	26	SH		DFND	266	0	0	26
AMBEV SA	SPONSORED ADR	02319V103	531,030	259,039	SH		SOLE		2,260	0	256,779
DAYFORCE INC	COM	15677J108	446	9	SH		DFND	951	0	0	9
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	6,268	87	SH		DFND	618	0	0	87
ISHARES TR	PFD AND INCM SEC	464288687	6,297,449	199,602	SH		SOLE		0	0	199,602
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	11,791	313	SH		DFND	376	0	0	313
COHEN & STEERS INC	COM	19247A100	7,982	110	SH		DFND	792	110	0	0
ASPEN TECHNOLOGY INC	COM	29109X106	270,248	1,361	SH		SOLE		1	0	1,360
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	13,230	53	SH		DFND	480	0	0	53
AT&T INC	COM	00206R102	631	33	SH		DFND	472	0	0	33
GLOBAL X FDS	US PFD ETF	37954Y657	17,751	902	SH		DFND	727	0	0	902
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	12,457	2,945	SH		DFND	790	0	0	2,945
SPDR SER TR	PORTFOLIO S&P400	78464A847	5,284	103	SH		DFND	685	0	0	103
JACK IN THE BOX INC	COM	466367109	37,186	730	SH		DFND	675	0	0	730
VANGUARD INDEX FDS	MID CAP ETF	922908629	7,989	33	SH		DFND	260	0	0	33
ABBVIE INC	COM	00287Y109	32,760	191	SH		DFND	791	191	0	0
META PLATFORMS INC	CL A	30303M102	5,546	11	SH		DFND	707	0	0	11
SUNCOR ENERGY INC NEW	COM	867224107	1,791	47	SH		DFND	816	0	0	47
LAM RESEARCH CORP	COM	512807108	15,973	15	SH		DFND	260	0	0	15
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	162,635	2,504	SH		DFND	1	0	0	2,504
SPDR SER TR	PORTFOLIO S&P400	78464A847	169,495	3,304	SH		DFND	104	0	0	3,304
CELSIUS HLDGS INC	COM NEW	15118V207	1,184,962	20,756	SH		SOLE		0	0	20,756
ALKERMES PLC	SHS	G01767105	6,049	251	SH		DFND	792	251	0	0
ISHARES TR	CORE S&P500 ETF	464287200	30,645	56	SH		DFND	383	0	0	56
TESLA INC	COM	88160R101	7,124	36	SH		DFND	810	0	0	36
UNITEDHEALTH GROUP INC	COM	91324P102	3,565	7	SH		DFND	965	0	0	7
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	10,808	150	SH		DFND	337	0	0	150
ADVANCED MICRO DEVICES INC	COM	007903107	4,704	29	SH		DFND	810	0	0	29
ISHARES INC	CORE MSCI EMKT	46434G103	4,657	87	SH		DFND	634	0	0	87
UBS GROUP AG	SHS	H42097107	5,022	170	SH		DFND	493	0	0	170
WALMART INC	COM	931142103	60,939	900	SH		DFND	357	900	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	20,820	701	SH		DFND	143	0	0	701
HP INC	COM	40434L105	1,576	45	SH		DFND	737	0	0	45
SPDR S&P 500 ETF TR	TR UNIT	78462F103	143,674	264	SH		DFND	66	0	0	264
ISHARES INC	CORE MSCI EMKT	46434G103	20,984	392	SH		DFND	231	0	0	392
ISHARES INC	CORE MSCI EMKT	46434G103	39,505	738	SH		DFND	27	0	0	738
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,367	75	SH		DFND	265	0	0	75
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	6,974	51	SH		DFND	792	51	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	14,176	158	SH		DFND	431	0	0	158
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	195,456	3,955	SH		DFND	487	0	0	3,955
MODINE MFG CO	COM	607828100	301	3	SH		DFND	903	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	355,266	6,637	SH		DFND	670	0	0	6,637
J P MORGAN EXCHANGE TRADED F	BETABULDRS JAPAN	46641Q217	282,601	5,008	SH		SOLE		0	0	5,008
DISNEY WALT CO	COM	254687106	132,651	1,336	SH		DFND	675	0	0	1,336
CUMMINS INC	COM	231021106	3,046	11	SH		DFND	474	0	0	11
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	24,573	409	SH		DFND	20	409	0	0
HEALTHEQUITY INC	COM	42226A107	1,207	14	SH		DFND	816	0	0	14
TRANE TECHNOLOGIES PLC	SHS	G8994E103	9,210	28	SH		DFND	627	0	0	28
DANAHER CORPORATION	COM	235851102	2,499	10	SH		DFND	697	0	0	10
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	12,273,871	466,865	SH		SOLE		0	0	466,865
ALPHABET INC	CAP STK CL C	02079K107	18,342	100	SH		DFND	280	0	0	100
FREEPORT-MCMORAN INC	CL B	35671D857	2,041	42	SH		DFND	816	0	0	42
CAESARS ENTERTAINMENT INC NE	COM	12769G100	1,470	37	SH		DFND	737	0	0	37
TJX COS INC NEW	COM	872540109	11,010	100	SH		DFND	538	0	0	100
SPDR SER TR	PORTFOLIO SHORT	78464A474	5,405	182	SH		DFND	915	0	0	182
AGREE RLTY CORP	COM	008492100	61,940	1,000	SH		DFND	918	0	0	1,000
ISHARES TR	RUS MD CP GR ETF	464287481	39,395	357	SH		DFND	60	0	0	357
GARMIN LTD	SHS	H2906T109	5,361,779	32,911	SH		SOLE		36	0	32,874
TANDEM DIABETES CARE INC	COM NEW	875372203	2,538	63	SH		DFND	791	63	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	4,434	48	SH		DFND	188	48	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	115,280	1,600	SH		DFND	841	0	0	1,600
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	1,998	25	SH		DFND	944	0	0	25
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,869	139	SH		DFND	785	139	0	0
PAYPAL HLDGS INC	COM	70450Y103	8,008	138	SH		DFND	791	138	0	0
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	2,257	70	SH		DFND	665	0	0	70
CUMMINS INC	COM	231021106	4,154	15	SH		DFND	965	0	0	15
GOLDMAN SACHS GROUP INC	COM	38141G104	4,071	9	SH		DFND	736	0	0	9
ISHARES TR	RUS 1000 GRW ETF	464287614	16,403	45	SH		DFND	84	0	0	45
SANOFI	SPONSORED ADR	80105N105	10,966	226	SH		DFND	791	226	0	0
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	5,117	65	SH		DFND	627	0	0	65
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	11,819	68	SH		DFND	866	68	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	625,126	17,820	SH		DFND	236	0	0	17,820
GENASYS INC	COM	36872P103	45,578	21,550	SH		SOLE		0	0	21,550
CONDUENT INC	COM	206787103	492	151	SH		DFND	951	0	0	151
SPDR SER TR	PORTFOLIO SHORT	78464A474	23,849	803	SH		DFND	205	0	0	803
MANULIFE FINL CORP	COM	56501R106	10,648	400	SH		DFND	141	0	0	400
DEERE & CO	COM	244199105	8,967	24	SH		DFND	938	0	0	24
COMCAST CORP NEW	CL A	20030N101	7,284	186	SH		DFND	969	0	0	186
REYNOLDS CONSUMER PRODS INC	COM	76171L106	1,315	47	SH		DFND	713	47	0	0
APA CORPORATION	COM	03743Q108	972	33	SH		DFND	970	0	0	33
VIATRIS INC	COM	92556V106	7,101	668	SH		DFND	1	0	0	668
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	230,079	3,581	SH		DFND	305	0	0	3,581
INTUIT	COM	461202103	8,544	13	SH		DFND	695	0	0	13
POOL CORP	COM	73278L105	4,917	16	SH		DFND	188	16	0	0
KKR & CO INC	COM	48251W104	2,000	19	SH		DFND	665	0	0	19
BROADCOM INC	COM	11135F101	51,377	32	SH		DFND	790	0	0	32
BIOGEN INC	COM	09062X103	9,736	42	SH		DFND	374	0	0	42
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	8,070	112	SH		DFND	589	0	0	112
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	11,960	242	SH		DFND	606	242	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	9,439	191	SH		DFND	105	0	0	191
ISHARES SILVER TR	ISHARES	46428Q109	4,675,656	175,975	SH		SOLE		0	0	175,975
SPDR SER TR	PORTFOLIO S&P600	78468R853	47,635	1,147	SH		DFND	874	0	0	1,147
ISHARES TR	SHRT NAT MUN ETF	464288158	79,667	762	SH		DFND	300	0	0	762
EDISON INTL	COM	281020107	934	13	SH		DFND	188	13	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	6,273	60	SH		DFND	348	0	0	60
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	2,559	44	SH		DFND	790	0	0	44
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	274,492	6,273	SH		DFND	961	0	0	6,273
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	166,249	3,364	SH		DFND	547	0	0	3,364
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	27,212	529	SH		DFND	56	0	0	529
ISHARES TR	GLB CNSM STP ETF	464288737	3,988,450	66,353	SH		SOLE		0	0	66,353
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	116,856	1,945	SH		DFND	461	0	0	1,945
UMB FINL CORP	COM	902788108	6,340	76	SH		DFND	791	76	0	0
PROCTER AND GAMBLE CO	COM	742718109	21,275	129	SH		DFND	790	0	0	129
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	26,015	433	SH		DFND	52	0	0	433
WEST PHARMACEUTICAL SVSC INC	COM	955306105	10,870	33	SH		DFND	916	0	0	33
PROGRESSIVE CORP	COM	743315103	3,946	19	SH		DFND	970	0	0	19
BCE INC	COM NEW	05534B760	11,232	347	SH		DFND	791	347	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	4,633	156	SH		DFND	778	0	0	156
COMCAST CORP NEW	CL A	20030N101	6,618	169	SH		DFND	697	0	0	169
CSG SYS INTL INC	COM	126349109	700	17	SH		DFND	810	0	0	17
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	2,754,950	40,514	SH		SOLE		133	0	40,381
AMERICAN TOWER CORP NEW	COM	03027X100	2,916	15	SH		DFND	713	15	0	0
TOYOTA MOTOR CORP	ADS	892331307	2,870	14	SH		DFND	627	0	0	14
AMERICAN EXPRESS CO	COM	025816109	1,621	7	SH		DFND	134	7	0	0
PEPSICO INC	COM	713448108	65,972	400	SH		DFND	142	0	0	400
ISHARES TR	SHRT NAT MUN ETF	464288158	170,103	1,627	SH		DFND	644	0	0	1,627
NVIDIA CORPORATION	COM	67066G104	163,073	1,320	SH		DFND	736	0	0	1,320
NICE LTD	SPONSORED ADR	653656108	1,257,617	7,313	SH		SOLE		6	0	7,307
SPDR SER TR	PORTFOLIO S&P400	78464A847	16,467	321	SH		DFND	387	0	0	321
BOOKING HOLDINGS INC	COM	09857L108	11,885	3	SH		DFND	916	0	0	3
GLOBAL X FDS	US PFD ETF	37954Y657	14,032	713	SH		DFND	725	0	0	713
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	711	23	SH		DFND	665	0	0	23
XCEL ENERGY INC	COM	98389B100	1,228	23	SH		DFND	736	0	0	23
MERCK & CO INC	COM	58933Y105	4,828	39	SH		DFND	810	0	0	39
LIBERTY BROADBAND CORP	COM SER C	530307305	262,423	4,787	SH		SOLE		0	0	4,787
AMPLIFY ETF TR	AMPLIFY CYBERSEC	032108664	13,468	208	SH		DFND	952	0	0	208
VIKING THERAPEUTICS INC	COM	92686J106	818,012	15,432	SH		SOLE		16	0	15,416
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,119	125	SH		DFND	933	0	0	125
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	10,302	123	SH		DFND	85	0	0	123
VANGUARD INDEX FDS	SMALL CP ETF	922908751	109,020	500	SH		DFND	804	500	0	0
TERNS PHARMACEUTICALS INC	COM	880881107	131,910	19,370	SH		SOLE		24	0	19,346
VANGUARD WORLD FD	ESG US STK ETF	921910733	61,740	639	SH		DFND	218	0	0	639
SENSEONICS HLDGS INC	COM	81727U105	33,575	84,149	SH		SOLE		0	0	84,149
NOKIA CORP	SPONSORED ADR	654902204	189	50	SH		DFND	1	0	0	50
ADOBE INC	COM	00724F101	8,889	16	SH		DFND	737	0	0	16
ISHARES INC	CORE MSCI EMKT	46434G103	26,926	503	SH		DFND	532	0	0	503
RESIDEO TECHNOLOGIES INC	COM	76118Y104	460,103	23,523	SH		SOLE		19	0	23,504
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	71,618	994	SH		DFND	17	0	0	994
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,907	160	SH		DFND	359	0	0	160
DYNATRACE INC	COM NEW	268150109	1,432	32	SH		DFND	816	0	0	32
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	88,612	2,526	SH		DFND	305	0	0	2,526
ELEVANCE HEALTH INC	COM	036752103	5,419	10	SH		DFND	969	0	0	10
ISHARES INC	CORE MSCI EMKT	46434G103	11,562	216	SH		DFND	693	216	0	0
MURPHY OIL CORP	COM	626717102	1,072	26	SH		DFND	969	0	0	26
AKAMAI TECHNOLOGIES INC	COM	00971T101	9,628,561	106,889	SH		SOLE		14	0	106,875
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	90,773	1,750	SH		DFND	240	0	0	1,750
E L F BEAUTY INC	COM	26856L103	49,519	235	SH		DFND	661	0	0	235
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	213,175	854	SH		DFND	677	0	0	854
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,703	134	SH		DFND	232	0	0	134
GERON CORP	COM	374163103	317,775	74,947	SH		SOLE		91	0	74,856
ISHARES INC	CORE MSCI EMKT	46434G103	5,085	95	SH		DFND	193	0	0	95
CHEESECAKE FACTORY INC	COM	163072101	357,734	9,105	SH		SOLE		13	0	9,092
CINCINNATI FINL CORP	COM	172062101	19,014	161	SH		DFND	842	161	0	0
GRIID INFRASTRUCTURE INC	COMMON STOCK	398501106	176,486	166,496	SH		SOLE		0	0	166,496
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,958,614,335	8,090,105	SH		SOLE		2,358	0	8,087,747
VERISIGN INC	COM	92343E102	1,245	7	SH		DFND	737	0	0	7
VECTOR GROUP LTD	COM	92240M108	601,750	56,930	SH		SOLE		28	0	56,902
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	43,467	838	SH		DFND	561	0	0	838
ISHARES TR	GLB INFRASTR ETF	464288372	661,651	13,807	SH		SOLE		0	0	13,807
IRON MTN INC DEL	COM	46284V101	4,391	49	SH		DFND	188	49	0	0
WALMART INC	COM	931142103	15,235	225	SH		DFND	736	0	0	225
ISHARES TR	EAFE SML CP ETF	464288273	5,548	90	SH		DFND	79	0	0	90
AMALGAMATED FINANCIAL CORP	COM	022671101	304,387	11,109	SH		SOLE		22	0	11,087
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	60,934	1,216	SH		DFND	336	0	0	1,216
SALLY BEAUTY HLDGS INC	COM	79546E104	730	68	SH		DFND	965	0	0	68
NASDAQ INC	COM	631103108	2,049	34	SH		DFND	695	0	0	34
LAMB WESTON HLDGS INC	COM	513272104	37,836	450	SH		DFND	1	0	0	450
VIKING THERAPEUTICS INC	COM	92686J106	6,414	121	SH		DFND	791	121	0	0
PHILLIPS 66	COM	718546104	50,821	360	SH		DFND	918	0	0	360
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,956	103	SH		DFND	255	0	0	103
IRIDIUM COMMUNICATIONS INC	COM	46269C102	612	23	SH		DFND	697	0	0	23
INVESCO EXCHANGE TRADED FD T	ZACKS MID CAP	46137Y401	368,775	3,777	SH		SOLE		0	0	3,777
ISHARES INC	CORE MSCI EMKT	46434G103	122,851	2,295	SH		DFND	897	0	0	2,295
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	29,355	594	SH		DFND	211	0	0	594
ISHARES TR	NATIONAL MUN ETF	464288414	375,269	3,522	SH		DFND	235	0	0	3,522
WALMART INC	COM	931142103	5,688	84	SH		DFND	493	0	0	84
DOLLAR GEN CORP NEW	COM	256677105	7,454,006	56,372	SH		SOLE		392	0	55,980
BECTON DICKINSON & CO	COM	075887109	1,636	7	SH		DFND	816	0	0	7
FIRST FINL CORP IND	COM	320218100	10,363	281	SH		DFND	790	0	0	281
QCR HOLDINGS INC	COM	74727A104	757,140	12,619	SH		SOLE		23	0	12,596
ISHARES INC	CORE MSCI EMKT	46434G103	762,107	14,237	SH		DFND	372	0	0	14,237
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	4,076	51	SH		DFND	28	0	0	51
ISHARES TR	SELECT DIVID ETF	464287168	44,521	368	SH		DFND	690	0	0	368
ISHARES TR	US INFRASTRUC	46435U713	15,585,867	370,035	SH		SOLE		0	0	370,035
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	690,948	2,768	SH		DFND	846	0	0	2,768
SEA LTD	SPONSORD ADS	81141R100	928	13	SH		DFND	600	0	0	13
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	72	1	SH		DFND	185	0	0	1
ROBLOX CORP	CL A	771049103	1,340	36	SH		DFND	736	0	0	36
XYLEM INC	COM	98419M100	2,170	16	SH		DFND	473	0	0	16
SJW GROUP	COM	784305104	620,772	11,449	SH		SOLE		0	0	11,449
HUNT J B TRANS SVCS INC	COM	445658107	16,640	104	SH		DFND	154	0	0	104
GENERAL MLS INC	COM	370334104	127	2	SH		DFND	713	2	0	0
EQUINIX INC	COM	29444U700	2,270	3	SH		DFND	493	0	0	3
AUTOMATIC DATA PROCESSING IN	COM	053015103	9,309	39	SH		DFND	737	0	0	39
ISHARES TR	SHRT NAT MUN ETF	464288158	109,568	1,048	SH		DFND	905	0	0	1,048
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	80,413	2,093	SH		DFND	336	0	0	2,093
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	14,874	229	SH		DFND	106	0	0	229
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	304,823	6,168	SH		DFND	203	6,168	0	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	898,300	5,322	SH		DFND	644	0	0	5,322
DOW INC	COM	260557103	1,326	25	SH		DFND	697	0	0	25
ISHARES TR	CORE MSCI INTL	46435G326	36,627	558	SH		DFND	746	558	0	0
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	94,738	2,636	SH		DFND	683	0	0	2,636
BROADCOM INC	COM	11135F101	14,450	9	SH		DFND	515	0	0	9
FIRST FINL BANKSHARES INC	COM	32020R109	37,001	1,253	SH		DFND	675	0	0	1,253
GOLDMAN SACHS GROUP INC	COM	38141G104	3,619	8	SH		DFND	951	0	0	8
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	75,860	1,535	SH		DFND	405	0	0	1,535
CISCO SYS INC	COM	17275R102	143	3	SH		DFND	405	0	0	3
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	55,910	209	SH		DFND	826	0	0	209
GE AEROSPACE	COM NEW	369604301	76,624	482	SH		DFND	661	0	0	482
ISHARES TR	NATIONAL MUN ETF	464288414	105,058	986	SH		DFND	796	0	0	986
ISHARES TR	3 7 YR TREAS BD	464288661	15,242	132	SH		DFND	24	0	0	132
BEST BUY INC	COM	086516101	18,038	214	SH		DFND	627	0	0	214
MARSH & MCLENNAN COS INC	COM	571748102	6,532	31	SH		DFND	188	31	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	133,023	3,792	SH		DFND	197	0	0	3,792
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	46,737	682	SH		DFND	601	0	0	682
ISHARES TR	CORE MSCI INTL	46435G326	162,918	2,482	SH		DFND	484	0	0	2,482
AVALONBAY CMNTYS INC	COM	053484101	1,034	5	SH		DFND	737	0	0	5
PTC THERAPEUTICS INC	COM	69366J200	285,648	9,341	SH		SOLE		13	0	9,328
CENTENE CORP DEL	COM	15135B101	8,420	127	SH		DFND	790	0	0	127
SALESFORCE INC	COM	79466L302	2,571	10	SH		DFND	783	0	0	10
HENRY JACK & ASSOC INC	COM	426281101	830	5	SH		DFND	970	0	0	5
HEALTHEQUITY INC	COM	42226A107	6,551	76	SH		DFND	791	76	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	674,781	6,333	SH		DFND	688	0	0	6,333
SPDR SER TR	PORTFOLIO INTRMD	78464A375	42,491	1,305	SH		DFND	378	0	0	1,305
ISHARES TR	CORE US AGGBD ET	464287226	143,664	1,480	SH		DFND	404	0	0	1,480
BLACKROCK INC	COM	09247X101	2,362	3	SH		DFND	264	0	0	3
NUTRIEN LTD	COM	67077M108	21,382	420	SH		DFND	1	0	0	420
TRICO BANCSHARES	COM	896095106	825,801	20,869	SH		SOLE		77	0	20,792
MICROSOFT CORP	COM	594918104	89,390	200	SH		DFND	357	200	0	0
CITIGROUP INC	COM NEW	172967424	10,661	168	SH		DFND	791	168	0	0
ISHARES TR	CORE US AGGBD ET	464287226	3,495	36	SH		DFND	40	0	0	36
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	133,869	1,858	SH		DFND	106	0	0	1,858
FAIR ISAAC CORP	COM	303250104	16,375	11	SH		DFND	916	0	0	11
LIBERTY BROADBAND CORP	COM SER A	530307107	19,820	363	SH		DFND	661	0	0	363
WISDOMTREE TR	US MIDCAP DIVID	97717W505	236,563	5,058	SH		DFND	352	0	0	5,058
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	24,068	464	SH		DFND	488	0	0	464
RTX CORPORATION	COM	75513E101	3,514	35	SH		DFND	713	35	0	0
PAYPAL HLDGS INC	COM	70450Y103	5,107	88	SH		DFND	736	0	0	88
DOLLAR GEN CORP NEW	COM	256677105	4,364	33	SH		DFND	790	0	0	33
SPDR SER TR	PORTFOLIO S&P400	78464A847	923	18	SH		DFND	495	0	0	18
MERCANTILE BK CORP	COM	587376104	591,152	14,571	SH		SOLE		39	0	14,532
UNITEDHEALTH GROUP INC	COM	91324P102	7,130	14	SH		DFND	265	0	0	14
ENI S P A	SPONSORED ADR	26874R108	10,438	339	SH		DFND	792	339	0	0
VORNADO RLTY TR	SH BEN INT	929042109	736	28	SH		DFND	965	0	0	28
QIAGEN NV	SHS NEW	N72482149	1,372,655	33,406	SH		SOLE		53	0	33,353
ISHARES TR	SHRT NAT MUN ETF	464288158	15,160	145	SH		DFND	540	0	0	145
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	15,431	265	SH		DFND	800	0	0	265
ISHARES TR	NATIONAL MUN ETF	464288414	73,520	690	SH		DFND	567	0	0	690
CVS HEALTH CORP	COM	126650100	5,552	94	SH		DFND	792	94	0	0
PRECISION DRILLING CORP	COM NEW	74022D407	166,495	2,367	SH		SOLE		0	0	2,367
PULSE BIOSCIENCES INC	COM	74587B101	380	34	SH		DFND	903	0	0	34
SEA LTD	SPONSORD ADS	81141R100	1,643	23	SH		DFND	816	0	0	23
ABBOTT LABS	COM	002824100	24,211	233	SH		DFND	154	0	0	233
AMETEK INC	COM	031100100	1,834	11	SH		DFND	695	0	0	11
UMH PPTYS INC	COM	903002103	32,764	2,049	SH		DFND	661	0	0	2,049
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	11,652	393	SH		DFND	916	0	0	393
MARQETA INC	CLASS A COM	57142B104	384	70	SH		DFND	903	0	0	70
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	27,707	356	SH		DFND	940	0	0	356
RADIUS RECYCLING INC	CL A	806882106	334,313	21,893	SH		SOLE		0	0	21,893
INSMED INC	COM PAR $.01	457669307	737	11	SH		DFND	903	0	0	11
HEALTHSTREAM INC	COM	42222N103	57,948	2,077	SH		DFND	675	0	0	2,077
VANGUARD INDEX FDS	MID CAP ETF	922908629	234,837	970	SH		DFND	642	0	0	970
ANALOG DEVICES INC	COM	032654105	114,130	500	SH		DFND	177	0	0	500
RITHM CAPITAL CORP	COM NEW	64828T201	971	89	SH		DFND	970	0	0	89
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	23,405	455	SH		DFND	329	0	0	455
SHERWIN WILLIAMS CO	COM	824348106	597	2	SH		DFND	951	0	0	2
RELX PLC	SPONSORED ADR	759530108	64,828	1,413	SH		DFND	916	0	0	1,413
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	51,872	4,803	SH		DFND	916	0	0	4,803
MORGAN STANLEY	COM NEW	617446448	11,954	123	SH		DFND	792	123	0	0
NVIDIA CORPORATION	COM	67066G104	1,235	10	SH		DFND	474	0	0	10
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	130,331	1,556	SH		DFND	761	0	0	1,556
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,085	285	SH		DFND	234	0	0	285
CLEVELAND-CLIFFS INC NEW	COM	185899101	515,565	33,500	SH		DFND	925	0	0	33,500
D R HORTON INC	COM	23331A109	564	4	SH		DFND	810	0	0	4
ALPHABET INC	CAP STK CL A	02079K305	316,941	1,740	SH		DFND	480	0	0	1,740
MICROSOFT CORP	COM	594918104	94,753	212	SH		DFND	806	0	0	212
ALPHABET INC	CAP STK CL C	02079K107	3,668	20	SH		DFND	266	0	0	20
ADOBE INC	COM	00724F101	3,894	1,500	SH	Put	SOLE		0	0	1,500
TRUIST FINL CORP	COM	89832Q109	1,515	39	SH		DFND	810	0	0	39
KB HOME	COM	48666K109	842	12	SH		DFND	903	0	0	12
ENNIS INC	COM	293389102	5,801	265	SH		DFND	791	265	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	67,948	254	SH		DFND	809	0	0	254
META PLATFORMS INC	CL A	30303M102	15,631	31	SH		DFND	627	0	0	31
HERITAGE COMM CORP	COM	426927109	607,364	69,812	SH		SOLE		0	0	69,812
ON SEMICONDUCTOR CORP	COM	682189105	7,198	105	SH		DFND	187	0	0	105
INTEL CORP	COM	458140100	5,420	175	SH		DFND	742	0	0	175
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	655,872	17,411	SH		DFND	813	0	0	17,411
ISHARES TR	CORE S&P500 ETF	464287200	204,117	373	SH		DFND	923	0	0	373
PACCAR INC	COM	693718108	2,574	25	SH		DFND	969	0	0	25
CARDINAL HEALTH INC	COM	14149Y108	4,001,001	40,694	SH		SOLE		0	0	40,694
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	948,333	16,980	SH		SOLE		0	0	16,980
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	844,066	10,845	SH		DFND	813	0	0	10,845
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	16,945	212	SH		DFND	187	0	0	212
IDEXX LABS INC	COM	45168D104	9,744	20	SH		DFND	916	0	0	20
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	6,605,732	78,865	SH		DFND	1	486	0	78,379
ISHARES TR	CORE US AGGBD ET	464287226	200,450	2,065	SH		DFND	702	2,065	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,256	15	SH		DFND	454	0	0	15
DIAMONDBACK ENERGY INC	COM	25278X109	5,005	25	SH		DFND	713	25	0	0
ING GROEP N.V.	SPONSORED ADR	456837103	1,525	89	SH		DFND	600	0	0	89
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,613	42	SH		DFND	503	0	0	42
EATON VANCE TAX ADVT DIV INC	COM	27828G107	446,768	19,183	SH		SOLE		0	0	19,183
MICROCHIP TECHNOLOGY INC.	COM	595017104	6,771	74	SH		DFND	791	74	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	21,978	740	SH		DFND	194	0	0	740
BOEING CO	COM	097023105	5,642	31	SH		DFND	736	0	0	31
ALPHABET INC	CAP STK CL A	02079K305	2,732	15	SH		DFND	414	0	0	15
ISHARES TR	CORE US AGGBD ET	464287226	1,236,842,788	12,741,761	SH		SOLE		9,207	0	12,732,554
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	9,414	183	SH		DFND	775	0	0	183
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,972	100	SH		DFND	409	0	0	100
JABIL INC	COM	466313103	3,798,821	34,919	SH		SOLE		150	0	34,769
MERCK & CO INC	COM	58933Y105	6,809	55	SH		DFND	816	0	0	55
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	1,496	22	SH		DFND	737	0	0	22
HONEYWELL INTL INC	COM	438516106	29,041	136	SH		DFND	153	0	0	136
MERCADOLIBRE INC	COM	58733R102	460,152	280	SH		DFND	370	280	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	21,787	407	SH		DFND	58	0	0	407
JPMORGAN CHASE & CO.	COM	46625H100	10,315	51	SH		DFND	665	0	0	51
UNITEDHEALTH GROUP INC	COM	91324P102	46,343	91	SH		DFND	517	0	0	91
TRANSDIGM GROUP INC	COM	893641100	7,666	6	SH		DFND	737	0	0	6
CME GROUP INC	COM	12572Q105	1,769	9	SH		DFND	665	0	0	9
STRATEGY SHS	NS 7HANDL IDX	86280R506	1,312,493	62,145	SH		SOLE		0	0	62,145
STEPSTONE GROUP INC	COM CL A	85914M107	597	13	SH		DFND	903	0	0	13
SPDR S&P 500 ETF TR	TR UNIT	78462F103	6,531	12	SH		DFND	436	0	0	12
WISDOMTREE TR	US LARGECAP DIVD	97717W307	58,928	810	SH		DFND	689	0	0	810
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	1,630	28	SH		DFND	72	0	0	28
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	371,117	9,662	SH		DFND	798	0	0	9,662
COPART INC	COM	217204106	975	18	SH		DFND	970	0	0	18
WP CAREY INC	COM	92936U109	495	9	SH		DFND	903	0	0	9
ISHARES TR	EAFE SML CP ETF	464288273	13,684	222	SH		DFND	27	0	0	222
BECTON DICKINSON & CO	COM	075887109	467	2	SH		DFND	903	0	0	2
SPDR SER TR	PORTFOLIO SHORT	78464A474	18,325	617	SH		DFND	269	0	0	617
THERMO FISHER SCIENTIFIC INC	COM	883556102	553	1	SH		DFND	903	0	0	1
AMERIPRISE FINL INC	COM	03076C106	1,282	3	SH		DFND	737	0	0	3
NIO INC	SPON ADS	62914V106	2,771	666	SH		DFND	217	0	0	666
MEDTRONIC PLC	SHS	G5960L103	22,983	292	SH		DFND	916	0	0	292
NVIDIA CORPORATION	COM	67066G104	12,374	100	SH		DFND	955	0	0	100
CROWN HLDGS INC	COM	228368106	446	6	SH		DFND	951	0	0	6
TARGET CORP	COM	87612E106	5,774	39	SH		DFND	790	0	0	39
ALLSTATE CORP	COM	020002101	160	1	SH		DFND	416	0	0	1
CHESAPEAKE ENERGY CORP	COM	165167735	1,151	14	SH		DFND	970	0	0	14
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	312,511	3,731	SH		DFND	370	3,731	0	0
ISHARES TR	CORE S&P500 ETF	464287200	1,297,482	2,371	SH		DFND	205	0	0	2,371
IRIDIUM COMMUNICATIONS INC	COM	46269C102	772	29	SH		DFND	969	0	0	29
DEXCOM INC	COM	252131107	8,163	72	SH		DFND	792	72	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	80,761	1,570	SH		DFND	647	0	0	1,570
NMI HLDGS INC	COM	629209305	1,123	33	SH		DFND	965	0	0	33
PG&E CORP	COM	69331C108	1,926,681	110,348	SH		SOLE		429	0	109,919
TESLA INC	COM	88160R101	36,438	5,300	SH	Put	SOLE		0	0	5,300
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	22,068	429	SH		DFND	415	0	0	429
REGENERON PHARMACEUTICALS	COM	75886F107	3,153	3	SH		DFND	970	0	0	3
UNION PAC CORP	COM	907818108	679	3	SH		DFND	933	0	0	3
ISHARES TR	SHRT NAT MUN ETF	464288158	8,573	82	SH		DFND	52	0	0	82
NICE LTD	SPONSORED ADR	653656108	11,006	64	SH		DFND	627	0	0	64
WORLD GOLD TR	SPDR GLD MINIS	98149E303	1,937,556	42,039	SH		SOLE		0	0	42,039
BOOKING HOLDINGS INC	COM	09857L108	59,423	15	SH		DFND	742	0	0	15
FIFTH THIRD BANCORP	COM	316773100	1,423	39	SH		DFND	713	39	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	667,993	19,042	SH		DFND	543	0	0	19,042
ADVANCED MICRO DEVICES INC	COM	007903107	20,925	129	SH		DFND	27	0	0	129
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	12,561	140	SH		DFND	419	140	0	0
FERRARI N V	COM	N3167Y103	13,476	33	SH		DFND	790	0	0	33
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	70,275	1,422	SH		DFND	414	0	0	1,422
GLADSTONE LD CORP	COM	376549101	28,708	2,097	SH		DFND	661	0	0	2,097
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	77,598	1,077	SH		DFND	175	0	0	1,077
ISHARES TR	US INFRASTRUC	46435U713	7,203	171	SH		DFND	725	0	0	171
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	687,364	18,247	SH		DFND	798	0	0	18,247
CISCO SYS INC	COM	17275R102	3,801	80	SH		DFND	264	0	0	80
SHERWIN WILLIAMS CO	COM	824348106	5,073	17	SH		DFND	970	0	0	17
ENBRIDGE INC	COM	29250N105	569	16	SH		DFND	810	0	0	16
UNION PAC CORP	COM	907818108	71,724	317	SH		DFND	742	0	0	317
MARKEL GROUP INC	COM	570535104	7,427,028	4,714	SH		SOLE		8	0	4,706
SOUTHERN MO BANCORP INC	COM	843380106	675	15	SH		DFND	810	0	0	15
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	5,716	88	SH		DFND	261	0	0	88
RIO TINTO PLC	SPONSORED ADR	767204100	527	8	SH		DFND	903	0	0	8
MCCORMICK & CO INC	COM NON VTG	579780206	426	6	SH		DFND	903	0	0	6
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	19,856	386	SH		DFND	525	0	0	386
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	969	11	SH		DFND	969	0	0	11
ONESPAN INC	COM	68287N100	731	57	SH		DFND	965	0	0	57
AMETEK INC	COM	031100100	3,334	20	SH		DFND	665	0	0	20
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	6,101	68	SH		DFND	606	68	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	5,428	12	SH		DFND	866	12	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	18,253	914	SH		DFND	532	0	0	914
PULTE GROUP INC	COM	745867101	991	9	SH		DFND	713	9	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	162,003	649	SH		DFND	20	649	0	0
UNION PAC CORP	COM	907818108	7,240	32	SH		DFND	266	0	0	32
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	184,565	6,949	SH		DFND	63	0	0	6,949
CONMED CORP	COM	207410101	624	9	SH		DFND	810	0	0	9
SPDR SER TR	PORTFOLIO S&P400	78464A847	79,669	1,553	SH		DFND	855	0	0	1,553
ABBOTT LABS	COM	002824100	12,365	119	SH		DFND	736	0	0	119
AVIENT CORPORATION	COM	05368V106	11,698	268	SH		DFND	790	0	0	268
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	87,866	352	SH		DFND	25	0	0	352
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	20,062	251	SH		DFND	608	0	0	251
BAKER HUGHES COMPANY	CL A	05722G100	3,834	109	SH		DFND	188	109	0	0
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	34,376	1,559	SH		DFND	843	0	0	1,559
JETBLUE AWYS CORP	COM	477143101	511,231	83,946	SH		SOLE		108	0	83,838
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	11,106	171	SH		DFND	849	0	0	171
TENARIS S A	SPONSORED ADS	88031M109	823,834	26,993	SH		SOLE		20	0	26,973
CISCO SYS INC	COM	17275R102	5,939	125	SH		DFND	141	0	0	125
PEOPLES BANCORP INC	COM	709789101	1,740	58	SH		DFND	816	0	0	58
KROGER CO	COM	501044101	799	16	SH		DFND	969	0	0	16
PUBLIC STORAGE OPER CO	COM	74460D109	1,151	4	SH		DFND	695	0	0	4
STRYKER CORPORATION	COM	863667101	26,756,403	78,637	SH		SOLE		88	0	78,549
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	151,769	608	SH		DFND	645	0	0	608
ISHARES TR	U.S. ENERGY ETF	464287796	1,331,275	27,735	SH		SOLE		0	0	27,735
ALPHABET INC	CAP STK CL A	02079K305	551,186	3,026	SH		DFND	661	0	0	3,026
ISHARES TR	SHRT NAT MUN ETF	464288158	47,466	454	SH		DFND	236	0	0	454
ISHARES TR	CORE S&P500 ETF	464287200	27,362	50	SH		DFND	826	0	0	50
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	47,280	259	SH		DFND	601	0	0	259
INTUIT	COM	461202103	17,087	26	SH		DFND	792	26	0	0
ENTEGRIS INC	COM	29362U104	812	6	SH		DFND	965	0	0	6
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	319,727	6,164	SH		DFND	798	0	0	6,164
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	589,252	7,035	SH		DFND	242	0	0	7,035
MASTERCARD INCORPORATED	CL A	57636Q104	882	2	SH		DFND	934	0	0	2
TIDEWATER INC NEW	COM	88642R109	5,427	57	SH		DFND	792	57	0	0
CELANESE CORP DEL	COM	150870103	16,726	124	SH		DFND	820	0	0	124
ISHARES TR	EAFE SML CP ETF	464288273	28,909	469	SH		DFND	711	469	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	780,956	1,435	SH		DFND	743	0	0	1,435
FORD MTR CO DEL	COM	345370860	2,746	219	SH		DFND	866	219	0	0
ISHARES TR	CORE S&P TTL STK	464287150	58,440	492	SH		DFND	284	492	0	0
RITHM CAPITAL CORP	COM NEW	64828T201	807	74	SH		DFND	697	0	0	74
L3HARRIS TECHNOLOGIES INC	COM	502431109	2,246	10	SH		DFND	969	0	0	10
ELI LILLY & CO	COM	532457108	19,013	21	SH		DFND	259	0	0	21
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	33,046	763	SH		DFND	689	0	0	763
ASTRAZENECA PLC	SPONSORED ADR	046353108	24,411	313	SH		DFND	480	0	0	313
GUARDANT HEALTH INC	COM	40131M109	1,040	36	SH		DFND	816	0	0	36
ORACLE CORP	COM	68389X105	68,764	487	SH		DFND	916	0	0	487
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	27,128	649	SH		DFND	612	0	0	649
GINKGO BIOWORKS HOLDINGS INC	CL A SHS	37611X100	10,656	31,877	SH		SOLE		0	0	31,877
QUALCOMM INC	COM	747525103	68,518	344	SH		DFND	661	0	0	344
RBB FD INC	MOTLEY FOL ETF	74933W601	625,095	11,615	SH		SOLE		0	0	11,615
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,349,593	50,813	SH		DFND	162	0	0	50,813
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	14,166	82	SH		DFND	177	0	0	82
ASE TECHNOLOGY HLDG CO LTD	SPONSORED ADS	00215W100	2,238	196	SH		DFND	665	0	0	196
ETSY INC	COM	29786A106	708	12	SH		DFND	965	0	0	12
UNITED PARCEL SERVICE INC	CL B	911312106	4,516	33	SH		DFND	695	0	0	33
EASTMAN CHEM CO	COM	277432100	686	7	SH		DFND	697	0	0	7
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	21,448	434	SH		DFND	636	0	0	434
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	40,627	522	SH		DFND	654	0	0	522
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,620	45	SH		DFND	869	0	0	45
DESCARTES SYS GROUP INC	COM	249906108	11,330	117	SH		DFND	916	0	0	117
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	5,832	65	SH		DFND	663	0	0	65
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,054	124	SH		DFND	805	0	0	124
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	35,945	144	SH		DFND	920	0	0	144
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	1,375	325	SH		DFND	600	0	0	325
CONSTELLATION ENERGY CORP	COM	21037T109	42,057	210	SH		DFND	637	0	0	210
ABBOTT LABS	COM	002824100	2,286	22	SH		DFND	665	0	0	22
ISHARES TR	MSCI USA MIN VOL	46429B697	6,465	77	SH		DFND	577	0	0	77
VAXCYTE INC	COM	92243G108	1,960,089	25,958	SH		SOLE		70	0	25,888
SPDR SER TR	RUSSELL YIELD	78468R770	17,739	171	SH		DFND	725	0	0	171
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	308,800	7,130	SH		DFND	242	0	0	7,130
OPKO HEALTH INC	COM	68375N103	39,358	31,486	SH		SOLE		0	0	31,486
ISHARES TR	CORE US AGGBD ET	464287226	86,975	896	SH		DFND	520	0	0	896
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	39,388	797	SH		DFND	95	0	0	797
RELX PLC	SPONSORED ADR	759530108	2,294	50	SH		DFND	707	0	0	50
TORONTO DOMINION BK ONT	COM NEW	891160509	31,437	572	SH		DFND	328	0	0	572
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	43,069	161	SH		DFND	108	0	0	161
SPDR SER TR	PORTFOLIO SHORT	78464A474	8,791	296	SH		DFND	334	0	0	296
MUELLER INDS INC	COM	624756102	512	9	SH		DFND	903	0	0	9
ISHARES INC	CORE MSCI EMKT	46434G103	9,689	181	SH		DFND	836	181	0	0
EXLSERVICE HOLDINGS INC	COM	302081104	674,491	21,508	SH		SOLE		57	0	21,451
ROYAL CARIBBEAN GROUP	COM	V7780T103	319	2	SH		DFND	903	0	0	2
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,069	238	SH		DFND	3	0	0	238
JOHNSON CTLS INTL PLC	SHS	G51502105	1,329	20	SH		DFND	969	0	0	20
BRIGHTSPHERE INVT GROUP INC	COM	10948W103	27,402	1,236	SH		DFND	661	0	0	1,236
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	71,059	913	SH		DFND	841	0	0	913
IDEXX LABS INC	COM	45168D104	974	2	SH		DFND	969	0	0	2
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	8,556	341	SH		DFND	1	0	0	341
FORD MTR CO DEL	COM	345370860	96,558	7,700	SH		DFND	983	0	0	7,700
UNITEDHEALTH GROUP INC	COM	91324P102	2,546	5	SH		DFND	866	5	0	0
GLOBE LIFE INC	COM	37959E102	1,234	15	SH		DFND	736	0	0	15
WP CAREY INC	COM	92936U109	495	9	SH		DFND	713	9	0	0
WIDEOPENWEST INC	COM	96758W101	26,353	9,000	SH	Call	SOLE		0	0	9,000
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	101,410	2,052	SH		DFND	827	0	0	2,052
MADISON SQUARE GRDN SPRT COR	CL A	55825T103	8,278	44	SH		DFND	791	44	0	0
GILEAD SCIENCES INC	COM	375558103	755	11	SH		DFND	665	0	0	11
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	131,550	527	SH		DFND	761	0	0	527
HEALTHPEAK PROPERTIES INC	COM	42250P103	3,998	204	SH		DFND	713	204	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	519,105	10,119	SH		DFND	190	0	0	10,119
CASELLA WASTE SYS INC	CL A	147448104	1,430,752	14,420	SH		SOLE		51	0	14,369
CENTENE CORP DEL	COM	15135B101	862	13	SH		DFND	713	13	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	42,942	596	SH		DFND	679	0	0	596
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	807	9	SH		DFND	254	0	0	9
MGP INGREDIENTS INC NEW	COM	55303J106	13,374	2,700	SH	Put	SOLE		0	0	2,700
EMPIRE ST RLTY TR INC	CL A	292104106	98,049	10,453	SH		SOLE		0	0	10,453
BLACKSTONE INC	COM	09260D107	867	7	SH		DFND	697	0	0	7
WISDOMTREE TR	INTL LRGCAP DV	97717W794	23,991	473	SH		DFND	690	0	0	473
REGENERON PHARMACEUTICALS	COM	75886F107	2,102	2	SH		DFND	951	0	0	2
AIR PRODS & CHEMS INC	COM	009158106	31,740	123	SH		DFND	675	0	0	123
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,963	55	SH		DFND	105	0	0	55
GLOBALSTAR INC	COM	378973408	25,785	23,022	SH		SOLE		0	0	23,022
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,461,745	12,325	SH		DFND	645	0	0	12,325
ASTRAZENECA PLC	SPONSORED ADR	046353108	95,148	1,220	SH		DFND	661	0	0	1,220
GLOBAL PMTS INC	COM	37940X102	41,581	430	SH		DFND	1	0	0	430
TJX COS INC NEW	COM	872540109	5,505	50	SH		DFND	970	0	0	50
SPDR SER TR	PORTFOLIO S&P400	78464A847	774,938	15,106	SH		DFND	13	0	0	15,106
TCW ETF TRUST	TRANSFRM 500 ETF	29287L106	366,157	5,759	SH		SOLE		0	0	5,759
DOLLAR GEN CORP NEW	COM	256677105	926	7	SH		DFND	713	7	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	57,277	1,070	SH		DFND	637	0	0	1,070
ISHARES TR	SHRT NAT MUN ETF	464288158	14,637	140	SH		DFND	383	0	0	140
FLUOR CORP NEW	COM	343412102	392	9	SH		DFND	903	0	0	9
ALPHABET INC	CAP STK CL A	02079K305	36,430	200	SH		DFND	751	0	0	200
ZOETIS INC	CL A	98978V103	3,467	20	SH		DFND	263	0	0	20
COLGATE PALMOLIVE CO	COM	194162103	6,502	67	SH		DFND	737	0	0	67
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	28,009	481	SH		DFND	219	481	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	44,520	1,072	SH		DFND	601	0	0	1,072
TOTALENERGIES SE	SPONSORED ADS	89151E109	51,410	771	SH		DFND	661	0	0	771
ASE TECHNOLOGY HLDG CO LTD	SPONSORED ADS	00215W100	19,345	1,694	SH		DFND	627	0	0	1,694
METLIFE INC	COM	59156R108	70,190	1,000	SH		DFND	1	0	0	1,000
FABRINET	SHS	G3323L100	490	2	SH		DFND	951	0	0	2
EAGLE MATLS INC	COM	26969P108	1,522	7	SH		DFND	969	0	0	7
INGREDION INC	COM	457187102	2,868	25	SH		DFND	965	0	0	25
PROSHARES TR	S&P 500 DV ARIST	74348A467	145,541	1,514	SH		DFND	733	0	0	1,514
ISHARES TR	CORE US AGGBD ET	464287226	127,938	1,318	SH		DFND	24	0	0	1,318
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	31,095	534	SH		DFND	843	0	0	534
WISDOMTREE TR	INTL LRGCAP DV	97717W794	1,344,536	26,509	SH		DFND	242	0	0	26,509
CASEYS GEN STORES INC	COM	147528103	51,511	135	SH		DFND	37	0	0	135
VANGUARD INDEX FDS	SMALL CP ETF	922908751	63,014	289	SH		DFND	887	0	0	289
HAEMONETICS CORP MASS	COM	405024100	367,735	4,445	SH		SOLE		13	0	4,432
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,596	93	SH		DFND	71	0	0	93
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	129,493	1,546	SH		DFND	332	0	0	1,546
MOLINA HEALTHCARE INC	COM	60855R100	40,433	136	SH		DFND	661	0	0	136
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	15,023	258	SH		DFND	196	0	0	258
IQVIA HLDGS INC	COM	46266C105	423	2	SH		DFND	903	0	0	2
NVIDIA CORPORATION	COM	67066G104	859,838	6,960	SH		DFND	661	0	0	6,960
AMGEN INC	COM	031162100	3,437	11	SH		DFND	965	0	0	11
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	35,644	928	SH		DFND	940	0	0	928
AKEBIA THERAPEUTICS INC	COM	00972D105	112,904	110,690	SH		SOLE		0	0	110,690
ISHARES TR	ISHARES BIOTECH	464287556	14,412	105	SH		DFND	284	105	0	0
HP INC	COM	40434L105	42,024	1,200	SH		DFND	616	0	0	1,200
MERCK & CO INC	COM	58933Y105	104,438,368	843,606	SH		SOLE		2,337	0	841,268
UBS GROUP AG	SHS	H42097107	6,440	218	SH		DFND	189	218	0	0
VENTAS INC	COM	92276F100	871	17	SH		DFND	969	0	0	17
GILEAD SCIENCES INC	COM	375558103	27,856	406	SH		DFND	329	0	0	406
VANGUARD INDEX FDS	MID CAP ETF	922908629	24,936	103	SH		DFND	38	0	0	103
VERALTO CORP	COM SHS	92338C103	95	1	SH		DFND	783	0	0	1
WILLIS TOWERS WATSON PLC LTD	SHS	G96629103	1,835	7	SH		DFND	188	7	0	0
ARCHER DANIELS MIDLAND CO	COM	039483102	30,648	507	SH		DFND	675	0	0	507
IMPINJ INC	COM	453204109	25,554	163	SH		DFND	661	0	0	163
META PLATFORMS INC	CL A	30303M102	31,262	62	SH		DFND	713	62	0	0
WALMART INC	COM	931142103	56,876	840	SH		DFND	534	0	0	840
NUSHARES ETF TR	NUVEEN ESG MIDVL	67092P508	3,815,394	115,513	SH		SOLE		0	0	115,513
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	35,232	489	SH		DFND	612	0	0	489
ALPHABET INC	CAP STK CL A	02079K305	7,286	40	SH		DFND	26	0	0	40
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,549	69	SH		DFND	410	0	0	69
ING GROEP N.V.	SPONSORED ADR	456837103	11,501	671	SH		DFND	790	0	0	671
BALL CORP	COM	058498106	1,621	27	SH		DFND	736	0	0	27
COSTCO WHSL CORP NEW	COM	22160K105	11,900	14	SH		DFND	665	0	0	14
BROADCOM INC	COM	11135F101	17,661	11	SH		DFND	262	0	0	11
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,817	57	SH		DFND	825	0	0	57
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	205,674	5,863	SH		DFND	610	0	0	5,863
MORGAN STANLEY	COM NEW	617446448	28,865	297	SH		DFND	916	0	0	297
ISHARES TR	EAFE SML CP ETF	464288273	203,412	3,300	SH		DFND	370	3,300	0	0
JPMORGAN CHASE & CO.	COM	46625H100	36,407	180	SH		DFND	154	0	0	180
ISHARES INC	CORE MSCI EMKT	46434G103	19,538	365	SH		DFND	214	0	0	365
MEDTRONIC PLC	SHS	G5960L103	12,200	155	SH		DFND	792	155	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	65,306	120	SH		DFND	394	0	0	120
SYNOPSYS INC	COM	871607107	10,116	17	SH		DFND	792	17	0	0
WHIRLPOOL CORP	COM	963320106	715	7	SH		DFND	810	0	0	7
ELI LILLY & CO	COM	532457108	12,675	14	SH		DFND	477	0	0	14
MOTOROLA SOLUTIONS INC	COM NEW	620076307	1,930	5	SH		DFND	665	0	0	5
ISHARES INC	CORE MSCI EMKT	46434G103	27,086	506	SH		DFND	699	506	0	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	6,928	152	SH		DFND	12	0	0	152
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	155,869	3,005	SH		DFND	826	0	0	3,005
ISHARES TR	CORE S&P MCP ETF	464287507	4,974	85	SH		DFND	26	0	0	85
ISHARES TR	SHRT NAT MUN ETF	464288158	48,407	463	SH		DFND	237	0	0	463
PATTERSON COS INC	COM	703395103	224,437	9,305	SH		SOLE		57	0	9,248
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	109,726	1,310	SH		DFND	205	0	0	1,310
ISHARES TR	CORE S&P500 ETF	464287200	1,088,988	1,990	SH		DFND	829	1,990	0	0
ONE GAS INC	COM	68235P108	1,022	16	SH		DFND	697	0	0	16
NOKIA CORP	SPONSORED ADR	654902204	11,858	3,137	SH		DFND	627	0	0	3,137
NEXTRACKER INC	CLASS A COM	65290E101	844	18	SH		DFND	262	0	0	18
SUN CTRY AIRLS HLDGS INC	COM	866683105	26,075	2,076	SH		DFND	675	0	0	2,076
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	172,414	3,940	SH		DFND	588	0	0	3,940
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	40,459	780	SH		DFND	711	780	0	0
DEERE & CO	COM	244199105	130,771	350	SH		DFND	948	0	0	350
NVIDIA CORPORATION	COM	67066G104	96,361	780	SH		DFND	695	0	0	780
RPM INTL INC	COM	749685103	1,292	12	SH		DFND	737	0	0	12
LOCKHEED MARTIN CORP	COM	539830109	11,678	25	SH		DFND	280	0	0	25
BLACKSTONE INC	COM	09260D107	12,009	97	SH		DFND	820	0	0	97
P T TELEKOMUNIKASI INDONESIA	SPONSORED ADR	715684106	823	44	SH		DFND	665	0	0	44
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	25,980	400	SH		DFND	827	0	0	400
HARMONY GOLD MINING CO LTD	SPONSORED ADR	413216300	697	76	SH		DFND	965	0	0	76
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	80,210	894	SH		DFND	198	0	0	894
COMMERCE BANCSHARES INC	COM	200525103	43,787	785	SH		DFND	675	0	0	785
BATH & BODY WORKS INC	COM	070830104	637,133	16,316	SH		SOLE		17	0	16,299
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	65,823	1,269	SH		DFND	940	0	0	1,269
SIMON PPTY GROUP INC NEW	COM	828806109	5,161	34	SH		DFND	665	0	0	34
ORGANON & CO	COMMON STOCK	68622V106	1,449	70	SH		DFND	38	0	0	70
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	20,127	524	SH		DFND	522	0	0	524
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	197,079	5,618	SH		DFND	647	0	0	5,618
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	582,538	1,432	SH		DFND	499	0	0	1,432
ON HLDG AG	NAMEN AKT A	H5919C104	683,621	17,619	SH		SOLE		0	0	17,619
COMFORT SYS USA INC	COM	199908104	9,732	32	SH		DFND	791	32	0	0
HOLOGIC INC	COM	436440101	1,608,436	21,662	SH		SOLE		11	0	21,651
CHEMED CORP NEW	COM	16359R103	543	1	SH		DFND	903	0	0	1
TRANE TECHNOLOGIES PLC	SHS	G8994E103	9,539	29	SH		DFND	792	29	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	19,261	72	SH		DFND	342	0	0	72
VANGUARD INDEX FDS	VALUE ETF	922908744	997,590	6,219	SH		DFND	135	6,219	0	0
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	3,677	124	SH		DFND	707	0	0	124
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	2,045	2	SH		DFND	903	0	0	2
TYLER TECHNOLOGIES INC	COM	902252105	11,737,902	23,346	SH		SOLE		2	0	23,344
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	15,880	177	SH		DFND	557	0	0	177
AMCOR PLC	ORD	G0250X107	1,049,058	107,266	SH		SOLE		300	0	106,966
THE CIGNA GROUP	COM	125523100	10,578	32	SH		DFND	40	0	0	32
REGENERON PHARMACEUTICALS	COM	75886F107	6,306	6	SH		DFND	713	6	0	0
DEERE & CO	COM	244199105	1,495	4	SH		DFND	600	0	0	4
SPROUTS FMRS MKT INC	COM	85208M102	51,200	612	SH		DFND	661	0	0	612
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,372	177	SH		DFND	232	0	0	177
LIVE NATION ENTERTAINMENT IN	COM	538034109	1,125	12	SH		DFND	737	0	0	12
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	10,968	41	SH		DFND	95	0	0	41
ANYWHERE REAL ESTATE INC	COM	75605Y106	82,753	25,001	SH		SOLE		0	0	25,001
ASBURY AUTOMOTIVE GROUP INC	COM	043436104	889,832	3,905	SH		SOLE		18	0	3,887
SPDR SER TR	PORTFOLIO S&P500	78464A854	14,272	223	SH		DFND	325	0	0	223
VISA INC	COM CL A	92826C839	13,124	50	SH		DFND	482	0	0	50
OWENS CORNING NEW	COM	690742101	1,563	9	SH		DFND	970	0	0	9
GAP INC	COM	364760108	2,055	86	SH		DFND	737	0	0	86
JOHNSON CTLS INTL PLC	SHS	G51502105	6,581	99	SH		DFND	791	99	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	146,933	4,189	SH		DFND	337	0	0	4,189
VAXCYTE INC	COM	92243G108	604	8	SH		DFND	903	0	0	8
AMERICAN EXPRESS CO	COM	025816109	34,771,818	150,170	SH		SOLE		590	0	149,580
ISHARES TR	NATIONAL MUN ETF	464288414	42,940	403	SH		DFND	348	0	0	403
SPDR S&P 500 ETF TR	TR UNIT	78462F103	48,063	88	SH		DFND	651	0	0	88
ISHARES TR	IBONDS 26 TRM TS	46436E858	1,880	83	SH		DFND	844	0	0	83
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	19,973	343	SH		DFND	151	0	0	343
ANNEXON INC	COM	03589W102	3,381	690	SH		DFND	791	690	0	0
APPLE INC	COM	037833100	23,589	112	SH		DFND	159	0	0	112
CROSSFIRST BANKSHARES INC	COM	22766M109	729	52	SH		DFND	965	0	0	52
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,062	101	SH		DFND	454	0	0	101
KELLANOVA	COM	487836108	2,134	37	SH		DFND	697	0	0	37
ISHARES TR	CORE S&P MCP ETF	464287507	120,259	2,055	SH		DFND	610	0	0	2,055
FEDEX CORP	COM	31428X106	24,587	82	SH		DFND	916	0	0	82
SCHWAB STRATEGIC TR	US REIT ETF	808524847	124,153	6,217	SH		DFND	154	0	0	6,217
SUPER MICRO COMPUTER INC	COM	86800U104	2,458	3	SH		DFND	951	0	0	3
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	93,032	2,652	SH		DFND	524	0	0	2,652
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	902,082	25,715	SH		DFND	578	0	0	25,715
THE CIGNA GROUP	COM	125523100	32,726	99	SH		DFND	535	0	0	99
GRUPO AEROPORTUARIO DEL SURE	SPON ADR SER B	40051E202	1,012,378	3,380	SH		SOLE		14	0	3,366
TESLA INC	COM	88160R101	136,339	689	SH		DFND	916	0	0	689
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,209	199	SH		DFND	410	0	0	199
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	4,636	58	SH		DFND	404	0	0	58
AUTOZONE INC	COM	053332102	2,964	1	SH		DFND	969	0	0	1
GREAT LAKES DREDGE & DOCK CO	COM	390607109	43,443	4,948	SH		DFND	661	0	0	4,948
ISHARES TR	CORE MSCI INTL	46435G326	1,122,483,065	17,100,595	SH		SOLE		3,180	0	17,097,415
TESLA INC	COM	88160R101	44,523	225	SH		DFND	41	0	0	225
WYNDHAM HOTELS & RESORTS INC	COM	98311A105	862,047	11,649	SH		SOLE		14	0	11,635
ABBVIE INC	COM	00287Y109	10,291	60	SH		DFND	406	0	0	60
ORACLE CORP	COM	68389X105	9,602	68	SH		DFND	866	68	0	0
SITE CTRS CORP	COM	82981J109	838,666	57,839	SH		SOLE		171	0	57,668
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,053	47	SH		DFND	606	47	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	33,599	577	SH		DFND	561	0	0	577
NETFLIX INC	COM	64110L106	14,172	21	SH		DFND	737	0	0	21
IDEX CORP	COM	45167R104	36,417	181	SH		DFND	661	0	0	181
VANGUARD INDEX FDS	MID CAP ETF	922908629	39,462	163	SH		DFND	321	0	0	163
INTERNATIONAL PAPER CO	COM	460146103	2,373	55	SH		DFND	970	0	0	55
SOUTHERN CO	COM	842587107	8,222	106	SH		DFND	737	0	0	106
SCOTTS MIRACLE-GRO CO	CL A	810186106	511,352	7,860	SH		SOLE		69	0	7,791
SYNOVUS FINL CORP	COM NEW	87161C501	59,642	1,484	SH		DFND	675	0	0	1,484
GREAT SOUTHN BANCORP INC	COM	390905107	830,090	14,927	SH		SOLE		83	0	14,844
ROYAL BK CDA	COM	780087102	18,085	170	SH		DFND	1	0	0	170
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	40,432	786	SH		DFND	646	0	0	786
CROWN CASTLE INC	COM	22822V101	9,770	100	SH		DFND	916	0	0	100
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	33,215	461	SH		DFND	821	0	0	461
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	2,079	155	SH		DFND	810	0	0	155
PAYCHEX INC	COM	704326107	7,114	60	SH		DFND	737	0	0	60
AGCO CORP	COM	001084102	881	9	SH		DFND	965	0	0	9
SPDR SER TR	PORTFOLIO S&P600	78468R853	3,489	84	SH		DFND	99	0	0	84
HERC HLDGS INC	COM	42704L104	1,333	10	SH		DFND	810	0	0	10
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	124,649	1,051	SH		DFND	224	0	0	1,051
AVALONBAY CMNTYS INC	COM	053484101	3,310	16	SH		DFND	810	0	0	16
ISHARES INC	CORE MSCI EMKT	46434G103	81,419	1,521	SH		DFND	585	0	0	1,521
MODERNA INC	COM	60770K107	6,268,970	52,794	SH		SOLE		114	0	52,680
COPART INC	COM	217204106	650	12	SH		DFND	697	0	0	12
NEOGEN CORP	COM	640491106	14,051	899	SH		DFND	661	0	0	899
QUALYS INC	COM	74758T303	26,096	183	SH		DFND	661	0	0	183
EMERGENT BIOSOLUTIONS INC	COM	29089Q105	121,178	17,768	SH		SOLE		0	0	17,768
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	388,195	7,484	SH		DFND	813	0	0	7,484
GENMAB A/S	SPONSORED ADS	372303206	480,410	19,117	SH		SOLE		100	0	19,017
HAMILTON LANE INC	CL A	407497106	8,527	69	SH		DFND	792	69	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	61,242	1,594	SH		DFND	250	0	0	1,594
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	22,230	370	SH		DFND	496	0	0	370
CENTENE CORP DEL	COM	15135B101	1,127	17	SH		DFND	970	0	0	17
MARTIN MARIETTA MATLS INC	COM	573284106	8,570,640	15,819	SH		SOLE		235	0	15,584
VANGUARD WORLD FD	ENERGY ETF	92204A306	8,396,257	65,817	SH		SOLE		0	0	65,817
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	27,540	717	SH		DFND	827	0	0	717
WALMART INC	COM	931142103	19,704	291	SH		DFND	792	291	0	0
EATON VANCE TAX-MANAGED BUY-	COM	27828Y108	621,379	45,456	SH		SOLE		0	0	45,456
ALTIMMUNE INC	COM NEW	02155H200	81,655	12,279	SH		SOLE		0	0	12,279
MERIT MED SYS INC	COM	589889104	860	10	SH		DFND	903	0	0	10
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	688,410	17,918	SH		DFND	152	0	0	17,918
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	96,307	2,304	SH		DFND	871	0	0	2,304
LULULEMON ATHLETICA INC	COM	550021109	2,688	9	SH		DFND	790	0	0	9
HAIN CELESTIAL GROUP INC	COM	405217100	152	22	SH		DFND	266	0	0	22
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	204,550	2,839	SH		DFND	815	0	0	2,839
APPLE INC	COM	037833100	21,062	100	SH		DFND	903	0	0	100
BARRICK GOLD CORP	COM	067901108	9,875	592	SH		DFND	916	0	0	592
INTERCONTINENTAL HOTELS GROU	SPONSORED ADS	45857P806	11,125	105	SH		DFND	791	105	0	0
APPLE INC	COM	037833100	92,462	439	SH		DFND	806	0	0	439
ISHARES INC	CORE MSCI EMKT	46434G103	14,078	263	SH		DFND	581	0	0	263
DOVER CORP	COM	260003108	16,241	90	SH		DFND	820	0	0	90
CORTEVA INC	COM	22052L104	2,913	54	SH		DFND	188	54	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,155	81	SH		DFND	862	0	0	81
SCHWAB STRATEGIC TR	US REIT ETF	808524847	100,429	5,029	SH		DFND	540	0	0	5,029
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,435	82	SH		DFND	87	0	0	82
WISDOMTREE TR	US MIDCAP DIVID	97717W505	55,797	1,193	SH		DFND	146	1,193	0	0
NUCOR CORP	COM	670346105	790	5	SH		DFND	969	0	0	5
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	55,406	769	SH		DFND	772	0	0	769
ISHARES TR	CORE US AGGBD ET	464287226	582	6	SH		DFND	12	0	0	6
ISHARES TR	NATIONAL MUN ETF	464288414	724,647	6,801	SH		DFND	967	0	0	6,801
PEPSICO INC	COM	713448108	330	2	SH		DFND	268	0	0	2
JACOBS SOLUTIONS INC	COM	46982L108	174,638	1,250	SH		DFND	853	0	0	1,250
PINTEREST INC	CL A	72352L106	793	18	SH		DFND	903	0	0	18
AGILON HEALTH INC	COM	00857U107	18,822	2,878	SH		DFND	661	0	0	2,878
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,819	28	SH		DFND	861	0	0	28
APPLE INC	COM	037833100	86,144	409	SH		DFND	695	0	0	409
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	810	0	0	50
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	455	7	SH		DFND	671	0	0	7
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	51,322	1,463	SH		DFND	396	0	0	1,463
QUALCOMM INC	COM	747525103	17,926	90	SH		DFND	791	90	0	0
MICRON TECHNOLOGY INC	COM	595112103	100,094	761	SH		DFND	675	0	0	761
EXXON MOBIL CORP	COM	30231G102	13,814	120	SH		DFND	416	0	0	120
META PLATFORMS INC	CL A	30303M102	172,947	343	SH		DFND	323	0	0	343
HCI GROUP INC	COM	40416E103	5,514,808	59,833	SH		SOLE		0	0	59,833
CHEVRON CORP NEW	COM	166764100	17,206	110	SH		DFND	379	0	0	110
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	1,128	35	SH		DFND	600	0	0	35
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	2,099	59	SH		DFND	138	0	0	59
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,480	70	SH		DFND	782	0	0	70
CDW CORP	COM	12514G108	895	4	SH		DFND	970	0	0	4
VANGUARD INDEX FDS	MID CAP ETF	922908629	202,396	836	SH		DFND	641	0	0	836
MATADOR RES CO	COM	576485205	1,311	22	SH		DFND	600	0	0	22
ISHARES TR	CORE S&P500 ETF	464287200	627,126	1,146	SH		DFND	370	1,146	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	218,672	3,035	SH		DFND	547	0	0	3,035
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	1,374	7	SH		DFND	695	0	0	7
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,666	196	SH		DFND	520	0	0	196
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	21,929	365	SH		DFND	361	365	0	0
FEDEX CORP	COM	31428X106	8,096	27	SH		DFND	792	27	0	0
PROGRESSIVE CORP	COM	743315103	12,345,161	59,435	SH		SOLE		164	0	59,271
HP INC	COM	40434L105	64,227	1,834	SH		DFND	534	0	0	1,834
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	10,847	167	SH		DFND	850	0	0	167
GLOBAL PMTS INC	COM	37940X102	580	6	SH		DFND	695	0	0	6
PAYPAL HLDGS INC	COM	70450Y103	1,219	21	SH		DFND	783	0	0	21
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	785	4	SH		DFND	665	0	0	4
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	82,304	1,600	SH		DFND	64	0	0	1,600
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	3,128	12	SH		DFND	866	12	0	0
QCR HOLDINGS INC	COM	74727A104	2,400	40	SH		DFND	965	0	0	40
ISHARES TR	SHRT NAT MUN ETF	464288158	37,011	354	SH		DFND	223	0	0	354
CSX CORP	COM	126408103	602	18	SH		DFND	695	0	0	18
METLIFE INC	COM	59156R108	842	12	SH		DFND	493	0	0	12
SPDR SER TR	PORTFOLIO S&P400	78464A847	272,711	5,316	SH		DFND	329	0	0	5,316
ALPHABET INC	CAP STK CL A	02079K305	29,144	160	SH		DFND	627	0	0	160
CROWN CASTLE INC	COM	22822V101	3,126	32	SH		DFND	697	0	0	32
SUPER MICRO COMPUTER INC	COM	86800U104	819	1	SH		DFND	970	0	0	1
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,103	41	SH		DFND	536	0	0	41
FEDEX CORP	COM	31428X106	23,041	77	SH		DFND	374	0	0	77
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	42,492	1,128	SH		DFND	161	0	0	1,128
UNION PAC CORP	COM	907818108	10,860	48	SH		DFND	791	48	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	19,033	370	SH		DFND	566	0	0	370
ADOBE INC	COM	00724F101	39,999	72	SH		DFND	399	72	0	0
ORGANOGENESIS HLDGS INC	COM	68621F102	57,702	20,608	SH		SOLE		57	0	20,551
HARTFORD FINL SVCS GROUP INC	COM	416515104	1,508	15	SH		DFND	816	0	0	15
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	92,611	2,640	SH		DFND	525	0	0	2,640
EXELON CORP	COM	30161N101	727	21	SH		DFND	188	21	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	37,833	755	SH		DFND	395	0	0	755
INTEL CORP	COM	458140100	23,228	750	SH		DFND	256	0	0	750
M & T BK CORP	COM	55261F104	303	2	SH		DFND	713	2	0	0
BLUEPRINT MEDICINES CORP	COM	09627Y109	431	4	SH		DFND	903	0	0	4
APPLE INC	COM	037833100	8,635	41	SH		DFND	415	0	0	41
NOVANTA INC	COM	67000B104	163	1	SH		DFND	965	0	0	1
MESA LABS INC	COM	59064R109	434	5	SH		DFND	951	0	0	5
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	164,896	2,063	SH		DFND	135	2,063	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	84,261	1,705	SH		DFND	809	0	0	1,705
ISHARES TR	CORE S&P500 ETF	464287200	142,827	261	SH		DFND	134	261	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	21,084	235	SH		DFND	292	235	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	24,778	483	SH		DFND	806	0	0	483
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	78,679	1,092	SH		DFND	229	0	0	1,092
IDEX CORP	COM	45167R104	1,408	7	SH		DFND	695	0	0	7
INVESCO QQQ TR	UNIT SER 1	46090E103	673,150	1,405	SH		DFND	256	0	0	1,405
SPDR SER TR	PORTFOLIO S&P500	78464A854	85,568	1,337	SH		DFND	349	0	0	1,337
PNM RES INC	COM	69349H107	998	27	SH		DFND	970	0	0	27
REGAL REXNORD CORPORATION	COM	758750103	355,660	2,630	SH		SOLE		1	0	2,629
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	226,257	4,362	SH		DFND	644	0	0	4,362
JPMORGAN CHASE & CO.	COM	46625H100	29,732	147	SH		DFND	736	0	0	147
INTEL CORP	COM	458140100	3,097	100	SH		DFND	142	0	0	100
SPDR SER TR	PORTFOLIO SHORT	78464A474	254,410	8,566	SH		DFND	756	8,566	0	0
TESLA INC	COM	88160R101	13,852	70	SH		DFND	697	0	0	70
ASGN INC	COM	00191U102	5,643	64	SH		DFND	792	64	0	0
ROSS STORES INC	COM	778296103	10,463	72	SH		DFND	790	0	0	72
ISHARES TR	GLOBAL EQUITY	46434V316	976,832	23,047	SH		SOLE		0	0	23,047
CORTEVA INC	COM	22052L104	111,872	2,074	SH		DFND	1	0	0	2,074
HOME DEPOT INC	COM	437076102	30,982	90	SH		DFND	574	0	0	90
MARSH & MCLENNAN COS INC	COM	571748102	5,900	28	SH		DFND	970	0	0	28
ARGENX SE	SPONSORED ADR	04016X101	1,720	4	SH		DFND	189	4	0	0
MYR GROUP INC DEL	COM	55405W104	224,193	1,652	SH		SOLE		0	0	1,652
S&P GLOBAL INC	COM	78409V104	15,610	35	SH		DFND	790	0	0	35
ALPHABET INC	CAP STK CL A	02079K305	42,441	233	SH		DFND	713	233	0	0
ARTESIAN RES CORP	CL A	043113208	21,623	615	SH		DFND	661	0	0	615
REALTY INCOME CORP	COM	756109104	951	18	SH		DFND	970	0	0	18
AMAZON COM INC	COM	023135106	562,374,504	2,910,088	SH		SOLE		3,053	0	2,907,035
HESS CORP	COM	42809H107	148	1	SH		DFND	713	1	0	0
INTERNATIONAL SEAWAYS INC	COM	Y41053102	296	5	SH		DFND	903	0	0	5
LOWES COS INC	COM	548661107	16,535	75	SH		DFND	374	0	0	75
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	27,739	385	SH		DFND	460	0	0	385
TEVA PHARMACEUTICAL INDS LTD	SPONSORED ADS	881624209	796	49	SH		DFND	189	49	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	11,816	164	SH		DFND	285	164	0	0
LIBERTY ENERGY INC	COM CL A	53115L104	34,072	1,631	SH		DFND	675	0	0	1,631
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	17,537	270	SH		DFND	587	0	0	270
DRIVEN BRANDS HLDGS INC	COM	26210V102	3,526	277	SH		DFND	791	277	0	0
WESBANCO INC	COM	950810101	655,915	23,501	SH		SOLE		42	0	23,459
JPMORGAN CHASE & CO.	COM	46625H100	4,450	22	SH		DFND	493	0	0	22
OMNICOM GROUP INC	COM	681919106	3,319	37	SH		DFND	627	0	0	37
PUBLIC STORAGE OPER CO	COM	74460D109	3,452	12	SH		DFND	736	0	0	12
SPDR SER TR	PORTFOLIO S&P400	78464A847	145,076	2,828	SH		DFND	427	0	0	2,828
SPDR SER TR	PORTFOLIO S&P400	78464A847	26,727	521	SH		DFND	780	0	0	521
OSHKOSH CORP	COM	688239201	974	9	SH		DFND	969	0	0	9
PHILLIPS 66	COM	718546104	141	1	SH		DFND	406	0	0	1
BANK AMERICA CORP	COM	060505104	7,437	187	SH		DFND	474	0	0	187
BANCO BRADESCO S A	SP ADR PFD NEW	059460303	513	229	SH		DFND	810	0	0	229
WILLIAMS SONOMA INC	COM	969904101	2,259	8	SH		DFND	965	0	0	8
LOWES COS INC	COM	548661107	12,125	55	SH		DFND	792	55	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	13,069	125	SH		DFND	304	0	0	125
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	15,779	219	SH		DFND	611	0	0	219
WALGREENS BOOTS ALLIANCE INC	COM	931427108	302	25	SH		DFND	600	0	0	25
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	156,276	2,169	SH		DFND	517	0	0	2,169
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	35,817	302	SH		DFND	882	0	0	302
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	844,828	26,140	SH		SOLE		0	0	26,140
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	10,914	230	SH		DFND	12	0	0	230
ISHARES TR	NATIONAL MUN ETF	464288414	1,385	13	SH		DFND	733	0	0	13
BANK AMERICA CORP	7.25%CNV PFD L	060505682	14,952	13	SH		DFND	334	0	0	13
ISHARES TR	CORE S&P TTL STK	464287150	1,555,662	13,097	SH		DFND	889	0	0	13,097
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	249,620	1,000	SH		DFND	938	0	0	1,000
LIBERTY BROADBAND CORP	COM SER A	530307107	1,365	25	SH		DFND	737	0	0	25
ENERGIZER HLDGS INC NEW	COM	29272W109	20,678	700	SH		DFND	675	0	0	700
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,779	28	SH		DFND	70	0	0	28
MASTERCARD INCORPORATED	CL A	57636Q104	6,617	15	SH		DFND	951	0	0	15
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	456,344	9,234	SH		DFND	535	0	0	9,234
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	99,101	2,825	SH		DFND	324	0	0	2,825
BECTON DICKINSON & CO	COM	075887109	2,103	9	SH		DFND	951	0	0	9
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	190,874	5,067	SH		DFND	139	5,067	0	0
JPMORGAN CHASE & CO.	COM	46625H100	3,641	18	SH		DFND	866	18	0	0
COMCAST CORP NEW	CL A	20030N101	3,133	80	SH		DFND	816	0	0	80
INVESCO EXCHANGE TRADED FD T	LARGE CAP GROWTH	46137V746	536,013	5,675	SH		SOLE		0	0	5,675
VANGUARD INDEX FDS	MID CAP ETF	922908629	314,488	1,299	SH		DFND	561	0	0	1,299
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	4,654	34	SH		DFND	188	34	0	0
BLACKROCK INC	COM	09247X101	8,661	11	SH		DFND	737	0	0	11
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	10,371	237	SH		DFND	178	0	0	237
WESBANCO INC	COM	950810101	18,560	665	SH		DFND	675	0	0	665
ISHARES TR	RUS 1000 ETF	464287622	212,741	715	SH		DFND	37	0	0	715
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	178,964	669	SH		DFND	237	0	0	669
LOWES COS INC	COM	548661107	33,069	150	SH		DFND	29	0	0	150
SCHWAB STRATEGIC TR	US REIT ETF	808524847	36,885	1,847	SH		DFND	268	0	0	1,847
ABERCROMBIE & FITCH CO	CL A	002896207	1,778	10	SH		DFND	810	0	0	10
CDW CORP	COM	12514G108	895	4	SH		DFND	810	0	0	4
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	206,270	5,880	SH		DFND	514	0	0	5,880
WABTEC	COM	929740108	2,202,016	13,932	SH		SOLE		19	0	13,913
CEMEX SAB DE CV	SPON ADR NEW	151290889	479	75	SH		DFND	810	0	0	75
ISHARES TR	NATIONAL MUN ETF	464288414	75,544	709	SH		DFND	761	0	0	709
REPLIGEN CORP	COM	759916109	487,096	3,864	SH		SOLE		1	0	3,863
CHARLES RIV LABS INTL INC	COM	159864107	872,594	4,224	SH		SOLE		1	0	4,223
MARRIOTT INTL INC NEW	CL A	571903202	6,770	28	SH		DFND	736	0	0	28
AMCOR PLC	ORD	G0250X107	499	51	SH		DFND	951	0	0	51
APPLE INC	COM	037833100	54,129	257	SH		DFND	965	0	0	257
SOLVENTUM CORP	COM SHS	83444M101	1,538,028	29,085	SH		SOLE		1	0	29,084
ISHARES INC	CORE MSCI EMKT	46434G103	4,711	88	SH		DFND	64	0	0	88
V F CORP	COM	918204108	649,350	48,100	SH		DFND	925	0	0	48,100
CARPENTER TECHNOLOGY CORP	COM	144285103	438	4	SH		DFND	951	0	0	4
VERMILION ENERGY INC	COM	923725105	120,097	10,908	SH		SOLE		0	0	10,908
SCHWAB CHARLES CORP	COM	808513105	13,927	189	SH		DFND	790	0	0	189
DANAHER CORPORATION	COM	235851102	2,499	10	SH		DFND	951	0	0	10
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,622	91	SH		DFND	51	0	0	91
DISNEY WALT CO	COM	254687106	10,028	101	SH		DFND	736	0	0	101
BEST BUY INC	COM	086516101	1,517	18	SH		DFND	737	0	0	18
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	3,061,205	5	SH		SOLE		0	0	5
HONEYWELL INTL INC	COM	438516106	80,078	375	SH		DFND	142	0	0	375
NETFLIX INC	COM	64110L106	6,074	9	SH		DFND	816	0	0	9
T-MOBILE US INC	COM	872590104	11,980	68	SH		DFND	791	68	0	0
AFLAC INC	COM	001055102	3,126	35	SH		DFND	737	0	0	35
BANK NEW YORK MELLON CORP	COM	064058100	6,887	115	SH		DFND	791	115	0	0
MICROSOFT CORP	COM	594918104	1,788	4	SH		DFND	477	0	0	4
AUTODESK INC	COM	052769106	742	3	SH		DFND	697	0	0	3
DANAOS CORPORATION	SHS	Y1968P121	770,190	8,339	SH		SOLE		0	0	8,339
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	715,248	7,374	SH		SOLE		0	0	7,374
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	64,443	1,003	SH		DFND	885	0	0	1,003
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,994	156	SH		DFND	70	0	0	156
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,387	10	SH		DFND	697	0	0	10
HCA HEALTHCARE INC	COM	40412C101	7,068	22	SH		DFND	791	22	0	0
ALGONQUIN PWR UTILS CORP	COM	015857105	523,971	89,415	SH		SOLE		0	0	89,415
ARROW ELECTRS INC	COM	042735100	725	6	SH		DFND	965	0	0	6
NVIDIA CORPORATION	COM	67066G104	16,835	13,000	SH	Put	SOLE		0	0	13,000
BARRICK GOLD CORP	COM	067901108	4,037	242	SH		DFND	980	0	0	242
MONOLITHIC PWR SYS INC	COM	609839105	822	1	SH		DFND	951	0	0	1
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	54,657	1,262	SH		DFND	586	0	0	1,262
ISHARES INC	CORE MSCI EMKT	46434G103	34,902	652	SH		DFND	205	0	0	652
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,475	11	SH		DFND	705	0	0	11
ISHARES TR	CORE US AGGBD ET	464287226	5,145	53	SH		DFND	21	0	0	53
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	570,120	16,252	SH		DFND	80	0	0	16,252
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	44,674	167	SH		DFND	374	0	0	167
APPLIED MATLS INC	COM	038222105	4,248	18	SH		DFND	951	0	0	18
PEPSICO INC	COM	713448108	50,798	308	SH		DFND	916	0	0	308
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	14,626	203	SH		DFND	613	0	0	203
FORD MTR CO DEL	COM	345370860	6,270	500	SH		DFND	256	0	0	500
CATERPILLAR INC	COM	149123101	764,131	2,294	SH		DFND	152	0	0	2,294
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,216	19	SH		DFND	114	0	0	19
VANGUARD INDEX FDS	MID CAP ETF	922908629	58,346	241	SH		DFND	451	0	0	241
STANDEX INTL CORP	COM	854231107	345,989	2,147	SH		SOLE		0	0	2,147
UNITED PARKS & RESORTS INC	COM	81282V100	3,584	66	SH		DFND	791	66	0	0
BECTON DICKINSON & CO	COM	075887109	2,571	11	SH		DFND	970	0	0	11
APOLLO GLOBAL MGMT INC	COM	03769M106	13,578	115	SH		DFND	916	0	0	115
AMNEAL PHARMACEUTICALS INC	COM STK CL A	03168L105	117,900	18,567	SH		SOLE		137	0	18,430
JOHN BEAN TECHNOLOGIES CORP	COM	477839104	689,197	7,257	SH		SOLE		46	0	7,211
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	18,008	215	SH		DFND	224	0	0	215
SPDR S&P 500 ETF TR	TR UNIT	78462F103	172,518	317	SH		DFND	484	0	0	317
LOWES COS INC	COM	548661107	13,669	62	SH		DFND	790	0	0	62
WISDOMTREE TR	INTL LRGCAP DV	97717W794	59,850	1,180	SH		DFND	586	0	0	1,180
AVIENT CORPORATION	COM	05368V106	1,571	36	SH		DFND	816	0	0	36
AVEANNA HEALTHCARE HLDGS INC	COM	05356F105	110,400	40,000	SH		SOLE		0	0	40,000
VANGUARD INDEX FDS	MID CAP ETF	922908629	9,200	38	SH		DFND	778	0	0	38
BROADCOM INC	COM	11135F101	11,239	7	SH		DFND	713	7	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	466,279	12,378	SH		DFND	13	0	0	12,378
MOLINA HEALTHCARE INC	COM	60855R100	2,363,535	7,950	SH		SOLE		20	0	7,930
PINNACLE FINL PARTNERS INC	COM	72346Q104	17,849	223	SH		DFND	916	0	0	223
MEDTRONIC PLC	SHS	G5960L103	1,102	14	SH		DFND	665	0	0	14
SPDR S&P 500 ETF TR	TR UNIT	78462F103	23,946	44	SH		DFND	941	0	0	44
PEPSICO INC	COM	713448108	6,102	37	SH		DFND	695	0	0	37
CVS HEALTH CORP	COM	126650100	11,221	190	SH		DFND	627	0	0	190
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	2,450,520	9,817	SH		DFND	257	0	0	9,817
MARATHON DIGITAL HOLDINGS IN	COM	565788106	13,994	705	SH		DFND	661	0	0	705
H WORLD GROUP LTD	SPONSORED ADS	44332N106	433	13	SH		DFND	951	0	0	13
CONSTRUCTION PARTNERS INC	COM CL A	21044C107	317,402	5,749	SH		SOLE		9	0	5,740
VERISIGN INC	COM	92343E102	711	4	SH		DFND	697	0	0	4
UNITED PARCEL SERVICE INC	CL B	911312106	27,370	200	SH		DFND	256	0	0	200
ISHARES TR	CORE S&P500 ETF	464287200	13,134	24	SH		DFND	52	0	0	24
COSTCO WHSL CORP NEW	COM	22160K105	67,999	80	SH		DFND	33	0	0	80
MARATHON PETE CORP	COM	56585A102	10,409	60	SH		DFND	535	0	0	60
ICF INTL INC	COM	44925C103	2,227	15	SH		DFND	965	0	0	15
CLEARWAY ENERGY INC	CL C	18539C204	691	28	SH		DFND	665	0	0	28
WEC ENERGY GROUP INC	COM	92939U106	2,668	34	SH		DFND	790	0	0	34
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	606,207	13,853	SH		DFND	499	0	0	13,853
BOSTON PROPERTIES INC	COM	101121101	207,334	3,368	SH		DFND	1	0	0	3,368
WISDOMTREE TR	US MIDCAP DIVID	97717W505	137,504	2,940	SH		DFND	720	0	0	2,940
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,818,293,956	51,832,781	SH		SOLE		1,039	0	51,831,742
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	419	5	SH		DFND	78	0	0	5
PRUDENTIAL FINL INC	COM	744320102	703	6	SH		DFND	965	0	0	6
NATERA INC	COM	632307104	325	3	SH		DFND	903	0	0	3
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	2,065	11	SH		DFND	140	0	0	11
ISHARES TR	RUS 2000 VAL ETF	464287630	22,236	146	SH		DFND	842	146	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,457	90	SH		DFND	752	90	0	0
BLACKROCK ETF TRUST II	HIGH YLD MUNI IN	092528108	530,297	23,423	SH		SOLE		0	0	23,423
SPDR SER TR	PORTFOLIO S&P400	78464A847	38,475	750	SH		DFND	385	0	0	750
GLOBAL X FDS	S&P 500 QLT ETF	37954Y616	240,151	7,217	SH		SOLE		0	0	7,217
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	196,752	2,349	SH		DFND	312	0	0	2,349
EATON CORP PLC	SHS	G29183103	2,508	8	SH		DFND	933	0	0	8
CHORD ENERGY CORPORATION	COM NEW	674215207	34,039	203	SH		DFND	675	0	0	203
APPLIED MATLS INC	COM	038222105	54,986	233	SH		DFND	70	0	0	233
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	1,194	11	SH		DFND	697	0	0	11
COMCAST CORP NEW	CL A	20030N101	18,993	485	SH		DFND	390	0	0	485
ISHARES INC	CORE MSCI EMKT	46434G103	292,595	5,466	SH		DFND	440	0	0	5,466
ISHARES INC	CORE MSCI EMKT	46434G103	2,891	54	SH		DFND	898	0	0	54
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	70,354	263	SH		DFND	646	0	0	263
HELMERICH & PAYNE INC	COM	423452101	725,457	20,074	SH		SOLE		18	0	20,056
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,002	10	SH		DFND	903	0	0	10
SOLVENTUM CORP	COM SHS	83444M101	5,341	101	SH		DFND	1	0	0	101
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	30,415	586	SH		DFND	80	0	0	586
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,993	130	SH		DFND	265	0	0	130
WALGREENS BOOTS ALLIANCE INC	COM	931427108	5,189	429	SH		DFND	374	0	0	429
NETAPP INC	COM	64110D104	52,422	407	SH		DFND	538	0	0	407
SCHWAB STRATEGIC TR	US REIT ETF	808524847	113,669	5,692	SH		DFND	841	0	0	5,692
ISHARES TR	CORE S&P500 ETF	464287200	305,902	559	SH		DFND	228	0	0	559
VERIZON COMMUNICATIONS INC	COM	92343V104	61,860	1,500	SH		DFND	517	0	0	1,500
ABBVIE INC	COM	00287Y109	1,029	6	SH		DFND	933	0	0	6
SAP SE	SPON ADR	803054204	168,428	835	SH		DFND	480	0	0	835
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,702	57	SH		DFND	721	0	0	57
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	48,687	182	SH		DFND	15	182	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	26,211	246	SH		DFND	391	0	0	246
ISHARES INC	CORE MSCI EMKT	46434G103	5,728	107	SH		DFND	246	0	0	107
ISHARES TR	CORE S&P500 ETF	464287200	2,177,428	3,979	SH		DFND	412	0	0	3,979
LAMAR ADVERTISING CO NEW	CL A	512816109	717	6	SH		DFND	697	0	0	6
CAPITAL ONE FINL CORP	COM	14040H105	207,675	1,500	SH		DFND	853	0	0	1,500
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	272,346	10,254	SH		DFND	312	0	0	10,254
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	12,189,423	347,475	SH		DFND	1	13,930	0	333,545
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	240,178	6,253	SH		DFND	553	0	0	6,253
ABBVIE INC	COM	00287Y109	4,974	29	SH		DFND	810	0	0	29
AMAZON COM INC	COM	023135106	48,119	249	SH		DFND	695	0	0	249
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	501,218	10,142	SH		DFND	829	10,142	0	0
HALLIBURTON CO	COM	406216101	22,633	670	SH		DFND	916	0	0	670
SHOPIFY INC	CL A	82509L107	2,510	38	SH		DFND	816	0	0	38
COMFORT SYS USA INC	COM	199908104	304	1	SH		DFND	903	0	0	1
SM ENERGY CO	COM	78454L100	10,548	244	SH		DFND	792	244	0	0
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	3,199	13	SH		DFND	134	13	0	0
ARCHER AVIATION INC	COM CL A	03945R102	58,337	16,573	SH		SOLE		0	0	16,573
OGE ENERGY CORP	COM	670837103	4,128,165	115,635	SH		SOLE		50	0	115,585
KKR & CO INC	COM	48251W104	631	6	SH		DFND	903	0	0	6
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	129,618	1,799	SH		DFND	871	0	0	1,799
ATLASSIAN CORPORATION	CL A	049468101	1,415	8	SH		DFND	816	0	0	8
GREAT SOUTHN BANCORP INC	COM	390905107	3,726	67	SH		DFND	965	0	0	67
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,675	10	SH		DFND	23	0	0	10
TRI POINTE HOMES INC	COM	87265H109	8,083	217	SH		DFND	792	217	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	22,196	265	SH		DFND	129	265	0	0
CAMDEN PPTY TR	SH BEN INT	133131102	1,418	13	SH		DFND	737	0	0	13
LAUDER ESTEE COS INC	CL A	518439104	319	3	SH		DFND	965	0	0	3
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	15,864	321	SH		DFND	391	0	0	321
BROOKFIELD CORP	CL A LTD VT SH	11271J107	25,963	625	SH		DFND	482	0	0	625
SHERWIN WILLIAMS CO	COM	824348106	20,293	68	SH		DFND	661	0	0	68
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	397,371	9,313	SH		SOLE		0	0	9,313
SHERWIN WILLIAMS CO	COM	824348106	7,162	24	SH		DFND	737	0	0	24
PURE STORAGE INC	CL A	74624M102	1,248,371	19,442	SH		SOLE		20	0	19,422
MARRIOTT VACATIONS WORLDWIDE	COM	57164Y107	821,419	9,407	SH		SOLE		0	0	9,407
DIAMONDBACK ENERGY INC	COM	25278X109	27,426	137	SH		DFND	616	0	0	137
AQUESTIVE THERAPEUTICS INC	COM	03843E104	173,256	66,637	SH		SOLE		0	0	66,637
MCKESSON CORP	COM	58155Q103	87,606	150	SH		DFND	538	0	0	150
MICROSOFT CORP	COM	594918104	49,165	110	SH		DFND	416	0	0	110
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	91,255	1,774	SH		DFND	561	0	0	1,774
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	14,965	257	SH		DFND	198	0	0	257
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	37,189	444	SH		DFND	41	0	0	444
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	1,237	47	SH		DFND	358	0	0	47
FIVE BELOW INC	COM	33829M101	583,959	5,359	SH		SOLE		1	0	5,358
NUCOR CORP	COM	670346105	3,478	22	SH		DFND	188	22	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	54,230	224	SH		DFND	530	0	0	224
VANGUARD INDEX FDS	MID CAP ETF	922908629	10,652	44	SH		DFND	331	0	0	44
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	32,415	387	SH		DFND	822	0	0	387
ICAHN ENTERPRISES LP	DEPOSITARY UNIT	451100101	1,368,609	83,047	SH		DFND	1	0	0	83,047
GENTEX CORP	COM	371901109	17,024	505	SH		DFND	1	0	0	505
MODERNA INC	COM	60770K107	238	2	SH		DFND	965	0	0	2
CARDLYTICS INC	COM	14161W105	179,109	21,816	SH		SOLE		0	0	21,816
SUNCOR ENERGY INC NEW	COM	867224107	229	6	SH		DFND	665	0	0	6
HARTFORD FINL SVCS GROUP INC	COM	416515104	100,540	1,000	SH		DFND	1	0	0	1,000
MURPHY USA INC	COM	626755102	998,331	2,127	SH		SOLE		0	0	2,127
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	19,013	495	SH		DFND	284	495	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	31,975	647	SH		DFND	374	0	0	647
ISHARES TR	CORE US AGGBD ET	464287226	246,461	2,539	SH		DFND	720	0	0	2,539
DT MIDSTREAM INC	COMMON STOCK	23345M107	710	10	SH		DFND	695	0	0	10
NEWMONT CORP	COM	651639106	1,340	32	SH		DFND	713	32	0	0
ISHARES TR	IBONDS 24 TRM TS	46436E874	5,539,311	230,997	SH		SOLE		0	0	230,997
EXXON MOBIL CORP	COM	30231G102	7,483	65	SH		DFND	697	0	0	65
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	7,018,507	140,062	SH		DFND	1	0	0	140,062
DIODES INC	COM	254543101	25,751	358	SH		DFND	675	0	0	358
SYNOVUS FINL CORP	COM NEW	87161C501	1,682,679	41,868	SH		SOLE		0	0	41,868
STEELCASE INC	CL A	858155203	700	54	SH		DFND	965	0	0	54
SPDR SER TR	PORTFOLIO S&P400	78464A847	608,931	11,870	SH		DFND	798	0	0	11,870
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	7,827,133	78,365	SH		SOLE		0	0	78,365
SAP SE	SPON ADR	803054204	15,935	79	SH		DFND	791	79	0	0
ADVISORSHARES TR	PURE US CANNABIS	00768Y453	177,550	24,222	SH		SOLE		0	0	24,222
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	7,742,832	120,511	SH		DFND	162	0	0	120,511
PHILIP MORRIS INTL INC	COM	718172109	5,067	50	SH		DFND	965	0	0	50
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	23,199	451	SH		DFND	378	0	0	451
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	619	20	SH		DFND	903	0	0	20
NEXPOINT RESIDENTIAL TR INC	COM	65341D102	410,548	10,391	SH		SOLE		7	0	10,384
HARBORONE BANCORP INC NEW	COM NEW	41165Y100	109,720	9,858	SH		SOLE		31	0	9,827
ISHARES INC	CORE MSCI EMKT	46434G103	34,259	640	SH		DFND	504	0	0	640
NEWMONT CORP	COM	651639106	2,596	62	SH		DFND	810	0	0	62
RETAIL OPPORTUNITY INVTS COR	COM	76131N101	29,969	2,411	SH		DFND	675	0	0	2,411
TOYOTA MOTOR CORP	ADS	892331307	91,007	444	SH		DFND	675	0	0	444
PALO ALTO NETWORKS INC	COM	697435105	1,017	3	SH		DFND	695	0	0	3
BOEING CO	COM	097023105	1,820	10	SH		DFND	260	0	0	10
MOODYS CORP	COM	615369105	7,156	17	SH		DFND	791	17	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	28,812	583	SH		DFND	915	0	0	583
SIMPLY GOOD FOODS CO	COM	82900L102	759	21	SH		DFND	903	0	0	21
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	534,353	12,211	SH		DFND	48	0	0	12,211
SPDR SER TR	PORTFOLIO S&P500	78464A854	147,904	2,311	SH		DFND	639	0	0	2,311
HONEYWELL INTL INC	COM	438516106	43,884,140	205,508	SH		SOLE		1,272	0	204,236
AMERICAN TOWER CORP NEW	COM	03027X100	2,333	12	SH		DFND	188	12	0	0
ABBOTT LABS	COM	002824100	761	2,000	SH	Put	SOLE		0	0	2,000
ROSS STORES INC	COM	778296103	1,308	9	SH		DFND	816	0	0	9
NORTHROP GRUMMAN CORP	COM	666807102	3,052	7	SH		DFND	970	0	0	7
SPDR SER TR	PORTFOLIO INTRMD	78464A375	111,095	3,412	SH		DFND	203	3,412	0	0
FOOT LOCKER INC	COM	344849104	23,101	927	SH		DFND	675	0	0	927
SPDR SER TR	PORTFOLIO SHORT	78464A474	3,208	108	SH		DFND	549	0	0	108
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	150,077	3,984	SH		DFND	853	0	0	3,984
RTX CORPORATION	COM	75513E101	42,766	426	SH		DFND	548	0	0	426
PROGRESSIVE CORP	COM	743315103	1,662	8	SH		DFND	695	0	0	8
SCHWAB STRATEGIC TR	US REIT ETF	808524847	33,629	1,684	SH		DFND	943	0	0	1,684
COCA COLA CO	COM	191216100	446	7	SH		DFND	951	0	0	7
GOLDMAN SACHS ETF TR	EQUAL WEIGHT US	381430438	5,550,255	78,002	SH		SOLE		0	0	78,002
PALO ALTO NETWORKS INC	COM	697435105	12,204	36	SH		DFND	792	36	0	0
LAMB WESTON HLDGS INC	COM	513272104	5,549	66	SH		DFND	938	0	0	66
AMERIPRISE FINL INC	COM	03076C106	2,136	5	SH		DFND	493	0	0	5
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	8,736	209	SH		DFND	689	0	0	209
ISHARES TR	NATIONAL MUN ETF	464288414	6,819	64	SH		DFND	224	0	0	64
MORGAN STANLEY	COM NEW	617446448	33,531	345	SH		DFND	284	345	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,608	72	SH		DFND	503	0	0	72
AVERY DENNISON CORP	COM	053611109	15,306	70	SH		DFND	80	0	0	70
VANGUARD INDEX FDS	GROWTH ETF	922908736	261,807	700	SH		DFND	440	0	0	700
DOMINION ENERGY INC	COM	25746U109	2,793	57	SH		DFND	736	0	0	57
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	5,036	63	SH		DFND	646	0	0	63
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	418,652	9,567	SH		DFND	826	0	0	9,567
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	763,911,145	9,815,125	SH		SOLE		10,808	0	9,804,316
ISHARES TR	SELECT DIVID ETF	464287168	631,879	5,223	SH		DFND	1	0	0	5,223
ISHARES TR	IBOXX HI YD ETF	464288513	851,180	11,034	SH		SOLE		0	0	11,034
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	10,652	1,216	SH		DFND	791	1,216	0	0
ISHARES TR	CORE S&P500 ETF	464287200	400,632	732	SH		DFND	249	0	0	732
ISHARES TR	US INDUSTRIALS	464287754	2,304,680	19,296	SH		SOLE		0	0	19,296
HILLMAN SOLUTIONS CORP	COM	431636109	129,679	14,653	SH		SOLE		56	0	14,597
VANGUARD INDEX FDS	MID CAP ETF	922908629	61,736	255	SH		DFND	800	0	0	255
ISHARES TR	CORE S&P500 ETF	464287200	29,550	54	SH		DFND	750	54	0	0
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	1,466	11	SH		DFND	816	0	0	11
NIKE INC	CL B	654106103	14,245	189	SH		DFND	661	0	0	189
BROWN FORMAN CORP	CL B	115637209	561	13	SH		DFND	810	0	0	13
VANGUARD INDEX FDS	SMALL CP ETF	922908751	20,278	93	SH		DFND	864	0	0	93
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	122,564	490	SH		DFND	1	0	0	490
INTUITIVE SURGICAL INC	COM NEW	46120E602	11,121	25	SH		DFND	188	25	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	807	21	SH		DFND	823	0	0	21
KINDER MORGAN INC DEL	COM	49456B101	1,371	69	SH		DFND	737	0	0	69
AMAZON COM INC	COM	023135106	61,840	320	SH		DFND	955	0	0	320
DIAGEO PLC	SPON ADR NEW	25243Q205	126,080	1,000	SH		DFND	1	0	0	1,000
DARLING INGREDIENTS INC	COM	237266101	1,286	35	SH		DFND	737	0	0	35
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	897	10	SH		DFND	82	0	0	10
CAMDEN PPTY TR	SH BEN INT	133131102	19,203	176	SH		DFND	661	0	0	176
VALARIS LTD	CL A	G9460G101	596	8	SH		DFND	697	0	0	8
PLDT INC	SPONSORED ADR	69344D408	4,519	184	SH		DFND	792	184	0	0
MONSTER BEVERAGE CORP NEW	COM	61174X109	2,448	49	SH		DFND	736	0	0	49
BRUKER CORP	COM	116794108	723,961	11,346	SH		SOLE		17	0	11,329
BRUKER CORP	COM	116794108	1,468	23	SH		DFND	665	0	0	23
ASTRAZENECA PLC	SPONSORED ADR	046353108	3,120	40	SH		DFND	493	0	0	40
PFIZER INC	COM	717081103	7,163	256	SH		DFND	736	0	0	256
GAMING & LEISURE PPTYS INC	COM	36467J108	633	14	SH		DFND	695	0	0	14
ARCOSA INC	COM	039653100	792,538	9,502	SH		SOLE		20	0	9,482
COMMERCE BANCSHARES INC	COM	200525103	614	11	SH		DFND	697	0	0	11
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	9,898	37	SH		DFND	391	0	0	37
AMERANT BANCORP INC	CL A	023576101	252,515	11,124	SH		SOLE		0	0	11,124
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	2,459,028	72,474	SH		SOLE		0	0	72,474
DOMINION ENERGY INC	COM	25746U109	1,911	39	SH		DFND	970	0	0	39
BROOKFIELD BUSINESS CORP	CL A EXC SUB VTG	11259V106	16,091	788	SH		DFND	661	0	0	788
HOME DEPOT INC	COM	437076102	314,291	913	SH		DFND	675	0	0	913
TRAVELERS COMPANIES INC	COM	89417E109	1,220	6	SH		DFND	816	0	0	6
EOG RES INC	COM	26875P101	8,056	64	SH		DFND	792	64	0	0
ISHARES TR	GL CLEAN ENE ETF	464288224	50,469	3,789	SH		DFND	1	0	0	3,789
LOGITECH INTL S A	SHS	H50430232	2,810	29	SH		DFND	790	0	0	29
HONEYWELL INTL INC	COM	438516106	1,281	6	SH		DFND	665	0	0	6
MICRON TECHNOLOGY INC	COM	595112103	56,558	430	SH		DFND	661	0	0	430
VISA INC	COM CL A	92826C839	27,034	103	SH		DFND	737	0	0	103
BOEING CO	COM	097023105	22,569	124	SH		DFND	1	0	0	124
FIVERR INTL LTD	ORD SHS	M4R82T106	443,530	18,930	SH		SOLE		0	0	18,930
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	29,166	567	SH		DFND	374	0	0	567
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	121,548	1,687	SH		DFND	582	0	0	1,687
BOOT BARN HLDGS INC	COM	099406100	1,805	14	SH		DFND	816	0	0	14
MARATHON PETE CORP	COM	56585A102	22,899	132	SH		DFND	661	0	0	132
DOW INC	COM	260557103	902	17	SH		DFND	80	0	0	17
VALERO ENERGY CORP	COM	91913Y100	1,254	8	SH		DFND	816	0	0	8
MICROSOFT CORP	COM	594918104	100,564	225	SH		DFND	280	0	0	225
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	2,427,519	17,752	SH		SOLE		6	0	17,746
NEXTERA ENERGY INC	COM	65339F101	1,062	15	SH		DFND	903	0	0	15
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	163,501	655	SH		DFND	139	655	0	0
MICROSOFT CORP	COM	594918104	757	400	SH	Put	SOLE		0	0	400
ISHARES TR	3 7 YR TREAS BD	464288661	1,732	15	SH		DFND	817	0	0	15
CARVANA CO	CL A	146869102	1,873,592	14,556	SH		SOLE		42	0	14,514
ISHARES TR	RUS 1000 ETF	464287622	81,526	274	SH		DFND	33	0	0	274
SONY GROUP CORP	SPONSORED ADR	835699307	24,059,622	283,221	SH		SOLE		96	0	283,125
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	5,656	18	SH		DFND	134	18	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	120,684	1,675	SH		DFND	263	0	0	1,675
RAMBUS INC DEL	COM	750917106	1,528,759	26,017	SH		SOLE		23	0	25,994
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	476	0	0	25
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	22,251	248	SH		DFND	596	0	0	248
ROYAL BK CDA	COM	780087102	66,913	629	SH		DFND	661	0	0	629
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,032	131	SH		DFND	216	0	0	131
AMPLIFY ETF TR	BLOCKCHAIN LDR	032108607	380,518	10,728	SH		SOLE		0	0	10,728
SPS COMM INC	COM	78463M107	31,235	166	SH		DFND	661	0	0	166
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,343	61	SH		DFND	483	0	0	61
BANK AMERICA CORP	COM	060505104	23,385	588	SH		DFND	826	0	0	588
VANGUARD INDEX FDS	SMALL CP ETF	922908751	290,865	1,334	SH		DFND	439	0	0	1,334
ALARM COM HLDGS INC	COM	011642105	5,807	4,600	SH	Put	SOLE		0	0	4,600
MOODYS CORP	COM	615369105	2,105	5	SH		DFND	665	0	0	5
FLAHERTY & CRUMRINE PFD SECS	COM	338478100	188,173	12,723	SH		SOLE		0	0	12,723
SPDR SER TR	PORTFOLIO SHORT	78464A474	119	4	SH		DFND	846	0	0	4
DAVITA INC	COM	23918K108	13,996	101	SH		DFND	916	0	0	101
COMERICA INC	COM	200340107	3,573	70	SH		DFND	627	0	0	70
LAUDER ESTEE COS INC	CL A	518439104	426	4	SH		DFND	736	0	0	4
BADGER METER INC	COM	056525108	6,709	36	SH		DFND	791	36	0	0
FIRST TR EXCHANGE-TRADED FD	NAT GAS ETF	33733E807	722,621	27,497	SH		SOLE		0	0	27,497
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	21,530	492	SH		DFND	523	0	0	492
TEXAS INSTRS INC	COM	882508104	778	4	SH		DFND	965	0	0	4
ISHARES INC	CORE MSCI EMKT	46434G103	97,585	1,823	SH		DFND	299	0	0	1,823
EMCOR GROUP INC	COM	29084Q100	365	1	SH		DFND	951	0	0	1
PEPSICO INC	COM	713448108	1,979	12	SH		DFND	866	12	0	0
ARISTA NETWORKS INC	COM	040413106	14,720	42	SH		DFND	916	0	0	42
SPDR SER TR	PORTFOLIO S&P500	78464A854	98,560	1,540	SH		DFND	775	0	0	1,540
GOLD ROYALTY CORP	COMMON SHARES	38071H106	23,601	16,738	SH		SOLE		0	0	16,738
CHIPMOS TECHNOLOGIES INC	SPONSORD ADS NEW	16965P202	804,057	30,795	SH		SOLE		0	0	30,795
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	250,658	5,072	SH		DFND	102	0	0	5,072
FIRST SOLAR INC	COM	336433107	1,127	5	SH		DFND	737	0	0	5
CHUBB LIMITED	COM	H1467J104	2,551	10	SH		DFND	665	0	0	10
DUKE ENERGY CORP NEW	COM NEW	26441C204	6,214	62	SH		DFND	792	62	0	0
CIMPRESS PLC	SHS EURO	G2143T103	612,394	6,990	SH		SOLE		0	0	6,990
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	7,490	28	SH		DFND	523	0	0	28
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	45,183	1,288	SH		DFND	858	0	0	1,288
SPDR SER TR	PORTFOLIO SHORT	78464A474	11,613	391	SH		DFND	302	0	0	391
TWIST BIOSCIENCE CORP	COM	90184D100	739	15	SH		DFND	965	0	0	15
CITIGROUP INC	COM NEW	172967424	27,097	427	SH		DFND	916	0	0	427
ADAM NAT RES FD INC	COM	00548F105	223,030	9,446	SH		SOLE		0	0	9,446
UNITEDHEALTH GROUP INC	COM	91324P102	10,185	20	SH		DFND	376	0	0	20
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,810	39	SH		DFND	647	0	0	39
LENNOX INTL INC	COM	526107107	1,605	3	SH		DFND	737	0	0	3
IQVIA HLDGS INC	COM	46266C105	1,269	6	SH		DFND	695	0	0	6
WILLIAMS COS INC	COM	969457100	1,998	47	SH		DFND	600	0	0	47
MATCH GROUP INC NEW	COM	57667L107	1,306	43	SH		DFND	737	0	0	43
BLUEPRINT MEDICINES CORP	COM	09627Y109	1,401	13	SH		DFND	816	0	0	13
TRANE TECHNOLOGIES PLC	SHS	G8994E103	32,893	100	SH		DFND	284	100	0	0
VISA INC	COM CL A	92826C839	164,306	626	SH		DFND	661	0	0	626
ISHARES TR	CORE US AGGBD ET	464287226	226,270	2,331	SH		DFND	481	0	0	2,331
FORD MTR CO DEL	COM	345370860	1,317	105	SH		DFND	810	0	0	105
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	269	3	SH		DFND	114	0	0	3
INTUITIVE SURGICAL INC	COM NEW	46120E602	200,183	450	SH		DFND	1	0	0	450
CATERPILLAR INC	COM	149123101	2,665	8	SH		DFND	970	0	0	8
PAYPAL HLDGS INC	COM	70450Y103	130,858	2,255	SH		DFND	168	0	0	2,255
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	12,032	167	SH		DFND	581	0	0	167
ISHARES TR	CORE MSCI INTL	46435G326	399,222	6,082	SH		DFND	480	0	0	6,082
ALPHABET INC	CAP STK CL C	02079K107	99,047	540	SH		DFND	948	0	0	540
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,547,847	24,091	SH		DFND	411	0	0	24,091
WOORI FINL GROUP INC	SPONSORED ADS	981064108	2,595	81	SH		DFND	627	0	0	81
INTEL CORP	COM	458140100	3,283	106	SH		DFND	736	0	0	106
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	29,696	73	SH		DFND	800	0	0	73
SMITH & NEPHEW PLC	SPDN ADR NEW	83175M205	3,767	152	SH		DFND	707	0	0	152
MAXIMUS INC	COM	577933104	7,456	87	SH		DFND	792	87	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	5,386	270	SH		DFND	250	0	0	270
MCDONALDS CORP	COM	580135101	1,274	5	SH		DFND	934	0	0	5
MAGNA INTL INC	COM	559222401	26,313	628	SH		DFND	675	0	0	628
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	56,317	1,495	SH		DFND	66	0	0	1,495
AT&T INC	COM	00206R102	2,064	108	SH		DFND	816	0	0	108
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	110,535	2,131	SH		DFND	535	0	0	2,131
ZOETIS INC	CL A	98978V103	2,254	13	SH		DFND	969	0	0	13
JPMORGAN CHASE & CO.	COM	46625H100	3,034	15	SH		DFND	933	0	0	15
QUALCOMM INC	COM	747525103	3,984	20	SH		DFND	951	0	0	20
APPLE INC	COM	037833100	15,346	3,300	SH	Put	SOLE		0	0	3,300
SUPER MICRO COMPUTER INC	COM	86800U104	1,639	2	SH		DFND	188	2	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	5,191	125	SH		DFND	141	0	0	125
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,877	36	SH		DFND	49	0	0	36
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,295	26	SH		DFND	431	0	0	26
ISHARES TR	MSCI EAFE MIN VL	46429B689	6,832,751	98,519	SH		SOLE		0	0	98,519
E L F BEAUTY INC	COM	26856L103	632	3	SH		DFND	903	0	0	3
XENCOR INC	COM	98401F105	1,268	67	SH		DFND	737	0	0	67
TJX COS INC NEW	COM	872540109	11,120	101	SH		DFND	792	101	0	0
SPDR SER TR	S&P HOMEBUILD	78464A888	984,445	9,739	SH		SOLE		0	0	9,739
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	118,306	1,642	SH		DFND	18	0	0	1,642
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,798	152	SH		DFND	219	152	0	0
ISHARES TR	CORE US AGGBD ET	464287226	100,273	1,033	SH		DFND	482	0	0	1,033
CADENCE DESIGN SYSTEM INC	COM	127387108	616	2	SH		DFND	713	2	0	0
BLACKROCK INC	COM	09247X101	1,575	2	SH		DFND	713	2	0	0
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	37,251	3,714	SH		DFND	916	0	0	3,714
ABBOTT LABS	COM	002824100	935	9	SH		DFND	933	0	0	9
RYDER SYS INC	COM	783549108	1,858,200	15,000	SH		DFND	925	0	0	15,000
GENERAL DYNAMICS CORP	COM	369550108	4,352	15	SH		DFND	736	0	0	15
ELI LILLY & CO	COM	532457108	12,675	14	SH		DFND	702	14	0	0
FULLER H B CO	COM	359694106	7,311	95	SH		DFND	791	95	0	0
TEXAS INSTRS INC	COM	882508104	10,894	56	SH		DFND	820	0	0	56
WEYERHAEUSER CO MTN BE	COM NEW	962166104	1,716,528	60,462	SH		SOLE		33	0	60,429
AXALTA COATING SYS LTD	COM	G0750C108	286,413	8,382	SH		SOLE		0	0	8,382
DIAMOND OFFSHORE DRILLING IN	COM	25271C201	265,220	17,122	SH		SOLE		86	0	17,036
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	25,720	500	SH		DFND	685	0	0	500
ISHARES TR	CORE MSCI INTL	46435G326	119,662	1,823	SH		DFND	41	0	0	1,823
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	152,158	1,955	SH		DFND	514	0	0	1,955
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	28,909	562	SH		DFND	361	562	0	0
KLA CORP	COM NEW	482480100	1,649	2	SH		DFND	600	0	0	2
THERMO FISHER SCIENTIFIC INC	COM	883556102	65,807	119	SH		DFND	661	0	0	119
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,429	29	SH		DFND	23	0	0	29
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	6,607	172	SH		DFND	296	172	0	0
GENERAC HLDGS INC	COM	368736104	3,810,314	28,818	SH		SOLE		12	0	28,806
EQUITY RESIDENTIAL	SH BEN INT	29476L107	1,179	17	SH		DFND	970	0	0	17
HEALTHCARE RLTY TR	CL A COM	42226K105	9,525	578	SH		DFND	792	578	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	37,986	142	SH		DFND	689	0	0	142
CALAMOS CONV & HIGH INCOME F	COM SHS	12811P108	124,388	11,146	SH		SOLE		0	0	11,146
ISHARES INC	CORE MSCI EMKT	46434G103	12,205	228	SH		DFND	167	0	0	228
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,080	21	SH		DFND	282	0	0	21
AIRBNB INC	COM CL A	009066101	1,820	12	SH		DFND	736	0	0	12
WINTRUST FINL CORP	COM	97650W108	1,478	15	SH		DFND	695	0	0	15
OREILLY AUTOMOTIVE INC	COM	67103H107	5,280	5	SH		DFND	736	0	0	5
ISHARES TR	CORE MSCI INTL	46435G326	372,310	5,672	SH		DFND	547	0	0	5,672
ISHARES TR	S&P MC 400VL ETF	464287705	2,950	26	SH		DFND	262	0	0	26
ARK ETF TR	GENOMIC REV ETF	00214Q302	239,237	10,189	SH		SOLE		0	0	10,189
PHILIP MORRIS INTL INC	COM	718172109	9,626	95	SH		DFND	736	0	0	95
ISHARES TR	CORE S&P TTL STK	464287150	92,292	777	SH		DFND	235	0	0	777
HP INC	COM	40434L105	7,319	209	SH		DFND	627	0	0	209
MADRIGAL PHARMACEUTICALS INC	COM	558868105	31,098	111	SH		DFND	675	0	0	111
LEMAITRE VASCULAR INC	COM	525558201	244,948	2,977	SH		SOLE		5	0	2,972
GENERAL MLS INC	COM	370334104	50,608	800	SH		DFND	400	0	0	800
HALOZYME THERAPEUTICS INC	COM	40637H109	26,599	508	SH		DFND	675	0	0	508
WARNER BROS DISCOVERY INC	COM SER A	934423104	327	44	SH		DFND	260	0	0	44
COMPANHIA PARANAENSE DE ENER	SPON ADS	20441B605	2,522	377	SH		DFND	790	0	0	377
HSBC HLDGS PLC	SPON ADR NEW	404280406	3,567	82	SH		DFND	627	0	0	82
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	133,023	3,792	SH		DFND	103	0	0	3,792
GRAINGER W W INC	COM	384802104	1,804	2	SH		DFND	965	0	0	2
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	6,722	82	SH		DFND	414	0	0	82
KULR TECHNOLOGY GROUP INC	COM	50125G109	3,950	10,000	SH		SOLE		0	0	10,000
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	7,820	115	SH		DFND	1	0	0	115
FULLER H B CO	COM	359694106	34,093	443	SH		DFND	374	0	0	443
SOUTHERN CO	COM	842587107	4,809	62	SH		DFND	970	0	0	62
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	90	1	SH		DFND	185	0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,204	30	SH		DFND	515	0	0	30
MASTERCARD INCORPORATED	CL A	57636Q104	3,088	7	SH		DFND	866	7	0	0
ISHARES TR	IBONDS DEC	46435U697	775,151	29,762	SH		SOLE		0	0	29,762
INSMED INC	COM PAR $.01	457669307	670	10	SH		DFND	965	0	0	10
CARRIER GLOBAL CORPORATION	COM	14448C104	1,199	19	SH		DFND	736	0	0	19
AMNEAL PHARMACEUTICALS INC	COM STK CL A	03168L105	3,035	478	SH		DFND	791	478	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,943	11	SH		DFND	303	0	0	11
MICROSOFT CORP	COM	594918104	22,348	50	SH		DFND	265	0	0	50
CORNING INC	COM	219350105	12,199	314	SH		DFND	916	0	0	314
SPDR SER TR	PORTFOLIO SHORT	78464A474	81,437	2,742	SH		DFND	340	0	0	2,742
OVINTIV INC	COM	69047Q102	1,265	27	SH		DFND	600	0	0	27
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,695	7	SH		DFND	423	0	0	7
ISHARES TR	SHRT NAT MUN ETF	464288158	47,361	453	SH		DFND	204	0	0	453
ISHARES TR	MSCI ACWI ETF	464288257	109,478	974	SH		DFND	370	974	0	0
JOHNSON & JOHNSON	COM	478160104	8,039	55	SH		DFND	887	0	0	55
HERSHEY CO	COM	427866108	2,941	16	SH		DFND	736	0	0	16
TECK RESOURCES LTD	CL B	878742204	31,997	668	SH		DFND	627	0	0	668
GARTNER INC	COM	366651107	4,224,395	9,407	SH		SOLE		53	0	9,354
NOVANTA INC	COM	67000B104	1,142,138	7,002	SH		SOLE		31	0	6,971
LEAR CORP	COM NEW	521865204	445,076	3,897	SH		SOLE		1	0	3,896
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	656	8	SH		DFND	416	0	0	8
JBG SMITH PPTYS	COM	46590V100	164,926	10,829	SH		SOLE		0	0	10,829
METTLER TOLEDO INTERNATIONAL	COM	592688105	3,679,898	2,633	SH		SOLE		3	0	2,630
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	40,680	100	SH		DFND	569	0	0	100
CHESAPEAKE ENERGY CORP	COM	165167735	1,588,322	19,325	SH		SOLE		9	0	19,316
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	136,958	1,901	SH		DFND	670	0	0	1,901
PFIZER INC	COM	717081103	112	4	SH		DFND	416	0	0	4
CAMDEN NATL CORP	COM	133034108	15,939	483	SH		DFND	661	0	0	483
DOW INC	COM	260557103	554,373	10,450	SH		DFND	925	0	0	10,450
LEGGETT & PLATT INC	COM	524660107	676	59	SH		DFND	713	59	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	20,247	527	SH		DFND	12	0	0	527
OMNICOM GROUP INC	COM	681919106	1,973	22	SH		DFND	737	0	0	22
SPDR SER TR	PORTFOLIO S&P500	78464A854	15,680	245	SH		DFND	591	0	0	245
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	10,392	160	SH		DFND	292	160	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	602,724	11,749	SH		DFND	373	0	0	11,749
ESSENTIAL UTILS INC	COM	29670G102	11,908	319	SH		DFND	790	0	0	319
WIPRO LTD	SPON ADR 1 SH	97651M109	6,466,104	1,060,017	SH		SOLE		4,365	0	1,055,652
EDWARDS LIFESCIENCES CORP	COM	28176E108	35,822,653	387,817	SH		SOLE		121	0	387,696
PNC FINL SVCS GROUP INC	COM	693475105	311	2	SH		DFND	736	0	0	2
DROPBOX INC	CL A	26210C104	1,179,697	52,501	SH		SOLE		0	0	52,501
COCA COLA CO	COM	191216100	247,471	3,888	SH		DFND	675	0	0	3,888
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	47,002	3,505	SH		DFND	675	0	0	3,505
ABERCROMBIE & FITCH CO	CL A	002896207	1,601	9	SH		DFND	816	0	0	9
SENDAS DISTRIBUIDORA S A	SPON ADS	81689T104	2,000	215	SH		DFND	790	0	0	215
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	19,600	234	SH		DFND	22	0	0	234
INTUIT	COM	461202103	1,314	2	SH		DFND	713	2	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	15,252	63	SH		DFND	520	0	0	63
ADVANCED MICRO DEVICES INC	COM	007903107	26,278	162	SH		DFND	792	162	0	0
GREAT SOUTHN BANCORP INC	COM	390905107	2,336	42	SH		DFND	951	0	0	42
EASTERN BANKSHARES INC	COM	27627N105	6,710	480	SH		DFND	791	480	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	45,236	282	SH		DFND	887	0	0	282
LOWES COS INC	COM	548661107	220	1	SH		DFND	416	0	0	1
LIBERTY MEDIA CORP DEL	COM LBTY SRM S A	531229813	488,917	22,073	SH		SOLE		138	0	21,935
OLD DOMINION FREIGHT LINE IN	COM	679580100	2,826	16	SH		DFND	188	16	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	34,181	587	SH		DFND	496	0	0	587
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,287	66	SH		DFND	831	0	0	66
DEERE & CO	COM	244199105	8,967	24	SH		DFND	940	0	0	24
ISHARES TR	CORE S&P500 ETF	464287200	71,140	130	SH		DFND	821	0	0	130
RTX CORPORATION	COM	75513E101	13,051	130	SH		DFND	154	0	0	130
BRIGHTHOUSE FINL INC	COM	10922N103	1,040	24	SH		DFND	695	0	0	24
SIMPSON MFG INC	COM	829073105	2,195,748	13,029	SH		SOLE		19	0	13,010
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,768	42	SH		DFND	591	0	0	42
HALEON PLC	SPON ADS	405552100	36,294	4,394	SH		DFND	675	0	0	4,394
ALPHA METALLURGICAL RESOUR I	COM	020764106	22,162	79	SH		DFND	661	0	0	79
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,762	93	SH		DFND	266	0	0	93
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,548	17	SH		DFND	325	0	0	17
ZOETIS INC	CL A	98978V103	18,203	105	SH		DFND	406	0	0	105
ISHARES TR	SELECT DIVID ETF	464287168	6,412	53	SH		DFND	255	0	0	53
ISHARES TR	SHRT NAT MUN ETF	464288158	2,614	25	SH		DFND	347	0	0	25
TEXAS INSTRS INC	COM	882508104	11,672	60	SH		DFND	284	60	0	0
ADVANCED DRAIN SYS INC DEL	COM	00790R104	962	6	SH		DFND	697	0	0	6
INVESCO EXCH TRADED FD TR II	NASDAQNXTGEN100	46138G631	413,421	14,834	SH		SOLE		0	0	14,834
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,878	38	SH		DFND	471	0	0	38
ISHARES TR	CORE US AGGBD ET	464287226	166,669	1,717	SH		DFND	699	1,717	0	0
FERGUSON PLC NEW	SHS	G3421J106	11,813	61	SH		DFND	916	0	0	61
PFIZER INC	COM	717081103	6,771	242	SH		DFND	154	0	0	242
MOTOROLA SOLUTIONS INC	COM NEW	620076307	16,214	42	SH		DFND	916	0	0	42
HERSHEY CO	COM	427866108	2,022	11	SH		DFND	188	11	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,901	193	SH		DFND	618	0	0	193
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	15,880	177	SH		DFND	234	0	0	177
UNITED NAT FOODS INC	COM	911163103	1,140	87	SH		DFND	965	0	0	87
BROADCOM INC	COM	11135F101	11,239	7	SH		DFND	665	0	0	7
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	1,743	49	SH		DFND	167	0	0	49
CONAGRA BRANDS INC	COM	205887102	38,367	1,350	SH		DFND	1	0	0	1,350
ISHARES TR	MSCI EMG MKT ETF	464287234	17,036	400	SH		DFND	569	0	0	400
SALESFORCE INC	COM	79466L302	14,141	55	SH		DFND	736	0	0	55
HUMANA INC	COM	444859102	2,616	7	SH		DFND	493	0	0	7
VANGUARD INDEX FDS	GROWTH ETF	922908736	89,388	239	SH		DFND	887	0	0	239
ISHARES INC	CORE MSCI EMKT	46434G103	488,147	9,119	SH		DFND	190	0	0	9,119
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	150,824	2,604	SH		DFND	235	0	0	2,604
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	3,785	65	SH		DFND	848	0	0	65
HANOVER INS GROUP INC	COM	410867105	502	4	SH		DFND	713	4	0	0
ANAVEX LIFE SCIENCES CORP	COM NEW	032797300	109,133	25,861	SH		SOLE		0	0	25,861
MACYS INC	COM	55616P104	1,210	63	SH		DFND	969	0	0	63
BIOGEN INC	COM	09062X103	695	3	SH		DFND	713	3	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	13,617	189	SH		DFND	847	0	0	189
LAUDER ESTEE COS INC	CL A	518439104	213	2	SH		DFND	951	0	0	2
REDFIN CORP	COM	75737F108	3,005	500	SH		DFND	790	0	0	500
SCHWAB STRATEGIC TR	US REIT ETF	808524847	13,699	686	SH		DFND	391	0	0	686
REALTY INCOME CORP	COM	756109104	24,297	460	SH		DFND	916	0	0	460
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	51,847	619	SH		DFND	135	619	0	0
JOHNSON & JOHNSON	COM	478160104	8,623	59	SH		DFND	951	0	0	59
NVIDIA CORPORATION	COM	67066G104	9,883	80	SH		DFND	577	0	0	80
HERC HLDGS INC	COM	42704L104	48,651	365	SH		DFND	675	0	0	365
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	28,114	542	SH		DFND	690	0	0	542
DELTA AIR LINES INC DEL	COM NEW	247361702	7,686,365	162,023	SH		SOLE		48	0	161,975
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	62,015	1,065	SH		DFND	585	0	0	1,065
TJX COS INC NEW	COM	872540109	11,010	100	SH		DFND	534	0	0	100
MOTOROLA SOLUTIONS INC	COM NEW	620076307	772	2	SH		DFND	695	0	0	2
BAKER HUGHES COMPANY	CL A	05722G100	457	13	SH		DFND	713	13	0	0
TRUIST FINL CORP	COM	89832Q109	24,903	641	SH		DFND	400	0	0	641
COMCAST CORP NEW	CL A	20030N101	125,312	3,200	SH		DFND	480	0	0	3,200
SONY GROUP CORP	SPONSORED ADR	835699307	2,888	34	SH		DFND	790	0	0	34
HUNTSMAN CORP	COM	447011107	542,274	23,815	SH		SOLE		5	0	23,810
FIRST TR EXCHANGE TRAD FD VI	FST TR GLB FD	33739H101	421,475	17,628	SH		SOLE		0	0	17,628
ISHARES TR	CORE US AGGBD ET	464287226	346,443	3,569	SH		DFND	153	0	0	3,569
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	20,063	75	SH		DFND	729	75	0	0
ISHARES TR	SHORT TREAS BD	464288679	7,625	69	SH		DFND	844	0	0	69
ISHARES TR	CORE US AGGBD ET	464287226	12,231	126	SH		DFND	474	0	0	126
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,590	31	SH		DFND	620	0	0	31
COMMERCE BANCSHARES INC	COM	200525103	14,217,078	254,878	SH		SOLE		8	0	254,870
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	126,100	3,283	SH		DFND	103	0	0	3,283
LOWES COS INC	COM	548661107	1,102,300	5,000	SH		DFND	507	0	0	5,000
CAMPBELL SOUP CO	COM	134429109	407	9	SH		DFND	600	0	0	9
SEMPRA	COM	816851109	685	9	SH		DFND	713	9	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	24,618	308	SH		DFND	163	0	0	308
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	8,851	152	SH		DFND	941	0	0	152
ORIX CORP	SPONSORED ADR	686330101	3,673	33	SH		DFND	189	33	0	0
EXLSERVICE HOLDINGS INC	COM	302081104	5,958	190	SH		DFND	791	190	0	0
PRICESMART INC	COM	741511109	601,048	7,402	SH		SOLE		0	0	7,402
SCHWAB CHARLES CORP	COM	808513105	42	1	SH		DFND	290	0	0	1
LEGG MASON ETF INVT	CLEARBRIDEG LR	524682200	357,879	5,126	SH		SOLE		0	0	5,126
GENPACT LIMITED	SHS	G3922B107	824,522	25,614	SH		SOLE		43	0	25,571
AIR TRANSPORT SERVICES GRP I	COM	00922R105	472	34	SH		DFND	951	0	0	34
RYDER SYS INC	COM	783549108	185,820	1,500	SH		DFND	830	1,500	0	0
MARATHON PETE CORP	COM	56585A102	10,929	63	SH		DFND	737	0	0	63
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	419,861	1,682	SH		DFND	815	0	0	1,682
VANGUARD INDEX FDS	MID CAP ETF	922908629	435,780	1,800	SH		DFND	240	0	0	1,800
TOYOTA MOTOR CORP	ADS	892331307	3,280	16	SH		DFND	965	0	0	16
ALARM COM HLDGS INC	COM	011642105	1,589	25	SH		DFND	810	0	0	25
CME GROUP INC	COM	12572Q105	1,769	9	SH		DFND	268	0	0	9
VANGUARD INDEX FDS	SMALL CP ETF	922908751	7,817	36	SH		DFND	308	0	0	36
MERCK & CO INC	COM	58933Y105	14,485	117	SH		DFND	970	0	0	117
PHILLIPS 66	COM	718546104	56,468	400	SH		DFND	568	0	0	400
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	5,994	447	SH		DFND	189	447	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,737	47	SH		DFND	262	0	0	47
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	35,636	946	SH		DFND	393	0	0	946
GRUPO AEROPUERTO DEL PACIFIC	SPON ADR B	400506101	467	3	SH		DFND	810	0	0	3
GE AEROSPACE	COM NEW	369604301	8,425	53	SH		DFND	970	0	0	53
AVERY DENNISON CORP	COM	053611109	656	3	SH		DFND	695	0	0	3
FERGUSON PLC NEW	SHS	G3421J106	1,356	7	SH		DFND	665	0	0	7
ISHARES TR	RUS MID CAP ETF	464287499	20,756	256	SH		DFND	842	256	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	46,446	1,324	SH		DFND	265	0	0	1,324
EQUIFAX INC	COM	294429105	1,940	8	SH		DFND	816	0	0	8
ALGONQUIN PWR UTILS CORP	COM	015857105	4,940	843	SH		DFND	791	843	0	0
ENCORE CAP GROUP INC	COM	292554102	501	12	SH		DFND	903	0	0	12
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	59,278	865	SH		DFND	871	0	0	865
AUTOZONE INC	COM	053332102	2,964	1	SH		DFND	665	0	0	1
MCDONALDS CORP	COM	580135101	65,494	257	SH		DFND	820	0	0	257
ISHARES TR	MORNINGSTAR VALU	464288109	346,658	4,542	SH		SOLE		0	0	4,542
BANK AMERICA CORP	COM	060505104	73,455	1,847	SH		DFND	661	0	0	1,847
INVESCO QQQ TR	UNIT SER 1	46090E103	147	700	SH	Put	SOLE		0	0	700
SHERWIN WILLIAMS CO	COM	824348106	1,791	6	SH		DFND	665	0	0	6
TRUIST FINL CORP	COM	89832Q109	2,409	62	SH		DFND	695	0	0	62
WESTLAKE CORPORATION	COM	960413102	829,529	5,728	SH		SOLE		4	0	5,724
BOYD GAMING CORP	COM	103304101	436,892	7,929	SH		SOLE		27	0	7,902
ISHARES TR	NATIONAL MUN ETF	464288414	68,831	646	SH		DFND	488	0	0	646
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	876,624	18,244	SH		SOLE		0	0	18,244
PFIZER INC	COM	717081103	7,918	283	SH		DFND	374	0	0	283
GOLDMAN SACHS GROUP INC	COM	38141G104	32,728,608	72,357	SH		SOLE		167	0	72,190
ATKORE INC	COM	047649108	5,397	40	SH		DFND	792	40	0	0
AMAZON COM INC	COM	023135106	143,392	742	SH		DFND	791	742	0	0
ISHARES TR	CORE S&P500 ETF	464287200	10,397	19	SH		DFND	648	0	0	19
GRUPO AEROPORTUARIO DEL SURE	SPON ADR SER B	40051E202	15,875	53	SH		DFND	790	0	0	53
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,238	28	SH		DFND	863	28	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	6,773	94	SH		DFND	542	0	0	94
DOW INC	COM	260557103	1,326	25	SH		DFND	783	0	0	25
THERMO FISHER SCIENTIFIC INC	COM	883556102	12,719	23	SH		DFND	820	0	0	23
ISHARES TR	CORE MSCI EAFE	46432F842	237,823	3,274	SH		DFND	853	0	0	3,274
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,972	100	SH		DFND	421	0	0	100
ISHARES INC	EM MKTS DIV ETF	464286319	27,979,919	1,029,430	SH		SOLE		0	0	1,029,430
ISHARES TR	NATIONAL MUN ETF	464288414	10,442	98	SH		DFND	469	98	0	0
PHILLIPS 66	COM	718546104	1,034,494	7,328	SH		DFND	1	0	0	7,328
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	14,558	283	SH		DFND	391	0	0	283
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	718,901	21,858	SH		SOLE		0	0	21,858
OREILLY AUTOMOTIVE INC	COM	67103H107	2,112	2	SH		DFND	713	2	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	6,952	83	SH		DFND	264	0	0	83
LINCOLN NATL CORP IND	COM	534187109	2,550	82	SH		DFND	969	0	0	82
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	780,614	15,578	SH		DFND	400	0	0	15,578
SAREPTA THERAPEUTICS INC	COM	803607100	8,690	55	SH		DFND	791	55	0	0
MGM RESORTS INTERNATIONAL	COM	552953101	400	9	SH		DFND	903	0	0	9
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,089	13	SH		DFND	246	0	0	13
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,038,782,716	27,044,590	SH		SOLE		49,775	0	26,994,815
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	718	8	SH		DFND	495	0	0	8
ANTERO MIDSTREAM CORP	COM	03676B102	766	52	SH		DFND	695	0	0	52
INGERSOLL RAND INC	COM	45687V106	1,363	15	SH		DFND	737	0	0	15
PETCO HEALTH & WELLNESS CO I	COM	71601V105	24,891	6,585	SH		DFND	916	0	0	6,585
ARK ETF TR	FINTECH INNOVA	00214Q708	302,859	10,871	SH		SOLE		0	0	10,871
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	353,452	7,152	SH		DFND	538	0	0	7,152
NOVARTIS AG	SPONSORED ADR	66987V109	2,342	22	SH		DFND	951	0	0	22
LKQ CORP	COM	501889208	791,436	19,029	SH		SOLE		11	0	19,018
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	176,824	661	SH		DFND	236	0	0	661
GOLDMAN SACHS GROUP INC	COM	38141G104	4,523	10	SH		DFND	816	0	0	10
KEURIG DR PEPPER INC	COM	49271V100	25,050	750	SH		DFND	517	0	0	750
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	12,397	241	SH		DFND	75	0	0	241
GUARDANT HEALTH INC	COM	40131M109	433	15	SH		DFND	951	0	0	15
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	45,181	181	SH		DFND	397	0	0	181
NORDSON CORP	COM	655663102	1,160	5	SH		DFND	600	0	0	5
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	29,468	409	SH		DFND	504	0	0	409
EATON CORP PLC	SHS	G29183103	12,542	40	SH		DFND	805	0	0	40
SPDR SER TR	PORTFOLIO SHORT	78464A474	13,098	441	SH		DFND	564	0	0	441
LOWES COS INC	COM	548661107	2,205	10	SH		DFND	810	0	0	10
ISHARES TR	SELECT DIVID ETF	464287168	33,149	274	SH		DFND	400	0	0	274
ADIENT PLC	ORD SHS	G0084W101	358,468	14,507	SH		SOLE		68	0	14,439
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	128,394	2,496	SH		DFND	103	0	0	2,496
TERRENO RLTY CORP	COM	88146M101	283,886	4,797	SH		SOLE		10	0	4,787
SPDR SER TR	PORTFOLIO S&P400	78464A847	11,337	221	SH		DFND	247	0	0	221
LANTHEUS HLDGS INC	COM	516544103	1,285	16	SH		DFND	816	0	0	16
HP INC	COM	40434L105	2,381	68	SH		DFND	736	0	0	68
PFIZER INC	COM	717081103	2,126	76	SH		DFND	810	0	0	76
SPDR SER TR	PORTFOLIO S&P400	78464A847	25,034	488	SH		DFND	95	0	0	488
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,664,860	3,059	SH		DFND	375	0	0	3,059
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	654,124	14,948	SH		DFND	480	0	0	14,948
MICROSOFT CORP	COM	594918104	224,369	502	SH		DFND	36	0	0	502
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	16,249	194	SH		DFND	503	0	0	194
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	684	5	SH		DFND	965	0	0	5
INTERNATIONAL SEAWAYS INC	COM	Y41053102	279,448	4,726	SH		SOLE		13	0	4,713
ISHARES TR	CORE US AGGBD ET	464287226	6,989	72	SH		DFND	259	0	0	72
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	2,678	981	SH		DFND	627	0	0	981
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	1,545	5	SH		DFND	810	0	0	5
ISHARES TR	NATIONAL MUN ETF	464288414	20,564	193	SH		DFND	288	193	0	0
REGIONS FINANCIAL CORP NEW	COM	7591EP100	20	1	SH		DFND	476	0	0	1
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	471,053	5,804	SH		SOLE		0	0	5,804
REPUBLIC SVCS INC	COM	760759100	2,915	15	SH		DFND	697	0	0	15
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	321,343	4,460	SH		DFND	489	0	0	4,460
TARGA RES CORP	COM	87612G101	15,196	118	SH		DFND	916	0	0	118
SPDR SER TR	PORTFOLIO S&P600	78468R853	12,625	304	SH		DFND	724	0	0	304
FARMERS NATIONAL BANC CORP	COM	309627107	310,492	24,859	SH		SOLE		0	0	24,859
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	43,710	1,246	SH		DFND	262	0	0	1,246
COMMERCE BANCSHARES INC	COM	200525103	3,626	65	SH		DFND	493	0	0	65
INGLES MKTS INC	CL A	457030104	4,597	67	SH		DFND	792	67	0	0
ENBRIDGE INC	COM	29250N105	97,161	2,730	SH		DFND	1	0	0	2,730
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	10,227	10	SH		DFND	665	0	0	10
ALCON AG	ORD SHS	H01301128	1,782	20	SH		DFND	627	0	0	20
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,773	210	SH		DFND	71	0	0	210
SMUCKER J M CO	COM NEW	832696405	545	5	SH		DFND	810	0	0	5
API GROUP CORP	COM STK	00187Y100	10,085	268	SH		DFND	791	268	0	0
PPL CORP	COM	69351T106	1,134	41	SH		DFND	600	0	0	41
ARGENX SE	SPONSORED ADR	04016X101	1,469,017	3,416	SH		SOLE		19	0	3,397
AMAZON COM INC	COM	023135106	57,395	297	SH		DFND	399	297	0	0
ELEVANCE HEALTH INC	COM	036752103	22,758	42	SH		DFND	820	0	0	42
AMERICAN EAGLE OUTFITTERS IN	COM	02553E106	1,058	53	SH		DFND	810	0	0	53
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,053	47	SH		DFND	663	0	0	47
GABELLI UTIL TR	COM	36240A101	348,793	58,918	SH		SOLE		0	0	58,918
HP INC	COM	40434L105	2,276	65	SH		DFND	493	0	0	65
EXXON MOBIL CORP	COM	30231G102	105,565	917	SH		DFND	661	0	0	917
FIRST MID ILL BANCSHARES INC	COM	320866106	756	23	SH		DFND	903	0	0	23
APPLIED MATLS INC	COM	038222105	15,811	67	SH		DFND	737	0	0	67
SPDR SER TR	PORTFOLIO S&P500	78464A854	12,992	203	SH		DFND	896	0	0	203
CLEVELAND-CLIFFS INC NEW	COM	185899101	262	17	SH		DFND	600	0	0	17
DISCOVER FINL SVCS	COM	254709108	17,790	136	SH		DFND	790	0	0	136
ISHARES INC	CORE MSCI EMKT	46434G103	2,516	47	SH		DFND	255	0	0	47
AMETEK INC	COM	031100100	2,167	13	SH		DFND	969	0	0	13
ROSS STORES INC	COM	778296103	10,172	70	SH		DFND	791	70	0	0
LOGITECH INTL S A	SHS	H50430232	969	10	SH		DFND	189	10	0	0
ALARM COM HLDGS INC	COM	011642105	1,066,837	16,790	SH		SOLE		19	0	16,771
VANGUARD INDEX FDS	GROWTH ETF	922908736	261,807	700	SH		DFND	439	0	0	700
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	383,911	6,390	SH		DFND	417	0	0	6,390
ISHARES TR	CORE MSCI EAFE	46432F842	5,375	74	SH		DFND	473	0	0	74
SAP SE	SPON ADR	803054204	15,951,058	79,079	SH		SOLE		798	0	78,281
TANGER INC	COM	875465106	228,212	8,418	SH		SOLE		13	0	8,405
ABBOTT LABS	COM	002824100	17,457	168	SH		DFND	805	0	0	168
SPDR SER TR	PORTFOLIO S&P400	78464A847	30,318	591	SH		DFND	483	0	0	591
AMERICAN FINL GROUP INC OHIO	COM	025932104	49,208	400	SH		DFND	1	0	0	400
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	12,740	142	SH		DFND	807	0	0	142
CVS HEALTH CORP	COM	126650100	768	13	SH		DFND	903	0	0	13
DR REDDYS LABS LTD	ADR	256135203	5,638	74	SH		DFND	816	0	0	74
STRYKER CORPORATION	COM	863667101	9,187	27	SH		DFND	736	0	0	27
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	152,268	610	SH		DFND	334	0	0	610
REVVITY INC	COM	714046109	1,153	11	SH		DFND	695	0	0	11
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	3,888	54	SH		DFND	665	0	0	54
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	55,910	209	SH		DFND	820	0	0	209
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,513	21	SH		DFND	426	0	0	21
MARRIOTT VACATIONS WORLDWIDE	COM	57164Y107	1,048	12	SH		DFND	697	0	0	12
ISHARES TR	CORE S&P TTL STK	464287150	69,961	589	SH		DFND	339	0	0	589
HILTON WORLDWIDE HLDGS INC	COM	43300A203	13,747	63	SH		DFND	916	0	0	63
TRANE TECHNOLOGIES PLC	SHS	G8994E103	23,025	70	SH		DFND	280	0	0	70
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	13,376	50	SH		DFND	96	0	0	50
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	8,502	146	SH		DFND	664	0	0	146
SERVICE CORP INTL	COM	817565104	996	14	SH		DFND	970	0	0	14
ARISTA NETWORKS INC	COM	040413106	5,608	16	SH		DFND	736	0	0	16
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,214,261	44,188	SH		DFND	644	0	0	44,188
HILTON WORLDWIDE HLDGS INC	COM	43300A203	10,910	50	SH		DFND	792	50	0	0
SPDR GOLD TR	GOLD SHS	78463V107	43,002	200	SH		DFND	899	0	0	200
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	132,322	3,772	SH		DFND	490	0	0	3,772
WABTEC	COM	929740108	1,422	9	SH		DFND	816	0	0	9
GALLAGHER ARTHUR J & CO	COM	363576109	3,112	12	SH		DFND	970	0	0	12
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	122,563	491	SH		DFND	204	0	0	491
SPDR SER TR	PORTFOLIO S&P400	78464A847	189,143	3,687	SH		DFND	905	0	0	3,687
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	29,153	759	SH		DFND	715	0	0	759
ISHARES INC	CORE MSCI EMKT	46434G103	2,784	52	SH		DFND	113	0	0	52
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	52,760	1,504	SH		DFND	483	0	0	1,504
WELLS FARGO CO NEW	COM	949746101	27,022	455	SH		DFND	707	0	0	455
SPDR S&P 500 ETF TR	TR UNIT	78462F103	237,824	437	SH		DFND	514	0	0	437
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	2,012	150	SH		DFND	816	0	0	150
HUNTINGTON BANCSHARES INC	COM	446150104	461	35	SH		DFND	903	0	0	35
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,672	135	SH		DFND	634	0	0	135
ROBERT HALF INC.	COM	770323103	448	7	SH		DFND	697	0	0	7
HELEN OF TROY LTD	COM	G4388N106	5,245,653	56,563	SH		SOLE		0	0	56,563
APPLE INC	COM	037833100	105,310	500	SH		DFND	535	0	0	500
SERVICENOW INC	COM	81762P102	48,774	62	SH		DFND	916	0	0	62
DELL TECHNOLOGIES INC	CL C	24703L202	11,171	81	SH		DFND	493	0	0	81
WARNER BROS DISCOVERY INC	COM SER A	934423104	126	17	SH		DFND	955	0	0	17
MONSTER BEVERAGE CORP NEW	COM	61174X109	2,198	44	SH		DFND	737	0	0	44
FIRSTSERVICE CORP NEW	COM	33767E202	641,782	4,212	SH		SOLE		9	0	4,203
SCHWAB STRATEGIC TR	US REIT ETF	808524847	46,770	2,342	SH		DFND	664	0	0	2,342
GENERAL MTRS CO	COM	37045V100	4,600	99	SH		DFND	665	0	0	99
DOORDASH INC	CL A	25809K105	7,539,370	69,308	SH		SOLE		42	0	69,266
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	96,347	1,873	SH		DFND	243	0	0	1,873
FEDEX CORP	COM	31428X106	1,199	4	SH		DFND	965	0	0	4
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	28,001	729	SH		DFND	799	0	0	729
SIMON PPTY GROUP INC NEW	COM	828806109	2,884	19	SH		DFND	713	19	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	824,874	31,057	SH		DFND	417	0	0	31,057
UNITED PARCEL SERVICE INC	CL B	911312106	43	0	SH		DFND	290	0	0	0
WESTERN DIGITAL CORP.	COM	958102105	1,364	18	SH		DFND	188	18	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	59,202	815	SH		DFND	432	0	0	815
OPTION CARE HEALTH INC	COM NEW	68404L201	1,274	46	SH		DFND	816	0	0	46
ABBVIE INC	COM	00287Y109	710,779	4,144	SH		DFND	1	0	0	4,144
ADVANCE AUTO PARTS INC	COM	00751Y106	570	9	SH		DFND	600	0	0	9
ROCKWELL AUTOMATION INC	COM	773903109	1,927	7	SH		DFND	737	0	0	7
D R HORTON INC	COM	23331A109	1,268	9	SH		DFND	737	0	0	9
ROCKWELL AUTOMATION INC	COM	773903109	1,927	7	SH		DFND	713	7	0	0
AIR PRODS & CHEMS INC	COM	009158106	1,548	6	SH		DFND	969	0	0	6
MADISON SQUARE GRDN SPRT COR	CL A	55825T103	3,386	18	SH		DFND	790	0	0	18
MONDELEZ INTL INC	CL A	609207105	21,027,685	321,328	SH		SOLE		265	0	321,063
ENPHASE ENERGY INC	COM	29355A107	698	7	SH		DFND	965	0	0	7
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	473	0	0	25
AMGEN INC	COM	031162100	4,062	13	SH		DFND	697	0	0	13
CINTAS CORP	COM	172908105	2,101	3	SH		DFND	665	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	18,789	351	SH		DFND	250	0	0	351
ENERGIZER HLDGS INC NEW	COM	29272W109	1,507	51	SH		DFND	951	0	0	51
BECTON DICKINSON & CO	COM	075887109	4,674	20	SH		DFND	792	20	0	0
GROWGENERATION CORP	COM	39986L109	21,674	10,081	SH		SOLE		0	0	10,081
ASTRAZENECA PLC	SPONSORED ADR	046353108	10,919	140	SH		DFND	154	0	0	140
VERISIGN INC	COM	92343E102	889	5	SH		DFND	810	0	0	5
GE AEROSPACE	COM NEW	369604301	3,179	20	SH		DFND	951	0	0	20
WP CAREY INC	COM	92936U109	661	12	SH		DFND	665	0	0	12
ARCHER DANIELS MIDLAND CO	COM	039483102	3,023	50	SH		DFND	790	0	0	50
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	27,507	55	SH		DFND	863	55	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	63,968	145	SH		DFND	675	0	0	145
APPLE INC	COM	037833100	27,802	132	SH		DFND	493	0	0	132
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	123,587	3,523	SH		DFND	520	0	0	3,523
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	2,263	65	SH		DFND	665	0	0	65
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	25,146	94	SH		DFND	52	0	0	94
ISHARES TR	RUS TP200 GR ETF	464289438	2,145,682	10,002	SH		SOLE		0	0	10,002
ISHARES TR	CORE MSCI INTL	46435G326	549,866	8,377	SH		DFND	102	0	0	8,377
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	24,611	92	SH		DFND	311	0	0	92
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	167,753	4,782	SH		DFND	299	0	0	4,782
EXTRA SPACE STORAGE INC	COM	30225T102	622	4	SH		DFND	405	0	0	4
COGENT BIOSCIENCES INC	COM	19240Q201	93,168	11,052	SH		SOLE		97	0	10,955
ISHARES TR	3 7 YR TREAS BD	464288661	9,815	85	SH		DFND	34	0	0	85
NORTHERN TR CORP	COM	665859104	58,786	700	SH		DFND	1	0	0	700
CHURCH & DWIGHT CO INC	COM	171340102	10,575	102	SH		DFND	790	0	0	102
HANESBRANDS INC	COM	410345102	369,799	75,010	SH		DFND	1	0	0	75,010
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	415,523	11,845	SH		DFND	440	0	0	11,845
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	39,091	791	SH		DFND	96	0	0	791
AFLAC INC	COM	001055102	58,409	654	SH		DFND	916	0	0	654
DOMINOS PIZZA INC	COM	25754A201	1,549	3	SH		DFND	737	0	0	3
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	40,684	509	SH		DFND	19	0	0	509
ABBOTT LABS	COM	002824100	6,650	64	SH		DFND	969	0	0	64
ILLINOIS TOOL WKS INC	COM	452308109	41,468	175	SH		DFND	159	0	0	175
SOUTHERN COPPER CORP	COM	84265V105	970	9	SH		DFND	951	0	0	9
STARBUCKS CORP	COM	855244109	29,739	382	SH		DFND	154	0	0	382
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	28,706	115	SH		DFND	598	0	0	115
LIBERTY ENERGY INC	COM CL A	53115L104	353,062	16,901	SH		SOLE		0	0	16,901
ELI LILLY & CO	COM	532457108	19,013	21	SH		DFND	713	21	0	0
TEXAS INSTRS INC	COM	882508104	29,180	150	SH		DFND	534	0	0	150
JPMORGAN CHASE & CO.	COM	46625H100	19,417	96	SH		DFND	969	0	0	96
SPDR SER TR	PORTFOLIO S&P600	78468R853	302,505	7,284	SH		DFND	1	0	0	7,284
BOOKING HOLDINGS INC	COM	09857L108	15,846	4	SH		DFND	157	0	0	4
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	6,430	99	SH		DFND	431	0	0	99
TENARIS S A	SPONSORED ADS	88031M109	2,136	70	SH		DFND	189	70	0	0
NIKE INC	CL B	654106103	1,809	24	SH		DFND	665	0	0	24
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,675	10	SH		DFND	10	0	0	10
CIRRUS LOGIC INC	COM	172755100	511	4	SH		DFND	951	0	0	4
JPMORGAN CHASE & CO.	COM	46625H100	14,158	70	SH		DFND	376	0	0	70
NOVARTIS AG	SPONSORED ADR	66987V109	10,859	102	SH		DFND	627	0	0	102
ALPHABET INC	CAP STK CL C	02079K107	476,892	2,600	SH		DFND	853	0	0	2,600
VANGUARD INDEX FDS	MID CAP ETF	922908629	50,357	208	SH		DFND	496	0	0	208
HUNTINGTON BANCSHARES INC	COM	446150104	3,875	294	SH		DFND	969	0	0	294
FLEXSHARES TR	QLT DIV DEF IDX	33939L845	1,966,644	30,000	SH		SOLE		0	0	30,000
FEDERAL RLTY INVT TR NEW	SH BEN INT NEW	313745101	505	5	SH		DFND	493	0	0	5
ILLINOIS TOOL WKS INC	COM	452308109	3,554	15	SH		DFND	970	0	0	15
BROADCOM INC	COM	11135F101	19,266	12	SH		DFND	697	0	0	12
3M CO	COM	88579Y101	15,109,565	147,858	SH		SOLE		557	0	147,301
ZIONS BANCORPORATION N A	COM	989701107	1,344	31	SH		DFND	713	31	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	13,434	307	SH		DFND	496	0	0	307
CATERPILLAR INC	COM	149123101	137,237	412	SH		DFND	161	0	0	412
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	204,945	4,147	SH		DFND	385	0	0	4,147
VISA INC	COM CL A	92826C839	7,087	27	SH		DFND	149	0	0	27
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	15,198	261	SH		DFND	577	0	0	261
WEC ENERGY GROUP INC	COM	92939U106	11,769	150	SH		DFND	80	0	0	150
ELI LILLY & CO	COM	532457108	2,716	3	SH		DFND	577	0	0	3
MICROSOFT CORP	COM	594918104	28,605	64	SH		DFND	255	0	0	64
JOHNSON & JOHNSON	COM	478160104	3,800	26	SH		DFND	810	0	0	26
SPDR SER TR	PORTFOLIO INTRMD	78464A375	66,488	2,042	SH		DFND	65	0	0	2,042
CHARTER COMMUNICATIONS INC N	CL A	16119P108	3,142,175	10,510	SH		SOLE		22	0	10,488
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	24,006	625	SH		DFND	838	0	0	625
CENCORA INC	COM	03073E105	9,913	44	SH		DFND	792	44	0	0
LAM RESEARCH CORP	COM	512807108	8,519	8	SH		DFND	797	0	0	8
ISHARES TR	CORE MSCI INTL	46435G326	135,809	2,069	SH		DFND	779	0	0	2,069
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	1,178	6	SH		DFND	970	0	0	6
LANCASTER COLONY CORP	COM	513847103	1,323	7	SH		DFND	737	0	0	7
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	50,443	124	SH		DFND	190	0	0	124
CAMDEN PPTY TR	SH BEN INT	133131102	898,690	8,237	SH		SOLE		11	0	8,226
ISHARES TR	NATIONAL MUN ETF	464288414	393,596	3,694	SH		DFND	312	0	0	3,694
FASTENAL CO	COM	311900104	8,161,453	129,877	SH		SOLE		7	0	129,870
STARBUCKS CORP	COM	855244109	33,959,293	435,530	SH		SOLE		1,863	0	433,667
MCDONALDS CORP	COM	580135101	3,058	12	SH		DFND	665	0	0	12
GE VERNOVA INC	COM	36828A101	1,715	10	SH		DFND	695	0	0	10
SPDR SER TR	PORTFOLIO SHORT	78464A474	13,543	456	SH		DFND	535	0	0	456
COSTCO WHSL CORP NEW	COM	22160K105	19,550	23	SH		DFND	969	0	0	23
ISHARES INC	EM MKTS DIV ETF	464286319	34,029	1,252	SH		DFND	226	0	0	1,252
GILEAD SCIENCES INC	COM	375558103	1,441	21	SH		DFND	268	0	0	21
REPUBLIC SVCS INC	COM	760759100	13,604	70	SH		DFND	916	0	0	70
VALVOLINE INC	COM	92047W101	6,912	160	SH		DFND	685	0	0	160
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,103	11	SH		DFND	934	0	0	11
VANGUARD INDEX FDS	MID CAP ETF	922908629	226,848	937	SH		DFND	101	0	0	937
MICROSTRATEGY INC	CL A NEW	594972408	32,872	200	SH	Put	SOLE		0	0	200
SCHWAB STRATEGIC TR	US REIT ETF	808524847	22,287	1,116	SH		DFND	106	0	0	1,116
RAYMOND JAMES FINL INC	COM	754730109	6,304	51	SH		DFND	791	51	0	0
INVESCO ADVANTAGE MUN INCOME	SH BEN INT	46132E103	101,650	11,460	SH		SOLE		0	0	11,460
MCKESSON CORP	COM	58155Q103	1,752	3	SH		DFND	816	0	0	3
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	15,080	251	SH		DFND	58	0	0	251
UNITEDHEALTH GROUP INC	COM	91324P102	211,343	415	SH		DFND	675	0	0	415
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	14,442	376	SH		DFND	773	0	0	376
PROGRESSIVE CORP	COM	743315103	11,839	57	SH		DFND	791	57	0	0
SUPER MICRO COMPUTER INC	COM	86800U104	4,916	6	SH		DFND	965	0	0	6
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	473,334	12,320	SH		DFND	203	12,320	0	0
LIBERTY ALL STAR EQUITY FD	SH BEN INT	530158104	491,093	72,219	SH		SOLE		0	0	72,219
ARCH CAP GROUP LTD	ORD	G0450A105	1,110	11	SH		DFND	188	11	0	0
INVESCO EXCHANGE TRADED FD T	NASDAQ INTERNT	46137V530	477,539	11,630	SH		SOLE		0	0	11,630
PG&E CORP	COM	69331C108	402	23	SH		DFND	903	0	0	23
PHILIP MORRIS INTL INC	COM	718172109	912	9	SH		DFND	810	0	0	9
MASTERCARD INCORPORATED	CL A	57636Q104	17,646	40	SH		DFND	534	0	0	40
SPDR SER TR	PORTFOLIO SHORT	78464A474	323,700	10,899	SH		DFND	318	0	0	10,899
ATLASSIAN CORPORATION	CL A	049468101	354	2	SH		DFND	903	0	0	2
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	338,197	11,103	SH		SOLE		0	0	11,103
COCA COLA CO	COM	191216100	12,730	200	SH		DFND	570	0	0	200
KENNEDY-WILSON HOLDINGS INC	COM	489398107	8,340	858	SH		DFND	791	858	0	0
LITHIA MTRS INC	COM	536797103	757	3	SH		DFND	600	0	0	3
NVIDIA CORPORATION	COM	67066G104	74,124	600	SH		DFND	515	0	0	600
CDW CORP	COM	12514G108	2,686	12	SH		DFND	736	0	0	12
SYSCO CORP	COM	871829107	9,209	129	SH		DFND	790	0	0	129
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	29,877	576	SH		DFND	132	0	0	576
VERIZON COMMUNICATIONS INC	COM	92343V104	70,232	1,703	SH		DFND	675	0	0	1,703
PNC FINL SVCS GROUP INC	COM	693475105	777	5	SH		DFND	266	0	0	5
STARBUCKS CORP	COM	855244109	1,246	16	SH		DFND	665	0	0	16
ISHARES TR	NATIONAL MUN ETF	464288414	5,221	49	SH		DFND	52	0	0	49
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	27,662	68	SH		DFND	16	0	0	68
ORMAT TECHNOLOGIES INC	COM	686688102	844,822	11,783	SH		SOLE		112	0	11,671
KONINKLIJKE PHILIPS N V	NY REGIS SHS NEW	500472303	907	36	SH		DFND	600	0	0	36
OPENDOOR TECHNOLOGIES INC	COM	683712103	17,452	9,485	SH		DFND	675	0	0	9,485
LPL FINL HLDGS INC	COM	50212V100	12,848	46	SH		DFND	916	0	0	46
CLEARWAY ENERGY INC	CL C	18539C204	14,715	596	SH		DFND	661	0	0	596
NORFOLK SOUTHN CORP	COM	655844108	2,147	10	SH		DFND	695	0	0	10
MICROSOFT CORP	COM	594918104	30,840	69	SH		DFND	797	0	0	69
SUNRUN INC	COM	86771W105	747	63	SH		DFND	965	0	0	63
REXFORD INDL RLTY INC	COM	76169C100	7,045	158	SH		DFND	792	158	0	0
VISA INC	COM CL A	92826C839	262	1	SH		DFND	416	0	0	1
CISCO SYS INC	COM	17275R102	13,825	291	SH		DFND	538	0	0	291
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,693	33	SH		DFND	825	0	0	33
PARKER-HANNIFIN CORP	COM	701094104	1,012	2	SH		DFND	934	0	0	2
PLEXUS CORP	COM	729132100	28,581	277	SH		DFND	661	0	0	277
MICRON TECHNOLOGY INC	COM	595112103	17,362	132	SH		DFND	790	0	0	132
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,023,053	15,923	SH		DFND	385	0	0	15,923
SCHWAB STRATEGIC TR	US REIT ETF	808524847	27,199	1,362	SH		DFND	765	0	0	1,362
CHEVRON CORP NEW	COM	166764100	44,580	285	SH		DFND	779	0	0	285
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	29,993	928	SH		DFND	408	0	0	928
HSBC HLDGS PLC	SPON ADR NEW	404280406	50,460	1,160	SH		DFND	675	0	0	1,160
MGM RESORTS INTERNATIONAL	COM	552953101	3,822	86	SH		DFND	965	0	0	86
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	1,446	14	SH		DFND	665	0	0	14
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	16,374	200	SH	Call	SOLE		0	0	200
ABBOTT LABS	COM	002824100	70,451	678	SH		DFND	779	0	0	678
ISHARES TR	CORE US AGGBD ET	464287226	10,192	105	SH		DFND	426	0	0	105
NORTHROP GRUMMAN CORP	COM	666807102	3,924	9	SH		DFND	713	9	0	0
POLESTAR AUTOMOTIVE HLDG UK	ADS A	731105201	10,037	12,760	SH		SOLE		0	0	12,760
AMERICAN EXPRESS CO	COM	025816109	2,779	12	SH		DFND	965	0	0	12
PUBLIC STORAGE OPER CO	COM	74460D109	2,014	7	SH		DFND	969	0	0	7
SPDR SER TR	PORTFOLIO INTRMD	78464A375	192,820	5,922	SH		DFND	153	0	0	5,922
CORNING INC	COM	219350105	1,010	26	SH		DFND	970	0	0	26
BADGER METER INC	COM	056525108	2,003,832	10,753	SH		SOLE		24	0	10,729
OTIS WORLDWIDE CORP	COM	68902V107	258,266	2,683	SH		DFND	1	0	0	2,683
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	670	8	SH		DFND	471	0	0	8
BJS WHSL CLUB HLDGS INC	COM	05550J101	791,548	9,011	SH		SOLE		14	0	8,997
BOX INC	CL A	10316T104	394,326	14,914	SH		SOLE		19	0	14,895
RESIDEO TECHNOLOGIES INC	COM	76118Y104	235	12	SH		DFND	80	0	0	12
GLOBE LIFE INC	COM	37959E102	1,852,549	22,515	SH		SOLE		35	0	22,480
SENSIENT TECHNOLOGIES CORP	COM	81725T100	1,371,625	18,488	SH		SOLE		52	0	18,436
MONGODB INC	CL A	60937P106	3,742,741	14,973	SH		SOLE		15	0	14,958
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	107,576	2,800	SH		DFND	939	0	0	2,800
CHARTER COMMUNICATIONS INC N	CL A	16119P108	897	3	SH		DFND	665	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	334,991	6,258	SH		DFND	359	0	0	6,258
CATERPILLAR INC	COM	149123101	3,664	11	SH		DFND	713	11	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	61,835	2,082	SH		DFND	203	2,082	0	0
TOWNEBANK PORTSMOUTH VA	COM	89214P109	12,081	443	SH		DFND	790	0	0	443
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,950	85	SH		DFND	565	0	0	85
CME GROUP INC	COM	12572Q105	17,301	88	SH		DFND	1	0	0	88
VIATRIS INC	COM	92556V106	2,002,598	188,391	SH		SOLE		55	0	188,336
CONAGRA BRANDS INC	COM	205887102	10,203	359	SH		DFND	790	0	0	359
ISHARES TR	CORE MSCI INTL	46435G326	116,708	1,778	SH		DFND	941	0	0	1,778
ISHARES TR	3 7 YR TREAS BD	464288661	15,358	133	SH		DFND	560	0	0	133
KADANT INC	COM	48282T104	7,345	25	SH		DFND	791	25	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	70,191	838	SH		DFND	517	0	0	838
ISHARES TR	CORE US AGGBD ET	464287226	65,425	674	SH		DFND	208	0	0	674
COHEN & STEERS INC	COM	19247A100	1,306	18	SH		DFND	816	0	0	18
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	49,178	1,280	SH		DFND	240	0	0	1,280
BANK NOVA SCOTIA HALIFAX	COM	064149107	457	10	SH		DFND	951	0	0	10
KKR & CO INC	COM	48251W104	1,579	15	SH		DFND	695	0	0	15
HARTFORD FINL SVCS GROUP INC	COM	416515104	3,720	37	SH		DFND	951	0	0	37
ISHARES TR	CORE S&P500 ETF	464287200	277,993	508	SH		DFND	512	0	0	508
EBAY INC.	COM	278642103	1,343	25	SH		DFND	951	0	0	25
AT&T INC	COM	00206R102	38,220	2,000	SH		DFND	853	0	0	2,000
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	308,631	5,137	SH		DFND	743	0	0	5,137
CATERPILLAR INC	COM	149123101	9,660	29	SH		DFND	737	0	0	29
THERMO FISHER SCIENTIFIC INC	COM	883556102	12,719	23	SH		DFND	826	0	0	23
AMAZON COM INC	COM	023135106	11,209	58	SH		DFND	903	0	0	58
ISHARES TR	NATIONAL MUN ETF	464288414	36,760	345	SH		DFND	128	345	0	0
FABRINET	SHS	G3323L100	77,598	317	SH		DFND	675	0	0	317
PEARSON PLC	SPONSORED ADR	705015105	599	48	SH		DFND	951	0	0	48
SPDR SER TR	PORTFOLIO S&P500	78464A854	24,192	378	SH		DFND	454	0	0	378
WALMART INC	COM	931142103	1,354	20	SH		DFND	934	0	0	20
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	27,758	315	SH		DFND	675	0	0	315
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,602	43	SH		DFND	56	0	0	43
ISHARES INC	CORE MSCI EMKT	46434G103	5,032	94	SH		DFND	409	0	0	94
TESLA INC	COM	88160R101	44,523	225	SH		DFND	42	0	0	225
VANGUARD INDEX FDS	MID CAP ETF	922908629	24,210	100	SH		DFND	852	100	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	81,017	903	SH		DFND	339	0	0	903
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	2,455,413	54,084	SH		SOLE		0	0	54,084
BRISTOL-MYERS SQUIBB CO	COM	110122108	21,070,576	507,358	SH		SOLE		412	0	506,946
MCKESSON CORP	COM	58155Q103	84	500	SH	Put	SOLE		0	0	500
DOLLAR GEN CORP NEW	COM	256677105	41,917	317	SH		DFND	675	0	0	317
PROCTER AND GAMBLE CO	COM	742718109	1,154	7	SH		DFND	934	0	0	7
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	21,967	54	SH		DFND	695	0	0	54
DISNEY WALT CO	COM	254687106	13,404	135	SH		DFND	627	0	0	135
SPDR SER TR	PORTFOLIO S&P400	78464A847	230,388	4,491	SH		DFND	152	0	0	4,491
ISHARES TR	S&P MC 400GR ETF	464287606	2,820	32	SH		DFND	262	0	0	32
ISHARES TR	3 7 YR TREAS BD	464288661	8,545	74	SH		DFND	85	0	0	74
PELOTON INTERACTIVE INC	CL A COM	70614W100	82,191	24,317	SH		SOLE		0	0	24,317
MORGAN STANLEY	COM NEW	617446448	25,269	260	SH		DFND	280	0	0	260
CANADIAN NATL RY CO	COM	136375102	6,733	57	SH		DFND	792	57	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	10,560	101	SH		DFND	102	0	0	101
MICROSOFT CORP	COM	594918104	63,467	142	SH		DFND	217	0	0	142
FEDERAL RLTY INVT TR NEW	SH BEN INT NEW	313745101	1,010	10	SH		DFND	737	0	0	10
MANULIFE FINL CORP	COM	56501R106	7,108	267	SH		DFND	797	0	0	267
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	30,933	387	SH		DFND	547	0	0	387
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	4,517	33	SH		DFND	970	0	0	33
PFIZER INC	COM	717081103	4,952	177	SH		DFND	40	0	0	177
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,189	62	SH		DFND	686	62	0	0
PEAPACK-GLADSTONE FINL CORP	COM	704699107	1,948	86	SH		DFND	816	0	0	86
LIVE NATION ENTERTAINMENT IN	COM	538034109	2,666,997	28,451	SH		SOLE		61	0	28,390
ISHARES INC	CORE MSCI EMKT	46434G103	1,231	23	SH		DFND	533	0	0	23
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	128,034	2,489	SH		DFND	101	0	0	2,489
CAPITAL GROUP DIVIDEND VALUE	SHS CREATION UNI	14020W106	681,540	20,653	SH		SOLE		0	0	20,653
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	4,671	124	SH		DFND	420	124	0	0
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	11,008	1,241	SH		DFND	916	0	0	1,241
NUVEEN PFD & INCOME OPPORTUN	COM	67073B106	93,114	12,465	SH		SOLE		0	0	12,465
NOVA LTD	COM	M7516K103	836,569	3,567	SH		SOLE		0	0	3,567
ROSS STORES INC	COM	778296103	436	3	SH		DFND	903	0	0	3
ROPER TECHNOLOGIES INC	COM	776696106	2,818	5	SH		DFND	969	0	0	5
ARISTA NETWORKS INC	COM	040413106	2,777,204	7,924	SH		DFND	1	0	0	7,924
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,755	73	SH		DFND	454	0	0	73
UWM HOLDINGS CORPORATION	COM CL A	91823B109	235,073	33,921	SH		SOLE		118	0	33,803
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	12,330	2,915	SH		DFND	916	0	0	2,915
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	46,438	1,209	SH		DFND	521	0	0	1,209
FIRSTSERVICE CORP NEW	COM	33767E202	914	6	SH		DFND	665	0	0	6
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	101,756	2,059	SH		DFND	52	0	0	2,059
ALPHABET INC	CAP STK CL C	02079K107	249,705,907	1,361,389	SH		SOLE		961	0	1,360,428
ONESPAN INC	COM	68287N100	282,848	22,063	SH		SOLE		70	0	21,993
REVOLUTION MEDICINES INC	COM	76155X100	4,075	105	SH		DFND	790	0	0	105
APPLE INC	COM	037833100	105,310	500	SH		DFND	860	0	0	500
TALKSPACE INC	COM	87427V103	46,475	20,207	SH		SOLE		0	0	20,207
SPDR S&P 500 ETF TR	TR UNIT	78462F103	17,959	33	SH		DFND	153	0	0	33
BOSTON BEER INC	CL A	100557107	274,545	900	SH		DFND	1	0	0	900
SPDR SER TR	DJ REIT ETF	78464A607	53,998	580	SH		DFND	400	0	0	580
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,364	21	SH		DFND	895	0	0	21
CINEMARK HLDGS INC	COM	17243V102	254,489	11,771	SH		SOLE		18	0	11,753
WISDOMTREE TR	INTL LRGCAP DV	97717W794	51,379	1,013	SH		DFND	497	1,013	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	6,404	170	SH		DFND	441	0	0	170
CLEVELAND-CLIFFS INC NEW	COM	185899101	477	31	SH		DFND	951	0	0	31
GUIDEWIRE SOFTWARE INC	COM	40171V100	9,790	71	SH		DFND	792	71	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	47,944	798	SH		DFND	582	0	0	798
CROCS INC	COM	227046109	1,605	11	SH		DFND	713	11	0	0
AVIS BUDGET GROUP	COM	053774105	627	6	SH		DFND	965	0	0	6
BROADCOM INC	COM	11135F101	122,020	76	SH		DFND	826	0	0	76
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	431,887,517	3,641,547	SH		SOLE		0	0	3,641,547
CHIPOTLE MEXICAN GRILL INC	COM	169656105	6,265	100	SH		DFND	737	0	0	100
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	79,605	458	SH		DFND	791	458	0	0
NORTHFIELD BANCORP INC DEL	COM	66611T108	26,070	2,750	SH		DFND	661	0	0	2,750
MODERNA INC	COM	60770K107	2,494	21	SH		DFND	736	0	0	21
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	45,112	573	SH		DFND	661	0	0	573
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	45,909	1,060	SH		DFND	497	1,060	0	0
SPDR SER TR	S&P 600 SMCP GRW	78464A201	27,990	326	SH		DFND	743	0	0	326
PAYPAL HLDGS INC	COM	70450Y103	987	17	SH		DFND	665	0	0	17
APPLE HOSPITALITY REIT INC	COM NEW	03784Y200	76,335	5,250	SH		DFND	835	5,250	0	0
THOUGHTWORKS HOLDING INC	COM	88546E105	3,181	1,120	SH		DFND	790	0	0	1,120
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,408	9	SH		DFND	279	0	0	9
ISHARES TR	NATIONAL MUN ETF	464288414	60,627	569	SH		DFND	372	0	0	569
BRINKS CO	COM	109696104	1,228,453	11,997	SH		SOLE		37	0	11,960
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	43,745	927	SH		DFND	432	0	0	927
PALO ALTO NETWORKS INC	COM	697435105	2,373	7	SH		DFND	970	0	0	7
BOOKING HOLDINGS INC	COM	09857L108	7,923	2	SH		DFND	790	0	0	2
TURTLE BEACH CORP	COM NEW	900450206	151,574	10,570	SH		SOLE		0	0	10,570
WASTE MGMT INC DEL	COM	94106L109	2,987	14	SH		DFND	965	0	0	14
LOCKHEED MARTIN CORP	COM	539830109	21,954	47	SH		DFND	916	0	0	47
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	13,248	184	SH		DFND	792	184	0	0
TELEFONICA S A	SPONSORED ADR	879382208	46,702	11,093	SH		DFND	661	0	0	11,093
VNET GROUP INC	SPONSORED ADS A	90138A103	109,512	52,273	SH		SOLE		0	0	52,273
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	16,952	261	SH		DFND	530	0	0	261
TECHNIPFMC PLC	COM	G87110105	433,070	16,561	SH		SOLE		0	0	16,561
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	18,726	70	SH		DFND	32	70	0	0
CARPENTER TECHNOLOGY CORP	COM	144285103	548	5	SH		DFND	903	0	0	5
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,070	4	SH		DFND	846	0	0	4
IRIS ENERGY LTD	ORDINARY SHARES	Q4982L109	696,875	61,725	SH		SOLE		0	0	61,725
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	446,088	6,943	SH		DFND	298	0	0	6,943
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	133,653	1,855	SH		DFND	213	0	0	1,855
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	8,921	188	SH		DFND	82	0	0	188
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	148,739	4,240	SH		DFND	674	0	0	4,240
DUCKHORN PORTFOLIO INC	COM	26414D106	4,203	592	SH		DFND	792	592	0	0
FIRST TR EXCHANGE-TRADED FD	NASD TECH DIV	33738R118	43,807	579	SH		DFND	178	0	0	579
WERNER ENTERPRISES INC	COM	950755108	23,075	644	SH		DFND	675	0	0	644
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	11,046,119	681,018	SH		SOLE		0	0	681,018
ISHARES INC	CORE MSCI EMKT	46434G103	20,663	386	SH		DFND	797	0	0	386
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	329,879	10,590	SH		DFND	242	0	0	10,590
TELEPHONE & DATA SYS INC	COM NEW	879433829	477	23	SH		DFND	951	0	0	23
AES CORP	COM	00130H105	597	34	SH		DFND	600	0	0	34
SPDR SER TR	PORTFOLIO S&P500	78464A854	32,256	504	SH		DFND	686	504	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	91,260	3,436	SH		DFND	14	0	0	3,436
URANIUM ENERGY CORP	COM	916896103	445	74	SH		DFND	965	0	0	74
AMPHENOL CORP NEW	CL A	032095101	7,276	108	SH		DFND	736	0	0	108
CROWDSTRIKE HLDGS INC	CL A	22788C105	14,561	38	SH		DFND	792	38	0	0
GENERAL DYNAMICS CORP	COM	369550108	2,031	7	SH		DFND	713	7	0	0
ISHARES TR	CORE S&P500 ETF	464287200	27,909	51	SH		DFND	269	0	0	51
KB HOME	COM	48666K109	8,211	117	SH		DFND	792	117	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	44,864,538	198,314	SH		SOLE		0	0	198,314
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	47,643	793	SH		DFND	14	0	0	793
ISHARES TR	CORE S&P500 ETF	464287200	1,357,678	2,481	SH		DFND	322	0	0	2,481
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	159,306	4,229	SH		DFND	98	0	0	4,229
FEDEX CORP	COM	31428X106	129,531	432	SH		DFND	168	0	0	432
ENSTAR GROUP LIMITED	SHS	G3075P101	614,151	2,009	SH		SOLE		9	0	2,000
ISHARES TR	3 7 YR TREAS BD	464288661	39,722	344	SH		DFND	152	0	0	344
AMERICAN ELEC PWR CO INC	COM	025537101	3,334	38	SH		DFND	695	0	0	38
ELECTRONIC ARTS INC	COM	285512109	3,623	26	SH		DFND	797	0	0	26
UNITEDHEALTH GROUP INC	COM	91324P102	9,676	19	SH		DFND	187	0	0	19
PTC INC	COM	69370C100	1,272	7	SH		DFND	737	0	0	7
GENERAL MLS INC	COM	370334104	1,265	20	SH		DFND	737	0	0	20
WILLIAMS SONOMA INC	COM	969904101	2,259	8	SH		DFND	969	0	0	8
CONAGRA BRANDS INC	COM	205887102	398	14	SH		DFND	600	0	0	14
MONDELEZ INTL INC	CL A	609207105	65	1	SH		DFND	406	0	0	1
EBAY INC.	COM	278642103	1,289	24	SH		DFND	970	0	0	24
ISHARES TR	NATIONAL MUN ETF	464288414	31,326	294	SH		DFND	389	0	0	294
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	11,976,806	248,843	SH		SOLE		0	0	248,843
ISHARES TR	MORNINGSTAR GRWT	464287119	151,992	1,867	SH		DFND	176	0	0	1,867
ISHARES TR	SHRT NAT MUN ETF	464288158	22,583	216	SH		DFND	455	0	0	216
ISHARES TR	CRE U S REIT ETF	464288521	375	7	SH		DFND	610	0	0	7
STANTEC INC	COM	85472N109	43,028	515	SH		DFND	675	0	0	515
C3 AI INC	CL A	12468P104	1,530,853	52,861	SH		SOLE		14	0	52,847
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,937	47	SH		DFND	231	0	0	47
SYSCO CORP	COM	871829107	857	12	SH		DFND	600	0	0	12
CELANESE CORP DEL	COM	150870103	3,912	29	SH		DFND	264	0	0	29
VIATRIS INC	COM	92556V106	223	21	SH		DFND	40	0	0	21
ISHARES INC	MSCI EMRG CHN	46434G764	22,733	384	SH		DFND	570	0	0	384
GARMIN LTD	SHS	H2906T109	815	5	SH		DFND	695	0	0	5
ISHARES TR	SHRT NAT MUN ETF	464288158	265,139	2,536	SH		DFND	641	0	0	2,536
SPDR SER TR	S&P OILGAS EXP	78468R556	560,360	3,852	SH		SOLE		0	0	3,852
SANOFI	SPONSORED ADR	80105N105	33,479	690	SH		DFND	661	0	0	690
SPDR SER TR	PORTFOLIO S&P500	78464A854	32,256	504	SH		DFND	678	504	0	0
FREEPORT-MCMORAN INC	CL B	35671D857	124,416	2,560	SH		DFND	948	0	0	2,560
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	17,364	241	SH		DFND	179	0	0	241
THERMO FISHER SCIENTIFIC INC	COM	883556102	27,650	50	SH		DFND	284	50	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	194,023	3,926	SH		DFND	692	3,926	0	0
JACK IN THE BOX INC	COM	466367109	2,649	52	SH		DFND	790	0	0	52
ISHARES TR	MSCI USA VALUE	46432F388	6,621	64	SH		DFND	577	0	0	64
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	295,144	7,835	SH		DFND	135	7,835	0	0
SASOL LTD	SPONSORED ADR	803866300	700	92	SH		DFND	810	0	0	92
NVIDIA CORPORATION	COM	67066G104	46,945	380	SH		DFND	810	0	0	380
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,793	98	SH		DFND	456	0	0	98
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	10,853	100	SH		DFND	1	0	0	100
JACK IN THE BOX INC	COM	466367109	408	8	SH		DFND	600	0	0	8
IDEXX LABS INC	COM	45168D104	1,415,316	2,905	SH		DFND	328	0	0	2,905
MORGAN STANLEY	COM NEW	617446448	58,314	600	SH		DFND	256	0	0	600
GILEAD SCIENCES INC	COM	375558103	12,830	187	SH		DFND	887	0	0	187
PRUDENTIAL FINL INC	COM	744320102	2,813	24	SH		DFND	188	24	0	0
EATON CORP PLC	SHS	G29183103	21,949	70	SH		DFND	159	0	0	70
TAYLOR MORRISON HOME CORP	COM	87724P106	6,985	126	SH		DFND	791	126	0	0
BLACK STONE MINERALS L P	COM UNIT	09225M101	250,040	15,957	SH		SOLE		0	0	15,957
E L F BEAUTY INC	COM	26856L103	1,264	6	SH		DFND	951	0	0	6
SPDR SER TR	PORTFOLIO S&P400	78464A847	60,791	1,185	SH		DFND	834	0	0	1,185
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,548	17	SH		DFND	78	0	0	17
AVANTOR INC	COM	05352A100	387,324	18,270	SH		SOLE		46	0	18,224
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	101,440	1,972	SH		DFND	203	1,972	0	0
AT&T INC	COM	00206R102	191	10	SH		DFND	473	0	0	10
TEXAS INSTRS INC	COM	882508104	778	4	SH		DFND	933	0	0	4
WOODWARD INC	COM	980745103	1,395	8	SH		DFND	737	0	0	8
MARQETA INC	CLASS A COM	57142B104	383,463	69,975	SH		SOLE		279	0	69,696
ISHARES INC	CORE MSCI EMKT	46434G103	25,694	480	SH		DFND	221	480	0	0
MICROSOFT CORP	COM	594918104	55,869	125	SH		DFND	405	0	0	125
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	93,769	2,673	SH		DFND	528	0	0	2,673
BARCLAYS PLC	ADR	06738E204	2,957,078	276,104	SH		SOLE		62	0	276,042
ISHARES INC	CORE MSCI EMKT	46434G103	222,257	4,152	SH		DFND	80	0	0	4,152
ALLSTATE CORP	COM	020002101	1,277	8	SH		DFND	969	0	0	8
HENRY SCHEIN INC	COM	806407102	1,081,821	16,877	SH		SOLE		0	0	16,877
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	96,603	387	SH		DFND	610	0	0	387
WATERS CORP	COM	941848103	1,741	6	SH		DFND	695	0	0	6
MAINSTREET BANCSHARES INC	COM	56064Y100	372,330	21,000	SH		SOLE		0	0	21,000
PENNYMAC FINL SVCS INC NEW	COM	70932M107	473	5	SH		DFND	951	0	0	5
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	17,338	253	SH		DFND	725	0	0	253
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	206,032	4,169	SH		DFND	104	0	0	4,169
INVESCO EXCHANGE TRADED FD T	INTL DIVI ACHI	46137V548	7,419	414	SH		DFND	374	0	0	414
CISCO SYS INC	COM	17275R102	4,228	89	SH		DFND	820	0	0	89
CORTEVA INC	COM	22052L104	8,954	166	SH		DFND	535	0	0	166
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	692	14	SH		DFND	114	0	0	14
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	7,047	137	SH		DFND	232	0	0	137
QIAGEN NV	SHS NEW	N72482149	7,314	178	SH		DFND	791	178	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	43,016	983	SH		DFND	347	0	0	983
SPDR SER TR	PORTFOLIO S&P400	78464A847	48,684	949	SH		DFND	108	0	0	949
HERSHEY CO	COM	427866108	551	3	SH		DFND	965	0	0	3
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	151,769	608	SH		DFND	642	0	0	608
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	32,562	633	SH		DFND	789	0	0	633
ISHARES INC	CORE MSCI EMKT	46434G103	26,711	499	SH		DFND	375	0	0	499
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	561,236	2,098	SH		DFND	332	0	0	2,098
AIRBNB INC	COM CL A	009066101	10,159	67	SH		DFND	790	0	0	67
INTERNATIONAL BUSINESS MACHS	COM	459200101	11,934	69	SH		DFND	792	69	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	159,690	1,500	SH		DFND	853	0	0	1,500
UNITED PARCEL SERVICE INC	CL B	911312106	5,611	41	SH		DFND	969	0	0	41
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	33,890	424	SH		DFND	664	0	0	424
ISHARES TR	NATIONAL MUN ETF	464288414	5,647	53	SH		DFND	803	0	0	53
SPDR SER TR	PORTFOLIO SHORT	78464A474	87,496	2,946	SH		DFND	829	2,946	0	0
LOCKHEED MARTIN CORP	COM	539830109	5,138	11	SH		DFND	792	11	0	0
AVERY DENNISON CORP	COM	053611109	1,749	8	SH		DFND	736	0	0	8
MCDONALDS CORP	COM	580135101	21,661	85	SH		DFND	284	85	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	530,480	15,122	SH		DFND	867	0	0	15,122
INGERSOLL RAND INC	COM	45687V106	13,989	154	SH		DFND	790	0	0	154
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,618	168	SH		DFND	718	0	0	168
ISHARES TR	CORE MSCI INTL	46435G326	176,506	2,689	SH		DFND	806	0	0	2,689
RTX CORPORATION	COM	75513E101	3,915	39	SH		DFND	493	0	0	39
STANTEC INC	COM	85472N109	822,800	9,848	SH		SOLE		0	0	9,848
HOME DEPOT INC	COM	437076102	1,377	4	SH		DFND	934	0	0	4
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	1,353,278	104,581	SH		SOLE		430	0	104,151
MCDONALDS CORP	COM	580135101	3,058	12	SH		DFND	816	0	0	12
CORNING INC	COM	219350105	1,554	40	SH		DFND	810	0	0	40
SPDR SER TR	PORTFOLIO SHORT	78464A474	25,186	848	SH		DFND	65	0	0	848
ARCHER DANIELS MIDLAND CO	COM	039483102	605	10	SH		DFND	697	0	0	10
F5 INC	COM	315616102	8,612	50	SH		DFND	157	0	0	50
ISHARES TR	NATIONAL MUN ETF	464288414	61,906	581	SH		DFND	373	0	0	581
GE AEROSPACE	COM NEW	369604301	5,087	32	SH		DFND	742	0	0	32
SPDR SER TR	PORTFOLIO S&P400	78464A847	46,991	916	SH		DFND	311	0	0	916
ISHARES TR	INTRM GOV CR ETF	464288612	356,416	3,436	SH		SOLE		0	0	3,436
ISHARES TR	CORE S&P500 ETF	464287200	15,870	29	SH		DFND	503	0	0	29
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	151,103	3,453	SH		DFND	332	0	0	3,453
SPDR SER TR	PORTFOLIO SHORT	78464A474	11,197	377	SH		DFND	337	0	0	377
BIOMEA FUSION INC	COM	09077A106	54,000	12,000	SH		SOLE		0	0	12,000
CISCO SYS INC	COM	17275R102	570	12	SH		DFND	810	0	0	12
BIOCRYST PHARMACEUTICALS INC	COM	09058V103	3,621	586	SH		DFND	790	0	0	586
SOUTHERN CO	COM	842587107	4,964	64	SH		DFND	188	64	0	0
EMERSON ELEC CO	COM	291011104	10,575	96	SH		DFND	374	0	0	96
APPLE INC	COM	037833100	8,004	38	SH		DFND	707	0	0	38
ISHARES TR	MSCI EAFE ETF	464287465	10,888	139	SH		DFND	842	139	0	0
LAM RESEARCH CORP	COM	512807108	15,973	15	SH		DFND	259	0	0	15
UNILEVER PLC	SPON ADR NEW	904767704	8,358	152	SH		DFND	189	152	0	0
AT&T INC	COM	00206R102	9,536	499	SH		DFND	142	0	0	499
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	41,510	350	SH		DFND	382	0	0	350
SPDR SER TR	PORTFOLIO S&P400	78464A847	206,277	4,021	SH		DFND	243	0	0	4,021
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	566	11	SH		DFND	814	0	0	11
NVIDIA CORPORATION	COM	67066G104	1,235	10	SH		DFND	473	0	0	10
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	6,216	165	SH		DFND	409	0	0	165
CRINETICS PHARMACEUTICALS IN	COM	22663K107	1,209	27	SH		DFND	816	0	0	27
ISHARES TR	0-5YR HI YL CP	46434V407	29,793	706	SH		DFND	482	0	0	706
ABERCROMBIE & FITCH CO	CL A	002896207	178	1	SH		DFND	965	0	0	1
STARBUCKS CORP	COM	855244109	3,270	42	SH		DFND	969	0	0	42
GLOBAL X FDS	US PFD ETF	37954Y657	28,677	1,457	SH		DFND	583	0	0	1,457
VANGUARD INDEX FDS	MID CAP ETF	922908629	45,031	186	SH		DFND	279	0	0	186
XPENG INC	ADS	98422D105	242,044	33,021	SH		SOLE		507	0	32,514
NVENT ELECTRIC PLC	SHS	G6700G107	1,456	19	SH		DFND	737	0	0	19
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	390	6	SH		DFND	254	0	0	6
ISHARES INC	CORE MSCI EMKT	46434G103	2,355	44	SH		DFND	536	0	0	44
PNC FINL SVCS GROUP INC	COM	693475105	3,576	23	SH		DFND	737	0	0	23
CEDAR FAIR L P	DEPOSITRY UNIT	150185106	65,220	1,200	SH		DFND	1	0	0	1,200
SUPER MICRO COMPUTER INC	COM	86800U104	90,285	400	SH	Put	SOLE		0	0	400
ISHARES TR	CORE US AGGBD ET	464287226	74,841	771	SH		DFND	74	0	0	771
EPR PPTYS	COM SH BEN INT	26884U109	685,983	16,341	SH		SOLE		110	0	16,231
PROGRESSIVE CORP	COM	743315103	81,630	393	SH		DFND	661	0	0	393
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,611	31	SH		DFND	40	0	0	31
APPLE INC	COM	037833100	600,056	2,849	SH		DFND	375	0	0	2,849
ASHLAND INC	COM	044186104	945	10	SH		DFND	970	0	0	10
MARATHON PETE CORP	COM	56585A102	9,194	53	SH		DFND	188	53	0	0
GENERAL MTRS CO	COM	37045V100	1,208	26	SH		DFND	816	0	0	26
FIDELITY NATL INFORMATION SV	COM	31620M106	7,837	104	SH		DFND	792	104	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	120,247	2,344	SH		DFND	691	2,344	0	0
T-MOBILE US INC	COM	872590104	2,668	4,600	SH	Put	SOLE		0	0	4,600
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	2,305	545	SH		DFND	665	0	0	545
MARAVAI LIFESCIENCES HLDGS I	COM CL A	56600D107	3,415	477	SH		DFND	790	0	0	477
VANGUARD SCOTTSDALE FDS	VNG RUS3000IDX	92206C599	877,415	3,662	SH		SOLE		0	0	3,662
PAYCOM SOFTWARE INC	COM	70432V102	572	4	SH		DFND	810	0	0	4
SERVICE PPTYS TR	COM SH BEN INT	81761L102	687,388	133,733	SH		SOLE		0	0	133,733
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	250	1	SH		DFND	521	0	0	1
PROCTER AND GAMBLE CO	COM	742718109	2,969	18	SH		DFND	903	0	0	18
CARMAX INC	COM	143130102	1,320	18	SH		DFND	737	0	0	18
ISHARES TR	S&P SML 600 GWT	464287887	62,674	488	SH		DFND	1	6	0	482
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	12,750	165	SH		DFND	399	165	0	0
STARBUCKS CORP	COM	855244109	29,894	384	SH		DFND	152	0	0	384
INVESCO LTD	SHS	G491BT108	69,085	4,618	SH		DFND	675	0	0	4,618
MONDELEZ INTL INC	CL A	609207105	8,769	134	SH		DFND	685	0	0	134
NORTHROP GRUMMAN CORP	COM	666807102	8,719	20	SH		DFND	916	0	0	20
ISHARES TR	CORE S&P500 ETF	464287200	61,290	112	SH		DFND	559	0	0	112
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	528,730	19,907	SH		DFND	176	0	0	19,907
DTE ENERGY CO	COM	233331107	6,550	59	SH		DFND	792	59	0	0
SCHNEIDER NATIONAL INC	CL B	80689H102	1,546	64	SH		DFND	816	0	0	64
FORWARD AIR CORP	COM	349853101	704	37	SH		DFND	965	0	0	37
SELECT MED HLDGS CORP	COM	81619Q105	1,928	55	SH		DFND	816	0	0	55
ARCHER DANIELS MIDLAND CO	COM	039483102	10,216	169	SH		DFND	916	0	0	169
ISHARES TR	3 7 YR TREAS BD	464288661	28,175	244	SH		DFND	568	0	0	244
REALTY INCOME CORP	COM	756109104	1,321	25	SH		DFND	737	0	0	25
BEACON ROOFING SUPPLY INC	COM	073685109	995,591	11,001	SH		SOLE		42	0	10,959
BANK AMERICA CORP	COM	060505104	3,579	90	SH		DFND	149	0	0	90
MORGAN STANLEY	COM NEW	617446448	14,676	151	SH		DFND	791	151	0	0
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	11,880	72	SH		DFND	916	0	0	72
SCHWAB STRATEGIC TR	US REIT ETF	808524847	11,083	555	SH		DFND	96	0	0	555
BELDEN INC	COM	077454106	2,345	25	SH		DFND	810	0	0	25
SCHWAB STRATEGIC TR	US REIT ETF	808524847	236,884	11,862	SH		DFND	653	0	0	11,862
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	6,701	93	SH		DFND	750	93	0	0
TELLURIAN INC NEW	COM	87968A104	50,703	73,207	SH		SOLE		0	0	73,207
AMAZON COM INC	COM	023135106	7,730	40	SH		DFND	26	0	0	40
ORIGIN BANCORP INC	COM	68621T102	2,062	65	SH		DFND	965	0	0	65
SERVICENOW INC	COM	81762P102	3,933	5	SH		DFND	188	5	0	0
BLACKSTONE SECD LENDING FD	COMMON STOCK	09261X102	367,103	11,989	SH		DFND	687	0	0	11,989
ETF SER SOLUTIONS	DEFIANCE QUANT	26922A420	558,540	8,895	SH		SOLE		0	0	8,895
VALERO ENERGY CORP	COM	91913Y100	36,839	235	SH		DFND	675	0	0	235
JPMORGAN CHASE & CO.	COM	46625H100	405	2	SH		DFND	416	0	0	2
CRESCENT ENERGY COMPANY	CL A COM	44952J104	948,456	80,038	SH		SOLE		31	0	80,007
AMERICAN EXPRESS CO	COM	025816109	1,389	6	SH		DFND	903	0	0	6
ALTAIR ENGR INC	COM CL A	021369103	1,667	17	SH		DFND	810	0	0	17
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	22,150	588	SH		DFND	201	0	0	588
HONEYWELL INTL INC	COM	438516106	64,062	300	SH		DFND	141	0	0	300
MERCK & CO INC	COM	58933Y105	7,428	60	SH		DFND	797	0	0	60
UNITED PARKS & RESORTS INC	COM	81282V100	20,095	370	SH		DFND	661	0	0	370
OVINTIV INC	COM	69047Q102	1,453	31	SH		DFND	736	0	0	31
DTE ENERGY CO	COM	233331107	9,769	88	SH		DFND	916	0	0	88
PHILIP MORRIS INTL INC	COM	718172109	4,965	49	SH		DFND	970	0	0	49
VISHAY INTERTECHNOLOGY INC	COM	928298108	6,668	299	SH		DFND	791	299	0	0
AMAZON COM INC	COM	023135106	11,595	60	SH		DFND	156	0	0	60
ENNIS INC	COM	293389102	8,034	367	SH		DFND	792	367	0	0
INSPIRE MED SYS INC	COM	457730109	401	3	SH		DFND	951	0	0	3
ISHARES TR	SHRT NAT MUN ETF	464288158	8,573	82	SH		DFND	616	0	0	82
BOSTON PROPERTIES INC	COM	101121101	1,329,120	21,591	SH		SOLE		0	0	21,591
MARTIN MARIETTA MATLS INC	COM	573284106	10,836	20	SH		DFND	790	0	0	20
TEXAS INSTRS INC	COM	882508104	99,405	511	SH		DFND	1	0	0	511
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	39,293	1,023	SH		DFND	685	0	0	1,023
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	10,016	172	SH		DFND	729	172	0	0
ISHARES TR	CORE S&P500 ETF	464287200	70,593	129	SH		DFND	2	0	0	129
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	13,402	160	SH		DFND	575	0	0	160
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,600	107	SH		DFND	780	0	0	107
DARDEN RESTAURANTS INC	COM	237194105	1,211	8	SH		DFND	665	0	0	8
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,251	73	SH		DFND	504	0	0	73
ABBVIE INC	COM	00287Y109	15,265	89	SH		DFND	188	89	0	0
NVIDIA CORPORATION	COM	67066G104	14,825	120	SH		DFND	390	0	0	120
FRESENIUS MEDICAL CARE AG	SPONSORED ADR	358029106	1,260	66	SH		DFND	816	0	0	66
INTUITIVE SURGICAL INC	COM NEW	46120E602	9,342	21	SH		DFND	737	0	0	21
STATE STR CORP	COM	857477103	7,400	100	SH		DFND	80	0	0	100
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	2,370,434	17,785	SH		SOLE		66	0	17,719
OTIS WORLDWIDE CORP	COM	68902V107	578	6	SH		DFND	600	0	0	6
ENVISTA HOLDINGS CORPORATION	COM	29415F104	394,247	23,707	SH		SOLE		76	0	23,631
AMGEN INC	COM	031162100	14,998	48	SH		DFND	792	48	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	24,303	1,217	SH		DFND	305	0	0	1,217
SPDR SER TR	PORTFOLIO S&P400	78464A847	666,900	13,000	SH		DFND	98	0	0	13,000
ISHARES TR	MRGSTR MD CP VAL	464288406	355,625	5,063	SH		SOLE		0	0	5,063
UNITEDHEALTH GROUP INC	COM	91324P102	3,056	6	SH		DFND	783	0	0	6
BHP GROUP LTD	SPONSORED ADS	088606108	3,882	68	SH		DFND	816	0	0	68
CHAMPIONX CORPORATION	COM	15872M104	598	18	SH		DFND	697	0	0	18
EATON CORP PLC	SHS	G29183103	28,847	92	SH		DFND	661	0	0	92
APPLE INC	COM	037833100	61,290	291	SH		DFND	816	0	0	291
DECKERS OUTDOOR CORP	COM	243537107	4,892,019	5,054	SH		SOLE		6	0	5,048
WERNER ENTERPRISES INC	COM	950755108	1,182	33	SH		DFND	736	0	0	33
SCHWAB CHARLES CORP	COM	808513105	1,990	27	SH		DFND	969	0	0	27
CELANESE CORP DEL	COM	150870103	1,079	8	SH		DFND	970	0	0	8
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,198	74	SH		DFND	517	0	0	74
ISHARES TR	CORE US AGGBD ET	464287226	17,181	177	SH		DFND	408	0	0	177
STATE STR CORP	COM	857477103	1,258	17	SH		DFND	737	0	0	17
ISHARES TR	CORE S&P MCP ETF	464287507	13,167	225	SH		DFND	15	225	0	0
AMERICAN EAGLE OUTFITTERS IN	COM	02553E106	758	38	SH		DFND	951	0	0	38
PHILIP MORRIS INTL INC	COM	718172109	8,208	81	SH		DFND	627	0	0	81
FIFTH THIRD BANCORP	COM	316773100	8,361,433	229,143	SH		SOLE		0	0	229,143
ISHARES TR	EAFE SML CP ETF	464288273	1,048	17	SH		DFND	474	0	0	17
DUPONT DE NEMOURS INC	COM	26614N102	2,495	31	SH		DFND	965	0	0	31
ADOBE INC	COM	00724F101	68,154,534	122,682	SH		SOLE		293	0	122,388
TORONTO DOMINION BK ONT	COM NEW	891160509	2,748	50	SH		DFND	263	0	0	50
MICROSOFT CORP	COM	594918104	308,396	690	SH		DFND	242	0	0	690
AVIS BUDGET GROUP	COM	053774105	1,150	11	SH		DFND	736	0	0	11
DOLLAR GEN CORP NEW	COM	256677105	1,851	14	SH		DFND	695	0	0	14
AMAZON COM INC	COM	023135106	505,735	2,617	SH		DFND	661	0	0	2,617
FIDELITY NATIONAL FINANCIAL	FNF GROUP COM	31620R303	14,826	300	SH		DFND	820	0	0	300
DIGITAL RLTY TR INC	COM	253868103	24,930,585	163,963	SH		SOLE		113	0	163,850
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,671	247	SH		DFND	327	247	0	0
ISHARES TR	CORE S&P500 ETF	464287200	73,466	134	SH		DFND	177	0	0	134
GODADDY INC	CL A	380237107	1,816	13	SH		DFND	737	0	0	13
DEVON ENERGY CORP NEW	COM	25179M103	1,754	37	SH		DFND	697	0	0	37
DENNYS CORP	COM	24869P104	20,654	2,909	SH		DFND	661	0	0	2,909
SPDR SER TR	PORTFOLIO S&P400	78464A847	19,135	373	SH		DFND	230	0	0	373
FEDERAL RLTY INVT TR NEW	SH BEN INT NEW	313745101	90,873	900	SH		DFND	357	900	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	32,004	617	SH		DFND	685	0	0	617
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,890	232	SH		DFND	841	0	0	232
ALTRIA GROUP INC	COM	02209S103	2,278	50	SH		DFND	416	0	0	50
EXTREME NETWORKS	COM	30226D106	212,107	15,770	SH		SOLE		21	0	15,749
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	22,041	446	SH		DFND	110	0	0	446
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	56,438	1,142	SH		DFND	847	0	0	1,142
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	257	5	SH		DFND	244	0	0	5
QUALCOMM INC	COM	747525103	14,739	74	SH		DFND	737	0	0	74
NASDAQ INC	COM	631103108	18,078	300	SH		DFND	284	300	0	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	103,587	221	SH		DFND	675	0	0	221
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	673,451	9,347	SH		DFND	287	0	0	9,347
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	163,093	4,245	SH		DFND	637	0	0	4,245
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	46,974	1,508	SH		DFND	223	0	0	1,508
DAVE & BUSTERS ENTMT INC	COM	238337109	2,707	68	SH		DFND	791	68	0	0
SONY GROUP CORP	SPONSORED ADR	835699307	1,699	20	SH		DFND	707	0	0	20
ISHARES TR	CORE S&P500 ETF	464287200	204,117	373	SH		DFND	929	0	0	373
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	168,822	415	SH		DFND	948	0	0	415
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	65,531	1,326	SH		DFND	543	0	0	1,326
MASTERCARD INCORPORATED	CL A	57636Q104	699,680	1,586	SH		DFND	1	0	0	1,586
AMERICAN TOWER CORP NEW	COM	03027X100	2,527	13	SH		DFND	951	0	0	13
PROCTER AND GAMBLE CO	COM	742718109	20,615	125	SH		DFND	736	0	0	125
CYTOKINETICS INC	COM NEW	23282W605	650	12	SH		DFND	965	0	0	12
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	151,611	3,126	SH		DFND	1	0	0	3,126
CAPITAL ONE FINL CORP	COM	14040H105	8,169	59	SH		DFND	791	59	0	0
MARTIN MARIETTA MATLS INC	COM	573284106	1,084	2	SH		DFND	665	0	0	2
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	35,942	1,126	SH		DFND	843	0	0	1,126
NIKE INC	CL B	654106103	12,059	160	SH		DFND	161	0	0	160
JD.COM INC	SPON ADS CL A	47215P106	2,351	91	SH		DFND	816	0	0	91
ISHARES TR	3 7 YR TREAS BD	464288661	11,432	99	SH		DFND	38	0	0	99
ISHARES TR	CORE MSCI EAFE	46432F842	32,397	446	SH		DFND	58	0	0	446
SCHLUMBERGER LTD	COM STK	806857108	425	9	SH		DFND	600	0	0	9
AGILENT TECHNOLOGIES INC	COM	00846U101	3,630	28	SH		DFND	627	0	0	28
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	51,671	207	SH		DFND	469	207	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	24,444	48	SH		DFND	737	0	0	48
EMCOR GROUP INC	COM	29084Q100	1,825	5	SH		DFND	737	0	0	5
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	3,012	22	SH		DFND	697	0	0	22
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	145,037	2,013	SH		DFND	196	0	0	2,013
COMERICA INC	COM	200340107	2,144	42	SH		DFND	965	0	0	42
BAXTER INTL INC	COM	071813109	702	21	SH		DFND	965	0	0	21
DEUTSCHE BANK A G	NAMEN AKT	D18190898	1,754,117	110,045	SH		SOLE		193	0	109,852
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	1,319,645	36,718	SH		DFND	641	0	0	36,718
COCA COLA CO	COM	191216100	2,228	35	SH		DFND	415	0	0	35
EQT CORP	COM	26884L109	1,220	33	SH		DFND	737	0	0	33
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	124,440	2,518	SH		DFND	564	0	0	2,518
VISA INC	COM CL A	92826C839	45,932	175	SH		DFND	399	175	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,344	93	SH		DFND	247	0	0	93
HERSHEY CO	COM	427866108	13,787	75	SH		DFND	538	0	0	75
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	179,784	3,104	SH		DFND	176	0	0	3,104
CHEVRON CORP NEW	COM	166764100	14,860	95	SH		DFND	321	0	0	95
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	5,116	64	SH		DFND	766	0	0	64
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	51,337	998	SH		DFND	760	0	0	998
HANESBRANDS INC	COM	410345102	444	90	SH		DFND	951	0	0	90
ASE TECHNOLOGY HLDG CO LTD	SPONSORED ADS	00215W100	1,245	109	SH		DFND	903	0	0	109
AVANGRID INC	COM	05351W103	2,594	73	SH		DFND	736	0	0	73
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	453,487	7,862	SH		SOLE		0	0	7,862
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	5,967	116	SH		DFND	936	0	0	116
ISHARES TR	S&P MC 400GR ETF	464287606	41,235	468	SH		DFND	41	0	0	468
NETFLIX INC	COM	64110L106	2,025	3	SH		DFND	903	0	0	3
ISHARES TR	CORE S&P500 ETF	464287200	27,362	50	SH		DFND	820	0	0	50
SPDR SER TR	PORTFOLIO SHORT	78464A474	23,849	803	SH		DFND	207	0	0	803
INSMED INC	COM PAR $.01	457669307	4,020	60	SH		DFND	816	0	0	60
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	121,565	487	SH		DFND	504	0	0	487
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	240,754	6,268	SH		DFND	554	0	0	6,268
GREIF INC	CL A	397624107	460	8	SH		DFND	903	0	0	8
PEPSICO INC	COM	713448108	35,790	217	SH		DFND	400	0	0	217
MANAGED PORTFOLIO SERIES	TORTOISE NRAM PI	56167N720	632,874	21,952	SH		SOLE		0	0	21,952
APPLE INC	COM	037833100	421	2	SH		DFND	473	0	0	2
ISHARES INC	CORE MSCI EMKT	46434G103	11,670	218	SH		DFND	454	0	0	218
RTX CORPORATION	COM	75513E101	7,228	72	SH		DFND	405	0	0	72
CHAMPIONX CORPORATION	COM	15872M104	565	17	SH		DFND	903	0	0	17
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	1,058	17	SH		DFND	908	0	0	17
ALLEGION PLC	ORD SHS	G0176J109	1,282,164	10,852	SH		SOLE		14	0	10,838
UNITEDHEALTH GROUP INC	COM	91324P102	6,620	13	SH		DFND	262	0	0	13
ISHARES TR	CORE MSCI INTL	46435G326	188,059	2,865	SH		DFND	485	0	0	2,865
NORTHROP GRUMMAN CORP	COM	666807102	2,180	5	SH		DFND	969	0	0	5
CATERPILLAR INC	COM	149123101	1,666	5	SH		DFND	665	0	0	5
NEXTERA ENERGY INC	COM	65339F101	5,452	77	SH		DFND	980	0	0	77
ARCHER DANIELS MIDLAND CO	COM	039483102	907	15	SH		DFND	969	0	0	15
NEUROCRINE BIOSCIENCES INC	COM	64125C109	1,377	10	SH		DFND	970	0	0	10
LOWES COS INC	COM	548661107	66,138	300	SH		DFND	142	0	0	300
HOST HOTELS & RESORTS INC	COM	44107P104	1,241	69	SH		DFND	737	0	0	69
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	30,953	345	SH		DFND	576	0	0	345
CROWDSTRIKE HLDGS INC	CL A	22788C105	766	2	SH		DFND	713	2	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	228,305	4,265	SH		DFND	761	0	0	4,265
VISA INC	COM CL A	92826C839	3,937	15	SH		DFND	783	0	0	15
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,018	117	SH		DFND	945	0	0	117
T ROWE PRICE ETF INC	CAP APPRECIATION	87283Q867	338,329	10,771	SH		SOLE		0	0	10,771
STERLING INFRASTRUCTURE INC	COM	859241101	1,302	11	SH		DFND	816	0	0	11
STMICROELECTRONICS N V	NY REGISTRY	861012102	314	8	SH		DFND	665	0	0	8
TELEFLEX INCORPORATED	COM	879369106	1,683	8	SH		DFND	188	8	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	9,584	83	SH		DFND	75	0	0	83
SCHWAB STRATEGIC TR	US REIT ETF	808524847	47,209	2,364	SH		DFND	583	0	0	2,364
ADVANCED ENERGY INDS	COM	007973100	979	9	SH		DFND	903	0	0	9
ISHARES TR	CORE US AGGBD ET	464287226	12,134	125	SH		DFND	158	0	0	125
DUCKHORN PORTFOLIO INC	COM	26414D106	1,221	172	SH		DFND	737	0	0	172
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,602	29	SH		DFND	282	0	0	29
MORGAN STANLEY	COM NEW	617446448	58,508	602	SH		DFND	675	0	0	602
HYATT HOTELS CORP	COM CL A	448579102	1,367	9	SH		DFND	737	0	0	9
ARCH CAP GROUP LTD	ORD	G0450A105	2,825	28	SH		DFND	713	28	0	0
HALLIBURTON CO	COM	406216101	1,013	30	SH		DFND	810	0	0	30
FIRST FINL BANKSHARES INC	COM	32020R109	29,825	1,010	SH		DFND	661	0	0	1,010
KNIFE RIVER CORP	COMMON STOCK	498894104	397,834	5,672	SH		SOLE		8	0	5,664
NEWMONT CORP	COM	651639106	3,308	79	SH		DFND	969	0	0	79
CORPAY INC	COM SHS	219948106	1,332	5	SH		DFND	969	0	0	5
ALPHABET INC	CAP STK CL A	02079K305	72,860	400	SH		DFND	284	400	0	0
GENMAB A/S	SPONSORED ADS	372303206	503	20	SH		DFND	665	0	0	20
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,659	3	SH		DFND	493	0	0	3
LEIDOS HOLDINGS INC	COM	525327102	72,502	497	SH		DFND	675	0	0	497
STARBUCKS CORP	COM	855244109	13,670	176	SH		DFND	374	0	0	176
ISHARES TR	CORE S&P500 ETF	464287200	18,606	34	SH		DFND	311	0	0	34
CHUBB LIMITED	COM	H1467J104	1,275	5	SH		DFND	713	5	0	0
TWILIO INC	CL A	90138F102	568	10	SH		DFND	697	0	0	10
WESTROCK CO	COM	96145D105	1,809	36	SH		DFND	188	36	0	0
BANK NEW YORK MELLON CORP	COM	064058100	3,534	59	SH		DFND	965	0	0	59
COCA COLA CO	COM	191216100	1,910	30	SH		DFND	903	0	0	30
BLOCK INC	CL A	852234103	10,447	162	SH		DFND	217	0	0	162
MARKEL GROUP INC	COM	570535104	78,783	50	SH		DFND	568	0	0	50
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	8,772	146	SH		DFND	390	0	0	146
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	90,348	1,007	SH		DFND	585	0	0	1,007
GRANITESHARES GOLD TR	SHS BEN INT	38748G101	211,278	9,202	SH		SOLE		0	0	9,202
PACIRA BIOSCIENCES INC	NOTE 0.750% 8/0	695127AF7	16,817	18,000	PRN		SOLE		0	0	18,000
PACIFIC BIOSCIENCES CALIF IN	COM	69404D108	693	506	SH		DFND	965	0	0	506
PERMIAN RESOURCES CORP	CLASS A COM	71424F105	533	33	SH		DFND	903	0	0	33
MASTERCARD INCORPORATED	CL A	57636Q104	9,264	21	SH		DFND	155	0	0	21
ABBOTT LABS	COM	002824100	6,754	65	SH		DFND	188	65	0	0
DUCKHORN PORTFOLIO INC	COM	26414D106	96,865	13,643	SH		SOLE		70	0	13,573
SMUCKER J M CO	COM NEW	832696405	763	7	SH		DFND	970	0	0	7
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	36,612	90	SH		DFND	736	0	0	90
ORGANON & CO	COMMON STOCK	68622V106	3,043	147	SH		DFND	969	0	0	147
JD.COM INC	SPON ADS CL A	47215P106	4,640,516	179,587	SH		SOLE		269	0	179,318
HP INC	COM	40434L105	49,308	1,408	SH		DFND	153	0	0	1,408
TG THERAPEUTICS INC	COM	88322Q108	811,775	45,631	SH		SOLE		72	0	45,559
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	300,177	6,074	SH		DFND	213	0	0	6,074
CHEVRON CORP NEW	COM	166764100	7,821	50	SH		DFND	376	0	0	50
ST JOE CO	COM	790148100	517,900	9,468	SH		SOLE		23	0	9,445
GLOBE LIFE INC	COM	37959E102	2,962	36	SH		DFND	790	0	0	36
STARBUCKS CORP	COM	855244109	1,323	17	SH		DFND	866	17	0	0
TRANSDIGM GROUP INC	COM	893641100	2,555	2	SH		DFND	970	0	0	2
POWERSHARES ACTIVELY MANAGED	ULTRA SHRT DUR	46090A887	11,225,953	224,969	SH		SOLE		0	0	224,969
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	90,351	1,254	SH		DFND	269	0	0	1,254
PATTERSON-UTI ENERGY INC	COM	703481101	1,336	129	SH		DFND	737	0	0	129
NVIDIA CORPORATION	COM	67066G104	919,138	7,440	SH		DFND	916	0	0	7,440
LTC PPTYS INC	COM	502175102	20,976	608	SH		DFND	675	0	0	608
THE CIGNA GROUP	COM	125523100	5,289	16	SH		DFND	965	0	0	16
STARBUCKS CORP	COM	855244109	8,330	107	SH		DFND	792	107	0	0
LAUDER ESTEE COS INC	CL A	518439104	11,917	112	SH		DFND	154	0	0	112
SHERWIN WILLIAMS CO	COM	824348106	12,832	43	SH		DFND	477	0	0	43
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	38,111	455	SH		DFND	383	0	0	455
MARRIOTT INTL INC NEW	CL A	571903202	967	4	SH		DFND	933	0	0	4
ORACLE CORP	COM	68389X105	22,027	156	SH		DFND	157	0	0	156
NOBLE CORP PLC	ORD SHS A	G65431127	19,021	426	SH		DFND	675	0	0	426
GROUP 1 AUTOMOTIVE INC	COM	398905109	7,135	24	SH		DFND	792	24	0	0
ISHARES TR	CORE MSCI INTL	46435G326	773,699	11,787	SH		DFND	551	0	0	11,787
ISHARES INC	CORE MSCI EMKT	46434G103	13,650	255	SH		DFND	934	0	0	255
ISHARES TR	NATIONAL MUN ETF	464288414	43,153	405	SH		DFND	299	0	0	405
ISHARES TR	NATIONAL MUN ETF	464288414	884,685	8,303	SH		DFND	173	0	0	8,303
ALIGN TECHNOLOGY INC	COM	016255101	2,414	10	SH		DFND	188	10	0	0
MARATHON OIL CORP	COM	565849106	10,092	352	SH		DFND	792	352	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	14,078	263	SH		DFND	557	0	0	263
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	64,258	352	SH		DFND	612	0	0	352
INTERNATIONAL BUSINESS MACHS	COM	459200101	15,220	88	SH		DFND	791	88	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	207,238	856	SH		DFND	440	0	0	856
POST HLDGS INC	COM	737446104	205,612	1,974	SH		SOLE		0	0	1,974
MOODYS CORP	COM	615369105	1,684	4	SH		DFND	600	0	0	4
VISTRA CORP	COM	92840M102	2,579	30	SH		DFND	816	0	0	30
IQVIA HLDGS INC	COM	46266C105	10,149	48	SH		DFND	790	0	0	48
ADOBE INC	COM	00724F101	2,778	5	SH		DFND	810	0	0	5
AIRBNB INC	COM CL A	009066101	2,729	18	SH		DFND	737	0	0	18
TJX COS INC NEW	COM	872540109	1,982	18	SH		DFND	600	0	0	18
VERTEX PHARMACEUTICALS INC	COM	92532F100	9,843	21	SH		DFND	188	21	0	0
ACV AUCTIONS INC	COM CL A	00091G104	3,322	182	SH		DFND	791	182	0	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	57,358	749	SH		DFND	848	0	0	749
ARCHER DANIELS MIDLAND CO	COM	039483102	7,133	118	SH		DFND	792	118	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	9,954	18	SH		DFND	260	0	0	18
INTUIT	COM	461202103	4,600	7	SH		DFND	965	0	0	7
SALESFORCE INC	COM	79466L302	13,883	54	SH		DFND	970	0	0	54
PFIZER INC	COM	717081103	7,974	285	SH		DFND	159	0	0	285
SERVICENOW INC	COM	81762P102	69,227	88	SH		DFND	661	0	0	88
NATWEST GROUP PLC	SPONS ADR	639057207	8	1	SH		DFND	493	0	0	1
BLUE OWL CAP CORP III	COM SHS	69122G102	7,699,678	514,341	SH		SOLE		0	0	514,341
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	33,013	668	SH		DFND	249	0	0	668
DIGITAL RLTY TR INC	COM	253868103	912	6	SH		DFND	969	0	0	6
FIRST HORIZON CORPORATION	COM	320517105	1,304,883	82,745	SH		SOLE		9	0	82,736
ISHARES INC	CORE MSCI EMKT	46434G103	2,199,494	41,089	SH		DFND	607	0	0	41,089
SCHWAB STRATEGIC TR	US REIT ETF	808524847	5,991	300	SH		DFND	78	0	0	300
CARDINAL HEALTH INC	COM	14149Y108	983	10	SH		DFND	737	0	0	10
ISHARES TR	CORE MSCI INTL	46435G326	283,434	4,318	SH		DFND	220	0	0	4,318
SPDR S&P 500 ETF TR	TR UNIT	78462F103	204,083	375	SH		DFND	55	0	0	375
RESOURCES CONNECTION INC	COM	76122Q105	894	81	SH		DFND	810	0	0	81
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	3,271,786	66,070	SH		SOLE		0	0	66,070
FOOT LOCKER INC	COM	344849104	673	27	SH		DFND	965	0	0	27
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	98,219	3,698	SH		DFND	395	0	0	3,698
NVIDIA CORPORATION	COM	67066G104	45,792	2,000	SH	Call	SOLE		0	0	2,000
SCHWAB STRATEGIC TR	US REIT ETF	808524847	103,465	5,181	SH		DFND	390	0	0	5,181
WOODSIDE ENERGY GROUP LTD	SPONSORED ADR	980228308	21,406	1,138	SH		DFND	916	0	0	1,138
REXFORD INDL RLTY INC	COM	76169C100	1,338	30	SH		DFND	737	0	0	30
3M CO	COM	88579Y101	1,839	18	SH		DFND	816	0	0	18
META PLATFORMS INC	CL A	30303M102	25,211	50	SH		DFND	284	50	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,035	59	SH		DFND	676	59	0	0
ABBVIE INC	COM	00287Y109	14,408	84	SH		DFND	736	0	0	84
DEXCOM INC	COM	252131107	49,320	435	SH		DFND	675	0	0	435
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	10,905	212	SH		DFND	800	0	0	212
TEXAS INSTRS INC	COM	882508104	54,079	278	SH		DFND	661	0	0	278
BANK AMERICA CORP	7.25%CNV PFD L	060505682	14,952	13	SH		DFND	337	0	0	13
LOCKHEED MARTIN CORP	COM	539830109	47,607,735	101,922	SH		SOLE		244	0	101,678
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	927,228	17,876	SH		DFND	162	0	0	17,876
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,148	108	SH		DFND	233	0	0	108
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	9,606,444	511,253	SH		SOLE		0	0	511,253
ARISTA NETWORKS INC	COM	040413106	1,752	5	SH		DFND	600	0	0	5
SUN LIFE FINANCIAL INC.	COM	866796105	3,380	69	SH		DFND	965	0	0	69
ENTEGRIS INC	COM	29362U104	12,728	94	SH		DFND	916	0	0	94
COLGATE PALMOLIVE CO	COM	194162103	2,038	21	SH		DFND	970	0	0	21
SOUTHERN CO	COM	842587107	2,715	35	SH		DFND	695	0	0	35
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,842	133	SH		DFND	234	0	0	133
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	6,473	258	SH		DFND	523	0	0	258
S&P GLOBAL INC	COM	78409V104	63,778	143	SH		DFND	382	0	0	143
PARAMOUNT GLOBAL	CLASS B COM	92556H206	1,297,939	124,922	SH		SOLE		54	0	124,868
FIRST TR EXCHANGE-TRADED FD	WTR ETF	33733B100	548,128	5,482	SH		SOLE		0	0	5,482
UNITEDHEALTH GROUP INC	COM	91324P102	2,037	4	SH		DFND	577	0	0	4
HONEYWELL INTL INC	COM	438516106	187,915	880	SH		DFND	948	0	0	880
ISHARES TR	CORE S&P500 ETF	464287200	50,345	92	SH		DFND	636	0	0	92
KKR & CO INC	COM	48251W104	104,293	991	SH		DFND	675	0	0	991
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	14,224	133	SH		DFND	264	0	0	133
MCCORMICK & CO INC	COM NON VTG	579780206	2,767	39	SH		DFND	790	0	0	39
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	38,812	646	SH		DFND	853	0	0	646
AMDOCS LTD	SHS	G02602103	821,253	10,406	SH		SOLE		4	0	10,402
NOVO-NORDISK A S	ADR	670100205	2,712	19	SH		DFND	903	0	0	19
VISA INC	COM CL A	92826C839	24,935	95	SH		DFND	188	95	0	0
ANNALY CAPITAL MANAGEMENT IN	COM NEW	035710839	534	28	SH		DFND	903	0	0	28
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	21,861	261	SH		DFND	141	0	0	261
BROWN & BROWN INC	COM	115236101	2,146	24	SH		DFND	737	0	0	24
FLOWERS FOODS INC	COM	343498101	888	40	SH		DFND	600	0	0	40
RESOURCES CONNECTION INC	COM	76122Q105	375,239	33,989	SH		SOLE		0	0	33,989
ALCON AG	ORD SHS	H01301128	3,062,852	34,383	SH		SOLE		276	0	34,107
THERMO FISHER SCIENTIFIC INC	COM	883556102	9,954	18	SH		DFND	790	0	0	18
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	25,343	2,893	SH		DFND	627	0	0	2,893
REGENERON PHARMACEUTICALS	COM	75886F107	9,893,729	9,413	SH		SOLE		33	0	9,380
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,222	65	SH		DFND	285	65	0	0
REXFORD INDL RLTY INC	COM	76169C100	789,644	17,709	SH		SOLE		187	0	17,522
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,939	7	SH		DFND	337	0	0	7
EXTRA SPACE STORAGE INC	COM	30225T102	2,264,479	14,571	SH		DFND	1	0	0	14,571
COEPTIS THERAPEUTICS HLDGS I	COM	19207A108	186,435	645,104	SH		SOLE		0	0	645,104
MUELLER WTR PRODS INC	COM SER A	624758108	8,960	500	SH		DFND	792	500	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	4,202	145	SH		DFND	473	0	0	145
ARCH CAP GROUP LTD	ORD	G0450A105	605	6	SH		DFND	903	0	0	6
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,617,097,058	2,971,403	SH		SOLE		0	0	2,971,403
COHEN & STEERS LTD DURATION	COM	19248C105	425,860	21,400	SH		SOLE		0	0	21,400
BIOCRYST PHARMACEUTICALS INC	COM	09058V103	248,356	40,187	SH		SOLE		0	0	40,187
EMCOR GROUP INC	COM	29084Q100	3,345,408	9,163	SH		SOLE		0	0	9,163
MCCORMICK & CO INC	COM NON VTG	579780206	80,872	1,140	SH		DFND	1	0	0	1,140
XYLEM INC	COM	98419M100	2,170	16	SH		DFND	477	0	0	16
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	9,757	259	SH		DFND	193	0	0	259
INTEL CORP	COM	458140100	3,345	108	SH		DFND	406	0	0	108
ISHARES TR	CORE S&P TTL STK	464287150	168,311	1,417	SH		DFND	103	0	0	1,417
VANGUARD INDEX FDS	GROWTH ETF	922908736	31,417	84	SH		DFND	154	0	0	84
DEXCOM INC	COM	252131107	680	6	SH		DFND	965	0	0	6
ISHARES TR	NATIONAL MUN ETF	464288414	80,126	752	SH		DFND	332	0	0	752
D R HORTON INC	COM	23331A109	987	7	SH		DFND	600	0	0	7
THOMSON REUTERS CORP.	COM	884903808	1,517	9	SH		DFND	665	0	0	9
COSTCO WHSL CORP NEW	COM	22160K105	93,499	110	SH		DFND	31	0	0	110
DISNEY WALT CO	COM	254687106	21,844	220	SH		DFND	707	0	0	220
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,462	48	SH		DFND	166	0	0	48
ISHARES TR	CORE MSCI INTL	46435G326	63,277	964	SH		DFND	74	0	0	964
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,744,941	53,362	SH		DFND	1	662	0	52,700
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	16,698	440	SH		DFND	432	0	0	440
SPDR SER TR	PORTFOLIO S&P600	78468R853	591,803	14,250	SH		DFND	97	0	0	14,250
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	612,068	2,452	SH		DFND	400	0	0	2,452
OREILLY AUTOMOTIVE INC	COM	67103H107	43,298	41	SH		DFND	661	0	0	41
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	87,117	349	SH		DFND	88	0	0	349
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	16,893	253	SH		DFND	374	0	0	253
NOVARTIS AG	SPONSORED ADR	66987V109	19,482	183	SH		DFND	142	0	0	183
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	44,666	16,361	SH		DFND	661	0	0	16,361
ISHARES TR	3 7 YR TREAS BD	464288661	22,748	197	SH		DFND	77	0	0	197
ATRION CORP	COM	049904105	1,869,893	4,133	SH		SOLE		0	0	4,133
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	1,101	52	SH		DFND	965	0	0	52
GE VERNOVA INC	COM	36828A101	172	1	SH		DFND	713	1	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	5,728	107	SH		DFND	420	107	0	0
ORIGIN BANCORP INC	COM	68621T102	603	19	SH		DFND	810	0	0	19
ISHARES TR	RUS MID CAP ETF	464287499	41,513	512	SH		DFND	480	0	0	512
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	908,384	2,233	SH		DFND	122	0	0	2,233
WEC ENERGY GROUP INC	COM	92939U106	1,412	18	SH		DFND	695	0	0	18
WNS HLDGS LTD	COM SHS	G98196101	275,415	5,246	SH		SOLE		0	0	5,246
BHP GROUP LTD	SPONSORED ADS	088606108	1,941	34	SH		DFND	600	0	0	34
CINCINNATI FINL CORP	COM	172062101	5,040,626	42,681	SH		DFND	371	0	0	42,681
SOUTHERN CO	COM	842587107	1,939	25	SH		DFND	665	0	0	25
ISHARES TR	MICRO-CAP ETF	464288869	6,344,333	55,652	SH		SOLE		0	0	55,652
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	92,826	347	SH		DFND	943	0	0	347
DEVON ENERGY CORP NEW	COM	25179M103	20,951	442	SH		DFND	916	0	0	442
WESTERN DIGITAL CORP.	COM	958102105	1,743	23	SH		DFND	737	0	0	23
FRANKLIN UNVL TR	SH BEN INT	355145103	87,847	12,900	SH		SOLE		0	0	12,900
POOL CORP	COM	73278L105	1,721,677	5,602	SH		SOLE		12	0	5,590
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	183,519	2,296	SH		DFND	571	0	0	2,296
GETTY RLTY CORP NEW	COM	374297109	27,700	1,039	SH		DFND	675	0	0	1,039
LAS VEGAS SANDS CORP	COM	517834107	7,567	171	SH		DFND	1	0	0	171
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	22,634	477	SH		DFND	484	0	0	477
CALIX INC	COM	13100M509	505,692	14,273	SH		SOLE		11	0	14,262
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	13,657,259	543,464	SH		SOLE		1,002	0	542,462
HANCOCK JOHN FINL OPPTYS FD	SH BEN INT NEW	409735206	35,013	1,250	SH		DFND	925	0	0	1,250
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,984	31	SH		DFND	112	0	0	31
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	3,181	56	SH		DFND	189	56	0	0
REGENERON PHARMACEUTICALS	COM	75886F107	2,102	2	SH		DFND	816	0	0	2
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	62,323	865	SH		DFND	869	0	0	865
WEATHERFORD INTL PLC	ORD SHS	G48833118	24,245	198	SH		DFND	675	0	0	198
PDD HOLDINGS INC	SPONSORED ADS	722304102	9,838	74	SH		DFND	792	74	0	0
TRANSMEDICS GROUP INC	COM	89377M109	452	3	SH		DFND	951	0	0	3
WILLIAMS COS INC	COM	969457100	2,040	48	SH		DFND	697	0	0	48
AMAZON COM INC	COM	023135106	5,798	30	SH		DFND	705	0	0	30
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	7,159	7	SH		DFND	600	0	0	7
CISCO SYS INC	COM	17275R102	3,136	66	SH		DFND	268	0	0	66
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	63,290	1,761	SH		DFND	911	0	0	1,761
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	95,486	1,140	SH		DFND	3	0	0	1,140
SM ENERGY CO	COM	78454L100	4,582	106	SH		DFND	790	0	0	106
LOCKHEED MARTIN CORP	COM	539830109	5,138	11	SH		DFND	737	0	0	11
ISHARES TR	CORE S&P500 ETF	464287200	109,993	201	SH		DFND	56	0	0	201
WISDOMTREE TR	US MIDCAP DIVID	97717W505	8,840	189	SH		DFND	281	0	0	189
BEST BUY INC	COM	086516101	1,939	23	SH		DFND	736	0	0	23
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	9,991	125	SH		DFND	503	0	0	125
MACOM TECH SOLUTIONS HLDGS I	COM	55405Y100	60,528	543	SH		DFND	675	0	0	543
V F CORP	COM	918204108	635	47	SH		DFND	810	0	0	47
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	82,543	2,353	SH		DFND	51	0	0	2,353
EXTRA SPACE STORAGE INC	COM	30225T102	886,769	5,706	SH		DFND	168	0	0	5,706
CHEVRON CORP NEW	COM	166764100	3,128	20	SH		DFND	474	0	0	20
AVIDITY BIOSCIENCES INC	COM	05370A108	9,927	243	SH		DFND	627	0	0	243
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,774	57	SH		DFND	137	0	0	57
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	22,563	435	SH		DFND	348	0	0	435
BALL CORP	COM	058498106	1,440	24	SH		DFND	816	0	0	24
ISHARES TR	CORE S&P500 ETF	464287200	406,045	742	SH		DFND	243	0	0	742
MARSH & MCLENNAN COS INC	COM	571748102	9,482	45	SH		DFND	187	0	0	45
DR REDDYS LABS LTD	ADR	256135203	4,724	62	SH		DFND	665	0	0	62
CANADIAN NATL RY CO	COM	136375102	9,450	80	SH		DFND	791	80	0	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	102,466	3,147	SH		DFND	852	3,147	0	0
MCCORMICK & CO INC	COM NON VTG	579780206	1,561	22	SH		DFND	493	0	0	22
SEMPRA	COM	816851109	456	6	SH		DFND	903	0	0	6
TEXAS INSTRS INC	COM	882508104	4,085	21	SH		DFND	695	0	0	21
VALERO ENERGY CORP	COM	91913Y100	12,535,566	79,967	SH		SOLE		20	0	79,947
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	18,590	484	SH		DFND	347	0	0	484
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	294,201	4,579	SH		DFND	333	0	0	4,579
WYNDHAM HOTELS & RESORTS INC	COM	98311A105	444	6	SH		DFND	903	0	0	6
PAYPAL HLDGS INC	COM	70450Y103	1,161	20	SH		DFND	493	0	0	20
CORPAY INC	COM SHS	219948106	1,332	5	SH		DFND	697	0	0	5
NORTHERN TR CORP	COM	665859104	1,932	23	SH		DFND	736	0	0	23
UNION PAC CORP	COM	907818108	63,805	282	SH		DFND	916	0	0	282
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	73,738	404	SH		DFND	372	0	0	404
VALERO ENERGY CORP	COM	91913Y100	1,881	12	SH		DFND	810	0	0	12
TEXAS INSTRS INC	COM	882508104	1,161,344	5,970	SH		DFND	925	0	0	5,970
JOHN BEAN TECHNOLOGIES CORP	COM	477839104	1,804	19	SH		DFND	816	0	0	19
INTERCONTINENTAL HOTELS GROU	SPONSORED ADS	45857P806	32,527	307	SH		DFND	916	0	0	307
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,670	208	SH		DFND	338	0	0	208
STRIDE INC	COM	86333M108	230,747	3,273	SH		SOLE		14	0	3,259
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	5,453	106	SH		DFND	52	0	0	106
IQVIA HLDGS INC	COM	46266C105	3,806	18	SH		DFND	713	18	0	0
LAMB WESTON HLDGS INC	COM	513272104	3,363	40	SH		DFND	792	40	0	0
HUB GROUP INC	CL A	443320106	1,205	28	SH		DFND	816	0	0	28
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	30,572	365	SH		DFND	75	0	0	365
COGNEX CORP	COM	192422103	701	15	SH		DFND	665	0	0	15
ISHARES TR	RUS MID CAP ETF	464287499	59,506	734	SH		DFND	654	0	0	734
MACYS INC	COM	55616P104	1,344	70	SH		DFND	970	0	0	70
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	107,576	2,800	SH		DFND	941	0	0	2,800
ISHARES TR	NATIONAL MUN ETF	464288414	105,804	993	SH		DFND	279	0	0	993
AMGEN INC	COM	031162100	83,424	267	SH		DFND	400	0	0	267
WISDOMTREE TR	INTL LRGCAP DV	97717W794	107,121	2,112	SH		DFND	144	2,112	0	0
MARKETAXESS HLDGS INC	COM	57060D108	602	3	SH		DFND	695	0	0	3
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	21,905,797	738,315	SH		SOLE		0	0	738,315
VERTEX PHARMACEUTICALS INC	COM	92532F100	8,906	19	SH		DFND	970	0	0	19
WELLS FARGO CO NEW	COM	949746101	9,502	160	SH		DFND	736	0	0	160
CENOVUS ENERGY INC	COM	15135U109	9,024	459	SH		DFND	790	0	0	459
AMALGAMATED FINANCIAL CORP	COM	022671101	3,726	136	SH		DFND	965	0	0	136
ZSCALER INC	COM	98980G102	3,417,138	17,780	SH		DFND	104	0	0	17,780
VICI PPTYS INC	COM	925652109	716	25	SH		DFND	969	0	0	25
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	8,693	169	SH		DFND	691	169	0	0
ISHARES TR	CORE S&P500 ETF	464287200	694,982	1,270	SH		DFND	101	0	0	1,270
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,974,293	60,184	SH		DFND	643	0	0	60,184
HECLA MNG CO	COM	422704106	494,917	102,045	SH		SOLE		270	0	101,775
WESTERN ALLIANCE BANCORP	COM	957638109	361,621	5,756	SH		SOLE		0	0	5,756
NVIDIA CORPORATION	COM	67066G104	12,354	100	SH		DFND	866	100	0	0
TRANSDIGM GROUP INC	COM	893641100	1,278	1	SH		DFND	697	0	0	1
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,061	98	SH		DFND	747	98	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	11,172	177	SH		DFND	952	0	0	177
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	6,101	68	SH		DFND	602	68	0	0
ALARM COM HLDGS INC	COM	011642105	36,790	579	SH		DFND	661	0	0	579
SUPER MICRO COMPUTER INC	COM	86800U104	7,070,719	8,630	SH		SOLE		22	0	8,608
EQUITY RESIDENTIAL	SH BEN INT	29476L107	1,179	17	SH		DFND	713	17	0	0
FISERV INC	COM	337738108	6,111	41	SH		DFND	665	0	0	41
PALANTIR TECHNOLOGIES INC	CL A	69608A108	3,217	127	SH		DFND	790	0	0	127
KINSALE CAP GROUP INC	COM	49714P108	1,581,431	4,105	SH		SOLE		0	0	4,105
RB GLOBAL INC	COM	74935Q107	11,607	152	SH		DFND	916	0	0	152
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,295	26	SH		DFND	420	26	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,157	198	SH		DFND	435	0	0	198
SPDR GOLD TR	GOLD SHS	78463V107	43,002	200	SH		DFND	897	0	0	200
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	26,157	681	SH		DFND	668	0	0	681
PEMBINA PIPELINE CORP	COM	706327103	4,005	108	SH		DFND	816	0	0	108
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	11,003	22	SH		DFND	129	22	0	0
JOHNSON & JOHNSON	COM	478160104	17,101	117	SH		DFND	33	0	0	117
WALMART INC	COM	931142103	377,416	5,574	SH		DFND	560	0	0	5,574
NICE LTD	SPONSORED ADR	653656108	688	4	SH		DFND	965	0	0	4
SCHWAB CHARLES CORP	COM	808513105	5,453	74	SH		DFND	737	0	0	74
JACOBS SOLUTIONS INC	COM	46982L108	419	3	SH		DFND	951	0	0	3
DTE ENERGY CO	COM	233331107	3,108	28	SH		DFND	970	0	0	28
EXXON MOBIL CORP	COM	30231G102	29,240	254	SH		DFND	40	0	0	254
TENNANT CO	COM	880345103	275,720	2,801	SH		SOLE		4	0	2,797
UNIVERSAL DISPLAY CORP	COM	91347P105	2,790,872	13,274	SH		SOLE		8	0	13,266
ISHARES TR	CHINA LG-CAP ETF	464287184	44,443	1,710	SH		DFND	1	0	0	1,710
FB FINL CORP	COM	30257X104	954,752	24,462	SH		SOLE		0	0	24,462
WISDOMTREE TR	US LARGECAP DIVD	97717W307	36,812	506	SH		DFND	70	0	0	506
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	21,741	272	SH		DFND	56	0	0	272
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	69,970	172	SH		DFND	78	0	0	172
ISHARES TR	CORE S&P500 ETF	464287200	134,405	246	SH		DFND	583	0	0	246
EXPEDIA GROUP INC	COM NEW	30212P303	5,400,708	42,866	SH		SOLE		5	0	42,861
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	88,264	1,786	SH		DFND	840	0	0	1,786
MCCORMICK & CO INC	COM NON VTG	579780206	1,064	15	SH		DFND	713	15	0	0
JAMES HARDIE INDS PLC	SPONSORED ADR	47030M106	33,117	1,050	SH		DFND	661	0	0	1,050
FIRST AMERN FINL CORP	COM	31847R102	1,295	24	SH		DFND	737	0	0	24
AMGEN INC	COM	031162100	4,374	14	SH		DFND	713	14	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	115,092	230	SH		DFND	184	0	0	230
SPDR SER TR	PORTFOLIO S&P500	78464A854	41,152	643	SH		DFND	434	0	0	643
BROADCOM INC	COM	11135F101	36,927	23	SH		DFND	970	0	0	23
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	486,509	1,949	SH		DFND	460	0	0	1,949
NEXTRACKER INC	CLASS A COM	65290E101	1,400,962	29,884	SH		SOLE		51	0	29,833
IOVANCE BIOTHERAPEUTICS INC	COM	462260100	32,385	4,038	SH		DFND	675	0	0	4,038
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	92,366	2,633	SH		DFND	34	0	0	2,633
COCA COLA CO	COM	191216100	12,730	200	SH		DFND	568	0	0	200
ISHARES TR	SHRT NAT MUN ETF	464288158	11,814	113	SH		DFND	279	0	0	113
JPMORGAN CHASE & CO.	COM	46625H100	6,472	32	SH		DFND	262	0	0	32
CME GROUP INC	COM	12572Q105	9,119,361	46,385	SH		SOLE		185	0	46,200
PHILLIPS 66	COM	718546104	9,176	65	SH		DFND	300	0	0	65
CARDINAL HEALTH INC	COM	14149Y108	2,261	23	SH		DFND	695	0	0	23
POLARIS INC	COM	731068102	1,331	17	SH		DFND	737	0	0	17
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,211	5	SH		DFND	43	0	0	5
NVIDIA CORPORATION	COM	67066G104	63,804	60,000	SH	Put	SOLE		0	0	60,000
ISHARES TR	U.S. REAL ES ETF	464287739	1,266,729	14,437	SH		SOLE		0	0	14,437
GRAPHIC PACKAGING HLDG CO	COM	388689101	288,813	11,019	SH		SOLE		0	0	11,019
LOUISIANA PAC CORP	COM	546347105	489,522	5,946	SH		SOLE		548	0	5,398
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	15,479,305	376,534	SH		SOLE		0	0	376,534
EBAY INC.	COM	278642103	4,620	86	SH		DFND	374	0	0	86
EMERSON ELEC CO	COM	291011104	3,305	30	SH		DFND	969	0	0	30
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	94,378	2,626	SH		DFND	688	0	0	2,626
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	2,835	91	SH		DFND	281	0	0	91
NICOLET BANKSHARES INC	COM	65406E102	972,149	11,707	SH		SOLE		6	0	11,701
VANGUARD WORLD FD	ESG US STK ETF	921910733	1,196,156	12,380	SH		DFND	1	0	0	12,380
GSK PLC	SPONSORED ADR	37733W204	963	25	SH		DFND	810	0	0	25
UNION PAC CORP	COM	907818108	7,240	32	SH		DFND	265	0	0	32
BANK AMERICA CORP	COM	060505104	94,514,457	2,376,526	SH		SOLE		2,324	0	2,374,202
APPLIED MATLS INC	COM	038222105	10,856	46	SH		DFND	969	0	0	46
COCA COLA CO	COM	191216100	22,214	349	SH		DFND	311	0	0	349
PEPSICO INC	COM	713448108	46,560	282	SH		DFND	952	0	0	282
GE AEROSPACE	COM NEW	369604301	9,379	59	SH		DFND	737	0	0	59
EVERSOURCE ENERGY	COM	30040W108	8,450	149	SH		DFND	792	149	0	0
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	484	15	SH		DFND	707	0	0	15
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	7,404	114	SH		DFND	214	0	0	114
SPDR SER TR	PORTFOLIO S&P600	78468R853	540	13	SH		DFND	109	0	0	13
SUN CTRY AIRLS HLDGS INC	COM	866683105	142,732	11,364	SH		SOLE		0	0	11,364
UNITED PARCEL SERVICE INC	CL B	911312106	3,969	29	SH		DFND	797	0	0	29
MICROCHIP TECHNOLOGY INC.	COM	595017104	10,248	112	SH		DFND	916	0	0	112
BORR DRILLING LTD	SHS	G1466R173	3,038	471	SH		DFND	791	471	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	39,405	493	SH		DFND	132	0	0	493
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	451,346	5,647	SH		DFND	670	0	0	5,647
CISCO SYS INC	COM	17275R102	355,090	7,474	SH		DFND	375	0	0	7,474
SPDR SER TR	PORTFOLIO S&P400	78464A847	17,955	350	SH		DFND	56	0	0	350
POWER INTEGRATIONS INC	COM	739276103	829,786	11,822	SH		SOLE		137	0	11,685
MACYS INC	COM	55616P104	19,200	1,000	SH		DFND	1	0	0	1,000
JOHNSON OUTDOORS INC	CL A	479167108	19,589	560	SH		DFND	661	0	0	560
AIR PRODS & CHEMS INC	COM	009158106	17,710,898	68,634	SH		SOLE		21	0	68,613
DISCOVER FINL SVCS	COM	254709108	1,439	11	SH		DFND	816	0	0	11
WINTRUST FINL CORP	COM	97650W108	23,950	243	SH		DFND	916	0	0	243
AVNET INC	COM	053807103	1,854	36	SH		DFND	816	0	0	36
INTUITIVE SURGICAL INC	COM NEW	46120E602	2,669	6	SH		DFND	600	0	0	6
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	80,333	2,290	SH		DFND	632	0	0	2,290
ALPHABET INC	CAP STK CL A	02079K305	21,858	120	SH		DFND	157	0	0	120
UNITED RENTALS INC	COM	911363109	7,773,538	12,020	SH		SOLE		3	0	12,017
AMERICAN EXPRESS CO	COM	025816109	39,364	170	SH		DFND	916	0	0	170
ROGERS COMMUNICATIONS INC	CL B	775109200	555	15	SH		DFND	810	0	0	15
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,448	272	SH		DFND	726	0	0	272
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	57,357	330	SH		DFND	627	0	0	330
ISHARES TR	CORE S&P TTL STK	464287150	51,313	432	SH		DFND	397	0	0	432
GRYPHON DIGITAL MNG INC	COM	400510103	64,274	54,012	SH		SOLE		0	0	54,012
GLADSTONE LD CORP	COM	376549101	249,488	18,224	SH		SOLE		0	0	18,224
LOGITECH INTL S A	SHS	H50430232	3,100	32	SH		DFND	493	0	0	32
SPDR SER TR	PORTFOLIO S&P400	78464A847	13,800	269	SH		DFND	69	0	0	269
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,471	50	SH		DFND	109	0	0	50
L3HARRIS TECHNOLOGIES INC	COM	502431109	4,492	20	SH		DFND	965	0	0	20
ANALOG DEVICES INC	COM	032654105	1,826	8	SH		DFND	810	0	0	8
UNUM GROUP	COM	91529Y106	4,907	96	SH		DFND	791	96	0	0
NETFLIX INC	COM	64110L106	14,172	21	SH		DFND	969	0	0	21
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,702	57	SH		DFND	678	57	0	0
CALIFORNIA RES CORP	COM STOCK	13057Q305	702,504	13,200	SH		SOLE		39	0	13,161
STRYKER CORPORATION	COM	863667101	61,926	182	SH		DFND	390	0	0	182
SYSCO CORP	COM	871829107	3,355	47	SH		DFND	260	0	0	47
DIGITAL RLTY TR INC	COM	253868103	1,368	9	SH		DFND	600	0	0	9
ALPHABET INC	CAP STK CL A	02079K305	34,062	187	SH		DFND	665	0	0	187
MIDDLEBY CORP	COM	596278101	1,471	12	SH		DFND	695	0	0	12
WIPRO LTD	SPON ADR 1 SH	97651M109	18,074	2,963	SH		DFND	790	0	0	2,963
ALPHABET INC	CAP STK CL A	02079K305	21,858	120	SH		DFND	707	0	0	120
BLACKROCK ENERGY & RES TR	COM	09250U101	416,054	31,472	SH		SOLE		0	0	31,472
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	787	10	SH		DFND	903	0	0	10
WALMART INC	COM	931142103	7,042	104	SH		DFND	37	0	0	104
SMITH & NEPHEW PLC	SPDN ADR NEW	83175M205	1,982	80	SH		DFND	816	0	0	80
DAYFORCE INC	COM	15677J108	273,494	5,514	SH		SOLE		0	0	5,514
OLO INC	CL A	68134L109	113,532	25,686	SH		SOLE		0	0	25,686
VANGUARD INDEX FDS	MID CAP ETF	922908629	438,242	1,810	SH		DFND	670	0	0	1,810
SKYWORKS SOLUTIONS INC	COM	83088M102	2,025	19	SH		DFND	736	0	0	19
KINETIK HOLDINGS INC	COM NEW CL A	02215L209	633,286	15,282	SH		SOLE		101	0	15,181
RYMAN HOSPITALITY PPTYS INC	COM	78377T107	25,265	253	SH		DFND	661	0	0	253
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	21,794	441	SH		DFND	221	441	0	0
ISHARES TR	IBONDS DEC 29	46436E205	861,617	38,007	SH		SOLE		0	0	38,007
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	20,559	416	SH		DFND	262	0	0	416
ROBLOX CORP	CL A	771049103	688,832	18,512	SH		DFND	317	0	0	18,512
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	68,520	951	SH		DFND	876	0	0	951
RESMED INC	COM	761152107	9,762	51	SH		DFND	627	0	0	51
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	21,321	566	SH		DFND	453	0	0	566
ISHARES TR	CORE MSCI INTL	46435G326	110,275	1,680	SH		DFND	223	0	0	1,680
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	260	0	0	1
EMBECTA CORP	COMMON STOCK	29082K105	411,218	32,897	SH		SOLE		13	0	32,884
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	26,050	549	SH		DFND	485	0	0	549
MASTERCARD INCORPORATED	CL A	57636Q104	22,058	50	SH		DFND	159	0	0	50
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,495	91	SH		DFND	718	0	0	91
NSTS BANCORP INC	COM	6293JP109	433,350	45,000	SH		SOLE		0	0	45,000
FASTENAL CO	COM	311900104	16,464	262	SH		DFND	916	0	0	262
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,526,797	103,446	SH		DFND	1	121	0	103,325
QUALCOMM INC	COM	747525103	25,495	128	SH		DFND	574	0	0	128
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	10,965	160	SH		DFND	178	0	0	160
PARKER-HANNIFIN CORP	COM	701094104	742,023	1,467	SH		DFND	675	0	0	1,467
FORD MTR CO DEL	COM	345370860	96,558	7,700	SH		DFND	918	0	0	7,700
SOCIEDAD QUIMICA Y MINERA DE	SPON ADR SER B	833635105	611	15	SH		DFND	665	0	0	15
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,600	25	SH		DFND	10	0	0	25
JPMORGAN CHASE & CO.	COM	46625H100	82,522	408	SH		DFND	826	0	0	408
ISHARES INC	CORE MSCI EMKT	46434G103	3,725,174,215	69,590,402	SH		SOLE		55,489	0	69,534,913
O-I GLASS INC	COM	67098H104	433,002	38,904	SH		SOLE		190	0	38,714
AIR PRODS & CHEMS INC	COM	009158106	516	2	SH		DFND	600	0	0	2
ISHARES TR	SHRT NAT MUN ETF	464288158	57,712	552	SH		DFND	30	0	0	552
CADENCE DESIGN SYSTEM INC	COM	127387108	1,539	5	SH		DFND	493	0	0	5
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	17,645	503	SH		DFND	231	0	0	503
SPDR SER TR	PORTFOLIO S&P400	78464A847	33,755	658	SH		DFND	576	0	0	658
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	16,920	63	SH		DFND	338	0	0	63
EXXON MOBIL CORP	COM	30231G102	14,735	128	SH		DFND	405	0	0	128
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	74,106	1,967	SH		DFND	338	0	0	1,967
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	102,800	1,600	SH		DFND	295	0	0	1,600
VISA INC	COM CL A	92826C839	5,512	21	SH		DFND	705	0	0	21
ARISTA NETWORKS INC	COM	040413106	12,617	36	SH		DFND	791	36	0	0
CABLE ONE INC	COM	12685J105	26,550	75	SH		DFND	661	0	0	75
HOME DEPOT INC	COM	437076102	2,065	6	SH		DFND	810	0	0	6
SPDR SER TR	PORTFOLIO CRPORT	78464A144	300,135	10,458	SH		SOLE		0	0	10,458
RTX CORPORATION	COM	75513E101	6,224	62	SH		DFND	965	0	0	62
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	85,603	320	SH		DFND	340	0	0	320
SCHWAB STRATEGIC TR	US REIT ETF	808524847	45,891	2,298	SH		DFND	395	0	0	2,298
GLOBAL NET LEASE INC	COM NEW	379378201	34,170	4,649	SH		DFND	675	0	0	4,649
BANCO SANTANDER S.A.	ADR	05964H105	1,102	238	SH		DFND	600	0	0	238
CHEVRON CORP NEW	COM	166764100	2,190	14	SH		DFND	600	0	0	14
OTIS WORLDWIDE CORP	COM	68902V107	866	9	SH		DFND	806	0	0	9
ZILLOW GROUP INC	CL C CAP STK	98954M200	861,961	18,581	SH		SOLE		0	0	18,581
SCHWAB STRATEGIC TR	US REIT ETF	808524847	100,170	5,016	SH		DFND	352	0	0	5,016
LAM RESEARCH CORP	COM	512807108	48,642,211	45,680	SH		SOLE		17	0	45,663
BELLRING BRANDS INC	COMMON STOCK	07831C103	7,428	130	SH		DFND	792	130	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	12,385	417	SH		DFND	651	0	0	417
STARBUCKS CORP	COM	855244109	26,625	342	SH		DFND	153	0	0	342
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	2,493	32	SH		DFND	737	0	0	32
SILK RD MED INC	COM	82710M100	4,110	152	SH		DFND	791	152	0	0
VULCAN MATLS CO	COM	929160109	3,384,824	13,611	SH		SOLE		51	0	13,560
MARATHON PETE CORP	COM	56585A102	1,388	8	SH		DFND	695	0	0	8
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,428	15	SH		DFND	810	0	0	15
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	82,157	2,342	SH		DFND	161	0	0	2,342
TRI CONTL CORP	COM	895436103	280,698	9,064	SH		SOLE		0	0	9,064
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	195,318	3,797	SH		DFND	318	0	0	3,797
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	79,312	884	SH		DFND	194	0	0	884
EATON CORP PLC	SHS	G29183103	36,685	117	SH		DFND	414	0	0	117
INGERSOLL RAND INC	COM	45687V106	9,447	104	SH		DFND	792	104	0	0
APPLE INC	COM	037833100	20,220	96	SH		DFND	266	0	0	96
ARISTA NETWORKS INC	COM	040413106	30,898,040	88,159	SH		SOLE		91	0	88,068
ABBVIE INC	COM	00287Y109	108,058	630	SH		DFND	983	0	0	630
CMS ENERGY CORP	COM	125896100	1,907,714	32,046	SH		SOLE		69	0	31,977
HONEYWELL INTL INC	COM	438516106	15,802	74	SH		DFND	916	0	0	74
ARISTA NETWORKS INC	COM	040413106	2,453	7	SH		DFND	665	0	0	7
NIKE INC	CL B	654106103	603	8	SH		DFND	969	0	0	8
DISNEY WALT CO	COM	254687106	8,340	84	SH		DFND	970	0	0	84
CAMDEN PPTY TR	SH BEN INT	133131102	1,200	11	SH		DFND	695	0	0	11
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	5,618	21	SH		DFND	453	0	0	21
GENTHERM INC	COM	37253A103	395	8	SH		DFND	903	0	0	8
HENRY JACK & ASSOC INC	COM	426281101	498	3	SH		DFND	695	0	0	3
VERIZON COMMUNICATIONS INC	COM	92343V104	4,248	103	SH		DFND	83	0	0	103
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	78	1	SH		DFND	661	0	0	1
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	13,276	228	SH		DFND	311	0	0	228
VANGUARD SCOTTSDALE FDS	VNG RUS2000GRW	92206C623	1,532,086	8,019	SH		SOLE		0	0	8,019
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	20,277	226	SH		DFND	388	0	0	226
UNITEDHEALTH GROUP INC	COM	91324P102	2,546	5	SH		DFND	934	0	0	5
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	17,643	357	SH		DFND	441	0	0	357
NATIONAL RESH CORP	COM NEW	637372202	4,338	189	SH		DFND	792	189	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	732	8	SH		DFND	951	0	0	8
EATON CORP PLC	SHS	G29183103	8,779	28	SH		DFND	265	0	0	28
STRYKER CORPORATION	COM	863667101	2,382	7	SH		DFND	816	0	0	7
ADOBE INC	COM	00724F101	84,998	153	SH		DFND	661	0	0	153
BLACKROCK ENHANCED EQUITY DI	COM	09251A104	1,072,435	131,265	SH		SOLE		0	0	131,265
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,727	71	SH		DFND	423	0	0	71
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	60,381	1,572	SH		DFND	691	1,572	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	706,476	20,139	SH		DFND	48	0	0	20,139
PARK HOTELS & RESORTS INC	COM	700517105	599	40	SH		DFND	697	0	0	40
ISHARES TR	RUS MID CAP ETF	464287499	1,946	24	SH		DFND	134	24	0	0
PUBLIC STORAGE OPER CO	COM	74460D109	288	1	SH		DFND	903	0	0	1
ALTRIA GROUP INC	COM	02209S103	1,139	25	SH		DFND	816	0	0	25
EAGLE MATLS INC	COM	26969P108	1,305	6	SH		DFND	695	0	0	6
CULLEN FROST BANKERS INC	COM	229899109	832,227	8,189	SH		SOLE		70	0	8,119
TE CONNECTIVITY LTD	SHS	H84989104	442,114	2,939	SH		DFND	675	0	0	2,939
ISHARES TR	NATIONAL MUN ETF	464288414	71,602	672	SH		DFND	514	0	0	672
IDEXX LABS INC	COM	45168D104	6,334	13	SH		DFND	791	13	0	0
MEDICAL PPTYS TRUST INC	COM	58463J304	13,189	3,060	SH		DFND	916	0	0	3,060
M & T BK CORP	COM	55261F104	3,935	26	SH		DFND	665	0	0	26
TERADATA CORP DEL	COM	88076W103	1,452	42	SH		DFND	737	0	0	42
COMCAST CORP NEW	CL A	20030N101	51,965	1,327	SH		DFND	916	0	0	1,327
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	99,285	2,009	SH		DFND	375	0	0	2,009
PEPSICO INC	COM	713448108	3,299	20	SH		DFND	805	0	0	20
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	219,486,280	5,589,159	SH		SOLE		2,239	0	5,586,920
B & G FOODS INC NEW	COM	05508R106	452	56	SH		DFND	951	0	0	56
API GROUP CORP	COM STK	00187Y100	15,391	409	SH		DFND	790	0	0	409
SPDR SER TR	PORTFOLIO INTRMD	78464A375	26,504	814	SH		DFND	451	0	0	814
VANGUARD INDEX FDS	SMALL CP ETF	922908751	290,865	1,334	SH		DFND	438	0	0	1,334
TOTALENERGIES SE	SPONSORED ADS	89151E109	1,600	24	SH		DFND	263	0	0	24
NORTHERN OIL & GAS INC	COM	665531307	852,643	22,939	SH		SOLE		71	0	22,868
SHERWIN WILLIAMS CO	COM	824348106	2,387	8	SH		DFND	695	0	0	8
SPDR SER TR	PORTFOLIO S&P400	78464A847	258,090	5,031	SH		DFND	534	0	0	5,031
SPDR SER TR	PORTFOLIO INTRMD	78464A375	59,227	1,819	SH		DFND	259	0	0	1,819
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	16,572	422	SH		DFND	688	0	0	422
UNITED STATES STL CORP NEW	COM	912909108	1,210	32	SH		DFND	737	0	0	32
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	8,327	143	SH		DFND	571	0	0	143
LAS VEGAS SANDS CORP	COM	517834107	310	7	SH		DFND	903	0	0	7
LAM RESEARCH CORP	COM	512807108	6,389	6	SH		DFND	713	6	0	0
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	4,374	18	SH		DFND	790	0	0	18
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	2,014,441	48,494	SH		SOLE		0	0	48,494
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	117,151	3,050	SH		DFND	243	0	0	3,050
S&P GLOBAL INC	COM	78409V104	4,014	9	SH		DFND	695	0	0	9
J P MORGAN EXCHANGE TRADED F	US MOMENTUM	46641Q779	230,530	4,301	SH		SOLE		0	0	4,301
ARCELORMITTAL SA LUXEMBOURG	NY REGISTRY SH	03938L203	688	30	SH		DFND	810	0	0	30
SPDR SER TR	PORTFOLIO S&P400	78464A847	47,709	930	SH		DFND	517	0	0	930
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,703,268	26,510	SH		DFND	552	0	0	26,510
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,262	137	SH		DFND	54	0	0	137
BANK AMERICA CORP	7.25%CNV PFD L	060505682	278,705	233	SH		SOLE		0	0	233
PUBLIC STORAGE OPER CO	COM	74460D109	5,557,282	19,320	SH		SOLE		15	0	19,305
INSULET CORP	COM	45784P101	605	3	SH		DFND	600	0	0	3
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,863	70	SH		DFND	5	0	0	70
SMART GLOBAL HLDGS INC	SHS	G8232Y101	915	40	SH		DFND	810	0	0	40
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,716	86	SH		DFND	99	0	0	86
ENTERGY CORP NEW	COM	29364G103	3,059,043	28,589	SH		SOLE		40	0	28,549
JOHNSON & JOHNSON	COM	478160104	135,527,746	927,256	SH		SOLE		2,104	0	925,152
ISHARES TR	SHRT NAT MUN ETF	464288158	4,496	43	SH		DFND	342	0	0	43
LEIDOS HOLDINGS INC	COM	525327102	10,482,205	71,855	SH		SOLE		148	0	71,707
FORD MTR CO DEL	COM	345370860	2,495	199	SH		DFND	737	0	0	199
BEST BUY INC	COM	086516101	84	1	SH		DFND	416	0	0	1
EATON CORP PLC	SHS	G29183103	2,508	8	SH		DFND	810	0	0	8
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	253,766	4,358	SH		DFND	764	4,358	0	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	96	1	SH		DFND	406	0	0	1
MICRON TECHNOLOGY INC	COM	595112103	16,178	123	SH		DFND	792	123	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	34,466	925	SH		DFND	178	0	0	925
ENEL CHILE S.A.	SPONSORED ADR	29278D105	2,223	794	SH		DFND	951	0	0	794
ISHARES TR	NATIONAL MUN ETF	464288414	131,270	1,232	SH		DFND	225	0	0	1,232
HUDSON PAC PPTYS INC	COM	444097109	182,289	37,898	SH		SOLE		0	0	37,898
ARCELORMITTAL SA LUXEMBOURG	NY REGISTRY SH	03938L203	1,069,880	46,659	SH		SOLE		116	0	46,543
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	935,145	15,565	SH		DFND	641	0	0	15,565
WALKER & DUNLOP INC	COM	93148P102	7,660	78	SH		DFND	791	78	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	203,541	2,825	SH		DFND	843	0	0	2,825
CINTAS CORP	COM	172908105	2,101	3	SH		DFND	707	0	0	3
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	36,389	966	SH		DFND	262	0	0	966
ABBOTT LABS	COM	002824100	2,078	20	SH		DFND	477	0	0	20
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	107,016	200	SH		DFND	569	0	0	200
SPDR SER TR	PORTFOLIO S&P400	78464A847	102,600	2,000	SH		DFND	941	0	0	2,000
VISA INC	COM CL A	92826C839	35,958	137	SH		DFND	791	137	0	0
ISHARES TR	INTL TREA BD ETF	464288117	76,873	1,991	SH		DFND	699	1,991	0	0
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,265	26	SH		DFND	844	0	0	26
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,318,243	5,281	SH		DFND	561	0	0	5,281
HORMEL FOODS CORP	COM	440452100	1,525	50	SH		DFND	405	0	0	50
PROCTER AND GAMBLE CO	COM	742718109	1,319	8	SH		DFND	405	0	0	8
GE AEROSPACE	COM NEW	369604301	54,050	340	SH		DFND	916	0	0	340
APA CORPORATION	COM	03743Q108	26,030	884	SH		DFND	674	0	0	884
SPDR SER TR	PORTFLI TIPS ETF	78464A656	681,185	26,797	SH		SOLE		0	0	26,797
MONSTER BEVERAGE CORP NEW	COM	61174X109	3,896	78	SH		DFND	188	78	0	0
PNC FINL SVCS GROUP INC	COM	693475105	4,353	28	SH		DFND	665	0	0	28
IDEX CORP	COM	45167R104	402	2	SH		DFND	903	0	0	2
NUCOR CORP	COM	670346105	9,485	60	SH		DFND	916	0	0	60
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	104,141	256	SH		DFND	64	0	0	256
RTX CORPORATION	COM	75513E101	100,390	1,000	SH		DFND	853	0	0	1,000
LAUDER ESTEE COS INC	CL A	518439104	7,651,467	71,912	SH		SOLE		15	0	71,897
UNITEDHEALTH GROUP INC	COM	91324P102	10,185	20	SH		DFND	816	0	0	20
BANCO SANTANDER S.A.	ADR	05964H105	7,579	1,637	SH		DFND	791	1,637	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	223,034	2,095	SH		DFND	1	0	0	2,095
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	78,204	294	SH		DFND	332	0	0	294
ANALOG DEVICES INC	COM	032654105	2,283	10	SH		DFND	969	0	0	10
SHELL PLC	SPON ADS	780259305	19,056	264	SH		DFND	792	264	0	0
NOMURA HLDGS INC	SPONSORED ADR	65535H208	2,318	401	SH		DFND	810	0	0	401
ISHARES TR	SHRT NAT MUN ETF	464288158	3,764	36	SH		DFND	391	0	0	36
IRON MTN INC DEL	COM	46284V101	807	9	SH		DFND	697	0	0	9
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	93,008	1,432	SH		DFND	538	0	0	1,432
CAPRI HOLDINGS LIMITED	SHS	G1890L107	1,092	33	SH		DFND	816	0	0	33
BRISTOL-MYERS SQUIBB CO	COM	110122108	5,399	130	SH		DFND	159	0	0	130
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,532	31	SH		DFND	252	0	0	31
EMBECTA CORP	COMMON STOCK	29082K105	550	44	SH		DFND	810	0	0	44
SONY GROUP CORP	SPONSORED ADR	835699307	11,978	141	SH		DFND	916	0	0	141
SYNOPSYS INC	COM	871607107	5,951	10	SH		DFND	970	0	0	10
APPLOVIN CORP	COM CL A	03831W108	64,375	12,500	SH	Put	SOLE		0	0	12,500
ISHARES TR	MICRO-CAP ETF	464288869	18,582	163	SH		DFND	305	0	0	163
SMUCKER J M CO	COM NEW	832696405	1,308	12	SH		DFND	737	0	0	12
TEMPUR SEALY INTL INC	COM	88023U101	899	19	SH		DFND	713	19	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	453,655	12,932	SH		DFND	372	0	0	12,932
ISHARES TR	CORE S&P500 ETF	464287200	90,840	166	SH		DFND	674	0	0	166
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	9,727	135	SH		DFND	421	0	0	135
ISHARES TR	CORE US AGGBD ET	464287226	37,857	390	SH		DFND	132	0	0	390
BANK NEW YORK MELLON CORP	COM	064058100	5,989	100	SH		DFND	80	0	0	100
SYNOPSYS INC	COM	871607107	10,863,995	18,257	SH		SOLE		24	0	18,233
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	360	7	SH		DFND	671	0	0	7
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	216,780	3,374	SH		DFND	362	0	0	3,374
KRAFT HEINZ CO	COM	500754106	3,397,886	105,459	SH		SOLE		433	0	105,026
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	19,183	240	SH		DFND	521	0	0	240
PATTERSON-UTI ENERGY INC	COM	703481101	663,237	64,019	SH		SOLE		75	0	63,944
INTEL CORP	COM	458140100	9,477	306	SH		DFND	188	306	0	0
AUTOLIV INC	COM	052800109	484,578	4,529	SH		SOLE		0	0	4,529
FIDELITY D & D BANCORP INC	COM	31609R100	1,786,865	40,796	SH		SOLE		0	0	40,796
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	117,806	1,515	SH		DFND	874	0	0	1,515
SPDR SER TR	PORTFOLIO INTRMD	78464A375	37,607	1,155	SH		DFND	25	0	0	1,155
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	11,413	196	SH		DFND	264	0	0	196
SCHLUMBERGER LTD	COM STK	806857108	1,415	30	SH		DFND	665	0	0	30
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	10,279	208	SH		DFND	672	0	0	208
ISHARES INC	CORE MSCI EMKT	46434G103	85,220	1,592	SH		DFND	568	0	0	1,592
FRONTIER COMMUNICATIONS PARE	COM	35909D109	308,270	11,775	SH		SOLE		0	0	11,775
BALL CORP	COM	058498106	12,124	202	SH		DFND	627	0	0	202
ISHARES TR	CORE MSCI INTL	46435G326	187,730	2,860	SH		DFND	637	0	0	2,860
E2OPEN PARENT HOLDINGS INC	COM CL A	29788T103	51,455	11,460	SH		SOLE		76	0	11,384
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	1,204,381	24,073	SH		SOLE		0	0	24,073
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	52,687	1,204	SH		DFND	240	0	0	1,204
OREILLY AUTOMOTIVE INC	COM	67103H107	4,224	4	SH		DFND	697	0	0	4
ISHARES TR	CORE US AGGBD ET	464287226	12,231	126	SH		DFND	415	0	0	126
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	163,918	1,957	SH		DFND	899	0	0	1,957
EDISON INTL	COM	281020107	1,293	18	SH		DFND	737	0	0	18
BORGWARNER INC	COM	099724106	451	14	SH		DFND	951	0	0	14
FERRARI N V	COM	N3167Y103	4,315,540	10,568	SH		SOLE		12	0	10,556
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,508	131	SH		DFND	428	0	0	131
DOVER CORP	COM	260003108	1,083	6	SH		DFND	969	0	0	6
SUBURBAN PROPANE PARTNERS L	UNIT LTD PARTN	864482104	590,455	31,093	SH		SOLE		0	0	31,093
VEREN INC	COM NEW	92340V107	325,668	41,381	SH		SOLE		0	0	41,381
JPMORGAN CHASE & CO.	COM	46625H100	6,270	31	SH		DFND	600	0	0	31
TARGET CORP	COM	87612E106	3,701	25	SH		DFND	969	0	0	25
FASTENAL CO	COM	311900104	525,845	8,368	SH		DFND	675	0	0	8,368
ALECTOR INC	COM	014442107	53,327	11,746	SH		SOLE		36	0	11,710
JOHNSON & JOHNSON	COM	478160104	23,386	160	SH		DFND	390	0	0	160
VANGUARD INDEX FDS	MID CAP ETF	922908629	38,494	159	SH		DFND	325	0	0	159
VERIZON COMMUNICATIONS INC	COM	92343V104	10,269	249	SH		DFND	790	0	0	249
ISHARES TR	CORE US AGGBD ET	464287226	39,507	407	SH		DFND	598	0	0	407
ISHARES TR	CORE MSCI EAFE	46432F842	47,146	649	SH		DFND	249	0	0	649
CAPITAL ONE FINL CORP	COM	14040H105	2,907	21	SH		DFND	697	0	0	21
AUTODESK INC	COM	052769106	990	4	SH		DFND	493	0	0	4
RLI CORP	COM	749607107	985	7	SH		DFND	737	0	0	7
KRAFT HEINZ CO	COM	500754106	17,099	531	SH		DFND	955	0	0	531
ALTRIA GROUP INC	COM	02209S103	2,278	50	SH		DFND	414	0	0	50
SPDR SER TR	PORTFOLIO S&P400	78464A847	154,977	3,021	SH		DFND	272	0	0	3,021
HEALTHPEAK PROPERTIES INC	COM	42250P103	3,136,619	160,032	SH		SOLE		856	0	159,176
CHURCH & DWIGHT CO INC	COM	171340102	2,488	24	SH		DFND	969	0	0	24
AMERICAN EAGLE OUTFITTERS IN	COM	02553E106	408,889	20,485	SH		SOLE		80	0	20,405
ISHARES TR	NATIONAL MUN ETF	464288414	122,746	1,152	SH		DFND	122	0	0	1,152
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	2,979,851	46,379	SH		DFND	316	0	0	46,379
COMCAST CORP NEW	CL A	20030N101	7,832	200	SH		DFND	80	0	0	200
WARNER BROS DISCOVERY INC	COM SER A	934423104	893	120	SH		DFND	142	0	0	120
LOEWS CORP	COM	540424108	1,719	23	SH		DFND	737	0	0	23
CHUBB LIMITED	COM	H1467J104	6,377	25	SH		DFND	737	0	0	25
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	22,931	464	SH		DFND	264	0	0	464
HUMANA INC	COM	444859102	7,473	20	SH		DFND	792	20	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,211	5	SH		DFND	536	0	0	5
OCCIDENTAL PETE CORP	COM	674599105	6,366	101	SH		DFND	792	101	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	670	8	SH		DFND	476	0	0	8
UNION PAC CORP	COM	907818108	8,824	39	SH		DFND	264	0	0	39
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,746	197	SH		DFND	261	0	0	197
UBIQUITI INC	COM	90353W103	1,165	8	SH		DFND	969	0	0	8
TRICO BANCSHARES	COM	896095106	633	16	SH		DFND	810	0	0	16
DATADOG INC	CL A COM	23804L103	1,427	11	SH		DFND	810	0	0	11
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	477,523	1,913	SH		DFND	18	0	0	1,913
WEATHERFORD INTL PLC	ORD SHS	G48833118	4,898	40	SH		DFND	790	0	0	40
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	13,611	388	SH		DFND	204	0	0	388
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	18,255	100	SH		DFND	263	0	0	100
BALL CORP	COM	058498106	600	10	SH		DFND	713	10	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	113,010	1,881	SH		DFND	352	0	0	1,881
OFS CREDIT COMPANY INC	COM	67111Q107	86,460	12,000	SH		SOLE		0	0	12,000
ALTRIA GROUP INC	COM	02209S103	5,329	117	SH		DFND	792	117	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,843	98	SH		DFND	244	0	0	98
CARNIVAL CORP	UNIT 99/99/9999	143658300	1,198	64	SH		DFND	697	0	0	64
GARTNER INC	COM	366651107	1,347	3	SH		DFND	816	0	0	3
CASELLA WASTE SYS INC	CL A	147448104	25,103	253	SH		DFND	661	0	0	253
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	67,921	1,131	SH		DFND	375	0	0	1,131
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	81,643	1,574	SH		DFND	518	0	0	1,574
SPDR SER TR	PORTFOLIO SHORT	78464A474	10,989	370	SH		DFND	108	0	0	370
VAXCYTE INC	COM	92243G108	38,435	509	SH		DFND	661	0	0	509
AMARIN CORP PLC	SPONS ADR NEW	023111206	35,132	51,064	SH		SOLE		0	0	51,064
SPDR SER TR	PORTFOLIO S&P400	78464A847	5,848	114	SH		DFND	126	0	0	114
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,793,378,422	28,021,538	SH		SOLE		6,839	0	28,014,699
FERRARI N V	COM	N3167Y103	1,633	4	SH		DFND	816	0	0	4
ENVISTA HOLDINGS CORPORATION	COM	29415F104	6,519	392	SH		DFND	916	0	0	392
SPIRIT AEROSYSTEMS HLDGS INC	COM CL A	848574109	3,517	107	SH		DFND	791	107	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	74,261	1,697	SH		DFND	679	0	0	1,697
MICROSOFT CORP	COM	594918104	46,930	105	SH		DFND	820	0	0	105
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,623	324	SH		DFND	940	0	0	324
HUBSPOT INC	COM	443573100	1,769	3	SH		DFND	810	0	0	3
ISHARES TR	CORE S&P500 ETF	464287200	774,330	1,415	SH		DFND	103	0	0	1,415
UNITED AIRLS HLDGS INC	COM	910047109	2,530	52	SH		DFND	736	0	0	52
ALLSTATE CORP	COM	020002101	160	1	SH		DFND	406	0	0	1
TURKCELL ILETISIM HIZMETLERI	SPON ADR NEW	900111204	9,505	1,254	SH		DFND	627	0	0	1,254
ISHARES INC	CORE MSCI EMKT	46434G103	19,753	369	SH		DFND	849	0	0	369
BAIDU INC	SPON ADR REP A	056752108	692	8	SH		DFND	665	0	0	8
ORIX CORP	SPONSORED ADR	686330101	484,322	4,352	SH		SOLE		0	0	4,352
ILLINOIS TOOL WKS INC	COM	452308109	40,757	172	SH		DFND	311	0	0	172
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,053	25	SH		DFND	268	0	0	25
DARLING INGREDIENTS INC	COM	237266101	660,673	17,977	SH		SOLE		3	0	17,974
ISHARES TR	MORNINGSTR US EQ	464287127	117,265	1,560	SH		DFND	332	0	0	1,560
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	844	13	SH		DFND	59	0	0	13
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	69,402	1,385	SH		DFND	224	0	0	1,385
MARATHON PETE CORP	COM	56585A102	1,561	9	SH		DFND	665	0	0	9
HOME DEPOT INC	COM	437076102	3,098	9	SH		DFND	783	0	0	9
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	3,209	248	SH		DFND	791	248	0	0
UBS GROUP AG	SHS	H42097107	8,744	296	SH		DFND	791	296	0	0
AUTODESK INC	COM	052769106	6,186	25	SH		DFND	736	0	0	25
WIX COM LTD	SHS	M98068105	477	3	SH		DFND	903	0	0	3
STRYKER CORPORATION	COM	863667101	11,228	33	SH		DFND	792	33	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,288	98	SH		DFND	469	98	0	0
ISHARES TR	CORE S&P TTL STK	464287150	40,148	338	SH		DFND	123	338	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,746	197	SH		DFND	22	0	0	197
LENNAR CORP	CL A	526057104	749	5	SH		DFND	697	0	0	5
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,606	26	SH		DFND	415	0	0	26
POSCO HOLDINGS INC	SPONSORED ADR	693483109	789	12	SH		DFND	810	0	0	12
HIREQUEST INC	COM	433535101	429,163	34,750	SH		SOLE		0	0	34,750
SPDR SER TR	PORTFOLIO INTRMD	78464A375	60,692	1,864	SH		DFND	24	0	0	1,864
BLOCK INC	CL A	852234103	1,612	25	SH		DFND	951	0	0	25
BIOGEN INC	COM	09062X103	2,086	9	SH		DFND	816	0	0	9
ROGERS CORP	COM	775133101	482	4	SH		DFND	951	0	0	4
DEXCOM INC	COM	252131107	454	4	SH		DFND	951	0	0	4
MARATHON PETE CORP	COM	56585A102	7,633	44	SH		DFND	713	44	0	0
HANCOCK WHITNEY CORPORATION	COM	410120109	722,568	15,107	SH		SOLE		0	0	15,107
ISHARES TR	ESG AWARE MSCI	46435U663	1,051,320	27,307	SH		DFND	315	0	0	27,307
VANGUARD INDEX FDS	SMALL CP ETF	922908751	50,149	230	SH		DFND	235	0	0	230
AUTOMATIC DATA PROCESSING IN	COM	053015103	6,922	29	SH		DFND	736	0	0	29
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	73,298	274	SH		DFND	274	0	0	274
WESBANCO INC	COM	950810101	153,840	5,512	SH		DFND	390	0	0	5,512
RESIDEO TECHNOLOGIES INC	COM	76118Y104	39,120	2,000	SH		DFND	568	0	0	2,000
MILESTONE PHARMACEUTICALS IN	COM	59935V107	17,266	13,080	SH		SOLE		0	0	13,080
SCHWAB STRATEGIC TR	US REIT ETF	808524847	9,646	483	SH		DFND	148	0	0	483
STONEX GROUP INC	COM	861896108	238,883	3,172	SH		SOLE		7	0	3,165
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	12,330	321	SH		DFND	453	0	0	321
FACTSET RESH SYS INC	COM	303075105	1,572,579	3,852	SH		SOLE		0	0	3,852
CHUBB LIMITED	COM	H1467J104	7,397	29	SH		DFND	188	29	0	0
NIO INC	SPON ADS	62914V106	491	118	SH		DFND	903	0	0	118
SCHWAB STRATEGIC TR	US REIT ETF	808524847	2,816	141	SH		DFND	441	0	0	141
AMETEK INC	COM	031100100	1,167	7	SH		DFND	188	7	0	0
ONTO INNOVATION INC	COM	683344105	5,881,354	26,787	SH		SOLE		31	0	26,756
EVERGY INC	COM	30034W106	6,264,973	118,274	SH		SOLE		124	0	118,150
SPDR SER TR	PORTFOLIO S&P500	78464A854	55,168	862	SH		DFND	807	0	0	862
WISDOMTREE TR	US MIDCAP DIVID	97717W505	67,302	1,439	SH		DFND	144	1,439	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	42,270,530	672,348	SH		SOLE		0	0	672,348
APPLE INC	COM	037833100	3,370	16	SH		DFND	68	0	0	16
BRISTOL-MYERS SQUIBB CO	COM	110122108	16,861	406	SH		DFND	328	0	0	406
SPDR SER TR	PORTFOLIO S&P500	78464A854	47,296	739	SH		DFND	138	0	0	739
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	829	22	SH		DFND	244	0	0	22
DEERE & CO	COM	244199105	27,318,594	73,117	SH		SOLE		459	0	72,658
TORONTO DOMINION BK ONT	COM NEW	891160509	623,136	11,338	SH		DFND	1	0	0	11,338
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	39,283	469	SH		DFND	887	0	0	469
VANGUARD WORLD FD	INF TECH ETF	92204A702	512,012	888	SH		DFND	42	0	0	888
ISHARES TR	RUS 2000 VAL ETF	464287630	12,922,223	84,847	SH		SOLE		0	0	84,847
CUREVAC N V	COM	N2451R105	95,319	28,035	SH		SOLE		0	0	28,035
ISHARES TR	MSCI LW CRB TG	46434V464	1,121,232	6,118	SH		SOLE		0	0	6,118
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	153,904	3,517	SH		DFND	400	0	0	3,517
WISDOMTREE TR	US MIDCAP DIVID	97717W505	909,396	19,444	SH		DFND	242	0	0	19,444
BAKER HUGHES COMPANY	CL A	05722G100	1,547	44	SH		DFND	737	0	0	44
BAKER HUGHES COMPANY	CL A	05722G100	2,427	69	SH		DFND	736	0	0	69
TEREX CORP NEW	COM	880779103	384	7	SH		DFND	903	0	0	7
ILLINOIS TOOL WKS INC	COM	452308109	2,844	12	SH		DFND	697	0	0	12
TEXAS INSTRS INC	COM	882508104	5,252	27	SH		DFND	810	0	0	27
SPDR INDEX SHS FDS	ASIA PACIF ETF	78463X301	696,407	6,251	SH		SOLE		0	0	6,251
CONOCOPHILLIPS	COM	20825C104	26,307	230	SH		DFND	983	0	0	230
SPDR SER TR	PORTFOLIO S&P400	78464A847	138,869	2,707	SH		DFND	692	2,707	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	11,188	209	SH		DFND	618	0	0	209
MATSON INC	COM	57686G105	655	5	SH		DFND	903	0	0	5
ISHARES TR	NATIONAL MUN ETF	464288414	104,312	979	SH		DFND	54	0	0	979
PHILLIPS 66	COM	718546104	21,599	153	SH		DFND	916	0	0	153
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	195,500	3,254	SH		DFND	203	3,254	0	0
INVESCO EXCH TRADED FD TR II	S&P ULTRA DIVIDE	46138G656	271,040	6,050	SH		SOLE		0	0	6,050
ABBOTT LABS	COM	002824100	1,663	16	SH		DFND	713	16	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	5,476	76	SH		DFND	23	0	0	76
AMERICAN WTR WKS CO INC NEW	COM	030420103	2,971	23	SH		DFND	816	0	0	23
RTX CORPORATION	COM	75513E101	38,148	380	SH		DFND	637	0	0	380
GILEAD SCIENCES INC	COM	375558103	1,304	19	SH		DFND	810	0	0	19
JEFFERIES FINL GROUP INC	COM	47233W109	1,692	34	SH		DFND	737	0	0	34
ETSY INC	COM	29786A106	918,892	15,580	SH		SOLE		13	0	15,567
ISHARES TR	SHRT NAT MUN ETF	464288158	125,355	1,199	SH		DFND	411	0	0	1,199
SCHLUMBERGER LTD	COM STK	806857108	2,548	54	SH		DFND	707	0	0	54
3M CO	COM	88579Y101	613	6	SH		DFND	713	6	0	0
MEDTRONIC PLC	SHS	G5960L103	2,440	31	SH		DFND	790	0	0	31
SPDR SER TR	PORTFOLIO S&P400	78464A847	561,325	10,942	SH		DFND	318	0	0	10,942
ISHARES TR	NATIONAL MUN ETF	464288414	45,177	424	SH		DFND	298	0	0	424
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,140	104	SH		DFND	814	0	0	104
MR COOPER GROUP INC	COM	62482R107	2,193	27	SH		DFND	816	0	0	27
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	19,341	376	SH		DFND	840	0	0	376
FORESTAR GROUP INC	COM	346232101	320,892	10,031	SH		SOLE		0	0	10,031
HEALTHCARE RLTY TR	CL A COM	42226K105	1,606,060	97,455	SH		SOLE		1,022	0	96,433
SPDR SER TR	PORTFOLIO INTRMD	78464A375	96,019	2,949	SH		DFND	800	0	0	2,949
NORFOLK SOUTHN CORP	COM	655844108	17,581,470	81,892	SH		SOLE		21	0	81,871
EQUINOR ASA	SPONSORED ADR	29446M102	1,483,130	51,930	SH		SOLE		0	0	51,930
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	2,009	21	SH		DFND	713	21	0	0
TRANSDIGM GROUP INC	COM	893641100	2,555	2	SH		DFND	695	0	0	2
BEACON ROOFING SUPPLY INC	COM	073685109	6,245	69	SH		DFND	791	69	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	13,213	344	SH		DFND	55	0	0	344
PALO ALTO NETWORKS INC	COM	697435105	75,260	222	SH		DFND	675	0	0	222
SHELL PLC	SPON ADS	780259305	3,898	54	SH		DFND	866	54	0	0
DARDEN RESTAURANTS INC	COM	237194105	8,777	58	SH		DFND	916	0	0	58
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	3,878	109	SH		DFND	46	0	0	109
UMH PPTYS INC	COM	903002103	129,055	8,071	SH		SOLE		21	0	8,050
D R HORTON INC	COM	23331A109	3,382	24	SH		DFND	736	0	0	24
MSCI INC	COM	55354G100	482	1	SH		DFND	903	0	0	1
TORO CO	COM	891092108	1,169,433	12,506	SH		SOLE		67	0	12,439
ISHARES TR	SHORT TREAS BD	464288679	30,165,815	272,994	SH		SOLE		0	0	272,994
MICROSOFT CORP	COM	594918104	726,294	1,625	SH		DFND	616	0	0	1,625
CULLEN FROST BANKERS INC	COM	229899109	508	5	SH		DFND	697	0	0	5
REALTY INCOME CORP	COM	756109104	898	17	SH		DFND	600	0	0	17
ISHARES TR	CORE MSCI INTL	46435G326	199,743	3,043	SH		DFND	815	0	0	3,043
FIRSTENERGY CORP	COM	337932107	689	18	SH		DFND	695	0	0	18
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	30,739	816	SH		DFND	499	0	0	816
JOBY AVIATION INC	COMMON STOCK	G65163100	151,847	29,774	SH		SOLE		72	0	29,702
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	12,998	167	SH		DFND	12	0	0	167
ISHARES TR	CORE MSCI INTL	46435G326	107,321	1,635	SH		DFND	133	0	0	1,635
PEAKSTONE REALTY TRUST	COMMON SHARES	39818P799	169,645	16,004	SH		SOLE		0	0	16,004
ISHARES TR	EAFE SML CP ETF	464288273	23,978	389	SH		DFND	207	0	0	389
PLEXUS CORP	COM	729132100	6,294	61	SH		DFND	791	61	0	0
FRANKLIN RESOURCES INC	COM	354613101	405,440	18,141	SH		SOLE		153	0	17,988
ORACLE CORP	COM	68389X105	1,412	10	SH		DFND	903	0	0	10
DOXIMITY INC	CL A	26622P107	643	23	SH		DFND	695	0	0	23
PURECYCLE TECHNOLOGIES INC	COM	74623V103	142,282	24,034	SH		SOLE		25	0	24,009
ISHARES TR	SHRT NAT MUN ETF	464288158	2,091	20	SH		DFND	637	0	0	20
ISHARES TR	RUSSELL 2000 ETF	464287655	19,477	96	SH		DFND	701	0	0	96
TELEFLEX INCORPORATED	COM	879369106	421	2	SH		DFND	713	2	0	0
BLACK HILLS CORP	COM	092113109	1,088	20	SH		DFND	969	0	0	20
ALPHABET INC	CAP STK CL C	02079K107	11,005	60	SH		DFND	263	0	0	60
SPDR S&P 500 ETF TR	TR UNIT	78462F103	208,436	383	SH		DFND	525	0	0	383
SPDR SER TR	PORTFOLIO INTRMD	78464A375	554,464	17,029	SH		DFND	645	0	0	17,029
LXP INDUSTRIAL TRUST	COM	529043101	265,346	29,095	SH		SOLE		92	0	29,003
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	1,130	78	SH		DFND	665	0	0	78
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	3,203	55	SH		DFND	549	0	0	55
HOWMET AEROSPACE INC	COM	443201108	1,785	23	SH		DFND	737	0	0	23
ISHARES TR	3 7 YR TREAS BD	464288661	5,658	49	SH		DFND	19	0	0	49
WELLS FARGO CO NEW	COM	949746101	8,336	140	SH		DFND	952	0	0	140
WALMART INC	COM	931142103	71,096	1,050	SH		DFND	257	0	0	1,050
MOSAIC CO NEW	COM	61945C103	896	31	SH		DFND	970	0	0	31
GENERAL DYNAMICS CORP	COM	369550108	1,741	6	SH		DFND	810	0	0	6
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	96,439	1,501	SH		DFND	54	0	0	1,501
WENDYS CO	COM	95058W100	3,323,447	195,958	SH		SOLE		0	0	195,958
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	1,499,708	5,638	SH		DFND	1	0	0	5,638
MCDONALDS CORP	COM	580135101	1,529	6	SH		DFND	810	0	0	6
AT&T INC	COM	00206R102	162,550	8,506	SH		DFND	1	0	0	8,506
LAM RESEARCH CORP	COM	512807108	5,324	5	SH		DFND	697	0	0	5
MORGAN STANLEY	COM NEW	617446448	4,471	46	SH		DFND	969	0	0	46
PARKER-HANNIFIN CORP	COM	701094104	5,058	10	SH		DFND	685	0	0	10
FACTSET RESH SYS INC	COM	303075105	408	1	SH		DFND	665	0	0	1
HSBC HLDGS PLC	SPON ADR NEW	404280406	2,436	56	SH		DFND	600	0	0	56
VANGUARD INDEX FDS	MID CAP ETF	922908629	7,263	30	SH		DFND	346	0	0	30
SPDR SER TR	PORTFOLIO S&P500	78464A854	16,768	262	SH		DFND	634	0	0	262
MOSAIC CO NEW	COM	61945C103	682,520	23,617	SH		SOLE		0	0	23,617
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,073	80	SH		DFND	46	0	0	80
EXELON CORP	COM	30161N101	4,632,991	133,863	SH		SOLE		132	0	133,731
AMERICAN EXPRESS CO	COM	025816109	349,177	1,508	SH		DFND	135	1,508	0	0
ISHARES TR	CORE US AGGBD ET	464287226	3,203	33	SH		DFND	94	0	0	33
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,989	208	SH		DFND	677	0	0	208
MASTERCARD INCORPORATED	CL A	57636Q104	11,911	27	SH		DFND	27	0	0	27
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	21,255	295	SH		DFND	116	0	0	295
CAPITAL ONE FINL CORP	COM	14040H105	4,015	29	SH		DFND	969	0	0	29
MARATHON PETE CORP	COM	56585A102	13,011	75	SH		DFND	416	0	0	75
INSULET CORP	COM	45784P101	1,009	5	SH		DFND	969	0	0	5
MARSH & MCLENNAN COS INC	COM	571748102	1,896	9	SH		DFND	736	0	0	9
ISHARES INC	CORE MSCI EMKT	46434G103	46,946	877	SH		DFND	827	0	0	877
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,600	107	SH		DFND	138	0	0	107
APPLE INC	COM	037833100	1,353,234	6,425	SH		DFND	480	0	0	6,425
AMERICAN EXPRESS CO	COM	025816109	8,104	35	SH		DFND	188	35	0	0
ISHARES TR	U.S. FIN SVC ETF	464287770	1,381,133	21,180	SH		SOLE		0	0	21,180
NEW ORIENTAL ED & TECHNOLOGY	SPON ADR	647581206	235,600	3,031	SH		SOLE		18	0	3,013
CVS HEALTH CORP	COM	126650100	3,662	62	SH		DFND	737	0	0	62
HUNTINGTON BANCSHARES INC	COM	446150104	646	49	SH		DFND	697	0	0	49
PROCTER AND GAMBLE CO	COM	742718109	218,194,487	1,323,032	SH		SOLE		1,893	0	1,321,139
INTERNATIONAL PAPER CO	COM	460146103	2,675	62	SH		DFND	790	0	0	62
HONEYWELL INTL INC	COM	438516106	1,281	6	SH		DFND	903	0	0	6
EBAY INC.	COM	278642103	1,450	27	SH		DFND	736	0	0	27
DEERE & CO	COM	244199105	1,868	5	SH		DFND	816	0	0	5
ISHARES TR	CORE S&P TTL STK	464287150	26,250	221	SH		DFND	540	0	0	221
TE CONNECTIVITY LTD	SHS	H84989104	2,407	16	SH		DFND	188	16	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,570	17	SH		DFND	951	0	0	17
MCGRATH RENTCORP	COM	580589109	26,744	251	SH		DFND	661	0	0	251
ISHARES TR	CORE MSCI EAFE	46432F842	78,672	1,083	SH		DFND	251	0	0	1,083
LAM RESEARCH CORP	COM	512807108	12,778	12	SH		DFND	268	0	0	12
ISHARES TR	CORE S&P500 ETF	464287200	122,580	224	SH		DFND	856	0	0	224
PORTLAND GEN ELEC CO	COM NEW	736508847	29,792	689	SH		DFND	661	0	0	689
ENPRO INC	COM	29355X107	495,229	3,402	SH		SOLE		13	0	3,389
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	26,137	327	SH		DFND	687	0	0	327
PINTEREST INC	CL A	72352L106	397	9	SH		DFND	713	9	0	0
PROCTER AND GAMBLE CO	COM	742718109	577,220	3,500	SH		DFND	375	0	0	3,500
ALTRIA GROUP INC	COM	02209S103	3,781	83	SH		DFND	474	0	0	83
A10 NETWORKS INC	COM	002121101	6,246	451	SH		DFND	792	451	0	0
MORGAN STANLEY	COM NEW	617446448	162,307	1,670	SH		DFND	948	0	0	1,670
INTUITIVE SURGICAL INC	COM NEW	46120E602	16,015	36	SH		DFND	791	36	0	0
PUBLIC STORAGE OPER CO	COM	74460D109	2,014	7	SH		DFND	970	0	0	7
SNOWFLAKE INC	CL A	833445109	946	7	SH		DFND	665	0	0	7
TJX COS INC NEW	COM	872540109	1,431	13	SH		DFND	665	0	0	13
JAKKS PAC INC	COM NEW	47012E403	527,127	29,432	SH		SOLE		0	0	29,432
BIO RAD LABS INC	CL A	090572207	418,405	1,532	SH		SOLE		4	0	1,528
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	434	4	SH		DFND	903	0	0	4
OTIS WORLDWIDE CORP	COM	68902V107	39,659	412	SH		DFND	480	0	0	412
ISHARES INC	CORE MSCI EMKT	46434G103	14,453	270	SH		DFND	5	0	0	270
FIRSTCASH HOLDINGS INC	COM	33768G107	4,720	45	SH		DFND	414	0	0	45
EQUITRANS MIDSTREAM CORP	COM	294600101	1,129	87	SH		DFND	695	0	0	87
ABBOTT LABS	COM	002824100	8,832	85	SH		DFND	416	0	0	85
SCHWAB STRATEGIC TR	US REIT ETF	808524847	13,620	682	SH		DFND	89	0	0	682
GOLDMAN SACHS GROUP INC	COM	38141G104	50,208	111	SH		DFND	242	0	0	111
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	7,647	203	SH		DFND	137	0	0	203
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	12,038	45	SH		DFND	94	0	0	45
ISHARES INC	CORE MSCI EMKT	46434G103	7,762	145	SH		DFND	750	145	0	0
PAYCHEX INC	COM	704326107	1,423	12	SH		DFND	707	0	0	12
ALPHABET INC	CAP STK CL A	02079K305	145,720	800	SH		DFND	853	0	0	800
WISDOMTREE TR	INTL LRGCAP DV	97717W794	145,972	2,878	SH		DFND	187	0	0	2,878
FRANKLIN RESOURCES INC	COM	354613101	6,213	278	SH		DFND	476	0	0	278
AMAZON COM INC	COM	023135106	13,334	69	SH		DFND	866	69	0	0
COLUMBIA SPORTSWEAR CO	COM	198516106	1,107	14	SH		DFND	737	0	0	14
AIR PRODS & CHEMS INC	COM	009158106	3,613	14	SH		DFND	965	0	0	14
PROCTER AND GAMBLE CO	COM	742718109	1,484	9	SH		DFND	406	0	0	9
SPDR SER TR	PORTFOLIO S&P500	78464A854	26,432	413	SH		DFND	611	0	0	413
ITEOS THERAPEUTICS INC	COM	46565G104	4,140	279	SH		DFND	627	0	0	279
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	694,075	36,112	SH		SOLE		0	0	36,112
MICROSOFT CORP	COM	594918104	134,532	301	SH		DFND	969	0	0	301
ISHARES TR	IBONDS 26 TRM TS	46436E858	1,695,259	74,830	SH		SOLE		0	0	74,830
CAMBRIA ETF TR	GLB MOMENT ETF	132061508	235,884	8,272	SH		SOLE		0	0	8,272
HEALTHSTREAM INC	COM	42222N103	1,423	51	SH		DFND	810	0	0	51
WESTERN DIGITAL CORP.	COM	958102105	2,122	28	SH		DFND	665	0	0	28
PROCTER AND GAMBLE CO	COM	742718109	9,730	59	SH		DFND	685	0	0	59
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	307,392	6,744	SH		DFND	358	0	0	6,744
LAM RESEARCH CORP	COM	512807108	15,973	15	SH		DFND	263	0	0	15
FRESHPET INC	COM	358039105	388	3	SH		DFND	951	0	0	3
MID-AMER APT CMNTYS INC	COM	59522J103	2,234,926	15,672	SH		SOLE		12	0	15,660
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,872	26	SH		DFND	965	0	0	26
PFIZER INC	COM	717081103	3,777	135	SH		DFND	737	0	0	135
COMFORT SYS USA INC	COM	199908104	63,257	208	SH		DFND	675	0	0	208
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	8,385	163	SH		DFND	74	0	0	163
SPDR SER TR	PORTFOLIO S&P500	78464A854	47,104	736	SH		DFND	285	736	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	4,927	36	SH		DFND	736	0	0	36
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	495,796	18,667	SH		DFND	411	0	0	18,667
ISHARES INC	EM MKTS DIV ETF	464286319	96,217	3,540	SH		DFND	358	0	0	3,540
INTUITIVE SURGICAL INC	COM NEW	46120E602	445	1	SH		DFND	951	0	0	1
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	298,322	3,833	SH		DFND	400	0	0	3,833
CELANESE CORP DEL	COM	150870103	9,577	71	SH		DFND	1	0	0	71
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	22,623	100	SH		DFND	605	0	0	100
UNITEDHEALTH GROUP INC	COM	91324P102	110,000	216	SH		DFND	27	0	0	216
ISHARES TR	NATIONAL MUN ETF	464288414	1,482,004	13,909	SH		DFND	552	0	0	13,909
ZOETIS INC	CL A	98978V103	3,467	20	SH		DFND	264	0	0	20
DOW INC	COM	260557103	7,459,467	140,612	SH		SOLE		310	0	140,302
PACCAR INC	COM	693718108	6,073	59	SH		DFND	791	59	0	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	7,031	15	SH		DFND	736	0	0	15
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	12,359,336	62,646	SH		SOLE		0	0	62,646
AMAZON COM INC	COM	023135106	20,485	106	SH		DFND	600	0	0	106
ABBOTT LABS	COM	002824100	416	1,800	SH	Put	SOLE		0	0	1,800
ALCON AG	ORD SHS	H01301128	4,009	45	SH		DFND	189	45	0	0
MAXCYTE INC	COM	57777K106	81,328	20,747	SH		SOLE		0	0	20,747
CACI INTL INC	CL A	127190304	3,871	9	SH		DFND	980	0	0	9
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	93,983	1,447	SH		DFND	439	0	0	1,447
GENERAL MTRS CO	COM	37045V100	3,996	86	SH		DFND	697	0	0	86
MCDONALDS CORP	COM	580135101	2,803	11	SH		DFND	697	0	0	11
APA CORPORATION	COM	03743Q108	1,822,554	61,907	SH		SOLE		1,002	0	60,905
EQUITY RESIDENTIAL	SH BEN INT	29476L107	1,456	21	SH		DFND	737	0	0	21
PROGRESSIVE CORP	COM	743315103	1,454	7	SH		DFND	600	0	0	7
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	6,760	176	SH		DFND	56	0	0	176
ORACLE CORP	COM	68389X105	12,708	90	SH		DFND	969	0	0	90
STRYKER CORPORATION	COM	863667101	681	2	SH		DFND	903	0	0	2
TESLA INC	COM	88160R101	27,560	5,300	SH	Put	SOLE		0	0	5,300
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,781	108	SH		DFND	826	0	0	108
SHERWIN WILLIAMS CO	COM	824348106	12,832	43	SH		DFND	471	0	0	43
HALEON PLC	SPON ADS	405552100	33,230	4,023	SH		DFND	1	0	0	4,023
SPDR SER TR	PORTFOLIO SHORT	78464A474	16,246	547	SH		DFND	582	0	0	547
OWENS CORNING NEW	COM	690742101	1,042	6	SH		DFND	951	0	0	6
MERCK & CO INC	COM	58933Y105	41,078	332	SH		DFND	955	0	0	332
SPDR SER TR	PORTFOLIO INTRMD	78464A375	554,464	17,029	SH		DFND	641	0	0	17,029
SYNDAX PHARMACEUTICALS INC	COM	87164F105	16,198	789	SH		DFND	661	0	0	789
DISCOVER FINL SVCS	COM	254709108	8,107,444	61,979	SH		SOLE		596	0	61,383
ENPRO INC	COM	29355X107	6,696	46	SH		DFND	792	46	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	171,471	4,888	SH		DFND	513	0	0	4,888
CAL MAINE FOODS INC	COM NEW	128030202	463,764	7,589	SH		SOLE		8	0	7,581
CISCO SYS INC	COM	17275R102	14,253	300	SH		DFND	357	300	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	16,821	327	SH		DFND	651	0	0	327
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	494	6	SH		DFND	903	0	0	6
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,234	180	SH		DFND	598	0	0	180
JPMORGAN CHASE & CO.	COM	46625H100	45,104	223	SH		DFND	152	0	0	223
CARRIER GLOBAL CORPORATION	COM	14448C104	7,570	120	SH		DFND	791	120	0	0
BECTON DICKINSON & CO	COM	075887109	1,402	6	SH		DFND	713	6	0	0
ATLASSIAN CORPORATION	CL A	049468101	1,056,453	5,973	SH		SOLE		38	0	5,935
ETF SER SOLUTIONS	DEFIANCE NEXT	26922A289	850,128	20,338	SH		SOLE		0	0	20,338
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	139,205	2,317	SH		DFND	480	0	0	2,317
CELANESE CORP DEL	COM	150870103	6,475	48	SH		DFND	797	0	0	48
THERMO FISHER SCIENTIFIC INC	COM	883556102	40,369	73	SH		DFND	29	0	0	73
SPDR SER TR	PORTFOLIO S&P400	78464A847	19,135	373	SH		DFND	231	0	0	373
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	107,576	2,800	SH		DFND	943	0	0	2,800
QUALCOMM INC	COM	747525103	46,210	232	SH		DFND	382	0	0	232
TWILIO INC	CL A	90138F102	568	10	SH		DFND	695	0	0	10
ISHARES TR	CORE S&P TTL STK	464287150	27,082	228	SH		DFND	530	0	0	228
GE AEROSPACE	COM NEW	369604301	5,087	32	SH		DFND	965	0	0	32
HOME DEPOT INC	COM	437076102	17,212	50	SH		DFND	534	0	0	50
PROLOGIS INC.	COM	74340W103	2,808	25	SH		DFND	790	0	0	25
SPDR SER TR	PORTFOLIO SHORT	78464A474	13,870	467	SH		DFND	163	0	0	467
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,754	27	SH		DFND	591	0	0	27
UNITED STATES CELLULAR CORP	COM	911684108	289,315	5,183	SH		SOLE		0	0	5,183
UNITEDHEALTH GROUP INC	COM	91324P102	45,833	90	SH		DFND	791	90	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	8,502	118	SH		DFND	539	0	0	118
COCA COLA CO	COM	191216100	12,921	203	SH		DFND	737	0	0	203
ISHARES TR	SHRT NAT MUN ETF	464288158	2,509	24	SH		DFND	923	0	0	24
PBF ENERGY INC	CL A	69318G106	789,979	17,166	SH		SOLE		66	0	17,100
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,771	329	SH		DFND	647	0	0	329
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	15,175	295	SH		DFND	393	0	0	295
NVIDIA CORPORATION	COM	67066G104	182	200	SH	Call	SOLE		0	0	200
SOCIEDAD QUIMICA Y MINERA DE	SPON ADR SER B	833635105	1,426	35	SH		DFND	965	0	0	35
WARNER BROS DISCOVERY INC	COM SER A	934423104	1,741	234	SH		DFND	188	234	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	5,783	13	SH		DFND	970	0	0	13
TRAVELERS COMPANIES INC	COM	89417E109	7,117	35	SH		DFND	80	0	0	35
SCHWAB STRATEGIC TR	US REIT ETF	808524847	47,059	2,357	SH		DFND	339	0	0	2,357
IRIDIUM COMMUNICATIONS INC	COM	46269C102	878	33	SH		DFND	810	0	0	33
CALIFORNIA WTR SVC GROUP	COM	130788102	848,852	17,506	SH		SOLE		45	0	17,461
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	21,913	426	SH		DFND	486	0	0	426
ELI LILLY & CO	COM	532457108	15,391	17	SH		DFND	265	0	0	17
BOOT BARN HLDGS INC	COM	099406100	765,071	5,934	SH		SOLE		9	0	5,925
SPDR SER TR	PORTFOLIO S&P500	78464A854	93,376	1,459	SH		DFND	772	0	0	1,459
FIRST HAWAIIAN INC	COM	32051X108	43,887	2,114	SH		DFND	675	0	0	2,114
ECOLAB INC	COM	278865100	1,428	6	SH		DFND	810	0	0	6
VANGUARD WORLD FD	INF TECH ETF	92204A702	116,471	202	SH		DFND	715	0	0	202
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,488	29	SH		DFND	415	0	0	29
APPLE INC	COM	037833100	336,992	1,600	SH		DFND	779	0	0	1,600
UNIVERSAL HLTH SVCS INC	CL B	913903100	1,067,999	5,775	SH		SOLE		0	0	5,775
STATE STR CORP	COM	857477103	2,368	32	SH		DFND	627	0	0	32
PENNYMAC FINL SVCS INC NEW	COM	70932M107	469,594	4,964	SH		SOLE		4	0	4,960
SPDR SER TR	PORTFOLIO S&P400	78464A847	297,181	5,793	SH		DFND	322	0	0	5,793
AVERY DENNISON CORP	COM	053611109	2,621,323	11,989	SH		SOLE		17	0	11,972
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	67,680	253	SH		DFND	77	0	0	253
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	18,168	312	SH		DFND	175	0	0	312
HOWMET AEROSPACE INC	COM	443201108	2,329	30	SH		DFND	970	0	0	30
ELBIT SYS LTD	ORD	M3760D101	7,948	45	SH		DFND	916	0	0	45
INTERNATIONAL PAPER CO	COM	460146103	432	10	SH		DFND	951	0	0	10
RESTAURANT BRANDS INTL INC	COM	76131D103	25,333	360	SH		DFND	916	0	0	360
BANK AMERICA CORP	COM	060505104	7,437	187	SH		DFND	476	0	0	187
SPDR SER TR	PORTFOLIO S&P400	78464A847	246,599	4,807	SH		DFND	118	0	0	4,807
FIDELITY COVINGTON TRUST	ENHANCED LARGE	31609A107	386,355	13,528	SH		SOLE		0	0	13,528
SIGNET JEWELERS LIMITED	SHS	G81276100	985	11	SH		DFND	816	0	0	11
DISNEY WALT CO	COM	254687106	20,156	203	SH		DFND	791	203	0	0
LIGHT & WONDER INC	COM	80874P109	2,113,437	20,151	SH		SOLE		50	0	20,101
SPDR SER TR	PORTFOLIO SHORT	78464A474	16,394	552	SH		DFND	522	0	0	552
CHART INDS INC	COM	16115Q308	764,569	5,297	SH		SOLE		19	0	5,278
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	3,494	60	SH		DFND	66	0	0	60
S&P GLOBAL INC	COM	78409V104	1,338	3	SH		DFND	600	0	0	3
ISHARES TR	CORE S&P500 ETF	464287200	20,248	37	SH		DFND	59	0	0	37
MARRIOTT INTL INC NEW	CL A	571903202	3,868	16	SH		DFND	737	0	0	16
SPDR SER TR	PORTFOLIO SHORT	78464A474	70,894	2,387	SH		DFND	376	0	0	2,387
BROADCOM INC	COM	11135F101	122,020	76	SH		DFND	820	0	0	76
CROWN HLDGS INC	COM	228368106	1,041	14	SH		DFND	737	0	0	14
DAVITA INC	COM	23918K108	1,133,225	8,178	SH		SOLE		7	0	8,171
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	22,430	492	SH		DFND	723	0	0	492
ISHARES TR	CORE S&P500 ETF	464287200	2,736	5	SH		DFND	4	0	0	5
ARROWHEAD PHARMACEUTICALS IN	COM	04280A100	731,411	28,142	SH		SOLE		39	0	28,103
ALTRIA GROUP INC	COM	02209S103	182	4	SH		DFND	707	0	0	4
SCHWAB STRATEGIC TR	US REIT ETF	808524847	179,610	8,994	SH		DFND	561	0	0	8,994
GE VERNOVA INC	COM	36828A101	2,058	12	SH		DFND	493	0	0	12
HAMILTON LANE INC	CL A	407497106	7,909	64	SH		DFND	791	64	0	0
SHELL PLC	SPON ADS	780259305	7,435	103	SH		DFND	665	0	0	103
WISDOMTREE TR	US MIDCAP DIVID	97717W505	35,311	755	SH		DFND	586	0	0	755
ISHARES TR	EAFE SML CP ETF	464288273	8,013	130	SH		DFND	239	0	0	130
RTX CORPORATION	COM	75513E101	16,062	160	SH		DFND	790	0	0	160
WIPRO LTD	SPON ADR 1 SH	97651M109	2,873	471	SH		DFND	951	0	0	471
PROGRESSIVE CORP	COM	743315103	14,747	71	SH		DFND	790	0	0	71
HELMERICH & PAYNE INC	COM	423452101	23,997	664	SH		DFND	675	0	0	664
SPDR SER TR	PORTFOLIO S&P400	78464A847	43,862	855	SH		DFND	393	0	0	855
TRUIST FINL CORP	COM	89832Q109	24,670	635	SH		DFND	661	0	0	635
GENERAL MTRS CO	COM	37045V100	18,258	393	SH		DFND	952	0	0	393
NIO INC	SPON ADS	62914V106	528	127	SH		DFND	665	0	0	127
RAYMOND JAMES FINL INC	COM	754730109	4,637,719	37,519	SH		SOLE		27	0	37,492
ISHARES TR	3 7 YR TREAS BD	464288661	4,734	41	SH		DFND	56	0	0	41
AMERICAN FINL GROUP INC OHIO	COM	025932104	3,327,969	27,052	SH		SOLE		331	0	26,721
ISHARES TR	CORE MSCI INTL	46435G326	1,307,746	19,923	SH		DFND	97	0	0	19,923
MATADOR RES CO	COM	576485205	8,046	135	SH		DFND	627	0	0	135
3M CO	COM	88579Y101	2,248	22	SH		DFND	965	0	0	22
PAPA JOHNS INTL INC	COM	698813102	1,550	33	SH		DFND	816	0	0	33
SPDR SER TR	PORTFOLIO S&P400	78464A847	45,606	889	SH		DFND	486	0	0	889
RYDER SYS INC	COM	783549108	179,874	1,452	SH		DFND	1	0	0	1,452
LITHIUM AMERS CORP NEW	COM SHS	53681J103	73,247	27,331	SH		SOLE		0	0	27,331
ASTRAZENECA PLC	SPONSORED ADR	046353108	4,679	60	SH		DFND	951	0	0	60
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,673	90	SH		DFND	811	0	0	90
ORANGE	SPONSORED ADR	684060106	2,687	269	SH		DFND	790	0	0	269
RH	COM	74967X103	592,933	2,426	SH		SOLE		0	0	2,426
ELECTRONIC ARTS INC	COM	285512109	697	5	SH		DFND	263	0	0	5
TOWNEBANK PORTSMOUTH VA	COM	89214P109	505,940	18,553	SH		SOLE		102	0	18,451
CATERPILLAR INC	COM	149123101	44,969	135	SH		DFND	156	0	0	135
HUMANA INC	COM	444859102	4,857	13	SH		DFND	970	0	0	13
ISHARES INC	CORE MSCI EMKT	46434G103	3,319	62	SH		DFND	282	0	0	62
LINDE PLC	SHS	G54950103	22,058,490	50,269	SH		SOLE		186	0	50,083
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	11,503	23	SH		DFND	123	23	0	0
MARRIOTT INTL INC NEW	CL A	571903202	1,209	5	SH		DFND	600	0	0	5
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	49,630	122	SH		DFND	44	0	0	122
FASTLY INC	CL A	31188V100	219,442	29,775	SH		SOLE		29	0	29,746
PFIZER INC	COM	717081103	206,129	7,367	SH		DFND	1	0	0	7,367
NUCOR CORP	COM	670346105	613,350	3,880	SH		DFND	925	0	0	3,880
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,756	76	SH		DFND	545	0	0	76
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	811,853	21,131	SH		DFND	176	0	0	21,131
UNILEVER PLC	SPON ADR NEW	904767704	22,326	406	SH		DFND	329	0	0	406
PAYPAL HLDGS INC	COM	70450Y103	2,553	44	SH		DFND	188	44	0	0
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	3,422	25	SH		DFND	737	0	0	25
ABBVIE INC	COM	00287Y109	153	1,700	SH	Put	SOLE		0	0	1,700
INFOSYS LTD	SPONSORED ADR	456788108	11,805	634	SH		DFND	790	0	0	634
LOCKHEED MARTIN CORP	COM	539830109	4,671	10	SH		DFND	713	10	0	0
OLD DOMINION FREIGHT LINE IN	COM	679580100	4,415	25	SH		DFND	792	25	0	0
MERCK & CO INC	COM	58933Y105	7,676	62	SH		DFND	697	0	0	62
SPIRIT AIRLS INC	COM	848577102	127,050	34,713	SH		SOLE		0	0	34,713
ISHARES INC	CORE MSCI EMKT	46434G103	275,947	5,155	SH		DFND	534	0	0	5,155
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	18,936	493	SH		DFND	335	0	0	493
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	6,954	87	SH		DFND	934	0	0	87
GOLDMAN SACHS GROUP INC	COM	38141G104	4,523	10	SH		DFND	515	0	0	10
ISHARES TR	S&P MC 400GR ETF	464287606	123,354	1,400	SH		DFND	897	0	0	1,400
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	60	1	SH		DFND	846	0	0	1
ALPHABET INC	CAP STK CL C	02079K107	22,010	120	SH		DFND	157	0	0	120
PLDT INC	SPONSORED ADR	69344D408	737	30	SH		DFND	965	0	0	30
UNITEDHEALTH GROUP INC	COM	91324P102	7,639	15	SH		DFND	264	0	0	15
PENUMBRA INC	COM	70975L107	270,495	1,503	SH		SOLE		4	0	1,499
DIODES INC	COM	254543101	520,701	7,239	SH		SOLE		34	0	7,205
AMAZON COM INC	COM	023135106	2,899	15	SH		DFND	414	0	0	15
AMPHENOL CORP NEW	CL A	032095101	3,638	54	SH		DFND	969	0	0	54
ISHARES TR	CORE MSCI EAFE	46432F842	8,717	120	SH		DFND	477	0	0	120
HALOZYME THERAPEUTICS INC	COM	40637H109	1,892,238	36,139	SH		SOLE		75	0	36,064
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	112,770	2,577	SH		DFND	743	0	0	2,577
GOLDMAN SACHS GROUP INC	COM	38141G104	2,262	5	SH		DFND	810	0	0	5
SCHWAB CHARLES CORP	COM	808513105	737	10	SH		DFND	903	0	0	10
ROYAL CARIBBEAN GROUP	COM	V7780T103	4,813,163	30,190	SH		SOLE		36	0	30,154
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	12,009	243	SH		DFND	752	243	0	0
COLGATE PALMOLIVE CO	COM	194162103	20,466,513	210,908	SH		SOLE		480	0	210,428
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	32	1	SH		DFND	790	0	0	1
EXELIXIS INC	COM	30161Q104	742	33	SH		DFND	600	0	0	33
ABBVIE INC	COM	00287Y109	7,547	44	SH		DFND	951	0	0	44
SOUTHSTATE CORPORATION	COM	840441109	1,078,210	14,109	SH		SOLE		9	0	14,100
TEXAS INSTRS INC	COM	882508104	11,088	57	SH		DFND	916	0	0	57
SPDR SER TR	PORTFOLIO S&P400	78464A847	44,015	858	SH		DFND	566	0	0	858
TRANSDIGM GROUP INC	COM	893641100	1,278	1	SH		DFND	816	0	0	1
ADVANCED MICRO DEVICES INC	COM	007903107	78,672	485	SH		DFND	916	0	0	485
MARVELL TECHNOLOGY INC	COM	573874104	9,437	135	SH		DFND	792	135	0	0
NOVO-NORDISK A S	ADR	670100205	7,993	56	SH		DFND	600	0	0	56
ISHARES TR	CORE MSCI INTL	46435G326	314,481	4,791	SH		DFND	103	0	0	4,791
ISHARES TR	EAFE SML CP ETF	464288273	398,872	6,471	SH		DFND	272	0	0	6,471
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,648	121	SH		DFND	225	0	0	121
LKQ CORP	COM	501889208	1,206	29	SH		DFND	736	0	0	29
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	1,292	19	SH		DFND	816	0	0	19
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,421	37	SH		DFND	282	0	0	37
REVVITY INC	COM	714046109	1,997,896	19,053	SH		SOLE		69	0	18,984
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	35,287	606	SH		DFND	725	0	0	606
EATON CORP PLC	SHS	G29183103	63,651	203	SH		DFND	329	0	0	203
GENTHERM INC	COM	37253A103	1,233	25	SH		DFND	816	0	0	25
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	47,625	661	SH		DFND	205	0	0	661
MICROSOFT CORP	COM	594918104	283,366	634	SH		DFND	792	634	0	0
MOOG INC	CL A	615394202	14,555	87	SH		DFND	790	0	0	87
ORACLE CORP	COM	68389X105	22,451	159	SH		DFND	791	159	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	179,199	1,714	SH		DFND	101	0	0	1,714
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	13,283	112	SH		DFND	269	0	0	112
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,352	67	SH		DFND	434	0	0	67
QUALCOMM INC	COM	747525103	3,386	17	SH		DFND	810	0	0	17
KONINKLIJKE PHILIPS N V	NY REGIS SHS NEW	500472303	1,495,250	59,335	SH		SOLE		148	0	59,187
EA SERIES TRUST	ALPHA ARCH 1-3	02072L565	315,251	2,924	SH		DFND	505	0	0	2,924
CHORD ENERGY CORPORATION	COM NEW	674215207	8,049	48	SH		DFND	792	48	0	0
WISDOMTREE TR	US MIDCAP DIVID	97717W505	72,448,669	1,549,041	SH		SOLE		0	0	1,549,041
SCHWAB STRATEGIC TR	US REIT ETF	808524847	68,537	3,432	SH		DFND	55	0	0	3,432
AMERICAN TOWER CORP NEW	COM	03027X100	1,361	7	SH		DFND	695	0	0	7
SPDR SER TR	PORTFOLIO S&P500	78464A854	418,816	6,544	SH		DFND	692	6,544	0	0
EXPEDITORS INTL WASH INC	COM	302130109	262,433	2,103	SH		DFND	675	0	0	2,103
HUMANA INC	COM	444859102	374	1	SH		DFND	951	0	0	1
MICROSOFT CORP	COM	594918104	95,200	213	SH		DFND	805	0	0	213
ANALOG DEVICES INC	COM	032654105	3,196	14	SH		DFND	816	0	0	14
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	239,682	4,621	SH		DFND	960	0	0	4,621
WELLS FARGO CO NEW	COM	949746101	178	3	SH		DFND	416	0	0	3
DOVER CORP	COM	260003108	42,138,660	233,520	SH		SOLE		442	0	233,078
WASTE MGMT INC DEL	COM	94106L109	4,693	22	SH		DFND	263	0	0	22
MCDONALDS CORP	COM	580135101	65,749	258	SH		DFND	826	0	0	258
RTX CORPORATION	COM	75513E101	2,309	23	SH		DFND	600	0	0	23
SEMPRA	COM	816851109	5,904,165	77,625	SH		SOLE		3	0	77,622
UNITED STATES STL CORP NEW	COM	912909108	756	20	SH		DFND	965	0	0	20
BOEING CO	COM	097023105	2,730	15	SH		DFND	816	0	0	15
CHEGG INC	COM	163092109	125,414	39,688	SH		SOLE		135	0	39,553
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	949,611	33,543	SH		SOLE		0	0	33,543
INVESCO EXCH TRADED FD TR II	S&P 500 MOMNTM	46138E339	1,261,987	14,429	SH		SOLE		0	0	14,429
METTLER TOLEDO INTERNATIONAL	COM	592688105	8,386	6	SH		DFND	791	6	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	3,051	57	SH		DFND	650	0	0	57
BOEING CO	COM	097023105	55,165,754	303,092	SH		SOLE		206	0	302,886
SCHWAB STRATEGIC TR	US REIT ETF	808524847	179,990	9,013	SH		DFND	151	0	0	9,013
KKR REAL ESTATE FIN TR INC	COM	48251K100	142,221	15,715	SH		SOLE		0	0	15,715
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,140	35	SH		DFND	894	0	0	35
ISHARES TR	RUSSELL 3000 ETF	464287689	9,596,340	31,089	SH		SOLE		0	0	31,089
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,612	68	SH		DFND	403	0	0	68
AMAZON COM INC	COM	023135106	125,226	648	SH		DFND	790	0	0	648
ISHARES TR	FALN ANGLS USD	46435G474	7,307	279	SH		DFND	560	0	0	279
SELECT SECTOR SPDR TR	INDL	81369Y704	14,015	115	SH		DFND	605	0	0	115
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	19,341	376	SH		DFND	839	0	0	376
BIOGEN INC	COM	09062X103	1,391	6	SH		DFND	736	0	0	6
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	1,918	62	SH		DFND	965	0	0	62
EQUITY BANCSHARES INC	COM CL A	29460X109	2,701,037	76,734	SH		SOLE		0	0	76,734
ARAMARK	COM	03852U106	442	13	SH		DFND	951	0	0	13
PEPSICO INC	COM	713448108	208,142	1,262	SH		DFND	675	0	0	1,262
ADVANCED MICRO DEVICES INC	COM	007903107	32,442	200	SH		DFND	517	0	0	200
ISHARES TR	CORE MSCI INTL	46435G326	82,378	1,255	SH		DFND	241	0	0	1,255
TARGET CORP	COM	87612E106	148	1	SH		DFND	416	0	0	1
ISHARES INC	CORE MSCI EMKT	46434G103	9,850	184	SH		DFND	271	0	0	184
ORANGE	SPONSORED ADR	684060106	899	90	SH		DFND	600	0	0	90
VANGUARD INDEX FDS	MID CAP ETF	922908629	91,030	376	SH		DFND	239	0	0	376
DIREXION SHS ETF TR	DLY S&P500 BR 1X	25460E869	282,480	24,000	SH		SOLE		0	0	24,000
PROCEPT BIOROBOTICS CORP	COM	74276L105	1,100	18	SH		DFND	816	0	0	18
GREEN BRICK PARTNERS INC	COM	392709101	260,175	4,545	SH		SOLE		7	0	4,538
SHELL PLC	SPON ADS	780259305	5,197	72	SH		DFND	816	0	0	72
BOSTON SCIENTIFIC CORP	COM	101137107	18,867	245	SH		DFND	374	0	0	245
HP INC	COM	40434L105	64,192	1,833	SH		DFND	538	0	0	1,833
MAXIMUS INC	COM	577933104	11,055	129	SH		DFND	790	0	0	129
ALTRIA GROUP INC	COM	02209S103	4,054	89	SH		DFND	477	0	0	89
SPDR SER TR	PORTFOLIO SHORT	78464A474	21,028	708	SH		DFND	149	0	0	708
BECTON DICKINSON & CO	COM	075887109	3,506	15	SH		DFND	188	15	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	307	8	SH		DFND	327	8	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,306	246	SH		DFND	56	0	0	246
VANGUARD INDEX FDS	MID CAP ETF	922908629	833,308	3,442	SH		DFND	272	0	0	3,442
ORGANON & CO	COMMON STOCK	68622V106	11,054	534	SH		DFND	916	0	0	534
HERSHEY CO	COM	427866108	14,890	81	SH		DFND	916	0	0	81
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	23,469	611	SH		DFND	684	611	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	359	4	SH		DFND	415	0	0	4
IOVANCE BIOTHERAPEUTICS INC	COM	462260100	1,444	180	SH		DFND	737	0	0	180
ISHARES TR	NATIONAL MUN ETF	464288414	17,368	163	SH		DFND	214	0	0	163
ISHARES TR	CORE S&P500 ETF	464287200	247,348	452	SH		DFND	66	0	0	452
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,265,532	19,697	SH		DFND	437	0	0	19,697
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	16,139	224	SH		DFND	49	0	0	224
MASTERCARD INCORPORATED	CL A	57636Q104	10,147	23	SH		DFND	161	0	0	23
DATADOG INC	CL A COM	23804L103	8,170	63	SH		DFND	792	63	0	0
UNILEVER PLC	SPON ADR NEW	904767704	1,045	19	SH		DFND	903	0	0	19
APPLE INC	COM	037833100	17,692	84	SH		DFND	156	0	0	84
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	1,106	19	SH		DFND	868	0	0	19
O-I GLASS INC	COM	67098H104	31,231	2,806	SH		DFND	675	0	0	2,806
SPDR SER TR	PORTFOLIO SHORT	78464A474	35,759	1,204	SH		DFND	521	0	0	1,204
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	12,138	346	SH		DFND	403	0	0	346
CONSTELLATION ENERGY CORP	COM	21037T109	3,405	17	SH		DFND	713	17	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	26,503	690	SH		DFND	587	0	0	690
EDWARDS LIFESCIENCES CORP	COM	28176E108	9,514	103	SH		DFND	791	103	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	38,237	1,090	SH		DFND	460	0	0	1,090
WALGREENS BOOTS ALLIANCE INC	COM	931427108	919	76	SH		DFND	736	0	0	76
TEXAS INSTRS INC	COM	882508104	10,505	54	SH		DFND	737	0	0	54
ISHARES TR	IBOXX HI YD ETF	464288513	3,780	49	SH		DFND	844	0	0	49
CELANESE CORP DEL	COM	150870103	1,079	8	SH		DFND	188	8	0	0
GAMING & LEISURE PPTYS INC	COM	36467J108	588	13	SH		DFND	810	0	0	13
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	23,188	57	SH		DFND	35	0	0	57
DELTA AIR LINES INC DEL	COM NEW	247361702	1,186	25	SH		DFND	737	0	0	25
HILTON GRAND VACATIONS INC	COM	43283X105	28,099	695	SH		DFND	661	0	0	695
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	409,445	6,304	SH		DFND	256	0	0	6,304
AGILENT TECHNOLOGIES INC	COM	00846U101	71,426	551	SH		DFND	675	0	0	551
RESMED INC	COM	761152107	11,677	61	SH		DFND	916	0	0	61
AMEDISYS INC	COM	023436108	551	6	SH		DFND	713	6	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	16,414	157	SH		DFND	487	0	0	157
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	30,765	427	SH		DFND	260	0	0	427
COMFORT SYS USA INC	COM	199908104	1,825	6	SH		DFND	965	0	0	6
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,241	103	SH		DFND	434	0	0	103
MODERNA INC	COM	60770K107	475	4	SH		DFND	903	0	0	4
GENERAL DYNAMICS CORP	COM	369550108	7,254	25	SH		DFND	792	25	0	0
APPLIED MATLS INC	COM	038222105	13,687	58	SH		DFND	188	58	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	4,270	83	SH		DFND	10	0	0	83
SALESFORCE INC	COM	79466L302	4,371	17	SH		DFND	665	0	0	17
3M CO	COM	88579Y101	613	6	SH		DFND	697	0	0	6
ALPHA METALLURGICAL RESOUR I	COM	020764106	3,366	12	SH		DFND	792	12	0	0
DOXIMITY INC	CL A	26622P107	951	34	SH		DFND	969	0	0	34
AMERIPRISE FINL INC	COM	03076C106	9,375,976	21,948	SH		SOLE		6	0	21,942
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	35,933	429	SH		DFND	877	0	0	429
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	32,143	552	SH		DFND	815	0	0	552
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	16,130	277	SH		DFND	55	0	0	277
BANK MONTREAL QUE	COM	063671101	22,807	272	SH		DFND	916	0	0	272
AMERICAN TOWER CORP NEW	COM	03027X100	18,855	97	SH		DFND	154	0	0	97
DXC TECHNOLOGY CO	COM	23355L106	725	38	SH		DFND	965	0	0	38
SPDR SER TR	PORTFOLIO INTRMD	78464A375	554,464	17,029	SH		DFND	643	0	0	17,029
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	51,897	194	SH		DFND	87	0	0	194
ENERGIZER HLDGS INC NEW	COM	29272W109	2,363	80	SH		DFND	965	0	0	80
SCHWAB STRATEGIC TR	FUNDAMENTAL EMER	808524730	3,332,131	112,686	SH		SOLE		0	0	112,686
ISHARES TR	CORE S&P SCP ETF	464287804	747	7	SH		DFND	471	0	0	7
WISDOMTREE TR	INTL LRGCAP DV	97717W794	15,064	297	SH		DFND	281	0	0	297
WABTEC	COM	929740108	1,581	10	SH		DFND	970	0	0	10
ARMOUR RESIDENTIAL REIT INC	COM SHS	042315705	227,637	11,746	SH		SOLE		47	0	11,699
KROGER CO	COM	501044101	7,064,326	141,485	SH		SOLE		18	0	141,467
ADOBE INC	COM	00724F101	20,555	37	SH		DFND	574	0	0	37
SENDAS DISTRIBUIDORA S A	SPON ADS	81689T104	158,416	17,034	SH		SOLE		62	0	16,972
AMERICAN CENTY ETF TR	CORE MUNI FXD IN	025072695	252,288	5,468	SH		SOLE		0	0	5,468
EATON CORP PLC	SHS	G29183103	3,763	12	SH		DFND	695	0	0	12
ISHARES TR	SHRT NAT MUN ETF	464288158	41,193	394	SH		DFND	235	0	0	394
HALOZYME THERAPEUTICS INC	COM	40637H109	1,728	33	SH		DFND	816	0	0	33
BECTON DICKINSON & CO	COM	075887109	116,855	500	SH		DFND	1	0	0	500
ISHARES TR	CORE S&P500 ETF	464287200	74,971	137	SH		DFND	151	0	0	137
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	36,764	1,048	SH		DFND	349	0	0	1,048
EA SERIES TRUST	STRIVE 500 ETF	02072L680	3,003,012	85,874	SH		SOLE		0	0	85,874
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	1,165	20	SH		DFND	821	0	0	20
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	31,870	194	SH		DFND	178	0	0	194
ERIE INDTY CO	CL A	29530P102	3,456,957	9,539	SH		SOLE		0	0	9,539
CHEVRON CORP NEW	COM	166764100	42,835	274	SH		DFND	955	0	0	274
GILEAD SCIENCES INC	COM	375558103	96,054	1,400	SH		DFND	548	0	0	1,400
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	6,780	92	SH		DFND	374	0	0	92
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,178	80	SH		DFND	46	0	0	80
TRANSDIGM GROUP INC	COM	893641100	7,116,395	5,570	SH		SOLE		18	0	5,552
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	16,439	428	SH		DFND	595	0	0	428
AMAZON COM INC	COM	023135106	65,705	340	SH		DFND	68	0	0	340
WISDOMTREE TR	US S CAP QTY DIV	97717X651	776,412	16,481	SH		SOLE		0	0	16,481
MICROCHIP TECHNOLOGY INC.	COM	595017104	2,105	23	SH		DFND	810	0	0	23
ISHARES TR	SHRT NAT MUN ETF	464288158	2,091	20	SH		DFND	16	0	0	20
BJS RESTAURANTS INC	COM	09180C106	79,081	2,279	SH		DFND	675	0	0	2,279
MCKESSON CORP	COM	58155Q103	1,752	3	SH		DFND	810	0	0	3
CONSOLIDATED EDISON INC	COM	209115104	8,134,300	90,967	SH		SOLE		0	0	90,967
STMICROELECTRONICS N V	NY REGISTRY	861012102	21,761	554	SH		DFND	661	0	0	554
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	4,732	92	SH		DFND	110	0	0	92
TENCENT MUSIC ENTMT GROUP	SPON ADS	88034P109	1,133,245	80,658	SH		SOLE		1,112	0	79,546
SASOL LTD	SPONSORED ADR	803866300	1,590	209	SH		DFND	665	0	0	209
CORE LABORATORIES INC	COM	21867A105	1,040,228	51,268	SH		SOLE		117	0	51,151
MARKETAXESS HLDGS INC	COM	57060D108	1,404	7	SH		DFND	737	0	0	7
COLGATE PALMOLIVE CO	COM	194162103	3,979	41	SH		DFND	816	0	0	41
NETFLIX INC	COM	64110L106	28,345	42	SH		DFND	790	0	0	42
PNC FINL SVCS GROUP INC	COM	693475105	1,710	11	SH		DFND	810	0	0	11
AMKOR TECHNOLOGY INC	COM	031652100	83,562	2,088	SH		DFND	675	0	0	2,088
ISHARES INC	CORE MSCI EMKT	46434G103	6,370	119	SH		DFND	418	119	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,256	15	SH		DFND	456	0	0	15
ISHARES TR	1 3 YR TREAS BD	464287457	1,382,579	16,933	SH		DFND	645	0	0	16,933
ISHARES TR	CORE S&P500 ETF	464287200	239,140	437	SH		DFND	535	0	0	437
PNM RES INC	COM	69349H107	998	27	SH		DFND	697	0	0	27
MARRIOTT INTL INC NEW	CL A	571903202	13,056	54	SH		DFND	790	0	0	54
LIGAND PHARMACEUTICALS INC	COM NEW	53220K504	1,769	21	SH		DFND	737	0	0	21
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	1,035,334	6,727	SH		SOLE		0	0	6,727
SPDR SER TR	PORTFOLIO S&P400	78464A847	13,851	270	SH		DFND	933	0	0	270
LOGITECH INTL S A	SHS	H50430232	1,259	13	SH		DFND	665	0	0	13
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	5,445	33	SH		DFND	792	33	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	14,604	80	SH		DFND	723	0	0	80
PAYCHEX INC	COM	704326107	38,532	325	SH		DFND	31	0	0	325
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	3,932	1,114	SH		DFND	916	0	0	1,114
AVIS BUDGET GROUP	COM	053774105	418	4	SH		DFND	951	0	0	4
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	55,252	1,118	SH		DFND	128	1,118	0	0
DIAGEO PLC	SPON ADR NEW	25243Q205	126	1	SH		DFND	266	0	0	1
SOUTHWEST AIRLS CO	COM	844741108	1,116	39	SH		DFND	697	0	0	39
BIO-TECHNE CORP	COM	09073M104	10,676	149	SH		DFND	916	0	0	149
DINE BRANDS GLOBAL INC	COM	254423106	329,989	9,116	SH		SOLE		0	0	9,116
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	51,546	1,342	SH		DFND	830	1,342	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	115,284	1,970	SH		DFND	664	0	0	1,970
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,805	47	SH		DFND	418	47	0	0
ISHARES TR	CORE S&P500 ETF	464287200	27,362	50	SH		DFND	19	0	0	50
ISHARES INC	CORE MSCI EMKT	46434G103	36,936	690	SH		DFND	684	690	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	47,048	450	SH		DFND	139	450	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	229,108	4,280	SH		DFND	240	0	0	4,280
MARRIOTT INTL INC NEW	CL A	571903202	495,145	2,048	SH		DFND	1	0	0	2,048
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	198,436	3,960	SH		DFND	373	0	0	3,960
BANK AMERICA CORP	COM	060505104	159,080	4,000	SH		DFND	917	0	0	4,000
ADVANCED MICRO DEVICES INC	COM	007903107	8,111	50	SH		DFND	697	0	0	50
SCHWAB CHARLES CORP	COM	808513105	2,211	30	SH		DFND	695	0	0	30
WABTEC	COM	929740108	158	1	SH		DFND	951	0	0	1
PACIRA BIOSCIENCES INC	COM	695127100	25,377	887	SH		DFND	675	0	0	887
DR REDDYS LABS LTD	ADR	256135203	2,971	39	SH		DFND	810	0	0	39
THOUGHTWORKS HOLDING INC	COM	88546E105	109,695	38,625	SH		SOLE		52	0	38,573
COMCAST CORP NEW	CL A	20030N101	1,410	36	SH		DFND	810	0	0	36
AIRBNB INC	COM CL A	009066101	8,643	57	SH		DFND	791	57	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	41,110	706	SH		DFND	229	0	0	706
PLEXUS CORP	COM	729132100	910,151	8,821	SH		SOLE		12	0	8,809
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	5,275	66	SH		DFND	565	0	0	66
SPDR SER TR	PORTFOLIO SHORT	78464A474	55,420	1,866	SH		DFND	390	0	0	1,866
LIBERTY MEDIA CORP DEL	COM LBTY ONE S A	531229771	321	5	SH		DFND	903	0	0	5
TOYOTA MOTOR CORP	ADS	892331307	14,879,826	72,595	SH		SOLE		121	0	72,474
CROWDSTRIKE HLDGS INC	CL A	22788C105	2,299	6	SH		DFND	736	0	0	6
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	902,644	15,145	SH		SOLE		0	0	15,145
BEST BUY INC	COM	086516101	506	6	SH		DFND	951	0	0	6
AMERIPRISE FINL INC	COM	03076C106	854	2	SH		DFND	695	0	0	2
BLACKLINE INC	COM	09239B109	204,750	4,226	SH		SOLE		34	0	4,192
NETFLIX INC	COM	64110L106	2,700	4	SH		DFND	600	0	0	4
ISHARES TR	RUSSELL 2000 ETF	464287655	101,445	500	SH		DFND	498	0	0	500
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	102,497	2,074	SH		DFND	789	0	0	2,074
TELEPHONE & DATA SYS INC	COM NEW	879433829	767	37	SH		DFND	965	0	0	37
SERVICENOW INC	COM	81762P102	8,653	11	SH		DFND	737	0	0	11
ORGANON & CO	COMMON STOCK	68622V106	4,595	222	SH		DFND	746	222	0	0
STARBUCKS CORP	COM	855244109	545	7	SH		DFND	415	0	0	7
AGIOS PHARMACEUTICALS INC	COM	00847X104	495,621	11,494	SH		SOLE		25	0	11,469
3M CO	COM	88579Y101	7,153	70	SH		DFND	742	0	0	70
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	23,188	57	SH		DFND	66	0	0	57
SHELL PLC	SPON ADS	780259305	15,374	213	SH		DFND	189	213	0	0
BARCLAYS PLC	ADR	06738E204	2,945	275	SH		DFND	189	275	0	0
GALLAGHER ARTHUR J & CO	COM	363576109	2,593	10	SH		DFND	969	0	0	10
SPDR SER TR	PORTFOLIO S&P500	78464A854	47,232	738	SH		DFND	211	0	0	738
ELI LILLY & CO	COM	532457108	2,716	3	SH		DFND	934	0	0	3
NORTHERN OIL & GAS INC	COM	665531307	24,346	655	SH		DFND	675	0	0	655
NORFOLK SOUTHN CORP	COM	655844108	25,333	118	SH		DFND	661	0	0	118
NEUROCRINE BIOSCIENCES INC	COM	64125C109	1,101	8	SH		DFND	695	0	0	8
OLD NATL BANCORP IND	COM	680033107	6,979	406	SH		DFND	792	406	0	0
PAYPAL HLDGS INC	COM	70450Y103	1,973	34	SH		DFND	970	0	0	34
SCHNEIDER NATIONAL INC	CL B	80689H102	1,329	55	SH		DFND	736	0	0	55
ISHARES TR	CORE S&P500 ETF	464287200	9,303	17	SH		DFND	71	0	0	17
NOVO-NORDISK A S	ADR	670100205	22,981	161	SH		DFND	790	0	0	161
MASCO CORP	COM	574599106	1,267	19	SH		DFND	737	0	0	19
OLD SECOND BANCORP INC ILL	COM	680277100	421,730	28,476	SH		SOLE		64	0	28,412
MARVELL TECHNOLOGY INC	COM	573874104	15,168	217	SH		DFND	916	0	0	217
SAP SE	SPON ADR	803054204	4,034	20	SH		DFND	965	0	0	20
FULTON FINL CORP PA	COM	360271100	450,228	26,515	SH		SOLE		73	0	26,442
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,460	38	SH		DFND	650	0	0	38
CSX CORP	COM	126408103	89,981	2,690	SH		DFND	918	0	0	2,690
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	78,593	1,796	SH		DFND	4	0	0	1,796
CONSTELLATION BRANDS INC	CL A	21036P108	772	3	SH		DFND	965	0	0	3
ELECTRONIC ARTS INC	COM	285512109	697	5	SH		DFND	264	0	0	5
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,710	156	SH		DFND	436	0	0	156
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,028,748	38,733	SH		DFND	630	0	0	38,733
AT&T INC	COM	00206R102	631	33	SH		DFND	476	0	0	33
OPTION CARE HEALTH INC	COM NEW	68404L201	443	16	SH		DFND	903	0	0	16
DINE BRANDS GLOBAL INC	COM	254423106	543	15	SH		DFND	810	0	0	15
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	12,519	215	SH		DFND	564	0	0	215
SERVICENOW INC	COM	81762P102	11,013	14	SH		DFND	255	0	0	14
CSX CORP	COM	126408103	1,171	35	SH		DFND	810	0	0	35
CLOROX CO DEL	COM	189054109	8,871	65	SH		DFND	790	0	0	65
GSK PLC	SPONSORED ADR	37733W204	121,083	3,145	SH		DFND	1	0	0	3,145
GREIF INC	CL A	397624107	589,182	10,252	SH		SOLE		10	0	10,242
TEREX CORP NEW	COM	880779103	1,481	27	SH		DFND	970	0	0	27
ISHARES TR	EUROPE ETF	464287861	1,459,011	26,644	SH		SOLE		0	0	26,644
BELDEN INC	COM	077454106	1,688	18	SH		DFND	737	0	0	18
PROLOGIS INC.	COM	74340W103	2,583	23	SH		DFND	27	0	0	23
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	30,489	364	SH		DFND	184	0	0	364
HEALTHPEAK PROPERTIES INC	COM	42250P103	21,090	1,076	SH		DFND	675	0	0	1,076
ISHARES TR	CORE S&P500 ETF	464287200	12,586	23	SH		DFND	584	0	0	23
ABBVIE INC	COM	00287Y109	84,388	492	SH		DFND	152	0	0	492
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,166	145	SH		DFND	711	145	0	0
MATADOR RES CO	COM	576485205	1,252	21	SH		DFND	736	0	0	21
VAREX IMAGING CORP	COM	92214X106	246,241	16,717	SH		SOLE		83	0	16,634
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	8,305	71	SH		DFND	792	71	0	0
IQVIA HLDGS INC	COM	46266C105	3,711,359	17,553	SH		SOLE		22	0	17,531
DICKS SPORTING GOODS INC	COM	253393102	1,934	9	SH		DFND	737	0	0	9
VANGUARD INDEX FDS	MID CAP ETF	922908629	200,701	829	SH		DFND	492	0	0	829
NETAPP INC	COM	64110D104	94,024	730	SH		DFND	142	0	0	730
NIO INC	SPON ADS	62914V106	2,845	684	SH		DFND	790	0	0	684
SPDR SER TR	PRTFLO S&P500 HI	78468R788	1,480,155	36,792	SH		SOLE		0	0	36,792
SYNAPTICS INC	COM	87157D109	341,158	3,868	SH		SOLE		5	0	3,863
FEDERAL SIGNAL CORP	COM	313855108	2,029,813	24,260	SH		SOLE		28	0	24,232
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,537	27	SH		DFND	266	0	0	27
BALCHEM CORP	COM	057665200	1,034,852	6,722	SH		SOLE		13	0	6,709
CBRE GROUP INC	CL A	12504L109	1,337	15	SH		DFND	713	15	0	0
COLUMBIA BKG SYS INC	COM	197236102	2,088	105	SH		DFND	816	0	0	105
ALPS ETF TR	ALERIAN MLP	00162Q452	614,624	12,810	SH		DFND	400	0	0	12,810
HERC HLDGS INC	COM	42704L104	823,991	6,182	SH		SOLE		23	0	6,159
KELLANOVA	COM	487836108	3,225,954	55,928	SH		SOLE		127	0	55,801
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	118,015	2,388	SH		DFND	669	0	0	2,388
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	1,234	14	SH		DFND	970	0	0	14
NIKE INC	CL B	654106103	20,727	275	SH		DFND	33	0	0	275
CONOCOPHILLIPS	COM	20825C104	4,690	41	SH		DFND	713	41	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,498	39	SH		DFND	893	0	0	39
ISHARES TR	CORE MSCI INTL	46435G326	27,963	426	SH		DFND	688	0	0	426
ISHARES TR	CORE MSCI INTL	46435G326	58,748	895	SH		DFND	80	0	0	895
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,437	178	SH		DFND	230	0	0	178
ISHARES INC	CORE MSCI EMKT	46434G103	59,793	1,117	SH		DFND	839	0	0	1,117
WALMART INC	COM	931142103	2,844	42	SH		DFND	866	42	0	0
HONEYWELL INTL INC	COM	438516106	10,036	47	SH		DFND	737	0	0	47
ISHARES INC	MSCI JPN ETF NEW	46434G822	10,236	150	SH		DFND	432	0	0	150
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	25,980	400	SH		DFND	833	0	0	400
PERIMETER SOLUTIONS SA	COMMON STOCK	L7579L106	28,564	3,648	SH		DFND	661	0	0	3,648
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	22,430	492	SH		DFND	725	0	0	492
AGREE RLTY CORP	COM	008492100	2,601	42	SH		DFND	816	0	0	42
ORACLE CORP	COM	68389X105	22,027	156	SH		DFND	148	0	0	156
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,937	47	SH		DFND	232	0	0	47
SPDR SER TR	PORTFOLIO S&P500	78464A854	832	13	SH		DFND	610	0	0	13
APPLE INC	COM	037833100	105,310	500	SH		DFND	538	0	0	500
CALIX INC	COM	13100M509	5,350	151	SH		DFND	792	151	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	6,991	182	SH		DFND	683	0	0	182
WOODSIDE ENERGY GROUP LTD	SPONSORED ADR	980228308	1,035	55	SH		DFND	903	0	0	55
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	20,857	543	SH		DFND	41	0	0	543
FB FINL CORP	COM	30257X104	25,487	653	SH		DFND	661	0	0	653
STARBUCKS CORP	COM	855244109	11,678	150	SH		DFND	534	0	0	150
CITIGROUP INC	COM NEW	172967424	23,341,702	367,818	SH		SOLE		269	0	367,549
PEPSICO INC	COM	713448108	46,180	280	SH		DFND	742	0	0	280
ISHARES TR	S&P MC 400GR ETF	464287606	2,820	32	SH		DFND	266	0	0	32
VITAL ENERGY INC	COM	516806205	20,438	456	SH		DFND	675	0	0	456
AIR PRODS & CHEMS INC	COM	009158106	516	2	SH		DFND	695	0	0	2
BLUEPRINT MEDICINES CORP	COM	09627Y109	4,850	45	SH		DFND	792	45	0	0
ALTRIA GROUP INC	COM	02209S103	42,498	933	SH		DFND	400	0	0	933
MCDONALDS CORP	COM	580135101	28,287	111	SH		DFND	33	0	0	111
ADOBE INC	COM	00724F101	5,555	10	SH		DFND	965	0	0	10
BLACKROCK INC	COM	09247X101	2,362	3	SH		DFND	263	0	0	3
OCCIDENTAL PETE CORP	COM	674599105	2,206	35	SH		DFND	736	0	0	35
API GROUP CORP	COM STK	00187Y100	11,176	297	SH		DFND	792	297	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	3,073	74	SH		DFND	695	0	0	74
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,380	88	SH		DFND	606	88	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	94,510	887	SH		DFND	100	0	0	887
ISHARES TR	SHRT NAT MUN ETF	464288158	59,698	571	SH		DFND	760	0	0	571
COCA COLA CO	COM	191216100	6,811	107	SH		DFND	816	0	0	107
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	21,527	515	SH		DFND	723	0	0	515
BERRY CORP	COM	08579X101	261,585	40,493	SH		SOLE		97	0	40,396
VERIZON COMMUNICATIONS INC	COM	92343V104	15,671	380	SH		DFND	374	0	0	380
CHAMPIONX CORPORATION	COM	15872M104	4,738,135	142,672	SH		SOLE		167	0	142,505
QUALCOMM INC	COM	747525103	49,197	247	SH		DFND	916	0	0	247
US BANCORP DEL	COM NEW	902973304	72,294	1,821	SH		DFND	122	0	0	1,821
WISDOMTREE TR	US LARGECAP DIVD	97717W307	36,812	506	SH		DFND	69	0	0	506
PEPSICO INC	COM	713448108	495	3	SH		DFND	264	0	0	3
TUTOR PERINI CORP	COM	901109108	309,080	14,191	SH		SOLE		55	0	14,136
BLOCK INC	CL A	852234103	8,900	138	SH		DFND	791	138	0	0
T-MOBILE US INC	COM	872590104	2,643	15	SH		DFND	969	0	0	15
MICROSOFT CORP	COM	594918104	111,738	250	SH		DFND	44	0	0	250
TECK RESOURCES LTD	CL B	878742204	1,916	40	SH		DFND	816	0	0	40
ISHARES TR	CRE U S REIT ETF	464288521	20	0	SH		DFND	290	0	0	0
INFOSYS LTD	SPONSORED ADR	456788108	4,208	226	SH		DFND	665	0	0	226
ISHARES TR	3 7 YR TREAS BD	464288661	2,540	22	SH		DFND	175	0	0	22
ISHARES TR	ESG AWRE USD ETF	46435G193	22,199,233	977,079	SH		SOLE		0	0	977,079
REX AMERICAN RES CORP	COM	761624105	363,854	7,981	SH		SOLE		34	0	7,947
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	111,552	4,200	SH		DFND	941	0	0	4,200
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	21,992	445	SH		DFND	581	0	0	445
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	14,804	165	SH		DFND	215	0	0	165
VANGUARD INDEX FDS	MID CAP ETF	922908629	207,238	856	SH		DFND	439	0	0	856
FIRST SOLAR INC	COM	336433107	451	2	SH		DFND	903	0	0	2
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	951	0	0	1
FOX CORP	CL A COM	35137L105	1,001,841	29,149	SH		SOLE		102	0	29,047
DISNEY WALT CO	COM	254687106	4,667	47	SH		DFND	705	0	0	47
MASTERBRAND INC	COMMON STOCK	57638P104	8,456	576	SH		DFND	97	0	0	576
CATERPILLAR INC	COM	149123101	764,131	2,294	SH		DFND	153	0	0	2,294
ISHARES TR	RUS MDCP VAL ETF	464287473	20,164	167	SH		DFND	151	0	0	167
ALPHABET INC	CAP STK CL A	02079K305	72,860	400	SH		DFND	280	0	0	400
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	152,757	2,945	SH		DFND	499	0	0	2,945
IDEXX LABS INC	COM	45168D104	2,436	5	SH		DFND	713	5	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,611	64	SH		DFND	117	0	0	64
SPDR SER TR	PORTFOLIO S&P400	78464A847	147,128	2,868	SH		DFND	317	0	0	2,868
CELANESE CORP DEL	COM	150870103	3,237	24	SH		DFND	266	0	0	24
FLOWERS FOODS INC	COM	343498101	51,127	2,303	SH		DFND	675	0	0	2,303
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	47,043	783	SH		DFND	298	0	0	783
PFIZER INC	COM	717081103	69,670	2,490	SH		DFND	675	0	0	2,490
NABORS INDUSTRIES LTD	SHS	G6359F137	580,538	8,158	SH		SOLE		0	0	8,158
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	64,286	1,070	SH		DFND	102	0	0	1,070
AMPLITUDE INC	COM CL A	03213A104	89,098	10,011	SH		SOLE		22	0	9,989
INVESCO EXCHANGE TRADED FD T	DORSEY WRIGHT MO	46137V837	540,659	5,525	SH		SOLE		0	0	5,525
TRIMAS CORP	COM NEW	896215209	691,559	27,056	SH		SOLE		0	0	27,056
GE AEROSPACE	COM NEW	369604301	3,179	20	SH		DFND	810	0	0	20
WASTE MGMT INC DEL	COM	94106L109	4,693	22	SH		DFND	264	0	0	22
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	2,719	625	SH		DFND	791	625	0	0
ONEMAIN HLDGS INC	COM	68268W103	13,141	271	SH		DFND	916	0	0	271
CARRIER GLOBAL CORPORATION	COM	14448C104	1,199	19	SH		DFND	806	0	0	19
HIBBETT INC	COM	428567101	255,787	2,933	SH		SOLE		3	0	2,930
CISCO SYS INC	COM	17275R102	3,801	80	SH		DFND	260	0	0	80
CME GROUP INC	COM	12572Q105	3,735	19	SH		DFND	916	0	0	19
ALPHABET INC	CAP STK CL A	02079K305	175,228	962	SH		DFND	792	962	0	0
MARKER THERAPEUTICS INC	COM NEW	57055L206	94,004	17,312	SH		SOLE		0	0	17,312
MORGAN STANLEY	COM NEW	617446448	1,361	14	SH		DFND	903	0	0	14
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	96,814	1,959	SH		DFND	610	0	0	1,959
HOWMET AEROSPACE INC	COM	443201108	2,018	26	SH		DFND	695	0	0	26
AMN HEALTHCARE SVCS INC	COM	001744101	2,510	49	SH		DFND	790	0	0	49
CARVANA CO	CL A	146869102	1,545	12	SH		DFND	965	0	0	12
ISHARES INC	CORE MSCI EMKT	46434G103	24,891	465	SH		DFND	286	465	0	0
ISHARES TR	CORE US AGGBD ET	464287226	38,537	397	SH		DFND	346	0	0	397
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	2,992,691	707,492	SH		SOLE		1,985	0	705,507
MAXIMUS INC	COM	577933104	686	8	SH		DFND	903	0	0	8
ISHARES TR	PFD AND INCM SEC	464288687	2	0	SH		DFND	780	0	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	718	14	SH		DFND	408	0	0	14
LOWES COS INC	COM	548661107	3,527	16	SH		DFND	970	0	0	16
DIGITAL RLTY TR INC	COM	253868103	55,346	364	SH		DFND	661	0	0	364
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	12,561	140	SH		DFND	418	140	0	0
PULTE GROUP INC	COM	745867101	3,303	30	SH		DFND	695	0	0	30
HIMAX TECHNOLOGIES INC	SPONSORED ADR	43289P106	402,979	50,753	SH		SOLE		0	0	50,753
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	3,254,859	33,142	SH		SOLE		0	0	33,142
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	555,522	4,684	SH		DFND	625	0	0	4,684
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	29,850	604	SH		DFND	557	0	0	604
VANGUARD CALIF TAX FREE FDS	TAX EXEMPT BD FD	922021605	354,133	3,563	SH		SOLE		0	0	3,563
3M CO	COM	88579Y101	7,664	75	SH		DFND	792	75	0	0
IRIDIUM COMMUNICATIONS INC	COM	46269C102	5,111	192	SH		DFND	792	192	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	17,368	163	SH		DFND	226	0	0	163
RTX CORPORATION	COM	75513E101	5,823	58	SH		DFND	695	0	0	58
INTUITIVE SURGICAL INC	COM NEW	46120E602	46,709	105	SH		DFND	916	0	0	105
TRANSMEDICS GROUP INC	COM	89377M109	3,464	23	SH		DFND	791	23	0	0
CISCO SYS INC	COM	17275R102	3,801	80	SH		DFND	263	0	0	80
COHERENT CORP	COM	19247G107	6,449	89	SH		DFND	980	0	0	89
VANGUARD INDEX FDS	MID CAP ETF	922908629	136,787	565	SH		DFND	461	0	0	565
PARK HOTELS & RESORTS INC	COM	700517105	3,116	208	SH		DFND	791	208	0	0
M & T BK CORP	COM	55261F104	1,211	8	SH		DFND	951	0	0	8
AMERICAN EXPRESS CO	COM	025816109	24,313	105	SH		DFND	399	105	0	0
INTERCONTINENTAL HOTELS GROU	SPONSORED ADS	45857P806	2,302,294	21,730	SH		SOLE		0	0	21,730
NORFOLK SOUTHN CORP	COM	655844108	3,435	16	SH		DFND	736	0	0	16
INTERNATIONAL PAPER CO	COM	460146103	2,028	47	SH		DFND	695	0	0	47
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	279,552	4,653	SH		DFND	499	0	0	4,653
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	20,008	223	SH		DFND	865	0	0	223
SONOCO PRODS CO	COM	835495102	464,229	9,153	SH		SOLE		0	0	9,153
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	15,479	403	SH		DFND	596	0	0	403
TFS FINL CORP	COM	87240R107	555	44	SH		DFND	810	0	0	44
WABTEC	COM	929740108	948	6	SH		DFND	697	0	0	6
SUNCOR ENERGY INC NEW	COM	867224107	27,889	732	SH		DFND	661	0	0	732
OLD SECOND BANCORP INC ILL	COM	680277100	16,010	1,081	SH		DFND	661	0	0	1,081
META PLATFORMS INC	CL A	30303M102	97,819	194	SH		DFND	792	194	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	34,347	695	SH		DFND	660	0	0	695
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	139,903	523	SH		DFND	647	0	0	523
BLACKROCK MUN TARGET TERM TR	COM SHS BEN IN	09257P105	295,952	14,249	SH		SOLE		0	0	14,249
KOSMOS ENERGY LTD	COM	500688106	87,704	15,831	SH		SOLE		0	0	15,831
BLACKROCK MUNIHLDNGS CALI QL	COM	09254L107	635,386	57,242	SH		SOLE		0	0	57,242
CYTOKINETICS INC	COM NEW	23282W605	1,355	25	SH		DFND	816	0	0	25
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,047,406	4,196	SH		DFND	212	0	0	4,196
JOHNSON CTLS INTL PLC	SHS	G51502105	1,462	22	SH		DFND	810	0	0	22
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,623	51	SH		DFND	749	51	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	248,540	2,967	SH		DFND	209	0	0	2,967
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	381,741,733	5,877,471	SH		SOLE		3,820	0	5,873,651
ABBOTT LABS	COM	002824100	10,391	100	SH		DFND	141	0	0	100
MICROSTRATEGY INC	CL A NEW	594972408	1,377	1	SH		DFND	965	0	0	1
WEC ENERGY GROUP INC	COM	92939U106	40,407	515	SH		DFND	616	0	0	515
ONEOK INC NEW	COM	682680103	10,520	129	SH		DFND	820	0	0	129
BRISTOL-MYERS SQUIBB CO	COM	110122108	126,251	3,040	SH		DFND	515	0	0	3,040
CMS ENERGY CORP	COM	125896100	1,072	18	SH		DFND	737	0	0	18
CAMDEN NATL CORP	COM	133034108	7,326	222	SH		DFND	792	222	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	3,644,774	56,728	SH		DFND	199	0	0	56,728
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,053	47	SH		DFND	138	0	0	47
EXXON MOBIL CORP	COM	30231G102	15,081	131	SH		DFND	736	0	0	131
PHILLIPS 66	COM	718546104	9,176	65	SH		DFND	791	65	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	87,743	328	SH		DFND	610	0	0	328
CENTENE CORP DEL	COM	15135B101	7,956	120	SH		DFND	916	0	0	120
ALPHABET INC	CAP STK CL A	02079K305	55,738	306	SH		DFND	695	0	0	306
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,252,361	19,492	SH		DFND	97	0	0	19,492
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,611	64	SH		DFND	620	0	0	64
SPDR SER TR	PORTFOLIO S&P400	78464A847	90,134	1,757	SH		DFND	369	0	0	1,757
CONSTELLIUM SE	CL A SHS	F21107101	6,183	328	SH		DFND	792	328	0	0
THE TRADE DESK INC	COM CL A	88339J105	8,400	86	SH		DFND	792	86	0	0
ISHARES TR	CORE S&P500 ETF	464287200	17,511	32	SH		DFND	105	0	0	32
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,689	26	SH		DFND	634	0	0	26
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,532	31	SH		DFND	254	0	0	31
MOOG INC	CL A	615394202	9,034	54	SH		DFND	792	54	0	0
AMKOR TECHNOLOGY INC	COM	031652100	720	18	SH		DFND	965	0	0	18
OVINTIV INC	COM	69047Q102	12,186	260	SH		DFND	627	0	0	260
UNIVEST FINANCIAL CORPORATIO	COM	915271100	851,194	37,284	SH		SOLE		103	0	37,181
BRIGHTVIEW HLDGS INC	COM	10948C107	298,652	22,455	SH		SOLE		0	0	22,455
EVERGY INC	COM	30034W106	2,860	54	SH		DFND	790	0	0	54
ISHARES INC	CORE MSCI EMKT	46434G103	8,297	155	SH		DFND	559	0	0	155
Q2 HLDGS INC	COM	74736L109	63,467	1,052	SH		DFND	661	0	0	1,052
MICROCHIP TECHNOLOGY INC.	COM	595017104	3,843	42	SH		DFND	969	0	0	42
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,342	87	SH		DFND	38	0	0	87
PHILLIPS 66	COM	718546104	1,412	10	SH		DFND	600	0	0	10
INTERNATIONAL PAPER CO	COM	460146103	12,211	283	SH		DFND	916	0	0	283
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	35,229	605	SH		DFND	723	0	0	605
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	78,751	1,093	SH		DFND	148	0	0	1,093
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,549	69	SH		DFND	421	0	0	69
PROLOGIS INC.	COM	74340W103	15,499	138	SH		DFND	820	0	0	138
HOME DEPOT INC	COM	437076102	3,442	10	SH		DFND	600	0	0	10
IQIYI INC	SPONSORED ADS	46267X108	302,111	82,319	SH		SOLE		330	0	81,989
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	12,481	50	SH		DFND	38	0	0	50
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	8,073	101	SH		DFND	20	101	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	51,175	956	SH		DFND	668	0	0	956
CUMMINS INC	COM	231021106	6,369	23	SH		DFND	805	0	0	23
BOEING CO	COM	097023105	18,201	100	SH		DFND	938	0	0	100
PEMBINA PIPELINE CORP	COM	706327103	13,163	355	SH		DFND	792	355	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	10,457	161	SH		DFND	772	0	0	161
NUVEEN CALIFORNIA AMT QLT MU	COM	670651108	261,347	20,891	SH		SOLE		0	0	20,891
HCA HEALTHCARE INC	COM	40412C101	964	3	SH		DFND	600	0	0	3
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	110,813	1,538	SH		DFND	271	0	0	1,538
ISHARES TR	SHRT NAT MUN ETF	464288158	5,018	48	SH		DFND	122	0	0	48
TELUS INTL CDA INC	SUB VTG SHS	87975H100	4,225,452	731,047	SH		SOLE		0	0	731,047
STARBUCKS CORP	COM	855244109	545	7	SH		DFND	406	0	0	7
PFIZER INC	COM	717081103	2,686	96	SH		DFND	951	0	0	96
MPLX LP	COM UNIT REP LTD	55336V100	1,509,058	35,432	SH		SOLE		0	0	35,432
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	16,882	281	SH		DFND	503	0	0	281
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	27,122	720	SH		DFND	677	0	0	720
RTX CORPORATION	COM	75513E101	17,869	178	SH		DFND	792	178	0	0
NVIDIA CORPORATION	COM	67066G104	1,235	10	SH		DFND	471	0	0	10
FRANKLIN ELEC INC	COM	353514102	1,144,234	11,880	SH		SOLE		26	0	11,854
SPDR SER TR	PORTFOLIO INTRMD	78464A375	64,371	1,977	SH		DFND	18	0	0	1,977
BANK AMERICA CORP	COM	060505104	7,000	176	SH		DFND	816	0	0	176
META PLATFORMS INC	CL A	30303M102	30,757	61	SH		DFND	695	0	0	61
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	55,882	2,104	SH		DFND	51	0	0	2,104
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	57,080	1,155	SH		DFND	415	0	0	1,155
ISHARES TR	NATIONAL MUN ETF	464288414	137,023	1,286	SH		DFND	540	0	0	1,286
MSCI INC	COM	55354G100	1,445	3	SH		DFND	816	0	0	3
UNITEDHEALTH GROUP INC	COM	91324P102	7,130	14	SH		DFND	268	0	0	14
DIAMONDBACK ENERGY INC	COM	25278X109	3,403	17	SH		DFND	790	0	0	17
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	7,217,961	111,131	SH		SOLE		0	0	111,131
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	109,416	2,214	SH		DFND	647	0	0	2,214
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	32,768	510	SH		DFND	138	0	0	510
AGCO CORP	COM	001084102	1,077	11	SH		DFND	816	0	0	11
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,623	51	SH		DFND	752	51	0	0
SKECHERS U S A INC	CL A	830566105	1,244	18	SH		DFND	665	0	0	18
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,347	6	SH		DFND	810	0	0	6
ADVANCED MICRO DEVICES INC	COM	007903107	18,005	111	SH		DFND	188	111	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	28,981	346	SH		DFND	821	0	0	346
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,790	132	SH		DFND	773	0	0	132
MARSH & MCLENNAN COS INC	COM	571748102	18,754	89	SH		DFND	826	0	0	89
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	12,601	143	SH		DFND	916	0	0	143
CAPITAL SOUTHWEST CORP	COM	140501107	130,450	5,000	SH		DFND	570	0	0	5,000
AXCELIS TECHNOLOGIES INC	COM NEW	054540208	711	5	SH		DFND	965	0	0	5
MAXIMUS INC	COM	577933104	2,400	28	SH		DFND	965	0	0	28
PROVIDENT FINL SVCS INC	COM	74386T105	9,643	672	SH		DFND	790	0	0	672
ABBVIE INC	COM	00287Y109	25,385	148	SH		DFND	790	0	0	148
CARRIER GLOBAL CORPORATION	COM	14448C104	338,550	5,367	SH		DFND	1	0	0	5,367
PRIMERICA INC	COM	74164M108	1,405,049	5,939	SH		SOLE		1	0	5,938
GXO LOGISTICS INCORPORATED	COMMON STOCK	36262G101	639,367	12,661	SH		SOLE		126	0	12,535
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	648	73	SH		DFND	189	73	0	0
PNC FINL SVCS GROUP INC	COM	693475105	4,820	31	SH		DFND	493	0	0	31
PHILLIPS 66	COM	718546104	11,717	83	SH		DFND	790	0	0	83
ISHARES TR	CORE S&P TTL STK	464287150	193,255	1,627	SH		DFND	129	1,627	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	13,978	194	SH		DFND	408	0	0	194
BLOCK INC	CL A	852234103	1,419	22	SH		DFND	737	0	0	22
CERUS CORP	COM	157085101	28,860	16,398	SH		SOLE		0	0	16,398
ALPHABET INC	CAP STK CL C	02079K107	47,689	260	SH		DFND	917	0	0	260
INVESCO EXCH TRADED FD TR II	S&P SMALLCAP 600	46138G664	1,089,664	27,194	SH		SOLE		0	0	27,194
QUAKER HOUGHTON	COM	747316107	509	3	SH		DFND	903	0	0	3
HOME DEPOT INC	COM	437076102	28,228	82	SH		DFND	790	0	0	82
CASELLA WASTE SYS INC	CL A	147448104	7,739	78	SH		DFND	791	78	0	0
ISHARES TR	CORE S&P500 ETF	464287200	121,485	222	SH		DFND	677	0	0	222
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	47,554	611	SH		DFND	343	0	0	611
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,256	15	SH		DFND	470	15	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	66,565	1,733	SH		DFND	242	0	0	1,733
TJX COS INC NEW	COM	872540109	4,074	37	SH		DFND	980	0	0	37
ADOBE INC	COM	00724F101	10,000	18	SH		DFND	188	18	0	0
PFIZER INC	COM	717081103	2,630	94	SH		DFND	665	0	0	94
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,155	81	SH		DFND	861	0	0	81
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,085,072	55,351	SH		DFND	641	0	0	55,351
UNITED PARCEL SERVICE INC	CL B	911312106	684	5	SH		DFND	713	5	0	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	20,939	273	SH		DFND	141	0	0	273
UNION PAC CORP	COM	907818108	6,109	27	SH		DFND	806	0	0	27
ISHARES INC	CORE MSCI EMKT	46434G103	144,531	2,700	SH		DFND	207	0	0	2,700
SPROTT FDS TR	URANIUM MINERS E	85208P303	918,860	18,661	SH		SOLE		0	0	18,661
KILROY RLTY CORP	COM	49427F108	468	15	SH		DFND	965	0	0	15
SMUCKER J M CO	COM NEW	832696405	436	4	SH		DFND	951	0	0	4
WELLS FARGO CO NEW	COM	949746101	35,634	600	SH		DFND	720	0	0	600
CAMBRIDGE BANCORP	COM	132152109	6,900	100	SH		DFND	792	100	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	67,122	165	SH		DFND	864	0	0	165
METLIFE INC	COM	59156R108	2,737	39	SH		DFND	965	0	0	39
POLARIS INC	COM	731068102	548	7	SH		DFND	810	0	0	7
MARKEL GROUP INC	COM	570535104	1,576	1	SH		DFND	969	0	0	1
STELLAR BANCORP INC	COM	858927106	597	26	SH		DFND	810	0	0	26
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	21,319	411	SH		DFND	362	0	0	411
MICROSOFT CORP	COM	594918104	7,151	16	SH		DFND	934	0	0	16
ISHARES TR	MSCI EAFE ETF	464287465	485,019	6,192	SH		DFND	400	0	0	6,192
VAXCYTE INC	COM	92243G108	7,853	104	SH		DFND	791	104	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	67,739	253	SH		DFND	184	0	0	253
NORTHWESTERN ENERGY GROUP IN	COM NEW	668074305	323,216	6,454	SH		SOLE		8	0	6,446
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	10,819	228	SH		DFND	582	0	0	228
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	7,156	204	SH		DFND	584	0	0	204
ISHARES TR	ESG AWARE MSCI	46435U663	57,596	1,496	SH		DFND	157	0	0	1,496
ILLUMINA INC	COM	452327109	1,148	11	SH		DFND	736	0	0	11
JD.COM INC	SPON ADS CL A	47215P106	1,731	67	SH		DFND	665	0	0	67
MURPHY OIL CORP	COM	626717102	536	13	SH		DFND	903	0	0	13
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	47,082	176	SH		DFND	79	0	0	176
GOLDMAN SACHS GROUP INC	COM	38141G104	5,880	13	SH		DFND	493	0	0	13
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	3,247,896	39,623	SH		SOLE		0	0	39,623
PAPA JOHNS INTL INC	COM	698813102	2,725	58	SH		DFND	790	0	0	58
CENTENE CORP DEL	COM	15135B101	796	12	SH		DFND	665	0	0	12
PORTLAND GEN ELEC CO	COM NEW	736508847	960,901	22,222	SH		SOLE		0	0	22,222
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	100,260	1,731	SH		DFND	527	0	0	1,731
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	119,527	3,173	SH		DFND	484	0	0	3,173
EMCOR GROUP INC	COM	29084Q100	96,381	264	SH		DFND	661	0	0	264
FRONTDOOR INC	COM	35905A109	1,858	55	SH		DFND	816	0	0	55
HENRY JACK & ASSOC INC	COM	426281101	1,328	8	SH		DFND	737	0	0	8
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	46,596	982	SH		DFND	779	0	0	982
FUTU HLDGS LTD	SPON ADS CL A	36118L106	1,181	18	SH		DFND	189	18	0	0
SMUCKER J M CO	COM NEW	832696405	654	6	SH		DFND	665	0	0	6
ADVANCED MICRO DEVICES INC	COM	007903107	14,437	89	SH		DFND	736	0	0	89
WELLS FARGO CO NEW	COM	949746101	1,485	25	SH		DFND	903	0	0	25
PRICE T ROWE GROUP INC	COM	74144T108	1,730	15	SH		DFND	816	0	0	15
SMITH A O CORP	COM	831865209	1,227	15	SH		DFND	736	0	0	15
EXPONENT INC	COM	30214U102	8,466	89	SH		DFND	791	89	0	0
CROSSFIRST BANKSHARES INC	COM	22766M109	3,705,500	264,301	SH		SOLE		43	0	264,258
ISHARES TR	JPMORGAN USD EMG	464288281	826,670	9,343	SH		SOLE		0	0	9,343
TRX GOLD CORPORATION	COM	87283P109	3,938	10,000	SH		SOLE		0	0	10,000
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	3,332	35	SH		DFND	188	35	0	0
DEERE & CO	COM	244199105	22,791	61	SH		DFND	916	0	0	61
TESLA INC	COM	88160R101	29,088	147	SH		DFND	736	0	0	147
STOCK YDS BANCORP INC	COM	861025104	25,431	512	SH		DFND	661	0	0	512
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	793	9	SH		DFND	665	0	0	9
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	929,795	26,505	SH		DFND	199	0	0	26,505
SPX TECHNOLOGIES INC	COM	78473E103	51,881	365	SH		DFND	661	0	0	365
ISHARES TR	SHRT NAT MUN ETF	464288158	26,974	258	SH		DFND	373	0	0	258
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	8,483	109	SH		DFND	646	0	0	109
PURE STORAGE INC	CL A	74624M102	1,477	23	SH		DFND	810	0	0	23
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	275,378	7,850	SH		DFND	287	0	0	7,850
ROBERT HALF INC.	COM	770323103	448	7	SH		DFND	695	0	0	7
ISHARES TR	CORE MSCI INTL	46435G326	1,103,999	16,819	SH		DFND	340	0	0	16,819
VERIZON COMMUNICATIONS INC	COM	92343V104	33,149,586	803,821	SH		SOLE		3,594	0	800,227
TE CONNECTIVITY LTD	SHS	H84989104	2,407	16	SH		DFND	266	0	0	16
SCORPIO TANKERS INC	SHS	Y7542C130	325	4	SH		DFND	903	0	0	4
WASTE MGMT INC DEL	COM	94106L109	5,760	27	SH		DFND	969	0	0	27
BANK AMERICA CORP	COM	060505104	23,663	595	SH		DFND	791	595	0	0
ARISTA NETWORKS INC	COM	040413106	701	2	SH		DFND	903	0	0	2
VANGUARD INDEX FDS	MID CAP ETF	922908629	14,494,043	59,868	SH		DFND	1	1,438	0	58,430
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	45,319	661	SH		DFND	583	0	0	661
SPDR SER TR	PORTFOLIO S&P400	78464A847	224,643	4,379	SH		DFND	637	0	0	4,379
DIGITAL RLTY TR INC	COM	253868103	1,064	7	SH		DFND	970	0	0	7
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,775	82	SH		DFND	646	0	0	82
ISHARES TR	RUS 1000 VAL ETF	464287598	62,984	361	SH		DFND	684	361	0	0
ABERCROMBIE & FITCH CO	CL A	002896207	9,959	56	SH		DFND	791	56	0	0
CONOCOPHILLIPS	COM	20825C104	1,486,940	13,000	SH		DFND	925	0	0	13,000
CELSIUS HLDGS INC	COM NEW	15118V207	41,105	720	SH		DFND	661	0	0	720
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	25,966	310	SH		DFND	144	310	0	0
PACKAGING CORP AMER	COM	695156109	2,973,545	16,288	SH		SOLE		7	0	16,281
ISHARES TR	NATIONAL MUN ETF	464288414	627,686	5,891	SH		DFND	104	0	0	5,891
NORDSTROM INC	COM	655664100	721	34	SH		DFND	965	0	0	34
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,671	7	SH		DFND	810	0	0	7
SPDR SER TR	PORTFOLIO S&P400	78464A847	53,557	1,044	SH		DFND	362	0	0	1,044
STATE STR CORP	COM	857477103	740	10	SH		DFND	695	0	0	10
ISHARES TR	INTL DEV SML CP	46436E510	654,127	18,723	SH		SOLE		0	0	18,723
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	20,127	335	SH		DFND	348	0	0	335
ARCBEST CORP	COM	03937C105	3,427	32	SH		DFND	791	32	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,521	49	SH		DFND	750	49	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	9,716	116	SH		DFND	658	0	0	116
VANGUARD INDEX FDS	MID CAP ETF	922908629	58,104	240	SH		DFND	503	0	0	240
VANGUARD INDEX FDS	SMALL CP ETF	922908751	400,890,887	1,838,612	SH		SOLE		0	0	1,838,612
UNILEVER PLC	SPON ADR NEW	904767704	41,133	748	SH		DFND	791	748	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	19,340	377	SH		DFND	46	0	0	377
ARISTA NETWORKS INC	COM	040413106	2,103	6	SH		DFND	965	0	0	6
ABBVIE INC	COM	00287Y109	17,495	102	SH		DFND	737	0	0	102
CIVITAS RESOURCES INC	COM NEW	17888H103	835,935	12,115	SH		SOLE		25	0	12,090
ESSEX PPTY TR INC	COM	297178105	1,645,690	6,046	SH		SOLE		7	0	6,039
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,532	118	SH		DFND	232	0	0	118
FLOWERS FOODS INC	COM	343498101	511	23	SH		DFND	951	0	0	23
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	71,142	285	SH		DFND	4	0	0	285
MCDONALDS CORP	COM	580135101	52,242	205	SH		DFND	36	0	0	205
ISHARES INC	CORE MSCI EMKT	46434G103	5,888	110	SH		DFND	346	0	0	110
LEGGETT & PLATT INC	COM	524660107	2,854	249	SH		DFND	374	0	0	249
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	382,801	7,380	SH		DFND	242	0	0	7,380
ISHARES TR	MSCI EMG MKT ETF	464287234	18,087	425	SH		DFND	250	0	0	425
VERALTO CORP	COM SHS	92338C103	1,909	20	SH		DFND	1	0	0	20
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,728	45	SH		DFND	638	0	0	45
ISHARES TR	CORE S&P500 ETF	464287200	281,276	514	SH		DFND	361	514	0	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	816	0	0	50
APPLE INC	COM	037833100	34,542	164	SH		DFND	157	0	0	164
COMFORT SYS USA INC	COM	199908104	2,433	8	SH		DFND	790	0	0	8
ISHARES TR	CORE S&P500 ETF	464287200	232,573	425	SH		DFND	343	0	0	425
CANADIAN NATL RY CO	COM	136375102	30,005	254	SH		DFND	916	0	0	254
CARRIER GLOBAL CORPORATION	COM	14448C104	18,990	301	SH		DFND	374	0	0	301
UNIVEST FINANCIAL CORPORATIO	COM	915271100	8,150	357	SH		DFND	791	357	0	0
SONOS INC	COM	83570H108	15,188	1,029	SH		DFND	661	0	0	1,029
MICROSOFT CORP	COM	594918104	92,072	206	SH		DFND	697	0	0	206
JOHNSON & JOHNSON	COM	478160104	72,349	495	SH		DFND	675	0	0	495
DUPONT DE NEMOURS INC	COM	26614N102	2,173	27	SH		DFND	970	0	0	27
ISHARES TR	NATIONAL MUN ETF	464288414	20,564	193	SH		DFND	123	193	0	0
BROADCOM INC	COM	11135F101	36,927	23	SH		DFND	737	0	0	23
MASTERCARD INCORPORATED	CL A	57636Q104	16,323	37	SH		DFND	736	0	0	37
BROWN & BROWN INC	COM	115236101	984	11	SH		DFND	697	0	0	11
SHERWIN WILLIAMS CO	COM	824348106	8,859,397	29,687	SH		SOLE		29	0	29,658
REINSURANCE GRP OF AMERICA I	COM NEW	759351604	1,437	7	SH		DFND	737	0	0	7
SCHWAB STRATEGIC TR	US REIT ETF	808524847	45,891	2,298	SH		DFND	394	0	0	2,298
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	103,397	2,775	SH		DFND	48	0	0	2,775
ISHARES TR	CORE S&P500 ETF	464287200	220,534	403	SH		DFND	357	403	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	1,095	8	SH		DFND	188	8	0	0
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	29,220	375	SH		DFND	515	0	0	375
ISHARES INC	CORE MSCI EMKT	46434G103	27,568	515	SH		DFND	775	0	0	515
ENTERPRISE FINL SVCS CORP	COM	293712105	16,200	396	SH		DFND	374	0	0	396
MGIC INVT CORP WIS	COM	552848103	386,272	17,924	SH		SOLE		30	0	17,894
MATADOR RES CO	COM	576485205	1,550	26	SH		DFND	816	0	0	26
ALPHABET INC	CAP STK CL A	02079K305	91,075	500	SH		DFND	153	0	0	500
MAIDEN HOLDINGS LTD	SHS	G5753U112	406,850	197,500	SH		SOLE		0	0	197,500
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	39,339	546	SH		DFND	873	0	0	546
INTEGER HLDGS CORP	COM	45826H109	7,526	65	SH		DFND	792	65	0	0
TARGET CORP	COM	87612E106	9,771	66	SH		DFND	792	66	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	13,090	35	SH		DFND	86	35	0	0
BITFARMS LTD	COM	09173B107	59,367	23,100	SH		SOLE		0	0	23,100
CSX CORP	COM	126408103	435	13	SH		DFND	600	0	0	13
PARKER-HANNIFIN CORP	COM	701094104	1,012	2	SH		DFND	600	0	0	2
ALCOA CORP	COM	013872106	881,803	22,167	SH		SOLE		3	0	22,164
CHUBB LIMITED	COM	H1467J104	20,917	82	SH		DFND	742	0	0	82
SPDR SER TR	PORTFOLIO S&P400	78464A847	11,132	217	SH		DFND	105	0	0	217
ORACLE CORP	COM	68389X105	1,977	14	SH		DFND	810	0	0	14
INTERNATIONAL BUSINESS MACHS	COM	459200101	682,980	3,949	SH		DFND	400	0	0	3,949
DAVITA INC	COM	23918K108	970	7	SH		DFND	965	0	0	7
VORNADO RLTY TR	SH BEN INT	929042109	666,820	25,364	SH		SOLE		0	0	25,364
DBX ETF TR	XTRACK USD HIGH	233051432	300,913	8,486	SH		SOLE		0	0	8,486
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	87,613	1,216	SH		DFND	664	0	0	1,216
BANCFIRST CORP	COM	05945F103	439	5	SH		DFND	951	0	0	5
AIR LEASE CORP	CL A	00912X302	422,304	8,885	SH		SOLE		78	0	8,807
CLEAN HARBORS INC	COM	184496107	1,583	7	SH		DFND	951	0	0	7
RESMED INC	COM	761152107	1,149	6	SH		DFND	600	0	0	6
GLOBAL X FDS	GLOBAL X URANIUM	37954Y871	549,352	18,976	SH		SOLE		0	0	18,976
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	300,547	5,189	SH		DFND	480	0	0	5,189
PUBLIC STORAGE OPER CO	COM	74460D109	3,164	11	SH		DFND	188	11	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	21,959	92	SH		DFND	374	0	0	92
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	14,713	55	SH		DFND	811	0	0	55
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	332,201	6,722	SH		DFND	272	0	0	6,722
CORVEL CORP	COM	221006109	433,276	1,704	SH		SOLE		1	0	1,703
UMB FINL CORP	COM	902788108	7,091	85	SH		DFND	792	85	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	32,546	608	SH		DFND	300	0	0	608
CONSOLIDATED EDISON INC	COM	209115104	1,431	16	SH		DFND	736	0	0	16
PAYPAL HLDGS INC	COM	70450Y103	8,821	152	SH		DFND	916	0	0	152
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	229,253	4,575	SH		DFND	887	0	0	4,575
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	272,335	1,091	SH		DFND	864	0	0	1,091
ISHARES TR	NATIONAL MUN ETF	464288414	32,604	306	SH		DFND	237	0	0	306
ISHARES INC	CORE MSCI EMKT	46434G103	112,199	2,096	SH		DFND	578	0	0	2,096
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,429	22	SH		DFND	536	0	0	22
UFP INDUSTRIES INC	COM	90278Q108	10,192	91	SH		DFND	790	0	0	91
PAYPAL HLDGS INC	COM	70450Y103	44,857	773	SH		DFND	675	0	0	773
INTEL CORP	COM	458140100	23,228	750	SH		DFND	257	0	0	750
ISHARES TR	MSCI USA QUALITY	46436E403	311,460	6,000	SH		SOLE		0	0	6,000
JPMORGAN CHASE & CO.	COM	46625H100	7,686	38	SH		DFND	951	0	0	38
JPMORGAN CHASE & CO.	COM	46625H100	25,283	125	SH		DFND	280	0	0	125
BLACKSTONE INC	COM	09260D107	2,600	21	SH		DFND	737	0	0	21
CONSTELLATION ENERGY CORP	COM	21037T109	3,004	15	SH		DFND	188	15	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	30,309	864	SH		DFND	523	0	0	864
KILROY RLTY CORP	COM	49427F108	374	12	SH		DFND	951	0	0	12
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	335	4	SH		DFND	117	0	0	4
US BANCORP DEL	COM NEW	902973304	1,985	50	SH		DFND	695	0	0	50
DXC TECHNOLOGY CO	COM	23355L106	11,683	612	SH		DFND	374	0	0	612
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	53,585	834	SH		DFND	303	0	0	834
TIDEWATER INC NEW	COM	88642R109	22,184	233	SH		DFND	661	0	0	233
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,296	212	SH		DFND	208	0	0	212
OLIN CORP	COM PAR $1	680665205	627,737	13,314	SH		SOLE		3	0	13,311
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	196,273	5,595	SH		DFND	371	0	0	5,595
DENTSPLY SIRONA INC	COM	24906P109	1,196	48	SH		DFND	737	0	0	48
CADENCE DESIGN SYSTEM INC	COM	127387108	1,539	5	SH		DFND	515	0	0	5
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	79,494,149	1,301,263	SH		SOLE		55	0	1,301,208
ENBRIDGE INC	COM	29250N105	12,563	353	SH		DFND	790	0	0	353
NUVEEN CALIFORNIA MUNI VLU F	COM STK	67062C107	151,361	17,458	SH		SOLE		0	0	17,458
FERRARI N V	COM	N3167Y103	45,737	112	SH		DFND	916	0	0	112
NIKE INC	CL B	654106103	24,495	325	SH		DFND	37	0	0	325
CONOCOPHILLIPS	COM	20825C104	686	6	SH		DFND	903	0	0	6
STANLEY BLACK & DECKER INC	COM	854502101	34,353	430	SH		DFND	1	0	0	430
SCHWAB STRATEGIC TR	US REIT ETF	808524847	47,309	2,369	SH		DFND	361	2,369	0	0
ISHARES TR	CORE S&P500 ETF	464287200	146,658	268	SH		DFND	397	0	0	268
ISHARES TR	SHRT NAT MUN ETF	464288158	91,795	878	SH		DFND	743	0	0	878
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,591	275	SH		DFND	239	0	0	275
TRUIST FINL CORP	COM	89832Q109	11,927	307	SH		DFND	916	0	0	307
CVS HEALTH CORP	COM	126650100	1,004	17	SH		DFND	713	17	0	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	574	6	SH		DFND	600	0	0	6
ISHARES TR	CORE S&P500 ETF	464287200	10,945	20	SH		DFND	282	0	0	20
ISHARES INC	CORE MSCI EMKT	46434G103	57,224	1,069	SH		DFND	512	0	0	1,069
LAM RESEARCH CORP	COM	512807108	11,713	11	SH		DFND	866	11	0	0
FREEPORT-MCMORAN INC	CL B	35671D857	2,236	46	SH		DFND	695	0	0	46
LULULEMON ATHLETICA INC	COM	550021109	896	3	SH		DFND	737	0	0	3
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	40,734	678	SH		DFND	132	0	0	678
SPDR SER TR	PORTFOLIO SHORT	78464A474	8,672	292	SH		DFND	338	0	0	292
AGREE RLTY CORP	COM	008492100	61,940	1,000	SH		DFND	983	0	0	1,000
CUMMINS INC	COM	231021106	3,046	11	SH		DFND	476	0	0	11
NVIDIA CORPORATION	COM	67066G104	32,244	261	SH		DFND	951	0	0	261
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,995	104	SH		DFND	454	0	0	104
CONSTELLATION ENERGY CORP	COM	21037T109	2,403	12	SH		DFND	737	0	0	12
AGILENT TECHNOLOGIES INC	COM	00846U101	778	6	SH		DFND	600	0	0	6
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	9,143	185	SH		DFND	811	0	0	185
FORGE GLOBAL HOLDINGS INC	COM	34629L103	87,600	60,000	SH		SOLE		0	0	60,000
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	16,012	324	SH		DFND	79	0	0	324
AFLAC INC	COM	001055102	19,592,524	219,377	SH		SOLE		750	0	218,627
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	17,050	345	SH		DFND	933	0	0	345
DIGITAL RLTY TR INC	COM	253868103	760	5	SH		DFND	713	5	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	514	10	SH		DFND	109	0	0	10
KIRBY CORP	COM	497266106	1,796	15	SH		DFND	737	0	0	15
REVVITY INC	COM	714046109	61,553	587	SH		DFND	675	0	0	587
BROWN & BROWN INC	COM	115236101	1,073	12	SH		DFND	969	0	0	12
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	126,649	2,108	SH		DFND	322	0	0	2,108
APPLE INC	COM	037833100	65,523	311	SH		DFND	41	0	0	311
STARBUCKS CORP	COM	855244109	9,342	120	SH		DFND	80	0	0	120
SPDR S&P 500 ETF TR	TR UNIT	78462F103	46,259	85	SH		DFND	59	0	0	85
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,091	14	SH		DFND	697	0	0	14
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,497	65	SH		DFND	106	0	0	65
POPULAR INC	COM NEW	733174700	654,913	7,406	SH		SOLE		0	0	7,406
ZOETIS INC	CL A	98978V103	2,774	16	SH		DFND	268	0	0	16
SCHWAB STRATEGIC TR	US REIT ETF	808524847	13,699	686	SH		DFND	393	0	0	686
BOSTON PROPERTIES INC	COM	101121101	2,709	44	SH		DFND	970	0	0	44
GENUINE PARTS CO	COM	372460105	415	3	SH		DFND	903	0	0	3
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	350,266	1,778	SH		DFND	1	0	0	1,778
F5 INC	COM	315616102	665,325	3,863	SH		SOLE		13	0	3,850
INTEL CORP	COM	458140100	11,397	368	SH		DFND	806	0	0	368
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,089	13	SH		DFND	245	0	0	13
HONEYWELL INTL INC	COM	438516106	3,844	18	SH		DFND	415	0	0	18
ROYAL BK CDA	COM	780087102	20,563,802	193,305	SH		SOLE		501	0	192,804
KRAFT HEINZ CO	COM	500754106	6,702	208	SH		DFND	400	0	0	208
BANK AMERICA CORP	COM	060505104	11,772	296	SH		DFND	790	0	0	296
MICROSTRATEGY INC	CL A NEW	594972408	1,377	1	SH		DFND	951	0	0	1
NEXTERA ENERGY INC	COM	65339F101	5,028	71	SH		DFND	940	0	0	71
ITRON INC	COM	465741106	594	6	SH		DFND	903	0	0	6
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,173,823	57,707	SH		DFND	643	0	0	57,707
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	39,210	1,118	SH		DFND	250	0	0	1,118
STANTEC INC	COM	85472N109	1,420	17	SH		DFND	665	0	0	17
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	85,497	1,730	SH		DFND	566	0	0	1,730
MICROSOFT CORP	COM	594918104	51,399	115	SH		DFND	810	0	0	115
VERTIV HOLDINGS CO	COM CL A	92537N108	346	4	SH		DFND	903	0	0	4
ORACLE CORP	COM	68389X105	10,872	77	SH		DFND	149	0	0	77
EQUITRANS MIDSTREAM CORP	COM	294600101	3,063	236	SH		DFND	790	0	0	236
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	7,573	146	SH		DFND	759	0	0	146
PEPSICO INC	COM	713448108	11,875	72	SH		DFND	737	0	0	72
AMAZON COM INC	COM	023135106	57,975	300	SH		DFND	574	0	0	300
ISHARES GOLD TR	ISHARES NEW	464285204	12,871	293	SH		DFND	847	0	0	293
TE CONNECTIVITY LTD	SHS	H84989104	3,009	20	SH		DFND	260	0	0	20
EMBECTA CORP	COMMON STOCK	29082K105	450	36	SH		DFND	600	0	0	36
PHILLIPS 66	COM	718546104	2,541	18	SH		DFND	737	0	0	18
COHEN & STEERS INC	COM	19247A100	7,474	103	SH		DFND	791	103	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,714	18	SH		DFND	695	0	0	18
SIGNET JEWELERS LIMITED	SHS	G81276100	537	6	SH		DFND	903	0	0	6
ELEVANCE HEALTH INC	COM	036752103	2,709	5	SH		DFND	816	0	0	5
HEICO CORP NEW	COM	422806109	943,912	4,221	SH		SOLE		3	0	4,218
EAGLE MATLS INC	COM	26969P108	2,160,030	9,933	SH		SOLE		1	0	9,932
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	233,778	4,507	SH		DFND	645	0	0	4,507
FEDEX CORP	COM	31428X106	600	2	SH		DFND	810	0	0	2
PAYCHEX INC	COM	704326107	32,367	273	SH		DFND	37	0	0	273
FLEX LTD	ORD	Y2573F102	3,185	108	SH		DFND	266	0	0	108
ISHARES TR	SHRT NAT MUN ETF	464288158	43,493	416	SH		DFND	653	0	0	416
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	40,314	671	SH		DFND	56	0	0	671
ELI LILLY & CO	COM	532457108	45,269	50	SH		DFND	969	0	0	50
RB GLOBAL INC	COM	74935Q107	1,164,032	15,244	SH		SOLE		28	0	15,216
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	130,954	3,733	SH		DFND	194	0	0	3,733
ACUITY BRANDS INC	COM	00508Y102	1,932	8	SH		DFND	493	0	0	8
VISA INC	COM CL A	92826C839	6,299	24	SH		DFND	810	0	0	24
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	969	0	0	50
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	50,123	644	SH		DFND	342	0	0	644
STELLANTIS N.V	SHS	N82405106	1,390	70	SH		DFND	665	0	0	70
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	73,841	138	SH		DFND	527	0	0	138
ISHARES TR	INDIA 50 ETF	464289529	1,223,609	22,803	SH		SOLE		0	0	22,803
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,755	73	SH		DFND	441	0	0	73
GLOBAL NET LEASE INC	COM NEW	379378201	494,405	67,266	SH		SOLE		0	0	67,266
TYSON FOODS INC	CL A	902494103	71,996	1,260	SH		DFND	983	0	0	1,260
PROCTER AND GAMBLE CO	COM	742718109	1,484	9	SH		DFND	415	0	0	9
BERRY GLOBAL GROUP INC	COM	08579W103	388,940	6,609	SH		SOLE		0	0	6,609
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	7,902	83	SH		DFND	792	83	0	0
PIEDMONT OFFICE REALTY TR IN	COM CL A	720190206	45,878	6,328	SH		DFND	661	0	0	6,328
PLEXUS CORP	COM	729132100	619	6	SH		DFND	903	0	0	6
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	78,954	880	SH		DFND	197	0	0	880
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524748	6,070,342	174,636	SH		SOLE		0	0	174,636
APPLIED MATLS INC	COM	038222105	19,587	83	SH		DFND	790	0	0	83
SPDR SER TR	PORTFOLIO S&P600	78468R853	20,599	496	SH		DFND	95	0	0	496
TWO HARBORS INVENTMENT CORPO	NOTE 6.250% 1/1	90187BAB7	24,299	25,000	PRN		SOLE		0	0	25,000
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	206,411	5,884	SH		DFND	518	0	0	5,884
SCHWAB STRATEGIC TR	US REIT ETF	808524847	20,769	1,040	SH		DFND	778	0	0	1,040
META PLATFORMS INC	CL A	30303M102	19,665	39	SH		DFND	665	0	0	39
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	8,623	224	SH		DFND	674	0	0	224
WILLSCOT MOBIL MINI HLDNG CO	COM CL A	971378104	446,233	11,855	SH		SOLE		36	0	11,819
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	17,592	458	SH		DFND	376	0	0	458
SIMPLY GOOD FOODS CO	COM	82900L102	21,497	595	SH		DFND	675	0	0	595
EQUITABLE HLDGS INC	COM	29452E101	1,757	43	SH		DFND	737	0	0	43
FTI CONSULTING INC	COM	302941109	2,586	12	SH		DFND	790	0	0	12
VONTIER CORPORATION	COM	928881101	1,184	31	SH		DFND	737	0	0	31
DANAHER CORPORATION	COM	235851102	7,995	32	SH		DFND	736	0	0	32
SPDR SER TR	PORTFOLIO SHORT	78464A474	20,790	700	SH		DFND	196	0	0	700
MONDELEZ INTL INC	CL A	609207105	524	8	SH		DFND	810	0	0	8
RBC BEARINGS INC	COM	75524B104	415,191	1,539	SH		SOLE		0	0	1,539
DAYFORCE INC	COM	15677J108	1,438	29	SH		DFND	816	0	0	29
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	9,783	168	SH		DFND	83	0	0	168
SPDR SER TR	PORTFOLIO SHORT	78464A474	1,693	57	SH		DFND	72	0	0	57
VORNADO RLTY TR	SH BEN INT	929042109	789	30	SH		DFND	695	0	0	30
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	122,040	300	SH		DFND	65	0	0	300
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	44,753	870	SH		DFND	943	0	0	870
LOWES COS INC	COM	548661107	1,102	5	SH		DFND	697	0	0	5
ISHARES TR	NATIONAL MUN ETF	464288414	7,352	69	SH		DFND	468	69	0	0
FRANKLIN RESOURCES INC	COM	354613101	6,213	278	SH		DFND	473	0	0	278
RESOURCES CONNECTION INC	COM	76122Q105	8,225	745	SH		DFND	792	745	0	0
VISHAY PRECISION GROUP INC	COM	92835K103	8,493	279	SH		DFND	792	279	0	0
APPLE INC	COM	037833100	35,805	170	SH		DFND	600	0	0	170
MONOLITHIC PWR SYS INC	COM	609839105	4,108	5	SH		DFND	736	0	0	5
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	259,567	519	SH		DFND	1	0	0	519
APPLIED MATLS INC	COM	038222105	55,222	234	SH		DFND	71	0	0	234
COSTCO WHSL CORP NEW	COM	22160K105	9,350	11	SH		DFND	713	11	0	0
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	472	0	0	25
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	1,500	57	SH		DFND	328	0	0	57
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	317,848	2,680	SH		DFND	1	0	0	2,680
CME GROUP INC	COM	12572Q105	197	1	SH		DFND	600	0	0	1
RTX CORPORATION	COM	75513E101	2,510	25	SH		DFND	665	0	0	25
BANK AMERICA CORP	COM	060505104	795	20	SH		DFND	600	0	0	20
ISHARES TR	SHRT NAT MUN ETF	464288158	24,987	239	SH		DFND	759	0	0	239
ISHARES INC	CORE MSCI EMKT	46434G103	21,037	393	SH		DFND	230	0	0	393
FEDEX CORP	COM	31428X106	1,199	4	SH		DFND	600	0	0	4
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,854,427	7,429	SH		DFND	427	0	0	7,429
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	8,911	232	SH		DFND	458	0	0	232
NABORS INDUSTRIES LTD	SHS	G6359F137	42,554	598	SH		DFND	675	0	0	598
NORFOLK SOUTHN CORP	COM	655844108	13,955	65	SH		DFND	916	0	0	65
COTERRA ENERGY INC	COM	127097103	1,093	41	SH		DFND	970	0	0	41
ALBEMARLE CORP	COM	012653101	478	5	SH		DFND	697	0	0	5
ISHARES TR	COHEN STEER REIT	464287564	10,198	178	SH		DFND	329	0	0	178
HOST HOTELS & RESORTS INC	COM	44107P104	557	31	SH		DFND	695	0	0	31
VIR BIOTECHNOLOGY INC	COM	92764N102	1,593	179	SH		DFND	627	0	0	179
TRAVELERS COMPANIES INC	COM	89417E109	9,150	45	SH		DFND	713	45	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	1,974	6	SH		DFND	665	0	0	6
UNITED NAT FOODS INC	COM	911163103	773	59	SH		DFND	951	0	0	59
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,455	89	SH		DFND	743	0	0	89
3M CO	COM	88579Y101	2,044	20	SH		DFND	736	0	0	20
ISHARES TR	CORE S&P500 ETF	464287200	563,647	1,030	SH		DFND	352	0	0	1,030
ISHARES TR	CORE US AGGBD ET	464287226	3,501,800	36,075	SH		DFND	1	0	0	36,075
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	2,598	19	SH		DFND	969	0	0	19
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,618	129	SH		DFND	131	0	0	129
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,575	41	SH		DFND	896	0	0	41
HONEYWELL INTL INC	COM	438516106	1,495	7	SH		DFND	600	0	0	7
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	256,859	1,029	SH		DFND	205	0	0	1,029
ASTRAZENECA PLC	SPONSORED ADR	046353108	95,772	1,228	SH		DFND	916	0	0	1,228
FUTU HLDGS LTD	SPON ADS CL A	36118L106	328	5	SH		DFND	665	0	0	5
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	116,856	1,945	SH		DFND	460	0	0	1,945
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	288,344	4,002	SH		DFND	519	0	0	4,002
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	27,128	523	SH		DFND	503	0	0	523
BAXTER INTL INC	COM	071813109	1,606	48	SH		DFND	969	0	0	48
THOR INDS INC	COM	885160101	910,896	9,747	SH		SOLE		1	0	9,746
ISHARES TR	S&P MC 400GR ETF	464287606	3,524	40	SH		DFND	263	0	0	40
BOOKING HOLDINGS INC	COM	09857L108	11,885	3	SH		DFND	188	3	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	508,414	14,493	SH		DFND	643	0	0	14,493
BANK AMERICA CORP	COM	060505104	22,231	559	SH		DFND	736	0	0	559
ISHARES TR	RUSSELL 2000 ETF	464287655	20,289	100	SH		DFND	797	0	0	100
HOME DEPOT INC	COM	437076102	28,572	83	SH		DFND	820	0	0	83
ISHARES TR	CORE MSCI INTL	46435G326	381,500	5,812	SH		DFND	653	0	0	5,812
WELLTOWER INC	COM	95040Q104	2,919	28	SH		DFND	790	0	0	28
SALESFORCE INC	COM	79466L302	7,199	28	SH		DFND	695	0	0	28
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	112,183	2,270	SH		DFND	589	0	0	2,270
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	39,293	1,023	SH		DFND	460	0	0	1,023
NORTHROP GRUMMAN CORP	COM	666807102	24,413	56	SH		DFND	535	0	0	56
BOSTON SCIENTIFIC CORP	COM	101137107	7,085	92	SH		DFND	697	0	0	92
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,036	84	SH		DFND	263	0	0	84
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	31,412	393	SH		DFND	546	0	0	393
ISHARES TR	EAFE SML CP ETF	464288273	7,705	125	SH		DFND	934	0	0	125
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	122,839	2,388	SH		DFND	372	0	0	2,388
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	143,812	2,910	SH		DFND	795	0	0	2,910
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,094	25	SH		DFND	167	0	0	25
HUNTINGTON BANCSHARES INC	COM	446150104	2,662	202	SH		DFND	737	0	0	202
ISHARES INC	CORE MSCI EMKT	46434G103	59,793	1,117	SH		DFND	840	0	0	1,117
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	51,372	713	SH		DFND	361	713	0	0
CAMECO CORP	COM	13321L108	1,033	21	SH		DFND	665	0	0	21
CISCO SYS INC	COM	17275R102	10,737	226	SH		DFND	627	0	0	226
CARLYLE GROUP INC	COM	14316J108	477,997	11,905	SH		SOLE		1,856	0	10,049
SPDR SER TR	PRTFLO S&P500 HI	78468R788	866,338	21,535	SH		DFND	375	0	0	21,535
ISHARES TR	MSCI EMG MKT ETF	464287234	73,425	1,724	SH		DFND	329	0	0	1,724
VULCAN MATLS CO	COM	929160109	2,487	10	SH		DFND	736	0	0	10
ROYAL CARIBBEAN GROUP	COM	V7780T103	1,275	8	SH		DFND	951	0	0	8
KEARNY FINL CORP MD	COM	48716P108	9,926	1,614	SH		DFND	792	1,614	0	0
QUANTUMSCAPE CORP	COM CL A	74767V109	885	1,000	SH	Call	SOLE		0	0	1,000
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	600	0	0	50
TETRA TECH INC NEW	COM	88162G103	3,476	17	SH		DFND	965	0	0	17
BAKER HUGHES COMPANY	CL A	05722G100	5,662	161	SH		DFND	493	0	0	161
UNITED RENTALS INC	COM	911363109	3,880	6	SH		DFND	736	0	0	6
PFIZER INC	COM	717081103	112	4	SH		DFND	415	0	0	4
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	217,232	4,188	SH		DFND	411	0	0	4,188
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	10,269	332	SH		DFND	792	332	0	0
PJT PARTNERS INC	COM CL A	69343T107	305,598	2,832	SH		SOLE		17	0	2,815
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,716	279	SH		DFND	689	0	0	279
FIRST TR EXCHANGE TRADED FD	CONSUMR STAPLE	33734X119	206,514	3,205	SH		SOLE		0	0	3,205
ADOBE INC	COM	00724F101	3,889	7	SH		DFND	26	0	0	7
OCUGEN INC	COM	67577C105	18,994	12,254	SH		SOLE		0	0	12,254
DT MIDSTREAM INC	COMMON STOCK	23345M107	1,065	15	SH		DFND	969	0	0	15
DOW INC	COM	260557103	3,342	63	SH		DFND	736	0	0	63
CARNIVAL CORP	UNIT 99/99/9999	143658300	2,003	107	SH		DFND	970	0	0	107
ARCHER DANIELS MIDLAND CO	COM	039483102	1,209	20	SH		DFND	970	0	0	20
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	50,256	600	SH		DFND	646	0	0	600
CLOROX CO DEL	COM	189054109	3,590,998	26,313	SH		SOLE		30	0	26,283
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	1,151	15	SH		DFND	1	0	0	15
EQUITY RESIDENTIAL	SH BEN INT	29476L107	1,179	17	SH		DFND	695	0	0	17
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	19,503	244	SH		DFND	460	0	0	244
VANGUARD INDEX FDS	MID CAP ETF	922908629	85,461	353	SH		DFND	132	0	0	353
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	373,638	6,219	SH		DFND	256	0	0	6,219
VIRTUS INVT PARTNERS INC	COM	92828Q109	7,679	34	SH		DFND	792	34	0	0
CORE LABORATORIES INC	COM	21867A105	3,307	163	SH		DFND	790	0	0	163
ISHARES TR	CORE US AGGBD ET	464287226	88,722	914	SH		DFND	475	0	0	914
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	233,946	3,247	SH		DFND	496	0	0	3,247
ENVISTA HOLDINGS CORPORATION	COM	29415F104	549	33	SH		DFND	695	0	0	33
PEMBINA PIPELINE CORP	COM	706327103	13,200	356	SH		DFND	916	0	0	356
CRA INTL INC	COM	12618T105	2,239	13	SH		DFND	816	0	0	13
SPDR SER TR	PORTFOLIO S&P400	78464A847	177,857	3,467	SH		DFND	875	0	0	3,467
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	22,364	267	SH		DFND	322	0	0	267
CME GROUP INC	COM	12572Q105	4,129	21	SH		DFND	188	21	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	58,880	920	SH		DFND	232	0	0	920
WHIRLPOOL CORP	COM	963320106	30,660	300	SH		DFND	1	0	0	300
ISHARES TR	RUS MDCP VAL ETF	464287473	11,594,971	96,033	SH		SOLE		0	0	96,033
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	20,522	585	SH		DFND	428	0	0	585
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	32,766	421	SH		DFND	637	0	0	421
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	3,041	26	SH		DFND	665	0	0	26
ISHARES TR	CORE S&P500 ETF	464287200	317,393	580	SH		DFND	194	0	0	580
PROGRESSIVE CORP	COM	743315103	1,039	5	SH		DFND	903	0	0	5
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	35,644	928	SH		DFND	943	0	0	928
AMERICAN WTR WKS CO INC NEW	COM	030420103	1,033	8	SH		DFND	697	0	0	8
DEVON ENERGY CORP NEW	COM	25179M103	2,370	50	SH		DFND	969	0	0	50
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,189	62	SH		DFND	678	62	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	46,040	639	SH		DFND	157	0	0	639
NIKE INC	CL B	654106103	26,455	351	SH		DFND	311	0	0	351
MOHAWK INDS INC	COM	608190104	331,001	2,914	SH		SOLE		1	0	2,913
EATON CORP PLC	SHS	G29183103	10,661	34	SH		DFND	264	0	0	34
PFIZER INC	COM	717081103	28	1	SH		DFND	472	0	0	1
ISHARES TR	SHRT NAT MUN ETF	464288158	255,311	2,442	SH		DFND	643	0	0	2,442
SHAKE SHACK INC	CL A	819047101	3,060	34	SH		DFND	791	34	0	0
CHURCH & DWIGHT CO INC	COM	171340102	3,007	29	SH		DFND	951	0	0	29
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	7,453	116	SH		DFND	46	0	0	116
ISHARES TR	CORE MSCI INTL	46435G326	416,158	6,340	SH		DFND	322	0	0	6,340
AMPLIFY ETF TR	AMPLIFY ALTERNAT	032108631	69,407	20,906	SH		SOLE		0	0	20,906
ISHARES GOLD TR	ISHARES NEW	464285204	38,790	883	SH		DFND	341	0	0	883
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,198	74	SH		DFND	75	0	0	74
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	63,846	1,459	SH		DFND	158	0	0	1,459
ISHARES TR	CORE S&P500 ETF	464287200	237,498	434	SH		DFND	329	0	0	434
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,693	33	SH		DFND	823	0	0	33
ISHARES TR	SHRT NAT MUN ETF	464288158	152,225	1,456	SH		DFND	554	0	0	1,456
SYNAPTICS INC	COM	87157D109	24,872	282	SH		DFND	675	0	0	282
BANK AMERICA CORP	COM	060505104	6,085	153	SH		DFND	713	153	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	425,111	850	SH		DFND	701	0	0	850
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	108,433	3,481	SH		DFND	326	0	0	3,481
TENNANT CO	COM	880345103	6,595	67	SH		DFND	792	67	0	0
COMPANHIA PARANAENSE DE ENER	SPON ADS	20441B605	384,989	57,547	SH		SOLE		0	0	57,547
RELIANCE INC	COM	759509102	571	2	SH		DFND	697	0	0	2
PAYCOM SOFTWARE INC	COM	70432V102	143	1	SH		DFND	713	1	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	7,130	14	SH		DFND	259	0	0	14
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	12,054	207	SH		DFND	459	0	0	207
NEW MTN FIN CORP	COM	647551100	323,815	26,455	SH		SOLE		0	0	26,455
LOCKHEED MARTIN CORP	COM	539830109	16,349	35	SH		DFND	482	0	0	35
ELEVANCE HEALTH INC	COM	036752103	13,547	25	SH		DFND	284	25	0	0
PINNACLE FINL PARTNERS INC	COM	72346Q104	1,340,648	16,750	SH		SOLE		66	0	16,684
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,220	3	SH		DFND	783	0	0	3
EXXON MOBIL CORP	COM	30231G102	4,950	43	SH		DFND	713	43	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	42,512	971	SH		DFND	249	0	0	971
ARCHER DANIELS MIDLAND CO	COM	039483102	4,655	77	SH		DFND	627	0	0	77
INGEVITY CORP	COM	45688C107	538,551	12,321	SH		SOLE		0	0	12,321
TRANSOCEAN LTD	REGISTERED SHS	H8817H100	954,876	178,481	SH		SOLE		86	0	178,395
OKTA INC	CL A	679295105	12,544	134	SH		DFND	217	0	0	134
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	55,871	699	SH		DFND	911	0	0	699
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,644	199	SH		DFND	237	0	0	199
INVESCO EXCH TRADED FD TR II	SHORT TERM TREAS	46138G888	224,789	2,131	SH		SOLE		0	0	2,131
ISHARES INC	CORE MSCI EMKT	46434G103	14,828	277	SH		DFND	392	0	0	277
WASTE MGMT INC DEL	COM	94106L109	4,053	19	SH		DFND	262	0	0	19
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	48,187	929	SH		DFND	262	0	0	929
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	678	192	SH		DFND	965	0	0	192
DISNEY WALT CO	COM	254687106	1,986	20	SH		DFND	951	0	0	20
ISHARES TR	SP SMCP600VL ETF	464287879	49,997	514	SH		DFND	1	0	0	514
EDWARDS LIFESCIENCES CORP	COM	28176E108	55,422	600	SH		DFND	80	0	0	600
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	291,051	1,088	SH		DFND	173	0	0	1,088
BROWN & BROWN INC	COM	115236101	2,636,880	29,492	SH		SOLE		11	0	29,481
SOUTHWEST GAS HLDGS INC	COM	844895102	563	8	SH		DFND	713	8	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,979	336	SH		DFND	84	0	0	336
CRINETICS PHARMACEUTICALS IN	COM	22663K107	4,569	102	SH		DFND	792	102	0	0
FORTIVE CORP	COM	34959J108	2,094,586	28,267	SH		SOLE		21	0	28,246
FISERV INC	COM	337738108	1,341	9	SH		DFND	600	0	0	9
TESLA INC	COM	88160R101	274,460	1,387	SH		DFND	675	0	0	1,387
HOME DEPOT INC	COM	437076102	155,625,612	452,085	SH		SOLE		546	0	451,539
SPDR SER TR	PORTFOLIO S&P400	78464A847	19,032	371	SH		DFND	232	0	0	371
HANCOCK JOHN PREM DIVID FD	COM SH BEN INT	41013T105	137,566	11,678	SH		SOLE		0	0	11,678
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	51,906	1,610	SH		DFND	916	0	0	1,610
KROGER CO	COM	501044101	2,896	58	SH		DFND	736	0	0	58
TRINET GROUP INC	COM	896288107	400	4	SH		DFND	903	0	0	4
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	43,696	872	SH		DFND	27	0	0	872
ISHARES INC	CORE MSCI EMKT	46434G103	45,768	855	SH		DFND	645	0	0	855
CAMDEN PPTY TR	SH BEN INT	133131102	982	9	SH		DFND	697	0	0	9
FEDERAL AGRIC MTG CORP	CL C	313148306	924,740	5,114	SH		SOLE		10	0	5,104
AUTODESK INC	COM	052769106	9,174,958	37,078	SH		SOLE		95	0	36,983
HASBRO INC	COM	418056107	11,817	202	SH		DFND	374	0	0	202
TAYLOR MORRISON HOME CORP	COM	87724P106	499	9	SH		DFND	903	0	0	9
AON PLC	SHS CL A	G0403H108	5,578	19	SH		DFND	792	19	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,078	60	SH		DFND	814	0	0	60
ISHARES TR	CORE S&P500 ETF	464287200	87,557	160	SH		DFND	874	0	0	160
BROADCOM INC	COM	11135F101	123,352,188	76,830	SH		SOLE		271	0	76,559
EMERSON ELEC CO	COM	291011104	4,517	41	SH		DFND	406	0	0	41
CIVITAS RESOURCES INC	COM NEW	17888H103	1,173	17	SH		DFND	816	0	0	17
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	16,162	269	SH		DFND	593	0	0	269
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,759,601	45,811	SH		DFND	1	179	0	45,632
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	11,537	1,317	SH		DFND	792	1,317	0	0
TEXAS INSTRS INC	COM	882508104	8,559	44	SH		DFND	188	44	0	0
CONSTELLATION BRANDS INC	CL A	21036P108	2,058	8	SH		DFND	697	0	0	8
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	1,182	6	SH		DFND	737	0	0	6
GRANITE CONSTR INC	COM	387328107	434	7	SH		DFND	951	0	0	7
BLOCK H & R INC	COM	093671105	2,499,689	46,094	SH		SOLE		0	0	46,094
CONOCOPHILLIPS	COM	20825C104	9,036	79	SH		DFND	737	0	0	79
ISHARES TR	NATIONAL MUN ETF	464288414	41,128	386	SH		DFND	548	0	0	386
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	46,634	718	SH		DFND	482	0	0	718
MCDONALDS CORP	COM	580135101	765	3	SH		DFND	783	0	0	3
ONTO INNOVATION INC	COM	683344105	2,635	12	SH		DFND	816	0	0	12
STERIS PLC	SHS USD	G8473T100	1,942,270	8,847	SH		SOLE		2	0	8,845
FASTENAL CO	COM	311900104	1,508	24	SH		DFND	697	0	0	24
CHEMED CORP NEW	COM	16359R103	10,852	20	SH		DFND	826	0	0	20
ELEVANCE HEALTH INC	COM	036752103	98,619	182	SH		DFND	675	0	0	182
EVERSOURCE ENERGY	COM	30040W108	1,985	35	SH		DFND	970	0	0	35
MICROSOFT CORP	COM	594918104	44,695	100	SH		DFND	570	0	0	100
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	75,724	844	SH		DFND	482	0	0	844
NETFLIX INC	COM	64110L106	16,197	24	SH		DFND	970	0	0	24
T-MOBILE US INC	COM	872590104	6,166	35	SH		DFND	665	0	0	35
INTEL CORP	COM	458140100	9	0	SH		DFND	290	0	0	0
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	6,427	47	SH		DFND	791	47	0	0
UFP INDUSTRIES INC	COM	90278Q108	6,944	62	SH		DFND	791	62	0	0
ANGLOGOLD ASHANTI PLC	COM SHS	G0378L100	2,136	85	SH		DFND	627	0	0	85
SCHWAB STRATEGIC TR	5 10YR CORP BD	808524698	1,438,841	32,627	SH		SOLE		0	0	32,627
ISHARES TR	CORE MSCI EAFE	46432F842	8,717	120	SH		DFND	474	0	0	120
ISHARES TR	RUS 1000 VAL ETF	464287598	116,546	668	SH		DFND	682	668	0	0
ISHARES TR	CORE S&P500 ETF	464287200	85,915	157	SH		DFND	540	0	0	157
M & T BK CORP	COM	55261F104	605	4	SH		DFND	695	0	0	4
MISSION PRODUCE INC	COM	60510V108	102,436	10,368	SH		SOLE		0	0	10,368
SONY GROUP CORP	SPONSORED ADR	835699307	41,371	487	SH		DFND	661	0	0	487
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	114,996	700	SH		DFND	1	0	0	700
ISHARES S&P GSCI COMMODITY-	UNIT BEN INT	46428R107	399,209	18,023	SH		SOLE		0	0	18,023
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	886,381,421	20,255,517	SH		SOLE		8,532	0	20,246,985
ISHARES TR	RUS 1000 GRW ETF	464287614	2,036,153	5,586	SH		DFND	135	5,586	0	0
MICRON TECHNOLOGY INC	COM	595112103	5,524	42	SH		DFND	970	0	0	42
FEDERAL SIGNAL CORP	COM	313855108	43,592	521	SH		DFND	661	0	0	521
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,536	40	SH		DFND	107	0	0	40
KB FINL GROUP INC	SPONSORED ADR	48241A105	623	11	SH		DFND	903	0	0	11
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	258,940	3,327	SH		DFND	480	0	0	3,327
AMAZON COM INC	COM	023135106	30,534	158	SH		DFND	965	0	0	158
KENVUE INC	COM	49177J102	6,889,691	378,971	SH		SOLE		0	0	378,971
ISHARES TR	U.S. TECH ETF	464287721	53,578	356	SH		DFND	480	0	0	356
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,868,025,537	6,983,012	SH		SOLE		100	0	6,982,912
INNOSPEC INC	COM	45768S105	3,831	31	SH		DFND	951	0	0	31
ENBRIDGE INC	COM	29250N105	3,666	103	SH		DFND	816	0	0	103
VANGUARD INDEX FDS	GROWTH ETF	922908736	13,090	35	SH		DFND	84	0	0	35
CHENIERE ENERGY INC	COM NEW	16411R208	1,049	6	SH		DFND	970	0	0	6
INGERSOLL RAND INC	COM	45687V106	1,272	14	SH		DFND	816	0	0	14
RAMBUS INC DEL	COM	750917106	26,971	459	SH		DFND	661	0	0	459
EOG RES INC	COM	26875P101	5,790	46	SH		DFND	791	46	0	0
DIGITAL RLTY TR INC	COM	253868103	1,368	9	SH		DFND	493	0	0	9
ISHARES TR	CORE US AGGBD ET	464287226	96,293	992	SH		DFND	179	0	0	992
PRESIDIO PPTY TR INC	COM CL A	74102L303	8,565	12,287	SH		SOLE		0	0	12,287
JOHNSON & JOHNSON	COM	478160104	59,926	410	SH		DFND	779	0	0	410
ISHARES TR	EAFE SML CP ETF	464288273	8,013	130	SH		DFND	94	0	0	130
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	271,903	5,242	SH		DFND	373	0	0	5,242
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,143	12	SH		DFND	665	0	0	12
META PLATFORMS INC	CL A	30303M102	22,186	44	SH		DFND	816	0	0	44
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	20,856	249	SH		DFND	146	249	0	0
PAYCHEX INC	COM	704326107	2,371	20	SH		DFND	188	20	0	0
CROWN CASTLE INC	COM	22822V101	9,770	100	SH		DFND	790	0	0	100
ISHARES TR	CORE S&P500 ETF	464287200	211,778	387	SH		DFND	566	0	0	387
DIGITALOCEAN HLDGS INC	COM	25402D102	46,782	10,000	SH	Put	SOLE		0	0	10,000
VANECK MERK GOLD TR	GOLD TRUST	921078101	1,296,346	57,718	SH		SOLE		0	0	57,718
KILROY RLTY CORP	COM	49427F108	3,896	125	SH		DFND	493	0	0	125
ISHARES TR	NATIONAL MUN ETF	464288414	21,949	206	SH		DFND	838	0	0	206
APPLE INC	COM	037833100	26,328	125	SH		DFND	482	0	0	125
SPDR SER TR	PORTFOLIO S&P400	78464A847	67,870	1,323	SH		DFND	789	0	0	1,323
INARI MED INC	COM	45332Y109	227,990	4,735	SH		SOLE		10	0	4,725
BLACKSTONE INC	COM	09260D107	1,114	9	SH		DFND	736	0	0	9
ISHARES INC	CORE MSCI EMKT	46434G103	49,194	919	SH		DFND	632	0	0	919
UNION PAC CORP	COM	907818108	171	1	SH		DFND	290	0	0	1
CORTEVA INC	COM	22052L104	917	17	SH		DFND	80	0	0	17
APTIV PLC	SHS	G6095L109	704	10	SH		DFND	737	0	0	10
PACKAGING CORP AMER	COM	695156109	2,556	14	SH		DFND	736	0	0	14
SANMINA CORPORATION	COM	801056102	1,355,740	20,464	SH		SOLE		30	0	20,434
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,034	5	SH		DFND	415	0	0	5
ALPHABET INC	CAP STK CL C	02079K107	58,694	320	SH		DFND	400	0	0	320
ISHARES TR	SHRT NAT MUN ETF	464288158	13,487	129	SH		DFND	103	0	0	129
VERIZON COMMUNICATIONS INC	COM	92343V104	11,300	274	SH		DFND	970	0	0	274
KBR INC	COM	48242W106	1,219	19	SH		DFND	493	0	0	19
JOHNSON CTLS INTL PLC	SHS	G51502105	266	4	SH		DFND	965	0	0	4
AFFILIATED MANAGERS GROUP IN	COM	008252108	937	6	SH		DFND	969	0	0	6
WISDOMTREE TR	US LARGECAP DIVD	97717W307	91,738	1,261	SH		DFND	586	0	0	1,261
EBAY INC.	COM	278642103	1,289	24	SH		DFND	969	0	0	24
NEWELL BRANDS INC	COM	651229106	153,739	23,984	SH		SOLE		0	0	23,984
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	192	5	SH		DFND	114	0	0	5
PAYPAL HLDGS INC	COM	70450Y103	8,588	148	SH		DFND	792	148	0	0
CVS HEALTH CORP	COM	126650100	2,067	35	SH		DFND	268	0	0	35
COPART INC	COM	217204106	975	18	SH		DFND	600	0	0	18
HEALTHSTREAM INC	COM	42222N103	2,734	98	SH		DFND	816	0	0	98
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	6,372	21	SH		DFND	965	0	0	21
EATON CORP PLC	SHS	G29183103	5,017	16	SH		DFND	471	0	0	16
IRIDIUM COMMUNICATIONS INC	COM	46269C102	532	20	SH		DFND	695	0	0	20
ISHARES TR	CORE S&P500 ETF	464287200	6,567	12	SH		DFND	433	0	0	12
GSK PLC	SPONSORED ADR	37733W204	5,583	145	SH		DFND	791	145	0	0
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	837,181	17,741	SH		SOLE		1,611	0	16,130
UNITI GROUP INC	COM	91325V108	142,264	48,720	SH		SOLE		0	0	48,720
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	6,897	170	SH		DFND	1	0	0	170
COSTCO WHSL CORP NEW	COM	22160K105	25,500	30	SH		DFND	188	30	0	0
P T TELEKOMUNIKASI INDONESIA	SPONSORED ADR	715684106	486	26	SH		DFND	903	0	0	26
RALPH LAUREN CORP	CL A	751212101	1,926	11	SH		DFND	188	11	0	0
WASHINGTON TR BANCORP INC	COM	940610108	1,327,877	48,445	SH		SOLE		153	0	48,292
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	98,921	1,181	SH		DFND	203	1,181	0	0
BAIDU INC	SPON ADR REP A	056752108	692	8	SH		DFND	965	0	0	8
E L F BEAUTY INC	COM	26856L103	2,529	12	SH		DFND	737	0	0	12
VANGUARD INDEX FDS	MID CAP ETF	922908629	18,400	76	SH		DFND	426	0	0	76
MGE ENERGY INC	COM	55277P104	26,600	356	SH		DFND	675	0	0	356
CHARTER COMMUNICATIONS INC N	CL A	16119P108	7,175	24	SH		DFND	792	24	0	0
ONESPAN INC	COM	68287N100	462	36	SH		DFND	951	0	0	36
WPP PLC NEW	ADR	92937A102	2,106	46	SH		DFND	189	46	0	0
MEDPACE HLDGS INC	COM	58506Q109	1,647	4	SH		DFND	737	0	0	4
TRUIST FINL CORP	COM	89832Q109	4,817	124	SH		DFND	736	0	0	124
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	97,365	1,251	SH		DFND	915	0	0	1,251
KKR & CO INC	COM	48251W104	1,894	18	SH		DFND	816	0	0	18
INTELLIA THERAPEUTICS INC	COM	45826J105	255,915	11,435	SH		SOLE		19	0	11,416
HF SINCLAIR CORP	COM	403949100	907	17	SH		DFND	969	0	0	17
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,981	142	SH		DFND	55	0	0	142
APPLE INC	COM	037833100	343,311	1,630	SH		DFND	242	0	0	1,630
PERFORMANCE FOOD GROUP CO	COM	71377A103	1,190	18	SH		DFND	737	0	0	18
CROWN CASTLE INC	COM	22822V101	391	4	SH		DFND	600	0	0	4
ISHARES TR	CORE MSCI INTL	46435G326	70,300	1,071	SH		DFND	325	0	0	1,071
BLUE OWL CAPITAL CORPORATION	COM	69121K104	3,988,386	259,661	SH		SOLE		0	0	259,661
BADGER METER INC	COM	056525108	7,081	38	SH		DFND	792	38	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,537	27	SH		DFND	441	0	0	27
CADENCE DESIGN SYSTEM INC	COM	127387108	2,154	7	SH		DFND	665	0	0	7
ISHARES TR	RUS TOP 200 ETF	464289446	61,617	460	SH		DFND	415	0	0	460
COPART INC	COM	217204106	12,565	232	SH		DFND	790	0	0	232
ISHARES TR	CORE S&P500 ETF	464287200	170,736	312	SH		DFND	79	0	0	312
PROCTER AND GAMBLE CO	COM	742718109	16,822	102	SH		DFND	358	0	0	102
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	145,958	2,520	SH		DFND	236	0	0	2,520
GILEAD SCIENCES INC	COM	375558103	12,647,662	184,341	SH		SOLE		909	0	183,432
ARISTA NETWORKS INC	COM	040413106	4,206	12	SH		DFND	695	0	0	12
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	415	14	SH		DFND	965	0	0	14
STMICROELECTRONICS N V	NY REGISTRY	861012102	550	14	SH		DFND	600	0	0	14
PROGRESSIVE CORP	COM	743315103	623	3	SH		DFND	965	0	0	3
VALERO ENERGY CORP	COM	91913Y100	157	1	SH		DFND	406	0	0	1
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,804	73	SH		DFND	803	0	0	73
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	13,988	175	SH		DFND	868	0	0	175
PACCAR INC	COM	693718108	824	8	SH		DFND	600	0	0	8
ISHARES TR	RUS MID CAP ETF	464287499	131,124	1,617	SH		DFND	647	0	0	1,617
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	7,459	198	SH		DFND	402	0	0	198
ISHARES INC	CORE MSCI EMKT	46434G103	5,032	94	SH		DFND	305	0	0	94
TOPBUILD CORP	COM	89055F103	3,062,897	7,950	SH		SOLE		22	0	7,928
KIMBERLY-CLARK CORP	COM	494368103	691	5	SH		DFND	965	0	0	5
ALPS ETF TR	ALERIAN MLP	00162Q452	1,355,819	28,258	SH		DFND	1	0	0	28,258
EQUINOR ASA	SPONSORED ADR	29446M102	1,142	40	SH		DFND	600	0	0	40
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	1,845	17	SH		DFND	695	0	0	17
SCHWAB STRATEGIC TR	US REIT ETF	808524847	21,867	1,095	SH		DFND	459	0	0	1,095
FIFTH THIRD BANCORP	COM	316773100	9,123	250	SH		DFND	80	0	0	250
UNION PAC CORP	COM	907818108	8,824	39	SH		DFND	263	0	0	39
SPDR SER TR	PORTFOLIO S&P500	78464A854	13,568	212	SH		DFND	964	0	0	212
ARCBEST CORP	COM	03937C105	487,428	4,552	SH		SOLE		4	0	4,548
AMPHENOL CORP NEW	CL A	032095101	13,474	200	SH		DFND	665	0	0	200
APPLIED MATLS INC	COM	038222105	5,428	23	SH		DFND	816	0	0	23
FRANKLIN RESOURCES INC	COM	354613101	715	32	SH		DFND	970	0	0	32
SPDR SER TR	PORTFOLIO S&P500	78464A854	350,912	5,483	SH		DFND	411	0	0	5,483
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	19,467	427	SH		DFND	726	0	0	427
DISNEY WALT CO	COM	254687106	1,787	18	SH		DFND	263	0	0	18
CSX CORP	COM	126408103	6,021	180	SH		DFND	943	0	0	180
VORNADO RLTY TR	SH BEN INT	929042109	473	18	SH		DFND	951	0	0	18
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	19,461	336	SH		DFND	52	0	0	336
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	16,051	60	SH		DFND	72	0	0	60
EATON CORP PLC	SHS	G29183103	36,685	117	SH		DFND	415	0	0	117
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	27,114	156	SH		DFND	480	0	0	156
CLOUDFLARE INC	CL A COM	18915M107	3,810	46	SH		DFND	627	0	0	46
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	157,934	2,192	SH		DFND	578	0	0	2,192
STRATA SKIN SCIENCES INC	COM	86272A305	30,749	10,016	SH		SOLE		0	0	10,016
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	695	0	0	50
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	419	5	SH		DFND	473	0	0	5
INTUIT	COM	461202103	49,291	75	SH		DFND	661	0	0	75
OTIS WORLDWIDE CORP	COM	68902V107	4,139	43	SH		DFND	695	0	0	43
FISERV INC	COM	337738108	11,029	74	SH		DFND	790	0	0	74
KROGER CO	COM	501044101	1,148	23	SH		DFND	493	0	0	23
VORNADO RLTY TR	SH BEN INT	929042109	841	32	SH		DFND	697	0	0	32
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	1,046,561	10,955	SH		SOLE		0	0	10,955
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,832	59	SH		DFND	210	0	0	59
RAYMOND JAMES FINL INC	COM	754730109	2,843	23	SH		DFND	736	0	0	23
DXC TECHNOLOGY CO	COM	23355L106	2,520	132	SH		DFND	707	0	0	132
COMFORT SYS USA INC	COM	199908104	1,825	6	SH		DFND	737	0	0	6
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,052	82	SH		DFND	844	0	0	82
MICRON TECHNOLOGY INC	COM	595112103	1,184	9	SH		DFND	951	0	0	9
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	315,610	4,712	SH		DFND	679	0	0	4,712
TYSON FOODS INC	CL A	902494103	71,996	1,260	SH		DFND	917	0	0	1,260
D R HORTON INC	COM	23331A109	1,268	9	SH		DFND	816	0	0	9
SCHWAB STRATEGIC TR	US REIT ETF	808524847	42,436	2,125	SH		DFND	179	0	0	2,125
DANAHER CORPORATION	COM	235851102	4,997	20	SH		DFND	685	0	0	20
REVVITY INC	COM	714046109	1,258	12	SH		DFND	736	0	0	12
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,572	55	SH		DFND	613	0	0	55
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	154,388	3,124	SH		DFND	804	3,124	0	0
BENCHMARK ELECTRS INC	COM	08160H101	2,328	59	SH		DFND	816	0	0	59
CF INDS HLDGS INC	COM	125269100	741	10	SH		DFND	969	0	0	10
LYFT INC	CL A COM	55087P104	254,169	18,026	SH		SOLE		38	0	17,988
WELLS FARGO CO NEW	COM	949746101	5,464	92	SH		DFND	816	0	0	92
HALLIBURTON CO	COM	406216101	2,027	60	SH		DFND	969	0	0	60
WABTEC	COM	929740108	1,422	9	SH		DFND	737	0	0	9
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,155	1,000	SH	Put	SOLE		0	0	1,000
KKR & CO INC	COM	48251W104	5,860,854	55,690	SH		SOLE		225	0	55,465
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	44,080	757	SH		DFND	726	0	0	757
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	15,163	169	SH		DFND	885	0	0	169
COMPASS MINERALS INTL INC	COM	20451N101	138,246	13,383	SH		SOLE		0	0	13,383
SPDR SER TR	PORTFOLIO SHORT	78464A474	10,306	347	SH		DFND	20	347	0	0
US BANCORP DEL	COM NEW	902973304	1,667	42	SH		DFND	969	0	0	42
CREDICORP LTD	COM	G2519Y108	484	3	SH		DFND	903	0	0	3
VANGUARD INDEX FDS	MID CAP ETF	922908629	16,463	68	SH		DFND	262	0	0	68
OCEANEERING INTL INC	COM	675232102	5,347	226	SH		DFND	792	226	0	0
ADOBE INC	COM	00724F101	77,776	140	SH		DFND	916	0	0	140
ISHARES TR	MSCI EAFE ETF	464287465	5,483	70	SH		DFND	44	0	0	70
PALO ALTO NETWORKS INC	COM	697435105	4,068	12	SH		DFND	969	0	0	12
ISHARES TR	CORE S&P500 ETF	464287200	741,497	1,355	SH		DFND	48	0	0	1,355
FOUR CORNERS PPTY TR INC	COM	35086T109	47,934	1,943	SH		DFND	675	0	0	1,943
AT&T INC	COM	00206R102	936	49	SH		DFND	406	0	0	49
US BANCORP DEL	COM NEW	902973304	1,112	28	SH		DFND	665	0	0	28
EXELON CORP	COM	30161N101	623	18	SH		DFND	665	0	0	18
EATON CORP PLC	SHS	G29183103	12,542	40	SH		DFND	806	0	0	40
HCA HEALTHCARE INC	COM	40412C101	1,606	5	SH		DFND	737	0	0	5
SCHWAB STRATEGIC TR	US REIT ETF	808524847	32,811	1,643	SH		DFND	280	0	0	1,643
NVIDIA CORPORATION	COM	67066G104	1,235	10	SH		DFND	472	0	0	10
HUNTSMAN CORP	COM	447011107	433	19	SH		DFND	951	0	0	19
APPLOVIN CORP	COM CL A	03831W108	133,090	12,500	SH	Put	SOLE		0	0	12,500
ABBOTT LABS	COM	002824100	19,223	185	SH		DFND	26	0	0	185
STRATEGY SHS	DAY HAGAN NED	86280R803	213,552	5,405	SH		SOLE		0	0	5,405
CONAGRA BRANDS INC	COM	205887102	1,336	47	SH		DFND	736	0	0	47
ALPHABET INC	CAP STK CL C	02079K107	7,337	40	SH		DFND	264	0	0	40
CHEVRON CORP NEW	COM	166764100	7,039	45	SH		DFND	159	0	0	45
FIRST FNDTN INC	COM	32026V104	79,432	12,127	SH		SOLE		0	0	12,127
ISHARES TR	MSCI EMG MKT ETF	464287234	1,150	27	SH		DFND	503	0	0	27
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	20,381	350	SH		DFND	280	0	0	350
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	62,033,847	1,069,734	SH		SOLE		0	0	1,069,734
EDGEWELL PERS CARE CO	COM	28035Q102	229,284	5,705	SH		SOLE		12	0	5,693
FORTIS INC	COM	349553107	1,634,557	42,084	SH		SOLE		16	0	42,068
CYTOKINETICS INC	COM NEW	23282W605	488	9	SH		DFND	903	0	0	9
OMNICELL COM	COM	68213N109	1,245	46	SH		DFND	737	0	0	46
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	12,497	208	SH		DFND	263	0	0	208
AMERICAN INTL GROUP INC	COM NEW	026874784	3,067,985	41,325	SH		SOLE		0	0	41,325
MICRON TECHNOLOGY INC	COM	595112103	5,130	39	SH		DFND	969	0	0	39
CORNING INC	COM	219350105	1,204	31	SH		DFND	969	0	0	31
ISHARES INC	CORE MSCI EMKT	46434G103	5,460	102	SH		DFND	441	0	0	102
TELEFLEX INCORPORATED	COM	879369106	631	3	SH		DFND	695	0	0	3
SCHWAB STRATEGIC TR	US REIT ETF	808524847	3,005,485	150,500	SH		DFND	1	383	0	150,117
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	118,806	2,404	SH		DFND	668	0	0	2,404
STERLING INFRASTRUCTURE INC	COM	859241101	359,990	3,042	SH		SOLE		4	0	3,038
NMI HLDGS INC	COM	629209305	817	24	SH		DFND	951	0	0	24
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	4,429	248	SH		DFND	374	0	0	248
EBAY INC.	COM	278642103	16,116	300	SH		DFND	707	0	0	300
GARMIN LTD	SHS	H2906T109	1,792	11	SH		DFND	810	0	0	11
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	20,281	391	SH		DFND	565	0	0	391
MEDTRONIC PLC	SHS	G5960L103	1,810	23	SH		DFND	810	0	0	23
ISHARES TR	SHRT NAT MUN ETF	464288158	4,182	40	SH		DFND	344	0	0	40
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	13,402	113	SH		DFND	84	0	0	113
BLACKSTONE INC	COM	09260D107	12,751	103	SH		DFND	790	0	0	103
SMART GLOBAL HLDGS INC	SHS	G8232Y101	301,815	13,197	SH		SOLE		54	0	13,143
MONDAY COM LTD	SHS	M7S64H106	565,064	2,347	SH		SOLE		0	0	2,347
ORACLE CORP	COM	68389X105	2,400	17	SH		DFND	600	0	0	17
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	20,229	390	SH		DFND	25	0	0	390
NEXSTAR MEDIA GROUP INC	COMMON STOCK	65336K103	1,328	8	SH		DFND	737	0	0	8
ISHARES TR	SHRT NAT MUN ETF	464288158	49,243	471	SH		DFND	960	0	0	471
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	1,710	65	SH		DFND	737	0	0	65
SCHWAB STRATEGIC TR	US REIT ETF	808524847	26,660	1,335	SH		DFND	207	0	0	1,335
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	24,413	266	SH		DFND	899	0	0	266
SPDR SER TR	PORTFOLIO SHORT	78464A474	33,650	1,133	SH		DFND	595	0	0	1,133
ISHARES TR	3 7 YR TREAS BD	464288661	3,811	33	SH		DFND	689	0	0	33
OSI SYSTEMS INC	COM	671044105	6,601	48	SH		DFND	792	48	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	132,347	2,678	SH		DFND	855	0	0	2,678
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	724,397	2,902	SH		DFND	527	0	0	2,902
SPDR SER TR	PORTFOLIO S&P400	78464A847	923	18	SH		DFND	254	0	0	18
SPDR SER TR	PORTFOLIO S&P400	78464A847	64,587	1,259	SH		DFND	741	0	0	1,259
BOSTON PROPERTIES INC	COM	101121101	9,726	158	SH		DFND	790	0	0	158
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	18,925	325	SH		DFND	213	0	0	325
EXXON MOBIL CORP	COM	30231G102	118,458	1,029	SH		DFND	916	0	0	1,029
LAM RESEARCH CORP	COM	512807108	5,324	5	SH		DFND	695	0	0	5
CHEVRON CORP NEW	COM	166764100	58,501	374	SH		DFND	661	0	0	374
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	6,321,141	100,591	SH		SOLE		0	0	100,591
WORKDAY INC	CL A	98138H101	2,459	11	SH		DFND	965	0	0	11
BRF SA	SPONSORED ADR	10552T107	753	185	SH		DFND	965	0	0	185
MICROSOFT CORP	COM	594918104	11,621	26	SH		DFND	783	0	0	26
THERMO FISHER SCIENTIFIC INC	COM	883556102	9,954	18	SH		DFND	259	0	0	18
NVIDIA CORPORATION	COM	67066G104	3,318,305	50,000	SH	Call	SOLE		0	0	50,000
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,067,756	9,003	SH		DFND	644	0	0	9,003
UNITEDHEALTH GROUP INC	COM	91324P102	7,130	14	SH		DFND	266	0	0	14
MARRIOTT VACATIONS WORLDWIDE	COM	57164Y107	3,144	36	SH		DFND	791	36	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	7,469	115	SH		DFND	885	0	0	115
WPP PLC NEW	ADR	92937A102	1,107,098	24,183	SH		SOLE		149	0	24,034
INTEL CORP	COM	458140100	13,937	450	SH		DFND	141	0	0	450
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,413	193	SH		DFND	389	0	0	193
DEXCOM INC	COM	252131107	32,540	287	SH		DFND	661	0	0	287
CONOCOPHILLIPS	COM	20825C104	57,190	500	SH		DFND	916	0	0	500
MARSH & MCLENNAN COS INC	COM	571748102	5,479	26	SH		DFND	790	0	0	26
JPMORGAN CHASE & CO.	COM	46625H100	7,484	37	SH		DFND	264	0	0	37
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,437	43	SH		DFND	865	0	0	43
MOTOROLA SOLUTIONS INC	COM NEW	620076307	3,861	10	SH		DFND	188	10	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	23,045	1,154	SH		DFND	54	0	0	1,154
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,618	168	SH		DFND	686	168	0	0
RESMED INC	COM	761152107	2,871	15	SH		DFND	737	0	0	15
SPDR SER TR	PORTFOLIO S&P400	78464A847	17,186	335	SH		DFND	884	0	0	335
S&P GLOBAL INC	COM	78409V104	3,568	8	SH		DFND	697	0	0	8
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	24,759	501	SH		DFND	320	0	0	501
BOSTON PROPERTIES INC	COM	101121101	1,601	26	SH		DFND	600	0	0	26
CROWN HLDGS INC	COM	228368106	18,746	252	SH		DFND	675	0	0	252
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	8,851	152	SH		DFND	938	0	0	152
MARATHON PETE CORP	COM	56585A102	2,949	17	SH		DFND	970	0	0	17
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	360,603	1,348	SH		DFND	139	1,348	0	0
CABLE ONE INC	COM	12685J105	708	2	SH		DFND	665	0	0	2
AMAZON COM INC	COM	023135106	1,660	2,000	SH	Put	SOLE		0	0	2,000
VERIZON COMMUNICATIONS INC	COM	92343V104	4,124	100	SH		DFND	742	0	0	100
AMERISAFE INC	COM	03071H100	571	13	SH		DFND	810	0	0	13
MARTIN MARIETTA MATLS INC	COM	573284106	2,709	5	SH		DFND	736	0	0	5
LINDE PLC	SHS	G54950103	8,776	20	SH		DFND	376	0	0	20
SPDR SER TR	PORTFOLIO S&P600	78468R853	12,625	304	SH		DFND	727	0	0	304
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	52,601	628	SH		DFND	584	0	0	628
SPDR SER TR	PORTFOLIO S&P500	78464A854	30,528	477	SH		DFND	676	477	0	0
NETFLIX INC	COM	64110L106	11,473	17	SH		DFND	697	0	0	17
PROGRESSIVE CORP	COM	743315103	9,347	45	SH		DFND	736	0	0	45
MCDONALDS CORP	COM	580135101	7,136	28	SH		DFND	736	0	0	28
JPMORGAN CHASE & CO.	COM	46625H100	34,182	169	SH		DFND	26	0	0	169
ADVANCED MICRO DEVICES INC	COM	007903107	154,748	954	SH		DFND	675	0	0	954
MORGAN STANLEY	COM NEW	617446448	2,430	25	SH		DFND	810	0	0	25
NOKIA CORP	SPONSORED ADR	654902204	389	103	SH		DFND	600	0	0	103
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	15,314	263	SH		DFND	636	0	0	263
AMETEK INC	COM	031100100	3,001	18	SH		DFND	970	0	0	18
PROLOGIS INC.	COM	74340W103	22,350	199	SH		DFND	661	0	0	199
PRICESMART INC	COM	741511109	6,658	82	SH		DFND	791	82	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	34,136	141	SH		DFND	398	0	0	141
CYTOSORBENTS CORP	COM NEW	23283X206	14,970	21,295	SH		SOLE		0	0	21,295
EVEREST GROUP LTD	COM	G3223R108	2,667	7	SH		DFND	188	7	0	0
ABBOTT LABS	COM	002824100	17,457	168	SH		DFND	806	0	0	168
QUEST DIAGNOSTICS INC	COM	74834L100	548	4	SH		DFND	695	0	0	4
MOELIS & CO	CL A	60786M105	333,887	5,872	SH		SOLE		0	0	5,872
PELOTON INTERACTIVE INC	CL A COM	70614W100	646	191	SH		DFND	697	0	0	191
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	11,697,625	240,346	SH		SOLE		2,015	0	238,331
SHERWIN WILLIAMS CO	COM	824348106	182,042	610	SH		DFND	329	0	0	610
CHARLES RIV LABS INTL INC	COM	159864107	45,861	222	SH		DFND	675	0	0	222
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	67,141	1,045	SH		DFND	803	0	0	1,045
EVERSOURCE ENERGY	COM	30040W108	851	15	SH		DFND	969	0	0	15
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	3,420	130	SH		DFND	1	0	0	130
MERCK & CO INC	COM	58933Y105	28,969	234	SH		DFND	675	0	0	234
AQUA METALS INC	COM	03837J101	22,736	71,050	SH		SOLE		0	0	71,050
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	354,687	7,177	SH		DFND	139	7,177	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	12,983	155	SH		DFND	190	0	0	155
INSULET CORP	COM	45784P101	1,413	7	SH		DFND	737	0	0	7
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	146,705	4,182	SH		DFND	27	0	0	4,182
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	58,958	1,193	SH		DFND	259	0	0	1,193
HUNTINGTON BANCSHARES INC	COM	446150104	1,002	76	SH		DFND	970	0	0	76
WEST PHARMACEUTICAL SVSC INC	COM	955306105	5,270	16	SH		DFND	792	16	0	0
CROWN HLDGS INC	COM	228368106	670	9	SH		DFND	965	0	0	9
EXPEDITORS INTL WASH INC	COM	302130109	9,858	79	SH		DFND	916	0	0	79
COTERRA ENERGY INC	COM	127097103	1,067	40	SH		DFND	737	0	0	40
ISHARES TR	NATIONAL MUN ETF	464288414	156,415	1,468	SH		DFND	413	0	0	1,468
GILEAD SCIENCES INC	COM	375558103	755	11	SH		DFND	903	0	0	11
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	16,860	234	SH		DFND	95	0	0	234
FISERV INC	COM	337738108	7,303	49	SH		DFND	736	0	0	49
NOKIA CORP	SPONSORED ADR	654902204	2,744	726	SH		DFND	790	0	0	726
ISHARES TR	CORE S&P TTL STK	464287150	169,618	1,428	SH		DFND	102	0	0	1,428
CISCO SYS INC	COM	17275R102	17,816	375	SH		DFND	955	0	0	375
ROYAL BK CDA	COM	780087102	186,165	1,750	SH		DFND	853	0	0	1,750
PERFORMANCE FOOD GROUP CO	COM	71377A103	761,918	11,525	SH		SOLE		32	0	11,493
BELLRING BRANDS INC	COMMON STOCK	07831C103	7,085	124	SH		DFND	791	124	0	0
BP PLC	SPONSORED ADR	055622104	7,773,945	215,345	SH		SOLE		357	0	214,988
ISHARES TR	CORE S&P500 ETF	464287200	35,023	64	SH		DFND	274	0	0	64
ISHARES INC	EM MKTS DIV ETF	464286319	33,268	1,224	SH		DFND	601	0	0	1,224
TARGET CORP	COM	87612E106	11,103	75	SH		DFND	742	0	0	75
SUPER MICRO COMPUTER INC	COM	86800U104	3,277	4	SH		DFND	790	0	0	4
CHURCH & DWIGHT CO INC	COM	171340102	726	7	SH		DFND	600	0	0	7
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	96,307	2,304	SH		DFND	874	0	0	2,304
AMERICAN EXPRESS CO	COM	025816109	12,504	54	SH		DFND	791	54	0	0
SERVICENOW INC	COM	81762P102	11,013	14	SH		DFND	148	0	0	14
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	193,238	2,682	SH		DFND	490	0	0	2,682
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	471	0	0	25
CONDUENT INC	COM	206787103	109,596	33,619	SH		SOLE		0	0	33,619
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	27,164	469	SH		DFND	815	0	0	469
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	62,303	1,037	SH		DFND	809	0	0	1,037
F N B CORP	COM	302520101	1,218	89	SH		DFND	737	0	0	89
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	223,841	4,467	SH		DFND	384	0	0	4,467
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	324,174	5,870	SH		SOLE		0	0	5,870
CHEVRON CORP NEW	COM	166764100	5,631	36	SH		DFND	713	36	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	40,339	2,020	SH		DFND	298	0	0	2,020
ISHARES TR	CORE MSCI INTL	46435G326	173,487	2,643	SH		DFND	805	0	0	2,643
ISHARES TR	CORE S&P500 ETF	464287200	199,192	364	SH		DFND	839	0	0	364
TARGA RES CORP	COM	87612G101	4,648,850	36,099	SH		SOLE		128	0	35,971
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	21,993	424	SH		DFND	496	0	0	424
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	2,358	32	SH		DFND	188	32	0	0
EQUITY COMWLTH	COM SH BEN INT	294628102	19,749	1,018	SH		DFND	661	0	0	1,018
FIDELITY COVINGTON TRUST	MSCI CONSM DIS	316092204	497,358	6,139	SH		SOLE		0	0	6,139
PPG INDS INC	COM	693506107	7,892,950	62,697	SH		SOLE		428	0	62,269
NXP SEMICONDUCTORS N V	COM	N6596X109	3,767	14	SH		DFND	713	14	0	0
HAIN CELESTIAL GROUP INC	COM	405217100	187	27	SH		DFND	260	0	0	27
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	39,700	551	SH		DFND	243	0	0	551
CATERPILLAR INC	COM	149123101	2,665	8	SH		DFND	816	0	0	8
ISHARES TR	RUSSELL 2000 ETF	464287655	81,156	400	SH		DFND	569	0	0	400
VITAL ENERGY INC	COM	516806205	2,689	60	SH		DFND	790	0	0	60
ALBEMARLE CORP	COM	012653101	1,146	12	SH		DFND	737	0	0	12
PRUDENTIAL PLC	ADR	74435K204	513	28	SH		DFND	903	0	0	28
SPDR SER TR	PORTFOLIO S&P500	78464A854	24,256	379	SH		DFND	456	0	0	379
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	9,943	138	SH		DFND	831	0	0	138
TESLA INC	COM	88160R101	10,463	4,500	SH	Put	SOLE		0	0	4,500
ISHARES TR	3 7 YR TREAS BD	464288661	186,022	1,611	SH		DFND	1	109	0	1,502
PALANTIR TECHNOLOGIES INC	CL A	69608A108	988	39	SH		DFND	665	0	0	39
FORMFACTOR INC	COM	346375108	32,505	537	SH		DFND	661	0	0	537
SPDR SER TR	PORTFOLIO S&P500	78464A854	94,656	1,479	SH		DFND	95	0	0	1,479
DYCOM INDS INC	COM	267475101	1,519	9	SH		DFND	816	0	0	9
PAGERDUTY INC	COM	69553P100	1,559	68	SH		DFND	816	0	0	68
SPDR SER TR	PORTFOLIO S&P400	78464A847	361,203	7,041	SH		DFND	239	0	0	7,041
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	10,118	130	SH		DFND	651	0	0	130
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,484	252	SH		DFND	877	0	0	252
TRAVELERS COMPANIES INC	COM	89417E109	2,847	14	SH		DFND	188	14	0	0
ALTRIA GROUP INC	COM	02209S103	1,640	36	SH		DFND	965	0	0	36
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	301,096	7,993	SH		DFND	480	0	0	7,993
ILLUMINA INC	COM	452327109	1,044	10	SH		DFND	188	10	0	0
ADVANSIX INC	COM	00773T101	206	9	SH		DFND	1	0	0	9
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	617	12	SH		DFND	825	0	0	12
SPDR SER TR	PORTFOLIO S&P500	78464A854	102,400	1,600	SH		DFND	458	0	0	1,600
WISDOMTREE TR	INTL LRGCAP DV	97717W794	24,295	479	SH		DFND	88	0	0	479
SPDR S&P 500 ETF TR	TR UNIT	78462F103	23,946	44	SH		DFND	940	0	0	44
ABBOTT LABS	COM	002824100	8,832	85	SH		DFND	415	0	0	85
ISHARES INC	CORE MSCI EMKT	46434G103	31,583	590	SH		DFND	639	0	0	590
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	38,849	433	SH		DFND	369	0	0	433
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	37,887	474	SH		DFND	778	0	0	474
STEPAN CO	COM	858586100	45,087	537	SH		DFND	675	0	0	537
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	39,384	900	SH		DFND	305	0	0	900
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	156,924	3,025	SH		DFND	480	0	0	3,025
HDFC BANK LTD	SPONSORED ADS	40415F101	6,610,808	102,764	SH		SOLE		628	0	102,136
EQUITY LIFESTYLE PPTYS INC	COM	29472R108	651	10	SH		DFND	695	0	0	10
UNITED RENTALS INC	COM	911363109	1,293	2	SH		DFND	810	0	0	2
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	28,656	446	SH		DFND	82	0	0	446
ISHARES TR	CORE S&P500 ETF	464287200	1,313,899	2,401	SH		DFND	656	0	0	2,401
TARGET CORP	COM	87612E106	4,737	32	SH		DFND	970	0	0	32
FREEPORT-MCMORAN INC	CL B	35671D857	10,255	211	SH		DFND	792	211	0	0
HAWAIIAN ELEC INDUSTRIES	COM	419870100	9,236	1,024	SH		DFND	916	0	0	1,024
COMPASS INC	CL A	20464U100	44,465	12,351	SH		SOLE		45	0	12,306
IRIS ENERGY LTD	ORDINARY SHARES	Q4982L109	29,450	9,500	SH	Put	SOLE		0	0	9,500
ISHARES TR	S&P MC 400GR ETF	464287606	41,235	468	SH		DFND	60	0	0	468
HEALTHPEAK PROPERTIES INC	COM	42250P103	6,252	319	SH		DFND	374	0	0	319
WASTE MGMT INC DEL	COM	94106L109	27,308	128	SH		DFND	661	0	0	128
AMAZON COM INC	COM	023135106	1,681,275	8,700	SH		DFND	925	0	0	8,700
GSK PLC	SPONSORED ADR	37733W204	501	13	SH		DFND	903	0	0	13
SCHWAB STRATEGIC TR	US REIT ETF	808524847	32,172	1,611	SH		DFND	404	0	0	1,611
PAGERDUTY INC	COM	69553P100	227,305	9,913	SH		SOLE		22	0	9,891
MASTERBRAND INC	COMMON STOCK	57638P104	866	59	SH		DFND	627	0	0	59
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	22,350	372	SH		DFND	133	0	0	372
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,956	51	SH		DFND	670	0	0	51
HARMONY GOLD MINING CO LTD	SPONSORED ADR	413216300	440	48	SH		DFND	951	0	0	48
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	48,796	1,391	SH		DFND	800	0	0	1,391
ALPHABET INC	CAP STK CL C	02079K107	183,420	1,000	SH		DFND	152	0	0	1,000
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,618	168	SH		DFND	678	168	0	0
NEXTERA ENERGY INC	COM	65339F101	71	1	SH		DFND	846	0	0	1
EQUINIX INC	COM	29444U700	9,836	13	SH		DFND	790	0	0	13
CHEVRON CORP NEW	COM	166764100	3,128	20	SH		DFND	471	0	0	20
INNOVATIVE EYEWEAR INC	COM	45791D109	24,213	48,915	SH		SOLE		0	0	48,915
BOEING CO	COM	097023105	910	5	SH		DFND	903	0	0	5
PAYCHEX INC	COM	704326107	29,640	250	SH		DFND	534	0	0	250
SPDR SER TR	PORTFOLIO SHORT	78464A474	4,960	167	SH		DFND	34	0	0	167
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	33,657	578	SH		DFND	371	0	0	578
ACADIA PHARMACEUTICALS INC	COM	004225108	634	39	SH		DFND	810	0	0	39
CHEVRON CORP NEW	COM	166764100	4,223	27	SH		DFND	810	0	0	27
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	465,941	7,252	SH		DFND	296	7,252	0	0
BANCO SANTANDER BRASIL S A	ADS REP 1 UNIT	05967A107	107,801	21,822	SH		SOLE		712	0	21,110
SIMPSON MFG INC	COM	829073105	13,988	83	SH		DFND	790	0	0	83
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	1,883,544	27,457	SH		SOLE		0	0	27,457
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,018	117	SH		DFND	935	0	0	117
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	77,881	312	SH		DFND	447	0	0	312
ELI LILLY & CO	COM	532457108	68,809	76	SH		DFND	791	76	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	38,237	1,090	SH		DFND	461	0	0	1,090
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	22,781	56	SH		DFND	88	0	0	56
AUTODESK INC	COM	052769106	495	2	SH		DFND	951	0	0	2
GRAINGER W W INC	COM	384802104	27,969	31	SH		DFND	153	0	0	31
VANGUARD INDEX FDS	MID CAP ETF	922908629	84,251	348	SH		DFND	383	0	0	348
ORACLE CORP	COM	68389X105	7,060	50	SH		DFND	177	0	0	50
US BANCORP DEL	COM NEW	902973304	8,178	206	SH		DFND	792	206	0	0
PFIZER INC	COM	717081103	6,147	220	SH		DFND	743	0	0	220
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	16,476	220	SH		DFND	141	0	0	220
ISHARES TR	CORE US AGGBD ET	464287226	146,284	1,507	SH		DFND	852	1,507	0	0
EMERSON ELEC CO	COM	291011104	2,313	21	SH		DFND	697	0	0	21
WHIRLPOOL CORP	COM	963320106	1,109,784	10,859	SH		SOLE		61	0	10,798
PBF ENERGY INC	CL A	69318G106	5,292	115	SH		DFND	791	115	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	16,562	255	SH		DFND	515	0	0	255
INTERNATIONAL BUSINESS MACHS	COM	459200101	13,144	76	SH		DFND	188	76	0	0
ABRDN AUSTRALIA EQUITY FD IN	COM	003011103	54,376	12,558	SH		SOLE		0	0	12,558
HEALTHPEAK PROPERTIES INC	COM	42250P103	8,879	453	SH		DFND	792	453	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	2,425	21	SH		DFND	711	21	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	58	1	SH		DFND	846	0	0	1
SITIO ROYALTIES CORP	CLASS A COM	82983N108	506,789	21,465	SH		SOLE		166	0	21,299
SPDR S&P 500 ETF TR	TR UNIT	78462F103	210,613	387	SH		DFND	524	0	0	387
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	140,298	1,675	SH		DFND	759	0	0	1,675
INNOVIVA INC	COM	45781M101	362,620	22,111	SH		SOLE		22	0	22,089
ISHARES TR	CORE S&P500 ETF	464287200	103,974	190	SH		DFND	789	0	0	190
VEEVA SYS INC	CL A COM	922475108	6,039	33	SH		DFND	792	33	0	0
EDGEWELL PERS CARE CO	COM	28035Q102	1,688	42	SH		DFND	951	0	0	42
HILTON WORLDWIDE HLDGS INC	COM	43300A203	1,964	9	SH		DFND	816	0	0	9
TOPBUILD CORP	COM	89055F103	98,244	255	SH		DFND	148	0	0	255
AMPHENOL CORP NEW	CL A	032095101	58,208	864	SH		DFND	153	0	0	864
APPLOVIN CORP	COM CL A	03831W108	85,630	12,500	SH	Put	SOLE		0	0	12,500
META PLATFORMS INC	CL A	30303M102	3,025	6	SH		DFND	414	0	0	6
COSTCO WHSL CORP NEW	COM	22160K105	291	400	SH	Put	SOLE		0	0	400
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,817	57	SH		DFND	943	0	0	57
DECKERS OUTDOOR CORP	COM	243537107	8,712	9	SH		DFND	792	9	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,946	141	SH		DFND	454	0	0	141
SYSCO CORP	COM	871829107	2,070	29	SH		DFND	736	0	0	29
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	3,886,189	49,537	SH		SOLE		1,052	0	48,485
DOORDASH INC	CL A	25809K105	6,962	64	SH		DFND	791	64	0	0
JOHNSON & JOHNSON	COM	478160104	14,616	100	SH		DFND	489	0	0	100
MOTOROLA SOLUTIONS INC	COM NEW	620076307	772	2	SH		DFND	903	0	0	2
CUMMINS INC	COM	231021106	3,046	11	SH		DFND	477	0	0	11
ISHARES INC	CORE MSCI EMKT	46434G103	7,762	145	SH		DFND	2	0	0	145
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	540,677	2,166	SH		DFND	213	0	0	2,166
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	316,114	8,230	SH		DFND	190	0	0	8,230
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,104	17	SH		DFND	650	0	0	17
NOVARTIS AG	SPONSORED ADR	66987V109	85,168	800	SH		DFND	400	0	0	800
ANSYS INC	COM	03662Q105	3,079,641	9,579	SH		SOLE		12	0	9,567
GERDAU SA	SPON ADR REP PFD	373737105	336,857	102,078	SH		SOLE		255	0	101,823
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	100,480	247	SH		DFND	390	0	0	247
ISHARES TR	CORE US AGGBD ET	464287226	63,290	652	SH		DFND	497	652	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	14,626	203	SH		DFND	382	0	0	203
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	72,411	1,396	SH		DFND	249	0	0	1,396
CITIGROUP INC	COM NEW	172967424	4,125	65	SH		DFND	736	0	0	65
CARMAX INC	COM	143130102	134,946	1,840	SH		DFND	675	0	0	1,840
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	5,208	246	SH		DFND	955	0	0	246
CARRIER GLOBAL CORPORATION	COM	14448C104	6,750	107	SH		DFND	866	107	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	84,953	1,719	SH		DFND	65	0	0	1,719
OTIS WORLDWIDE CORP	COM	68902V107	866	9	SH		DFND	965	0	0	9
DOCUSIGN INC	COM	256163106	732,255	13,687	SH		SOLE		2	0	13,685
GOLDMAN SACHS ETF TR	ACTIVEBETA INT	381430107	310,235	9,219	SH		SOLE		0	0	9,219
ONEWATER MARINE INC	CL A COM	68280L101	228,142	8,275	SH		SOLE		7	0	8,268
MODERNA INC	COM	60770K107	1,544	13	SH		DFND	737	0	0	13
ISHARES TR	CORE S&P TTL STK	464287150	30,170	254	SH		DFND	939	0	0	254
FS CREDIT OPPORTUNITIES CORP	COMMON STOCK	30290Y101	748,318	117,475	SH		SOLE		0	0	117,475
SPDR SER TR	PORTFOLIO S&P400	78464A847	81,464	1,588	SH		DFND	143	0	0	1,588
VISHAY INTERTECHNOLOGY INC	COM	928298108	647	29	SH		DFND	903	0	0	29
GRUPO AEROPORTUARIO DEL CENT	SPON ADR	400501102	406	6	SH		DFND	951	0	0	6
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	42,685	171	SH		DFND	596	0	0	171
ISHARES TR	U.S. MED DVC ETF	464288810	1,165,415	20,796	SH		SOLE		0	0	20,796
WEBSTER FINL CORP	COM	947890109	1,413,832	32,435	SH		SOLE		13	0	32,422
LOCKHEED MARTIN CORP	COM	539830109	41,572	89	SH		DFND	806	0	0	89
WENDYS CO	COM	95058W100	407	24	SH		DFND	600	0	0	24
GRAVITY CO LTD	SPONSORED ADS NE	38911N206	306,931	3,801	SH		SOLE		0	0	3,801
DEERE & CO	COM	244199105	1,121	3	SH		DFND	810	0	0	3
CISCO SYS INC	COM	17275R102	205,386	4,323	SH		DFND	675	0	0	4,323
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	11,286	1,045	SH		DFND	792	1,045	0	0
TENCENT MUSIC ENTMT GROUP	SPON ADS	88034P109	351	25	SH		DFND	903	0	0	25
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	418,696	9,568	SH		DFND	820	0	0	9,568
SPDR SER TR	PORTFOLIO INTRMD	78464A375	24,290	746	SH		DFND	379	0	0	746
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	76,352	851	SH		DFND	338	0	0	851
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	26,015	433	SH		DFND	827	0	0	433
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,171,885	159,296	SH		DFND	1	936	0	158,360
APPLE INC	COM	037833100	7,073	20,500	SH	Put	SOLE		0	0	20,500
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	3,375,703	186,916	SH		SOLE		20	0	186,896
VANGUARD INDEX FDS	MID CAP ETF	922908629	8,958	37	SH		DFND	271	0	0	37
BANK AMERICA CORP	COM	060505104	7,437	187	SH		DFND	472	0	0	187
ISHARES TR	NATIONAL MUN ETF	464288414	17,368	163	SH		DFND	215	0	0	163
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	1,053	9	SH		DFND	600	0	0	9
SPDR SER TR	PORTFOLIO INTRMD	78464A375	43,500	1,336	SH		DFND	38	0	0	1,336
NASDAQ INC	COM	631103108	3,194	53	SH		DFND	965	0	0	53
BLACKROCK INC	COM	09247X101	2,362	3	SH		DFND	266	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	9,635	180	SH		DFND	89	0	0	180
JONES LANG LASALLE INC	COM	48020Q107	947,983	4,618	SH		SOLE		6	0	4,612
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	43,539	881	SH		DFND	775	0	0	881
TOTALENERGIES SE	SPONSORED ADS	89151E109	4,801	72	SH		DFND	665	0	0	72
ISHARES TR	RUS 1000 ETF	464287622	444,822	1,495	SH		DFND	1	0	0	1,495
OSHKOSH CORP	COM	688239201	1,298	12	SH		DFND	695	0	0	12
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	807	21	SH		DFND	825	0	0	21
FORTIVE CORP	COM	34959J108	56,464	762	SH		DFND	517	0	0	762
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	3,167	89	SH		DFND	110	0	0	89
VERIZON COMMUNICATIONS INC	COM	92343V104	8,330	202	SH		DFND	737	0	0	202
STERIS PLC	SHS USD	G8473T100	10,099	46	SH		DFND	916	0	0	46
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	161,522	3,140	SH		DFND	332	0	0	3,140
VERALTO CORP	COM SHS	92338C103	2,413,145	25,276	SH		SOLE		1	0	25,275
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	61,906	248	SH		DFND	61	0	0	248
NEW YORK CMNTY BANCORP INC	COM	649445103	711	221	SH		DFND	952	0	0	221
ISHARES TR	ESG AW MSCI EAFE	46435G516	40,580,584	515,113	SH		SOLE		0	0	515,113
FORWARD AIR CORP	COM	349853101	743	39	SH		DFND	810	0	0	39
VIATRIS INC	COM	92556V106	2,359	222	SH		DFND	374	0	0	222
NOV INC	COM	62955J103	3,517	185	SH		DFND	328	0	0	185
DUPONT DE NEMOURS INC	COM	26614N102	1,288	16	SH		DFND	816	0	0	16
SENSIENT TECHNOLOGIES CORP	COM	81725T100	1,781	24	SH		DFND	810	0	0	24
KORN FERRY	COM NEW	500643200	470	7	SH		DFND	951	0	0	7
ETSY INC	COM	29786A106	31	1	SH		DFND	290	0	0	1
SCHWAB STRATEGIC TR	US REIT ETF	808524847	114,069	5,712	SH		DFND	329	0	0	5,712
DATADOG INC	CL A COM	23804L103	8,170	63	SH		DFND	791	63	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	161,917	8,108	SH		DFND	139	8,108	0	0
ARDELYX INC	COM	039697107	874	118	SH		DFND	965	0	0	118
NATIONAL RESH CORP	COM NEW	637372202	2,088	91	SH		DFND	790	0	0	91
ISHARES INC	CORE MSCI EMKT	46434G103	236,014	4,409	SH		DFND	538	0	0	4,409
TJX COS INC NEW	COM	872540109	1,762	16	SH		DFND	263	0	0	16
VANGUARD INDEX FDS	MID CAP ETF	922908629	2,663	11	SH		DFND	428	0	0	11
ALLETE INC	COM NEW	018522300	1,258,722	20,188	SH		SOLE		11	0	20,177
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	17,969	477	SH		DFND	474	0	0	477
VERIZON COMMUNICATIONS INC	COM	92343V104	2,969	72	SH		DFND	810	0	0	72
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	628,017,929	1,255,709	SH		SOLE		2,384	0	1,253,325
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	22,768	316	SH		DFND	672	0	0	316
FORTIVE CORP	COM	34959J108	815	11	SH		DFND	969	0	0	11
FLUOR CORP NEW	COM	343412102	2,961	68	SH		DFND	790	0	0	68
ISHARES INC	EM MKTS DIV ETF	464286319	35,551	1,308	SH		DFND	871	0	0	1,308
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	76,883	308	SH		DFND	570	0	0	308
VANGUARD INDEX FDS	SMALL CP ETF	922908751	16,353	75	SH		DFND	911	0	0	75
SIRIUS XM HOLDINGS INC	COM	82968B103	2,855	1,009	SH		DFND	790	0	0	1,009
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	9,583	133	SH		DFND	434	0	0	133
MICROSOFT CORP	COM	594918104	55,869	125	SH		DFND	415	0	0	125
VISA INC	COM CL A	92826C839	6,824	26	SH		DFND	255	0	0	26
NOKIA CORP	SPONSORED ADR	654902204	1,240,158	328,084	SH		SOLE		172	0	327,912
ELEVANCE HEALTH INC	COM	036752103	1,084	2	SH		DFND	903	0	0	2
TFS FINL CORP	COM	87240R107	23,473	1,860	SH		DFND	661	0	0	1,860
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	44,142	527	SH		DFND	317	0	0	527
CAMBRIDGE BANCORP	COM	132152109	6,486	94	SH		DFND	791	94	0	0
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	622	4	SH		DFND	697	0	0	4
SPDR SER TR	PORTFOLIO S&P400	78464A847	356,176	6,943	SH		DFND	656	0	0	6,943
ROBLOX CORP	CL A	771049103	819	22	SH		DFND	665	0	0	22
COCA COLA CO	COM	191216100	3,373	53	SH		DFND	713	53	0	0
ISHARES TR	CORE S&P500 ETF	464287200	224,912	411	SH		DFND	827	0	0	411
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	43,471	519	SH		DFND	87	0	0	519
LAM RESEARCH CORP	COM	512807108	3,195	3	SH		DFND	951	0	0	3
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	65,823	1,269	SH		DFND	938	0	0	1,269
ALTRIA GROUP INC	COM	02209S103	4,054	89	SH		DFND	471	0	0	89
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	12,207	247	SH		DFND	863	247	0	0
VIKING THERAPEUTICS INC	COM	92686J106	795	15	SH		DFND	965	0	0	15
US FOODS HLDG CORP	COM	912008109	1,430	27	SH		DFND	737	0	0	27
ISHARES TR	3 7 YR TREAS BD	464288661	12,586	109	SH		DFND	4	0	0	109
TRANE TECHNOLOGIES PLC	SHS	G8994E103	1,316	4	SH		DFND	969	0	0	4
KROGER CO	COM	501044101	18,075	362	SH		DFND	707	0	0	362
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,657	23	SH		DFND	825	0	0	23
ISHARES TR	NATIONAL MUN ETF	464288414	113,795	1,068	SH		DFND	98	0	0	1,068
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	5,236	139	SH		DFND	852	139	0	0
ISHARES TR	CORE MSCI INTL	46435G326	116,708	1,778	SH		DFND	939	0	0	1,778
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	14,763	287	SH		DFND	515	0	0	287
ISHARES TR	CORE S&P TTL STK	464287150	30,170	254	SH		DFND	938	0	0	254
SPDR SER TR	PORTFOLIO SHORT	78464A474	23,909	805	SH		DFND	154	0	0	805
INTERNATIONAL PAPER CO	COM	460146103	2,886,951	66,905	SH		SOLE		6	0	66,899
PHILIP MORRIS INTL INC	COM	718172109	5,067	50	SH		DFND	790	0	0	50
INTRA-CELLULAR THERAPIES INC	COM	46116X101	17,123	250	SH		DFND	661	0	0	250
VANGUARD INDEX FDS	SMALL CP ETF	922908751	40,119	184	SH		DFND	332	0	0	184
OCEANFIRST FINL CORP	COM	675234108	3,591	226	SH		DFND	791	226	0	0
CENTENE CORP DEL	COM	15135B101	3,759,524	56,705	SH		SOLE		66	0	56,639
M & T BK CORP	COM	55261F104	23,764	157	SH		DFND	675	0	0	157
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	710	49	SH		DFND	810	0	0	49
ORGANON & CO	COMMON STOCK	68622V106	828	40	SH		DFND	142	0	0	40
ELI LILLY & CO	COM	532457108	724,304	800	SH		DFND	616	0	0	800
CAMPING WORLD HLDGS INC	CL A	13462K109	162,109	9,077	SH		SOLE		17	0	9,060
KEARNY FINL CORP MD	COM	48716P108	798,356	129,814	SH		SOLE		381	0	129,433
WELLS FARGO CO NEW	COM	949746101	3,445	58	SH		DFND	493	0	0	58
ZURN ELKAY WATER SOLNS CORP	COM	98983L108	436,495	14,847	SH		SOLE		0	0	14,847
MORGAN STANLEY	COM NEW	617446448	2,138	22	SH		DFND	965	0	0	22
NVIDIA CORPORATION	COM	67066G104	84,007	680	SH		DFND	31	0	0	680
THERMO FISHER SCIENTIFIC INC	COM	883556102	9,401	17	SH		DFND	713	17	0	0
HDFC BANK LTD	SPONSORED ADS	40415F101	2,766	43	SH		DFND	951	0	0	43
ISHARES TR	MSCI EAFE ETF	464287465	158,358,344	2,021,682	SH		SOLE		655	0	2,021,027
COMCAST CORP NEW	CL A	20030N101	117	3	SH		DFND	416	0	0	3
REPUBLIC SVCS INC	COM	760759100	5,295,228	27,247	SH		SOLE		29	0	27,218
AIR TRANSPORT SERVICES GRP I	COM	00922R105	138,117	9,958	SH		SOLE		0	0	9,958
GLOBAL PMTS INC	COM	37940X102	2,268,467	23,459	SH		SOLE		9	0	23,450
MARSH & MCLENNAN COS INC	COM	571748102	4,004	19	SH		DFND	695	0	0	19
RADIUS RECYCLING INC	CL A	806882106	2,397	157	SH		DFND	790	0	0	157
BORGWARNER INC	COM	099724106	2,547	79	SH		DFND	790	0	0	79
SYNAPTICS INC	COM	87157D109	3,528	40	SH		DFND	627	0	0	40
MICROSOFT CORP	COM	594918104	107,268	240	SH		DFND	637	0	0	240
AVISTA CORP	COM	05379B107	373,843	10,802	SH		SOLE		0	0	10,802
PACCAR INC	COM	693718108	3,500	34	SH		DFND	665	0	0	34
ISHARES TR	CORE MSCI INTL	46435G326	47,852	729	SH		DFND	328	0	0	729
FRESHPET INC	COM	358039105	236,137	1,825	SH		SOLE		0	0	1,825
COMPASS MINERALS INTL INC	COM	20451N101	640	62	SH		DFND	965	0	0	62
MOTOROLA SOLUTIONS INC	COM NEW	620076307	9,651	25	SH		DFND	493	0	0	25
WELLS FARGO CO NEW	COM	949746101	17,520	295	SH		DFND	790	0	0	295
KONTOOR BRANDS INC	COM	50050N103	122,179	1,847	SH		DFND	1	0	0	1,847
SOUTHWEST AIRLS CO	COM	844741108	7,526,550	263,074	SH		SOLE		203	0	262,871
PURE STORAGE INC	CL A	74624M102	1,477	23	SH		DFND	816	0	0	23
AT&T INC	COM	00206R102	27,046,574	1,415,310	SH		SOLE		4,444	0	1,410,866
UNION PAC CORP	COM	907818108	5,204	23	SH		DFND	866	23	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	62,192	1,199	SH		DFND	251	0	0	1,199
ISHARES TR	CORE S&P500 ETF	464287200	160,886	294	SH		DFND	587	0	0	294
GREAT LAKES DREDGE & DOCK CO	COM	390607109	296,237	33,740	SH		SOLE		0	0	33,740
PORTLAND GEN ELEC CO	COM NEW	736508847	10,853	251	SH		DFND	916	0	0	251
SPDR SER TR	PORTFOLIO SHORT	78464A474	21,176	713	SH		DFND	4	0	0	713
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,572	7	SH		DFND	695	0	0	7
GLOBAL X FDS	US PFD ETF	37954Y657	64,905	3,298	SH		DFND	871	0	0	3,298
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	54,918	135	SH		DFND	311	0	0	135
ISHARES TR	RUS MID CAP ETF	464287499	41,621	513	SH		DFND	646	0	0	513
GARMIN LTD	SHS	H2906T109	26,882	165	SH		DFND	742	0	0	165
ISHARES TR	NATIONAL MUN ETF	464288414	33,563	315	SH		DFND	392	0	0	315
SOLVENTUM CORP	COM SHS	83444M101	2,750	52	SH		DFND	153	0	0	52
THE CIGNA GROUP	COM	125523100	661	2	SH		DFND	695	0	0	2
ISHARES TR	CORE MSCI INTL	46435G326	770,023	11,731	SH		DFND	553	0	0	11,731
LINDE PLC	SHS	G54950103	4,827	11	SH		DFND	713	11	0	0
TYSON FOODS INC	CL A	902494103	1,396,114	24,433	SH		SOLE		132	0	24,301
TE CONNECTIVITY LTD	SHS	H84989104	4,964	33	SH		DFND	665	0	0	33
EDWARDS LIFESCIENCES CORP	COM	28176E108	10,161	110	SH		DFND	792	110	0	0
MICROSOFT CORP	COM	594918104	44,695	100	SH		DFND	568	0	0	100
QUALYS INC	COM	74758T303	551,149	3,865	SH		SOLE		147	0	3,718
ESCO TECHNOLOGIES INC	COM	296315104	892,010	8,492	SH		SOLE		31	0	8,461
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	10,638	127	SH		DFND	4	0	0	127
ISHARES TR	CORE S&P500 ETF	464287200	59,648	109	SH		DFND	5	0	0	109
IDEX CORP	COM	45167R104	1,033,564	5,137	SH		SOLE		1	0	5,136
AT&T INC	COM	00206R102	631	33	SH		DFND	810	0	0	33
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,033	105	SH		DFND	434	0	0	105
SPDR SER TR	PORTFOLIO S&P400	78464A847	49,248	960	SH		DFND	178	0	0	960
METLIFE INC	COM	59156R108	2,948	42	SH		DFND	188	42	0	0
ISHARES TR	CORE S&P TTL STK	464287150	56,658	477	SH		DFND	61	0	0	477
PG&E CORP	COM	69331C108	873	50	SH		DFND	188	50	0	0
ROCKET LAB USA INC	COM	773122106	288,209	60,043	SH		SOLE		292	0	59,751
VIPER ENERGY INC	CL A	927959106	477,093	12,712	SH		SOLE		0	0	12,712
NATIONAL HEALTHCARE CORP	COM	635906100	68,617	633	SH		DFND	661	0	0	633
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	27,612	733	SH		DFND	372	0	0	733
ISHARES TR	USD GRN BOND ETF	46435U440	5,259,047	113,001	SH		SOLE		0	0	113,001
AMERICAN WTR WKS CO INC NEW	COM	030420103	4,407,645	34,125	SH		SOLE		69	0	34,056
COSTCO WHSL CORP NEW	COM	22160K105	2,550	3	SH		DFND	903	0	0	3
INVESCO LTD	SHS	G491BT108	838	56	SH		DFND	970	0	0	56
SPDR SER TR	PORTFOLIO S&P400	78464A847	24,521	478	SH		DFND	702	478	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,628	296	SH		DFND	613	0	0	296
AZEK CO INC	CL A	05478C105	256,993	6,100	SH		SOLE		0	0	6,100
FORTIVE CORP	COM	34959J108	889	12	SH		DFND	697	0	0	12
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,464	101	SH		DFND	825	0	0	101
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	21,148	352	SH		DFND	362	0	0	352
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	7,210	139	SH		DFND	751	0	0	139
INTUIT	COM	461202103	49,291	75	SH		DFND	534	0	0	75
JPMORGAN CHASE & CO.	COM	46625H100	9,911	49	SH		DFND	83	0	0	49
STRYKER CORPORATION	COM	863667101	61,245	180	SH		DFND	1	0	0	180
UNION PAC CORP	COM	907818108	5,883	26	SH		DFND	805	0	0	26
NOVARTIS AG	SPONSORED ADR	66987V109	34,268,057	321,887	SH		SOLE		217	0	321,670
COCA COLA CO	COM	191216100	12,730	200	SH		DFND	627	0	0	200
INTERNATIONAL PAPER CO	COM	460146103	2,330	54	SH		DFND	816	0	0	54
SPDR SER TR	PORTFOLIO S&P400	78464A847	18,981	370	SH		DFND	776	0	0	370
ALTRIA GROUP INC	COM	02209S103	2,278	50	SH		DFND	415	0	0	50
VISA INC	COM CL A	92826C839	23,097	88	SH		DFND	736	0	0	88
UBER TECHNOLOGIES INC	COM	90353T100	15,481	213	SH		DFND	791	213	0	0
EMBECTA CORP	COMMON STOCK	29082K105	163	13	SH		DFND	39	0	0	13
UNITED RENTALS INC	COM	911363109	647	1	SH		DFND	951	0	0	1
ANALOG DEVICES INC	COM	032654105	685	3	SH		DFND	965	0	0	3
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	75,719	904	SH		DFND	207	0	0	904
ADVANCE AUTO PARTS INC	COM	00751Y106	1,222,903	19,310	SH		SOLE		5	0	19,305
ARKO CORP	COM	041242108	3,166	505	SH		DFND	790	0	0	505
FIDELITY COVINGTON TRUST	ENHANCED MID	31609A503	246,303	8,363	SH		SOLE		0	0	8,363
CENTURY CMNTYS INC	COM	156504300	408	5	SH		DFND	903	0	0	5
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	7,047	137	SH		DFND	389	0	0	137
ISHARES TR	CORE MSCI EAFE	46432F842	8,717	120	SH		DFND	471	0	0	120
FIDELITY NATL INFORMATION SV	COM	31620M106	4,831,662	64,114	SH		SOLE		149	0	63,965
HALLIBURTON CO	COM	406216101	3,142	93	SH		DFND	980	0	0	93
FABRINET	SHS	G3323L100	490	2	SH		DFND	903	0	0	2
ISHARES TR	SHRT NAT MUN ETF	464288158	101,936	975	SH		DFND	796	0	0	975
DOLLAR TREE INC	COM	256746108	2,561,706	23,993	SH		SOLE		40	0	23,953
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,479,551	11,372	SH		DFND	1	368	0	11,004
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,457	79	SH		DFND	468	79	0	0
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	1,091	101	SH		DFND	903	0	0	101
ALLIANT ENERGY CORP	COM	018802108	1,069	21	SH		DFND	697	0	0	21
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	162,229	2,786	SH		DFND	874	0	0	2,786
BANCOLOMBIA S A	SPON ADR PREF	05968L102	914	28	SH		DFND	665	0	0	28
NUVEEN MUNICIPAL CREDIT INC	COM SH BEN INT	67070X101	414,009	33,523	SH		SOLE		0	0	33,523
SPDR SER TR	PORTFOLIO SHORT	78464A474	8,791	296	SH		DFND	339	0	0	296
DISNEY WALT CO	COM	254687106	1,787	18	SH		DFND	264	0	0	18
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	3,415,666	35,706	SH		SOLE		89	0	35,617
ISHARES TR	US CONSM STAPLES	464287812	1,667,787	25,366	SH		SOLE		0	0	25,366
GAP INC	COM	364760108	2,867	120	SH		DFND	627	0	0	120
INTERACTIVE BROKERS GROUP IN	COM CL A	45841N107	1,716	14	SH		DFND	737	0	0	14
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	111,552	4,200	SH		DFND	943	0	0	4,200
TOTALENERGIES SE	SPONSORED ADS	89151E109	4,534	68	SH		DFND	816	0	0	68
SPDR S&P 500 ETF TR	TR UNIT	78462F103	248,164	456	SH		DFND	152	0	0	456
OLD NATL BANCORP IND	COM	680033107	9,403	547	SH		DFND	791	547	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	58,076	1,512	SH		DFND	519	0	0	1,512
RTX CORPORATION	COM	75513E101	1,506	15	SH		DFND	783	0	0	15
FISERV INC	COM	337738108	1,788	12	SH		DFND	695	0	0	12
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	2,731	9	SH		DFND	665	0	0	9
MONRO INC	COM	610236101	644	27	SH		DFND	810	0	0	27
CONMED CORP	COM	207410101	1,178	17	SH		DFND	737	0	0	17
CROWN CASTLE INC	COM	22822V101	3,126	32	SH		DFND	737	0	0	32
RIO TINTO PLC	SPONSORED ADR	767204100	3,494	53	SH		DFND	189	53	0	0
FIRST AMERN FINL CORP	COM	31847R102	524,603	9,724	SH		SOLE		2	0	9,722
PROSHARES TR	SP500 EX TECH	74347B557	1,607,456	19,046	SH		SOLE		0	0	19,046
FMC CORP	COM NEW	302491303	1,093	19	SH		DFND	697	0	0	19
SUPER MICRO COMPUTER INC	COM	86800U104	4,916	6	SH		DFND	816	0	0	6
AGILON HEALTH INC	COM	00857U107	477	73	SH		DFND	600	0	0	73
NU SKIN ENTERPRISES INC	CL A	67018T105	17,781	1,687	SH		DFND	675	0	0	1,687
UMB FINL CORP	COM	902788108	1,251	15	SH		DFND	970	0	0	15
MADRIGAL PHARMACEUTICALS INC	COM	558868105	1,961	7	SH		DFND	737	0	0	7
INDEPENDENT BK CORP MICH	COM NEW	453838609	837	31	SH		DFND	903	0	0	31
LULULEMON ATHLETICA INC	COM	550021109	1,494	5	SH		DFND	188	5	0	0
KNIGHT-SWIFT TRANSN HLDGS IN	CL A	499049104	1,398	28	SH		DFND	737	0	0	28
DANAHER CORPORATION	COM	235851102	14,991	60	SH		DFND	1	0	0	60
GARMIN LTD	SHS	H2906T109	1,955	12	SH		DFND	266	0	0	12
STANLEY BLACK & DECKER INC	COM	854502101	2,317	29	SH		DFND	188	29	0	0
HOME DEPOT INC	COM	437076102	79,175	230	SH		DFND	742	0	0	230
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,155	81	SH		DFND	635	0	0	81
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	34,742	703	SH		DFND	387	0	0	703
MERCK & CO INC	COM	58933Y105	5,323	43	SH		DFND	695	0	0	43
APPLE INC	COM	037833100	20,641	98	SH		DFND	702	98	0	0
ARK ETF TR	INNOVATION ETF	00214Q104	2,049,151	46,625	SH		SOLE		0	0	46,625
COMCAST CORP NEW	CL A	20030N101	37,985	970	SH		DFND	400	0	0	970
SPDR SER TR	PORTFOLIO S&P500	78464A854	23,232	363	SH		DFND	672	0	0	363
ESSENTIAL PPTYS RLTY TR INC	COM	29670E107	1,247	45	SH		DFND	737	0	0	45
SPDR SER TR	BLOOMBERG SHORT	78464A334	2,528,818	98,628	SH		SOLE		0	0	98,628
MARRIOTT INTL INC NEW	CL A	571903202	1,451	6	SH		DFND	969	0	0	6
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	8,502	89	SH		DFND	715	0	0	89
MARATHON OIL CORP	COM	565849106	47,334	1,651	SH		DFND	661	0	0	1,651
SM ENERGY CO	COM	78454L100	1,816	42	SH		DFND	810	0	0	42
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	114,416	1,366	SH		DFND	534	0	0	1,366
VERTIV HOLDINGS CO	COM CL A	92537N108	3,135,184	36,216	SH		SOLE		13	0	36,203
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,562	68	SH		DFND	559	0	0	68
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	27,976	350	SH		DFND	702	350	0	0
RELX PLC	SPONSORED ADR	759530108	6,836	149	SH		DFND	792	149	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	27,256	452	SH		DFND	468	452	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	14,167	477	SH		DFND	325	0	0	477
SPDR SER TR	PRTFLO S&P500 GW	78464A409	50,963	636	SH		DFND	743	0	0	636
MCDONALDS CORP	COM	580135101	6,116	24	SH		DFND	713	24	0	0
NETFLIX INC	COM	64110L106	12,823	19	SH		DFND	713	19	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	72,035	689	SH		DFND	312	0	0	689
SHELL PLC	SPON ADS	780259305	866,160	12,000	SH		DFND	925	0	0	12,000
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	10,721	308	SH		DFND	791	308	0	0
BLACKSTONE INC	COM	09260D107	6,685	54	SH		DFND	797	0	0	54
CINCINNATI FINL CORP	COM	172062101	9,684	82	SH		DFND	1	0	0	82
P T TELEKOMUNIKASI INDONESIA	SPONSORED ADR	715684106	449	24	SH		DFND	951	0	0	24
AMERICAN EXPRESS CO	COM	025816109	695	3	SH		DFND	665	0	0	3
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	4,012	78	SH		DFND	349	0	0	78
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	44,239	614	SH		DFND	56	0	0	614
CONSTELLIUM SE	CL A SHS	F21107101	1,056	56	SH		DFND	951	0	0	56
MERITAGE HOMES CORP	COM	59001A102	8,254	51	SH		DFND	792	51	0	0
ALCON AG	ORD SHS	H01301128	1,247	14	SH		DFND	816	0	0	14
SPDR SER TR	PORTFOLIO SHORT	78464A474	12,682	427	SH		DFND	212	0	0	427
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,025	30	SH		DFND	131	0	0	30
VANGUARD STAR FDS	VG TL INTL STK F	921909768	40,186,779	666,447	SH		SOLE		0	0	666,447
VENTAS INC	COM	92276F100	820	16	SH		DFND	903	0	0	16
AMPLITUDE INC	COM CL A	03213A104	3,160	355	SH		DFND	791	355	0	0
PRUDENTIAL FINL INC	COM	744320102	1,055	9	SH		DFND	970	0	0	9
ABRDN PRECIOUS METALS BASKET	PHYSCL PRECS MET	003263100	962,966	9,351	SH		SOLE		0	0	9,351
AMERICAN EAGLE OUTFITTERS IN	COM	02553E106	1,098	55	SH		DFND	816	0	0	55
HILTON WORLDWIDE HLDGS INC	COM	43300A203	16,801	77	SH		DFND	790	0	0	77
ZSCALER INC	COM	98980G102	3,417,138	17,780	SH		DFND	103	0	0	17,780
ISHARES INC	CORE MSCI EMKT	46434G103	14,078	263	SH		DFND	54	0	0	263
MARRIOTT INTL INC NEW	CL A	571903202	9,671	40	SH		DFND	791	40	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	410,501	8,192	SH		DFND	97	0	0	8,192
FIRST HAWAIIAN INC	COM	32051X108	1,308	63	SH		DFND	737	0	0	63
NOBLE CORP PLC	ORD SHS A	G65431127	1,473	33	SH		DFND	816	0	0	33
MATSON INC	COM	57686G105	1,703	13	SH		DFND	737	0	0	13
EQUINIX INC	COM	29444U700	757	1	SH		DFND	695	0	0	1
NORDSON CORP	COM	655663102	9,278	40	SH		DFND	916	0	0	40
DONALDSON INC	COM	257651109	429	6	SH		DFND	903	0	0	6
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	133,004	1,846	SH		DFND	530	0	0	1,846
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,036	84	SH		DFND	259	0	0	84
HILTON WORLDWIDE HLDGS INC	COM	43300A203	1,309	6	SH		DFND	600	0	0	6
POOL CORP	COM	73278L105	1,229	4	SH		DFND	737	0	0	4
MONOLITHIC PWR SYS INC	COM	609839105	822	1	SH		DFND	965	0	0	1
ALTRIA GROUP INC	COM	02209S103	547	12	SH		DFND	810	0	0	12
SERVICENOW INC	COM	81762P102	18,880	24	SH		DFND	790	0	0	24
INVESCO LTD	SHS	G491BT108	554	37	SH		DFND	695	0	0	37
JUNIPER NETWORKS INC	COM	48203R104	3,828	105	SH		DFND	665	0	0	105
HARTFORD FINL SVCS GROUP INC	COM	416515104	1,609	16	SH		DFND	474	0	0	16
PROCTER AND GAMBLE CO	COM	742718109	30,345	184	SH		DFND	792	184	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	26,492	892	SH		DFND	830	892	0	0
GENTEX CORP	COM	371901109	573	17	SH		DFND	695	0	0	17
PLDT INC	SPONSORED ADR	69344D408	1,179	48	SH		DFND	810	0	0	48
ALPHABET INC	CAP STK CL C	02079K107	29,347	160	SH		DFND	26	0	0	160
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	63,764	885	SH		DFND	658	0	0	885
GILEAD SCIENCES INC	COM	375558103	3,431	50	SH		DFND	627	0	0	50
TRACTOR SUPPLY CO	COM	892356106	4,590	17	SH		DFND	665	0	0	17
ULTA BEAUTY INC	COM	90384S303	1,158	3	SH		DFND	737	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	21,305	398	SH		DFND	290	0	0	398
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	1,885,287,247	23,586,729	SH		SOLE		10,205	0	23,576,524
ELI LILLY & CO	COM	532457108	14,486	16	SH		DFND	797	0	0	16
APPLE INC	COM	037833100	1,896	9	SH		DFND	416	0	0	9
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	5,707	98	SH		DFND	497	98	0	0
PFIZER INC	COM	717081103	587,300	20,990	SH		DFND	925	0	0	20,990
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	14,770	205	SH		DFND	651	0	0	205
JUNIPER NETWORKS INC	COM	48203R104	663,317	18,193	SH		SOLE		20	0	18,173
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	2,996,895	18,163	SH		SOLE		663	0	17,500
SPDR SER TR	PORTFOLIO S&P400	78464A847	308	6	SH		DFND	114	0	0	6
PURE STORAGE INC	CL A	74624M102	6,228	97	SH		DFND	792	97	0	0
ROSS STORES INC	COM	778296103	43,596	300	SH		DFND	80	0	0	300
KLA CORP	COM NEW	482480100	9,894	12	SH		DFND	791	12	0	0
UMB FINL CORP	COM	902788108	1,335	16	SH		DFND	969	0	0	16
ISHARES TR	CORE S&P500 ETF	464287200	3,283	6	SH		DFND	869	0	0	6
COCA COLA CO	COM	191216100	8,529	134	SH		DFND	969	0	0	134
GE VERNOVA INC	COM	36828A101	515	3	SH		DFND	600	0	0	3
SPDR SER TR	PORTFOLIO S&P400	78464A847	40,784	795	SH		DFND	639	0	0	795
DOLLAR TREE INC	COM	256746108	641	6	SH		DFND	665	0	0	6
ISHARES TR	CORE US AGGBD ET	464287226	73,191	754	SH		DFND	958	0	0	754
EURONET WORLDWIDE INC	COM	298736109	2,978,627	28,779	SH		SOLE		38	0	28,741
GLOBAL PMTS INC	COM	37940X102	7,446	77	SH		DFND	916	0	0	77
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	6,372	21	SH		DFND	493	0	0	21
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	10,134	197	SH		DFND	438	0	0	197
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	178,017	2,963	SH		DFND	427	0	0	2,963
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	9,666	166	SH		DFND	647	0	0	166
NOVO-NORDISK A S	ADR	670100205	32,830	230	SH		DFND	792	230	0	0
REINSURANCE GRP OF AMERICA I	COM NEW	759351604	1,642	8	SH		DFND	951	0	0	8
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	15,880	177	SH		DFND	233	0	0	177
PEPSICO INC	COM	713448108	7,587	46	SH		DFND	27	0	0	46
GERMAN AMERN BANCORP INC	COM	373865104	390,441	11,045	SH		SOLE		21	0	11,024
JPMORGAN CHASE & CO.	COM	46625H100	405	2	SH		DFND	406	0	0	2
SPDR SER TR	PORTFOLIO S&P500	78464A854	734,784	11,481	SH		DFND	371	0	0	11,481
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	20,005	40	SH		DFND	221	40	0	0
CROWN CASTLE INC	COM	22822V101	3,713	38	SH		DFND	736	0	0	38
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,152	30	SH		DFND	285	30	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	29,536	122	SH		DFND	88	0	0	122
SPDR SER TR	PORTFOLIO S&P600	78468R853	11,379	274	SH		DFND	50	0	0	274
ISHARES INC	CORE MSCI EMKT	46434G103	73,176	1,367	SH		DFND	317	0	0	1,367
BRINKS CO	COM	109696104	8,397	82	SH		DFND	791	82	0	0
SCHLUMBERGER LTD	COM STK	806857108	2,406	51	SH		DFND	188	51	0	0
JPMORGAN CHASE & CO.	COM	46625H100	7,484	37	SH		DFND	260	0	0	37
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	592,831	7,617	SH		DFND	360	0	0	7,617
INTEL CORP	COM	458140100	1,177	38	SH		DFND	665	0	0	38
GRANITE CONSTR INC	COM	387328107	1,611	26	SH		DFND	737	0	0	26
TRIUMPH GROUP INC NEW	COM	896818101	33,301	2,161	SH		DFND	675	0	0	2,161
TYSON FOODS INC	CL A	902494103	5,028	88	SH		DFND	791	88	0	0
QUANTA SVCS INC	COM	74762E102	5,237,464	20,613	SH		SOLE		57	0	20,556
BLUEPRINT MEDICINES CORP	COM	09627Y109	20,263	188	SH		DFND	661	0	0	188
DATADOG INC	CL A COM	23804L103	1,852,248	14,282	SH		SOLE		88	0	14,194
ISHARES TR	EAFE SML CP ETF	464288273	678	11	SH		DFND	472	0	0	11
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,993,226	41,144	SH		DFND	242	0	0	41,144
PROSHARES TR	PSHS ULTRA QQQ	74347R206	5,507,948	55,184	SH		SOLE		0	0	55,184
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	342,276	5,697	SH		DFND	235	0	0	5,697
US BANCORP DEL	COM NEW	902973304	261,623	6,590	SH		DFND	168	0	0	6,590
SPDR SER TR	PORTFOLIO SHORT	78464A474	1,129	38	SH		DFND	684	38	0	0
APPLE INC	COM	037833100	131,216	623	SH		DFND	970	0	0	623
MOSAIC CO NEW	COM	61945C103	1,329	46	SH		DFND	737	0	0	46
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,225	110	SH		DFND	231	0	0	110
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	970	0	0	50
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	5,437	155	SH		DFND	271	0	0	155
CME GROUP INC	COM	12572Q105	1,376	7	SH		DFND	970	0	0	7
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	178,678	2,974	SH		DFND	236	0	0	2,974
ISHARES TR	CORE S&P500 ETF	464287200	28,456	52	SH		DFND	725	0	0	52
HOME DEPOT INC	COM	437076102	237,526	690	SH		DFND	948	0	0	690
ELEVANCE HEALTH INC	COM	036752103	2,709	5	SH		DFND	713	5	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,319	8	SH		DFND	783	0	0	8
CHEMOURS CO	COM	163851108	700	31	SH		DFND	965	0	0	31
ISHARES TR	0-5YR HI YL CP	46434V407	12,196	289	SH		DFND	723	0	0	289
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,037	38	SH		DFND	390	0	0	38
INGEVITY CORP	COM	45688C107	22,642	518	SH		DFND	661	0	0	518
VANGUARD INDEX FDS	MID CAP ETF	922908629	167,775	693	SH		DFND	797	0	0	693
ALLSTATE CORP	COM	020002101	1,437	9	SH		DFND	810	0	0	9
DOLLAR GEN CORP NEW	COM	256677105	2,116	16	SH		DFND	969	0	0	16
SIMPLY GOOD FOODS CO	COM	82900L102	2,674	74	SH		DFND	790	0	0	74
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	81,643	1,574	SH		DFND	514	0	0	1,574
COHEN & STEERS INC	COM	19247A100	11,537	159	SH		DFND	790	0	0	159
ISHARES TR	MSCI EAFE ETF	464287465	12,141	155	SH		DFND	161	0	0	155
APPLE INC	COM	037833100	41,282	196	SH		DFND	627	0	0	196
PNC FINL SVCS GROUP INC	COM	693475105	1,088	7	SH		DFND	264	0	0	7
PFIZER INC	COM	717081103	9,149	327	SH		DFND	142	0	0	327
GATX CORP	COM	361448103	1,516,362	11,456	SH		SOLE		31	0	11,425
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,333	26	SH		DFND	428	0	0	26
SPDR SER TR	BLOOMBERG EMERGI	78464A391	392,231	19,720	SH		SOLE		0	0	19,720
CENCORA INC	COM	03073E105	676	3	SH		DFND	965	0	0	3
DOMINION ENERGY INC	COM	25746U109	11,318,957	230,999	SH		SOLE		1,100	0	229,899
ELASTIC N V	ORD SHS	N14506104	157,424	1,382	SH		DFND	1	0	0	1,382
ISHARES TR	CORE S&P500 ETF	464287200	386,344	706	SH		DFND	316	0	0	706
KENNEDY-WILSON HOLDINGS INC	COM	489398107	1,176	121	SH		DFND	810	0	0	121
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	1,349	154	SH		DFND	903	0	0	154
GENERAL MLS INC	COM	370334104	2,024	32	SH		DFND	970	0	0	32
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	208,729	2,897	SH		DFND	660	0	0	2,897
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	60,476	1,382	SH		DFND	853	0	0	1,382
SPDR SER TR	RUSSELL YIELD	78468R770	58,820	567	SH		DFND	874	0	0	567
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	47,189	116	SH		DFND	790	0	0	116
INTEL CORP	COM	458140100	37,925,308	1,224,582	SH		SOLE		2,363	0	1,222,219
MONSTER BEVERAGE CORP NEW	COM	61174X109	3,991,586	79,912	SH		SOLE		896	0	79,016
ISHARES INC	MSCI EURZONE ETF	464286608	9,521	195	SH		DFND	432	0	0	195
CELANESE CORP DEL	COM	150870103	3,777	28	SH		DFND	260	0	0	28
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	75,134	940	SH		DFND	88	0	0	940
ETSY INC	COM	29786A106	3,480	59	SH		DFND	188	59	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	113,032	2,942	SH		DFND	569	0	0	2,942
CINTAS CORP	COM	172908105	1,401	2	SH		DFND	737	0	0	2
NORFOLK SOUTHN CORP	COM	655844108	215	1	SH		DFND	600	0	0	1
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	39,527	867	SH		DFND	605	0	0	867
ABBOTT LABS	COM	002824100	8,832	85	SH		DFND	406	0	0	85
ROBLOX CORP	CL A	771049103	688,832	18,512	SH		DFND	316	0	0	18,512
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	1,052	34	SH		DFND	600	0	0	34
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	22,061	276	SH		DFND	497	276	0	0
THE CIGNA GROUP	COM	125523100	1,653	5	SH		DFND	665	0	0	5
RESMED INC	COM	761152107	2,680	14	SH		DFND	697	0	0	14
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	112,830	1,566	SH		DFND	55	0	0	1,566
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,078	26	SH		DFND	660	0	0	26
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,798	152	SH		DFND	418	152	0	0
APPLE INC	COM	037833100	54,761	260	SH		DFND	515	0	0	260
CSX CORP	COM	126408103	1,204	36	SH		DFND	697	0	0	36
AFFILIATED MANAGERS GROUP IN	COM	008252108	625	4	SH		DFND	695	0	0	4
OMNICOM GROUP INC	COM	681919106	13,455	150	SH		DFND	159	0	0	150
JOHNSON & JOHNSON	COM	478160104	21,924	150	SH		DFND	141	0	0	150
CHUNGHWA TELECOM CO LTD	SPON ADR NEW11	17133Q502	4,716,096	122,147	SH		SOLE		177	0	121,970
ISHARES TR	0-5YR HI YL CP	46434V407	4,937	117	SH		DFND	689	0	0	117
SPDR SER TR	PORTFOLIO S&P500	78464A854	20,416	319	SH		DFND	539	0	0	319
CIVITAS RESOURCES INC	COM NEW	17888H103	414	6	SH		DFND	903	0	0	6
WELLS FARGO CO NEW	COM	949746101	3,801	64	SH		DFND	665	0	0	64
SPDR SER TR	PORTFOLIO S&P400	78464A847	93,263	1,818	SH		DFND	228	0	0	1,818
ZUORA INC	COM CL A	98983V106	1,360	137	SH		DFND	816	0	0	137
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	38,486	599	SH		DFND	424	0	0	599
DISNEY WALT CO	COM	254687106	17,574	177	SH		DFND	792	177	0	0
ALPHABET INC	CAP STK CL A	02079K305	57,559	316	SH		DFND	188	316	0	0
ZOETIS INC	CL A	98978V103	2,774	16	SH		DFND	790	0	0	16
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	30,245	612	SH		DFND	220	0	0	612
ISHARES TR	TIPS BD ETF	464287176	13,959,935	130,735	SH		SOLE		0	0	130,735
VANGUARD INDEX FDS	VALUE ETF	922908744	11,870	74	SH		DFND	844	0	0	74
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	15,726	115	SH		DFND	284	115	0	0
ISHARES TR	EAFE SML CP ETF	464288273	6,637	108	SH		DFND	250	0	0	108
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	64,069	390	SH		DFND	843	0	0	390
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	31,816	272	SH		DFND	661	0	0	272
ISHARES INC	CORE MSCI EMKT	46434G103	337,881	6,312	SH		DFND	103	0	0	6,312
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,429	22	SH		DFND	896	0	0	22
NUVEEN CR STRATEGIES INCOME	COM SHS	67073D102	62,532	11,267	SH		SOLE		0	0	11,267
WISDOMTREE TR	US LARGECAP DIVD	97717W307	5,537,585	76,118	SH		DFND	1	0	0	76,118
ISHARES TR	RUS 1000 GRW ETF	464287614	155,856,022	427,577	SH		SOLE		189	0	427,388
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,822	55	SH		DFND	650	0	0	55
DEERE & CO	COM	244199105	2,242	6	SH		DFND	493	0	0	6
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	44,644	533	SH		DFND	316	0	0	533
SPDR SER TR	PORTFOLIO SHORT	78464A474	19,869	669	SH		DFND	856	0	0	669
HERSHEY CO	COM	427866108	735	4	SH		DFND	665	0	0	4
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	12,735	219	SH		DFND	916	0	0	219
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,823	133	SH		DFND	803	0	0	133
MARQETA INC	CLASS A COM	57142B104	14,429	2,633	SH		DFND	661	0	0	2,633
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	96,953	1,509	SH		DFND	849	0	0	1,509
MCCORMICK & CO INC	COM NON VTG	579780206	1,774	25	SH		DFND	736	0	0	25
ELANCO ANIMAL HEALTH INC	COM	28414H103	13,506	936	SH		DFND	916	0	0	936
CROCS INC	COM	227046109	728,907	4,995	SH		SOLE		16	0	4,979
MGM RESORTS INTERNATIONAL	COM	552953101	667	15	SH		DFND	405	0	0	15
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	40,680	100	SH		DFND	568	0	0	100
VISA INC	COM CL A	92826C839	50,394	192	SH		DFND	153	0	0	192
ARES CAPITAL CORP	COM	04010L103	11,274	541	SH		DFND	321	0	0	541
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	13,834	213	SH		DFND	576	0	0	213
ZTO EXPRESS CAYMAN INC	SPONSORED ADS A	98980A105	2,781	134	SH		DFND	790	0	0	134
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	102,311	1,420	SH		DFND	184	0	0	1,420
EXPEDITORS INTL WASH INC	COM	302130109	2,121	17	SH		DFND	188	17	0	0
ENTERGY CORP NEW	COM	29364G103	1,070	10	SH		DFND	188	10	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	14,528	332	SH		DFND	530	0	0	332
SPDR SER TR	PORTFOLIO S&P600	78468R853	128,017,648	3,082,534	SH		SOLE		0	0	3,082,534
DEERE & CO	COM	244199105	8,967	24	SH		DFND	943	0	0	24
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	58,744	1,142	SH		DFND	287	0	0	1,142
VANGUARD INDEX FDS	GROWTH ETF	922908736	13,838	37	SH		DFND	844	0	0	37
CSX CORP	COM	126408103	89,981	2,690	SH		DFND	983	0	0	2,690
ISHARES TR	RUSSELL 2000 ETF	464287655	2,654	100	SH	Call	SOLE		0	0	100
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	653	17	SH		DFND	10	0	0	17
POWELL INDS INC	COM	739128106	310,174	2,163	SH		SOLE		2	0	2,161
ENSTAR GROUP LIMITED	SHS	G3075P101	33,016	108	SH		DFND	661	0	0	108
UFP INDUSTRIES INC	COM	90278Q108	7,504	67	SH		DFND	792	67	0	0
VALERO ENERGY CORP	COM	91913Y100	1,724	11	SH		DFND	737	0	0	11
EVERGY INC	COM	30034W106	88,460	1,670	SH		DFND	948	0	0	1,670
LOCKHEED MARTIN CORP	COM	539830109	7,941	17	SH		DFND	83	0	0	17
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	278,946	7,405	SH		DFND	540	0	0	7,405
BEAM THERAPEUTICS INC	COM	07373V105	1,218	52	SH		DFND	816	0	0	52
INVESCO EXCH TRADED FD TR II	FTSE RAFI DEV	46138E743	116,783	2,399	SH		DFND	679	0	0	2,399
NOVO-NORDISK A S	ADR	670100205	28,263	198	SH		DFND	189	198	0	0
ISHARES TR	CORE S&P500 ETF	464287200	138,996	254	SH		DFND	799	0	0	254
ISHARES TR	CORE 1 5 YR USD	46432F859	53,575	1,131	SH		DFND	241	0	0	1,131
APOLLO GLOBAL MGMT INC	COM	03769M106	1,653	14	SH		DFND	816	0	0	14
SENSIENT TECHNOLOGIES CORP	COM	81725T100	8,161	110	SH		DFND	791	110	0	0
SCHNEIDER NATIONAL INC	CL B	80689H102	701	29	SH		DFND	810	0	0	29
BECTON DICKINSON & CO	COM	075887109	3,272	14	SH		DFND	965	0	0	14
ISHARES TR	EAFE SML CP ETF	464288273	67,804	1,100	SH		DFND	588	0	0	1,100
ISHARES INC	CORE MSCI EMKT	46434G103	6,584	123	SH		DFND	721	0	0	123
DYCOM INDS INC	COM	267475101	338	2	SH		DFND	903	0	0	2
CHEVRON CORP NEW	COM	166764100	8,760	56	SH		DFND	697	0	0	56
CADENCE DESIGN SYSTEM INC	COM	127387108	13,433,938	43,652	SH		SOLE		59	0	43,593
ENVISTA HOLDINGS CORPORATION	COM	29415F104	316	19	SH		DFND	600	0	0	19
ISHARES TR	CORE S&P500 ETF	464287200	71,140	130	SH		DFND	868	0	0	130
ISHARES TR	CORE S&P TTL STK	464287150	53,807	453	SH		DFND	800	0	0	453
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	13,188	165	SH		DFND	154	0	0	165
STERICYCLE INC	COM	858912108	331,922	5,710	SH		SOLE		2	0	5,708
STEELCASE INC	CL A	858155203	159,499	12,307	SH		SOLE		0	0	12,307
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	11,574	129	SH		DFND	581	0	0	129
SPDR SER TR	S&P 400 MDCP VAL	78464A839	1,212,452	16,623	SH		SOLE		0	0	16,623
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	945,641	44,902	SH		SOLE		0	0	44,902
DECKERS OUTDOOR CORP	COM	243537107	1,936	2	SH		DFND	737	0	0	2
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,217	266	SH		DFND	428	0	0	266
ISHARES TR	CORE S&P500 ETF	464287200	154,866	283	SH		DFND	72	0	0	283
J & J SNACK FOODS CORP	COM	466032109	2,760	17	SH		DFND	790	0	0	17
IONIS PHARMACEUTICALS INC	COM	462222100	1,280,148	26,860	SH		SOLE		0	0	26,860
AVANGRID INC	COM	05351W103	1,883	53	SH		DFND	969	0	0	53
SPDR SER TR	RUSSELL YIELD	78468R770	73,758	711	SH		DFND	612	0	0	711
AXOGEN INC	COM	05463X106	85,504	11,810	SH		SOLE		0	0	11,810
WALMART INC	COM	931142103	15,235	225	SH		DFND	826	0	0	225
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	1,988	17	SH		DFND	188	17	0	0
ALLISON TRANSMISSION HLDGS I	COM	01973R101	1,973	26	SH		DFND	697	0	0	26
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	64,443	1,003	SH		DFND	873	0	0	1,003
CAPITOL FED FINL INC	COM	14057J101	304,046	55,382	SH		SOLE		0	0	55,382
GRAND CANYON ED INC	COM	38526M106	645,545	4,614	SH		SOLE		0	0	4,614
SPDR SER TR	PORTFOLIO S&P400	78464A847	65,356	1,274	SH		DFND	332	0	0	1,274
CADENCE DESIGN SYSTEM INC	COM	127387108	2,462	8	SH		DFND	816	0	0	8
AMERICAN TOWER CORP NEW	COM	03027X100	94,274	485	SH		DFND	675	0	0	485
CAPITAL ONE FINL CORP	COM	14040H105	1,246	9	SH		DFND	665	0	0	9
ASTRAZENECA PLC	SPONSORED ADR	046353108	183,277	2,350	SH		DFND	1	0	0	2,350
SSGA ACTIVE TR	SPDR SSGA US SCT	78470P408	348,095	6,840	SH		SOLE		0	0	6,840
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	49,202,123	1,382,859	SH		SOLE		0	0	1,382,859
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	333,014	9,493	SH		DFND	63	0	0	9,493
ANTERIX INC	COM	03676C100	220,120	5,560	SH		SOLE		0	0	5,560
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	57,304	1,114	SH		DFND	588	0	0	1,114
SERVICE PPTYS TR	COM SH BEN INT	81761L102	17,990	3,500	SH		DFND	828	3,500	0	0
HDFC BANK LTD	SPONSORED ADS	40415F101	5,339	83	SH		DFND	816	0	0	83
PHILLIPS 66	COM	718546104	56,468	400	SH		DFND	569	0	0	400
AMERICAN EXPRESS CO	COM	025816109	23,155	100	SH		DFND	80	0	0	100
LAUDER ESTEE COS INC	CL A	518439104	958	9	SH		DFND	188	9	0	0
UBIQUITI INC	COM	90353W103	1,165	8	SH		DFND	695	0	0	8
KE HLDGS INC	SPONSORED ADS	482497104	3,651	258	SH		DFND	792	258	0	0
ISHARES TR	EXPONENTIAL TECH	46434V381	497,299	8,453	SH		SOLE		0	0	8,453
UBER TECHNOLOGIES INC	COM	90353T100	1,381	19	SH		DFND	810	0	0	19
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	215,669	4,364	SH		DFND	101	0	0	4,364
MORGAN STANLEY	COM NEW	617446448	4,665	48	SH		DFND	697	0	0	48
LAM RESEARCH CORP	COM	512807108	6,389	6	SH		DFND	969	0	0	6
SOUTHSTATE CORPORATION	COM	840441109	611	8	SH		DFND	810	0	0	8
GANNETT CO INC	COM	36472T109	4,029	874	SH		DFND	791	874	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	336,488	1,348	SH		DFND	338	0	0	1,348
SYSCO CORP	COM	871829107	13,478,693	188,804	SH		SOLE		83	0	188,721
ORION OFFICE REIT INC	COM	68629Y103	1,091	304	SH		DFND	922	0	0	304
WISDOMTREE TR	INTL LRGCAP DV	97717W794	2,739	54	SH		DFND	222	0	0	54
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	167,731	3,394	SH		DFND	585	0	0	3,394
PRIVIA HEALTH GROUP INC	COM	74276R102	1,304	75	SH		DFND	816	0	0	75
PERMIAN BASIN RTY TR	UNIT BEN INT	714236106	175,115	15,570	SH		SOLE		0	0	15,570
KIMBERLY-CLARK CORP	COM	494368103	2,764	20	SH		DFND	736	0	0	20
DOMINION ENERGY INC	COM	25746U109	2,548	52	SH		DFND	697	0	0	52
VERIZON COMMUNICATIONS INC	COM	92343V104	350,540	8,500	SH		DFND	375	0	0	8,500
GUARDANT HEALTH INC	COM	40131M109	4,390	152	SH		DFND	790	0	0	152
APPLIED MATLS INC	COM	038222105	9,204	39	SH		DFND	695	0	0	39
BOX INC	CL A	10316T104	1,058	40	SH		DFND	810	0	0	40
BANK NOVA SCOTIA HALIFAX	COM	064149107	549	12	SH		DFND	810	0	0	12
AMKOR TECHNOLOGY INC	COM	031652100	880	22	SH		DFND	713	22	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	10,962	291	SH		DFND	471	0	0	291
AMAZON COM INC	COM	023135106	150,928	781	SH		DFND	792	781	0	0
APTARGROUP INC	COM	038336103	845	6	SH		DFND	965	0	0	6
PENNANTPARK INVT CORP	COM	708062104	39,200	5,192	SH		DFND	661	0	0	5,192
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	72,668	2,736	SH		DFND	390	0	0	2,736
ISHARES TR	NATIONAL MUN ETF	464288414	64,143	602	SH		DFND	162	0	0	602
CITIGROUP INC	COM NEW	172967424	45,691	720	SH		DFND	742	0	0	720
SCHWAB CHARLES CORP	COM	808513105	2,874	39	SH		DFND	816	0	0	39
DOVER CORP	COM	260003108	7,218	40	SH		DFND	159	0	0	40
KILROY RLTY CORP	COM	49427F108	931,159	29,874	SH		SOLE		0	0	29,874
ISHARES INC	CORE MSCI EMKT	46434G103	122,905	2,296	SH		DFND	899	0	0	2,296
ENTERPRISE PRODS PARTNERS L	COM	293792107	35,501	1,225	SH		DFND	399	1,225	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	14,894	166	SH		DFND	232	0	0	166
CAPRI HOLDINGS LIMITED	SHS	G1890L107	397	12	SH		DFND	600	0	0	12
ENTERPRISE PRODS PARTNERS L	COM	293792107	4,202	145	SH		DFND	477	0	0	145
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,622	91	SH		DFND	27	0	0	91
ISHARES TR	CORE US AGGBD ET	464287226	32,033	330	SH		DFND	67	0	0	330
AMGEN INC	COM	031162100	3,125	10	SH		DFND	695	0	0	10
PEPSICO INC	COM	713448108	10,720	65	SH		DFND	390	0	0	65
APPLIED MATLS INC	COM	038222105	45,963,695	194,770	SH		SOLE		1,048	0	193,721
SPDR SER TR	PORTFOLIO S&P500	78464A854	12,416	194	SH		DFND	536	0	0	194
BANK AMERICA CORP	COM	060505104	97,675	2,456	SH		DFND	916	0	0	2,456
VANGUARD INDEX FDS	MID CAP ETF	922908629	14,526	60	SH		DFND	40	0	0	60
CHOICE HOTELS INTL INC	COM	169905106	226,933	1,907	SH		SOLE		0	0	1,907
BOSTON BEER INC	CL A	100557107	330,979	1,085	SH		SOLE		0	0	1,085
SCHWAB STRATEGIC TR	US REIT ETF	808524847	22,926	1,148	SH		DFND	52	0	0	1,148
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	13,046	110	SH		DFND	86	110	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,513	30	SH		DFND	402	0	0	30
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	353,372	9,200	SH		DFND	385	0	0	9,200
FREEPORT-MCMORAN INC	CL B	35671D857	3,694	76	SH		DFND	790	0	0	76
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	96	1	SH		DFND	416	0	0	1
BRINKS CO	COM	109696104	12,698	124	SH		DFND	790	0	0	124
CHARTER COMMUNICATIONS INC N	CL A	16119P108	598	2	SH		DFND	697	0	0	2
ALPHABET INC	CAP STK CL A	02079K305	14,572	80	SH		DFND	702	80	0	0
HUBSPOT INC	COM	443573100	7,667	13	SH		DFND	792	13	0	0
TORO CO	COM	891092108	842	9	SH		DFND	970	0	0	9
SPDR SER TR	PORTFOLIO S&P400	78464A847	18,109	353	SH		DFND	249	0	0	353
ISHARES TR	RUS MID CAP ETF	464287499	1,396,765	17,227	SH		DFND	1	860	0	16,367
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	1,379	7	SH		DFND	969	0	0	7
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	115,871	1,784	SH		DFND	535	0	0	1,784
NUCOR CORP	COM	670346105	474	3	SH		DFND	713	3	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	42,649	863	SH		DFND	480	0	0	863
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,429	22	SH		DFND	898	0	0	22
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	404,278	4,506	SH		DFND	552	0	0	4,506
SCHWAB STRATEGIC TR	US REIT ETF	808524847	33,629	1,684	SH		DFND	940	0	0	1,684
DEXCOM INC	COM	252131107	3,061	27	SH		DFND	790	0	0	27
FIRSTSERVICE CORP NEW	COM	33767E202	12,647	83	SH		DFND	916	0	0	83
UNITED PARCEL SERVICE INC	CL B	911312106	2,463	18	SH		DFND	262	0	0	18
OSHKOSH CORP	COM	688239201	1,298	12	SH		DFND	970	0	0	12
POLARIS INC	COM	731068102	40,408	516	SH		DFND	675	0	0	516
PFIZER INC	COM	717081103	7,051	252	SH		DFND	493	0	0	252
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	43,235	988	SH		DFND	344	0	0	988
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	1,181,932	3,826	SH		SOLE		10	0	3,816
HOME DEPOT INC	COM	437076102	16,868	49	SH		DFND	27	0	0	49
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	167,179	2,602	SH		DFND	334	0	0	2,602
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	263	0	0	1
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	10,074	173	SH		DFND	376	0	0	173
ISHARES TR	RUS 1000 ETF	464287622	60,401	203	SH		DFND	842	203	0	0
OREILLY AUTOMOTIVE INC	COM	67103H107	3,168	3	SH		DFND	969	0	0	3
RETAIL OPPORTUNITY INVTS COR	COM	76131N101	173,237	13,937	SH		SOLE		19	0	13,918
ENCORE CAP GROUP INC	COM	292554102	233,312	5,591	SH		SOLE		26	0	5,565
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	200,270	5,214	SH		DFND	826	0	0	5,214
DEUTSCHE BANK A G	NAMEN AKT	D18190898	1,227	77	SH		DFND	665	0	0	77
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	20,340	50	SH		DFND	469	50	0	0
CONSTELLATION ENERGY CORP	COM	21037T109	1,001	5	SH		DFND	695	0	0	5
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	19,823	248	SH		DFND	856	0	0	248
KINDER MORGAN INC DEL	COM	49456B101	3,994	201	SH		DFND	970	0	0	201
SPDR SER TR	PORTFOLIO INTRMD	78464A375	73,781	2,266	SH		DFND	569	0	0	2,266
JPMORGAN CHASE & CO.	COM	46625H100	67,150	332	SH		DFND	390	0	0	332
GOLDMAN SACHS GROUP INC	COM	38141G104	8,142	18	SH		DFND	188	18	0	0
TIDEWATER INC NEW	COM	88642R109	7,426	78	SH		DFND	791	78	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	594,698	13,590	SH		DFND	152	0	0	13,590
TE CONNECTIVITY LTD	SHS	H84989104	5,265	35	SH		DFND	736	0	0	35
VANGUARD INDEX FDS	MID CAP ETF	922908629	3,632	15	SH		DFND	69	0	0	15
VERIZON COMMUNICATIONS INC	COM	92343V104	247	6	SH		DFND	405	0	0	6
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,517	205	SH		DFND	456	0	0	205
IRIS ENERGY LTD	ORDINARY SHARES	Q4982L109	59,759	107,500	SH	Call	SOLE		0	0	107,500
PROGRESSIVE CORP	COM	743315103	12,670	61	SH		DFND	792	61	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	11,431	176	SH		DFND	286	176	0	0
AFLAC INC	COM	001055102	6,609	74	SH		DFND	736	0	0	74
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	31,730	78	SH		DFND	707	0	0	78
SPDR SER TR	PORTFOLIO S&P400	78464A847	17,750	346	SH		DFND	216	0	0	346
ISHARES TR	CORE MSCI INTL	46435G326	63,802	972	SH		DFND	25	0	0	972
ISHARES TR	CORE S&P500 ETF	464287200	55,817	102	SH		DFND	263	0	0	102
NVIDIA CORPORATION	COM	67066G104	168,014	1,360	SH		DFND	737	0	0	1,360
SPDR SER TR	PORTFOLIO S&P400	78464A847	67,973	1,325	SH		DFND	578	0	0	1,325
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	103,361	2,362	SH		DFND	610	0	0	2,362
JOHNSON & JOHNSON	COM	478160104	31,296	214	SH		DFND	952	0	0	214
BOEING CO	COM	097023105	2,730	15	SH		DFND	866	15	0	0
DESIGNER BRANDS INC	CL A	250565108	79,576	11,651	SH		SOLE		0	0	11,651
GENERAL MTRS CO	COM	37045V100	4,785	103	SH		DFND	969	0	0	103
COMMVAULT SYS INC	COM	204166102	1,824	15	SH		DFND	810	0	0	15
OTTER TAIL CORP	COM	689648103	550,110	6,281	SH		SOLE		7	0	6,274
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	19,261	72	SH		DFND	335	0	0	72
AFLAC INC	COM	001055102	4,823	54	SH		DFND	493	0	0	54
ISHARES TR	SHRT NAT MUN ETF	464288158	8,259	79	SH		DFND	488	0	0	79
SPDR SER TR	PORTFOLIO INTRMD	78464A375	457,956	14,065	SH		DFND	644	0	0	14,065
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	2,731	9	SH		DFND	600	0	0	9
GREENBRIER COS INC	COM	393657101	694	14	SH		DFND	965	0	0	14
VEECO INSTRS INC DEL	COM	922417100	2,242	48	SH		DFND	965	0	0	48
COMMERCIAL METALS CO	COM	201723103	4,234	77	SH		DFND	965	0	0	77
TRUIST FINL CORP	COM	89832Q109	6,022	155	SH		DFND	791	155	0	0
AMERICAN CENTY ETF TR	US EQT ETF	025072885	122,743,559	1,360,944	SH		SOLE		0	0	1,360,944
CROWN CASTLE INC	COM	22822V101	1,759	18	SH		DFND	816	0	0	18
ENBRIDGE INC	COM	29250N105	50,823	1,428	SH		DFND	916	0	0	1,428
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	108,865	1,812	SH		DFND	535	0	0	1,812
CF INDS HLDGS INC	COM	125269100	3,706	50	SH		DFND	965	0	0	50
CARTERS INC	COM	146229109	372	6	SH		DFND	600	0	0	6
VIRTUS INVT PARTNERS INC	COM	92828Q109	452	2	SH		DFND	903	0	0	2
PLAYTIKA HLDG CORP	COM	72815L107	1,472	187	SH		DFND	737	0	0	187
TARGET CORP	COM	87612E106	4,145	28	SH		DFND	262	0	0	28
MARVELL TECHNOLOGY INC	COM	573874104	699	10	SH		DFND	965	0	0	10
NIKE INC	CL B	654106103	13,567	180	SH		DFND	707	0	0	180
REPUBLIC SVCS INC	COM	760759100	2,915	15	SH		DFND	695	0	0	15
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,829	37	SH		DFND	542	0	0	37
SUPER MICRO COMPUTER INC	COM	86800U104	2,458	3	SH		DFND	810	0	0	3
CELANESE CORP DEL	COM	150870103	809	6	SH		DFND	951	0	0	6
META PLATFORMS INC	CL A	30303M102	13,110	26	SH		DFND	951	0	0	26
INVESCO EXCH TRADED FD TR II	DORSEY WRGT SMLC	46138E842	280,972	3,304	SH		SOLE		0	0	3,304
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	95,542,749	1,969,954	SH		SOLE		0	0	1,969,954
SALESFORCE INC	COM	79466L302	6,428	25	SH		DFND	156	0	0	25
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	5,832	65	SH		DFND	110	0	0	65
ISHARES TR	SHRT NAT MUN ETF	464288158	164,353	1,572	SH		DFND	645	0	0	1,572
ABBVIE INC	COM	00287Y109	84,216	491	SH		DFND	154	0	0	491
ACI WORLDWIDE INC	COM	004498101	475	12	SH		DFND	903	0	0	12
MICROSOFT CORP	COM	594918104	28,605	64	SH		DFND	148	0	0	64
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	86,893	2,477	SH		DFND	362	0	0	2,477
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,380	88	SH		DFND	37	0	0	88
CRACKER BARREL OLD CTRY STOR	COM	22410J106	527,650	12,515	SH		SOLE		0	0	12,515
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	6,065	161	SH		DFND	419	161	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	214	4	SH		DFND	253	0	0	4
SUNCOR ENERGY INC NEW	COM	867224107	14,745	387	SH		DFND	1	0	0	387
LAMB WESTON HLDGS INC	COM	513272104	336	4	SH		DFND	951	0	0	4
PARKER-HANNIFIN CORP	COM	701094104	3,035	6	SH		DFND	970	0	0	6
HIGHWOODS PPTYS INC	COM	431284108	1,045,812	39,810	SH		SOLE		0	0	39,810
DISNEY WALT CO	COM	254687106	62,851	633	SH		DFND	916	0	0	633
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	95,676	1,197	SH		DFND	905	0	0	1,197
MANPOWERGROUP INC WIS	COM	56418H100	3,560	51	SH		DFND	627	0	0	51
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	95,113	1,849	SH		DFND	534	0	0	1,849
BJS RESTAURANTS INC	COM	09180C106	3,262	94	SH		DFND	791	94	0	0
PATTERSON-UTI ENERGY INC	COM	703481101	5,045	487	SH		DFND	791	487	0	0
ABERCROMBIE & FITCH CO	CL A	002896207	64,912	365	SH		DFND	661	0	0	365
FUELCELL ENERGY INC	COM	35952H601	33,584	52,573	SH		SOLE		0	0	52,573
DUOLINGO INC	CL A COM	26603R106	19,824	95	SH		DFND	661	0	0	95
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	179,459	2,987	SH		DFND	153	0	0	2,987
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,323	47	SH		DFND	620	0	0	47
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	295,368	5,742	SH		DFND	687	0	0	5,742
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	78,693	2,089	SH		DFND	132	0	0	2,089
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	68,231	947	SH		DFND	564	0	0	947
SPDR SER TR	AEROSPACE DEF	78464A631	3,411,648	24,372	SH		SOLE		0	0	24,372
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,602	43	SH		DFND	21	0	0	43
KELLANOVA	COM	487836108	1,096	19	SH		DFND	695	0	0	19
ISHARES TR	RUS 1000 GRW ETF	464287614	174,600	479	SH		DFND	682	479	0	0
CAESARS ENTERTAINMENT INC NE	COM	12769G100	2,543	64	SH		DFND	965	0	0	64
RAMBUS INC DEL	COM	750917106	1,116	19	SH		DFND	816	0	0	19
VANGUARD INDEX FDS	MID CAP ETF	922908629	4,358	18	SH		DFND	99	0	0	18
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	41,991	1,197	SH		DFND	398	0	0	1,197
WISDOMTREE TR	US MIDCAP FUND	97717W570	36,408	630	SH		DFND	378	0	0	630
ISHARES TR	RUS 1000 ETF	464287622	148,770	500	SH		DFND	36	0	0	500
WASTE MGMT INC DEL	COM	94106L109	640	3	SH		DFND	903	0	0	3
UNILEVER PLC	SPON ADR NEW	904767704	8,249	150	SH		DFND	790	0	0	150
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	15,271	309	SH		DFND	271	0	0	309
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	1,236	4	SH		DFND	816	0	0	4
ISHARES TR	SHRT NAT MUN ETF	464288158	3,764	36	SH		DFND	393	0	0	36
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	675,173	15,429	SH		DFND	97	0	0	15,429
ISHARES TR	US INFRASTRUC	46435U713	23,250	552	SH		DFND	601	0	0	552
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,026	60	SH		DFND	124	0	0	60
SUN LIFE FINANCIAL INC.	COM	866796105	2,313,741	47,229	SH		SOLE		97	0	47,132
COMCAST CORP NEW	CL A	20030N101	34,598,886	883,526	SH		SOLE		2,841	0	880,685
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	7,264	94	SH		DFND	400	0	0	94
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	122,258	2,357	SH		DFND	352	0	0	2,357
BHP GROUP LTD	SPONSORED ADS	088606108	30,429	533	SH		DFND	916	0	0	533
HP INC	COM	40434L105	1,191	34	SH		DFND	970	0	0	34
SPDR SER TR	PORTFOLIO S&P400	78464A847	76,078	1,483	SH		DFND	564	0	0	1,483
BRUKER CORP	COM	116794108	1,404	22	SH		DFND	951	0	0	22
ISHARES TR	CORE US AGGBD ET	464287226	116,762	1,203	SH		DFND	670	0	0	1,203
CATERPILLAR INC	COM	149123101	19,320	58	SH		DFND	374	0	0	58
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,788	279	SH		DFND	676	279	0	0
HANCOCK WHITNEY CORPORATION	COM	410120109	19,228	402	SH		DFND	661	0	0	402
GSK PLC	SPONSORED ADR	37733W204	424	11	SH		DFND	951	0	0	11
PEPSICO INC	COM	713448108	8,576	52	SH		DFND	414	0	0	52
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	10,419	297	SH		DFND	410	0	0	297
GENMAB A/S	SPONSORED ADS	372303206	9,047	360	SH		DFND	916	0	0	360
ICF INTL INC	COM	44925C103	28,504	192	SH		DFND	661	0	0	192
BOEING CO	COM	097023105	7,098	39	SH		DFND	188	39	0	0
MEDTRONIC PLC	SHS	G5960L103	2,283	29	SH		DFND	737	0	0	29
ISHARES TR	PFD AND INCM SEC	464288687	16,004	507	SH		DFND	952	0	0	507
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	1,182	6	SH		DFND	697	0	0	6
OMEGA HEALTHCARE INVS INC	COM	681936100	548	16	SH		DFND	713	16	0	0
MODERNA INC	COM	60770K107	594	5	SH		DFND	695	0	0	5
AMERICAN EXPRESS CO	COM	025816109	10,651	46	SH		DFND	736	0	0	46
HIGH TIDE INC	COM NEW	42981E401	26,208	11,859	SH		SOLE		0	0	11,859
WALMART INC	COM	931142103	56,876	840	SH		DFND	535	0	0	840
EPAM SYS INC	COM	29414B104	376	2	SH		DFND	697	0	0	2
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	514,410,664	5,733,514	SH		SOLE		1,541	0	5,731,973
ISHARES INC	EM MKTS DIV ETF	464286319	11,171	411	SH		DFND	723	0	0	411
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	4,928	95	SH		DFND	385	0	0	95
ING GROEP N.V.	SPONSORED ADR	456837103	7,679	448	SH		DFND	792	448	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	124,439	514	SH		DFND	815	0	0	514
WEST PHARMACEUTICAL SVSC INC	COM	955306105	1,318	4	SH		DFND	816	0	0	4
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	4,913,373	14,735	SH		SOLE		0	0	14,735
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	30,920	531	SH		DFND	547	0	0	531
WILLIAMS SONOMA INC	COM	969904101	1,129	4	SH		DFND	695	0	0	4
VISTEON CORP	COM NEW	92839U206	427	4	SH		DFND	903	0	0	4
AGCO CORP	COM	001084102	39,739	406	SH		DFND	329	0	0	406
DISNEY WALT CO	COM	254687106	213,505	25,000	SH	Call	DFND	1	0	0	25,000
SPDR SER TR	PORTFOLIO S&P500	78464A854	8,512	133	SH		DFND	545	0	0	133
MOODYS CORP	COM	615369105	2,105	5	SH		DFND	951	0	0	5
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	157,862	2,191	SH		DFND	830	2,191	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	106,525	1,990	SH		DFND	329	0	0	1,990
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,882	40	SH		DFND	814	0	0	40
MAGNOLIA OIL & GAS CORP	CL A	559663109	659	26	SH		DFND	903	0	0	26
TELEPHONE & DATA SYS INC	COM NEW	879433829	60,656	2,926	SH		DFND	675	0	0	2,926
NOVANTA INC	COM	67000B104	7,503	46	SH		DFND	792	46	0	0
BROOKFIELD CORP	CL A LTD VT SH	11271J107	13,510,050	325,228	SH		SOLE		0	0	325,228
TAYLOR MORRISON HOME CORP	COM	87724P106	7,928	143	SH		DFND	792	143	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	54,979	2,070	SH		DFND	642	0	0	2,070
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	56,669	1,295	SH		DFND	241	0	0	1,295
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	1,116,951	27,410	SH		SOLE		0	0	27,410
OTIS WORLDWIDE CORP	COM	68902V107	125,138	1,300	SH		DFND	548	0	0	1,300
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	6,775	167	SH		DFND	699	167	0	0
VISA INC	COM CL A	92826C839	19,685	75	SH		DFND	742	0	0	75
MORNINGSTAR INC	COM	617700109	816,268	2,759	SH		SOLE		68	0	2,691
ISHARES INC	ESG AWR MSCI EM	46434G863	57,477,826	1,714,221	SH		SOLE		2,759	0	1,711,462
BAXTER INTL INC	COM	071813109	75,497	2,257	SH		DFND	1	0	0	2,257
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	24,505	267	SH		DFND	897	0	0	267
COMCAST CORP NEW	CL A	20030N101	10,652	272	SH		DFND	970	0	0	272
HILTON WORLDWIDE HLDGS INC	COM	43300A203	5,673	26	SH		DFND	736	0	0	26
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	417	118	SH		DFND	697	0	0	118
NEW JERSEY RES CORP	COM	646025106	823,942	19,278	SH		SOLE		87	0	19,191
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	134,281	3,496	SH		DFND	101	0	0	3,496
ISHARES TR	S&P MC 400GR ETF	464287606	79,299	900	SH		DFND	80	0	0	900
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	79,837	2,078	SH		DFND	342	0	0	2,078
IQVIA HLDGS INC	COM	46266C105	2,326	11	SH		DFND	970	0	0	11
NASDAQ INC	COM	631103108	1,989	33	SH		DFND	493	0	0	33
APPLE INC	COM	037833100	104,257	495	SH		DFND	944	0	0	495
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	33,504	400	SH		DFND	742	0	0	400
MATADOR RES CO	COM	576485205	477	8	SH		DFND	903	0	0	8
NETEASE INC	SPONSORED ADS	64110W102	860	9	SH		DFND	665	0	0	9
SOUTHWEST GAS HLDGS INC	COM	844895102	22,522	320	SH		DFND	675	0	0	320
THERMO FISHER SCIENTIFIC INC	COM	883556102	4,424	8	SH		DFND	816	0	0	8
COLGATE PALMOLIVE CO	COM	194162103	36,584	377	SH		DFND	661	0	0	377
NOVARTIS AG	SPONSORED ADR	66987V109	6,920	65	SH		DFND	707	0	0	65
APPLE INC	COM	037833100	127,636	606	SH		DFND	969	0	0	606
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	26,388	687	SH		DFND	352	0	0	687
ARKO CORP	COM	041242108	395,756	63,119	SH		SOLE		35	0	63,084
BANCO SANTANDER S.A.	ADR	05964H105	70,603	15,249	SH		DFND	517	0	0	15,249
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	23,127	302	SH		DFND	715	0	0	302
APPLE HOSPITALITY REIT INC	COM NEW	03784Y200	217,795	14,979	SH		SOLE		30	0	14,949
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	101,657	2,057	SH		DFND	593	0	0	2,057
RTX CORPORATION	COM	75513E101	4,216	42	SH		DFND	980	0	0	42
UNION PAC CORP	COM	907818108	45,252	200	SH		DFND	489	0	0	200
RESIDEO TECHNOLOGIES INC	COM	76118Y104	39,120	2,000	SH		DFND	569	0	0	2,000
THERMO FISHER SCIENTIFIC INC	COM	883556102	7,742	14	SH		DFND	266	0	0	14
PEMBINA PIPELINE CORP	COM	706327103	2,565,661	69,193	SH		SOLE		0	0	69,193
SPDR SER TR	PORTFOLIO INTRMD	78464A375	46,300	1,422	SH		DFND	489	0	0	1,422
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	8,105	164	SH		DFND	66	0	0	164
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	1,451,354	108,149	SH		SOLE		435	0	107,714
ISHARES TR	CORE US AGGBD ET	464287226	35,916	370	SH		DFND	459	0	0	370
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	70,088	262	SH		DFND	63	0	0	262
MONDELEZ INTL INC	CL A	609207105	9,751	149	SH		DFND	916	0	0	149
WINTRUST FINL CORP	COM	97650W108	2,563	26	SH		DFND	737	0	0	26
ENTERPRISE PRODS PARTNERS L	COM	293792107	4,202	145	SH		DFND	476	0	0	145
ABBOTT LABS	COM	002824100	78,424,988	754,740	SH		SOLE		1,142	0	753,598
MCDONALDS CORP	COM	580135101	9,174	36	SH		DFND	969	0	0	36
ADVANCED MICRO DEVICES INC	COM	007903107	41,364	255	SH		DFND	742	0	0	255
SPDR SER TR	PORTFOLIO INTRMD	78464A375	17,517	538	SH		DFND	177	0	0	538
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	240,771	4,642	SH		DFND	961	0	0	4,642
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,936	282	SH		DFND	225	0	0	282
SPDR SER TR	PORTFOLIO S&P400	78464A847	102,600	2,000	SH		DFND	939	0	0	2,000
VERISK ANALYTICS INC	COM	92345Y106	16,173	60	SH		DFND	916	0	0	60
ABBVIE INC	COM	00287Y109	8,576	50	SH		DFND	695	0	0	50
EXXON MOBIL CORP	COM	30231G102	26,938	234	SH		DFND	790	0	0	234
ISHARES TR	RUS MID CAP ETF	464287499	419,751	5,177	SH		DFND	135	5,177	0	0
ISHARES TR	CORE MSCI INTL	46435G326	59,339	904	SH		DFND	391	0	0	904
JOHNSON & JOHNSON	COM	478160104	17,101	117	SH		DFND	805	0	0	117
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	24,955	597	SH		DFND	727	0	0	597
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,520	51	SH		DFND	274	0	0	51
VANGUARD INDEX FDS	MID CAP ETF	922908629	18,400	76	SH		DFND	84	0	0	76
DTE ENERGY CO	COM	233331107	2,331	21	SH		DFND	695	0	0	21
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	20,905	423	SH		DFND	50	0	0	423
ISHARES TR	FALN ANGLS USD	46435G474	6,914	264	SH		DFND	727	0	0	264
ORANGE	SPONSORED ADR	684060106	783,564	78,435	SH		SOLE		91	0	78,344
UNION PAC CORP	COM	907818108	3,394	15	SH		DFND	797	0	0	15
AZEK CO INC	CL A	05478C105	19,253	457	SH		DFND	661	0	0	457
COMMUNITY HEALTHCARE TR INC	COM	20369C106	283,346	12,114	SH		SOLE		0	0	12,114
ISHARES TR	CORE US AGGBD ET	464287226	416,916	4,295	SH		DFND	154	0	0	4,295
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	51,057	1,435	SH		DFND	582	0	0	1,435
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	11,624,163	151,791	SH		SOLE		0	0	151,791
DEUTSCHE BANK A G	NAMEN AKT	D18190898	2,630	165	SH		DFND	627	0	0	165
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	35,391	688	SH		DFND	298	0	0	688
P T TELEKOMUNIKASI INDONESIA	SPONSORED ADR	715684106	1,101,280	58,892	SH		SOLE		489	0	58,403
SPDR SER TR	PORTFOLIO SHORT	78464A474	26,671	898	SH		DFND	322	0	0	898
ICAHN ENTERPRISES LP	DEPOSITARY UNIT	451100101	417,352	25,325	SH		SOLE		0	0	25,325
EA SERIES TRUST	ALPHA ARCH 1-3	02072L565	20,045,612	185,926	SH		SOLE		0	0	185,926
AMETEK INC	COM	031100100	2,167	13	SH		DFND	736	0	0	13
ONEMAIN HLDGS INC	COM	68268W103	3,297	68	SH		DFND	791	68	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	4,009	40	SH		DFND	713	40	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	4,942	119	SH		DFND	137	0	0	119
INTELLIA THERAPEUTICS INC	COM	45826J105	15,711	702	SH		DFND	661	0	0	702
EQT CORP	COM	26884L109	74	2	SH		DFND	627	0	0	2
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	7,973	155	SH		DFND	22	0	0	155
TEXAS INSTRS INC	COM	882508104	584	3	SH		DFND	697	0	0	3
SIMPSON MFG INC	COM	829073105	45,166	268	SH		DFND	661	0	0	268
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	141,925	3,695	SH		DFND	203	3,695	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	18,943	237	SH		DFND	213	0	0	237
SAN JUAN BASIN RTY TR	UNIT BEN INT	798241105	212,124	52,504	SH		SOLE		0	0	52,504
JACOBS SOLUTIONS INC	COM	46982L108	43,450	311	SH		DFND	33	0	0	311
WALGREENS BOOTS ALLIANCE INC	COM	931427108	653	54	SH		DFND	951	0	0	54
INTUIT	COM	461202103	2,629	4	SH		DFND	493	0	0	4
ISHARES TR	SHRT NAT MUN ETF	464288158	101,309	969	SH		DFND	104	0	0	969
AVANGRID INC	COM	05351W103	26,008	732	SH		DFND	661	0	0	732
SANMINA CORPORATION	COM	801056102	29,018	438	SH		DFND	661	0	0	438
ISHARES TR	CORE MSCI INTL	46435G326	50,740	773	SH		DFND	155	0	0	773
NEXTERA ENERGY INC	COM	65339F101	5,098	72	SH		DFND	969	0	0	72
ISHARES TR	CORE S&P500 ETF	464287200	274,709	502	SH		DFND	376	0	0	502
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	487	112	SH		DFND	951	0	0	112
ISHARES TR	NATIONAL MUN ETF	464288414	17,368	163	SH		DFND	412	0	0	163
ISHARES INC	CORE MSCI EMKT	46434G103	13,490	252	SH		DFND	884	0	0	252
QUANTA SVCS INC	COM	74762E102	508	2	SH		DFND	903	0	0	2
MOTOROLA SOLUTIONS INC	COM NEW	620076307	3,474	9	SH		DFND	737	0	0	9
AT&T INC	COM	00206R102	1,051,050	55,000	SH		DFND	925	0	0	55,000
CAMDEN NATL CORP	COM	133034108	645,480	19,560	SH		SOLE		59	0	19,501
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	12,899	261	SH		DFND	137	0	0	261
MICROSOFT CORP	COM	594918104	134,085	300	SH		DFND	284	300	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,206,913	4,835	SH		DFND	101	0	0	4,835
DOLLAR GEN CORP NEW	COM	256677105	1,322	10	SH		DFND	951	0	0	10
DICKS SPORTING GOODS INC	COM	253393102	3,597,811	16,746	SH		SOLE		33	0	16,713
GOLDMINING INC	COM	38149E101	39,981	44,721	SH		SOLE		0	0	44,721
THE CIGNA GROUP	COM	125523100	17,273,281	52,253	SH		SOLE		51	0	52,202
EATON VANCE TAX MNGED BUY WR	COM	27828X100	262,391	18,583	SH		SOLE		0	0	18,583
WESTERN ASSET EMERGING MKTS	COM	95766A101	97,168	10,437	SH		SOLE		0	0	10,437
ISHARES TR	CORE S&P MCP ETF	464287507	35,405	605	SH		DFND	705	0	0	605
BELDEN INC	COM	077454106	8,817	94	SH		DFND	790	0	0	94
EXELON CORP	COM	30161N101	3,184	92	SH		DFND	970	0	0	92
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	62,978	345	SH		DFND	583	0	0	345
NASDAQ INC	COM	631103108	904	15	SH		DFND	515	0	0	15
ELBIT SYS LTD	ORD	M3760D101	58,818	333	SH		DFND	374	0	0	333
COSTCO WHSL CORP NEW	COM	22160K105	20,400	24	SH		DFND	737	0	0	24
PPL CORP	COM	69351T106	21,733	786	SH		DFND	916	0	0	786
ASTRAZENECA PLC	SPONSORED ADR	046353108	15,130	194	SH		DFND	790	0	0	194
CHUBB LIMITED	COM	H1467J104	10,203	40	SH		DFND	736	0	0	40
WEC ENERGY GROUP INC	COM	92939U106	1,177	15	SH		DFND	697	0	0	15
GLOBAL X FDS	GLOBAL X COPPER	37954Y830	1,528,576	33,886	SH		SOLE		0	0	33,886
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	1,363,040	53,579	SH		SOLE		1,481	0	52,098
FEDEX CORP	COM	31428X106	3,298	11	SH		DFND	969	0	0	11
VANGUARD INDEX FDS	SMALL CP ETF	922908751	175,958	807	SH		DFND	236	0	0	807
VANGUARD INDEX FDS	MID CAP ETF	922908629	410,117	1,694	SH		DFND	411	0	0	1,694
GLOBAL X FDS	US PFD ETF	37954Y657	14,032	713	SH		DFND	723	0	0	713
MICROSOFT CORP	COM	594918104	63,467	142	SH		DFND	218	0	0	142
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	9,356	23	SH		DFND	59	0	0	23
ISHARES TR	NATIONAL MUN ETF	464288414	17,368	163	SH		DFND	216	0	0	163
ASBURY AUTOMOTIVE GROUP INC	COM	043436104	1,823	8	SH		DFND	816	0	0	8
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	9,822	280	SH		DFND	409	0	0	280
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,267,056	60,182	SH		DFND	645	0	0	60,182
CENTERPOINT ENERGY INC	COM	15189T107	2,288,570	73,872	SH		SOLE		0	0	73,872
ADOBE INC	COM	00724F101	11,666	21	SH		DFND	790	0	0	21
SPDR SER TR	PORTFOLIO S&P500	78464A854	25,920	405	SH		DFND	606	405	0	0
F5 INC	COM	315616102	11,195	65	SH		DFND	916	0	0	65
COMCAST CORP NEW	CL A	20030N101	1,880	48	SH		DFND	26	0	0	48
ALPHABET INC	CAP STK CL A	02079K305	13,908	36,200	SH	Put	SOLE		0	0	36,200
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	217,792	8,200	SH		DFND	42	0	0	8,200
DYNAVAX TECHNOLOGIES CORP	COM NEW	268158201	169,966	15,135	SH		SOLE		0	0	15,135
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,478	13	SH		DFND	455	0	0	13
SPDR S&P 500 ETF TR	TR UNIT	78462F103	143,130	263	SH		DFND	800	0	0	263
CAVCO INDS INC DEL	COM	149568107	390,150	1,127	SH		SOLE		6	0	1,121
ISHARES INC	EM MKTS DIV ETF	464286319	46,124	1,697	SH		DFND	690	0	0	1,697
DUTCH BROS INC	CL A	26701L100	317,662	7,673	SH		SOLE		0	0	7,673
ISHARES TR	EAFE SML CP ETF	464288273	12,451	202	SH		DFND	56	0	0	202
MSC INDL DIRECT INC	CL A	553530106	241,603	3,046	SH		SOLE		28	0	3,018
WD 40 CO	COM	929236107	1,098	5	SH		DFND	737	0	0	5
KROGER CO	COM	501044101	6,840	137	SH		DFND	792	137	0	0
CANNAE HLDGS INC	COM	13765N107	8,000	441	SH		DFND	792	441	0	0
EATON CORP PLC	SHS	G29183103	3,763	12	SH		DFND	816	0	0	12
VANGUARD INDEX FDS	VALUE ETF	922908744	4,652	29	SH		DFND	134	29	0	0
PACCAR INC	COM	693718108	6,691	65	SH		DFND	792	65	0	0
PIEDMONT OFFICE REALTY TR IN	COM CL A	720190206	318,848	43,979	SH		SOLE		138	0	43,841
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	14,482	201	SH		DFND	605	0	0	201
MARATHON OIL CORP	COM	565849106	774	27	SH		DFND	695	0	0	27
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	6,554	82	SH		DFND	751	0	0	82
AMERICOLD REALTY TRUST INC	COM	03064D108	715	28	SH		DFND	965	0	0	28
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	199,657	4,040	SH		DFND	691	4,040	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	10,122	95	SH		DFND	456	0	0	95
ISHARES TR	CORE MSCI INTL	46435G326	64,262	979	SH		DFND	260	0	0	979
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	57,640	800	SH		DFND	850	0	0	800
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	14,574	174	SH		DFND	265	0	0	174
DOMINION ENERGY INC	COM	25746U109	3,675	75	SH		DFND	969	0	0	75
MSA SAFETY INC	COM	553498106	399,592	2,129	SH		SOLE		0	0	2,129
DANAHER CORPORATION	COM	235851102	30,322,209	121,362	SH		SOLE		241	0	121,121
SUPER MICRO COMPUTER INC	COM	86800U104	819	1	SH		DFND	969	0	0	1
ISHARES TR	RUS 1000 ETF	464287622	198,083,874	665,739	SH		SOLE		0	0	665,739
JPMORGAN CHASE & CO.	COM	46625H100	3,438	17	SH		DFND	783	0	0	17
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	545,999	10,896	SH		DFND	98	0	0	10,896
TELUS CORPORATION	COM	87971M103	181,544	11,991	SH		SOLE		0	0	11,991
LAMB WESTON HLDGS INC	COM	513272104	5,549	66	SH		DFND	940	0	0	66
INTEL CORP	COM	458140100	6,008	194	SH		DFND	697	0	0	194
EMBECTA CORP	COMMON STOCK	29082K105	163	13	SH		DFND	40	0	0	13
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	194,424	11,200	SH		SOLE		0	0	11,200
THE CIGNA GROUP	COM	125523100	2,975	9	SH		DFND	697	0	0	9
SCHWAB STRATEGIC TR	US REIT ETF	808524847	86,850	4,349	SH		DFND	547	0	0	4,349
HECLA MNG CO	COM	422704106	8,027	1,655	SH		DFND	791	1,655	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	7,621	66	SH		DFND	690	0	0	66
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,629	181	SH		DFND	233	0	0	181
REPUBLIC SVCS INC	COM	760759100	10,689	55	SH		DFND	791	55	0	0
DIAMONDBACK ENERGY INC	COM	25278X109	6,541,173	32,675	SH		SOLE		63	0	32,612
ISHARES TR	ESG AWARE MSCI	46435U663	50,594,280	1,314,137	SH		SOLE		333	0	1,313,804
DINE BRANDS GLOBAL INC	COM	254423106	21,684	599	SH		DFND	661	0	0	599
INTEL CORP	COM	458140100	30,970	1,000	SH		DFND	517	0	0	1,000
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	6,554	82	SH		DFND	748	0	0	82
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	590,573	18,959	SH		DFND	1	0	0	18,959
REPUBLIC SVCS INC	COM	760759100	1,749	9	SH		DFND	665	0	0	9
FAIR ISAAC CORP	COM	303250104	1,489	1	SH		DFND	737	0	0	1
AVNET INC	COM	053807103	30,122	585	SH		DFND	1	0	0	585
GE AEROSPACE	COM NEW	369604301	178,841	1,125	SH		DFND	515	0	0	1,125
ADOBE INC	COM	00724F101	55,554	100	SH		DFND	1	0	0	100
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	109,583	439	SH		DFND	32	439	0	0
CITIGROUP INC	COM NEW	172967424	2,602	41	SH		DFND	810	0	0	41
YELP INC	CL A	985817105	233,191	6,311	SH		SOLE		10	0	6,301
ISHARES TR	S&P 500 GRWT ETF	464287309	44,562,337	481,547	SH		SOLE		2,308	0	479,239
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	28,425	548	SH		DFND	52	0	0	548
INTERPUBLIC GROUP COS INC	COM	460690100	16,727	575	SH		DFND	284	575	0	0
UNILEVER PLC	SPON ADR NEW	904767704	1,485	27	SH		DFND	816	0	0	27
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	455	7	SH		DFND	782	0	0	7
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	5,428	171	SH		DFND	559	0	0	171
AMERICAN TOWER CORP NEW	COM	03027X100	3,693	19	SH		DFND	970	0	0	19
SOUTHWEST AIRLS CO	COM	844741108	20,742	725	SH		DFND	916	0	0	725
VANGUARD INDEX FDS	SMALL CP ETF	922908751	290,865	1,334	SH		DFND	440	0	0	1,334
MONDELEZ INTL INC	CL A	609207105	4,581	70	SH		DFND	188	70	0	0
JPMORGAN CHASE & CO.	COM	46625H100	32,362	160	SH		DFND	399	160	0	0
BERKLEY W R CORP	COM	084423102	864	11	SH		DFND	969	0	0	11
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	10,231	128	SH		DFND	84	0	0	128
CONSTELLATION BRANDS INC	CL A	21036P108	3,087	12	SH		DFND	980	0	0	12
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	4,416	50	SH		DFND	685	0	0	50
CENOVUS ENERGY INC	COM	15135U109	15,315	779	SH		DFND	627	0	0	779
KT CORP	SPONSORED ADR	48268K101	574	42	SH		DFND	810	0	0	42
GUARDANT HEALTH INC	COM	40131M109	21,718	752	SH		DFND	661	0	0	752
AMETEK INC	COM	031100100	11,670	70	SH		DFND	284	70	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,201	53	SH		DFND	970	0	0	53
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,529	294	SH		DFND	718	0	0	294
FEDEX CORP	COM	31428X106	1,499	5	SH		DFND	951	0	0	5
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	158,860	4,529	SH		DFND	334	0	0	4,529
GUIDEWIRE SOFTWARE INC	COM	40171V100	1,775,628	12,877	SH		SOLE		74	0	12,803
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,606	26	SH		DFND	416	0	0	26
FRANKLIN ELEC INC	COM	353514102	11,847	123	SH		DFND	790	0	0	123
WELLS FARGO CO NEW	COM	949746101	45,732,794	770,042	SH		SOLE		845	0	769,197
ELI LILLY & CO	COM	532457108	12,675	14	SH		DFND	474	0	0	14
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,214	4	SH		DFND	903	0	0	4
TARGET CORP	COM	87612E106	27,592,898	186,388	SH		SOLE		967	0	185,421
APPLE INC	COM	037833100	20,220	96	SH		DFND	262	0	0	96
VISTA OUTDOOR INC	COM	928377100	1,619	43	SH		DFND	816	0	0	43
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,855	78	SH		DFND	210	0	0	78
SPDR SER TR	DJ REIT ETF	78464A607	132,388	1,422	SH		DFND	499	0	0	1,422
VAREX IMAGING CORP	COM	92214X106	18,162	1,233	SH		DFND	661	0	0	1,233
TESLA INC	COM	88160R101	2,555	700	SH	Put	SOLE		0	0	700
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,142,986	23,128	SH		DFND	317	0	0	23,128
BLACKSTONE INC	COM	09260D107	10,399	84	SH		DFND	791	84	0	0
PEPSICO INC	COM	713448108	65,972	400	SH		DFND	141	0	0	400
SOUTHERN CO	COM	842587107	931	12	SH		DFND	903	0	0	12
DECKERS OUTDOOR CORP	COM	243537107	968	1	SH		DFND	965	0	0	1
DIGITALOCEAN HLDGS INC	COM	25402D102	1,231,021	35,425	SH		SOLE		10	0	35,415
MAGNA INTL INC	COM	559222401	7,416	177	SH		DFND	791	177	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	3,618	11	SH		DFND	965	0	0	11
WELLS FARGO CO NEW	COM	949746101	3,326	56	SH		DFND	810	0	0	56
LOWES COS INC	COM	548661107	11,684	53	SH		DFND	791	53	0	0
ISHARES TR	EAFE VALUE ETF	464288877	9,289,667	175,145	SH		SOLE		0	0	175,145
TEXAS INSTRS INC	COM	882508104	2,723	14	SH		DFND	969	0	0	14
SMITH A O CORP	COM	831865209	4,910,569	60,046	SH		SOLE		1,390	0	58,656
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,206	43	SH		DFND	43	0	0	43
RGC RES INC	COM	74955L103	215,236	10,525	SH		SOLE		0	0	10,525
PHILLIPS 66	COM	718546104	2,118	15	SH		DFND	970	0	0	15
ALPHABET INC	CAP STK CL C	02079K107	2,751	15	SH		DFND	406	0	0	15
MILLERKNOLL INC	COM	600544100	742	28	SH		DFND	965	0	0	28
LIBERTY MEDIA CORP DEL	COM LBTY ONE S C	531229755	201,008	2,798	SH		SOLE		0	0	2,798
GXO LOGISTICS INCORPORATED	COMMON STOCK	36262G101	404	8	SH		DFND	903	0	0	8
ISHARES TR	CORE S&P500 ETF	464287200	24,078	44	SH		DFND	746	44	0	0
MONDELEZ INTL INC	CL A	609207105	145,800	2,228	SH		DFND	1	0	0	2,228
MACERICH CO	COM	554382101	4,649,775	301,151	SH		SOLE		0	0	301,151
INTERDIGITAL INC	COM	45867G101	1,049	9	SH		DFND	816	0	0	9
MASTERCARD INCORPORATED	CL A	57636Q104	5,294	12	SH		DFND	810	0	0	12
SPDR SER TR	PORTFOLIO S&P400	78464A847	25,137	490	SH		DFND	850	0	0	490
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,521	49	SH		DFND	246	0	0	49
ABBVIE INC	COM	00287Y109	858	5	SH		DFND	934	0	0	5
MAXIMUS INC	COM	577933104	2,914	34	SH		DFND	627	0	0	34
KOREA ELEC PWR CORP	SPONSORED ADR	500631106	77,437	10,922	SH		SOLE		0	0	10,922
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	40,238	1,515	SH		DFND	32	1,515	0	0
TEXTRON INC	COM	883203101	1,116	13	SH		DFND	737	0	0	13
TESLA INC	COM	88160R101	39,972	202	SH		DFND	791	202	0	0
META PLATFORMS INC	CL A	30303M102	2,017	4	SH		DFND	933	0	0	4
ISHARES TR	SELECT DIVID ETF	464287168	29,761	246	SH		DFND	682	246	0	0
TE CONNECTIVITY LTD	SHS	H84989104	10,831	72	SH		DFND	916	0	0	72
CENTURY CMNTYS INC	COM	156504300	512,106	6,271	SH		SOLE		9	0	6,262
ISHARES TR	CORE MSCI INTL	46435G326	62,227	948	SH		DFND	393	0	0	948
MICROSOFT CORP	COM	594918104	92,519	207	SH		DFND	153	0	0	207
SPROUTS FMRS MKT INC	COM	85208M102	753	9	SH		DFND	965	0	0	9
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	108,576	2,197	SH		DFND	255	0	0	2,197
MICRON TECHNOLOGY INC	COM	595112103	1,841	14	SH		DFND	600	0	0	14
GALLAGHER ARTHUR J & CO	COM	363576109	2,074	8	SH		DFND	695	0	0	8
KT CORP	SPONSORED ADR	48268K101	1,851,602	135,450	SH		SOLE		256	0	135,194
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	274,832	1,101	SH		DFND	52	0	0	1,101
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	22,097	426	SH		DFND	593	0	0	426
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	46,630	1,214	SH		DFND	743	0	0	1,214
AIRBNB INC	COM CL A	009066101	9,553	63	SH		DFND	916	0	0	63
NUCOR CORP	COM	670346105	1,423	9	SH		DFND	970	0	0	9
DIGITAL RLTY TR INC	COM	253868103	1,521	10	SH		DFND	816	0	0	10
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	79,659	1,368	SH		DFND	203	1,368	0	0
CORE & MAIN INC	CL A	21874C102	222,285	4,542	SH		SOLE		0	0	4,542
MODERNA INC	COM	60770K107	713	6	SH		DFND	665	0	0	6
EVEREST GROUP LTD	COM	G3223R108	762	2	SH		DFND	665	0	0	2
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	5,336,169	49,894	SH		SOLE		0	0	49,894
BRF SA	SPONSORED ADR	10552T107	272,185	66,876	SH		SOLE		0	0	66,876
ISHARES INC	CORE MSCI EMKT	46434G103	7,869	147	SH		DFND	219	147	0	0
FORD MTR CO DEL	COM	345370860	2,671	213	SH		DFND	965	0	0	213
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	39,239	794	SH		DFND	94	0	0	794
ONEWATER MARINE INC	CL A COM	68280L101	3,639	132	SH		DFND	791	132	0	0
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	68,741	1,932	SH		DFND	540	0	0	1,932
CUMMINS INC	COM	231021106	8,308	30	SH		DFND	792	30	0	0
FIRST TR SML CP CORE ALPHA F	COM SHS	33734Y109	378,697	4,186	SH		SOLE		0	0	4,186
WEC ENERGY GROUP INC	COM	92939U106	863	11	SH		DFND	969	0	0	11
LEAR CORP	COM NEW	521865204	685	6	SH		DFND	965	0	0	6
NETFLIX INC	COM	64110L106	107,981	160	SH		DFND	661	0	0	160
PALO ALTO NETWORKS INC	COM	697435105	5,085	15	SH		DFND	737	0	0	15
ISHARES TR	CORE S&P500 ETF	464287200	1,657,012	3,028	SH		DFND	643	0	0	3,028
MOODYS CORP	COM	615369105	10,944	26	SH		DFND	790	0	0	26
ADOBE INC	COM	00724F101	5,555	10	SH		DFND	515	0	0	10
SERVICENOW INC	COM	81762P102	1,573	2	SH		DFND	903	0	0	2
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	14,849	255	SH		DFND	149	0	0	255
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	73,298	274	SH		DFND	273	0	0	274
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,766	72	SH		DFND	50	0	0	72
VANGUARD INDEX FDS	SMALL CP ETF	922908751	89,178	409	SH		DFND	400	0	0	409
TOTALENERGIES SE	SPONSORED ADS	89151E109	38,141	572	SH		DFND	916	0	0	572
HOWMET AEROSPACE INC	COM	443201108	10,325	133	SH		DFND	616	0	0	133
COCA COLA CO	COM	191216100	8,338	131	SH		DFND	695	0	0	131
UBER TECHNOLOGIES INC	COM	90353T100	2,326	32	SH		DFND	969	0	0	32
GENUINE PARTS CO	COM	372460105	7,193	52	SH		DFND	792	52	0	0
EATON CORP PLC	SHS	G29183103	8,779	28	SH		DFND	266	0	0	28
DRIVEN BRANDS HLDGS INC	COM	26210V102	18,471	1,451	SH		DFND	661	0	0	1,451
AUTONATION INC	COM	05329W102	1,339,589	8,405	SH		SOLE		0	0	8,405
REGENERON PHARMACEUTICALS	COM	75886F107	2,102	2	SH		DFND	969	0	0	2
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	119,866	1,336	SH		DFND	692	1,336	0	0
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	32,448	558	SH		DFND	661	0	0	558
RTX CORPORATION	COM	75513E101	1,004	10	SH		DFND	903	0	0	10
STAG INDL INC	COM	85254J102	631,002	17,499	SH		SOLE		19	0	17,480
HOWMET AEROSPACE INC	COM	443201108	43,550	561	SH		DFND	916	0	0	561
ADVANCED MICRO DEVICES INC	COM	007903107	8,111	50	SH		DFND	695	0	0	50
GE AEROSPACE	COM NEW	369604301	10,492	66	SH		DFND	188	66	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	13,402	113	SH		DFND	85	0	0	113
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	65,976	2,118	SH		DFND	720	0	0	2,118
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	37,524	448	SH		DFND	161	0	0	448
WISDOMTREE TR	INTL LRGCAP DV	97717W794	54,575	1,076	SH		DFND	224	0	0	1,076
WEST PHARMACEUTICAL SVSC INC	COM	955306105	988	3	SH		DFND	600	0	0	3
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	4,494,892	47,915	SH		SOLE		0	0	47,915
ISHARES TR	MRGSTR MD CP GRW	464288307	406,500	6,000	SH		DFND	176	0	0	6,000
VIVID SEATS INC	COM CL A	92854T100	162,190	28,207	SH		SOLE		35	0	28,172
ISHARES INC	EM MKT SM-CP ETF	464286475	5,033,620	82,363	SH		SOLE		0	0	82,363
CRINETICS PHARMACEUTICALS IN	COM	22663K107	3,583	80	SH		DFND	790	0	0	80
ROBINHOOD MKTS INC	COM CL A	770700102	727	32	SH		DFND	965	0	0	32
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	80,412	1,034	SH		DFND	583	0	0	1,034
TOWNEBANK PORTSMOUTH VA	COM	89214P109	6,381	234	SH		DFND	792	234	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	768	20	SH		DFND	620	0	0	20
ISHARES INC	CORE MSCI EMKT	46434G103	51,389	960	SH		DFND	565	0	0	960
FMC CORP	COM NEW	302491303	1,899	33	SH		DFND	951	0	0	33
MOOG INC	CL A	615394202	837	5	SH		DFND	903	0	0	5
RIGETTI COMPUTING INC	COMMON STOCK	76655K103	39,740	37,140	SH		SOLE		0	0	37,140
DRAFTKINGS INC NEW	COM CL A	26142V105	2,014,440	52,775	SH		SOLE		0	0	52,775
PAN AMERN SILVER CORP	COM	697900108	457	23	SH		DFND	707	0	0	23
LINDE PLC	SHS	G54950103	7,460	17	SH		DFND	695	0	0	17
BOSTON SCIENTIFIC CORP	COM	101137107	3,851	50	SH		DFND	816	0	0	50
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	20,088	523	SH		DFND	148	0	0	523
J P MORGAN EXCHANGE TRADED F	BETABUILDERS USD	46641Q878	520,064	11,370	SH		SOLE		0	0	11,370
JACOBS SOLUTIONS INC	COM	46982L108	559	4	SH		DFND	695	0	0	4
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	19,183	240	SH		DFND	263	0	0	240
DANAHER CORPORATION	COM	235851102	2,748	11	SH		DFND	810	0	0	11
AMAZON COM INC	COM	023135106	3,865	20	SH		DFND	933	0	0	20
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	7,339	113	SH		DFND	349	0	0	113
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	6,251,440	120,521	SH		DFND	1	2,314	0	118,207
JAMES HARDIE INDS PLC	SPONSORED ADR	47030M106	35,072	1,112	SH		DFND	916	0	0	1,112
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,046,447	20,883	SH		DFND	91	0	0	20,883
APPLIED MATLS INC	COM	038222105	3,068	13	SH		DFND	810	0	0	13
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	218,362,279	3,710,489	SH		SOLE		0	0	3,710,489
NEXSTAR MEDIA GROUP INC	COMMON STOCK	65336K103	4,150	25	SH		DFND	980	0	0	25
NEWMONT CORP	COM	651639106	3,266	78	SH		DFND	965	0	0	78
HILLENBRAND INC	COM	431571108	1,561	39	SH		DFND	816	0	0	39
SPDR SER TR	COMP SOFTWARE	78464A599	330,636	2,188	SH		SOLE		0	0	2,188
JACOBS SOLUTIONS INC	COM	46982L108	30,177	216	SH		DFND	44	0	0	216
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	10,082	196	SH		DFND	504	0	0	196
ISHARES TR	NATIONAL MUN ETF	464288414	109,214	1,025	SH		DFND	152	0	0	1,025
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,767	46	SH		DFND	861	0	0	46
ISHARES TR	NATIONAL MUN ETF	464288414	1,472,628	13,821	SH		DFND	553	0	0	13,821
WELLS FARGO CO NEW	COM	949746101	3,385	57	SH		DFND	600	0	0	57
KRYSTAL BIOTECH INC	COM	501147102	551	3	SH		DFND	903	0	0	3
GOLDMAN SACHS GROUP INC	COM	38141G104	45,232	100	SH		DFND	661	0	0	100
MARSH & MCLENNAN COS INC	COM	571748102	36,876	175	SH		DFND	916	0	0	175
ARKO CORP	COM	041242108	721	115	SH		DFND	810	0	0	115
ELBIT SYS LTD	ORD	M3760D101	707	4	SH		DFND	189	4	0	0
NEXTERA ENERGY PARTNERS LP	COM UNIT PART IN	65341B106	17,358	628	SH		DFND	637	0	0	628
CASEYS GEN STORES INC	COM	147528103	30,525	80	SH		DFND	33	0	0	80
CAVA GROUP INC	COM	148929102	468,017	5,046	SH		SOLE		0	0	5,046
ATI INC	COM	01741R102	555	10	SH		DFND	903	0	0	10
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	11,209	322	SH		DFND	792	322	0	0
PROCTER AND GAMBLE CO	COM	742718109	3,628	22	SH		DFND	866	22	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,567	167	SH		DFND	423	0	0	167
EXXON MOBIL CORP	COM	30231G102	49,156	427	SH		DFND	792	427	0	0
HURON CONSULTING GROUP INC	COM	447462102	230,687	2,342	SH		SOLE		4	0	2,338
STITCH FIX INC	COM CL A	860897107	80,025	19,283	SH		SOLE		0	0	19,283
CHIPOTLE MEXICAN GRILL INC	COM	169656105	15,059,950	240,382	SH		SOLE		400	0	239,982
ISHARES INC	MSCI EMRG CHN	46434G764	109,579	1,851	SH		DFND	118	0	0	1,851
KENNEDY-WILSON HOLDINGS INC	COM	489398107	3,120	321	SH		DFND	790	0	0	321
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,398	89	SH		DFND	87	0	0	89
VANGUARD WORLD FD	INDUSTRIAL ETF	92204A603	3,970,484	16,880	SH		SOLE		0	0	16,880
APPLE INC	COM	037833100	7,750	25,000	SH	Put	SOLE		0	0	25,000
MOODYS CORP	COM	615369105	7,156	17	SH		DFND	736	0	0	17
BROOKDALE SR LIVING INC	COM	112463104	211,675	30,992	SH		SOLE		0	0	30,992
MARRIOTT INTL INC NEW	CL A	571903202	1,451	6	SH		DFND	816	0	0	6
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	5,770,574	534,312	SH		SOLE		1,511	0	532,801
NEWMARK GROUP INC	CL A	65158N102	342,194	33,450	SH		SOLE		20	0	33,430
THERMO FISHER SCIENTIFIC INC	COM	883556102	4,977	9	SH		DFND	980	0	0	9
SCORPIO TANKERS INC	SHS	Y7542C130	457,744	5,631	SH		SOLE		11	0	5,620
HAMILTON LANE INC	CL A	407497106	7,724,986	62,510	SH		SOLE		16	0	62,494
PALO ALTO NETWORKS INC	COM	697435105	2,034	6	SH		DFND	665	0	0	6
ISHARES INC	MSCI GBL GOLD MN	46434G855	212,210	7,686	SH		SOLE		0	0	7,686
AMERIPRISE FINL INC	COM	03076C106	11,107	26	SH		DFND	187	0	0	26
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	81,141	3,055	SH		DFND	383	0	0	3,055
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	57,316	954	SH		DFND	943	0	0	954
CLEARSIGN TECHNOLOGIES CORP	COM	185064102	222,147	266,268	SH		SOLE		0	0	266,268
PEPSICO INC	COM	713448108	24,740	150	SH		DFND	159	0	0	150
STARWOOD PPTY TR INC	COM	85571B105	606,091	32,001	SH		SOLE		356	0	31,645
VANGUARD INDEX FDS	SMALL CP ETF	922908751	9,648	44	SH		DFND	177	0	0	44
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	395,542	3,851	SH		SOLE		0	0	3,851
VERTEX PHARMACEUTICALS INC	COM	92532F100	1,406	3	SH		DFND	600	0	0	3
SELECT SECTOR SPDR TR	INDL	81369Y704	30,346	249	SH		DFND	944	0	0	249
CADENCE DESIGN SYSTEM INC	COM	127387108	923	3	SH		DFND	969	0	0	3
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	752,432	11,711	SH		DFND	481	0	0	11,711
SYSCO CORP	COM	871829107	2,284	32	SH		DFND	951	0	0	32
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	9,963	284	SH		DFND	423	0	0	284
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	107,576	2,800	SH		DFND	938	0	0	2,800
WISDOMTREE TR	US LARGECAP DIVD	97717W307	129,277	1,777	SH		DFND	520	0	0	1,777
ALPHABET INC	CAP STK CL C	02079K107	3,668	20	SH		DFND	262	0	0	20
ISHARES TR	CORE MSCI INTL	46435G326	116,708	1,778	SH		DFND	940	0	0	1,778
CLEARFIELD INC	COM	18482P103	3,355	87	SH		DFND	791	87	0	0
VISA INC	COM CL A	92826C839	6,824	26	SH		DFND	161	0	0	26
VICI PPTYS INC	COM	925652109	1,289	45	SH		DFND	736	0	0	45
CHEVRON CORP NEW	COM	166764100	15,798	101	SH		DFND	736	0	0	101
CATERPILLAR INC	COM	149123101	5,330	16	SH		DFND	965	0	0	16
DEERE & CO	COM	244199105	20,550	55	SH		DFND	284	55	0	0
GILDAN ACTIVEWEAR INC	COM	375916103	444,840	11,731	SH		SOLE		17	0	11,714
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	8,411,509	184,544	SH		SOLE		0	0	184,544
S&P GLOBAL INC	COM	78409V104	12,042	27	SH		DFND	736	0	0	27
AUTOHOME INC	SP ADS RP CL A	05278C107	4,227	154	SH		DFND	792	154	0	0
PENTAIR PLC	SHS	G7S00T104	1,610	21	SH		DFND	969	0	0	21
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,877	82	SH		DFND	107	0	0	82
BLACKSTONE INC	COM	09260D107	2,600	21	SH		DFND	264	0	0	21
LEAR CORP	COM NEW	521865204	457	4	SH		DFND	951	0	0	4
CISCO SYS INC	COM	17275R102	15,678	330	SH		DFND	792	330	0	0
RESOURCES CONNECTION INC	COM	76122Q105	42,570	3,856	SH		DFND	675	0	0	3,856
SANOFI	SPONSORED ADR	80105N105	1,650	34	SH		DFND	600	0	0	34
QUALCOMM INC	COM	747525103	6,175	31	SH		DFND	697	0	0	31
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	61,952	1,645	SH		DFND	331	0	0	1,645
SPDR SER TR	PORTFOLIO S&P400	78464A847	31,396	612	SH		DFND	660	0	0	612
MCKESSON CORP	COM	58155Q103	1,752	3	SH		DFND	969	0	0	3
BANK AMERICA CORP	COM	060505104	795,400	20,000	SH		DFND	168	0	0	20,000
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	366,442	1,468	SH		DFND	337	0	0	1,468
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	19,359	504	SH		DFND	605	0	0	504
TJX COS INC NEW	COM	872540109	44,040	400	SH		DFND	31	0	0	400
NEWS CORP NEW	CL A	65249B109	1,489	54	SH		DFND	816	0	0	54
EQUINOR ASA	SPONSORED ADR	29446M102	37,699	1,320	SH		DFND	675	0	0	1,320
SENTINELONE INC	CL A	81730H109	626,406	29,758	SH		SOLE		35	0	29,723
MSCI INC	COM	55354G100	1,927	4	SH		DFND	737	0	0	4
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	929,890	14,473	SH		DFND	540	0	0	14,473
ISHARES TR	CORE S&P500 ETF	464287200	558,722	1,021	SH		DFND	80	0	0	1,021
SPDR SER TR	PORTFOLIO SHORT	78464A474	147,282	4,959	SH		DFND	190	0	0	4,959
PULTE GROUP INC	COM	745867101	16,515	150	SH		DFND	280	0	0	150
BANCO SANTANDER S.A.	ADR	05964H105	708	153	SH		DFND	951	0	0	153
EXXON MOBIL CORP	COM	30231G102	27,053	235	SH		DFND	379	0	0	235
ALKERMES PLC	SHS	G01767105	506	21	SH		DFND	903	0	0	21
CONSTELLATION ENERGY CORP	COM	21037T109	1,602	8	SH		DFND	969	0	0	8
WALMART INC	COM	931142103	14,016	207	SH		DFND	188	207	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	122,864	2,395	SH		DFND	60	0	0	2,395
CSW INDUSTRIALS INC	COM	126402106	1,592	6	SH		DFND	816	0	0	6
GAP INC	COM	364760108	337,498	14,127	SH		SOLE		0	0	14,127
EQUINIX INC	COM	29444U700	3,783	5	SH		DFND	188	5	0	0
SIGNET JEWELERS LIMITED	SHS	G81276100	717	8	SH		DFND	951	0	0	8
SONY GROUP CORP	SPONSORED ADR	835699307	3,483	41	SH		DFND	493	0	0	41
BILIBILI INC	SPONS ADS REP Z	090040106	398,645	25,819	SH		SOLE		0	0	25,819
NOVANTA INC	COM	67000B104	7,014	43	SH		DFND	791	43	0	0
ECHOSTAR CORP	CL A	278768106	416,672	23,395	SH		SOLE		176	0	23,219
KNIGHT-SWIFT TRANSN HLDGS IN	CL A	499049104	699	14	SH		DFND	810	0	0	14
WINMARK CORP	COM	974250102	1,181,837	3,351	SH		SOLE		0	0	3,351
BANK AMERICA CORP	COM	060505104	35,833	901	SH		DFND	153	0	0	901
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	414,369	1,660	SH		DFND	413	0	0	1,660
ARCHER DANIELS MIDLAND CO	COM	039483102	151,125	2,500	SH		DFND	853	0	0	2,500
VAXCYTE INC	COM	92243G108	34,055	451	SH		DFND	675	0	0	451
ZSCALER INC	COM	98980G102	769	4	SH		DFND	697	0	0	4
GOODYEAR TIRE & RUBR CO	COM	382550101	804,248	70,859	SH		SOLE		43	0	70,816
PEPSICO INC	COM	713448108	6,597	40	SH		DFND	685	0	0	40
CATALENT INC	COM	148806102	1,125	20	SH		DFND	188	20	0	0
MARRIOTT INTL INC NEW	CL A	571903202	1,692	7	SH		DFND	695	0	0	7
JPMORGAN CHASE & CO.	COM	46625H100	3,236	16	SH		DFND	934	0	0	16
TJX COS INC NEW	COM	872540109	357,825	3,250	SH		DFND	675	0	0	3,250
SUNCOR ENERGY INC NEW	COM	867224107	762	20	SH		DFND	903	0	0	20
SPDR SER TR	PORTFOLIO S&P500	78464A854	16,768	262	SH		DFND	635	0	0	262
ISHARES TR	US INFRASTRUC	46435U713	31,506	748	SH		DFND	612	0	0	748
VENTAS INC	COM	92276F100	1,692	33	SH		DFND	816	0	0	33
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	87,208	326	SH		DFND	887	0	0	326
UNION PAC CORP	COM	907818108	7,467	33	SH		DFND	970	0	0	33
KRYSTAL BIOTECH INC	COM	501147102	6,978	38	SH		DFND	792	38	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	17,718	331	SH		DFND	21	0	0	331
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	37,727	472	SH		DFND	595	0	0	472
ISHARES INC	CORE MSCI EMKT	46434G103	6,959	130	SH		DFND	673	0	0	130
ISHARES TR	S&P MC 400GR ETF	464287606	2,820	32	SH		DFND	268	0	0	32
TEREX CORP NEW	COM	880779103	31,368	572	SH		DFND	661	0	0	572
ARK ETF TR	FINTECH INNOVA	00214Q708	84,973	3,050	SH		DFND	446	0	0	3,050
EQUITRANS MIDSTREAM CORP	COM	294600101	1,103	85	SH		DFND	697	0	0	85
EMERSON ELEC CO	COM	291011104	11,016	100	SH		DFND	570	0	0	100
WISDOMTREE TR	US LARGECAP DIVD	97717W307	158,886	2,184	SH		DFND	690	0	0	2,184
ALGONQUIN PWR UTILS CORP	COM	015857105	9,804	1,673	SH		DFND	916	0	0	1,673
WISDOMTREE TR	INTL LRGCAP DV	97717W794	14,861	293	SH		DFND	85	0	0	293
HUNT J B TRANS SVCS INC	COM	445658107	72,000	450	SH		DFND	983	0	0	450
CONFLUENT INC	CLASS A COM	20717M103	1,756	1,300	SH	Put	SOLE		0	0	1,300
DIGITAL RLTY TR INC	COM	253868103	3,497	23	SH		DFND	736	0	0	23
FIRST MERCHANTS CORP	COM	320817109	22,937	689	SH		DFND	675	0	0	689
ROBERT HALF INC.	COM	770323103	1,344	21	SH		DFND	737	0	0	21
NETFLIX INC	COM	64110L106	10,798	16	SH		DFND	695	0	0	16
SPDR SER TR	PORTFOLIO S&P500	78464A854	93,376	1,459	SH		DFND	776	0	0	1,459
AMETEK INC	COM	031100100	3,903,430	23,414	SH		SOLE		38	0	23,376
ISHARES TR	CORE S&P500 ETF	464287200	21,342	39	SH		DFND	65	0	0	39
BIOHAVEN LTD	COM	G1110E107	3,402	98	SH		DFND	791	98	0	0
KE HLDGS INC	SPONSORED ADS	482497104	708	50	SH		DFND	810	0	0	50
CENCORA INC	COM	03073E105	9,237	41	SH		DFND	791	41	0	0
FRANCO NEV CORP	COM	351858105	2,252	19	SH		DFND	816	0	0	19
ISHARES TR	RUS 1000 VAL ETF	464287598	103,461	593	SH		DFND	643	0	0	593
SPDR SER TR	PORTFOLIO S&P500	78464A854	16,320	255	SH		DFND	131	0	0	255
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,506	25	SH		DFND	969	0	0	25
CVS HEALTH CORP	COM	126650100	4,961	84	SH		DFND	374	0	0	84
QIFU TECHNOLOGY INC	AMERICAN DEP	88557W101	533,322	27,031	SH		SOLE		36	0	26,995
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	5,116	64	SH		DFND	765	0	0	64
DOMINION ENERGY INC	COM	25746U109	2,646	54	SH		DFND	790	0	0	54
SALESFORCE INC	COM	79466L302	12,598	49	SH		DFND	737	0	0	49
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,689	26	SH		DFND	638	0	0	26
MANULIFE FINL CORP	COM	56501R106	35,192	1,322	SH		DFND	916	0	0	1,322
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	253,374	3,025	SH		DFND	375	0	0	3,025
IRON MTN INC DEL	COM	46284V101	3,137	35	SH		DFND	965	0	0	35
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	48,274	670	SH		DFND	776	0	0	670
AT&T INC	COM	00206R102	1,892	99	SH		DFND	600	0	0	99
HARTFORD FINL SVCS GROUP INC	COM	416515104	1,508	15	SH		DFND	737	0	0	15
FORTINET INC	COM	34959E109	1,205	20	SH		DFND	737	0	0	20
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	51,261	612	SH		DFND	789	0	0	612
ALCOA CORP	COM	013872106	37,353	939	SH		DFND	675	0	0	939
PAYCHEX INC	COM	704326107	12,935,442	109,105	SH		SOLE		81	0	109,024
SOUTHERN CO	COM	842587107	50,421	650	SH		DFND	257	0	0	650
SOUTHWESTERN ENERGY CO	COM	845467109	510,545	75,861	SH		SOLE		687	0	75,174
WATERS CORP	COM	941848103	2,031	7	SH		DFND	970	0	0	7
SANOFI	SPONSORED ADR	80105N105	17,128	353	SH		DFND	480	0	0	353
APPLE INC	COM	037833100	78,351	372	SH		DFND	713	372	0	0
UTZ BRANDS INC	COM CL A	918090101	8,270	497	SH		DFND	792	497	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	33,466	954	SH		DFND	660	0	0	954
PROCTER AND GAMBLE CO	COM	742718109	23,089	140	SH		DFND	188	140	0	0
S&P GLOBAL INC	COM	78409V104	6,244	14	SH		DFND	493	0	0	14
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	144	2	SH		DFND	846	0	0	2
APPLIED MATLS INC	COM	038222105	54,986	233	SH		DFND	69	0	0	233
ECHOSTAR CORP	CL A	278768106	2,084	117	SH		DFND	737	0	0	117
ARBUTUS BIOPHARMA CORP	COM	03879J100	134,449	43,511	SH		SOLE		0	0	43,511
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	74,826	834	SH		DFND	433	0	0	834
CROWN CASTLE INC	COM	22822V101	7,806,747	79,905	SH		SOLE		268	0	79,637
LAM RESEARCH CORP	COM	512807108	2,130	2	SH		DFND	816	0	0	2
CGI INC	CL A SUB VTG	12532H104	1,198	12	SH		DFND	665	0	0	12
ISHARES TR	MSCI EMG MKT ETF	464287234	2,172	51	SH		DFND	414	0	0	51
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,258	83	SH		DFND	785	83	0	0
CATERPILLAR INC	COM	149123101	83,941	252	SH		DFND	149	0	0	252
ISHARES TR	CORE S&P500 ETF	464287200	26,814	49	SH		DFND	752	49	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	16,810	566	SH		DFND	25	0	0	566
ISHARES TR	CORE MSCI INTL	46435G326	59,929	913	SH		DFND	392	0	0	913
VISA INC	COM CL A	92826C839	138,590,689	528,025	SH		SOLE		1,099	0	526,926
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	2,649,576	32,598	SH		SOLE		0	0	32,598
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,869	139	SH		DFND	788	139	0	0
PAYCHEX INC	COM	704326107	1,186	10	SH		DFND	665	0	0	10
MEDICAL PPTYS TRUST INC	COM	58463J304	13,348	3,097	SH		DFND	661	0	0	3,097
AMDOCS LTD	SHS	G02602103	474	6	SH		DFND	903	0	0	6
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	178,678	2,974	SH		DFND	237	0	0	2,974
ALLETE INC	COM NEW	018522300	26,561	426	SH		DFND	675	0	0	426
TELEFONICA S A	SPONSORED ADR	879382208	1,878	446	SH		DFND	790	0	0	446
WISDOMTREE TR	US MIDCAP DIVID	97717W505	8,419	180	SH		DFND	269	0	0	180
PUTNAM PREMIER INCOME TR	SH BEN INT	746853100	300,244	83,867	SH		SOLE		0	0	83,867
ISHARES TR	CORE US AGGBD ET	464287226	346,540	3,570	SH		DFND	203	3,570	0	0
ALLIANCE RESOURCE PARTNERS L	UT LTD PART	01877R108	1,763,548	72,099	SH		SOLE		0	0	72,099
POSCO HOLDINGS INC	SPONSORED ADR	693483109	526	8	SH		DFND	951	0	0	8
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	331,461	5,517	SH		DFND	687	0	0	5,517
RTX CORPORATION	COM	75513E101	30,692	306	SH		DFND	374	0	0	306
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	199,169	5,184	SH		DFND	653	0	0	5,184
ISHARES TR	CORE S&P500 ETF	464287200	1,171,072	2,140	SH		DFND	547	0	0	2,140
FRONTIER GROUP HLDGS INC	COM	35909R108	1,612	327	SH		DFND	737	0	0	327
VISTRA CORP	COM	92840M102	17,196	200	SH		DFND	321	0	0	200
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	100,965	2,043	SH		DFND	608	0	0	2,043
INSULET CORP	COM	45784P101	1,211	6	SH		DFND	970	0	0	6
APOLLO GLOBAL MGMT INC	COM	03769M106	4,540,941	38,460	SH		SOLE		757	0	37,703
WARNER BROS DISCOVERY INC	COM SER A	934423104	521	70	SH		DFND	713	70	0	0
ORACLE CORP	COM	68389X105	90,509	641	SH		DFND	661	0	0	641
ALTRIA GROUP INC	COM	02209S103	2,278	50	SH		DFND	406	0	0	50
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	462,670	9,362	SH		DFND	759	0	0	9,362
ISHARES TR	CORE S&P MCP ETF	464287507	1,090,813	18,640	SH		DFND	1	0	0	18,640
MERCK & CO INC	COM	58933Y105	12,999	105	SH		DFND	29	0	0	105
SFL CORPORATION LTD	SHS	G7738W106	807,039	58,144	SH		SOLE		0	0	58,144
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	22,783	272	SH		DFND	221	272	0	0
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	2,559,207	45,056	SH		SOLE		28	0	45,028
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	17,169	331	SH		DFND	589	0	0	331
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	20,026	754	SH		DFND	398	0	0	754
PDD HOLDINGS INC	SPONSORED ADS	722304102	9,572	72	SH		DFND	791	72	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	12,321	171	SH		DFND	654	0	0	171
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,212	43	SH		DFND	673	0	0	43
SANOFI	SPONSORED ADR	80105N105	11,257	232	SH		DFND	792	232	0	0
NASDAQ INC	COM	631103108	33	1	SH		DFND	290	0	0	1
AT&T INC	COM	00206R102	191	10	SH		DFND	474	0	0	10
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	183,970	737	SH		DFND	17	0	0	737
WILLIAMS COS INC	COM	969457100	1,105	26	SH		DFND	713	26	0	0
EXPEDIA GROUP INC	COM NEW	30212P303	3,528	28	SH		DFND	866	28	0	0
ULTA BEAUTY INC	COM	90384S303	772	2	SH		DFND	810	0	0	2
ATMOS ENERGY CORP	COM	049560105	1,866	16	SH		DFND	736	0	0	16
NEWS CORP NEW	CL A	65249B109	1,251,982	45,411	SH		SOLE		683	0	44,728
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,123	5	SH		DFND	493	0	0	5
JPMORGAN CHASE & CO.	COM	46625H100	6,270	31	SH		DFND	703	0	0	31
LANCASTER COLONY CORP	COM	513847103	1,134	6	SH		DFND	810	0	0	6
TEGNA INC	COM	87901J105	488	35	SH		DFND	903	0	0	35
FIRSTCASH HOLDINGS INC	COM	33768G107	4,720	45	SH		DFND	406	0	0	45
YUM BRANDS INC	COM	988498101	2,119	16	SH		DFND	737	0	0	16
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,948	25	SH		DFND	970	0	0	25
SOCIEDAD QUIMICA Y MINERA DE	SPON ADR SER B	833635105	444,482	10,908	SH		SOLE		98	0	10,810
BOSTON PROPERTIES INC	COM	101121101	1,785	29	SH		DFND	697	0	0	29
ISHARES TR	CORE S&P500 ETF	464287200	14,228	26	SH		DFND	451	0	0	26
S&P GLOBAL INC	COM	78409V104	6,244	14	SH		DFND	737	0	0	14
SALLY BEAUTY HLDGS INC	COM	79546E104	461	43	SH		DFND	951	0	0	43
WEC ENERGY GROUP INC	COM	92939U106	14,201	181	SH		DFND	627	0	0	181
SHERWIN WILLIAMS CO	COM	824348106	1,492	5	SH		DFND	810	0	0	5
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	79,683	2,074	SH		DFND	344	0	0	2,074
LAS VEGAS SANDS CORP	COM	517834107	1,637	37	SH		DFND	951	0	0	37
SPDR SER TR	RUSSELL YIELD	78468R770	17,739	171	SH		DFND	723	0	0	171
MICROSOFT CORP	COM	594918104	60,785	136	SH		DFND	627	0	0	136
SPDR SER TR	PORTFOLIO S&P400	78464A847	17,750	346	SH		DFND	215	0	0	346
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	15,582	58	SH		DFND	339	0	0	58
TETRA TECH INC NEW	COM	88162G103	3,672,793	17,962	SH		SOLE		3	0	17,959
VICI PPTYS INC	COM	925652109	1,718	60	SH		DFND	810	0	0	60
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	6,607	172	SH		DFND	299	0	0	172
TARGET CORP	COM	87612E106	5,181	35	SH		DFND	259	0	0	35
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,613	96	SH		DFND	831	0	0	96
GSK PLC	SPONSORED ADR	37733W204	40,887	1,062	SH		DFND	916	0	0	1,062
GUIDEWIRE SOFTWARE INC	COM	40171V100	20,959	152	SH		DFND	661	0	0	152
BANK AMERICA CORP	COM	060505104	239	6	SH		DFND	416	0	0	6
EATON CORP PLC	SHS	G29183103	36,685	117	SH		DFND	405	0	0	117
TARGET CORP	COM	87612E106	5,181	35	SH		DFND	263	0	0	35
KB HOME	COM	48666K109	26,318	375	SH		DFND	661	0	0	375
SPDR SER TR	PORTFOLIO INTRMD	78464A375	29,597	909	SH		DFND	325	0	0	909
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	39,859	149	SH		DFND	290	0	0	149
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	23,225	653	SH		DFND	338	0	0	653
SPDR SER TR	PORTFOLIO SHORT	78464A474	43,362	1,460	SH		DFND	362	0	0	1,460
MORGAN STANLEY	COM NEW	617446448	3,207	33	SH		DFND	713	33	0	0
APOLLO GLOBAL MGMT INC	COM	03769M106	10,390	88	SH		DFND	792	88	0	0
ISHARES TR	CORE S&P500 ETF	464287200	88,104	161	SH		DFND	871	0	0	161
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,825	250	SH		DFND	138	0	0	250
PIMCO CALIF MUN INCOME FD II	COM	72200M108	93,233	15,937	SH		SOLE		0	0	15,937
WALMART INC	COM	931142103	29,454	435	SH		DFND	806	0	0	435
ISHARES TR	CHINA LG-CAP ETF	464287184	253,595	9,757	SH		SOLE		0	0	9,757
EURONET WORLDWIDE INC	COM	298736109	414	4	SH		DFND	951	0	0	4
ENEL CHILE S.A.	SPONSORED ADR	29278D105	2,862	1,022	SH		DFND	965	0	0	1,022
CARRIER GLOBAL CORPORATION	COM	14448C104	63,080	1,000	SH		DFND	853	0	0	1,000
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	98,832	1,645	SH		DFND	176	0	0	1,645
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	8,796	229	SH		DFND	321	0	0	229
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	40,680	100	SH		DFND	748	0	0	100
TALOS ENERGY INC	COM	87484T108	559	46	SH		DFND	903	0	0	46
WALMART INC	COM	931142103	24,579	363	SH		DFND	400	0	0	363
LPL FINL HLDGS INC	COM	50212V100	5,865	21	SH		DFND	791	21	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,257	44	SH		DFND	23	0	0	44
ISHARES INC	CORE MSCI EMKT	46434G103	2,944	55	SH		DFND	264	0	0	55
EOG RES INC	COM	26875P101	1,762	14	SH		DFND	600	0	0	14
VERTEX PHARMACEUTICALS INC	COM	92532F100	469	1	SH		DFND	951	0	0	1
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	5,008	86	SH		DFND	84	0	0	86
ISHARES INC	CORE MSCI EMKT	46434G103	80,616	1,506	SH		DFND	595	0	0	1,506
SCHWAB STRATEGIC TR	US REIT ETF	808524847	40,240	2,015	SH		DFND	530	0	0	2,015
APPLE INC	COM	037833100	9,387	14,900	SH	Put	SOLE		0	0	14,900
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	10,856	121	SH		DFND	402	0	0	121
KT CORP	SPONSORED ADR	48268K101	3,144	230	SH		DFND	665	0	0	230
KEURIG DR PEPPER INC	COM	49271V100	2,739	82	SH		DFND	790	0	0	82
ISHARES TR	CORE US AGGBD ET	464287226	146,090	1,505	SH		DFND	264	0	0	1,505
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	345,677	6,720	SH		DFND	256	0	0	6,720
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	2,466	59	SH		DFND	481	0	0	59
SPDR SER TR	PORTFOLIO S&P400	78464A847	13,184	257	SH		DFND	636	0	0	257
CHART INDS INC	COM	16115Q308	5,485	38	SH		DFND	791	38	0	0
WABTEC	COM	929740108	790	5	SH		DFND	695	0	0	5
CAMPING WORLD HLDGS INC	CL A	13462K109	20,771	1,163	SH		DFND	675	0	0	1,163
SPDR SER TR	PORTFOLIO INTRMD	78464A375	24,778	761	SH		DFND	390	0	0	761
ISHARES TR	CORE S&P500 ETF	464287200	282,371	516	SH		DFND	595	0	0	516
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	10,442	203	SH		DFND	778	0	0	203
WEBSTER FINL CORP	COM	947890109	18,003	413	SH		DFND	675	0	0	413
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	198,202	5,650	SH		DFND	822	0	0	5,650
NEWMARKET CORP	COM	651587107	516	1	SH		DFND	713	1	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	10,015	139	SH		DFND	108	0	0	139
NETAPP INC	COM	64110D104	2,752,526	21,371	SH		SOLE		58	0	21,313
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	91,674	1,855	SH		DFND	515	0	0	1,855
LUMEN TECHNOLOGIES INC	COM	550241103	322,350	293,045	SH		SOLE		0	0	293,045
OTIS WORLDWIDE CORP	COM	68902V107	2,310	24	SH		DFND	697	0	0	24
YUM BRANDS INC	COM	988498101	927	7	SH		DFND	713	7	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	307	8	SH		DFND	474	0	0	8
SCHWAB STRATEGIC TR	US REIT ETF	808524847	46,430	2,325	SH		DFND	729	2,325	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,535	66	SH		DFND	410	0	0	66
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	78	1	SH		DFND	695	0	0	1
STANLEY BLACK & DECKER INC	COM	854502101	879	11	SH		DFND	600	0	0	11
FRANKLIN ELEC INC	COM	353514102	1,637	17	SH		DFND	816	0	0	17
LINDE PLC	SHS	G54950103	4,827	11	SH		DFND	665	0	0	11
CHUBB LIMITED	COM	H1467J104	765	3	SH		DFND	965	0	0	3
DOLLAR TREE INC	COM	256746108	1,815	17	SH		DFND	188	17	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	41,645	578	SH		DFND	941	0	0	578
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	312,271	7,136	SH		DFND	527	0	0	7,136
ING GROEP N.V.	SPONSORED ADR	456837103	3,495,721	203,951	SH		SOLE		160	0	203,791
PEPSICO INC	COM	713448108	330	2	SH		DFND	266	0	0	2
NOVO-NORDISK A S	ADR	670100205	13,418	94	SH		DFND	665	0	0	94
TESLA INC	COM	88160R101	5,343	27	SH		DFND	600	0	0	27
SOUTHWESTERN ENERGY CO	COM	845467109	626	93	SH		DFND	697	0	0	93
HAWAIIAN ELEC INDUSTRIES	COM	419870100	514	57	SH		DFND	713	57	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	214,788	3,343	SH		DFND	637	0	0	3,343
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	74,175	1,627	SH		DFND	601	0	0	1,627
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	23,667,641	583,378	SH		SOLE		0	0	583,378
AUTODESK INC	COM	052769106	1,980	8	SH		DFND	970	0	0	8
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	93,732	2,488	SH		DFND	339	0	0	2,488
SPDR SER TR	PORTFOLIO S&P500	78464A854	15,744	246	SH		DFND	788	246	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	12,471	139	SH		DFND	420	139	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	87,721	1,775	SH		DFND	887	0	0	1,775
CARPENTER TECHNOLOGY CORP	COM	144285103	1,425	13	SH		DFND	816	0	0	13
SPDR SER TR	PORTFOLIO SHORT	78464A474	22,156	746	SH		DFND	578	0	0	746
ISHARES TR	3 7 YR TREAS BD	464288661	1,963	17	SH		DFND	40	0	0	17
GRUPO AEROPUERTO DEL PACIFIC	SPON ADR B	400506101	347,367	2,230	SH		SOLE		0	0	2,230
DISNEY WALT CO	COM	254687106	714,689	7,198	SH		DFND	1	0	0	7,198
FLEX LTD	ORD	Y2573F102	4,123,056	139,812	SH		SOLE		89	0	139,723
AEMETIS INC	COM NEW	00770K202	39,916	13,261	SH		SOLE		0	0	13,261
UMB FINL CORP	COM	902788108	7,591	91	SH		DFND	374	0	0	91
ISHARES TR	SHRT NAT MUN ETF	464288158	52,798	505	SH		DFND	355	505	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	20,089	345	SH		DFND	154	0	0	345
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	73,977	1,347	SH		DFND	679	0	0	1,347
ISHARES INC	CORE MSCI EMKT	46434G103	292,595	5,466	SH		DFND	439	0	0	5,466
ISHARES TR	SELECT DIVID ETF	464287168	29,243	242	SH		DFND	651	0	0	242
EVERGY INC	COM	30034W106	21,718	410	SH		DFND	675	0	0	410
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	68,375	500	SH		DFND	548	0	0	500
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	23,776	619	SH		DFND	567	0	0	619
ENBRIDGE INC	COM	29250N105	5,089	143	SH		DFND	627	0	0	143
DYCOM INDS INC	COM	267475101	6,919	41	SH		DFND	791	41	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	79,310	1,546	SH		DFND	198	0	0	1,546
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	2,106	27	SH		DFND	955	0	0	27
URBAN OUTFITTERS INC	COM	917047102	891,360	21,714	SH		SOLE		73	0	21,641
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,926	23	SH		DFND	468	23	0	0
ENPRO INC	COM	29355X107	1,165	8	SH		DFND	816	0	0	8
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	21,992	445	SH		DFND	327	445	0	0
ISHARES TR	CORE S&P500 ETF	464287200	42,137	77	SH		DFND	267	0	0	77
AEGON LTD	AMER REG 1 CERT	0076CA104	1,171	191	SH		DFND	189	191	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	8,583	289	SH		DFND	126	0	0	289
INTUIT	COM	461202103	8,544	13	SH		DFND	969	0	0	13
SOLVENTUM CORP	COM SHS	83444M101	53	1	SH		DFND	737	0	0	1
CEMEX SAB DE CV	SPON ADR NEW	151290889	1,109,241	173,590	SH		SOLE		712	0	172,878
SPDR SER TR	PORTFOLIO S&P400	78464A847	13,646	266	SH		DFND	110	0	0	266
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	622	4	SH		DFND	713	4	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	74,067	1,028	SH		DFND	933	0	0	1,028
PROCTER AND GAMBLE CO	COM	742718109	23,419	142	SH		DFND	806	0	0	142
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	3,184	121	SH		DFND	791	121	0	0
NEWMONT CORP	COM	651639106	1,591	38	SH		DFND	737	0	0	38
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	10,957	213	SH		DFND	575	0	0	213
ISHARES TR	3 7 YR TREAS BD	464288661	1,848	16	SH		DFND	179	0	0	16
NIKE INC	CL B	654106103	2,864	38	SH		DFND	188	38	0	0
EXXON MOBIL CORP	COM	30231G102	50,895	442	SH		DFND	955	0	0	442
ENPHASE ENERGY INC	COM	29355A107	1,045,746	10,488	SH		SOLE		3	0	10,485
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	10,638	127	SH		DFND	295	0	0	127
MCKESSON CORP	COM	58155Q103	64,244	110	SH		DFND	616	0	0	110
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	12,867	335	SH		DFND	118	0	0	335
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	65,151	261	SH		DFND	398	0	0	261
LULULEMON ATHLETICA INC	COM	550021109	299	1	SH		DFND	600	0	0	1
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	263,100	7,500	SH		DFND	394	0	0	7,500
CONOCOPHILLIPS	COM	20825C104	33,286	291	SH		DFND	952	0	0	291
SPDR SER TR	PORTFOLIO S&P500	78464A854	28,352	443	SH		DFND	247	0	0	443
ISHARES TR	CORE US AGGBD ET	464287226	176,570	1,819	SH		DFND	134	1,819	0	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,133	50	SH		DFND	697	0	0	50
L3HARRIS TECHNOLOGIES INC	COM	502431109	2,920	13	SH		DFND	951	0	0	13
ELI LILLY & CO	COM	532457108	5,432	6	SH		DFND	493	0	0	6
MATSON INC	COM	57686G105	2,226	17	SH		DFND	951	0	0	17
CIVITAS RESOURCES INC	COM NEW	17888H103	1,587	23	SH		DFND	810	0	0	23
ABBVIE INC	COM	00287Y109	71,352	416	SH		DFND	142	0	0	416
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	18,056	278	SH		DFND	681	0	0	278
QUANTA SVCS INC	COM	74762E102	2,287	9	SH		DFND	970	0	0	9
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,342	87	SH		DFND	750	87	0	0
ENSIGN GROUP INC	COM	29358P101	1,732	14	SH		DFND	810	0	0	14
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	30,527	470	SH		DFND	685	0	0	470
GENTEX CORP	COM	371901109	2,028,088	60,163	SH		SOLE		1,309	0	58,854
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	197,255	5,623	SH		DFND	190	0	0	5,623
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,891	84	SH		DFND	161	0	0	84
SPDR S&P 500 ETF TR	TR UNIT	78462F103	96,127	177	SH		DFND	646	0	0	177
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	13,428	168	SH		DFND	535	0	0	168
ISHARES TR	MRNING SM CP ETF	464288703	237,812	4,107	SH		SOLE		0	0	4,107
WYNDHAM HOTELS & RESORTS INC	COM	98311A105	740	10	SH		DFND	969	0	0	10
ORACLE CORP	COM	68389X105	84,720	600	SH		DFND	616	0	0	600
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	72,674	1,678	SH		DFND	145	1,678	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	25,602	1,282	SH		DFND	35	0	0	1,282
MICROSOFT CORP	COM	594918104	137,214	307	SH		DFND	970	0	0	307
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,541	147	SH		DFND	129	147	0	0
PAYCOM SOFTWARE INC	COM	70432V102	1,573	11	SH		DFND	816	0	0	11
BANK NOVA SCOTIA HALIFAX	COM	064149107	29,352	642	SH		DFND	1	0	0	642
SEI INVTS CO	COM	784117103	1,294	20	SH		DFND	737	0	0	20
ELECTRONIC ARTS INC	COM	285512109	1,254	9	SH		DFND	816	0	0	9
M & T BK CORP	COM	55261F104	1,816	12	SH		DFND	816	0	0	12
MARRIOTT INTL INC NEW	CL A	571903202	22,031,080	91,124	SH		SOLE		91	0	91,033
MOLINA HEALTHCARE INC	COM	60855R100	28,541	96	SH		DFND	675	0	0	96
HILTON WORLDWIDE HLDGS INC	COM	43300A203	11,783	54	SH		DFND	791	54	0	0
LENNAR CORP	CL A	526057104	749	5	SH		DFND	695	0	0	5
ALPS ETF TR	OSHARES US QUALT	00162Q387	255,114	5,141	SH		SOLE		0	0	5,141
ARAMARK	COM	03852U106	1,361	40	SH		DFND	737	0	0	40
MCDONALDS CORP	COM	580135101	1,529	6	SH		DFND	951	0	0	6
ROLLINS INC	COM	775711104	1,415	29	SH		DFND	737	0	0	29
HANOVER INS GROUP INC	COM	410867105	1,254	10	SH		DFND	737	0	0	10
UGI CORP NEW	COM	902681105	1,008	44	SH		DFND	970	0	0	44
QIAGEN NV	SHS NEW	N72482149	29,831	726	SH		DFND	916	0	0	726
TOTALENERGIES SE	SPONSORED ADS	89151E109	1,200	18	SH		DFND	903	0	0	18
CADENCE DESIGN SYSTEM INC	COM	127387108	9,540	31	SH		DFND	792	31	0	0
INTEL CORP	COM	458140100	3,345	108	SH		DFND	415	0	0	108
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	52,099	622	SH		DFND	153	0	0	622
MICROSOFT CORP	COM	594918104	67,043	150	SH		DFND	816	0	0	150
CATERPILLAR INC	COM	149123101	2,332	7	SH		DFND	695	0	0	7
FERRARI N V	COM	N3167Y103	408	1	SH		DFND	493	0	0	1
KRAFT HEINZ CO	COM	500754106	1,450	45	SH		DFND	695	0	0	45
WISDOMTREE TR	US LARGECAP DIVD	97717W307	60,237	828	SH		DFND	374	0	0	828
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	17,630	459	SH		DFND	534	0	0	459
CHORD ENERGY CORPORATION	COM NEW	674215207	2,391,627	14,263	SH		SOLE		19	0	14,244
PEPSICO INC	COM	713448108	825	5	SH		DFND	933	0	0	5
T-MOBILE US INC	COM	872590104	18,147	103	SH		DFND	916	0	0	103
VANGUARD SCOTTSDALE FDS	TOTAL CORP BND	92206C573	536,424	7,086	SH		SOLE		0	0	7,086
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	9,261	264	SH		DFND	4	0	0	264
KB FINL GROUP INC	SPONSORED ADR	48241A105	2,604	46	SH		DFND	665	0	0	46
WEATHERFORD INTL PLC	ORD SHS	G48833118	1,714	14	SH		DFND	810	0	0	14
DEXCOM INC	COM	252131107	794	7	SH		DFND	969	0	0	7
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	76,551	1,993	SH		DFND	546	0	0	1,993
EQUINIX INC	COM	29444U700	4,921,464	6,505	SH		SOLE		29	0	6,476
JOHNSON & JOHNSON	COM	478160104	3,216	22	SH		DFND	816	0	0	22
KKR & CO INC	COM	48251W104	2,105	20	SH		DFND	810	0	0	20
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	53,360	307	SH		DFND	790	0	0	307
MSCI INC	COM	55354G100	3,854	8	SH		DFND	134	8	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	3,114	7	SH		DFND	810	0	0	7
PALO ALTO NETWORKS INC	COM	697435105	76,277	225	SH		DFND	29	0	0	225
J P MORGAN EXCHANGE TRADED F	MKT EXPN ENHNCD	46641Q118	561,970	9,922	SH		SOLE		0	0	9,922
ELEVANCE HEALTH INC	COM	036752103	9,753	18	SH		DFND	627	0	0	18
META PLATFORMS INC	CL A	30303M102	17,648	35	SH		DFND	810	0	0	35
HONEYWELL INTL INC	COM	438516106	7,047	33	SH		DFND	820	0	0	33
LXP INDUSTRIAL TRUST	COM	529043101	85,728	9,400	SH		DFND	828	9,400	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	19,399	168	SH		DFND	61	0	0	168
ARCOSA INC	COM	039653100	1,335	16	SH		DFND	737	0	0	16
ABBVIE INC	COM	00287Y109	101,025	589	SH		DFND	374	0	0	589
ENERGY RECOVERY INC	COM	29270J100	321,980	24,227	SH		SOLE		78	0	24,149
CAPITAL GROUP CORE EQUITY ET	SHS CREATION UNI	14020V108	656,594	20,360	SH		SOLE		0	0	20,360
ITRON INC	COM	465741106	43,048	435	SH		DFND	661	0	0	435
PENSKE AUTOMOTIVE GRP INC	COM	70959W103	287,227	1,927	SH		SOLE		0	0	1,927
ELBIT SYS LTD	ORD	M3760D101	439,349	2,487	SH		SOLE		0	0	2,487
SALESFORCE INC	COM	79466L302	54,412,836	211,641	SH		SOLE		185	0	211,456
KADANT INC	COM	48282T104	12,339	42	SH		DFND	790	0	0	42
PNC FINL SVCS GROUP INC	COM	693475105	10,422,415	67,034	SH		SOLE		51	0	66,983
AGNICO EAGLE MINES LTD	COM	008474108	1,814,213	27,740	SH		SOLE		0	0	27,740
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	132,988	3,791	SH		DFND	198	0	0	3,791
SPDR S&P 500 ETF TR	TR UNIT	78462F103	118,096	217	SH		DFND	486	0	0	217
EXPEDIA GROUP INC	COM NEW	30212P303	1,638	13	SH		DFND	188	13	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	333,599	6,232	SH		DFND	102	0	0	6,232
ISHARES TR	CORE S&P500 ETF	464287200	1,349,469	2,466	SH		DFND	641	0	0	2,466
WALMART INC	COM	931142103	272,804	4,029	SH		DFND	220	0	0	4,029
BALL CORP	COM	058498106	9,003	150	SH		DFND	80	0	0	150
CHORD ENERGY CORPORATION	COM NEW	674215207	335	2	SH		DFND	903	0	0	2
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	231,148	926	SH		DFND	507	0	0	926
XPO INC	COM	983793100	572,679	5,395	SH		SOLE		0	0	5,395
PULTE GROUP INC	COM	745867101	1,211	11	SH		DFND	810	0	0	11
ISHARES TR	CORE S&P MCP ETF	464287507	65,250	1,115	SH		DFND	806	0	0	1,115
SKYWORKS SOLUTIONS INC	COM	83088M102	30,162	283	SH		DFND	153	0	0	283
MONDELEZ INTL INC	CL A	609207105	65	1	SH		DFND	416	0	0	1
EATON CORP PLC	SHS	G29183103	10,974	35	SH		DFND	797	0	0	35
ITEOS THERAPEUTICS INC	COM	46565G104	16,695	1,125	SH		DFND	661	0	0	1,125
GLOBAL X FDS	DATA CTR & DIGIT	37954Y236	144,817	9,616	SH		DFND	445	0	0	9,616
HILTON GRAND VACATIONS INC	COM	43283X105	566	14	SH		DFND	810	0	0	14
BUCKLE INC	COM	118440106	612,613	16,584	SH		SOLE		36	0	16,548
FABRINET	SHS	G3323L100	2,203	9	SH		DFND	810	0	0	9
ISHARES INC	CORE MSCI EMKT	46434G103	1,766	33	SH		DFND	244	0	0	33
PROCTER AND GAMBLE CO	COM	742718109	96,478	585	SH		DFND	122	0	0	585
SYSCO CORP	COM	871829107	2,713	38	SH		DFND	268	0	0	38
ARISTA NETWORKS INC	COM	040413106	2,453	7	SH		DFND	697	0	0	7
BROADCOM INC	COM	11135F101	4,817	3	SH		DFND	903	0	0	3
SCHWAB CHARLES CORP	COM	808513105	80,248	1,089	SH		DFND	675	0	0	1,089
MERITAGE HOMES CORP	COM	59001A102	1,587,609	9,809	SH		SOLE		30	0	9,779
WARNER BROS DISCOVERY INC	COM SER A	934423104	1,986	267	SH		DFND	952	0	0	267
SCHLUMBERGER LTD	COM STK	806857108	8,492	180	SH		DFND	742	0	0	180
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	72,849	936	SH		DFND	57	0	0	936
ANTERO MIDSTREAM CORP	COM	03676B102	1,118,471	75,880	SH		SOLE		12	0	75,868
CHEMOURS CO	COM	163851108	595,251	26,374	SH		SOLE		0	0	26,374
MARATHON PETE CORP	COM	56585A102	42,329	244	SH		DFND	80	0	0	244
TRADEWEB MKTS INC	CL A	892672106	1,272	12	SH		DFND	736	0	0	12
RESMED INC	COM	761152107	1,149	6	SH		DFND	188	6	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	269	3	SH		DFND	253	0	0	3
HCA HEALTHCARE INC	COM	40412C101	643	2	SH		DFND	903	0	0	2
SERVICENOW INC	COM	81762P102	11,800	15	SH		DFND	157	0	0	15
DIGITAL RLTY TR INC	COM	253868103	1,368	9	SH		DFND	810	0	0	9
NUTRIEN LTD	COM	67077M108	25,251	496	SH		DFND	675	0	0	496
CARVANA CO	CL A	146869102	2,703	21	SH		DFND	810	0	0	21
CORTEVA INC	COM	22052L104	270	5	SH		DFND	713	5	0	0
BENCHMARK ELECTRS INC	COM	08160H101	908	23	SH		DFND	903	0	0	23
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,770	54	SH		DFND	573	0	0	54
ISHARES INC	CORE MSCI EMKT	46434G103	12,580	235	SH		DFND	128	235	0	0
KEURIG DR PEPPER INC	COM	49271V100	1,102	33	SH		DFND	695	0	0	33
SCHWAB STRATEGIC TR	US REIT ETF	808524847	531,374,952	26,608,661	SH		SOLE		0	0	26,608,661
ZOETIS INC	CL A	98978V103	7,454	43	SH		DFND	737	0	0	43
SPDR S&P 500 ETF TR	TR UNIT	78462F103	18,503	34	SH		DFND	255	0	0	34
MASCO CORP	COM	574599106	4,400	66	SH		DFND	627	0	0	66
SUN CMNTYS INC	COM	866674104	21,661	180	SH		DFND	661	0	0	180
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,387	41	SH		DFND	404	0	0	41
BLACKROCK INC	COM	09247X101	2,362	3	SH		DFND	866	3	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	41,162	238	SH		DFND	358	0	0	238
TRIMBLE INC	COM	896239100	1,754,870	31,382	SH		SOLE		15	0	31,367
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	18,168	312	SH		DFND	212	0	0	312
ISHARES TR	MSCI EMG MKT ETF	464287234	32,113	754	SH		DFND	517	0	0	754
WELLTOWER INC	COM	95040Q104	1,981	19	SH		DFND	816	0	0	19
HERSHEY CO	COM	427866108	25,369	138	SH		DFND	661	0	0	138
VANGUARD INDEX FDS	GROWTH ETF	922908736	31,043	83	SH		DFND	153	0	0	83
RELX PLC	SPONSORED ADR	759530108	3,303	72	SH		DFND	665	0	0	72
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	19,261	72	SH		DFND	344	0	0	72
ISHARES TR	CORE MSCI INTL	46435G326	766,938	11,684	SH		DFND	554	0	0	11,684
VALERO ENERGY CORP	COM	91913Y100	1,411	9	SH		DFND	736	0	0	9
AIR PRODS & CHEMS INC	COM	009158106	2,839	11	SH		DFND	816	0	0	11
WARNER BROS DISCOVERY INC	COM SER A	934423104	13,496	1,814	SH		DFND	835	1,814	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	47,641	531	SH		DFND	632	0	0	531
ONTO INNOVATION INC	COM	683344105	659	3	SH		DFND	903	0	0	3
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,300	500	SH	Put	SOLE		0	0	500
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	35,327	588	SH		DFND	28	0	0	588
SEA LTD	SPONSORD ADS	81141R100	5,285	74	SH		DFND	707	0	0	74
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,160	65	SH		DFND	933	0	0	65
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,063	262	SH		DFND	598	0	0	262
SPDR SER TR	PORTFOLIO S&P400	78464A847	46,786	912	SH		DFND	496	0	0	912
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	4,456	128	SH		DFND	627	0	0	128
SEMTECH CORP	COM	816850101	538,378	18,018	SH		SOLE		0	0	18,018
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,458	64	SH		DFND	647	0	0	64
ADVANCED MICRO DEVICES INC	COM	007903107	3,244	20	SH		DFND	600	0	0	20
UNITEDHEALTH GROUP INC	COM	91324P102	22,407	44	SH		DFND	969	0	0	44
VANGUARD INDEX FDS	MID CAP ETF	922908629	25,178	104	SH		DFND	523	0	0	104
TOPGOLF CALLAWAY BRANDS CORP	COM	131193104	338,267	22,109	SH		SOLE		23	0	22,086
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,691	56	SH		DFND	110	0	0	56
UNION PAC CORP	COM	907818108	9,503	42	SH		DFND	737	0	0	42
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	29,491	459	SH		DFND	346	0	0	459
CAPITAL ONE FINL CORP	COM	14040H105	2,907	21	SH		DFND	737	0	0	21
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	60,194	1,218	SH		DFND	684	1,218	0	0
WOORI FINL GROUP INC	SPONSORED ADS	981064108	4,550	142	SH		DFND	816	0	0	142
CADENCE DESIGN SYSTEM INC	COM	127387108	25,543	83	SH		DFND	916	0	0	83
NORTHROP GRUMMAN CORP	COM	666807102	436	1	SH		DFND	695	0	0	1
TENET HEALTHCARE CORP	COM NEW	88033G407	665	5	SH		DFND	965	0	0	5
AMERIPRISE FINL INC	COM	03076C106	4,699	11	SH		DFND	736	0	0	11
BOEING CO	COM	097023105	1,820	10	SH		DFND	665	0	0	10
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,233	141	SH		DFND	749	141	0	0
CANADIAN NATL RY CO	COM	136375102	52,922	448	SH		DFND	661	0	0	448
ARTISAN PARTNERS ASSET MGMT	CL A	04316A108	336,056	8,143	SH		SOLE		0	0	8,143
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	85,379	1,185	SH		DFND	685	0	0	1,185
DOLLAR GEN CORP NEW	COM	256677105	661	5	SH		DFND	515	0	0	5
PROCTER AND GAMBLE CO	COM	742718109	53,599	325	SH		DFND	27	0	0	325
ECOLAB INC	COM	278865100	714	3	SH		DFND	903	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	21,894	409	SH		DFND	455	0	0	409
ISHARES INC	CORE MSCI EMKT	46434G103	5,942	111	SH		DFND	648	0	0	111
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	359,007	7,566	SH		DFND	272	0	0	7,566
ALTAIR ENGR INC	COM CL A	021369103	1,667	17	SH		DFND	816	0	0	17
MICROSOFT CORP	COM	594918104	80,451	180	SH		DFND	941	0	0	180
ISHARES TR	COHEN STEER REIT	464287564	69,779	1,218	SH		DFND	887	0	0	1,218
TOTALENERGIES SE	SPONSORED ADS	89151E109	1,600	24	SH		DFND	260	0	0	24
HORMEL FOODS CORP	COM	440452100	1,372	45	SH		DFND	736	0	0	45
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,728	45	SH		DFND	862	0	0	45
MCKESSON CORP	COM	58155Q103	1,752	3	SH		DFND	695	0	0	3
WALMART INC	COM	931142103	203	3	SH		DFND	406	0	0	3
SANMINA CORPORATION	COM	801056102	596	9	SH		DFND	903	0	0	9
FIDELITY NATL INFORMATION SV	COM	31620M106	528	7	SH		DFND	903	0	0	7
AVIENT CORPORATION	COM	05368V106	480	11	SH		DFND	951	0	0	11
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,984	31	SH		DFND	117	0	0	31
NOVARTIS AG	SPONSORED ADR	66987V109	3,300	31	SH		DFND	600	0	0	31
ISHARES TR	FALN ANGLS USD	46435G474	4,636	177	SH		DFND	605	0	0	177
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	92,489	1,424	SH		DFND	654	0	0	1,424
INTEL CORP	COM	458140100	685,521	22,135	SH		DFND	1	0	0	22,135
VANGUARD INDEX FDS	MID CAP ETF	922908629	49,388	204	SH		DFND	397	0	0	204
LULULEMON ATHLETICA INC	COM	550021109	299	1	SH		DFND	951	0	0	1
INSULET CORP	COM	45784P101	404	2	SH		DFND	903	0	0	2
ISHARES TR	SHRT NAT MUN ETF	464288158	28,542	273	SH		DFND	284	273	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,639,292	31,955	SH		DFND	642	0	0	31,955
AFLAC INC	COM	001055102	804	9	SH		DFND	903	0	0	9
SPDR SER TR	PORTFOLIO S&P400	78464A847	87,107	1,698	SH		DFND	513	0	0	1,698
MODERNA INC	COM	60770K107	73,506	619	SH		DFND	675	0	0	619
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,498,764	52,661	SH		DFND	630	0	0	52,661
AMDOCS LTD	SHS	G02602103	1,657	21	SH		DFND	816	0	0	21
ANSYS INC	COM	03662Q105	2,894	9	SH		DFND	736	0	0	9
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	135,814	1,885	SH		DFND	856	0	0	1,885
ALPHABET INC	CAP STK CL C	02079K107	1,120	4,000	SH	Put	SOLE		0	0	4,000
NIKE INC	CL B	654106103	2,110	28	SH		DFND	965	0	0	28
SHERWIN WILLIAMS CO	COM	824348106	1,492	5	SH		DFND	969	0	0	5
AVIS BUDGET GROUP	COM	053774105	418	4	SH		DFND	600	0	0	4
FIRSTENERGY CORP	COM	337932107	957	25	SH		DFND	970	0	0	25
BROWN FORMAN CORP	CL B	115637209	1,094,659	25,345	SH		SOLE		17	0	25,328
BOEING CO	COM	097023105	2,600	500	SH	Put	SOLE		0	0	500
ALPHABET INC	CAP STK CL C	02079K107	22,744	124	SH		DFND	797	0	0	124
OWENS CORNING NEW	COM	690742101	1,429,467	8,229	SH		SOLE		7	0	8,222
SPDR SER TR	PORTFOLIO S&P400	78464A847	410	8	SH		DFND	883	0	0	8
OTIS WORLDWIDE CORP	COM	68902V107	48,130	500	SH		DFND	853	0	0	500
MICROSOFT CORP	COM	594918104	446,950	1,000	SH		DFND	400	0	0	1,000
FOMENTO ECONOMICO MEXICANO S	SPON ADR UNITS	344419106	431	4	SH		DFND	810	0	0	4
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	21,906	120	SH		DFND	264	0	0	120
ISHARES INC	EM MKTS DIV ETF	464286319	40,770	1,500	SH		DFND	224	0	0	1,500
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	339,812	6,876	SH		DFND	41	0	0	6,876
ISHARES TR	CORE S&P500 ETF	464287200	2,546,261	4,653	SH		DFND	340	0	0	4,653
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,911	98	SH		DFND	161	0	0	98
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	18,572	207	SH		DFND	530	0	0	207
ISHARES INC	CORE MSCI EMKT	46434G103	15,363	287	SH		DFND	800	0	0	287
ISHARES TR	CORE S&P SCP ETF	464287804	154,288,178	1,446,542	SH		SOLE		7,281	0	1,439,261
MICROSOFT CORP	COM	594918104	29,052	65	SH		DFND	149	0	0	65
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	98,420	1,366	SH		DFND	126	0	0	1,366
ISHARES TR	NATIONAL MUN ETF	464288414	1,291,919	12,125	SH		DFND	300	0	0	12,125
LOEWS CORP	COM	540424108	598	8	SH		DFND	697	0	0	8
DIVERSIFIED HEALTHCARE TR	COM SH BEN INT	25525P107	1,790	587	SH		DFND	627	0	0	587
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,764	98	SH		DFND	811	0	0	98
APPLE INC	COM	037833100	371,744	1,765	SH		DFND	9	0	0	1,765
FLYWIRE CORPORATION	COM VTG	302492103	344	21	SH		DFND	903	0	0	21
CISCO SYS INC	COM	17275R102	143	3	SH		DFND	416	0	0	3
APPLE INC	COM	037833100	895,767	4,253	SH		DFND	661	0	0	4,253
WIX COM LTD	SHS	M98068105	2,068	13	SH		DFND	707	0	0	13
CHUBB LIMITED	COM	H1467J104	35,632,020	139,690	SH		SOLE		837	0	138,852
TITAN INTL INC ILL	COM	88830M102	300,764	40,589	SH		SOLE		0	0	40,589
CARRIER GLOBAL CORPORATION	COM	14448C104	52,041	825	SH		DFND	480	0	0	825
MICROSTRATEGY INC	CL A NEW	594972408	5,510	4	SH		DFND	790	0	0	4
DIMENSIONAL ETF TRUST	INTL HIGH PROFIT	25434V765	839,402	31,892	SH		SOLE		0	0	31,892
PEPSICO INC	COM	713448108	12,370	75	SH		DFND	280	0	0	75
AMAZON COM INC	COM	023135106	11,595	60	SH		DFND	155	0	0	60
AIRBNB INC	COM CL A	009066101	1,213	8	SH		DFND	695	0	0	8
SPDR SER TR	PORTFOLIO S&P500	78464A854	336,000	5,250	SH		DFND	165	0	0	5,250
HEALTHPEAK PROPERTIES INC	COM	42250P103	1,196	61	SH		DFND	600	0	0	61
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	6,376	166	SH		DFND	746	166	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	21,975	305	SH		DFND	727	0	0	305
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	39,778	909	SH		DFND	345	0	0	909
NVIDIA CORPORATION	COM	67066G104	244,609	1,980	SH		DFND	791	1,980	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	151,769	608	SH		DFND	644	0	0	608
VANGUARD INDEX FDS	MID CAP ETF	922908629	107,008	442	SH		DFND	153	0	0	442
VANGUARD INDEX FDS	MID CAP ETF	922908629	689,259	2,847	SH		DFND	317	0	0	2,847
CHEVRON CORP NEW	COM	166764100	14,547	93	SH		DFND	969	0	0	93
INTERNATIONAL BUSINESS MACHS	COM	459200101	23,175	134	SH		DFND	637	0	0	134
OTIS WORLDWIDE CORP	COM	68902V107	2,407	25	SH		DFND	188	25	0	0
BLACKSTONE INC	COM	09260D107	11,885	96	SH		DFND	916	0	0	96
LOWES COS INC	COM	548661107	1,102	5	SH		DFND	415	0	0	5
ORACLE CORP	COM	68389X105	3,106	22	SH		DFND	665	0	0	22
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	19,261	72	SH		DFND	345	0	0	72
RANGE RES CORP	COM	75281A109	2,817	84	SH		DFND	790	0	0	84
HILTON WORLDWIDE HLDGS INC	COM	43300A203	3,055	14	SH		DFND	970	0	0	14
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	23,920	465	SH		DFND	414	0	0	465
OREILLY AUTOMOTIVE INC	COM	67103H107	4,224	4	SH		DFND	737	0	0	4
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	93,168	1,600	SH		DFND	199	0	0	1,600
LAM RESEARCH CORP	COM	512807108	12,778	12	SH		DFND	736	0	0	12
STANLEY BLACK & DECKER INC	COM	854502101	80	1	SH		DFND	493	0	0	1
META PLATFORMS INC	CL A	30303M102	2,521	5	SH		DFND	783	0	0	5
AFLAC INC	COM	001055102	4,555	51	SH		DFND	970	0	0	51
EQUINIX INC	COM	29444U700	3,783	5	SH		DFND	970	0	0	5
PINTEREST INC	CL A	72352L106	5,068	115	SH		DFND	792	115	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	10,774	286	SH		DFND	435	0	0	286
MERIT MED SYS INC	COM	589889104	1,719	20	SH		DFND	810	0	0	20
IDEXX LABS INC	COM	45168D104	5,846	12	SH		DFND	188	12	0	0
EQT CORP	COM	26884L109	555	15	SH		DFND	695	0	0	15
ISHARES TR	CORE S&P TTL STK	464287150	127,451	1,073	SH		DFND	98	0	0	1,073
ROSS STORES INC	COM	778296103	203,448	1,400	SH		DFND	1	0	0	1,400
NVIDIA CORPORATION	COM	67066G104	51,887	420	SH		DFND	665	0	0	420
ISHARES TR	CONV BD ETF	46435G102	107,330	1,365	SH		DFND	960	0	0	1,365
FORRESTER RESH INC	COM	346563109	251,401	14,719	SH		SOLE		62	0	14,657
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,391,784	21,662	SH		DFND	176	0	0	21,662
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	54,561	942	SH		DFND	610	0	0	942
SPDR SER TR	PORTFOLIO S&P400	78464A847	770	15	SH		DFND	331	0	0	15
ILLINOIS TOOL WKS INC	COM	452308109	3,080	13	SH		DFND	737	0	0	13
CBRE GROUP INC	CL A	12504L109	1,337	15	SH		DFND	737	0	0	15
VICTORY PORTFOLIOS II	CORE INTERMEDIAT	92647N527	249,365	5,420	SH		SOLE		0	0	5,420
SALESFORCE INC	COM	79466L302	80,987	315	SH		DFND	916	0	0	315
HONEYWELL INTL INC	COM	438516106	3,844	18	SH		DFND	414	0	0	18
ORIGIN BANCORP INC	COM	68621T102	10,309	325	SH		DFND	790	0	0	325
TEREX CORP NEW	COM	880779103	7,074	129	SH		DFND	792	129	0	0
WATERS CORP	COM	941848103	49,611	171	SH		DFND	675	0	0	171
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	35,447	941	SH		DFND	530	0	0	941
US BANCORP DEL	COM NEW	902973304	397	10	SH		DFND	268	0	0	10
CORE LABORATORIES INC	COM	21867A105	1,583	78	SH		DFND	737	0	0	78
UNITEDHEALTH GROUP INC	COM	91324P102	41,759	82	SH		DFND	26	0	0	82
ISHARES TR	NATIONAL MUN ETF	464288414	24,613	231	SH		DFND	562	0	0	231
RTX CORPORATION	COM	75513E101	7,228	72	SH		DFND	415	0	0	72
MERCK & CO INC	COM	58933Y105	8,790	71	SH		DFND	951	0	0	71
AFLAC INC	COM	001055102	2,679	30	SH		DFND	188	30	0	0
NEWS CORP NEW	CL A	65249B109	4,714	171	SH		DFND	736	0	0	171
UNITEDHEALTH GROUP INC	COM	91324P102	35,648	70	SH		DFND	159	0	0	70
CSX CORP	COM	126408103	3,010,500	90,000	SH		DFND	925	0	0	90,000
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,853	46	SH		DFND	214	0	0	46
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	200,270	5,214	SH		DFND	820	0	0	5,214
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	80,761	1,570	SH		DFND	654	0	0	1,570
SCHWAB STRATEGIC TR	US REIT ETF	808524847	64,323	3,221	SH		DFND	60	0	0	3,221
SAP SE	SPON ADR	803054204	3,120	600	SH	Call	SOLE		0	0	600
JAMES HARDIE INDS PLC	SPONSORED ADR	47030M106	1,419	45	SH		DFND	665	0	0	45
CONSTELLATION ENERGY CORP	COM	21037T109	22,230	111	SH		DFND	916	0	0	111
JOHNSON & JOHNSON	COM	478160104	14,031	96	SH		DFND	965	0	0	96
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	66,748	974	SH		DFND	612	0	0	974
ABBVIE INC	COM	00287Y109	123,837	722	SH		DFND	675	0	0	722
CAPITAL ONE FINL CORP	COM	14040H105	14,260	103	SH		DFND	790	0	0	103
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,428	15	SH		DFND	736	0	0	15
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	4,320	400	SH		DFND	665	0	0	400
SPDR SER TR	PORTFOLIO SH TSR	78468R101	1,096,309	37,974	SH		SOLE		0	0	37,974
REX AMERICAN RES CORP	COM	761624105	1,687	37	SH		DFND	810	0	0	37
HERSHEY CO	COM	427866108	2,206	12	SH		DFND	697	0	0	12
EQUIFAX INC	COM	294429105	8,447,501	34,841	SH		SOLE		12	0	34,829
NVIDIA CORPORATION	COM	67066G104	1,539,920	50,000	SH	Call	SOLE		0	0	50,000
CONOCOPHILLIPS	COM	20825C104	5,833	51	SH		DFND	736	0	0	51
HUNTINGTON BANCSHARES INC	COM	446150104	6,432	488	SH		DFND	791	488	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	161,219	2,017	SH		DFND	360	0	0	2,017
ISHARES INC	EM MKTS DIV ETF	464286319	238,912	8,790	SH		DFND	481	0	0	8,790
INVESCO QQQ TR	UNIT SER 1	46090E103	101,571	212	SH		DFND	518	0	0	212
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	96,509	1,240	SH		DFND	44	0	0	1,240
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	29,807	1,408	SH		DFND	153	0	0	1,408
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	78,860	2,248	SH		DFND	503	0	0	2,248
AIRBNB INC	COM CL A	009066101	8,795	58	SH		DFND	792	58	0	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	5,115	34	SH		DFND	844	0	0	34
INVESCO EXCH TRADED FD TR II	S&P 500 REVENUE	46138G698	466,327	5,035	SH		SOLE		0	0	5,035
WIDEOPENWEST INC	COM	96758W101	74,831	13,832	SH		SOLE		0	0	13,832
AMERICAN WTR WKS CO INC NEW	COM	030420103	29,061	225	SH		DFND	661	0	0	225
PEPSICO INC	COM	713448108	495	3	SH		DFND	263	0	0	3
STRYKER CORPORATION	COM	863667101	33,685	99	SH		DFND	661	0	0	99
BANK AMERICA CORP	COM	060505104	5,608	141	SH		DFND	493	0	0	141
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	81,884	3,083	SH		DFND	98	0	0	3,083
CURTISS WRIGHT CORP	COM	231561101	9,213	34	SH		DFND	627	0	0	34
AMERICAN EXPRESS CO	COM	025816109	2,316	10	SH		DFND	810	0	0	10
THERMO FISHER SCIENTIFIC INC	COM	883556102	37,051	67	SH		DFND	400	0	0	67
ESCO TECHNOLOGIES INC	COM	296315104	525	5	SH		DFND	903	0	0	5
APPLIED MATLS INC	COM	038222105	88,732	376	SH		DFND	675	0	0	376
DENNYS CORP	COM	24869P104	696	98	SH		DFND	810	0	0	98
EXELON CORP	COM	30161N101	1,038	30	SH		DFND	600	0	0	30
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	318,380	814	SH		DFND	256	0	0	814
DANAHER CORPORATION	COM	235851102	24,985	100	SH		DFND	284	100	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	38,848	607	SH		DFND	831	0	0	607
CADENCE DESIGN SYSTEM INC	COM	127387108	76,630	249	SH		DFND	675	0	0	249
COTY INC	COM CL A	222070203	418,662	41,783	SH		SOLE		0	0	41,783
FORTINET INC	COM	34959E109	1,326	22	SH		DFND	810	0	0	22
FRESENIUS MEDICAL CARE AG	SPONSORED ADR	358029106	5,460	286	SH		DFND	792	286	0	0
GLOBAL X FDS	DATA CTR & DIGIT	37954Y236	98,794	6,560	SH		SOLE		0	0	6,560
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,534	220	SH		DFND	636	0	0	220
ISHARES INC	MSCI EMRG CHN	46434G764	45,572,071	769,799	SH		SOLE		0	0	769,799
BLACK HILLS CORP	COM	092113109	28,550	525	SH		DFND	661	0	0	525
RTX CORPORATION	COM	75513E101	6,927	69	SH		DFND	797	0	0	69
SPDR SER TR	PORTFOLIO S&P400	78464A847	25,034	488	SH		DFND	94	0	0	488
TORONTO DOMINION BK ONT	COM NEW	891160509	6,423,008	116,867	SH		SOLE		148	0	116,719
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	42,973	739	SH		DFND	791	739	0	0
NVIDIA CORPORATION	COM	67066G104	13,589	110	SH		DFND	705	0	0	110
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	538	6	SH		DFND	112	0	0	6
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	10,971	65	SH		DFND	470	65	0	0
ONTO INNOVATION INC	COM	683344105	1,537	7	SH		DFND	810	0	0	7
CORE LABORATORIES INC	COM	21867A105	3,632	179	SH		DFND	791	179	0	0
AUTODESK INC	COM	052769106	32,169	130	SH		DFND	661	0	0	130
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	96	1	SH		DFND	405	0	0	1
BALL CORP	COM	058498106	780	13	SH		DFND	965	0	0	13
WISDOMTREE TR	INTL LRGCAP DV	97717W794	39,054	770	SH		DFND	226	0	0	770
SPDR S&P 500 ETF TR	TR UNIT	78462F103	122,094	224	SH		DFND	308	0	0	224
CASEYS GEN STORES INC	COM	147528103	2,289	6	SH		DFND	577	0	0	6
WASTE MGMT INC DEL	COM	94106L109	2,133	10	SH		DFND	600	0	0	10
RESMED INC	COM	761152107	2,680	14	SH		DFND	736	0	0	14
INTERNATIONAL BUSINESS MACHS	COM	459200101	55,517	321	SH		DFND	916	0	0	321
PROSHARES TR	BITCOIN STRATE	74347G440	771,128	34,257	SH		SOLE		0	0	34,257
CME GROUP INC	COM	12572Q105	1,573	8	SH		DFND	736	0	0	8
CYBERARK SOFTWARE LTD	SHS	M2682V108	1,641	6	SH		DFND	816	0	0	6
BRISTOL-MYERS SQUIBB CO	COM	110122108	3,322	80	SH		DFND	742	0	0	80
ISHARES TR	RUS 1000 VAL ETF	464287598	103,461	593	SH		DFND	644	0	0	593
CMS ENERGY CORP	COM	125896100	952	16	SH		DFND	713	16	0	0
GREEN BRICK PARTNERS INC	COM	392709101	3,492	61	SH		DFND	791	61	0	0
EXELON CORP	COM	30161N101	2,700	78	SH		DFND	790	0	0	78
MKS INSTRS INC	COM	55306N104	4,158,059	31,843	SH		SOLE		7	0	31,836
VENTAS INC	COM	92276F100	1,179	23	SH		DFND	665	0	0	23
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,422	49	SH		DFND	817	0	0	49
CARRIER GLOBAL CORPORATION	COM	14448C104	1,262	20	SH		DFND	805	0	0	20
DISCOVER FINL SVCS	COM	254709108	1,701	13	SH		DFND	810	0	0	13
WALMART INC	COM	931142103	4,672	69	SH		DFND	665	0	0	69
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	921	11	SH		DFND	107	0	0	11
INTEL CORP	COM	458140100	30,586	988	SH		DFND	955	0	0	988
CONAGRA BRANDS INC	COM	205887102	34,019	1,197	SH		DFND	661	0	0	1,197
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,882	40	SH		DFND	282	0	0	40
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,547	70	SH		DFND	327	70	0	0
NVIDIA CORPORATION	COM	67066G104	3,690	1,000	SH	Call	SOLE		0	0	1,000
ISHARES TR	CORE S&P500 ETF	464287200	2,634,365	4,814	SH		DFND	373	0	0	4,814
CHIPOTLE MEXICAN GRILL INC	COM	169656105	7,800	125	SH		DFND	177	0	0	125
ISHARES TR	CORE S&P500 ETF	464287200	70,593	129	SH		DFND	201	0	0	129
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	1,710	11	SH		DFND	969	0	0	11
BOEING CO	COM	097023105	27,302	150	SH		DFND	257	0	0	150
HAWKINS INC	COM	420261109	302,496	3,324	SH		SOLE		0	0	3,324
VERIZON COMMUNICATIONS INC	COM	92343V104	44,663	1,083	SH		DFND	661	0	0	1,083
PHILIP MORRIS INTL INC	COM	718172109	12,362	122	SH		DFND	792	122	0	0
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	3,831	59	SH		DFND	627	0	0	59
OLD NATL BANCORP IND	COM	680033107	808	47	SH		DFND	697	0	0	47
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	83,356	1,071	SH		DFND	36	0	0	1,071
BARNES GROUP INC	COM	067806109	1,739	42	SH		DFND	816	0	0	42
SPDR SER TR	PORTFOLIO S&P400	78464A847	81,926	1,597	SH		DFND	800	0	0	1,597
UBS GROUP AG	SHS	H42097107	1,329	45	SH		DFND	951	0	0	45
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	111,552	4,200	SH		DFND	939	0	0	4,200
VERALTO CORP	COM SHS	92338C103	95	1	SH		DFND	661	0	0	1
ALPHABET INC	CAP STK CL A	02079K305	61,931	340	SH		DFND	400	0	0	340
AGILENT TECHNOLOGIES INC	COM	00846U101	1,296	10	SH		DFND	810	0	0	10
ISHARES TR	MSCI USA QLT FCT	46432F339	10,862,846	63,615	SH		SOLE		0	0	63,615
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,893	134	SH		DFND	459	0	0	134
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	94,025	1,565	SH		DFND	437	0	0	1,565
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	24,815	61	SH		DFND	54	0	0	61
APPLE INC	COM	037833100	40,439	192	SH		DFND	26	0	0	192
SEMPRA	COM	816851109	1,521	20	SH		DFND	737	0	0	20
MICROSOFT CORP	COM	594918104	435,776	975	SH		DFND	742	0	0	975
SYNCHRONY FINANCIAL	COM	87165B103	3,115	66	SH		DFND	616	0	0	66
PACKAGING CORP AMER	COM	695156109	1,095	6	SH		DFND	737	0	0	6
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,853	46	SH		DFND	216	0	0	46
MATCH GROUP INC NEW	COM	57667L107	4,861	160	SH		DFND	188	160	0	0
CAMPBELL SOUP CO	COM	134429109	7,321	162	SH		DFND	791	162	0	0
TE CONNECTIVITY LTD	SHS	H84989104	903	6	SH		DFND	970	0	0	6
HUNT J B TRANS SVCS INC	COM	445658107	72,000	450	SH		DFND	918	0	0	450
FIRST FINL BANKSHARES INC	COM	32020R109	9,922	336	SH		DFND	791	336	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,335	65	SH		DFND	159	0	0	65
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	313,197	5,213	SH		DFND	154	0	0	5,213
WILLIAMS COS INC	COM	969457100	1,870	44	SH		DFND	816	0	0	44
ISHARES TR	RUS MID CAP ETF	464287499	8,108	100	SH		DFND	288	100	0	0
IMPERIAL OIL LTD	COM NEW	453038408	24,229	355	SH		DFND	916	0	0	355
KB HOME	COM	48666K109	10,457	149	SH		DFND	791	149	0	0
GENERAL MLS INC	COM	370334104	1,835	29	SH		DFND	965	0	0	29
TEREX CORP NEW	COM	880779103	1,097	20	SH		DFND	695	0	0	20
VERALTO CORP	COM SHS	92338C103	95	1	SH		DFND	916	0	0	1
ISHARES TR	US HOME CONS ETF	464288752	2,517,742	24,913	SH		SOLE		0	0	24,913
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,436	16	SH		DFND	832	0	0	16
NEOGEN CORP	COM	640491106	3,439	220	SH		DFND	792	220	0	0
ISHARES TR	CORE S&P500 ETF	464287200	3,396,657	6,207	SH		DFND	743	0	0	6,207
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	301,017	6,091	SH		DFND	875	0	0	6,091
LOCKHEED MARTIN CORP	COM	539830109	1,868	4	SH		DFND	665	0	0	4
OCCIDENTAL PETE CORP	COM	674599105	2,332	37	SH		DFND	969	0	0	37
VANGUARD INDEX FDS	SMALL CP ETF	922908751	872	4	SH		DFND	43	0	0	4
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,277,883	24,910	SH		DFND	645	0	0	24,910
SCHWAB STRATEGIC TR	US REIT ETF	808524847	8,048	403	SH		DFND	496	0	0	403
SPDR SER TR	PORTFOLIO S&P400	78464A847	5,438	106	SH		DFND	412	0	0	106
ISHARES TR	CORE US AGGBD ET	464287226	2,776,202	28,600	SH		DFND	318	0	0	28,600
TRAVELERS COMPANIES INC	COM	89417E109	8,947	44	SH		DFND	791	44	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	360	7	SH		DFND	542	0	0	7
CROWN CASTLE INC	COM	22822V101	4,397	45	SH		DFND	969	0	0	45
NUCOR CORP	COM	670346105	74,298	470	SH		DFND	917	0	0	470
SPDR SER TR	PORTFOLIO SHORT	78464A474	27,770	935	SH		DFND	490	0	0	935
ANNALY CAPITAL MANAGEMENT IN	COM NEW	035710839	990,982	51,993	SH		SOLE		435	0	51,558
APPLE INC	COM	037833100	24,432	116	SH		DFND	259	0	0	116
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	15,923	221	SH		DFND	725	0	0	221
VANGUARD INDEX FDS	MID CAP ETF	922908629	34,378	142	SH		DFND	106	0	0	142
MANULIFE FINL CORP	COM	56501R106	53,240	2,000	SH		DFND	742	0	0	2,000
SHINHAN FINANCIAL GROUP CO L	SPN ADR RESTRD	824596100	801	23	SH		DFND	965	0	0	23
WALKER & DUNLOP INC	COM	93148P102	12,079	123	SH		DFND	790	0	0	123
SPDR S&P 500 ETF TR	TR UNIT	78462F103	193,346	355	SH		DFND	654	0	0	355
ALLSTATE CORP	COM	020002101	7,344	46	SH		DFND	792	46	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	31,073	262	SH		DFND	281	0	0	262
ALPHABET INC	CAP STK CL A	02079K305	7,286	40	SH		DFND	156	0	0	40
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	521,339	13,573	SH		DFND	272	0	0	13,573
HORMEL FOODS CORP	COM	440452100	457	15	SH		DFND	951	0	0	15
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	505,514	116,210	SH		SOLE		1,124	0	115,086
AT&T INC	COM	00206R102	143,325	7,500	SH		DFND	835	7,500	0	0
ISHARES TR	RUS MID CAP ETF	464287499	124,215	1,532	SH		DFND	27	0	0	1,532
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	23,491	391	SH		DFND	44	0	0	391
WILLIAMS COS INC	COM	969457100	3,783	89	SH		DFND	969	0	0	89
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	19,467	427	SH		DFND	724	0	0	427
SIMON PPTY GROUP INC NEW	COM	828806109	1,063	7	SH		DFND	970	0	0	7
WIX COM LTD	SHS	M98068105	2,545	16	SH		DFND	189	16	0	0
RANGE RES CORP	COM	75281A109	1,862,024	55,533	SH		SOLE		1	0	55,532
DECKERS OUTDOOR CORP	COM	243537107	968	1	SH		DFND	816	0	0	1
MR COOPER GROUP INC	COM	62482R107	24,775	305	SH		DFND	661	0	0	305
NEUROCRINE BIOSCIENCES INC	COM	64125C109	826	6	SH		DFND	697	0	0	6
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	17,790	600	SH		DFND	661	0	0	600
VICI PPTYS INC	COM	925652109	687	24	SH		DFND	970	0	0	24
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,977	136	SH		DFND	750	136	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	79,312	884	SH		DFND	196	0	0	884
GALLAGHER ARTHUR J & CO	COM	363576109	39,156	151	SH		DFND	916	0	0	151
AMGEN INC	COM	031162100	7,499	24	SH		DFND	737	0	0	24
ISHARES TR	NATIONAL MUN ETF	464288414	637,489	5,983	SH		DFND	103	0	0	5,983
RAYMOND JAMES FINL INC	COM	754730109	1,360	11	SH		DFND	737	0	0	11
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	310,680	4,312	SH		DFND	362	0	0	4,312
EQUINIX INC	COM	29444U700	3,026	4	SH		DFND	951	0	0	4
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	57,662	231	SH		DFND	290	0	0	231
SPDR SER TR	PORTFOLIO S&P400	78464A847	100,599	1,961	SH		DFND	498	0	0	1,961
ISHARES TR	SHRT NAT MUN ETF	464288158	2,405	23	SH		DFND	838	0	0	23
VISA INC	COM CL A	92826C839	5,774	22	SH		DFND	263	0	0	22
GRANITESHARES ETF TR	2X LONG NVDA DAI	38747R827	313,810	4,512	SH		SOLE		0	0	4,512
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	1,244	8	SH		DFND	816	0	0	8
LENNAR CORP	CL A	526057104	2,698	18	SH		DFND	737	0	0	18
ZURN ELKAY WATER SOLNS CORP	COM	98983L108	6,145	209	SH		DFND	792	209	0	0
MOLINA HEALTHCARE INC	COM	60855R100	892	3	SH		DFND	970	0	0	3
METTLER TOLEDO INTERNATIONAL	COM	592688105	4,193	3	SH		DFND	969	0	0	3
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	48,099	618	SH		DFND	344	0	0	618
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,258	83	SH		DFND	788	83	0	0
TENCENT MUSIC ENTMT GROUP	SPON ADS	88034P109	7,404	527	SH		DFND	791	527	0	0
AMERICAN CENTY ETF TR	AVANTIS US SMALL	025072323	1,813,242	36,330	SH		SOLE		0	0	36,330
ISHARES TR	CORE S&P MCP ETF	464287507	21,945	375	SH		DFND	59	0	0	375
KOHLS CORP	COM	500255104	395,525	17,204	SH		SOLE		30	0	17,174
VIRTUS INVT PARTNERS INC	COM	92828Q109	612,984	2,714	SH		SOLE		7	0	2,707
AGILENT TECHNOLOGIES INC	COM	00846U101	11,926	92	SH		DFND	790	0	0	92
FIRST SOLAR INC	COM	336433107	2,480	11	SH		DFND	790	0	0	11
WASTE MGMT INC DEL	COM	94106L109	1,493	7	SH		DFND	810	0	0	7
SPDR SER TR	PORTFOLIO SHORT	78464A474	10,959	369	SH		DFND	177	0	0	369
WYNN RESORTS LTD	COM	983134107	985	11	SH		DFND	816	0	0	11
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	10,302	123	SH		DFND	84	0	0	123
ISHARES INC	CORE MSCI EMKT	46434G103	43,145	806	SH		DFND	923	0	0	806
ISHARES TR	NATIONAL MUN ETF	464288414	21,417	201	SH		DFND	274	0	0	201
STANLEY BLACK & DECKER INC	COM	854502101	1,118	14	SH		DFND	736	0	0	14
HILTON WORLDWIDE HLDGS INC	COM	43300A203	1,527	7	SH		DFND	188	7	0	0
SIMON PPTY GROUP INC NEW	COM	828806109	3,643	24	SH		DFND	736	0	0	24
LINDE PLC	SHS	G54950103	14,042	32	SH		DFND	737	0	0	32
PHILIP MORRIS INTL INC	COM	718172109	1,520	15	SH		DFND	903	0	0	15
ISHARES TR	NATIONAL MUN ETF	464288414	239,631	2,249	SH		DFND	797	0	0	2,249
ALPS ETF TR	INTL SEC DV DOG	00162Q718	230,928	7,781	SH		SOLE		0	0	7,781
MID-AMER APT CMNTYS INC	COM	59522J103	2,710	19	SH		DFND	810	0	0	19
ISHARES TR	CORE S&P TTL STK	464287150	272,125	2,291	SH		DFND	30	0	0	2,291
PPG INDS INC	COM	693506107	2,266	18	SH		DFND	965	0	0	18
WABTEC	COM	929740108	1,581	10	SH		DFND	188	10	0	0
APPLE INC	COM	037833100	10,952	52	SH		DFND	577	0	0	52
UNITEDHEALTH GROUP INC	COM	91324P102	100,324	197	SH		DFND	661	0	0	197
ZOETIS INC	CL A	98978V103	1,040	6	SH		DFND	665	0	0	6
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	94,317	1,180	SH		DFND	841	0	0	1,180
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	35,333	544	SH		DFND	569	0	0	544
SILICON MOTION TECHNOLOGY CO	SPONSORED ADR	82706C108	207,616	2,563	SH		SOLE		0	0	2,563
THERMO FISHER SCIENTIFIC INC	COM	883556102	2,212	4	SH		DFND	783	0	0	4
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	389,336	7,506	SH		DFND	417	0	0	7,506
AGIOS PHARMACEUTICALS INC	COM	00847X104	690	16	SH		DFND	965	0	0	16
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	25,594	426	SH		DFND	35	0	0	426
NOVO-NORDISK A S	ADR	670100205	39,138,754	274,196	SH		SOLE		595	0	273,601
VISA INC	COM CL A	92826C839	29,922	114	SH		DFND	790	0	0	114
NORTHROP GRUMMAN CORP	COM	666807102	1,308	3	SH		DFND	665	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	24,677	461	SH		DFND	820	0	0	461
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,260	200	SH		DFND	421	0	0	200
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	10,757	236	SH		DFND	1	0	0	236
SMITH & NEPHEW PLC	SPDN ADR NEW	83175M205	1,119,040	45,159	SH		SOLE		0	0	45,159
BLOCK INC	CL A	852234103	10,447	162	SH		DFND	218	0	0	162
ISHARES TR	NATIONAL MUN ETF	464288414	45,923	431	SH		DFND	345	0	0	431
NORFOLK SOUTHN CORP	COM	655844108	6,655	31	SH		DFND	792	31	0	0
APOLLO GLOBAL MGMT INC	COM	03769M106	59,980	508	SH		DFND	675	0	0	508
VILLAGE FARMS INTL INC	COM	92707Y108	10,200	10,000	SH		SOLE		0	0	10,000
NOV INC	COM	62955J103	634,849	33,396	SH		SOLE		7	0	33,389
META PLATFORMS INC	CL A	30303M102	13,614	27	SH		DFND	797	0	0	27
CRH PLC	ORD	G25508105	10,047	134	SH		DFND	792	134	0	0
UNION PAC CORP	COM	907818108	7,773	5,000	SH	Put	SOLE		0	0	5,000
DIGITALBRIDGE GROUP INC	CL A NEW	25401T603	249,943	18,244	SH		SOLE		26	0	18,218
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	62,264	800	SH		DFND	440	0	0	800
REPUBLIC SVCS INC	COM	760759100	3,109	16	SH		DFND	737	0	0	16
MAGNA INTL INC	COM	559222401	25,350	605	SH		DFND	661	0	0	605
SPDR SER TR	PORTFOLIO S&P400	78464A847	103	2	SH		DFND	533	0	0	2
INTERCONTINENTAL HOTELS GROU	SPONSORED ADS	45857P806	2,013	19	SH		DFND	665	0	0	19
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	7,279	125	SH		DFND	269	0	0	125
PRIMERICA INC	COM	74164M108	710	3	SH		DFND	695	0	0	3
IRON MTN INC DEL	COM	46284V101	9,736	109	SH		DFND	952	0	0	109
ENSIGN GROUP INC	COM	29358P101	12,245	99	SH		DFND	790	0	0	99
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	27,019	375	SH		DFND	203	375	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	69,497	1,070	SH		DFND	206	0	0	1,070
BANK NOVA SCOTIA HALIFAX	COM	064149107	1,577,778	34,510	SH		SOLE		31	0	34,479
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	353,712	1,417	SH		DFND	328	0	0	1,417
SCHWAB CHARLES CORP	COM	808513105	23,876	324	SH		DFND	661	0	0	324
ISHARES TR	INTL SEL DIV ETF	464288448	3,110,962	112,431	SH		SOLE		0	0	112,431
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	15,653,186	211,016	SH		SOLE		0	0	211,016
TRANSMEDICS GROUP INC	COM	89377M109	1,292,169	8,579	SH		SOLE		14	0	8,565
REYNOLDS CONSUMER PRODS INC	COM	76171L106	9,345	334	SH		DFND	916	0	0	334
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	408	6	SH		DFND	951	0	0	6
KNIGHT-SWIFT TRANSN HLDGS IN	CL A	499049104	349	7	SH		DFND	903	0	0	7
AMERICAN WTR WKS CO INC NEW	COM	030420103	1,162	9	SH		DFND	713	9	0	0
GUARDANT HEALTH INC	COM	40131M109	953	33	SH		DFND	810	0	0	33
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,262,390	24,608	SH		DFND	644	0	0	24,608
NEWMONT CORP	COM	651639106	1,256	30	SH		DFND	697	0	0	30
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	17,218	355	SH		DFND	77	0	0	355
ISHARES TR	CORE US AGGBD ET	464287226	144,926	1,493	SH		DFND	221	1,493	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	230,399	923	SH		DFND	279	0	0	923
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,971	69	SH		DFND	595	0	0	69
SITIO ROYALTIES CORP	CLASS A COM	82983N108	685	29	SH		DFND	903	0	0	29
INVITATION HOMES INC	COM	46187W107	2,010	56	SH		DFND	970	0	0	56
OPEN TEXT CORP	COM	683715106	871	29	SH		DFND	810	0	0	29
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	35,770	460	SH		DFND	725	0	0	460
KEURIG DR PEPPER INC	COM	49271V100	1,837	55	SH		DFND	810	0	0	55
PARAMOUNT GROUP INC	COM	69924R108	234,293	50,603	SH		SOLE		0	0	50,603
SERVICENOW INC	COM	81762P102	40,383,237	51,334	SH		SOLE		51	0	51,283
FLOWERS FOODS INC	COM	343498101	2,331	105	SH		DFND	965	0	0	105
VENTAS INC	COM	92276F100	6,100	119	SH		DFND	791	119	0	0
STMICROELECTRONICS N V	NY REGISTRY	861012102	1,650	42	SH		DFND	189	42	0	0
TRUIST FINL CORP	COM	89832Q109	389	10	SH		DFND	903	0	0	10
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	35,393	750	SH		DFND	742	0	0	750
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	27,774	562	SH		DFND	62	0	0	562
MORGAN STANLEY	COM NEW	617446448	1,458	15	SH		DFND	951	0	0	15
FIRSTCASH HOLDINGS INC	COM	33768G107	524	5	SH		DFND	903	0	0	5
SERVICENOW INC	COM	81762P102	2,360	3	SH		DFND	600	0	0	3
LANCASTER COLONY CORP	COM	513847103	378	2	SH		DFND	903	0	0	2
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	21,861	261	SH		DFND	852	261	0	0
ABM INDS INC	COM	000957100	2,478	49	SH		DFND	965	0	0	49
EASTERN BANKSHARES INC	COM	27627N105	1,286	92	SH		DFND	816	0	0	92
ISHARES TR	RUS 2000 GRW ETF	464287648	8,401	32	SH		DFND	432	0	0	32
CRH PLC	ORD	G25508105	750	10	SH		DFND	189	10	0	0
HILTON WORLDWIDE HLDGS INC	COM	43300A203	1,091	5	SH		DFND	697	0	0	5
MURPHY OIL CORP	COM	626717102	1,113	27	SH		DFND	600	0	0	27
VANGUARD INDEX FDS	SMALL CP ETF	922908751	23,330	107	SH		DFND	883	0	0	107
DOLLAR TREE INC	COM	256746108	427	4	SH		DFND	600	0	0	4
CUMMINS INC	COM	231021106	3,046	11	SH		DFND	471	0	0	11
SPDR SER TR	PORTFOLIO S&P500	78464A854	174,208	2,722	SH		DFND	451	0	0	2,722
BOEING CO	COM	097023105	5,642	31	SH		DFND	405	0	0	31
CLOROX CO DEL	COM	189054109	24,565	180	SH		DFND	637	0	0	180
WISDOMTREE TR	US MIDCAP DIVID	97717W505	13,376	286	SH		DFND	815	0	0	286
CARNIVAL CORP	UNIT 99/99/9999	143658300	14,620	781	SH		DFND	916	0	0	781
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	4,527	88	SH		DFND	137	0	0	88
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	119,728	3,413	SH		DFND	56	0	0	3,413
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	440,826	8,920	SH		DFND	3	0	0	8,920
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	70,767,197	233,240	SH		SOLE		465	0	232,775
SERVICENOW INC	COM	81762P102	3,933	5	SH		DFND	702	5	0	0
GUARDANT HEALTH INC	COM	40131M109	544,349	18,849	SH		SOLE		20	0	18,829
RLI CORP	COM	749607107	2,551,385	18,135	SH		SOLE		1	0	18,134
H WORLD GROUP LTD	SPONSORED ADS	44332N106	2,766	83	SH		DFND	790	0	0	83
DRIL-QUIP INC	COM	262037104	27,044	1,454	SH		DFND	675	0	0	1,454
CENTENE CORP DEL	COM	15135B101	1,260	19	SH		DFND	697	0	0	19
ABBOTT LABS	COM	002824100	4,988	48	SH		DFND	965	0	0	48
GOLDMAN SACHS GROUP INC	COM	38141G104	13,570	30	SH		DFND	790	0	0	30
SPDR S&P 500 ETF TR	TR UNIT	78462F103	127,892	235	SH		DFND	883	0	0	235
VIAVI SOLUTIONS INC	COM	925550105	19,634	2,858	SH		DFND	661	0	0	2,858
EXXON MOBIL CORP	COM	30231G102	82,656	718	SH		DFND	242	0	0	718
TESLA INC	COM	88160R101	48,481	245	SH		DFND	792	245	0	0
STOCK YDS BANCORP INC	COM	861025104	1,490	30	SH		DFND	810	0	0	30
INTERNATIONAL PAPER CO	COM	460146103	2,158	50	SH		DFND	697	0	0	50
ISHARES INC	CORE MSCI EMKT	46434G103	329,852	6,162	SH		DFND	437	0	0	6,162
AUTODESK INC	COM	052769106	2,475	10	SH		DFND	713	10	0	0
UNILEVER PLC	SPON ADR NEW	904767704	2,914	53	SH		DFND	260	0	0	53
EXELON CORP	COM	30161N101	3,080	89	SH		DFND	736	0	0	89
ORACLE CORP	COM	68389X105	353,000	2,500	SH		DFND	853	0	0	2,500
WALMART INC	COM	931142103	24,105	356	SH		DFND	791	356	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	101,410	2,052	SH		DFND	834	0	0	2,052
SPDR SER TR	PORTFOLIO S&P600	78468R853	14,411	347	SH		DFND	723	0	0	347
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	307,818	3,955	SH		DFND	437	0	0	3,955
ON SEMICONDUCTOR CORP	COM	682189105	891	13	SH		DFND	970	0	0	13
CUMMINS INC	COM	231021106	2,492	9	SH		DFND	810	0	0	9
AMERICAN EXPRESS CO	COM	025816109	3,242	14	SH		DFND	493	0	0	14
ALCON AG	ORD SHS	H01301128	1,425	16	SH		DFND	810	0	0	16
AGILENT TECHNOLOGIES INC	COM	00846U101	2,981	23	SH		DFND	736	0	0	23
EQUINOR ASA	SPONSORED ADR	29446M102	1,656	58	SH		DFND	189	58	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,375	129	SH		DFND	345	0	0	129
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,853	46	SH		DFND	215	0	0	46
GOLDMAN SACHS GROUP INC	COM	38141G104	2,262	5	SH		DFND	600	0	0	5
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	17,544	355	SH		DFND	614	0	0	355
CENCORA INC	COM	03073E105	4,281	19	SH		DFND	969	0	0	19
MCKESSON CORP	COM	58155Q103	35,417,033	60,641	SH		SOLE		80	0	60,561
FLEXSHARES TR	INTL QLTDV IDX	33939L837	4,599,881	184,957	SH		SOLE		0	0	184,957
PENTAIR PLC	SHS	G7S00T104	1,073	14	SH		DFND	697	0	0	14
ISHARES TR	CORE S&P SCP ETF	464287804	21,865	205	SH		DFND	905	0	0	205
PARKER-HANNIFIN CORP	COM	701094104	7,587	15	SH		DFND	791	15	0	0
STEEL DYNAMICS INC	COM	858119100	1,295	10	SH		DFND	737	0	0	10
UBER TECHNOLOGIES INC	COM	90353T100	1,090	15	SH		DFND	903	0	0	15
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	2,093	36	SH		DFND	810	0	0	36
CARMAX INC	COM	143130102	2,714	37	SH		DFND	188	37	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,032	131	SH		DFND	211	0	0	131
REINSURANCE GRP OF AMERICA I	COM NEW	759351604	2,046,337	9,969	SH		SOLE		0	0	9,969
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	377,033	8,486	SH		SOLE		0	0	8,486
EXXON MOBIL CORP	COM	30231G102	29,240	254	SH		DFND	38	0	0	254
GSK PLC	SPONSORED ADR	37733W204	1,386	36	SH		DFND	816	0	0	36
REGIONS FINANCIAL CORP NEW	COM	7591EP100	782	39	SH		DFND	406	0	0	39
VANGUARD INDEX FDS	MID CAP ETF	922908629	59,799	247	SH		DFND	56	0	0	247
SPDR SER TR	PORTFOLIO S&P500	78464A854	43,712	683	SH		DFND	327	683	0	0
ISHARES TR	CORE 1 5 YR USD	46432F859	11,087,659	234,065	SH		SOLE		3,185	0	230,880
SPDR SER TR	PORTFOLIO S&P400	78464A847	16,980	331	SH		DFND	459	0	0	331
PARK NATL CORP	COM	700658107	691,203	4,856	SH		SOLE		4	0	4,852
CRH PLC	ORD	G25508105	9,298	124	SH		DFND	791	124	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,352	67	SH		DFND	559	0	0	67
SYNCHRONY FINANCIAL	COM	87165B103	1,400,503	29,678	SH		SOLE		0	0	29,678
HEALTHPEAK PROPERTIES INC	COM	42250P103	1,254	64	SH		DFND	736	0	0	64
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	3,796,270	81,940	SH		SOLE		0	0	81,940
PROLOGIS INC.	COM	74340W103	7,862	70	SH		DFND	736	0	0	70
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	4,150	80	SH		DFND	764	80	0	0
UBER TECHNOLOGIES INC	COM	90353T100	73,843	1,016	SH		DFND	661	0	0	1,016
GENERAL DYNAMICS CORP	COM	369550108	580	2	SH		DFND	903	0	0	2
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	90,716	223	SH		DFND	63	0	0	223
MACYS INC	COM	55616P104	864	45	SH		DFND	697	0	0	45
ENTERGY CORP NEW	COM	29364G103	5,671	53	SH		DFND	40	0	0	53
SPDR SER TR	PORTFOLIO SHORT	78464A474	37,244	1,254	SH		DFND	176	0	0	1,254
SPDR SER TR	PORTFOLIO S&P500	78464A854	53,376	834	SH		DFND	374	0	0	834
HOWMET AEROSPACE INC	COM	443201108	1,320	17	SH		DFND	697	0	0	17
PROGRESSIVE CORP	COM	743315103	3,531	17	SH		DFND	713	17	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	38,592	603	SH		DFND	410	0	0	603
WASTE MGMT INC DEL	COM	94106L109	3,840	18	SH		DFND	268	0	0	18
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	10,870	136	SH		DFND	148	0	0	136
AMERICAN EXPRESS CO	COM	025816109	3,010	13	SH		DFND	790	0	0	13
ISHARES INC	EM MKTS DIV ETF	464286319	362,581	13,340	SH		DFND	352	0	0	13,340
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,259	161	SH		DFND	414	0	0	161
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	81,280	1,000	SH		DFND	853	0	0	1,000
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	736	0	0	1
KELLANOVA	COM	487836108	6,922	120	SH		DFND	792	120	0	0
BARINGS BDC INC	COM	06759L103	66,193	6,803	SH		DFND	661	0	0	6,803
EXXON MOBIL CORP	COM	30231G102	35,112	305	SH		DFND	188	305	0	0
METLIFE INC	COM	59156R108	30,743	438	SH		DFND	675	0	0	438
AES CORP	COM	00130H105	4,305	245	SH		DFND	980	0	0	245
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	92,826	347	SH		DFND	941	0	0	347
DOORDASH INC	CL A	25809K105	8,485	78	SH		DFND	792	78	0	0
MCDONALDS CORP	COM	580135101	38,991	153	SH		DFND	661	0	0	153
SILVERBOW RES INC	COM	82836G102	303	8	SH		DFND	903	0	0	8
NORFOLK SOUTHN CORP	COM	655844108	429	2	SH		DFND	903	0	0	2
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	5,114	5	SH		DFND	810	0	0	5
TURKCELL ILETISIM HIZMETLERI	SPON ADR NEW	900111204	8	1	SH		DFND	792	1	0	0
MARAVAI LIFESCIENCES HLDGS I	COM CL A	56600D107	287,961	40,218	SH		SOLE		0	0	40,218
MDU RES GROUP INC	COM	552690109	472,490	18,824	SH		SOLE		0	0	18,824
RELX PLC	SPONSORED ADR	759530108	8,258	180	SH		DFND	627	0	0	180
ARCHER DANIELS MIDLAND CO	COM	039483102	1,269	21	SH		DFND	737	0	0	21
SPDR SER TR	PORTFOLIO S&P400	78464A847	54,275	1,058	SH		DFND	765	0	0	1,058
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	122,197	1,696	SH		DFND	159	0	0	1,696
INTUITIVE SURGICAL INC	COM NEW	46120E602	3,559	8	SH		DFND	697	0	0	8
NNN REIT INC	COM	637417106	111,740	2,623	SH		DFND	675	0	0	2,623
MANULIFE FINL CORP	COM	56501R106	453	17	SH		DFND	951	0	0	17
EQUINOR ASA	SPONSORED ADR	29446M102	457	16	SH		DFND	903	0	0	16
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,947	71	SH		DFND	803	0	0	71
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	26,125	625	SH		DFND	724	0	0	625
ISHARES TR	RUS MID CAP ETF	464287499	44,399,430	547,600	SH		SOLE		0	0	547,600
ISHARES TR	CORE S&P TTL STK	464287150	5,939	50	SH		DFND	960	0	0	50
ISHARES INC	CORE MSCI EMKT	46434G103	81,473	1,522	SH		DFND	692	1,522	0	0
EXTRA SPACE STORAGE INC	COM	30225T102	22,845	147	SH		DFND	328	0	0	147
WYNN RESORTS LTD	COM	983134107	6,119,795	68,378	SH		SOLE		6	0	68,372
SPDR SER TR	S&P SEMICNDCTR	78464A862	918,287	3,711	SH		SOLE		0	0	3,711
SCHWAB STRATEGIC TR	US REIT ETF	808524847	103,884	5,202	SH		DFND	80	0	0	5,202
DRIVEN BRANDS HLDGS INC	COM	26210V102	364,918	28,666	SH		SOLE		49	0	28,617
PROCTER AND GAMBLE CO	COM	742718109	3,958	24	SH		DFND	665	0	0	24
DEVON ENERGY CORP NEW	COM	25179M103	5,546	117	SH		DFND	737	0	0	117
BLACKROCK INNOVATION AND GRW	SHS BEN INT	09260Q108	119,281	16,498	SH		SOLE		0	0	16,498
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	30,838	624	SH		DFND	687	0	0	624
ERIE INDTY CO	CL A	29530P102	1,450	4	SH		DFND	737	0	0	4
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	190,735	713	SH		DFND	3	0	0	713
ISHARES TR	S&P MC 400GR ETF	464287606	3,524	40	SH		DFND	264	0	0	40
SPDR SER TR	PORTFOLIO S&P500	78464A854	15,616	244	SH		DFND	862	0	0	244
PAYCHEX INC	COM	704326107	2,608	22	SH		DFND	790	0	0	22
MICROSOFT CORP	COM	594918104	58,550	131	SH		DFND	665	0	0	131
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	108,609	406	SH		DFND	57	0	0	406
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,598	40	SH		DFND	672	0	0	40
BROADCOM INC	COM	11135F101	195,875	122	SH		DFND	916	0	0	122
BOSTON SCIENTIFIC CORP	COM	101137107	36,118	469	SH		DFND	916	0	0	469
AXALTA COATING SYS LTD	COM	G0750C108	2,460	72	SH		DFND	951	0	0	72
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,683	115	SH		DFND	895	0	0	115
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	6,376	166	SH		DFND	261	0	0	166
EQUINIX INC	COM	29444U700	757	1	SH		DFND	665	0	0	1
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	909	14	SH		DFND	244	0	0	14
SPDR SER TR	PORTFOLIO SHORT	78464A474	27,176	915	SH		DFND	568	0	0	915
SCHWAB STRATEGIC TR	US REIT ETF	808524847	354,448	17,749	SH		DFND	102	0	0	17,749
REALTY INCOME CORP	COM	756109104	1,637	31	SH		DFND	697	0	0	31
KINDER MORGAN INC DEL	COM	49456B101	3,537	178	SH		DFND	736	0	0	178
AERCAP HOLDINGS NV	SHS	N00985106	20,504	220	SH		DFND	916	0	0	220
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	91,118	1,615	SH		DFND	229	0	0	1,615
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	176,380	3,569	SH		DFND	546	0	0	3,569
ISHARES TR	CORE S&P500 ETF	464287200	242,423	443	SH		DFND	668	0	0	443
TOPBUILD CORP	COM	89055F103	97,473	253	SH		DFND	157	0	0	253
SILICON LABORATORIES INC	COM	826919102	6,306	57	SH		DFND	792	57	0	0
CATERPILLAR INC	COM	149123101	999	3	SH		DFND	903	0	0	3
HONEYWELL INTL INC	COM	438516106	3,844	18	SH		DFND	416	0	0	18
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	62,865	235	SH		DFND	843	0	0	235
EASTERN BANKSHARES INC	COM	27627N105	1,853,454	132,579	SH		SOLE		113	0	132,466
COPART INC	COM	217204106	758	14	SH		DFND	695	0	0	14
UBER TECHNOLOGIES INC	COM	90353T100	16,498	227	SH		DFND	792	227	0	0
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	314,047	6,242	SH		SOLE		0	0	6,242
JPMORGAN CHASE & CO.	COM	46625H100	11,731	58	SH		DFND	965	0	0	58
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	9,062	101	SH		DFND	410	0	0	101
COMCAST CORP NEW	CL A	20030N101	3,446	88	SH		DFND	600	0	0	88
ISHARES TR	SHRT NAT MUN ETF	464288158	108,941	1,042	SH		DFND	677	0	0	1,042
KRATOS DEFENSE & SEC SOLUTIO	COM NEW	50077B207	490,684	24,522	SH		SOLE		204	0	24,318
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	26,728	416	SH		DFND	418	416	0	0
ALLSTATE CORP	COM	020002101	110,006	689	SH		DFND	374	0	0	689
NUSHARES ETF TR	NUVEEN ESG SMLCP	67092P607	1,077,916	27,400	SH		DFND	1	0	0	27,400
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	418,181	5,373	SH		DFND	97	0	0	5,373
AMAZON COM INC	COM	023135106	42,515	220	SH		DFND	713	220	0	0
COPART INC	COM	217204106	15,381	284	SH		DFND	916	0	0	284
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	22,124	576	SH		DFND	560	0	0	576
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	41,033	4,091	SH		DFND	675	0	0	4,091
MICROSOFT CORP	COM	594918104	243,141	544	SH		DFND	329	0	0	544
GE VERNOVA INC	COM	36828A101	686	4	SH		DFND	903	0	0	4
AERCAP HOLDINGS NV	SHS	N00985106	1,584	17	SH		DFND	816	0	0	17
SYSCO CORP	COM	871829107	3,570	50	SH		DFND	965	0	0	50
SPDR SER TR	PORTFOLIO S&P500	78464A854	242,624	3,791	SH		DFND	480	0	0	3,791
WP CAREY INC	COM	92936U109	8,863	161	SH		DFND	916	0	0	161
CONSTELLATION BRANDS INC	CL A	21036P108	2,573	10	SH		DFND	969	0	0	10
LULULEMON ATHLETICA INC	COM	550021109	1,195	4	SH		DFND	736	0	0	4
COSAN S A	ADS	22113B103	584	60	SH		DFND	665	0	0	60
BUNGE GLOBAL SA	COM SHS	H11356104	1,602	15	SH		DFND	737	0	0	15
SPDR SER TR	PORTFOLIO S&P500	78464A854	19,904	311	SH		DFND	778	0	0	311
SKYWEST INC	COM	830879102	4,371,766	53,269	SH		SOLE		12	0	53,257
FIRSTCASH HOLDINGS INC	COM	33768G107	5,034	48	SH		DFND	792	48	0	0
IQVIA HLDGS INC	COM	46266C105	1,057	5	SH		DFND	810	0	0	5
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,361	124	SH		DFND	305	0	0	124
INTUIT	COM	461202103	49,291	75	SH		DFND	538	0	0	75
NEXTERA ENERGY INC	COM	65339F101	5,028	71	SH		DFND	941	0	0	71
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,899	76	SH		DFND	441	0	0	76
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	200,195	802	SH		DFND	488	0	0	802
BROOKFIELD ASSET MANAGMT LTD	CL A LMT VTG SHS	113004105	2,595,554	68,214	SH		SOLE		0	0	68,214
INDEPENDENCE RLTY TR INC	COM	45378A106	73,911	3,944	SH		DFND	675	0	0	3,944
ISHARES TR	CORE MSCI INTL	46435G326	901,434	13,733	SH		DFND	412	0	0	13,733
TE CONNECTIVITY LTD	SHS	H84989104	1,655	11	SH		DFND	697	0	0	11
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	18,620	157	SH		DFND	140	0	0	157
UNITEDHEALTH GROUP INC	COM	91324P102	98,075,911	192,585	SH		SOLE		624	0	191,961
PHILLIPS 66	COM	718546104	1,271	9	SH		DFND	816	0	0	9
MICROCHIP TECHNOLOGY INC.	COM	595017104	915	10	SH		DFND	515	0	0	10
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	47,841	664	SH		DFND	598	0	0	664
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	134,589	3,504	SH		DFND	104	0	0	3,504
COSTCO WHSL CORP NEW	COM	22160K105	5,950	7	SH		DFND	810	0	0	7
BROADCOM INC	COM	11135F101	16,795	400	SH	Put	SOLE		0	0	400
STEPAN CO	COM	858586100	686,961	8,182	SH		SOLE		37	0	8,145
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	72,871	870	SH		DFND	328	0	0	870
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	320	9	SH		DFND	109	0	0	9
TARGET CORP	COM	87612E106	29,608	200	SH		DFND	400	0	0	200
AUTOZONE INC	COM	053332102	5,928	2	SH		DFND	792	2	0	0
ELI LILLY & CO	COM	532457108	12,675	14	SH		DFND	472	0	0	14
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	20,972	546	SH		DFND	60	0	0	546
BROADCOM INC	COM	11135F101	17,661	11	SH		DFND	695	0	0	11
MEDTRONIC PLC	SHS	G5960L103	4,172	53	SH		DFND	970	0	0	53
SANMINA CORPORATION	COM	801056102	2,186	33	SH		DFND	816	0	0	33
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,767	46	SH		DFND	247	0	0	46
REGENERON PHARMACEUTICALS	COM	75886F107	11,561	11	SH		DFND	792	11	0	0
PDD HOLDINGS INC	SPONSORED ADS	722304102	1,197	9	SH		DFND	810	0	0	9
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,817	57	SH		DFND	941	0	0	57
UTZ BRANDS INC	COM CL A	918090101	48,239	2,899	SH		DFND	675	0	0	2,899
OPTION CARE HEALTH INC	COM NEW	68404L201	482,894	17,433	SH		SOLE		18	0	17,415
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	11,888	165	SH		DFND	806	0	0	165
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	18,749	361	SH		DFND	88	0	0	361
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	63,940	1,276	SH		DFND	153	0	0	1,276
FIFTH THIRD BANCORP	COM	316773100	1,569	43	SH		DFND	970	0	0	43
SPDR SER TR	PORTFOLIO SHORT	78464A474	19,513	657	SH		DFND	311	0	0	657
SCHWAB STRATEGIC TR	US REIT ETF	808524847	35,147	1,760	SH		DFND	637	0	0	1,760
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,312	51	SH		DFND	288	51	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	46,946	877	SH		DFND	833	0	0	877
DEERE & CO	COM	244199105	2,989	8	SH		DFND	866	8	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	16,461	320	SH		DFND	631	0	0	320
SPDR SER TR	PORTFOLIO S&P400	78464A847	513	10	SH		DFND	59	0	0	10
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,705,645	26,547	SH		DFND	553	0	0	26,547
DOVER CORP	COM	260003108	1,624	9	SH		DFND	810	0	0	9
ISHARES TR	CORE S&P500 ETF	464287200	21,889	40	SH		DFND	848	0	0	40
VANGUARD INDEX FDS	SMALL CP ETF	922908751	40,119	184	SH		DFND	190	0	0	184
TERADYNE INC	COM	880770102	2,669	18	SH		DFND	188	18	0	0
EAST WEST BANCORP INC	COM	27579R104	470,622	6,427	SH		SOLE		2	0	6,425
QUANTA SVCS INC	COM	74762E102	1,270	5	SH		DFND	515	0	0	5
DEERE & CO	COM	244199105	1,121	3	SH		DFND	970	0	0	3
QUALCOMM INC	COM	747525103	5,577	28	SH		DFND	816	0	0	28
MICROSOFT CORP	COM	594918104	80,451	180	SH		DFND	938	0	0	180
ABBOTT LABS	COM	002824100	2,078	20	SH		DFND	471	0	0	20
NORTHWESTERN ENERGY GROUP IN	COM NEW	668074305	26,542	530	SH		DFND	661	0	0	530
VISA INC	COM CL A	92826C839	9,711	37	SH		DFND	665	0	0	37
CVS HEALTH CORP	COM	126650100	59,355	1,005	SH		DFND	1	0	0	1,005
SANDY SPRING BANCORP INC	COM	800363103	1,145	47	SH		DFND	737	0	0	47
EQUINIX INC	COM	29444U700	1,513	2	SH		DFND	600	0	0	2
MOTOROLA SOLUTIONS INC	COM NEW	620076307	772	2	SH		DFND	697	0	0	2
ONEOK INC NEW	COM	682680103	23,976	294	SH		DFND	374	0	0	294
AEGON LTD	AMER REG 1 CERT	0076CA104	9,734	1,588	SH		DFND	627	0	0	1,588
SALESFORCE INC	COM	79466L302	494,660	1,924	SH		DFND	1	0	0	1,924
VANGUARD INDEX FDS	MID CAP ETF	922908629	44,546	184	SH		DFND	336	0	0	184
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,234,300,279	24,631,816	SH		SOLE		11,860	0	24,619,956
FRANCO NEV CORP	COM	351858105	5,926	50	SH		DFND	791	50	0	0
NRG ENERGY INC	COM NEW	629377508	1,947	25	SH		DFND	737	0	0	25
SEABOARD CORP DEL	COM	811543107	6,321	2	SH		DFND	792	2	0	0
BIOGEN INC	COM	09062X103	3,014	13	SH		DFND	790	0	0	13
GARMIN LTD	SHS	H2906T109	1,955	12	SH		DFND	268	0	0	12
DEERE & CO	COM	244199105	1,868	5	SH		DFND	951	0	0	5
ISHARES TR	CORE S&P500 ETF	464287200	49,251	90	SH		DFND	284	90	0	0
ONEOK INC NEW	COM	682680103	5,464	67	SH		DFND	792	67	0	0
APPLE INC	COM	037833100	82,563	392	SH		DFND	153	0	0	392
TYLER TECHNOLOGIES INC	COM	902252105	1,006	2	SH		DFND	600	0	0	2
ULTRAPAR PARTICIPACOES SA	SP ADR REP COM	90400P101	142,891	36,545	SH		SOLE		0	0	36,545
ADVANCED MICRO DEVICES INC	COM	007903107	1,996,964	40,000	SH	Call	SOLE		0	0	40,000
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	10,835	55	SH		DFND	916	0	0	55
LAM RESEARCH CORP	COM	512807108	2,130	2	SH		DFND	810	0	0	2
WISDOMTREE TR	US QTLY DIV GRT	97717X669	7,950,046	101,858	SH		SOLE		0	0	101,858
VOYA FINANCIAL INC	COM	929089100	1,850	26	SH		DFND	951	0	0	26
ISHARES TR	SHRT NAT MUN ETF	464288158	165,921	1,587	SH		DFND	551	0	0	1,587
NEXSTAR MEDIA GROUP INC	COMMON STOCK	65336K103	794,137	4,784	SH		SOLE		0	0	4,784
HEALTH CATALYST INC	COM	42225T107	120,528	18,862	SH		SOLE		22	0	18,840
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	20,127	335	SH		DFND	342	0	0	335
THERMO FISHER SCIENTIFIC INC	COM	883556102	2,765	5	SH		DFND	665	0	0	5
MERITAGE HOMES CORP	COM	59001A102	13,110	81	SH		DFND	790	0	0	81
ALTRIA GROUP INC	COM	02209S103	2,004	44	SH		DFND	697	0	0	44
EVERI HLDGS INC	COM	30034T103	4,561	543	SH		DFND	792	543	0	0
8X8 INC NEW	COM	282914100	72,798	32,792	SH		SOLE		0	0	32,792
VULCAN MATLS CO	COM	929160109	1,243	5	SH		DFND	810	0	0	5
MERCK & CO INC	COM	58933Y105	3,343	27	SH		DFND	783	0	0	27
REPUBLIC SVCS INC	COM	760759100	194	1	SH		DFND	406	0	0	1
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	94,547	1,838	SH		DFND	535	0	0	1,838
WISDOMTREE TR	US MIDCAP DIVID	97717W505	7,811	167	SH		DFND	210	0	0	167
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	126,416	2,558	SH		DFND	512	0	0	2,558
SPDR SER TR	PORTFOLIO S&P600	78468R853	13,746	331	SH		DFND	689	0	0	331
VANGUARD INDEX FDS	MID CAP ETF	922908629	12,589	52	SH		DFND	82	0	0	52
ISHARES TR	US INFRASTRUC	46435U713	4,802	114	SH		DFND	726	0	0	114
HILTON WORLDWIDE HLDGS INC	COM	43300A203	30,984	142	SH		DFND	661	0	0	142
CHUBB LIMITED	COM	H1467J104	35,456	139	SH		DFND	916	0	0	139
ISHARES INC	CORE MSCI EMKT	46434G103	26,390	493	SH		DFND	546	0	0	493
META PLATFORMS INC	CL A	30303M102	7,563	15	SH		DFND	703	0	0	15
MOTOROLA SOLUTIONS INC	COM NEW	620076307	1,158	3	SH		DFND	969	0	0	3
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	154,536	3,127	SH		DFND	329	0	0	3,127
AUTOMATIC DATA PROCESSING IN	COM	053015103	8,832	37	SH		DFND	792	37	0	0
COSTCO WHSL CORP NEW	COM	22160K105	17,000	20	SH		DFND	970	0	0	20
ISHARES TR	US HLTHCARE ETF	464287762	2,710,763	44,243	SH		SOLE		0	0	44,243
CORTEVA INC	COM	22052L104	5,987	111	SH		DFND	792	111	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	293,892	6,716	SH		DFND	653	0	0	6,716
IRHYTHM TECHNOLOGIES INC	COM	450056106	368,129	3,420	SH		SOLE		9	0	3,411
DOVER CORP	COM	260003108	1,263	7	SH		DFND	713	7	0	0
MACOM TECH SOLUTIONS HLDGS I	COM	55405Y100	983,054	8,819	SH		SOLE		102	0	8,717
AT&T INC	COM	00206R102	459	24	SH		DFND	951	0	0	24
GARMIN LTD	SHS	H2906T109	7,006	43	SH		DFND	797	0	0	43
NUSHARES ETF TR	NUVEEN ESG SMLCP	67092P607	7,310,060	185,817	SH		SOLE		0	0	185,817
FIRST INTST BANCSYSTEM INC	COM	32055Y201	668,148	24,060	SH		SOLE		36	0	24,024
FUTU HLDGS LTD	SPON ADS CL A	36118L106	848,273	12,930	SH		SOLE		90	0	12,840
VIATRIS INC	COM	92556V106	5,432	511	SH		DFND	515	0	0	511
ALLY FINL INC	COM	02005N100	1,957,715	49,350	SH		SOLE		0	0	49,350
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	8,028,253	111,504	SH		SOLE		127	0	111,377
KIRBY CORP	COM	497266106	838	7	SH		DFND	697	0	0	7
BELDEN INC	COM	077454106	1,309,242	13,958	SH		SOLE		21	0	13,937
AT&T INC	COM	00206R102	6,765	354	SH		DFND	970	0	0	354
ISHARES TR	CORE MSCI INTL	46435G326	94,390	1,438	SH		DFND	240	0	0	1,438
UNITEDHEALTH GROUP INC	COM	91324P102	15,787	31	SH		DFND	820	0	0	31
PINNACLE FINL PARTNERS INC	COM	72346Q104	880	11	SH		DFND	697	0	0	11
KINDER MORGAN INC DEL	COM	49456B101	7,697,327	387,384	SH		SOLE		58	0	387,326
VALERO ENERGY CORP	COM	91913Y100	2,038	13	SH		DFND	697	0	0	13
SELECTIVE INS GROUP INC	COM	816300107	563	6	SH		DFND	810	0	0	6
LAMAR ADVERTISING CO NEW	CL A	512816109	1,281,450	10,721	SH		SOLE		149	0	10,572
HDFC BANK LTD	SPONSORED ADS	40415F101	13,509	210	SH		DFND	790	0	0	210
ISHARES INC	CORE MSCI EMKT	46434G103	37,899	708	SH		DFND	411	0	0	708
WASTE MGMT INC DEL	COM	94106L109	14,507	68	SH		DFND	791	68	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	60,742	1,581	SH		DFND	302	0	0	1,581
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,606	26	SH		DFND	405	0	0	26
CROWDSTRIKE HLDGS INC	CL A	22788C105	60,697,814	158,401	SH		SOLE		31	0	158,370
ISHARES TR	SHRT NAT MUN ETF	464288158	3,241	31	SH		DFND	273	0	0	31
ISHARES TR	CORE US AGGBD ET	464287226	45,332	467	SH		DFND	783	0	0	467
ABBOTT LABS	COM	002824100	59,125	569	SH		DFND	382	0	0	569
EXLSERVICE HOLDINGS INC	COM	302081104	502	16	SH		DFND	903	0	0	16
SPDR SER TR	PORTFOLIO S&P500	78464A854	875,712	13,683	SH		DFND	440	0	0	13,683
HESS CORP	COM	42809H107	590	4	SH		DFND	695	0	0	4
EASTERN BANKSHARES INC	COM	27627N105	10,345	740	SH		DFND	790	0	0	740
SCHWAB STRATEGIC TR	US REIT ETF	808524847	138,612	6,941	SH		DFND	328	0	0	6,941
NOVO-NORDISK A S	ADR	670100205	8,707	61	SH		DFND	965	0	0	61
DORMAN PRODS INC	COM	258278100	46,197	505	SH		DFND	675	0	0	505
FORTINET INC	COM	34959E109	6,268	104	SH		DFND	791	104	0	0
ELECTRONIC ARTS INC	COM	285512109	836	6	SH		DFND	695	0	0	6
COHEN & STEERS INFRASTRUCTUR	COM	19248A109	607,665	27,031	SH		SOLE		0	0	27,031
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,029	122	SH		DFND	896	0	0	122
SONY GROUP CORP	SPONSORED ADR	835699307	1,189	14	SH		DFND	810	0	0	14
HEALTHPEAK PROPERTIES INC	COM	42250P103	10,623	542	SH		DFND	916	0	0	542
GOLDMAN SACHS GROUP INC	COM	38141G104	6,785	15	SH		DFND	695	0	0	15
COOPER COS INC	COM	216648501	698	8	SH		DFND	600	0	0	8
NIKE INC	CL B	654106103	19,295	256	SH		DFND	154	0	0	256
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	6,878,461	271,447	SH		SOLE		0	0	271,447
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	32,469	657	SH		DFND	46	0	0	657
MODINE MFG CO	COM	607828100	967,735	9,659	SH		SOLE		27	0	9,632
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	37,327	853	SH		DFND	336	0	0	853
VANGUARD INDEX FDS	MID CAP ETF	922908629	53,020	219	SH		DFND	305	0	0	219
WALKER & DUNLOP INC	COM	93148P102	1,038,927	10,580	SH		SOLE		26	0	10,554
CABLE ONE INC	COM	12685J105	708	2	SH		DFND	969	0	0	2
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	140,872	1,810	SH		DFND	220	0	0	1,810
ORACLE CORP	COM	68389X105	15,814	112	SH		DFND	790	0	0	112
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	38,124	735	SH		DFND	361	735	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	17,646	40	SH		DFND	538	0	0	40
ISHARES TR	MSCI USA ESG SLC	464288802	5,641,642	50,206	SH		SOLE		0	0	50,206
OMNICELL COM	COM	68213N109	255,349	9,433	SH		SOLE		0	0	9,433
ALTAIR ENGR INC	COM CL A	021369103	8,631	88	SH		DFND	791	88	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	318,380	814	SH		DFND	257	0	0	814
HCA HEALTHCARE INC	COM	40412C101	11,044,955	34,378	SH		SOLE		73	0	34,305
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,521	49	SH		DFND	247	0	0	49
ELEVANCE HEALTH INC	COM	036752103	1,626	3	SH		DFND	736	0	0	3
APPLIED INDL TECHNOLOGIES IN	COM	03820C105	7,566	39	SH		DFND	792	39	0	0
PVH CORPORATION	COM	693656100	106	1	SH		DFND	713	1	0	0
VANGUARD WORLD FD	UTILITIES ETF	92204A876	3,705,168	25,048	SH		SOLE		0	0	25,048
WEC ENERGY GROUP INC	COM	92939U106	942	12	SH		DFND	736	0	0	12
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,517	205	SH		DFND	454	0	0	205
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	64,344	805	SH		DFND	340	0	0	805
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	2,644	82	SH		DFND	866	82	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	13,824	216	SH		DFND	898	0	0	216
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	13,874	76	SH		DFND	689	0	0	76
MARATHON PETE CORP	COM	56585A102	194,645	1,122	SH		DFND	390	0	0	1,122
LINCOLN NATL CORP IND	COM	534187109	2,799	90	SH		DFND	970	0	0	90
AMERICAN EXPRESS CO	COM	025816109	218,352	943	SH		DFND	480	0	0	943
VALERO ENERGY CORP	COM	91913Y100	2,822	18	SH		DFND	970	0	0	18
WELLS FARGO CO NEW	COM	949746101	2,257	38	SH		DFND	951	0	0	38
VISA INC	COM CL A	92826C839	3,150	12	SH		DFND	903	0	0	12
SPDR SER TR	PORTFOLIO S&P400	78464A847	17,237	336	SH		DFND	50	0	0	336
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	175,505	4,659	SH		DFND	287	0	0	4,659
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	66,371	1,343	SH		DFND	72	0	0	1,343
MOODYS CORP	COM	615369105	3,788	9	SH		DFND	737	0	0	9
ROYAL CARIBBEAN GROUP	COM	V7780T103	3,189	20	SH		DFND	736	0	0	20
SEMPRA	COM	816851109	7,226	95	SH		DFND	736	0	0	95
APPLE INC	COM	037833100	176,710	839	SH		DFND	134	839	0	0
GENERAL MTRS CO	COM	37045V100	6,458	139	SH		DFND	736	0	0	139
L3HARRIS TECHNOLOGIES INC	COM	502431109	2,246	10	SH		DFND	736	0	0	10
ELEVANCE HEALTH INC	COM	036752103	5,419	10	SH		DFND	970	0	0	10
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	23,921	332	SH		DFND	458	0	0	332
CHUBB LIMITED	COM	H1467J104	5,102	20	SH		DFND	697	0	0	20
SALESFORCE INC	COM	79466L302	13,369	52	SH		DFND	188	52	0	0
HALEON PLC	SPON ADS	405552100	15,991	1,936	SH		DFND	916	0	0	1,936
LPL FINL HLDGS INC	COM	50212V100	1,257,688	4,503	SH		SOLE		7	0	4,496
COPART INC	COM	217204106	2,383	44	SH		DFND	736	0	0	44
XENCOR INC	COM	98401F105	289,402	15,288	SH		SOLE		24	0	15,264
SCHLUMBERGER LTD	COM STK	806857108	2,831	60	SH		DFND	916	0	0	60
ORACLE CORP	COM	68389X105	1,553	11	SH		DFND	965	0	0	11
AMAZON COM INC	COM	023135106	11,595	60	SH		DFND	149	0	0	60
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	32,201	626	SH		DFND	14	0	0	626
CHEMED CORP NEW	COM	16359R103	643,214	1,185	SH		SOLE		8	0	1,177
TARGET CORP	COM	87612E106	2,517	17	SH		DFND	951	0	0	17
ALPHABET INC	CAP STK CL A	02079K305	41,348	227	SH		DFND	816	0	0	227
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,027	188	SH		DFND	67	0	0	188
HSBC HLDGS PLC	SPON ADR NEW	404280406	2,306	53	SH		DFND	810	0	0	53
UNITED PARCEL SERVICE INC	CL B	911312106	3,011	22	SH		DFND	264	0	0	22
APOGEE ENTERPRISES INC	COM	037598109	471,405	7,502	SH		SOLE		6	0	7,496
MERCK & CO INC	COM	58933Y105	18,570	150	SH		DFND	284	150	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	32,706	150	SH		DFND	779	0	0	150
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	408,762	9,341	SH		DFND	168	0	0	9,341
TJX COS INC NEW	COM	872540109	1,431	13	SH		DFND	262	0	0	13
THERMO FISHER SCIENTIFIC INC	COM	883556102	43,134	78	SH		DFND	154	0	0	78
EATON VANCE NATL MUN OPPORT	COM SHS	27829L105	200,093	11,882	SH		SOLE		0	0	11,882
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	570,780	7,922	SH		DFND	875	0	0	7,922
TRIMBLE INC	COM	896239100	6,934	124	SH		DFND	791	124	0	0
ALPHABET INC	CAP STK CL C	02079K107	47,689	260	SH		DFND	983	0	0	260
JPMORGAN CHASE & CO.	COM	46625H100	237,049	1,172	SH		DFND	661	0	0	1,172
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	100,385	2,294	SH		DFND	656	0	0	2,294
SPDR SER TR	PORTFOLIO S&P400	78464A847	90,596	1,766	SH		DFND	876	0	0	1,766
FERGUSON PLC NEW	SHS	G3421J106	911,755	4,708	SH		SOLE		46	0	4,662
CITIGROUP INC	COM NEW	172967424	2,031	32	SH		DFND	665	0	0	32
SPDR SER TR	PORTFOLIO S&P400	78464A847	23,649	461	SH		DFND	292	461	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	58,325	898	SH		DFND	153	0	0	898
IQVIA HLDGS INC	COM	46266C105	20,721	98	SH		DFND	916	0	0	98
TESLA INC	COM	88160R101	66,883	338	SH		DFND	685	0	0	338
VERRICA PHARMACEUTICALS INC	COM	92511W108	215,296	29,533	SH		SOLE		0	0	29,533
SPDR SER TR	PORTFOLIO S&P400	78464A847	162,878	3,175	SH		DFND	101	0	0	3,175
HP INC	COM	40434L105	2,942	84	SH		DFND	790	0	0	84
ELEVANCE HEALTH INC	COM	036752103	10,837	20	SH		DFND	685	0	0	20
GILDAN ACTIVEWEAR INC	COM	375916103	455	12	SH		DFND	951	0	0	12
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	12,637,316	360,757	SH		SOLE		0	0	360,757
SPDR SER TR	PORTFOLIO S&P400	78464A847	43,297	844	SH		DFND	134	844	0	0
3M CO	COM	88579Y101	2,657	26	SH		DFND	790	0	0	26
RELX PLC	SPONSORED ADR	759530108	1,743	38	SH		DFND	965	0	0	38
PLDT INC	SPONSORED ADR	69344D408	1,362,662	55,483	SH		SOLE		308	0	55,175
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	209,294	4,235	SH		DFND	42	0	0	4,235
VANGUARD INDEX FDS	MID CAP ETF	922908629	165,839	685	SH		DFND	287	0	0	685
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,796	74	SH		DFND	898	0	0	74
AXONICS INC	COM	05465P101	251,779	3,745	SH		SOLE		14	0	3,731
PLDT INC	SPONSORED ADR	69344D408	467	19	SH		DFND	951	0	0	19
THE CIGNA GROUP	COM	125523100	53,552	162	SH		DFND	675	0	0	162
CAMECO CORP	COM	13321L108	2,460,443	50,009	SH		SOLE		23	0	49,986
ISHARES INC	MSCI EURZONE ETF	464286608	714,407	14,632	SH		SOLE		0	0	14,632
AMERICAN TOWER CORP NEW	COM	03027X100	4,082	21	SH		DFND	980	0	0	21
ROYAL BK CDA	COM	780087102	56,913	535	SH		DFND	791	535	0	0
PROGRESS SOFTWARE CORP	COM	743312100	1,682	31	SH		DFND	816	0	0	31
ISHARES INC	CORE MSCI EMKT	46434G103	73,925	1,381	SH		DFND	564	0	0	1,381
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	136,049	2,095	SH		DFND	300	0	0	2,095
UNIVERSAL HEALTH RLTY INCOME	SH BEN INT	91359E105	370,108	9,456	SH		SOLE		14	0	9,442
ABBOTT LABS	COM	002824100	15,275	147	SH		DFND	792	147	0	0
MICROSOFT CORP	COM	594918104	22,348	50	SH		DFND	376	0	0	50
FEDERAL SIGNAL CORP	COM	313855108	2,008	24	SH		DFND	810	0	0	24
DUOLINGO INC	CL A COM	26603R106	3,339	16	SH		DFND	790	0	0	16
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,110	107	SH		DFND	435	0	0	107
CISCO SYS INC	COM	17275R102	5,654	119	SH		DFND	736	0	0	119
MICROCHIP TECHNOLOGY INC.	COM	595017104	2,562	28	SH		DFND	816	0	0	28
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	115,833	2,647	SH		DFND	296	2,647	0	0
LULULEMON ATHLETICA INC	COM	550021109	597	2	SH		DFND	965	0	0	2
RTX CORPORATION	COM	75513E101	82,822	825	SH		DFND	480	0	0	825
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	172,487	691	SH		DFND	699	691	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,549	69	SH		DFND	409	0	0	69
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	384,336	10,956	SH		DFND	384	0	0	10,956
SPDR SER TR	PORTFOLIO S&P400	78464A847	19,135	373	SH		DFND	66	0	0	373
SHERWIN WILLIAMS CO	COM	824348106	2,686	9	SH		DFND	965	0	0	9
J & J SNACK FOODS CORP	COM	466032109	487	3	SH		DFND	903	0	0	3
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	41,496	800	SH		DFND	250	0	0	800
AMERICAN TOWER CORP NEW	COM	03027X100	1,361	7	SH		DFND	27	0	0	7
CHUNGHWA TELECOM CO LTD	SPON ADR NEW11	17133Q502	16,680	432	SH		DFND	792	432	0	0
RELIANCE INC	COM	759509102	286	1	SH		DFND	903	0	0	1
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	15,895,195	141,128	SH		SOLE		0	0	141,128
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	13,462,280	361,306	SH		SOLE		0	0	361,306
MATADOR RES CO	COM	576485205	9,357	157	SH		DFND	791	157	0	0
HONEYWELL INTL INC	COM	438516106	1,708	8	SH		DFND	816	0	0	8
SOCIEDAD QUIMICA Y MINERA DE	SPON ADR SER B	833635105	978	24	SH		DFND	951	0	0	24
YUM BRANDS INC	COM	988498101	2,782	21	SH		DFND	697	0	0	21
FIDELITY NATL INFORMATION SV	COM	31620M106	1,507	20	SH		DFND	816	0	0	20
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,703,581	34,737	SH		DFND	607	0	0	34,737
AXON ENTERPRISE INC	COM	05464C101	4,414	15	SH		DFND	980	0	0	15
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	60,082	1,168	SH		DFND	499	0	0	1,168
MADISON SQUARE GRDN SPRT COR	CL A	55825T103	452,641	2,406	SH		SOLE		0	0	2,406
DARDEN RESTAURANTS INC	COM	237194105	15,132	100	SH		DFND	80	0	0	100
AGCO CORP	COM	001084102	587	6	SH		DFND	951	0	0	6
CSX CORP	COM	126408103	16,909,653	505,520	SH		SOLE		761	0	504,759
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	3,241,862	50,457	SH		DFND	317	0	0	50,457
UNITED STATES STL CORP NEW	COM	912909108	677,186	17,915	SH		SOLE		29	0	17,886
ISHARES TR	CORE S&P TTL STK	464287150	58,083	489	SH		DFND	743	0	0	489
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	10,231	142	SH		DFND	409	0	0	142
SCHLUMBERGER LTD	COM STK	806857108	5,379	114	SH		DFND	737	0	0	114
VANGUARD INDEX FDS	MID CAP ETF	922908629	316,183	1,306	SH		DFND	328	0	0	1,306
WEST FRASER TIMBER CO LTD	COM	952845105	319,318	4,154	SH		SOLE		7	0	4,147
ANTERIX INC	COM	03676C100	40,817	1,031	SH		DFND	675	0	0	1,031
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	10,661	283	SH		DFND	74	0	0	283
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	34,542	385	SH		DFND	587	0	0	385
ISHARES TR	S&P 500 VAL ETF	464287408	37,312	205	SH		DFND	325	0	0	205
ISHARES TR	CORE S&P TTL STK	464287150	250,504,163	2,108,976	SH		SOLE		0	0	2,108,976
SIMON PPTY GROUP INC NEW	COM	828806109	14,117	93	SH		DFND	916	0	0	93
INTEL CORP	COM	458140100	11,304	365	SH		DFND	826	0	0	365
KINDER MORGAN INC DEL	COM	49456B101	795	40	SH		DFND	903	0	0	40
SPDR SER TR	PORTFOLIO S&P500	78464A854	38,656	604	SH		DFND	409	0	0	604
CRACKER BARREL OLD CTRY STOR	COM	22410J106	2,530	60	SH		DFND	790	0	0	60
ADAPTIVE BIOTECHNOLOGIES COR	COM	00650F109	146,371	40,434	SH		SOLE		61	0	40,373
UBS GROUP AG	SHS	H42097107	61,680	2,088	SH		DFND	916	0	0	2,088
METLIFE INC	COM	59156R108	6,247	89	SH		DFND	791	89	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	215,006,435	1,862,011	SH		SOLE		0	0	1,862,011
ISHARES TR	CORE MSCI INTL	46435G326	52,315	797	SH		DFND	578	0	0	797
ISHARES TR	CORE S&P500 ETF	464287200	667,073	1,219	SH		DFND	13	0	0	1,219
ISHARES TR	CORE S&P500 ETF	464287200	5,472	10	SH		DFND	187	0	0	10
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	51,357	1,464	SH		DFND	259	0	0	1,464
WISDOMTREE TR	US SMALLCAP FUND	97717W562	1,175,375	24,939	SH		SOLE		0	0	24,939
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	113,581	1,961	SH		DFND	328	0	0	1,961
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	5,692	79	SH		DFND	10	0	0	79
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	8,221	255	SH		DFND	791	255	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,337	108	SH		DFND	577	0	0	108
PBF ENERGY INC	CL A	69318G106	368	8	SH		DFND	903	0	0	8
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	13,328	347	SH		DFND	632	0	0	347
DIAGEO PLC	SPON ADR NEW	25243Q205	2,522	20	SH		DFND	790	0	0	20
ILLINOIS TOOL WKS INC	COM	452308109	2,370	10	SH		DFND	188	10	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	11,642	392	SH		DFND	265	0	0	392
FULLER H B CO	COM	359694106	539	7	SH		DFND	903	0	0	7
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	4,307	48	SH		DFND	50	0	0	48
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	644,186	24,254	SH		DFND	370	24,254	0	0
ISHARES TR	MSCI EURO FL ETF	464289180	607,007	27,147	SH		SOLE		0	0	27,147
SPDR SER TR	PORTFOLIO SHORT	78464A474	251,945	8,483	SH		DFND	764	8,483	0	0
COMMUNITY HEALTHCARE TR INC	COM	20369C106	22,431	959	SH		DFND	661	0	0	959
TOPBUILD CORP	COM	89055F103	96,318	250	SH		DFND	161	0	0	250
ALLSTATE CORP	COM	020002101	1,277	8	SH		DFND	970	0	0	8
BRIGHTHOUSE FINL INC	COM	10922N103	20,803	480	SH		DFND	661	0	0	480
WISDOMTREE TR	US MIDCAP DIVID	97717W505	178,381	3,814	SH		DFND	326	0	0	3,814
QUALCOMM INC	COM	747525103	10,357	52	SH		DFND	790	0	0	52
SPDR SER TR	PORTFOLIO S&P400	78464A847	276,764	5,395	SH		DFND	154	0	0	5,395
GALLAGHER ARTHUR J & CO	COM	363576109	1,556	6	SH		DFND	188	6	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	179,456	2,804	SH		DFND	565	0	0	2,804
VERIZON COMMUNICATIONS INC	COM	92343V104	24,909	604	SH		DFND	142	0	0	604
ISHARES TR	SELECT DIVID ETF	464287168	15,485	128	SH		DFND	152	0	0	128
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	10,656	183	SH		DFND	685	0	0	183
ARCHER DANIELS MIDLAND CO	COM	039483102	121	2	SH		DFND	406	0	0	2
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	18,878	382	SH		DFND	358	0	0	382
SPDR SER TR	PORTFOLIO S&P500	78464A854	25,024	391	SH		DFND	210	0	0	391
SCHWAB STRATEGIC TR	US REIT ETF	808524847	83,654	4,189	SH		DFND	300	0	0	4,189
UBS GROUP AG	SHS	H42097107	9,187	311	SH		DFND	792	311	0	0
AGNC INVT CORP	COM	00123Q104	1,620,818	169,897	SH		SOLE		78	0	169,819
WESTERN DIGITAL CORP.	COM	958102105	3,045,235	40,191	SH		SOLE		52	0	40,139
SPDR SER TR	PORTFOLIO S&P400	78464A847	90,647	1,767	SH		DFND	877	0	0	1,767
QUALCOMM INC	COM	747525103	2,789	14	SH		DFND	600	0	0	14
NATWEST GROUP PLC	SPONS ADR	639057207	14,350	1,787	SH		DFND	916	0	0	1,787
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	126,367	2,557	SH		DFND	664	0	0	2,557
SPDR S&P 500 ETF TR	TR UNIT	78462F103	643,812	1,183	SH		DFND	135	1,183	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	13,436	251	SH		DFND	873	0	0	251
MERCK & CO INC	COM	58933Y105	19,684	159	SH		DFND	37	0	0	159
ISHARES TR	CORE MSCI INTL	46435G326	118,808	1,810	SH		DFND	915	0	0	1,810
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	16,998	213	SH		DFND	175	0	0	213
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	20,534	285	SH		DFND	115	0	0	285
JUNIPER NETWORKS INC	COM	48203R104	12,214	335	SH		DFND	916	0	0	335
MAXIMUS INC	COM	577933104	7,199	84	SH		DFND	791	84	0	0
VALVOLINE INC	COM	92047W101	1,987	46	SH		DFND	951	0	0	46
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	786,741	12,245	SH		DFND	543	0	0	12,245
SPDR SER TR	PORTFOLIO S&P400	78464A847	31,960	623	SH		DFND	357	623	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	163,835	1,956	SH		DFND	897	0	0	1,956
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	129,546	1,798	SH		DFND	874	0	0	1,798
ISHARES INC	CORE MSCI EMKT	46434G103	6,584	123	SH		DFND	718	0	0	123
COHERENT CORP	COM	19247G107	1,304	18	SH		DFND	665	0	0	18
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	20,954	424	SH		DFND	266	0	0	424
CONSTELLATION BRANDS INC	CL A	21036P108	13,714,516	53,306	SH		SOLE		3	0	53,303
KLA CORP	COM NEW	482480100	7,421	9	SH		DFND	737	0	0	9
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	15,351	224	SH		DFND	726	0	0	224
HERITAGE COMM CORP	COM	426927109	37,706	4,334	SH		DFND	675	0	0	4,334
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	9,587	194	SH		DFND	17	0	0	194
WESTWATER RES INC	COM NEW	961684206	8,242	17,111	SH		SOLE		0	0	17,111
SUMMIT MATLS INC	CL A	86614U100	403	11	SH		DFND	903	0	0	11
PENTAIR PLC	SHS	G7S00T104	1,227	16	SH		DFND	695	0	0	16
ECOLAB INC	COM	278865100	1,428	6	SH		DFND	665	0	0	6
VALMONT INDS INC	COM	920253101	549	2	SH		DFND	965	0	0	2
FIRST FINL BANKSHARES INC	COM	32020R109	532	18	SH		DFND	903	0	0	18
NOVO-NORDISK A S	ADR	670100205	214,538	1,503	SH		DFND	675	0	0	1,503
INTUITIVE SURGICAL INC	COM NEW	46120E602	890	2	SH		DFND	965	0	0	2
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,345,160	30,347	SH		DFND	1	81	0	30,266
REALTY INCOME CORP	COM	756109104	958,155	18,140	SH		DFND	912	0	0	18,140
HOWMET AEROSPACE INC	COM	443201108	2,717	35	SH		DFND	965	0	0	35
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	7,758	29	SH		DFND	848	0	0	29
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,593	187	SH		DFND	559	0	0	187
ALPS ETF TR	SECTR DIV DOGS	00162Q858	847,653	16,045	SH		SOLE		0	0	16,045
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	31,414	436	SH		DFND	459	0	0	436
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,637	106	SH		DFND	82	0	0	106
RED ROCK RESORTS INC	CL A	75700L108	8,844	161	SH		DFND	792	161	0	0
AIR PRODS & CHEMS INC	COM	009158106	1,548	6	SH		DFND	970	0	0	6
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,543	30	SH		DFND	116	0	0	30
ORACLE CORP	COM	68389X105	15,956	113	SH		DFND	736	0	0	113
MICROSOFT CORP	COM	594918104	184,590	413	SH		DFND	736	0	0	413
METTLER TOLEDO INTERNATIONAL	COM	592688105	1,398	1	SH		DFND	737	0	0	1
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	36,427	967	SH		DFND	610	0	0	967
MATERION CORP	COM	576690101	9,732	90	SH		DFND	790	0	0	90
ENI S P A	SPONSORED ADR	26874R108	2,925	95	SH		DFND	189	95	0	0
FIRST BANCSHARES INC MS	COM	318916103	21,511	828	SH		DFND	675	0	0	828
WELLS FARGO CO NEW	COM	949746101	4,335	73	SH		DFND	697	0	0	73
BIOGEN INC	COM	09062X103	1,623	7	SH		DFND	627	0	0	7
NUCOR CORP	COM	670346105	2,687	17	SH		DFND	737	0	0	17
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	3,373	58	SH		DFND	493	0	0	58
SMUCKER J M CO	COM NEW	832696405	4,144	38	SH		DFND	792	38	0	0
APPLE INC	COM	037833100	23,589	112	SH		DFND	264	0	0	112
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	14,050	195	SH		DFND	765	0	0	195
ALTRIA GROUP INC	COM	02209S103	4,054	89	SH		DFND	473	0	0	89
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	20,340	50	SH		DFND	25	0	0	50
ISHARES TR	IBOXX INV CP ETF	464287242	13,390	125	SH		DFND	141	0	0	125
ISHARES TR	CORE S&P500 ETF	464287200	111,635	204	SH		DFND	411	0	0	204
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	6,617	79	SH		DFND	699	79	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	12,706	247	SH		DFND	115	0	0	247
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	4,396	49	SH		DFND	539	0	0	49
MCCORMICK & CO INC	COM NON VTG	579780206	10,215	144	SH		DFND	916	0	0	144
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	90,136	760	SH		DFND	226	0	0	760
DISNEY WALT CO	COM	254687106	2,482	25	SH		DFND	816	0	0	25
SPDR INDEX SHS FDS	MSCI EMR MKT ETF	78470E205	476,526	14,712	SH		SOLE		0	0	14,712
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	15,082	259	SH		DFND	184	0	0	259
ZIFF DAVIS INC	COM	48123V102	716	13	SH		DFND	810	0	0	13
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	12,149	152	SH		DFND	651	0	0	152
REPUBLIC SVCS INC	COM	760759100	3,498	18	SH		DFND	970	0	0	18
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,336,338	3,285	SH		DFND	168	0	0	3,285
S&P GLOBAL INC	COM	78409V104	12,042	27	SH		DFND	791	27	0	0
JPMORGAN CHASE & CO.	COM	46625H100	46,722	231	SH		DFND	792	231	0	0
TASEKO MINES LTD	COM	876511106	32,832	13,401	SH		DFND	675	0	0	13,401
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	37,538	521	SH		DFND	565	0	0	521
SPDR SER TR	PORTFOLIO SHORT	78464A474	3,029	102	SH		DFND	483	0	0	102
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,995	104	SH		DFND	420	104	0	0
RESMED INC	COM	761152107	1,531	8	SH		DFND	816	0	0	8
AMGEN INC	COM	031162100	6,874	22	SH		DFND	969	0	0	22
SPDR SER TR	PORTFOLIO S&P500	78464A854	60,352	943	SH		DFND	233	0	0	943
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	237,961	6,317	SH		DFND	647	0	0	6,317
CNB FINL CORP PA	COM	126128107	206,406	10,113	SH		SOLE		0	0	10,113
INTUIT	COM	461202103	1,314	2	SH		DFND	933	0	0	2
MESA LABS INC	COM	59064R109	694	8	SH		DFND	965	0	0	8
ELI LILLY & CO	COM	532457108	42,553	47	SH		DFND	697	0	0	47
PALO ALTO NETWORKS INC	COM	697435105	1,695	5	SH		DFND	188	5	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,452	194	SH		DFND	250	0	0	194
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,961	33	SH		DFND	895	0	0	33
ISHARES INC	CORE MSCI EMKT	46434G103	9,368	175	SH		DFND	676	175	0	0
MICROSOFT CORP	COM	594918104	80,451	180	SH		DFND	943	0	0	180
BANK AMERICA CORP	COM	060505104	7,437	187	SH		DFND	471	0	0	187
EATON CORP PLC	SHS	G29183103	8,466	27	SH		DFND	268	0	0	27
APPLIED MATLS INC	COM	038222105	1,457	6,200	SH	Put	SOLE		0	0	6,200
ENSIGN GROUP INC	COM	29358P101	4,431,426	35,827	SH		SOLE		39	0	35,788
COMFORT SYS USA INC	COM	199908104	1,216	4	SH		DFND	816	0	0	4
MORGAN STANLEY	COM NEW	617446448	1,944	20	SH		DFND	933	0	0	20
NVIDIA CORPORATION	COM	67066G104	51,887	420	SH		DFND	493	0	0	420
VANGUARD INDEX FDS	MID CAP ETF	922908629	43,578	180	SH		DFND	32	180	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	201,911	834	SH		DFND	104	0	0	834
EQUINOR ASA	SPONSORED ADR	29446M102	1,000	35	SH		DFND	665	0	0	35
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	27,520	535	SH		DFND	433	0	0	535
ISHARES TR	ESG EAFE ETF	46436E759	925,202	13,721	SH		SOLE		0	0	13,721
TRI POINTE HOMES INC	COM	87265H109	487,588	13,090	SH		SOLE		39	0	13,051
PEABODY ENERGY CORP	COM	704551100	3,561	161	SH		DFND	792	161	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	22,726	443	SH		DFND	324	0	0	443
INVENTRUST PPTYS CORP	COM NEW	46124J201	1,011,743	40,862	SH		SOLE		0	0	40,862
UNITED STATES STL CORP NEW	COM	912909108	491	13	SH		DFND	951	0	0	13
VERIZON COMMUNICATIONS INC	COM	92343V104	15,383	373	SH		DFND	791	373	0	0
RTX CORPORATION	COM	75513E101	77,702	774	SH		DFND	661	0	0	774
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	8,130	61	SH		DFND	792	61	0	0
REGIONS FINANCIAL CORP NEW	COM	7591EP100	681	34	SH		DFND	405	0	0	34
ISHARES TR	ISHARES BIOTECH	464287556	9,293,507	67,707	SH		SOLE		0	0	67,707
FLEX LTD	ORD	Y2573F102	3,893	132	SH		DFND	264	0	0	132
COMCAST CORP NEW	CL A	20030N101	1,096	28	SH		DFND	665	0	0	28
APA CORPORATION	COM	03743Q108	1,030	35	SH		DFND	695	0	0	35
LIBERTY ENERGY INC	COM CL A	53115L104	2,820	135	SH		DFND	790	0	0	135
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	35,770	460	SH		DFND	723	0	0	460
MICROCHIP TECHNOLOGY INC.	COM	595017104	3,020	33	SH		DFND	665	0	0	33
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	6,170	95	SH		DFND	807	0	0	95
ISHARES TR	CORE MSCI INTL	46435G326	199,808	3,044	SH		DFND	899	0	0	3,044
MOLINA HEALTHCARE INC	COM	60855R100	9,514	32	SH		DFND	916	0	0	32
LOWES COS INC	COM	548661107	7,055	32	SH		DFND	713	32	0	0
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	26,933	465	SH		DFND	530	0	0	465
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	108,585	435	SH		DFND	24	0	0	435
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	848,086	18,501	SH		SOLE		0	0	18,501
NXP SEMICONDUCTORS N V	COM	N6596X109	22,873	85	SH		DFND	916	0	0	85
MASTERCARD INCORPORATED	CL A	57636Q104	17,646	40	SH		DFND	148	0	0	40
ISHARES TR	CORE US AGGBD ET	464287226	76,977	793	SH		DFND	325	0	0	793
CADENCE DESIGN SYSTEM INC	COM	127387108	4,616	15	SH		DFND	188	15	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,107	189	SH		DFND	532	0	0	189
SCHWAB STRATEGIC TR	US REIT ETF	808524847	239,660	12,001	SH		DFND	380	0	0	12,001
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	52,588	647	SH		DFND	311	0	0	647
DANAHER CORPORATION	COM	235851102	7,496	30	SH		DFND	188	30	0	0
KIMBERLY-CLARK CORP	COM	494368103	10,167,718	73,572	SH		SOLE		46	0	73,526
WHEATON PRECIOUS METALS CORP	COM	962879102	11,218	214	SH		DFND	916	0	0	214
HUMANA INC	COM	444859102	747	2	SH		DFND	600	0	0	2
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	93,085	1,196	SH		DFND	355	1,196	0	0
HOME DEPOT INC	COM	437076102	3,442	10	SH		DFND	493	0	0	10
MARSH & MCLENNAN COS INC	COM	571748102	18,754	89	SH		DFND	820	0	0	89
LABCORP HOLDINGS INC	COM SHS	504922105	2,615,826	12,854	SH		SOLE		248	0	12,606
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	594	67	SH		DFND	951	0	0	67
APPLE INC	COM	037833100	20,220	96	SH		DFND	265	0	0	96
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	36,432	629	SH		DFND	461	0	0	629
LIGHT & WONDER INC	COM	80874P109	629	6	SH		DFND	903	0	0	6
ALPHABET INC	CAP STK CL A	02079K305	22,951	126	SH		DFND	600	0	0	126
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	113,581	1,961	SH		DFND	329	0	0	1,961
AIR PRODS & CHEMS INC	COM	009158106	2,322	9	SH		DFND	951	0	0	9
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	218,454	61,885	SH		SOLE		0	0	61,885
ISHARES TR	IBONDS 25 TRM HG	46435U168	424,420	18,235	SH		SOLE		0	0	18,235
ISHARES INC	CORE MSCI EMKT	46434G103	48,980	915	SH		DFND	631	0	0	915
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	17,505	35	SH		DFND	679	0	0	35
COPART INC	COM	217204106	1,462	27	SH		DFND	665	0	0	27
PAYPAL HLDGS INC	COM	70450Y103	243,784	4,201	SH		DFND	1	0	0	4,201
ISHARES TR	ISHARES SEMICDTR	464287523	5,077,454	20,587	SH		SOLE		0	0	20,587
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	358	131	SH		DFND	903	0	0	131
ENPHASE ENERGY INC	COM	29355A107	598	6	SH		DFND	665	0	0	6
CHEVRON CORP NEW	COM	166764100	78,210	500	SH		DFND	853	0	0	500
ALPHABET INC	CAP STK CL A	02079K305	142,259	781	SH		DFND	790	0	0	781
ISHARES INC	CORE MSCI EMKT	46434G103	65,521	1,224	SH		DFND	822	0	0	1,224
VANGUARD INDEX FDS	SMALL CP ETF	922908751	28,999	133	SH		DFND	699	133	0	0
AFLAC INC	COM	001055102	804	9	SH		DFND	713	9	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	10,279,209	112,341	SH		SOLE		291	0	112,050
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,029	122	SH		DFND	894	0	0	122
BLACKBAUD INC	COM	09227Q100	381	5	SH		DFND	903	0	0	5
FORMFACTOR INC	COM	346375108	726	12	SH		DFND	965	0	0	12
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	2,513,180	35,481	SH		SOLE		0	0	35,481
MARVELL TECHNOLOGY INC	COM	573874104	1,258	18	SH		DFND	665	0	0	18
CARPENTER TECHNOLOGY CORP	COM	144285103	814,093	7,429	SH		SOLE		44	0	7,385
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	408,119	1,804	SH		DFND	176	0	0	1,804
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	10,132	174	SH		DFND	466	0	0	174
VALKYRIE ETF TRUST II	BITCOIN MINERS	91917A207	711,206	33,595	SH		SOLE		0	0	33,595
ISHARES TR	CORE INTL AGGR	46435G672	490,872	9,833	SH		SOLE		0	0	9,833
REPUBLIC SVCS INC	COM	760759100	1,360	7	SH		DFND	713	7	0	0
WILLIAMS SONOMA INC	COM	969904101	3,518,126	12,459	SH		SOLE		2	0	12,457
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	59,285	1,690	SH		DFND	357	1,690	0	0
MICROSOFT CORP	COM	594918104	1,788	4	SH		DFND	476	0	0	4
PULMONX CORP	COM	745848101	98,568	15,547	SH		SOLE		0	0	15,547
TEXAS ROADHOUSE INC	COM	882681109	1,637,800	9,538	SH		SOLE		2	0	9,536
ISHARES INC	MSCI SWITZERLAND	464286749	1,904,261	39,499	SH		SOLE		0	0	39,499
ISHARES TR	SHRT NAT MUN ETF	464288158	7,632	73	SH		DFND	27	0	0	73
KRAFT HEINZ CO	COM	500754106	644	20	SH		DFND	713	20	0	0
DIAGEO PLC	SPON ADR NEW	25243Q205	126	1	SH		DFND	262	0	0	1
DISNEY WALT CO	COM	254687106	1,688	17	SH		DFND	260	0	0	17
NEWMARK GROUP INC	CL A	65158N102	16,194	1,583	SH		DFND	661	0	0	1,583
SANOFI	SPONSORED ADR	80105N105	582	12	SH		DFND	810	0	0	12
HP INC	COM	40434L105	49,308	1,408	SH		DFND	152	0	0	1,408
DIGITAL RLTY TR INC	COM	253868103	7,298	48	SH		DFND	792	48	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	152,134	3,036	SH		DFND	15	3,036	0	0
RESMED INC	COM	761152107	1,723	9	SH		DFND	665	0	0	9
ISHARES TR	CORE S&P500 ETF	464287200	1,880,830	3,437	SH		DFND	578	0	0	3,437
ISHARES TR	CORE S&P500 ETF	464287200	1,450,160	2,650	SH		DFND	173	0	0	2,650
EA SERIES TRUST	EA BRIDGEWAY OMN	02072L532	659,993	32,397	SH		SOLE		0	0	32,397
VERTEX PHARMACEUTICALS INC	COM	92532F100	7,968	17	SH		DFND	969	0	0	17
SCRIPPS E W CO OHIO	CL A NEW	811054402	74,468	23,716	SH		SOLE		0	0	23,716
LOEWS CORP	COM	540424108	2,242	30	SH		DFND	736	0	0	30
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,623	324	SH		DFND	941	0	0	324
CHEVRON CORP NEW	COM	166764100	3,128	20	SH		DFND	473	0	0	20
OKTA INC	CL A	679295105	1,217	13	SH		DFND	493	0	0	13
MARATHON OIL CORP	COM	565849106	1,491	52	SH		DFND	816	0	0	52
COSTCO WHSL CORP NEW	COM	22160K105	32,300	38	SH		DFND	792	38	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	587,274	16,741	SH		DFND	400	0	0	16,741
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	73,703	2,101	SH		DFND	466	0	0	2,101
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	270,960	7,193	SH		DFND	543	0	0	7,193
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	4,364	492	SH		DFND	790	0	0	492
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,222	65	SH		DFND	421	0	0	65
HUMANA INC	COM	444859102	2,989	8	SH		DFND	790	0	0	8
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	566,949,664	21,345,996	SH		SOLE		18,442	0	21,327,554
PIMCO ETF TR	15+ YR US TIPS	72201R304	599,650	11,090	SH		SOLE		0	0	11,090
CLEAN HARBORS INC	COM	184496107	638,043	2,821	SH		SOLE		0	0	2,821
SPDR SER TR	PORTFOLIO SHORT	78464A474	28,661	965	SH		DFND	219	965	0	0
BANCO SANTANDER S.A.	ADR	05964H105	3,797	820	SH		DFND	189	820	0	0
CTS CORP	COM	126501105	304	6	SH		DFND	903	0	0	6
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	17,666	272	SH		DFND	331	0	0	272
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	38,246	874	SH		DFND	279	0	0	874
WISDOMTREE TR	US MIDCAP DIVID	97717W505	48,033	1,027	SH		DFND	145	1,027	0	0
SOUTHERN CO	COM	842587107	50,421	650	SH		DFND	256	0	0	650
S&P GLOBAL INC	COM	78409V104	6,244	14	SH		DFND	970	0	0	14
VULCAN MATLS CO	COM	929160109	2,984	12	SH		DFND	188	12	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	17,947	346	SH		DFND	259	0	0	346
PROPETRO HLDG CORP	COM	74347M108	252,193	29,088	SH		SOLE		53	0	29,035
GREEN BRICK PARTNERS INC	COM	392709101	35,203	615	SH		DFND	675	0	0	615
ISHARES GOLD TR	ISHARES NEW	464285204	34,862,145	793,584	SH		SOLE		0	0	793,584
DIAMONDBACK ENERGY INC	COM	25278X109	61,258	306	SH		DFND	661	0	0	306
GENTHERM INC	COM	37253A103	24,265	492	SH		DFND	675	0	0	492
VANGUARD WORLD FD	CONSUM DIS ETF	92204A108	3,045,072	9,750	SH		SOLE		0	0	9,750
INDEPENDENT BK CORP MICH	COM NEW	453838609	1,164,861	43,143	SH		SOLE		86	0	43,057
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	296,143	3,805	SH		DFND	487	0	0	3,805
UNITEDHEALTH GROUP INC	COM	91324P102	4,583	9	SH		DFND	600	0	0	9
ISHARES TR	CORE US AGGBD ET	464287226	1,783,855	18,377	SH		DFND	756	18,377	0	0
WASTE MGMT INC DEL	COM	94106L109	4,480	21	SH		DFND	797	0	0	21
PRECISION DRILLING CORP	COM NEW	74022D407	21,454	305	SH		DFND	675	0	0	305
LAM RESEARCH CORP	COM	512807108	5,324	5	SH		DFND	188	5	0	0
GRACO INC	COM	384109104	476	6	SH		DFND	713	6	0	0
CABLE ONE INC	COM	12685J105	1,206,078	3,407	SH		SOLE		0	0	3,407
CITIZENS FINL GROUP INC	COM	174610105	2,292,306	63,622	SH		SOLE		15	0	63,607
HUNTINGTON INGALLS INDS INC	COM	446413106	1,419,760	5,764	SH		SOLE		3	0	5,761
LINDE PLC	SHS	G54950103	11,848	27	SH		DFND	399	27	0	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	18,259	73	SH		DFND	408	0	0	73
GALLAGHER ARTHUR J & CO	COM	363576109	3,890	15	SH		DFND	736	0	0	15
QIAGEN NV	SHS NEW	N72482149	62,128	1,512	SH		DFND	675	0	0	1,512
HF SINCLAIR CORP	COM	403949100	2,509,375	47,045	SH		SOLE		130	0	46,915
CINCINNATI FINL CORP	COM	172062101	43,092	30,000	SH	Put	DFND	371	0	0	30,000
ISHARES TR	NATIONAL MUN ETF	464288414	29,514	277	SH		DFND	336	0	0	277
CHEVRON CORP NEW	COM	166764100	86,603,366	553,659	SH		SOLE		726	0	552,933
BLACK HILLS CORP	COM	092113109	1,033	19	SH		DFND	600	0	0	19
ISHARES TR	NATIONAL MUN ETF	464288414	105,698	992	SH		DFND	305	0	0	992
WARNER BROS DISCOVERY INC	COM SER A	934423104	670	90	SH		DFND	665	0	0	90
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	7,528	196	SH		DFND	934	0	0	196
BANK AMERICA CORP	COM	060505104	7,437	187	SH		DFND	473	0	0	187
ENSIGN GROUP INC	COM	29358P101	1,484	12	SH		DFND	816	0	0	12
CACI INTL INC	CL A	127190304	911,015	2,118	SH		SOLE		4	0	2,114
ENSTAR GROUP LIMITED	SHS	G3075P101	10,700	35	SH		DFND	790	0	0	35
COCA COLA CO	COM	191216100	23,296	366	SH		DFND	399	366	0	0
STELLANTIS N.V	SHS	N82405106	1,985	100	SH		DFND	189	100	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	40,721	1,081	SH		DFND	405	0	0	1,081
SONOCO PRODS CO	COM	835495102	41,185	812	SH		DFND	329	0	0	812
WIPRO LTD	SPON ADR 1 SH	97651M109	4,508	739	SH		DFND	965	0	0	739
UNITEDHEALTH GROUP INC	COM	91324P102	32,083	63	SH		DFND	790	0	0	63
FORD MTR CO DEL	COM	345370860	665	53	SH		DFND	783	0	0	53
MP MATERIALS CORP	COM CL A	553368101	187,065	14,695	SH		SOLE		0	0	14,695
CONOCOPHILLIPS	COM	20825C104	1,373	12	SH		DFND	405	0	0	12
DOXIMITY INC	CL A	26622P107	1,259	45	SH		DFND	737	0	0	45
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	204,226	2,624	SH		DFND	546	0	0	2,624
LOCKHEED MARTIN CORP	COM	539830109	41,105	88	SH		DFND	805	0	0	88
BOSTON SCIENTIFIC CORP	COM	101137107	8,856	115	SH		DFND	970	0	0	115
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,968	141	SH		DFND	193	0	0	141
AMPHENOL CORP NEW	CL A	032095101	58,747	872	SH		DFND	152	0	0	872
CARDINAL HEALTH INC	COM	14149Y108	2,065	21	SH		DFND	736	0	0	21
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	787,446	16,236	SH		DFND	375	0	0	16,236
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,403	14	SH		DFND	695	0	0	14
ISHARES TR	SHRT NAT MUN ETF	464288158	11,710	112	SH		DFND	89	0	0	112
SCHWAB STRATEGIC TR	US REIT ETF	808524847	28,737	1,439	SH		DFND	379	0	0	1,439
ISHARES TR	EAFE SML CP ETF	464288273	6,534	106	SH		DFND	28	0	0	106
ISHARES INC	CORE MSCI EMKT	46434G103	84,845	1,585	SH		DFND	691	1,585	0	0
ANSYS INC	COM	03662Q105	1,608	5	SH		DFND	816	0	0	5
ISHARES TR	NATIONAL MUN ETF	464288414	165,792	1,556	SH		DFND	394	0	0	1,556
FIDELITY WISE ORIGIN BITCOIN	SHS	315948109	4,441,584	84,666	SH		SOLE		0	0	84,666
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	823,443	16,662	SH		DFND	670	0	0	16,662
EQUINIX INC	COM	29444U700	8,323	11	SH		DFND	792	11	0	0
ESSENTIAL PPTYS RLTY TR INC	COM	29670E107	18,372	663	SH		DFND	661	0	0	663
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	108,209	266	SH		DFND	664	0	0	266
INTUIT	COM	461202103	8,544	13	SH		DFND	697	0	0	13
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	61,731	1,607	SH		DFND	177	0	0	1,607
MONDELEZ INTL INC	CL A	609207105	7,656	117	SH		DFND	737	0	0	117
GABELLI EQUITY TR INC	COM	362397101	2,377,355	457,184	SH		SOLE		0	0	457,184
MISTER CAR WASH INC	COM	60646V105	605	85	SH		DFND	697	0	0	85
ANNALY CAPITAL MANAGEMENT IN	COM NEW	035710839	1,258	66	SH		DFND	737	0	0	66
ALPHABET INC	CAP STK CL A	02079K305	52,459	288	SH		DFND	399	288	0	0
ISHARES TR	FALN ANGLS USD	46435G474	6,914	264	SH		DFND	725	0	0	264
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	8,006	162	SH		DFND	131	0	0	162
LOWES COS INC	COM	548661107	55,115	250	SH		DFND	141	0	0	250
ECOLAB INC	COM	278865100	3,570	15	SH		DFND	697	0	0	15
ECOLAB INC	COM	278865100	1,666	7	SH		DFND	783	0	0	7
DIAMONDBACK ENERGY INC	COM	25278X109	2,803	14	SH		DFND	697	0	0	14
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,484	252	SH		DFND	876	0	0	252
PARKER-HANNIFIN CORP	COM	701094104	8,599	17	SH		DFND	792	17	0	0
JOHNSON & JOHNSON	COM	478160104	21,924	150	SH		DFND	142	0	0	150
OTIS WORLDWIDE CORP	COM	68902V107	1,155	12	SH		DFND	810	0	0	12
CVR PARTNERS LP	COM	126633205	319,438	4,222	SH		SOLE		0	0	4,222
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	25,485	440	SH		DFND	656	0	0	440
BANCO BRADESCO S A	SP ADR PFD NEW	059460303	3,322	1,483	SH		DFND	790	0	0	1,483
GEN DIGITAL INC	COM	668771108	9,667	387	SH		DFND	374	0	0	387
VISTRA CORP	COM	92840M102	2,579	30	SH		DFND	737	0	0	30
VANGUARD INDEX FDS	MID CAP ETF	922908629	55,925	231	SH		DFND	295	0	0	231
SHOE CARNIVAL INC	COM	824889109	280,811	7,612	SH		SOLE		0	0	7,612
SOLVENTUM CORP	COM SHS	83444M101	106	2	SH		DFND	695	0	0	2
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	95,219	1,482	SH		DFND	691	1,482	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	18,805	261	SH		DFND	146	261	0	0
CORE SCIENTIFIC INC NEW	COM	21874A106	162,862	17,512	SH		SOLE		0	0	17,512
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,628	296	SH		DFND	686	296	0	0
DELL TECHNOLOGIES INC	CL C	24703L202	33,788	245	SH		DFND	328	0	0	245
MURPHY USA INC	COM	626755102	43,190	92	SH		DFND	661	0	0	92
GENERAL DYNAMICS CORP	COM	369550108	12,919,519	44,529	SH		SOLE		28	0	44,501
STELLAR BANCORP INC	COM	858927106	1,401	61	SH		DFND	816	0	0	61
BIO-TECHNE CORP	COM	09073M104	2,150	30	SH		DFND	665	0	0	30
AMICUS THERAPEUTICS INC	COM	03152W109	287,293	28,961	SH		SOLE		290	0	28,671
ABM INDS INC	COM	000957100	2,680	53	SH		DFND	627	0	0	53
EQUIFAX INC	COM	294429105	1,455	6	SH		DFND	970	0	0	6
RELX PLC	SPONSORED ADR	759530108	5,184	113	SH		DFND	189	113	0	0
WOODSIDE ENERGY GROUP LTD	SPONSORED ADR	980228308	8,521	453	SH		DFND	627	0	0	453
ISHARES INC	CORE MSCI EMKT	46434G103	15,149	283	SH		DFND	179	0	0	283
EVEREST GROUP LTD	COM	G3223R108	381	1	SH		DFND	600	0	0	1
VENTAS INC	COM	92276F100	513	10	SH		DFND	713	10	0	0
WAYFAIR INC	CL A	94419L101	685	13	SH		DFND	697	0	0	13
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	27,903	311	SH		DFND	286	311	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	22,531	269	SH		DFND	354	0	0	269
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	17,345	217	SH		DFND	146	217	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	25,178	315	SH		DFND	35	0	0	315
PACCAR INC	COM	693718108	386,025	3,750	SH		DFND	1	0	0	3,750
EXXON MOBIL CORP	COM	30231G102	203,766,059	1,770,032	SH		SOLE		1,123	0	1,768,909
ENTERPRISE FINL SVCS CORP	COM	293712105	22,991	562	SH		DFND	661	0	0	562
PALO ALTO NETWORKS INC	COM	697435105	42,715	126	SH		DFND	661	0	0	126
ISHARES INC	CORE MSCI EMKT	46434G103	451,204	8,429	SH		DFND	203	8,429	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	4,202	145	SH		DFND	471	0	0	145
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	8,153	102	SH		DFND	66	0	0	102
CONAGRA BRANDS INC	COM	205887102	6,338	223	SH		DFND	792	223	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	17,048	574	SH		DFND	404	0	0	574
ZTO EXPRESS CAYMAN INC	SPONSORED ADS A	98980A105	436	21	SH		DFND	951	0	0	21
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	50,675	605	SH		DFND	562	0	0	605
US BANCORP DEL	COM NEW	902973304	28,227	711	SH		DFND	374	0	0	711
CRH PLC	ORD	G25508105	4,424	59	SH		DFND	627	0	0	59
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,114	29	SH		DFND	470	29	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	111,502	1,395	SH		DFND	626	0	0	1,395
MICROSOFT CORP	COM	594918104	21,454	48	SH		DFND	903	0	0	48
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,762	150	SH		DFND	49	0	0	150
BAXTER INTL INC	COM	071813109	5,218	156	SH		DFND	792	156	0	0
H WORLD GROUP LTD	SPONSORED ADS	44332N106	426,929	12,813	SH		SOLE		18	0	12,795
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	9,577	273	SH		DFND	421	0	0	273
JPMORGAN CHASE & CO.	COM	46625H100	25,283	125	SH		DFND	357	125	0	0
ISHARES TR	CORE MSCI INTL	46435G326	119,662	1,823	SH		DFND	42	0	0	1,823
SPDR SER TR	PORTFOLIO S&P500	78464A854	50,176	784	SH		DFND	110	0	0	784
AEGON LTD	AMER REG 1 CERT	0076CA104	48,666	7,939	SH		DFND	661	0	0	7,939
SPDR SER TR	PORTFOLIO S&P400	78464A847	72,795	1,419	SH		DFND	868	0	0	1,419
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	43,257	666	SH		DFND	585	0	0	666
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,148	108	SH		DFND	226	0	0	108
TOYOTA MOTOR CORP	ADS	892331307	2,665	13	SH		DFND	816	0	0	13
DOVER CORP	COM	260003108	16,241	90	SH		DFND	826	0	0	90
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	40,680	100	SH		DFND	751	0	0	100
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	18,088	366	SH		DFND	510	0	0	366
BADGER METER INC	COM	056525108	559	3	SH		DFND	903	0	0	3
PERRIGO CO PLC	SHS	G97822103	23,754	925	SH		DFND	1	0	0	925
BANK AMERICA CORP	COM	060505104	239	6	SH		DFND	406	0	0	6
NUSHARES ETF TR	NUVEEN ESG MIDCP	67092P409	3,419,765	81,793	SH		SOLE		0	0	81,793
WISDOMTREE TR	US MIDCAP DIVID	97717W505	3,367	72	SH		DFND	69	0	0	72
VERTEX PHARMACEUTICALS INC	COM	92532F100	5,156	11	SH		DFND	713	11	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	53,147	1,036	SH		DFND	838	0	0	1,036
MARATHON PETE CORP	COM	56585A102	10,409	60	SH		DFND	534	0	0	60
H WORLD GROUP LTD	SPONSORED ADS	44332N106	1,133	34	SH		DFND	665	0	0	34
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	41,535	1,184	SH		DFND	691	1,184	0	0
SUNCOR ENERGY INC NEW	COM	867224107	1,981	52	SH		DFND	810	0	0	52
MICROSOFT CORP	COM	594918104	57,210	128	SH		DFND	965	0	0	128
ANTERO RESOURCES CORP	COM	03674X106	1,501	46	SH		DFND	970	0	0	46
DISNEY WALT CO	COM	254687106	4,313	300	SH	Call	SOLE		0	0	300
BIO-TECHNE CORP	COM	09073M104	1,146	16	SH		DFND	697	0	0	16
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	64,764	1,008	SH		DFND	884	0	0	1,008
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	72,774	1,403	SH		DFND	18	0	0	1,403
JOHNSON & JOHNSON	COM	478160104	2,046	14	SH		DFND	969	0	0	14
ISHARES TR	0-5YR HI YL CP	46434V407	15,572	369	SH		DFND	724	0	0	369
SPDR SER TR	PORTFOLIO S&P500	78464A854	46,144	721	SH		DFND	403	0	0	721
SHAKE SHACK INC	CL A	819047101	1,620	18	SH		DFND	810	0	0	18
CGI INC	CL A SUB VTG	12532H104	2,495	25	SH		DFND	951	0	0	25
CHUNGHWA TELECOM CO LTD	SPON ADR NEW11	17133Q502	13,900	360	SH		DFND	791	360	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	64,997	1,267	SH		DFND	589	0	0	1,267
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	22,864	734	SH		DFND	146	734	0	0
APPLE INC	COM	037833100	2,962,581	14,066	SH		DFND	507	0	0	14,066
ILLUMINA INC	COM	452327109	418	4	SH		DFND	951	0	0	4
AMERICAN EAGLE OUTFITTERS IN	COM	02553E106	5,190	260	SH		DFND	791	260	0	0
SUN CMNTYS INC	COM	866674104	5,776	48	SH		DFND	792	48	0	0
GRUPO AEROPORTUARIO DEL CENT	SPON ADR	400501102	677	10	SH		DFND	965	0	0	10
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	7,322	18	SH		DFND	98	0	0	18
ISHARES TR	0-5YR HI YL CP	46434V407	153,144	3,629	SH		DFND	1	0	0	3,629
QUAKER HOUGHTON	COM	747316107	377,583	2,225	SH		SOLE		8	0	2,217
SPDR SER TR	BLOOMBERG INVT	78468R200	4,011,921	130,046	SH		SOLE		0	0	130,046
UNITEDHEALTH GROUP INC	COM	91324P102	3,713	200	SH	Call	SOLE		0	0	200
COHEN & STEERS QUALITY INCOM	COM	19247L106	280,597	24,024	SH		SOLE		0	0	24,024
AAON INC	COM PAR $0.004	000360206	4,188	48	SH		DFND	791	48	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,173	14	SH		DFND	42	0	0	14
SMARTSHEET INC	COM CL A	83200N103	443,365	10,058	SH		SOLE		25	0	10,033
ARISTA NETWORKS INC	COM	040413106	2,453	7	SH		DFND	810	0	0	7
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,131	178	SH		DFND	70	0	0	178
TEXAS INSTRS INC	COM	882508104	6,809	35	SH		DFND	627	0	0	35
PFIZER INC	COM	717081103	18,215	651	SH		DFND	399	651	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	38,278	457	SH		DFND	196	0	0	457
PAR PAC HOLDINGS INC	COM NEW	69888T207	237,022	9,387	SH		SOLE		14	0	9,373
SOLVENTUM CORP	COM SHS	83444M101	1,692	32	SH		DFND	955	0	0	32
STAAR SURGICAL CO	COM PAR $0.01	852312305	222,767	4,679	SH		SOLE		0	0	4,679
HOME DEPOT INC	COM	437076102	28,228	82	SH		DFND	791	82	0	0
MEDTRONIC PLC	SHS	G5960L103	7,871	100	SH		DFND	736	0	0	100
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	15,299	129	SH		DFND	48	0	0	129
SALESFORCE INC	COM	79466L302	91,785	357	SH		DFND	168	0	0	357
ISHARES INC	CORE MSCI EMKT	46434G103	35,116	656	SH		DFND	584	0	0	656
ALLSTATE CORP	COM	020002101	1,437	9	SH		DFND	665	0	0	9
MADRIGAL PHARMACEUTICALS INC	COM	558868105	855,519	3,054	SH		SOLE		4	0	3,050
VIKING THERAPEUTICS INC	COM	92686J106	1,007	19	SH		DFND	816	0	0	19
COCA COLA CONS INC	COM	191098102	2,697,376	2,486	SH		SOLE		3	0	2,483
EQT CORP	COM	26884L109	814	22	SH		DFND	969	0	0	22
ELECTRONIC ARTS INC	COM	285512109	975	7	SH		DFND	713	7	0	0
CHORD ENERGY CORPORATION	COM NEW	674215207	1,174	7	SH		DFND	816	0	0	7
ARCH CAP GROUP LTD	ORD	G0450A105	1,816	18	SH		DFND	665	0	0	18
DOMINION ENERGY INC	COM	25746U109	1,078	22	SH		DFND	665	0	0	22
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,858	44	SH		DFND	339	0	0	44
AMAZON COM INC	COM	023135106	15,460	80	SH		DFND	184	0	0	80
SPDR SER TR	PORTFOLIO S&P500	78464A854	15,744	246	SH		DFND	785	246	0	0
ISHARES TR	US TREAS BD ETF	46429B267	4,926,080	218,258	SH		SOLE		0	0	218,258
AT&T INC	COM	00206R102	6,077	318	SH		DFND	188	318	0	0
HERBALIFE LTD	COM SHS	G4412G101	151,852	14,615	SH		SOLE		25	0	14,590
PHILIP MORRIS INTL INC	COM	718172109	5,573	55	SH		DFND	969	0	0	55
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	28,143	336	SH		DFND	564	0	0	336
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	194,186	2,495	SH		DFND	63	0	0	2,495
BALCHEM CORP	COM	057665200	8,929	58	SH		DFND	792	58	0	0
ISHARES TR	CORE S&P TTL STK	464287150	434,616	3,659	SH		DFND	260	0	0	3,659
VITAL ENERGY INC	COM	516806205	215,763	4,814	SH		SOLE		0	0	4,814
MCDONALDS CORP	COM	580135101	49,949	196	SH		DFND	952	0	0	196
COCA COLA CO	COM	191216100	3,373	53	SH		DFND	600	0	0	53
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	365,001	7,284	SH		DFND	102	0	0	7,284
APPLE INC	COM	037833100	381,433	1,811	SH		DFND	748	0	0	1,811
HIGHWOODS PPTYS INC	COM	431284108	13,109	499	SH		DFND	916	0	0	499
STANLEY BLACK & DECKER INC	COM	854502101	2,636	33	SH		DFND	471	0	0	33
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	12,480	149	SH		DFND	266	0	0	149
ISHARES TR	EAFE SML CP ETF	464288273	15,533	252	SH		DFND	204	0	0	252
NIKE INC	CL B	654106103	27,510	365	SH		DFND	31	0	0	365
ISHARES TR	IBOXX INV CP ETF	464287242	14,247	133	SH		DFND	1	0	0	133
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	751,276	16,421	SH		SOLE		0	0	16,421
IQVIA HLDGS INC	COM	46266C105	3,172	15	SH		DFND	188	15	0	0
ALPHABET INC	CAP STK CL C	02079K107	7,337	40	SH		DFND	161	0	0	40
GRAINGER W W INC	COM	384802104	6,316	7	SH		DFND	791	7	0	0
BANCOLOMBIA S A	SPON ADR PREF	05968L102	2,449	75	SH		DFND	790	0	0	75
GRAINGER W W INC	COM	384802104	902	1	SH		DFND	737	0	0	1
ORCHID IS CAP INC	COM NEW	68571X301	107,202	12,854	SH		SOLE		0	0	12,854
WOORI FINL GROUP INC	SPONSORED ADS	981064108	3,268	102	SH		DFND	965	0	0	102
AMPHENOL CORP NEW	CL A	032095101	1,886	28	SH		DFND	934	0	0	28
ISHARES TR	CORE S&P TTL STK	464287150	123,056	1,036	SH		DFND	384	0	0	1,036
SOUTHERN MO BANCORP INC	COM	843380106	245,440	5,453	SH		SOLE		0	0	5,453
ISHARES TR	NATIONAL MUN ETF	464288414	21,630	203	SH		DFND	417	0	0	203
PEPSICO INC	COM	713448108	495	3	SH		DFND	260	0	0	3
AMBEV SA	SPONSORED ADR	02319V103	607	296	SH		DFND	810	0	0	296
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	23,889	681	SH		DFND	268	0	0	681
AZZ INC	COM	002474104	534,956	6,925	SH		SOLE		45	0	6,880
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	39,101	1,038	SH		DFND	513	0	0	1,038
ARGENX SE	SPONSORED ADR	04016X101	430	1	SH		DFND	600	0	0	1
EXXON MOBIL CORP	COM	30231G102	32,934	286	SH		DFND	390	0	0	286
MAGNOLIA OIL & GAS CORP	CL A	559663109	47,741	1,884	SH		DFND	661	0	0	1,884
IDEX CORP	COM	45167R104	604	3	SH		DFND	697	0	0	3
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,670	208	SH		DFND	337	0	0	208
SPDR SER TR	PORTFOLIO S&P400	78464A847	14,723	287	SH		DFND	807	0	0	287
ISHARES TR	SHRT NAT MUN ETF	464288158	4,809	46	SH		DFND	128	46	0	0
US BANCORP DEL	COM NEW	902973304	46,449	1,170	SH		DFND	515	0	0	1,170
INTERNATIONAL BUSINESS MACHS	COM	459200101	10,550	61	SH		DFND	790	0	0	61
FS KKR CAP CORP	COM	302635206	1,910,018	96,808	SH		SOLE		0	0	96,808
ISHARES TR	S&P MC 400GR ETF	464287606	198,600	2,254	SH		DFND	353	0	0	2,254
CITIGROUP INC	COM NEW	172967424	4,061	64	SH		DFND	816	0	0	64
ISHARES TR	SHRT NAT MUN ETF	464288158	5,855	56	SH		DFND	610	0	0	56
PRUDENTIAL PLC	ADR	74435K204	806	44	SH		DFND	189	44	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	12,352	193	SH		DFND	895	0	0	193
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	140,467	2,338	SH		DFND	826	0	0	2,338
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,871	32	SH		DFND	536	0	0	32
KONINKLIJKE PHILIPS N V	NY REGIS SHS NEW	500472303	1,008	40	SH		DFND	665	0	0	40
UNITED PARCEL SERVICE INC	CL B	911312106	162,030	1,184	SH		DFND	375	0	0	1,184
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,248	13	SH		DFND	600	0	0	13
LOCKHEED MARTIN CORP	COM	539830109	7,007	15	SH		DFND	790	0	0	15
SOUTHERN CO	COM	842587107	4,344	56	SH		DFND	790	0	0	56
TEXAS PACIFIC LAND CORPORATI	COM	88262P102	2,203	3	SH		DFND	969	0	0	3
QUALCOMM INC	COM	747525103	1,593	8	SH		DFND	903	0	0	8
HIGHWOODS PPTYS INC	COM	431284108	86,954	3,310	SH		DFND	675	0	0	3,310
BANK AMERICA CORP	7.25%CNV PFD L	060505682	14,952	13	SH		DFND	339	0	0	13
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	486,509	1,949	SH		DFND	461	0	0	1,949
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	39,613,090	812,243	SH		SOLE		24,606	0	787,637
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	78,116	1,364	SH		DFND	218	0	0	1,364
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,620	45	SH		DFND	811	0	0	45
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,679	41	SH		DFND	785	41	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	34,499	143	SH		DFND	334	0	0	143
LINDE PLC	SHS	G54950103	3,510	8	SH		DFND	816	0	0	8
CENOVUS ENERGY INC	COM	15135U109	5,729,101	291,409	SH		SOLE		203	0	291,206
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	115,496	1,603	SH		DFND	587	0	0	1,603
CADENCE DESIGN SYSTEM INC	COM	127387108	12,618	41	SH		DFND	791	41	0	0
IAC INC	COM NEW	44891N208	432,650	9,235	SH		SOLE		0	0	9,235
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	127,129	419	SH		DFND	1	0	0	419
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	41,645	578	SH		DFND	940	0	0	578
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	9,957	171	SH		DFND	360	0	0	171
AT&T INC	COM	00206R102	5,848	306	SH		DFND	737	0	0	306
FREEPORT-MCMORAN INC	CL B	35671D857	972	20	SH		DFND	515	0	0	20
ISHARES TR	CORE MSCI INTL	46435G326	56,779	865	SH		DFND	266	0	0	865
MASTERCARD INCORPORATED	CL A	57636Q104	10,588	24	SH		DFND	149	0	0	24
CIPHER MINING INC	COM	17253J106	103,725	24,994	SH		SOLE		0	0	24,994
COMPASS MINERALS INTL INC	COM	20451N101	403	39	SH		DFND	951	0	0	39
EASTMAN CHEM CO	COM	277432100	686	7	SH		DFND	695	0	0	7
ISHARES TR	RUS 2000 VAL ETF	464287630	11,270	74	SH		DFND	682	74	0	0
PERSPECTIVE THERAPEUTICS INC	COM NEW	46489V302	174,674	17,520	SH		SOLE		0	0	17,520
VISA INC	COM CL A	92826C839	4,462	17	SH		DFND	266	0	0	17
WELLTOWER INC	COM	95040Q104	938	9	SH		DFND	713	9	0	0
JOHNSON & JOHNSON	COM	478160104	203,747	1,394	SH		DFND	480	0	0	1,394
BROWN FORMAN CORP	CL B	115637209	561	13	SH		DFND	695	0	0	13
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,421	37	SH		DFND	814	0	0	37
PAYPAL HLDGS INC	COM	70450Y103	638	11	SH		DFND	713	11	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	27,725	561	SH		DFND	21	0	0	561
GRAB HOLDINGS LIMITED	CLASS A ORD	G4124C109	91,757	25,847	SH		SOLE		0	0	25,847
ISHARES TR	RUS MD CP GR ETF	464287481	39,706,096	359,820	SH		SOLE		0	0	359,820
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	41,042	490	SH		DFND	197	0	0	490
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,383	36	SH		DFND	130	0	0	36
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	3,938	186	SH		DFND	188	186	0	0
URANIUM ENERGY CORP	COM	916896103	300,440	49,990	SH		SOLE		0	0	49,990
DYCOM INDS INC	COM	267475101	675	4	SH		DFND	965	0	0	4
IQVIA HLDGS INC	COM	46266C105	2,114	10	SH		DFND	737	0	0	10
PVH CORPORATION	COM	693656100	56,111	530	SH		DFND	675	0	0	530
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	162,167	2,524	SH		DFND	391	0	0	2,524
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	160,524	300	SH		DFND	588	0	0	300
AMERICAN EXPRESS CO	COM	025816109	13,198	57	SH		DFND	792	57	0	0
AGILENT TECHNOLOGIES INC	COM	00846U101	2,333	18	SH		DFND	697	0	0	18
TCW STRATEGIC INCOME FD INC	COM	872340104	47,637	10,050	SH		SOLE		0	0	10,050
NETSTREIT CORP	COM	64119V303	224,193	13,925	SH		SOLE		18	0	13,907
AMERICAN ELEC PWR CO INC	COM	025537101	2,720	31	SH		DFND	790	0	0	31
PHILLIPS 66	COM	718546104	38,963	276	SH		DFND	675	0	0	276
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	545	7	SH		DFND	713	7	0	0
THE CIGNA GROUP	COM	125523100	10,578	32	SH		DFND	38	0	0	32
APPLIED MATLS INC	COM	038222105	2,124	9	SH		DFND	406	0	0	9
ORGANOGENESIS HLDGS INC	COM	68621F102	3,531	1,261	SH		DFND	791	1,261	0	0
AMAZON COM INC	COM	023135106	2,899	15	SH		DFND	405	0	0	15
AVNET INC	COM	053807103	972,286	18,883	SH		SOLE		0	0	18,883
ISHARES TR	CORE S&P500 ETF	464287200	138,449	253	SH		DFND	317	0	0	253
DOORDASH INC	CL A	25809K105	653	6	SH		DFND	965	0	0	6
TRAVELERS COMPANIES INC	COM	89417E109	121,801	599	SH		DFND	400	0	0	599
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	23,722	480	SH		DFND	420	480	0	0
M & T BK CORP	COM	55261F104	2,270	15	SH		DFND	969	0	0	15
ALPS ETF TR	ALERIAN MLP	00162Q452	14,394	300	SH		DFND	842	300	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	166,243	3,205	SH		DFND	153	0	0	3,205
UTZ BRANDS INC	COM CL A	918090101	552,515	33,204	SH		SOLE		94	0	33,110
SPDR SER TR	PORTFOLIO S&P500	78464A854	27,584	431	SH		DFND	245	0	0	431
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	50,586	1,317	SH		DFND	380	0	0	1,317
MOSAIC CO NEW	COM	61945C103	896	31	SH		DFND	969	0	0	31
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	145,878	1,230	SH		DFND	146	1,230	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	25,308	492	SH		DFND	961	0	0	492
ISHARES INC	CORE MSCI EMKT	46434G103	43,145	806	SH		DFND	929	0	0	806
MAGNOLIA OIL & GAS CORP	CL A	559663109	11,023	435	SH		DFND	791	435	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	111,209	2,144	SH		DFND	534	0	0	2,144
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	49,800	1,322	SH		DFND	52	0	0	1,322
EXCHANGE TRADED CONCEPTS TRU	ROBO GLB ETF	301505707	745,890	13,537	SH		SOLE		0	0	13,537
ISHARES TR	CORE US AGGBD ET	464287226	51,447	530	SH		DFND	557	0	0	530
BANK AMERICA CORP	COM	060505104	135,775	3,414	SH		DFND	400	0	0	3,414
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	1,289,283	72,188	SH		SOLE		0	0	72,188
IMPINJ INC	COM	453204109	784	5	SH		DFND	965	0	0	5
HAWAIIAN ELEC INDUSTRIES	COM	419870100	776	86	SH		DFND	970	0	0	86
HEALTHCARE RLTY TR	CL A COM	42226K105	1,071	65	SH		DFND	810	0	0	65
KB HOME	COM	48666K109	13,475	192	SH		DFND	790	0	0	192
FIRST TR EXCHANGE-TRADED FD	US EQTY OPPT ETF	336920103	702,711	7,074	SH		SOLE		0	0	7,074
PG&E CORP	COM	69331C108	12,711	728	SH		DFND	916	0	0	728
ISHARES INC	CORE MSCI EMKT	46434G103	8,137	152	SH		DFND	749	152	0	0
ALLEGION PLC	ORD SHS	G0176J109	1,063	9	SH		DFND	713	9	0	0
BLACKSTONE INC	COM	09260D107	2,476	20	SH		DFND	260	0	0	20
POSCO HOLDINGS INC	SPONSORED ADR	693483109	2,104	32	SH		DFND	665	0	0	32
SCHWAB STRATEGIC TR	US REIT ETF	808524847	178,851	8,956	SH		DFND	153	0	0	8,956
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,702	57	SH		DFND	686	57	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	26,500	408	SH		DFND	496	0	0	408
ABBVIE INC	COM	00287Y109	10,291	60	SH		DFND	405	0	0	60
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,231	24	SH		DFND	671	0	0	24
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	21,610	258	SH		DFND	485	0	0	258
FORD MTR CO DEL	COM	345370860	125,400	10,000	SH		DFND	375	0	0	10,000
FRANCO NEV CORP	COM	351858105	711	6	SH		DFND	665	0	0	6
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	230,842	5,330	SH		DFND	326	0	0	5,330
SONY GROUP CORP	SPONSORED ADR	835699307	29,053	342	SH		DFND	675	0	0	342
EXELON CORP	COM	30161N101	2,630	76	SH		DFND	969	0	0	76
TEXAS INSTRS INC	COM	882508104	6,030	31	SH		DFND	970	0	0	31
AT&T INC	COM	00206R102	28,627	1,498	SH		DFND	661	0	0	1,498
SAREPTA THERAPEUTICS INC	COM	803607100	1,240,142	7,849	SH		SOLE		0	0	7,849
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	127,082	2,450	SH		DFND	546	0	0	2,450
ISHARES TR	NATIONAL MUN ETF	464288414	1,486,905	13,955	SH		DFND	554	0	0	13,955
ROYALTY PHARMA PLC	SHS CLASS A	G7709Q104	607	23	SH		DFND	695	0	0	23
AIRSCULPT TECHNOLOGIES INC	COM	009496100	40,000	10,000	SH		SOLE		0	0	10,000
HONEYWELL INTL INC	COM	438516106	3,203	15	SH		DFND	697	0	0	15
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	8,303	168	SH		DFND	519	0	0	168
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	238,037	3,962	SH		DFND	370	3,962	0	0
TJX COS INC NEW	COM	872540109	1,762	16	SH		DFND	260	0	0	16
ORGANON & CO	COMMON STOCK	68622V106	1,648,553	79,640	SH		SOLE		408	0	79,232
LOWES COS INC	COM	548661107	882	4	SH		DFND	969	0	0	4
TTEC HLDGS INC	COM	89854H102	80,603	13,708	SH		SOLE		0	0	13,708
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	98,238	1,529	SH		DFND	388	0	0	1,529
SCHWAB STRATEGIC TR	US REIT ETF	808524847	21,727	1,088	SH		DFND	74	0	0	1,088
PRUDENTIAL FINL INC	COM	744320102	175,785	1,500	SH		DFND	853	0	0	1,500
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	11,712	1,337	SH		DFND	790	0	0	1,337
LINCOLN NATL CORP IND	COM	534187109	13,000	418	SH		DFND	916	0	0	418
ATMOS ENERGY CORP	COM	049560105	1,866	16	SH		DFND	737	0	0	16
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	14,564	48	SH		DFND	188	48	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	71,121	1,888	SH		DFND	311	0	0	1,888
ANALOG DEVICES INC	COM	032654105	2,283	10	SH		DFND	665	0	0	10
SPDR SER TR	RUSSELL YIELD	78468R770	79,979	771	SH		DFND	583	0	0	771
LILIUM N V	CLASS A ORD SHS	N52586109	10,852	13,655	SH		SOLE		0	0	13,655
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	26,514	368	SH		DFND	221	368	0	0
HALLIBURTON CO	COM	406216101	5,156,897	152,661	SH		SOLE		552	0	152,109
APPLOVIN CORP	COM CL A	03831W108	416	5	SH		DFND	951	0	0	5
RED ROCK RESORTS INC	CL A	75700L108	9,283	169	SH		DFND	791	169	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	10,577	26	SH		DFND	58	0	0	26
ISHARES TR	NATIONAL MUN ETF	464288414	21,949	206	SH		DFND	839	0	0	206
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	177,603	3,424	SH		DFND	427	0	0	3,424
BANK AMERICA CORP	COM	060505104	23,385	588	SH		DFND	820	0	0	588
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	783	0	0	1
LOCKHEED MARTIN CORP	COM	539830109	21,020	45	SH		DFND	29	0	0	45
ABBOTT LABS	COM	002824100	87,284	840	SH		DFND	675	0	0	840
ALEXANDRIA REAL ESTATE EQ IN	COM	015271109	1,287	11	SH		DFND	737	0	0	11
FIRST SOLAR INC	COM	336433107	4,509	20	SH		DFND	493	0	0	20
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	91,945	2,621	SH		DFND	631	0	0	2,621
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	168	2	SH		DFND	112	0	0	2
ISHARES TR	TRS FLT RT BD	46434V860	6,426,436	126,854	SH		SOLE		0	0	126,854
VISA INC	COM CL A	92826C839	6,562	25	SH		DFND	816	0	0	25
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	75,486	1,725	SH		DFND	198	0	0	1,725
BERKLEY W R CORP	COM	084423102	3,366,759	42,845	SH		SOLE		23	0	42,822
TEXAS INSTRS INC	COM	882508104	195	1	SH		DFND	416	0	0	1
BROADCOM INC	COM	11135F101	3,211	2	SH		DFND	934	0	0	2
ISHARES INC	CORE MSCI EMKT	46434G103	2,944	55	SH		DFND	964	0	0	55
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	20,340	50	SH		DFND	29	0	0	50
CELANESE CORP DEL	COM	150870103	18,345	136	SH		DFND	916	0	0	136
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	4,468	510	SH		DFND	965	0	0	510
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	10,856	121	SH		DFND	403	0	0	121
NOVO-NORDISK A S	ADR	670100205	5,710	40	SH		DFND	493	0	0	40
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	80,521	301	SH		DFND	21	0	0	301
TRANSDIGM GROUP INC	COM	893641100	1,278	1	SH		DFND	903	0	0	1
DISCOVER FINL SVCS	COM	254709108	10,726	82	SH		DFND	792	82	0	0
PROCTER AND GAMBLE CO	COM	742718109	25,398	154	SH		DFND	826	0	0	154
MASCO CORP	COM	574599106	182,942	2,744	SH		DFND	157	0	0	2,744
ALPHABET INC	CAP STK CL C	02079K107	58,694	320	SH		DFND	661	0	0	320
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	194,319	2,697	SH		DFND	219	2,697	0	0
MCDONALDS CORP	COM	580135101	31,345	123	SH		DFND	805	0	0	123
SPDR SER TR	PORTFOLIO S&P400	78464A847	81,567	1,590	SH		DFND	196	0	0	1,590
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	44,753	870	SH		DFND	940	0	0	870
GE AEROSPACE	COM NEW	369604301	36,404	229	SH		DFND	1	0	0	229
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	2,042,398	63,845	SH		SOLE		0	0	63,845
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	291,776	5,904	SH		DFND	163	0	0	5,904
RTX CORPORATION	COM	75513E101	6,927	69	SH		DFND	152	0	0	69
MICROSOFT CORP	COM	594918104	28,605	64	SH		DFND	157	0	0	64
NVIDIA CORPORATION	COM	67066G104	2,816	20,000	SH	Put	SOLE		0	0	20,000
ISHARES TR	CORE S&P500 ETF	464287200	6,567	12	SH		DFND	192	0	0	12
COGENT COMMUNICATIONS HLDGS	COM NEW	19239V302	1,355	24	SH		DFND	965	0	0	24
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	156,958	3,176	SH		DFND	240	0	0	3,176
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	17,495	195	SH		DFND	349	0	0	195
INSULET CORP	COM	45784P101	807	4	SH		DFND	697	0	0	4
EATON VANCE TAX-MANAGED DIVE	COM	27828N102	389,982	27,757	SH		SOLE		0	0	27,757
VANGUARD INDEX FDS	MID CAP ETF	922908629	16,947	70	SH		DFND	78	0	0	70
VECTOR GROUP LTD	COM	92240M108	20,220	1,913	SH		DFND	675	0	0	1,913
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	346	9	SH		DFND	252	0	0	9
DIMENSIONAL ETF TRUST	ULTRASHORT FIXED	25434V591	1,377,464	27,185	SH		SOLE		0	0	27,185
PENN ENTERTAINMENT INC	COM	707569109	272,848	14,097	SH		SOLE		233	0	13,864
HEALTHPEAK PROPERTIES INC	COM	42250P103	568	29	SH		DFND	903	0	0	29
COTERRA ENERGY INC	COM	127097103	9,681	363	SH		DFND	916	0	0	363
SPDR SER TR	PORTFOLIO INTRMD	78464A375	33,472	1,028	SH		DFND	149	0	0	1,028
NVIDIA CORPORATION	COM	67066G104	104,944	17,000	SH	Put	SOLE		0	0	17,000
ISHARES TR	CORE S&P500 ETF	464287200	169,094	309	SH		DFND	17	0	0	309
BLACKSTONE MTG TR INC	COM CL A	09257W100	633,441	36,363	SH		SOLE		39	0	36,324
REALTY INCOME CORP	COM	756109104	88,579	1,677	SH		DFND	835	1,677	0	0
LEGGETT & PLATT INC	COM	524660107	6,418	560	SH		DFND	916	0	0	560
LOWES COS INC	COM	548661107	1,984	9	SH		DFND	600	0	0	9
SITEONE LANDSCAPE SUPPLY INC	COM	82982L103	405,874	3,343	SH		SOLE		27	0	3,316
ALLSTATE CORP	COM	020002101	23,949	150	SH		DFND	80	0	0	150
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	1,576	8	SH		DFND	970	0	0	8
ANTERO MIDSTREAM CORP	COM	03676B102	1,017	69	SH		DFND	970	0	0	69
MANULIFE FINL CORP	COM	56501R106	692	26	SH		DFND	903	0	0	26
ZSCALER INC	COM	98980G102	1,153	6	SH		DFND	969	0	0	6
ON SEMICONDUCTOR CORP	COM	682189105	1,165	17	SH		DFND	736	0	0	17
MOTOROLA SOLUTIONS INC	COM NEW	620076307	52,889	137	SH		DFND	374	0	0	137
ISHARES TR	SHRT NAT MUN ETF	464288158	18,819	180	SH		DFND	543	0	0	180
ISHARES TR	ISHS 1-5YR INVS	464288646	256	5	SH		DFND	382	0	0	5
ASSOCIATED BANC CORP	COM	045487105	600,389	28,387	SH		SOLE		440	0	27,947
JPMORGAN CHASE & CO.	COM	46625H100	117,311	580	SH		DFND	983	0	0	580
FEDEX CORP	COM	31428X106	2,399	8	SH		DFND	697	0	0	8
ANALOG DEVICES INC	COM	032654105	25,190,126	110,357	SH		SOLE		517	0	109,840
CHUBB LIMITED	COM	H1467J104	7,397	29	SH		DFND	970	0	0	29
WOORI FINL GROUP INC	SPONSORED ADS	981064108	865	27	SH		DFND	903	0	0	27
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	8,208	114	SH		DFND	790	0	0	114
CONAGRA BRANDS INC	COM	205887102	597	21	SH		DFND	695	0	0	21
ALASKA AIR GROUP INC	COM	011659109	10,827	268	SH		DFND	916	0	0	268
ISHARES TR	CORE US AGGBD ET	464287226	14,755	152	SH		DFND	471	0	0	152
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	481,256	9,604	SH		DFND	499	0	0	9,604
SPROUTS FMRS MKT INC	COM	85208M102	1,004	12	SH		DFND	903	0	0	12
CATERPILLAR INC	COM	149123101	764,131	2,294	SH		DFND	154	0	0	2,294
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	41,216	834	SH		DFND	776	0	0	834
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	90,587	1,833	SH		DFND	369	0	0	1,833
CIMPRESS PLC	SHS EURO	G2143T103	19,362	221	SH		DFND	661	0	0	221
VERIZON COMMUNICATIONS INC	COM	92343V104	8,743	212	SH		DFND	952	0	0	212
PACER FDS TR	TRENDP US LAR CP	69374H105	7,496,904	150,661	SH		SOLE		0	0	150,661
ISHARES TR	CORE S&P500 ETF	464287200	12,586	23	SH		DFND	161	0	0	23
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	66,689	1,110	SH		DFND	18	0	0	1,110
CUMMINS INC	COM	231021106	1,108	4	SH		DFND	816	0	0	4
PILGRIMS PRIDE CORP	COM	72147K108	2,309	60	SH		DFND	965	0	0	60
NOVARTIS AG	SPONSORED ADR	66987V109	40,242	378	SH		DFND	675	0	0	378
ISHARES TR	GLOBAL REIT ETF	46434V647	6,647,408	285,910	SH		SOLE		5,358	0	280,552
NVR INC	COM	62944T105	5,196,361	685	SH		SOLE		0	0	685
COCA-COLA EUROPACIFIC PARTNE	SHS	G25839104	2,338,203	32,087	SH		SOLE		171	0	31,916
MICROCHIP TECHNOLOGY INC.	COM	595017104	5,216	57	SH		DFND	736	0	0	57
GE VERNOVA INC	COM	36828A101	2,230	13	SH		DFND	970	0	0	13
ELI LILLY & CO	COM	532457108	41,647	46	SH		DFND	695	0	0	46
CONDUENT INC	COM	206787103	3,071	942	SH		DFND	791	942	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	13,401	186	SH		DFND	795	0	0	186
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	33,267	133	SH		DFND	887	0	0	133
INTUIT	COM	461202103	19,716	30	SH		DFND	791	30	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	2,156	28	SH		DFND	713	28	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,357	31	SH		DFND	43	0	0	31
SELECTIVE INS GROUP INC	COM	816300107	3,043,470	32,436	SH		SOLE		27	0	32,409
ISHARES INC	CORE MSCI EMKT	46434G103	84,470	1,578	SH		DFND	498	0	0	1,578
BROADCOM INC	COM	11135F101	11,239	7	SH		DFND	810	0	0	7
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	4,354	497	SH		DFND	951	0	0	497
ALPHABET INC	CAP STK CL C	02079K107	11,005	60	SH		DFND	713	60	0	0
ALPHABET INC	CAP STK CL A	02079K305	910,750	5,000	SH		DFND	257	0	0	5,000
ISHARES TR	IBONDS DEC 26	46435U259	537,531	21,230	SH		SOLE		0	0	21,230
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	8,376	100	SH		DFND	408	0	0	100
COSTCO WHSL CORP NEW	COM	22160K105	84,999	100	SH		DFND	37	0	0	100
GENUINE PARTS CO	COM	372460105	12,449	90	SH		DFND	790	0	0	90
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	1,020	15	SH		DFND	264	0	0	15
DELTA AIR LINES INC DEL	COM NEW	247361702	109,112	2,300	SH		DFND	1	0	0	2,300
ISHARES TR	EAFE SML CP ETF	464288273	54,983	892	SH		DFND	653	0	0	892
ISHARES TR	CORE S&P500 ETF	464287200	518,801	948	SH		DFND	670	0	0	948
JOHNSON & JOHNSON	COM	478160104	19,585	134	SH		DFND	826	0	0	134
RYDER SYS INC	COM	783549108	733,718	5,923	SH		SOLE		0	0	5,923
DANAHER CORPORATION	COM	235851102	4,497	18	SH		DFND	970	0	0	18
TEMPUR SEALY INTL INC	COM	88023U101	387,414	8,184	SH		SOLE		13	0	8,171
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	366,442	1,468	SH		DFND	339	0	0	1,468
APPLIED MATLS INC	COM	038222105	10,384	44	SH		DFND	970	0	0	44
ISHARES INC	CORE MSCI EMKT	46434G103	26,230	490	SH		DFND	94	0	0	490
EOG RES INC	COM	26875P101	2,517	20	SH		DFND	665	0	0	20
BOEING CO	COM	097023105	4,550	25	SH		DFND	797	0	0	25
ISHARES INC	MSCI TAIWAN ETF	46434G772	496,962	9,171	SH		SOLE		0	0	9,171
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	9,718	253	SH		DFND	776	0	0	253
PEPSICO INC	COM	713448108	29,358	178	SH		DFND	374	0	0	178
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	221,986	3,081	SH		DFND	546	0	0	3,081
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	43,815	1,249	SH		DFND	221	1,249	0	0
BAXTER INTL INC	COM	071813109	2,709	81	SH		DFND	374	0	0	81
UBIQUITI INC	COM	90353W103	362,704	2,490	SH		SOLE		8	0	2,482
CONOCOPHILLIPS	COM	20825C104	4,003	35	SH		DFND	665	0	0	35
HEALTHPEAK PROPERTIES INC	COM	42250P103	608	31	SH		DFND	697	0	0	31
PRUDENTIAL PLC	ADR	74435K204	934	51	SH		DFND	810	0	0	51
NUTRIEN LTD	COM	67077M108	509	10	SH		DFND	903	0	0	10
SUPERIOR DRILLING PRODS INC	COM	868153107	14,300	11,000	SH		SOLE		0	0	11,000
GOLDMAN SACHS BDC INC	SHS	38147U107	314,984	20,957	SH		DFND	375	0	0	20,957
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	125,648	10,703	SH		SOLE		0	0	10,703
SPDR SER TR	PORTFOLIO SHORT	78464A474	3,416	115	SH		DFND	260	0	0	115
ISHARES TR	CORE S&P TTL STK	464287150	115,573	973	SH		DFND	221	973	0	0
XERIS BIOPHARMA HOLDINGS INC	COM	98422E103	103,055	45,802	SH		SOLE		0	0	45,802
ISHARES INC	CORE MSCI EMKT	46434G103	6,959	130	SH		DFND	672	0	0	130
VONTIER CORPORATION	COM	928881101	1,413	37	SH		DFND	810	0	0	37
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	70,631	1,875	SH		DFND	517	0	0	1,875
VANECK ETF TRUST	GREEN BOND ETF	92189F171	264,570	11,194	SH		SOLE		0	0	11,194
NOVANTA INC	COM	67000B104	1,468	9	SH		DFND	737	0	0	9
LEGGETT & PLATT INC	COM	524660107	1,089	95	SH		DFND	810	0	0	95
BEACON ROOFING SUPPLY INC	COM	073685109	1,358	15	SH		DFND	816	0	0	15
CHEMOURS CO	COM	163851108	2,731	121	SH		DFND	374	0	0	121
ISHARES TR	EAFE SML CP ETF	464288273	88,577	1,437	SH		DFND	30	0	0	1,437
ISHARES TR	ESG MSCI LEADR	46435U218	3,567,887	36,620	SH		DFND	580	0	0	36,620
WHEATON PRECIOUS METALS CORP	COM	962879102	2,168,543	41,369	SH		SOLE		11	0	41,358
ISHARES TR	CORE MSCI INTL	46435G326	525,776	8,010	SH		DFND	104	0	0	8,010
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	20,340	50	SH		DFND	24	0	0	50
WELLTOWER INC	COM	95040Q104	35,198	338	SH		DFND	952	0	0	338
AMERICAN ELEC PWR CO INC	COM	025537101	3,071	35	SH		DFND	736	0	0	35
VANECK ETF TRUST	JP MRGAN EM LOC	92189H300	480,061	20,188	SH		SOLE		0	0	20,188
AMERICAN TOWER CORP NEW	COM	03027X100	1,166	6	SH		DFND	810	0	0	6
ORACLE CORP	COM	68389X105	1,412	10	SH		DFND	493	0	0	10
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,265	147	SH		DFND	421	0	0	147
ITRON INC	COM	465741106	1,781	18	SH		DFND	810	0	0	18
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	550,896	15,704	SH		DFND	359	0	0	15,704
UNITEDHEALTH GROUP INC	COM	91324P102	24,444	48	SH		DFND	188	48	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	42,714	105	SH		DFND	778	0	0	105
CAMBRIDGE BANCORP	COM	132152109	10,764	156	SH		DFND	790	0	0	156
SPDR SER TR	PORTFOLIO SHORT	78464A474	15,088	508	SH		DFND	466	0	0	508
MICRON TECHNOLOGY INC	COM	595112103	3,025	23	SH		DFND	816	0	0	23
CVS HEALTH CORP	COM	126650100	2,599	44	SH		DFND	263	0	0	44
ISHARES TR	CORE S&P500 ETF	464287200	1,207,189	2,206	SH		DFND	644	0	0	2,206
FIRST BUSEY CORP	COM NEW	319383204	605	25	SH		DFND	903	0	0	25
ISHARES TR	CORE S&P500 ETF	464287200	93,029	170	SH		DFND	384	0	0	170
HERSHEY CO	COM	427866108	1,287	7	SH		DFND	810	0	0	7
QUALCOMM INC	COM	747525103	12,349	62	SH		DFND	736	0	0	62
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	7,667	153	SH		DFND	391	0	0	153
VANGUARD WORLD FD	ESG US STK ETF	921910733	59,421	615	SH		DFND	217	0	0	615
SPDR SER TR	PORTFOLIO S&P400	78464A847	17,750	346	SH		DFND	214	0	0	346
ISHARES TR	CORE S&P500 ETF	464287200	198,644	363	SH		DFND	897	0	0	363
QUALCOMM INC	COM	747525103	16,731	84	SH		DFND	83	0	0	84
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	14,033	241	SH		DFND	194	0	0	241
MICROSOFT CORP	COM	594918104	38,438	86	SH		DFND	600	0	0	86
CSW INDUSTRIALS INC	COM	126402106	8,490	32	SH		DFND	791	32	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	295,573	4,920	SH		DFND	48	0	0	4,920
CME GROUP INC	COM	12572Q105	1,769	9	SH		DFND	262	0	0	9
AXON ENTERPRISE INC	COM	05464C101	4,838,188	16,443	SH		SOLE		7	0	16,436
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	92,777	1,444	SH		DFND	389	0	0	1,444
ISHARES TR	MSCI EAFE ETF	464287465	19,034	243	SH		DFND	883	0	0	243
S&P GLOBAL INC	COM	78409V104	20,016,865	44,881	SH		SOLE		57	0	44,824
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,364	21	SH		DFND	893	0	0	21
CISCO SYS INC	COM	17275R102	25,180	530	SH		DFND	742	0	0	530
ZSCALER INC	COM	98980G102	769	4	SH		DFND	695	0	0	4
ISHARES TR	CORE MSCI INTL	46435G326	119,662	1,823	SH		DFND	60	0	0	1,823
INGEVITY CORP	COM	45688C107	699	16	SH		DFND	965	0	0	16
OXFORD INDS INC	COM	691497309	367,150	3,666	SH		SOLE		0	0	3,666
AMKOR TECHNOLOGY INC	COM	031652100	440	11	SH		DFND	951	0	0	11
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	32,292	404	SH		DFND	126	0	0	404
CONSTELLIUM SE	CL A SHS	F21107101	2,507	133	SH		DFND	965	0	0	133
SOLVENTUM CORP	COM SHS	83444M101	423	8	SH		DFND	887	0	0	8
MASTERCARD INCORPORATED	CL A	57636Q104	17,205	39	SH		DFND	970	0	0	39
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,728	45	SH		DFND	634	0	0	45
TENET HEALTHCARE CORP	COM NEW	88033G407	2,079,259	15,630	SH		SOLE		1	0	15,629
ANNALY CAPITAL MANAGEMENT IN	COM NEW	035710839	1,601	84	SH		DFND	816	0	0	84
CONSOL ENERGY INC NEW	COM	20854L108	2,959	29	SH		DFND	790	0	0	29
APPLE INC	COM	037833100	381,433	1,811	SH		DFND	751	0	0	1,811
SPDR SER TR	PORTFOLIO S&P400	78464A847	43,913	856	SH		DFND	715	0	0	856
AXCELIS TECHNOLOGIES INC	COM NEW	054540208	22,324	157	SH		DFND	675	0	0	157
ISHARES TR	EAFE SML CP ETF	464288273	99,980	1,622	SH		DFND	656	0	0	1,622
CEL-SCI CORP	COM PAR NEW	150837607	30,740	26,500	SH		SOLE		0	0	26,500
ISHARES TR	CORE MSCI INTL	46435G326	126,751	1,931	SH		DFND	19	0	0	1,931
SPDR SER TR	PORTFOLIO S&P400	78464A847	22,162	432	SH		DFND	17	0	0	432
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	85,869	344	SH		DFND	89	0	0	344
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	29,751	602	SH		DFND	873	0	0	602
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	663,017	24,963	SH		DFND	316	0	0	24,963
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	168,051,265	2,901,438	SH		SOLE		0	0	2,901,438
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	168,581	4,389	SH		DFND	323	0	0	4,389
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	246,823	7,036	SH		DFND	397	0	0	7,036
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	113,746	1,358	SH		DFND	538	0	0	1,358
TELEPHONE & DATA SYS INC	COM NEW	879433829	193,169	9,318	SH		SOLE		21	0	9,297
MONTROSE ENVIRONMENTAL GROUP	COM	615111101	2,086,121	46,816	SH		SOLE		7	0	46,809
GE AEROSPACE	COM NEW	369604301	17,169	108	SH		DFND	792	108	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	15,503	522	SH		DFND	577	0	0	522
RTX CORPORATION	COM	75513E101	6,525	65	SH		DFND	188	65	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	9,825	191	SH		DFND	610	0	0	191
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	17,365	495	SH		DFND	424	0	0	495
CATHAY GEN BANCORP	COM	149150104	1,547	41	SH		DFND	493	0	0	41
ISHARES TR	SHRT NAT MUN ETF	464288158	61,998	593	SH		DFND	323	0	0	593
SCHWAB STRATEGIC TR	US REIT ETF	808524847	25,382	1,271	SH		DFND	800	0	0	1,271
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	44,676	904	SH		DFND	849	0	0	904
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	7,490	28	SH		DFND	85	0	0	28
NUSHARES ETF TR	NUVEEN ESG US	67092P870	966,342	44,287	SH		SOLE		0	0	44,287
AUTOMATIC DATA PROCESSING IN	COM	053015103	10,025	42	SH		DFND	916	0	0	42
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	39,559	904	SH		DFND	343	0	0	904
ISHARES TR	CORE S&P SCP ETF	464287804	531,167	4,980	SH		DFND	163	0	0	4,980
BORGWARNER INC	COM	099724106	709	22	SH		DFND	965	0	0	22
COGNEX CORP	COM	192422103	1,263	27	SH		DFND	810	0	0	27
JPMORGAN CHASE & CO.	COM	46625H100	82,118	406	SH		DFND	329	0	0	406
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,704	72	SH		DFND	831	0	0	72
SYNOPSYS INC	COM	871607107	1,190	2	SH		DFND	951	0	0	2
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	37,106	443	SH		DFND	60	0	0	443
CAPRI HOLDINGS LIMITED	SHS	G1890L107	496	15	SH		DFND	695	0	0	15
V F CORP	COM	918204108	1,629,252	120,685	SH		SOLE		301	0	120,384
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	25,029	144	SH		DFND	665	0	0	144
ALTAIR ENGR INC	COM CL A	021369103	8,533	87	SH		DFND	792	87	0	0
MICROSOFT CORP	COM	594918104	233,308	522	SH		DFND	790	0	0	522
NETAPP INC	COM	64110D104	52,550	408	SH		DFND	535	0	0	408
ISHARES TR	CORE MSCI TOTAL	46432F834	5,468,878	80,948	SH		SOLE		0	0	80,948
BLACKSTONE INC	COM	09260D107	14,856	120	SH		DFND	482	0	0	120
INCYTE CORP	COM	45337C102	485	8	SH		DFND	903	0	0	8
CREDICORP LTD	COM	G2519Y108	426,395	2,643	SH		SOLE		0	0	2,643
PEOPLES BANCORP INC	COM	709789101	6,690	223	SH		DFND	792	223	0	0
ISHARES TR	CORE S&P500 ETF	464287200	551,061	1,007	SH		DFND	822	0	0	1,007
ECOLAB INC	COM	278865100	20,706	87	SH		DFND	154	0	0	87
SPDR SER TR	PORTFOLIO S&P400	78464A847	54,891	1,070	SH		DFND	521	0	0	1,070
FIRSTENERGY CORP	COM	337932107	957	25	SH		DFND	969	0	0	25
ALPHABET INC	CAP STK CL A	02079K305	3,643	20	SH		DFND	149	0	0	20
RTX CORPORATION	COM	75513E101	5,521	55	SH		DFND	970	0	0	55
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,084,280	15,049	SH		DFND	135	15,049	0	0
EQUITY RESIDENTIAL	SH BEN INT	29476L107	1,456	21	SH		DFND	736	0	0	21
MICROSOFT CORP	COM	594918104	78,216	175	SH		DFND	80	0	0	175
DIGITALOCEAN HLDGS INC	COM	25402D102	1,147	33	SH		DFND	816	0	0	33
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,187	190	SH		DFND	943	0	0	190
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	1,496,305	33,097	SH		SOLE		0	0	33,097
THERMO FISHER SCIENTIFIC INC	COM	883556102	2,765	5	SH		DFND	600	0	0	5
SPDR SER TR	PORTFOLIO S&P400	78464A847	73,000	1,423	SH		DFND	512	0	0	1,423
REYNOLDS CONSUMER PRODS INC	COM	76171L106	380,449	13,597	SH		SOLE		0	0	13,597
GENERAL DYNAMICS CORP	COM	369550108	3,772	13	SH		DFND	969	0	0	13
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	466	132	SH		DFND	969	0	0	132
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	447,309	6,962	SH		DFND	582	0	0	6,962
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	6,074	195	SH		DFND	77	0	0	195
INVESCO EXCHANGE TRADED FD T	LEISURE AND ENTE	46137V720	260,648	5,739	SH		SOLE		0	0	5,739
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	153,410	150	SH		DFND	1	0	0	150
PNC FINL SVCS GROUP INC	COM	693475105	1,088	7	SH		DFND	260	0	0	7
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	20,218	260	SH		DFND	560	0	0	260
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,988	46	SH		DFND	611	0	0	46
UNION PAC CORP	COM	907818108	5,430	24	SH		DFND	695	0	0	24
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	15,187	190	SH		DFND	939	0	0	190
SYNOPSYS INC	COM	871607107	82,713	139	SH		DFND	675	0	0	139
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	27,707	356	SH		DFND	938	0	0	356
RESTAURANT BRANDS INTL INC	COM	76131D103	1,126	16	SH		DFND	665	0	0	16
HDFC BANK LTD	SPONSORED ADS	40415F101	4,374	68	SH		DFND	965	0	0	68
THOUGHTWORKS HOLDING INC	COM	88546E105	4,507	1,587	SH		DFND	792	1,587	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,471	50	SH		DFND	273	0	0	50
JOHNSON CTLS INTL PLC	SHS	G51502105	15,554	234	SH		DFND	374	0	0	234
WORKDAY INC	CL A	98138H101	671	3	SH		DFND	903	0	0	3
ISHARES TR	US INFRASTRUC	46435U713	23,798	565	SH		DFND	871	0	0	565
ISHARES INC	CORE MSCI EMKT	46434G103	2,462	46	SH		DFND	339	0	0	46
TESLA INC	COM	88160R101	44,523	225	SH		DFND	60	0	0	225
ARES COML REAL ESTATE CORP	COM	04013V108	30,497	4,586	SH		DFND	675	0	0	4,586
MCKESSON CORP	COM	58155Q103	584	1	SH		DFND	903	0	0	1
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	48,162	575	SH		DFND	612	0	0	575
GE AEROSPACE	COM NEW	369604301	16,692	105	SH		DFND	790	0	0	105
SOUTHERN CO	COM	842587107	28,934	373	SH		DFND	374	0	0	373
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	45,968	113	SH		DFND	57	0	0	113
KLA CORP	COM NEW	482480100	1,649	2	SH		DFND	697	0	0	2
CONSTELLATION ENERGY CORP	COM	21037T109	5,608	28	SH		DFND	791	28	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	20,984	392	SH		DFND	233	0	0	392
SOUTHERN COPPER CORP	COM	84265V105	4,903,330	45,511	SH		SOLE		71	0	45,440
CONSTELLIUM SE	CL A SHS	F21107101	951,228	50,463	SH		SOLE		107	0	50,356
SCHLUMBERGER LTD	COM STK	806857108	73,129	1,550	SH		DFND	948	0	0	1,550
THERMO FISHER SCIENTIFIC INC	COM	883556102	43,134	78	SH		DFND	152	0	0	78
VANGUARD INDEX FDS	MID CAP ETF	922908629	17,431	72	SH		DFND	388	0	0	72
FRONTIER GROUP HLDGS INC	COM	35909R108	635,931	128,992	SH		SOLE		34	0	128,958
COMMERCIAL METALS CO	COM	201723103	1,265	23	SH		DFND	816	0	0	23
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	33,130,742	84,705	SH		SOLE		0	0	84,705
ISHARES INC	CORE MSCI EMKT	46434G103	41,165	769	SH		DFND	75	0	0	769
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	250,774	4,174	SH		DFND	373	0	0	4,174
CHAMPIONX CORPORATION	COM	15872M104	631	19	SH		DFND	695	0	0	19
SOUTHERN CO	COM	842587107	6,361	82	SH		DFND	792	82	0	0
ROYAL CARIBBEAN GROUP	COM	V7780T103	9,725	61	SH		DFND	792	61	0	0
ISHARES TR	CORE S&P TTL STK	464287150	115,454	972	SH		DFND	334	0	0	972
MICROSOFT CORP	COM	594918104	80,451	180	SH		DFND	940	0	0	180
ISHARES INC	CORE MSCI EMKT	46434G103	589	11	SH		DFND	112	0	0	11
JOHNSON CTLS INTL PLC	SHS	G51502105	6,581	99	SH		DFND	792	99	0	0
STARBUCKS CORP	COM	855244109	545	7	SH		DFND	405	0	0	7
BHP GROUP LTD	SPONSORED ADS	088606108	8,221	144	SH		DFND	790	0	0	144
APOLLO GLOBAL MGMT INC	COM	03769M106	2,007	17	SH		DFND	810	0	0	17
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	118,546	2,709	SH		DFND	482	0	0	2,709
CABLE ONE INC	COM	12685J105	708	2	SH		DFND	713	2	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	36,571	740	SH		DFND	455	0	0	740
APPLE INC	COM	037833100	144,907	688	SH		DFND	27	0	0	688
JUNIPER NETWORKS INC	COM	48203R104	2,261	62	SH		DFND	697	0	0	62
DEVON ENERGY CORP NEW	COM	25179M103	1,991	42	SH		DFND	695	0	0	42
GOLUB CAP BDC INC	COM	38173M102	227,676	14,492	SH		SOLE		0	0	14,492
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	825	5	SH		DFND	665	0	0	5
ISHARES TR	SELECT DIVID ETF	464287168	127,029	1,050	SH		DFND	625	0	0	1,050
BORGWARNER INC	COM	099724106	852,176	26,432	SH		SOLE		15	0	26,417
INTELLIA THERAPEUTICS INC	COM	45826J105	425	19	SH		DFND	951	0	0	19
TESLA INC	COM	88160R101	9,102	46	SH		DFND	665	0	0	46
DOMINION ENERGY INC	COM	25746U109	6,277	128	SH		DFND	952	0	0	128
ABBVIE INC	COM	00287Y109	84,388	492	SH		DFND	153	0	0	492
CIRRUS LOGIC INC	COM	172755100	956,429	7,492	SH		SOLE		5	0	7,487
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	102,594	411	SH		DFND	274	0	0	411
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	8,227	188	SH		DFND	863	188	0	0
ALPHABET INC	CAP STK CL C	02079K107	7,337	40	SH		DFND	149	0	0	40
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	1,535	153	SH		DFND	810	0	0	153
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,186	24	SH		DFND	291	0	0	24
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,267	81	SH		DFND	678	81	0	0
DIAGEO PLC	SPON ADR NEW	25243Q205	11,852	94	SH		DFND	311	0	0	94
HUMANA INC	COM	444859102	2,616	7	SH		DFND	736	0	0	7
MOTOROLA SOLUTIONS INC	COM NEW	620076307	26,637	69	SH		DFND	826	0	0	69
BROOKFIELD ASSET MANAGMT LTD	CL A LMT VTG SHS	113004105	5,441	143	SH		DFND	374	0	0	143
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	22,968	256	SH		DFND	849	0	0	256
PEARSON PLC	SPONSORED ADR	705015105	711	57	SH		DFND	665	0	0	57
BLACKROCK TAX MUNICPAL BD TR	SHS	09248X100	189,929	11,616	SH		SOLE		0	0	11,616
STANTEC INC	COM	85472N109	5,514	66	SH		DFND	965	0	0	66
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	9,700,205	37,208	SH		SOLE		0	0	37,208
AMGEN INC	COM	031162100	4,374	14	SH		DFND	665	0	0	14
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	20,174	280	SH		DFND	671	0	0	280
NOVARTIS AG	SPONSORED ADR	66987V109	144,679	1,359	SH		DFND	661	0	0	1,359
ARCHER DANIELS MIDLAND CO	COM	039483102	121	2	SH		DFND	405	0	0	2
D R HORTON INC	COM	23331A109	4,792	34	SH		DFND	188	34	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	75,303	1,960	SH		DFND	345	0	0	1,960
SERVICENOW INC	COM	81762P102	16,520	21	SH		DFND	792	21	0	0
PROSHARES TR	PSHS ULT S&P 500	74347R107	2,580,487	31,241	SH		SOLE		0	0	31,241
STEEL DYNAMICS INC	COM	858119100	3,492,125	26,966	SH		SOLE		7	0	26,959
MARATHON PETE CORP	COM	56585A102	15,093	87	SH		DFND	415	0	0	87
TARGET CORP	COM	87612E106	4,293	29	SH		DFND	268	0	0	29
ALBANY INTL CORP	CL A	012348108	9,290	110	SH		DFND	790	0	0	110
SYNDAX PHARMACEUTICALS INC	COM	87164F105	335,255	16,330	SH		SOLE		22	0	16,308
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,512	28	SH		DFND	650	0	0	28
VERISK ANALYTICS INC	COM	92345Y106	7,008	26	SH		DFND	627	0	0	26
SPDR SER TR	PORTFOLIO S&P400	78464A847	160,056	3,120	SH		DFND	729	3,120	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	22,316	581	SH		DFND	561	0	0	581
NELNET INC	CL A	64031N108	436,623	4,329	SH		SOLE		12	0	4,317
AT&T INC	COM	00206R102	82,804	4,333	SH		DFND	168	0	0	4,333
ENBRIDGE INC	COM	29250N105	84,028	2,361	SH		DFND	720	0	0	2,361
COCA-COLA FEMSA SAB DE CV	SPONSORD ADR REP	191241108	843,893	9,831	SH		SOLE		7	0	9,824
KENNEDY-WILSON HOLDINGS INC	COM	489398107	2,265	233	SH		DFND	816	0	0	233
PPL CORP	COM	69351T106	2,406	87	SH		DFND	970	0	0	87
BANK NEW YORK MELLON CORP	COM	064058100	2,216	37	SH		DFND	951	0	0	37
CNO FINL GROUP INC	COM	12621E103	277,366	10,006	SH		SOLE		0	0	10,006
EBAY INC.	COM	278642103	6,822	127	SH		DFND	188	127	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	45,891	2,298	SH		DFND	397	0	0	2,298
SPDR S&P 500 ETF TR	TR UNIT	78462F103	17,959	33	SH		DFND	155	0	0	33
PAYCOM SOFTWARE INC	COM	70432V102	6,580	46	SH		DFND	791	46	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	134,076	3,822	SH		DFND	196	0	0	3,822
HONEYWELL INTL INC	COM	438516106	28,828	135	SH		DFND	152	0	0	135
DOUGLAS EMMETT INC	COM	25960P109	878	66	SH		DFND	970	0	0	66
ALPHABET INC	CAP STK CL C	02079K107	1,856,210	10,120	SH		DFND	925	0	0	10,120
ORACLE CORP	COM	68389X105	158,285	1,121	SH		DFND	480	0	0	1,121
THE CIGNA GROUP	COM	125523100	3,967	12	SH		DFND	969	0	0	12
RELX PLC	SPONSORED ADR	759530108	1,422	31	SH		DFND	600	0	0	31
AUDDIA INC	*W EXP 02/19/202	05072K115	953	14,820	SH		SOLE		0	0	14,820
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	96	1	SH		DFND	415	0	0	1
ISHARES TR	SELECT DIVID ETF	464287168	70,047	579	SH		DFND	637	0	0	579
ISHARES TR	NATIONAL MUN ETF	464288414	4,475	42	SH		DFND	578	0	0	42
STEPAN CO	COM	858586100	36,523	435	SH		DFND	661	0	0	435
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	145,258	543	SH		DFND	18	0	0	543
UNITEDHEALTH GROUP INC	COM	91324P102	5,093	10	SH		DFND	515	0	0	10
MONSTER BEVERAGE CORP NEW	COM	61174X109	14,685	294	SH		DFND	916	0	0	294
AUTODESK INC	COM	052769106	1,237	5	SH		DFND	515	0	0	5
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,755	73	SH		DFND	284	73	0	0
RESMED INC	COM	761152107	4,594	24	SH		DFND	970	0	0	24
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	521,190	10,048	SH		DFND	641	0	0	10,048
SPDR SER TR	PORTFOLIO S&P400	78464A847	30,267	590	SH		DFND	504	0	0	590
ISHARES TR	CORE S&P500 ETF	464287200	384,155	702	SH		DFND	585	0	0	702
PEPSICO INC	COM	713448108	2,144	13	SH		DFND	783	0	0	13
PHILIP MORRIS INTL INC	COM	718172109	912	9	SH		DFND	600	0	0	9
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	1,743,066	46,272	SH		DFND	644	0	0	46,272
ADOBE INC	COM	00724F101	4,444	8	SH		DFND	493	0	0	8
AMERISAFE INC	COM	03071H100	351,032	7,998	SH		SOLE		0	0	7,998
COCA COLA CO	COM	191216100	2,228	35	SH		DFND	414	0	0	35
SPDR SER TR	PORTFOLIO S&P500	78464A854	110,400	1,725	SH		DFND	286	1,725	0	0
LAMAR ADVERTISING CO NEW	CL A	512816109	97,417	815	SH		DFND	168	0	0	815
VERIZON COMMUNICATIONS INC	COM	92343V104	225,459	5,467	SH		DFND	1	0	0	5,467
NEWMONT CORP	COM	651639106	2,763	66	SH		DFND	816	0	0	66
SCHWAB CHARLES CORP	COM	808513105	11,790	160	SH		DFND	791	160	0	0
VALARIS LTD	CL A	G9460G101	21,382	287	SH		DFND	675	0	0	287
LOCKHEED MARTIN CORP	COM	539830109	934	2	SH		DFND	903	0	0	2
WP CAREY INC	COM	92936U109	5,945	108	SH		DFND	792	108	0	0
T-MOBILE US INC	COM	872590104	1,233	7	SH		DFND	951	0	0	7
DEVON ENERGY CORP NEW	COM	25179M103	1,185	25	SH		DFND	665	0	0	25
STRYKER CORPORATION	COM	863667101	2,042	6	SH		DFND	810	0	0	6
D R HORTON INC	COM	23331A109	11,133	79	SH		DFND	790	0	0	79
RIO TINTO PLC	SPONSORED ADR	767204100	2,110	32	SH		DFND	665	0	0	32
JPMORGAN CHASE & CO.	COM	46625H100	13,147	65	SH		DFND	816	0	0	65
SKYWEST INC	COM	830879102	410	5	SH		DFND	903	0	0	5
SPDR SER TR	PORTFOLIO SHORT	78464A474	31,126	1,048	SH		DFND	134	1,048	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,882	49	SH		DFND	785	49	0	0
TD SYNNEX CORPORATION	COM	87162W100	1,385	12	SH		DFND	737	0	0	12
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	508,001	1,899	SH		DFND	385	0	0	1,899
TOYOTA MOTOR CORP	ADS	892331307	7,174	35	SH		DFND	665	0	0	35
SPDR SER TR	S&P DIVID ETF	78464A763	771,601	6,067	SH		DFND	1	0	0	6,067
ISHARES TR	CORE S&P500 ETF	464287200	36,664	67	SH		DFND	261	0	0	67
PEAPACK-GLADSTONE FINL CORP	COM	704699107	25,436	1,123	SH		DFND	661	0	0	1,123
BLUE OWL CAPITAL INC	COM CL A	09581B103	3,000	169	SH		DFND	791	169	0	0
NUTRIEN LTD	COM	67077M108	713	14	SH		DFND	965	0	0	14
AEGON LTD	AMER REG 1 CERT	0076CA104	1,287	210	SH		DFND	951	0	0	210
CHARTER COMMUNICATIONS INC N	CL A	16119P108	1,495	5	SH		DFND	816	0	0	5
SPDR SER TR	PORTFOLIO S&P400	78464A847	276,353	5,387	SH		DFND	212	0	0	5,387
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	52,834	661	SH		DFND	590	0	0	661
NELNET INC	CL A	64031N108	1,210	12	SH		DFND	810	0	0	12
TOPBUILD CORP	COM	89055F103	1,156	3	SH		DFND	816	0	0	3
TFS FINL CORP	COM	87240R107	618	49	SH		DFND	903	0	0	49
REGAL REXNORD CORPORATION	COM	758750103	676	5	SH		DFND	713	5	0	0
ISHARES TR	CORE US AGGBD ET	464287226	73,773	760	SH		DFND	229	0	0	760
ISHARES TR	CORE S&P500 ETF	464287200	146,658	268	SH		DFND	60	0	0	268
MACYS INC	COM	55616P104	442	23	SH		DFND	951	0	0	23
VICI PPTYS INC	COM	925652109	2,022,568	70,620	SH		SOLE		49	0	70,571
ISHARES TR	SHRT NAT MUN ETF	464288158	82,490	789	SH		DFND	499	0	0	789
BLACK HILLS CORP	COM	092113109	1,238,170	22,769	SH		SOLE		83	0	22,686
SYNCHRONY FINANCIAL	COM	87165B103	566	12	SH		DFND	697	0	0	12
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	330,419	9,419	SH		DFND	151	0	0	9,419
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	19,181	229	SH		DFND	119	0	0	229
ZTO EXPRESS CAYMAN INC	SPONSORED ADS A	98980A105	685	33	SH		DFND	965	0	0	33
ENCORE WIRE CORP	COM	292562105	290	1	SH		DFND	903	0	0	1
SHELL PLC	SPON ADS	780259305	133,461	1,849	SH		DFND	916	0	0	1,849
GILEAD SCIENCES INC	COM	375558103	1,372	20	SH		DFND	266	0	0	20
INTUITIVE SURGICAL INC	COM NEW	46120E602	3,559	8	SH		DFND	816	0	0	8
FOMENTO ECONOMICO MEXICANO S	SPON ADR UNITS	344419106	969	9	SH		DFND	665	0	0	9
ARROW ELECTRS INC	COM	042735100	2,053	17	SH		DFND	810	0	0	17
NORFOLK SOUTHN CORP	COM	655844108	23,187	108	SH		DFND	826	0	0	108
KLA CORP	COM NEW	482480100	4,947	6	SH		DFND	969	0	0	6
CORE SCIENTIFIC INC NEW	*W EXP 01/23/202	21874A130	134,200	15,443	SH		SOLE		0	0	15,443
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	1,327,055	29,007	SH		SOLE		0	0	29,007
BNY MELLON STRATEGIC MUNS IN	COM	05588W108	238,728	39,008	SH		SOLE		0	0	39,008
OMNICOM GROUP INC	COM	681919106	1,166	13	SH		DFND	736	0	0	13
LAM RESEARCH CORP	COM	512807108	11,713	11	SH		DFND	266	0	0	11
VERIZON COMMUNICATIONS INC	COM	92343V104	305,753	7,414	SH		DFND	168	0	0	7,414
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	261,211	3,268	SH		DFND	756	3,268	0	0
RBB FD INC	MOTLEY FOOL GBL	74933W635	1,365,326	46,408	SH		SOLE		0	0	46,408
ZOETIS INC	CL A	98978V103	693	4	SH		DFND	903	0	0	4
METTLER TOLEDO INTERNATIONAL	COM	592688105	8,386	6	SH		DFND	792	6	0	0
ARROW ELECTRS INC	COM	042735100	1,331,983	11,030	SH		SOLE		66	0	10,964
ISHARES TR	CORE S&P MCP ETF	464287507	296,200,279	5,061,522	SH		SOLE		11,070	0	5,050,452
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	44,753	870	SH		DFND	939	0	0	870
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,457	90	SH		DFND	749	90	0	0
MARSH & MCLENNAN COS INC	COM	571748102	5,268	25	SH		DFND	792	25	0	0
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	2,099	59	SH		DFND	137	0	0	59
ADVANCED MICRO DEVICES INC	COM	007903107	4,704	29	SH		DFND	665	0	0	29
COSTAMARE INC	SHS	Y1771G102	5,866	357	SH		DFND	627	0	0	357
OMNICOM GROUP INC	COM	681919106	1,794	20	SH		DFND	493	0	0	20
EXPONENT INC	COM	30214U102	24,826	261	SH		DFND	675	0	0	261
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	187,762	3,747	SH		DFND	820	0	0	3,747
OSHKOSH CORP	COM	688239201	11,794	109	SH		DFND	916	0	0	109
TRAVELERS COMPANIES INC	COM	89417E109	1,220	6	SH		DFND	933	0	0	6
NOMURA HLDGS INC	SPONSORED ADR	65535H208	1,734	300	SH		DFND	816	0	0	300
ALARM COM HLDGS INC	COM	011642105	7,561	119	SH		DFND	792	119	0	0
COMERICA INC	COM	200340107	5,155	101	SH		DFND	374	0	0	101
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	617	12	SH		DFND	823	0	0	12
CGI INC	CL A SUB VTG	12532H104	3,194	32	SH		DFND	965	0	0	32
GENMAB A/S	SPONSORED ADS	372303206	10,303	410	SH		DFND	627	0	0	410
ISHARES TR	CORE US AGGBD ET	464287226	13,784	142	SH		DFND	844	0	0	142
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	23,707	365	SH		DFND	528	0	0	365
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	237	2	SH		DFND	844	0	0	2
APPLE INC	COM	037833100	1,912,364,828	9,079,692	SH		SOLE		16,581	0	9,063,111
ABERCROMBIE & FITCH CO	CL A	002896207	178	1	SH		DFND	951	0	0	1
HENRY JACK & ASSOC INC	COM	426281101	3,276,965	19,738	SH		SOLE		72	0	19,666
S&P GLOBAL INC	COM	78409V104	892	2	SH		DFND	810	0	0	2
SPDR SER TR	PORTFOLIO INTRMD	78464A375	80,456	2,471	SH		DFND	690	0	0	2,471
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	95,695	423	SH		DFND	944	0	0	423
IRON MTN INC DEL	COM	46284V101	8,323,307	92,873	SH		SOLE		0	0	92,873
APPLIED INDL TECHNOLOGIES IN	COM	03820C105	10,088	52	SH		DFND	790	0	0	52
MONDELEZ INTL INC	CL A	609207105	10,274	157	SH		DFND	790	0	0	157
VANGUARD INDEX FDS	MID CAP ETF	922908629	57,378	237	SH		DFND	35	0	0	237
SPDR SER TR	PORTFOLIO SHORT	78464A474	19,988	673	SH		DFND	660	0	0	673
PNM RES INC	COM	69349H107	665	18	SH		DFND	665	0	0	18
ISHARES TR	ISHS 1-5YR INVS	464288646	19,676	384	SH		DFND	1	0	0	384
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,779	69	SH		DFND	268	0	0	69
BANK AMERICA CORP	COM	060505104	15,908	400	SH		DFND	970	0	0	400
ISHARES TR	CORE S&P500 ETF	464287200	28,456	52	SH		DFND	723	0	0	52
ORACLE CORP	COM	68389X105	19,909	141	SH		DFND	792	141	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	234,345	6,221	SH		DFND	654	0	0	6,221
GE AEROSPACE	COM NEW	369604301	12,877	81	SH		DFND	736	0	0	81
JOHNSON CTLS INTL PLC	SHS	G51502105	399	6	SH		DFND	903	0	0	6
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	31,481	637	SH		DFND	226	0	0	637
MERCK & CO INC	COM	58933Y105	18,570	150	SH		DFND	480	0	0	150
INVESCO ACTVELY MNGD ETC FD	OPTIMUM YIELD	46090F100	2,652,033	188,757	SH		SOLE		0	0	188,757
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	125,928	2,096	SH		DFND	547	0	0	2,096
APPLE INC	COM	037833100	17,692	84	SH		DFND	161	0	0	84
TARGET CORP	COM	87612E106	1,776	12	SH		DFND	810	0	0	12
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	20,488,396	422,093	SH		SOLE		0	0	422,093
ISHARES TR	CORE S&P500 ETF	464287200	41,589	76	SH		DFND	149	0	0	76
ISHARES TR	NATIONAL MUN ETF	464288414	21,949	206	SH		DFND	840	0	0	206
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,208	34	SH		DFND	539	0	0	34
BANK AMERICA CORP	COM	060505104	16,703	420	SH		DFND	188	420	0	0
PHILLIPS 66	COM	718546104	1,553	11	SH		DFND	697	0	0	11
CME GROUP INC	COM	12572Q105	1,769	9	SH		DFND	266	0	0	9
HINGHAM INSTN SVGS MASS	COM	433323102	22,181	124	SH		DFND	675	0	0	124
MIDDLESEX WTR CO	COM	596680108	418	8	SH		DFND	600	0	0	8
CASELLA WASTE SYS INC	CL A	147448104	12,105	122	SH		DFND	790	0	0	122
AMBARELLA INC	SHS	G037AX101	33,395	619	SH		DFND	675	0	0	619
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,907	70	SH		DFND	697	0	0	70
COGENT COMMUNICATIONS HLDGS	COM NEW	19239V302	564	10	SH		DFND	951	0	0	10
ISHARES TR	CORE S&P500 ETF	464287200	313,016	572	SH		DFND	496	0	0	572
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	15,664	269	SH		DFND	156	0	0	269
TIDEWATER INC NEW	COM	88642R109	1,619	17	SH		DFND	816	0	0	17
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,361	64	SH		DFND	39	0	0	64
ISHARES TR	CORE MSCI INTL	46435G326	71,351	1,087	SH		DFND	279	0	0	1,087
SPDR S&P 500 ETF TR	TR UNIT	78462F103	94,841	174	SH		DFND	358	0	0	174
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	2,761	29	SH		DFND	970	0	0	29
JPMORGAN CHASE & CO.	COM	46625H100	6,472	32	SH		DFND	266	0	0	32
VALERO ENERGY CORP	COM	91913Y100	3,605	23	SH		DFND	790	0	0	23
TOLL BROTHERS INC	COM	889478103	1,030,055	8,943	SH		SOLE		8	0	8,935
NOVAGOLD RES INC	COM NEW	66987E206	171,803	49,654	SH		SOLE		0	0	49,654
ADOBE INC	COM	00724F101	7,778	14	SH		DFND	736	0	0	14
BOSTON PROPERTIES INC	COM	101121101	616	10	SH		DFND	695	0	0	10
FEDEX CORP	COM	31428X106	20,671,402	68,941	SH		SOLE		119	0	68,822
COTERRA ENERGY INC	COM	127097103	2,080	78	SH		DFND	736	0	0	78
ANALOG DEVICES INC	COM	032654105	1,826	8	SH		DFND	697	0	0	8
ISHARES TR	MSCI EAFE ETF	464287465	6,423	82	SH		DFND	155	0	0	82
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	33,903	436	SH		DFND	689	0	0	436
ISHARES INC	CORE MSCI EMKT	46434G103	9,207	172	SH		DFND	519	0	0	172
LI AUTO INC	SPONSORED ADS	50202M102	697	39	SH		DFND	665	0	0	39
ISHARES TR	CORE S&P500 ETF	464287200	262,123	479	SH		DFND	876	0	0	479
TYSON FOODS INC	CL A	902494103	223,417	3,910	SH		DFND	948	0	0	3,910
JAMES HARDIE INDS PLC	SPONSORED ADR	47030M106	662	21	SH		DFND	189	21	0	0
CHUNGHWA TELECOM CO LTD	SPON ADR NEW11	17133Q502	4,015	104	SH		DFND	816	0	0	104
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	421,755	8,131	SH		DFND	317	0	0	8,131
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	735,735	17,716	SH		SOLE		0	0	17,716
CONSTELLIUM SE	CL A SHS	F21107101	23,581	1,251	SH		DFND	661	0	0	1,251
MASCO CORP	COM	574599106	156,741	2,351	SH		DFND	161	0	0	2,351
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,332,525	26,592	SH		DFND	642	0	0	26,592
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	25,642	498	SH		DFND	249	0	0	498
REALTY INCOME CORP	COM	756109104	1,849	35	SH		DFND	816	0	0	35
MERCK & CO INC	COM	58933Y105	114,917	928	SH		DFND	374	0	0	928
HALLIBURTON CO	COM	406216101	2,770	82	SH		DFND	493	0	0	82
ICON PLC	SHS	G4705A100	17,657,765	56,330	SH		SOLE		15	0	56,315
ISHARES TR	S&P MC 400VL ETF	464287705	2,950	26	SH		DFND	268	0	0	26
VANGUARD INDEX FDS	MID CAP ETF	922908629	102,650	424	SH		DFND	154	0	0	424
SOUTHERN COPPER CORP	COM	84265V105	8,619	80	SH		DFND	791	80	0	0
BEST BUY INC	COM	086516101	84	1	SH		DFND	406	0	0	1
UBS GROUP AG	SHS	H42097107	5,941,887	201,147	SH		SOLE		83	0	201,064
LIBERTY BROADBAND CORP	COM SER A	530307107	710	13	SH		DFND	665	0	0	13
CAPITAL ONE FINL CORP	COM	14040H105	6,416,641	46,346	SH		SOLE		77	0	46,269
ZIFF DAVIS INC	COM	48123V102	319,510	5,804	SH		SOLE		26	0	5,778
CAPITAL ONE FINL CORP	COM	14040H105	1,523	11	SH		DFND	810	0	0	11
HONEYWELL INTL INC	COM	438516106	21,354	100	SH		DFND	570	0	0	100
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,061	98	SH		DFND	749	98	0	0
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	4,792	191	SH		DFND	23	0	0	191
NUSHARES ETF TR	NUVEEN ESG LRGVL	67092P300	240,420	6,362	SH		SOLE		0	0	6,362
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	36,452	626	SH		DFND	595	0	0	626
SPDR SER TR	PORTFOLIO S&P400	78464A847	34,422	671	SH		DFND	856	0	0	671
DUPONT DE NEMOURS INC	COM	26614N102	18,352	228	SH		DFND	374	0	0	228
UR-ENERGY INC	COM	91688R108	43,361	30,972	SH		SOLE		0	0	30,972
BOSTON SCIENTIFIC CORP	COM	101137107	10,704	139	SH		DFND	791	139	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	9,390	190	SH		DFND	766	0	0	190
FISERV INC	COM	337738108	9,091	61	SH		DFND	792	61	0	0
ISHARES TR	CORE MSCI INTL	46435G326	54,612	832	SH		DFND	290	0	0	832
ADVANCED MICRO DEVICES INC	COM	007903107	8,343	300	SH	Call	SOLE		0	0	300
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	9,679	252	SH		DFND	873	0	0	252
ALPHABET INC	CAP STK CL A	02079K305	4,372	24	SH		DFND	933	0	0	24
PLEXUS CORP	COM	729132100	4,746	46	SH		DFND	627	0	0	46
CHAMPIONX CORPORATION	COM	15872M104	8,336	251	SH		DFND	791	251	0	0
LAM RESEARCH CORP	COM	512807108	6,389	6	SH		DFND	970	0	0	6
ISHARES TR	CORE S&P500 ETF	464287200	195,361	357	SH		DFND	22	0	0	357
ISHARES TR	NATIONAL MUN ETF	464288414	746,809	7,009	SH		DFND	889	0	0	7,009
SPDR SER TR	PORTFOLIO S&P500	78464A854	28,736	449	SH		DFND	559	0	0	449
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	95,183	1,926	SH		DFND	929	0	0	1,926
DOVER CORP	COM	260003108	1,083	6	SH		DFND	697	0	0	6
CINCINNATI FINL CORP	COM	172062101	21,546	15,000	SH	Put	SOLE		0	0	15,000
SPDR SER TR	PORTFOLIO S&P400	78464A847	15,236	297	SH		DFND	303	0	0	297
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	118,932	1,200	SH		DFND	1	0	0	1,200
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	931	44	SH		DFND	951	0	0	44
WISDOMTREE TR	INTL LRGCAP DV	97717W794	81,608	1,609	SH		DFND	146	1,609	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	12,675	330	SH		DFND	631	0	0	330
VISA INC	COM CL A	92826C839	6,824	26	SH		DFND	148	0	0	26
NUCOR CORP	COM	670346105	474	3	SH		DFND	697	0	0	3
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,314	148	SH		DFND	592	0	0	148
ELEVANCE HEALTH INC	COM	036752103	25,467	47	SH		DFND	661	0	0	47
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	2,464	18	SH		DFND	695	0	0	18
TOYOTA MOTOR CORP	ADS	892331307	9,224	45	SH		DFND	707	0	0	45
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,600	79	SH		DFND	340	0	0	79
VAXCYTE INC	COM	92243G108	4,153	55	SH		DFND	790	0	0	55
MERCK & CO INC	COM	58933Y105	30,331	245	SH		DFND	792	245	0	0
VICI PPTYS INC	COM	925652109	601	21	SH		DFND	695	0	0	21
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	9,465	184	SH		DFND	263	0	0	184
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,591	70	SH		DFND	896	0	0	70
DISNEY WALT CO	COM	254687106	1,688	17	SH		DFND	866	17	0	0
DRDGOLD LIMITED	SPON ADR REPSTG	26152H301	212,168	24,642	SH		SOLE		0	0	24,642
INTEL CORP	COM	458140100	38,248	1,235	SH		DFND	916	0	0	1,235
HEALTHEQUITY INC	COM	42226A107	1,465	17	SH		DFND	810	0	0	17
UNION PAC CORP	COM	907818108	6,562	29	SH		DFND	665	0	0	29
TUTOR PERINI CORP	COM	901109108	3,223	148	SH		DFND	791	148	0	0
HUBBELL INC	COM	443510607	1,096	3	SH		DFND	970	0	0	3
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	293,875	7,649	SH		DFND	158	0	0	7,649
EVERSOURCE ENERGY	COM	30040W108	1,021	18	SH		DFND	600	0	0	18
SPDR SER TR	PORTFOLIO SHORT	78464A474	3,475	117	SH		DFND	146	117	0	0
COURSERA INC	COM	22266M104	1,088	152	SH		DFND	816	0	0	152
SCHWAB STRATEGIC TR	1 5YR CORP BD	808524714	494,261	10,237	SH		SOLE		0	0	10,237
REALTY INCOME CORP	COM	756109104	9,497,975	179,818	SH		SOLE		1,518	0	178,300
PG&E CORP	COM	69331C108	471	27	SH		DFND	600	0	0	27
SCHWAB STRATEGIC TR	US REIT ETF	808524847	17,693	886	SH		DFND	405	0	0	886
ISHARES TR	CORE S&P500 ETF	464287200	239,140	437	SH		DFND	223	0	0	437
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	158,825	4,528	SH		DFND	339	0	0	4,528
ISHARES INC	CORE MSCI EMKT	46434G103	17,718	331	SH		DFND	292	331	0	0
OLD DOMINION FREIGHT LINE IN	COM	679580100	1,413	8	SH		DFND	737	0	0	8
GILEAD SCIENCES INC	COM	375558103	2,127	31	SH		DFND	816	0	0	31
ENTERPRISE PRODS PARTNERS L	COM	293792107	23,799,878	821,252	SH		SOLE		0	0	821,252
CORPAY INC	COM SHS	219948106	1,332	5	SH		DFND	695	0	0	5
CYTOKINETICS INC	COM NEW	23282W605	217	4	SH		DFND	951	0	0	4
CRH PLC	ORD	G25508105	13,122	175	SH		DFND	916	0	0	175
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,755	73	SH		DFND	456	0	0	73
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	31,702	440	SH		DFND	303	0	0	440
SPDR SER TR	PORTFOLIO S&P400	78464A847	11,389	222	SH		DFND	246	0	0	222
STRYKER CORPORATION	COM	863667101	1,361	4	SH		DFND	600	0	0	4
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,579	295	SH		DFND	392	0	0	295
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	202,192	810	SH		DFND	273	0	0	810
L3HARRIS TECHNOLOGIES INC	COM	502431109	6,737	30	SH		DFND	792	30	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	28,614	579	SH		DFND	380	0	0	579
UBIQUITI INC	COM	90353W103	1,311	9	SH		DFND	697	0	0	9
BIOGEN INC	COM	09062X103	927	4	SH		DFND	965	0	0	4
EATON CORP PLC	SHS	G29183103	5,017	16	SH		DFND	473	0	0	16
AUTOMATIC DATA PROCESSING IN	COM	053015103	5,967	25	SH		DFND	188	25	0	0
SKECHERS U S A INC	CL A	830566105	1,590	23	SH		DFND	737	0	0	23
MARSH & MCLENNAN COS INC	COM	571748102	421	2	SH		DFND	903	0	0	2
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	17,680	504	SH		DFND	233	0	0	504
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	16,152	314	SH		DFND	241	0	0	314
AUDIOEYE INC	COM NEW	050734201	1,225,726	69,604	SH		SOLE		0	0	69,604
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,327	123	SH		DFND	216	0	0	123
SPROUTS FMRS MKT INC	COM	85208M102	1,590	19	SH		DFND	816	0	0	19
MICROSOFT CORP	COM	594918104	185,484	415	SH		DFND	737	0	0	415
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	8,730	232	SH		DFND	177	0	0	232
ISHARES TR	0-5YR HI YL CP	46434V407	16,880	400	SH		DFND	612	0	0	400
CHURCH & DWIGHT CO INC	COM	171340102	1,970	19	SH		DFND	697	0	0	19
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	13,295	13	SH		DFND	790	0	0	13
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,529	294	SH		DFND	721	0	0	294
ROLLINS INC	COM	775711104	887,116	18,182	SH		SOLE		12	0	18,170
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	1,319,645	36,718	SH		DFND	643	0	0	36,718
MORNINGSTAR INC	COM	617700109	49,703	168	SH		DFND	675	0	0	168
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	162,499	3,159	SH		DFND	427	0	0	3,159
AMERICAN WTR WKS CO INC NEW	COM	030420103	2,842	22	SH		DFND	790	0	0	22
FABRINET	SHS	G3323L100	9,057	37	SH		DFND	791	37	0	0
MONDELEZ INTL INC	CL A	609207105	1,440	22	SH		DFND	736	0	0	22
QIAGEN NV	SHS NEW	N72482149	7,355	179	SH		DFND	792	179	0	0
FIRST FINL CORP IND	COM	320218100	959	26	SH		DFND	965	0	0	26
SPDR SER TR	PORTFOLIO S&P600	78468R853	47,926	1,154	SH		DFND	871	0	0	1,154
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	10,311	129	SH		DFND	321	0	0	129
CITIGROUP INC	COM NEW	172967424	1,206	19	SH		DFND	268	0	0	19
NOVOCURE LTD	ORD SHS	G6674U108	246,792	14,407	SH		SOLE		383	0	14,024
MOTOROLA SOLUTIONS INC	COM NEW	620076307	27,024	70	SH		DFND	284	70	0	0
LAMAR ADVERTISING CO NEW	CL A	512816109	38,531	322	SH		DFND	1	0	0	322
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	107,967	1,289	SH		DFND	905	0	0	1,289
ISHARES INC	CORE MSCI EMKT	46434G103	14,935	279	SH		DFND	682	279	0	0
QUANTUMSCAPE CORP	COM CL A	74767V109	3,850	10,000	SH	Call	SOLE		0	0	10,000
SNOWFLAKE INC	CL A	833445109	236,973	6,500	SH	Put	SOLE		0	0	6,500
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	128,291	2,494	SH		DFND	152	0	0	2,494
REGENCY CTRS CORP	COM	758849103	62	1	SH		DFND	406	0	0	1
MARATHON OIL CORP	COM	565849106	7,139	249	SH		DFND	791	249	0	0
OREILLY AUTOMOTIVE INC	COM	67103H107	18,880,760	17,878	SH		SOLE		25	0	17,853
ELI LILLY & CO	COM	532457108	14,486	16	SH		DFND	965	0	0	16
COPART INC	COM	217204106	1,300	24	SH		DFND	737	0	0	24
ISHARES TR	CORE S&P500 ETF	464287200	36,117	66	SH		DFND	685	0	0	66
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	200,833	5,725	SH		DFND	582	0	0	5,725
UBS GROUP AG	SHS	H42097107	2,275	77	SH		DFND	816	0	0	77
ALTRIA GROUP INC	COM	02209S103	22,775	500	SH		DFND	826	0	0	500
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	148,495	2,061	SH		DFND	561	0	0	2,061
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,107	57	SH		DFND	896	0	0	57
ISHARES TR	CORE MSCI INTL	46435G326	253,370	3,860	SH		DFND	654	0	0	3,860
FOUR CORNERS PPTY TR INC	COM	35086T109	532,211	21,573	SH		SOLE		20	0	21,553
SPDR SER TR	PORTFOLIO S&P400	78464A847	219,256	4,274	SH		DFND	507	0	0	4,274
ADVANCED MICRO DEVICES INC	COM	007903107	24,656	152	SH		DFND	791	152	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	242	1	SH		DFND	847	0	0	1
ALTRIA GROUP INC	COM	02209S103	410	9	SH		DFND	600	0	0	9
CLOROX CO DEL	COM	189054109	3,412	25	SH		DFND	405	0	0	25
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	65,794	1,077	SH		DFND	683	0	0	1,077
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	22,934	442	SH		DFND	21	0	0	442
ISHARES TR	CORE S&P500 ETF	464287200	842,187	1,539	SH		DFND	104	0	0	1,539
ARCHER DANIELS MIDLAND CO	COM	039483102	9,491	157	SH		DFND	791	157	0	0
HSBC HLDGS PLC	SPON ADR NEW	404280406	4,089	94	SH		DFND	816	0	0	94
HOME DEPOT INC	COM	437076102	10,671	31	SH		DFND	697	0	0	31
HASBRO INC	COM	418056107	1,170	20	SH		DFND	188	20	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	191,790	1,800	SH		DFND	643	0	0	1,800
XCEL ENERGY INC	COM	98389B100	1,282	24	SH		DFND	737	0	0	24
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,957	95	SH		DFND	89	0	0	95
CAE INC	COM	124765108	197,803	10,646	SH		SOLE		201	0	10,445
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	9,608	165	SH		DFND	220	0	0	165
LIGHT & WONDER INC	COM	80874P109	1,678	16	SH		DFND	816	0	0	16
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	41,679,240	914,219	SH		SOLE		0	0	914,219
ALPHABET INC	CAP STK CL C	02079K107	7,337	40	SH		DFND	156	0	0	40
NOVO-NORDISK A S	ADR	670100205	8,279	58	SH		DFND	816	0	0	58
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	144,821	2,010	SH		DFND	197	0	0	2,010
ING GROEP N.V.	SPONSORED ADR	456837103	2,160	126	SH		DFND	665	0	0	126
HUNTINGTON INGALLS INDS INC	COM	446413106	34,486	140	SH		DFND	675	0	0	140
LAMAR ADVERTISING CO NEW	CL A	512816109	1,076	9	SH		DFND	970	0	0	9
ABRDN ASIA PACIFIC INCOME FU	COM	003009107	189,237	70,611	SH		SOLE		0	0	70,611
ISHARES TR	CORE S&P500 ETF	464287200	182,228	333	SH		DFND	518	0	0	333
NUSHARES ETF TR	NUVEEN ESG INTL	67092P805	692,393	22,242	SH		SOLE		0	0	22,242
DOMINOS PIZZA INC	COM	25754A201	1,033	2	SH		DFND	810	0	0	2
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	54,417	218	SH		DFND	496	0	0	218
AGILENT TECHNOLOGIES INC	COM	00846U101	1,426	11	SH		DFND	695	0	0	11
CHEVRON CORP NEW	COM	166764100	17,050	109	SH		DFND	792	109	0	0
ISHARES TR	CORE S&P TTL STK	464287150	37,297	314	SH		DFND	239	0	0	314
REGIONS FINANCIAL CORP NEW	COM	7591EP100	681	34	SH		DFND	414	0	0	34
WATERS CORP	COM	941848103	580	2	SH		DFND	697	0	0	2
AT&T INC	COM	00206R102	10,014	524	SH		DFND	736	0	0	524
VANGUARD INDEX FDS	MID CAP ETF	922908629	239,679	990	SH		DFND	822	0	0	990
SWEETGREEN INC	COM CL A	87043Q108	723	24	SH		DFND	965	0	0	24
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	21,953	377	SH		DFND	532	0	0	377
REPUBLIC SVCS INC	COM	760759100	3,692	19	SH		DFND	736	0	0	19
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	6,790	132	SH		DFND	772	0	0	132
MADRIGAL PHARMACEUTICALS INC	COM	558868105	4,483	16	SH		DFND	790	0	0	16
CHUBB LIMITED	COM	H1467J104	6,122	24	SH		DFND	695	0	0	24
S&P GLOBAL INC	COM	78409V104	22,300	50	SH		DFND	153	0	0	50
BOSTON SCIENTIFIC CORP	COM	101137107	14,940	194	SH		DFND	790	0	0	194
KB HOME	COM	48666K109	2,597	37	SH		DFND	965	0	0	37
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,774	249	SH		DFND	474	0	0	249
AIR PRODS & CHEMS INC	COM	009158106	774	3	SH		DFND	903	0	0	3
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	332,080	2,800	SH		DFND	720	0	0	2,800
MASTERCARD INCORPORATED	CL A	57636Q104	27,793	63	SH		DFND	157	0	0	63
CROWDSTRIKE HLDGS INC	CL A	22788C105	2,299	6	SH		DFND	665	0	0	6
GUIDEWIRE SOFTWARE INC	COM	40171V100	3,171	23	SH		DFND	965	0	0	23
LINDE PLC	SHS	G54950103	1,755	4	SH		DFND	934	0	0	4
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,988	46	SH		DFND	99	0	0	46
WESTROCK CO	COM	96145D105	1,458	29	SH		DFND	737	0	0	29
ISHARES TR	SHRT NAT MUN ETF	464288158	166,444	1,592	SH		DFND	553	0	0	1,592
TENNANT CO	COM	880345103	689	7	SH		DFND	965	0	0	7
ISHARES TR	EXPANDED TECH	464287515	8,690	100	SH		DFND	866	100	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	90,773	1,750	SH		DFND	239	0	0	1,750
VISA INC	COM CL A	92826C839	34,646	132	SH		DFND	792	132	0	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	667,057	20,487	SH		DFND	318	0	0	20,487
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	33,358	82	SH		DFND	27	0	0	82
TE CONNECTIVITY LTD	SHS	H84989104	2,106	14	SH		DFND	713	14	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	62,264	800	SH		DFND	439	0	0	800
EBAY INC.	COM	278642103	3,310,157	61,619	SH		SOLE		132	0	61,487
CARDINAL HEALTH INC	COM	14149Y108	2,261	23	SH		DFND	697	0	0	23
TEXAS INSTRS INC	COM	882508104	8,170	42	SH		DFND	790	0	0	42
FIRST INTST BANCSYSTEM INC	COM	32055Y201	611	22	SH		DFND	903	0	0	22
FORD MTR CO DEL	COM	345370860	6,383	509	SH		DFND	791	509	0	0
3M CO	COM	88579Y101	3,270	32	SH		DFND	887	0	0	32
BIOGEN INC	COM	09062X103	35,932	155	SH		DFND	661	0	0	155
RESMED INC	COM	761152107	3,063	16	SH		DFND	695	0	0	16
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	61,743	1,066	SH		DFND	887	0	0	1,066
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,820	138	SH		DFND	403	0	0	138
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	40,680	100	SH		DFND	779	0	0	100
CNA FINL CORP	COM	126117100	1,336	29	SH		DFND	737	0	0	29
FUNDX INVT TR	CONSERVATIVE ETF	360876874	270,362	6,438	SH		SOLE		0	0	6,438
LIBERTY BROADBAND CORP	COM SER C	530307305	2,193	40	SH		DFND	374	0	0	40
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	187,465	751	SH		DFND	239	0	0	751
SPDR SER TR	PORTFOLIO SHORT	78464A474	7,158	241	SH		DFND	670	0	0	241
MONOLITHIC PWR SYS INC	COM	609839105	15,612	19	SH		DFND	916	0	0	19
MICRON TECHNOLOGY INC	COM	595112103	7,892	60	SH		DFND	187	0	0	60
JD.COM INC	SPON ADS CL A	47215P106	517	20	SH		DFND	903	0	0	20
ARMSTRONG WORLD INDS INC NEW	COM	04247X102	217,889	1,924	SH		SOLE		8	0	1,916
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	124,061	497	SH		DFND	35	0	0	497
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,779	69	SH		DFND	262	0	0	69
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	4,923,542	47,676	SH		SOLE		175	0	47,501
ISHARES TR	CORE S&P500 ETF	464287200	9,850	18	SH		DFND	70	0	0	18
GENERAL MTRS CO	COM	37045V100	1,208	26	SH		DFND	713	26	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	42,056	700	SH		DFND	411	0	0	700
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	20,622	258	SH		DFND	466	0	0	258
EMBECTA CORP	COMMON STOCK	29082K105	3,175	254	SH		DFND	791	254	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	253,628	7,230	SH		DFND	427	0	0	7,230
HEALTHCARE RLTY TR	CL A COM	42226K105	2,373	144	SH		DFND	816	0	0	144
RESIDEO TECHNOLOGIES INC	COM	76118Y104	469	24	SH		DFND	329	0	0	24
ISHARES TR	CORE S&P500 ETF	464287200	295,504	540	SH		DFND	55	0	0	540
LEGGETT & PLATT INC	COM	524660107	1,375,805	120,053	SH		SOLE		463	0	119,590
SPDR SER TR	PORTFOLIO SHORT	78464A474	4,811	162	SH		DFND	646	0	0	162
EXXON MOBIL CORP	COM	30231G102	44,206	384	SH		DFND	791	384	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	33,894	140	SH		DFND	699	140	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	71,707	1,394	SH		DFND	333	0	0	1,394
WELLS FARGO CO NEW	COM	949746101	5,404	91	SH		DFND	969	0	0	91
NASDAQ INC	COM	631103108	2,591	43	SH		DFND	969	0	0	43
BLACKROCK INC	COM	09247X101	3,149	4	SH		DFND	260	0	0	4
HERSHEY CO	COM	427866108	2,574	14	SH		DFND	790	0	0	14
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	22,668	349	SH		DFND	589	0	0	349
POSCO HOLDINGS INC	SPONSORED ADR	693483109	2,575,167	39,172	SH		SOLE		188	0	38,984
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	77,726	1,511	SH		DFND	538	0	0	1,511
CABOT CORP	COM	127055101	1,746	19	SH		DFND	816	0	0	19
SALESFORCE INC	COM	79466L302	44,221	172	SH		DFND	152	0	0	172
PROSHARES TR	ULTRAPRO QQQ	74347X831	5,430	100	SH	Call	SOLE		0	0	100
ROYAL CARIBBEAN GROUP	COM	V7780T103	2,391	15	SH		DFND	713	15	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	667	19	SH		DFND	244	0	0	19
ALPHABET INC	CAP STK CL A	02079K305	69,217	380	SH		DFND	154	0	0	380
IDEXX LABS INC	COM	45168D104	974	2	SH		DFND	697	0	0	2
NUTEX HEALTH INC	COM NEW	67079U207	30,296	50,926	SH		SOLE		0	0	50,926
ALASKA AIR GROUP INC	COM	011659109	1,716,938	42,498	SH		SOLE		45	0	42,453
EMBECTA CORP	COMMON STOCK	29082K105	15,150	1,212	SH		DFND	661	0	0	1,212
VALVOLINE INC	COM	92047W101	3,154	73	SH		DFND	965	0	0	73
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	1,379	7	SH		DFND	695	0	0	7
NVIDIA CORPORATION	COM	67066G104	1,573,900	12,740	SH		DFND	675	0	0	12,740
OTIS WORLDWIDE CORP	COM	68902V107	14,429	150	SH		DFND	374	0	0	150
ALPHABET INC	CAP STK CL C	02079K107	3,668	20	SH		DFND	268	0	0	20
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	232,089	3,863	SH		DFND	360	0	0	3,863
OMNICOM GROUP INC	COM	681919106	4,934,687	55,013	SH		SOLE		108	0	54,905
DUKE ENERGY CORP NEW	COM NEW	26441C204	3,207	32	SH		DFND	697	0	0	32
KKR & CO INC	COM	48251W104	1,473	14	SH		DFND	697	0	0	14
JABIL INC	COM	466313103	6,636	61	SH		DFND	627	0	0	61
INTEGER HLDGS CORP	COM	45826H109	1,505	13	SH		DFND	737	0	0	13
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,098,746	55,714	SH		DFND	642	0	0	55,714
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	230,972	5,333	SH		DFND	1	0	0	5,333
WINGSTOP INC	COM	974155103	618,352	1,463	SH		SOLE		0	0	1,463
SPDR S&P 500 ETF TR	TR UNIT	78462F103	227,484	418	SH		DFND	240	0	0	418
ISHARES TR	CORE US AGGBD ET	464287226	142,499	1,468	SH		DFND	324	0	0	1,468
WATERS CORP	COM	941848103	9,864	34	SH		DFND	916	0	0	34
FIDELITY NATL INFORMATION SV	COM	31620M106	5,577	74	SH		DFND	280	0	0	74
ALPHATEC HLDGS INC	COM NEW	02081G201	272,985	26,123	SH		SOLE		0	0	26,123
PULTE GROUP INC	COM	745867101	3,303	30	SH		DFND	697	0	0	30
SYNOPSYS INC	COM	871607107	13,091	22	SH		DFND	791	22	0	0
GE AEROSPACE	COM NEW	369604301	13,131	83	SH		DFND	955	0	0	83
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	73,685	1,491	SH		DFND	587	0	0	1,491
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,185	135	SH		DFND	520	0	0	135
BANK AMERICA CORP	COM	060505104	9,943	250	SH		DFND	665	0	0	250
SPDR GOLD TR	GOLD SHS	78463V107	115,675	538	SH		DFND	1	0	0	538
CROWDSTRIKE HLDGS INC	CL A	22788C105	71,657	187	SH		DFND	661	0	0	187
BLACKROCK MUNIYIELD QUALITY	COM	09254E103	114,468	10,239	SH		SOLE		0	0	10,239
MORGAN STANLEY	COM NEW	617446448	30,733	316	SH		DFND	952	0	0	316
AMN HEALTHCARE SVCS INC	COM	001744101	224,029	4,373	SH		SOLE		10	0	4,363
COSTCO WHSL CORP NEW	COM	22160K105	152,998	180	SH		DFND	36	0	0	180
CUMMINS INC	COM	231021106	110,772	400	SH		DFND	616	0	0	400
ISHARES TR	MSCI EAFE ETF	464287465	6,423	82	SH		DFND	255	0	0	82
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	14,804	165	SH		DFND	214	0	0	165
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	362,122	9,613	SH		DFND	554	0	0	9,613
JOHNSON & JOHNSON	COM	478160104	102,312	700	SH		DFND	853	0	0	700
IRHYTHM TECHNOLOGIES INC	COM	450056106	431	4	SH		DFND	951	0	0	4
WATTS WATER TECHNOLOGIES INC	CL A	942749102	10,452	57	SH		DFND	790	0	0	57
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	34,926	1,315	SH		DFND	496	0	0	1,315
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,204	30	SH		DFND	595	0	0	30
DUKE ENERGY CORP NEW	COM NEW	26441C204	15,435	154	SH		DFND	916	0	0	154
ILLINOIS TOOL WKS INC	COM	452308109	4,265	18	SH		DFND	627	0	0	18
EQUIFAX INC	COM	294429105	1,940	8	SH		DFND	736	0	0	8
INCYTE CORP	COM	45337C102	11,821	195	SH		DFND	791	195	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,538	90	SH		DFND	746	90	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	30,551	589	SH		DFND	35	0	0	589
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	1,913	20	SH		DFND	188	20	0	0
INTERNATIONAL PAPER CO	COM	460146103	345	8	SH		DFND	903	0	0	8
REVOLUTION MEDICINES INC	COM	76155X100	20,375	525	SH		DFND	661	0	0	525
SCHWAB STRATEGIC TR	US REIT ETF	808524847	18,912	947	SH		DFND	348	0	0	947
ECOLAB INC	COM	278865100	4,284	18	SH		DFND	970	0	0	18
FIRST FINL CORP IND	COM	320218100	590	16	SH		DFND	810	0	0	16
ENERSYS	COM	29275Y102	7,350	71	SH		DFND	792	71	0	0
PULTE GROUP INC	COM	745867101	5,725	52	SH		DFND	969	0	0	52
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	649,012	2,600	SH		DFND	154	0	0	2,600
CISCO SYS INC	COM	17275R102	7,174	151	SH		DFND	969	0	0	151
SPDR SER TR	PORTFOLIO S&P400	78464A847	30,934	603	SH		DFND	575	0	0	603
ZOETIS INC	CL A	98978V103	20,283	117	SH		DFND	29	0	0	117
CVS HEALTH CORP	COM	126650100	24,628	417	SH		DFND	400	0	0	417
ELI LILLY & CO	COM	532457108	13,581	15	SH		DFND	665	0	0	15
PHATHOM PHARMACEUTICALS INC	COM	71722W107	277,595	26,951	SH		SOLE		147	0	26,804
COMSTOCK RES INC	COM	205768302	107,212	10,329	SH		SOLE		0	0	10,329
DIMENSIONAL ETF TRUST	INTL SMALL CAP V	25434V781	16,224	603	SH		DFND	865	0	0	603
ISHARES TR	CORE S&P500 ETF	464287200	80,443	147	SH		DFND	588	0	0	147
DOLLAR GEN CORP NEW	COM	256677105	1,058	8	SH		DFND	665	0	0	8
AIRBNB INC	COM CL A	009066101	4,246	28	SH		DFND	188	28	0	0
TURKCELL ILETISIM HIZMETLERI	SPON ADR NEW	900111204	1,102,898	145,501	SH		SOLE		852	0	144,649
POSEIDA THERAPEUTICS INC	COM	73730P108	39,712	13,600	SH		SOLE		0	0	13,600
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	22,611	1,252	SH		DFND	843	0	0	1,252
EQUITRANS MIDSTREAM CORP	COM	294600101	1,889,748	145,589	SH		SOLE		897	0	144,692
AMERIPRISE FINL INC	COM	03076C106	36,311	85	SH		DFND	1	0	0	85
META PLATFORMS INC	CL A	30303M102	49,918	99	SH		DFND	969	0	0	99
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,492	273	SH		DFND	245	0	0	273
PEPSICO INC	COM	713448108	19,627	119	SH		DFND	791	119	0	0
OLD DOMINION FREIGHT LINE IN	COM	679580100	706	4	SH		DFND	600	0	0	4
ABBOTT LABS	COM	002824100	49	3,300	SH	Put	SOLE		0	0	3,300
INCYTE CORP	COM	45337C102	23,521	388	SH		DFND	661	0	0	388
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	946	16	SH		DFND	209	0	0	16
PTC THERAPEUTICS INC	COM	69366J200	17,369	568	SH		DFND	661	0	0	568
CONOCOPHILLIPS	COM	20825C104	1,373	12	SH		DFND	415	0	0	12
COLLEGIUM PHARMACEUTICAL INC	COM	19459J104	230,681	7,164	SH		SOLE		0	0	7,164
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	4,360	87	SH		DFND	206	0	0	87
SPDR SER TR	PORTFOLIO S&P500	78464A854	15,616	244	SH		DFND	592	0	0	244
BROOKFIELD INFRASTRUCTURE CO	COM SB VTG SHS A	11275Q107	23,798	707	SH		DFND	661	0	0	707
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	474,632	7,900	SH		DFND	372	0	0	7,900
WISDOMTREE TR	INTL LRGCAP DV	97717W794	136,430,775	2,689,881	SH		SOLE		0	0	2,689,881
VISTRA CORP	COM	92840M102	1,968,679	22,897	SH		SOLE		158	0	22,739
FORMFACTOR INC	COM	346375108	424	7	SH		DFND	951	0	0	7
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	240,178	6,253	SH		DFND	551	0	0	6,253
UNIFIRST CORP MASS	COM	904708104	1,887	11	SH		DFND	816	0	0	11
WALKER & DUNLOP INC	COM	93148P102	393	4	SH		DFND	951	0	0	4
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	19,549	213	SH		DFND	848	0	0	213
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	33,120	1,247	SH		DFND	240	0	0	1,247
ALLSTATE CORP	COM	020002101	3,034	19	SH		DFND	188	19	0	0
BLOOM ENERGY CORP	COM CL A	093712107	405,644	33,141	SH		SOLE		38	0	33,103
ELI LILLY & CO	COM	532457108	41,647	46	SH		DFND	737	0	0	46
JPMORGAN CHASE & CO.	COM	46625H100	600,510	2,969	SH		DFND	375	0	0	2,969
BLOCK INC	CL A	852234103	2,709	42	SH		DFND	965	0	0	42
PROLOGIS INC.	COM	74340W103	10,333	92	SH		DFND	792	92	0	0
ISHARES TR	CORE US AGGBD ET	464287226	34,072	351	SH		DFND	243	0	0	351
CENTRAIS ELETRICAS BRASILEIR	SPONSORED ADR	15234Q207	579	90	SH		DFND	665	0	0	90
ENI S P A	SPONSORED ADR	26874R108	831	27	SH		DFND	903	0	0	27
TIDEWATER INC NEW	COM	88642R109	617,722	6,488	SH		SOLE		27	0	6,461
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	936	13	SH		DFND	903	0	0	13
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	10,794	168	SH		DFND	887	0	0	168
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	200,103	2,389	SH		DFND	235	0	0	2,389
SPDR SER TR	S&P DIVID ETF	78464A763	32,685	257	SH		DFND	86	257	0	0
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	20,536,420	89,460	SH		SOLE		0	0	89,460
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,538	90	SH		DFND	159	0	0	90
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,767	46	SH		DFND	246	0	0	46
ISHARES TR	NATIONAL MUN ETF	464288414	959	9	SH		DFND	782	0	0	9
SPDR SER TR	PORTFOLIO SHORT	78464A474	17,464	588	SH		DFND	159	0	0	588
ENI S P A	SPONSORED ADR	26874R108	1,391,832	45,204	SH		SOLE		87	0	45,117
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,434	94	SH		DFND	49	0	0	94
AMERICOLD REALTY TRUST INC	COM	03064D108	8,965	351	SH		DFND	791	351	0	0
LENNAR CORP	CL A	526057104	3,147	21	SH		DFND	736	0	0	21
BLUE OWL CAPITAL INC	COM CL A	09581B103	43,559	2,454	SH		DFND	675	0	0	2,454
KKR & CO INC	COM	48251W104	1,894	18	SH		DFND	969	0	0	18
NASDAQ INC	COM	631103108	1,748	29	SH		DFND	697	0	0	29
FAIR ISAAC CORP	COM	303250104	1,489	1	SH		DFND	969	0	0	1
INVESCO EXCHANGE TRADED FD T	S&P MDCP QUALITY	46137V472	1,743,612	17,970	SH		SOLE		0	0	17,970
HARTFORD FINL SVCS GROUP INC	COM	416515104	1,609	16	SH		DFND	476	0	0	16
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	301,291	1,207	SH		DFND	14	0	0	1,207
SPDR SER TR	PORTFOLIO S&P400	78464A847	26,676	520	SH		DFND	610	0	0	520
SERVICENOW INC	COM	81762P102	9,440	12	SH		DFND	736	0	0	12
VISTRA CORP	COM	92840M102	516	6	SH		DFND	903	0	0	6
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	853,125	3,467	SH		DFND	135	3,467	0	0
EVGO INC	CL A COM	30052F100	24,667	10,068	SH		SOLE		0	0	10,068
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	386	6	SH		DFND	166	0	0	6
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	12,927	222	SH		DFND	228	0	0	222
PEARSON PLC	SPONSORED ADR	705015105	33,846	2,712	SH		DFND	675	0	0	2,712
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,203	86	SH		DFND	2	0	0	86
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	11,762	202	SH		DFND	482	0	0	202
JPMORGAN CHASE & CO.	COM	46625H100	33,980	168	SH		DFND	707	0	0	168
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,677	46	SH		DFND	281	0	0	46
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	21,717	87	SH		DFND	78	0	0	87
VANGUARD INDEX FDS	MID CAP ETF	922908629	227,574	940	SH		DFND	384	0	0	940
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	66,371	1,343	SH		DFND	540	0	0	1,343
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	25,624	494	SH		DFND	827	0	0	494
META PLATFORMS INC	CL A	30303M102	30,757	61	SH		DFND	697	0	0	61
ISHARES TR	EAFE SML CP ETF	464288273	18,800	305	SH		DFND	530	0	0	305
DOXIMITY INC	CL A	26622P107	539,066	19,273	SH		SOLE		5	0	19,268
PROCTER AND GAMBLE CO	COM	742718109	6,597	40	SH		DFND	600	0	0	40
AUTOHOME INC	SP ADS RP CL A	05278C107	499,068	18,181	SH		SOLE		25	0	18,156
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,251	73	SH		DFND	483	0	0	73
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	263,937	5,442	SH		DFND	80	0	0	5,442
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,372	177	SH		DFND	234	0	0	177
KB FINL GROUP INC	SPONSORED ADR	48241A105	10,473	185	SH		DFND	792	185	0	0
CME GROUP INC	COM	12572Q105	4,325	22	SH		DFND	826	0	0	22
SPROUTS FMRS MKT INC	COM	85208M102	9,537	114	SH		DFND	791	114	0	0
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	7,226	82	SH		DFND	792	82	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,154,992	4,627	SH		DFND	104	0	0	4,627
ISHARES TR	EXPANDED TECH	464287515	2,761,512	31,778	SH		SOLE		0	0	31,778
CHUBB LIMITED	COM	H1467J104	2,041	8	SH		DFND	816	0	0	8
BANK NEW YORK MELLON CORP	COM	064058100	6,887	115	SH		DFND	792	115	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	249,370	999	SH		DFND	568	0	0	999
SONY GROUP CORP	SPONSORED ADR	835699307	11,808	139	SH		DFND	792	139	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	189,641	4,936	SH		DFND	296	4,936	0	0
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	4,262	72	SH		DFND	217	0	0	72
RPC INC	COM	749660106	1,509,194	241,471	SH		SOLE		0	0	241,471
CITIGROUP INC	COM NEW	172967424	10,217	161	SH		DFND	792	161	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	40,680	100	SH		DFND	737	0	0	100
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	896,034	18,131	SH		DFND	318	0	0	18,131
SHERWIN WILLIAMS CO	COM	824348106	44,765	150	SH		DFND	538	0	0	150
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	27,659	475	SH		DFND	490	0	0	475
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	11,960	242	SH		DFND	602	242	0	0
SUNCOKE ENERGY INC	COM	86722A103	6,145	627	SH		DFND	791	627	0	0
KE HLDGS INC	SPONSORED ADS	482497104	392,040	27,706	SH		SOLE		321	0	27,385
AUTOMATIC DATA PROCESSING IN	COM	053015103	8,593	36	SH		DFND	791	36	0	0
PROCTER AND GAMBLE CO	COM	742718109	7,092	43	SH		DFND	400	0	0	43
ALARM COM HLDGS INC	COM	011642105	7,688	121	SH		DFND	790	0	0	121
ISHARES TR	SHRT NAT MUN ETF	464288158	2,614	25	SH		DFND	123	25	0	0
INFOSYS LTD	SPONSORED ADR	456788108	4,301	231	SH		DFND	816	0	0	231
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	14,604	80	SH		DFND	725	0	0	80
CALIFORNIA RES CORP	COM STOCK	13057Q305	532	10	SH		DFND	903	0	0	10
SYNOPSYS INC	COM	871607107	5,356	9	SH		DFND	737	0	0	9
KINDER MORGAN INC DEL	COM	49456B101	3,497	176	SH		DFND	695	0	0	176
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	24,123	288	SH		DFND	126	0	0	288
VALMONT INDS INC	COM	920253101	274	1	SH		DFND	951	0	0	1
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	14,446	54	SH		DFND	58	0	0	54
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	372,083	7,529	SH		DFND	438	0	0	7,529
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	68,195	575	SH		DFND	274	0	0	575
TJX COS INC NEW	COM	872540109	1,431	13	SH		DFND	266	0	0	13
ADMA BIOLOGICS INC	COM	000899104	404,123	36,147	SH		SOLE		51	0	36,096
AMERICAN WTR WKS CO INC NEW	COM	030420103	7,362	57	SH		DFND	965	0	0	57
ALBEMARLE CORP	COM	012653101	478	5	SH		DFND	695	0	0	5
ISHARES TR	RUSSELL 2000 ETF	464287655	465	1,500	SH	Put	SOLE		0	0	1,500
ISHARES TR	SHRT NAT MUN ETF	464288158	26,556	254	SH		DFND	797	0	0	254
ORGANON & CO	COMMON STOCK	68622V106	27,862	1,346	SH		DFND	661	0	0	1,346
MICROSOFT CORP	COM	594918104	29,052	65	SH		DFND	161	0	0	65
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	30,290	442	SH		DFND	605	0	0	442
DESCARTES SYS GROUP INC	COM	249906108	1,223,864	12,638	SH		SOLE		26	0	12,612
WISDOMTREE TR	INTL LRGCAP DV	97717W794	45,952	906	SH		DFND	689	0	0	906
STATE STR CORP	COM	857477103	1,924	26	SH		DFND	188	26	0	0
CISCO SYS INC	COM	17275R102	6,319	133	SH		DFND	970	0	0	133
ISHARES INC	CORE MSCI EMKT	46434G103	92,875	1,735	SH		DFND	821	0	0	1,735
ABBVIE INC	COM	00287Y109	118,556,663	691,212	SH		SOLE		702	0	690,510
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	857	11	SH		DFND	969	0	0	11
ISHARES TR	EAFE SML CP ETF	464288273	636,433	10,325	SH		DFND	1	0	0	10,325
FIRST TR EXCHNG TRADED FD VI	TCW OPPORTUNIS	33740F805	558,789	12,980	SH		SOLE		0	0	12,980
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	7,870	131	SH		DFND	751	0	0	131
AES CORP	COM	00130H105	32,294	1,838	SH		DFND	661	0	0	1,838
UTZ BRANDS INC	COM CL A	918090101	7,954	478	SH		DFND	791	478	0	0
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	729	3	SH		DFND	903	0	0	3
PNM RES INC	COM	69349H107	407	11	SH		DFND	600	0	0	11
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	44,650	868	SH		DFND	489	0	0	868
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	12,839	366	SH		DFND	137	0	0	366
LEIDOS HOLDINGS INC	COM	525327102	1,167	8	SH		DFND	951	0	0	8
EATON CORP PLC	SHS	G29183103	5,017	16	SH		DFND	477	0	0	16
ARES COML REAL ESTATE CORP	COM	04013V108	180,727	27,177	SH		SOLE		0	0	27,177
CITIZENS FINL GROUP INC	COM	174610105	25,870	718	SH		DFND	675	0	0	718
T-MOBILE US INC	COM	872590104	9,514	54	SH		DFND	792	54	0	0
PROLOGIS INC.	COM	74340W103	17,071	152	SH		DFND	916	0	0	152
SPDR SER TR	PORTFOLIO S&P400	78464A847	27,035	527	SH		DFND	775	0	0	527
FEDERAL SIGNAL CORP	COM	313855108	9,538	114	SH		DFND	792	114	0	0
NOVAVAX INC	COM NEW	670002401	8,280	654	SH		DFND	790	0	0	654
MERCK & CO INC	COM	58933Y105	24,636	199	SH		DFND	627	0	0	199
REGENERON PHARMACEUTICALS	COM	75886F107	1,051	1	SH		DFND	903	0	0	1
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	321,031	12,087	SH		DFND	60	0	0	12,087
ISHARES INC	CORE MSCI EMKT	46434G103	39,237	733	SH		DFND	415	0	0	733
ISHARES INC	EM MKTS DIV ETF	464286319	9,758	359	SH		DFND	724	0	0	359
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,380,350	27,931	SH		DFND	433	0	0	27,931
FEDEX CORP	COM	31428X106	1,499	5	SH		DFND	713	5	0	0
KROGER CO	COM	501044101	2,247	45	SH		DFND	713	45	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	50,786	106	SH		DFND	743	0	0	106
ALLSTATE CORP	COM	020002101	63,864	400	SH		DFND	1	0	0	400
DEXCOM INC	COM	252131107	9,297	82	SH		DFND	916	0	0	82
INTRA-CELLULAR THERAPIES INC	COM	46116X101	2,808	41	SH		DFND	790	0	0	41
WISDOMTREE TR	INTL LRGCAP DV	97717W794	298,386	5,883	SH		DFND	326	0	0	5,883
APPLE INC	COM	037833100	15,165	72	SH		DFND	37	0	0	72
SPDR S&P 500 ETF TR	TR UNIT	78462F103	26,123	48	SH		DFND	86	48	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	8,851	152	SH		DFND	939	0	0	152
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	3,928,897	185,588	SH		SOLE		91	0	185,497
ISHARES TR	NATIONAL MUN ETF	464288414	982,284	9,219	SH		DFND	968	0	0	9,219
KONINKLIJKE PHILIPS N V	NY REGIS SHS NEW	500472303	26,384	1,047	SH		DFND	916	0	0	1,047
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	43,144	873	SH		DFND	850	0	0	873
ALPHABET INC	CAP STK CL A	02079K305	55,009	302	SH		DFND	697	0	0	302
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	181,619	3,675	SH		DFND	229	0	0	3,675
SPDR S&P 500 ETF TR	TR UNIT	78462F103	53,878	99	SH		DFND	58	0	0	99
BHP GROUP LTD	SPONSORED ADS	088606108	9,534	167	SH		DFND	189	167	0	0
NETSTREIT CORP	COM	64119V303	46,690	2,900	SH		DFND	675	0	0	2,900
EVERI HLDGS INC	COM	30034T103	19,152	2,280	SH		DFND	661	0	0	2,280
CNH INDL N V	SHS	N20944109	2,046	202	SH		DFND	627	0	0	202
HF SINCLAIR CORP	COM	403949100	19,042	357	SH		DFND	661	0	0	357
CHEVRON CORP NEW	COM	166764100	21,273	136	SH		DFND	790	0	0	136
SCHWAB CHARLES CORP	COM	808513105	7,295	99	SH		DFND	736	0	0	99
BANK OZK LITTLE ROCK ARK	COM	06417N103	791,505	19,305	SH		SOLE		0	0	19,305
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	2,644	82	SH		DFND	189	82	0	0
ISHARES TR	GRWT ALLOCAT ETF	464289867	1,212,077	21,521	SH		SOLE		0	0	21,521
ISHARES TR	EAFE SML CP ETF	464288273	59,359	963	SH		DFND	400	0	0	963
REVVITY INC	COM	714046109	1,678	16	SH		DFND	970	0	0	16
ISHARES TR	NATIONAL MUN ETF	464288414	237,713	2,231	SH		DFND	677	0	0	2,231
BANK MONTREAL QUE	COM	063671101	4,696	56	SH		DFND	965	0	0	56
TRIUMPH GROUP INC NEW	COM	896818101	447	29	SH		DFND	951	0	0	29
WELLS FARGO CO NEW	COM	949746101	1,960	33	SH		DFND	695	0	0	33
ISHARES TR	RUS 1000 VAL ETF	464287598	46,409	266	SH		DFND	41	0	0	266
MANULIFE FINL CORP	COM	56501R106	218,284	8,200	SH		DFND	400	0	0	8,200
HOME DEPOT INC	COM	437076102	344	1	SH		DFND	416	0	0	1
LIBERTY ENERGY INC	COM CL A	53115L104	334	16	SH		DFND	903	0	0	16
ISHARES INC	CORE MSCI EMKT	46434G103	20,984	392	SH		DFND	234	0	0	392
DUPONT DE NEMOURS INC	COM	26614N102	1,771	22	SH		DFND	713	22	0	0
TREACE MED CONCEPTS INC	COM	89455T109	199,201	29,955	SH		SOLE		30	0	29,925
WEATHERFORD INTL PLC	ORD SHS	G48833118	6,367	52	SH		DFND	792	52	0	0
UMB FINL CORP	COM	902788108	3,225,307	38,663	SH		SOLE		17	0	38,646
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,398	89	SH		DFND	650	0	0	89
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	351	7	SH		DFND	389	0	0	7
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	351,068	863	SH		DFND	400	0	0	863
EVERGY INC	COM	30034W106	1,006	19	SH		DFND	737	0	0	19
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	5,115	31	SH		DFND	790	0	0	31
WELLTOWER INC	COM	95040Q104	11,468	110	SH		DFND	916	0	0	110
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,011,156	19,657	SH		DFND	607	0	0	19,657
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	680,226	17,705	SH		DFND	826	0	0	17,705
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,067	143	SH		DFND	861	0	0	143
INDIA FD INC	COM	454089103	991,297	55,504	SH		SOLE		0	0	55,504
WISDOMTREE TR	INTL LRGCAP DV	97717W794	1,978	39	SH		DFND	400	0	0	39
BROADCOM INC	COM	11135F101	17,661	11	SH		DFND	268	0	0	11
MERCK & CO INC	COM	58933Y105	5,942	48	SH		DFND	493	0	0	48
HILLENBRAND INC	COM	431571108	8,204	205	SH		DFND	790	0	0	205
LITMAN GREGORY FDS TR	IMGP DBI MANAGED	53700T827	572,282	19,038	SH		SOLE		0	0	19,038
FEMASYS INC	COM	31447E105	12,000	10,526	SH		SOLE		0	0	10,526
BADGER METER INC	COM	056525108	35,779	192	SH		DFND	661	0	0	192
NVENT ELECTRIC PLC	SHS	G6700G107	1,302	17	SH		DFND	969	0	0	17
MODERNA INC	COM	60770K107	1,188	10	SH		DFND	970	0	0	10
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	22,360	582	SH		DFND	43	0	0	582
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,034	5	SH		DFND	414	0	0	5
ALPHABET INC	CAP STK CL C	02079K107	52,091	284	SH		DFND	188	284	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	8,436	164	SH		DFND	496	0	0	164
S&P GLOBAL INC	COM	78409V104	4,460	10	SH		DFND	951	0	0	10
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	56,445	211	SH		DFND	815	0	0	211
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	240,063	6,250	SH		DFND	552	0	0	6,250
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,779	36	SH		DFND	58	0	0	36
COCA-COLA EUROPACIFIC PARTNE	SHS	G25839104	3,789	52	SH		DFND	493	0	0	52
ISHARES TR	RUSSELL 3000 ETF	464287689	464,240	1,504	SH		DFND	154	0	0	1,504
ISHARES TR	NATIONAL MUN ETF	464288414	4,262	40	SH		DFND	16	0	0	40
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	13,786	268	SH		DFND	240	0	0	268
GABELLI MULTIMEDIA TR INC	COM	36239Q109	63,426	11,833	SH		SOLE		0	0	11,833
KILROY RLTY CORP	COM	49427F108	1,091	35	SH		DFND	600	0	0	35
INGREDION INC	COM	457187102	286,750	2,500	SH		DFND	1	0	0	2,500
BAXTER INTL INC	COM	071813109	2,241	67	SH		DFND	400	0	0	67
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	179,985	4,113	SH		DFND	220	0	0	4,113
GE VERNOVA INC	COM	36828A101	1,544	9	SH		DFND	697	0	0	9
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	29,659	29	SH		DFND	792	29	0	0
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	5,728	161	SH		DFND	12	0	0	161
NI HLDGS INC	COM	65342T106	207,055	13,533	SH		SOLE		0	0	13,533
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	264	0	0	1
CONSTELLATION BRANDS INC	CL A	21036P108	2,058	8	SH		DFND	737	0	0	8
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	838,229	10,770	SH		DFND	417	0	0	10,770
COUCHBASE INC	COM	22207T101	199,071	10,902	SH		SOLE		0	0	10,902
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	47,417	738	SH		DFND	809	0	0	738
DUPONT DE NEMOURS INC	COM	26614N102	6	0	SH		DFND	290	0	0	0
PHILLIPS 66	COM	718546104	50,821	360	SH		DFND	983	0	0	360
UNION PAC CORP	COM	907818108	1,810	8	SH		DFND	783	0	0	8
WASTE MGMT INC DEL	COM	94106L109	7,467	35	SH		DFND	792	35	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	5,299	99	SH		DFND	423	0	0	99
ISHARES INC	EM MKTS DIV ETF	464286319	18,075	665	SH		DFND	605	0	0	665
ABBOTT LABS	COM	002824100	13,404	129	SH		DFND	826	0	0	129
DIGITAL RLTY TR INC	COM	253868103	2,889	19	SH		DFND	790	0	0	19
MOTOROLA SOLUTIONS INC	COM NEW	620076307	3,088	8	SH		DFND	816	0	0	8
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,314	46	SH		DFND	61	0	0	46
MEDTRONIC PLC	SHS	G5960L103	79	1	SH		DFND	416	0	0	1
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	44,972	910	SH		DFND	815	0	0	910
PNC FINL SVCS GROUP INC	COM	693475105	9,329	60	SH		DFND	374	0	0	60
GREENBRIER COS INC	COM	393657101	233,281	4,708	SH		DFND	922	0	0	4,708
EATON CORP PLC	SHS	G29183103	16,618	53	SH		DFND	790	0	0	53
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	102,441	2,247	SH		DFND	612	0	0	2,247
IDEX CORP	COM	45167R104	2,616	13	SH		DFND	493	0	0	13
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	164,856	4,292	SH		DFND	679	0	0	4,292
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	124,884	2,527	SH		DFND	584	0	0	2,527
ISHARES TR	MSCI INDIA ETF	46429B598	5,377,293	96,402	SH		SOLE		0	0	96,402
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	87,763	1,098	SH		DFND	829	1,098	0	0
EDGEWELL PERS CARE CO	COM	28035Q102	41,195	1,025	SH		DFND	675	0	0	1,025
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	52,524	729	SH		DFND	39	0	0	729
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,421	37	SH		DFND	110	0	0	37
DR REDDYS LABS LTD	ADR	256135203	2,438	32	SH		DFND	951	0	0	32
SEA LTD	SPONSORD ADS	81141R100	4,857	68	SH		DFND	790	0	0	68
TAPESTRY INC	COM	876030107	2,075,499	48,504	SH		SOLE		0	0	48,504
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,945	27	SH		DFND	454	0	0	27
WESCO INTL INC	COM	95082P105	1,005,724	6,344	SH		SOLE		5	0	6,339
DARDEN RESTAURANTS INC	COM	237194105	757	5	SH		DFND	713	5	0	0
GOLD FIELDS LTD	SPONSORED ADR	38059T106	879	59	SH		DFND	665	0	0	59
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	79,714	1,613	SH		DFND	567	0	0	1,613
SCHRODINGER INC	COM	80810D103	425,016	21,976	SH		SOLE		11	0	21,965
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,197	40	SH		DFND	549	0	0	40
ALLEGIANT TRAVEL CO	COM	01748X102	31,595	629	SH		DFND	675	0	0	629
ISHARES TR	CORE S&P500 ETF	464287200	1,642	3	SH		DFND	806	0	0	3
APPLE INC	COM	037833100	16,850	80	SH		DFND	148	0	0	80
PLDT INC	SPONSORED ADR	69344D408	1,351	55	SH		DFND	665	0	0	55
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	451	45	SH		DFND	951	0	0	45
HOME DEPOT INC	COM	437076102	1,377	4	SH		DFND	933	0	0	4
MERCK & CO INC	COM	58933Y105	14,856	120	SH		DFND	736	0	0	120
MONDELEZ INTL INC	CL A	609207105	916	14	SH		DFND	903	0	0	14
TELADOC HEALTH INC	COM	87918A105	430	44	SH		DFND	713	44	0	0
GENUINE PARTS CO	COM	372460105	1,798	13	SH		DFND	736	0	0	13
SHOPIFY INC	CL A	82509L107	2,708	41	SH		DFND	665	0	0	41
AMEREN CORP	COM	023608102	14,791	208	SH		DFND	916	0	0	208
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	6,258,188	124,889	SH		DFND	645	0	0	124,889
ISHARES TR	S&P MC 400VL ETF	464287705	97,576	860	SH		DFND	80	0	0	860
CYTOKINETICS INC	COM NEW	23282W605	837,514	15,458	SH		SOLE		68	0	15,390
STATE STR CORP	COM	857477103	814	11	SH		DFND	969	0	0	11
ISHARES TR	CORE S&P500 ETF	464287200	148,847	272	SH		DFND	324	0	0	272
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	53,111	884	SH		DFND	610	0	0	884
ALLIANT ENERGY CORP	COM	018802108	30,795	605	SH		DFND	675	0	0	605
ISHARES TR	CORE US AGGBD ET	464287226	63,969	659	SH		DFND	77	0	0	659
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	14,239	170	SH		DFND	286	170	0	0
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	24,763	689	SH		DFND	865	0	0	689
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	249,169	5,694	SH		DFND	212	0	0	5,694
GLACIER BANCORP INC NEW	COM	37637Q105	522	14	SH		DFND	903	0	0	14
HEALTHPEAK PROPERTIES INC	COM	42250P103	7,468	381	SH		DFND	791	381	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	81,173	1,394	SH		DFND	875	0	0	1,394
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	11,564	234	SH		DFND	750	234	0	0
COMMERCE BANCSHARES INC	COM	200525103	725	13	SH		DFND	965	0	0	13
MATTEL INC	COM	577081102	780	48	SH		DFND	969	0	0	48
ISHARES TR	CORE S&P500 ETF	464287200	10,945	20	SH		DFND	564	0	0	20
PNC FINL SVCS GROUP INC	COM	693475105	7,929	51	SH		DFND	792	51	0	0
JPMORGAN CHASE & CO.	COM	46625H100	273,051	1,350	SH		DFND	168	0	0	1,350
LANTHEUS HLDGS INC	COM	516544103	883	11	SH		DFND	810	0	0	11
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,209	238	SH		DFND	402	0	0	238
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	421,288	8,122	SH		DFND	316	0	0	8,122
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,678	278	SH		DFND	61	0	0	278
SPDR SER TR	PORTFOLIO S&P400	78464A847	4,207	82	SH		DFND	271	0	0	82
GENESIS ENERGY L P	UNIT LTD PARTN	371927104	43,590,993	3,046,191	SH		SOLE		0	0	3,046,191
TEXAS ROADHOUSE INC	COM	882681109	1,374	8	SH		DFND	970	0	0	8
SPDR SER TR	PORTFOLIO SHORT	78464A474	15,890	535	SH		DFND	220	0	0	535
TESLA INC	COM	88160R101	14,643	74	SH		DFND	188	74	0	0
NIKE INC	CL B	654106103	6,105	81	SH		DFND	149	0	0	81
HALEON PLC	SPON ADS	405552100	3,271	396	SH		DFND	791	396	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	115,518	3,293	SH		DFND	656	0	0	3,293
ISHARES INC	CORE MSCI EMKT	46434G103	8,137	152	SH		DFND	747	152	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	23,920	465	SH		DFND	60	0	0	465
ISHARES TR	CORE S&P SCP ETF	464287804	22,399	210	SH		DFND	41	0	0	210
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,911	98	SH		DFND	504	0	0	98
OSHKOSH CORP	COM	688239201	108	1	SH		DFND	713	1	0	0
VALKYRIE ETF TRUST II	BITCOIN MINERS	91917A207	1,800	8,000	SH	Put	SOLE		0	0	8,000
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,222	65	SH		DFND	618	0	0	65
OCCIDENTAL PETE CORP	COM	674599105	4,286	68	SH		DFND	790	0	0	68
ISHARES TR	0-5YR HI YL CP	46434V407	10,423	247	SH		DFND	605	0	0	247
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,440	28	SH		DFND	785	28	0	0
CONAGRA BRANDS INC	COM	205887102	9,009	317	SH		DFND	916	0	0	317
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	2,683,914	10,752	SH		DFND	499	0	0	10,752
AMKOR TECHNOLOGY INC	COM	031652100	1,068,235	26,693	SH		SOLE		41	0	26,652
UNION PAC CORP	COM	907818108	216,983	959	SH		DFND	675	0	0	959
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	286,065	1,146	SH		DFND	855	0	0	1,146
ROSS STORES INC	COM	778296103	872	6	SH		DFND	697	0	0	6
TELEDYNE TECHNOLOGIES INC	COM	879360105	1,164	3	SH		DFND	736	0	0	3
ONESPAN INC	COM	68287N100	3,179	248	SH		DFND	791	248	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	1,944	10	SH		DFND	783	0	0	10
TEXAS INSTRS INC	COM	882508104	778	4	SH		DFND	934	0	0	4
TRUIST FINL CORP	COM	89832Q109	1,204	31	SH		DFND	697	0	0	31
GENERAL MLS INC	COM	370334104	1,455	23	SH		DFND	810	0	0	23
WEC ENERGY GROUP INC	COM	92939U106	2,825	36	SH		DFND	713	36	0	0
MORGAN STANLEY	COM NEW	617446448	194	2	SH		DFND	416	0	0	2
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,344	93	SH		DFND	107	0	0	93
ARGAN INC	COM	04010E109	736,502	10,067	SH		SOLE		58	0	10,009
GATX CORP	COM	361448103	529	4	SH		DFND	903	0	0	4
BHP GROUP LTD	SPONSORED ADS	088606108	1,256	22	SH		DFND	903	0	0	22
KBR INC	COM	48242W106	4,041	63	SH		DFND	965	0	0	63
DUPONT DE NEMOURS INC	COM	26614N102	8,248,010	102,472	SH		SOLE		33	0	102,439
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	19,120	47	SH		DFND	532	0	0	47
VERISK ANALYTICS INC	COM	92345Y106	1,617	6	SH		DFND	969	0	0	6
ISHARES TR	ESG AWR MSCI USA	46435G425	132,326	1,109	SH		DFND	1	0	0	1,109
AMERICAN TOWER CORP NEW	COM	03027X100	2,916	15	SH		DFND	790	0	0	15
ISHARES TR	CORE MSCI EAFE	46432F842	33,778	465	SH		DFND	59	0	0	465
NEWMARK GROUP INC	CL A	65158N102	44,603	4,360	SH		DFND	675	0	0	4,360
CITIZENS FINL GROUP INC	COM	174610105	1,225	34	SH		DFND	188	34	0	0
PNC FINL SVCS GROUP INC	COM	693475105	2,954	19	SH		DFND	951	0	0	19
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	302,713	5,836	SH		DFND	318	0	0	5,836
ISHARES INC	CORE MSCI EMKT	46434G103	74,621	1,394	SH		DFND	369	0	0	1,394
ISHARES INC	CORE MSCI EMKT	46434G103	15,363	287	SH		DFND	393	0	0	287
SHERWIN WILLIAMS CO	COM	824348106	7,461	25	SH		DFND	792	25	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	55,695	1,450	SH		DFND	960	0	0	1,450
AMEREN CORP	COM	023608102	1,493	21	SH		DFND	697	0	0	21
LAM RESEARCH CORP	COM	512807108	15,973	15	SH		DFND	264	0	0	15
WARNER BROS DISCOVERY INC	COM SER A	934423104	729	98	SH		DFND	159	0	0	98
AVANGRID INC	COM	05351W103	1,098,225	30,910	SH		SOLE		187	0	30,723
STARBUCKS CORP	COM	855244109	2,180	28	SH		DFND	965	0	0	28
PALO ALTO NETWORKS INC	COM	697435105	1,017	3	SH		DFND	951	0	0	3
ALTAIR ENGR INC	COM CL A	021369103	785	8	SH		DFND	903	0	0	8
ISHARES TR	SHRT NAT MUN ETF	464288158	49,034	469	SH		DFND	332	0	0	469
SCHWAB STRATEGIC TR	US REIT ETF	808524847	324,093	16,229	SH		DFND	152	0	0	16,229
LITTELFUSE INC	COM	537008104	1,278	5	SH		DFND	810	0	0	5
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	97,076,159	2,241,426	SH		SOLE		0	0	2,241,426
MICROSOFT CORP	COM	594918104	80,451	180	SH		DFND	939	0	0	180
AON PLC	SHS CL A	G0403H108	587	2	SH		DFND	665	0	0	2
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	29,319	488	SH		DFND	564	0	0	488
NORTHERN TR CORP	COM	665859104	1,866,647	22,227	SH		SOLE		32	0	22,195
NVIDIA CORPORATION	COM	67066G104	37,062	300	SH		DFND	685	0	0	300
EQUINIX INC	COM	29444U700	3,026	4	SH		DFND	980	0	0	4
NU SKIN ENTERPRISES INC	CL A	67018T105	3,183	302	SH		DFND	792	302	0	0
STATE STR CORP	COM	857477103	592	8	SH		DFND	697	0	0	8
FIRST BUSEY CORP	COM NEW	319383204	897,201	37,059	SH		SOLE		208	0	36,851
TELEFLEX INCORPORATED	COM	879369106	1,102,589	5,242	SH		SOLE		7	0	5,235
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	31,135	630	SH		DFND	944	0	0	630
INSIGHT ENTERPRISES INC	COM	45765U103	1,587	8	SH		DFND	737	0	0	8
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	56,536	1,144	SH		DFND	637	0	0	1,144
ROSS STORES INC	COM	778296103	1,163	8	SH		DFND	665	0	0	8
ISHARES TR	SHRT NAT MUN ETF	464288158	5,855	56	SH		DFND	299	0	0	56
AGREE RLTY CORP	COM	008492100	12,264	198	SH		DFND	790	0	0	198
ISHARES INC	CORE MSCI EMKT	46434G103	47,321	884	SH		DFND	593	0	0	884
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	718	81	SH		DFND	965	0	0	81
AMPHENOL CORP NEW	CL A	032095101	1,752	26	SH		DFND	933	0	0	26
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	3,732	426	SH		DFND	665	0	0	426
TECHNIPFMC PLC	COM	G87110105	21,731	831	SH		DFND	661	0	0	831
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	11,003	22	SH		DFND	128	22	0	0
MYRIAD GENETICS INC	COM	62855J104	15,214	622	SH		DFND	661	0	0	622
WALMART INC	COM	931142103	4,063	60	SH		DFND	980	0	0	60
DTE ENERGY CO	COM	233331107	999	9	SH		DFND	713	9	0	0
PINNACLE WEST CAP CORP	COM	723484101	5,958	78	SH		DFND	627	0	0	78
BRISTOL-MYERS SQUIBB CO	COM	110122108	166,120	4,000	SH		DFND	1	0	0	4,000
CINTAS CORP	COM	172908105	4,202	6	SH		DFND	969	0	0	6
ALECTOR INC	COM	014442107	2,942	648	SH		DFND	791	648	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	32,369	121	SH		DFND	24	0	0	121
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	172,246	2,322	SH		DFND	240	0	0	2,322
MCKESSON CORP	COM	58155Q103	1,752	3	SH		DFND	951	0	0	3
ISHARES TR	NATIONAL MUN ETF	464288414	47,415	445	SH		DFND	826	0	0	445
ISHARES TR	CORE S&P500 ETF	464287200	18,059	33	SH		DFND	961	0	0	33
AES CORP	COM	00130H105	1,809,882	103,010	SH		SOLE		536	0	102,474
BANCO SANTANDER BRASIL S A	ADS REP 1 UNIT	05967A107	1,156	234	SH		DFND	810	0	0	234
NORTHERN DYNASTY MINERALS LT	COM NEW	66510M204	4,148	13,358	SH		SOLE		0	0	13,358
FASTENAL CO	COM	311900104	1,445	23	SH		DFND	695	0	0	23
ARCHER DANIELS MIDLAND CO	COM	039483102	1,934	32	SH		DFND	736	0	0	32
ULTA BEAUTY INC	COM	90384S303	5,402	14	SH		DFND	792	14	0	0
JPMORGAN CHASE & CO.	COM	46625H100	10,720	53	SH		DFND	797	0	0	53
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	2,225	69	SH		DFND	903	0	0	69
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	46,654	520	SH		DFND	404	0	0	520
TFI INTL INC	COM	87241L109	871	6	SH		DFND	665	0	0	6
MARTEN TRANS LTD	COM	573075108	1,494	81	SH		DFND	816	0	0	81
HINGHAM INSTN SVGS MASS	COM	433323102	21,466	120	SH		DFND	661	0	0	120
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	38,218	995	SH		DFND	496	0	0	995
PROCTER AND GAMBLE CO	COM	742718109	35,458	215	SH		DFND	791	215	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	48,273	941	SH		DFND	567	0	0	941
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,488	29	SH		DFND	109	0	0	29
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	27,816	348	SH		DFND	711	348	0	0
ISHARES TR	FALN ANGLS USD	46435G474	6,914	264	SH		DFND	726	0	0	264
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	273,484	4,552	SH		DFND	340	0	0	4,552
SPDR SER TR	PORTFOLIO SHORT	78464A474	20,879	703	SH		DFND	608	0	0	703
LIGHT & WONDER INC	COM	80874P109	6,293	60	SH		DFND	790	0	0	60
ISHARES INC	CORE MSCI EMKT	46434G103	37,739	705	SH		DFND	72	0	0	705
CARTERS INC	COM	146229109	263,249	4,248	SH		SOLE		0	0	4,248
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	235,903	3,031	SH		DFND	333	0	0	3,031
ISHARES INC	CORE MSCI EMKT	46434G103	25,480	476	SH		DFND	876	0	0	476
ISHARES INC	CORE MSCI EMKT	46434G103	35,651	666	SH		DFND	576	0	0	666
PACCAR INC	COM	693718108	7,009,681	68,095	SH		SOLE		195	0	67,900
TELADOC HEALTH INC	COM	87918A105	450	46	SH		DFND	697	0	0	46
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	558,930	15,933	SH		DFND	642	0	0	15,933
HONEYWELL INTL INC	COM	438516106	11,745	55	SH		DFND	399	55	0	0
AMALGAMATED FINANCIAL CORP	COM	022671101	2,713	99	SH		DFND	951	0	0	99
BRIGHTHOUSE FINL INC	COM	10922N103	1,127	26	SH		DFND	697	0	0	26
EQUINOR ASA	SPONSORED ADR	29446M102	22,305	781	SH		DFND	661	0	0	781
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	13,900	369	SH		DFND	404	0	0	369
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	239,764	5,536	SH		DFND	625	0	0	5,536
VIATRIS INC	COM	92556V106	3,295	310	SH		DFND	746	310	0	0
CONAGRA BRANDS INC	COM	205887102	881	31	SH		DFND	713	31	0	0
MICROSOFT CORP	COM	594918104	92,966	208	SH		DFND	154	0	0	208
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	57,769	1,504	SH		DFND	908	0	0	1,504
HALLIBURTON CO	COM	406216101	1,757	52	SH		DFND	713	52	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	5,650	137	SH		DFND	713	137	0	0
MOSAIC CO NEW	COM	61945C103	1,127	39	SH		DFND	736	0	0	39
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,294,894	2,420	SH		DFND	1	0	0	2,420
JOHNSON CTLS INTL PLC	SHS	G51502105	4,323,094	65,038	SH		SOLE		142	0	64,896
CRH PLC	ORD	G25508105	1,949	26	SH		DFND	665	0	0	26
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	97,674	1,222	SH		DFND	61	0	0	1,222
PROSHARES TR	ULTRAPRO SHT QQQ	74347G432	382,693	46,219	SH		SOLE		0	0	46,219
DOMINION ENERGY INC	COM	25746U109	882	18	SH		DFND	737	0	0	18
DOMINION ENERGY INC	COM	25746U109	76,440	1,560	SH		DFND	1	0	0	1,560
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,658	64	SH		DFND	816	0	0	64
EQUINOR ASA	SPONSORED ADR	29446M102	8,768	307	SH		DFND	792	307	0	0
EPR PPTYS	COM SH BEN INT	26884U109	504	12	SH		DFND	697	0	0	12
ECOLAB INC	COM	278865100	20,706	87	SH		DFND	152	0	0	87
AMPHENOL CORP NEW	CL A	032095101	2,425	36	SH		DFND	965	0	0	36
NEUROCRINE BIOSCIENCES INC	COM	64125C109	1,554,294	11,290	SH		SOLE		36	0	11,254
WISDOMTREE TR	INTL LRGCAP DV	97717W794	51,836	1,022	SH		DFND	225	0	0	1,022
NASDAQ INC	COM	631103108	2,049	34	SH		DFND	736	0	0	34
ICU MED INC	COM	44930G107	3,800	32	SH		DFND	791	32	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	2,124	7	SH		DFND	810	0	0	7
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,858	44	SH		DFND	338	0	0	44
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,140	35	SH		DFND	896	0	0	35
SOUTHERN CO	COM	842587107	27,198,563	350,633	SH		SOLE		106	0	350,527
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	5,836	81	SH		DFND	650	0	0	81
INTELLIA THERAPEUTICS INC	COM	45826J105	1,544	69	SH		DFND	816	0	0	69
ALPHABET INC	CAP STK CL A	02079K305	3,643	20	SH		DFND	783	0	0	20
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	58,076	1,512	SH		DFND	692	1,512	0	0
MOLINA HEALTHCARE INC	COM	60855R100	595	2	SH		DFND	697	0	0	2
EQUITY RESIDENTIAL	SH BEN INT	29476L107	1,145,336	16,518	SH		SOLE		95	0	16,423
EAST WEST BANCORP INC	COM	27579R104	635,270	8,675	SH		DFND	1	0	0	8,675
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	24,068	487	SH		DFND	419	487	0	0
ARCH CAP GROUP LTD	ORD	G0450A105	1,009	10	SH		DFND	600	0	0	10
POST HLDGS INC	COM	737446104	1,250	12	SH		DFND	737	0	0	12
APTARGROUP INC	COM	038336103	422	3	SH		DFND	713	3	0	0
UNILEVER PLC	SPON ADR NEW	904767704	16,827	306	SH		DFND	661	0	0	306
AON PLC	SHS CL A	G0403H108	3,817	13	SH		DFND	188	13	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	13,720,307	155,718	SH		SOLE		267	0	155,451
TRI CONTL CORP	COM	895436103	177,428	5,729	SH		DFND	1	0	0	5,729
GENERAL MTRS CO	COM	37045V100	10,779	232	SH		DFND	792	232	0	0
ISHARES TR	CORE S&P500 ETF	464287200	147,205	269	SH		DFND	804	269	0	0
DARDEN RESTAURANTS INC	COM	237194105	1,816	12	SH		DFND	970	0	0	12
HEALTHPEAK PROPERTIES INC	COM	42250P103	2,822	144	SH		DFND	790	0	0	144
JACOBS SOLUTIONS INC	COM	46982L108	10,339	74	SH		DFND	916	0	0	74
OKTA INC	CL A	679295105	468	5	SH		DFND	951	0	0	5
VERALTO CORP	COM SHS	92338C103	382	4	SH		DFND	713	4	0	0
FMC CORP	COM NEW	302491303	1,093	19	SH		DFND	969	0	0	19
ROGERS CORP	COM	775133101	524,654	4,350	SH		SOLE		8	0	4,342
TESLA INC	COM	88160R101	64,113	324	SH		DFND	961	0	0	324
MASTERCARD INCORPORATED	CL A	57636Q104	10,147	23	SH		DFND	255	0	0	23
PROCTER AND GAMBLE CO	COM	742718109	24,738	150	SH		DFND	26	0	0	150
GLOBAL X FDS	US PFD ETF	37954Y657	6,101	310	SH		DFND	689	0	0	310
LOWES COS INC	COM	548661107	2,205	10	SH		DFND	685	0	0	10
SPDR SER TR	PORTFOLIO S&P400	78464A847	11,183	218	SH		DFND	245	0	0	218
EVERGY INC	COM	30034W106	40,787	770	SH		DFND	918	0	0	770
ITRON INC	COM	465741106	1,255,604	12,688	SH		SOLE		20	0	12,668
GEN DIGITAL INC	COM	668771108	12,765	511	SH		DFND	916	0	0	511
NVIDIA CORPORATION	COM	67066G104	74,124	600	SH		DFND	399	600	0	0
ISHARES TR	ESG AWARE MSCI	46435U663	229,268	5,955	SH		DFND	1	0	0	5,955
SOLVENTUM CORP	COM SHS	83444M101	13,220	250	SH		DFND	853	0	0	250
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	3,300	20	SH		DFND	189	20	0	0
BANC OF CALIFORNIA INC	COM	05990K106	261,939	20,496	SH		SOLE		110	0	20,386
GOLDMAN SACHS GROUP INC	COM	38141G104	374,973	829	SH		DFND	480	0	0	829
AGNICO EAGLE MINES LTD	COM	008474108	22,301	341	SH		DFND	916	0	0	341
SPDR SER TR	PORTFOLIO INTRMD	78464A375	31,583	970	SH		DFND	308	0	0	970
BLACKROCK CORPOR HI YLD FD I	COM	09255P107	252,657	26,074	SH		SOLE		0	0	26,074
ISHARES TR	CORE S&P SCP ETF	464287804	64,423	604	SH		DFND	353	0	0	604
US BANCORP DEL	COM NEW	902973304	476	12	SH		DFND	260	0	0	12
VERIZON COMMUNICATIONS INC	COM	92343V104	1,856	45	SH		DFND	951	0	0	45
O-I GLASS INC	COM	67098H104	456	41	SH		DFND	951	0	0	41
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	772,541	9,926	SH		DFND	687	0	0	9,926
REGENERON PHARMACEUTICALS	COM	75886F107	6,306	6	SH		DFND	736	0	0	6
BRAINSTORM CELL THERAPEUTICS	COM NEW	10501E201	7,083	20,926	SH		SOLE		0	0	20,926
EMBECTA CORP	COMMON STOCK	29082K105	1,163	93	SH		DFND	400	0	0	93
CEDAR FAIR L P	DEPOSITRY UNIT	150185106	294,034	5,410	SH		SOLE		0	0	5,410
HONEYWELL INTL INC	COM	438516106	31,817	149	SH		DFND	329	0	0	149
COMCAST CORP NEW	CL A	20030N101	22,439	573	SH		DFND	374	0	0	573
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	576	15	SH		DFND	782	0	0	15
OWENS CORNING NEW	COM	690742101	1,216	7	SH		DFND	695	0	0	7
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,483	30	SH		DFND	495	0	0	30
COHERENT CORP	COM	19247G107	18,405	254	SH		DFND	916	0	0	254
SERVICE PPTYS TR	COM SH BEN INT	81761L102	17,990	3,500	SH		DFND	835	3,500	0	0
NUVEI CORPORATION	SUB VTG SHS	67079A102	34,485	1,065	SH		DFND	675	0	0	1,065
SHERWIN WILLIAMS CO	COM	824348106	182,042	610	SH		DFND	328	0	0	610
SENSIENT TECHNOLOGIES CORP	COM	81725T100	12,761	172	SH		DFND	790	0	0	172
SPDR SER TR	PORTFOLIO S&P400	78464A847	77,668	1,514	SH		DFND	208	0	0	1,514
KB HOME	COM	48666K109	8,001	114	SH		DFND	493	0	0	114
CITIGROUP INC	COM NEW	172967424	1,015	16	SH		DFND	903	0	0	16
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	17,935	308	SH		DFND	699	308	0	0
ISHARES TR	CORE S&P500 ETF	464287200	140,091	256	SH		DFND	734	0	0	256
VALERO ENERGY CORP	COM	91913Y100	1,881	12	SH		DFND	695	0	0	12
AIR PRODS & CHEMS INC	COM	009158106	11,096	43	SH		DFND	916	0	0	43
SPDR SER TR	PORTFOLIO SHORT	78464A474	77,606	2,613	SH		DFND	173	0	0	2,613
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	1,314,592	20,243	SH		SOLE		16	0	20,227
DAVITA INC	COM	23918K108	970	7	SH		DFND	600	0	0	7
ISHARES TR	3 7 YR TREAS BD	464288661	21,477	186	SH		DFND	243	0	0	186
ISHARES TR	CORE S&P500 ETF	464287200	15,322	28	SH		DFND	481	0	0	28
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	11,042	170	SH		DFND	549	0	0	170
TORONTO DOMINION BK ONT	COM NEW	891160509	2,803	51	SH		DFND	260	0	0	51
ORACLE CORP	COM	68389X105	99,388,865	703,887	SH		SOLE		352	0	703,535
SPDR SER TR	PORTFOLIO SHORT	78464A474	12,801	431	SH		DFND	158	0	0	431
VANGUARD INDEX FDS	MID CAP ETF	922908629	18,400	76	SH		DFND	85	0	0	76
SPDR SER TR	PORTFOLIO S&P500	78464A854	23,232	363	SH		DFND	673	0	0	363
INTERNATIONAL BANCSHARES COR	COM	459044103	2,746	48	SH		DFND	816	0	0	48
DOW INC	COM	260557103	1,751	33	SH		DFND	188	33	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	238,429	8,977	SH		DFND	243	0	0	8,977
REPUBLIC SVCS INC	COM	760759100	301,227	1,550	SH		DFND	1	0	0	1,550
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	13,176	423	SH		DFND	549	0	0	423
HDFC BANK LTD	SPONSORED ADS	40415F101	64	1	SH		DFND	791	1	0	0
CEMEX SAB DE CV	SPON ADR NEW	151290889	2,754	431	SH		DFND	791	431	0	0
MOLSON COORS BEVERAGE CO	CL B	60871R209	1,271	25	SH		DFND	737	0	0	25
GOLDMAN SACHS BDC INC	SHS	38147U107	46,593	3,100	SH		DFND	394	0	0	3,100
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	84,947	1,179	SH		DFND	311	0	0	1,179
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	27,252	468	SH		DFND	324	0	0	468
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	3,638,528	63,537	SH		SOLE		0	0	63,537
ISHARES TR	CORE S&P SCP ETF	464287804	69,329	650	SH		DFND	701	0	0	650
ISHARES TR	CORE S&P TTL STK	464287150	44,067	371	SH		DFND	543	0	0	371
ISHARES TR	CORE MSCI EAFE	46432F842	73,294	1,009	SH		DFND	682	1,009	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	103,135	426	SH		DFND	152	0	0	426
DOLLAR TREE INC	COM	256746108	11,414	1,400	SH	Put	SOLE		0	0	1,400
ISHARES INC	CORE MSCI EMKT	46434G103	19,860	371	SH		DFND	803	0	0	371
ZTO EXPRESS CAYMAN INC	SPONSORED ADS A	98980A105	596,749	28,759	SH		SOLE		25	0	28,734
ISHARES TR	CORE MSCI PAC	46434V696	3,549,487	57,979	SH		SOLE		0	0	57,979
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	113,499	2,265	SH		DFND	89	0	0	2,265
LEAR CORP	COM NEW	521865204	2,741	24	SH		DFND	627	0	0	24
GOLDMAN SACHS GROUP INC	COM	38141G104	8,142	18	SH		DFND	969	0	0	18
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,968	141	SH		DFND	69	0	0	141
LOEWS CORP	COM	540424108	2,466	33	SH		DFND	600	0	0	33
ALLOGENE THERAPEUTICS INC	COM	019770106	687	295	SH		DFND	965	0	0	295
ECOLAB INC	COM	278865100	1,190	5	SH		DFND	188	5	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	206	4	SH		DFND	846	0	0	4
SPDR SER TR	PORTFOLIO S&P400	78464A847	174,830	3,408	SH		DFND	213	0	0	3,408
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	140,458	2,803	SH		DFND	374	0	0	2,803
ELI LILLY & CO	COM	532457108	12,675	14	SH		DFND	627	0	0	14
ISHARES TR	S&P MC 400GR ETF	464287606	41,147	467	SH		DFND	42	0	0	467
CABLE ONE INC	COM	12685J105	1,062	3	SH		DFND	1	0	0	3
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	16,333	195	SH		DFND	65	0	0	195
MERCK & CO INC	COM	58933Y105	13,989	113	SH		DFND	965	0	0	113
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	33,080	943	SH		DFND	530	0	0	943
HANOVER INS GROUP INC	COM	410867105	1,305,838	10,410	SH		SOLE		31	0	10,379
AMERICAN ELEC PWR CO INC	COM	025537101	3,334	38	SH		DFND	816	0	0	38
PEPSICO INC	COM	713448108	24,740	150	SH		DFND	779	0	0	150
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,158	237	SH		DFND	403	0	0	237
MCKESSON CORP	COM	58155Q103	1,752	3	SH		DFND	665	0	0	3
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	13,018	32	SH		DFND	816	0	0	32
HEALTHEQUITY INC	COM	42226A107	30,773	357	SH		DFND	675	0	0	357
LOUISIANA PAC CORP	COM	546347105	263,291	3,198	SH		DFND	400	0	0	3,198
THOMSON REUTERS CORP.	COM	884903808	2,835,179	16,819	SH		SOLE		89	0	16,730
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	59,406	1,577	SH		DFND	528	0	0	1,577
NETAPP INC	COM	64110D104	6,955	54	SH		DFND	791	54	0	0
ISHARES TR	GLOBAL 100 ETF	464287572	1,142,738	11,832	SH		SOLE		0	0	11,832
ISHARES INC	CORE MSCI EMKT	46434G103	73,657	1,376	SH		DFND	228	0	0	1,376
CHESAPEAKE UTILS CORP	COM	165303108	751,259	7,074	SH		SOLE		0	0	7,074
ALPHABET INC	CAP STK CL A	02079K305	36,430	200	SH		DFND	955	0	0	200
SPDR SER TR	PORTFOLIO S&P400	78464A847	14,672	286	SH		DFND	61	0	0	286
GLAUKOS CORP	COM	377322102	20,475	173	SH		DFND	661	0	0	173
UNUM GROUP	COM	91529Y106	638,875	12,500	SH		DFND	375	0	0	12,500
APOLLO GLOBAL MGMT INC	COM	03769M106	3,070	26	SH		DFND	965	0	0	26
SCHWAB STRATEGIC TR	US REIT ETF	808524847	29,056	1,455	SH		DFND	56	0	0	1,455
HUMANA INC	COM	444859102	2,616	7	SH		DFND	969	0	0	7
SALESFORCE INC	COM	79466L302	7,199	28	SH		DFND	703	0	0	28
MERCK & CO INC	COM	58933Y105	1,486	12	SH		DFND	577	0	0	12
ZOETIS INC	CL A	98978V103	14,223,492	82,046	SH		SOLE		220	0	81,826
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	17,288	555	SH		DFND	187	0	0	555
SALESFORCE INC	COM	79466L302	1,543	6	SH		DFND	26	0	0	6
ISHARES TR	SHRT NAT MUN ETF	464288158	4,287	41	SH		DFND	343	0	0	41
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	10,652	164	SH		DFND	596	0	0	164
VANGUARD INDEX FDS	MID CAP ETF	922908629	502,358	2,075	SH		DFND	199	0	0	2,075
SUNRUN INC	COM	86771W105	534	45	SH		DFND	951	0	0	45
INSMED INC	COM PAR $.01	457669307	104,453	1,559	SH		DFND	661	0	0	1,559
EQUINIX INC	COM	29444U700	27,238	36	SH		DFND	661	0	0	36
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	286,997	5,533	SH		DFND	340	0	0	5,533
SPDR SER TR	PORTFOLIO INTRMD	78464A375	14,261	438	SH		DFND	145	438	0	0
NIKE INC	CL B	654106103	2,789	37	SH		DFND	736	0	0	37
ISHARES TR	CORE S&P500 ETF	464287200	146,658	268	SH		DFND	41	0	0	268
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	73,933	405	SH		DFND	169	0	0	405
AVIENT CORPORATION	COM	05368V106	8,075	185	SH		DFND	792	185	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,380	88	SH		DFND	602	88	0	0
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	441	5	SH		DFND	951	0	0	5
INTERNATIONAL BUSINESS MACHS	COM	459200101	6,918	40	SH		DFND	970	0	0	40
SAP SE	SPON ADR	803054204	8,472	42	SH		DFND	189	42	0	0
GEVO INC	COM PAR	374396406	11,060	19,849	SH		SOLE		0	0	19,849
PTC INC	COM	69370C100	940,324	5,176	SH		SOLE		38	0	5,138
ELI LILLY & CO	COM	532457108	3,622	4	SH		DFND	933	0	0	4
BROADCOM INC	COM	11135F101	32,111	20	SH		DFND	188	20	0	0
JACOBS SOLUTIONS INC	COM	46982L108	419	3	SH		DFND	903	0	0	3
BRISTOL-MYERS SQUIBB CO	COM	110122108	12,251	295	SH		DFND	792	295	0	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	898,300	5,322	SH		DFND	641	0	0	5,322
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	26,751	100	SH		DFND	324	0	0	100
AMERICAN CENTY ETF TR	REAL ESTATE ETF	025072356	1,058,919	25,689	SH		SOLE		0	0	25,689
BOOKING HOLDINGS INC	COM	09857L108	3,962	1	SH		DFND	816	0	0	1
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	3,068	3	SH		DFND	627	0	0	3
NETSCOUT SYS INC	COM	64115T104	2,433	133	SH		DFND	790	0	0	133
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,295	26	SH		DFND	418	26	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	25,624	494	SH		DFND	834	0	0	494
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,664,614	33,683	SH		DFND	256	0	0	33,683
SANOFI	SPONSORED ADR	80105N105	2,038	42	SH		DFND	665	0	0	42
BARINGS BDC INC	COM	06759L103	294,984	30,317	SH		SOLE		0	0	30,317
JOHNSON CTLS INTL PLC	SHS	G51502105	1,263	19	SH		DFND	713	19	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	28,089	105	SH		DFND	263	0	0	105
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	25,679	732	SH		DFND	99	0	0	732
MACYS INC	COM	55616P104	864	45	SH		DFND	695	0	0	45
THERMO FISHER SCIENTIFIC INC	COM	883556102	12,719	23	SH		DFND	188	23	0	0
WALMART INC	COM	931142103	155,191	2,292	SH		DFND	661	0	0	2,292
NETFLIX INC	COM	64110L106	28,345	42	SH		DFND	792	42	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	95,524	1,857	SH		DFND	637	0	0	1,857
COMCAST CORP NEW	CL A	20030N101	6,422	164	SH		DFND	736	0	0	164
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	15,302	295	SH		DFND	799	0	0	295
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	150,089	3,037	SH		DFND	656	0	0	3,037
ABBOTT LABS	COM	002824100	57,151	550	SH		DFND	515	0	0	550
UNIFIRST CORP MASS	COM	904708104	226,934	1,323	SH		SOLE		10	0	1,313
ELI LILLY & CO	COM	532457108	53,417	59	SH		DFND	970	0	0	59
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	119,626	2,040	SH		DFND	6	0	0	2,040
FIRST FINL BANCORP OH	COM	320209109	1,745,803	78,569	SH		SOLE		0	0	78,569
CHURCHILL DOWNS INC	COM	171484108	562,030	4,026	SH		SOLE		5	0	4,021
NUSHARES ETF TR	NUVEEN ESG SMLCP	67092P607	817,839	20,789	SH		DFND	580	0	0	20,789
ADTRAN HOLDINGS INC	COM	00486H105	284,150	54,021	SH		SOLE		249	0	53,772
QIAGEN NV	SHS NEW	N72482149	370	9	SH		DFND	600	0	0	9
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	894,039	46,625	SH		SOLE		0	0	46,625
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	74,523	1,703	SH		DFND	265	0	0	1,703
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,845,044	7,621	SH		DFND	257	0	0	7,621
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	22,696	315	SH		DFND	549	0	0	315
ISHARES TR	CORE S&P500 ETF	464287200	160,338	293	SH		DFND	514	0	0	293
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	175,391,559	960,786	SH		SOLE		2,060	0	958,726
BOSTON SCIENTIFIC CORP	COM	101137107	4,929	64	SH		DFND	866	64	0	0
MICROSOFT CORP	COM	594918104	21,901	49	SH		DFND	187	0	0	49
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	21,892	244	SH		DFND	427	0	0	244
DOW INC	COM	260557103	2,016	38	SH		DFND	737	0	0	38
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,326	314	SH		DFND	32	314	0	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	4,650	36	SH		DFND	951	0	0	36
MURPHY OIL CORP	COM	626717102	8,825	214	SH		DFND	792	214	0	0
COHEN & STEERS INC	COM	19247A100	825,211	11,373	SH		SOLE		36	0	11,337
ARCHER DANIELS MIDLAND CO	COM	039483102	19,163	317	SH		DFND	358	0	0	317
WARNER BROS DISCOVERY INC	COM SER A	934423104	82	11	SH		DFND	406	0	0	11
TESLA INC	COM	88160R101	10,092	51	SH		DFND	965	0	0	51
VERTEX PHARMACEUTICALS INC	COM	92532F100	3,750	8	SH		DFND	790	0	0	8
MARINEMAX INC	COM	567908108	208,107	6,429	SH		SOLE		0	0	6,429
AVIENT CORPORATION	COM	05368V106	3,361	77	SH		DFND	965	0	0	77
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	1,504	11	SH		DFND	970	0	0	11
ZOETIS INC	CL A	98978V103	2,427	14	SH		DFND	810	0	0	14
MATIV HOLDINGS INC	COM	808541106	34,327	2,024	SH		DFND	675	0	0	2,024
MCKESSON CORP	COM	58155Q103	14,601	25	SH		DFND	707	0	0	25
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	59,951	1,370	SH		DFND	360	0	0	1,370
ISHARES INC	CORE MSCI EMKT	46434G103	482	9	SH		DFND	117	0	0	9
COSTAR GROUP INC	COM	22160N109	2,372	32	SH		DFND	736	0	0	32
CLEVELAND-CLIFFS INC NEW	COM	185899101	1,253,731	81,464	SH		SOLE		8	0	81,456
SIMON PPTY GROUP INC NEW	COM	828806109	2,884	19	SH		DFND	951	0	0	19
TESLA INC	COM	88160R101	3,760	19	SH		DFND	903	0	0	19
Q2 HLDGS INC	COM	74736L109	784	13	SH		DFND	903	0	0	13
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	13,160	226	SH		DFND	535	0	0	226
ISHARES INC	CORE MSCI EMKT	46434G103	52,245	976	SH		DFND	610	0	0	976
VANGUARD INDEX FDS	MID CAP ETF	922908629	18,400	76	SH		DFND	86	76	0	0
ITRON INC	COM	465741106	1,583	16	SH		DFND	816	0	0	16
SUNCOR ENERGY INC NEW	COM	867224107	7,772	204	SH		DFND	797	0	0	204
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,314	148	SH		DFND	116	0	0	148
OLD NATL BANCORP IND	COM	680033107	1,357,785	78,987	SH		SOLE		274	0	78,713
ARCELORMITTAL SA LUXEMBOURG	NY REGISTRY SH	03938L203	390	17	SH		DFND	600	0	0	17
AMGEN INC	COM	031162100	982,343	3,144	SH		DFND	1	0	0	3,144
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	1,330,391	37,017	SH		DFND	645	0	0	37,017
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	3,784	432	SH		DFND	816	0	0	432
APPLE INC	COM	037833100	134,797	640	SH		DFND	284	640	0	0
ALPHABET INC	CAP STK CL C	02079K107	366,840	2,000	SH		DFND	616	0	0	2,000
SHOPIFY INC	CL A	82509L107	9,974	151	SH		DFND	792	151	0	0
MARRIOTT VACATIONS WORLDWIDE	COM	57164Y107	15,805	181	SH		DFND	1	0	0	181
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	11,270	141	SH		DFND	534	0	0	141
LOGITECH INTL S A	SHS	H50430232	35,749	369	SH		DFND	661	0	0	369
GLOBAL X FDS	US PFD ETF	37954Y657	64,826	3,294	SH		DFND	874	0	0	3,294
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	312	4	SH		DFND	600	0	0	4
COGENT COMMUNICATIONS HLDGS	COM NEW	19239V302	707,798	12,541	SH		SOLE		0	0	12,541
ADVANCED MICRO DEVICES INC	COM	007903107	1,784	11	SH		DFND	903	0	0	11
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	189,811	1,882	SH		DFND	779	0	0	1,882
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,675	20	SH		DFND	166	0	0	20
COMCAST CORP NEW	CL A	20030N101	2,193	56	SH		DFND	493	0	0	56
TREX CO INC	COM	89531P105	1,351,059	18,228	SH		SOLE		2	0	18,226
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	28,134	802	SH		DFND	404	0	0	802
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	22,563	435	SH		DFND	345	0	0	435
SPDR SER TR	PORTFOLIO S&P400	78464A847	16,108	314	SH		DFND	54	0	0	314
SPDR SER TR	PORTFOLIO SHORT	78464A474	3,742	126	SH		DFND	21	0	0	126
EASTGROUP PPTYS INC	COM	277276101	1,361	8	SH		DFND	737	0	0	8
GALLAGHER ARTHUR J & CO	COM	363576109	778	3	SH		DFND	903	0	0	3
GLOBAL X FDS	US PFD ETF	37954Y657	17,751	902	SH		DFND	724	0	0	902
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	82,582	2,150	SH		DFND	478	0	0	2,150
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	6,688	25	SH		DFND	778	0	0	25
AMAZON COM INC	COM	023135106	48,313	250	SH		DFND	697	0	0	250
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,685	44	SH		DFND	863	44	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	15,332	407	SH		DFND	428	0	0	407
NVIDIA CORPORATION	COM	67066G104	137,129	1,110	SH		DFND	969	0	0	1,110
VERIZON COMMUNICATIONS INC	COM	92343V104	742	18	SH		DFND	416	0	0	18
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	54,273	1,413	SH		DFND	847	0	0	1,413
LAMAR ADVERTISING CO NEW	CL A	512816109	837	7	SH		DFND	695	0	0	7
STELLAR BANCORP INC	COM	858927106	360,380	15,696	SH		SOLE		66	0	15,630
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	6,216	165	SH		DFND	421	0	0	165
WILLIAMS COS INC	COM	969457100	1,700	40	SH		DFND	665	0	0	40
CLOROX CO DEL	COM	189054109	9,416	69	SH		DFND	916	0	0	69
KLA CORP	COM NEW	482480100	825	1	SH		DFND	903	0	0	1
EA SERIES TRUST	STRIVE EMERGING	02072L698	268,939	9,043	SH		SOLE		0	0	9,043
HUNTINGTON BANCSHARES INC	COM	446150104	3,412,697	258,930	SH		SOLE		1,188	0	257,742
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	37,754	524	SH		DFND	836	524	0	0
ILLUMINA INC	COM	452327109	1,357	13	SH		DFND	737	0	0	13
SPDR SER TR	PORTFOLIO S&P400	78464A847	45,349	884	SH		DFND	139	884	0	0
SKYWORKS SOLUTIONS INC	COM	83088M102	15,317,657	143,720	SH		SOLE		4	0	143,716
ALLSTATE CORP	COM	020002101	11,176	70	SH		DFND	790	0	0	70
CHUYS HLDGS INC	COM	171604101	191,134	7,374	SH		SOLE		0	0	7,374
AVERY DENNISON CORP	COM	053611109	1,093	5	SH		DFND	737	0	0	5
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	118,506	1,524	SH		DFND	871	0	0	1,524
DUKE ENERGY CORP NEW	COM NEW	26441C204	151,347	1,510	SH		DFND	1	0	0	1,510
ISHARES TR	CORE S&P500 ETF	464287200	311,921	570	SH		DFND	198	0	0	570
RTX CORPORATION	COM	75513E101	2,610	26	SH		DFND	810	0	0	26
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	383,141	7,646	SH		DFND	90	0	0	7,646
MICROSOFT CORP	COM	594918104	26,817	60	SH		DFND	264	0	0	60
TERADATA CORP DEL	COM	88076W103	508,360	14,710	SH		SOLE		105	0	14,605
LENDINGCLUB CORP	COM NEW	52603A208	236,880	28,000	SH		SOLE		43	0	27,957
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	46,279	173	SH		DFND	383	0	0	173
ECOLAB INC	COM	278865100	211,820	890	SH		DFND	1	0	0	890
ANALOG DEVICES INC	COM	032654105	9,815	43	SH		DFND	792	43	0	0
CNA FINL CORP	COM	126117100	1,566	34	SH		DFND	816	0	0	34
AVIS BUDGET GROUP	COM	053774105	1,309,845	12,532	SH		SOLE		0	0	12,532
INGREDION INC	COM	457187102	6,538	57	SH		DFND	414	0	0	57
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,077	21	SH		DFND	542	0	0	21
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	96,072	1,944	SH		DFND	778	0	0	1,944
CABOT CORP	COM	127055101	1,286	14	SH		DFND	737	0	0	14
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	95,183	1,926	SH		DFND	923	0	0	1,926
ISHARES TR	3 7 YR TREAS BD	464288661	3,580	31	SH		DFND	800	0	0	31
JUNIPER NETWORKS INC	COM	48203R104	1,750	48	SH		DFND	736	0	0	48
ISHARES INC	CORE MSCI EMKT	46434G103	129,275	2,415	SH		DFND	97	0	0	2,415
SALESFORCE INC	COM	79466L302	83,043	323	SH		DFND	661	0	0	323
GRAINGER W W INC	COM	384802104	22,556	25	SH		DFND	916	0	0	25
NEXTERA ENERGY INC	COM	65339F101	28,607	404	SH		DFND	820	0	0	404
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	2,232	31	SH		DFND	816	0	0	31
SCHWAB CHARLES CORP	COM	808513105	2,432	33	SH		DFND	713	33	0	0
HAWAIIAN ELEC INDUSTRIES	COM	419870100	1,146	127	SH		DFND	737	0	0	127
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,567	167	SH		DFND	473	0	0	167
JPMORGAN CHASE & CO.	COM	46625H100	7,484	37	SH		DFND	263	0	0	37
KB FINL GROUP INC	SPONSORED ADR	48241A105	2,208	39	SH		DFND	810	0	0	39
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	362,679	3,058	SH		DFND	326	0	0	3,058
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	79,343	669	SH		DFND	497	669	0	0
ROBLOX CORP	CL A	771049103	2,774,241	74,556	SH		SOLE		0	0	74,556
PROGRESSIVE CORP	COM	743315103	2,285	11	SH		DFND	697	0	0	11
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	48,130	1,372	SH		DFND	79	0	0	1,372
ISHARES TR	EAFE SML CP ETF	464288273	303,035,090	4,916,208	SH		SOLE		1,300	0	4,914,908
SPDR SER TR	PORTFOLIO S&P500	78464A854	98,048	1,532	SH		DFND	455	0	0	1,532
ISHARES TR	CORE US AGGBD ET	464287226	24,462	252	SH		DFND	940	0	0	252
ANALOG DEVICES INC	COM	032654105	913	4	SH		DFND	414	0	0	4
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	1,922	33	SH		DFND	49	0	0	33
MOOG INC	CL A	615394202	1,840	11	SH		DFND	810	0	0	11
ISHARES TR	CORE MSCI INTL	46435G326	43,782	667	SH		DFND	683	0	0	667
ZOETIS INC	CL A	98978V103	2,774	16	SH		DFND	266	0	0	16
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	99,155	1,274	SH		DFND	298	0	0	1,274
PACCAR INC	COM	693718108	1,956	19	SH		DFND	713	19	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	84,058	804	SH		DFND	889	0	0	804
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	84,925	2,211	SH		DFND	540	0	0	2,211
TRACTOR SUPPLY CO	COM	892356106	7,560	28	SH		DFND	792	28	0	0
ESAB CORPORATION	COM	29605J106	213,223	2,258	SH		SOLE		0	0	2,258
BANK MONTREAL QUE	COM	063671101	2,851	34	SH		DFND	951	0	0	34
MARRIOTT INTL INC NEW	CL A	571903202	12,089	50	SH		DFND	916	0	0	50
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	50,129	1,429	SH		DFND	73	0	0	1,429
META PLATFORMS INC	CL A	30303M102	2,017	4	SH		DFND	934	0	0	4
ISHARES TR	SHRT NAT MUN ETF	464288158	15,683	150	SH		DFND	413	0	0	150
CGI INC	CL A SUB VTG	12532H104	2,134,636	21,387	SH		SOLE		355	0	21,032
ISHARES INC	CORE MSCI EMKT	46434G103	2,730	51	SH		DFND	894	0	0	51
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	42,307	104	SH		DFND	42	0	0	104
PAYPAL HLDGS INC	COM	70450Y103	4,468	77	SH		DFND	790	0	0	77
SCHWAB STRATEGIC TR	1000 INDEX ETF	808524722	2,550,904	48,746	SH		SOLE		0	0	48,746
LAM RESEARCH CORP	COM	512807108	72,410	68	SH		DFND	916	0	0	68
UNITEDHEALTH GROUP INC	COM	91324P102	5,602	11	SH		DFND	810	0	0	11
COCA COLA CO	COM	191216100	3,183	50	SH		DFND	671	0	0	50
DIAGEO PLC	SPON ADR NEW	25243Q205	11,852	94	SH		DFND	374	0	0	94
ONEWATER MARINE INC	CL A COM	68280L101	358	13	SH		DFND	903	0	0	13
APOLLO GLOBAL MGMT INC	COM	03769M106	590	5	SH		DFND	903	0	0	5
SPDR SER TR	PORTFOLIO S&P400	78464A847	13,748	268	SH		DFND	193	0	0	268
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	3,442,931	90,271	SH		SOLE		0	0	90,271
ISHARES TR	S&P 100 ETF	464287101	10,069,294	38,098	SH		SOLE		0	0	38,098
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	39,256	1,478	SH		DFND	653	0	0	1,478
HOME DEPOT INC	COM	437076102	22,376	65	SH		DFND	80	0	0	65
ISHARES INC	CORE MSCI EMKT	46434G103	60,435	1,129	SH		DFND	855	0	0	1,129
CORCEPT THERAPEUTICS INC	COM	218352102	377,729	11,626	SH		SOLE		20	0	11,606
SHOPIFY INC	CL A	82509L107	11,823	179	SH		DFND	790	0	0	179
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	5,586	86	SH		DFND	776	0	0	86
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	59,384	763	SH		DFND	17	0	0	763
AFFILIATED MANAGERS GROUP IN	COM	008252108	29,215	187	SH		DFND	661	0	0	187
AMERICOLD REALTY TRUST INC	COM	03064D108	690	27	SH		DFND	697	0	0	27
PALANTIR TECHNOLOGIES INC	CL A	69608A108	532	21	SH		DFND	903	0	0	21
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	58,662	1,187	SH		DFND	205	0	0	1,187
DISCOVER FINL SVCS	COM	254709108	204,064	1,560	SH		DFND	925	0	0	1,560
CHORD ENERGY CORPORATION	COM NEW	674215207	8,216	49	SH		DFND	791	49	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,671	7	SH		DFND	600	0	0	7
BOISE CASCADE CO DEL	COM	09739D100	5,484	46	SH		DFND	791	46	0	0
AIRBNB INC	COM CL A	009066101	1,213	8	SH		DFND	816	0	0	8
UNITED AIRLS HLDGS INC	COM	910047109	5,542,359	113,900	SH		SOLE		128	0	113,772
AT&T INC	COM	00206R102	1,499	78	SH		DFND	955	0	0	78
INTERPUBLIC GROUP COS INC	COM	460690100	2,755,204	94,713	SH		SOLE		1,520	0	93,193
ONE LIBERTY PPTYS INC	COM	682406103	197,111	8,395	SH		SOLE		0	0	8,395
RYDER SYS INC	COM	783549108	1,363	11	SH		DFND	951	0	0	11
GENUINE PARTS CO	COM	372460105	968	7	SH		DFND	697	0	0	7
HONEYWELL INTL INC	COM	438516106	3,844	18	SH		DFND	406	0	0	18
ALPHABET INC	CAP STK CL A	02079K305	4,372	24	SH		DFND	934	0	0	24
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	27,181	550	SH		DFND	263	0	0	550
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,529	294	SH		DFND	658	0	0	294
INGERSOLL RAND INC	COM	45687V106	2,089	23	SH		DFND	970	0	0	23
ALPHABET INC	CAP STK CL C	02079K107	234,778	1,280	SH		DFND	153	0	0	1,280
CITIGROUP INC	COM NEW	172967424	4,760	75	SH		DFND	965	0	0	75
FRANKLIN RESOURCES INC	COM	354613101	6,213	278	SH		DFND	472	0	0	278
SPDR SER TR	PORTFOLIO S&P400	78464A847	96,957	1,890	SH		DFND	480	0	0	1,890
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	415,224	4,628	SH		DFND	553	0	0	4,628
ISHARES TR	MICRO-CAP ETF	464288869	436,392	3,828	SH		DFND	272	0	0	3,828
NOVAVAX INC	COM NEW	670002401	297,371	23,489	SH		SOLE		127	0	23,362
BP PLC	SPONSORED ADR	055622104	1,516	42	SH		DFND	866	42	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	6,908	77	SH		DFND	803	0	0	77
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,326	128	SH		DFND	898	0	0	128
ISHARES TR	CORE S&P500 ETF	464287200	12,586	23	SH		DFND	217	0	0	23
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	51,608	616	SH		DFND	780	0	0	616
BANK OZK LITTLE ROCK ARK	COM	06417N103	984	24	SH		DFND	697	0	0	24
ISHARES TR	S&P 100 ETF	464287101	13,215	50	SH		DFND	6	0	0	50
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	26,617	333	SH		DFND	830	333	0	0
SERVICENOW INC	COM	81762P102	3,147	4	SH		DFND	665	0	0	4
EXELON CORP	COM	30161N101	13,706	396	SH		DFND	916	0	0	396
MGM RESORTS INTERNATIONAL	COM	552953101	667	15	SH		DFND	415	0	0	15
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	65,823	1,269	SH		DFND	943	0	0	1,269
NEXTERA ENERGY INC	COM	65339F101	52,753	745	SH		DFND	675	0	0	745
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	6,105	94	SH		DFND	419	94	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	13,307	81	SH		DFND	847	0	0	81
RITHM CAPITAL CORP	COM NEW	64828T201	608,718	55,794	SH		SOLE		12	0	55,782
WABTEC	COM	929740108	13,908	88	SH		DFND	916	0	0	88
HERSHEY CO	COM	427866108	13,787	75	SH		DFND	535	0	0	75
CINCINNATI FINL CORP	COM	172062101	17,597	149	SH		DFND	826	0	0	149
COCA-COLA EUROPACIFIC PARTNE	SHS	G25839104	1,385	19	SH		DFND	189	19	0	0
GANNETT CO INC	COM	36472T109	2,217	481	SH		DFND	816	0	0	481
AVERY DENNISON CORP	COM	053611109	13,556	62	SH		DFND	820	0	0	62
ALLY FINL INC	COM	02005N100	1,428	36	SH		DFND	713	36	0	0
UBIQUITI INC	COM	90353W103	1,602	11	SH		DFND	737	0	0	11
COTERRA ENERGY INC	COM	127097103	1,253	47	SH		DFND	969	0	0	47
AFLAC INC	COM	001055102	11,610	130	SH		DFND	80	0	0	130
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,440	28	SH		DFND	788	28	0	0
CUMMINS INC	COM	231021106	4,154	15	SH		DFND	665	0	0	15
ISHARES TR	U.S. TECH ETF	464287721	17,426,379	115,790	SH		SOLE		0	0	115,790
HIGHWOODS PPTYS INC	COM	431284108	3,494	133	SH		DFND	791	133	0	0
ALPHABET INC	CAP STK CL C	02079K107	44,021	240	SH		DFND	168	0	0	240
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	152,809	2,946	SH		DFND	322	0	0	2,946
AAON INC	COM PAR $0.004	000360206	1,483	17	SH		DFND	816	0	0	17
SPDR SER TR	PORTFOLIO S&P500	78464A854	7,168	112	SH		DFND	803	0	0	112
ISHARES TR	SELECT DIVID ETF	464287168	58,486	483	SH		DFND	646	0	0	483
BRIGHTHOUSE FINL INC	COM	10922N103	3,337	77	SH		DFND	791	77	0	0
CENCORA INC	COM	03073E105	6,543,193	29,042	SH		SOLE		17	0	29,025
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	552,763	11,185	SH		DFND	437	0	0	11,185
ISHARES INC	CORE MSCI EMKT	46434G103	1,071	20	SH		DFND	671	0	0	20
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	15,884	380	SH		DFND	732	0	0	380
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	11,301	174	SH		DFND	274	0	0	174
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	39,816	1,135	SH		DFND	852	1,135	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,123	5	SH		DFND	970	0	0	5
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	22,424	725	SH		DFND	661	0	0	725
OCCIDENTAL PETE CORP	*W EXP 08/03/202	674599162	41	1	SH		DFND	1	0	0	1
PROSHARES TR	S&P 500 DV ARIST	74348A467	100,883	1,049	SH		DFND	732	0	0	1,049
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	40,175	781	SH		DFND	582	0	0	781
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	470,118	19,853	SH		SOLE		1,934	0	17,919
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	60,984	1,234	SH		DFND	651	0	0	1,234
ISHARES TR	S&P MC 400GR ETF	464287606	123,354	1,400	SH		DFND	899	0	0	1,400
LINDE PLC	SHS	G54950103	15,797	36	SH		DFND	790	0	0	36
FORTIS INC	COM	349553107	13,749	354	SH		DFND	792	354	0	0
LAUDER ESTEE COS INC	CL A	518439104	23,408	220	SH		DFND	152	0	0	220
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,613	42	SH		DFND	545	0	0	42
OREILLY AUTOMOTIVE INC	COM	67103H107	3,168	3	SH		DFND	188	3	0	0
ISHARES TR	FALN ANGLS USD	46435G474	8,826	337	SH		DFND	482	0	0	337
ISHARES INC	EM MKTS DIV ETF	464286319	9,758	359	SH		DFND	726	0	0	359
GE VERNOVA INC	COM	36828A101	20,581	120	SH		DFND	661	0	0	120
TJX COS INC NEW	COM	872540109	44,040	400	SH		DFND	37	0	0	400
CRH PLC	ORD	G25508105	975	13	SH		DFND	600	0	0	13
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,611	31	SH		DFND	39	0	0	31
ISHARES TR	CORE MSCI INTL	46435G326	56,582	862	SH		DFND	908	0	0	862
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	9,685,735	36,207	SH		DFND	1	768	0	35,439
BANCO SANTANDER S.A.	ADR	05964H105	2,218	479	SH		DFND	866	479	0	0
ADOBE INC	COM	00724F101	1,667	3	SH		DFND	783	0	0	3
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	6,731	227	SH		DFND	792	227	0	0
CONSTELLATION BRANDS INC	CL A	21036P108	2,058	8	SH		DFND	695	0	0	8
SNOWFLAKE INC	CL A	833445109	405	3	SH		DFND	903	0	0	3
PROSHARES TR	PSHS ULTRA TECH	74347R693	567,720	8,130	SH		SOLE		0	0	8,130
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,754	27	SH		DFND	788	27	0	0
DR REDDYS LABS LTD	ADR	256135203	3,733	49	SH		DFND	965	0	0	49
SPDR S&P 500 ETF TR	TR UNIT	78462F103	90,885	167	SH		DFND	56	0	0	167
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	1,651,388	23,494	SH		SOLE		0	0	23,494
EPAM SYS INC	COM	29414B104	1,505	8	SH		DFND	816	0	0	8
LENNAR CORP	CL A	526057104	899	6	SH		DFND	600	0	0	6
CAPITAL ONE FINL CORP	COM	14040H105	3,046	22	SH		DFND	188	22	0	0
MICROSOFT CORP	COM	594918104	1,788	4	SH		DFND	471	0	0	4
SYSCO CORP	COM	871829107	3,070	43	SH		DFND	493	0	0	43
INGERSOLL RAND INC	COM	45687V106	2,180	24	SH		DFND	627	0	0	24
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,152	30	SH		DFND	468	30	0	0
CDW CORP	COM	12514G108	10,073	45	SH		DFND	376	0	0	45
JOHNSON CTLS INTL PLC	SHS	G51502105	1,462	22	SH		DFND	697	0	0	22
TESLA INC	COM	88160R101	1,869	100	SH	Put	SOLE		0	0	100
HECLA MNG CO	COM	422704106	2,992	617	SH		DFND	790	0	0	617
HENRY JACK & ASSOC INC	COM	426281101	332	2	SH		DFND	903	0	0	2
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	69,872	402	SH		DFND	792	402	0	0
CLEARFIELD INC	COM	18482P103	3,778,919	98,001	SH		SOLE		25	0	97,976
SPDR SER TR	PORTFOLIO S&P400	78464A847	80,592	1,571	SH		DFND	584	0	0	1,571
STIFEL FINL CORP	COM	860630102	19,102	227	SH		DFND	916	0	0	227
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	6,679,758	90,634	SH		SOLE		24	0	90,610
ORACLE CORP	COM	68389X105	32,758	232	SH		DFND	154	0	0	232
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,326	76	SH		DFND	844	0	0	76
MONDELEZ INTL INC	CL A	609207105	2,879	44	SH		DFND	268	0	0	44
GLOBAL X FDS	RATE PREFERRED	37954Y376	3,099,931	131,089	SH		SOLE		0	0	131,089
CONOCOPHILLIPS	COM	20825C104	8,579	75	SH		DFND	790	0	0	75
INTEL CORP	COM	458140100	2,168	70	SH		DFND	161	0	0	70
UBS GROUP AG	SHS	H42097107	76,125	2,577	SH		DFND	675	0	0	2,577
EQUIFAX INC	COM	294429105	727	3	SH		DFND	695	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	1,445	27	SH		DFND	337	0	0	27
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	14,674	252	SH		DFND	689	0	0	252
MICRON TECHNOLOGY INC	COM	595112103	19,342,838	147,060	SH		SOLE		497	0	146,563
EMBECTA CORP	COMMON STOCK	29082K105	20,338	1,627	SH		DFND	675	0	0	1,627
GE VERNOVA INC	COM	36828A101	2,401	14	SH		DFND	737	0	0	14
NEXTERA ENERGY INC	COM	65339F101	5,028	71	SH		DFND	939	0	0	71
SPDR SER TR	PORTFOLIO SHORT	78464A474	26,997	909	SH		DFND	361	909	0	0
EPAM SYS INC	COM	29414B104	669,672	3,560	SH		SOLE		6	0	3,554
AMAZON COM INC	COM	023135106	38,650	200	SH		DFND	159	0	0	200
TRANSDIGM GROUP INC	COM	893641100	2,555	2	SH		DFND	736	0	0	2
UNITIL CORP	COM	913259107	349,997	6,758	SH		SOLE		0	0	6,758
RTX CORPORATION	COM	75513E101	15,962	159	SH		DFND	791	159	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,079	138	SH		DFND	606	138	0	0
WISDOMTREE TR	US MIDCAP DIVID	97717W505	46,770	1,000	SH		DFND	226	0	0	1,000
HOST HOTELS & RESORTS INC	COM	44107P104	360	20	SH		DFND	713	20	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	27,972	566	SH		DFND	2	0	0	566
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	10,447	145	SH		DFND	137	0	0	145
BOSTON SCIENTIFIC CORP	COM	101137107	1,309	17	SH		DFND	903	0	0	17
EATON CORP PLC	SHS	G29183103	1,254	4	SH		DFND	903	0	0	4
ADVANCED MICRO DEVICES INC	COM	007903107	6,651	41	SH		DFND	965	0	0	41
INTERPUBLIC GROUP COS INC	COM	460690100	1,367	47	SH		DFND	713	47	0	0
COMCAST CORP NEW	CL A	20030N101	14,333	366	SH		DFND	27	0	0	366
ISHARES INC	MSCI JPN ETF NEW	46434G822	2,881,117	42,220	SH		SOLE		0	0	42,220
CHUBB LIMITED	COM	H1467J104	3,061	12	SH		DFND	600	0	0	12
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	588,105	2,356	SH		DFND	729	2,356	0	0
ROKU INC	COM CL A	77543R102	240	4	SH		DFND	713	4	0	0
SIMON PPTY GROUP INC NEW	COM	828806109	3,491	23	SH		DFND	188	23	0	0
FEDEX CORP	COM	31428X106	283,948	947	SH		DFND	1	0	0	947
SPDR SER TR	PORTFOLIO S&P400	78464A847	55,301	1,078	SH		DFND	304	0	0	1,078
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	20,340	50	SH		DFND	470	50	0	0
JACK IN THE BOX INC	COM	466367109	662	13	SH		DFND	810	0	0	13
WALKER & DUNLOP INC	COM	93148P102	1,669	17	SH		DFND	965	0	0	17
QUALCOMM INC	COM	747525103	2,133,218	10,710	SH		DFND	925	0	0	10,710
VANGUARD INDEX FDS	MID CAP ETF	922908629	96,114	397	SH		DFND	413	0	0	397
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	140,467	2,338	SH		DFND	820	0	0	2,338
NETFLIX INC	COM	64110L106	14,847	22	SH		DFND	736	0	0	22
ADVANCED ENERGY INDS	COM	007973100	1,523	14	SH		DFND	707	0	0	14
TARGET CORP	COM	87612E106	4,737	32	SH		DFND	736	0	0	32
ENBRIDGE INC	COM	29250N105	5,374	151	SH		DFND	374	0	0	151
ABBOTT LABS	COM	002824100	6,235	60	SH		DFND	703	0	0	60
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	14,804	165	SH		DFND	216	0	0	165
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	38,240	558	SH		DFND	481	0	0	558
HUMANA INC	COM	444859102	31,387	84	SH		DFND	675	0	0	84
ISHARES TR	RUSSELL 2000 ETF	464287655	32,665	161	SH		DFND	432	0	0	161
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,311	162	SH		DFND	334	0	0	162
SPDR SER TR	PORTFOLIO SHORT	78464A474	30,205	1,017	SH		DFND	865	0	0	1,017
ATKORE INC	COM	047649108	18,081	134	SH		DFND	661	0	0	134
PROCTER AND GAMBLE CO	COM	742718109	83,944	509	SH		DFND	661	0	0	509
CORE LABORATORIES INC	COM	21867A105	1,522	75	SH		DFND	810	0	0	75
NETAPP INC	COM	64110D104	59,248	460	SH		DFND	141	0	0	460
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	6,170	95	SH		DFND	320	0	0	95
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	39,953	665	SH		DFND	800	0	0	665
MICRON TECHNOLOGY INC	COM	595112103	4,077	31	SH		DFND	713	31	0	0
KEURIG DR PEPPER INC	COM	49271V100	9,218	276	SH		DFND	916	0	0	276
ZTO EXPRESS CAYMAN INC	SPONSORED ADS A	98980A105	1,038	50	SH		DFND	665	0	0	50
JD.COM INC	SPON ADS CL A	47215P106	1,137	44	SH		DFND	810	0	0	44
ORACLE CORP	COM	68389X105	5,366	38	SH		DFND	713	38	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,185	58	SH		DFND	658	0	0	58
SM ENERGY CO	COM	78454L100	1,686	39	SH		DFND	816	0	0	39
APPLE INC	COM	037833100	1,954,343	9,279	SH		DFND	675	0	0	9,279
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	4,344	75	SH		DFND	559	0	0	75
YUM CHINA HLDGS INC	COM	98850P109	1,698,887	55,087	SH		SOLE		0	0	55,087
JANUS HENDERSON GROUP PLC	ORD SHS	G4474Y214	959,960	28,477	SH		SOLE		654	0	27,823
MIDDLESEX WTR CO	COM	596680108	383,432	7,337	SH		SOLE		17	0	7,320
EXPEDITORS INTL WASH INC	COM	302130109	2,870	23	SH		DFND	790	0	0	23
RTX CORPORATION	COM	75513E101	7,228	72	SH		DFND	416	0	0	72
CATERPILLAR INC	COM	149123101	33,976	102	SH		DFND	916	0	0	102
ANALOG DEVICES INC	COM	032654105	1,141	5	SH		DFND	415	0	0	5
BROOKFIELD INFRASTRUCTURE CO	COM SB VTG SHS A	11275Q107	35,915	1,067	SH		DFND	675	0	0	1,067
ENI S P A	SPONSORED ADR	26874R108	1,601	52	SH		DFND	665	0	0	52
ISHARES INC	CORE MSCI EMKT	46434G103	49,087	917	SH		DFND	741	0	0	917
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	8,846	179	SH		DFND	82	0	0	179
RESOURCES CONNECTION INC	COM	76122Q105	25,513	2,311	SH		DFND	661	0	0	2,311
GLOBAL X FDS	GLOBAL X SILVER	37954Y848	548,164	17,575	SH		SOLE		0	0	17,575
DAVE & BUSTERS ENTMT INC	COM	238337109	39,412	990	SH		DFND	675	0	0	990
ISHARES TR	CORE US AGGBD ET	464287226	16,017	165	SH		DFND	116	0	0	165
ALKAMI TECHNOLOGY INC	COM	01644J108	212,069	7,446	SH		SOLE		13	0	7,433
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	30,937	226	SH		DFND	916	0	0	226
AMERICAN FINL GROUP INC OHIO	COM	025932104	615	5	SH		DFND	695	0	0	5
VANGUARD INDEX FDS	MID CAP ETF	922908629	392,202	1,620	SH		DFND	543	0	0	1,620
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	455	7	SH		DFND	109	0	0	7
ALLSTATE CORP	COM	020002101	1,916	12	SH		DFND	697	0	0	12
DELEK US HLDGS INC NEW	COM	24665A103	435,926	17,606	SH		SOLE		0	0	17,606
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	82,632	921	SH		DFND	334	0	0	921
CDW CORP	COM	12514G108	3,358	15	SH		DFND	665	0	0	15
LINDE PLC	SHS	G54950103	139,103	317	SH		DFND	675	0	0	317
VANGUARD INDEX FDS	MID CAP ETF	922908629	55,925	231	SH		DFND	404	0	0	231
DOMINOS PIZZA INC	COM	25754A201	1,549	3	SH		DFND	695	0	0	3
SYSCO CORP	COM	871829107	4,283	60	SH		DFND	80	0	0	60
JOHNSON CTLS INTL PLC	SHS	G51502105	1,928	29	SH		DFND	816	0	0	29
INSPERITY INC	COM	45778Q107	3,831	42	SH		DFND	792	42	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	9,911	124	SH		DFND	654	0	0	124
WEX INC	COM	96208T104	13,696,996	77,323	SH		SOLE		0	0	77,323
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	8,514	111	SH		DFND	295	0	0	111
ISHARES TR	ESG AWR MSCI USA	46435G425	31,617,933	264,984	SH		SOLE		0	0	264,984
SCHWAB STRATEGIC TR	US REIT ETF	808524847	42,037	2,105	SH		DFND	296	2,105	0	0
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	441	5	SH		DFND	600	0	0	5
TRANSUNION	COM	89400J107	445	6	SH		DFND	951	0	0	6
SPDR SER TR	PORTFOLIO INTRMD	78464A375	24,225	744	SH		DFND	361	744	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	152,411	3,968	SH		DFND	359	0	0	3,968
CITIGROUP INC	COM NEW	172967424	952	15	SH		DFND	826	0	0	15
MERCK & CO INC	COM	58933Y105	1,486	12	SH		DFND	903	0	0	12
CHENIERE ENERGY INC	COM NEW	16411R208	3,147	18	SH		DFND	790	0	0	18
UBIQUITI INC	COM	90353W103	13,692	94	SH		DFND	916	0	0	94
PROSHARES TR	ULTRPRO S&P500	74347X864	944,677	12,294	SH		SOLE		0	0	12,294
GLOBAL PMTS INC	COM	37940X102	774	8	SH		DFND	697	0	0	8
KINDER MORGAN INC DEL	COM	49456B101	70,260	3,536	SH		DFND	517	0	0	3,536
ALTRIA GROUP INC	COM	02209S103	22,789,714	500,323	SH		SOLE		942	0	499,381
SYNOPSYS INC	COM	871607107	2,975	5	SH		DFND	695	0	0	5
FIRST BUSEY CORP	COM NEW	319383204	11,064	457	SH		DFND	790	0	0	457
HOME DEPOT INC	COM	437076102	18,933	55	SH		DFND	737	0	0	55
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	119,677	1,119	SH		DFND	743	0	0	1,119
DEXCOM INC	COM	252131107	1,361	12	SH		DFND	188	12	0	0
MEDICAL PPTYS TRUST INC	COM	58463J304	1,267	294	SH		DFND	600	0	0	294
MICROSOFT CORP	COM	594918104	28,605	64	SH		DFND	155	0	0	64
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	42,271	1,205	SH		DFND	596	0	0	1,205
OCCIDENTAL PETE CORP	COM	674599105	7,946,783	126,079	SH		SOLE		35	0	126,044
VENTAS INC	COM	92276F100	32,243	629	SH		DFND	1	0	0	629
BANCO SANTANDER S.A.	ADR	05964H105	3,584	774	SH		DFND	816	0	0	774
SPIRIT AEROSYSTEMS HLDGS INC	COM CL A	848574109	3,248,021	98,814	SH		SOLE		4	0	98,810
ORTHOPEDIATRICS CORP	COM	68752L100	249,551	8,677	SH		SOLE		0	0	8,677
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,558	32	SH		DFND	105	0	0	32
VANGUARD WORLD FD	INF TECH ETF	92204A702	19,027	33	SH		DFND	866	33	0	0
CASEYS GEN STORES INC	COM	147528103	3,095,311	8,112	SH		SOLE		3	0	8,109
SPDR SER TR	PORTFOLIO INTRMD	78464A375	70,134	2,154	SH		DFND	134	2,154	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	3,404	30	SH		DFND	260	0	0	30
UBER TECHNOLOGIES INC	COM	90353T100	2,035	28	SH		DFND	951	0	0	28
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	572	27	SH		DFND	903	0	0	27
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	35,636	946	SH		DFND	392	0	0	946
CSW INDUSTRIALS INC	COM	126402106	1,327	5	SH		DFND	903	0	0	5
ASSURED GUARANTY LTD	COM	G0585R106	849,036	11,005	SH		SOLE		80	0	10,925
DIGITALBRIDGE GROUP INC	CL A NEW	25401T603	726	53	SH		DFND	965	0	0	53
NVIDIA CORPORATION	COM	67066G104	256,963	2,080	SH		DFND	792	2,080	0	0
ROPER TECHNOLOGIES INC	COM	776696106	2,818	5	SH		DFND	665	0	0	5
VERISK ANALYTICS INC	COM	92345Y106	2,426	9	SH		DFND	737	0	0	9
DUPONT DE NEMOURS INC	COM	26614N102	322	4	SH		DFND	903	0	0	4
BOOKING HOLDINGS INC	COM	09857L108	16,815,895	4,245	SH		SOLE		39	0	4,206
INGERSOLL RAND INC	COM	45687V106	1,453	16	SH		DFND	695	0	0	16
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	4,417	68	SH		DFND	456	0	0	68
INTERCONTINENTAL HOTELS GROU	SPONSORED ADS	45857P806	1,165	11	SH		DFND	600	0	0	11
ISHARES TR	CORE MSCI INTL	46435G326	252,123	3,841	SH		DFND	382	0	0	3,841
PHILIP MORRIS INTL INC	COM	718172109	50,294	496	SH		DFND	952	0	0	496
NETAPP INC	COM	64110D104	2,705	21	SH		DFND	736	0	0	21
ARCH RESOURCES INC	CL A	03940R107	15,071	99	SH		DFND	661	0	0	99
MERCK & CO INC	COM	58933Y105	40,854	330	SH		DFND	742	0	0	330
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	84,644	2,247	SH		DFND	375	0	0	2,247
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,702	57	SH		DFND	718	0	0	57
CNO FINL GROUP INC	COM	12621E103	1,192	43	SH		DFND	737	0	0	43
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,024,983	14,226	SH		DFND	190	0	0	14,226
MOSAIC CO NEW	COM	61945C103	2,139	74	SH		DFND	965	0	0	74
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	309	6	SH		DFND	254	0	0	6
WASTE MGMT INC DEL	COM	94106L109	14,934	70	SH		DFND	742	0	0	70
CHURCH & DWIGHT CO INC	COM	171340102	10,368	100	SH		DFND	916	0	0	100
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	935,325	15,568	SH		DFND	642	0	0	15,568
IMPERIAL OIL LTD	COM NEW	453038408	8,327	122	SH		DFND	790	0	0	122
AMGEN INC	COM	031162100	171,848	550	SH		DFND	853	0	0	550
E L F BEAUTY INC	COM	26856L103	10,957	52	SH		DFND	792	52	0	0
EASTMAN KODAK CO	COM NEW	277461406	137,443	25,547	SH		SOLE		0	0	25,547
FIRST CTZNS BANCSHARES INC N	CL A	31946M103	38,723	23	SH		DFND	916	0	0	23
DUKE ENERGY CORP NEW	COM NEW	26441C204	93,354	931	SH		DFND	955	0	0	931
KNOWLES CORP	COM	49926D109	12,341	715	SH		DFND	790	0	0	715
GRAINGER W W INC	COM	384802104	2,707	3	SH		DFND	736	0	0	3
ISHARES INC	CORE MSCI EMKT	46434G103	3,694	69	SH		DFND	476	0	0	69
HALLIBURTON CO	COM	406216101	1,689	50	SH		DFND	970	0	0	50
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,838	280	SH		DFND	107	0	0	280
BANK NEW YORK MELLON CORP	COM	064058100	1,198	20	SH		DFND	600	0	0	20
GARMIN LTD	SHS	H2906T109	489	3	SH		DFND	903	0	0	3
TENABLE HLDGS INC	COM	88025T102	1,656	38	SH		DFND	816	0	0	38
OWENS CORNING NEW	COM	690742101	2,606	15	SH		DFND	577	0	0	15
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	163,501	655	SH		DFND	57	0	0	655
BEST BUY INC	COM	086516101	759	9	SH		DFND	965	0	0	9
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	339	3,000	SH	Call	SOLE		0	0	3,000
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	14,986	208	SH		DFND	32	208	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	263,844	13,212	SH		DFND	104	0	0	13,212
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	20,782	404	SH		DFND	595	0	0	404
KINDER MORGAN INC DEL	COM	49456B101	1,013	51	SH		DFND	713	51	0	0
UNION PAC CORP	COM	907818108	9,050	40	SH		DFND	260	0	0	40
OMEGA HEALTHCARE INVS INC	COM	681936100	1,377,020	40,205	SH		SOLE		271	0	39,934
CITIGROUP INC	COM NEW	172967424	8,377	132	SH		DFND	1	0	0	132
NVIDIA CORPORATION	COM	67066G104	102,538	830	SH		DFND	713	830	0	0
DOMINION ENERGY INC	COM	25746U109	23,079	471	SH		DFND	675	0	0	471
ISHARES TR	CORE S&P500 ETF	464287200	47,062	86	SH		DFND	259	0	0	86
PAYSAFE LIMITED	SHS	G6964L206	390,074	22,063	SH		SOLE		8	0	22,055
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	75,160	1,449	SH		DFND	355	1,449	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	2,369	27	SH		DFND	188	27	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	10,470	125	SH		DFND	86	125	0	0
KIRBY CORP	COM	497266106	779,921	6,514	SH		SOLE		0	0	6,514
SPDR SER TR	PORTFOLIO S&P500	78464A854	33,664	526	SH		DFND	18	0	0	526
AVERY DENNISON CORP	COM	053611109	656	3	SH		DFND	965	0	0	3
COLGATE PALMOLIVE CO	COM	194162103	10,092	104	SH		DFND	791	104	0	0
ENTERGY CORP NEW	COM	29364G103	749	7	SH		DFND	600	0	0	7
CYBERARK SOFTWARE LTD	SHS	M2682V108	2,853,685	10,437	SH		SOLE		2	0	10,435
HYATT HOTELS CORP	COM CL A	448579102	9,723	64	SH		DFND	792	64	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	3,003	39	SH		DFND	951	0	0	39
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	50,922	204	SH		DFND	806	0	0	204
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	12,840	48	SH		DFND	223	0	0	48
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	9,390	190	SH		DFND	765	0	0	190
SPDR SER TR	PORTFOLIO S&P400	78464A847	17,237	336	SH		DFND	873	0	0	336
YUM BRANDS INC	COM	988498101	39,738	300	SH		DFND	142	0	0	300
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	40,432	786	SH		DFND	18	0	0	786
HILTON GRAND VACATIONS INC	COM	43283X105	490,012	12,120	SH		SOLE		49	0	12,071
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,285,119	4,090	SH		DFND	135	4,090	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	9,815	85	SH		DFND	115	0	0	85
IONQ INC	COM	46222L108	115,897	16,486	SH		SOLE		0	0	16,486
WISDOMTREE TR	INTL LRGCAP DV	97717W794	364,271	7,182	SH		DFND	720	0	0	7,182
ELI LILLY & CO	COM	532457108	72,430	80	SH		DFND	742	0	0	80
ISHARES TR	CORE S&P500 ETF	464287200	146,110	267	SH		DFND	394	0	0	267
NOMURA HLDGS INC	SPONSORED ADR	65535H208	1,353	234	SH		DFND	189	234	0	0
SQUARESPACE INC	CLASS A	85225A107	221,510	5,077	SH		SOLE		9	0	5,068
NETFLIX INC	COM	64110L106	26,995	40	SH		DFND	791	40	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	41,513	840	SH		DFND	751	0	0	840
INSTALLED BLDG PRODS INC	COM	45780R101	8,433	41	SH		DFND	791	41	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	9,943	138	SH		DFND	435	0	0	138
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	36,916	138	SH		DFND	852	138	0	0
MGM RESORTS INTERNATIONAL	COM	552953101	1,778	40	SH		DFND	736	0	0	40
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,160	65	SH		DFND	254	0	0	65
BLOOM ENERGY CORP	COM CL A	093712107	15,337	1,253	SH		DFND	661	0	0	1,253
JPMORGAN CHASE & CO.	COM	46625H100	6,270	31	SH		DFND	268	0	0	31
ALARM COM HLDGS INC	COM	011642105	572	9	SH		DFND	903	0	0	9
ISHARES INC	CORE MSCI EMKT	46434G103	542,473	10,134	SH		DFND	98	0	0	10,134
SPDR SER TR	PRTFLO S&P500 GW	78464A409	26,722,482	333,489	SH		SOLE		0	0	333,489
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	84,122	337	SH		DFND	394	0	0	337
ESSENTIAL UTILS INC	COM	29670G102	709	19	SH		DFND	695	0	0	19
AT&T INC	COM	00206R102	47,775	2,500	SH		DFND	922	0	0	2,500
BANCO SANTANDER S.A.	ADR	05964H105	2,241	484	SH		DFND	665	0	0	484
ROPER TECHNOLOGIES INC	COM	776696106	3,946	7	SH		DFND	970	0	0	7
BYLINE BANCORP INC	COM	124411109	17,496	737	SH		DFND	661	0	0	737
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	18,409	18	SH		DFND	707	0	0	18
SPDR SER TR	PORTFOLIO S&P400	78464A847	25,188	491	SH		DFND	596	0	0	491
TORONTO DOMINION BK ONT	COM NEW	891160509	1,374	25	SH		DFND	951	0	0	25
ACADEMY SPORTS & OUTDOORS IN	COM	00402L107	17,147	322	SH		DFND	661	0	0	322
NEWMONT CORP	COM	651639106	3,182	76	SH		DFND	970	0	0	76
MINERALS TECHNOLOGIES INC	COM	603158106	231,434	2,783	SH		SOLE		6	0	2,777
INVESCO CALIF VALUE MUN INCO	COM	46132H106	261,204	25,068	SH		SOLE		0	0	25,068
SPDR SER TR	PORTFOLIO S&P400	78464A847	53,301	1,039	SH		DFND	229	0	0	1,039
AIR PRODS & CHEMS INC	COM	009158106	516	2	SH		DFND	697	0	0	2
BANK AMERICA CORP	COM	060505104	4,534	114	SH		DFND	810	0	0	114
ECOLAB INC	COM	278865100	1,428	6	SH		DFND	737	0	0	6
CARGURUS INC	COM CL A	141788109	1,703	65	SH		DFND	816	0	0	65
ISHARES INC	CORE MSCI EMKT	46434G103	46,143	862	SH		DFND	715	0	0	862
PARK HOTELS & RESORTS INC	COM	700517105	388,611	25,942	SH		SOLE		0	0	25,942
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,147	134	SH		DFND	920	0	0	134
ISHARES TR	MSCI EMG MKT ETF	464287234	433,183	10,171	SH		DFND	1	0	0	10,171
MICROSTRATEGY INC	CL A NEW	594972408	2,755	2	SH		DFND	816	0	0	2
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	66,780,991	1,000,165	SH		SOLE		0	0	1,000,165
INVESCO EXCH TRADED FD TR II	FTSE RAFI EMNG	46138E727	1,725,017	85,186	SH		SOLE		0	0	85,186
DOUGLAS EMMETT INC	COM	25960P109	27,272	2,049	SH		DFND	661	0	0	2,049
LOWES COS INC	COM	548661107	8,377	38	SH		DFND	188	38	0	0
NEWMONT CORP	COM	651639106	628	15	SH		DFND	903	0	0	15
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	79,683	2,074	SH		DFND	335	0	0	2,074
CATERPILLAR INC	COM	149123101	216,515	650	SH		DFND	400	0	0	650
SALESFORCE INC	COM	79466L302	4,371	17	SH		DFND	810	0	0	17
SONOCO PRODS CO	COM	835495102	710	14	SH		DFND	965	0	0	14
ISHARES TR	NATIONAL MUN ETF	464288414	331,903	3,115	SH		DFND	223	0	0	3,115
HSBC HLDGS PLC	SPON ADR NEW	404280406	72,906	1,676	SH		DFND	661	0	0	1,676
EVEREST GROUP LTD	COM	G3223R108	381	1	SH		DFND	810	0	0	1
MATADOR RES CO	COM	576485205	954	16	SH		DFND	970	0	0	16
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	62,547	963	SH		DFND	691	963	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	74,284	1,031	SH		DFND	212	0	0	1,031
ISHARES INC	FRONTIER AND SEL	464286145	631,949	23,013	SH		SOLE		0	0	23,013
COURSERA INC	COM	22266M104	15,007	2,096	SH		DFND	661	0	0	2,096
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	15,768	219	SH		DFND	449	219	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	68,934	1,147	SH		DFND	961	0	0	1,147
TRAVELERS COMPANIES INC	COM	89417E109	8,337	41	SH		DFND	792	41	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	196,642	3,273	SH		DFND	798	0	0	3,273
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	1,967	152	SH		DFND	951	0	0	152
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	4,244	31	SH		DFND	969	0	0	31
ABERCROMBIE & FITCH CO	CL A	002896207	5,513	31	SH		DFND	790	0	0	31
PACCAR INC	COM	693718108	1,750	17	SH		DFND	816	0	0	17
VANGUARD INDEX FDS	MID CAP ETF	922908629	153,333	633	SH		DFND	250	0	0	633
MERCK & CO INC	COM	58933Y105	2,476	20	SH		DFND	266	0	0	20
KRAFT HEINZ CO	COM	500754106	257,760	8,000	SH		DFND	835	8,000	0	0
CRH PLC	ORD	G25508105	1,575	21	SH		DFND	810	0	0	21
ALIGNMENT HEALTHCARE INC	COM	01625V104	79,725	10,195	SH		SOLE		19	0	10,176
ISHARES INC	CORE MSCI EMKT	46434G103	82,016	1,532	SH		DFND	249	0	0	1,532
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	1,570	8	SH		DFND	969	0	0	8
FERRARI N V	COM	N3167Y103	88,208	216	SH		DFND	661	0	0	216
AMGEN INC	COM	031162100	20,309	65	SH		DFND	29	0	0	65
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	12,135	250	SH		DFND	399	250	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,957	161	SH		DFND	223	0	0	161
MICROSTRATEGY INC	CL A NEW	594972408	9,028,526	6,554	SH		SOLE		6	0	6,548
NEXTERA ENERGY INC	COM	65339F101	1,204	17	SH		DFND	933	0	0	17
SELECT SECTOR SPDR TR	INDL	81369Y704	36,561	300	SH		DFND	178	0	0	300
SPDR SER TR	PORTFOLIO S&P400	78464A847	52,788	1,029	SH		DFND	488	0	0	1,029
TENABLE HLDGS INC	COM	88025T102	413,661	9,492	SH		SOLE		47	0	9,445
TEXAS INSTRS INC	COM	882508104	7,587	39	SH		DFND	805	0	0	39
VALARIS LTD	CL A	G9460G101	21,307	286	SH		DFND	661	0	0	286
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	84,616	2,246	SH		DFND	337	0	0	2,246
INCYTE CORP	COM	45337C102	424	7	SH		DFND	600	0	0	7
HANESBRANDS INC	COM	410345102	237,355	48,145	SH		SOLE		75	0	48,070
CAMDEN PPTY TR	SH BEN INT	133131102	2,291	21	SH		DFND	969	0	0	21
ESSENTIAL UTILS INC	COM	29670G102	28,595	766	SH		DFND	661	0	0	766
CONSTELLATION BRANDS INC	CL A	21036P108	515	2	SH		DFND	951	0	0	2
US BANCORP DEL	COM NEW	902973304	437	11	SH		DFND	951	0	0	11
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	31,955	492	SH		DFND	564	0	0	492
CARNIVAL CORP	UNIT 99/99/9999	143658300	3,538	189	SH		DFND	188	189	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	10,666	100	SH		DFND	703	0	0	100
ISHARES INC	CORE MSCI EMKT	46434G103	3,265	61	SH		DFND	592	0	0	61
TESLA INC	COM	88160R101	792	4	SH		DFND	934	0	0	4
ISHARES TR	INTL DEV RE ETF	464288489	1	0	SH		DFND	290	0	0	0
NEWS CORP NEW	CL A	65249B109	4,163	151	SH		DFND	188	151	0	0
JACK IN THE BOX INC	COM	466367109	394,234	7,739	SH		SOLE		20	0	7,719
ISHARES TR	SHRT NAT MUN ETF	464288158	456,465	4,366	SH		DFND	629	0	0	4,366
EATON CORP PLC	SHS	G29183103	5,017	16	SH		DFND	474	0	0	16
FIRSTENERGY CORP	COM	337932107	1,225	32	SH		DFND	737	0	0	32
EXPEDITORS INTL WASH INC	COM	302130109	624	5	SH		DFND	600	0	0	5
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	363,853	5,050	SH		DFND	360	0	0	5,050
AMEREN CORP	COM	023608102	2,133	30	SH		DFND	736	0	0	30
CITIGROUP INC	COM NEW	172967424	7,234	114	SH		DFND	737	0	0	114
SPDR S&P 500 ETF TR	TR UNIT	78462F103	211,702	389	SH		DFND	528	0	0	389
CBIZ INC	COM	124805102	1,180,561	15,932	SH		SOLE		20	0	15,912
SPDR SER TR	RUSSELL YIELD	78468R770	59,235	571	SH		DFND	871	0	0	571
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	8,254	92	SH		DFND	614	0	0	92
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	37,949	988	SH		DFND	797	0	0	988
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	40,529	624	SH		DFND	568	0	0	624
MILLERKNOLL INC	COM	600544100	556	21	SH		DFND	903	0	0	21
MANHATTAN ASSOCIATES INC	COM	562750109	1,795,090	7,277	SH		SOLE		1	0	7,276
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	141,784	568	SH		DFND	759	0	0	568
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	24,659	642	SH		DFND	177	0	0	642
VISA INC	COM CL A	92826C839	4,736,009	18,044	SH		DFND	1	0	0	18,044
AIRBNB INC	COM CL A	009066101	20,085,822	132,466	SH		SOLE		139	0	132,327
LOWES COS INC	COM	548661107	1,322,760	6,000	SH		DFND	1	0	0	6,000
TRANSUNION	COM	89400J107	557,980	7,524	SH		SOLE		6	0	7,518
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,295	26	SH		DFND	864	0	0	26
ROYAL BK CDA	COM	780087102	1,489	14	SH		DFND	951	0	0	14
ISHARES TR	CORE TOTAL USD	46434V613	2,291,602	50,677	SH		SOLE		0	0	50,677
SENDAS DISTRIBUIDORA S A	SPON ADS	81689T104	521	56	SH		DFND	665	0	0	56
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	1,002,699	19,331	SH		DFND	607	0	0	19,331
QORVO INC	COM	74736K101	1,129,707	9,736	SH		SOLE		11	0	9,725
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	977	19	SH		DFND	650	0	0	19
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,133	99	SH		DFND	346	0	0	99
ALLEGRO MICROSYSTEMS INC	COM	01749D105	489,936	17,349	SH		SOLE		161	0	17,188
CF INDS HLDGS INC	COM	125269100	1,665,191	22,466	SH		SOLE		16	0	22,450
A10 NETWORKS INC	COM	002121101	167,308	12,080	SH		SOLE		0	0	12,080
SPDR SER TR	PORTFOLIO SHORT	78464A474	123,908	4,172	SH		DFND	561	0	0	4,172
WELLTOWER INC	COM	95040Q104	113,633	1,090	SH		DFND	1	0	0	1,090
FRANCO NEV CORP	COM	351858105	23,585	199	SH		DFND	916	0	0	199
PRUDENTIAL PLC	ADR	74435K204	20,335	1,110	SH		DFND	675	0	0	1,110
SHORE BANCSHARES INC	COM	825107105	330,248	28,843	SH		SOLE		0	0	28,843
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	459,301	1,840	SH		DFND	163	0	0	1,840
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	269,025	6,436	SH		DFND	1	0	0	6,436
US BANCORP DEL	COM NEW	902973304	24,221,737	610,119	SH		SOLE		2,145	0	607,974
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	87,253	1,211	SH		DFND	804	1,211	0	0
FOMENTO ECONOMICO MEXICANO S	SPON ADR UNITS	344419106	1,399	13	SH		DFND	816	0	0	13
LAM RESEARCH CORP	COM	512807108	33,010	31	SH		DFND	1	0	0	31
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,923	45	SH		DFND	750	45	0	0
FREEPORT-MCMORAN INC	CL B	35671D857	8,861,412	182,334	SH		SOLE		550	0	181,784
NOVO-NORDISK A S	ADR	670100205	34,686	243	SH		DFND	791	243	0	0
EASTERLY GOVT PPTYS INC	COM	27616P103	259,809	21,003	SH		SOLE		31	0	20,972
MERCK & CO INC	COM	58933Y105	14,485	117	SH		DFND	969	0	0	117
FORD MTR CO DEL	COM	345370860	11,865	946	SH		DFND	955	0	0	946
APPLE INC	COM	037833100	123,423	586	SH		DFND	80	0	0	586
UBER TECHNOLOGIES INC	COM	90353T100	3,634	50	SH		DFND	970	0	0	50
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	58,579	144	SH		DFND	503	0	0	144
ISHARES TR	CORE MSCI INTL	46435G326	41,419	631	SH		DFND	206	0	0	631
TRUMP MEDIA & TECHNOLOGY GRO	COM	25400Q105	338,733	10,343	SH		SOLE		0	0	10,343
UNITED RENTALS INC	COM	911363109	6,467	10	SH		DFND	188	10	0	0
CF INDS HLDGS INC	COM	125269100	741	10	SH		DFND	970	0	0	10
SPDR SER TR	PORTFOLIO S&P400	78464A847	225,566	4,397	SH		DFND	103	0	0	4,397
OCEANEERING INTL INC	COM	675232102	198,401	8,386	SH		SOLE		0	0	8,386
COTY INC	COM CL A	222070203	701	70	SH		DFND	965	0	0	70
CARVANA CO	CL A	146869102	2,188	17	SH		DFND	816	0	0	17
VANGUARD INDEX FDS	MID CAP ETF	922908629	34,136	141	SH		DFND	396	0	0	141
MORGAN STANLEY	COM NEW	617446448	2,041	21	SH		DFND	695	0	0	21
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	2,491	21	SH		DFND	69	0	0	21
LAMB WESTON HLDGS INC	COM	513272104	13,562,797	161,308	SH		SOLE		5	0	161,303
ISHARES TR	CORE S&P SCP ETF	464287804	16,959	159	SH		DFND	705	0	0	159
SPDR SER TR	PORTFOLIO S&P400	78464A847	47,760	931	SH		DFND	631	0	0	931
HOME DEPOT INC	COM	437076102	28,916	84	SH		DFND	826	0	0	84
MEDTRONIC PLC	SHS	G5960L103	3,148	40	SH		DFND	695	0	0	40
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	128,554	515	SH		DFND	462	0	0	515
DIAMONDBACK ENERGY INC	COM	25278X109	2,402	12	SH		DFND	695	0	0	12
MICROSOFT CORP	COM	594918104	5,008	1,900	SH	Put	SOLE		0	0	1,900
PALO ALTO NETWORKS INC	COM	697435105	1,017	3	SH		DFND	903	0	0	3
STELLANTIS N.V	SHS	N82405106	4,360,407	219,668	SH		SOLE		1,159	0	218,509
VANGUARD INDEX FDS	GROWTH ETF	922908736	13,090	35	SH		DFND	85	0	0	35
TARGET CORP	COM	87612E106	36,566	247	SH		DFND	661	0	0	247
AGILENT TECHNOLOGIES INC	COM	00846U101	1,167	9	SH		DFND	816	0	0	9
APPLE INC	COM	037833100	26,538	126	SH		DFND	36	0	0	126
UMB FINL CORP	COM	902788108	36,121	433	SH		DFND	661	0	0	433
INTEL CORP	COM	458140100	2,911	94	SH		DFND	816	0	0	94
AMAZON COM INC	COM	023135106	8,117	42	SH		DFND	783	0	0	42
VANECK ETF TRUST	BDC INCOME ETF	92189F411	1,931,924	112,912	SH		SOLE		0	0	112,912
SPDR SER TR	PORTFOLIO S&P600	78468R853	309,315	7,448	SH		DFND	481	0	0	7,448
ABBVIE INC	COM	00287Y109	11,835	69	SH		DFND	965	0	0	69
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	898,300	5,322	SH		DFND	642	0	0	5,322
CONSOLIDATED EDISON INC	COM	209115104	10,730	120	SH		DFND	916	0	0	120
CREDIT ACCEP CORP MICH	COM	225310101	281,530	547	SH		SOLE		3	0	544
DENTSPLY SIRONA INC	COM	24906P109	523	21	SH		DFND	810	0	0	21
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	743,623	15,047	SH		DFND	173	0	0	15,047
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,878	127	SH		DFND	831	0	0	127
ARK ETF TR	AUTNMUS TECHNLGY	00214Q203	336,558	6,109	SH		SOLE		0	0	6,109
KEURIG DR PEPPER INC	COM	49271V100	2,146,267	64,259	SH		SOLE		349	0	63,910
ISHARES TR	NATIONAL MUN ETF	464288414	136,810	1,284	SH		DFND	97	0	0	1,284
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	11,256	217	SH		DFND	566	0	0	217
ISHARES TR	3 7 YR TREAS BD	464288661	18,937	164	SH		DFND	65	0	0	164
SPDR SER TR	PORTFOLIO SHORT	78464A474	103,118	3,472	SH		DFND	153	0	0	3,472
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	13,617	189	SH		DFND	844	0	0	189
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	6,983	73	SH		DFND	374	0	0	73
GE VERNOVA INC	COM	36828A101	858	5	SH		DFND	810	0	0	5
CNFINANCE HLDGS LTD	SPON ADS	18979T105	31,298	19,320	SH		SOLE		0	0	19,320
LAMB WESTON HLDGS INC	COM	513272104	5,549	66	SH		DFND	941	0	0	66
ISHARES TR	ESG AWRE USD ETF	46435G193	13,109	577	SH		DFND	157	0	0	577
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,720	85	SH		DFND	883	0	0	85
SPDR SER TR	PORTFOLIO S&P400	78464A847	451,286	8,797	SH		DFND	203	8,797	0	0
JAZZ PHARMACEUTICALS PLC	SHS USD	G50871105	1,387	13	SH		DFND	737	0	0	13
ISHARES TR	CORE S&P500 ETF	464287200	13,134	24	SH		DFND	291	0	0	24
SPS COMM INC	COM	78463M107	11,854	63	SH		DFND	790	0	0	63
VERTEX PHARMACEUTICALS INC	COM	92532F100	4,218	9	SH		DFND	980	0	0	9
SADOT GROUP INC	COM	627333107	6,402	16,773	SH		SOLE		0	0	16,773
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,980	235	SH		DFND	934	0	0	235
RALPH LAUREN CORP	CL A	751212101	339,791	1,941	SH		SOLE		0	0	1,941
MR COOPER GROUP INC	COM	62482R107	406	5	SH		DFND	903	0	0	5
UBER TECHNOLOGIES INC	COM	90353T100	945	13	SH		DFND	697	0	0	13
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	110,800	2,242	SH		DFND	54	0	0	2,242
DIMENSIONAL ETF TRUST	INTL SMALL CAP V	25434V781	38,985	1,449	SH		DFND	905	0	0	1,449
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	29,355	594	SH		DFND	215	0	0	594
ALTRIA GROUP INC	COM	02209S103	410	9	SH		DFND	903	0	0	9
APPLE INC	COM	037833100	7,846	16,500	SH	Put	SOLE		0	0	16,500
CYBERARK SOFTWARE LTD	SHS	M2682V108	7,929	29	SH		DFND	707	0	0	29
SALESFORCE INC	COM	79466L302	6,428	25	SH		DFND	149	0	0	25
PROCTER AND GAMBLE CO	COM	742718109	25,233	153	SH		DFND	820	0	0	153
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	305,862	5,946	SH		DFND	417	0	0	5,946
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,695	7	SH		DFND	177	0	0	7
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	125,079	1,736	SH		DFND	734	0	0	1,736
NEWMONT CORP	COM	651639106	1,465	35	SH		DFND	736	0	0	35
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,448	272	SH		DFND	724	0	0	272
EMERSON ELEC CO	COM	291011104	18,947,463	171,999	SH		SOLE		334	0	171,665
MICROCHIP TECHNOLOGY INC.	COM	595017104	4,575	50	SH		DFND	737	0	0	50
NEW JERSEY RES CORP	COM	646025106	32,269	755	SH		DFND	675	0	0	755
ING GROEP N.V.	SPONSORED ADR	456837103	34,331	2,003	SH		DFND	675	0	0	2,003
CHUBB LIMITED	COM	H1467J104	1,530	6	SH		DFND	810	0	0	6
GILEAD SCIENCES INC	COM	375558103	3,293	48	SH		DFND	188	48	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	72,702	613	SH		DFND	374	0	0	613
VENTAS INC	COM	92276F100	666	13	SH		DFND	695	0	0	13
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	11,762	238	SH		DFND	803	0	0	238
UNUM GROUP	COM	91529Y106	3,723,137	72,846	SH		SOLE		0	0	72,846
SHERWIN WILLIAMS CO	COM	824348106	895	3	SH		DFND	600	0	0	3
EXXON MOBIL CORP	COM	30231G102	29,240	254	SH		DFND	39	0	0	254
META PLATFORMS INC	CL A	30303M102	504	1	SH		DFND	416	0	0	1
INTEL CORP	COM	458140100	2,292	74	SH		DFND	951	0	0	74
ISHARES TR	EAFE SML CP ETF	464288273	8,136	132	SH		DFND	96	0	0	132
SPDR SER TR	PORTFOLIO SHORT	78464A474	31,393	1,057	SH		DFND	263	0	0	1,057
DIGITAL RLTY TR INC	COM	253868103	608	4	SH		DFND	697	0	0	4
HORMEL FOODS CORP	COM	440452100	1,342	44	SH		DFND	816	0	0	44
JONES LANG LASALLE INC	COM	48020Q107	1,026	5	SH		DFND	600	0	0	5
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	188,463	755	SH		DFND	21	0	0	755
SAP SE	SPON ADR	803054204	10,892	54	SH		DFND	493	0	0	54
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,376	100	SH		DFND	470	100	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	4,818	90	SH		DFND	402	0	0	90
SOUTHSTATE CORPORATION	COM	840441109	459	6	SH		DFND	903	0	0	6
EVERGY INC	COM	30034W106	1,059	20	SH		DFND	188	20	0	0
AON PLC	SHS CL A	G0403H108	4,697	16	SH		DFND	713	16	0	0
INTERDIGITAL INC	COM	45867G101	699	6	SH		DFND	965	0	0	6
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	98,884	2,625	SH		DFND	562	0	0	2,625
NORTHERN OIL & GAS INC	COM	665531307	2,639	71	SH		DFND	790	0	0	71
CARRIER GLOBAL CORPORATION	COM	14448C104	8,200	130	SH		DFND	154	0	0	130
AMAZON COM INC	COM	023135106	2,899	15	SH		DFND	415	0	0	15
ISHARES TR	ESG AWARE MSCI	46435U663	188,458	4,895	SH		DFND	580	0	0	4,895
GLAUKOS CORP	COM	377322102	886,086	7,487	SH		SOLE		28	0	7,459
MARKEL GROUP INC	COM	570535104	9,454	6	SH		DFND	791	6	0	0
WORKIVA INC	COM CL A	98139A105	584	8	SH		DFND	810	0	0	8
PEPSICO INC	COM	713448108	15,009	91	SH		DFND	790	0	0	91
CROSSFIRST BANKSHARES INC	COM	22766M109	1,570	112	SH		DFND	816	0	0	112
LENNAR CORP	CL A	526057104	2,665,213	17,783	SH		SOLE		85	0	17,698
ISHARES TR	CORE S&P500 ETF	464287200	138,449	253	SH		DFND	715	0	0	253
ISHARES TR	SHRT NAT MUN ETF	464288158	11,396	109	SH		DFND	625	0	0	109
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	26,824	413	SH		DFND	405	0	0	413
UNITED MICROELECTRONICS CORP	SPON ADR NEW	910873405	1,708	195	SH		DFND	810	0	0	195
ISHARES TR	CORE S&P500 ETF	464287200	63,479	116	SH		DFND	574	0	0	116
GILEAD SCIENCES INC	COM	375558103	3,225	47	SH		DFND	970	0	0	47
EATON CORP PLC	SHS	G29183103	75,252	240	SH		DFND	742	0	0	240
XCEL ENERGY INC	COM	98389B100	534	10	SH		DFND	903	0	0	10
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	249,620	1,000	SH		DFND	939	0	0	1,000
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	21,421	268	SH		DFND	3	0	0	268
SHERWIN WILLIAMS CO	COM	824348106	12,832	43	SH		DFND	476	0	0	43
ISHARES INC	CORE MSCI EMKT	46434G103	11,616	217	SH		DFND	831	0	0	217
ENOVIX CORPORATION	COM	293594107	511,479	33,084	SH		SOLE		36	0	33,048
BANCFIRST CORP	COM	05945F103	805,788	9,188	SH		SOLE		6	0	9,182
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	12,461	214	SH		DFND	804	214	0	0
CATERPILLAR INC	COM	149123101	1,399,020	4,200	SH		DFND	926	0	0	4,200
SUNCOKE ENERGY INC	COM	86722A103	1,245	127	SH		DFND	965	0	0	127
FLYWIRE CORPORATION	COM VTG	302492103	17,111	1,044	SH		DFND	661	0	0	1,044
VERISIGN INC	COM	92343E102	6,223	35	SH		DFND	188	35	0	0
TWILIO INC	CL A	90138F102	852	15	SH		DFND	969	0	0	15
NIKE INC	CL B	654106103	754	10	SH		DFND	600	0	0	10
DENNYS CORP	COM	24869P104	440	62	SH		DFND	600	0	0	62
EQUINIX INC	COM	29444U700	2,270	3	SH		DFND	816	0	0	3
NASDAQ INC	COM	631103108	964	16	SH		DFND	600	0	0	16
QUANTUMSCAPE CORP	COM CL A	74767V109	150,381	30,565	SH		SOLE		22	0	30,543
ALPHABET INC	CAP STK CL C	02079K107	209,099	1,140	SH		DFND	154	0	0	1,140
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	6,674	618	SH		DFND	189	618	0	0
EXPONENT INC	COM	30214U102	1,617	17	SH		DFND	810	0	0	17
ISHARES TR	CORE S&P500 ETF	464287200	234,762	429	SH		DFND	534	0	0	429
FRANKLIN RESOURCES INC	COM	354613101	6,213	278	SH		DFND	471	0	0	278
MCKESSON CORP	COM	58155Q103	16,937	29	SH		DFND	737	0	0	29
AMERICAN TOWER CORP NEW	COM	03027X100	583	3	SH		DFND	697	0	0	3
RELX PLC	SPONSORED ADR	759530108	551	12	SH		DFND	903	0	0	12
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	9,850	50	SH		DFND	177	0	0	50
SPDR SER TR	PORTFOLIO S&P500	78464A854	89,216	1,394	SH		DFND	292	1,394	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	10,481	180	SH		DFND	538	0	0	180
HONEYWELL INTL INC	COM	438516106	4,911	23	SH		DFND	713	23	0	0
SCHWAB CHARLES CORP	COM	808513105	49,667	674	SH		DFND	517	0	0	674
MASTERCARD INCORPORATED	CL A	57636Q104	882	2	SH		DFND	933	0	0	2
PEDIATRIX MEDICAL GROUP INC	COM	58502B106	156,066	20,671	SH		SOLE		0	0	20,671
DISNEY WALT CO	COM	254687106	5,660	57	SH		DFND	703	0	0	57
KLA CORP	COM NEW	482480100	2,474	3	SH		DFND	665	0	0	3
ISHARES TR	US AER DEF ETF	464288760	4,754	36	SH		DFND	715	0	0	36
IDEXX LABS INC	COM	45168D104	487	1	SH		DFND	600	0	0	1
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	591	3	SH		DFND	713	3	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	60,731	781	SH		DFND	605	0	0	781
SITEONE LANDSCAPE SUPPLY INC	COM	82982L103	486	4	SH		DFND	951	0	0	4
VERIZON COMMUNICATIONS INC	COM	92343V104	7,753	188	SH		DFND	329	0	0	188
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	172,906	4,403	SH		DFND	911	0	0	4,403
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	987	11	SH		DFND	782	0	0	11
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	2,908	33	SH		DFND	790	0	0	33
ISHARES INC	CORE MSCI EMKT	46434G103	589	11	SH		DFND	65	0	0	11
SERVICENOW INC	COM	81762P102	3,147	4	SH		DFND	27	0	0	4
SPDR S&P 500 ETF TR	TR UNIT	78462F103	23,946	44	SH		DFND	938	0	0	44
DANAHER CORPORATION	COM	235851102	6,246	25	SH		DFND	713	25	0	0
ALLISON TRANSMISSION HLDGS I	COM	01973R101	2,505	33	SH		DFND	970	0	0	33
EXPEDITORS INTL WASH INC	COM	302130109	1,497	12	SH		DFND	713	12	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	14,820	499	SH		DFND	61	0	0	499
ISHARES TR	7-10 YR TRSY BD	464287440	5,263,062	56,199	SH		SOLE		0	0	56,199
BALCHEM CORP	COM	057665200	62,504	406	SH		DFND	675	0	0	406
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	97,412	1,352	SH		DFND	187	0	0	1,352
ISHARES TR	CORE S&P500 ETF	464287200	73,876	135	SH		DFND	115	0	0	135
SPDR SER TR	PORTFOLIO S&P500	78464A854	69,952	1,093	SH		DFND	46	0	0	1,093
WALMART INC	COM	931142103	40,423	597	SH		DFND	480	0	0	597
MSA SAFETY INC	COM	553498106	563	3	SH		DFND	713	3	0	0
EATON CORP PLC	SHS	G29183103	4,703	15	SH		DFND	697	0	0	15
YUM BRANDS INC	COM	988498101	39,738	300	SH		DFND	141	0	0	300
ISHARES TR	SHRT NAT MUN ETF	464288158	167,175	1,599	SH		DFND	272	0	0	1,599
GRAINGER W W INC	COM	384802104	1,804	2	SH		DFND	665	0	0	2
CARRIER GLOBAL CORPORATION	COM	14448C104	694	11	SH		DFND	665	0	0	11
CRINETICS PHARMACEUTICALS IN	COM	22663K107	1,165	26	SH		DFND	810	0	0	26
NRG ENERGY INC	COM NEW	629377508	389	5	SH		DFND	515	0	0	5
DUPONT DE NEMOURS INC	COM	26614N102	1,368	17	SH		DFND	736	0	0	17
FB FINL CORP	COM	30257X104	1,717	44	SH		DFND	816	0	0	44
ISHARES TR	RUS 1000 VAL ETF	464287598	103,461	593	SH		DFND	645	0	0	593
B2GOLD CORP	COM	11777Q209	182,514	67,598	SH		SOLE		0	0	67,598
APA CORPORATION	COM	03743Q108	2,502	85	SH		DFND	737	0	0	85
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	28,624	107	SH		DFND	54	0	0	107
CROWDSTRIKE HLDGS INC	CL A	22788C105	2,682	7	SH		DFND	810	0	0	7
JPMORGAN CHASE & CO.	COM	46625H100	4,045	20	SH		DFND	980	0	0	20
ISHARES TR	RUS 1000 VAL ETF	464287598	46,409	266	SH		DFND	42	0	0	266
APPLE INC	COM	037833100	259,694	1,233	SH		DFND	792	1,233	0	0
HUNT J B TRANS SVCS INC	COM	445658107	1,280	8	SH		DFND	737	0	0	8
CVS HEALTH CORP	COM	126650100	82,684	1,400	SH		DFND	853	0	0	1,400
BLUE OWL CAPITAL INC	COM CL A	09581B103	834	47	SH		DFND	697	0	0	47
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	50,771	987	SH		DFND	411	0	0	987
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	24,661	703	SH		DFND	311	0	0	703
SOUTHWEST AIRLS CO	COM	844741108	8,039	281	SH		DFND	791	281	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,807	74	SH		DFND	431	0	0	74
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	15,861	264	SH		DFND	684	264	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	229,599	6,545	SH		DFND	18	0	0	6,545
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	109,526	1,823	SH		DFND	534	0	0	1,823
BANK AMERICA CORP	COM	060505104	1,432	36	SH		DFND	934	0	0	36
UNITEDHEALTH GROUP INC	COM	91324P102	3,565	7	SH		DFND	903	0	0	7
APPLE INC	COM	037833100	21,904	104	SH		DFND	155	0	0	104
DAYFORCE INC	COM	15677J108	546	11	SH		DFND	810	0	0	11
BAKER HUGHES COMPANY	CL A	05722G100	82,122	2,335	SH		DFND	1	0	0	2,335
WISDOMTREE TR	US MIDCAP DIVID	97717W505	3,555	76	SH		DFND	71	0	0	76
TEXAS INSTRS INC	COM	882508104	29,180	150	SH		DFND	538	0	0	150
AEROVIRONMENT INC	COM	008073108	742,326	4,075	SH		SOLE		17	0	4,058
PROCTER AND GAMBLE CO	COM	742718109	17,976	109	SH		DFND	695	0	0	109
TRADEWEB MKTS INC	CL A	892672106	501,937	4,735	SH		SOLE		110	0	4,625
COLGATE PALMOLIVE CO	COM	194162103	50,461	520	SH		DFND	916	0	0	520
NETFLIX INC	COM	64110L106	2,025	3	SH		DFND	577	0	0	3
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,257,308	19,569	SH		DFND	820	0	0	19,569
ELECTRONIC ARTS INC	COM	285512109	557	4	SH		DFND	268	0	0	4
GERMAN AMERN BANCORP INC	COM	373865104	7,211	204	SH		DFND	792	204	0	0
ISHARES TR	EAFE SML CP ETF	464288273	48,757	791	SH		DFND	664	0	0	791
NIKE INC	CL B	654106103	92,328	1,225	SH		DFND	1	0	0	1,225
MASTERCARD INCORPORATED	CL A	57636Q104	8,823	20	SH		DFND	713	20	0	0
INCYTE CORP	COM	45337C102	1,516	25	SH		DFND	736	0	0	25
MADDEN STEVEN LTD	COM	556269108	456,459	10,791	SH		SOLE		49	0	10,742
NVIDIA CORPORATION	COM	67066G104	13,589	110	SH		DFND	702	110	0	0
KIMBERLY-CLARK CORP	COM	494368103	1,244	9	SH		DFND	737	0	0	9
CHARTER COMMUNICATIONS INC N	CL A	16119P108	2,392	8	SH		DFND	736	0	0	8
PEPSICO INC	COM	713448108	1,649	10	SH		DFND	493	0	0	10
COMCAST CORP NEW	CL A	20030N101	7,675	196	SH		DFND	737	0	0	196
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,160	52	SH		DFND	969	0	0	52
UNITED PARKS & RESORTS INC	COM	81282V100	63,054	1,161	SH		DFND	675	0	0	1,161
CUMMINS INC	COM	231021106	3,046	11	SH		DFND	473	0	0	11
LIVANOVA PLC	SHS	G5509L101	201,135	3,669	SH		SOLE		81	0	3,588
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	26,082	982	SH		DFND	255	0	0	982
ROCKWELL AUTOMATION INC	COM	773903109	6,902,138	25,073	SH		SOLE		122	0	24,951
MASTERCARD INCORPORATED	CL A	57636Q104	9,706	22	SH		DFND	156	0	0	22
ADOBE INC	COM	00724F101	9,444	17	SH		DFND	713	17	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	181,073	4,713	SH		DFND	570	0	0	4,713
ISHARES INC	CORE MSCI EMKT	46434G103	9,903	185	SH		DFND	678	185	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,666	37	SH		DFND	259	0	0	37
BRINKER INTL INC	COM	109641100	3,402	47	SH		DFND	791	47	0	0
SPDR GOLD TR	GOLD SHS	78463V107	15,266	71	SH		DFND	432	0	0	71
ISHARES TR	CORE S&P500 ETF	464287200	88,104	161	SH		DFND	63	0	0	161
SPDR SER TR	PORTFOLIO S&P400	78464A847	97,829	1,907	SH		DFND	205	0	0	1,907
POWER INTEGRATIONS INC	COM	739276103	36,569	521	SH		DFND	675	0	0	521
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	11,894	142	SH		DFND	79	0	0	142
ADAPTHEALTH CORP	COMMON STOCK	00653Q102	17,120	1,712	SH		DFND	661	0	0	1,712
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	247,284	6,438	SH		DFND	176	0	0	6,438
HUBSPOT INC	COM	443573100	3,509,692	5,951	SH		SOLE		2	0	5,949
EQUIFAX INC	COM	294429105	11,638	48	SH		DFND	916	0	0	48
SHERWIN WILLIAMS CO	COM	824348106	2,767,043	9,272	SH		DFND	1	0	0	9,272
OXFORD SQUARE CAP CORP	COM	69181V107	102,127	34,737	SH		SOLE		0	0	34,737
ISHARES TR	CORE US AGGBD ET	464287226	79,694	821	SH		DFND	379	0	0	821
WILLAMETTE VY VINEYARD INC	COM	969136100	61,308	15,600	SH		SOLE		0	0	15,600
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	54,407,081	873,869	SH		SOLE		0	0	873,869
CRANE COMPANY	COMMON STOCK	224408104	1,846,497	12,736	SH		SOLE		0	0	12,736
SPDR SER TR	PORTFOLIO S&P600	78468R853	575,689	13,862	SH		DFND	98	0	0	13,862
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	10,284	273	SH		DFND	288	273	0	0
PEPSICO INC	COM	713448108	13,854	84	SH		DFND	736	0	0	84
ISHARES TR	CORE S&P500 ETF	464287200	16,964	31	SH		DFND	354	0	0	31
COCA COLA CO	COM	191216100	63,714	1,001	SH		DFND	382	0	0	1,001
BOEING CO	COM	097023105	54,603	300	SH		DFND	742	0	0	300
QUALYS INC	COM	74758T303	4,278	30	SH		DFND	792	30	0	0
ALLSTATE CORP	COM	020002101	16,126	101	SH		DFND	826	0	0	101
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	9,093	140	SH		DFND	221	140	0	0
CORPAY INC	COM SHS	219948106	2,131	8	SH		DFND	970	0	0	8
FLEX LTD	ORD	Y2573F102	3,185	108	SH		DFND	268	0	0	108
ISHARES INC	CORE MSCI EMKT	46434G103	243,936	4,557	SH		DFND	867	0	0	4,557
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	72,703	1,930	SH		DFND	197	0	0	1,930
SENSIENT TECHNOLOGIES CORP	COM	81725T100	668	9	SH		DFND	903	0	0	9
FIRST FINL CORP IND	COM	320218100	2,655	72	SH		DFND	816	0	0	72
CAVCO INDS INC DEL	COM	149568107	3,116	9	SH		DFND	791	9	0	0
PEARSON PLC	SPONSORED ADR	705015105	11,868	951	SH		DFND	916	0	0	951
ALCON AG	ORD SHS	H01301128	6,592	74	SH		DFND	791	74	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,429	29	SH		DFND	423	0	0	29
OAKTREE SPECIALTY LENDING CO	COM	67401P405	838,852	44,596	SH		SOLE		0	0	44,596
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	17,540	500	SH		DFND	230	0	0	500
SPDR SER TR	PORTFOLIO S&P400	78464A847	44,221	862	SH		DFND	391	0	0	862
ABBVIE INC	COM	00287Y109	26,071	152	SH		DFND	820	0	0	152
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	207,675	5,513	SH		DFND	653	0	0	5,513
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	390	6	SH		DFND	253	0	0	6
SPDR SER TR	RUSSELL YIELD	78468R770	15,665	151	SH		DFND	726	0	0	151
LKQ CORP	COM	501889208	582	14	SH		DFND	810	0	0	14
KRAFT HEINZ CO	COM	500754106	1,643	51	SH		DFND	188	51	0	0
ATMOS ENERGY CORP	COM	049560105	4,783	41	SH		DFND	188	41	0	0
APTARGROUP INC	COM	038336103	422	3	SH		DFND	903	0	0	3
SPDR SER TR	PORTFOLIO S&P600	78468R853	498	12	SH		DFND	113	0	0	12
TPG INC	COM CL A	872657101	17,658	426	SH		DFND	661	0	0	426
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	19,918	384	SH		DFND	336	0	0	384
TEXAS ROADHOUSE INC	COM	882681109	1,889	11	SH		DFND	737	0	0	11
KLA CORP	COM NEW	482480100	2,474	3	SH		DFND	816	0	0	3
LOWES COS INC	COM	548661107	1,984	9	SH		DFND	695	0	0	9
ISHARES TR	CORE S&P500 ETF	464287200	16,417	30	SH		DFND	271	0	0	30
EVERSOURCE ENERGY	COM	30040W108	7,316	129	SH		DFND	627	0	0	129
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,178	26	SH		DFND	486	0	0	26
SPDR SER TR	PORTFOLIO S&P500	78464A854	105,280	1,645	SH		DFND	453	0	0	1,645
DISNEY WALT CO	COM	254687106	5,660	57	SH		DFND	697	0	0	57
TEGNA INC	COM	87901J105	669,306	48,013	SH		SOLE		93	0	47,920
ISHARES TR	1 3 YR TREAS BD	464287457	13,000,667	159,224	SH		SOLE		1,540	0	157,684
BELLRING BRANDS INC	COMMON STOCK	07831C103	457	8	SH		DFND	903	0	0	8
HASBRO INC	COM	418056107	1,521	26	SH		DFND	493	0	0	26
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	142,955	2,455	SH		DFND	190	0	0	2,455
PEABODY ENERGY CORP	COM	704551100	237,842	10,752	SH		SOLE		20	0	10,732
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,335	65	SH		DFND	218	0	0	65
INTERPUBLIC GROUP COS INC	COM	460690100	2,502	86	SH		DFND	797	0	0	86
LOWES COS INC	COM	548661107	882	4	SH		DFND	903	0	0	4
AMGEN INC	COM	031162100	54,956,587	175,889	SH		SOLE		405	0	175,484
WIX COM LTD	SHS	M98068105	477	3	SH		DFND	665	0	0	3
INGREDION INC	COM	457187102	6,538	57	SH		DFND	406	0	0	57
DEUTSCHE BANK A G	NAMEN AKT	D18190898	33,538	2,104	SH		DFND	661	0	0	2,104
FORD MTR CO DEL	COM	345370860	3,724	297	SH		DFND	736	0	0	297
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	10,619	35	SH		DFND	737	0	0	35
CARNIVAL CORP	UNIT 99/99/9999	143658300	2,059	110	SH		DFND	736	0	0	110
MARTEN TRANS LTD	COM	573075108	572	31	SH		DFND	903	0	0	31
ALLIANT ENERGY CORP	COM	018802108	10,638	209	SH		DFND	916	0	0	209
AIR TRANSPORT SERVICES GRP I	COM	00922R105	749	54	SH		DFND	965	0	0	54
FOOT LOCKER INC	COM	344849104	218,278	8,759	SH		SOLE		23	0	8,736
BIO RAD LABS INC	CL A	090572207	546	2	SH		DFND	665	0	0	2
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	18,993	71	SH		DFND	126	0	0	71
WOORI FINL GROUP INC	SPONSORED ADS	981064108	13,104	409	SH		DFND	790	0	0	409
EXELON CORP	COM	30161N101	1,557	45	SH		DFND	697	0	0	45
VISA INC	COM CL A	92826C839	493,444	1,880	SH		DFND	480	0	0	1,880
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	12,136	40	SH		DFND	534	0	0	40
FOX FACTORY HLDG CORP	COM	35138V102	3,084	64	SH		DFND	790	0	0	64
ARCH CAP GROUP LTD	ORD	G0450A105	202	2	SH		DFND	970	0	0	2
CITIZENS FINL GROUP INC	COM	174610105	1,225	34	SH		DFND	600	0	0	34
BEL FUSE INC	CL B	077347300	339,638	5,206	SH		SOLE		13	0	5,193
ISHARES TR	CORE S&P500 ETF	464287200	6,567	12	SH		DFND	43	0	0	12
LAM RESEARCH CORP	COM	512807108	11,713	11	SH		DFND	262	0	0	11
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	21,402	512	SH		DFND	725	0	0	512
T-MOBILE US INC	COM	872590104	40,698	231	SH		DFND	661	0	0	231
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	39,290	1,043	SH		DFND	56	0	0	1,043
DUPONT DE NEMOURS INC	COM	26614N102	104,798	1,302	SH		DFND	1	0	0	1,302
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	54,686	759	SH		DFND	775	0	0	759
ELECTRONIC ARTS INC	COM	285512109	30,653	220	SH		DFND	742	0	0	220
NORTHROP GRUMMAN CORP	COM	666807102	1,744	4	SH		DFND	783	0	0	4
JOHNSON CTLS INTL PLC	SHS	G51502105	2,526	38	SH		DFND	188	38	0	0
TELEDYNE TECHNOLOGIES INC	COM	879360105	1,940	5	SH		DFND	188	5	0	0
MORGAN STANLEY	COM NEW	617446448	17,808,741	183,236	SH		SOLE		251	0	182,985
SCHWAB STRATEGIC TR	FUNDAMENTAL EMER	808524730	16	1	SH		DFND	290	0	0	1
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,866	58	SH		DFND	832	0	0	58
GREENBRIER COS INC	COM	393657101	446	9	SH		DFND	951	0	0	9
INSPERITY INC	COM	45778Q107	319,942	3,508	SH		SOLE		16	0	3,492
SOUTHSTATE CORPORATION	COM	840441109	18,494	242	SH		DFND	675	0	0	242
CBOE GLOBAL MKTS INC	COM	12503M108	16,666	98	SH		DFND	374	0	0	98
ISHARES TR	SELECT DIVID ETF	464287168	17,058	141	SH		DFND	689	0	0	141
MERCK & CO INC	COM	58933Y105	6,685	54	SH		DFND	713	54	0	0
ORACLE CORP	COM	68389X105	13,273	94	SH		DFND	188	94	0	0
ZOETIS INC	CL A	98978V103	4,681	27	SH		DFND	188	27	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	39,885	499	SH		DFND	815	0	0	499
QUEST DIAGNOSTICS INC	COM	74834L100	821	6	SH		DFND	969	0	0	6
GAP INC	COM	364760108	764	32	SH		DFND	965	0	0	32
BANK OZK LITTLE ROCK ARK	COM	06417N103	1,025	25	SH		DFND	695	0	0	25
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	13,911	52	SH		DFND	5	0	0	52
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	315,720	9,000	SH		DFND	887	0	0	9,000
SPDR SER TR	PORTFOLIO SHORT	78464A474	24,592	828	SH		DFND	24	0	0	828
PRICE T ROWE GROUP INC	COM	74144T108	10,378	90	SH		DFND	790	0	0	90
COMMERCIAL METALS CO	COM	201723103	53,230	968	SH		DFND	675	0	0	968
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	1,854	6	SH		DFND	695	0	0	6
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	85,451	1,186	SH		DFND	65	0	0	1,186
GILEAD SCIENCES INC	COM	375558103	1,372	20	SH		DFND	262	0	0	20
UNION PAC CORP	COM	907818108	7,240	32	SH		DFND	268	0	0	32
EMERSON ELEC CO	COM	291011104	11,016	100	SH		DFND	568	0	0	100
MERCK & CO INC	COM	58933Y105	1,218,687	9,844	SH		DFND	1	0	0	9,844
ISHARES TR	CORE S&P MCP ETF	464287507	32,186	550	SH		DFND	141	0	0	550
CHENIERE ENERGY INC	COM NEW	16411R208	2,448	14	SH		DFND	816	0	0	14
WASTE MGMT INC DEL	COM	94106L109	4,907	23	SH		DFND	697	0	0	23
HAIN CELESTIAL GROUP INC	COM	405217100	14,698	2,127	SH		DFND	661	0	0	2,127
PUBLIC STORAGE OPER CO	COM	74460D109	10,355	36	SH		DFND	916	0	0	36
CROWDSTRIKE HLDGS INC	CL A	22788C105	13,795	36	SH		DFND	791	36	0	0
VANGUARD WORLD FD	ESG US CORP BD	921910691	101,096	1,629	SH		DFND	580	0	0	1,629
FS BANCORP INC	COM	30263Y104	401,242	11,008	SH		SOLE		0	0	11,008
NEXTRACKER INC	CLASS A COM	65290E101	1,031	22	SH		DFND	264	0	0	22
VANGUARD INDEX FDS	SMALL CP ETF	922908751	16,353	75	SH		DFND	78	0	0	75
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,450	34	SH		DFND	570	0	0	34
ISHARES TR	CORE US AGGBD ET	464287226	292,375	3,012	SH		DFND	369	0	0	3,012
ISHARES TR	CORE MSCI INTL	46435G326	187,074	2,850	SH		DFND	333	0	0	2,850
TJX COS INC NEW	COM	872540109	3,633	33	SH		DFND	951	0	0	33
BOEING CO	COM	097023105	1,456	8	SH		DFND	268	0	0	8
SCHWAB STRATEGIC TR	US REIT ETF	808524847	6,463	324	SH		DFND	251	0	0	324
EUROPEAN WAX CTR INC	CLASS A COM	29882P106	2,870	289	SH		DFND	791	289	0	0
HEALTHPEAK PROPERTIES INC	COM	42250P103	921	47	SH		DFND	969	0	0	47
LUMENTUM HLDGS INC	COM	55024U109	258,847	5,083	SH		SOLE		0	0	5,083
SPDR SER TR	PORTFOLIO S&P400	78464A847	3,899	76	SH		DFND	895	0	0	76
ACADEMY SPORTS & OUTDOORS IN	COM	00402L107	802,257	15,066	SH		SOLE		49	0	15,017
COMFORT SYS USA INC	COM	199908104	4,118,557	13,543	SH		SOLE		18	0	13,525
ISHARES TR	CORE S&P TTL STK	464287150	52,263	440	SH		DFND	637	0	0	440
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	231,148	926	SH		DFND	741	0	0	926
PAYCOR HCM INC	COM	70435P102	144,247	11,358	SH		SOLE		74	0	11,284
BOEING CO	COM	097023105	910	5	SH		DFND	810	0	0	5
ISHARES TR	MSCI USA MMENTM	46432F396	6,419,338	32,942	SH		SOLE		0	0	32,942
MARATHON PETE CORP	COM	56585A102	1,388	8	SH		DFND	816	0	0	8
ANTERO RESOURCES CORP	COM	03674X106	1,566	48	SH		DFND	969	0	0	48
ISHARES INC	CORE MSCI EMKT	46434G103	6,102	114	SH		DFND	826	0	0	114
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	24,806	426	SH		DFND	88	0	0	426
LATTICE SEMICONDUCTOR CORP	COM	518415104	1,218	21	SH		DFND	737	0	0	21
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	5,531	144	SH		DFND	693	144	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	46,170	900	SH		DFND	250	0	0	900
METLIFE INC	COM	59156R108	2,386	34	SH		DFND	969	0	0	34
PIEDMONT OFFICE REALTY TR IN	COM CL A	720190206	22,606	3,118	SH		DFND	675	0	0	3,118
ISHARES INC	CORE MSCI EMKT	46434G103	118,622	2,216	SH		DFND	206	0	0	2,216
NEW GOLD INC CDA	COM	644535106	48,225	24,731	SH		SOLE		0	0	24,731
ELI LILLY & CO	COM	532457108	23,540	26	SH		DFND	374	0	0	26
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	4,262	72	SH		DFND	218	0	0	72
ISHARES TR	EAFE SML CP ETF	464288273	16,335	265	SH		DFND	778	0	0	265
ING GROEP N.V.	SPONSORED ADR	456837103	3,548	207	SH		DFND	189	207	0	0
HARTFORD FINL SVCS GROUP INC	COM	416515104	6,837	68	SH		DFND	493	0	0	68
ORACLE CORP	COM	68389X105	4,518,400	32,000	SH		DFND	1	0	0	32,000
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	76,653	959	SH		DFND	229	0	0	959
CENTURY CASINOS INC	COM	156492100	192,703	69,568	SH		SOLE		0	0	69,568
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	43,555	520	SH		DFND	208	0	0	520
GALAPAGOS NV	SPON ADR	36315X101	420,814	16,982	SH		SOLE		0	0	16,982
TJX COS INC NEW	COM	872540109	37,434	340	SH		DFND	33	0	0	340
NOUVEAU MONDE GRAPHITE INC	COM NEW	66979W842	25,478	13,588	SH		SOLE		0	0	13,588
BRINKER INTL INC	COM	109641100	101,274	1,399	SH		DFND	675	0	0	1,399
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	21,831	303	SH		DFND	503	0	0	303
VANGUARD SCOTTSDALE FDS	TOTAL WLD BD ETF	92206C565	884,077	13,001	SH		SOLE		0	0	13,001
FIRST BUSEY CORP	COM NEW	319383204	7,287	301	SH		DFND	792	301	0	0
CME GROUP INC	COM	12572Q105	33,422	170	SH		DFND	27	0	0	170
T-MOBILE US INC	COM	872590104	4,052	23	SH		DFND	737	0	0	23
SANOFI	SPONSORED ADR	80105N105	873	18	SH		DFND	903	0	0	18
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	10,332	269	SH		DFND	486	0	0	269
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	8,073	230	SH		DFND	331	0	0	230
ISHARES TR	CORE S&P500 ETF	464287200	317,393	580	SH		DFND	143	0	0	580
ENNIS INC	COM	293389102	662,260	30,254	SH		SOLE		150	0	30,104
SPDR SER TR	PORTFOLIO S&P400	78464A847	256,603	5,002	SH		DFND	535	0	0	5,002
TREEHOUSE FOODS INC	COM	89469A104	349,934	9,551	SH		SOLE		63	0	9,488
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	406,693	8,116	SH		DFND	237	0	0	8,116
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	10,279	208	SH		DFND	673	0	0	208
CORTEVA INC	COM	22052L104	1,780	33	SH		DFND	969	0	0	33
KRAFT HEINZ CO	COM	500754106	1,450	45	SH		DFND	697	0	0	45
MICROSOFT CORP	COM	594918104	55,869	125	SH		DFND	414	0	0	125
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	333,201	5,186	SH		DFND	220	0	0	5,186
SERVICENOW INC	COM	81762P102	6,293	8	SH		DFND	970	0	0	8
PG&E CORP	COM	69331C108	1,100	63	SH		DFND	816	0	0	63
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	246,267	3,418	SH		DFND	3	0	0	3,418
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	22,338	452	SH		DFND	5	0	0	452
VANGUARD INDEX FDS	SMALL CP ETF	922908751	27,620	127	SH		DFND	882	0	0	127
SEA LTD	SPONSORD ADS	81141R100	3,428	48	SH		DFND	791	48	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	3,507	54	SH		DFND	676	54	0	0
GENERAL MTRS CO	COM	37045V100	35	1	SH		DFND	290	0	0	1
FORD MTR CO DEL	COM	345370860	6,609	527	SH		DFND	792	527	0	0
AMAZON COM INC	COM	023135106	4,252	22	SH		DFND	934	0	0	22
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	18,384	372	SH		DFND	126	0	0	372
SPDR SER TR	PORTFOLIO S&P600	78468R853	106,151	2,556	SH		DFND	229	0	0	2,556
HOME DEPOT INC	COM	437076102	34,424	100	SH		DFND	357	100	0	0
GE VERNOVA INC	COM	36828A101	17,151	100	SH		DFND	242	0	0	100
JEFFERIES FINL GROUP INC	COM	47233W109	14,032	282	SH		DFND	916	0	0	282
LAIRD SUPERFOOD INC	COM STK	50736T102	187,933	33,440	SH		SOLE		0	0	33,440
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	361,211	7,309	SH		DFND	527	0	0	7,309
EVERSOURCE ENERGY	COM	30040W108	1,815	32	SH		DFND	816	0	0	32
APTIV PLC	SHS	G6095L109	282	4	SH		DFND	903	0	0	4
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	10,185,391	129,371	SH		SOLE		86	0	129,285
UNITEDHEALTH GROUP INC	COM	91324P102	53,982	106	SH		DFND	242	0	0	106
ELI LILLY & CO	COM	532457108	68,809	76	SH		DFND	792	76	0	0
BANK NEW YORK MELLON CORP	COM	064058100	3,653	61	SH		DFND	737	0	0	61
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	18,713	46	SH		DFND	67	0	0	46
SOUTHERN CO	COM	842587107	6,749	87	SH		DFND	736	0	0	87
CNH INDL N V	SHS	N20944109	119,575	11,804	SH		SOLE		45	0	11,759
RTX CORPORATION	COM	75513E101	20,078	200	SH		DFND	489	0	0	200
MOLSON COORS BEVERAGE CO	CL B	60871R209	835,208	16,431	SH		SOLE		69	0	16,362
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	8,054	124	SH		DFND	230	0	0	124
PFIZER INC	COM	717081103	4,085	146	SH		DFND	965	0	0	146
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	186,017	2,864	SH		DFND	552	0	0	2,864
STANLEY BLACK & DECKER INC	COM	854502101	3,995	50	SH		DFND	80	0	0	50
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	1,500	57	SH		DFND	329	0	0	57
SCHLUMBERGER LTD	COM STK	806857108	896	19	SH		DFND	969	0	0	19
SYNOPSYS INC	COM	871607107	28,563	48	SH		DFND	916	0	0	48
DELTA AIR LINES INC DEL	COM NEW	247361702	4,791	101	SH		DFND	188	101	0	0
APPLIED MATLS INC	COM	038222105	9,204	39	SH		DFND	697	0	0	39
IQVIA HLDGS INC	COM	46266C105	2,326	11	SH		DFND	969	0	0	11
PINNACLE FINL PARTNERS INC	COM	72346Q104	1,521	19	SH		DFND	695	0	0	19
CORTEVA INC	COM	22052L104	8,954	166	SH		DFND	538	0	0	166
TJX COS INC NEW	COM	872540109	4,074	37	SH		DFND	695	0	0	37
ESSENTIAL UTILS INC	COM	29670G102	859	23	SH		DFND	969	0	0	23
INFOSYS LTD	SPONSORED ADR	456788108	17,261	927	SH		DFND	792	927	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	2,494	27	SH		DFND	965	0	0	27
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	14,804	393	SH		DFND	746	393	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	28,333	271	SH		DFND	384	0	0	271
INSPIRE MED SYS INC	COM	457730109	1,204	9	SH		DFND	737	0	0	9
HONEYWELL INTL INC	COM	438516106	42,708	200	SH		DFND	659	0	0	200
JPMORGAN CHASE & CO.	COM	46625H100	5,259	26	SH		DFND	705	0	0	26
CONOCOPHILLIPS	COM	20825C104	30,883	270	SH		DFND	300	0	0	270
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	9,288	143	SH		DFND	458	0	0	143
EMERSON ELEC CO	COM	291011104	1,212	11	SH		DFND	816	0	0	11
UNITED PARCEL SERVICE INC	CL B	911312106	1,505	11	SH		DFND	810	0	0	11
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	91,864	1,275	SH		DFND	534	0	0	1,275
ISHARES TR	0-5YR HI YL CP	46434V407	11,647	276	SH		DFND	560	0	0	276
PINNACLE WEST CAP CORP	COM	723484101	1,762,618	23,077	SH		SOLE		0	0	23,077
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	12,429	399	SH		DFND	225	0	0	399
PAYCHEX INC	COM	704326107	29,640	250	SH		DFND	538	0	0	250
APPLOVIN CORP	COM CL A	03831W108	749	9	SH		DFND	965	0	0	9
ISHARES TR	CORE US AGGBD ET	464287226	3,980	41	SH		DFND	613	0	0	41
HANCOCK WHITNEY CORPORATION	COM	410120109	35,012	732	SH		DFND	675	0	0	732
AUTOZONE INC	COM	053332102	5,928	2	SH		DFND	713	2	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	28,318	436	SH		DFND	29	0	0	436
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,909,442	38,105	SH		DFND	507	0	0	38,105
ISHARES TR	NATIONAL MUN ETF	464288414	47,734	448	SH		DFND	347	0	0	448
APPLE INC	COM	037833100	25,274	120	SH		DFND	33	0	0	120
VANGUARD INDEX FDS	GROWTH ETF	922908736	31,043	83	SH		DFND	152	0	0	83
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	32,639	508	SH		DFND	137	0	0	508
SCHWAB STRATEGIC TR	US REIT ETF	808524847	46,959	2,352	SH		DFND	334	0	0	2,352
MURPHY OIL CORP	COM	626717102	1,463,362	35,484	SH		SOLE		89	0	35,395
ISHARES TR	SHRT NAT MUN ETF	464288158	23,942	229	SH		DFND	562	0	0	229
YUM BRANDS INC	COM	988498101	1,722	13	SH		DFND	188	13	0	0
PALO ALTO NETWORKS INC	COM	697435105	11,187	33	SH		DFND	916	0	0	33
ARAMARK	COM	03852U106	204	6	SH		DFND	713	6	0	0
ZSCALER INC	COM	98980G102	3,417,138	17,780	SH		DFND	102	0	0	17,780
FIRSTENERGY CORP	COM	337932107	765	20	SH		DFND	697	0	0	20
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	14,588	123	SH		DFND	295	0	0	123
STANLEY BLACK & DECKER INC	COM	854502101	1,961,297	24,550	SH		SOLE		71	0	24,479
VANGUARD INDEX FDS	MID CAP ETF	922908629	433,359	1,790	SH		DFND	237	0	0	1,790
PROGRESS SOFTWARE CORP	COM	743312100	349,000	6,432	SH		SOLE		0	0	6,432
DOLLAR TREE INC	COM	256746108	1,495	14	SH		DFND	736	0	0	14
MEDTRONIC PLC	SHS	G5960L103	2,046	26	SH		DFND	806	0	0	26
ROSS STORES INC	COM	778296103	1,308	9	SH		DFND	695	0	0	9
FORTIVE CORP	COM	34959J108	1,482	20	SH		DFND	600	0	0	20
FIRST TR MID CAP CORE ALPHAD	COM SHS	33735B108	807,662	7,442	SH		SOLE		0	0	7,442
PEOPLES BANCORP INC	COM	709789101	720	24	SH		DFND	903	0	0	24
WELLTOWER INC	COM	95040Q104	10,112	97	SH		DFND	791	97	0	0
FIRST TR EXCHANGE-TRADED FD	NAS CLNEDG GREEN	33733E500	478,147	14,059	SH		SOLE		0	0	14,059
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	18,835	500	SH		DFND	473	0	0	500
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,391,652	11,734	SH		DFND	641	0	0	11,734
HENRY JACK & ASSOC INC	COM	426281101	3,154	19	SH		DFND	665	0	0	19
ENERSYS	COM	29275Y102	33,540	324	SH		DFND	661	0	0	324
LULULEMON ATHLETICA INC	COM	550021109	299	1	SH		DFND	665	0	0	1
CARRIER GLOBAL CORPORATION	COM	14448C104	3,217	51	SH		DFND	188	51	0	0
CF INDS HLDGS INC	COM	125269100	2,372	32	SH		DFND	951	0	0	32
JOHNSON OUTDOORS INC	CL A	479167108	5,492	157	SH		DFND	792	157	0	0
RESMED INC	COM	761152107	4,432,621	23,157	SH		SOLE		24	0	23,133
NIKE INC	CL B	654106103	15,074	200	SH		DFND	159	0	0	200
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	114,919	1,372	SH		DFND	118	0	0	1,372
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	46,068	550	SH		DFND	568	0	0	550
TOTALENERGIES SE	SPONSORED ADS	89151E109	88,951	1,334	SH		DFND	675	0	0	1,334
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	76,493	2,880	SH		DFND	397	0	0	2,880
CHEMED CORP NEW	COM	16359R103	543	1	SH		DFND	713	1	0	0
SANOFI	SPONSORED ADR	80105N105	2,717	56	SH		DFND	790	0	0	56
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,064	23	SH		DFND	545	0	0	23
PLEXUS CORP	COM	729132100	413	4	SH		DFND	951	0	0	4
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	47,337	657	SH		DFND	62	0	0	657
ISHARES INC	EM MKTS DIV ETF	464286319	11,171	411	SH		DFND	725	0	0	411
DIGITALOCEAN HLDGS INC	COM	25402D102	30,000	10,000	SH	Put	SOLE		0	0	10,000
SPDR SER TR	PORTFOLIO S&P400	78464A847	97,162	1,894	SH		DFND	51	0	0	1,894
GAMING & LEISURE PPTYS INC	COM	36467J108	10,760	238	SH		DFND	916	0	0	238
TJX COS INC NEW	COM	872540109	45,251	411	SH		DFND	916	0	0	411
CINEMARK HLDGS INC	COM	17243V102	4,108	190	SH		DFND	790	0	0	190
AGCO CORP	COM	001084102	617,207	6,306	SH		SOLE		11	0	6,295
PPL CORP	COM	69351T106	2,378	86	SH		DFND	737	0	0	86
SHELL PLC	SPON ADS	780259305	4,764	66	SH		DFND	600	0	0	66
DORCHESTER MINERALS LP	COM UNIT	25820R105	300,417	9,738	SH		SOLE		0	0	9,738
IDACORP INC	COM	451107106	1,405,927	15,093	SH		SOLE		1,050	0	14,043
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	11,797	29	SH		DFND	810	0	0	29
NATWEST GROUP PLC	SPONS ADR	639057207	2,168	270	SH		DFND	189	270	0	0
DOLLAR GEN CORP NEW	COM	256677105	28,958	219	SH		DFND	661	0	0	219
AMERICAN INTL GROUP INC	COM NEW	026874784	2,895	39	SH		DFND	713	39	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	273,634	5,334	SH		DFND	761	0	0	5,334
WATERS CORP	COM	941848103	3,481	12	SH		DFND	969	0	0	12
ISHARES TR	NATIONAL MUN ETF	464288414	73,839	693	SH		DFND	322	0	0	693
ISHARES TR	CORE MSCI INTL	46435G326	61,045	930	SH		DFND	496	0	0	930
EATON CORP PLC	SHS	G29183103	10,974	35	SH		DFND	260	0	0	35
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	137,700	2,902	SH		DFND	1	0	0	2,902
GSK PLC	SPONSORED ADR	37733W204	7,517,923	195,271	SH		SOLE		505	0	194,766
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	277,482	6,341	SH		DFND	322	0	0	6,341
ISHARES TR	CORE 1 5 YR USD	46432F859	23,732	501	SH		DFND	82	0	0	501
AIR PRODS & CHEMS INC	COM	009158106	1,548	6	SH		DFND	810	0	0	6
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	108,087	2,470	SH		DFND	205	0	0	2,470
ISHARES TR	CRE U S REIT ETF	464288521	9,641	180	SH		DFND	1	0	0	180
BEL FUSE INC	CL B	077347300	3,132	48	SH		DFND	791	48	0	0
AGILENT TECHNOLOGIES INC	COM	00846U101	5,336,723	41,169	SH		SOLE		156	0	41,013
ARK 21SHARES BITCOIN ETF	SHS BEN INT	040919102	1,514,333	25,247	SH		SOLE		0	0	25,247
HOME DEPOT INC	COM	437076102	6,196	18	SH		DFND	713	18	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	51,282	958	SH		DFND	669	0	0	958
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	10,291	125	SH		DFND	916	0	0	125
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	34,857	672	SH		DFND	853	0	0	672
ISHARES INC	CORE MSCI EMKT	46434G103	55,564	1,038	SH		DFND	459	0	0	1,038
CATERPILLAR INC	COM	149123101	99,930	300	SH		DFND	616	0	0	300
ISHARES TR	CORE S&P500 ETF	464287200	77,707	142	SH		DFND	332	0	0	142
STELLANTIS N.V	SHS	N82405106	873	44	SH		DFND	600	0	0	44
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	55,696	2,097	SH		DFND	208	0	0	2,097
ABBOTT LABS	COM	002824100	3,949	38	SH		DFND	493	0	0	38
CARNIVAL CORP	UNIT 99/99/9999	143658300	1,591	85	SH		DFND	713	85	0	0
COSTCO WHSL CORP NEW	COM	22160K105	7,650	9	SH		DFND	816	0	0	9
CATERPILLAR INC	COM	149123101	3,664	11	SH		DFND	951	0	0	11
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	6,404	170	SH		DFND	46	0	0	170
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	1,130	30	SH		DFND	292	30	0	0
APTARGROUP INC	COM	038336103	704	5	SH		DFND	951	0	0	5
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	20,127	335	SH		DFND	344	0	0	335
SPDR SER TR	PORTFOLI S&P1500	78464A805	9,328,090	140,589	SH		SOLE		0	0	140,589
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	711,149	17,717	SH		SOLE		0	0	17,717
WISDOMTREE TR	INTL LRGCAP DV	97717W794	129,133	2,546	SH		DFND	280	0	0	2,546
ISHARES INC	EM MKTS DIV ETF	464286319	9,758	359	SH		DFND	727	0	0	359
NUTRIEN LTD	COM	67077M108	2,495	49	SH		DFND	790	0	0	49
ISHARES TR	FALN ANGLS USD	46435G474	31,952	1,220	SH		DFND	871	0	0	1,220
NOMURA HLDGS INC	SPONSORED ADR	65535H208	902	156	SH		DFND	600	0	0	156
EBAY INC.	COM	278642103	1,719	32	SH		DFND	737	0	0	32
WARNER BROS DISCOVERY INC	COM SER A	934423104	7,797	1,048	SH		DFND	168	0	0	1,048
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	7,178	80	SH		DFND	613	0	0	80
BANCFIRST CORP	COM	05945F103	1,491	17	SH		DFND	816	0	0	17
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	58,565	2,205	SH		DFND	569	0	0	2,205
PACIFIC BIOSCIENCES CALIF IN	COM	69404D108	32,818	23,955	SH		SOLE		0	0	23,955
CREDIT SUISSE HIGH YIELD BD	SH BEN INT	22544F103	183,405	90,795	SH		SOLE		0	0	90,795
CLEANSPARK INC	COM NEW	18452B209	381,439	23,915	SH		SOLE		0	0	23,915
JPMORGAN CHASE & CO.	COM	46625H100	98,096	485	SH		DFND	27	0	0	485
ORIGIN BANCORP INC	COM	68621T102	1,332	42	SH		DFND	951	0	0	42
TRANE TECHNOLOGIES PLC	SHS	G8994E103	987	3	SH		DFND	903	0	0	3
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	24,006	625	SH		DFND	839	0	0	625
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	1,114	29	SH		DFND	469	29	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	3,704	72	SH		DFND	327	72	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	22,563	435	SH		DFND	335	0	0	435
TFI INTL INC	COM	87241L109	11,613	80	SH		DFND	916	0	0	80
MARATHON PETE CORP	COM	56585A102	10,409	60	SH		DFND	538	0	0	60
ROGERS COMMUNICATIONS INC	CL B	775109200	783,264	21,181	SH		SOLE		49	0	21,132
GAP INC	COM	364760108	573	24	SH		DFND	951	0	0	24
ISHARES TR	CORE S&P TTL STK	464287150	40,266	339	SH		DFND	598	0	0	339
VERISIGN INC	COM	92343E102	17,569	1,800	SH	Put	SOLE		0	0	1,800
FEDEX CORP	COM	31428X106	5,997	20	SH		DFND	188	20	0	0
AFLAC INC	COM	001055102	44,655	500	SH		DFND	1	0	0	500
PROLOGIS INC.	COM	74340W103	674	6	SH		DFND	665	0	0	6
DANAHER CORPORATION	COM	235851102	43,724	175	SH		DFND	517	0	0	175
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	576	8	SH		DFND	474	0	0	8
SPDR SER TR	PORTFOLIO SHORT	78464A474	12,979	437	SH		DFND	228	0	0	437
CONSTELLATION BRANDS INC	CL A	21036P108	6,175	24	SH		DFND	792	24	0	0
ABBOTT LABS	COM	002824100	68,685	661	SH		DFND	27	0	0	661
NXP SEMICONDUCTORS N V	COM	N6596X109	9,802,838	36,430	SH		SOLE		105	0	36,325
SCHWAB STRATEGIC TR	US REIT ETF	808524847	5,232	262	SH		DFND	766	0	0	262
SPDR SER TR	PORTFOLIO SHORT	78464A474	12,920	435	SH		DFND	459	0	0	435
DENTSPLY SIRONA INC	COM	24906P109	392,840	15,770	SH		SOLE		0	0	15,770
METTLER TOLEDO INTERNATIONAL	COM	592688105	2,795	2	SH		DFND	736	0	0	2
SPDR SER TR	PORTFOLIO S&P500	78464A854	49,984	781	SH		DFND	581	0	0	781
SPDR SER TR	PORTFOLIO S&P400	78464A847	102,600	2,000	SH		DFND	940	0	0	2,000
CSW INDUSTRIALS INC	COM	126402106	2,122	8	SH		DFND	810	0	0	8
COMMERCE BANCSHARES INC	COM	200525103	446	8	SH		DFND	951	0	0	8
SUMMIT MATLS INC	CL A	86614U100	9,189	251	SH		DFND	790	0	0	251
PTC THERAPEUTICS INC	COM	69366J200	1,223	40	SH		DFND	810	0	0	40
NAVIENT CORPORATION	COM	63938C108	553	38	SH		DFND	810	0	0	38
DAVITA INC	COM	23918K108	554	4	SH		DFND	951	0	0	4
ISHARES INC	CORE MSCI EMKT	46434G103	52,888	988	SH		DFND	765	0	0	988
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	68,530	1,000	SH		DFND	853	0	0	1,000
ISHARES TR	MSCI ACWI EX US	464288240	32,516	612	SH		DFND	328	0	0	612
DANAHER CORPORATION	COM	235851102	4,247	17	SH		DFND	969	0	0	17
AVERY DENNISON CORP	COM	053611109	32,798	150	SH		DFND	538	0	0	150
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	4,266,823	56,975	SH		SOLE		0	0	56,975
SERVISFIRST BANCSHARES INC	COM	81768T108	200,818	3,178	SH		SOLE		0	0	3,178
GODADDY INC	CL A	380237107	1,394,725	9,983	SH		SOLE		21	0	9,962
ALIGN TECHNOLOGY INC	COM	016255101	1,207	5	SH		DFND	737	0	0	5
ENSIGN GROUP INC	COM	29358P101	8,040	65	SH		DFND	791	65	0	0
ARROWHEAD PHARMACEUTICALS IN	COM	04280A100	3,015	116	SH		DFND	790	0	0	116
ALPS ETF TR	ALERIAN MLP	00162Q452	11,995	250	SH		DFND	321	0	0	250
GILEAD SCIENCES INC	COM	375558103	1,715	25	SH		DFND	260	0	0	25
ALBANY INTL CORP	CL A	012348108	6,249	74	SH		DFND	792	74	0	0
WALMART INC	COM	931142103	2,031	30	SH		DFND	783	0	0	30
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	57,031	1,154	SH		DFND	699	1,154	0	0
FIRST INTST BANCSYSTEM INC	COM	32055Y201	1,722	62	SH		DFND	810	0	0	62
STOCK YDS BANCORP INC	COM	861025104	2,110,230	42,485	SH		SOLE		35	0	42,450
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	451	24	SH		DFND	951	0	0	24
DOLLAR GEN CORP NEW	COM	256677105	1,058	8	SH		DFND	737	0	0	8
HCA HEALTHCARE INC	COM	40412C101	5,462	17	SH		DFND	713	17	0	0
VISHAY PRECISION GROUP INC	COM	92835K103	223,734	7,350	SH		SOLE		99	0	7,251
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	52,874	1,640	SH		DFND	661	0	0	1,640
ISHARES TR	CORE US AGGBD ET	464287226	24,947	257	SH		DFND	115	0	0	257
AFFIRM HLDGS INC	NOTE 11/1	00827BAB2	86,372	104,000	PRN		SOLE		0	0	104,000
UNITED AIRLS HLDGS INC	COM	910047109	2,238	46	SH		DFND	188	46	0	0
SALESFORCE INC	COM	79466L302	3,085	12	SH		DFND	600	0	0	12
REVOLUTION MEDICINES INC	COM	76155X100	1,011,621	26,066	SH		SOLE		92	0	25,974
SONOS INC	COM	83570H108	357,443	24,217	SH		SOLE		22	0	24,195
ISHARES INC	CORE MSCI EMKT	46434G103	26,604	497	SH		DFND	95	0	0	497
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	781,145	2,920	SH		DFND	670	0	0	2,920
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	26,135	435	SH		DFND	54	0	0	435
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	45,987	894	SH		DFND	804	894	0	0
MARVELL TECHNOLOGY INC	COM	573874104	52,984	758	SH		DFND	675	0	0	758
RADIUS RECYCLING INC	CL A	806882106	7,284	477	SH		DFND	792	477	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	7,189,289	74,787	SH		SOLE		0	0	74,787
MCDONALDS CORP	COM	580135101	14,016	55	SH		DFND	280	0	0	55
ORION OFFICE REIT INC	COM	68629Y103	20,151	5,613	SH		DFND	925	0	0	5,613
NUTRIEN LTD	COM	67077M108	560	11	SH		DFND	577	0	0	11
ISHARES TR	CORE MSCI INTL	46435G326	24,615	375	SH		DFND	745	0	0	375
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,085	285	SH		DFND	231	0	0	285
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	144,681	2,408	SH		DFND	960	0	0	2,408
MARATHON PETE CORP	COM	56585A102	15,093	87	SH		DFND	406	0	0	87
ISHARES TR	MSCI EAFE ETF	464287465	142,404	1,818	SH		DFND	958	0	0	1,818
MASTERCARD INCORPORATED	CL A	57636Q104	15,882	36	SH		DFND	969	0	0	36
SCHWAB STRATEGIC TR	US REIT ETF	808524847	22,726	1,138	SH		DFND	255	0	0	1,138
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	15,203	211	SH		DFND	920	0	0	211
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	22,552	313	SH		DFND	614	0	0	313
SCHWAB CHARLES CORP	COM	808513105	2,284	31	SH		DFND	965	0	0	31
VALERO ENERGY CORP	COM	91913Y100	23,514	150	SH		DFND	535	0	0	150
HEXCEL CORP NEW	COM	428291108	231,772	3,711	SH		SOLE		2	0	3,709
DXC TECHNOLOGY CO	COM	23355L106	549,941	28,808	SH		SOLE		0	0	28,808
HEALTHSTREAM INC	COM	42222N103	230,175	8,250	SH		SOLE		14	0	8,236
GREENBRIER COS INC	COM	393657101	97,118	1,960	SH		DFND	830	1,960	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	12,166	22	SH		DFND	737	0	0	22
GOLDEN ENTMT INC	COM	381013101	31,919	1,026	SH		DFND	675	0	0	1,026
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	39,886	39	SH		DFND	480	0	0	39
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,086,378	21,033	SH		SOLE		0	0	21,033
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	201,938	3,143	SH		DFND	369	0	0	3,143
SCHWAB STRATEGIC TR	US REIT ETF	808524847	13,699	686	SH		DFND	392	0	0	686
UNIVEST FINANCIAL CORPORATIO	COM	915271100	1,552	68	SH		DFND	951	0	0	68
BEL FUSE INC	CL B	077347300	457	7	SH		DFND	951	0	0	7
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	940	50	SH		DFND	970	0	0	50
IDEXX LABS INC	COM	45168D104	1,462	3	SH		DFND	695	0	0	3
EDWARDS LIFESCIENCES CORP	COM	28176E108	5,265	57	SH		DFND	736	0	0	57
MERIT MED SYS INC	COM	589889104	1,891	22	SH		DFND	816	0	0	22
ISHARES INC	CORE MSCI EMKT	46434G103	21,251	397	SH		DFND	848	0	0	397
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	311,164	3,998	SH		DFND	427	0	0	3,998
MACYS INC	COM	55616P104	3,245	169	SH		DFND	627	0	0	169
HALLIBURTON CO	COM	406216101	1,115	33	SH		DFND	697	0	0	33
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	79,154	1,526	SH		DFND	527	0	0	1,526
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,429	29	SH		DFND	410	0	0	29
ISHARES TR	CORE S&P500 ETF	464287200	577,875	1,056	SH		DFND	654	0	0	1,056
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	53,317	740	SH		DFND	934	0	0	740
SENSIENT TECHNOLOGIES CORP	COM	81725T100	1,706	23	SH		DFND	816	0	0	23
BANK AMERICA CORP	7.25%CNV PFD L	060505682	14,952	13	SH		DFND	338	0	0	13
LOCKHEED MARTIN CORP	COM	539830109	7,007	15	SH		DFND	970	0	0	15
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	94,048	1,448	SH		DFND	440	0	0	1,448
FIDELITY COVINGTON TRUST	ENHANCED LARGE	316092113	403,464	13,185	SH		SOLE		0	0	13,185
MONDELEZ INTL INC	CL A	609207105	28,924	442	SH		DFND	661	0	0	442
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	510,207	15,037	SH		DFND	81	0	0	15,037
ENPHASE ENERGY INC	COM	29355A107	997	10	SH		DFND	737	0	0	10
CF INDS HLDGS INC	COM	125269100	4,225	57	SH		DFND	916	0	0	57
GE AEROSPACE	COM NEW	369604301	83,459	525	SH		DFND	835	525	0	0
MICROSOFT CORP	COM	594918104	255,698	2,000	SH	Call	SOLE		0	0	2,000
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	20,936	407	SH		DFND	528	0	0	407
MSCI INC	COM	55354G100	3,526,338	7,320	SH		SOLE		53	0	7,267
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	4,736,235	49,745	SH		SOLE		166	0	49,579
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	18,306	45	SH		DFND	713	45	0	0
VALMONT INDS INC	COM	920253101	1,921	7	SH		DFND	665	0	0	7
VANGUARD WORLD FD	MATERIALS ETF	92204A801	5,692,651	29,552	SH		SOLE		0	0	29,552
CURTISS WRIGHT CORP	COM	231561101	743,599	2,744	SH		SOLE		5	0	2,739
PPL CORP	COM	69351T106	27,042	978	SH		DFND	661	0	0	978
BROOKFIELD BUSINESS CORP	CL A EXC SUB VTG	11259V106	3,349	164	SH		DFND	791	164	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	325	5	SH		DFND	495	0	0	5
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,853	46	SH		DFND	211	0	0	46
DISNEY WALT CO	COM	254687106	9,929	100	SH		DFND	188	100	0	0
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	15,648	493	SH		DFND	1	0	0	493
DYCOM INDS INC	COM	267475101	506	3	SH		DFND	951	0	0	3
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,920	334	SH		DFND	654	0	0	334
GE VERNOVA INC	COM	36828A101	2,401	14	SH		DFND	969	0	0	14
SAP SE	SPON ADR	803054204	78,263	388	SH		DFND	661	0	0	388
BAKER HUGHES COMPANY	CL A	05722G100	36,471	1,037	SH		DFND	661	0	0	1,037
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	7,993	100	SH		DFND	269	0	0	100
INGLES MKTS INC	CL A	457030104	2,607	38	SH		DFND	790	0	0	38
ISHARES INC	CORE MSCI EMKT	46434G103	19,646	367	SH		DFND	274	0	0	367
RTX CORPORATION	COM	75513E101	49,492	493	SH		DFND	517	0	0	493
ICON PLC	SHS	G4705A100	1,254	4	SH		DFND	665	0	0	4
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	172,246	2,322	SH		DFND	239	0	0	2,322
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	334,923	1,252	SH		DFND	124	0	0	1,252
PERFICIENT INC	COM	71375U101	621,691	8,312	SH		SOLE		21	0	8,291
AMERICAN ELEC PWR CO INC	COM	025537101	1,579	18	SH		DFND	970	0	0	18
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	909	14	SH		DFND	545	0	0	14
ISHARES TR	EAFE SML CP ETF	464288273	33,347	541	SH		DFND	679	0	0	541
SIMON PPTY GROUP INC NEW	COM	828806109	5,342,728	35,196	SH		SOLE		293	0	34,903
VANGUARD WELLINGTON FD	US QUALITY	921935706	205,236	1,531	SH		SOLE		0	0	1,531
WISDOMTREE TR	US MIDCAP DIVID	97717W505	35,218	753	SH		DFND	77	0	0	753
INTERNATIONAL PAPER CO	COM	460146103	34,520	800	SH		DFND	1	0	0	800
FORWARD AIR CORP	COM	349853101	438	23	SH		DFND	951	0	0	23
IDEXX LABS INC	COM	45168D104	6,821	14	SH		DFND	792	14	0	0
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	617	7	SH		DFND	810	0	0	7
ABBVIE INC	COM	00287Y109	48,712	284	SH		DFND	27	0	0	284
METLIFE INC	COM	59156R108	1,685	24	SH		DFND	697	0	0	24
SPDR SER TR	PORTFOLIO S&P400	78464A847	25,342	494	SH		DFND	96	0	0	494
BCE INC	COM NEW	05534B760	2,654	82	SH		DFND	810	0	0	82
MGM RESORTS INTERNATIONAL	COM	552953101	1,244	28	SH		DFND	493	0	0	28
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	100,222	1,391	SH		DFND	522	0	0	1,391
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	48,346	671	SH		DFND	354	0	0	671
NEXTERA ENERGY INC	COM	65339F101	4,249	60	SH		DFND	695	0	0	60
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	34,156	1,286	SH		DFND	28	0	0	1,286
FUTU HLDGS LTD	SPON ADS CL A	36118L106	18,697	285	SH		DFND	661	0	0	285
COMCAST CORP NEW	CL A	20030N101	117	3	SH		DFND	406	0	0	3
ECOLAB INC	COM	278865100	4,284	18	SH		DFND	969	0	0	18
GE AEROSPACE	COM NEW	369604301	1,113	7	SH		DFND	903	0	0	7
ZOETIS INC	CL A	98978V103	693	4	SH		DFND	970	0	0	4
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	41,437	1,100	SH		DFND	35	0	0	1,100
VALMONT INDS INC	COM	920253101	2,445,931	8,912	SH		SOLE		4	0	8,908
TESLA INC	COM	88160R101	1,187	6	SH		DFND	783	0	0	6
CORNING INC	COM	219350105	1,709	44	SH		DFND	695	0	0	44
BECTON DICKINSON & CO	COM	075887109	1,402	6	SH		DFND	969	0	0	6
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	402,776	6,704	SH		DFND	317	0	0	6,704
AMERICAN AIRLS GROUP INC	COM	02376R102	1,967,900	173,689	SH		SOLE		484	0	173,205
RTX CORPORATION	COM	75513E101	7,228	72	SH		DFND	969	0	0	72
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	6,031	72	SH		DFND	320	0	0	72
FORRESTER RESH INC	COM	346563109	5,329	312	SH		DFND	792	312	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	4,752	160	SH		DFND	67	0	0	160
KORN FERRY	COM NEW	500643200	1,136,814	16,932	SH		SOLE		39	0	16,893
JACOBS SOLUTIONS INC	COM	46982L108	1,677	12	SH		DFND	713	12	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	100,718	2,038	SH		DFND	331	0	0	2,038
PACIRA BIOSCIENCES INC	COM	695127100	205,391	7,179	SH		SOLE		16	0	7,163
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	691,872	17,827	SH		SOLE		0	0	17,827
COCA COLA CO	COM	191216100	14,258	224	SH		DFND	970	0	0	224
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	6,715	134	SH		DFND	393	0	0	134
MONDELEZ INTL INC	CL A	609207105	11,654	178	SH		DFND	374	0	0	178
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	47,241	564	SH		DFND	187	0	0	564
CME GROUP INC	COM	12572Q105	1,966	10	SH		DFND	260	0	0	10
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,991	101	SH		DFND	282	0	0	101
CRA INTL INC	COM	12618T105	344	2	SH		DFND	903	0	0	2
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	52,098	1,383	SH		DFND	329	0	0	1,383
ONEOK INC NEW	COM	682680103	18,910,724	231,891	SH		SOLE		37	0	231,854
BANCO SANTANDER S.A.	ADR	05964H105	5,290,285	1,142,610	SH		SOLE		5,684	0	1,136,926
WALMART INC	COM	931142103	121,878	1,800	SH		DFND	616	0	0	1,800
TESLA INC	COM	88160R101	69,277	4,400	SH	Put	SOLE		0	0	4,400
MEDICAL PPTYS TRUST INC	COM	58463J304	1,323	307	SH		DFND	737	0	0	307
CHART INDS INC	COM	16115Q308	1,155	8	SH		DFND	816	0	0	8
MCCORMICK & CO INC	COM NON VTG	579780206	568	8	SH		DFND	695	0	0	8
UBS GROUP AG	SHS	H42097107	3,102	105	SH		DFND	600	0	0	105
ISHARES TR	MSCI INDIA SM CP	46429B614	651,687	8,057	SH		SOLE		0	0	8,057
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	9,095	34	SH		DFND	74	0	0	34
ITAU UNIBANCO HLDG S A	SPON ADR REP PFD	465562106	65,336	11,188	SH		SOLE		0	0	11,188
CHUBB LIMITED	COM	H1467J104	104,583	410	SH		DFND	661	0	0	410
BENCHMARK ELECTRS INC	COM	08160H101	1,886,346	47,804	SH		SOLE		38	0	47,766
SERVICENOW INC	COM	81762P102	1,573	2	SH		DFND	493	0	0	2
NEOGEN CORP	COM	640491106	760,790	48,675	SH		SOLE		396	0	48,279
BOSTON SCIENTIFIC CORP	COM	101137107	4,698	61	SH		DFND	665	0	0	61
PAYPAL HLDGS INC	COM	70450Y103	16,227,774	279,645	SH		SOLE		626	0	279,019
WISDOMTREE TR	INTL LRGCAP DV	97717W794	23,737	468	SH		DFND	77	0	0	468
SYLVAMO CORP	COMMON STOCK	871332102	274	4	SH		DFND	80	0	0	4
GENERAL MLS INC	COM	370334104	73,002	1,154	SH		DFND	1	0	0	1,154
META PLATFORMS INC	CL A	30303M102	3,025	6	SH		DFND	415	0	0	6
PAPA JOHNS INTL INC	COM	698813102	376	8	SH		DFND	600	0	0	8
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	83,020	700	SH		DFND	178	0	0	700
YUM BRANDS INC	COM	988498101	1,060	8	SH		DFND	969	0	0	8
SHELL PLC	SPON ADS	780259305	9,816	136	SH		DFND	790	0	0	136
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	22,563	435	SH		DFND	344	0	0	435
COMCAST CORP NEW	CL A	20030N101	19,188	490	SH		DFND	707	0	0	490
ISHARES TR	CORE S&P500 ETF	464287200	26,267	48	SH		DFND	727	0	0	48
AVID BIOSERVICES INC	COM	05368M106	96,433	13,506	SH		SOLE		0	0	13,506
AECOM	COM	00766T100	3,085	35	SH		DFND	493	0	0	35
FINVOLUTION GROUP	SPONSORED ADS	31810T101	276,875	58,045	SH		SOLE		0	0	58,045
MEDICAL PPTYS TRUST INC	COM	58463J304	1,016,862	235,931	SH		SOLE		1,544	0	234,387
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	42,744	853	SH		DFND	411	0	0	853
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,436	16	SH		DFND	824	0	0	16
SPDR SER TR	PORTFOLIO SHORT	78464A474	25,275	851	SH		DFND	378	0	0	851
AMERICAN ELEC PWR CO INC	COM	025537101	1,141	13	SH		DFND	697	0	0	13
INVESCO EXCHANGE TRADED FD T	S&P500 EQL FIN	46137V340	587,418	9,583	SH		SOLE		0	0	9,583
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	2,167	11	SH		DFND	188	11	0	0
US FOODS HLDG CORP	COM	912008109	530	10	SH		DFND	713	10	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	46,207,634	431,363	SH		SOLE		0	0	431,363
JOHN BEAN TECHNOLOGIES CORP	COM	477839104	19,184	202	SH		DFND	661	0	0	202
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	1,225,094	26,872	SH		DFND	1	0	0	26,872
T-MOBILE US INC	COM	872590104	1,586	9	SH		DFND	965	0	0	9
ISHARES TR	EAFE SML CP ETF	464288273	7,027	114	SH		DFND	852	114	0	0
ARISTA NETWORKS INC	COM	040413106	12,267	35	SH		DFND	707	0	0	35
STANTEC INC	COM	85472N109	11,697	140	SH		DFND	916	0	0	140
SEA LTD	NOTE 0.250% 9/1	81141RAG5	70,520	81,000	PRN		SOLE		0	0	81,000
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	68,448	950	SH		DFND	877	0	0	950
MICROSTRATEGY INC	CL A NEW	594972408	9,642	7	SH		DFND	791	7	0	0
SUNCOR ENERGY INC NEW	COM	867224107	9,030	237	SH		DFND	792	237	0	0
TURKCELL ILETISIM HIZMETLERI	SPON ADR NEW	900111204	2,115	279	SH		DFND	665	0	0	279
ISHARES INC	CORE MSCI EMKT	46434G103	12,633	236	SH		DFND	633	0	0	236
NEXTERA ENERGY INC	COM	65339F101	1,912	27	SH		DFND	810	0	0	27
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	131,059	3,736	SH		DFND	361	3,736	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	9,831	331	SH		DFND	83	0	0	331
INGEVITY CORP	COM	45688C107	43,535	996	SH		DFND	675	0	0	996
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	44,748	110	SH		DFND	80	0	0	110
SOLVENTUM CORP	COM SHS	83444M101	2,274	43	SH		DFND	374	0	0	43
SPDR SER TR	PORTFOLIO S&P400	78464A847	99,984	1,949	SH		DFND	679	0	0	1,949
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	66,747	1,332	SH		DFND	453	0	0	1,332
MILLERKNOLL INC	COM	600544100	28,530	1,077	SH		DFND	675	0	0	1,077
ISHARES INC	CORE MSCI EMKT	46434G103	10,171	190	SH		DFND	183	0	0	190
GLOBAL PMTS INC	COM	37940X102	3,771	39	SH		DFND	627	0	0	39
THE TRADE DESK INC	COM CL A	88339J105	13,381	137	SH		DFND	916	0	0	137
SHOALS TECHNOLOGIES GROUP IN	CL A	82489W107	82,901	13,285	SH		SOLE		34	0	13,251
NEXTERA ENERGY PARTNERS LP	COM UNIT PART IN	65341B106	295,181	10,679	SH		SOLE		0	0	10,679
NXP SEMICONDUCTORS N V	COM	N6596X109	3,767	14	SH		DFND	969	0	0	14
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,098,612	21,924	SH		DFND	272	0	0	21,924
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	4,236	53	SH		DFND	31	0	0	53
ISHARES TR	CORE MSCI INTL	46435G326	14,769	225	SH		DFND	751	0	0	225
LAUDER ESTEE COS INC	CL A	518439104	851	8	SH		DFND	970	0	0	8
TESLA INC	COM	88160R101	83,110	420	SH		DFND	370	420	0	0
SYNOPSYS INC	COM	871607107	595	1	SH		DFND	903	0	0	1
ISHARES TR	CORE MSCI INTL	46435G326	14,966	228	SH		DFND	748	0	0	228
KLA CORP	COM NEW	482480100	28,613,994	34,705	SH		SOLE		88	0	34,617
EXXON MOBIL CORP	COM	30231G102	1,727	15	SH		DFND	933	0	0	15
EASTMAN CHEM CO	COM	277432100	588	6	SH		DFND	713	6	0	0
AZENTA INC	COM	114340102	220,215	4,185	SH		SOLE		77	0	4,108
PERMIAN RESOURCES CORP	CLASS A COM	71424F105	1,400,590	86,724	SH		SOLE		244	0	86,480
ASE TECHNOLOGY HLDG CO LTD	SPONSORED ADS	00215W100	3,141	275	SH		DFND	816	0	0	275
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	37,487	469	SH		DFND	519	0	0	469
ISHARES TR	CORE US AGGBD ET	464287226	6,212	64	SH		DFND	32	64	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	10,311	129	SH		DFND	376	0	0	129
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	32,369	121	SH		DFND	49	0	0	121
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	13,558	174	SH		DFND	828	174	0	0
REALTY INCOME CORP	COM	756109104	5,652	107	SH		DFND	792	107	0	0
INVESCO EXCH TRADED FD TR II	RUSEL 1000 EQL	46138E420	511,993	11,467	SH		SOLE		0	0	11,467
SYNOPSYS INC	COM	871607107	1,785	3	SH		DFND	965	0	0	3
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	19,828	221	SH		DFND	389	0	0	221
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	22,789	254	SH		DFND	681	0	0	254
SPDR SER TR	PORTFOLIO S&P500	78464A854	183,424	2,866	SH		DFND	74	0	0	2,866
ABBVIE INC	COM	00287Y109	1,887	11	SH		DFND	600	0	0	11
WALGREENS BOOTS ALLIANCE INC	COM	931427108	387	32	SH		DFND	713	32	0	0
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	2,643	17	SH		DFND	736	0	0	17
ISHARES TR	CORE US AGGBD ET	464287226	55,427	571	SH		DFND	647	0	0	571
BLACKSTONE INC	COM	09260D107	1,981	16	SH		DFND	262	0	0	16
ELEVANCE HEALTH INC	COM	036752103	56,353	104	SH		DFND	517	0	0	104
SERVICE PPTYS TR	COM SH BEN INT	81761L102	107,457	20,906	SH		DFND	922	0	0	20,906
KINROSS GOLD CORP	COM	496902404	530,897	63,810	SH		SOLE		1,190	0	62,620
COLGATE PALMOLIVE CO	COM	194162103	3,979	41	SH		DFND	665	0	0	41
HUNTINGTON INGALLS INDS INC	COM	446413106	1,232	5	SH		DFND	737	0	0	5
GILEAD SCIENCES INC	COM	375558103	9,057	132	SH		DFND	792	132	0	0
ISHARES TR	CORE US AGGBD ET	464287226	193,655	1,995	SH		DFND	562	0	0	1,995
NETFLIX INC	COM	64110L106	149,823	222	SH		DFND	675	0	0	222
REGENERON PHARMACEUTICALS	COM	75886F107	1,051	1	SH		DFND	665	0	0	1
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	122,499	3,492	SH		DFND	374	0	0	3,492
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	6,074	128	SH		DFND	106	0	0	128
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	87,811	1,508	SH		DFND	829	1,508	0	0
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	3,060	86	SH		DFND	99	0	0	86
ISHARES TR	SHRT NAT MUN ETF	464288158	7,005	67	SH		DFND	567	0	0	67
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,506	11	SH		DFND	810	0	0	11
DISCOVER FINL SVCS	COM	254709108	1,570	12	SH		DFND	713	12	0	0
TOPBUILD CORP	COM	89055F103	97,088	252	SH		DFND	149	0	0	252
BANK AMERICA CORP	7.25%CNV PFD L	060505682	84,101	70	SH		DFND	779	0	0	70
SENSIENT TECHNOLOGIES CORP	COM	81725T100	3,339	45	SH		DFND	627	0	0	45
REALTY INCOME CORP	COM	756109104	1,796	34	SH		DFND	695	0	0	34
CAMBER ENERGY INC	COM	13200M607	2,462	20,955	SH		SOLE		0	0	20,955
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	562,586	5,579	SH		DFND	679	0	0	5,579
HEALTHPEAK PROPERTIES INC	COM	42250P103	4,626	236	SH		DFND	665	0	0	236
TRINET GROUP INC	COM	896288107	500	5	SH		DFND	810	0	0	5
HESS CORP	COM	42809H107	2,800,260	18,982	SH		SOLE		89	0	18,893
BLACKROCK INC	COM	09247X101	39,366	50	SH		DFND	742	0	0	50
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,822	55	SH		DFND	107	0	0	55
CONOCOPHILLIPS	COM	20825C104	5,033	44	SH		DFND	697	0	0	44
ALPHABET INC	CAP STK CL A	02079K305	63,753	350	SH		DFND	517	0	0	350
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	100,098	401	SH		DFND	55	0	0	401
BOEING CO	COM	097023105	1,820	10	SH		DFND	263	0	0	10
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	66,563	1,294	SH		DFND	395	0	0	1,294

Creative Planning 13F-HRQuarterly holdings report by institutional manager