Curbstone Financial Management 13FHR Quarterly holdings report by institutional manager | SEC 10 Oct 23

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Barings Corporate Investors (M	BDFUND	06759X107	5,930,254	372,036	SH		SOLE		186,018	0	186,018
Barings Participation Inv (MPV	BDFUND	06761A103	679,773	50,616	SH		SOLE		25,308	0	25,308
IShares 0-5 Year Tips ETF (STI	BDFUND	46429B747	2,707,945	27,940	SH		SOLE		13,970	0	13,970
IShares Dec 2023 Muni Bond ETF	BDFUND	46435G318	606,219	23,750	SH		SOLE		11,875	0	11,875
IShares Muni Bond 2024 ETF (IB	BDFUND	46435U697	764,277	29,750	SH		SOLE		14,875	0	14,875
Invesco Bulletshares 2023 Corp	BDFUND	46138J866	3,416,077	160,908	SH		SOLE		80,454	0	80,454
Invesco Bulletshares 2024 Corp	BDFUND	46138J841	4,308,661	208,450	SH		SOLE		104,225	0	104,225
Invesco Bulletshares 2025 Corp	BDFUND	46138J825	1,110,675	55,230	SH		SOLE		27,615	0	27,615
SPDR Int Corporate Bond ETF (S	BDFUND	78464A375	403,189	12,820	SH		SOLE		6,410	0	6,410
SPDR Inv't Grade Floating Rate	BDFUND	78468R200	14,827,377	482,662	SH		SOLE		241,331	0	241,331
SPDR Nuveen Barclays Shrt Term	BDFUND	78468R739	1,155,750	25,000	SH		SOLE		12,500	0	12,500
Schwab Aggregate Bond ETF (SCH	BDFUND	808524839	2,120,828	47,950	SH		SOLE		23,975	0	23,975
Schwab US Tips ETF (SCHP)	BDFUND	808524870	5,038,902	99,800	SH		SOLE		49,900	0	49,900
VanEck Vectors Shrt Mun ETF (S	BDFUND	92189F528	700,980	42,000	SH		SOLE		21,000	0	21,000
Vanguard Intermediate Corp Bon	BDFUND	92206C870	8,045,066	105,884	SH		SOLE		52,942	0	52,942
Vanguard ST Corp Bond ETF (VCS	BDFUND	92206C409	18,648,773	248,154	SH		SOLE		124,077	0	124,077
Vanguard Tax-Exempt Bond Index	BDFUND	922907746	555,555	11,550	SH		SOLE		5,775	0	5,775
iShares 1-5 yr Inv Grade Corp	BDFUND	464288646	6,224,265	124,910	SH		SOLE		62,455	0	62,455
iShares National Muni Bond (MU	BDFUND	464288414	5,387,657	52,542	SH		SOLE		26,271	0	26,271
iShares Short Term Nat'l Muni	BDFUND	464288158	4,140,115	40,250	SH		SOLE		20,125	0	20,125
iShares TIPS Bond Fund (TIP)	BDFUND	464287176	5,433,296	52,384	SH		SOLE		26,192	0	26,192
Healthpeak Prop (PEAK)	REIT	42250P103	491,130	26,750	SH		SOLE		13,375	0	13,375
Schwab REIT ETF (SCHH)	REIT	808524847	940,750	53,000	SH		SOLE		26,500	0	26,500
Vanguard REIT Index ETF (VNQ)	REIT	922908553	818,641	10,820	SH		SOLE		5,410	0	5,410
Weyerhauser (WY)	REIT	962166104	2,175,327	70,950	SH		SOLE		35,475	0	35,475
3M Company (MMM)	COM	88579Y101	568,086	6,068	SH		SOLE		3,034	0	3,034
A F L A C Inc. (AFL)	COM	001055102	1,125,922	14,670	SH		SOLE		7,335	0	7,335
AT&T Inc. (T)	COM	00206R102	571,120	38,024	SH		SOLE		19,012	0	19,012
Abbott Laboratories (ABT)	COM	002824100	2,567,106	26,506	SH		SOLE		13,253	0	13,253
Abbvie Inc (ABBV)	COM	00287Y109	1,693,993	11,365	SH		SOLE		5,682	0	5,682
Accenture PLC (ACN)	COM	G1151C101	571,225	1,860	SH		SOLE		930	0	930
Advanced Micro Devices Inc (AM	COM	007903107	1,008,301	9,806	SH		SOLE		4,903	0	4,903
Aerovironment (AVAV)	COM	008073108	930,160	8,340	SH		SOLE		4,170	0	4,170
Air Prod & Chemicals (APD)	COM	009158106	491,982	1,736	SH		SOLE		868	0	868
Alphabet Class A (GOOGL)	COM	02079K305	1,018,042	7,780	SH		SOLE		3,890	0	3,890
Alphabet Class C (GOOG)	COM	02079K107	6,559,115	49,747	SH		SOLE		24,873	0	24,873
Amazon Com Inc (AMZN)	COM	023135106	5,200,237	40,908	SH		SOLE		20,454	0	20,454
Amcor PLC ADR (AMCR)	COM	Q03080100	620,865	67,780	SH		SOLE		33,890	0	33,890
Amgen Incorporated (AMGN)	COM	031162100	540,745	2,012	SH		SOLE		1,006	0	1,006
AppFolio (APPF)	COM	03783c100	467,533	2,560	SH		SOLE		1,280	0	1,280
Apple Computer (AAPL)	COM	037833100	12,660,913	73,950	SH		SOLE		36,975	0	36,975
Auto Data Processing (ADP)	COM	053015103	1,214,929	5,050	SH		SOLE		2,525	0	2,525
Autodesk Inc. (ADSK)	COM	052769106	2,009,096	9,710	SH		SOLE		4,855	0	4,855
BWX Technologies (BWXT)	COM	05605H100	772,294	10,300	SH		SOLE		5,150	0	5,150
Bank of America Corp. (BAC)	COM	060505104	645,949	23,592	SH		SOLE		11,796	0	11,796
Bank of Montreal (BMO)	COM	063671101	1,150,301	13,634	SH		SOLE		6,817	0	6,817
Bank of New York (BK)	COM	064058100	467,017	10,950	SH		SOLE		5,475	0	5,475
Becton Dickinson (BDX)	COM	075887109	493,275	1,908	SH		SOLE		954	0	954
Berkshire Hathaway Cl B (BRKB)	COM	084670702	3,526,820	10,068	SH		SOLE		5,034	0	5,034
Boeing Company (BA)	COM	097023105	541,688	2,826	SH		SOLE		1,413	0	1,413
Bristol-Myers Squibb (BMY)	COM	110122108	1,226,733	21,136	SH		SOLE		10,568	0	10,568
CSG Systems Int'l (CSGS)	COM	126349109	1,050,516	20,550	SH		SOLE		10,275	0	10,275
CVS Health Corp. (CVS)	COM	126650100	1,884,163	26,986	SH		SOLE		13,493	0	13,493
Canopy Growth Corp NPV (CGC)	COM	138035100	16,165	20,650	SH		SOLE		10,325	0	10,325
Carrier Global Corp (CARR)	COM	14448C104	1,284,394	23,268	SH		SOLE		11,634	0	11,634
Celanese (CE)	COM	150870103	1,504,232	11,984	SH		SOLE		5,992	0	5,992
Check Point Software Tech (CHK	COM	M22465104	2,293,482	17,208	SH		SOLE		8,604	0	8,604
Chevron Corp (CVX)	COM	166764100	2,370,123	14,056	SH		SOLE		7,028	0	7,028
Chewy (CHWY)	COM	16679L109	580,851	31,810	SH		SOLE		15,905	0	15,905
Cisco Systems Inc. (CSCO)	COM	17275R102	4,325,530	80,460	SH		SOLE		40,230	0	40,230
Coca Cola Company (KO)	COM	191216100	1,546,056	27,618	SH		SOLE		13,809	0	13,809
Colgate-Palmolive Co. (CL)	COM	194162103	1,034,508	14,548	SH		SOLE		7,274	0	7,274
Comcast Corp NEW CL A (CMCSA)	COM	20030N101	2,005,143	45,222	SH		SOLE		22,611	0	22,611
Constellation Brands (STZ)	COM	21036P108	460,939	1,834	SH		SOLE		917	0	917
Danaher Corp (DHR)	COM	235851102	919,459	3,706	SH		SOLE		1,853	0	1,853
Deere Co (DE)	COM	244199105	520,030	1,378	SH		SOLE		689	0	689
Disney Walt Hldg. Co. (DIS)	COM	254687106	1,816,330	22,410	SH		SOLE		11,205	0	11,205
ETFMG Prime Cyber Security ETF	COM	26924G201	1,416,420	27,450	SH		SOLE		13,725	0	13,725
Eaton Corporation (ETN)	COM	G29183103	519,550	2,436	SH		SOLE		1,218	0	1,218
Emerson Elec Co (EMR)	COM	291011104	408,684	4,232	SH		SOLE		2,116	0	2,116
Exact Sciences (EXAS)	COM	30063P105	1,049,224	15,380	SH		SOLE		7,690	0	7,690
Exxon Mobil (XOM)	COM	30231G102	5,078,280	43,190	SH		SOLE		21,595	0	21,595
Fair Isaac (FICO)	COM	303250104	484,640	558	SH		SOLE		279	0	279
Fastenal Company (FAST)	COM	311900104	848,668	15,532	SH		SOLE		7,766	0	7,766
General Electric Company (GE)	COM	369604103	602,276	5,448	SH		SOLE		2,724	0	2,724
General Mills, Inc. (GIS)	COM	370334104	555,689	8,684	SH		SOLE		4,342	0	4,342
General Motors New (GM)	COM	37045V100	504,243	15,294	SH		SOLE		7,647	0	7,647
Gilead Sciences Inc. (GILD)	COM	375558103	427,907	5,710	SH		SOLE		2,855	0	2,855
Globalstar Inc. (GSAT)	COM	378973408	581,640	444,000	SH		SOLE		222,000	0	222,000
Graco Inc (GGG)	COM	384109104	440,924	6,050	SH		SOLE		3,025	0	3,025
Hamilton Beach Brands Cl A (HB	COM	40701T104	839,487	67,646	SH		SOLE		33,823	0	33,823
Hamilton Beach Brands Cl B Res	COM	40701T203	810,505	69,452	SH		SOLE		34,726	0	34,726
Hologic Inc (HOLX)	COM	436440101	1,571,632	22,646	SH		SOLE		11,323	0	11,323
Home Depot Inc. (HD)	COM	437076102	2,223,293	7,358	SH		SOLE		3,679	0	3,679
Honeywell International (HON)	COM	438516106	1,774,243	9,604	SH		SOLE		4,802	0	4,802
Hormel Foods (HRL)	COM	440452100	1,030,657	27,101	SH		SOLE		13,551	0	13,551
Hyster-Yale Materials Handling	COM	449172105	3,370,961	75,616	SH		SOLE		37,808	0	37,808
Illinois Tool Works Inc (ITW)	COM	452308109	1,126,216	4,890	SH		SOLE		2,445	0	2,445
Intel Corp. (INTC)	COM	458140100	2,550,267	71,737	SH		SOLE		35,869	0	35,869
Inter Parfums (IPAR)	COM	458334109	476,907	3,550	SH		SOLE		1,775	0	1,775
Invesco Water Resource Port (P	COM	46137V142	1,435,860	27,000	SH		SOLE		13,500	0	13,500
J P Morgan Chase & Co (JPM)	COM	46625H100	3,461,627	23,870	SH		SOLE		11,935	0	11,935
J.M. Smuckers Co (SJM)	COM	832696405	1,619,708	13,178	SH		SOLE		6,589	0	6,589
Johnson & Johnson (JNJ)	COM	478160104	4,390,902	28,192	SH		SOLE		14,096	0	14,096
Kohlberg Kravis & Co (KKR)	COM	48251W104	2,722,597	44,198	SH		SOLE		22,099	0	22,099
Korn Ferry International (KFY)	COM	500643200	419,844	8,850	SH		SOLE		4,425	0	4,425
Landstar System (LSTR)	COM	515098101	784,906	4,436	SH		SOLE		2,218	0	2,218
LeMaitre Vascular (LMAT)	COM	525558201	495,768	9,100	SH		SOLE		4,550	0	4,550
Lilly Eli & Company (LLY)	COM	532457108	3,894,192	7,250	SH		SOLE		3,625	0	3,625
Linde PLC (LIN)	COM	G54950103	422,245	1,134	SH		SOLE		567	0	567
Lowes Companies Inc. (LOW)	COM	548661107	628,508	3,024	SH		SOLE		1,512	0	1,512
McDonalds Corp (MCD)	COM	580135101	1,330,372	5,050	SH		SOLE		2,525	0	2,525
Merck & Co Inc. (MRK)	COM	589331107	2,577,456	25,036	SH		SOLE		12,518	0	12,518
Microsoft Corp. (MSFT)	COM	594918104	7,588,725	24,034	SH		SOLE		12,017	0	12,017
Mondelez (MDLZ)	COM	609207105	442,078	6,370	SH		SOLE		3,185	0	3,185
Morgan Stanley (MS)	COM	617446448	451,798	5,532	SH		SOLE		2,766	0	2,766
NVIDIA Corporation (NVDA)	COM	67066G104	412,182	948	SH		SOLE		474	0	474
Nacco Inds Inc CL A (NC)	COM	629579103	2,017,998	57,542	SH		SOLE		28,771	0	28,771
NextEra Energy (NEE)	COM	65339F101	1,311,368	22,890	SH		SOLE		11,445	0	11,445
Norfolk Southern Cop (NSC)	COM	655844108	448,607	2,278	SH		SOLE		1,139	0	1,139
Novartis AG Spon ADR F (NVS)	COM	66987V109	417,015	4,094	SH		SOLE		2,047	0	2,047
Oracle Corp. (ORCL)	COM	68389X105	1,292,224	12,200	SH		SOLE		6,100	0	6,100
Otis Worldwide (OTIS)	COM	68902V107	559,600	6,968	SH		SOLE		3,484	0	3,484
PepsiCo Inc. (PEP)	COM	713448108	4,095,326	24,170	SH		SOLE		12,085	0	12,085
Pfizer Inc (PFE)	COM	717081103	1,982,658	59,773	SH		SOLE		29,886	0	29,886
Phillips 66 (PSX)	COM	718546104	1,961,088	16,322	SH		SOLE		8,161	0	8,161
Procter & Gamble (PG)	COM	742718109	3,208,628	21,998	SH		SOLE		10,999	0	10,999
ROBO Gbl Robotics & Auto'n ETF	COM	301505707	1,046,481	20,780	SH		SOLE		10,390	0	10,390
RTX Corporation (RTX)	COM	75513E101	1,923,758	26,730	SH		SOLE		13,365	0	13,365
Regions Financial Corp (RF)	COM	7591EP100	444,620	25,850	SH		SOLE		12,925	0	12,925
SYNNEX Corp (SNX)	COM	87162W100	579,188	5,800	SH		SOLE		2,900	0	2,900
Salesforce.com (CRM)	COM	79466L302	753,530	3,716	SH		SOLE		1,858	0	1,858
Smith & Nephew (SNN)	COM	83175M205	665,074	26,850	SH		SOLE		13,425	0	13,425
Sonoco Products (SON)	COM	835495102	1,486,472	27,350	SH		SOLE		13,675	0	13,675
Southwest Airlines (LUV)	COM	844741108	469,664	17,350	SH		SOLE		8,675	0	8,675
Sprouts Farmers Markets (SFM)	COM	85208M102	766,120	17,900	SH		SOLE		8,950	0	8,950
Standard Motor Products (SMP)	COM	853666105	492,600	14,652	SH		SOLE		7,326	0	7,326
Starbucks Corp. (SBUX)	COM	855244109	1,120,796	12,280	SH		SOLE		6,140	0	6,140
State Street Corp (STT)	COM	857477103	612,684	9,150	SH		SOLE		4,575	0	4,575
Stryker Corp. (SYK)	COM	863667101	652,569	2,388	SH		SOLE		1,194	0	1,194
Sysco Corp. (SYY)	COM	871829107	1,980,311	29,982	SH		SOLE		14,991	0	14,991
T Rowe Price Group (TROW)	COM	74144T108	547,421	5,220	SH		SOLE		2,610	0	2,610
TJX Cos Inc (TJX)	COM	872540109	4,051,328	45,582	SH		SOLE		22,791	0	22,791
Taiwan Semiconductor ADRF Spon	COM	874039100	1,090,595	12,550	SH		SOLE		6,275	0	6,275
Target Corporation (TGT)	COM	87612E106	1,263,168	11,424	SH		SOLE		5,712	0	5,712
Texas Instruments Inc (TXN)	COM	882508104	802,682	5,048	SH		SOLE		2,524	0	2,524
The Blackstone Group (BX)	COM	09260D107	587,127	5,480	SH		SOLE		2,740	0	2,740
The Trade Desk Inc (TTD)	COM	88339J105	1,216,795	15,570	SH		SOLE		7,785	0	7,785
Trex Inc (TREX)	COM	89531P105	1,806,992	29,320	SH		SOLE		14,660	0	14,660
Tyler Technologies (TYL)	COM	902252105	417,031	1,080	SH		SOLE		540	0	540
US Bancorp (USB)	COM	902973304	1,531,339	46,320	SH		SOLE		23,160	0	23,160
Ulta Beauty (ULTA)	COM	903845303	1,410,058	3,530	SH		SOLE		1,765	0	1,765
Unilever PLC ADR New F (UL)	COM	904767704	836,243	16,928	SH		SOLE		8,464	0	8,464
Union Pacific Corp. (UNP)	COM	907818108	569,757	2,798	SH		SOLE		1,399	0	1,399
United Parcel Service Cl B (UP	COM	911312106	604,480	3,878	SH		SOLE		1,939	0	1,939
Unitedhealth Group Inc. (UNH)	COM	91324P102	621,162	1,232	SH		SOLE		616	0	616
Universal Display (OLED)	COM	91347P105	409,744	2,610	SH		SOLE		1,305	0	1,305
Vericel (VCEL)	COM	92346J108	433,078	12,920	SH		SOLE		6,460	0	6,460
Verisk Analytics (VRSK)	COM	92345Y106	2,393,111	10,130	SH		SOLE		5,065	0	5,065
Verizon Communications (VZ)	COM	92343V104	1,393,500	42,996	SH		SOLE		21,498	0	21,498
Visa Inc (V)	COM	92826C839	2,570,592	11,176	SH		SOLE		5,588	0	5,588
WD 40 Co (WDFC)	COM	929236107	1,226,757	6,036	SH		SOLE		3,018	0	3,018
WalMart Inc. (WMT)	COM	931142103	802,529	5,018	SH		SOLE		2,509	0	2,509
Zimmer Biomet Holdings Inc. (Z	COM	98956P102	470,875	4,196	SH		SOLE		2,098	0	2,098
Zoetis Inc (ZTS)	COM	98978V103	2,007,729	11,540	SH		SOLE		5,770	0	5,770
IShares S&P 100 Index (OEF)	ETF	464287101	975,110	4,860	SH		SOLE		2,430	0	2,430
Invesco S&P 500 Equal Weighted	ETF	46137V357	5,337,067	37,667	SH		SOLE		18,834	0	18,834
Invesco SP500 Hi Div Low Vol (	ETF	46138E362	540,822	13,800	SH		SOLE		6,900	0	6,900
SPDR S&P Dividend ETF (SDY)	ETF	78464A763	845,323	7,350	SH		SOLE		3,675	0	3,675
SPDR S&P Midcap 400 (MDY)	ETF	78467Y107	14,028,961	30,722	SH		SOLE		15,361	0	15,361
SPDR Trust S&P 500 (SPY)	ETF	78462F103	1,323,906	3,097	SH		SOLE		1,549	0	1,549
Schwab Large Cap Growth ETF (S	ETF	808524300	10,557,539	145,181	SH		SOLE		72,590	0	72,590
Schwab Large Cap US ETF (SCHX)	ETF	808524201	4,278,230	84,550	SH		SOLE		42,275	0	42,275
Schwab US Broad Market ETF (SC	ETF	808524102	6,509,612	130,584	SH		SOLE		65,292	0	65,292
Schwab US Dividend Equity (SCH	ETF	808524797	7,436,310	105,092	SH		SOLE		52,546	0	52,546
Schwab US Mid Cap ETF (SCHM)	ETF	808524508	12,405,518	183,297	SH		SOLE		91,648	0	91,648
Schwab US Small Cap ETF (SCHA)	ETF	808524607	7,456,905	180,032	SH		SOLE		90,016	0	90,016
Vanguard Extended Market Index	ETF	922908652	1,830,324	12,770	SH		SOLE		6,385	0	6,385
Vanguard High Dividend Yield E	ETF	921946406	413,280	4,000	SH		SOLE		2,000	0	2,000
Vanguard Mid Cap ETF (VO)	ETF	922908629	905,844	4,350	SH		SOLE		2,175	0	2,175
Vanguard S&P 500 ETF (VOO)	ETF	922908363	11,148,611	28,390	SH		SOLE		14,195	0	14,195
Vanguard Small Cap Growth (VBK	ETF	922908595	2,885,005	13,470	SH		SOLE		6,735	0	6,735
iShares S&P US Preferred Stock	ETF	464288687	4,023,819	133,460	SH		SOLE		66,730	0	66,730
iShares Trust S&P 500 Index (I	ETF	464287200	511,881	1,192	SH		SOLE		596	0	596
IShares S&P Global 100 ETF (IO	ETF	464287572	1,470,659	20,080	SH		SOLE		10,040	0	10,040
Ishares Int'l Select Dividend	ETF	464288448	556,514	21,910	SH		SOLE		10,955	0	10,955
Ishares MSCI Ireland ETF (EIRL	ETF	46429B507	637,014	11,790	SH		SOLE		5,895	0	5,895
Schwab Emerging Markets ETF (S	ETF	808524706	2,210,859	92,350	SH		SOLE		46,175	0	46,175
Schwab International Equity ET	ETF	808524805	13,028,028	383,629	SH		SOLE		191,814	0	191,814
Vanguard Total World Stock Mar	ETF	922042742	412,787	4,430	SH		SOLE		2,215	0	2,215
iShares TR MSCI EAFE Fd (EFA)	ETF	464287465	2,543,891	36,911	SH		SOLE		18,455	0	18,455

Curbstone Financial Management 13F-HRQuarterly holdings report by institutional manager