Summit Financial Strategies 13FHR Quarterly holdings report by institutional manager | SEC 13 Feb 24

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	1,145,501	10,407	SH		SOLE		0	0	10,407
ABBVIE INC	COM	00287Y109	968,359	6,249	SH		SOLE		0	0	6,249
ABERCROMBIE & FITCH CO	CL A	002896207	315,563	3,577	SH		SOLE		0	0	3,577
AGILON HEALTH INC	COM	00857U107	216,249	17,231	SH		SOLE		0	0	17,231
ALPHABET INC	CAP STK CL A	02079K305	994,161	7,117	SH		SOLE		0	0	7,117
ALPHABET INC	CAP STK CL C	02079K107	387,558	2,750	SH		SOLE		0	0	2,750
AMAZON COM INC	COM	023135106	1,200,537	7,901	SH		SOLE		0	0	7,901
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	38,549,050	683,615	SH		SOLE		0	0	683,615
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	337,723	5,847	SH		SOLE		0	0	5,847
AMERICAN ELEC PWR CO INC	COM	025537101	409,484	5,042	SH		SOLE		0	0	5,042
AMGEN INC	COM	031162100	403,228	1,400	SH		SOLE		0	0	1,400
APPLE INC	COM	037833100	13,585,408	70,563	SH		SOLE		0	0	70,563
APPLIED MATLS INC	COM	038222105	898,516	5,544	SH		SOLE		0	0	5,544
BANK AMERICA CORP	COM	060505104	295,849	8,787	SH		SOLE		0	0	8,787
BANK NEW YORK MELLON CORP	COM	064058100	439,823	8,450	SH		SOLE		0	0	8,450
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	11,828,272	33,164	SH		SOLE		0	0	33,164
CALAMOS CONV & HIGH INCOME F	COM SHS	12811P108	189,129	16,489	SH		SOLE		0	0	16,489
CARDLYTICS INC	COM	14161W105	128,940	14,000	SH		SOLE		0	0	14,000
CATERPILLAR INC	COM	149123101	628,900	2,127	SH		SOLE		0	0	2,127
CINCINNATI FINL CORP	COM	172062101	419,220	4,052	SH		SOLE		0	0	4,052
CIVISTA BANCSHARES INC	COM NO PAR	178867107	2,660,874	144,299	SH		SOLE		0	0	144,299
COSTCO WHSL CORP NEW	COM	22160K105	266,023	403	SH		SOLE		0	0	403
D R HORTON INC	COM	23331A109	222,195	1,462	SH		SOLE		0	0	1,462
DEERE & CO	COM	244199105	496,753	1,242	SH		SOLE		0	0	1,242
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	10,092,835	192,869	SH		SOLE		0	0	192,869
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	87,148,769	3,413,583	SH		SOLE		0	0	3,413,583
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	3,696,877	99,325	SH		SOLE		0	0	99,325
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	298,204	10,202	SH		SOLE		0	0	10,202
DIMENSIONAL ETF TRUST	US LARGE CAP VAL	25434V666	17,592,617	650,374	SH		SOLE		0	0	650,374
DIMENSIONAL ETF TRUST	GLOBAL REAL EST	25434V658	10,581,940	407,311	SH		SOLE		0	0	407,311
DIREXION SHS ETF TR	DRX S&P500BULL	25459W862	340,671	3,276	SH		SOLE		0	0	3,276
DISNEY WALT CO	COM	254687106	394,703	4,372	SH		SOLE		0	0	4,372
DTE ENERGY CO	COM	233331107	235,185	2,133	SH		SOLE		0	0	2,133
EATON CORP PLC	SHS	G29183103	465,023	1,931	SH		SOLE		0	0	1,931
ECOLAB INC	COM	278865100	630,158	3,177	SH		SOLE		0	0	3,177
ELI LILLY & CO	COM	532457108	1,254,084	2,151	SH		SOLE		0	0	2,151
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	1,159,297	84,007	SH		SOLE		0	0	84,007
EXXON MOBIL CORP	COM	30231G102	1,262,424	12,627	SH		SOLE		0	0	12,627
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	1,159,287	25,180	SH		SOLE		0	0	25,180
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	335,746	3,579	SH		SOLE		0	0	3,579
GREIF INC	CL A	397624107	320,932	4,893	SH		SOLE		0	0	4,893
HOME DEPOT INC	COM	437076102	472,543	1,364	SH		SOLE		0	0	1,364
HUNTINGTON BANCSHARES INC	COM	446150104	383,608	30,158	SH		SOLE		0	0	30,158
INSTALLED BLDG PRODS INC	COM	45780R101	374,781	2,050	SH		SOLE		0	0	2,050
INTEL CORP	COM	458140100	371,086	7,385	SH		SOLE		0	0	7,385
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	262,081	8,069	SH		SOLE		0	0	8,069
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	325,209	9,239	SH		SOLE		0	0	9,239
INVESCO QQQ TR	UNIT SER 1	46090E103	437,022	1,067	SH		SOLE		0	0	1,067
ISHARES GOLD TR	ISHARES NEW	464285204	244,523	6,265	SH		SOLE		0	0	6,265
ISHARES SILVER TR	ISHARES	46428Q109	280,265	12,868	SH		SOLE		0	0	12,868
ISHARES TR	US HLTHCARE ETF	464287762	218,687	764	SH		SOLE		0	0	764
ISHARES TR	TIPS BD ETF	464287176	328,489	3,056	SH		SOLE		0	0	3,056
ISHARES TR	CORE S&P MCP ETF	464287507	33,267,794	120,035	SH		SOLE		0	0	120,035
ISHARES TR	SELECT DIVID ETF	464287168	514,879	4,392	SH		SOLE		0	0	4,392
ISHARES TR	RUS 1000 ETF	464287622	3,558,081	13,567	SH		SOLE		0	0	13,567
ISHARES TR	CORE S&P500 ETF	464287200	66,171,204	138,541	SH		SOLE		0	0	138,541
ISHARES TR	S&P 500 GRWT ETF	464287309	1,006,716	13,405	SH		SOLE		0	0	13,405
ISHARES TR	RUSSELL 3000 ETF	464287689	424,023	1,549	SH		SOLE		0	0	1,549
ISHARES TR	MSCI EMG MKT ETF	464287234	342,428	8,516	SH		SOLE		0	0	8,516
ISHARES TR	RUS 1000 GRW ETF	464287614	1,672,779	5,518	SH		SOLE		0	0	5,518
ISHARES TR	S&P SML 600 GWT	464287887	243,272	1,944	SH		SOLE		0	0	1,944
ISHARES TR	MSCI EAFE ETF	464287465	4,980,484	66,098	SH		SOLE		0	0	66,098
ISHARES TR	RUS MID CAP ETF	464287499	2,244,143	28,871	SH		SOLE		0	0	28,871
ISHARES TR	MSCI ACWI ETF	464288257	234,682	2,306	SH		SOLE		0	0	2,306
ISHARES TR	EAFE VALUE ETF	464288877	2,750,515	52,793	SH		SOLE		0	0	52,793
ISHARES TR	CORE US AGGBD ET	464287226	768,270	7,741	SH		SOLE		0	0	7,741
ISHARES TR	MSCI ACWI EX US	464288240	316,346	6,198	SH		SOLE		0	0	6,198
ISHARES TR	RUS 1000 VAL ETF	464287598	1,622,590	9,819	SH		SOLE		0	0	9,819
ISHARES TR	CORE S&P SCP ETF	464287804	21,729,900	200,738	SH		SOLE		0	0	200,738
ISHARES TR	RUSSELL 2000 ETF	464287655	1,177,365	5,866	SH		SOLE		0	0	5,866
ISHARES TR	CORE INTL AGGR	46435G672	212,048	4,258	SH		SOLE		0	0	4,258
ISHARES TR	U.S. REAL ES ETF	464287739	242,785	2,656	SH		SOLE		0	0	2,656
ISHARES TR	CORE DIV GRWTH	46434V621	433,897	8,062	SH		SOLE		0	0	8,062
IVEDA SOLUTIONS INC	COM NEW	46583A204	6,340	10,000	SH		SOLE		0	0	10,000
J P MORGAN EXCHANGE TRADED F	MUNICIPAL ETF	46641Q647	322,373	6,326	SH		SOLE		0	0	6,326
JOHNSON & JOHNSON	COM	478160104	901,974	5,755	SH		SOLE		0	0	5,755
JPMORGAN CHASE & CO	COM	46625H100	1,917,011	11,270	SH		SOLE		0	0	11,270
KROGER CO	COM	501044101	416,742	9,117	SH		SOLE		0	0	9,117
LANCASTER COLONY CORP	COM	513847103	837,108	5,031	SH		SOLE		0	0	5,031
LOCKHEED MARTIN CORP	COM	539830109	308,203	680	SH		SOLE		0	0	680
M/I HOMES INC	COM	55305B101	497,792	3,614	SH		SOLE		0	0	3,614
MCDONALDS CORP	COM	580135101	569,037	1,919	SH		SOLE		0	0	1,919
MEDTRONIC PLC	SHS	G5960L103	300,494	3,648	SH		SOLE		0	0	3,648
MERCK & CO INC	COM	58933Y105	631,537	5,793	SH		SOLE		0	0	5,793
META PLATFORMS INC	CL A	30303M102	235,383	665	SH		SOLE		0	0	665
METTLER TOLEDO INTERNATIONAL	COM	592688105	460,925	380	SH		SOLE		0	0	380
MICROSOFT CORP	COM	594918104	8,999,278	23,932	SH		SOLE		0	0	23,932
MYOMO INC	COM NEW	62857J201	50,100	10,000	SH		SOLE		0	0	10,000
NIKE INC	CL B	654106103	450,370	4,148	SH		SOLE		0	0	4,148
NVIDIA CORPORATION	COM	67066G104	432,339	873	SH		SOLE		0	0	873
PACKAGING CORP AMER	COM	695156109	37,968,945	233,067	SH		SOLE		0	0	233,067
PARK NATL CORP	COM	700658107	1,214,866	9,144	SH		SOLE		0	0	9,144
PEPSICO INC	COM	713448108	347,017	2,043	SH		SOLE		0	0	2,043
PROCTER AND GAMBLE CO	COM	742718109	1,786,777	12,193	SH		SOLE		0	0	12,193
PROLOGIS INC.	COM	74340W103	253,270	1,900	SH		SOLE		0	0	1,900
QCR HOLDINGS INC	COM	74727A104	211,021	3,614	SH		SOLE		0	0	3,614
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	1,874,920	35,918	SH		SOLE		0	0	35,918
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	3,344,920	59,307	SH		SOLE		0	0	59,307
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	413,586	11,854	SH		SOLE		0	0	11,854
SCHWAB STRATEGIC TR	US REIT ETF	808524847	519,862	25,102	SH		SOLE		0	0	25,102
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	367,710	14,833	SH		SOLE		0	0	14,833
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,653,231	152,955	SH		SOLE		0	0	152,955
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	45,743,535	607,323	SH		SOLE		0	0	607,323
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	22,661,901	479,718	SH		SOLE		0	0	479,718
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	4,794,172	102,835	SH		SOLE		0	0	102,835
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	833,711	10,050	SH		SOLE		0	0	10,050
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	76,946,282	1,382,186	SH		SOLE		0	0	1,382,186
SPDR GOLD TR	GOLD SHS	78463V107	1,901,377	9,946	SH		SOLE		0	0	9,946
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,481,271	5,220	SH		SOLE		0	0	5,220
SPDR SER TR	PORTFOLIO S&P500	78464A854	296,997	5,313	SH		SOLE		0	0	5,313
STARWOOD PPTY TR INC	COM	85571B105	225,292	10,718	SH		SOLE		0	0	10,718
TESLA INC	COM	88160R101	1,471,080	5,920	SH		SOLE		0	0	5,920
TEXAS INSTRS INC	COM	882508104	983,384	5,769	SH		SOLE		0	0	5,769
UNDER ARMOUR INC	CL C	904311206	116,332	13,932	SH		SOLE		0	0	13,932
UNION PAC CORP	COM	907818108	234,076	953	SH		SOLE		0	0	953
UNITEDHEALTH GROUP INC	COM	91324P102	410,569	780	SH		SOLE		0	0	780
UPSTART HLDGS INC	COM	91680M107	277,031	6,780	SH		SOLE		0	0	6,780
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	936,505	9,966	SH		SOLE		0	0	9,966
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	372,657	3,757	SH		SOLE		0	0	3,757
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	1,236,479	16,054	SH		SOLE		0	0	16,054
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	532,134	7,235	SH		SOLE		0	0	7,235
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,094,943	4,616	SH		SOLE		0	0	4,616
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	209,684	1,446	SH		SOLE		0	0	1,446
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,763,577	10,906	SH		SOLE		0	0	10,906
VANGUARD INDEX FDS	GROWTH ETF	922908736	871,398	2,803	SH		SOLE		0	0	2,803
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	334,413	1,858	SH		SOLE		0	0	1,858
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	202,883	924	SH		SOLE		0	0	924
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,020,594	4,387	SH		SOLE		0	0	4,387
VANGUARD INDEX FDS	VALUE ETF	922908744	672,152	4,496	SH		SOLE		0	0	4,496
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	32,569,542	134,713	SH		SOLE		0	0	134,713
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	611,154	5,313	SH		SOLE		0	0	5,313
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,263,037	103,724	SH		SOLE		0	0	103,724
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	867,138	15,446	SH		SOLE		0	0	15,446
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	330,150	6,952	SH		SOLE		0	0	6,952
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,358,057	90,982	SH		SOLE		0	0	90,982
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	226,577	1,653	SH		SOLE		0	0	1,653
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	399,616	1,594	SH		SOLE		0	0	1,594
VANGUARD WORLD FDS	INF TECH ETF	92204A702	247,826	512	SH		SOLE		0	0	512
WALMART INC	COM	931142103	4,666,182	29,598	SH		SOLE		0	0	29,598
WIDEPOINT CORP	COMMON	967590209	84,650	36,487	SH		SOLE		0	0	36,487
WORTHINGTON ENTERPRISES INC	COM	981811102	896,945	15,585	SH		SOLE		0	0	15,585
WORTHINGTON STL INC	COM SHS	982104101	436,028	15,517	SH		SOLE		0	0	15,517

Summit Financial Strategies 13F-HRQuarterly holdings report by institutional manager