The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
| UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| AMGEN INC | COM | 031162100 | 6,711,143 | 20,828 | SH | DFND | 1 | 20,828 | 0 | 0 | |
| APPLE INC | COM | 037833100 | 8,335,330 | 35,774 | SH | DFND | 1 | 35,774 | 0 | 0 | |
| ARCH CAP GROUP LTD | ORD | G0450A105 | 6,491,389 | 58,021 | SH | DFND | 1 | 58,021 | 0 | 0 | |
| AUTOZONE INC | COM | 053332102 | 5,241,667 | 1,664 | SH | DFND | 1 | 1,664 | 0 | 0 | |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 8,239,575 | 17,902 | SH | DFND | 1 | 17,902 | 0 | 0 | |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | 4,946,214 | 95,597 | SH | DFND | 1 | 95,597 | 0 | 0 | |
| CHEVRON CORP NEW | COM | 166764100 | 5,470,025 | 37,143 | SH | DFND | 1 | 37,143 | 0 | 0 | |
| COPART INC | COM | 217204106 | 4,714,900 | 89,979 | SH | DFND | 1 | 89,979 | 0 | 0 | |
| CORNING INC | COM | 219350105 | 6,138,953 | 135,968 | SH | DFND | 1 | 135,968 | 0 | 0 | |
| DOLLAR GEN CORP NEW | COM | 256677105 | 2,824,868 | 33,403 | SH | DFND | 1 | 33,403 | 0 | 0 | |
| EXXON MOBIL CORP | COM | 30231G102 | 7,634,517 | 65,130 | SH | DFND | 1 | 65,130 | 0 | 0 | |
| GRAINGER W W INC | COM | 384802104 | 5,655,272 | 5,444 | SH | DFND | 1 | 5,444 | 0 | 0 | |
| HOME DEPOT INC | COM | 437076102 | 7,733,030 | 19,084 | SH | DFND | 1 | 19,084 | 0 | 0 | |
| HUMANA INC | COM | 444859102 | 3,730,245 | 11,777 | SH | DFND | 1 | 11,777 | 0 | 0 | |
| JOHNSON & JOHNSON | COM | 478160104 | 7,171,263 | 44,251 | SH | DFND | 1 | 44,251 | 0 | 0 | |
| JPMORGAN CHASE & CO | COM | 46625H100 | 8,298,852 | 39,357 | SH | DFND | 1 | 39,357 | 0 | 0 | |
| MARRIOTT INTL INC NEW | CL A | 571903202 | 3,769,025 | 15,161 | SH | DFND | 1 | 15,161 | 0 | 0 | |
| MARSH & MCLENNAN COS INC | COM | 571748102 | 6,024,294 | 27,004 | SH | DFND | 1 | 27,004 | 0 | 0 | |
| MCDONALDS CORP | COM | 580135101 | 6,209,950 | 20,393 | SH | DFND | 1 | 20,393 | 0 | 0 | |
| MCKESSON CORP | COM | 58155Q103 | 5,298,525 | 10,717 | SH | DFND | 1 | 10,717 | 0 | 0 | |
| MICROSOFT CORP | COM | 594918104 | 8,622,384 | 20,038 | SH | DFND | 1 | 20,038 | 0 | 0 | |
| OLD DOMINION FREIGHT LINE IN | COM | 679580100 | 4,627,006 | 23,293 | SH | DFND | 1 | 23,293 | 0 | 0 | |
| ORACLE CORP | COM | 68389X105 | 8,748,333 | 51,340 | SH | DFND | 1 | 51,340 | 0 | 0 | |
| PACCAR INC | COM | 693718108 | 5,012,358 | 50,794 | SH | DFND | 1 | 50,794 | 0 | 0 | |
| PHILIP MORRIS INTL INC | COM | 718172109 | 7,357,800 | 60,608 | SH | DFND | 1 | 60,608 | 0 | 0 | |
| PROGRESSIVE CORP | COM | 743315103 | 8,782,904 | 34,611 | SH | DFND | 1 | 34,611 | 0 | 0 | |
| PULTE GROUP INC | COM | 745867101 | 5,901,359 | 41,116 | SH | DFND | 1 | 41,116 | 0 | 0 | |
| SCHWAB CHARLES CORP | COM | 808513105 | 6,125,246 | 94,511 | SH | DFND | 1 | 94,511 | 0 | 0 | |
| TEXAS INSTRS INC | COM | 882508104 | 7,328,494 | 35,477 | SH | DFND | 1 | 35,477 | 0 | 0 | |
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 34,221,239 | 64,853 | SH | DFND | 1 | 64,853 | 0 | 0 | |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 92,398,471 | 326,312 | SH | DFND | 1 | 326,312 | 0 | 0 | |
| VISA INC | COM CL A | 92826C839 | 7,368,928 | 26,801 | SH | DFND | 1 | 26,801 | 0 | 0 | |
| WABTEC | COM | 929740108 | 6,267,425 | 34,480 | SH | DFND | 1 | 34,480 | 0 | 0 | |
| WALMART INC | COM | 931142103 | 9,777,969 | 121,089 | SH | DFND | 1 | 121,089 | 0 | 0 | |
| WILLIAMS COS INC | COM | 969457100 | 6,166,197 | 135,076 | SH | DFND | 1 | 135,076 | 0 | 0 | |
