McAdam 13FHR Quarterly holdings report by institutional manager | SEC 24 Jul 24

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	789,300	15,639	SH		SOLE		0	0	15,639
AMERICAN EXPRESS CO	COM	025816109	1,669,148	7,209	SH		SOLE		0	0	7,209
ORACLE CORP	COM	68389X105	909,170	6,439	SH		SOLE		0	0	6,439
WALMART INC	COM	931142103	616,020	9,098	SH		SOLE		0	0	9,098
CISCO SYS INC	COM	17275R102	570,829	12,015	SH		SOLE		0	0	12,015
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,052,866	20,385	SH		SOLE		0	0	20,385
VANECK ETF TRUST	SHRT HGH YLD MUN	92189F387	792,838	35,442	SH		SOLE		0	0	35,442
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,940,550	4,770	SH		SOLE		0	0	4,770
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	532,574	7,816	SH		SOLE		0	0	7,816
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	9,171,578	200,472	SH		SOLE		0	0	200,472
ADVANCED MICRO DEVICES INC	COM	007903107	587,070	3,619	SH		SOLE		0	0	3,619
OMNICOM GROUP INC	COM	681919106	277,622	3,095	SH		SOLE		0	0	3,095
ABBVIE INC	COM	00287Y109	2,953,708	17,221	SH		SOLE		0	0	17,221
ISHARES TR	CORE TOTAL USD	46434V613	533,460	11,797	SH		SOLE		0	0	11,797
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	277,907	3,318	SH		SOLE		0	0	3,318
SPDR SER TR	PRTFLO S&P500 VL	78464A508	15,038,796	308,551	SH		SOLE		0	0	308,551
AMPLIFY ETF TR	CWP ENHANCED DIV	032108409	3,047,901	78,757	SH		SOLE		0	0	78,757
INNOVATOR ETFS TRUST	US EQTY BUFR JUN	45782C755	338,902	8,672	SH		SOLE		0	0	8,672
PFIZER INC	COM	717081103	528,953	18,905	SH		SOLE		0	0	18,905
MERCK & CO INC	COM	58933Y105	2,071,597	16,733	SH		SOLE		0	0	16,733
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	586,695	1,500	SH		SOLE		0	0	1,500
INNOVATOR ETFS TRUST	US EQTY BUF NOV	45782C581	462,017	12,359	SH		SOLE		0	0	12,359
ENTERPRISE PRODS PARTNERS L	COM	293792107	830,856	28,670	SH		SOLE		0	0	28,670
AT&T INC	COM	00206R102	581,620	30,435	SH		SOLE		0	0	30,435
ISHARES TR	RUS MDCP VAL ETF	464287473	6,306,101	52,229	SH		SOLE		0	0	52,229
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,355,415	49,640	SH		SOLE		0	0	49,640
DISNEY WALT CO	COM	254687106	364,522	3,671	SH		SOLE		0	0	3,671
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	2,388,245	75,244	SH		SOLE		0	0	75,244
ANNALY CAPITAL MANAGEMENT IN	COM NEW	035710839	210,565	11,047	SH		SOLE		0	0	11,047
SPDR SER TR	PORTFOLIO LN TSR	78464A664	24,795,652	910,935	SH		SOLE		0	0	910,935
BOEING CO	COM	097023105	341,693	1,877	SH		SOLE		0	0	1,877
SENESTECH INC	COM NEW	81720R505	25,155	43,671	SH		SOLE		0	0	43,671
KOPIN CORP	COM	500600101	14,468	64,300	SH	Call	SOLE		0	0	64,300
ISHARES U S ETF TR	BLACKROCK SHORT	46431W838	376,677	7,511	SH		SOLE		0	0	7,511
ISHARES TR	IBOXX HI YD ETF	464288513	5,678,529	73,613	SH		SOLE		0	0	73,613
ISHARES TR	20 YR TR BD ETF	464287432	1,771,538	19,302	SH		SOLE		0	0	19,302
FIRST TR EXCHNG TRADED FD VI	TCW UNCONSTRAI	33740F888	281,077	11,496	SH		SOLE		0	0	11,496
ISHARES TR	CORE US AGGBD ET	464287226	6,184,553	63,712	SH		SOLE		0	0	63,712
ISHARES TR	NATIONAL MUN ETF	464288414	6,213,799	58,318	SH		SOLE		0	0	58,318
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	520,113	29,435	SH		SOLE		0	0	29,435
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,125,028	5,702	SH		SOLE		0	0	5,702
ISHARES TR	MSCI EAFE ETF	464287465	3,694,961	47,172	SH		SOLE		0	0	47,172
ISHARES TR	RUS 2000 VAL ETF	464287630	1,248,860	8,200	SH		SOLE		0	0	8,200
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C318	289,764	8,495	SH		SOLE		0	0	8,495
NETAPP INC	COM	64110D104	316,977	2,461	SH		SOLE		0	0	2,461
WM TECHNOLOGY INC	COM	92971A109	10,610	10,202	SH		SOLE		0	0	10,202
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	202,734	1,481	SH		SOLE		0	0	1,481
TILRAY BRANDS INC	COM	88688T100	80,309	48,379	SH		SOLE		0	0	48,379
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,878,101	76,403	SH		SOLE		0	0	76,403
THERMO FISHER SCIENTIFIC INC	COM	883556102	230,601	417	SH		SOLE		0	0	417
FS CREDIT OPPORTUNITIES CORP	COMMON STOCK	30290Y101	385,793	60,564	SH		SOLE		0	0	60,564
CHEVRON CORP NEW	COM	166764100	563,703	3,604	SH		SOLE		0	0	3,604
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	44,310,843	294,561	SH		SOLE		0	0	294,561
ISHARES TR	SHORT TREAS BD	464288679	465,008	4,208	SH		SOLE		0	0	4,208
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	586,200	8,136	SH		SOLE		0	0	8,136
RING ENERGY INC	COM	76680V108	24,404	14,440	SH		SOLE		0	0	14,440
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	272,009	8,437	SH		SOLE		0	0	8,437
ISHARES TR	TIPS BD ETF	464287176	617,036	5,779	SH		SOLE		0	0	5,779
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	42,221,441	183,923	SH		SOLE		0	0	183,923
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	548,477	3,007	SH		SOLE		0	0	3,007
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C748	7,514,253	210,956	SH		SOLE		0	0	210,956
ISHARES TR	ISHS 1-5YR INVS	464288646	307,491	6,001	SH		SOLE		0	0	6,001
INVESCO QQQ TR	UNIT SER 1	46090E103	2,260,392	4,718	SH		SOLE		0	0	4,718
FISERV INC	COM	337738108	230,863	1,549	SH		SOLE		0	0	1,549
SPDR GOLD TR	GOLD SHS	78463V107	419,485	1,951	SH		SOLE		0	0	1,951
ISHARES TR	S&P 500 VAL ETF	464287408	237,946	1,307	SH		SOLE		0	0	1,307
ISHARES TR	MSCI USA ESG SLC	464288802	444,311	3,954	SH		SOLE		0	0	3,954
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	258,156	4,555	SH		SOLE		0	0	4,555
AGILENT TECHNOLOGIES INC	COM	00846U101	318,112	2,454	SH		SOLE		0	0	2,454
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	271,919	4,594	SH		SOLE		0	0	4,594
HOME DEPOT INC	COM	437076102	1,086,692	3,157	SH		SOLE		0	0	3,157
NETFLIX INC	COM	64110L106	863,178	1,279	SH		SOLE		0	0	1,279
NVIDIA CORPORATION	COM	67066G104	10,453,247	84,614	SH		SOLE		0	0	84,614
ISHARES TR	RUS TP200 GR ETF	464289438	12,908,984	60,176	SH		SOLE		0	0	60,176
ABBOTT LABS	COM	002824100	417,199	4,015	SH		SOLE		0	0	4,015
MICROSOFT CORP	COM	594918104	6,680,131	14,946	SH		SOLE		0	0	14,946
ISHARES TR	ESG AW MSCI EAFE	46435G516	296,292	3,761	SH		SOLE		0	0	3,761
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	312,395	7,599	SH		SOLE		0	0	7,599
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,197,536	15,387	SH		SOLE		0	0	15,387
ISHARES TR	CORE MSCI EAFE	46432F842	13,058,206	179,766	SH		SOLE		0	0	179,766
INNOVATOR ETFS TRUST	US EQT ULTRA BF	45782C805	322,676	11,112	SH		SOLE		0	0	11,112
SPDR INDEX SHS FDS	S&P INTL ETF	78463X772	816,507	23,715	SH		SOLE		0	0	23,715
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	263,062	3,071	SH		SOLE		0	0	3,071
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	184,922,799	1,833,824	SH		SOLE		0	0	1,833,824
ISHARES TR	CORE DIV GRWTH	46434V621	515,986	8,957	SH		SOLE		0	0	8,957
ISHARES TR	RUSSELL 2000 ETF	464287655	517,449	2,550	SH		SOLE		0	0	2,550
SELECT SECTOR SPDR TR	INDL	81369Y704	577,722	4,740	SH		SOLE		0	0	4,740
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	36,735,188	1,383,102	SH		SOLE		0	0	1,383,102
CATERPILLAR INC	COM	149123101	223,229	670	SH		SOLE		0	0	670
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	1,265,099	77,996	SH		SOLE		0	0	77,996
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	2,965,645	98,756	SH		SOLE		0	0	98,756
LUMEN TECHNOLOGIES INC	COM	550241103	112,793	102,539	SH		SOLE		0	0	102,539
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	211,641	4,887	SH		SOLE		0	0	4,887
ISHARES TR	S&P 500 GRWT ETF	464287309	460,602	4,977	SH		SOLE		0	0	4,977
ISHARES TR	MSCI USA QLT FCT	46432F339	482,966	2,828	SH		SOLE		0	0	2,828
ISHARES TR	FLTG RATE NT ETF	46429B655	205,791	4,028	SH		SOLE		0	0	4,028
NOVO-NORDISK A S	ADR	670100205	206,259	1,445	SH		SOLE		0	0	1,445
SPDR SER TR	PORTFLI INTRMDIT	78464A672	329,964	11,776	SH		SOLE		0	0	11,776
HERSHEY CO	COM	427866108	204,235	1,111	SH		SOLE		0	0	1,111
ISHARES TR	MSCI USA VALUE	46432F388	1,986,846	19,204	SH		SOLE		0	0	19,204
STATE STR CORP	COM	857477103	482,776	6,524	SH		SOLE		0	0	6,524
ISHARES TR	PFD AND INCM SEC	464288687	970,510	30,761	SH		SOLE		0	0	30,761
ISHARES TR	CORE MSCI TOTAL	46432F834	1,449,702	21,458	SH		SOLE		0	0	21,458
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	122,281,170	3,182,748	SH		SOLE		0	0	3,182,748
COMCAST CORP NEW	CL A	20030N101	385,556	9,846	SH		SOLE		0	0	9,846
3M CO	COM	88579Y101	267,746	2,620	SH		SOLE		0	0	2,620
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	1,077,995	11,491	SH		SOLE		0	0	11,491
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	542,502	4,574	SH		SOLE		0	0	4,574
ISHARES INC	JP MRGN EM HI BD	464286285	265,500	7,166	SH		SOLE		0	0	7,166
QUALCOMM INC	COM	747525103	339,365	1,704	SH		SOLE		0	0	1,704
DOW INC	COM	260557103	638,641	12,038	SH		SOLE		0	0	12,038
THE TRADE DESK INC	COM CL A	88339J105	239,194	2,449	SH		SOLE		0	0	2,449
MASTERCARD INCORPORATED	CL A	57636Q104	433,078	982	SH		SOLE		0	0	982
ARISTA NETWORKS INC	COM	040413106	258,304	737	SH		SOLE		0	0	737
REGENERON PHARMACEUTICALS	COM	75886F107	2,798,893	2,663	SH		SOLE		0	0	2,663
ELI LILLY & CO	COM	532457108	2,688,070	2,969	SH		SOLE		0	0	2,969
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	9,847,279	201,913	SH		SOLE		0	0	201,913
LOWES COS INC	COM	548661107	309,932	1,406	SH		SOLE		0	0	1,406
ISHARES TR	MRGSTR MD CP GRW	464288307	458,193	6,763	SH		SOLE		0	0	6,763
INNOVATOR ETFS TRUST	US EQTY BUF OCT	45782C771	792,089	19,052	SH		SOLE		0	0	19,052
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	10,250,155	38,317	SH		SOLE		0	0	38,317
STRYKER CORPORATION	COM	863667101	233,076	685	SH		SOLE		0	0	685
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,789,803	117,155	SH		SOLE		0	0	117,155
UWM HOLDINGS CORPORATION	COM CL A	91823B109	88,157	12,721	SH		SOLE		0	0	12,721
ISHARES TR	0-3 MNTH TREASRY	46436E718	3,337,328	33,138	SH		SOLE		0	0	33,138
GE AEROSPACE	COM NEW	369604301	387,790	2,439	SH		SOLE		0	0	2,439
AMPLIFY ETF TR	BLACKSWAN GRWT	032108888	3,425,817	120,763	SH		SOLE		0	0	120,763
INTERNATIONAL BUSINESS MACHS	COM	459200101	608,422	3,518	SH		SOLE		0	0	3,518
WELLS FARGO CO NEW	COM	949746101	333,112	5,609	SH		SOLE		0	0	5,609
EXXON MOBIL CORP	COM	30231G102	1,555,942	13,516	SH		SOLE		0	0	13,516
SPDR SER TR	SSGA US SMAL ETF	78468R887	271,415	2,467	SH		SOLE		0	0	2,467
SPDR SER TR	BBG CONV SEC ETF	78464A359	9,115,725	126,502	SH		SOLE		0	0	126,502
AMERICAN CENTY ETF TR	DIVERSIFIED MU	025072505	224,728	4,462	SH		SOLE		0	0	4,462
MARRIOTT INTL INC NEW	CL A	571903202	361,003	1,493	SH		SOLE		0	0	1,493
INTEL CORP	COM	458140100	232,578	7,510	SH		SOLE		0	0	7,510
INVESCO INDIA EXCHANGE-TRADE	INDIA ETF	46137R109	5,226,527	178,807	SH		SOLE		0	0	178,807
PHILLIPS 66	COM	718546104	211,097	1,495	SH		SOLE		0	0	1,495
SPDR SER TR	S&P 600 SMCP VAL	78464A300	6,587,320	84,118	SH		SOLE		0	0	84,118
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	8,905,611	162,156	SH		SOLE		0	0	162,156
MONDAY COM LTD	SHS	M7S64H106	611,290	2,539	SH		SOLE		0	0	2,539
SELECT SECTOR SPDR TR	ENERGY	81369Y506	919,350	10,086	SH		SOLE		0	0	10,086
GLOBAL X FDS	S&P 500 COVERED	37954Y475	1,101,472	27,244	SH		SOLE		0	0	27,244
SCHWAB CHARLES FAMILY FD	AMT TAX FREE MNY	808515530	1,066,081	1,066,081	SH		SOLE		0	0	1,066,081
WORLD GOLD TR	SPDR GLD MINIS	98149E303	278,338	6,039	SH		SOLE		0	0	6,039
ISHARES TR	RUS 1000 ETF	464287622	342,316	1,150	SH		SOLE		0	0	1,150
VANGUARD INDEX FDS	MID CAP ETF	922908629	394,866	1,631	SH		SOLE		0	0	1,631
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	395,644	5,283	SH		SOLE		0	0	5,283
ISHARES TR	JPMORGAN USD EMG	464288281	230,465	2,605	SH		SOLE		0	0	2,605
TRIMBLE INC	COM	896239100	396,529	7,091	SH		SOLE		0	0	7,091
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	246,301	7,021	SH		SOLE		0	0	7,021
INNOVATOR ETFS TRUST	INTRNL DEV APRL	45782C367	372,287	13,768	SH		SOLE		0	0	13,768
US BANCORP DEL	COM NEW	902973304	329,272	8,294	SH		SOLE		0	0	8,294
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	2,496,897	99,518	SH		SOLE		0	0	99,518
AUTOMATIC DATA PROCESSING IN	COM	053015103	401,478	1,682	SH		SOLE		0	0	1,682
SCHWAB STRATEGIC TR	1000 INDEX ETF	808524722	499,623	9,548	SH		SOLE		0	0	9,548
ISHARES TR	S&P 100 ETF	464287101	3,239,789	12,258	SH		SOLE		0	0	12,258
DANAHER CORPORATION	COM	235851102	211,123	845	SH		SOLE		0	0	845
LIQUIDIA CORPORATION	COM NEW	53635D202	144,408	12,034	SH		SOLE		0	0	12,034
I-80 GOLD CORP	COM	44955L106	20,361	18,853	SH		SOLE		0	0	18,853
DBX ETF TR	XTRACK MUN INFRA	233051705	5,981,471	234,476	SH		SOLE		0	0	234,476
INVESCO EXCH TRADED FD TR II	FNDMNTL HY CRP	46138E719	1,282,889	71,391	SH		SOLE		0	0	71,391
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	353,533	4,356	SH		SOLE		0	0	4,356
CITIGROUP INC	COM NEW	172967424	338,016	5,326	SH		SOLE		0	0	5,326
AMGEN INC	COM	031162100	253,010	810	SH		SOLE		0	0	810
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	54,711,938	1,537,716	SH		SOLE		0	0	1,537,716
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C797	301,227	7,867	SH		SOLE		0	0	7,867
ISHARES TR	IBOXX INV CP ETF	464287242	664,787	6,206	SH		SOLE		0	0	6,206
PALANTIR TECHNOLOGIES INC	CL A	69608A108	273,513	10,798	SH		SOLE		0	0	10,798
SPDR SER TR	PRTFLO S&P500 HI	78468R788	1,517,065	37,710	SH		SOLE		0	0	37,710
UNITEDHEALTH GROUP INC	COM	91324P102	308,216	605	SH		SOLE		0	0	605
SPDR SER TR	PORTFLI TIPS ETF	78464A656	587,157	23,098	SH		SOLE		0	0	23,098
FRANCO NEV CORP	COM	351858105	270,107	2,279	SH		SOLE		0	0	2,279
ISHARES TR	RUS TOP 200 ETF	464289446	364,746	2,723	SH		SOLE		0	0	2,723
SENSEONICS HLDGS INC	COM	81727U105	9,975	25,001	SH		SOLE		0	0	25,001
STARBUCKS CORP	COM	855244109	453,851	5,830	SH		SOLE		0	0	5,830
WASTE MGMT INC DEL	COM	94106L109	281,560	1,320	SH		SOLE		0	0	1,320
LUMEN TECHNOLOGIES INC	COM	550241103	80	500	SH	Call	SOLE		0	0	500
FS KKR CAP CORP	COM	302635206	236,701	11,997	SH		SOLE		0	0	11,997
BANK AMERICA CORP	COM	060505104	454,747	11,434	SH		SOLE		0	0	11,434
BITWISE BITCOIN ETF TR	SHS BEN INT	09174C104	228,732	6,997	SH		SOLE		0	0	6,997
GENERAL MTRS CO	COM	37045V100	366,133	7,881	SH		SOLE		0	0	7,881
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	348,922	1,150	SH		SOLE		0	0	1,150
COCA COLA CO	COM	191216100	735,212	11,551	SH		SOLE		0	0	11,551
ISHARES TR	RESIDENTIAL MULT	464288562	306,177	3,977	SH		SOLE		0	0	3,977
VERTEX PHARMACEUTICALS INC	COM	92532F100	1,181,174	2,520	SH		SOLE		0	0	2,520
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	413,591	3,520	SH		SOLE		0	0	3,520
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	4,385,724	56,401	SH		SOLE		0	0	56,401
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,020,248	3,247	SH		SOLE		0	0	3,247
SPDR SER TR	RUSSELL YIELD	78468R770	264,119	2,546	SH		SOLE		0	0	2,546
ISHARES TR	CORE S&P US VLU	464287663	214,685	2,436	SH		SOLE		0	0	2,436
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,532,680	6,772	SH		SOLE		0	0	6,772
SPDR SER TR	S&P 400 MDCP GRW	78464A821	24,046,065	286,058	SH		SOLE		0	0	286,058
MARSH & MCLENNAN COS INC	COM	571748102	776,082	3,683	SH		SOLE		0	0	3,683
ALPHABET INC	CAP STK CL A	02079K305	1,787,373	9,813	SH		SOLE		0	0	9,813
SPDR S&P 500 ETF TR	TR UNIT	78462F103	4,776,223	8,776	SH		SOLE		0	0	8,776
ISHARES TR	0-5YR HI YL CP	46434V407	599,028	14,195	SH		SOLE		0	0	14,195
VANGUARD WORLD FD	UTILITIES ETF	92204A876	607,751	4,109	SH		SOLE		0	0	4,109
SPDR SER TR	S&P 400 MDCP VAL	78464A839	17,285,370	236,981	SH		SOLE		0	0	236,981
ISHARES TR	RUS 2000 GRW ETF	464287648	1,614,560	6,150	SH		SOLE		0	0	6,150
ISHARES TR	INTERNATIONAL SL	46434V266	4,479,103	138,974	SH		SOLE		0	0	138,974
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	848,003	4,645	SH		SOLE		0	0	4,645
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,563,171	30,026	SH		SOLE		0	0	30,026
CELSIUS HLDGS INC	COM NEW	15118V207	247,485	4,335	SH		SOLE		0	0	4,335
VANGUARD INDEX FDS	VALUE ETF	922908744	2,779,194	17,326	SH		SOLE		0	0	17,326
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	5,432,117	166,069	SH		SOLE		0	0	166,069
MCDONALDS CORP	COM	580135101	545,420	2,140	SH		SOLE		0	0	2,140
ISHARES TR	MSCI INDIA ETF	46429B598	476,640	8,545	SH		SOLE		0	0	8,545
WISDOMTREE TR	INTRST RATE HDGE	97717W380	5,096,499	228,543	SH		SOLE		0	0	228,543
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	2,340,597	92,005	SH		SOLE		0	0	92,005
GILEAD SCIENCES INC	COM	375558103	1,497,213	21,822	SH		SOLE		0	0	21,822
NIKE INC	CL B	654106103	202,245	2,683	SH		SOLE		0	0	2,683
THE CIGNA GROUP	COM	125523100	482,468	1,460	SH		SOLE		0	0	1,460
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	6,224,144	124,210	SH		SOLE		0	0	124,210
PEPSICO INC	COM	713448108	281,049	1,704	SH		SOLE		0	0	1,704
CONSOLIDATED EDISON INC	COM	209115104	231,152	2,585	SH		SOLE		0	0	2,585
DRAFTKINGS INC NEW	COM CL A	26142V105	285,092	7,469	SH		SOLE		0	0	7,469
ISHARES TR	ISHARES BIOTECH	464287556	212,417	1,548	SH		SOLE		0	0	1,548
JOHNSON & JOHNSON	COM	478160104	925,835	6,334	SH		SOLE		0	0	6,334
ISHARES TR	RUS 1000 VAL ETF	464287598	1,772,008	10,157	SH		SOLE		0	0	10,157
ISHARES GOLD TR	ISHARES NEW	464285204	388,824	8,851	SH		SOLE		0	0	8,851
ISHARES TR	CORE S&P SCP ETF	464287804	233,399	2,188	SH		SOLE		0	0	2,188
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C813	3,562,390	91,696	SH		SOLE		0	0	91,696
NEXTERA ENERGY INC	COM	65339F101	292,800	4,135	SH		SOLE		0	0	4,135
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	3,055,046	66,777	SH		SOLE		0	0	66,777
SPDR SER TR	S&P BIOTECH	78464A870	747,526	8,063	SH		SOLE		0	0	8,063
ISHARES TR	CORE S&P500 ETF	464287200	21,293,254	38,911	SH		SOLE		0	0	38,911
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	19,412,271	77,609	SH		SOLE		0	0	77,609
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,032,270	13,480	SH		SOLE		0	0	13,480
META PLATFORMS INC	CL A	30303M102	2,649,400	5,254	SH		SOLE		0	0	5,254
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	45,977,759	279,874	SH		SOLE		0	0	279,874
ISHARES TR	ISHARES SEMICDTR	464287523	1,152,051	4,671	SH		SOLE		0	0	4,671
HUBSPOT INC	COM	443573100	985,539	1,671	SH		SOLE		0	0	1,671
CHEMED CORP NEW	COM	16359R103	318,494	587	SH		SOLE		0	0	587
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	984,107	15,653	SH		SOLE		0	0	15,653
MODERNA INC	COM	60770K107	1,315,156	11,075	SH		SOLE		0	0	11,075
COSTCO WHSL CORP NEW	COM	22160K105	543,715	640	SH		SOLE		0	0	640
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	284,233	7,628	SH		SOLE		0	0	7,628
OLAPLEX HLDGS INC	COM	679369108	20,380	13,234	SH		SOLE		0	0	13,234
DYNATRACE INC	COM NEW	268150109	573,433	12,817	SH		SOLE		0	0	12,817
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	3,927,574	36,723	SH		SOLE		0	0	36,723
ANALOG DEVICES INC	COM	032654105	200,240	877	SH		SOLE		0	0	877
CAMPBELL SOUP CO	COM	134429109	234,962	5,199	SH		SOLE		0	0	5,199
SPDR SER TR	ICE PFD SEC ETF	78464A292	1,232,376	36,321	SH		SOLE		0	0	36,321
WISDOMTREE TR	INTL SMCAP DIV	97717W760	235,247	3,708	SH		SOLE		0	0	3,708
APPLE INC	COM	037833100	15,480,956	73,502	SH		SOLE		0	0	73,502
MARATHON OIL CORP	COM	565849106	214,652	7,487	SH		SOLE		0	0	7,487
VANGUARD WORLD FD	INF TECH ETF	92204A702	3,851,663	6,680	SH		SOLE		0	0	6,680
ALPHABET INC	CAP STK CL C	02079K107	1,463,238	7,978	SH		SOLE		0	0	7,978
GLOBAL X FDS	GB MSCI AR ETF	37950E259	228,376	4,020	SH		SOLE		0	0	4,020
SALESFORCE INC	COM	79466L302	203,625	792	SH		SOLE		0	0	792
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	656,834	11,280	SH		SOLE		0	0	11,280
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	77,835,276	1,707,663	SH		SOLE		0	0	1,707,663
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	22,315,881	122,265	SH		SOLE		0	0	122,265
ISHARES TR	ASIA 50 ETF	464288430	791,168	11,789	SH		SOLE		0	0	11,789
ISHARES INC	CORE MSCI EMKT	46434G103	605,317	11,308	SH		SOLE		0	0	11,308
ISHARES INC	MSCI HONG KG ETF	464286871	196,284	12,829	SH		SOLE		0	0	12,829
GLOBE LIFE INC	COM	37959E102	236,144	2,870	SH		SOLE		0	0	2,870
VANGUARD WORLD FD	INDUSTRIAL ETF	92204A603	253,567	1,078	SH		SOLE		0	0	1,078
SCHWAB STRATEGIC TR	FUNDAMENTAL EMER	808524730	12,364,236	418,134	SH		SOLE		0	0	418,134
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,545,612	10,605	SH		SOLE		0	0	10,605
DIREXION SHS ETF TR	DLY FIN BULL NEW	25459Y694	236,216	2,339	SH		SOLE		0	0	2,339
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	332,787	2,408	SH		SOLE		0	0	2,408
INVESCO EXCHANGE TRADED FD T	S&P500 EQL IND	46137V324	359,193	7,910	SH		SOLE		0	0	7,910
ISHARES TR	CONV BD ETF	46435G102	371,291	4,722	SH		SOLE		0	0	4,722
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	346,434	6,242	SH		SOLE		0	0	6,242
ADOBE INC	COM	00724F101	210,550	379	SH		SOLE		0	0	379
ISHARES TR	EAFE SML CP ETF	464288273	1,623,542	26,339	SH		SOLE		0	0	26,339
KOPIN CORP	COM	500600101	16,314	19,424	SH		SOLE		0	0	19,424
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	5,367,126	122,649	SH		SOLE		0	0	122,649
VERIZON COMMUNICATIONS INC	COM	92343V104	752,463	18,246	SH		SOLE		0	0	18,246
VANECK ETF TRUST	LONG MUNI ETF	92189F536	1,340,429	75,052	SH		SOLE		0	0	75,052
SPDR SER TR	S&P METALS MNG	78464A755	303,550	5,116	SH		SOLE		0	0	5,116
AON PLC	SHS CL A	G0403H108	803,822	2,738	SH		SOLE		0	0	2,738
ISHARES TR	CORE S&P TTL STK	464287150	432,597	3,642	SH		SOLE		0	0	3,642
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,482,800	6,964	SH		SOLE		0	0	6,964
BENSON HILL INC	COMMON STOCK	082490103	1,527	10,020	SH		SOLE		0	0	10,020
SPDR SER TR	S&P 600 SMCP GRW	78464A201	6,228,373	72,541	SH		SOLE		0	0	72,541
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	3,558,296	75,404	SH		SOLE		0	0	75,404
VISA INC	COM CL A	92826C839	853,065	3,250	SH		SOLE		0	0	3,250
TESLA INC	COM	88160R101	1,411,280	7,132	SH		SOLE		0	0	7,132
PIMCO ETF TR	INV GRD CRP BD	72201R817	10,259,669	107,917	SH		SOLE		0	0	107,917
EMCOR GROUP INC	COM	29084Q100	964,176	2,641	SH		SOLE		0	0	2,641
INDEXIQ ETF TR	IQ MRGR ARB ETF	45409B800	268,442	8,495	SH		SOLE		0	0	8,495
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	3,788,184	15,176	SH		SOLE		0	0	15,176
LOCKHEED MARTIN CORP	COM	539830109	272,707	584	SH		SOLE		0	0	584
DELL TECHNOLOGIES INC	CL C	24703L202	241,343	1,750	SH		SOLE		0	0	1,750
VANGUARD INDEX FDS	SMALL CP ETF	922908751	10,974,699	50,333	SH		SOLE		0	0	50,333
SAMSARA INC	COM CL A	79589L106	204,728	6,075	SH		SOLE		0	0	6,075
SPDR SER TR	MSCI USA STRTGIC	78468R812	1,987,153	13,477	SH		SOLE		0	0	13,477
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	206,812,421	3,218,870	SH		SOLE		0	0	3,218,870
SPDR SER TR	S&P DIVID ETF	78464A763	211,590	1,664	SH		SOLE		0	0	1,664
ISHARES TR	RUS 1000 GRW ETF	464287614	4,845,866	13,294	SH		SOLE		0	0	13,294
WISDOMTREE TR	HEDGED HI YLD BD	97717W430	1,657,607	75,828	SH		SOLE		0	0	75,828
SPDR SER TR	PORTFOLIO S&P400	78464A847	322,884	6,294	SH		SOLE		0	0	6,294
NUSHARES ETF TR	NUVEEN ESG LRGVL	67092P300	340,526	9,011	SH		SOLE		0	0	9,011
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	769,036	18,398	SH		SOLE		0	0	18,398
CORNING INC	COM	219350105	299,184	7,701	SH		SOLE		0	0	7,701
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	1,165,051	5,150	SH		SOLE		0	0	5,150
BROADCOM INC	COM	11135F101	574,427	358	SH		SOLE		0	0	358
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	19,693,098	256,755	SH		SOLE		0	0	256,755
CINCINNATI FINL CORP	COM	172062101	302,002	2,557	SH		SOLE		0	0	2,557
PROCTER AND GAMBLE CO	COM	742718109	776,221	4,707	SH		SOLE		0	0	4,707
SPDR INDEX SHS FDS	MSCI EAFE STRTGC	78463X434	801,063	10,718	SH		SOLE		0	0	10,718
ISHARES TR	RUS MD CP GR ETF	464287481	5,571,259	50,487	SH		SOLE		0	0	50,487
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	7,541,701	318,484	SH		SOLE		0	0	318,484
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	7,066,069	335,840	SH		SOLE		0	0	335,840
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	8,079,356	699,511	SH		SOLE		0	0	699,511
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,512,937	18,881	SH		SOLE		0	0	18,881
ISHARES TR	SHRT NAT MUN ETF	464288158	2,627,100	25,128	SH		SOLE		0	0	25,128
TJX COS INC NEW	COM	872540109	761,416	6,916	SH		SOLE		0	0	6,916
JPMORGAN CHASE & CO.	COM	46625H100	796,732	3,939	SH		SOLE		0	0	3,939
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	184,254,227	2,750,884	SH		SOLE		0	0	2,750,884
UNITED PARCEL SERVICE INC	CL B	911312106	647,407	4,731	SH		SOLE		0	0	4,731
RTX CORPORATION	COM	75513E101	363,613	3,622	SH		SOLE		0	0	3,622
SHELL PLC	SPON ADS	780259305	335,781	4,652	SH		SOLE		0	0	4,652
CINTAS CORP	COM	172908105	760,147	1,086	SH		SOLE		0	0	1,086
AMAZON COM INC	COM	023135106	4,570,867	23,653	SH		SOLE		0	0	23,653
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	10,088,539	193,973	SH		SOLE		0	0	193,973
ONEOK INC NEW	COM	682680103	211,867	2,598	SH		SOLE		0	0	2,598
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	418,131	1,572	SH		SOLE		0	0	1,572

McAdam 13F-HRQuarterly holdings report by institutional manager