McAdam 13FHR Quarterly holdings report by institutional manager | SEC 22 Oct 24

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES TR	ESG AW MSCI EAFE	46435G516	340,636	4,047	SH		SOLE		0	0	4,047
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,362,296	16,395	SH		SOLE		0	0	16,395
ISHARES TR	CORE MSCI EAFE	46432F842	14,671,218	187,972	SH		SOLE		0	0	187,972
INNOVATOR ETFS TRUST	US EQT ULTRA BF	45782C805	335,582	11,112	SH		SOLE		0	0	11,112
SPDR INDEX SHS FDS	S&P INTL ETF	78463X772	1,004,017	26,149	SH		SOLE		0	0	26,149
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	274,012	3,031	SH		SOLE		0	0	3,031
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	192,579,571	1,848,527	SH		SOLE		0	0	1,848,527
ISHARES TR	CORE DIV GRWTH	46434V621	533,087	8,504	SH		SOLE		0	0	8,504
ISHARES TR	RUSSELL 2000 ETF	464287655	545,794	2,471	SH		SOLE		0	0	2,471
SELECT SECTOR SPDR TR	INDL	81369Y704	744,739	5,499	SH		SOLE		0	0	5,499
INNOVATOR ETFS TRUST	US EQTY PWR BF	45782C680	543,594	14,358	SH		SOLE		0	0	14,358
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	38,065,463	1,304,505	SH		SOLE		0	0	1,304,505
CATERPILLAR INC	COM	149123101	334,864	856	SH		SOLE		0	0	856
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	1,245,404	77,595	SH		SOLE		0	0	77,595
FIRST TR EXCH TRADED FD III	INSTL PFD SECS	33739P855	330,273	17,319	SH		SOLE		0	0	17,319
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	2,261,095	70,155	SH		SOLE		0	0	70,155
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	258,104	5,865	SH		SOLE		0	0	5,865
ISHARES TR	S&P 500 GRWT ETF	464287309	492,761	5,146	SH		SOLE		0	0	5,146
ISHARES TR	MSCI USA QLT FCT	46432F339	626,540	3,494	SH		SOLE		0	0	3,494
SPDR SER TR	PORTFLI INTRMDIT	78464A672	307,745	10,590	SH		SOLE		0	0	10,590
HERSHEY CO	COM	427866108	220,163	1,148	SH		SOLE		0	0	1,148
ISHARES TR	MSCI USA VALUE	46432F388	1,971,552	18,081	SH		SOLE		0	0	18,081
STATE STR CORP	COM	857477103	568,508	6,426	SH		SOLE		0	0	6,426
ISHARES TR	PFD AND INCM SEC	464288687	1,024,315	30,825	SH		SOLE		0	0	30,825
NEW YORK LIFE INVESTMENTS ET	NYLI MERGER ARBI	45409B800	308,118	9,371	SH		SOLE		0	0	9,371
ISHARES TR	CORE MSCI TOTAL	46432F834	1,558,422	21,457	SH		SOLE		0	0	21,457
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	134,971,106	3,282,371	SH		SOLE		0	0	3,282,371
COMCAST CORP NEW	CL A	20030N101	522,571	12,511	SH		SOLE		0	0	12,511
3M CO	COM	88579Y101	557,732	4,080	SH		SOLE		0	0	4,080
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	183,040	12,872	SH		SOLE		0	0	12,872
SPDR SER TR	S&P 600 SMCP VAL	78464A300	5,543,934	63,855	SH		SOLE		0	0	63,855
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	7,618,363	127,889	SH		SOLE		0	0	127,889
MONDAY COM LTD	SHS	M7S64H106	633,593	2,281	SH		SOLE		0	0	2,281
SELECT SECTOR SPDR TR	ENERGY	81369Y506	973,044	11,083	SH		SOLE		0	0	11,083
GLOBAL X FDS	S&P 500 COVERED	37954Y475	1,071,447	25,818	SH		SOLE		0	0	25,818
ISHARES TR	CORE US AGGBD ET	464287226	6,222,721	61,447	SH		SOLE		0	0	61,447
ISHARES TR	NATIONAL MUN ETF	464288414	7,058,472	64,977	SH		SOLE		0	0	64,977
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	588,295	32,611	SH		SOLE		0	0	32,611
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,055,628	5,109	SH		SOLE		0	0	5,109
PRINCIPAL EXCHANGE TRADED FD	ACTIVE HIGH YL	74255Y102	1,223,437	62,644	SH		SOLE		0	0	62,644
ISHARES TR	MSCI EAFE ETF	464287465	4,170,145	49,864	SH		SOLE		0	0	49,864
ISHARES TR	RUS 2000 VAL ETF	464287630	1,448,164	8,681	SH		SOLE		0	0	8,681
DRAFTKINGS INC NEW	COM CL A	26142V105	10	100	SH	Put	SOLE		0	0	100
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C318	299,395	8,495	SH		SOLE		0	0	8,495
NETAPP INC	COM	64110D104	310,998	2,518	SH		SOLE		0	0	2,518
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	239,354	1,490	SH		SOLE		0	0	1,490
TILRAY BRANDS INC	COM	88688T100	84,707	48,129	SH		SOLE		0	0	48,129
CHUBB LIMITED	COM	H1467J104	349,529	1,212	SH		SOLE		0	0	1,212
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,178,560	77,000	SH		SOLE		0	0	77,000
THERMO FISHER SCIENTIFIC INC	COM	883556102	267,222	432	SH		SOLE		0	0	432
FS CREDIT OPPORTUNITIES CORP	COMMON STOCK	30290Y101	401,377	63,209	SH		SOLE		0	0	63,209
CHEVRON CORP NEW	COM	166764100	540,774	3,672	SH		SOLE		0	0	3,672
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	47,967,124	286,081	SH		SOLE		0	0	286,081
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	699,501	9,313	SH		SOLE		0	0	9,313
RING ENERGY INC	COM	76680V108	31,347	19,592	SH		SOLE		0	0	19,592
ISHARES TR	TIPS BD ETF	464287176	540,372	4,892	SH		SOLE		0	0	4,892
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	289,305	8,437	SH		SOLE		0	0	8,437
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	642,186	3,205	SH		SOLE		0	0	3,205
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	43,578,375	178,989	SH		SOLE		0	0	178,989
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C748	7,697,992	208,754	SH		SOLE		0	0	208,754
ISHARES TR	ISHS 1-5YR INVS	464288646	333,706	6,337	SH		SOLE		0	0	6,337
INVESCO QQQ TR	UNIT SER 1	46090E103	2,328,052	4,770	SH		SOLE		0	0	4,770
FISERV INC	COM	337738108	286,182	1,593	SH		SOLE		0	0	1,593
SPDR GOLD TR	GOLD SHS	78463V107	463,272	1,906	SH		SOLE		0	0	1,906
ISHARES TR	MSCI USA ESG SLC	464288802	578,398	4,805	SH		SOLE		0	0	4,805
ISHARES TR	S&P 500 VAL ETF	464287408	275,313	1,396	SH		SOLE		0	0	1,396
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	417,751	7,020	SH		SOLE		0	0	7,020
AGILENT TECHNOLOGIES INC	COM	00846U101	375,803	2,531	SH		SOLE		0	0	2,531
HOME DEPOT INC	COM	437076102	1,568,525	3,871	SH		SOLE		0	0	3,871
NVIDIA CORPORATION	COM	67066G104	10,854,704	89,383	SH		SOLE		0	0	89,383
NETFLIX INC	COM	64110L106	1,084,481	1,529	SH		SOLE		0	0	1,529
SCHWAB CHARLES FAMILY FD	AMT TAX FREE MNY	808515530	1,066,081	1,066,081	SH		SOLE		0	0	1,066,081
WORLD GOLD TR	SPDR GLD MINIS	98149E303	314,657	6,036	SH		SOLE		0	0	6,036
ISHARES TR	RUS 1000 ETF	464287622	352,338	1,121	SH		SOLE		0	0	1,121
VANGUARD INDEX FDS	MID CAP ETF	922908629	13,323,757	50,501	SH		SOLE		0	0	50,501
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	463,245	5,911	SH		SOLE		0	0	5,911
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	326,664	8,697	SH		SOLE		0	0	8,697
ISHARES TR	JPMORGAN USD EMG	464288281	251,303	2,685	SH		SOLE		0	0	2,685
TRIMBLE INC	COM	896239100	426,434	6,868	SH		SOLE		0	0	6,868
INNOVATOR ETFS TRUST	INTRNL DEV APRL	45782C367	391,216	13,768	SH		SOLE		0	0	13,768
US BANCORP DEL	COM NEW	902973304	388,842	8,503	SH		SOLE		0	0	8,503
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	2,528,901	96,744	SH		SOLE		0	0	96,744
AUTOMATIC DATA PROCESSING IN	COM	053015103	496,463	1,794	SH		SOLE		0	0	1,794
SCHWAB STRATEGIC TR	1000 INDEX ETF	808524722	513,067	9,280	SH		SOLE		0	0	9,280
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT ETF	46641Q837	367,510	7,243	SH		SOLE		0	0	7,243
ISHARES TR	S&P 100 ETF	464287101	3,262,730	11,789	SH		SOLE		0	0	11,789
DANAHER CORPORATION	COM	235851102	240,765	866	SH		SOLE		0	0	866
LIQUIDIA CORPORATION	COM NEW	53635D202	118,330	11,833	SH		SOLE		0	0	11,833
I-80 GOLD CORP	COM	44955L106	15,375	13,254	SH		SOLE		0	0	13,254
DBX ETF TR	XTRACK MUN INFRA	233051705	6,667,434	255,164	SH		SOLE		0	0	255,164
INVESCO EXCH TRADED FD TR II	FNDMNTL HY CRP	46138E719	1,206,683	65,085	SH		SOLE		0	0	65,085
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	389,600	4,715	SH		SOLE		0	0	4,715
CITIGROUP INC	COM NEW	172967424	207,174	3,309	SH		SOLE		0	0	3,309
AMGEN INC	COM	031162100	260,313	808	SH		SOLE		0	0	808
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	52,700,485	1,367,778	SH		SOLE		0	0	1,367,778
ISHARES TR	IBOXX INV CP ETF	464287242	720,473	6,377	SH		SOLE		0	0	6,377
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C797	320,052	8,217	SH		SOLE		0	0	8,217
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	1,088,883	11,281	SH		SOLE		0	0	11,281
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	552,529	4,310	SH		SOLE		0	0	4,310
ISHARES INC	JP MRGN EM HI BD	464286285	260,576	6,678	SH		SOLE		0	0	6,678
QUALCOMM INC	COM	747525103	323,077	1,900	SH		SOLE		0	0	1,900
DOW INC	COM	260557103	644,390	11,796	SH		SOLE		0	0	11,796
MASTERCARD INCORPORATED	CL A	57636Q104	579,659	1,174	SH		SOLE		0	0	1,174
ARISTA NETWORKS INC	COM	040413106	270,977	706	SH		SOLE		0	0	706
REGENERON PHARMACEUTICALS	COM	75886F107	2,779,479	2,644	SH		SOLE		0	0	2,644
ELI LILLY & CO	COM	532457108	2,790,936	3,150	SH		SOLE		0	0	3,150
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	8,603,499	170,030	SH		SOLE		0	0	170,030
LOWES COS INC	COM	548661107	394,691	1,457	SH		SOLE		0	0	1,457
BOOKING HOLDINGS INC	COM	09857L108	202,182	48	SH		SOLE		0	0	48
ISHARES TR	MRGSTR MD CP GRW	464288307	525,092	7,196	SH		SOLE		0	0	7,196
INNOVATOR ETFS TRUST	US EQTY BUF OCT	45782C771	808,757	19,052	SH		SOLE		0	0	19,052
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	11,328,967	40,009	SH		SOLE		0	0	40,009
STRYKER CORPORATION	COM	863667101	276,828	766	SH		SOLE		0	0	766
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,164,299	116,726	SH		SOLE		0	0	116,726
INTUIT	COM	461202103	204,930	330	SH		SOLE		0	0	330
UWM HOLDINGS CORPORATION	COM CL A	91823B109	112,813	13,241	SH		SOLE		0	0	13,241
ISHARES TR	RUS MID CAP ETF	464287499	210,214	2,385	SH		SOLE		0	0	2,385
ISHARES TR	0-3 MNTH TREASRY	46436E718	3,397,473	33,732	SH		SOLE		0	0	33,732
GE AEROSPACE	COM NEW	369604301	479,276	2,542	SH		SOLE		0	0	2,542
AMPLIFY ETF TR	BLACKSWAN GRWT	032108888	3,391,278	111,519	SH		SOLE		0	0	111,519
INTERNATIONAL BUSINESS MACHS	COM	459200101	789,195	3,570	SH		SOLE		0	0	3,570
WELLS FARGO CO NEW	COM	949746101	317,866	5,627	SH		SOLE		0	0	5,627
ISHARES TR	EAFE GRWTH ETF	464288885	8,457,738	78,567	SH		SOLE		0	0	78,567
EXXON MOBIL CORP	COM	30231G102	1,619,469	13,816	SH		SOLE		0	0	13,816
SPDR SER TR	SSGA US SMAL ETF	78468R887	351,305	2,828	SH		SOLE		0	0	2,828
SPDR SER TR	BBG CONV SEC ETF	78464A359	8,321,886	108,655	SH		SOLE		0	0	108,655
AMERICAN CENTY ETF TR	DIVERSIFIED MU	025072505	224,678	4,369	SH		SOLE		0	0	4,369
INTUITIVE SURGICAL INC	COM NEW	46120E602	225,002	458	SH		SOLE		0	0	458
MARRIOTT INTL INC NEW	CL A	571903202	364,243	1,465	SH		SOLE		0	0	1,465
BRIGHTSPIRE CAPITAL INC	COM CL A	10949T109	57,501	10,268	SH		SOLE		0	0	10,268
INVESCO INDIA EXCHANGE-TRADE	INDIA ETF	46137R109	5,294,644	172,408	SH		SOLE		0	0	172,408
SPDR SER TR	PRTFLO S&P500 HI	78468R788	1,878,009	41,139	SH		SOLE		0	0	41,139
PALANTIR TECHNOLOGIES INC	CL A	69608A108	222,977	5,994	SH		SOLE		0	0	5,994
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	5,258,353	109,004	SH		SOLE		0	0	109,004
UNITEDHEALTH GROUP INC	COM	91324P102	443,914	759	SH		SOLE		0	0	759
SPDR SER TR	PORTFLI TIPS ETF	78464A656	490,030	18,647	SH		SOLE		0	0	18,647
FRANCO NEV CORP	COM	351858105	283,166	2,279	SH		SOLE		0	0	2,279
ISHARES TR	RUS TOP 200 ETF	464289446	387,895	2,762	SH		SOLE		0	0	2,762
BRISTOL-MYERS SQUIBB CO	COM	110122108	269,818	5,215	SH		SOLE		0	0	5,215
SENSEONICS HLDGS INC	COM	81727U105	8,743	25,001	SH		SOLE		0	0	25,001
WASTE MGMT INC DEL	COM	94106L109	294,387	1,418	SH		SOLE		0	0	1,418
STARBUCKS CORP	COM	855244109	593,221	6,085	SH		SOLE		0	0	6,085
FS KKR CAP CORP	COM	302635206	227,566	11,534	SH		SOLE		0	0	11,534
FMC CORP	COM NEW	302491303	271,937	4,124	SH		SOLE		0	0	4,124
BANK AMERICA CORP	COM	060505104	469,645	11,836	SH		SOLE		0	0	11,836
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	441,143	1,248	SH		SOLE		0	0	1,248
COCA COLA CO	COM	191216100	896,130	12,470	SH		SOLE		0	0	12,470
ISHARES TR	RESIDENTIAL MULT	464288562	305,983	3,445	SH		SOLE		0	0	3,445
VERTEX PHARMACEUTICALS INC	COM	92532F100	1,225,951	2,636	SH		SOLE		0	0	2,636
MONDELEZ INTL INC	CL A	609207105	238,175	3,233	SH		SOLE		0	0	3,233
ISHARES INC	MSCI EMRG CHN	46434G764	7,771,848	127,178	SH		SOLE		0	0	127,178
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	413,810	3,285	SH		SOLE		0	0	3,285
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	4,169,669	49,328	SH		SOLE		0	0	49,328
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,233,135	3,830	SH		SOLE		0	0	3,830
SPDR SER TR	RUSSELL YIELD	78468R770	340,854	3,039	SH		SOLE		0	0	3,039
ISHARES TR	CORE S&P US VLU	464287663	218,195	2,285	SH		SOLE		0	0	2,285
AIM ETF PRODUCTS TRUST	US LRGCP B10 JUL	00888H307	205,869	5,321	SH		SOLE		0	0	5,321
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,649,255	6,900	SH		SOLE		0	0	6,900
ARISTA NETWORKS INC	COM	040413106	520	200	SH	Put	SOLE		0	0	200
SPDR SER TR	S&P 400 MDCP GRW	78464A821	19,591,066	223,285	SH		SOLE		0	0	223,285
MARSH & MCLENNAN COS INC	COM	571748102	841,942	3,774	SH		SOLE		0	0	3,774
ALPHABET INC	CAP STK CL A	02079K305	1,784,105	10,757	SH		SOLE		0	0	10,757
SPDR S&P 500 ETF TR	TR UNIT	78462F103	5,004,098	8,722	SH		SOLE		0	0	8,722
ISHARES TR	0-5YR HI YL CP	46434V407	631,389	14,541	SH		SOLE		0	0	14,541
VANGUARD WORLD FD	UTILITIES ETF	92204A876	687,315	3,949	SH		SOLE		0	0	3,949
SPDR SER TR	S&P 400 MDCP VAL	78464A839	14,176,460	178,410	SH		SOLE		0	0	178,410
TEXAS INSTRS INC	COM	882508104	213,693	1,034	SH		SOLE		0	0	1,034
ISHARES TR	RUS 2000 GRW ETF	464287648	2,022,773	7,122	SH		SOLE		0	0	7,122
ISHARES TR	CORE S&P MCP ETF	464287507	240,368	3,857	SH		SOLE		0	0	3,857
ISHARES TR	INTERNATIONAL SL	46434V266	4,991,942	141,615	SH		SOLE		0	0	141,615
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	992,181	5,009	SH		SOLE		0	0	5,009
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,637,530	30,908	SH		SOLE		0	0	30,908
VANGUARD INDEX FDS	VALUE ETF	922908744	2,925,513	16,758	SH		SOLE		0	0	16,758
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	5,634,364	149,413	SH		SOLE		0	0	149,413
MCDONALDS CORP	COM	580135101	662,738	2,176	SH		SOLE		0	0	2,176
ISHARES TR	MSCI INDIA ETF	46429B598	284,397	4,859	SH		SOLE		0	0	4,859
WISDOMTREE TR	INTRST RATE HDGE	97717W380	4,398,169	196,172	SH		SOLE		0	0	196,172
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	2,636,181	100,349	SH		SOLE		0	0	100,349
GILEAD SCIENCES INC	COM	375558103	1,823,110	21,745	SH		SOLE		0	0	21,745
NIKE INC	CL B	654106103	252,101	2,852	SH		SOLE		0	0	2,852
THE CIGNA GROUP	COM	125523100	507,091	1,464	SH		SOLE		0	0	1,464
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	6,220,709	121,688	SH		SOLE		0	0	121,688
PEPSICO INC	COM	713448108	350,536	2,061	SH		SOLE		0	0	2,061
CONSOLIDATED EDISON INC	COM	209115104	271,873	2,611	SH		SOLE		0	0	2,611
DRAFTKINGS INC NEW	COM CL A	26142V105	285,062	7,272	SH		SOLE		0	0	7,272
ISHARES TR	ISHARES BIOTECH	464287556	219,791	1,510	SH		SOLE		0	0	1,510
BOSTON SCIENTIFIC CORP	COM	101137107	294,725	3,517	SH		SOLE		0	0	3,517
JOHNSON & JOHNSON	COM	478160104	1,235,009	7,621	SH		SOLE		0	0	7,621
ISHARES TR	RUS 1000 VAL ETF	464287598	1,963,516	10,345	SH		SOLE		0	0	10,345
ISHARES GOLD TR	ISHARES NEW	464285204	400,532	8,059	SH		SOLE		0	0	8,059
ISHARES TR	CORE S&P SCP ETF	464287804	12,965,755	110,856	SH		SOLE		0	0	110,856
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C813	3,268,226	80,737	SH		SOLE		0	0	80,737
NEXTERA ENERGY INC	COM	65339F101	362,576	4,289	SH		SOLE		0	0	4,289
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	2,668,207	56,137	SH		SOLE		0	0	56,137
SPDR SER TR	S&P BIOTECH	78464A870	755,826	7,650	SH		SOLE		0	0	7,650
BLACKSTONE INC	COM	09260D107	248,686	1,624	SH		SOLE		0	0	1,624
ISHARES TR	CORE S&P500 ETF	464287200	23,516,720	40,770	SH		SOLE		0	0	40,770
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,020,971	12,301	SH		SOLE		0	0	12,301
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	20,452,265	76,494	SH		SOLE		0	0	76,494
META PLATFORMS INC	CL A	30303M102	3,157,949	5,517	SH		SOLE		0	0	5,517
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	46,979,704	262,222	SH		SOLE		0	0	262,222
ISHARES TR	ISHARES SEMICDTR	464287523	1,242,041	5,386	SH		SOLE		0	0	5,386
WALDENCAST PLC	CLASS A ORD SHS	G9503X103	61,967	17,024	SH		SOLE		0	0	17,024
HUBSPOT INC	COM	443573100	888,304	1,671	SH		SOLE		0	0	1,671
CHEMED CORP NEW	COM	16359R103	358,178	596	SH		SOLE		0	0	596
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	1,037,079	15,590	SH		SOLE		0	0	15,590
AMERICAN BATTERY TECHNOLOGY	COM NEW	02451V309	18,445	17,238	SH		SOLE		0	0	17,238
MODERNA INC	COM	60770K107	748,897	11,206	SH		SOLE		0	0	11,206
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	299,567	7,628	SH		SOLE		0	0	7,628
COSTCO WHSL CORP NEW	COM	22160K105	666,422	752	SH		SOLE		0	0	752
OLAPLEX HLDGS INC	COM	679369108	28,400	12,085	SH		SOLE		0	0	12,085
DYNATRACE INC	COM NEW	268150109	655,328	12,256	SH		SOLE		0	0	12,256
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	4,067,929	36,019	SH		SOLE		0	0	36,019
ANALOG DEVICES INC	COM	032654105	224,722	976	SH		SOLE		0	0	976
CAMPBELL SOUP CO	COM	134429109	260,137	5,318	SH		SOLE		0	0	5,318
WISDOMTREE TR	INTL SMCAP DIV	97717W760	285,672	4,137	SH		SOLE		0	0	4,137
SPDR SER TR	ICE PFD SEC ETF	78464A292	1,262,654	35,408	SH		SOLE		0	0	35,408
APPLE INC	COM	037833100	18,263,726	78,385	SH		SOLE		0	0	78,385
MARATHON OIL CORP	COM	565849106	212,907	7,995	SH		SOLE		0	0	7,995
VANGUARD WORLD FD	INF TECH ETF	92204A702	3,674,081	6,264	SH		SOLE		0	0	6,264
ALPHABET INC	CAP STK CL C	02079K107	1,468,773	8,785	SH		SOLE		0	0	8,785
SALESFORCE INC	COM	79466L302	214,593	784	SH		SOLE		0	0	784
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	651,992	10,791	SH		SOLE		0	0	10,791
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	67,665,082	1,423,928	SH		SOLE		0	0	1,423,928
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	24,554,649	122,296	SH		SOLE		0	0	122,296
ISHARES TR	ASIA 50 ETF	464288430	565,672	7,826	SH		SOLE		0	0	7,826
ISHARES INC	CORE MSCI EMKT	46434G103	583,286	10,160	SH		SOLE		0	0	10,160
GLOBE LIFE INC	COM	37959E102	304,809	2,878	SH		SOLE		0	0	2,878
VANGUARD WORLD FD	INDUSTRIAL ETF	92204A603	280,876	1,080	SH		SOLE		0	0	1,080
SCHWAB STRATEGIC TR	FUNDAMENTAL EMER	808524730	9,756,259	302,332	SH		SOLE		0	0	302,332
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,584,515	10,288	SH		SOLE		0	0	10,288
DIREXION SHS ETF TR	DLY FIN BULL NEW	25459Y694	200,266	1,543	SH		SOLE		0	0	1,543
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	350,103	2,408	SH		SOLE		0	0	2,408
OPKO HEALTH INC	COM	68375N103	16,666	11,185	SH		SOLE		0	0	11,185
CASSAVA SCIENCES INC	COM	14817C107	207,688	7,057	SH		SOLE		0	0	7,057
INVESCO EXCHANGE TRADED FD T	S&P500 EQL IND	46137V324	405,071	7,910	SH		SOLE		0	0	7,910
ISHARES TR	CONV BD ETF	46435G102	390,404	4,666	SH		SOLE		0	0	4,666
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	323,902	5,897	SH		SOLE		0	0	5,897
PHILIP MORRIS INTL INC	COM	718172109	246,078	2,027	SH		SOLE		0	0	2,027
ADOBE INC	COM	00724F101	257,854	498	SH		SOLE		0	0	498
CVS HEALTH CORP	COM	126650100	273,793	4,354	SH		SOLE		0	0	4,354
ISHARES TR	EAFE SML CP ETF	464288273	1,746,438	25,797	SH		SOLE		0	0	25,797
KOPIN CORP	COM	500600101	46,373	63,524	SH		SOLE		0	0	63,524
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	5,593,254	116,891	SH		SOLE		0	0	116,891
VERIZON COMMUNICATIONS INC	COM	92343V104	843,793	18,789	SH		SOLE		0	0	18,789
VANECK ETF TRUST	LONG MUNI ETF	92189F536	1,365,125	74,597	SH		SOLE		0	0	74,597
SPDR SER TR	S&P METALS MNG	78464A755	294,728	4,625	SH		SOLE		0	0	4,625
ISHARES TR	1 3 YR TREAS BD	464287457	3,192,129	38,390	SH		SOLE		0	0	38,390
AON PLC	SHS CL A	G0403H108	946,629	2,736	SH		SOLE		0	0	2,736
ISHARES TR	CORE S&P TTL STK	464287150	244,331	1,945	SH		SOLE		0	0	1,945
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,717,669	7,045	SH		SOLE		0	0	7,045
SPDR SER TR	S&P 600 SMCP GRW	78464A201	5,429,386	58,312	SH		SOLE		0	0	58,312
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	3,873,267	80,458	SH		SOLE		0	0	80,458
CHIPOTLE MEXICAN GRILL INC	COM	169656105	200,460	3,479	SH		SOLE		0	0	3,479
VISA INC	COM CL A	92826C839	919,700	3,345	SH		SOLE		0	0	3,345
TESLA INC	COM	88160R101	1,892,108	7,232	SH		SOLE		0	0	7,232
MARATHON PETE CORP	COM	56585A102	1,404,447	8,621	SH		SOLE		0	0	8,621
PIMCO ETF TR	INV GRD CRP BD	72201R817	8,954,243	90,038	SH		SOLE		0	0	90,038
EMCOR GROUP INC	COM	29084Q100	941,139	2,186	SH		SOLE		0	0	2,186
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	3,879,060	14,733	SH		SOLE		0	0	14,733
LOCKHEED MARTIN CORP	COM	539830109	688,533	1,178	SH		SOLE		0	0	1,178
FIDELITY COVINGTON TRUST	EMERG MKTS MLTFT	316092543	907,987	33,567	SH		SOLE		0	0	33,567
AMERICAN EXPRESS CO	COM	025816109	1,788,756	6,596	SH		SOLE		0	0	6,596
ORACLE CORP	COM	68389X105	1,150,886	6,754	SH		SOLE		0	0	6,754
WALMART INC	COM	931142103	964,323	11,942	SH		SOLE		0	0	11,942
CISCO SYS INC	COM	17275R102	693,102	13,023	SH		SOLE		0	0	13,023
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,048,697	19,761	SH		SOLE		0	0	19,761
VANECK ETF TRUST	SHRT HGH YLD MUN	92189F387	778,524	34,266	SH		SOLE		0	0	34,266
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,297,287	4,991	SH		SOLE		0	0	4,991
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	636,667	7,881	SH		SOLE		0	0	7,881
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	11,583,116	247,344	SH		SOLE		0	0	247,344
ADVANCED MICRO DEVICES INC	COM	007903107	558,940	3,407	SH		SOLE		0	0	3,407
OMNICOM GROUP INC	COM	681919106	316,994	3,066	SH		SOLE		0	0	3,066
ABBVIE INC	COM	00287Y109	3,431,567	17,377	SH		SOLE		0	0	17,377
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	291,847	2,996	SH		SOLE		0	0	2,996
ISHARES TR	CORE TOTAL USD	46434V613	477,043	10,124	SH		SOLE		0	0	10,124
AMPLIFY ETF TR	CWP ENHANCED DIV	032108409	3,169,161	76,940	SH		SOLE		0	0	76,940
SPDR SER TR	PRTFLO S&P500 VL	78464A508	16,749,849	316,872	SH		SOLE		0	0	316,872
INNOVATOR ETFS TRUST	US EQTY BUFR JUN	45782C755	352,950	8,672	SH		SOLE		0	0	8,672
PFIZER INC	COM	717081103	623,156	21,533	SH		SOLE		0	0	21,533
MERCK & CO INC	COM	58933Y105	2,038,463	17,951	SH		SOLE		0	0	17,951
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	634,257	1,499	SH		SOLE		0	0	1,499
INNOVATOR ETFS TRUST	US EQTY BUF NOV	45782C581	471,225	12,359	SH		SOLE		0	0	12,359
ENTERPRISE PRODS PARTNERS L	COM	293792107	833,856	28,645	SH		SOLE		0	0	28,645
ISHARES TR	RUS MDCP VAL ETF	464287473	6,822,402	51,587	SH		SOLE		0	0	51,587
AT&T INC	COM	00206R102	616,286	28,013	SH		SOLE		0	0	28,013
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,629,227	51,053	SH		SOLE		0	0	51,053
DISNEY WALT CO	COM	254687106	394,789	4,104	SH		SOLE		0	0	4,104
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	2,547,395	74,638	SH		SOLE		0	0	74,638
ANNALY CAPITAL MANAGEMENT IN	COM NEW	035710839	224,361	11,179	SH		SOLE		0	0	11,179
SPDR SER TR	PORTFOLIO LN TSR	78464A664	22,716,459	781,440	SH		SOLE		0	0	781,440
BOEING CO	COM	097023105	286,341	1,883	SH		SOLE		0	0	1,883
KOPIN CORP	COM	500600101	14,430	144,300	SH	Call	SOLE		0	0	144,300
ISHARES U S ETF TR	BLACKROCK SHORT	46431W838	340,934	6,776	SH		SOLE		0	0	6,776
ISHARES TR	20 YR TR BD ETF	464287432	1,795,132	18,299	SH		SOLE		0	0	18,299
ISHARES TR	IBOXX HI YD ETF	464288513	4,588,710	57,145	SH		SOLE		0	0	57,145
FIRST TR EXCHNG TRADED FD VI	TCW UNCONSTRAI	33740F888	276,455	11,001	SH		SOLE		0	0	11,001
VANGUARD INDEX FDS	SMALL CP ETF	922908751	10,836,382	45,683	SH		SOLE		0	0	45,683
SPDR SER TR	MSCI USA STRTGIC	78468R812	2,005,908	12,732	SH		SOLE		0	0	12,732
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	225,957,687	3,330,253	SH		SOLE		0	0	3,330,253
SPDR SER TR	S&P DIVID ETF	78464A763	238,197	1,677	SH		SOLE		0	0	1,677
ISHARES TR	RUS 1000 GRW ETF	464287614	4,728,557	12,597	SH		SOLE		0	0	12,597
WISDOMTREE TR	HEDGED HI YLD BD	97717W430	1,425,243	64,374	SH		SOLE		0	0	64,374
GOLDMAN SACHS GROUP INC	COM	38141G104	209,546	423	SH		SOLE		0	0	423
NUSHARES ETF TR	NUVEEN ESG LRGVL	67092P300	417,784	10,014	SH		SOLE		0	0	10,014
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	840,128	20,118	SH		SOLE		0	0	20,118
MASCO CORP	COM	574599106	208,423	2,483	SH		SOLE		0	0	2,483
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	1,139,925	5,049	SH		SOLE		0	0	5,049
BROADCOM INC	COM	11135F101	743,810	4,312	SH		SOLE		0	0	4,312
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	16,896,063	214,717	SH		SOLE		0	0	214,717
CINCINNATI FINL CORP	COM	172062101	354,208	2,602	SH		SOLE		0	0	2,602
PROCTER AND GAMBLE CO	COM	742718109	901,202	5,203	SH		SOLE		0	0	5,203
SPDR INDEX SHS FDS	MSCI EAFE STRTGC	78463X434	844,089	10,488	SH		SOLE		0	0	10,488
ISHARES TR	RUS MD CP GR ETF	464287481	6,324,533	53,922	SH		SOLE		0	0	53,922
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	7,432,742	307,774	SH		SOLE		0	0	307,774
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	5,438,366	258,847	SH		SOLE		0	0	258,847
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	7,491,074	606,565	SH		SOLE		0	0	606,565
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,775,059	21,402	SH		SOLE		0	0	21,402
ISHARES TR	SHRT NAT MUN ETF	464288158	2,591,131	24,401	SH		SOLE		0	0	24,401
TJX COS INC NEW	COM	872540109	875,146	7,446	SH		SOLE		0	0	7,446
JPMORGAN CHASE & CO.	COM	46625H100	897,979	4,259	SH		SOLE		0	0	4,259
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	209,311,057	2,916,821	SH		SOLE		0	0	2,916,821
UNITED PARCEL SERVICE INC	CL B	911312106	654,746	4,802	SH		SOLE		0	0	4,802
RTX CORPORATION	COM	75513E101	546,600	4,511	SH		SOLE		0	0	4,511
SHELL PLC	SPON ADS	780259305	306,799	4,652	SH		SOLE		0	0	4,652
CINTAS CORP	COM	172908105	907,575	4,408	SH		SOLE		0	0	4,408
AMAZON COM INC	COM	023135106	4,743,041	25,455	SH		SOLE		0	0	25,455
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	7,535,570	140,510	SH		SOLE		0	0	140,510
ONEOK INC NEW	COM	682680103	229,283	2,516	SH		SOLE		0	0	2,516
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	382,127	1,354	SH		SOLE		0	0	1,354
ISHARES TR	RUS TP200 GR ETF	464289438	13,559,399	61,620	SH		SOLE		0	0	61,620
ABBOTT LABS	COM	002824100	504,494	4,425	SH		SOLE		0	0	4,425
MICROSOFT CORP	COM	594918104	7,002,096	16,273	SH		SOLE		0	0	16,273

McAdam 13F-HRQuarterly holdings report by institutional manager