55i 13FHR Quarterly holdings report by institutional manager | SEC 13 Aug 21

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,370	6,894	SH		SOLE		29	0	6,865
ABBOTT LABS	COM	002824100	670	5,777	SH		SOLE		0	0	5,777
ABBVIE INC	COM	00287Y109	588	5,216	SH		SOLE		62	0	5,154
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	394	1,337	SH		SOLE		38	0	1,299
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	264	1,167	SH		SOLE		33	0	1,134
ALPHABET INC	CAP STK CL C	02079K107	2,061	822	SH		SOLE		13	0	809
ALPHABET INC	CAP STK CL A	02079K305	1,861	762	SH		SOLE		6	0	756
AMAZON COM INC	COM	023135106	3,151	916	SH		SOLE		3	0	913
AMERICAN WTR WKS CO INC NEW	COM	030420103	898	5,829	SH		SOLE		0	0	5,829
AMERISOURCEBERGEN CORP	COM	03073E105	236	2,057	SH		SOLE		0	0	2,057
APPLE INC	COM	037833100	10,045	73,341	SH		SOLE		1,428	0	71,913
ARK ETF TR	INNOVATION ETF	00214Q104	3,099	23,697	SH		SOLE		0	0	23,697
ARK ETF TR	GENOMIC REV ETF	00214Q302	251	2,716	SH		SOLE		0	0	2,716
ARK ETF TR	NEXT GNRTN INTER	00214Q401	206	1,336	SH		SOLE		0	0	1,336
AT&T INC	COM	00206R102	515	17,879	SH		SOLE		0	0	17,879
ATLASSIAN CORP PLC	CL A	G06242104	402	1,565	SH		SOLE		0	0	1,565
AUTOMATIC DATA PROCESSING IN	COM	053015103	319	1,603	SH		SOLE		9	0	1,594
BANK NEW YORK MELLON CORP	COM	064058100	569	11,112	SH		SOLE		0	0	11,112
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,448	8,811	SH		SOLE		250	0	8,561
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	419	1	SH		SOLE		0	0	1
BK OF AMERICA CORP	COM	060505104	1,215	29,487	SH		SOLE		250	0	29,237
BLACKROCK CAP ALLOCATION TR	COM	09260U109	328	15,000	SH		SOLE		0	0	15,000
BLACKROCK INC	COM	09247X101	324	370	SH		SOLE		0	0	370
BLINK CHARGING CO	COM	09354A100	280	6,790	SH		SOLE		0	0	6,790
BOEING CO	COM	097023105	363	1,515	SH		SOLE		0	0	1,515
BRISTOL-MYERS SQUIBB CO	RIGHT 12/30/2030	110122140	21	86,000	SH		SOLE		0	0	86,000
BROOKFIELD ASSET MGMT INC	CL A LTD VT SH	112585104	245	4,802	SH		SOLE		0	0	4,802
CALAMOS CONV & HIGH INCOME F	COM SHS	12811P108	315	19,327	SH		SOLE		0	0	19,327
CAMBRIA ETF TR	SHSHLD YIELD ETF	132061201	436	6,805	SH		SOLE		0	0	6,805
CATERPILLAR INC	COM	149123101	531	2,438	SH		SOLE		23	0	2,415
CHARTER COMMUNICATIONS INC N	CL A	16119P108	633	878	SH		SOLE		0	0	878
CHEVRON CORP NEW	COM	166764100	1,317	12,568	SH		SOLE		101	0	12,467
CINTAS CORP	COM	172908105	206	540	SH		SOLE		0	0	540
CISCO SYS INC	COM	17275R102	497	9,375	SH		SOLE		74	0	9,301
CLOROX CO DEL	COM	189054109	260	1,445	SH		SOLE		0	0	1,445
COCA COLA CO	COM	191216100	297	5,481	SH		SOLE		0	0	5,481
COMCAST CORP NEW	CL A	20030N101	315	5,522	SH		SOLE		0	0	5,522
COSTCO WHSL CORP NEW	COM	22160K105	567	1,433	SH		SOLE		40	0	1,393
CSX CORP	COM	126408103	1,295	40,366	SH		SOLE		0	0	40,366
CVS HEALTH CORP	COM	126650100	255	3,058	SH		SOLE		17	0	3,041
DANAHER CORPORATION	COM	235851102	657	2,446	SH		SOLE		207	0	2,239
DBX ETF TR	XTRACK MSCI JAPN	233051507	3,276	67,493	SH		SOLE		0	0	67,493
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	4,920	104,408	SH		SOLE		0	0	104,408
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	356	13,199	SH		SOLE		0	0	13,199
DISNEY WALT CO	COM	254687106	723	4,115	SH		SOLE		36	0	4,079
DUKE ENERGY CORP NEW	COM NEW	26441C204	265	2,687	SH		SOLE		69	0	2,618
EATON VANCE TAX MNGED BUY WR	COM	27828X100	348	20,734	SH		SOLE		0	0	20,734
EATON VANCE TAX-MANAGED BUY-	COM	27828Y108	421	25,868	SH		SOLE		192	0	25,676
EDWARDS LIFESCIENCES CORP	COM	28176E108	390	3,764	SH		SOLE		0	0	3,764
ENDRA LIFE SCIENCES INC	COM	29273B104	194	88,850	SH		SOLE		0	0	88,850
ENTERPRISE PRODS PARTNERS L	COM	293792107	228	9,456	SH		SOLE		0	0	9,456
ETF MANAGERS TR	BLUESTAR ISRAEL	26924G870	564	8,049	SH		SOLE		0	0	8,049
EXXON MOBIL CORP	COM	30231G102	749	11,877	SH		SOLE		100	0	11,777
FACEBOOK INC	CL A	30303M102	1,221	3,512	SH		SOLE		30	0	3,482
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	19,784	167,958	SH		SOLE		0	0	167,958
FIDELITY COVINGTON TRUST	MSCI FINLS IDX	316092501	6,860	131,013	SH		SOLE		194	0	130,819
FIDELITY COVINGTON TRUST	MSCI CONSM DIS	316092204	5,969	73,612	SH		SOLE		0	0	73,612
FIDELITY COVINGTON TRUST	MSCI INDL INDX	316092709	4,098	75,570	SH		SOLE		0	0	75,570
FIDELITY COVINGTON TRUST	MSCI COMMNTN SVC	316092873	3,538	64,929	SH		SOLE		0	0	64,929
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	3,310	51,931	SH		SOLE		0	0	51,931
FIDELITY COVINGTON TRUST	CONSMR STAPLES	316092303	3,153	74,013	SH		SOLE		0	0	74,013
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	1,828	123,955	SH		SOLE		0	0	123,955
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	1,066	35,033	SH		SOLE		0	0	35,033
FIDELITY COVINGTON TRUST	MSCI MATLS INDEX	316092881	645	13,960	SH		SOLE		0	0	13,960
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	596	14,537	SH		SOLE		0	0	14,537
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	503	24,400	SH		SOLE		0	0	24,400
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	320	3,019	SH		SOLE		67	0	2,952
FLEXSHARES TR	QUALT DIVD IDX	33939L860	230	4,103	SH		SOLE		0	0	4,103
FS KKR CAP CORP	COM	302635206	543	25,256	SH		SOLE		0	0	25,256
GENERAL DYNAMICS CORP	COM	369550108	220	1,169	SH		SOLE		38	0	1,131
GENERAL ELECTRIC CO	COM	369604103	136	10,089	SH		SOLE		50	0	10,039
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	583	25,982	SH		SOLE		0	0	25,982
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	484	4,834	SH		SOLE		0	0	4,834
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	436	5,071	SH		SOLE		0	0	5,071
GOLDMAN SACHS ETF TR	ACCESS INVT GR	381430479	287	5,230	SH		SOLE		0	0	5,230
GOLDMAN SACHS GROUP INC	COM	38141G104	257	679	SH		SOLE		30	0	649
GRAY TELEVISION INC	COM	389375106	257	10,988	SH		SOLE		0	0	10,988
HOME DEPOT INC	COM	437076102	1,046	3,283	SH		SOLE		130	0	3,153
HONEYWELL INTL INC	COM	438516106	1,235	5,632	SH		SOLE		143	0	5,489
INDEXIQ ETF TR	HEDGE MLTI ETF	45409B107	1,436	44,514	SH		SOLE		160	0	44,354
INFINERA CORP	COM	45667G103	122	12,001	SH		SOLE		0	0	12,001
INNOVATOR ETFS TR	S&P 500 PWR BUFR	45782C383	4,102	134,284	SH		SOLE		0	0	134,284
INNOVATOR ETFS TR	S&P 500 PWR BU	45782C748	717	23,100	SH		SOLE		0	0	23,100
INNOVATOR ETFS TR	S&P 500 PWR BUF	45782C318	566	19,238	SH		SOLE		0	0	19,238
INNOVATOR ETFS TR	S&P 500 PWR BU	45782C870	247	8,671	SH		SOLE		0	0	8,671
INTEL CORP	COM	458140100	509	9,066	SH		SOLE		373	0	8,693
INTUITIVE SURGICAL INC	COM NEW	46120E602	214	233	SH		SOLE		0	0	233
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	346	6,058	SH		SOLE		0	0	6,058
INVESCO ACTIVLY MANGD ETC FD	OPTIMUM YIELD	46090F100	207	10,323	SH		SOLE		0	0	10,323
INVESCO CURRENCYSHARES CDN D	CDN DLR SHS	46138T104	388	4,898	SH		SOLE		0	0	4,898
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	2,110	76,387	SH		SOLE		0	0	76,387
INVESCO EXCH TRADED FD TR II	S&P ULTRA DIVIDE	46138G656	535	12,988	SH		SOLE		0	0	12,988
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	437	28,513	SH		SOLE		0	0	28,513
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	269	7,037	SH		SOLE		0	0	7,037
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	233	10,483	SH		SOLE		0	0	10,483
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	756	4,713	SH		SOLE		0	0	4,713
INVESCO EXCHANGE TRADED FD T	DYNMC PHRMCTLS	46137V662	532	6,615	SH		SOLE		0	0	6,615
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	273	1,811	SH		SOLE		0	0	1,811
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	260	799	SH		SOLE		0	0	799
INVESCO QQQ TR	UNIT SER 1	46090E103	4,164	11,750	SH		SOLE		0	0	11,750
INVESCO SR INCOME TR	COM	46131H107	107	24,096	SH		SOLE		0	0	24,096
ISHARES GOLD TR	ISHARES NEW	464285204	265	7,863	SH		SOLE		0	0	7,863
ISHARES INC	ESG AWR MSCI EM	46434G863	48,988	1,085,010	SH		SOLE		2,563	0	1,082,447
ISHARES INC	CORE MSCI EMKT	46434G103	7,152	106,759	SH		SOLE		103	0	106,656
ISHARES INC	MSCI PAC JP ETF	464286665	1,648	31,879	SH		SOLE		0	0	31,879
ISHARES INC	MSCI AUST ETF	464286103	1,176	45,275	SH		SOLE		0	0	45,275
ISHARES INC	MSCI CDA ETF	464286509	882	23,659	SH		SOLE		0	0	23,659
ISHARES INC	MSCI EMERG MKT	46434G889	696	12,850	SH		SOLE		0	0	12,850
ISHARES TR	ESG AWR MSCI USA	46435G425	249,884	2,537,668	SH		SOLE		2,096	0	2,535,572
ISHARES TR	EAFE VALUE ETF	464288877	159,634	3,084,110	SH		SOLE		2,570	0	3,081,540
ISHARES TR	US TREAS BD ETF	46429B267	128,053	4,814,031	SH		SOLE		0	0	4,814,031
ISHARES TR	CORE S&P500 ETF	464287200	122,970	286,031	SH		SOLE		429	0	285,602
ISHARES TR	EAFE GRWTH ETF	464288885	97,819	911,805	SH		SOLE		994	0	910,811
ISHARES TR	CORE TOTAL USD	46434V613	90,273	1,687,668	SH		SOLE		0	0	1,687,668
ISHARES TR	MSCI USA VALUE	46432F388	84,622	805,464	SH		SOLE		872	0	804,592
ISHARES TR	GLOBAL FINLS ETF	464287333	57,558	741,625	SH		SOLE		858	0	740,767
ISHARES TR	FALN ANGLS USD	46435G474	47,603	1,588,898	SH		SOLE		0	0	1,588,898
ISHARES TR	CORE DIV GRWTH	46434V621	39,745	789,225	SH		SOLE		0	0	789,225
ISHARES TR	MSCI USA MMENTM	46432F396	38,224	220,400	SH		SOLE		193	0	220,207
ISHARES TR	NATIONAL MUN ETF	464288414	37,677	321,472	SH		SOLE		0	0	321,472
ISHARES TR	U.S. ENERGY ETF	464287796	31,674	1,088,817	SH		SOLE		2,206	0	1,086,611
ISHARES TR	ISHS 1-5YR INVS	464288646	30,590	558,106	SH		SOLE		0	0	558,106
ISHARES TR	CORE S&P SCP ETF	464287804	29,695	262,831	SH		SOLE		733	0	262,098
ISHARES TR	MSCI USA QLT FCT	46432F339	19,702	148,284	SH		SOLE		0	0	148,284
ISHARES TR	GLOBAL TECH ETF	464287291	18,402	54,520	SH		SOLE		106	0	54,414
ISHARES TR	CORE MSCI EAFE	46432F842	17,631	235,520	SH		SOLE		190	0	235,330
ISHARES TR	MSCI USA MIN VOL	46429B697	15,752	213,989	SH		SOLE		0	0	213,989
ISHARES TR	10+ YR INVST GRD	464289511	15,022	213,985	SH		SOLE		0	0	213,985
ISHARES TR	MBS ETF	464288588	13,130	121,315	SH		SOLE		0	0	121,315
ISHARES TR	BARCLAYS 7 10 YR	464287440	12,508	108,300	SH		SOLE		0	0	108,300
ISHARES TR	CUR HD EURZN ETF	46434V639	11,737	322,098	SH		SOLE		0	0	322,098
ISHARES TR	RUS 1000 GRW ETF	464287614	11,614	42,780	SH		SOLE		187	0	42,593
ISHARES TR	CORE US AGGBD ET	464287226	10,416	90,311	SH		SOLE		0	0	90,311
ISHARES TR	ESG ADV TTL USD	46436E619	9,879	198,727	SH		SOLE		0	0	198,727
ISHARES TR	MSCI USA SML CP	46434V290	9,228	168,232	SH		SOLE		0	0	168,232
ISHARES TR	MSCI EMG MKT ETF	464287234	9,167	166,226	SH		SOLE		0	0	166,226
ISHARES TR	U.S. MED DVC ETF	464288810	7,338	20,325	SH		SOLE		0	0	20,325
ISHARES TR	CR 5 10 YR ETF	46435G417	7,195	139,922	SH		SOLE		0	0	139,922
ISHARES TR	ESG MSCI USA ETF	46436E767	6,705	184,708	SH		SOLE		0	0	184,708
ISHARES TR	SHORT TREAS BD	464288679	6,005	54,350	SH		SOLE		0	0	54,350
ISHARES TR	SHRT NAT MUN ETF	464288158	5,223	48,441	SH		SOLE		0	0	48,441
ISHARES TR	ESG AWARE MSCI	46435U663	5,218	129,262	SH		SOLE		0	0	129,262
ISHARES TR	IBOXX INV CP ETF	464287242	5,076	37,779	SH		SOLE		0	0	37,779
ISHARES TR	ESG AW MSCI EAFE	46435G516	4,755	60,166	SH		SOLE		0	0	60,166
ISHARES TR	3 7 YR TREAS BD	464288661	4,740	36,310	SH		SOLE		0	0	36,310
ISHARES TR	TIPS BD ETF	464287176	4,671	36,491	SH		SOLE		0	0	36,491
ISHARES TR	ESG AWRE 1 5 YR	46435G243	4,551	174,753	SH		SOLE		0	0	174,753
ISHARES TR	CORE S&P MCP ETF	464287507	4,501	16,750	SH		SOLE		0	0	16,750
ISHARES TR	BROAD USD HIGH	46435U853	4,405	105,574	SH		SOLE		0	0	105,574
ISHARES TR	S&P 500 GRWT ETF	464287309	4,099	56,356	SH		SOLE		0	0	56,356
ISHARES TR	SP SMCP600VL ETF	464287879	4,001	37,954	SH		SOLE		0	0	37,954
ISHARES TR	ESG EAFE ETF	46436E759	3,658	54,029	SH		SOLE		0	0	54,029
ISHARES TR	MSCI INTL VLU FT	46435G409	3,448	133,526	SH		SOLE		2,908	0	130,618
ISHARES TR	IBOXX HI YD ETF	464288513	3,262	37,055	SH		SOLE		0	0	37,055
ISHARES TR	0-5YR HI YL CP	46434V407	3,212	69,740	SH		SOLE		0	0	69,740
ISHARES TR	MSCI KLD400 SOC	464288570	3,065	37,002	SH		SOLE		0	0	37,002
ISHARES TR	MSCI UK ETF NEW	46435G334	3,046	93,151	SH		SOLE		0	0	93,151
ISHARES TR	CORE S&P US GWT	464287671	2,978	29,494	SH		SOLE		0	0	29,494
ISHARES TR	CORE S&P US VLU	464287663	2,858	39,722	SH		SOLE		0	0	39,722
ISHARES TR	SELECT DIVID ETF	464287168	2,807	24,073	SH		SOLE		0	0	24,073
ISHARES TR	20 YR TR BD ETF	464287432	2,769	19,182	SH		SOLE		0	0	19,182
ISHARES TR	AGENCY BOND ETF	464288166	2,746	23,193	SH		SOLE		0	0	23,193
ISHARES TR	ESG MSCI LEADR	46435U218	2,709	36,072	SH		SOLE		0	0	36,072
ISHARES TR	RUS 1000 ETF	464287622	2,660	10,988	SH		SOLE		0	0	10,988
ISHARES TR	MSCI EAFE ETF	464287465	2,367	30,013	SH		SOLE		0	0	30,013
ISHARES TR	0-5YR INVT GR CP	46434V100	2,338	45,111	SH		SOLE		0	0	45,111
ISHARES TR	CORE S&P TTL STK	464287150	2,108	21,346	SH		SOLE		0	0	21,346
ISHARES TR	RUSSELL 2000 ETF	464287655	1,801	7,852	SH		SOLE		253	0	7,599
ISHARES TR	U.S. TECH ETF	464287721	1,595	16,046	SH		SOLE		0	0	16,046
ISHARES TR	ESG MSCI EM LDRS	46436E601	1,551	23,568	SH		SOLE		0	0	23,568
ISHARES TR	S&P 500 VAL ETF	464287408	1,537	10,410	SH		SOLE		0	0	10,410
ISHARES TR	BLACKROCK ULTRA	46434V878	1,349	26,701	SH		SOLE		0	0	26,701
ISHARES TR	S&P SML 600 GWT	464287887	1,216	9,171	SH		SOLE		0	0	9,171
ISHARES TR	MSCI EAFE MIN VL	46429B689	1,209	16,006	SH		SOLE		0	0	16,006
ISHARES TR	RUS MDCP VAL ETF	464287473	1,189	10,342	SH		SOLE		0	0	10,342
ISHARES TR	JPMORGAN USD EMG	464288281	1,161	10,327	SH		SOLE		0	0	10,327
ISHARES TR	MSCI USA SZE FT	46432F370	1,109	8,569	SH		SOLE		0	0	8,569
ISHARES TR	US HLTHCARE ETF	464287762	1,051	3,852	SH		SOLE		0	0	3,852
ISHARES TR	10-20 YR TRS ETF	464288653	997	6,783	SH		SOLE		0	0	6,783
ISHARES TR	RUSSELL 3000 ETF	464287689	961	3,757	SH		SOLE		0	0	3,757
ISHARES TR	USD INV GRDE ETF	464288620	885	14,609	SH		SOLE		0	0	14,609
ISHARES TR	RUS 2000 VAL ETF	464287630	838	5,057	SH		SOLE		0	0	5,057
ISHARES TR	S&P 100 ETF	464287101	831	4,237	SH		SOLE		0	0	4,237
ISHARES TR	U.S. FIN SVC ETF	464287770	804	4,338	SH		SOLE		97	0	4,241
ISHARES TR	CRE U S REIT ETF	464288521	729	12,504	SH		SOLE		0	0	12,504
ISHARES TR	RUS MD CP GR ETF	464287481	714	6,308	SH		SOLE		0	0	6,308
ISHARES TR	RUS 1000 VAL ETF	464287598	698	4,402	SH		SOLE		189	0	4,213
ISHARES TR	CMBS ETF	46429B366	616	11,319	SH		SOLE		0	0	11,319
ISHARES TR	MSCI ACWI ETF	464288257	593	5,860	SH		SOLE		0	0	5,860
ISHARES TR	CORE MSCI TOTAL	46432F834	565	7,710	SH		SOLE		0	0	7,710
ISHARES TR	CORE INTL AGGR	46435G672	531	9,634	SH		SOLE		0	0	9,634
ISHARES TR	CORE LT USDB ETF	464289479	502	6,946	SH		SOLE		0	0	6,946
ISHARES TR	MSCI INTL QUALTY	46434V456	492	12,766	SH		SOLE		0	0	12,766
ISHARES TR	EAFE SML CP ETF	464288273	491	6,615	SH		SOLE		0	0	6,615
ISHARES TR	MORNINGSTAR VALU	464288109	463	7,165	SH		SOLE		0	0	7,165
ISHARES TR	MSCI USA ESG SLC	464288802	446	4,665	SH		SOLE		0	0	4,665
ISHARES TR	RUS 2000 GRW ETF	464287648	414	1,330	SH		SOLE		0	0	1,330
ISHARES TR	CALIF MUN BD ETF	464288356	410	6,550	SH		SOLE		0	0	6,550
ISHARES TR	S&P MC 400GR ETF	464287606	394	4,864	SH		SOLE		0	0	4,864
ISHARES TR	ISHS 5-10YR INVT	464288638	350	5,783	SH		SOLE		0	0	5,783
ISHARES TR	PFD AND INCM SEC	464288687	324	8,237	SH		SOLE		0	0	8,237
ISHARES TR	RUSEL 2500 ETF	46435G268	324	4,895	SH		SOLE		0	0	4,895
ISHARES TR	MSCI AC ASIA ETF	464288182	287	3,033	SH		SOLE		3,033	0	0
ISHARES TR	MSCI GERMNY ETF	46429B465	280	3,450	SH		SOLE		0	0	3,450
ISHARES TR	ISHARES BIOTECH	464287556	265	1,619	SH		SOLE		0	0	1,619
ISHARES TR	CONV BD ETF	46435G102	257	2,523	SH		SOLE		0	0	2,523
ISHARES TR	IBONDS DEC2023	46435G318	251	9,630	SH		SOLE		0	0	9,630
ISHARES TR	CORE MSCI EURO	46434V738	249	4,346	SH		SOLE		577	0	3,769
ISHARES TR	IBONDS DEC	46435U697	241	8,921	SH		SOLE		0	0	8,921
ISHARES TR	U.S. UTILITS ETF	464287697	235	2,988	SH		SOLE		0	0	2,988
ISHARES TR	MSCI INTL MULTFT	46434V274	228	7,593	SH		SOLE		0	0	7,593
ISHARES TR	CORE HIGH DV ETF	46429B663	225	2,327	SH		SOLE		0	0	2,327
ISHARES TR	CORE 1 5 YR USD	46432F859	201	3,915	SH		SOLE		0	0	3,915
ISHARES U S ETF TR	GSCI CMDTY STGY	46431W853	50,768	1,471,547	SH		SOLE		0	0	1,471,547
ISHARES U S ETF TR	BLACKROCK SHORT	46431W838	966	19,238	SH		SOLE		0	0	19,238
ISHARES U S ETF TR	INT RT HDG C B	46431W705	688	7,145	SH		SOLE		0	0	7,145
ISHARES U S ETF TR	BLACKROCK ST MAT	46431W507	528	10,527	SH		SOLE		0	0	10,527
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	28,845	568,484	SH		SOLE		0	0	568,484
J P MORGAN EXCHANGE-TRADED F	BETABUILDRS US	46641Q399	933	11,840	SH		SOLE		0	0	11,840
J P MORGAN EXCHANGE-TRADED F	EQUITY PREMIUM	46641Q332	721	11,902	SH		SOLE		0	0	11,902
J P MORGAN EXCHANGE-TRADED F	US AGGREGATE ETF	46641Q241	664	12,192	SH		SOLE		0	0	12,192
J P MORGAN EXCHANGE-TRADED F	BETABUILDERS I	46641Q373	601	10,058	SH		SOLE		0	0	10,058
J P MORGAN EXCHANGE-TRADED F	US VALUE FACTR	46641Q753	352	9,716	SH		SOLE		0	0	9,716
J P MORGAN EXCHANGE-TRADED F	CORE PLUS BD ETF	46641Q670	254	4,634	SH		SOLE		0	0	4,634
J P MORGAN EXCHANGE-TRADED F	HIGH YLD RESRCH	46641Q878	226	4,319	SH		SOLE		0	0	4,319
J P MORGAN EXCHANGE-TRADED F	BETABUILDERS US	46641Q340	210	2,339	SH		SOLE		0	0	2,339
J P MORGAN EXCHANGE-TRADED F	BETABUILDERS US	46641Q290	206	3,044	SH		SOLE		0	0	3,044
JOHNSON & JOHNSON	COM	478160104	2,094	12,710	SH		SOLE		328	0	12,382
JPMORGAN CHASE & CO	COM	46625H100	3,637	23,383	SH		SOLE		420	0	22,963
KKR & CO INC	COM	48251W104	215	3,630	SH		SOLE		0	0	3,630
LATTICE STRATEGIES TR	HARTFORD MLT ETF	518416102	1,124	36,591	SH		SOLE		0	0	36,591
LOCKHEED MARTIN CORP	COM	539830109	256	678	SH		SOLE		0	0	678
LOWES COS INC	COM	548661107	452	2,328	SH		SOLE		0	0	2,328
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	379	7,739	SH		SOLE		0	0	7,739
MASTERCARD INCORPORATED	CL A	57636Q104	1,980	5,423	SH		SOLE		0	0	5,423
MCCORMICK & CO INC	COM NON VTG	579780206	495	5,600	SH		SOLE		0	0	5,600
MCDONALDS CORP	COM	580135101	567	2,453	SH		SOLE		64	0	2,389
MEDTRONIC PLC	SHS	G5960L103	305	2,459	SH		SOLE		41	0	2,418
MERCK & CO INC	COM	58933Y105	279	3,590	SH		SOLE		0	0	3,590
MICROSOFT CORP	COM	594918104	5,402	19,940	SH		SOLE		676	0	19,264
MORGAN STANLEY	COM NEW	617446448	245	2,677	SH		SOLE		175	0	2,502
NETFLIX INC	COM	64110L106	500	947	SH		SOLE		0	0	947
NEXTERA ENERGY INC	COM	65339F101	401	5,468	SH		SOLE		0	0	5,468
NIKE INC	CL B	654106103	270	1,745	SH		SOLE		0	0	1,745
NUVEEN SELECT TAX FREE INCOM	SH BEN INT	67063C106	173	10,469	SH		SOLE		0	0	10,469
NUVEEN SELECT TAX-FREE INCOM	SH BEN INT	67062F100	184	10,033	SH		SOLE		0	0	10,033
NVIDIA CORPORATION	COM	67066G104	546	682	SH		SOLE		0	0	682
PACER FDS TR	TRENDP US LAR CP	69374H105	43,530	1,157,709	SH		SOLE		0	0	1,157,709
PACIFIC GLOBAL ETF TR	GLOBAL SR LN ETF	69434K403	200	4,092	SH		SOLE		0	0	4,092
PALANTIR TECHNOLOGIES INC	CL A	69608A108	233	8,822	SH		SOLE		0	0	8,822
PAYCHEX INC	COM	704326107	252	2,349	SH		SOLE		0	0	2,349
PAYPAL HLDGS INC	COM	70450Y103	810	2,781	SH		SOLE		36	0	2,745
PEPSICO INC	COM	713448108	390	2,634	SH		SOLE		0	0	2,634
PFIZER INC	COM	717081103	399	10,194	SH		SOLE		224	0	9,970
PIMCO ETF TR	INV GRD CRP BD	72201R817	14,271	124,659	SH		SOLE		0	0	124,659
PNC FINL SVCS GROUP INC	COM	693475105	622	3,259	SH		SOLE		0	0	3,259
PRICE T ROWE GROUP INC	COM	74144T108	232	1,171	SH		SOLE		75	0	1,096
PROCTER AND GAMBLE CO	COM	742718109	1,594	11,808	SH		SOLE		272	0	11,536
PROSHARES TR	S&P 500 DV ARIST	74348A467	3,163	34,905	SH		SOLE		0	0	34,905
PROSHARES TR	RUSS 2000 DIVD	74347B698	1,568	24,627	SH		SOLE		0	0	24,627
PROSHARES TR	MSCI EAFE DIVD	74347B839	1,091	23,762	SH		SOLE		0	0	23,762
PROSPECT CAP CORP	NOTE 4.950% 7/1	74348TAR3	12	12,000	SH		SOLE		0	0	12,000
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	406	6,796	SH		SOLE		0	0	6,796
QUALCOMM INC	COM	747525103	271	1,895	SH		SOLE		0	0	1,895
S&P GLOBAL INC	COM	78409V104	238	581	SH		SOLE		0	0	581
SCHWAB STRATEGIC TR	1 5YR CORP BD	808524714	51,820	1,012,495	SH		SOLE		0	0	1,012,495
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	33,502	654,084	SH		SOLE		0	0	654,084
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	32,439	822,289	SH		SOLE		0	0	822,289
SCHWAB STRATEGIC TR	INTRM TRM TRES	808524854	27,532	484,118	SH		SOLE		0	0	484,118
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	25,047	240,418	SH		SOLE		0	0	240,418
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	14,084	428,344	SH		SOLE		0	0	428,344
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	12,448	119,724	SH		SOLE		0	0	119,724
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	3,389	32,499	SH		SOLE		0	0	32,499
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	3,048	20,881	SH		SOLE		0	0	20,881
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,717	31,449	SH		SOLE		0	0	31,449
SCHWAB STRATEGIC TR	1000 INDEX ETF	808524722	1,357	31,812	SH		SOLE		0	0	31,812
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	962	15,397	SH		SOLE		0	0	15,397
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	950	22,844	SH		SOLE		0	0	22,844
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	747	22,452	SH		SOLE		0	0	22,452
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	449	5,935	SH		SOLE		0	0	5,935
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	312	3,991	SH		SOLE		0	0	3,991
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	273	3,999	SH		SOLE		0	0	3,999
SCHWAB STRATEGIC TR	5 10YR CORP BD	808524698	230	4,377	SH		SOLE		0	0	4,377
SELECT SECTOR SPDR TR	ENERGY	81369Y506	22,325	414,434	SH		SOLE		1,510	0	412,924
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	16,325	110,558	SH		SOLE		1,483	0	109,075
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	9,253	73,465	SH		SOLE		664	0	72,801
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	6,969	86,073	SH		SOLE		2,446	0	83,627
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	6,535	178,111	SH		SOLE		3,574	0	174,537
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	5,029	49,114	SH		SOLE		77	0	49,037
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	4,784	26,797	SH		SOLE		445	0	26,352
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,272	46,765	SH		SOLE		0	0	46,765
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,681	26,582	SH		SOLE		0	0	26,582
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	1,377	16,726	SH		SOLE		0	0	16,726
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	891	20,098	SH		SOLE		0	0	20,098
SERVISFIRST BANCSHARES INC	COM	81768T108	420	6,185	SH		SOLE		0	0	6,185
SHERWIN WILLIAMS CO	COM	824348106	344	1,263	SH		SOLE		0	0	1,263
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	523	1,516	SH		SOLE		0	0	1,516
SPDR GOLD TR	GOLD SHS	78463V107	921	5,563	SH		SOLE		0	0	5,563
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	5,573	151,492	SH		SOLE		0	0	151,492
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,998	87,867	SH		SOLE		0	0	87,867
SPDR S&P 500 ETF TR	TR UNIT	78462F103	10,958	25,599	SH		SOLE		31	0	25,568
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	532	1,082	SH		SOLE		34	0	1,048
SPDR SER TR	PORTFOLIO S&P500	78464A854	126,577	2,514,947	SH		SOLE		0	0	2,514,947
SPDR SER TR	PORTFLI INTRMDIT	78464A672	37,670	1,163,373	SH		SOLE		0	0	1,163,373
SPDR SER TR	PRTFLO S&P500 GW	78464A409	24,199	384,288	SH		SOLE		0	0	384,288
SPDR SER TR	PRTFLO S&P500 VL	78464A508	22,104	559,018	SH		SOLE		0	0	559,018
SPDR SER TR	NUVEEN BRC MUNIC	78468R721	19,898	381,839	SH		SOLE		0	0	381,839
SPDR SER TR	PORTFOLI S&P1500	78464A805	7,561	142,740	SH		SOLE		0	0	142,740
SPDR SER TR	PORTFOLIO LN COR	78464A367	7,463	234,823	SH		SOLE		0	0	234,823
SPDR SER TR	PORTFOLIO LN TSR	78464A664	6,580	159,326	SH		SOLE		0	0	159,326
SPDR SER TR	PORTFOLIO SHORT	78464A474	5,033	160,799	SH		SOLE		0	0	160,799
SPDR SER TR	NUVEEN BLMBRG SR	78468R739	3,413	68,872	SH		SOLE		0	0	68,872
SPDR SER TR	PORTFOLIO INTRMD	78464A375	3,257	88,750	SH		SOLE		0	0	88,750
SPDR SER TR	S&P 600 SML CAP	78464A813	3,110	31,824	SH		SOLE		0	0	31,824
SPDR SER TR	PORTFOLIO S&P600	78468R853	2,854	64,961	SH		SOLE		0	0	64,961
SPDR SER TR	SPDR BLOOMBERG	78468R663	2,106	23,021	SH		SOLE		0	0	23,021
SPDR SER TR	S&P REGL BKG	78464A698	2,086	31,830	SH		SOLE		0	0	31,830
SPDR SER TR	S&P 600 SMCP VAL	78464A300	1,817	21,198	SH		SOLE		0	0	21,198
SPDR SER TR	BLOMBRG BRC INTL	78464A151	1,775	48,911	SH		SOLE		0	0	48,911
SPDR SER TR	S&P 600 SMCP GRW	78464A201	1,625	18,310	SH		SOLE		0	0	18,310
SPDR SER TR	ICE PFD SEC ETF	78464A292	655	14,801	SH		SOLE		0	0	14,801
SPDR SER TR	SSGA US LRG ETF	78468R804	603	4,528	SH		SOLE		0	0	4,528
SPDR SER TR	PORTFOLIO S&P400	78464A847	376	7,960	SH		SOLE		0	0	7,960
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	311	10,372	SH		SOLE		0	0	10,372
SPDR SER TR	BLOOMBERG BRCLYS	78468R622	282	2,565	SH		SOLE		0	0	2,565
SPDR SER TR	MSCI USA STRTGIC	78468R812	244	2,040	SH		SOLE		0	0	2,040
SPDR SER TR	S&P 400 MDCP GRW	78464A821	212	2,731	SH		SOLE		0	0	2,731
STAMPS COM INC	COM NEW	852857200	287	1,434	SH		SOLE		0	0	1,434
STERIS PLC	SHS USD	G8473T100	258	1,249	SH		SOLE		0	0	1,249
TARGET CORP	COM	87612E106	605	2,504	SH		SOLE		70	0	2,434
TESLA INC	COM	88160R101	891	1,311	SH		SOLE		34	0	1,277
TEXTAINER GROUP HOLDINGS LTD	SHS	G8766E109	797	23,600	SH		SOLE		0	0	23,600
TILRAY INC	NOTE 5.000%10/0	88688TAB6	39	40,000	SH		SOLE		0	0	40,000
UNION PAC CORP	COM	907818108	254	1,155	SH		SOLE		0	0	1,155
UNITEDHEALTH GROUP INC	COM	91324P102	485	1,212	SH		SOLE		55	0	1,157
VALLEY NATL BANCORP	COM	919794107	166	12,345	SH		SOLE		0	0	12,345
VANECK VECTORS ETF TR	INTRMDT MUNI ETF	92189H201	365	7,048	SH		SOLE		0	0	7,048
VANECK VECTORS ETF TR	GOLD MINERS ETF	92189F106	355	10,446	SH		SOLE		0	0	10,446
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	204	984	SH		SOLE		0	0	984
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	17,537	213,450	SH		SOLE		0	0	213,450
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	697	8,110	SH		SOLE		0	0	8,110
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	663	7,373	SH		SOLE		0	0	7,373
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	533	5,175	SH		SOLE		0	0	5,175
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	870	15,232	SH		SOLE		0	0	15,232
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	48,289	122,710	SH		SOLE		0	0	122,710
VANGUARD INDEX FDS	SMALL CP ETF	922908751	16,374	72,685	SH		SOLE		0	0	72,685
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	5,437	24,399	SH		SOLE		0	0	24,399
VANGUARD INDEX FDS	GROWTH ETF	922908736	5,321	18,554	SH		SOLE		0	0	18,554
VANGUARD INDEX FDS	VALUE ETF	922908744	5,272	38,350	SH		SOLE		0	0	38,350
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,562	6,579	SH		SOLE		0	0	6,579
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,045	6,015	SH		SOLE		0	0	6,015
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	690	3,438	SH		SOLE		0	0	3,438
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	507	3,611	SH		SOLE		0	0	3,611
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	485	2,052	SH		SOLE		0	0	2,052
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	478	4,698	SH		SOLE		0	0	4,698
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	370	1,278	SH		SOLE		0	0	1,278
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	217	1,150	SH		SOLE		0	0	1,150
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	5,188	95,527	SH		SOLE		0	0	95,527
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	2,261	35,671	SH		SOLE		4,345	0	31,326
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	614	4,500	SH		SOLE		0	0	4,500
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	522	7,767	SH		SOLE		0	0	7,767
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	801	14,476	SH		SOLE		0	0	14,476
VANGUARD SCOTTSDALE FDS	TOTAL CORP BND	92206C573	37,243	404,814	SH		SOLE		0	0	404,814
VANGUARD SCOTTSDALE FDS	MORTG-BACK SEC	92206C771	18,576	348,067	SH		SOLE		0	0	348,067
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,046	30,175	SH		SOLE		0	0	30,175
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,581	25,742	SH		SOLE		0	0	25,742
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	1,211	12,735	SH		SOLE		0	0	12,735
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	247	3,533	SH		SOLE		0	0	3,533
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	240	2,896	SH		SOLE		0	0	2,896
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,936	12,506	SH		SOLE		0	0	12,506
VANGUARD STAR FDS	VG TL INTL STK F	921909768	357	5,430	SH		SOLE		0	0	5,430
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	11,620	225,536	SH		SOLE		0	0	225,536
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,362	12,997	SH		SOLE		0	0	12,997
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	341	2,236	SH		SOLE		0	0	2,236
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	273	1,182	SH		SOLE		0	0	1,182
VANGUARD WORLD FDS	INF TECH ETF	92204A702	12,322	30,900	SH		SOLE		91	0	30,809
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	5,434	21,990	SH		SOLE		0	0	21,990
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	3,755	26,110	SH		SOLE		0	0	26,110
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	3,679	18,727	SH		SOLE		143	0	18,584
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	3,301	36,496	SH		SOLE		0	0	36,496
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	3,270	10,412	SH		SOLE		0	0	10,412
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,622	8,886	SH		SOLE		0	0	8,886
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	1,176	8,478	SH		SOLE		0	0	8,478
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	1,149	6,355	SH		SOLE		28	0	6,327
VANGUARD WORLD FDS	ENERGY ETF	92204A306	794	10,469	SH		SOLE		0	0	10,469
VERIZON COMMUNICATIONS INC	COM	92343V104	902	16,102	SH		SOLE		801	0	15,301
VICTORY PORTFOLIOS II	VCSHS US 500 ENH	92647N782	915	12,825	SH		SOLE		0	0	12,825
VICTORY PORTFOLIOS II	VCSHS US EQ INCM	92647N824	547	8,464	SH		SOLE		0	0	8,464
VISA INC	COM CL A	92826C839	1,959	8,381	SH		SOLE		23	0	8,358
WALMART INC	COM	931142103	562	3,987	SH		SOLE		250	0	3,737
WELLS FARGO CO NEW	COM	949746101	221	4,879	SH		SOLE		0	0	4,879
WESTERN DIGITAL CORP.	NOTE 1.500% 2/0	958102AP0	11	10,000	SH		SOLE		0	0	10,000
WISDOMTREE TR	EM EX ST-OWNED	97717X578	44,274	1,052,391	SH		SOLE		0	0	1,052,391
WISDOMTREE TR	YIELD ENHANCD US	97717X511	487	9,321	SH		SOLE		0	0	9,321
WISDOMTREE TR	US QTLY DIV GRT	97717X669	461	7,722	SH		SOLE		0	0	7,722
WISDOMTREE TR	JAPN HEDGE EQT	97717W851	370	6,068	SH		SOLE		0	0	6,068
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	242	2,043	SH		SOLE		0	0	2,043
WORLD GOLD TR	SPDR GLD MINIS	98149E204	1,863	105,778	SH		SOLE		0	0	105,778

55i 13F-HRQuarterly holdings report by institutional manager