PennyMac Financial Services 10K 2023 Annual report

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Avg

New words: accrual, adequacy, affirmative, Alpine, architecture, attorney, automation, beneficiary, binding, breadth, broken, censure, CIO, CISO, Clayton, compatibility, coordinate, Coordinating, decision, decisioning, defense, deployment, Derek, Electrical, Engineering, escalated, exert, expert, FDIC, footprint, gather, Goldman, HOA, incomplete, incorrect, instability, intelligence, Intercontinental, interim, interoperability, jeopardize, Joinder, led, maker, misclassified, mispriced, monopolization, municipal, Nexera, NIST, Nomura, NYSE, overseen, percent, phishing, prejudgment, priority, procedure, qualitative, ransomware, reconciling, Recoupment, relieved, Repo, restructured, Secretary, sector, Sherman, Silicon, soften, SP, SPIA, SPV, SSE, stale, Stark, storage, store, storing, stripped, Surface, tabletop, tabular, traffic, transmit, triage, unexpected, uninterrupted, unlawful, unrecoverable, USA, user, vacate, Valley, verification, verify, wider

Removed: accessing, added, advice, affiliate, amending, arm, automatically, avert, avoid, benchmark, BKI, ceased, commence, conflict, conservatorship, corrective, CSCIB, CSFB, declare, declared, disputing, distressed, division, downturn, driven, efficacy, elevated, escrowed, ESG, extending, extraordinary, fall, fallback, FAV, FCA, fire, homeowner, imitation, impending, impound, inconsistent, language, length, LIBOR, lieu, merit, metric, negligence, nonperforming, Notably, optimize, optioned, PennyMacLoan, phase, posting, predominantly, privatize, prolonged, proposal, publication, recession, reflective, reinstituted, released, remained, remediated, remote, request, requested, RESPA, restitution, secret, solicitation, streamlined, Street, submitted, terrorism, tiered, TILA, transitioned, travel, uncollectable, Uniform, unknown, unprecedented, unused, viable, vigorously, Wall, widely, wind, wrongful

PennyMac Financial Services (PFSI) 10-K2023 FY Annual report

Content analysis