Royal Fund Management 13FHR Quarterly holdings report by institutional manager | SEC 13 May 22

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC COM	COM	00206R102	2,933	124,129	SH		SOLE	NONE	0	0	124,129
ARK ETF TR INNOVATION ETF	INNOVATION ETF	00214Q104	3,119	47,062	SH		SOLE	NONE	0	0	47,062
ABBVIE INC COM	COM	00287Y109	6,372	39,312	SH		SOLE	NONE	0	0	39,312
ADOBE INC COM	COM	00724F101	1,904	4,181	SH		SOLE	NONE	0	0	4,181
ADVANCED MICRO DEVICES INC COM	COM	007903107	1,940	17,745	SH		SOLE	NONE	0	0	17,745
AIRBNB INC COM CL A	COM CL A	009066101	2,542	14,800	SH		SOLE	NONE	0	0	14,800
ALIBABA GROUP HOLDING LTD ADR SPONSORED	SPONSORED ADS	01609W102	2,095	19,259	SH		SOLE	NONE	0	0	19,259
ALIGN TECHNOLOGY INC COM	COM	016255101	1,590	3,647	SH		SOLE	NONE	0	0	3,647
ALLETE INC COM	COM NEW	018522300	306	4,574	SH		SOLE	NONE	0	0	4,574
ALPHABET INC COM CL C	CAP STK CL C	02079K107	268	96	SH		SOLE	NONE	0	0	96
ALPHABET INC COM CL A	CAP STK CL A	02079K305	3,816	1,372	SH		SOLE	NONE	0	0	1,372
ALTRIA GROUP INC COM	COM	02209S103	1,030	19,731	SH		SOLE	NONE	0	0	19,731
AMAZON COM INC COM	COM	023135106	5,404	1,658	SH		SOLE	NONE	0	0	1,658
AMGEN INC COM	COM	031162100	4,547	18,805	SH		SOLE	NONE	0	0	18,805
ANTHEM INC COM	COM	036752103	231	472	SH		SOLE	NONE	0	0	472
APPLE INC COM	COM	037833100	10,229	58,582	SH		SOLE	NONE	0	0	58,582
BANK OF AMERICA CORPORATION COM	COM	060505104	310	7,526	SH		SOLE	NONE	0	0	7,526
BERKSHIRE HATHAWAY INC COM CL B	CL B NEW	084670702	437	1,240	SH		SOLE	NONE	0	0	1,240
BHP GROUP LTD ADR SPONSORED	SPONSORED ADS	088606108	468	6,070	SH		SOLE	NONE	0	0	6,070
BIONANO GENOMICS INC COM	COM	09075F107	25	10,000	SH		SOLE	NONE	0	0	10,000
BOEING CO COM	COM	097023105	2,676	13,979	SH		SOLE	NONE	0	0	13,979
ABBVIE INC	COM	00287Y109	632	3,900	SH	Call	SOLE	NONE	0	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	379	5,200	SH	Call	SOLE	NONE	0	0	0
CONAGRA BRANDS INC	COM	205887102	312	9,300	SH	Call	SOLE	NONE	0	0	9,300
COSTCO WHOLESALE CORP	COM	22160K105	345	600	SH	Put	SOLE	NONE	0	0	0
CVS HEALTH CORPORATION	COM	126650100	647	6,400	SH	Call	SOLE	NONE	0	0	0
INTERNATIONAL BUS MACH CORP	COM	459200101	234	1,800	SH	Call	SOLE	NONE	0	0	0
INTEL CORP	COM	458140100	232	4,700	SH	Call	SOLE	NONE	0	0	0
LYONDELLBASELL INDUSTRIES N V	SHS - A -	N53745100	503	4,900	SH	Call	SOLE	NONE	0	0	0
MERCK & CO INC	COM	58933Y105	221	2,700	SH	Call	SOLE	NONE	0	0	0
NEWMONT CORPORATION	COM	651639106	572	7,200	SH	Call	SOLE	NONE	0	0	0
PROCTER & GAMBLE CO	COM	742718109	443	2,900	SH	Call	SOLE	NONE	0	0	0
QUALCOMM INC	COM	747525103	244	1,600	SH	Call	SOLE	NONE	0	0	0
RAYTHEON TECH CORP	COM	75513E101	485	4,900	SH	Call	SOLE	NONE	0	0	0
UNION PACIFIC CORP	COM	907818108	327	1,200	SH	Call	SOLE	NONE	0	0	0
US BANCORP	COM NEW	902973304	382	7,200	SH	Call	SOLE	NONE	0	0	0
WASTE MANAGEMENT INC	COM	94106L109	301	1,900	SH	Call	SOLE	NONE	0	0	0
WALMART INC	COM	931142103	327	2,200	SH	Call	SOLE	NONE	0	0	0
BRISTOL-MYERS SQUIBB CO COM	COM	110122108	5,128	70,223	SH		SOLE	NONE	0	0	70,223
BROADCOM INC COM	COM	11135F101	3,113	4,944	SH		SOLE	NONE	0	0	4,944
CME GROUP INC COM	COM	12572Q105	879	3,698	SH		SOLE	NONE	0	0	3,698
CSX CORP COM	COM	126408103	4,430	118,298	SH		SOLE	NONE	0	0	118,298
CVS HEALTH CORPORATION COM	COM	126650100	5,954	58,837	SH		SOLE	NONE	0	0	58,837
CARLISLE COS INC COM	COM	142339100	957	3,894	SH		SOLE	NONE	0	0	3,894
CATERPILLAR INC COM	COM	149123101	839	3,769	SH		SOLE	NONE	0	0	3,769
CHEVRON CORPORATION COM	COM	166764100	959	5,892	SH		SOLE	NONE	0	0	5,892
CISCO SYSTEMS INC COM	COM	17275R102	3,129	56,127	SH		SOLE	NONE	0	0	56,127
COCA-COLA CO COM	COM	191216100	284	4,587	SH		SOLE	NONE	0	0	4,587
CONAGRA BRANDS INC COM	COM	205887102	317	9,462	SH		SOLE	NONE	0	0	9,462
CONOCOPHILLIPS COM	COM	20825C104	1,608	16,083	SH		SOLE	NONE	0	0	16,083
CONSOLIDATED EDISON INC COM	COM	209115104	493	5,214	SH		SOLE	NONE	0	0	5,214
COSTCO WHOLESALE CORP COM	COM	22160K105	634	1,101	SH		SOLE	NONE	0	0	1,101
CROWDSTRIKE HOLDINGS INC COM CL A	CL A	22788C105	3,101	13,657	SH		SOLE	NONE	0	0	13,657
CUMMINS INC COM	COM	231021106	658	3,210	SH		SOLE	NONE	0	0	3,210
DNP SELECT INCOME FUND INC COM	COM	23325P104	283	23,959	SH		SOLE	NONE	0	0	23,959
DARDEN RESTAURANTS INC COM	COM	237194105	4,234	31,850	SH		SOLE	NONE	0	0	31,850
DIGITAL REALTY TRUST INC COM STK USD0.01	COM	253868103	2,298	16,206	SH		SOLE	NONE	0	0	16,206
WALT DISNEY COMPANY (THE) COM	COM	254687106	570	4,157	SH		SOLE	NONE	0	0	4,157
DOLLAR GENERAL CORP COM	COM	256677105	1,461	6,565	SH		SOLE	NONE	0	0	6,565
DOW INC COM	COM	260557103	433	6,800	SH		SOLE	NONE	0	0	6,800
DUKE ENERGY CORP COM	COM NEW	26441C204	4,063	36,388	SH		SOLE	NONE	0	0	36,388
EASTMAN CHEMICAL CO COM	COM	277432100	808	7,211	SH		SOLE	NONE	0	0	7,211
EATON VANCE FLATNG RAT 2022 TA FLTNG RATE 2022 TR COM	COM	27831H100	154	16,978	SH		SOLE	NONE	0	0	16,978
EMERSON ELECTRIC CO COM	COM	291011104	4,502	45,919	SH		SOLE	NONE	0	0	45,919
EVERGY INC COM	COM	30034W106	213	3,130	SH		SOLE	NONE	0	0	3,130
EXXON MOBIL CORPORATION COM	COM	30231G102	541	6,555	SH		SOLE	NONE	0	0	6,555
META PLATFORMS INC COM CL A	CL A	30303M102	2,389	10,746	SH		SOLE	NONE	0	0	10,746
FIRST TRUST EXCHANGE TRADED FD WTR ETF	WTR ETF	33733B100	236	2,805	SH		SOLE	NONE	0	0	2,805
FIRST TRUST PORTFOLIOS SHS ETF	SHS	337345102	9,005	59,054	SH		SOLE	NONE	0	0	59,054
FORD MOTOR CO COM	COM	345370860	601	35,552	SH		SOLE	NONE	0	0	35,552
GLAXOSMITHKLINE ADR SPONSORED	SPONSORED ADR	37733W105	389	8,938	SH		SOLE	NONE	0	0	8,938
GLOBAL MEDICAL REIT INC COM USD0.001	COM NEW	37954A204	348	21,379	SH		SOLE	NONE	0	0	21,379
GREENBRIER COMPANIES INC COM	COM	393657101	4,357	84,598	SH		SOLE	NONE	0	0	84,598
HOME DEPOT INC COM	COM	437076102	1,248	4,170	SH		SOLE	NONE	0	0	4,170
ILLUMINA INC COM	COM	452327109	1,835	5,252	SH		SOLE	NONE	0	0	5,252
INTEL CORP COM	COM	458140100	3,624	73,130	SH		SOLE	NONE	0	0	73,130
INTERNATIONAL BUS MACH CORP COM	COM	459200101	4,657	35,823	SH		SOLE	NONE	0	0	35,823
INVESCO QQQ TRUST UNIT SER 1 ETF	UNIT SER 1	46090E103	19,951	55,031	SH		SOLE	NONE	0	0	55,031
INTUIT INC COM	COM	461202103	372	774	SH		SOLE	NONE	0	0	774
INVESCO HIGH INCM 2024 TARGT T COM	COM	46136K105	147	16,376	SH		SOLE	NONE	0	0	16,376
INVESCO EXCHANGE TRADED FUND T 1 30 LADER TRE ETF	1 30 LADER TRE	46138E107	5,093	150,886	SH		SOLE	NONE	0	0	150,886
INVESCO EXCHANGE TRADED FUND T GBL SRT TRM HY ETF	GBL SRT TRM HY	46138E669	3,117	156,353	SH		SOLE	NONE	0	0	156,353
IRON MOUNTAIN INC COM	COM	46284V101	487	8,802	SH		SOLE	NONE	0	0	8,802
ISHARES TRUST TIPS BD ETF	TIPS BD ETF	464287176	5,273	42,330	SH		SOLE	NONE	0	0	42,330
ISHARES TRUST CORE S&P500 ETF	CORE S&P500 ETF	464287200	304	670	SH		SOLE	NONE	0	0	670
ISHARES TRUST S&P 500 GRWT ETF	S&P 500 GRWT ETF	464287309	19,642	257,164	SH		SOLE	NONE	0	0	257,164
ISHARES TRUST U.S. REAL ES ETF	U.S. REAL ES ETF	464287739	11,121	102,763	SH		SOLE	NONE	0	0	102,763
ISHARES TRUST US HLTHCARE ETF	US HLTHCARE ETF	464287762	5,891	20,401	SH		SOLE	NONE	0	0	20,401
ISHARES TRUST U.S. ENERGY ETF	U.S. ENERGY ETF	464287796	515	12,586	SH		SOLE	NONE	0	0	12,586
ISHARES TRUST U.S. CONSUMER STAPLES ETF	US CONSM STAPLES	464287812	461	2,304	SH		SOLE	NONE	0	0	2,304
ISHARES TRUST IBOXX HI YD ETF	IBOXX HI YD ETF	464288513	5,194	63,125	SH		SOLE	NONE	0	0	63,125
ISHARES TRUST MODERT ALLOC ETF	MODERT ALLOC ETF	464289875	3,246	75,545	SH		SOLE	NONE	0	0	75,545
ISHARES SILVER TRUST ISHARES ETF	ISHARES	46428Q109	446	19,525	SH		SOLE	NONE	0	0	19,525
ISHARES TRUST MSCI USA MOMENTUM FACTOR ETF	MSCI USA MMENTM	46432F396	8,276	49,188	SH		SOLE	NONE	0	0	49,188
ISHARES TRUST CORE TOTAL USD ETF	CORE TOTAL USD	46434V613	4,690	94,507	SH		SOLE	NONE	0	0	94,507
ISHARES TRUST CORE DIV GRWTH ETF	CORE DIV GRWTH	46434V621	5,466	102,347	SH		SOLE	NONE	0	0	102,347
JP MORGAN CHASE & CO COM	COM	46625H100	7,757	56,903	SH		SOLE	NONE	0	0	56,903
JP MORGAN ETF TRUST HIGH YLD RESRCH ETF	HIGH YLD RESRCH	46641Q878	3,221	65,863	SH		SOLE	NONE	0	0	65,863
JOHNSON & JOHNSON COM	COM	478160104	4,222	23,826	SH		SOLE	NONE	0	0	23,826
KELLOGG COMPANY COM	COM	487836108	2,701	41,885	SH		SOLE	NONE	0	0	41,885
KIMBERLY CLARK CORP COM	COM	494368103	2,713	22,028	SH		SOLE	NONE	0	0	22,028
KINDER MORGAN INC COM	COM	49456B101	366	19,396	SH		SOLE	NONE	0	0	19,396
LAM RESEARCH CORP COM	COM	512807108	1,527	2,840	SH		SOLE	NONE	0	0	2,840
LAMAR ADVERTISING CO COM USD0.001 CL A	CL A	512816109	3,945	33,957	SH		SOLE	NONE	0	0	33,957
ESTEE LAUDER COMPANIES INC COM CL A	CL A	518439104	1,382	5,077	SH		SOLE	NONE	0	0	5,077
LOCKHEED MARTIN CORP COM	COM	539830109	1,167	2,644	SH		SOLE	NONE	0	0	2,644
LOWE'S COMPANIES INC COM	COM	548661107	261	1,291	SH		SOLE	NONE	0	0	1,291
LULULEMON ATHLETICA INC COM	COM	550021109	1,558	4,267	SH		SOLE	NONE	0	0	4,267
MARKEL CORP COM	COM	570535104	752	510	SH		SOLE	NONE	0	0	510
MARRIOTT INTERNATIONAL INC COM CL A	CL A	571903202	1,160	6,601	SH		SOLE	NONE	0	0	6,601
MCCORMICK & COMPANY INC COM	COM VTG	579780107	226	2,260	SH		SOLE	NONE	0	0	2,260
MCCORMICK & COMPANY INC COM	COM NON VTG	579780206	439	4,408	SH		SOLE	NONE	0	0	4,408
MCDONALD'S CORPORATION COM	COM	580135101	3,554	14,372	SH		SOLE	NONE	0	0	14,372
MERCK & CO INC COM	COM	58933Y105	5,104	62,212	SH		SOLE	NONE	0	0	62,212
MICROSOFT CORP COM	COM	594918104	11,832	38,378	SH		SOLE	NONE	0	0	38,378
MORGAN STANLEY COM	COM NEW	617446448	204	2,344	SH		SOLE	NONE	0	0	2,344
NCR CORP COM	COM	62886E108	1,574	39,170	SH		SOLE	NONE	0	0	39,170
NANO DIMENSION LTD ADR SPONSORED	SPONSORD ADS NEW	63008G203	42	12,000	SH		SOLE	NONE	0	0	12,000
NETAPP INC COM	COM	64110D104	823	9,924	SH		SOLE	NONE	0	0	9,924
NEWMONT CORPORATION COM	COM	651639106	8,418	105,955	SH		SOLE	NONE	0	0	105,955
NOVARTIS AG ADR SPONSORED	SPONSORED ADR	66987V109	2,576	29,362	SH		SOLE	NONE	0	0	29,362
NUCOR CORP COM	COM	670346105	1,426	9,597	SH		SOLE	NONE	0	0	9,597
NVIDIA CORP COM	COM	67066G104	2,664	9,763	SH		SOLE	NONE	0	0	9,763
OMEGA HEALTHCARE INVESTORS COM STK USD0.10	COM	681936100	449	14,431	SH		SOLE	NONE	0	0	14,431
ORACLE CORP COM	COM	68389X105	915	11,060	SH		SOLE	NONE	0	0	11,060
PPL CORP COM	COM	69351T106	375	13,136	SH		SOLE	NONE	0	0	13,136
PAYCHEX INC COM	COM	704326107	4,588	33,622	SH		SOLE	NONE	0	0	33,622
PAYPAL HOLDINGS INC COM	COM	70450Y103	941	8,144	SH		SOLE	NONE	0	0	8,144
PEPSICO INC COM	COM	713448108	562	3,361	SH		SOLE	NONE	0	0	3,361
PFIZER INC COM	COM	717081103	218	4,221	SH		SOLE	NONE	0	0	4,221
PHILIP MORRIS INTL INC COM	COM	718172109	455	4,849	SH		SOLE	NONE	0	0	4,849
PHILLIPS EDISON & CO INC COM USD0.01	COMMON STOCK	71844V201	408	11,875	SH		SOLE	NONE	0	0	11,875
PHILLIPS 66 COM	COM	718546104	5,273	61,038	SH		SOLE	NONE	0	0	61,038
PIONEER NATURAL RESOURCES CO COM	COM	723787107	220	881	SH		SOLE	NONE	0	0	881
PROCTER & GAMBLE CO COM	COM	742718109	5,567	36,434	SH		SOLE	NONE	0	0	36,434
PRUDENTIAL FINANCIAL INC COM	COM	744320102	953	8,071	SH		SOLE	NONE	0	0	8,071
QORVO INC COM	COM	74736K101	2,286	18,423	SH		SOLE	NONE	0	0	18,423
QUALCOMM INC COM	COM	747525103	7,282	47,656	SH		SOLE	NONE	0	0	47,656
RPC INC COM	COM	749660106	524	49,187	SH		SOLE	NONE	0	0	49,187
RAYTHEON TECH CORP COM	COM	75513E101	5,753	58,074	SH		SOLE	NONE	0	0	58,074
RING ENERGY INC COM	COM	76680V108	114	30,000	SH		SOLE	NONE	0	0	30,000
RIO TINTO ADR SPONSORED	SPONSORED ADR	767204100	1,201	14,940	SH		SOLE	NONE	0	0	14,940
SPDR S&P500 ETF TRUST TR UNIT ETF	TR UNIT	78462F103	11,452	25,357	SH		SOLE	NONE	0	0	25,357
SPDR GOLD TRUST GOLD SHS ETF	GOLD SHS	78463V107	445	2,467	SH		SOLE	NONE	0	0	2,467
SPDR SERIES TRUST HLTH CR EQUIP ETF	HLTH CR EQUIP	78464A581	6,676	59,587	SH		SOLE	NONE	0	0	59,587
SPDR DOW JONES IND UT SER 1 ETF	UT SER 1	78467X109	11,047	31,851	SH		SOLE	NONE	0	0	31,851
SPDR MSCI USA STRTGIC ETF	MSCI USA STRTGIC	78468R812	8,784	70,500	SH		SOLE	NONE	0	0	70,500
SCHLUMBERGER LIMITED COM	COM STK	806857108	654	15,842	SH		SOLE	NONE	0	0	15,842
SCHWAB STRATEGIC TR US LCAP GR ETF	US LCAP GR ETF	808524300	5,437	72,680	SH		SOLE	NONE	0	0	72,680
SENSEONICS HOLDINGS INC COM	COM	81727U105	19	10,000	SH		SOLE	NONE	0	0	10,000
SHERWIN-WILLIAMS CO COM	COM	824348106	278	1,115	SH		SOLE	NONE	0	0	1,115
SNOWFLAKE INC COM CL A	CL A	833445109	2,485	10,846	SH		SOLE	NONE	0	0	10,846
SOUTHERN CO COM	COM	842587107	289	3,987	SH		SOLE	NONE	0	0	3,987
STARBUCKS CORP COM	COM	855244109	3,462	38,063	SH		SOLE	NONE	0	0	38,063
STORE CAP CORP COM USD0.01	COM	862121100	5,055	172,939	SH		SOLE	NONE	0	0	172,939
STRYKER CORP COM	COM	863667101	2,311	8,645	SH		SOLE	NONE	0	0	8,645
SYSCO CORP COM	COM	871829107	3,587	43,940	SH		SOLE	NONE	0	0	43,940
TC ENERGY CORPORATION COM	COM	87807B107	406	7,202	SH		SOLE	NONE	0	0	7,202
TESLA INC COM	COM	88160R101	7,625	7,076	SH		SOLE	NONE	0	0	7,076
TEXAS INSTRUMENTS INC COM	COM	882508104	905	4,933	SH		SOLE	NONE	0	0	4,933
THERMO FISHER SCIENTIFIC INC COM	COM	883556102	1,876	3,177	SH		SOLE	NONE	0	0	3,177
TIDAL ETF ZEGA BUY AND HEDGE ETF	ZEGA BUY AND HED	886364660	747	37,699	SH		SOLE	NONE	0	0	37,699
TIMKEN CO COM	COM	887389104	282	4,653	SH		SOLE	NONE	0	0	4,653
US BANCORP COM	COM NEW	902973304	6,969	131,127	SH		SOLE	NONE	0	0	131,127
UNION PACIFIC CORP COM	COM	907818108	5,746	21,034	SH		SOLE	NONE	0	0	21,034
UNITED PARCEL SERVICE INC COM CL B	CL B	911312106	1,394	6,504	SH		SOLE	NONE	0	0	6,504
UNITEDHEALTH GROUP INC COM	COM	91324P102	3,457	6,779	SH		SOLE	NONE	0	0	6,779
UNIVERSAL HEALTH SERVICES INC COM CL B	CL B	913903100	665	4,588	SH		SOLE	NONE	0	0	4,588
V F CORP COM	COM	918204108	2,898	50,980	SH		SOLE	NONE	0	0	50,980
VALERO ENERGY CORP COM	COM	91913Y100	572	5,640	SH		SOLE	NONE	0	0	5,640
VANGUARD DIV APP ETF	DIV APP ETF	921908844	16,688	102,910	SH		SOLE	NONE	0	0	102,910
VANGUARD MEGA GRWTH IND ETF	MEGA GRWTH IND	921910816	26,626	113,110	SH		SOLE	NONE	0	0	113,110
VANGUARD 500 GRTH IDX F ETF	500 GRTH IDX F	921932505	8,964	32,519	SH		SOLE	NONE	0	0	32,519
VANGUARD HIGH DIV YLD ETF	HIGH DIV YLD	921946406	9,918	88,362	SH		SOLE	NONE	0	0	88,362
VANGUARD EMERG MKT BD ETF	EMERG MKT BD ETF	921946885	3,003	42,994	SH		SOLE	NONE	0	0	42,994
VANGUARD CONSUM STP ETF	CONSUM STP ETF	92204A207	21,929	111,938	SH		SOLE	NONE	0	0	111,938
VANGUARD HEALTH CAR ETF	HEALTH CAR ETF	92204A504	7,735	30,407	SH		SOLE	NONE	0	0	30,407
VANGUARD INF TECH ETF	INF TECH ETF	92204A702	9,072	21,784	SH		SOLE	NONE	0	0	21,784
VANGUARD COMM SRVC ETF	COMM SRVC ETF	92204A884	5,891	49,074	SH		SOLE	NONE	0	0	49,074
VANGUARD VNG RUS1000GRW ETF	VNG RUS1000GRW	92206C680	7,334	102,777	SH		SOLE	NONE	0	0	102,777
VANGUARD VNG RUS1000IDX ETF	VNG RUS1000IDX	92206C730	14,318	69,102	SH		SOLE	NONE	0	0	69,102
VECTOR GROUP COM	COM	92240M108	330	27,468	SH		SOLE	NONE	0	0	27,468
VANGUARD S&P 500 ETF SHS	S&P 500 ETF SHS	922908363	19,802	47,696	SH		SOLE	NONE	0	0	47,696
VANGUARD MCAP GR IDXVIP ETF	MCAP GR IDXVIP	922908538	3,874	17,387	SH		SOLE	NONE	0	0	17,387
VANGUARD SML CP GRW ETF	SML CP GRW ETF	922908595	3,401	13,707	SH		SOLE	NONE	0	0	13,707
VANGUARD MID CAP ETF	MID CAP ETF	922908629	9,665	40,639	SH		SOLE	NONE	0	0	40,639
VANGUARD LARGE CAP ETF	LARGE CAP ETF	922908637	15,069	72,278	SH		SOLE	NONE	0	0	72,278
VANGUARD GROWTH ETF	GROWTH ETF	922908736	17,171	59,705	SH		SOLE	NONE	0	0	59,705
VANGUARD VALUE ETF	VALUE ETF	922908744	426	2,888	SH		SOLE	NONE	0	0	2,888
VANGUARD TOTAL STK MKT ETF	TOTAL STK MKT	922908769	17,684	77,674	SH		SOLE	NONE	0	0	77,674
VERIZON COMMUNICATIONS COM	COM	92343V104	5,058	99,305	SH		SOLE	NONE	0	0	99,305
VICI PROPERTIES INC COM USD0.01	COM	925652109	714	25,119	SH		SOLE	NONE	0	0	25,119
VISA INC COM CL A	COM CL A	92826C839	1,749	7,891	SH		SOLE	NONE	0	0	7,891
VIRTUS ALLIANZGI CONV & INC 20 COM	COM	92838R105	167	17,931	SH		SOLE	NONE	0	0	17,931
WP CAREY INC COM USD0.001	COM	92936U109	527	6,525	SH		SOLE	NONE	0	0	6,525
WALMART INC COM	COM	931142103	5,232	35,137	SH		SOLE	NONE	0	0	35,137
WASTE MANAGEMENT INC COM	COM	94106L109	2,193	13,839	SH		SOLE	NONE	0	0	13,839
WELLS FARGO & COMPANY COM	COM	949746101	430	8,885	SH		SOLE	NONE	0	0	8,885
WISDOMTREE TRUST ITL HDG QTLY DIV ETF	ITL HDG QTLY DIV	97717X594	5,166	120,328	SH		SOLE	NONE	0	0	120,328
YUM BRANDS INC COM	COM	988498101	217	1,838	SH		SOLE	NONE	0	0	1,838
SEAGATE TECHONOLOGY HLDG COM	ORD SHS	G7997R103	872	9,705	SH		SOLE	NONE	0	0	9,705
GARMIN LTD COM	SHS	H2906T109	2,797	23,583	SH		SOLE	NONE	0	0	23,583
SPOTIFY TECHNOLOGY S.A. COM	SHS	L8681T102	1,348	8,928	SH		SOLE	NONE	0	0	8,928
LYONDELLBASELL INDUSTRIES N V COM	SHS - A -	N53745100	503	4,900	SH		SOLE	NONE	0	0	4,900

Royal Fund Management 13F-HRQuarterly holdings report by institutional manager