Royal Fund Management 13FHR Quarterly holdings report by institutional manager | SEC 14 Nov 22

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M COMPANY COM	COM	88579Y101	2,515	22,767	SH		SOLE	NONE	0	0	22,767
ABBVIE INC COM	COM	00287Y109	5,251	39,132	SH		SOLE	NONE	0	0	39,132
ADOBE INC COM	COM	00724F101	1,272	4,623	SH		SOLE	NONE	0	0	4,623
ADVANCED MICRO DEVICES INC COM	COM	007903107	1,601	25,284	SH		SOLE	NONE	0	0	25,284
AIR PRODUCTS & CHEMICALS INC COM	COM	009158106	402	1,729	SH		SOLE	NONE	0	0	1,729
AIRBNB INC CALL October 100	COM CL A	009066101	231	2,200	SH	Call	SOLE	NONE	0	0	2,200
AIRBNB INC CALL October 90	COM CL A	009066101	220	2,100	SH	Call	SOLE	NONE	0	0	2,100
AIRBNB INC COM CL A	COM CL A	009066101	2,077	19,777	SH		SOLE	NONE	0	0	19,777
ALIBABA GROUP HOLDING LTD ADR SPONSORED	SPONSORED ADS	01609W102	1,650	20,634	SH		SOLE	NONE	0	0	20,634
ALLETE INC COM	COM NEW	018522300	340	6,805	SH		SOLE	NONE	0	0	6,805
ALPHABET INC CALL November 110	CAP STK CL C	02079K107	679	7,100	SH	Call	SOLE	NONE	0	0	7,100
ALPHABET INC COM CL A	CAP STK CL A	02079K305	2,934	30,681	SH		SOLE	NONE	0	0	30,681
AMAZON COM INC CALL December 125	COM	023135106	644	5,700	SH	Call	SOLE	NONE	0	0	5,700
AMAZON COM INC CALL November 110	COM	023135106	418	3,700	SH	Call	SOLE	NONE	0	0	3,700
AMAZON COM INC COM	COM	023135106	4,434	39,243	SH		SOLE	NONE	0	0	39,243
AMGEN INC COM	COM	031162100	4,411	19,572	SH		SOLE	NONE	0	0	19,572
APA CORPORATION CALL October 30	COM	03743Q108	290	8,500	SH	Call	SOLE	NONE	0	0	8,500
APA CORPORATION COM	COM	03743Q108	315	9,238	SH		SOLE	NONE	0	0	9,238
APPLE INC CALL November 140	COM	037833100	262	1,900	SH	Call	SOLE	NONE	0	0	1,900
APPLE INC CALL October 140	COM	037833100	317	2,300	SH	Call	SOLE	NONE	0	0	2,300
APPLE INC COM	COM	037833100	8,046	58,223	SH		SOLE	NONE	0	0	58,223
ARK ETF TR INNOVATION ETF	INNOVATION ETF	00214Q104	2,198	58,264	SH		SOLE	NONE	0	0	58,264
AT&T INC COM	COM	00206R102	2,427	158,230	SH		SOLE	NONE	0	0	158,230
BANK OF AMERICA CORPORATION COM	COM	060505104	243	8,057	SH		SOLE	NONE	0	0	8,057
BERKSHIRE HATHAWAY INC COM CL B	CL B NEW	084670702	417	1,562	SH		SOLE	NONE	0	0	1,562
BHP GROUP LTD ADR SPONSORED	SPONSORED ADS	088606108	739	14,773	SH		SOLE	NONE	0	0	14,773
BLACKSTONE INC COM	COM	09260D107	3,387	40,467	SH		SOLE	NONE	0	0	40,467
BOEING CO CALL November 150	COM	097023105	242	2,000	SH	Call	SOLE	NONE	0	0	2,000
BOEING CO COM	COM	097023105	1,921	15,867	SH		SOLE	NONE	0	0	15,867
BRISTOL-MYERS SQUIBB CO COM	COM	110122108	4,512	63,469	SH		SOLE	NONE	0	0	63,469
BROADCOM INC COM	COM	11135F101	2,430	5,475	SH		SOLE	NONE	0	0	5,475
BROOKFIELD RENEWABLE PARTNER S PARTNERSHIP UNITS	PARTNERSHIP UNIT	G16258108	346	11,056	SH		SOLE	NONE	0	0	11,056
CARLISLE COS INC COM	COM	142339100	407	1,452	SH		SOLE	NONE	0	0	1,452
CHEVRON CORPORATION COM	COM	166764100	626	4,360	SH		SOLE	NONE	0	0	4,360
CISCO SYSTEMS INC COM	COM	17275R102	2,760	69,003	SH		SOLE	NONE	0	0	69,003
CLEARWAY ENERGY INC COM CL A	CL A	18539C105	305	10,500	SH		SOLE	NONE	0	0	10,500
COCA-COLA CO COM	COM	191216100	601	10,746	SH		SOLE	NONE	0	0	10,746
CONAGRA BRANDS INC COM	COM	205887102	292	8,962	SH		SOLE	NONE	0	0	8,962
CONOCOPHILLIPS COM	COM	20825C104	755	7,382	SH		SOLE	NONE	0	0	7,382
CONSOLIDATED EDISON INC COM	COM	209115104	447	5,214	SH		SOLE	NONE	0	0	5,214
COSTCO WHOLESALE CORP COM	COM	22160K105	504	1,069	SH		SOLE	NONE	0	0	1,069
COSTCO WHOLESALE CORP PUT January 440	COM	22160K105	286	600	SH	Call	SOLE	NONE	0	0	600
CROWDSTRIKE HOLDINGS INC CALL November 170	CL A	22788C105	675	4,100	SH	Call	SOLE	NONE	0	0	4,100
CROWDSTRIKE HOLDINGS INC COM CL A	CL A	22788C105	2,794	16,954	SH		SOLE	NONE	0	0	16,954
CSX CORP COM	COM	126408103	508	19,104	SH		SOLE	NONE	0	0	19,104
CVS HEALTH CORPORATION COM	COM	126650100	5,155	54,054	SH		SOLE	NONE	0	0	54,054
DARDEN RESTAURANTS INC COM	COM	237194105	5,558	44,004	SH		SOLE	NONE	0	0	44,004
DATADOG INC CALL December 90	CL A COM	23804L103	506	5,700	SH	Call	SOLE	NONE	0	0	5,700
DATADOG INC COM CL A	CL A COM	23804L103	2,424	27,314	SH		SOLE	NONE	0	0	27,314
DEERE & CO COM	COM	244199105	770	2,308	SH		SOLE	NONE	0	0	2,308
DIGITAL REALTY TRUST INC COM STK USD0.01	COM	253868103	1,777	17,925	SH		SOLE	NONE	0	0	17,925
DNP SELECT INCOME FUND INC COM	COM	23325P104	122	11,784	SH		SOLE	NONE	0	0	11,784
DOLLAR GENERAL CORP COM	COM	256677105	1,523	6,349	SH		SOLE	NONE	0	0	6,349
DOW INC COM	COM	260557103	689	15,701	SH		SOLE	NONE	0	0	15,701
DUKE ENERGY CORP COM	COM NEW	26441C204	3,174	34,124	SH		SOLE	NONE	0	0	34,124
EATON VANCE FLATNG RAT 2022 TA FLTNG RATE 2022 TR COM	COM	27831H100	92	10,762	SH		SOLE	NONE	0	0	10,762
ELEVANCE HEALTH INC COM	COM	036752103	214	472	SH		SOLE	NONE	0	0	472
EMERSON ELECTRIC CO COM	COM	291011104	3,892	53,158	SH		SOLE	NONE	0	0	53,158
ENPHASE ENERGY INC CALL November 165	COM	29355A107	443	1,600	SH	Call	SOLE	NONE	0	0	1,600
ENPHASE ENERGY INC COM	COM	29355A107	456	1,644	SH		SOLE	NONE	0	0	1,644
ESTEE LAUDER COMPANIES INC COM CL A	CL A	518439104	962	4,455	SH		SOLE	NONE	0	0	4,455
EVERGY INC COM	COM	30034W106	273	4,609	SH		SOLE	NONE	0	0	4,609
EXPEDIA GROUP INC CALL November 100	COM NEW	30212P303	318	3,400	SH	Call	SOLE	NONE	0	0	3,400
EXPEDIA GROUP INC COM	COM NEW	30212P303	318	3,400	SH		SOLE	NONE	0	0	3,400
EXXON MOBIL CORPORATION COM	COM	30231G102	615	7,047	SH		SOLE	NONE	0	0	7,047
FIRST TRUST PORTFOLIOS SHS ETF	SHS	337345102	6,202	59,151	SH		SOLE	NONE	0	0	59,151
FORD MOTOR CO COM	COM	345370860	330	29,553	SH		SOLE	NONE	0	0	29,553
GARMIN LTD COM	SHS	H2906T109	2,074	25,826	SH		SOLE	NONE	0	0	25,826
GENERAL MOTORS CO COM	COM	37045V100	268	8,359	SH		SOLE	NONE	0	0	8,359
GITLAB INC CALL January 50	CLASS A COM	37637K108	250	4,900	SH	Call	SOLE	NONE	0	0	4,900
GITLAB INC COM	CLASS A COM	37637K108	271	5,300	SH		SOLE	NONE	0	0	5,300
GLOBAL MEDICAL REIT INC COM USD0.001	COM NEW	37954A204	534	62,741	SH		SOLE	NONE	0	0	62,741
GREENBRIER COMPANIES INC COM	COM	393657101	1,655	68,230	SH		SOLE	NONE	0	0	68,230
GSK PLC ADR SPONSORED	SPONSORED ADR	37733W204	537	18,270	SH		SOLE	NONE	0	0	18,270
HOME DEPOT INC COM	COM	437076102	1,219	4,418	SH		SOLE	NONE	0	0	4,418
ILLUMINA INC COM	COM	452327109	945	4,956	SH		SOLE	NONE	0	0	4,956
INTEL CORP COM	COM	458140100	1,744	67,712	SH		SOLE	NONE	0	0	67,712
INTERNATIONAL BUS MACH CORP COM	COM	459200101	4,174	35,133	SH		SOLE	NONE	0	0	35,133
INTUIT INC COM	COM	461202103	299	774	SH		SOLE	NONE	0	0	774
INVESCO EXCHANGE TRADED FD TR S&P500 EQL STP ETF	S&P500 EQL STP	46137V373	205	1,333	SH		SOLE	NONE	0	0	1,333
INVESCO EXCHANGE TRADED FD TR S&P500 EQL TEC ETF	S&P500 EQL TEC	46137V282	201	888	SH		SOLE	NONE	0	0	888
INVESCO EXCHANGE TRADED FUND T GBL SRT TRM HY ETF	GBL SRT TRM HY	46138E669	2,996	158,164	SH		SOLE	NONE	0	0	158,164
INVESCO EXCHANGE TRADED SELF I BULSHS 2022 HY ETF	BULSHS 2022 HY	46138J874	1,456	66,294	SH		SOLE	NONE	0	0	66,294
INVESCO HIGH INCM 2024 TARGT T COM	COM	46136K105	81	10,596	SH		SOLE	NONE	0	0	10,596
INVESCO QQQ TRUST UNIT SER 1 ETF	UNIT SER 1	46090E103	6,916	25,880	SH		SOLE	NONE	0	0	25,880
IRON MOUNTAIN INC COM	COM	46284V101	689	15,687	SH		SOLE	NONE	0	0	15,687
ISHARES SILVER TRUST ISHARES ETF	ISHARES	46428Q109	354	20,253	SH		SOLE	NONE	0	0	20,253
ISHARES TRUST 0-5 YR TIPS ETF	0-5 YR TIPS ETF	46429B747	3,374	35,114	SH		SOLE	NONE	0	0	35,114
ISHARES TRUST 7-10 YEAR TREASURY BOND ETF	7-10 YR TRSY BD	464287440	9,407	98,009	SH		SOLE	NONE	0	0	98,009
ISHARES TRUST CORE DIV GRWTH ETF	CORE DIV GRWTH	46434V621	4,530	101,880	SH		SOLE	NONE	0	0	101,880
ISHARES TRUST CORE S&P500 ETF	CORE S&P500 ETF	464287200	344	960	SH		SOLE	NONE	0	0	960
ISHARES TRUST CORE TOTAL USD ETF	CORE TOTAL USD	46434V613	4,298	96,596	SH		SOLE	NONE	0	0	96,596
ISHARES TRUST FLTG RATE NT ETF	FLTG RATE NT ETF	46429B655	1,062	21,145	SH		SOLE	NONE	0	0	21,145
ISHARES TRUST MODERT ALLOC ETF	MODERT ALLOC ETF	464289875	2,805	76,638	SH		SOLE	NONE	0	0	76,638
ISHARES TRUST MSCI USA MOMENTUM FACTOR ETF	MSCI USA MMENTM	46432F396	6,467	49,307	SH		SOLE	NONE	0	0	49,307
ISHARES TRUST S&P 500 GRWT ETF	S&P 500 GRWT ETF	464287309	6,488	112,159	SH		SOLE	NONE	0	0	112,159
ISHARES TRUST S&P 500 VAL ETF	S&P 500 VAL ETF	464287408	8,463	65,851	SH		SOLE	NONE	0	0	65,851
ISHARES TRUST S&P MC 400VL ETF	S&P MC 400VL ETF	464287705	5,191	57,680	SH		SOLE	NONE	0	0	57,680
ISHARES TRUST SP SMCP600VL ETF	SP SMCP600VL ETF	464287879	4,922	59,701	SH		SOLE	NONE	0	0	59,701
ISHARES TRUST TIPS BD ETF	TIPS BD ETF	464287176	10,671	101,729	SH		SOLE	NONE	0	0	101,729
ISHARES TRUST U.S. BAS MTL ETF	U.S. BAS MTL ETF	464287838	4,666	43,142	SH		SOLE	NONE	0	0	43,142
ISHARES TRUST U.S. REAL ES ETF	U.S. REAL ES ETF	464287739	4,491	55,167	SH		SOLE	NONE	0	0	55,167
ISHARES TRUST U.S. UTILITS ETF	U.S. UTILITS ETF	464287697	237	2,933	SH		SOLE	NONE	0	0	2,933
ISHARES TRUST US HLTHCARE ETF	US HLTHCARE ETF	464287762	5,978	23,631	SH		SOLE	NONE	0	0	23,631
JOHNSON & JOHNSON COM	COM	478160104	4,129	25,278	SH		SOLE	NONE	0	0	25,278
JP MORGAN CHASE & CO COM	COM	46625H100	6,116	58,526	SH		SOLE	NONE	0	0	58,526
JP MORGAN ETF TRUST HIGH YLD RESRCH ETF	HIGH YLD RESRCH	46641Q878	2,862	67,520	SH		SOLE	NONE	0	0	67,520
KELLOGG COMPANY COM	COM	487836108	3,031	43,516	SH		SOLE	NONE	0	0	43,516
KIMBERLY CLARK CORP COM	COM	494368103	2,766	24,581	SH		SOLE	NONE	0	0	24,581
KINDER MORGAN INC COM	COM	49456B101	745	44,780	SH		SOLE	NONE	0	0	44,780
LAM RESEARCH CORP COM	COM	512807108	1,527	4,173	SH		SOLE	NONE	0	0	4,173
LAMAR ADVERTISING CO COM USD0.001 CL A	CL A	512816109	3,169	38,420	SH		SOLE	NONE	0	0	38,420
LOCKHEED MARTIN CORP COM	COM	539830109	708	1,834	SH		SOLE	NONE	0	0	1,834
LOWE'S COMPANIES INC COM	COM	548661107	240	1,282	SH		SOLE	NONE	0	0	1,282
LULULEMON ATHLETICA INC CALL December 280	COM	550021109	223	800	SH	Call	SOLE	NONE	0	0	800
LULULEMON ATHLETICA INC COM	COM	550021109	1,364	4,881	SH		SOLE	NONE	0	0	4,881
LYONDELLBASELL INDUSTRIES N V COM	SHS - A -	N53745100	308	4,100	SH		SOLE	NONE	0	0	4,100
MARKEL CORP COM	COM	570535104	552	510	SH		SOLE	NONE	0	0	510
MARRIOTT INTERNATIONAL INC COM CL A	CL A	571903202	925	6,601	SH		SOLE	NONE	0	0	6,601
MCCORMICK & COMPANY INC COM	COM NON VTG	579780206	314	4,408	SH		SOLE	NONE	0	0	4,408
MCDONALD'S CORPORATION COM	COM	580135101	3,587	15,549	SH		SOLE	NONE	0	0	15,549
MERCK & CO INC COM	COM	58933Y105	5,237	60,817	SH		SOLE	NONE	0	0	60,817
META PLATFORMS INC COM CL A	CL A	30303M102	2,071	15,265	SH		SOLE	NONE	0	0	15,265
MICROSOFT CORP CALL January 240	COM	594918104	256	1,100	SH	Call	SOLE	NONE	0	0	1,100
MICROSOFT CORP CALL October 260	COM	594918104	209	900	SH	Call	SOLE	NONE	0	0	900
MICROSOFT CORP COM	COM	594918104	9,489	40,746	SH		SOLE	NONE	0	0	40,746
MONGODB INC CALL January 200	CL A	60937P106	218	1,100	SH	Call	SOLE	NONE	0	0	1,100
MONGODB INC COM CL A	CL A	60937P106	258	1,300	SH		SOLE	NONE	0	0	1,300
MORGAN STANLEY COM	COM NEW	617446448	561	7,110	SH		SOLE	NONE	0	0	7,110
NCR CORP COM	COM	62886E108	744	39,170	SH		SOLE	NONE	0	0	39,170
NEWMONT CORPORATION CALL November 67.5	COM	651639106	264	6,300	SH	Call	SOLE	NONE	0	0	6,300
NEWMONT CORPORATION COM	COM	651639106	3,088	73,485	SH		SOLE	NONE	0	0	73,485
NVIDIA CORP CALL November 130	COM	67066G104	400	3,300	SH	Call	SOLE	NONE	0	0	3,300
NVIDIA CORP COM	COM	67066G104	1,712	14,108	SH		SOLE	NONE	0	0	14,108
OCCIDENTAL PETROLEUM CORP CALL December 57.5	COM	674599105	258	4,200	SH	Call	SOLE	NONE	0	0	4,200
OCCIDENTAL PETROLEUM CORP COM	COM	674599105	523	8,520	SH		SOLE	NONE	0	0	8,520
OMEGA HEALTHCARE INVESTORS COM STK USD0.10	COM	681936100	851	28,890	SH		SOLE	NONE	0	0	28,890
ONEOK INC COM	COM	682680103	2,136	41,697	SH		SOLE	NONE	0	0	41,697
PAYCHEX INC COM	COM	704326107	3,973	35,407	SH		SOLE	NONE	0	0	35,407
PAYPAL HOLDINGS INC COM	COM	70450Y103	901	10,478	SH		SOLE	NONE	0	0	10,478
PEPSICO INC COM	COM	713448108	681	4,173	SH		SOLE	NONE	0	0	4,173
PFIZER INC COM	COM	717081103	224	5,131	SH		SOLE	NONE	0	0	5,131
PHILIP MORRIS INTL INC COM	COM	718172109	1,075	12,954	SH		SOLE	NONE	0	0	12,954
PHILLIPS 66 COM	COM	718546104	5,093	63,100	SH		SOLE	NONE	0	0	63,100
PIMCO ETF TRUST ENHAN SHRT MA AC ETF	ENHAN SHRT MA AC	72201R833	8,372	84,687	SH		SOLE	NONE	0	0	84,687
PPL CORP COM	COM	69351T106	754	29,754	SH		SOLE	NONE	0	0	29,754
PROCTER & GAMBLE CO CALL November 160	COM	742718109	315	2,500	SH	Call	SOLE	NONE	0	0	2,500
PROCTER & GAMBLE CO COM	COM	742718109	4,125	32,679	SH		SOLE	NONE	0	0	32,679
QUALCOMM INC COM	COM	747525103	4,859	43,016	SH		SOLE	NONE	0	0	43,016
RAYTHEON TECH CORP COM	COM	75513E101	5,089	62,178	SH		SOLE	NONE	0	0	62,178
RING ENERGY INC COM	COM	76680V108	69	30,000	SH		SOLE	NONE	0	0	30,000
RIO TINTO ADR SPONSORED	SPONSORED ADR	767204100	620	11,271	SH		SOLE	NONE	0	0	11,271
RPC INC COM	COM	749660106	340	49,187	SH		SOLE	NONE	0	0	49,187
SCHLUMBERGER LIMITED COM	COM STK	806857108	563	15,701	SH		SOLE	NONE	0	0	15,701
SCHWAB STRATEGIC TR US LCAP GR ETF	US LCAP GR ETF	808524300	4,154	74,444	SH		SOLE	NONE	0	0	74,444
SCHWAB STRATEGIC TR US TIPS ETF	US TIPS ETF	808524870	3,317	64,046	SH		SOLE	NONE	0	0	64,046
SNOWFLAKE INC CALL November 100	CL A	833445109	203	1,200	SH	Call	SOLE	NONE	0	0	1,200
SNOWFLAKE INC CALL November 120	CL A	833445109	271	1,600	SH	Call	SOLE	NONE	0	0	1,600
SNOWFLAKE INC CALL November 130	CL A	833445109	305	1,800	SH	Call	SOLE	NONE	0	0	1,800
SNOWFLAKE INC COM CL A	CL A	833445109	2,755	16,211	SH		SOLE	NONE	0	0	16,211
SOUTHERN CO COM	COM	842587107	305	4,494	SH		SOLE	NONE	0	0	4,494
SPDR DOW JONES IND UT SER 1 ETF	UT SER 1	78467X109	5,162	17,967	SH		SOLE	NONE	0	0	17,967
SPDR GOLD TRUST GOLD SHS ETF	GOLD SHS	78463V107	300	1,945	SH		SOLE	NONE	0	0	1,945
SPDR MSCI USA STRTGIC ETF	MSCI USA STRTGIC	78468R812	6,949	68,420	SH		SOLE	NONE	0	0	68,420
SPDR S&P500 ETF TRUST TR UNIT ETF	TR UNIT	78462F103	8,623	24,143	SH		SOLE	NONE	0	0	24,143
SPDR SERIES TRUST HLTH CR EQUIP ETF	HLTH CR EQUIP	78464A581	4,877	57,162	SH		SOLE	NONE	0	0	57,162
STARBUCKS CORP COM	COM	855244109	3,323	39,443	SH		SOLE	NONE	0	0	39,443
STORE CAP CORP COM USD0.01	COM	862121100	5,166	164,897	SH		SOLE	NONE	0	0	164,897
STRYKER CORP COM	COM	863667101	1,675	8,274	SH		SOLE	NONE	0	0	8,274
SYSCO CORP COM	COM	871829107	2,775	39,245	SH		SOLE	NONE	0	0	39,245
TARGET CORP COM	COM	87612E106	405	2,729	SH		SOLE	NONE	0	0	2,729
TC ENERGY CORPORATION COM	COM	87807B107	558	13,868	SH		SOLE	NONE	0	0	13,868
TESLA INC CALL October 290	COM	88160R101	265	1,000	SH	Call	SOLE	NONE	0	0	1,000
TESLA INC COM	COM	88160R101	6,078	22,916	SH		SOLE	NONE	0	0	22,916
THERMO FISHER SCIENTIFIC INC COM	COM	883556102	1,520	2,998	SH		SOLE	NONE	0	0	2,998
TIDAL ETF ZEGA BUY AND HEDGE ETF	ZEGA BUY AND HED	886364660	698	42,918	SH		SOLE	NONE	0	0	42,918
TIMKEN CO COM	COM	887389104	674	11,418	SH		SOLE	NONE	0	0	11,418
UBER TECHNOLOGIES INC COM	COM	90353T100	1,546	58,375	SH		SOLE	NONE	0	0	58,375
UNION PACIFIC CORP CALL November 230	COM	907818108	233	1,200	SH	Call	SOLE	NONE	0	0	1,200
UNION PACIFIC CORP COM	COM	907818108	4,588	23,550	SH		SOLE	NONE	0	0	23,550
UNITED PARCEL SERVICE INC COM CL B	CL B	911312106	1,125	6,964	SH		SOLE	NONE	0	0	6,964
UNITEDHEALTH GROUP INC COM	COM	91324P102	2,742	5,430	SH		SOLE	NONE	0	0	5,430
UNIVERSAL HEALTH SERVICES INC COM CL B	CL B	913903100	404	4,588	SH		SOLE	NONE	0	0	4,588
US BANCORP COM	COM NEW	902973304	4,725	117,211	SH		SOLE	NONE	0	0	117,211
V F CORP COM	COM	918204108	1,698	56,779	SH		SOLE	NONE	0	0	56,779
VANGUARD 500 GRTH IDX F ETF	500 GRTH IDX F	921932505	6,258	30,010	SH		SOLE	NONE	0	0	30,010
VANGUARD COMM SRVC ETF	COMM SRVC ETF	92204A884	3,794	46,067	SH		SOLE	NONE	0	0	46,067
VANGUARD CONSUM STP ETF	CONSUM STP ETF	92204A207	17,009	99,015	SH		SOLE	NONE	0	0	99,015
VANGUARD DIV APP ETF	DIV APP ETF	921908844	11,676	86,386	SH		SOLE	NONE	0	0	86,386
VANGUARD EMERGING MKT GOVT BOND INDE	EM MK GOV BD ETF	921946885	2,591	45,084	SH		SOLE	NONE	0	0	45,084
VANGUARD HEALTH CAR ETF	HEALTH CAR ETF	92204A504	6,358	28,424	SH		SOLE	NONE	0	0	28,424
VANGUARD HIGH DIV YLD ETF	HIGH DIV YLD	921946406	6,871	72,426	SH		SOLE	NONE	0	0	72,426
VANGUARD INF TECH ETF	INF TECH ETF	92204A702	6,351	20,662	SH		SOLE	NONE	0	0	20,662
VANGUARD LARGE CAP ETF	LARGE CAP ETF	922908637	9,969	60,952	SH		SOLE	NONE	0	0	60,952
VANGUARD MCAP GR IDXVIP ETF	MCAP GR IDXVIP	922908538	2,668	15,645	SH		SOLE	NONE	0	0	15,645
VANGUARD MEGA GRWTH IND ETF	MEGA GRWTH IND	921910816	17,579	100,863	SH		SOLE	NONE	0	0	100,863
VANGUARD MID CAP ETF	MID CAP ETF	922908629	6,427	34,194	SH		SOLE	NONE	0	0	34,194
VANGUARD S&P 500 ETF SHS	S&P 500 ETF SHS	922908363	14,566	44,368	SH		SOLE	NONE	0	0	44,368
VANGUARD SML CP GRW ETF	SML CP GRW ETF	922908595	2,448	12,547	SH		SOLE	NONE	0	0	12,547
VANGUARD TOTAL STK MKT ETF	TOTAL STK MKT	922908769	11,816	65,840	SH		SOLE	NONE	0	0	65,840
VANGUARD VALUE ETF	VALUE ETF	922908744	332	2,694	SH		SOLE	NONE	0	0	2,694
VANGUARD VNG RUS1000GRW ETF	VNG RUS1000GRW	92206C680	5,276	97,343	SH		SOLE	NONE	0	0	97,343
VANGUARD VNG RUS1000IDX ETF	VNG RUS1000IDX	92206C730	9,535	58,365	SH		SOLE	NONE	0	0	58,365
VECTOR GROUP COM	COM	92240M108	558	63,393	SH		SOLE	NONE	0	0	63,393
VERIZON COMMUNICATIONS COM	COM	92343V104	3,342	88,025	SH		SOLE	NONE	0	0	88,025
VICI PROPERTIES INC COM USD0.01	COM	925652109	372	12,475	SH		SOLE	NONE	0	0	12,475
VIRTUS CONV & INC 2024 COM	COM	92838R105	139	16,524	SH		SOLE	NONE	0	0	16,524
VISA INC COM CL A	COM CL A	92826C839	1,373	7,732	SH		SOLE	NONE	0	0	7,732
WALMART INC COM	COM	931142103	4,326	33,356	SH		SOLE	NONE	0	0	33,356
WALT DISNEY COMPANY (THE) COM	COM	254687106	408	4,328	SH		SOLE	NONE	0	0	4,328
WASTE MANAGEMENT INC COM	COM	94106L109	2,449	15,290	SH		SOLE	NONE	0	0	15,290
WELLS FARGO & COMPANY COM	COM	949746101	359	8,936	SH		SOLE	NONE	0	0	8,936
WESTERN COPPER & GOLD CORP COM	COM	95805V108	48	38,312	SH		SOLE	NONE	0	0	38,312
WISDOMTREE TRUST ITL HDG QTLY DIV ETF	ITL HDG QTLY DIV	97717X594	4,233	117,953	SH		SOLE	NONE	0	0	117,953
WORKDAY INC CALL December 160	CL A	98138H101	258	1,700	SH	Call	SOLE	NONE	0	0	1,700
WORKDAY INC COM CL A	CL A	98138H101	258	1,700	SH		SOLE	NONE	0	0	1,700
WP CAREY INC COM USD0.001	COM	92936U109	769	11,028	SH		SOLE	NONE	0	0	11,028
YUM BRANDS INC COM	COM	988498101	253	2,380	SH		SOLE	NONE	0	0	2,380

Royal Fund Management 13F-HRQuarterly holdings report by institutional manager