COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ABBOTT LABORATORIES | Equities | 002824100 | 887,715 | 8,065 | SH | | DFND | | 8,065 | 0 | 0 |
ABBOTT LABORATORIES | Equities | 002824100 | 765,097 | 6,951 | SH | | SOLE | | 6,926 | 0 | 25 |
ABBVIE INC | Equities | 00287Y109 | 1,245,959 | 8,040 | SH | | DFND | | 8,040 | 0 | 0 |
ABBVIE INC | Equities | 00287Y109 | 904,560 | 5,837 | SH | | SOLE | | 5,803 | 0 | 34 |
ACCENTURE PLC A | Equities | G1151C101 | 506,363 | 1,443 | SH | | SOLE | | 1,443 | 0 | 0 |
ADOBE INC | Equities | 00724F101 | 5,966 | 10 | SH | | DFND | | 10 | 0 | 0 |
ADOBE INC | Equities | 00724F101 | 415,830 | 697 | SH | | SOLE | | 689 | 0 | 8 |
ALPHABET INC CAP STK CLASS C | Equities | 02079K107 | 11,274 | 80 | SH | | DFND | | 80 | 0 | 0 |
ALPHABET INC CAP STK CLASS C | Equities | 02079K107 | 1,239,338 | 8,794 | SH | | SOLE | | 8,747 | 0 | 47 |
ALPHABET INC CLASS A | Equities | 02079K305 | 11,175 | 80 | SH | | DFND | | 80 | 0 | 0 |
ALPHABET INC CLASS A | Equities | 02079K305 | 876,136 | 6,272 | SH | | SOLE | | 6,225 | 0 | 47 |
AMAZON.COM INC | Equities | 023135106 | 16,106 | 106 | SH | | DFND | | 106 | 0 | 0 |
AMAZON.COM INC | Equities | 023135106 | 1,377,640 | 9,067 | SH | | SOLE | | 9,022 | 0 | 45 |
AMERICAN EXPRESS COMMON | Equities | 025816109 | 444,933 | 2,375 | SH | | DFND | | 2,375 | 0 | 0 |
AMERICAN EXPRESS COMMON | Equities | 025816109 | 265,086 | 1,415 | SH | | SOLE | | 1,415 | 0 | 0 |
AMERIPRISE FINL INC COMMON | Equities | 03076C106 | 192,194 | 506 | SH | | DFND | | 506 | 0 | 0 |
AMERIPRISE FINL INC COMMON | Equities | 03076C106 | 256,005 | 674 | SH | | SOLE | | 667 | 0 | 7 |
AMGEN INC | Equities | 031162100 | 228,400 | 793 | SH | | SOLE | | 793 | 0 | 0 |
ANALOG DEVICES INC | Equities | 032654105 | 232,911 | 1,173 | SH | | SOLE | | 1,173 | 0 | 0 |
AON PLC | Equities | G0403H108 | 453,409 | 1,558 | SH | | SOLE | | 1,558 | 0 | 0 |
APOLLO GLOBAL MGMT INC | Equities | 03769M106 | 320,574 | 3,440 | SH | | SOLE | | 3,440 | 0 | 0 |
APPLE INC COMMON | Equities | 037833100 | 27,339 | 142 | SH | | DFND | | 142 | 0 | 0 |
APPLE INC COMMON | Equities | 037833100 | 3,558,339 | 18,482 | SH | | SOLE | | 18,396 | 0 | 86 |
APPLIED MATERIALS INC | Equities | 038222105 | 370,330 | 2,285 | SH | | SOLE | | 2,285 | 0 | 0 |
ARCH CAPITAL GROUP LTD | Equities | G0450A105 | 210,704 | 2,837 | SH | | SOLE | | 2,837 | 0 | 0 |
ARCHER DANIELS MIDLAND CO | Equities | 039483102 | 93,799,119 | 1,298,797 | SH | | SOLE | | 1,298,797 | 0 | 0 |
AT&T INC | Equities | 00206R102 | 9,179 | 547 | SH | | DFND | | 547 | 0 | 0 |
AT&T INC | Equities | 00206R102 | 337,882 | 20,136 | SH | | SOLE | | 20,001 | 0 | 135 |
AUTOMATIC DATA PROCESSING INC | Equities | 053015103 | 93,188 | 400 | SH | | DFND | | 400 | 0 | 0 |
AUTOMATIC DATA PROCESSING INC | Equities | 053015103 | 633,678 | 2,720 | SH | | SOLE | | 2,720 | 0 | 0 |
BANK AMER CORP COMMON | Equities | 060505104 | 366,969 | 10,899 | SH | | SOLE | | 10,899 | 0 | 0 |
BERKSHIRE HATHAWAY INC DEL CLAS | Equities | 084670702 | 768,246 | 2,154 | SH | | SOLE | | 2,154 | 0 | 0 |
BROADCOM INC | Equities | 11135F101 | 12,279 | 11 | SH | | DFND | | 11 | 0 | 0 |
BROADCOM INC | Equities | 11135F101 | 477,755 | 428 | SH | | SOLE | | 423 | 0 | 5 |
CAPITAL ONE FINL CORP COMMON | Equities | 14040H105 | 358,744 | 2,736 | SH | | SOLE | | 2,736 | 0 | 0 |
CATERPILLAR INC. | Equities | 149123101 | 7,392 | 25 | SH | | DFND | | 25 | 0 | 0 |
CATERPILLAR INC. | Equities | 149123101 | 284,730 | 963 | SH | | SOLE | | 952 | 0 | 11 |
CHEVRON CORP | Equities | 166764100 | 481,936 | 3,231 | SH | | SOLE | | 3,224 | 0 | 7 |
CINTAS CORP | Equities | 172908105 | 201,288 | 334 | SH | | SOLE | | 334 | 0 | 0 |
CISCO SYSTEMS INC | Equities | 17275R102 | 144,386 | 2,858 | SH | | DFND | | 2,858 | 0 | 0 |
CISCO SYSTEMS INC | Equities | 17275R102 | 706,977 | 13,994 | SH | | SOLE | | 13,893 | 0 | 101 |
COCA-COLA CO | Equities | 191216100 | 766,090 | 13,000 | SH | | DFND | | 13,000 | 0 | 0 |
COCA-COLA CO | Equities | 191216100 | 768,388 | 13,039 | SH | | SOLE | | 13,039 | 0 | 0 |
COMCAST CORP NEW CL A | Equities | 20030N101 | 310,063 | 7,071 | SH | | SOLE | | 7,071 | 0 | 0 |
COSTCO WHOLESALE CORP NEW COMMO | Equities | 22160K105 | 8,581 | 13 | SH | | DFND | | 13 | 0 | 0 |
COSTCO WHOLESALE CORP NEW COMMO | Equities | 22160K105 | 331,360 | 502 | SH | | SOLE | | 496 | 0 | 6 |
DANAHER CORP COMMON | Equities | 235851102 | 311,384 | 1,346 | SH | | SOLE | | 1,346 | 0 | 0 |
DELL TECHNOLOGIES INC | Equities | 24703L202 | 283,509 | 3,706 | SH | | SOLE | | 3,706 | 0 | 0 |
EATON CORP PLC | Equities | G29183103 | 351,356 | 1,459 | SH | | SOLE | | 1,449 | 0 | 10 |
EXXON MOBIL CORP | Equities | 30231G102 | 1,149,770 | 11,500 | SH | | DFND | | 11,500 | 0 | 0 |
EXXON MOBIL CORP | Equities | 30231G102 | 702,759 | 7,029 | SH | | SOLE | | 7,029 | 0 | 0 |
FAIR ISAAC CORP | Equities | 303250104 | 203,702 | 175 | SH | | SOLE | | 175 | 0 | 0 |
FIRST TRUST TWC OPPORTUNISTIC F | Equities | 33740F805 | 305,544 | 6,850 | SH | | DFND | | 6,850 | 0 | 0 |
GENERAL ELECTRIC CO | Equities | 369604301 | 287,168 | 2,250 | SH | | DFND | | 2,250 | 0 | 0 |
GENERAL ELECTRIC CO | Equities | 369604301 | 396,291 | 3,105 | SH | | SOLE | | 3,105 | 0 | 0 |
HUBBELL INC NPV | Equities | 443510607 | 830,548 | 2,525 | SH | | DFND | | 2,525 | 0 | 0 |
INTEL CORP | Equities | 458140100 | 6,432 | 128 | SH | | DFND | | 128 | 0 | 0 |
INTEL CORP | Equities | 458140100 | 1,214,040 | 24,160 | SH | | SOLE | | 24,074 | 0 | 86 |
INTERCONTINENTALEXCHANGE GROUP | Equities | 45866F104 | 262,896 | 2,047 | SH | | SOLE | | 2,047 | 0 | 0 |
INTUIT | Equities | 461202103 | 218,761 | 350 | SH | | SOLE | | 350 | 0 | 0 |
INVESCO AC VAR ETF | Equities | 46090A879 | 261,845 | 10,478 | SH | | DFND | | 10,478 | 0 | 0 |
INVESCO AC VAR ETF | Equities | 46090A879 | 13,144,490 | 525,990 | SH | | SOLE | | 522,473 | 0 | 3,517 |
INVESCO QQQ TRUST SERIES 1 | Equities | 46090E103 | 384,130 | 938 | SH | | SOLE | | 938 | 0 | 0 |
ISHARES AAA-A RATED CORP BOND E | Equities | 46429B291 | 765,267 | 15,900 | SH | | SOLE | | 15,900 | 0 | 0 |
ISHARES AGENCY BOND ETF | Equities | 464288166 | 2,497,745 | 23,035 | SH | | SOLE | | 23,035 | 0 | 0 |
ISHARES CORE MSCI EMERG MARKTET | Equities | 46434G103 | 797,343 | 15,764 | SH | | SOLE | | 15,764 | 0 | 0 |
ISHARES CORE S&P 500 ETF | Equities | 464287200 | 1,793,501 | 3,755 | SH | | SOLE | | 3,755 | 0 | 0 |
ISHARES CORE S&P SMALL CAP ETF | Equities | 464287804 | 814,690 | 7,526 | SH | | DFND | | 7,526 | 0 | 0 |
ISHARES CORE S&P SMALL CAP ETF | Equities | 464287804 | 16,072,202 | 148,473 | SH | | SOLE | | 148,075 | 0 | 398 |
ISHARES CORE U.S. AGGREGATE BO | Equities | 464287226 | 684,428 | 6,896 | SH | | DFND | | 6,896 | 0 | 0 |
ISHARES CORE U.S. AGGREGATE BO | Equities | 464287226 | 41,742,069 | 420,575 | SH | | SOLE | | 418,221 | 0 | 2,354 |
ISHARES GLBL MAT ETF | Equities | 464288695 | 543,875 | 6,233 | SH | | SOLE | | 6,233 | 0 | 0 |
ISHARES GLOBAL CONSUMER DISCR E | Equities | 464288745 | 494,518 | 3,109 | SH | | SOLE | | 3,109 | 0 | 0 |
ISHARES GNMA BOND ETF | Equities | 46429B333 | 2,450,565 | 55,380 | SH | | SOLE | | 55,380 | 0 | 0 |
ISHARES MSCI EAFE | Equities | 464287465 | 65,555 | 870 | SH | | DFND | | 870 | 0 | 0 |
ISHARES MSCI EAFE | Equities | 464287465 | 1,029,658 | 13,665 | SH | | SOLE | | 13,665 | 0 | 0 |
ISHARES MSCI EMERG | Equities | 464287234 | 31,082 | 773 | SH | | DFND | | 773 | 0 | 0 |
ISHARES MSCI EMERG | Equities | 464287234 | 469,854 | 11,685 | SH | | SOLE | | 11,685 | 0 | 0 |
ISHARES RUSSELL 1000 VALUE | Equities | 464287598 | 442,209 | 2,676 | SH | | SOLE | | 2,676 | 0 | 0 |
ISHARES RUSSELL 2000 | Equities | 464287655 | 83,897 | 418 | SH | | DFND | | 418 | 0 | 0 |
ISHARES RUSSELL 2000 | Equities | 464287655 | 1,786,118 | 8,899 | SH | | SOLE | | 8,899 | 0 | 0 |
ISHARES S&P 500 GROWTH ETF | Equities | 464287309 | 60,080 | 800 | SH | | DFND | | 800 | 0 | 0 |
ISHARES S&P 500 GROWTH ETF | Equities | 464287309 | 273,965 | 3,648 | SH | | SOLE | | 3,648 | 0 | 0 |
ISHARES S&P GLO INDS | Equities | 464288729 | 586,178 | 4,600 | SH | | SOLE | | 4,600 | 0 | 0 |
ISHARES S&P GLOB TECH SECTOR ID | Equities | 464287291 | 606,461 | 8,895 | SH | | SOLE | | 8,895 | 0 | 0 |
ISHARES S&P GLOBAL FINANCIALS I | Equities | 464287333 | 563,410 | 7,170 | SH | | SOLE | | 7,170 | 0 | 0 |
ISHARES SHORT-TERM CORPORATE BD | Equities | 464288646 | 196,383 | 3,830 | SH | | DFND | | 3,830 | 0 | 0 |
ISHARES SHORT-TERM CORPORATE BD | Equities | 464288646 | 171,771 | 3,350 | SH | | SOLE | | 3,350 | 0 | 0 |
ISHARES TR MSCI | Equities | 464288257 | 1,479,736 | 14,540 | SH | | SOLE | | 14,540 | 0 | 0 |
ISHARES TR S&P MIDCAP 400 INDEX | Equities | 464287507 | 392,444 | 1,416 | SH | | SOLE | | 1,416 | 0 | 0 |
ISHS INTL SEL DV ETF | Equities | 464288448 | 392,448 | 14,021 | SH | | DFND | | 14,021 | 0 | 0 |
ISHS INTL SEL DV ETF | Equities | 464288448 | 2,675,928 | 95,603 | SH | | SOLE | | 89,204 | 0 | 6,399 |
JOHNSON & JOHNSON | Equities | 478160104 | 946,396 | 6,038 | SH | | DFND | | 6,038 | 0 | 0 |
JOHNSON & JOHNSON | Equities | 478160104 | 708,151 | 4,518 | SH | | SOLE | | 4,503 | 0 | 15 |
JP MORGAN INTL BOND OPPORTUNITI | Equities | 46641Q852 | 505,618 | 10,580 | SH | | DFND | | 10,580 | 0 | 0 |
JP MORGAN INTL BOND OPPORTUNITI | Equities | 46641Q852 | 11,772,350 | 246,335 | SH | | SOLE | | 244,941 | 0 | 1,394 |
JP MORGAN ULTRA SHORT INC ETF | Equities | 46641Q837 | 206,696 | 4,115 | SH | | DFND | | 4,115 | 0 | 0 |
JP MORGAN ULTRA SHORT INC ETF | Equities | 46641Q837 | 181,330 | 3,610 | SH | | SOLE | | 3,610 | 0 | 0 |
JPMORGAN CHASE & CO | Equities | 46625H100 | 11,907 | 70 | SH | | DFND | | 70 | 0 | 0 |
JPMORGAN CHASE & CO | Equities | 46625H100 | 1,203,458 | 7,075 | SH | | SOLE | | 7,061 | 0 | 14 |
JPMORGAN ULTRA-SHORT MUNICIPAL | Equities | 46641Q654 | 659,316 | 12,994 | SH | | DFND | | 12,994 | 0 | 0 |
JPMORGAN ULTRA-SHORT MUNICIPAL | Equities | 46641Q654 | 8,236,117 | 162,320 | SH | | SOLE | | 162,320 | 0 | 0 |
KINDER MORGAN INC DEL COMMON | Equities | 49456B101 | 221,629 | 12,564 | SH | | SOLE | | 12,564 | 0 | 0 |
KROGER CO | Equities | 501044101 | 481,921 | 10,543 | SH | | SOLE | | 10,543 | 0 | 0 |
LILLY ELI & COMMON | Equities | 532457108 | 8,161 | 14 | SH | | DFND | | 14 | 0 | 0 |
LILLY ELI & COMMON | Equities | 532457108 | 1,037,015 | 1,779 | SH | | SOLE | | 1,771 | 0 | 8 |
LOWES COS INC COMMON | Equities | 548661107 | 22,255 | 100 | SH | | DFND | | 100 | 0 | 0 |
LOWES COS INC COMMON | Equities | 548661107 | 208,752 | 938 | SH | | SOLE | | 938 | 0 | 0 |
MASTERCARD CL A | Equities | 57636Q104 | 6,398 | 15 | SH | | DFND | | 15 | 0 | 0 |
MASTERCARD CL A | Equities | 57636Q104 | 574,935 | 1,348 | SH | | SOLE | | 1,348 | 0 | 0 |
MCDONALDS CORP COMMON | Equities | 580135101 | 299,179 | 1,009 | SH | | SOLE | | 1,009 | 0 | 0 |
MERCK & CO INC NEW | Equities | 58933Y105 | 662,297 | 6,075 | SH | | DFND | | 6,075 | 0 | 0 |
MERCK & CO INC NEW | Equities | 58933Y105 | 1,115,493 | 10,232 | SH | | SOLE | | 10,208 | 0 | 24 |
META PLATFORMS INC. | Equities | 30303M102 | 10,265 | 29 | SH | | DFND | | 29 | 0 | 0 |
META PLATFORMS INC. | Equities | 30303M102 | 1,053,739 | 2,977 | SH | | SOLE | | 2,951 | 0 | 26 |
METLIFE INC COMMON | Equities | 59156R108 | 203,614 | 3,079 | SH | | SOLE | | 3,079 | 0 | 0 |
MICROSOFT CORP | Equities | 594918104 | 50,389 | 134 | SH | | DFND | | 134 | 0 | 0 |
MICROSOFT CORP | Equities | 594918104 | 2,965,075 | 7,885 | SH | | SOLE | | 7,843 | 0 | 42 |
MOODYS CORP | Equities | 615369105 | 342,131 | 876 | SH | | SOLE | | 876 | 0 | 0 |
NETFLIX INC COMMON | Equities | 64110L106 | 249,283 | 512 | SH | | SOLE | | 512 | 0 | 0 |
NEXTERA ENERGY INC | Equities | 65339F101 | 239,984 | 3,951 | SH | | SOLE | | 3,951 | 0 | 0 |
NVIDIA CORP | Equities | 67066G104 | 8,914 | 18 | SH | | DFND | | 18 | 0 | 0 |
NVIDIA CORP | Equities | 67066G104 | 1,054,323 | 2,129 | SH | | SOLE | | 2,104 | 0 | 25 |
ORACLE CORP | Equities | 68389X105 | 105,430 | 1,000 | SH | | DFND | | 1,000 | 0 | 0 |
ORACLE CORP | Equities | 68389X105 | 308,172 | 2,923 | SH | | SOLE | | 2,923 | 0 | 0 |
PAYCHEX COMMON | Equities | 704326107 | 6,075 | 51 | SH | | DFND | | 51 | 0 | 0 |
PAYCHEX COMMON | Equities | 704326107 | 250,012 | 2,099 | SH | | SOLE | | 2,078 | 0 | 21 |
PEPSICO INC | Equities | 713448108 | 401,162 | 2,362 | SH | | SOLE | | 2,362 | 0 | 0 |
PFIZER INC | Equities | 717081103 | 113,433 | 3,940 | SH | | DFND | | 3,940 | 0 | 0 |
PFIZER INC | Equities | 717081103 | 232,594 | 8,079 | SH | | SOLE | | 8,079 | 0 | 0 |
PHILIP MORRIS INTL INC COMMON | Equities | 718172109 | 9,408 | 100 | SH | | DFND | | 100 | 0 | 0 |
PHILIP MORRIS INTL INC COMMON | Equities | 718172109 | 210,457 | 2,237 | SH | | SOLE | | 2,237 | 0 | 0 |
PROCTER & GAMBLE CO | Equities | 742718109 | 16,365,441 | 111,679 | SH | | SOLE | | 111,679 | 0 | 0 |
PRUDENTIAL FINL INC | Equities | 744320102 | 7,156 | 69 | SH | | DFND | | 69 | 0 | 0 |
PRUDENTIAL FINL INC | Equities | 744320102 | 278,876 | 2,689 | SH | | SOLE | | 2,665 | 0 | 24 |
RAYTHEON TECHNOLOGIES CORP | Equities | 75513E101 | 392,766 | 4,668 | SH | | DFND | | 4,668 | 0 | 0 |
RAYTHEON TECHNOLOGIES CORP | Equities | 75513E101 | 92,217 | 1,096 | SH | | SOLE | | 1,096 | 0 | 0 |
S&P GLOBAL INC COM | Equities | 78409V104 | 528,624 | 1,200 | SH | | DFND | | 1,200 | 0 | 0 |
S&P GLOBAL INC COM | Equities | 78409V104 | 232,154 | 527 | SH | | SOLE | | 527 | 0 | 0 |
SALESFORCE INC | Equities | 79466L302 | 8,420 | 32 | SH | | DFND | | 32 | 0 | 0 |
SALESFORCE INC | Equities | 79466L302 | 677,586 | 2,575 | SH | | SOLE | | 2,558 | 0 | 17 |
SCHWAB STRATEGIC TR | Equities | 808524805 | 346,611 | 9,378 | SH | | SOLE | | 9,378 | 0 | 0 |
SCHWAB STRATEGIC US DIVIDEND EQ | Equities | 808524797 | 215,143 | 2,826 | SH | | SOLE | | 2,826 | 0 | 0 |
SPDR BARCLAYS SHORT TERM HIGHI | Equities | 78468R408 | 209,567 | 8,336 | SH | | DFND | | 8,336 | 0 | 0 |
SPDR BARCLAYS SHORT TERM HIGHI | Equities | 78468R408 | 2,015,826 | 80,184 | SH | | SOLE | | 77,178 | 0 | 3,006 |
SPDR GOLD TR GOLD SHS | Equities | 78463V107 | 95,585 | 500 | SH | | DFND | | 500 | 0 | 0 |
SPDR GOLD TR GOLD SHS | Equities | 78463V107 | 152,745 | 799 | SH | | SOLE | | 799 | 0 | 0 |
SPDR S&P 500 ETF TR TR UNIT | Equities | 78462F103 | 541,378 | 1,139 | SH | | DFND | | 1,139 | 0 | 0 |
SPDR S&P 500 ETF TR TR UNIT | Equities | 78462F103 | 16,813,141 | 35,373 | SH | | SOLE | | 35,373 | 0 | 0 |
SPDR S&P MIDCAP 400 ETF TR | Equities | 78467Y107 | 81,181 | 160 | SH | | DFND | | 160 | 0 | 0 |
SPDR S&P MIDCAP 400 ETF TR | Equities | 78467Y107 | 1,604,336 | 3,162 | SH | | SOLE | | 3,147 | 0 | 15 |
SPDR SER TR NUVEEN BLOOMBERG BA | Equities | 78468R739 | 870,829 | 18,222 | SH | | SOLE | | 18,222 | 0 | 0 |
SYNOPSYS INC | Equities | 871607107 | 211,113 | 410 | SH | | SOLE | | 410 | 0 | 0 |
TARGET CORP | Equities | 87612E106 | 703,697 | 4,941 | SH | | SOLE | | 4,941 | 0 | 0 |
TECH SELECT SEC SPDR | Equities | 81369Y803 | 48,120 | 250 | SH | | DFND | | 250 | 0 | 0 |
TECH SELECT SEC SPDR | Equities | 81369Y803 | 962,977 | 5,003 | SH | | SOLE | | 5,003 | 0 | 0 |
TESLA MTRS INC | Equities | 88160R101 | 6,957 | 28 | SH | | DFND | | 28 | 0 | 0 |
TESLA MTRS INC | Equities | 88160R101 | 623,188 | 2,508 | SH | | SOLE | | 2,481 | 0 | 27 |
THE HOME DEPOT INC | Equities | 437076102 | 10,050 | 29 | SH | | DFND | | 29 | 0 | 0 |
THE HOME DEPOT INC | Equities | 437076102 | 669,188 | 1,931 | SH | | SOLE | | 1,923 | 0 | 8 |
THERMO FISHER SCIENTIFIC INC CO | Equities | 883556102 | 5,308 | 10 | SH | | DFND | | 10 | 0 | 0 |
THERMO FISHER SCIENTIFIC INC CO | Equities | 883556102 | 363,591 | 685 | SH | | SOLE | | 680 | 0 | 5 |
UNION PACIFIC CORP | Equities | 907818108 | 1,178,976 | 4,800 | SH | | DFND | | 4,800 | 0 | 0 |
UNION PACIFIC CORP | Equities | 907818108 | 189,864 | 773 | SH | | SOLE | | 773 | 0 | 0 |
UNITEDHEALTH GROUP INC | Equities | 91324P102 | 8,950 | 17 | SH | | DFND | | 17 | 0 | 0 |
UNITEDHEALTH GROUP INC | Equities | 91324P102 | 769,173 | 1,461 | SH | | SOLE | | 1,456 | 0 | 5 |
VANGUARD FTSE EMERGING MARKETS | Equities | 922042858 | 321,032 | 7,811 | SH | | DFND | | 7,811 | 0 | 0 |
VANGUARD FTSE EMERGING MARKETS | Equities | 922042858 | 9,744,358 | 237,089 | SH | | SOLE | | 236,577 | 0 | 512 |
VANGUARD IND FD MID-CAP ETF | Equities | 922908629 | 337,095 | 1,449 | SH | | SOLE | | 1,449 | 0 | 0 |
VANGUARD INDEX FUNDS VANGUARD E | Equities | 922908652 | 35,186 | 214 | SH | | DFND | | 214 | 0 | 0 |
VANGUARD INDEX FUNDS VANGUARD E | Equities | 922908652 | 712,432 | 4,333 | SH | | SOLE | | 4,333 | 0 | 0 |
VANGUARD LARGE-CAP ETF | Equities | 922908637 | 2,024,432 | 9,280 | SH | | DFND | | 9,280 | 0 | 0 |
VANGUARD LARGE-CAP ETF | Equities | 922908637 | 27,501,516 | 126,067 | SH | | SOLE | | 126,067 | 0 | 0 |
VANGUARD MUN BD FD INC TAX EXEM | Equities | 922907746 | 2,263,863 | 44,346 | SH | | DFND | | 44,346 | 0 | 0 |
VANGUARD MUN BD FD INC TAX EXEM | Equities | 922907746 | 32,915,304 | 644,766 | SH | | SOLE | | 644,766 | 0 | 0 |
VANGUARD STAR FUNDS VANGUARD TO | Equities | 921909768 | 1,717,703 | 29,636 | SH | | DFND | | 29,636 | 0 | 0 |
VANGUARD STAR FUNDS VANGUARD TO | Equities | 921909768 | 60,334,389 | 1,040,966 | SH | | SOLE | | 1,040,966 | 0 | 0 |
VISA COMMON CL A | Equities | 92826C839 | 12,497 | 48 | SH | | DFND | | 48 | 0 | 0 |
VISA COMMON CL A | Equities | 92826C839 | 805,783 | 3,095 | SH | | SOLE | | 3,073 | 0 | 22 |
WAL-MART STORES COMMON | Equities | 931142103 | 336,267 | 2,133 | SH | | SOLE | | 2,133 | 0 | 0 |
WELLS FARGO & CO | Equities | 949746101 | 305,509 | 6,207 | SH | | SOLE | | 6,207 | 0 | 0 |