USCB Financial (USCB) 10-K/A27 Mar 232022 FY Annual report (amended)Financial data

Company Profile

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
Document and Entity Information - USD ($) $ in Millions	Dec. 31, 2022	Mar. 15, 2023	Jun. 30, 2022
Document and Entity Information [Abstract]
Document Type	10-K/A
Document Annual Report	true
Current Fiscal Year End Date	--12-31
Document Period End Date	Dec. 31, 2022
Document Transition Report	false
Document Fiscal Year Focus	2022
Entity File Number	001-41196
Entity Registrant Name	USCB Financial Holdings, Inc.
Entity Incorporation State Country Code	FL
Entity Tax Identification Number	87-4070846
Entity Address Address Line 1	2301 NW 87th Avenue
Entity Address City Or Town	Doral
Entity Address State Or Province	FL
Entity Address Postal Zip Code	33172
City Area Code	305
Local Phone Number	715-5200
Security 12b Title	Class A Common Stock, $1.00 par value per share
Trading Symbol	USCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock Shares Outstanding		19,622,380
Amendment Flag	true
Entity Central Index Key	0001901637
Document Fiscal Period Focus	FY
Entity Well Known Seasoned Issuer	No
Entity Voluntary Filers	No
Icfr Auditor Attestation Flag	false
Documents Incorporated By Reference [Text Block]	Certain portions of the registrant’s Proxy Statement for the 2023 Annual Meeting of Shareholders (the “2023 reference into Part III of this report.
Entity Public Float			$ 125.4
Auditor Name	Crowe LLP
Auditor Firm Id	173
Auditor Location	Fort Lauderdale, Florida
Amendment Description	EXPLANATORY NOTE This Amendment No. 1 (“Amendment No. 1”) to the Annual Report on Form 10-K of USCB Financial Holdings, Inc. (the “Company”, “we,” “our” or “us”) for the fiscal year ended December 31, 2022, as filed with the Securities and Exchange Commission (“SEC”) on March 24, 2023 (the “2022 Annual Report” or “Original Report”), is being filed (i) to correct an HTML conversion error in the stock performance graph included in Item 5 of Part II and (ii) to delete the logo of the independent registered public accounting firm that was inadvertently included on more pages than the audit report in the consolidated financial statements included in Item 8 of Part II (none of the financial data contained in the consolidated financial statements and the notes thereto set forth in Item 8 was revised or modified in any way). In accordance with Rule 12b-15 under the Securities Exchange Act of 1934, as amended, Item 5 and Item 8 of Part II of the 2022 Annual Report are hereby amended and restated in their entirety. In addition, pursuant to Rule 12b-15, the Company is including Item 15 of Part IV with this Amendment No. 1, solely to file the certifications required under Sections 302 and 906 of the Sarbanes-Oxley Act of 2002. This Amendment No. 1 does not affect any other portion of the 2022 Annual Report. Additionally, except as specifically referenced herein, this Amendment No. 1 does not reflect any event after March 24, 2023, the filing date of the 2022 Annual Report or modify disclosures affected by subsequent events. Terms used herein but not otherwise defined in Amendment No. 1 have such meaning ascribed to them in the Original Report.

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets:
Cash and due from banks	$ 6,605	$ 6,477
Interest-bearing deposits in banks	47,563	39,751
Total cash & cash equivalents	54,168	46,228
Investment securities held to maturity (fair value $169,088 and $120,157, respectively)	188,699	122,658
Investment securities available for sale, at fair value	230,140	401,542
Federal Home Loan Bank stock, at cost	2,882	2,100
Loans held for investment, net of allowance of $17,487 and $15,057, respectively	1,489,851	1,175,024
Accrued interest receivable	7,546	5,975
Premises and equipment, net	5,263	5,278
Bank owned life insurance	42,781	41,720
Deferred tax asset, net	42,360	34,929
Lease right-of-use asset	14,395	14,185
Other assets	7,749	4,300
Total assets	2,085,834	1,853,939
Deposits:
Demand	629,776	605,425
Money market and savings accounts	915,853	703,856
Interest-bearing checking accounts	66,675	55,878
Time deposits	216,977	225,220
Total deposits	1,829,281	1,590,379
Federal Home Loan Bank advances	46,000	36,000
Lease liability	14,395	14,185
Accrued interest and other liabilities	13,730	9,478
Total liabilities	1,903,406	1,650,042
Commitments and contingencies (see Note 10 and 18)
Stockholders' Equity:
Additional paid-in capital on common stock	311,282	310,666
Accumulated deficit	(104,104)	(124,245)
Accumulated other comprehensive income (loss)	(44,751)	(2,516)
Total stockholders' equity	182,428	203,897
Total liabilities and stockholders' equity	2,085,834	1,853,939
Preferred Stock Class C [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class D [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class E [Member]
Stockholders' Equity:
Preferred stock
Common Class A [Member]
Stockholders' Equity:
Common stock	20,001	19,992
Common Class B [Member]
Stockholders' Equity:
Common stock

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Investment securities held to maturity, fair value	$ 169,088	$ 120,157
Loans held for investment, allowance	$ 17,487	$ 15,057
Preferred stock, share outstanding	0
Common stock, par value	$ 1
Preferred Stock Class C [Member]
Preferred stock, par value	1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized	52,748	52,748
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class D [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 5	$ 5
Preferred stock, shares authorized	12,309,480	12,309,480
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class E [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized	3,185,024	3,185,024
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Common Class A [Member]
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	20,000,753	19,991,753
Common stock, shares outstanding	20,000,753	19,991,753
Common Class B [Member]
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	8,000,000	8,000,000
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Loans, including fees	$ 60,825	$ 48,730
Investment securities	9,346	7,886
Interest-bearing deposits in financial institutions	929	106
Total interest income	71,100	56,722
Interest expense:
Interest-bearing deposits	86	59
Savings and money markets accounts	5,173	2,082
Time deposits	1,509	1,531
Federal Home Loan Bank advances	671	554
Total interest expense	7,439	4,226
Net interest income before provision for credit losses	63,661	52,496
Provision for credit losses	2,495	(160)
Net interest income after provision for credit losses	61,166	52,656
Non-interest income:
Service fees	4,010	3,609
Bank Owned life insurance income	1,061	759
Gain (loss) on sale of securities available for sale, net	(2,529)	214
Gain on sale of loans held for sale, net	891	1,626
Gain on sale of premises and equipment, net		983
Loan settlement	161	2,500
Other non-interest income	1,634	1,007
Total non-interest income	5,228	10,698
Non-interest expense:
Salaries and employee benefits	23,943	21,438
Occupancy	5,058	5,257
Regulatory assessment and fees	930	783
Consulting and legal fees	1,890	1,454
Network and information technology services	1,806	1,466
Audit and tax services fees	918	975
Other operating	4,764	4,304
Total non -interest expense	39,309	35,677
Net income before income tax expense	27,085	27,677
Income tax expense	6,944	6,600
Net income	20,141	21,077
Less: Preferred stock dividends		2,077
Less: Exchange and redemption of preferred shares		89,585
Net income (loss) available to common stockholders	20,141	(70,585)
Common Class A [Member]
Non-interest expense:
Net income (loss) available to common stockholders	$ 20,141	$ (70,585)
Per share information:
Net income (loss) per share, basic	$ 1.01	$ (6.72)
Net income (loss) per share, diluted	$ 1	$ (6.72)

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Consolidated Statements of Comprehensive Income (Loss) [Abstract]
Net income	$ 20,141	$ 21,077
Other comprehensive income (loss):
Unrealized loss on investment securities	(59,260)	(9,561)
Amortization of net unrealized gains on securities transferred from available-for-sale to held-to-maturity	120	108
Reclassification adjustment for (gain) loss included in net income	2,529	(214)
Tax effect	14,376	2,370
Total other comprehensive loss, net of tax	(42,235)	(7,297)
Total comprehensive income (loss)	$ (22,094)	$ 13,780

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-In Capital On Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance at Dec. 31, 2020	$ 171,001	$ 32,077	$ 10,010	$ 177,755	$ (53,622)	$ 4,781
Balance, shares at Dec. 31, 2020		12,350,879	10,010,521
Net income	21,077				21,077
Other comprehensive loss	(7,297)					(7,297)
Dividends - preferred stock	(2,077)				(2,077)
Issuance of common stock - exercised options			$ 4,600
Issuance of common stock - exercised options, shares			4,600,000
Issuance of Class A common stock, net of offering costs of $6,048	39,826			35,226
Exchange of preferred stock		$ (22,154)	$ 10,279	92,501	(80,626)
Exchange of preferred stock, shares		11,109,025	10,278,072
Redemption of preferred stock	(18,920)	$ (9,923)			(8,997)
Redemption of preferred stock		(1,241,854)
Exchange of Class B to Class A common stock			$ (4,897)	4,897
Exchange of Class B to Class A common stock, shares			4,896,840
Stock based compensation	287			287
Balance at Dec. 31, 2021	203,897		$ 19,992	310,666	(124,245)	(2,516)
Balance, shares at Dec. 31, 2021		0	19,991,753
Net income	20,141				20,141
Other comprehensive loss	(42,235)					(42,235)
Issuance of common stock - exercised options	$ 102		$ 9	93
Issuance of common stock - exercised options, shares	9,000		9,000
Stock based compensation	$ 523			523
Balance at Dec. 31, 2022	$ 182,428		$ 20,001	$ 311,282	$ (104,104)	$ (44,751)
Balance, shares at Dec. 31, 2022		0	20,000,753

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) $ in Thousands	12 Months Ended
	Dec. 31, 2021 USD ($)
Issuance of Class A common stock, offering costs	$ 6,048

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 20,141	$ 21,077
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	2,495	(160)
Depreciation and amortization	688	1,033
Amortization of premiums on securities, net	433	596
Accretion of deferred loan fees, net	(1,497)	(3,754)
Stock based compensation	523	287
Loss (Gain) on sale of available for sale securities	2,529	(214)
Gain on sale of loans held for sale	(891)	(1,626)
Gain on sale of premises and equipment, net		(983)
Increase in cash surrender value of bank owned life insurance	(1,061)	(759)
Decrease in deferred tax asset	6,945	6,600
Net change in operating assets and liabilities:
Accrued interest receivable	(1,571)	(428)
Other assets	(3,449)	(2,270)
Accrued interest and other liabilities	4,252	2,652
Net cash provided by operating activities	29,537	22,051
Cash flows from investing activities:
Purchase of investment securities held to maturity	(14,739)	(57,917)
Proceeds from maturities and pay-down of investment securities held to maturity	12,237	3,736
Purchase of investment securities available for sale	(53,113)	(258,767)
Proceeds from maturities and pay-down of investment securities available for sale	40,754	61,047
Proceeds from sales of investment securities available for sale	60,649	48,940
Proceeds from call of investment securities available for sale		3,034
Net increase in loans held for investment	(257,580)	(33,515)
Purchase of loans held for investment	(70,175)	(129,531)
Additions to premises and equipment	(673)	(633)
Proceeds from the sale of loans held for sale	12,821	16,980
Proceeds from the sale of property		1,652
Proceeds from the redemption of Federal Home Loan Bank stock	3,440	611
Purchase of Federal Home Loan Bank stock	(4,222)
Purchase of bank owned life insurance		(15,000)
Net cash used in investment activities	(270,601)	(359,363)
Cash flows from financing activities:
Proceeds from issuance of Class A common stock, net	102	39,826
Cash dividends paid		(2,077)
Net increase in deposits	238,902	316,977
Proceeds from Federal Home Loan Bank advances	126,000
Repayments on Federal Home Loan Bank advances	(116,000)
Net cash provided by financing activities	249,004	335,806
Net increase (decrease) in cash and cash equivalents	7,940	(1,506)
Cash and cash equivalents at beginning of year	46,228	47,734
Cash and cash equivalents at end of year	54,168	46,228
Supplemental disclosures of cash flow information:
Interest paid	7,306	4,286
Supplemental schedule of non-cash investing and financing activities:
Transfer of loans held for investment to loans held for sale	11,930	15,354
Transfer of investment securities from available-for-sale to held-to-maturity	63,798	68,667
Transfer of premises and equipment to assets held for sale		652
Lease liability arising from obtaining right-of-use assets	3,203	328
Preferred Stock Class C [Member]
Cash flows from financing activities:
Redemption of Preferred stock		(5,275)
Supplemental schedule of non-cash investing and financing activities:
Exchange of stock for Class A common stock		47,473
Preferred Stock Class D [Member]
Cash flows from financing activities:
Redemption of Preferred stock		(6,145)
Supplemental schedule of non-cash investing and financing activities:
Exchange of stock for Class A common stock		55,308
Preferred Stock Class E [Member]
Cash flows from financing activities:
Redemption of Preferred stock		(7,500)
Common Class B [Member]
Supplemental schedule of non-cash investing and financing activities:
Exchange of stock for Class A common stock		$ 4,897

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
Summary of Significant Accounting Policies	Dec. 31, 2022
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Overview USCB Financial Holdings, Inc., a owned subsidiary, is a Florida in South Florida. In December 2021, USCB Financial stock of the Bank. Each of the outstanding shares of 1.00 its shareholders were $ 1.00 The Bank transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, Florida Peninsula tittle LLC began operations in 2021. Principles of Consolidation Intercompany transactions been prepared in accordance with U.S. Generally Accepted Initial Public Offering and Exchange and Redemption On July 27, 2021, began trading exchange outstanding preferred shares. In December 2021, common 1 for 5 December 31, “Stockholders’ Equity” for further information about the IPO Risk and Uncertainties Current Banking Environment Industry concerns regarding access to diverse sources of public commercial clients without a high level of industry concentration. In response to Funding certain securities at the index swap term of Statements, the Company has not accessed the BTFP. Market conditions and external factors may unpredictably impact the competitive landscape for deposits industry. liquidity is available on the balance sheet date. An unexpected influx to primarily demands or to fund continuing operations. These sources may include proceeds from FHLB advances, sales of securities and loans, federal funds lines of credit from correspondent Such reliance on secondary funding sources could increase the Company's net guarantee they capital expenditures, or other investments, or liquidating assets. For further discussion of the Company's liquidity practices, Use of Estimates In preparing the consolidated financial statements, management is required on available information that affect the amounts reported The coronavirus (“COVID-19”) their ability to fulfill associates and customers to conduct banking and other financial transactions. as of December 31, 2022, if there is a resurgence in the virus, the Company could experience further adverse effects on its business, impact the with its associates and customers they arise. While there was December 31, 2022, economic quantify the Actual results could differ from those estimates. Cash and Cash Equivalents The equivalents. For due from banks, and interest-bearing deposits in banks. Restricted Cash The Company may reports restricted cash within cash and cash equivalents. Interest-Bearing Deposits in Other Financial Institutions Interest-bearing deposits in other financial institutions consist other accounts. Investment Securities Debt securities ability to hold to accounts for them on a trade date basis. Debt securities that and recorded at amortized cost. Trading securities are Securities not classified unrealized gains and must be recorded at fair value with changes in fair value Purchase premiums and discounts are amortized or accreted over held-to-maturity considered in determining the estimated life of in the Consolidated on the sale of securities are recorded on trade date and are determined Declines temporary management considers several factors in their analysis including of security including any downgrade, (iii) intent to sell the security, or if it is more likely than not that it will be required to sell the securities. Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB system. Members are required to of borrowings and asset, and 2021, 2.9 2.1 cash and stock dividends are reported as interest income. Loans Held for Investment and Allowance for Credit Loans held for investment (“loans”) are reported at their outstanding principal fees, unearned method. amortized, using the interest method or the straight-line If the non-accrual status as of for restoration to accrual status. or interest restoration principal and interest of the remaining contractual principal and interest or the loan becomes secured and in the process of collection. All interest accrued but not on these unpaid principal, which may change as conditions dictate. The Company has determined that the entire balance of payment is not received by due loans until the date the loan goes into nonaccrual The Company provides for loan losses through a provision for credit losses charged to operations. When management believes that a recoveries, if any, The ACL Management uses a disciplined the Company loans analyzed on a pooled basis. The ACL consists • • • • • Residential borrower’s credit, capacity including: current ratio and credit history. The Company relies on appraisals in determining the value of the property. analysis and the diversity of the residential portfolio. Commercial real estate Underwriting worthiness of the borrower. service, other rates in geographic location and loan to value. Land and construction analysis will include the time to develop, sell or lease the property. securing the commercial real estate loans are diverse in Commercial inventory, and receivables. the debt based The Company mitigates the risk in the commercial portfolio Foreign Banks Latin America. Most of these loans are for trade capital and have a includes a credit analysis, peer comparison and current borrower and country and a review of authorized term, have limited exposure, and are geographically dispersed. Other collateralized underwritten based on the credit worthiness of the borrower. In management evaluates on factors which, in changes in prevailing economic conditions, historical loss experience, size of the loan portfolio and the overall credit worthiness The ACL the general component for the ACL account for each segment The loan segments are determined based on a ten year look back period. The Company applies time cycle. The environmental factors. To tracks historical non-recurring pool. Management believes the loan portfolio in the normal course of business. Qualitative following are the factors used to adjust the historical loss • • • • • • • • • Changes in these factors could could differ materially from the amounts estimated In addition sheet risk, such as letters Consolidated Operations. experience and with off-balance sheet risk. A loan is considered unable to agreement or when the loan in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. classified as impaired. Impairment is measured on a loan by loan basis by either the present flows discounted at the loan's effective loan investment in the loan (outstanding principal balance plus accrued interest, net of previous charge-offs, and net of deferred loan fees or cost), impairment is recognized through an allowance In insignificant period of time to the borrower that would not On March 27, of the United borrowers impacted considered a TDR if the loan was not more than 30 days past executed March December 31, 2022. Banking regulators issued similar guidance clarifying that a COVID-19 a TDR if the borrower was current on payments at the time the considered short-term. See Note 3 “Loans” for additional disclosures In addition to the are identified as reserve is provided under the accounting guidance for loan in a TDR are also individually analyzed for estimated impairment. The Company's charge-off policy is to review all impaired loans ability to collateral dependent, investment in the loan is charged off. Concentration of Credit Risks Credit perform as contracted and any collateral or security proved to be insufficient (whether on or off-balance sheet) arising from financial instruments exist in relation to certain groups concentration arises when to meet contractual obligations to be similarly affected by changes in economic or other conditions. The Company does not have a significant exposure to any individual customer Most of the Company's business activity is State of Florida. The Company's loan portfolio is concentrated largely in real estate and commercial loans in South Florida. Many of the Company's the South Florida real estate industry portfolio. At December 31, top ten lending relationships 197.9 156.4 concentration represented 13.1 %, of one commercial real estate loan note with an outstanding balance of $ 20 st located in New York At December 31, 88.8 foreign banks located also had a concentration of risk 47.9 and 31.4 28.9 December 31, 2022 and 2021, respectively. At various times during to the Company from institution. Premises and Equipment, net Land is Depreciation is computed are amortized over the lives of these assets were as follows: Building 40 Furniture, fixtures and equipment 3 25 Computer hardware and software 3 5 Leasehold improvements Maintenance When items are retired or are removed from the accounts and any resulting gains or losses Other Real Estate Owned Other real estate held for sale and are initially recorded at establishing a assets are carried at the lower of carrying amount or fair value less cost to sell. Subsequent write-downs are recognized as a valuation allowance with the offset recorded in the Consolidated Statements of other real estate owned expenses OREO financing has been arranged. Bank Owned Life Insurance Bank owned sheet date, which is typically At December 31, 2022, the Company maintained BOLI policies with value 42.8 beneficiary of these policies. Employee 401(k) Plan The expense is the amount of matching contributions. Income Taxes Income taxes are accounted for under the for the assets and and temporary differences are expected to be recovered or in tax rates is recognized in income in the period that includes Management is required to based on the considers taxable loss of temporary differences, and available tax planning The Company recognizes positions taken guidance on tax liabilities, if any, would Impairment of Long-Lived Assets The Company's long-lived changes in circumstances to be held and flows expected to be generated by the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an impairment charge asset. Assets lower of disposal group classified as held for Consolidated Balance Sheets. Transfer of Financial Assets Transfers of over presumptively transferee obtains the transferred agreement to repurchase them before their maturity or Comprehensive Income (Loss) Under available-for-sale, are equity comprehensive available-for-sale to held-to-maturity are recorded to accumulated other comprehensive amortized over the remaining life of is reported as a component of comprehensive income Advertising Costs Advertising costs are expensed as incurred. Earnings per Common Share Basic earnings number additional potential common shares issuable under vested stock options. Basic and diluted earnings per share are updated to reflect the effect of stock splits as occurred. See Note 14 “Earnings Per Share” for additional information on earnings per common share. See Note 13 “Stockholders’ Equity” for further Interest Income Interest income is recognized as earned, based upon the principal Operating Segments While the Company monitors financial performance make resource allocations or performance decisions by Company Stock-Based Compensation Stock based compensation accounting guidance requires transactions be recognized in the accompanying Consolidated the grant covers performance-based awards, share appreciation rights, and The stock-based compensation accounting guidance and recognized compensation cost Scholes model is used to estimate the fair value of stock Loss Contingencies Loss liabilities when the of management, none of these actions, either individually or in the aggregate, is expected to have a material adverse effect on the Company’s Consolidated Financial Dividend Restrictions Banking Company or by the Company to the shareholders. Fair Value Measurements Fair values fully disclosed in Note judgment. Changes in assumptions or in market conditions Derivative Instruments Derivative financial instruments are to information. The interest rate agreement allowing Company will enter into a matching agreement with a swaps are other non-interest income. Revenue from Contracts with Customers Revenue from to receive for the and investment Deposit and other transaction-based fees, are the recognized when the service provided by the this standard that is received from sources other than deposit Cash Flow Statement The Company reports the net activity rather than gross activity in the Consolidated cash flows deposits, accrued interest payable, other liabilities, and proceeds Reclassifications Certain presentation. Reclassifications had no impact on the net income Recently Issued Accounting Standards – Not Yet Measurement of Credit Losses on Financial Instruments In June Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) credit under U.S. GAAP statement Company 2022. The Company adopted this through the adoption date, implemented a parallel run models, and finished a data gap analysis. The company expects its allowance for credit losses to 1.0 2.0 adoption commitments will 200 600 the deemed immaterial. The Company will to retained income statement as charges or credits to earnings. The disclosed estimates are subject to further refinement upon finalization of the Company’s review of the calculations, assumptions, methodologies and judgments. Internal controls over financial reporting relating been designed governance influenced Adoption of credit losses when compared to the Company’s Troubled Debt Restructurings and In Restructurings restructurings restructurings restructuring recognition and measurement guidance, in incorporated in a disclose current-period gross write-offs by year Reference Rate Reform In Reference Rate Reform 2021-01 which provides the effects 2024. The ASU will have material effects on our business

Investment Securities

Investment Securities	12 Months Ended
Investment Securities	Dec. 31, 2022
Investments Securities [Abstract]
Investment Securities	2. The following value of investment securities at the dates indicated (in For the year 26 sale 74.4 $ 63.8 10.6 was included in accumulated other comprehensive income (loss). Transfers of debt securities into the HTM category from the AFS category are made at fair value at the date of transfer. The unrealized gain or loss at the the carrying value of the held-to-maturity securities. Such amounts the year from AFS to HTM was $ 120 108 The following debt securities for the years ended December 31, 2022 and The indicated (in thousands). call or prepay separately. At December 31, stockholders’ equity obligations 2021. Information pertaining length of dates (in thousands): The unrealized losses 134.7 HTM portfolio represent unrealized in the cost basis upon transfer between portfolios. The Company performs a review any changes in the than-temporary (“OTTI”) basis. Management considers several factors in their analysis including (i) severity and duration of the impairment, (ii) credit than not that it will be required to (v) underlying guarantor of the securities. At 53.7 collateralized 294.6 attributable contractual cash flows entities. The municipal bonds are of high credit the assessment of are a expects to recover the entire amortized cost basis of these securities. At December 31, 2022, the it is not more than likely than not that the Company will be required to sell cost basis. Therefore, 31, 2022. As of December 31, 2022, the Company maintains a master repurchase agreement with a public banking institution for up 20.0 variable interest rate no t have any securities pledged under this agreement. In 2018, the Company became a Qualified Public Depositor (“QPD”) with the State of Florida. As a QPD, the Company has the are secured by 25 % of the The Company must also maintain a minimum amount At December 31, 2022, eighteen 49.0 Florida under the public funds program. The Company held 204.2 At December eleven 20.4 Florida under the public funds program. The Company held 37.3 December 31, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,177 $ - $ (1,522) $ 8,655 Collateralized mortgage obligations 118,951 - (23,410) 95,541 Mortgage-backed securities - Residential 73,838 - (12,959) 60,879 Mortgage-backed securities - Commercial 32,244 15 (4,305) 27,954 Municipal securities 25,084 - (6,601) 18,483 Bank subordinated debt securities 15,964 5 (1,050) 14,919 Corporate bonds 4,037 - (328) 3,709 $ 280,295 $ 20 $ (50,175) $ 230,140 Held-to-maturity: U.S. Government Agency $ 44,914 $ 25 $ (5,877) $ 39,062 U.S. Treasury 9,841 - (13) 9,828 Collateralized mortgage obligations 68,727 28 (7,830) 60,925 Mortgage-backed securities - Residential 42,685 372 (4,574) 38,483 Mortgage-backed securities - Commercial 11,442 - (665) 10,777 Corporate bonds 11,090 - (1,077) 10,013 $ 188,699 $ 425 $ (20,036) $ 169,088 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - Residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - Commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - Residential 26,920 - (568) 26,352 Mortgage-backed securities - Commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157 Available-for-sale: 2022 2021 Proceeds from sales and call of securities $ 60,649 $ 51,974 Gross Gains $ 217 $ 545 Gross Losses (2,746) (331) Net realized gains (losses) $ (2,529) $ 214 Available-for-sale Held-to-maturity December 31, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ 1,515 $ 1,475 Due after one year through five years 4,037 3,709 9,575 8,539 Due after five years through ten years 16,964 15,722 - - Due after ten years 24,084 17,680 - - U.S. Government Agency 10,177 8,655 44,914 39,061 U.S. Treasury - - 9,841 9,828 Collateralized mortgage obligations 118,951 95,541 68,727 60,925 Mortgage-backed securities - Residential 73,838 60,879 42,685 38,483 Mortgage-backed securities - Commercial 32,244 27,954 11,442 10,777 $ 280,295 $ 230,140 $ 188,699 $ 169,088 December 31, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 11,407 (1,093) 36,310 (7,616) $ 47,717 $ (8,709) U.S. Treasury 9,828 (13) - - 9,828 $ (13) Collateralized mortgage obligations 16,500 (963) 139,965 (34,962) 156,465 $ (35,925) Mortgage-backed securities - Residential 5,059 (564) 91,742 (19,348) 96,801 $ (19,912) Mortgage-backed securities - Commercial 10,052 (1,173) 26,823 (5,300) 36,875 $ (6,473) Municipal securities - - 18,483 (6,601) 18,483 $ (6,601) Bank subordinated debt securities 11,295 (670) 2,619 (381) 13,914 $ (1,051) Corporate bonds 13,723 (926) - - 13,723 $ (926) $ 77,864 $ (5,402) $ 315,942 $ (74,208) $ 393,806 $ (79,610) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 $ (4,720) Mortgage-backed securities - Residential 88,772 (1,178) 37,373 (1,274) 126,145 $ (2,452) Mortgage-backed securities - Commercial 25,289 (318) 7,507 (309) 32,796 $ (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 $ (894) Bank subordinated debt securities 4,487 (13) - - 4,487 $ (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans

Loans	12 Months Ended
Loans	Dec. 31, 2022
Loans [Abstract]
Loans	90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ 623 $ - $ 623 1-4 family residential 131,120 1,058 - 132,178 - 132,178 Condo residential 50,310 2,525 - 52,835 - 52,835 182,053 3,583 - 185,636 - 185,636 Commercial real estate: Land and construction 38,687 - - 38,687 - 38,687 Multi family residential 176,820 - - 176,820 - 176,820 Condo commercial 49,994 - - 49,994 - 49,994 Commercial property 704,884 25 - 704,909 - 704,909 Leasehold improvements - - - - - - 970,385 25 - 970,410 - 970,410 Commercial and industrial: Secured 121,649 31 - 121,680 - 121,680 Unsecured 4,332 972 - 5,304 - 5,304 125,981 1,003 - 126,984 - 126,984 Foreign banks 93,769 - - 93,769 - 93,769 Consumer and other 130,169 260 - 130,429 - 130,429 Total $ 1,502,357 $ 4,871 $ - $ 1,507,228 $ - $ 1,507,228 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due > 90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659 December 31, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,551 $ 3,544 $ - $ 5,021 $ 5,035 $ - Commercial real estate 393 393 - 696 695 - 3,944 3,937 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,655 3,626 155 3,985 3,950 178 Commercial and industrial 82 82 41 141 141 71 Consumer and other 196 196 98 224 224 111 3,933 3,904 294 4,350 4,315 360 Total $ 7,877 $ 7,841 $ 294 $ 10,067 $ 10,045 $ 360 2022 2021 Residential real estate $ 7,626 $ 8,791 Commercial real estate 575 714 Commercial and industrial 109 178 Consumer and other 210 254 Total $ 8,520 $ 9,937 December 31, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,206 $ - $ 7,206 $ 7,815 $ - $ 7,815 Commercial real estate 393 - 393 696 - 696 Commercial and industrial 82 - 82 141 - 141 Consumer and other 196 - 196 224 - 224 Total $ 7,877 $ - $ 7,877 $ 8,876 $ - $ 8,876" id="sjs-B4">3. The following table is a summary of the distribution of At December 31, 2022 and 2021, the Company had $ 338.1 185.1 estate and residential mortgage loans pledged as collateral on lines of credit with the FHLB and the of Atlanta. no 1.2 process of foreclosure. The Company was a participant loans. These had to be used towards payroll cost, mortgage interest, rent, utilities and other costs forgivable under specific criteria 1.3 2022 and $ 42.4 had deferred loan fees of $ 13 1.5 The 1.6 4.5 December 31, Statements of Operations. The collateral type loan environmental factors that may cause estimated credit losses Changes thousands): Allowance for credit losses and the outstanding balances in thousands): Credit Quality Indicators The Company grades loans based on the estimated capability of the borrower to repay the contractual obligation of the loan agreement based payment periodically. The Company's internally assigned credit risk grades are as follows: Pass – Loans indicate different levels of satisfactory Special Mention close attention. If left uncorrected, these potential weaknesses prospects for the loan or of the institution’s Substandard – Loans classified as substandard are inadequately protected capacity of the obligator or of the collateral pledged, if weaknesses that jeopardize the liquidation of the debt. institution will sustain some loss if the deficiencies are Doubtful the added characteristic that the weaknesses make collection facts, conditions, and values, highly questionable and improbable. Loss – Loans classified as loss are considered uncollectible. Loan credit exposures by internally assigned grades are Loan Aging The Company The Company The following table include an aging analysis 2021 (in thousands): There was no Interest $ 0 5 There were no loans over 90 days past due and accruing Impaired Loans The following table includes applicable, on the basis of impairment methodology for the dates Net investment balance is the unpaid principal balance The following table presents the 2021 (in thousands): Interest income 351 and $ 415 Troubled Debt Restructuring A troubled concession for a borrower who is experiencing financial difficulty. The following table presents performing and non-performing The Company had 294 360 2022 and 2021, 0 and $ 18 no The Company no t have no r defaults 2022 and December 31, 2021. During the no t modify by COVID-19. At December 31, 2022, there was no December 31, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 185,636 12.3 % $ 201,359 16.9 % Commercial Real Estate 970,410 64.4 % 704,988 59.2 % Commercial and Industrial 126,984 8.4 % 146,592 12.3 % Foreign Banks 93,769 6.2 % 59,491 5.0 % Consumer and Other 130,429 8.7 % 79,229 6.6 % Total 1,507,228 100.0 % 1,191,659 100.0 % Less: Unearned income (110) 1,578 Total 1,507,338 1,190,081 Less: Allowance for credit losses 17,487 15,057 Total $ 1,489,851 $ 1,175,024 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total December 31, 2022: Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,179) 1,385 1,474 263 552 2,495 Recoveries 33 - 18 - 4 55 Charge-offs - - (104) - (16) (120) Ending Balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 December 31, 2021: Beginning balance $ 3,408 $ 9,453 $ 1,689 $ 348 $ 188 $ 15,086 Provision for credit losses (919) (695) 955 109 390 (160) Recoveries 238 - 149 - 5 392 Charge-offs (229) - (18) - (14) (261) Ending Balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total December 31, 2022: Allowance for credit losses: Individually evaluated for impairment $ 155 $ - $ 41 $ - $ 98 $ 294 Collectively evaluated for impairment 1,197 10,143 4,122 720 1,011 17,193 Balances, end of period $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Loans: Individually evaluated for impairment $ 7,206 $ 393 $ 82 $ - $ 196 $ 7,877 Collectively evaluated for impairment 178,430 970,017 126,902 93,769 130,233 1,499,351 Balances, end of period $ 185,636 $ 970,410 $ 126,984 $ 93,769 $ 130,429 $ 1,507,228 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659 As of December 31, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 623 $ - $ - $ - $ 623 1-4 family residential 132,178 - - - 132,178 Condo residential 52,835 - - - 52,835 185,636 - - - 185,636 Commercial real estate: Land and construction 38,687 - - - 38,687 Multi family residential 176,820 - - - 176,820 Condo commercial 49,601 - 393 - 49,994 Commercial property 702,357 - 2,552 - 704,909 Leasehold improvements - - - - - 967,465 - 2,945 - 970,410 Commercial and industrial: (1) Secured 120,873 - 807 - 121,680 Unsecured 5,304 - - - 5,304 126,177 - 807 - 126,984 Foreign banks 93,769 - - - 93,769 Consumer and other loans 130,233 - 196 - 130,429 Total $ 1,503,280 $ - $ 3,948 $ - $ 1,507,228 (1) As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1) Accruing As of December 31, 2022: Current Past Due 30- 89 Days Past Due > 90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ 623 $ - $ 623 1-4 family residential 131,120 1,058 - 132,178 - 132,178 Condo residential 50,310 2,525 - 52,835 - 52,835 182,053 3,583 - 185,636 - 185,636 Commercial real estate: Land and construction 38,687 - - 38,687 - 38,687 Multi family residential 176,820 - - 176,820 - 176,820 Condo commercial 49,994 - - 49,994 - 49,994 Commercial property 704,884 25 - 704,909 - 704,909 Leasehold improvements - - - - - - 970,385 25 - 970,410 - 970,410 Commercial and industrial: Secured 121,649 31 - 121,680 - 121,680 Unsecured 4,332 972 - 5,304 - 5,304 125,981 1,003 - 126,984 - 126,984 Foreign banks 93,769 - - 93,769 - 93,769 Consumer and other 130,169 260 - 130,429 - 130,429 Total $ 1,502,357 $ 4,871 $ - $ 1,507,228 $ - $ 1,507,228 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due > 90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659 December 31, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,551 $ 3,544 $ - $ 5,021 $ 5,035 $ - Commercial real estate 393 393 - 696 695 - 3,944 3,937 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,655 3,626 155 3,985 3,950 178 Commercial and industrial 82 82 41 141 141 71 Consumer and other 196 196 98 224 224 111 3,933 3,904 294 4,350 4,315 360 Total $ 7,877 $ 7,841 $ 294 $ 10,067 $ 10,045 $ 360 2022 2021 Residential real estate $ 7,626 $ 8,791 Commercial real estate 575 714 Commercial and industrial 109 178 Consumer and other 210 254 Total $ 8,520 $ 9,937 December 31, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,206 $ - $ 7,206 $ 7,815 $ - $ 7,815 Commercial real estate 393 - 393 696 - 696 Commercial and industrial 82 - 82 141 - 141 Consumer and other 196 - 196 224 - 224 Total $ 7,877 $ - $ 7,877 $ 8,876 $ - $ 8,876

Leases

Leases	12 Months Ended
Leases	Dec. 31, 2022
Leases [Abstract]
Leases	4. The operations. As of The Company 2026 to 2036, many of these leases have extension dates. The Company straight-line basis over lease elected the short-term ROU assets or lease liabilities are not to be recognized ROU assets and of lease payments other assets while lease liabilities are classified under As information available advance rate matching or nearing the lease term. The following table presents the ROU assets and lease liabilities 2022 2021 ROU assets: Operating leases $ 14,395 $ 14,185 Lease liabilities: Operating leases $ 14,395 $ 14,185 The weighted average remaining lease term and weighted average 2022 2021 Weighted average remaining lease term (in years): Operating leases 6.98 8.28 Weighted average discount rate: Operating leases 2.94 % 2.32 % Future lease payment obligations and a reconciliation to lease 2023 $ 3,158 2024 3,236 2025 3,312 2026 2,383 2027 951 Thereafter 3,478 Total 16,518 Less: interest component (2,123) Total $ 14,395

Premises And Equipment

Premises And Equipment	12 Months Ended
Premises And Equipment	Dec. 31, 2022
Premises And Equipment [Abstract]
Premises And Equipment	5. A summary of premises and equipment are presented 2022 2021 Land $ 972 $ 972 Building 1,952 1,947 Furniture, fixtures and equipment 8,841 8,726 Computer hardware and software 4,575 4,552 Leasehold improvements 10,451 9,921 Premises and equipment, gross 26,791 26,118 Accumulated depreciation and amortization (21,528) (20,840) Premises and equipment, net $ 5,263 $ 5,278 Depreciation and 688 1.0 and 2021, respectively. 0.6 and relocation 0.6 recognized as an immaterial loss.

Income Taxes

Income Taxes	12 Months Ended
Income Taxes	Dec. 31, 2022
Income Taxes [Abstract]
Income Taxes	6. The Company’s provision and 2021 (in thousands): The actual income for the year (computed by applying the 21 % for 2022 and 2021 to income for income taxes) as follows (in thousands): 2022 2021 Federal taxes at statutory rate $ 5,688 $ 5,812 State income taxes, net of federal tax benefit 1,177 $ 969 Bank owned life insurance (269) $ (186) Other, net 348 $ 5 Total $ 6,944 $ 6,600 The following table presents thousands): 2022 2021 Deferred tax assets: Net operating loss $ 21,720 $ 28,819 Allowance for credit losses 4,432 3,816 Lease liability 3,648 3,595 Unrealized loss on available for sale securities 15,193 817 Deferred loan fees - 400 Depreciable property 158 361 Stock option compensation 373 241 Accruals 723 600 Other, net - 2 Deferred tax asset $ 46,247 $ 38,651 Deferred tax liability: Deferred loan cost (28) - Lease right of use asset (3,648) (3,595) Deferred expenses (175) (127) Other, net (36) - Deferred tax liability $ (3,887) $ (3,722) Net deferred tax asset $ 42,360 $ 34,929 At 81.8 104.5 operating earnings of the Company. In assessing the portion or upon the generation of Management considers the scheduled reversal strategies in making this assessment. The U.S. The Company is generally no longer subject to U.S. Federal or For no t have result of no recorded as a result of tax uncertainties. 2022 2021 Current: Federal $ - $ - State - $ - Total - $ - Deferred: Federal 5,462 $ 5,314 State 1,482 $ 1,286 Total 6,944 $ 6,600 Total $ 6,944 $ 6,600

Deposits

Deposits	12 Months Ended
Deposits	Dec. 31, 2022
Deposits [Abstract]
Deposits	7. The following table presents deposits by type at December 31, 2022 2021 Non-interest bearing deposits $ 629,776 $ 605,425 Interest-bearing transaction accounts 66,675 55,878 Saving and money market deposits 915,853 703,856 Time deposits 216,977 225,220 Total $ 1,829,281 $ 1,590,379 Time $ 82.0 119.4 At December 31, 2022, the scheduled maturities of time deposits 2023 $ 182,647 2024 11,135 2025 1,998 2026 20,402 2027 549 Thereafter 246 $ 216,977 At December 31, $ 230 247

Borrowings

Borrowings	12 Months Ended
Borrowings	Dec. 31, 2022
Borrowings [Abstract]
Borrowings	8. Borrowed 46.0 million and at December 31, 2021 were $ 36 The following 2022 and 2021 (in thousands): The advances, subject held at the FHLB as additional collateral. See Note 3 “Loans” At December 31, 2022 Interest Rate Type of Rate Maturity Date Amount 2.05 % Fixed March 27, 2025 $ 10,000 1.07 % Fixed July 18, 2025 6,000 1.04 % Fixed July 30, 2024 5,000 0.81 % Fixed August 17, 2023 5,000 4.17 % Fixed January 13, 2023 20,000 $ 46,000 At December 31, 2021 Interest Rate Type of Rate Maturity Date Amount 0.81 % Fixed August 17, 2023 $ 5,000 1.04 % Fixed July 30, 2024 5,000 2.05 % Fixed March 27, 2025 10,000 1.91 % Fixed March 28, 2025 5,000 1.81 % Fixed April 17, 2025 5,000 1.07 % Fixed July 18, 2025 6,000 $ 36,000

Equity Based And Other Compensa

Equity Based And Other Compensation Plans	12 Months Ended
Equity Based And Other Compensation Plans	Dec. 31, 2022
Equity Based And Other Compensation Plans [Abstract]
Equity Based And Other Compensation Plans	9. Employee 401(k) Plan The Company has an a provision There was $ 313 296 2022 and Operations. Stock-Based Compensation Stock option year ended 1 for 5 options are only exercisable split. In authorized grants 2,000,000 2015 Option vesting Options 10 -year expiration of 10 10 -year life and will terminate in 2025. In July 2020, the 3,000,000 5 shares 1 for 5 1,000,000 shareholders of the Company approved to amend the 1,400,000 shares of common stock. At December 31, 2022, there were 1,386,667 2021, there were 1,401,667 shares available for grant under the 2015 Option Plan. The Company recognizes compensation expense based Scholes vesting ultimately vest, actual option forfeitures. The Statements 523 December 31, 2022 287 no years ended December 31, 2022 and 2021. Unrecognized compensation cost 787 1.3 the years ended December 31, 2022 and 2021, respectively Cash activities. Excess tax benefits tax asset attributable to the compensation cost for such The fair value of options 2022: Assumption 2022 Risk-free interest rate 2.34 % Expected term 10 Expected stock price volatility 10 % Dividend yield 0 % The following table presents a summary of stock options Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Years Aggregate Intrinsic Value (in thousands) Balance at January 1, 2022 959,667 $ 10.87 8.4 Granted 15,000 $ 14.03 Exercised (9,000) $ 11.35 Balance at December 31, 2022 965,667 $ 10.91 7.4 Exercisable at December 31, 2022 560,000 $ 10.18 6.4 $ 1,131 Balance at January 1, 2021 339,667 $ 9.37 7.1 Granted 620,000 $ 11.69 Balance at December 31, 2021 959,667 $ 10.87 8.4 Exercisable at December 31, 2021 319,667 $ 9.07 6.0 $ 663 The aggregate intrinsic value in valuation of the Company’s stock and the exercise price, multiplied by would have been received by the option holders had all option The weighted average 3.45 $ 2.32 , respectively. There were no There are no

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements	12 Months Ended
Off-Balance Sheet Arrangements	Dec. 31, 2022
Off-Balance Sheet Arrangements [Abstract]
Off-Balance Sheet Arrangements	10. The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financial instruments include letters of amount recognized in the Company’s Consolidated Balance Sheets. The Company uses the commitments and conditional obligations as it does for on-balance-sheet The Company's exposure for unused lines of credit, and standby letters of credit A December 31, 2022 and 2021 (in thousands): 2022 2021 Commitments to grant loans and unfunded lines of credit $ 95,461 $ 134,877 Standby and commercial letters of credit 4,320 6,420 Total $ 99,781 $ 141,297 Commitments to established in the contract. Commitments generally have Unfunded lines of customers. These lines of not be drawn upon to the total extent to which the Company Standby performance of a arrangements. Essentially all letters of credit have fixed maturity dates and many of them expire without being drawn upon, they do not generally present a significant liquidity risk

Derivatives

Derivatives	12 Months Ended
Derivatives	Dec. 31, 2022
Derivatives [Abstract]
Derivatives	11. The Company utilizes interest rate swap agreements its interest parties. The amounts exchanged are interest rate swap agreements. The Company enters into interest rate swaps with its loan customers. The Company had 15 18 with loan customers with 33.9 39.2 These interest offsetting derivatives counterparty with funds to Sheets. While these derivatives represent economic hedges, The following table reflects the Company’s customer Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability December 31, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 33,893 $ 1,278 Other assets/Other liabilities $ 5,011 $ 5,011 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements

Fair Value Measurements	12 Months Ended
Fair Value Measurements	Dec. 31, 2022
Fair Value Measurements [Abstract]
Fair Value Measurements	12. Determination of Fair Value The Company determine fair value financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market However, in where quoted techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in The fair (that is, market conditions. change in the depends on the facts within the range that is most representative of fair value under Fair Value Hierarchy In accordance with at fair assumptions used to determine fair value. Level 1 entity has equity securities that sources for market transactions involving identical assets Level 2 asset liabilities; quoted by observable market data for substantially the full term of the Level 3 significant whose value well as instruments for which determination of fair value A significant to the fair value measurement. Items Measured at Fair Value Investment securities: such securities, Management reviews pricing methodologies provided by the vendors and third-party broker-dealers in order to determine if observable market information is being utilized. Securities measured with pricing provided by independent vendors or party broker-dealers securities, pricing models or discounted cash flow analyses Derivatives: classified within Level 2 of the hierarchy. The following table represents and 2021 for each of the fair value hierarchy levels (in thousands): Items Measured at Fair Value Impaired Loans: At December individual loans 3.9 4.4 their 3.6 4.0 $ 294 360 2022 and 2021, respectively. expected estimates of changes in economic conditions are considered Other Real Estate: estimate of valuation technique the appraiser the value for changes in a consequence of the carrying cost or the considered a Level 3 valuation. The following table represents the Company’s assets measured at fair value on a non-recurring basis at December 31, 2022 and 2021 for each of the fair value hierarchy levels The following table presents value on a non-recurring basis at December 31, 2022 and 2021 There were no Items Not Measured at Fair Value The carrying amounts and estimated fair values of financial instruments not carried at fair value, at December 31, 2022 and 2021 are as follows (in thousands): 2022 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 8,655 $ - $ 8,655 $ - $ 10,520 $ - $ 10,520 Collateralized mortgage obligations - 95,541 - 95,541 - 156,829 - 156,829 Mortgage-backed securities - Residential - 60,879 - 60,879 - 118,842 - 118,842 Mortgage-backed securities - Commercial - 27,954 - 27,954 - 50,117 - 50,117 Municipal securities - 18,483 - 18,483 - 24,276 - 24,276 Bank subordinated debt securities - 14,919 - 14,919 - 28,408 - 28,408 Corporate bonds - 3,709 - 3,709 - 12,550 - 12,550 Total - 230,140 - 230,140 - 401,542 - 401,542 Derivative assets - 5,011 - 5,011 - 1,434 - 1,434 Total assets at fair value $ - $ 235,151 $ - $ 235,151 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 5,011 $ - $ 5,011 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 5,011 $ - $ 5,011 $ - $ 1,434 $ - $ 1,434 Level 1 Level 2 Level 3 Total December 31, 2022: Impaired loans $ - $ - $ 3,639 $ 3,639 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990 Fair Value Valuation Technique(s) Unobservable Input(s) December 31, 2022: Residential real estate $ 3,500 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 41 Discounted cash flow Adj. for differences in net operating income expectations Other 98 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,639 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Other 113 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,990 Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount December 31, 2022: Financial Assets: Cash and due from banks $ $6,605 $ $6,605 $ - $ - $ 6,605 Interest-bearing deposits in banks $ 47,563 $ 47,563 $ - $ - $ 47,563 Investment securities held to maturity $ 188,699 $ - $ 169,088 $ - $ 169,088 Loans held for investment, net $ 1,489,851 $ - $ - $ 1,436,877 $ 1,436,877 Accrued interest receivable $ 7,546 $ - $ 1,183 $ 6,363 $ 7,546 Financial Liabilities: Demand Deposits $ $629,776 $ $629,776 $ - $ - $ 629,776 Money market and savings accounts $ 915,853 $ 915,853 $ - $ - $ 915,853 Interest-bearing checking accounts $ 66,675 $ 66,675 $ - $ - $ 66,675 Time deposits $ 216,977 $ - $ - $ 211,406 $ 211,406 FHLB advances $ 46,000 $ - $ 44,547 $ - $ 44,547 Accrued interest payable $ 229 $ - $ 92 $ 137 $ 229 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand Deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,220 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

Stockholders' Equity

Stockholders' Equity	12 Months Ended
Stockholders' Equity	Dec. 31, 2022
Stockholders' Equity [Abstract]
Stockholders' Equity	13. Common Stock On June 16, 2021, the Bank 1 for 5 1.00 share. As of the effective date of June 16, 2021, into one up to one whole share. The for this 1 for 5 but if 1 for 5 1 Class A common stock. On July 27, 2021, the Bank completed the Initial Public Offering (“IPO”) of its Class A common stock, in which it issued and 4,600,000 10.00 proceeds of $ 40.0 On outstanding Class total of 6,121,052 1,224,212 In December 2021, the of “Reorganization”) common stock, 1.00 newly issued 1.00 wholly-owned subsidiary. and had not conducted any business or operations except In the same designations, held previously owned of the Bank’s common stock. Preferred Stock On April 5, 2021, stock at 7.5 103 shareholders approved the repurchase which the Company The Company offered the common stock. The offer 90 % of 10 % exchange ratio for the shares of for shares of Class A common stock. During the 47,473 11,061,552 stock converted 10,278,072 shares had 102.8 Class D preferred stock totaling 1,234,354 11.4 The fair value of the 89.6 December 31, 2022, there were no no Dividends The Board approved and 2021 (in thousands): 2022 2021 Preferred stock - Class C: Non-voting, Non-cumulative, Perpetual: $ 1.00 1,000 per share liquidation preference; annual dividend rate of 4 % of liquidation preference paid quarterly. Quarterly dividend of $ 10.00 $ - $ 1,494 Preferred stock - Class D: Non-voting, Non-cumulative, Perpetual: $ 1.00 5.00 per share liquidation preference; annual dividend rate of 4 % of par value paid quarterly. Quarterly dividend of $ 0.01 - 348 Preferred stock - Class E: Non-voting, partially cumulative, Perpetual: $ 1.00 $ 1,000 7 % of liquidation preferences paid quarterly. Quarterly dividend of $ 17.50 - 235 Total $ - $ 2,077 Declaration of dividends by the Board is required before dividend payments are made. The dividend payment dates for Class C and date on the fifteenth of February, No 2021. Additionally, there no

Earnings Per Share

Earnings Per Share	12 Months Ended
Earnings Per Share	Dec. 31, 2022
Earnings Per Share [Abstract]
Earnings Per Share	14. Earnings securities. Basic EPS number of common shares outstanding for computed by shares outstanding for the period determined using the treasury-stock method. For common stock options and are only included in the calculation In calculating EPS for not allocated no stock at year-end. The following table December 31, 2022 and 2021 (in thousands): 2022 2021 Net Income $ 20,141 $ 21,077 Less: Preferred stock dividends - 2,077 Less: Exchange and redemption of preferred shares - 89,585 Net income (loss) available to common stockholders $ 20,141 $ (70,585) The following ended December 31, 2022 and 2021 (in thousands, except 2022 2021 Class A Class A Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 20,141 $ (70,585) Multiply: % allocated on weighted avg. shares outstanding 100.0% 100.0% Net income (loss) available to common shares after allocation $ 20,141 $ (70,585) Denominator: Weighted average shares outstanding 19,999,323 10,507,530 Earnings (loss) per share, basic $ 1.01 $ (6.72) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 20,141 $ (70,585) Multiply: % allocated on weighted avg. shares outstanding 100.0% 100.0% Net income (loss) available to common shares after allocation $ 20,141 $ (70,585) Denominator: Weighted average shares outstanding for basic EPS 19,999,323 10,507,530 Add: Dilutive effects of assumed exercises of stock options 177,515 - Weighted avg. shares including dilutive potential common shares 20,176,838 10,507,530 Earnings (loss) per share, diluted $ 1.00 $ (6.72) Anti-dilutive stock options excluded from diluted EPS 15,000 183,303 For the year the Class C inclusion of all potential common shares outstanding would See Note 13 “Stockholders’ Equity” for further discussion

Regulatory Matters

Regulatory Matters	12 Months Ended
Regulatory Matters	Dec. 31, 2022
Regulatory Matters [Abstract]
Regulatory Matters	15. Banks and banking discretionary actions financial Company and the and capital weightings, and other factors. Based on changes to the Federal Reserve’s definition of a “Small Bank Holding to $3.0 billion in assets At such time when the Company reaches the of the Bank. The Bank has calculations, as permitted by the regulations. This capital levels. The Bank is and Consumer Protection 2.5 % capital conservation the minimum requirements limit the ability of 2021, the capital ratios for the Bank were sufficient Prompt undercapitalized, represent overall financial condition. If If required. At December 31, well capitalized guidelines termination of deposit rates of capitalized, an institution in the Bank’s category. Actual and required thousands, except ratios). The required amounts for capital adequacy previously discussed. Effective December 30, 2021, the Company acquired the Bank in a merger and a bank holding company. 1.00 stock formerly par value common details. The Company the Company’s defined by state banking regulations. However, for any dividend declaration, the Company must consider such as the amount Bank. It is likely that bank regulators have unsound practice. Actual Minimum Capital Requirements To be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2022: Total $ 216,693 13.58 % $ 127,616 8.00 % $ 159,520 10.00 % Tier 1 risk-based capital: $ 198,909 12.47 % $ 95,712 6.00 % $ 127,616 8.00 % Common equity tier 1 capital: $ 198,909 12.47 % $ 71,784 4.50 % $ 103,688 6.50 % Leverage ratio: 198,909 9.56 % $ 83,210 4.00 % $ 104,012 5.00 % December 31, 2021: (1) Total $ 186,735 14.92 % $ 100,125 8.00 % $ 125,157 10.00 % Tier 1 risk-based capital $ 171,484 13.70 % $ 75,094 6.00 % $ 100,125 8.00 % Common equity tier 1 capital $ 171,484 13.70 % $ 56,321 4.50 % $ 81,352 6.50 % Leverage ratio $ 171,484 9.55 % $ 71,825 4.00 % $ 89,781 5.00 %

Related Party Transactions

Related Party Transactions	12 Months Ended
Related Party Transactions	Dec. 31, 2022
Related Party Transactions [Abstract]
Related Party Transactions	16. In Company. Consolidated Financial Statements at December 31, 2022 Loan Purchases 42.8 paid those entities fees of $ 881 2022 2021 Consolidated Balance Sheets: Loans held for investment, net $ - $ - Deposits $ 6,825 $ 1,905 Consolidated Statements of Operations: Interest income $ - $ - Interest expense $ 54 $ 16

Parent Company Condensed Financ

Parent Company Condensed Financial Information	12 Months Ended
Parent Company Condensed Financial Information	Dec. 31, 2022
Parent Company Condensed Financial Information [Abstract]
Parent Company Condensed Financial Information	17. In December Bank. thousands): December 31, 2022 December 31, 2021 ASSETS: Cash and Cash Equivalents $ 1,102 $ - Investment in bank subsidiary 181,326 203,897 Other assets - - Total $ 182,428 $ 203,897 LIABILITIES AND STOCKHOLDERS' EQUITY: Other liabilities $ - $ - Stockholders' equity 182,428 203,897 Total $ 182,428 $ 203,897 December 31, 2022 December 31, 2021 INCOME: Dividends from subsidiaries $ 1,000 $ - Service fees from subsidiaries - - Total $ 1,000 $ - EXPENSE: Employee compensation and benefits - - Total - - Income before income taxes and undistributed subsidiary income 1,000 Provision (benefit) for income taxes - - Equity in undisbursed subsidiary income 19,141 Net Income $ 20,141 $ - December 31, 2022 December 31, 2021 Cash flows from operating activities: Net income $ 20,141 $ - Adjustments to reconcile net income to net cash provided activities: - Equity in undistributed earnings of subsidiaries (19,141) - Other - Net cash provided by operating activities $ 1,000 $ - Cash flows from investing activities: Capital contributions to subsidiary - - Other - - Net cash used in investing activities - - Cash flows from financing activities: Dividends paid - - Proceeds from exercise of stock options 102 - Repurchase of common stock - - Net cash (used in) provided by financing activities 102 - Net increase (decrease) in cash and cash equivalents 1,102 - Cash and cash equivalents, beginning of period - - Cash and cash equivalents, end of period $ 1,102 $ - The thousands): The condensed cash flow is presented below for USCB

Loss Contingencies

Loss Contingencies	12 Months Ended
Loss Contingencies	Dec. 31, 2022
Loss Contingencies [Abstract]
Loss Contingencies	18. Loss contingencies, management, none on the Company’s Consolidated Financial Statements.

Subsequent Events

Subsequent Events	12 Months Ended
Subsequent Events	Dec. 31, 2022
Subsequent Events [Abstract]
Subsequent Events	19. Management has Annual Report Form 10-K was available to be issued. Share Repurchase Program In February 2023 the 250,000 at 12.04 . 250,000 Common stock 11.39 Company’s publicly announced repurchase program.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	12 Months Ended
Summary of Significant Accounting Policies (Policy)	Dec. 31, 2022
Summary of Significant Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation Intercompany transactions been prepared in accordance with U.S. Generally Accepted
Initial Public Offering and Exchange and Redemption of Shares	Initial Public Offering and Exchange and Redemption On July 27, 2021, began trading exchange outstanding preferred shares. In December 2021, common 1 for 5 December 31, “Stockholders’ Equity” for further information about the IPO
Risks and Uncertainties	Risk and Uncertainties Current Banking Environment Industry concerns regarding access to diverse sources of public commercial clients without a high level of industry concentration. In response to Funding certain securities at the index swap term of Statements, the Company has not accessed the BTFP. Market conditions and external factors may unpredictably impact the competitive landscape for deposits industry. liquidity is available on the balance sheet date. An unexpected influx to primarily demands or to fund continuing operations. These sources may include proceeds from FHLB advances, sales of securities and loans, federal funds lines of credit from correspondent Such reliance on secondary funding sources could increase the Company's net guarantee they capital expenditures, or other investments, or liquidating assets. For further discussion of the Company's liquidity practices, Use of Estimates In preparing the consolidated financial statements, management is required on available information that affect the amounts reported The coronavirus (“COVID-19”) their ability to fulfill associates and customers to conduct banking and other financial transactions. as of December 31, 2022, if there is a resurgence in the virus, the Company could experience further adverse effects on its business, impact the with its associates and customers they arise. While there was December 31, 2022, economic quantify the Actual results could differ from those estimates. Cash and Cash Equivalents The equivalents. For due from banks, and interest-bearing deposits in banks. Restricted Cash The Company may reports restricted cash within cash and cash equivalents. Interest-Bearing Deposits in Other Financial Institutions Interest-bearing deposits in other financial institutions consist other accounts. Investment Securities Debt securities ability to hold to accounts for them on a trade date basis. Debt securities that and recorded at amortized cost. Trading securities are Securities not classified unrealized gains and must be recorded at fair value with changes in fair value
Use of Estimates	Use of Estimates In preparing the consolidated financial statements, management is required on available information that affect the amounts reported The coronavirus (“COVID-19”) their ability to fulfill associates and customers to conduct banking and other financial transactions. as of December 31, 2022, if there is a resurgence in the virus, the Company could experience further adverse effects on its business, impact the with its associates and customers they arise. While there was December 31, 2022, economic quantify the Actual results could differ from those estimates.
Cash And Cash Equivalents	Cash and Cash Equivalents The equivalents. For due from banks, and interest-bearing deposits in banks.
Restricted Cash	Restricted Cash The Company may reports restricted cash within cash and cash equivalents.
Interest-Bearing Deposits in Other Financial Institutions	Interest-Bearing Deposits in Other Financial Institutions Interest-bearing deposits in other financial institutions consist other accounts.
Investment Securities	Investment Securities Debt securities ability to hold to accounts for them on a trade date basis. Debt securities that and recorded at amortized cost. Trading securities are Securities not classified unrealized gains and must be recorded at fair value with changes in fair value Purchase premiums and discounts are amortized or accreted over held-to-maturity considered in determining the estimated life of in the Consolidated on the sale of securities are recorded on trade date and are determined Declines temporary management considers several factors in their analysis including of security including any downgrade, (iii) intent to sell the security, or if it is more likely than not that it will be required to sell the securities.
Federal Home Loan Bank Stock	Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB system. Members are required to of borrowings and asset, and 2021, 2.9 2.1 cash and stock dividends are reported as interest income.
Loans Held for Investment and Allowance for Credit Losses	Loans Held for Investment and Allowance for Credit Loans held for investment (“loans”) are reported at their outstanding principal fees, unearned method. amortized, using the interest method or the straight-line If the non-accrual status as of for restoration to accrual status. or interest restoration principal and interest of the remaining contractual principal and interest or the loan becomes secured and in the process of collection. All interest accrued but not on these unpaid principal, which may change as conditions dictate. The Company has determined that the entire balance of payment is not received by due loans until the date the loan goes into nonaccrual The Company provides for loan losses through a provision for credit losses charged to operations. When management believes that a recoveries, if any, The ACL Management uses a disciplined the Company loans analyzed on a pooled basis. The ACL consists • • • • • Residential borrower’s credit, capacity including: current ratio and credit history. The Company relies on appraisals in determining the value of the property. analysis and the diversity of the residential portfolio. Commercial real estate Underwriting worthiness of the borrower. service, other rates in geographic location and loan to value. Land and construction analysis will include the time to develop, sell or lease the property. securing the commercial real estate loans are diverse in Commercial inventory, and receivables. the debt based The Company mitigates the risk in the commercial portfolio Foreign Banks Latin America. Most of these loans are for trade capital and have a includes a credit analysis, peer comparison and current borrower and country and a review of authorized term, have limited exposure, and are geographically dispersed. Other collateralized underwritten based on the credit worthiness of the borrower. In management evaluates on factors which, in changes in prevailing economic conditions, historical loss experience, size of the loan portfolio and the overall credit worthiness The ACL the general component for the ACL account for each segment The loan segments are determined based on a ten year look back period. The Company applies time cycle. The environmental factors. To tracks historical non-recurring pool. Management believes the loan portfolio in the normal course of business. Qualitative following are the factors used to adjust the historical loss • • • • • • • • • Changes in these factors could could differ materially from the amounts estimated In addition sheet risk, such as letters Consolidated Operations. experience and with off-balance sheet risk. A loan is considered unable to agreement or when the loan in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. classified as impaired. Impairment is measured on a loan by loan basis by either the present flows discounted at the loan's effective loan investment in the loan (outstanding principal balance plus accrued interest, net of previous charge-offs, and net of deferred loan fees or cost), impairment is recognized through an allowance In insignificant period of time to the borrower that would not On March 27, of the United borrowers impacted considered a TDR if the loan was not more than 30 days past executed March December 31, 2022. Banking regulators issued similar guidance clarifying that a COVID-19 a TDR if the borrower was current on payments at the time the considered short-term. See Note 3 “Loans” for additional disclosures In addition to the are identified as reserve is provided under the accounting guidance for loan in a TDR are also individually analyzed for estimated impairment. The Company's charge-off policy is to review all impaired loans ability to collateral dependent, investment in the loan is charged off.
Concentration of Credit Risks	Concentration of Credit Risks Credit perform as contracted and any collateral or security proved to be insufficient (whether on or off-balance sheet) arising from financial instruments exist in relation to certain groups concentration arises when to meet contractual obligations to be similarly affected by changes in economic or other conditions. The Company does not have a significant exposure to any individual customer Most of the Company's business activity is State of Florida. The Company's loan portfolio is concentrated largely in real estate and commercial loans in South Florida. Many of the Company's the South Florida real estate industry portfolio. At December 31, top ten lending relationships 197.9 156.4 concentration represented 13.1 %, of one commercial real estate loan note with an outstanding balance of $ 20 st located in New York At December 31, 88.8 foreign banks located also had a concentration of risk 47.9 and 31.4 28.9 December 31, 2022 and 2021, respectively. At various times during to the Company from institution.
Premises and Equipment, net	Premises and Equipment, net Land is Depreciation is computed are amortized over the lives of these assets were as follows: Building 40 Furniture, fixtures and equipment 3 25 Computer hardware and software 3 5 Leasehold improvements Maintenance When items are retired or are removed from the accounts and any resulting gains or losses
Other Real Estate Owned	Other Real Estate Owned Other real estate held for sale and are initially recorded at establishing a assets are carried at the lower of carrying amount or fair value less cost to sell. Subsequent write-downs are recognized as a valuation allowance with the offset recorded in the Consolidated Statements of other real estate owned expenses OREO financing has been arranged.
Bank Owned Life Insurance	Bank Owned Life Insurance Bank owned sheet date, which is typically At December 31, 2022, the Company maintained BOLI policies with value 42.8 beneficiary of these policies.
Employee 401(k) Plan	Employee 401(k) Plan The expense is the amount of matching contributions.
Income Taxes	Income Taxes Income taxes are accounted for under the for the assets and and temporary differences are expected to be recovered or in tax rates is recognized in income in the period that includes Management is required to based on the considers taxable loss of temporary differences, and available tax planning The Company recognizes positions taken guidance on tax liabilities, if any, would
Impairment of Long-Lived Assets	Impairment of Long-Lived Assets The Company's long-lived changes in circumstances to be held and flows expected to be generated by the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an impairment charge asset. Assets lower of disposal group classified as held for Consolidated Balance Sheets.
Transfers of Financial Assets	Transfer of Financial Assets Transfers of over presumptively transferee obtains the transferred agreement to repurchase them before their maturity or
Comprehensive Income (Loss)	Comprehensive Income (Loss) Under available-for-sale, are equity comprehensive available-for-sale to held-to-maturity are recorded to accumulated other comprehensive amortized over the remaining life of is reported as a component of comprehensive income
Advertising Costs	Advertising Costs Advertising costs are expensed as incurred.
Earnings per Common Share	Earnings per Common Share Basic earnings number additional potential common shares issuable under vested stock options. Basic and diluted earnings per share are updated to reflect the effect of stock splits as occurred. See Note 14 “Earnings Per Share” for additional information on earnings per common share. See Note 13 “Stockholders’ Equity” for further
Interest Income	Interest Income Interest income is recognized as earned, based upon the principal
Operating Segments	Operating Segments While the Company monitors financial performance make resource allocations or performance decisions by Company
Stock-Based Compensation	Stock-Based Compensation Stock based compensation accounting guidance requires transactions be recognized in the accompanying Consolidated the grant covers performance-based awards, share appreciation rights, and The stock-based compensation accounting guidance and recognized compensation cost Scholes model is used to estimate the fair value of stock
Loss Contingencies	Loss Contingencies Loss liabilities when the of management, none of these actions, either individually or in the aggregate, is expected to have a material adverse effect on the Company’s Consolidated Financial
Dividend Restrictions	Dividend Restrictions Banking Company or by the Company to the shareholders.
Fair Value Measurements	Fair Value Measurements Fair values fully disclosed in Note judgment. Changes in assumptions or in market conditions
Derivatives Instruments	Derivative Instruments Derivative financial instruments are to information. The interest rate agreement allowing Company will enter into a matching agreement with a swaps are other non-interest income.
Revenue From Contract With Customers	Revenue from Contracts with Customers Revenue from to receive for the and investment Deposit and other transaction-based fees, are the recognized when the service provided by the this standard that is received from sources other than deposit
Cash Flow Statement	Cash Flow Statement The Company reports the net activity rather than gross activity in the Consolidated cash flows deposits, accrued interest payable, other liabilities, and proceeds
Reclassifications	Reclassifications Certain presentation. Reclassifications had no impact on the net income
Recently Issued Accounting Standards - Not Yet Adopted	Recently Issued Accounting Standards – Not Yet Measurement of Credit Losses on Financial Instruments In June Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) credit under U.S. GAAP statement Company 2022. The Company adopted this through the adoption date, implemented a parallel run models, and finished a data gap analysis. The company expects its allowance for credit losses to 1.0 2.0 adoption commitments will 200 600 the deemed immaterial. The Company will to retained income statement as charges or credits to earnings. The disclosed estimates are subject to further refinement upon finalization of the Company’s review of the calculations, assumptions, methodologies and judgments. Internal controls over financial reporting relating been designed governance influenced Adoption of credit losses when compared to the Company’s Troubled Debt Restructurings and In Restructurings restructurings restructurings restructuring recognition and measurement guidance, in incorporated in a disclose current-period gross write-offs by year Reference Rate Reform In Reference Rate Reform 2021-01 which provides the effects 2024. The ASU will have material effects on our business

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
Investment Securities (Tables)	Dec. 31, 2022
Investments Securities [Abstract]
Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation	December 31, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,177 $ - $ (1,522) $ 8,655 Collateralized mortgage obligations 118,951 - (23,410) 95,541 Mortgage-backed securities - Residential 73,838 - (12,959) 60,879 Mortgage-backed securities - Commercial 32,244 15 (4,305) 27,954 Municipal securities 25,084 - (6,601) 18,483 Bank subordinated debt securities 15,964 5 (1,050) 14,919 Corporate bonds 4,037 - (328) 3,709 $ 280,295 $ 20 $ (50,175) $ 230,140 Held-to-maturity: U.S. Government Agency $ 44,914 $ 25 $ (5,877) $ 39,062 U.S. Treasury 9,841 - (13) 9,828 Collateralized mortgage obligations 68,727 28 (7,830) 60,925 Mortgage-backed securities - Residential 42,685 372 (4,574) 38,483 Mortgage-backed securities - Commercial 11,442 - (665) 10,777 Corporate bonds 11,090 - (1,077) 10,013 $ 188,699 $ 425 $ (20,036) $ 169,088 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - Residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - Commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - Residential 26,920 - (568) 26,352 Mortgage-backed securities - Commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157
Schedule of Realized Gains and Losses	Available-for-sale: 2022 2021 Proceeds from sales and call of securities $ 60,649 $ 51,974 Gross Gains $ 217 $ 545 Gross Losses (2,746) (331) Net realized gains (losses) $ (2,529) $ 214
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date	Available-for-sale Held-to-maturity December 31, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ 1,515 $ 1,475 Due after one year through five years 4,037 3,709 9,575 8,539 Due after five years through ten years 16,964 15,722 - - Due after ten years 24,084 17,680 - - U.S. Government Agency 10,177 8,655 44,914 39,061 U.S. Treasury - - 9,841 9,828 Collateralized mortgage obligations 118,951 95,541 68,727 60,925 Mortgage-backed securities - Residential 73,838 60,879 42,685 38,483 Mortgage-backed securities - Commercial 32,244 27,954 11,442 10,777 $ 280,295 $ 230,140 $ 188,699 $ 169,088
Debt Securities Available For Sale Unrealized Loss Position Fair Value [Table Text Block]	December 31, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 11,407 (1,093) 36,310 (7,616) $ 47,717 $ (8,709) U.S. Treasury 9,828 (13) - - 9,828 $ (13) Collateralized mortgage obligations 16,500 (963) 139,965 (34,962) 156,465 $ (35,925) Mortgage-backed securities - Residential 5,059 (564) 91,742 (19,348) 96,801 $ (19,912) Mortgage-backed securities - Commercial 10,052 (1,173) 26,823 (5,300) 36,875 $ (6,473) Municipal securities - - 18,483 (6,601) 18,483 $ (6,601) Bank subordinated debt securities 11,295 (670) 2,619 (381) 13,914 $ (1,051) Corporate bonds 13,723 (926) - - 13,723 $ (926) $ 77,864 $ (5,402) $ 315,942 $ (74,208) $ 393,806 $ (79,610) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 $ (4,720) Mortgage-backed securities - Residential 88,772 (1,178) 37,373 (1,274) 126,145 $ (2,452) Mortgage-backed securities - Commercial 25,289 (318) 7,507 (309) 32,796 $ (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 $ (894) Bank subordinated debt securities 4,487 (13) - - 4,487 $ (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans (Tables)

Loans (Tables)	12 Months Ended
Loans (Tables)	Dec. 31, 2022
Loans [Abstract]
Summary of Loans Held for Investment	December 31, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 185,636 12.3 % $ 201,359 16.9 % Commercial Real Estate 970,410 64.4 % 704,988 59.2 % Commercial and Industrial 126,984 8.4 % 146,592 12.3 % Foreign Banks 93,769 6.2 % 59,491 5.0 % Consumer and Other 130,429 8.7 % 79,229 6.6 % Total 1,507,228 100.0 % 1,191,659 100.0 % Less: Unearned income (110) 1,578 Total 1,507,338 1,190,081 Less: Allowance for credit losses 17,487 15,057 Total $ 1,489,851 $ 1,175,024
Allowance for Credit Losses	Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total December 31, 2022: Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,179) 1,385 1,474 263 552 2,495 Recoveries 33 - 18 - 4 55 Charge-offs - - (104) - (16) (120) Ending Balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 December 31, 2021: Beginning balance $ 3,408 $ 9,453 $ 1,689 $ 348 $ 188 $ 15,086 Provision for credit losses (919) (695) 955 109 390 (160) Recoveries 238 - 149 - 5 392 Charge-offs (229) - (18) - (14) (261) Ending Balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total December 31, 2022: Allowance for credit losses: Individually evaluated for impairment $ 155 $ - $ 41 $ - $ 98 $ 294 Collectively evaluated for impairment 1,197 10,143 4,122 720 1,011 17,193 Balances, end of period $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Loans: Individually evaluated for impairment $ 7,206 $ 393 $ 82 $ - $ 196 $ 7,877 Collectively evaluated for impairment 178,430 970,017 126,902 93,769 130,233 1,499,351 Balances, end of period $ 185,636 $ 970,410 $ 126,984 $ 93,769 $ 130,429 $ 1,507,228 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659
Loan Credit Exposures	As of December 31, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 623 $ - $ - $ - $ 623 1-4 family residential 132,178 - - - 132,178 Condo residential 52,835 - - - 52,835 185,636 - - - 185,636 Commercial real estate: Land and construction 38,687 - - - 38,687 Multi family residential 176,820 - - - 176,820 Condo commercial 49,601 - 393 - 49,994 Commercial property 702,357 - 2,552 - 704,909 Leasehold improvements - - - - - 967,465 - 2,945 - 970,410 Commercial and industrial: (1) Secured 120,873 - 807 - 121,680 Unsecured 5,304 - - - 5,304 126,177 - 807 - 126,984 Foreign banks 93,769 - - - 93,769 Consumer and other loans 130,233 - 196 - 130,429 Total $ 1,503,280 $ - $ 3,948 $ - $ 1,507,228 (1) As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1)
Aging Analysis of Accruing and Total Non-Accruing Loans	Accruing As of December 31, 2022: Current Past Due 30- 89 Days Past Due > 90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ 623 $ - $ 623 1-4 family residential 131,120 1,058 - 132,178 - 132,178 Condo residential 50,310 2,525 - 52,835 - 52,835 182,053 3,583 - 185,636 - 185,636 Commercial real estate: Land and construction 38,687 - - 38,687 - 38,687 Multi family residential 176,820 - - 176,820 - 176,820 Condo commercial 49,994 - - 49,994 - 49,994 Commercial property 704,884 25 - 704,909 - 704,909 Leasehold improvements - - - - - - 970,385 25 - 970,410 - 970,410 Commercial and industrial: Secured 121,649 31 - 121,680 - 121,680 Unsecured 4,332 972 - 5,304 - 5,304 125,981 1,003 - 126,984 - 126,984 Foreign banks 93,769 - - 93,769 - 93,769 Consumer and other 130,169 260 - 130,429 - 130,429 Total $ 1,502,357 $ 4,871 $ - $ 1,507,228 $ - $ 1,507,228 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due > 90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659
Impaired Loans	December 31, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,551 $ 3,544 $ - $ 5,021 $ 5,035 $ - Commercial real estate 393 393 - 696 695 - 3,944 3,937 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,655 3,626 155 3,985 3,950 178 Commercial and industrial 82 82 41 141 141 71 Consumer and other 196 196 98 224 224 111 3,933 3,904 294 4,350 4,315 360 Total $ 7,877 $ 7,841 $ 294 $ 10,067 $ 10,045 $ 360 2022 2021 Residential real estate $ 7,626 $ 8,791 Commercial real estate 575 714 Commercial and industrial 109 178 Consumer and other 210 254 Total $ 8,520 $ 9,937
Performing and Non-Performing Troubled Debt Restructurings	December 31, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,206 $ - $ 7,206 $ 7,815 $ - $ 7,815 Commercial real estate 393 - 393 696 - 696 Commercial and industrial 82 - 82 141 - 141 Consumer and other 196 - 196 224 - 224 Total $ 7,877 $ - $ 7,877 $ 8,876 $ - $ 8,876

Leases (Tables)

Leases (Tables)	12 Months Ended
Leases (Tables)	Dec. 31, 2022
Leases [Abstract]
ROU Assets And Leases Liabilities	2022 2021 ROU assets: Operating leases $ 14,395 $ 14,185 Lease liabilities: Operating leases $ 14,395 $ 14,185
Weighted Average Remaining Lease Term And Weighted Average Discount Rate	2022 2021 Weighted average remaining lease term (in years): Operating leases 6.98 8.28 Weighted average discount rate: Operating leases 2.94 % 2.32 %
Future Lease Payment Obligations And Reconciliation To Lease Liability	2023 $ 3,158 2024 3,236 2025 3,312 2026 2,383 2027 951 Thereafter 3,478 Total 16,518 Less: interest component (2,123) Total $ 14,395

Premises And Equipment (Tables)

Premises And Equipment (Tables)	12 Months Ended
Premises And Equipment (Tables)	Dec. 31, 2022
Premises And Equipment [Abstract]
Summary Of Premises And Equipment	2022 2021 Land $ 972 $ 972 Building 1,952 1,947 Furniture, fixtures and equipment 8,841 8,726 Computer hardware and software 4,575 4,552 Leasehold improvements 10,451 9,921 Premises and equipment, gross 26,791 26,118 Accumulated depreciation and amortization (21,528) (20,840) Premises and equipment, net $ 5,263 $ 5,278

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
Income Taxes (Tables)	Dec. 31, 2022
Income Taxes [Abstract]
Components of Income Tax Expense	2022 2021 Current: Federal $ - $ - State - $ - Total - $ - Deferred: Federal 5,462 $ 5,314 State 1,482 $ 1,286 Total 6,944 $ 6,600 Total $ 6,944 $ 6,600
Statutory Tax Expense	2022 2021 Federal taxes at statutory rate $ 5,688 $ 5,812 State income taxes, net of federal tax benefit 1,177 $ 969 Bank owned life insurance (269) $ (186) Other, net 348 $ 5 Total $ 6,944 $ 6,600
Provision for Income Taxes	2022 2021 Deferred tax assets: Net operating loss $ 21,720 $ 28,819 Allowance for credit losses 4,432 3,816 Lease liability 3,648 3,595 Unrealized loss on available for sale securities 15,193 817 Deferred loan fees - 400 Depreciable property 158 361 Stock option compensation 373 241 Accruals 723 600 Other, net - 2 Deferred tax asset $ 46,247 $ 38,651 Deferred tax liability: Deferred loan cost (28) - Lease right of use asset (3,648) (3,595) Deferred expenses (175) (127) Other, net (36) - Deferred tax liability $ (3,887) $ (3,722) Net deferred tax asset $ 42,360 $ 34,929

Deposits (Tables)

Deposits (Tables)	12 Months Ended
Deposits (Tables)	Dec. 31, 2022
Deposits [Abstract]
Schedule Of Deposits By Types	2022 2021 Non-interest bearing deposits $ 629,776 $ 605,425 Interest-bearing transaction accounts 66,675 55,878 Saving and money market deposits 915,853 703,856 Time deposits 216,977 225,220 Total $ 1,829,281 $ 1,590,379
Schedule Of Maturities Of Time Deposits	2023 $ 182,647 2024 11,135 2025 1,998 2026 20,402 2027 549 Thereafter 246 $ 216,977

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
Borrowings (Tables)	Dec. 31, 2022
Borrowings [Abstract]
Schedule Of Fixed Interest Rates And Expected Maturities	At December 31, 2022 Interest Rate Type of Rate Maturity Date Amount 2.05 % Fixed March 27, 2025 $ 10,000 1.07 % Fixed July 18, 2025 6,000 1.04 % Fixed July 30, 2024 5,000 0.81 % Fixed August 17, 2023 5,000 4.17 % Fixed January 13, 2023 20,000 $ 46,000 At December 31, 2021 Interest Rate Type of Rate Maturity Date Amount 0.81 % Fixed August 17, 2023 $ 5,000 1.04 % Fixed July 30, 2024 5,000 2.05 % Fixed March 27, 2025 10,000 1.91 % Fixed March 28, 2025 5,000 1.81 % Fixed April 17, 2025 5,000 1.07 % Fixed July 18, 2025 6,000 $ 36,000

Equity Based And Other Compen_2

Equity Based And Other Compensation Plans (Tables)	12 Months Ended
Equity Based And Other Compensation Plans (Tables)	Dec. 31, 2022
Equity Based And Other Compensation Plans [Abstract]
Schedule Of Stock Options Valuation Assumptions	Assumption 2022 Risk-free interest rate 2.34 % Expected term 10 Expected stock price volatility 10 % Dividend yield 0 %
Schedule Of Stock Options Activity	Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Years Aggregate Intrinsic Value (in thousands) Balance at January 1, 2022 959,667 $ 10.87 8.4 Granted 15,000 $ 14.03 Exercised (9,000) $ 11.35 Balance at December 31, 2022 965,667 $ 10.91 7.4 Exercisable at December 31, 2022 560,000 $ 10.18 6.4 $ 1,131 Balance at January 1, 2021 339,667 $ 9.37 7.1 Granted 620,000 $ 11.69 Balance at December 31, 2021 959,667 $ 10.87 8.4 Exercisable at December 31, 2021 319,667 $ 9.07 6.0 $ 663

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements (Tables)	12 Months Ended
Off-Balance Sheet Arrangements (Tables)	Dec. 31, 2022
Off-Balance Sheet Arrangements [Abstract]
Schedule of Financials Instruments with Off-Balance Sheet Risk	2022 2021 Commitments to grant loans and unfunded lines of credit $ 95,461 $ 134,877 Standby and commercial letters of credit 4,320 6,420 Total $ 99,781 $ 141,297

Derivatives (Tables)

Derivatives (Tables)	12 Months Ended
Derivatives (Tables)	Dec. 31, 2022
Derivatives [Abstract]
Summary of Interest Rate Swaps	Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability December 31, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 33,893 $ 1,278 Other assets/Other liabilities $ 5,011 $ 5,011 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
Fair Value Measurements (Tables)	Dec. 31, 2022
Fair Value Measurements [Abstract]
Schedule Of Assets Measured At Fair Value On Recurring Basis	2022 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 8,655 $ - $ 8,655 $ - $ 10,520 $ - $ 10,520 Collateralized mortgage obligations - 95,541 - 95,541 - 156,829 - 156,829 Mortgage-backed securities - Residential - 60,879 - 60,879 - 118,842 - 118,842 Mortgage-backed securities - Commercial - 27,954 - 27,954 - 50,117 - 50,117 Municipal securities - 18,483 - 18,483 - 24,276 - 24,276 Bank subordinated debt securities - 14,919 - 14,919 - 28,408 - 28,408 Corporate bonds - 3,709 - 3,709 - 12,550 - 12,550 Total - 230,140 - 230,140 - 401,542 - 401,542 Derivative assets - 5,011 - 5,011 - 1,434 - 1,434 Total assets at fair value $ - $ 235,151 $ - $ 235,151 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 5,011 $ - $ 5,011 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 5,011 $ - $ 5,011 $ - $ 1,434 $ - $ 1,434
Schedule Of Assets Measured At Fair Value On A Nonrecurring Basis	Level 1 Level 2 Level 3 Total December 31, 2022: Impaired loans $ - $ - $ 3,639 $ 3,639 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990
Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis	Fair Value Valuation Technique(s) Unobservable Input(s) December 31, 2022: Residential real estate $ 3,500 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 41 Discounted cash flow Adj. for differences in net operating income expectations Other 98 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,639 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Other 113 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,990
Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value	Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount December 31, 2022: Financial Assets: Cash and due from banks $ $6,605 $ $6,605 $ - $ - $ 6,605 Interest-bearing deposits in banks $ 47,563 $ 47,563 $ - $ - $ 47,563 Investment securities held to maturity $ 188,699 $ - $ 169,088 $ - $ 169,088 Loans held for investment, net $ 1,489,851 $ - $ - $ 1,436,877 $ 1,436,877 Accrued interest receivable $ 7,546 $ - $ 1,183 $ 6,363 $ 7,546 Financial Liabilities: Demand Deposits $ $629,776 $ $629,776 $ - $ - $ 629,776 Money market and savings accounts $ 915,853 $ 915,853 $ - $ - $ 915,853 Interest-bearing checking accounts $ 66,675 $ 66,675 $ - $ - $ 66,675 Time deposits $ 216,977 $ - $ - $ 211,406 $ 211,406 FHLB advances $ 46,000 $ - $ 44,547 $ - $ 44,547 Accrued interest payable $ 229 $ - $ 92 $ 137 $ 229 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand Deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,220 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	12 Months Ended
Stockholders' Equity (Tables)	Dec. 31, 2022
Stockholders' Equity [Abstract]
Schedule Of Dividends On Preferred Shares	2022 2021 Preferred stock - Class C: Non-voting, Non-cumulative, Perpetual: $ 1.00 1,000 per share liquidation preference; annual dividend rate of 4 % of liquidation preference paid quarterly. Quarterly dividend of $ 10.00 $ - $ 1,494 Preferred stock - Class D: Non-voting, Non-cumulative, Perpetual: $ 1.00 5.00 per share liquidation preference; annual dividend rate of 4 % of par value paid quarterly. Quarterly dividend of $ 0.01 - 348 Preferred stock - Class E: Non-voting, partially cumulative, Perpetual: $ 1.00 $ 1,000 7 % of liquidation preferences paid quarterly. Quarterly dividend of $ 17.50 - 235 Total $ - $ 2,077

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
Earnings Per Share (Tables)	Dec. 31, 2022
Earnings Per Share [Abstract]
Calculation Of Net Income (Loss) Available To Common Stockholders Before Being Allocable Between Class A And Class B Common Shares	2022 2021 Net Income $ 20,141 $ 21,077 Less: Preferred stock dividends - 2,077 Less: Exchange and redemption of preferred shares - 89,585 Net income (loss) available to common stockholders $ 20,141 $ (70,585)
Calculation Of Basic And Diluted Earnings (Loss) Per Common Share Class	2022 2021 Class A Class A Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 20,141 $ (70,585) Multiply: % allocated on weighted avg. shares outstanding 100.0% 100.0% Net income (loss) available to common shares after allocation $ 20,141 $ (70,585) Denominator: Weighted average shares outstanding 19,999,323 10,507,530 Earnings (loss) per share, basic $ 1.01 $ (6.72) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 20,141 $ (70,585) Multiply: % allocated on weighted avg. shares outstanding 100.0% 100.0% Net income (loss) available to common shares after allocation $ 20,141 $ (70,585) Denominator: Weighted average shares outstanding for basic EPS 19,999,323 10,507,530 Add: Dilutive effects of assumed exercises of stock options 177,515 - Weighted avg. shares including dilutive potential common shares 20,176,838 10,507,530 Earnings (loss) per share, diluted $ 1.00 $ (6.72) Anti-dilutive stock options excluded from diluted EPS 15,000 183,303

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
Regulatory Matters (Tables)	Dec. 31, 2022
Regulatory Matters [Abstract]
Schedule Of Actual Capital Amounts And Ratios	Actual Minimum Capital Requirements To be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2022: Total $ 216,693 13.58 % $ 127,616 8.00 % $ 159,520 10.00 % Tier 1 risk-based capital: $ 198,909 12.47 % $ 95,712 6.00 % $ 127,616 8.00 % Common equity tier 1 capital: $ 198,909 12.47 % $ 71,784 4.50 % $ 103,688 6.50 % Leverage ratio: 198,909 9.56 % $ 83,210 4.00 % $ 104,012 5.00 % December 31, 2021: (1) Total $ 186,735 14.92 % $ 100,125 8.00 % $ 125,157 10.00 % Tier 1 risk-based capital $ 171,484 13.70 % $ 75,094 6.00 % $ 100,125 8.00 % Common equity tier 1 capital $ 171,484 13.70 % $ 56,321 4.50 % $ 81,352 6.50 % Leverage ratio $ 171,484 9.55 % $ 71,825 4.00 % $ 89,781 5.00 %

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
Related Party Transactions (Tables)	Dec. 31, 2022
Related Party Transactions [Abstract]
Schedule Of Loans To And Deposits From Related Parties	2022 2021 Consolidated Balance Sheets: Loans held for investment, net $ - $ - Deposits $ 6,825 $ 1,905 Consolidated Statements of Operations: Interest income $ - $ - Interest expense $ 54 $ 16

Parent Company Condensed Fina_2

Parent Company Condensed Financial Information (Tables)	12 Months Ended
Parent Company Condensed Financial Information (Tables)	Dec. 31, 2022
Parent Company Condensed Financial Information [Abstract]
Schedule Of Condensed Balance Sheets	December 31, 2022 December 31, 2021 ASSETS: Cash and Cash Equivalents $ 1,102 $ - Investment in bank subsidiary 181,326 203,897 Other assets - - Total $ 182,428 $ 203,897 LIABILITIES AND STOCKHOLDERS' EQUITY: Other liabilities $ - $ - Stockholders' equity 182,428 203,897 Total $ 182,428 $ 203,897
Schedule Of Income Statement	December 31, 2022 December 31, 2021 INCOME: Dividends from subsidiaries $ 1,000 $ - Service fees from subsidiaries - - Total $ 1,000 $ - EXPENSE: Employee compensation and benefits - - Total - - Income before income taxes and undistributed subsidiary income 1,000 Provision (benefit) for income taxes - - Equity in undisbursed subsidiary income 19,141 Net Income $ 20,141 $ -
Schedule Of Cash Flow	December 31, 2022 December 31, 2021 Cash flows from operating activities: Net income $ 20,141 $ - Adjustments to reconcile net income to net cash provided activities: - Equity in undistributed earnings of subsidiaries (19,141) - Other - Net cash provided by operating activities $ 1,000 $ - Cash flows from investing activities: Capital contributions to subsidiary - - Other - - Net cash used in investing activities - - Cash flows from financing activities: Dividends paid - - Proceeds from exercise of stock options 102 - Repurchase of common stock - - Net cash (used in) provided by financing activities 102 - Net increase (decrease) in cash and cash equivalents 1,102 - Cash and cash equivalents, beginning of period - - Cash and cash equivalents, end of period $ 1,102 $ -

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Narrative) (Details) $ / shares in Units, $ in Thousands	1 Months Ended		12 Months Ended
	Dec. 31, 2021 USD ($) $ / shares shares	Jul. 31, 2020 shares	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($) Item $ / shares shares	Dec. 31, 2021 USD ($) $ / shares shares	Dec. 31, 2015 shares	Dec. 28, 2021 $ / shares	Jun. 16, 2021 $ / shares	Dec. 31, 2020 USD ($)
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding	$ 1,190,081			$ 1,507,338	$ 1,190,081
Loans pledged as collateral	1,191,659			1,507,228	1,191,659
Deposits with right of offset	28,900			31,400	28,900
Federal Home Loan Bank stock, at cost	2,100			2,882	2,100
Bank owned life insurance	41,720			$ 42,781	41,720
Common stock, par value \| $ / shares				$ 1
Preferred Stock Shares Outstanding \| shares				0
Allowance for credit losses	15,057			$ 17,487	15,057				$ 15,086
Reserve on unfunded commitments	$ 141,297			$ 99,781	$ 141,297
Mortgage-Backed Securities - Commercial [Member] \| Asset Pledged As Collateral Without Right [Member]
Significant Accounting Policies Disclosure [Line Items]
Number of loans pledged as collateral \| Item				1
Loans pledged as collateral				$ 20,000
Scenario Forecast [Member] \| Unfunded Commitments [Member]
Significant Accounting Policies Disclosure [Line Items]
Allowance for credit losses			$ 2,000
Increase in allowance for credit losses			1,000
Increase in reserve on unfunded commitments			200
Reserve on unfunded commitments			$ 600
Common Class A [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, stock split conversion ratio					0.2
Common stock, par value \| $ / shares	$ 1			$ 1	$ 1			$ 1
2015 Option Plan [Member]
Significant Accounting Policies Disclosure [Line Items]
Expiration period						10 years
Number of additional shares authorized \| shares	1,400,000	3,000,000
Extended life of option plan		5 years
Number of shares authorized \| shares	1,000,000				1,000,000	2,000,000
Subsidiaries [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, par value \| $ / shares				$ 1			$ 1
Building [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life				40 years
Furniture, Fixtures And Equipment [Member] \| Maximum [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life				25 years
Furniture, Fixtures And Equipment [Member] \| Minimum [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life				3 years
Computer Equipment [Member] \| Maximum [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life				5 years
Computer Equipment [Member] \| Minimum [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life				3 years
Loans Outstanding [Member] \| Customer Concentration Risk [Member] \| Top Ten Lending Relationships [Member]
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding	$ 156,400			$ 197,900	$ 156,400
Concentration risk percentage				13.10%
Loans Outstanding [Member] \| Customer Concentration Risk [Member] \| Ecuador, Honduras, Panama, and El Salvador [Member]
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding	$ 47,900			$ 88,800	$ 47,900

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	12 Months Ended
Investment Securities (Narrative) (Details)	Dec. 31, 2022 USD ($) Item	Dec. 31, 2021 USD ($) Item
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	$ 280,295,000	$ 405,853,000
Fair Value	230,140,000	401,542,000
Pledged under public funds, fair value	204,200,000	37,300,000
Asset Pledged As Collateral With Right [Member] \| Securities Sold Under Agreements To Repurchase [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Repurchase agreement with a public banking institution	$ 20,000,000	$ 0
Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of securities pledged under agreement \| Item	18	11
Ratio of outstanding uninsured deposits for public deposits secured by securities pledged	25%
Pledged under public funds, fair value	$ 49,000,000	$ 20,400,000
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	4,037,000	12,068,000
Fair Value	3,709,000	12,550,000
Mortgage Backed Securities and Collateralized Mortgage Obligations of Government Sponsored Entities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value	294,600,000
Unrealized losses	$ 53,700,000
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities \| Item	26
Amortized cost	$ 74,400,000
Fair Value	63,800,000
Net unrealized gain	10,600,000
Unrealized losses	134,700,000
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member] \| Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	$ 120,000	$ 108,000

Investment Securities (Schedule

Investment Securities (Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Available-for-sale:
Amortized Cost	$ 280,295	$ 405,853
Unrealized Gains	20	2,982
Unrealized Losses	(50,175)	(7,293)
Fair Value	230,140	401,542
Held-to-maturity:
Amortized Cost	188,699	122,658
Unrealized Gains	425	14
Unrealized Losses	(20,036)	(2,515)
Fair Value	169,088	120,157
U.S. Government Agency [Member]
Available-for-sale:
Amortized Cost	10,177	10,564
Unrealized Gains		6
Unrealized Losses	(1,522)	(50)
Fair Value	8,655	10,520
Held-to-maturity:
Amortized Cost	44,914	34,505
Unrealized Gains	25	14
Unrealized Losses	(5,877)	(615)
Fair Value	39,062	33,904
U.S. Treasury [Member]
Held-to-maturity:
Amortized Cost	9,841
Unrealized Gains
Unrealized Losses	(13)
Fair Value	9,828
Collateralized Mortgage Obligations [Member]
Available-for-sale:
Amortized Cost	118,951	160,506
Unrealized Gains		22
Unrealized Losses	(23,410)	(3,699)
Fair Value	95,541	156,829
Held-to-maturity:
Amortized Cost	68,727	44,820
Unrealized Gains	28
Unrealized Losses	(7,830)	(1,021)
Fair Value	60,925	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale:
Amortized Cost	73,838	120,643
Unrealized Gains		228
Unrealized Losses	(12,959)	(2,029)
Fair Value	60,879	118,842
Held-to-maturity:
Amortized Cost	42,685	26,920
Unrealized Gains	372
Unrealized Losses	(4,574)	(568)
Fair Value	38,483	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale:
Amortized Cost	32,244	49,905
Unrealized Gains	15	820
Unrealized Losses	(4,305)	(608)
Fair Value	27,954	50,117
Held-to-maturity:
Amortized Cost	11,442	3,103
Unrealized Gains
Unrealized Losses	(665)	(90)
Fair Value	10,777	3,013
Municipal Securities [Member]
Available-for-sale:
Amortized Cost	25,084	25,164
Unrealized Gains		6
Unrealized Losses	(6,601)	(894)
Fair Value	18,483	24,276
Bank Subordinated Debt Securities [Member]
Available-for-sale:
Amortized Cost	15,964	27,003
Unrealized Gains	5	1,418
Unrealized Losses	(1,050)	(13)
Fair Value	14,919	28,408
Corporate Bonds [Member]
Available-for-sale:
Amortized Cost	4,037	12,068
Unrealized Gains		482
Unrealized Losses	(328)
Fair Value	3,709	12,550
Held-to-maturity:
Amortized Cost	11,090	13,310
Unrealized Gains
Unrealized Losses	(1,077)	(221)
Fair Value	$ 10,013	$ 13,089

Investment Securities (Schedu_2

Investment Securities (Schedule of Realized Gains and Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Investments Securities [Abstract]
Proceeds from sales and call of securities	$ 60,649	$ 51,974
Gross Gains	217	545
Gross Losses	(2,746)	(331)
Net realized gains (losses)	$ (2,529)	$ 214

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Available-for-sale, Amortized Cost:
Due within one year
Due after one year through five years	4,037
Due after five years through ten years	16,964
Due after ten years	24,084
Amortized Cost	280,295	$ 405,853
Available-for-sale, Fair Value:
Due within one year
Due after one year through five years	3,709
Due after five years through ten years	15,722
Due after ten years	17,680
Fair Value	230,140	401,542
Held-to-maturity, Amortized Cost:
Due within one year	1,515
Due after one year through five years	9,575
Amortized Cost	188,699	122,658
Held-to-maturity, Fair Value:
Due within one year	1,475
Due after one year through five years	8,539
Fair Value	169,088	120,157
U.S. Government Agency [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	10,177
Amortized Cost	10,177	10,564
Available-for-sale, Fair Value:
Without single maturity date	8,655
Fair Value	8,655	10,520
Held-to-maturity, Amortized Cost:
Without single maturity date	44,914
Held-to-maturity, Fair Value:
Without single maturity date	39,061
Fair Value	39,062	33,904
U.S. Treasury [Member]
Held-to-maturity, Amortized Cost:
Without single maturity date	9,841
Held-to-maturity, Fair Value:
Without single maturity date	9,828
Fair Value	9,828
Collateralized Mortgage Obligations [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	118,951
Amortized Cost	118,951	160,506
Available-for-sale, Fair Value:
Without single maturity date	95,541
Fair Value	95,541	156,829
Held-to-maturity, Amortized Cost:
Without single maturity date	68,727
Held-to-maturity, Fair Value:
Without single maturity date	60,925
Fair Value	60,925	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	73,838
Amortized Cost	73,838	120,643
Available-for-sale, Fair Value:
Without single maturity date	60,879
Fair Value	60,879	118,842
Held-to-maturity, Amortized Cost:
Without single maturity date	42,685
Held-to-maturity, Fair Value:
Without single maturity date	38,483
Fair Value	38,483	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	32,244
Amortized Cost	32,244	49,905
Available-for-sale, Fair Value:
Without single maturity date	27,954
Fair Value	27,954	50,117
Held-to-maturity, Amortized Cost:
Without single maturity date	11,442
Held-to-maturity, Fair Value:
Without single maturity date	10,777
Fair Value	$ 10,777	$ 3,013

Investment Securities (Availabl

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	$ 77,864	$ 311,459
Less than 12 months, Unrealized Losses	(5,402)	(5,381)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	315,942	110,794
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	74,208	4,095
Debt Securities Available For Sale Unrealized Loss Position	393,806	422,253
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	79,610	9,476
U.S. Government Agency [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	11,407	25,951
Less than 12 months, Unrealized Losses	(1,093)	(254)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	36,310	15,477
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	7,616	516
Debt Securities Available For Sale Unrealized Loss Position	47,717	41,428
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	8,709	770
U.S. Treasury [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	9,828
Less than 12 months, Unrealized Losses	(13)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss
Debt Securities Available For Sale Unrealized Loss Position	9,828
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	13
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	16,500	155,668
Less than 12 months, Unrealized Losses	(963)	(3,223)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	139,965	38,459
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	34,962	1,497
Debt Securities Available For Sale Unrealized Loss Position	156,465	194,127
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	35,925	4,720
Mortgage-Backed Securities - Residential [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	5,059	88,772
Less than 12 months, Unrealized Losses	(564)	(1,178)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	91,742	37,373
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	19,348	1,274
Debt Securities Available For Sale Unrealized Loss Position	96,801	126,145
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	19,912	2,452
Mortgage-Backed Securities - Commercial [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	10,052	25,289
Less than 12 months, Unrealized Losses	(1,173)	(318)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	26,823	7,507
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	5,300	309
Debt Securities Available For Sale Unrealized Loss Position	36,875	32,796
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	6,473	627
Municipal Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value		11,292
Less than 12 months, Unrealized Losses		(395)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	18,483	11,978
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	6,601	499
Debt Securities Available For Sale Unrealized Loss Position	18,483	23,270
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	6,601	894
Bank Subordinated Debt Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	11,295	4,487
Less than 12 months, Unrealized Losses	(670)	(13)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	2,619
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	381
Debt Securities Available For Sale Unrealized Loss Position	13,914	4,487
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	1,051	$ 13
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	13,723
Less than 12 months, Unrealized Losses	(926)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss
Debt Securities Available For Sale Unrealized Loss Position	13,723
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	$ 926

Loans (Narrative) (Details)

Loans (Narrative) (Details) - USD ($)	12 Months Ended
Loans (Narrative) (Details) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 1,507,228,000	$ 1,191,659,000
Loans in process of foreclosure amount	0	1,200,000
Interest income recognized attributable to nonaccrual loans	0	0
Interest income		5,000
Interest income recognized on impaired loans	351,000	415,000
Allocated of specific allowance for TDR loans	294,000	360,000
Commitment to lend additional funds	0	0
Charge-offs	120,000	261,000
Total TDRs	7,877,000	8,876,000
Federal Home Loan Bank Advances [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 338,100,000	$ 185,100,000
Financial Asset Past Due [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of Loans		0
CARES Act Modifications [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of Loans	0	0
TDR Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs		$ 18,000
Defaults on loans modified as TDR	0	0
Total TDRs	0	0
Paycheck Protection Program [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan amount	1,300,000	42,400,000
Deferred loan fees	13,000	1,500,000
Loan fees	1,600,000	4,500,000
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	126,984,000	146,592,000
Allocated of specific allowance for TDR loans	41,000	71,000
Charge-offs	104,000	18,000
Total TDRs	$ 82,000	$ 141,000

Loans (Summary of Loans Held fo

Loans (Summary of Loans Held for Investment) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 1,507,228	$ 1,191,659
Less: Unearned income	(110)	1,578
Total loans net of unearned income	1,507,338	1,190,081
Less: ACL	17,487	15,057
Total net loans	$ 1,489,851	$ 1,175,024
Percent of Total	100%	100%
Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 185,636	$ 201,359
Percent of Total	12.30%	16.90%
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 970,410	$ 704,988
Percent of Total	64.40%	59.20%
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 126,984	$ 146,592
Percent of Total	8.40%	12.30%
Foreign Banks [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 93,769	$ 59,491
Percent of Total	6.20%	5%
Consumer and Other [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 130,429	$ 79,229
Percent of Total	8.70%	6.60%

Loans (Allowance for Credit Los

Loans (Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 15,057	$ 15,086
Provision for credit losses	2,495	(160)
Recoveries	55	392
Charge-offs	(120)	(261)
Ending balance	17,487	15,057
Allowance for Credit Losses:
Individually evaluated for impairment	294	360
Collectively evaluated for impairment	17,193	14,697
Balances, end of period	17,487	15,057
Loans:
Individually evaluated for impairment	7,877	10,067
Collectively evaluated for impairment	1,499,351	1,181,592
Balances, end of period	1,507,228	1,191,659
Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,498	3,408
Provision for credit losses	(1,179)	(919)
Recoveries	33	238
Charge-offs		(229)
Ending balance	1,352	2,498
Allowance for Credit Losses:
Individually evaluated for impairment	155	178
Collectively evaluated for impairment	1,197	2,320
Balances, end of period	1,352	2,498
Loans:
Individually evaluated for impairment	7,206	9,006
Collectively evaluated for impairment	178,430	192,353
Balances, end of period	185,636	201,359
Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	8,758	9,453
Provision for credit losses	1,385	(695)
Ending balance	10,143	8,758
Allowance for Credit Losses:
Collectively evaluated for impairment	10,143	8,758
Balances, end of period	10,143	8,758
Loans:
Individually evaluated for impairment	393	696
Collectively evaluated for impairment	970,017	704,292
Balances, end of period	970,410	704,988
Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,775	1,689
Provision for credit losses	1,474	955
Recoveries	18	149
Charge-offs	(104)	(18)
Ending balance	4,163	2,775
Allowance for Credit Losses:
Individually evaluated for impairment	41	71
Collectively evaluated for impairment	4,122	2,704
Balances, end of period	4,163	2,775
Loans:
Individually evaluated for impairment	82	141
Collectively evaluated for impairment	126,902	146,451
Balances, end of period	126,984	146,592
Foreign Banks [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	457	348
Provision for credit losses	263	109
Ending balance	720	457
Allowance for Credit Losses:
Collectively evaluated for impairment	720	457
Balances, end of period	720	457
Loans:
Collectively evaluated for impairment	93,769	59,491
Balances, end of period	93,769	59,491
Consumer and Other [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	569	188
Provision for credit losses	552	390
Recoveries	4	5
Charge-offs	(16)	(14)
Ending balance	1,109	569
Allowance for Credit Losses:
Individually evaluated for impairment	98	111
Collectively evaluated for impairment	1,011	458
Balances, end of period	1,109	569
Loans:
Individually evaluated for impairment	196	224
Collectively evaluated for impairment	130,233	79,005
Balances, end of period	$ 130,429	$ 79,229

Loans (Loan Credit Exposures) (

Loans (Loan Credit Exposures) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 1,507,228	$ 1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	185,636	201,359
Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	623	701
Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	132,178	135,421
Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	52,835	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	970,410	704,988
Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	38,687	24,581
Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	176,820	127,489
Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	49,994	42,400
Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	704,909	510,411
Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	126,984	146,592
Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	121,680	98,141
Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,304	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	93,769	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	130,429	79,229
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,503,280	1,184,662
Pass [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	185,636	196,778
Pass [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	623	701
Pass [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	132,178	130,840
Pass [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	52,835	65,237
Pass [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	967,465	703,349
Pass [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	38,687	24,581
Pass [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	176,820	127,489
Pass [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	49,601	41,983
Pass [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	702,357	509,189
Pass [Member] \| Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		107
Pass [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	126,177	146,039
Pass [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	120,873	97,605
Pass [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,304	48,434
Pass [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	93,769	59,491
Pass [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	130,233	79,005
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,222
Special Mention [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,222
Special Mention [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,222
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,948	5,775
Substandard [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		4,581
Substandard [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		4,581
Substandard [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,945	417
Substandard [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	393	417
Substandard [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	807	553
Substandard [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	807	536
Substandard [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		17
Substandard [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 196	$ 224

Loans (Aging Analysis of Accrui

Loans (Aging Analysis of Accruing and Total Non-Accruing Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	$ 1,507,228	$ 1,190,469
Non-Accrual		1,190
Balances, end of period	1,507,228	1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	185,636	200,169
Non-Accrual		1,190
Balances, end of period	185,636	201,359
Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	623	701
Balances, end of period	623	701
Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	132,178	134,231
Non-Accrual		1,190
Balances, end of period	132,178	135,421
Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	52,835	65,237
Balances, end of period	52,835	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	970,410	704,988
Balances, end of period	970,410	704,988
Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	38,687	24,581
Balances, end of period	38,687	24,581
Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	176,820	127,489
Balances, end of period	176,820	127,489
Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	49,994	42,400
Balances, end of period	49,994	42,400
Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	704,909	510,411
Balances, end of period	704,909	510,411
Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing		107
Balances, end of period		107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	126,984	146,592
Balances, end of period	126,984	146,592
Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	121,680	98,141
Balances, end of period	121,680	98,141
Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	5,304	48,451
Balances, end of period	5,304	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	93,769	59,491
Balances, end of period	93,769	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	130,429	79,229
Balances, end of period	130,429	79,229
Current [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,502,357	1,188,080
Current [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	182,053	198,886
Current [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	623	701
Current [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	131,120	133,942
Current [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	50,310	64,243
Current [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	970,385	704,552
Current [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	38,687	24,581
Current [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	176,820	127,053
Current [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	49,994	42,400
Current [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	704,884	510,411
Current [Member] \| Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		107
Current [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	125,981	146,182
Current [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	121,649	98,141
Current [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	4,332	48,041
Current [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	93,769	59,491
Current [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	130,169	78,969
Past Due 30-89 Days [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	4,871	2,389
Past Due 30-89 Days [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	3,583	1,283
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,058	289
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	2,525	994
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	25	436
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		436
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	25
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,003	410
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	31
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	972	410
Past Due 30-89 Days [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	$ 260	$ 260

Loans (Impaired Loans) (Details

Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	$ 3,944	$ 5,717
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,933	4,350
Unpaid Principal Balance	7,877	10,067
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,904	4,315
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	3,937	5,730
Net Investment Income	7,841	10,045
Valuation Allowance	294	360
Average Recorded Investment	8,520	9,937
Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	3,551	5,021
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,655	3,985
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,626	3,950
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	3,544	5,035
Valuation Allowance	155	178
Average Recorded Investment	7,626	8,791
Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	393	696
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	393	695
Average Recorded Investment	575	714
Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	82	141
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	82	141
Valuation Allowance	41	71
Average Recorded Investment	109	178
Consumer and Other [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	196	224
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	196	224
Valuation Allowance	98	111
Average Recorded Investment	$ 210	$ 254

Loans (Performing and Non-Perfo

Loans (Performing and Non-Performing Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 7,877	$ 8,876
Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,206	7,815
Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	393	696
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	82	141
Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	196	224
Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,877	8,876
Performing Financing Receivable [Member] \| Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,206	7,815
Performing Financing Receivable [Member] \| Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	393	696
Performing Financing Receivable [Member] \| Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	82	141
Performing Financing Receivable [Member] \| Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 196	$ 224

Leases (ROU Assets And Leases L

Leases (ROU Assets And Leases Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Leases [Abstract]
ROU Assets: Operating leases	$ 14,395	$ 14,185
Lease liabilities: Operating leases	$ 14,395	$ 14,185

Leases (Weighted Average Remain

Leases (Weighted Average Remaining Lease Term And Weighted Average Discount Rate) (Details)	Dec. 31, 2022	Dec. 31, 2021
Leases [Abstract]
Weighed average remaining lease term: Operating leases (in years)	6 years 11 months 23 days	8 years 3 months 10 days
Weighted average discount rate: Operating leases	2.94%	2.32%

Leases (Future Lease Payment Ob

Leases (Future Lease Payment Obligations And Reconciliation To Lease Liability) (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Leases [Abstract]
2023	$ 3,158
2024	3,236
2025	3,312
2026	2,383
2027	951
Thereafter	3,478
Total future minimum lease payments	$ 16,518

Leases (Future Lease Payment _2

Leases (Future Lease Payment Obligations And Reconciliation To Lease Liability II) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Leases [Abstract]
Total future minimum lease payments	$ 16,518
Less: interest component	(2,123)
Lease liability	$ 14,395	$ 14,185

Premises And Equipment (Narrati

Premises And Equipment (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Property Plant And Equipment [Line Items]
Depreciation and amortization expense	$ 688	$ 1,000
Branch Sale And Relocation [Member]
Property Plant And Equipment [Line Items]
Depreciation and amortization expense	600
Elimination of assets	$ 600

Premises And Equipment (Summary

Premises And Equipment (Summary Of Premises And Equipment) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Property Plant And Equipment [Line Items]
Premises and equipment, gross	$ 26,791	$ 26,118
Accumulated depreciation and amortization	(21,528)	(20,840)
Premises and equipment, net	5,263	5,278
Land [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	972	972
Building [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	1,952	1,947
Furniture, Fixtures And Equipment [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	8,841	8,726
Computer Hardware And Software [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	4,575	4,552
Leasehold Improvements [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	$ 10,451	$ 9,921

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	12 Months Ended
Income Taxes (Narrative) (Details) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Income Tax Disclosure [Line Items]
Federal statutory income tax rate	21%	21%
Unrecognized tax benefits	$ 0	$ 0
Interest or penalties	0	$ 0
Domestic Country [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	81,800,000
State And Local Jurisdiction [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	$ 104,500,000

Income Taxes (Components of Inc

Income Taxes (Components of Income Tax Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Current:
Federal
State
Total current
Deferred:
Federal	5,462	5,314
State	1,482	1,286
Total deferred	6,944	6,600
Total	$ 6,944	$ 6,600

Income Taxes (Statutory Tax Exp

Income Taxes (Statutory Tax Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Income Taxes [Abstract]
Federal taxes at statutory rate	$ 5,688	$ 5,812
State income taxes, net of federal tax benefit	1,177	969
Bank owned life insurance	(269)	(186)
Other, net	348	5
Total	$ 6,944	$ 6,600

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Taxes) (Details) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Deferred tax assets:
Net operating loss	$ 21,720,000	$ 28,819,000
Allowance for credit losses	4,432,000	3,816,000
Lease liability	3,648,000	3,595,000
Unrealized loss on available for sale securities	15,193,000	817,000
Deferred loan fees		400,000
Depreciable property	158,000	361,000
Stock option compensation	373,000	241,000
Accruals	723,000	600,000
Other, net		2,000
Deferred tax asset	46,247,000	38,651,000
Deferred tax liabilities:
Deferred loan costs	(28,000)
Lease right of use asset	(3,648,000)	(3,595,000)
Deferred expenses	(175,000)	(127,000)
Other, net	(36,000)
Deferred tax liability	(3,887,000)	(3,722,000)
Net deferred tax asset	$ 42,360,000	$ 34,929,000

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deposits [Abstract]
Time deposits exceeding the FDIC insurance limit of $250 thousand	$ 82,000	$ 119,400
Reclassification of time deposits	$ 230	$ 247

Deposits (Schedule Of Deposits

Deposits (Schedule Of Deposits By Types) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deposits [Abstract]
Noninterest-bearing deposits	$ 629,776	$ 605,425
Interest-bearing transaction accounts	66,675	55,878
Saving and money market deposits	915,853	703,856
Time deposits	216,977	225,220
Total deposits	$ 1,829,281	$ 1,590,379

Deposits (Schedule Of Maturitie

Deposits (Schedule Of Maturities Of Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deposits [Abstract]
2023	$ 182,647
2024	11,135
2025	1,998
2026	20,402
2027	549
Thereafter	246
Total deposits	$ 216,977	$ 225,220

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Borrowings [Abstract]
Borrowed funds, fixed rate advances from FHLB	$ 46,000	$ 36,000

Borrowings (Schedule Of Fixed I

Borrowings (Schedule Of Fixed Interest Rates And Expected Maturities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Amount	$ 46,000	$ 36,000
FHLB, Fixed Rate 0.81% [Member]
Debt Instrument [Line Items]
Interest Rate	0.81%	0.81%
Maturity Date	Aug. 17, 2023	Aug. 17, 2023
Amount	$ 5,000	$ 5,000
FHLB, Fixed Rate 1.04% [Member]
Debt Instrument [Line Items]
Interest Rate	1.04%	1.04%
Maturity Date	Jul. 30, 2024	Jul. 30, 2024
Amount	$ 5,000	$ 5,000
FHLB, Fixed Rate 2.05% [Member]
Debt Instrument [Line Items]
Interest Rate	2.05%	2.05%
Maturity Date	Mar. 27, 2025	Mar. 27, 2025
Amount	$ 10,000	$ 10,000
FHLB, Fixed Rate 1.91% [Member]
Debt Instrument [Line Items]
Interest Rate		1.91%
Maturity Date		Mar. 28, 2025
Amount		$ 5,000
FHLB, Fixed Rate 1.81% [Member]
Debt Instrument [Line Items]
Interest Rate		1.81%
Maturity Date		Apr. 17, 2025
Amount		$ 5,000
FHLB, Fixed Rate 1.07% [Member]
Debt Instrument [Line Items]
Interest Rate	1.07%	1.07%
Maturity Date	Jul. 18, 2025	Jul. 18, 2025
Amount	$ 6,000	$ 6,000
FHLB, Fixed Rate 4.17% [Member]
Debt Instrument [Line Items]
Interest Rate	4.17%
Maturity Date	Jan. 13, 2023
Amount	$ 20,000

Equity Based And Other Compen_3

Equity Based And Other Compensation Plans (Narrative) (Details)	1 Months Ended		12 Months Ended
	Dec. 31, 2021 USD ($) Item shares	Jul. 31, 2020 shares	Dec. 31, 2022 USD ($) Item $ / shares shares	Dec. 31, 2021 USD ($) Item $ / shares shares	Dec. 31, 2015 shares
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Contributions to the 401(k) plan \| $			$ 313,000	$ 296,000
Number of equity compensation plans not approved by shareholders \| Item	0		0	0
Restricted Stock [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Awards outstanding \| shares	0		0	0
2015 Option Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of shares authorized \| shares	1,000,000			1,000,000	2,000,000
Exercisable term, years					10 years
Expiration period					10 years
Number of additional shares authorized \| shares	1,400,000	3,000,000
Extended life of option plan		5 years
Number of shares available for grant \| shares	1,401,667		1,386,667	1,401,667
Compensation expense \| $			$ 523,000	$ 287,000
Tax benefit from compensation expense \| $			0	0
Unrecognized compensation cost \| $	$ 1,300,000		$ 787,000	$ 1,300,000
Weighted average fair value of options granted \| $ / shares			$ 3.45	$ 2.32
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio				0.2

Equity Based And Other Compen_4

Equity Based And Other Compensation Plans (Schedule Of Stock Options Valuation Assumptions) (Details) - Stock Option [Member]	12 Months Ended
	Dec. 31, 2022
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Risk-free interest rate	2.34%
Expected term	10 years
Expected stock price volatility	10%
Dividend yield	0%

Equity Based And Other Compen_5

Equity Based And Other Compensation Plans (Schedule Of Stock Options Activity) (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) $ / shares shares	Dec. 31, 2021 USD ($) $ / shares shares	Dec. 31, 2020 $ / shares shares
Equity Based And Other Compensation Plans [Abstract]
Stock Options, Balance at the beginning \| shares	959,667	339,667
Stock Options, Granted \| shares	15,000	620,000
Stock Options, Exercised \| shares	(9,000)
Stock Options, Balance at the ending \| shares	965,667	959,667	339,667
Stock Options, Exercisable \| shares	560,000	319,667
Weighted Average Exercise Price, Balance at the beginning \| $ / shares	$ 10.87	$ 9.37
Weighted Average Exercise Price, Granted \| $ / shares	14.03	11.69
Weighted Average Exercise Price, Exercised \| $ / shares	11.35
Weighted Average Exercise Price, Balance at the ending \| $ / shares	10.91	10.87	$ 9.37
Weighted Average Exercise Price, Exercisable \| $ / shares	$ 10.18	$ 9.07
Weighted Average Remaining Contractual Years	7 years 4 months 24 days	8 years 4 months 24 days	7 years 1 month 6 days
Weighted Average Remaining Contractual Years, Exercisable	6 years 4 months 24 days	6 years
Aggregate Intrinsic Value, Exercisable \| $	$ 1,131	$ 663
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio		0.2

Off-Balance Sheet Arrangement_2

Off-Balance Sheet Arrangements (Schedule of Financials Instruments with Off-Balance Sheet Risk) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 99,781	$ 141,297
Commitments to Grant Loans and Unfunded Lines of Credit
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	95,461	134,877
Standby and Commercial Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 4,320	$ 6,420

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - Interest Rate Swap [Member] $ in Millions	Dec. 31, 2022 USD ($) Item	Dec. 31, 2021 USD ($) Item
Derivatives Fair Value [Line Items]
Number of instruments with loan customers \| Item	15	18
Notional amount \| $	$ 33.9	$ 39.2

Derivatives (Summary of Interes

Derivatives (Summary of Interest Rate Swaps) (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Derivatives Fair Value [Line Items]
Notional Amount	$ 33,900	$ 39,200
Not Designated as Hedging Instrument [Member] \| Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	33,893	39,156
Collateral Amount	1,278	1,260
Asset	$ 5,011	$ 1,434
Derivative Asset Statement Of Financial Position Extensible Enumeration	Other Assets	Other Assets
Liability	$ 5,011	$ 1,434
Derivative Liability Statement Of Financial Position Extensible Enumeration	Accrued Interest And Other Liabilities	Accrued Interest And Other Liabilities

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($)	12 Months Ended
Fair Value Measurements (Narrative) (Details) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	$ 1,489,851,000	$ 1,175,024,000
Impaired loan impairment charge	120,000	261,000
Fair Value, Nonrecurring [Member] \| Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	3,900,000	4,400,000
Impaired loans fair value	3,639,000	3,990,000
Impaired loan impairment charge	294,000	360,000
Fair Value, Nonrecurring [Member] \| Fair Value, Inputs, Level 3 [Member] \| Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans fair value	3,639,000	3,990,000
Financial liabilities measured at fair value	$ 0	$ 0

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule Of Assets Measured At Fair Value On Recurring And Nonrecurring Basis) (Details) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 230,140,000	$ 401,542,000
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	230,140,000	401,542,000
Derivative assets	5,011,000	1,434,000
Total assets at fair value	235,151,000	402,976,000
Derivative liabilities	5,011,000	1,434,000
Total liabilities at fair value	5,011,000	1,434,000
U.S. Treasury [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	8,655,000	10,520,000
Collateralized Mortgage Obligations [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	95,541,000	156,829,000
Mortgage-Backed Securities - Residential [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	60,879,000	118,842,000
Mortgage-Backed Securities - Commercial [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	27,954,000	50,117,000
Municipal Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	18,483,000	24,276,000
Bank Subordinated Debt Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	14,919,000	28,408,000
Corporate Bonds [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	3,709,000	12,550,000
Impaired Loans [Member] \| Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	3,639,000	3,990,000
Level 2 [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	230,140,000	401,542,000
Derivative assets	5,011,000	1,434,000
Total assets at fair value	235,151,000	402,976,000
Derivative liabilities	5,011,000	1,434,000
Total liabilities at fair value	5,011,000	1,434,000
Level 2 [Member] \| U.S. Treasury [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	8,655,000	10,520,000
Level 2 [Member] \| Collateralized Mortgage Obligations [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	95,541,000	156,829,000
Level 2 [Member] \| Mortgage-Backed Securities - Residential [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	60,879,000	118,842,000
Level 2 [Member] \| Mortgage-Backed Securities - Commercial [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	27,954,000	50,117,000
Level 2 [Member] \| Municipal Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	18,483,000	24,276,000
Level 2 [Member] \| Bank Subordinated Debt Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	14,919,000	28,408,000
Level 2 [Member] \| Corporate Bonds [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	3,709,000	12,550,000
Level 3 [Member] \| Impaired Loans [Member] \| Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	3,639,000	3,990,000
Total liabilities at fair value	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis) (Details) - Fair Value, Nonrecurring [Member] - Impaired Loans [Member] - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 3,639	$ 3,990
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,639	3,990
Level 3 [Member] \| Residential Real Estate [Member] \| Sales Comparison Approach [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,500	3,807
Level 3 [Member] \| Commercial And Industrial [Member] \| Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	41	70
Level 3 [Member] \| Other [Member] \| Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 98	$ 113

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financial Assets:
Investment securities held to maturity	$ 169,088	$ 120,157
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	6,605	6,477
Interest-bearing deposits in banks	47,563	39,751
Investment securities held to maturity	188,699	122,658
Loans held for investment, net	1,489,851	1,175,024
Accrued interest receivable	7,546	5,975
Financial Liabilities:
Demand deposits	629,776	605,425
Money market and savings accounts	915,853	703,856
Interest-bearing checking accounts	66,675	55,878
Time deposits	216,977	225,220
FHLB advances	46,000	36,000
Accrued interest payable	229	96
Fair Value [Member]
Financial Assets:
Cash and due from banks	6,605	6,477
Interest-bearing deposits in banks	47,563	39,751
Investment securities held to maturity	169,088	120,157
Loans held for investment, net	1,436,877	1,189,191
Accrued interest receivable	7,546	5,975
Financial Liabilities:
Demand deposits	629,776	605,425
Money market and savings accounts	915,853	703,856
Interest-bearing checking accounts	66,675	55,878
Time deposits	211,406	224,688
FHLB advances	44,547	36,479
Accrued interest payable	229	96
Fair Value [Member] \| Level 1 [Member]
Financial Assets:
Cash and due from banks	6,605	6,477
Interest-bearing deposits in banks	47,563	39,751
Financial Liabilities:
Demand deposits	629,776	605,425
Money market and savings accounts	915,853	703,856
Interest-bearing checking accounts	66,675	55,878
Fair Value [Member] \| Level 2 [Member]
Financial Assets:
Investment securities held to maturity	169,088	120,157
Accrued interest receivable	1,183	1,222
Financial Liabilities:
FHLB advances	44,547	36,479
Accrued interest payable	92	50
Fair Value [Member] \| Level 3 [Member]
Financial Assets:
Loans held for investment, net	1,436,877	1,189,191
Accrued interest receivable	6,363	4,753
Financial Liabilities:
Time deposits	211,406	224,688
Accrued interest payable	$ 137	$ 46

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details)				12 Months Ended
Stockholders' Equity (Narrative) (Details)	Dec. 21, 2021 shares	Jul. 27, 2021 USD ($) $ / shares shares	Jun. 16, 2021 $ / shares shares	Dec. 31, 2022 USD ($) $ / shares shares	Dec. 31, 2021 USD ($) $ / shares shares	Dec. 28, 2021 $ / shares	Apr. 05, 2021 USD ($)
Class of Stock [Line Items]
Common stock issued share price \| $ / shares				$ 1
Conversion of common stock shares issued				1,234,354
Net income \| $				$ 20,141,000	$ 21,077,000
Common stock, par value \| $ / shares				$ 1
Preferred stock, share outstanding				0
Subsidiaries [Member]
Class of Stock [Line Items]
Common stock issued share price \| $ / shares				$ 1
Common stock, par value \| $ / shares				$ 1		$ 1
Common Class A [Member]
Class of Stock [Line Items]
Common stock, shares issued				20,000,753	19,991,753
Stock issued	1,224,212
Conversion of common stock shares issued			1	10,278,072
Common stock, par value \| $ / shares			$ 1	$ 1	$ 1
Common stock, stock split conversion ratio					0.2
Common Class A [Member] \| IPO [Member]
Class of Stock [Line Items]
Stock issued		4,600,000
Proceeds from issuance of common stock \| $		$ 40,000,000
Common stock issued share price \| $ / shares		$ 10
Common Class B [Member]
Class of Stock [Line Items]
Common stock, shares issued				0	0
Common stock, par value \| $ / shares				$ 1	$ 1
Conversion of stock, converted from	6,121,052
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Preferred stock converted				47,473
Preferred stock, shares issued				0	0
Preferred stock, share outstanding				0	0
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Preferred stock converted				11,061,552
Preferred stock, shares issued				0	0
Preferred stock, share outstanding				0	0
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Preferred shares total liquidation value \| $							$ 7,500,000
Outstanding dividends \| $							$ 103,000,000
Preferred stock, shares issued				0	0
Preferred stock, share outstanding				0	0
Class C Preferred Stock And Class D Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock conversion ratio				0.90
Preferred stock remaining conversion ratio to be redeemed in form of the cash				10%
Preferred shares total liquidation value \| $				$ 11,400,000	$ 102,800,000
Net income \| $				(89,600,000)
Preferred Stock [Member]
Class of Stock [Line Items]
Outstanding dividends \| $				0
Common Stock [Member]
Class of Stock [Line Items]
Outstanding dividends \| $				$ 0	$ 0

Stockholders' Equity (Schedule

Stockholders' Equity (Schedule Of Dividends On Preferred Shares) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Class of Stock [Line Items]
Dividend paid		$ 2,077
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Dividend paid		$ 1,494
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, dividend rate, percentage	4%
Quarterly paid per share	$ 10
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Dividend paid		$ 348
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 5	$ 5
Preferred stock, dividend rate, percentage	4%
Quarterly paid per share	$ 0.01
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Dividend paid		$ 235
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, dividend rate, percentage	7%
Quarterly paid per share	$ 17.50

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - shares	Dec. 31, 2022	Dec. 31, 2021
Common Class A [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Common stock, shares issued	20,000,753	19,991,753
Common stock, shares outstanding	20,000,753	19,991,753
Common Class B [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Earnings Per Share (Calculation

Earnings Per Share (Calculation Of Net Income (Loss) Available To Common Stockholders Before Being Allocable Between Class A And Class B Common Shares) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Earnings Per Share [Abstract]
Net income	$ 20,141	$ 21,077
Less: Preferred stock dividends		2,077
Less: Exchange and redemption of preferred shares		89,585
Net income (loss) available to common stockholders	$ 20,141	$ (70,585)

Earnings Per Share (Calculati_2

Earnings Per Share (Calculation Of Basic And Diluted Earnings (Loss) Per Common Share Class) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Basic EPS
Net income (loss) available to common shares before allocation	$ 20,141	$ (70,585)
Common Class A [Member]
Basic EPS
Net income (loss) available to common shares before allocation	$ 20,141	$ (70,585)
Multiply: % allocated on weighted average shares outstanding	100%	100%
Net Income (loss) available to common shares after allocation	$ 20,141	$ (70,585)
Weighted average shares outstanding	19,999,323	10,507,530
Earnings (loss) per share, basic	$ 1.01	$ (6.72)
Diluted EPS
Add: Dilutive effects of assumed exercises of stock options	177,515	0
Weighted avg. share including dilutive potential common shares	20,176,838	10,507,530
Earnings (loss) per share, diluted	$ 1	$ (6.72)
Anti-dilutive stock options excluded from diluted EPS calculation	15,000	183,303

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details)	Dec. 31, 2022 $ / shares	Dec. 28, 2021 $ / shares
Regulatory Matters [Abstract]
Capital conservation buffer, percent	0.025
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Common stock, par value	$ 1
Subsidiaries [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Common stock, par value	$ 1	$ 1

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Actual Capital Amounts And Ratios) (Details) $ in Thousands	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total risk-based capital, Actual, Amount	$ 216,693	$ 186,735
Total risk-based capital, Actual, Ratio	0.1358	0.1492
Total risk-based capital, Minimum Capital Requirement, Amount	$ 127,616	$ 100,125
Total risk-based capital, Minimum Capital Requirement, Ratio	0.0800	0.0800
Total risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 159,520	$ 125,157
Total risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.1000	0.1000
Tier 1 risk-based capital, Actual, Amount	$ 198,909	$ 171,484
Tier 1 risk-based capital, Actual, Ratio	0.1247	0.1370
Tier 1 risk-based capital, Minimum Capital Requirement, Amount	$ 95,712	$ 75,094
Tier 1 risk-based capital, Minimum Capital Requirement, Ratio	0.0600	0.0600
Tier 1 risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 127,616	$ 100,125
Tier 1 risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0800	0.0800
Common equity tier 1 capital, Actual, Amount	$ 198,909	$ 171,484
Common equity tier 1 capital, Actual, Ratio	0.1247	0.1370
Common equity tier 1 capital, Minimum Capital Requirement, Amount	$ 71,784	$ 56,321
Common equity tier 1 capital, Minimum Capital Requirement, Ratio	0.0450	0.0450
Common equity tier 1 capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 103,688	$ 81,352
Common equity tier 1 capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0650	0.0650
Leverage ratio, Actual, Amount	$ 198,909	$ 171,484
Leverage ratio, Actual, Ratio	0.0956	0.0955
Leverage ratio, Minimum Capital Requirement, Amount	$ 83,210	$ 71,825
Leverage ratio, Minimum Capital Requirement, Ratio	0.0400	0.0400
Leverage ratio, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 104,012	$ 89,781
Leverage ratio, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0500	0.0500

Related Party Transactions (Nar

Related Party Transactions (Narrative) (Details) - Purchase Of Loan [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Related Party Transaction [Line Items]
Related party transaction amounts	$ 42,800
Related party transaction fee amount	$ 881

Related Party Transactions (Sch

Related Party Transactions (Schedule Of Loans To And Deposits From Related Parties) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Related Party Transactions [Abstract]
Loans held for investment, net
Deposits	6,825	1,905
Interest income
Interest expense	$ 54	$ 16

Parent Company Condensed Fina_3

Parent Company Condensed Financial Information (Schedule Of Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Condensed Balance Sheet Statements Captions [Line Items]
Cash and Cash Equivalents	$ 54,168	$ 46,228
Other assets	7,749	4,300
Total assets	2,085,834	1,853,939
Stockholders' equity	182,428	203,897	$ 171,001
Total liabilities and stockholders' equity	2,085,834	1,853,939
Parent Company [Member]
Condensed Balance Sheet Statements Captions [Line Items]
Cash and Cash Equivalents	1,102
Investment in bank subsidiary	181,326	203,897
Other assets
Total assets	182,428	203,897
Other liabilities
Stockholders' equity	182,428	203,897
Total liabilities and stockholders' equity	$ 182,428	$ 203,897

Parent Company Condensed Fina_4

Parent Company Condensed Financial Information (Schedule Of Income Statement) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
EXPENSES:
Employee compensation and benefits	$ 23,943	$ 21,438
Net income before income tax expense	27,085	27,677
Provision (benefit) for income taxes	6,944	6,600
Net income	20,141	21,077
Parent Company [Member]
INCOME:
Dividends from subsidiaries	1,000
Service fees from subsidiaries
Total	1,000
EXPENSES:
Employee compensation and benefits
Total
Net income before income tax expense	1,000
Provision (benefit) for income taxes
Equity in undisbursed subsidiary income	19,141
Net income	$ 20,141

Parent Company Condensed Fina_5

Parent Company Condensed Financial Information (Schedule Of Cash Flow) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 20,141	$ 21,077
Net cash provided by operating activities	29,537	22,051
Cash flows from investing activities:
Net Cash Provided By Used In Investing Activities	(270,601)	(359,363)
Cash flows from financing activities:
Dividends paid		(2,077)
Net cash provided by financing activities	249,004	335,806
Net increase (decrease) in cash and cash equivalents	7,940	(1,506)
Cash and cash equivalents at beginning of year	46,228	47,734
Cash and cash equivalents at end of year	54,168	46,228
Parent Company [Member]
Cash flows from operating activities:
Net income	20,141
Equity in undistributed earnings of subsidiaries	(19,141)
Other
Net cash provided by operating activities	1,000
Cash flows from investing activities:
Capital contributions to subsidiary
Other
Net Cash Provided By Used In Investing Activities
Cash flows from financing activities:
Dividends paid
Proceeds from exercise of stock options	102
Repurchase of common stock
Net cash provided by financing activities	102
Net increase (decrease) in cash and cash equivalents	1,102
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year	$ 1,102

Subsequent Events (Narrative) (

Subsequent Events (Narrative) (Details) - Subsequent Event [Member] - Common Class A [Member] - $ / shares	1 Months Ended
	Mar. 24, 2023	Feb. 28, 2023
Subsequent Event [Line Items]
Shares repurchased	250,000	250,000
Shares repurchased, cost per share	$ 11.39	$ 12.04