USCB Financial (USCB) 10-Q9 Nov 232023 Q3 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2023	Oct. 30, 2023
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Current Fiscal Year End Date	--12-31
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Document Fiscal Year Focus	2023
Entity File Number	001-41196
Entity Registrant Name	USCB Financial Holdings, Inc.
Entity Incorporation State Country Code	FL
Entity Tax Identification Number	87-4070846
Entity Address Address Line 1	2301 N.W. 87th Avenue
Entity Address City Or Town	Doral
Entity Address State Or Province	FL
Entity Address Postal Zip Code	33172
City Area Code	305
Local Phone Number	715-5200
Security 12b Title	Class A common stock, $1.00 par value per share
Trading Symbol	USCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock Shares Outstanding		19,542,290
Amendment Flag	false
Entity Central Index Key	0001901637
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets:
Cash and due from banks	$ 5,074	$ 6,605
Interest-bearing deposits in banks	28,361	47,563
Total cash and cash equivalents	33,435	54,168
Investment securities held to maturity, net of allowance of $16 and $0, respectively (fair value $171,294 and $169,088, respectively)	197,311	188,699
Investment securities available for sale, at fair value	218,609	230,140
Federal Home Loan Bank stock, at cost	6,305	2,882
Loans held for investment, net of allowance of $19,493 and $17,487, respectively	1,657,027	1,489,851
Accrued interest receivable	8,920	7,546
Premises and equipment, net	4,951	5,263
Bank owned life insurance	51,377	42,781
Deferred tax assets, net	40,430	42,360
Lease right-of-use asset	12,166	14,395
Other assets	14,071	7,749
Total assets	2,244,602	2,085,834
Deposits:
Demand deposits	573,546	629,776
Money market and savings accounts	1,016,564	915,853
Interest-bearing checking	46,537	66,675
Time deposits	284,275	216,977
Total deposits	1,920,922	1,829,281
Federal Home Loan Bank advances	102,000	46,000
Lease liability	12,166	14,395
Accrued interest and other liabilities	26,630	13,730
Total liabilities	2,061,718	1,903,406
Commitments and contingencies (see Notes 5 and 10)
Stockholders' Equity:
Additional paid-in capital on common stock	305,837	311,282
Accumulated deficit	(91,269)	(104,104)
Accumulated other comprehensive loss	(51,226)	(44,751)
Total stockholders' equity	182,884	182,428
Total liabilities and stockholders' equity	2,244,602	2,085,834
Preferred Stock Class C [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class D [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class E [Member]
Stockholders' Equity:
Preferred stock
Common Class A [Member]
Stockholders' Equity:
Common stock	19,542	20,001
Common Class B [Member]
Stockholders' Equity:
Common stock

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Held to maturity, allowance for credit loss	$ 16,000	$ 0
Investment securities held to maturity, fair value	171,294,000	169,088,000
Loans held for investment, allowance	$ 19,493,000	$ 17,487,000
Preferred Stock Class C [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized	52,748	52,748
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class D [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 5	$ 5
Preferred stock, shares authorized	12,309,480	12,309,480
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class E [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized	3,185,024	3,185,024
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Common Class A [Member]
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	19,542,290	20,000,753
Common stock, shares outstanding	19,542,290	20,000,753
Common Class B [Member]
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	8,000,000	8,000,000
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest income:
Loans, including fees	$ 22,523	$ 15,954	$ 63,081	$ 42,989
Investment securities	2,833	2,201	7,501	7,040
Interest-bearing deposits in financial institutions	1,026	322	2,459	474
Total interest income	26,382	18,477	73,041	50,503
Interest expense:
Interest-bearing checking	331	19	574	52
Money market and savings accounts	8,779	1,141	20,532	2,307
Time deposits	2,565	363	5,767	893
Federal Home Loan Bank advances and other borrowings	685	180	1,976	456
Total interest expense	12,360	1,703	28,849	3,708
Net interest income before provision for credit losses	14,022	16,774	44,192	46,795
Provision for credit losses	653	910	892	1,615
Net interest income after provision for credit losses	13,369	15,864	43,300	45,180
Non-interest income:
Service fees	1,329	934	3,707	2,917
(Loss) gain on sale of securities available for sale, net	(955)	(558)	(976)	(540)
Gain on sale of loans held for sale, net	255	330	696	686
Loan settlement				161
Other non-interest income	1,532	1,083	2,650	2,127
Total non-interest income	2,161	1,789	6,077	5,351
Non-interest expense:
Salaries and employee benefits	6,066	6,075	18,325	17,863
Occupancy	1,350	1,281	3,968	3,802
Regulatory assessment and fees	365	269	1,041	708
Consulting and legal fees	513	604	1,257	1,519
Network and information technology services	481	488	1,464	1,323
Other operating expense	1,686	1,415	5,034	4,080
Total non-interest expense	10,461	10,132	31,089	29,295
Income before income tax expense	5,069	7,521	18,288	21,236
Income tax expense	1,250	1,963	4,464	5,529
Net income	$ 3,819	$ 5,558	$ 13,824	$ 15,707
Common Class A [Member]
Per share information:
Net income per share, basic	$ 0.20	$ 0.28	$ 0.70	$ 0.79
Net income per share, diluted	$ 0.19	$ 0.28	$ 0.70	$ 0.78

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Consolidated Statements of Comprehensive Income (Loss) [Abstract]
Net income	$ 3,819	$ 5,558	$ 13,824	$ 15,707
Other comprehensive income (loss):
Unrealized loss on investment securities	(7,858)	(11,679)	(11,145)	(57,577)
Amortization of net unrealized (loss) gain on securities transferred from available-for-sale to held-to-maturity	64	(52)	184	(177)
Reclassification adjustment for loss included in net income	955	558	976	540
Unrealized gain on cash flow hedge	266		1,312
Tax effect	1,666	2,832	2,198	14,528
Total other comprehensive loss, net of tax	(4,907)	(8,341)	(6,475)	(42,686)
Total comprehensive income (loss)	$ (1,088)	$ (2,783)	$ 7,349	$ (26,979)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital On Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Loss [Member]	Cumulative Effect Period Of Adoption Adjustment [Member]	Cumulative Effect Period Of Adoption Adjustment [Member] Accumulated Deficit [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Additional Paid-In Capital On Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Deficit [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Other Comprehensive Loss [Member]
Balance at Dec. 31, 2021	$ 203,897	$ 19,992	$ 310,666	$ (124,245)	$ (2,516)
Balance, shares at Dec. 31, 2021		19,991,753
Net income	15,707			15,707
Other comprehensive income (loss)	(42,686)				(42,686)
Exercise of stock options	102	$ 9	93
Exercise of stock options, shares		9,000
Stock-based compensation	397		397
Balance at Sep. 30, 2022	177,417	$ 20,001	311,156	(108,538)	(45,202)
Balance, shares at Sep. 30, 2022		20,000,753
Balance at Jun. 30, 2022	180,068	$ 20,001	311,024	(114,096)	(36,861)
Balance, shares at Jun. 30, 2022		20,000,753
Net income	5,558			5,558
Other comprehensive income (loss)	(8,341)				(8,341)
Stock-based compensation	132		132
Balance at Sep. 30, 2022	177,417	$ 20,001	311,156	(108,538)	(45,202)
Balance, shares at Sep. 30, 2022		20,000,753
Balance at Dec. 31, 2022	182,428	$ 20,001	311,282	(104,104)	(44,751)	$ (989)	$ (989)	$ 181,439	$ 20,001	$ 311,282	$ (105,093)	$ (44,751)
Balance, shares at Dec. 31, 2022		20,000,753							20,000,753
Net income	13,824			13,824
Other comprehensive income (loss)	(6,475)				(6,475)
Repurchase of Class A common stock, shares		577,603
Repurchase of Class A common stock	(6,613)	$ (577)	(6,036)
Restricted stock issued		$ 121	(121)
Restricted stock issued, shares		121,627
Restricted stock forfeiture		$ (3)	3
Restricted stock forfeiture, shares		(2,487)
Stock-based compensation	709		709
Balance at Sep. 30, 2023	182,884	$ 19,542	305,837	(91,269)	(51,226)
Balance, shares at Sep. 30, 2023		19,542,290
Balance at Jun. 30, 2023	183,685	$ 19,545	305,547	(95,088)	(46,319)
Balance, shares at Jun. 30, 2023		19,544,777
Net income	3,819			3,819
Other comprehensive income (loss)	(4,907)				(4,907)
Restricted stock forfeiture		$ (3)	3
Restricted stock forfeiture, shares		(2,487)
Stock-based compensation	287		287
Balance at Sep. 30, 2023	$ 182,884	$ 19,542	$ 305,837	$ (91,269)	$ (51,226)
Balance, shares at Sep. 30, 2023		19,542,290

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
Consolidated Statements of Cash Flows - USD ($)	Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities:
Net income	$ 13,824,000	$ 15,707,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	892,000	1,615,000
Depreciation and amortization	443,000	530,000
(Accretion) amortization of premiums on securities, net	(651,000)	412,000
Accretion of deferred loan fees, net	(236,000)	(1,364,000)
Stock-based compensation	709,000	397,000
Loss (gain) on sale of available for sale securities	976,000	540,000
Gain on sale of loans held for sale	(696,000)	(686,000)
Increase in cash surrender value of bank owned life insurance	(775,000)	(794,000)
Bank owned life insurance enhancement	(981,000)
Decrease in deferred tax assets	4,465,000	5,529,000
Net change in operating assets and liabilities:
Accrued interest receivable	(1,374,000)	(593,000)
Other assets	(751,000)	(4,163,000)
Accrued interest and other liabilities	12,679,000	14,432,000
Net cash provided by operating activities	28,524,000	31,562,000
Cash flows from investing activities:
Purchase of investment securities held to maturity	(86,788,000)	(2,432,000)
Proceeds from maturities and pay-downs of investment securities held to maturity	79,085,000	9,689,000
Purchase of investment securities available for sale	(26,792,000)	(49,808,000)
Proceeds from maturities and pay-downs of investment securities available for sale	11,679,000	35,502,000
Proceeds from sales of investment securities available for sale	15,409,000	45,647,000
Net increase in loans held for investment	(165,662,000)	(177,916,000)
Purchase of loans held for investment	(13,277,000)	(70,175,000)
Additions to premises and equipment	(131,000)	(175,000)
Proceeds from the sale of loans held for sale	10,715,000	8,641,000
Purchase of bank owned life insurance	(11,100,000)
Proceeds from the redemption of Federal Home Loan Bank stock	6,517,000	2,250,000
Purchase of Federal Home Loan Bank stock	(9,940,000)	(2,052,000)
Net cash used in investment activities	(190,285,000)	(200,829,000)
Cash flows from financing activities:
Proceeds from issuance of Class A common stock, net		102,000
Repurchase of Class A common stock	(6,613,000)
Net increase in deposits	91,641,000	206,263,000
Proceeds from Federal Home Loan Bank advances	259,350,000	60,000,000
Repayments on Federal Home Loan Bank advances	(203,350,000)	(70,000,000)
Net cash provided by financing activities	141,028,000	196,365,000
Net increase in cash and cash equivalents	(20,733,000)	27,098,000
Cash and cash equivalents at beginning of period	54,168,000	46,228,000
Cash and cash equivalents at end of period	33,435,000	73,326,000
Supplemental disclosure of cash flow information:
Interest paid	27,872,000	3,675,000
Supplemental schedule of non-cash investing and financing activities:
Transfer of loans held for investment to loans held for sale	10,019,000	7,955,000
Transfer of investment securities from available-for-sale to held-to-maturity	0	74,444,000
Lease liability arising from obtaining right-of-use asset		$ 1,550,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
Summary of Significant Accounting Policies	Sep. 30, 2023
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Overview USCB Financial Holdings, wholly owned subsidiary, 2002, is a Florida state-chartered, located in South Florida. The Bank transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, Florida Peninsula Title LLC began operations Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and (“U.S. opinion periods presented with Form 10-K/A for the year ended December 31, 2022. Principles of Consolidation The balances are eliminated in consolidation. Use of Estimates To prepare on available most significant (ACL) and income taxes. Reclassifications Certain amounts in the consolidated financial statements have been reclassified to conform Reclassifications had no impact on the net income or stockholders’ Adoption of New Accounting Standards Measurement of Credit Losses on Financial Instruments On January Credit incurred loss methodology with an expected loss methodology. measured at sheet guarantees, and other similar 842 on leases. In addition, require credit losses to be presented as an allowance management does not intend to sell or believes that Under CECL, internal Historical credit losses provide the basis for estimation of expected credit losses. Qualitative adjustments are applied to the expected credit is used to aid management in the assessment of qualitative The economic regression economic factors were used A fundamentally utilizes an run determine the lifetime expected of the instrument is the difference the measurement date. Management segments, a Adjustments management implemented a software solution attrition measurements based on the loan portfolio. At adoption of 84 % or $ 1.3 16 % or 251.0 7.9 million of loan receivables of the total loan portfolio were individually Portfolio segments are the level at which loss assumptions characteristics inherent in currently segments the portfolio based on collateral codes paired Company has established relationships between internal segmentation and FFIEC loss driver for each loan the Federal Reserve Bank residential Research Group revert on a loans. The model incorporates qualitative that may management's model. The credit losses within collectively evaluated loan portfolio. The receivables of $ 1.1 259 of tax cumulative adjustment resulted in a 1.0 section in Note 3 for more information on the ACL. Trouble Debt Restructuring In March 2022, the Financial Accounting Standards Board (“FASB”) issued ASU 2022-02, Financial Instruments-Credit Losses (Topic 326): Troubled 1) eliminates loan or current adopted material impact on the Company’s consolidated financial Issued and Not Yet Adopted Reference Rate Reform In Reference Rate Reform 2021-01 which provides the effects of) 2024. The ASU will have a material effect on our business operations

Investment Securities

Investment Securities	9 Months Ended
Investment Securities	Sep. 30, 2023
Investments Securities [Abstract]
Investment Securities	2. On Measurement of Credit Losses an expected of including loan receivables and held-to-maturity debt securities. In addition, ASC 326 amended the accounting for available- for-sale debt securities. One such change is to down on available-for-sale debt securities management does not intend to will be required to sell. CECL requires credit performance issued bonds in HTM the explicit guarantee required. The reserve securitizations. measurement Moody’s baseline represents the likelihood a borrower will adjusted for the current economic environment. LGD projects The Company monitors are monitored by the to-maturity securities held by the Company were rated investment At 187.9 mortgage-backed no reserves 9.4 corporate bonds. The required reserve for these holdings is the portion of the HTM exposed to non-government a $ 16 cost less ACL. The Company determined that 31, 2022 was not required. The following value of investment securities at the dates indicated (in During the 26 value 74.4 63.8 unrealized 10.6 comprehensive income (“AOCI”) is being amortized over the remaining life of the securities. For ended September 30, HTM was 64 184 was $ 9.6 no Gains identification basis. The following table presents the proceeds, realized gross gains and realized gross losses on sales and calls of AFS debt securities for the three and nine months The amortized indicated (in thousands). call or prepay separately. At September 30, 10% collateralized September 30, 2023 and December 31, 2022. Information pertaining length of dates (in thousands): As of 128.5 from impact associated with changes in the cost basis of the ASC Topic losses to be recorded as under ASC factors review of credit investment is has concluded that no allowance was required on AFS securities. At 67.3 collateralized 276.2 attributable to a combination of factors, including relative At 53.7 collateralized 294.6 attributable to a combination of factors, including relative The contractual sponsored entities. The municipal bonds are of high credit quality and the declines in fair Based security holdings are quality. Management At September 30, 2023, the Company does not intend to sell debt securities it is not more than likely than not that the Company will be required to sell cost basis. Therefore, management 30, 2023. Pledged Securities The Company 20.0 guaranteed with investment on prevailing rates no t have pledged under this agreement. The Bank is a Qualified Public Depository to securities 25 % maintain a minimum amount of pledged securities to be in the As 212.3 pledged to the State twenty-seven 82.6 As of 204.2 to the State of Florida for these public funds were eighteen 49.0 The Board Term unions, securities, and other qualifying assets as collateral. These The Company had no 134.4 in securities measured at par to the Federal Reserve September 30, 2023 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 9,913 $ - $ (1,888) $ 8,025 Collateralized mortgage obligations 105,547 - (26,976) 78,571 Mortgage-backed securities - residential 66,024 - (14,867) 51,157 Mortgage-backed securities - commercial 48,010 62 (7,508) 40,564 Municipal securities 25,024 - (6,908) 18,116 Bank subordinated debt securities 24,417 5 (2,246) 22,176 Corporate bonds - - - - $ 278,935 $ 67 $ (60,393) $ 218,609 Held-to-maturity: U.S. Government Agency $ 44,087 $ - $ (7,038) $ 37,049 U.S. Treasury 19,934 - (28) 19,906 Collateralized mortgage obligations 64,094 - (10,308) 53,786 Mortgage-backed securities - residential 44,302 - (6,088) 38,214 Mortgage-backed securities - commercial 15,467 - (1,583) 13,884 Corporate bonds 9,443 - (988) 8,455 $ 197,327 $ - $ (26,033) $ 171,294 Allowance for credit losses - securities held-to-maturity (16) Securities held-to maturity, net of allowance for credit losses $ 197,311 December 31, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,177 $ - $ (1,522) $ 8,655 Collateralized mortgage obligations 118,951 - (23,410) 95,541 Mortgage-backed securities - residential 73,838 - (12,959) 60,879 Mortgage-backed securities - commercial 32,244 15 (4,305) 27,954 Municipal securities 25,084 - (6,601) 18,483 Bank subordinated debt securities 15,964 5 (1,050) 14,919 Corporate bonds 4,037 - (328) 3,709 $ 280,295 $ 20 $ (50,175) $ 230,140 Held-to-maturity: U.S. Government Agency $ 44,914 $ 25 $ (5,877) $ 39,062 U.S. Treasury 9,841 - (13) 9,828 Collateralized mortgage obligations 68,727 28 (7,830) 60,925 Mortgage-backed securities - residential 42,685 372 (4,574) 38,483 Mortgage-backed securities - commercial 11,442 - (665) 10,777 Corporate bonds 11,090 - (1,077) 10,013 $ 188,699 $ 425 $ (20,036) $ 169,088 Three Months Ended September 30, Nine Months Ended September 30, Available-for-sale: 2023 2022 2023 2022 Proceeds from sale and call of securities $ 6,792 $ 13,809 $ 15,409 $ 45,647 Gross gains $ - $ 2 $ 3 $ 218 Gross losses (955) (560) (979) (758) Net realized (loss) gain $ (955) $ (558) $ (976) $ (540) Available-for-sale Held-to-maturity September 30, 2023: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ 19,934 $ 19,906 Due after one year through five years 6,000 5,977 9,443 8,455 Due after five years through ten years 22,059 18,919 - - Due after ten years 21,382 15,396 - - U.S. Government Agency 9,913 8,025 44,087 37,049 Collateralized mortgage obligations 105,547 78,571 64,094 53,786 Mortgage-backed securities - residential 66,024 51,157 44,302 38,214 Mortgage-backed securities - commercial 48,010 40,564 15,467 13,884 $ 278,935 $ 218,609 $ 197,327 $ 171,294 September 30, 2023 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ - - 45,075 (10,184) $ 45,075 $ (10,184) U.S. Treasury 19,906 (28) - - 19,906 (28) Collateralized mortgage obligations - - 132,357 (41,869) 132,357 (41,869) Mortgage-backed securities - residential 5,362 (237) 84,009 (23,353) 89,371 (23,590) Mortgage-backed securities - commercial 20,006 (917) 32,923 (9,656) 52,929 (10,573) Municipal securities - - 18,116 (6,908) 18,116 (6,908) Bank subordinated debt securities 9,611 (304) 11,560 (1,941) 21,171 (2,245) Corporate bonds - - 8,454 (631) 8,454 (631) $ 54,885 $ (1,486) $ 332,494 $ (94,542) $ 387,379 $ (96,028) December 31, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 11,407 (1,093) 36,310 (7,616) 47,717 $ (8,709) U.S. Treasury 9,828 (13) - - 9,828 (13) Collateralized mortgage obligations 16,500 (963) 139,965 (34,962) 156,465 (35,925) Mortgage-backed securities - residential 5,059 (564) 91,742 (19,348) 96,801 (19,912) Mortgage-backed securities - commercial 10,052 (1,173) 26,823 (5,300) 36,875 (6,473) Municipal securities - - 18,483 (6,601) 18,483 (6,601) Bank subordinated debt securities 11,295 (670) 2,619 (381) 13,914 (1,051) Corporate bonds 13,723 (926) - - 13,723 (926) $ 77,864 $ (5,402) $ 315,942 $ (74,208) $ 393,806 $ (79,610)

Loans

Loans	9 Months Ended
Loans	Sep. 30, 2023
Loans [Abstract]
Loans	3. On accordance allowance for credit losses (“ACL”) methodology that replaces its previous allowance ACL section in this note for further information regarding the Company’s ACL. Prior periods balance for ACL are presented under legacy GAAP and may not be comparable to current The following table is a summary of the distribution of At September 30, 2023 556.1 338.1 commercial real estate Reserve Bank of Atlanta. The Company was a participant loans. These the funds had to be used towards payroll cost, mortgage interest, rent, utilities and other costs related to COVID-19. These loans are forgivable under specific criteria as 295 at September 30, 2023 and $ 1.3 The Company recognized 6 1.6 ended September 30, 2023 Statements of Operations. Allowance for Credit Losses In general, the Company utilizes to estimate cash flow analyses. in development of from FFIEC Call Report forecasts in projective receivables use at least one product growth long-term average loss rate is calculated and applied on a quarterly basis for the remaining life of the pool. Adjustments for economic expectations are made through qualitative factors Qualitative factors (“Q-Factors”) used in the ACL methodology • • • • • • • • ACL for the three all periods in 2022, it was estimated under the incurred Changes in the as follows (in thousands): At 19.5 17.5 December 31, 2.0 1.1 impact of adoption of the ASU 2016-13 on loan receivables, a $ 915 to loan growth and to net charge-offs. The 3 originated in 48 related to loans. $ 27 21 originated in 2015. The Company 115.0 $ 15.6 87.7 $ 10.9 The improvements in unemployment and a slower real GDP growth. in national housing prices over the next four quarters. loan portfolio with a qualitative were reviewed and updated; maximum loss calculations are based on refreshed stress test and risk statuses were based on portfolio and external developments during the third The ACL and 2022 are as follows (in thousands): Credit Quality Indicators The Company grades loans based on the estimated capability of the borrower to repay the contractual obligation of the loan agreement based payment periodically. The Company's internally assigned credit risk grades are as follows: Pass – Loans indicate different levels of satisfactory Special Mention close attention. If left uncorrected, these potential weaknesses prospects for the loan or of the institution’s Substandard – Loans classified as substandard are inadequately protected capacity of the obligator or of the collateral pledged, if weaknesses that jeopardize the liquidation of the debt. institution will sustain some loss if the deficiencies are Doubtful the added characteristic that the weaknesses make collection facts, conditions, and values, highly questionable and improbable. Loss – Loans classified as loss are considered uncollectible. Loan credit exposures by internally assigned grades are Loan Aging The Company The Company The following and December 31, 2022 (in thousands): Non-accrual Status The following table and still accruing as of September 30, 2023 (in thousands): The Company did no t have loans in nonaccrual status as of December Accrued interest no attributable to non-accrual on these loans for 12 and $ 0 loans 28 0 thousand, respectively, Collateral-Dependent Loans A expected to no loans as of September 30, 2023, or as of December 31, Impaired Loans The following table includes applicable, on the basis of impairment methodology as of December Net investment balance is the unpaid principal balance The following table thousands): Interest income recognized on impaired loans for 90 for the nine months ended September 30, 2022 was $ 271 Loan Modifications to Borrowers Experiencing Financial The following ended September 30, 2023 (in thousands): The Company had no one the no subsequently defaulted during the three and nine months September 30, 2023 December 31, 2022 Total Percent of Total Total Percent of Total Residential Real Estate $ 188,880 11.3 % $ 185,636 12.3 % Commercial Real Estate 1,005,280 60.0 % 970,410 64.4 % Commercial and Industrial 212,975 12.7 % 126,984 8.4 % Foreign Banks 94,640 5.7 % 93,769 6.2 % Consumer and Other 173,096 10.3 % 130,429 8.7 % Total 1,674,871 100.0 % 1,507,228 100.0 % Plus: Deferred fees (cost) 1,649 110 Total 1,676,520 1,507,338 Less: Allowance for credit losses 19,493 17,487 Total $ 1,657,027 $ 1,489,851 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2023 Beginning balance $ 2,673 $ 10,183 $ 2,500 $ 677 $ 2,782 $ 18,815 Provision for credit losses (1) (162) (84) 738 73 108 673 Recoveries - - 8 - - 8 Charge-offs - - - - (3) (3) Ending Balance $ 2,511 $ 10,099 $ 3,246 $ 750 $ 2,887 $ 19,493 Nine Months Ended September 30, 2023 Beginning balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Cumulative effect of adoption of accounting principle (2) 1,238 1,105 (2,158) 23 858 1,066 Provision for credit losses (3) (89) (1,149) 1,181 7 965 915 Recoveries 10 - 60 - 3 73 Charge-offs - - - - (48) (48) Ending Balance $ 2,511 $ 10,099 $ 3,246 $ 750 $ 2,887 $ 19,493 (1) Provision for credit losses excludes $ 17 3 thousand release due to investment securities held to maturity. (2) Impact of CECL adoption on January 1, 2023 (3) Provision for credit losses excludes $ 39 16 thousand expense due to investment securities held to maturity. Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2022 Beginning balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Provision for credit losses (1,009) 695 1,126 74 24 910 Recoveries 1 - - - - 1 Charge-offs - - (88) - (5) (93) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Nine Months Ended September 30, 2022 Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,157) 1,227 1,011 268 266 1,615 Recoveries 33 - 11 - 3 47 Charge-offs (16) - (88) - (11) (115) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 As of September 30, 2023 Term Loans by Origination Year Revolving Loans Total 2023 2022 2021 2020 2019 Prior Residential real estate Pass $ 17,760 $ 36,828 $ 26,315 $ 6,527 $ 9,749 $ 83,244 $ 8,457 $ 188,880 Total 17,760 36,828 26,315 6,527 9,749 83,244 8,457 188,880 Commercial real estate Pass 78,285 340,524 210,028 104,816 79,129 186,669 3,314 1,002,765 Substandard - - 1,818 697 - - - 2,515 Total 78,285 340,524 211,846 105,513 79,129 186,669 3,314 1,005,280 Commercial and industrial Pass 92,156 38,012 34,581 7,141 14,001 3,483 21,617 210,991 Substandard - - 340 - 1,344 - 300 1,984 Total 92,156 38,012 34,921 7,141 15,345 3,483 21,917 212,975 Foreign banks Pass 93,515 1,125 - - - - - 94,640 Total 93,515 1,125 - - - - - 94,640 Consumer and other loans Pass 50,027 74,961 44,249 717 529 1,396 1,217 173,096 Substandard - - - - - - - - Total 50,027 74,961 44,249 717 529 1,396 1,217 173,096 Total Pass 331,743 491,450 315,173 119,201 103,408 274,792 34,605 1,670,372 Special Mention - - - - - - - - Substandard - - 2,158 697 1,344 - 300 4,499 Doubtful - - - - - - - - Total $ 331,743 $ 491,450 $ 317,331 $ 119,898 $ 104,752 $ 274,792 $ 34,905 $ 1,674,871 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total September 30, 2023: Allowance for credit losses: Individually evaluated for impairment $ 146 $ - $ 135 $ - $ - $ 281 Collectively evaluated for impairment 2,365 10,099 3,111 750 2,887 19,212 Balances, end of period $ 2,511 $ 10,099 $ 3,246 $ 750 $ 2,887 $ 19,493 Loans: Individually evaluated for impairment $ 6,749 $ - $ 869 $ - $ - $ 7,618 Collectively evaluated for impairment 182,131 1,005,280 212,106 94,640 173,096 1,667,253 Balances, end of period $ 188,880 $ 1,005,280 $ 212,975 $ 94,640 $ 173,096 $ 1,674,871 December 31, 2022: Allowance for credit losses: Individually evaluated for impairment $ 155 $ - $ 41 $ - $ 98 $ 294 Collectively evaluated for impairment 1,197 10,143 4,122 720 1,011 17,193 Balances, end of period $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Loans: Individually evaluated for impairment $ 7,206 $ 393 $ 82 $ - $ 196 $ 7,877 Collectively evaluated for impairment 178,430 970,017 126,902 93,769 130,233 1,499,351 Balances, end of period $ 185,636 $ 970,410 $ 126,984 $ 93,769 $ 130,429 $ 1,507,228 As of December 31, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ - $ 623 1-4 family residential 132,178 - - - 132,178 Condo residential 52,835 - - - 52,835 185,636 - - - 185,636 - Commercial real estate: Land and construction 38,687 - - - 38,687 Multi-family residential 176,820 - - - 176,820 Condo commercial 49,601 - 393 - 49,994 Commercial property 702,357 - 2,552 - 704,909 967,465 - 2,945 - 970,410 Commercial and industrial: Secured 120,873 - 807 - 121,680 Unsecured 5,304 - - - 5,304 126,177 - 807 - 126,984 Foreign banks 93,769 - - - 93,769 Consumer and other loans 130,233 - 196 - 130,429 Total $ 1,503,280 $ - $ 3,948 $ - $ 1,507,228 Accruing As of September 30, 2023 Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 491 $ - $ - $ 491 $ - $ 491 1-4 family residential 138,069 - - 138,069 - 138,069 Condo residential 49,949 371 - 50,320 - 50,320 188,509 371 - 188,880 - 188,880 Commercial real estate: Land and construction 30,717 - - 30,717 - 30,717 Multi-family residential 177,573 - - 177,573 - 177,573 Condo commercial 58,100 - - 58,100 - 58,100 Commercial property 738,849 - - 738,849 - 738,849 Leasehold improvements 41 - - 41 - 41 1,005,280 - - 1,005,280 - 1,005,280 Commercial and industrial: Secured 194,119 - - 194,119 479 194,598 Unsecured 18,377 - - 18,377 - 18,377 212,496 - - 212,496 479 212,975 Foreign banks 94,640 - - 94,640 - 94,640 Consumer and other 173,096 - - 173,096 - 173,096 Total $ 1,674,021 $ 371 $ - $ 1,674,392 $ 479 $ 1,674,871 Accruing As of December 31, 2022: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ 623 $ - $ 623 1-4 family residential 131,120 1,058 - 132,178 - 132,178 Condo residential 50,310 2,525 - 52,835 - 52,835 182,053 3,583 - 185,636 - 185,636 Commercial real estate: Land and construction 38,687 - - 38,687 - 38,687 Multi-family residential 176,820 - - 176,820 - 176,820 Condo commercial 49,994 - - 49,994 - 49,994 Commercial property 704,884 25 - 704,909 - 704,909 Leasehold improvements - - - - - - 970,385 25 - 970,410 - 970,410 Commercial and industrial: Secured 121,649 31 - 121,680 - 121,680 Unsecured 4,332 972 - 5,304 - 5,304 125,981 1,003 - 126,984 - 126,984 Foreign banks 93,769 - - 93,769 - 93,769 Consumer and other 130,169 260 - 130,429 - 130,429 Total $ 1,502,357 $ 4,871 $ - $ 1,507,228 $ - $ 1,507,228 September 30, 2023 Nonaccrual Loans With No Related Allowance Nonaccrual Loans With Related Allowance Total Non- accruals Loans Past Due Over 90 Days and Still Accruing Residential real estate $ - $ - $ - $ - Commercial real estate - - - - Commercial and industrial - 479 479 - Consumer and other - - - - $ - $ 479 $ 479 $ - December 31, 2022 Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,551 $ 3,544 $ - Commercial real estate 393 393 - 3,944 3,937 - Impaired Loans with Specific Allowance: Residential real estate 3,655 3,626 155 Commercial and industrial 82 82 41 Consumer and other 196 196 98 3,933 3,904 294 Total $ 7,877 $ 7,841 $ 294 Three Months Ended September 30, 2022 Nine Months Ended September 30, 2022 Residential real estate $ 7,282 $ 7,732 Commercial real estate 590 619 Commercial and industrial 95 116 Consumer and other 207 214 Total $ 8,174 $ 8,681 Recorded Investment Prior to Modification Recorded Investment After Modification Number of Loans Combination Modifications Total Modifications Number of Loans Combination Modifications Total Modifications Residential real estate - $ - $ - - $ - $ - Commercial real estate - - - - - - Commercial and industrial 1 350 350 1 350 350 Consumer and other - - - - - - 1 $ 350 $ 350 1 $ 350 $ 350

Income Taxes

Income Taxes	9 Months Ended
Income Taxes	Sep. 30, 2023
Income Taxes [Abstract]
Income Taxes	4. The Company’s provision for income taxes is presented The actual income tax expense for the nine months expense 21 % before provision for income taxes) as follows (in thousands): The Company’s deferred tax assets and deferred The Company 65.5 88.2 expiring in various amounts between earnings of the Company. In assessing the realizability of deferred tax assets, management considers portion or upon the generation of Management considers the scheduled reversal strategies in making this assessment. The major tax of Florida. With few exceptions, the Company is no longer subject to U.S. federal and state income tax examinations by tax authorities for years before 2019. For the three and nine months ended September 30, 2023 and 2022, the Company no t have any unrecognized tax benefits no penalties were recorded as a result of tax uncertainties. Nine Months Ended September 30, 2023 2022 Current: Federal $ - $ - State - - Total - - Deferred: Federal 3,510 4,342 State 954 1,187 Total 4,464 5,529 Total $ 4,464 $ 5,529 Nine Months Ended September 30, 2023 2022 Federal taxes at statutory rate $ 3,840 $ 4,460 State income taxes, net of federal tax benefit 795 923 Bank owned life insurance (171) (202) Other, net - 348 Total $ 4,464 $ 5,529 September 30, 2023 December 31, 2022 Deferred tax assets: Net operating loss $ 17,588 $ 21,720 Allowance for credit losses 4,670 4,432 Lease liability 3,084 3,648 Unrealized losses on available for sale securities 17,723 15,193 Depreciable property 192 158 Equity compensation 554 373 Accruals 411 723 CECL Adoption 336 - Deferred tax assets: 44,558 46,247 Deferred tax liability: Deferred loan cost (418) (28) Lease right of use asset (3,084) (3,648) Deferred expenses (189) (175) Cash flow hedge (332) - Other, net (105) (36) Deferred tax liability (4,128) (3,887) Net deferred tax assets $ 40,430 $ 42,360

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements	9 Months Ended
Off-Balance Sheet Arrangements	Sep. 30, 2023
Off-Balance Sheet Arrangements [Abstract]
Off-Balance Sheet Arrangements	5. The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financial instruments include letters of amount recognized in the Company’s Consolidated Balance Sheets. The Company uses the commitments and conditional obligations as it does for on-balance The Company's for unused lines of credit, and standby letters of credit A September 30, 2023 and December 31, 2022 (in thousands): Commitments to established in the contract. Commitments generally have Unfunded lines of customers. These lines of not be drawn upon to the total extent to which the Company Standby performance of a arrangements. Essentially all letters of credit have fixed maturity dates and since upon, they do not generally present a significant liquidity September 30, 2023 December 31, 2022 Commitments to grant loans and unfunded lines of credit $ 100,661 $ 95,461 Standby and commercial letters of credit 6,490 4,320 Total $ 107,151 $ 99,781

Derivatives

Derivatives	9 Months Ended
Derivatives	Sep. 30, 2023
Derivatives [Abstract]
Derivatives	6. The Company utilizes interest rate swap agreements its interest rate by the individual interest rate swap agreements. Interest Rate Swaps Designated as a Cash Flow Hedge As of September 30, two $ 50 average 2.63 3.59 %, compound SOFR being received. The Company had no The corresponding recognition losses are realized. Interest Rate Swaps Designated as Fair Value As of September 30, 2023, $ 200 maturity of 2.48 4.74 %, with the weighted average 3-month compound SOFR being received. Interest Rate Swaps The Company enters into interest rate swaps with its loan customers. The Company had 20 15 with 46.7 33.9 December 31, 2022, corresponding Company to provide the counterparty the Consolidated accounting purposes. The following table reflects the Company’s Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability September 30, 2023: Derivatives designated as hedging instruments: Interest rate swaps $ 250,000 - Other assets $ 1,450 $ 294 Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 46,717 $ 1,297 Other assets/Other liabilities $ 5,623 $ 5,623 December 31, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 33,893 $ 1,278 Other assets/Other liabilities $ 5,011 $ 5,011

Fair Value Measurements

Fair Value Measurements	9 Months Ended
Fair Value Measurements	Sep. 30, 2023
Fair Value Measurements [Abstract]
Fair Value Measurements	7. Determination of Fair Value The Company determine fair value financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market However, in where quoted techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in The fair (that is, market conditions. change in the depends on the facts within the range that is most representative of fair value under Fair Value Hierarchy In accordance with at fair assumptions used to determine fair value. Level 1 entity has equity securities that sources for market transactions involving identical assets Level 2 asset liabilities; quoted by observable market data for substantially the full term of the Level 3 significant whose value well as instruments for which determination of fair value A significant to the fair value measurement. Items Measured at Fair Value AFS investment securities: for such securities, Management reviews pricing methodologies provided by the vendors and third-party broker-dealers in order to determine if observable market information is being utilized. Securities measured with pricing provided by independent vendors or party broker-dealers securities, pricing models or discounted cash flow analyses Derivatives: classified within Level 2 of the hierarchy. The September 30, 2023 and December 31, 2022 for each Items Measured at Fair Value Individually Evaluated ASC 326 loans guidance, 3.9 approximately $ 3.6 294 credit losses at December 31, of expected cash estimates of changes in economic conditions and are Other Real estimate of valuation technique the appraiser the value for changes in a consequence of the carrying cost or the considered a Level 3 valuation. The following table represents the Company’s assets measured at 2023 and December 31, 2022 for each of the fair value The following table presents value on a non-recurring basis at December 31, 2022 (in thousands): There no December 31, 2022. Items Not Measured at Fair Value The following table value as of September 30, 2023 and December 31, 2022 September 30, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 8,025 $ - $ 8,025 $ - $ 8,655 $ - $ 8,655 Collateralized mortgage obligations - 78,571 - 78,571 - 95,541 - 95,541 Mortgage-backed securities - residential - 51,157 - 51,157 - 60,879 - 60,879 Mortgage-backed securities - commercial - 40,564 - 40,564 - 27,954 - 27,954 Municipal securities - 18,116 - 18,116 - 18,483 - 18,483 Bank subordinated debt securities - 22,176 - 22,176 - 14,919 - 14,919 Corporate bonds - - - - - 3,709 - 3,709 Total - 218,609 - 218,609 - 230,140 - 230,140 Derivative assets - 7,073 - 7,073 - 5,011 - 5,011 Total assets at fair value $ - $ 225,682 $ - $ 225,682 $ - $ 235,151 $ - $ 235,151 Derivative liabilities $ - $ 5,917 $ - $ 5,917 $ - $ 5,011 $ - $ 5,011 Total liabilities at fair value $ - $ 5,917 $ - $ 5,917 $ - $ 5,011 $ - $ 5,011 Level 1 Level 2 Level 3 Total September 30, 2023: Individually evaluated loans $ - $ - $ - $ - December 31, 2022: Impaired loans $ - $ - $ 3,639 $ 3,639 Fair Value Valuation Technique(s) Unobservable Input(s) December 31, 2022: Residential real estate $ 3,500 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 41 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 98 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,639 Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount September 30, 2023: Financial Assets: Cash and due from banks $ 5,074 $ 5,074 $ - $ - $ 5,074 Interest-bearing deposits in banks $ 28,361 $ 28,361 $ - $ - $ 28,361 Investment securities held to maturity, net $ 197,311 $ - $ 171,294 $ - $ 171,294 Loans held for investment, net $ 1,657,027 $ - $ - $ 1,606,440 $ 1,606,440 Accrued interest receivable $ 8,920 $ - $ 1,476 $ 7,444 $ 8,920 Financial Liabilities: Demand deposits $ 573,546 $ 573,546 $ - $ - $ 573,546 Money market and savings accounts $ 1,016,564 $ 1,016,564 $ - $ - $ 1,016,564 Interest-bearing checking accounts $ 46,537 $ 46,537 $ - $ - $ 46,537 Time deposits $ 284,275 $ - $ - $ 282,062 $ 282,062 FHLB advances $ 102,000 $ - $ 98,718 $ - $ 98,718 Accrued interest payable $ 1,206 $ - $ 469 $ 737 $ 1,206 December 31, 2022: Financial Assets: Cash and due from banks $ 6,605 $ 6,605 $ - $ - $ 6,605 Interest-bearing deposits in banks $ 47,563 $ 47,563 $ - $ - $ 47,563 Investment securities held to maturity $ 188,699 $ - $ 169,088 $ - $ 169,088 Loans held for investment, net $ 1,489,851 $ - $ - $ 1,436,877 $ 1,436,877 Accrued interest receivable $ 7,546 $ - $ 1,183 $ 6,363 $ 7,546 Financial Liabilities: Demand deposits $ 629,776 $ 629,776 $ - $ - $ 629,776 Money market and savings accounts $ 915,853 $ 915,853 $ - $ - $ 915,853 Interest-bearing checking accounts $ 66,675 $ 66,675 $ - $ - $ 66,675 Time deposits $ 216,977 $ - $ - $ 211,406 $ 211,406 FHLB advances $ 46,000 $ - $ 44,547 $ - $ 44,547 Accrued interest payable $ 229 $ - $ 92 $ 137 $ 229

Stockholders' Equity

Stockholders' Equity	9 Months Ended
Stockholders' Equity	Sep. 30, 2023
Stockholders' Equity [Abstract]
Stockholders' Equity	8. Common Stock In July 4,600,000 10.00 40.0 million after deducting underwriting discounts and expenses. In December 2021, Bank, which at the time were “Reorganization”) common stock, 1.00 one newly 1.00 Company’s wholly owned subsidiary. In the same designations, held in the Bank, stock as they previously owned of the Bank’s common In March 2023, the 121,627 stock awards pursuant to the Company’s 2015 equity incentive plan. There were no ended September 30, 2023 nor during the three and nine During the 577,603 stock 9.77 . approximately 6.6 pursuant to the Company’s publicly announced repurchase program. No ended 172,397 program. Shares of the Company’s Class A common stock issued and outstanding as of September 30, 2023 and December 31, 2022 were 19,542,290 20,000,753 , respectively. Dividends Declaration of dividends by the Board is required before dividend payments are made. No the Board for no The guidelines as of September 30, 2023 the Company and the Bank were 13.10 % and 13.06 %, respectively.

Earnings Per Share

Earnings Per Share	9 Months Ended
Earnings Per Share	Sep. 30, 2023
Earnings Per Share [Abstract]
Earnings Per Share	9. Earnings securities. Basic EPS number of common shares outstanding for computed by shares outstanding for the period determined using the treasury-stock method. For common stock options and are only included in the calculation The months ended September 30, 2023 and 2022 (in thousands): The following table reflects the calculation of basic and diluted earnings per common share class for the three and nine months ended September 30, 2023 and 2022 (in thousands, Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Net Income $ 3,819 $ 5,558 $ 13,824 $ 15,707 Net income available to common shareholders $ 3,819 $ 5,558 $ 13,824 $ 15,707 Three Months Ended September 30, 2023 2022 Class A Class A Basic EPS Numerator: Net income available to common shares $ 3,819 $ 5,558 Denominator: Weighted average shares outstanding 19,542,723 20,000,753 Earnings per share, basic $ 0.20 $ 0.28 Diluted EPS Numerator: Net income available to common shares $ 3,819 $ 5,558 Denominator: Weighted average shares outstanding for basic EPS 19,542,723 20,000,753 Add: Dilutive effects of assumed exercises of stock options 69,174 147,455 Weighted avg. shares including dilutive potential common shares 19,611,897 20,148,208 Earnings per share, diluted $ 0.19 $ 0.28 Anti-dilutive stock options excluded from diluted EPS 720,500 15,000 Net income has not been allocated to unvested restricted are not material to net income per share of percent of all of the outstanding shares of Nine Months Ended September 30, 2023 2022 Class A Class A Basic EPS Numerator: Net income available to common shares $ 13,824 $ 15,707 Denominator: Weighted average shares outstanding 19,661,685 19,998,841 Earnings per share, basic $ 0.70 $ 0.79 Diluted EPS Numerator: Net income available to common shares $ 13,824 $ 15,707 Denominator: Weighted average shares outstanding for basic EPS 19,661,685 19,998,841 Add: Dilutive effects of assumed exercises of stock options 67,496 179,248 Weighted avg. shares including dilutive potential common shares 19,729,181 20,178,089 Earnings per share, diluted $ 0.70 $ 0.78 Anti-dilutive stock options excluded from diluted EPS 720,500 15,000 Net income has not been allocated to unvested not material to net income per share of common of all of the outstanding shares of common stock

Loss Contingencies

Loss Contingencies	9 Months Ended
Loss Contingencies	Sep. 30, 2023
Loss Contingencies [Abstract]
Loss Contingencies	10. Loss contingencies, management, none on the Company’s Consolidated Financial Statements. As previously three six board members authority to approve the exchange of such action breached Incorporation. Company intends to vigorously defend against the allegations in merit, if the plaintiffs were successful, the Court

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	9 Months Ended
Summary of Significant Accounting Policies (Policy)	Sep. 30, 2023
Summary of Significant Accounting Policies [Abstract]
Overview	Overview USCB Financial Holdings, wholly owned subsidiary, 2002, is a Florida state-chartered, located in South Florida. The Bank transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, Florida Peninsula Title LLC began operations
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and (“U.S. opinion periods presented with Form 10-K/A for the year ended December 31, 2022.
Principles of Consolidation	Principles of Consolidation The balances are eliminated in consolidation.
Use of Estimates	Use of Estimates To prepare on available most significant (ACL) and income taxes.
Reclassifications	Reclassifications Certain amounts in the consolidated financial statements have been reclassified to conform Reclassifications had no impact on the net income or stockholders’
Adoption of New Accounting Standards and Issued and Not Yet Adopted	Adoption of New Accounting Standards Measurement of Credit Losses on Financial Instruments On January Credit incurred loss methodology with an expected loss methodology. measured at sheet guarantees, and other similar 842 on leases. In addition, require credit losses to be presented as an allowance management does not intend to sell or believes that Under CECL, internal Historical credit losses provide the basis for estimation of expected credit losses. Qualitative adjustments are applied to the expected credit is used to aid management in the assessment of qualitative The economic regression economic factors were used A fundamentally utilizes an run determine the lifetime expected of the instrument is the difference the measurement date. Management segments, a Adjustments management implemented a software solution attrition measurements based on the loan portfolio. At adoption of 84 % or $ 1.3 16 % or 251.0 7.9 million of loan receivables of the total loan portfolio were individually Portfolio segments are the level at which loss assumptions characteristics inherent in currently segments the portfolio based on collateral codes paired Company has established relationships between internal segmentation and FFIEC loss driver for each loan the Federal Reserve Bank residential Research Group revert on a loans. The model incorporates qualitative that may management's model. The credit losses within collectively evaluated loan portfolio. The receivables of $ 1.1 259 of tax cumulative adjustment resulted in a 1.0 section in Note 3 for more information on the ACL. Trouble Debt Restructuring In March 2022, the Financial Accounting Standards Board (“FASB”) issued ASU 2022-02, Financial Instruments-Credit Losses (Topic 326): Troubled 1) eliminates loan or current adopted material impact on the Company’s consolidated financial Issued and Not Yet Adopted Reference Rate Reform In Reference Rate Reform 2021-01 which provides the effects of) 2024. The ASU will have a material effect on our business operations

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
Investment Securities (Tables)	Sep. 30, 2023
Investments Securities [Abstract]
Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation	September 30, 2023 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 9,913 $ - $ (1,888) $ 8,025 Collateralized mortgage obligations 105,547 - (26,976) 78,571 Mortgage-backed securities - residential 66,024 - (14,867) 51,157 Mortgage-backed securities - commercial 48,010 62 (7,508) 40,564 Municipal securities 25,024 - (6,908) 18,116 Bank subordinated debt securities 24,417 5 (2,246) 22,176 Corporate bonds - - - - $ 278,935 $ 67 $ (60,393) $ 218,609 Held-to-maturity: U.S. Government Agency $ 44,087 $ - $ (7,038) $ 37,049 U.S. Treasury 19,934 - (28) 19,906 Collateralized mortgage obligations 64,094 - (10,308) 53,786 Mortgage-backed securities - residential 44,302 - (6,088) 38,214 Mortgage-backed securities - commercial 15,467 - (1,583) 13,884 Corporate bonds 9,443 - (988) 8,455 $ 197,327 $ - $ (26,033) $ 171,294 Allowance for credit losses - securities held-to-maturity (16) Securities held-to maturity, net of allowance for credit losses $ 197,311 December 31, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,177 $ - $ (1,522) $ 8,655 Collateralized mortgage obligations 118,951 - (23,410) 95,541 Mortgage-backed securities - residential 73,838 - (12,959) 60,879 Mortgage-backed securities - commercial 32,244 15 (4,305) 27,954 Municipal securities 25,084 - (6,601) 18,483 Bank subordinated debt securities 15,964 5 (1,050) 14,919 Corporate bonds 4,037 - (328) 3,709 $ 280,295 $ 20 $ (50,175) $ 230,140 Held-to-maturity: U.S. Government Agency $ 44,914 $ 25 $ (5,877) $ 39,062 U.S. Treasury 9,841 - (13) 9,828 Collateralized mortgage obligations 68,727 28 (7,830) 60,925 Mortgage-backed securities - residential 42,685 372 (4,574) 38,483 Mortgage-backed securities - commercial 11,442 - (665) 10,777 Corporate bonds 11,090 - (1,077) 10,013 $ 188,699 $ 425 $ (20,036) $ 169,088
Schedule of Realized Gains and Losses	Three Months Ended September 30, Nine Months Ended September 30, Available-for-sale: 2023 2022 2023 2022 Proceeds from sale and call of securities $ 6,792 $ 13,809 $ 15,409 $ 45,647 Gross gains $ - $ 2 $ 3 $ 218 Gross losses (955) (560) (979) (758) Net realized (loss) gain $ (955) $ (558) $ (976) $ (540)
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date	Available-for-sale Held-to-maturity September 30, 2023: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ 19,934 $ 19,906 Due after one year through five years 6,000 5,977 9,443 8,455 Due after five years through ten years 22,059 18,919 - - Due after ten years 21,382 15,396 - - U.S. Government Agency 9,913 8,025 44,087 37,049 Collateralized mortgage obligations 105,547 78,571 64,094 53,786 Mortgage-backed securities - residential 66,024 51,157 44,302 38,214 Mortgage-backed securities - commercial 48,010 40,564 15,467 13,884 $ 278,935 $ 218,609 $ 197,327 $ 171,294
Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value	September 30, 2023 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ - - 45,075 (10,184) $ 45,075 $ (10,184) U.S. Treasury 19,906 (28) - - 19,906 (28) Collateralized mortgage obligations - - 132,357 (41,869) 132,357 (41,869) Mortgage-backed securities - residential 5,362 (237) 84,009 (23,353) 89,371 (23,590) Mortgage-backed securities - commercial 20,006 (917) 32,923 (9,656) 52,929 (10,573) Municipal securities - - 18,116 (6,908) 18,116 (6,908) Bank subordinated debt securities 9,611 (304) 11,560 (1,941) 21,171 (2,245) Corporate bonds - - 8,454 (631) 8,454 (631) $ 54,885 $ (1,486) $ 332,494 $ (94,542) $ 387,379 $ (96,028) December 31, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 11,407 (1,093) 36,310 (7,616) 47,717 $ (8,709) U.S. Treasury 9,828 (13) - - 9,828 (13) Collateralized mortgage obligations 16,500 (963) 139,965 (34,962) 156,465 (35,925) Mortgage-backed securities - residential 5,059 (564) 91,742 (19,348) 96,801 (19,912) Mortgage-backed securities - commercial 10,052 (1,173) 26,823 (5,300) 36,875 (6,473) Municipal securities - - 18,483 (6,601) 18,483 (6,601) Bank subordinated debt securities 11,295 (670) 2,619 (381) 13,914 (1,051) Corporate bonds 13,723 (926) - - 13,723 (926) $ 77,864 $ (5,402) $ 315,942 $ (74,208) $ 393,806 $ (79,610)

Loans (Tables)

Loans (Tables)	9 Months Ended
Loans (Tables)	Sep. 30, 2023
Loans [Abstract]
Summary of Loans Held for Investment	September 30, 2023 December 31, 2022 Total Percent of Total Total Percent of Total Residential Real Estate $ 188,880 11.3 % $ 185,636 12.3 % Commercial Real Estate 1,005,280 60.0 % 970,410 64.4 % Commercial and Industrial 212,975 12.7 % 126,984 8.4 % Foreign Banks 94,640 5.7 % 93,769 6.2 % Consumer and Other 173,096 10.3 % 130,429 8.7 % Total 1,674,871 100.0 % 1,507,228 100.0 % Plus: Deferred fees (cost) 1,649 110 Total 1,676,520 1,507,338 Less: Allowance for credit losses 19,493 17,487 Total $ 1,657,027 $ 1,489,851
Allowance for Credit Losses	Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2023 Beginning balance $ 2,673 $ 10,183 $ 2,500 $ 677 $ 2,782 $ 18,815 Provision for credit losses (1) (162) (84) 738 73 108 673 Recoveries - - 8 - - 8 Charge-offs - - - - (3) (3) Ending Balance $ 2,511 $ 10,099 $ 3,246 $ 750 $ 2,887 $ 19,493 Nine Months Ended September 30, 2023 Beginning balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Cumulative effect of adoption of accounting principle (2) 1,238 1,105 (2,158) 23 858 1,066 Provision for credit losses (3) (89) (1,149) 1,181 7 965 915 Recoveries 10 - 60 - 3 73 Charge-offs - - - - (48) (48) Ending Balance $ 2,511 $ 10,099 $ 3,246 $ 750 $ 2,887 $ 19,493 (1) Provision for credit losses excludes $ 17 3 thousand release due to investment securities held to maturity. (2) Impact of CECL adoption on January 1, 2023 (3) Provision for credit losses excludes $ 39 16 thousand expense due to investment securities held to maturity. Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2022 Beginning balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Provision for credit losses (1,009) 695 1,126 74 24 910 Recoveries 1 - - - - 1 Charge-offs - - (88) - (5) (93) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Nine Months Ended September 30, 2022 Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,157) 1,227 1,011 268 266 1,615 Recoveries 33 - 11 - 3 47 Charge-offs (16) - (88) - (11) (115) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total September 30, 2023: Allowance for credit losses: Individually evaluated for impairment $ 146 $ - $ 135 $ - $ - $ 281 Collectively evaluated for impairment 2,365 10,099 3,111 750 2,887 19,212 Balances, end of period $ 2,511 $ 10,099 $ 3,246 $ 750 $ 2,887 $ 19,493 Loans: Individually evaluated for impairment $ 6,749 $ - $ 869 $ - $ - $ 7,618 Collectively evaluated for impairment 182,131 1,005,280 212,106 94,640 173,096 1,667,253 Balances, end of period $ 188,880 $ 1,005,280 $ 212,975 $ 94,640 $ 173,096 $ 1,674,871 December 31, 2022: Allowance for credit losses: Individually evaluated for impairment $ 155 $ - $ 41 $ - $ 98 $ 294 Collectively evaluated for impairment 1,197 10,143 4,122 720 1,011 17,193 Balances, end of period $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Loans: Individually evaluated for impairment $ 7,206 $ 393 $ 82 $ - $ 196 $ 7,877 Collectively evaluated for impairment 178,430 970,017 126,902 93,769 130,233 1,499,351 Balances, end of period $ 185,636 $ 970,410 $ 126,984 $ 93,769 $ 130,429 $ 1,507,228
Loan Credit Exposures	As of September 30, 2023 Term Loans by Origination Year Revolving Loans Total 2023 2022 2021 2020 2019 Prior Residential real estate Pass $ 17,760 $ 36,828 $ 26,315 $ 6,527 $ 9,749 $ 83,244 $ 8,457 $ 188,880 Total 17,760 36,828 26,315 6,527 9,749 83,244 8,457 188,880 Commercial real estate Pass 78,285 340,524 210,028 104,816 79,129 186,669 3,314 1,002,765 Substandard - - 1,818 697 - - - 2,515 Total 78,285 340,524 211,846 105,513 79,129 186,669 3,314 1,005,280 Commercial and industrial Pass 92,156 38,012 34,581 7,141 14,001 3,483 21,617 210,991 Substandard - - 340 - 1,344 - 300 1,984 Total 92,156 38,012 34,921 7,141 15,345 3,483 21,917 212,975 Foreign banks Pass 93,515 1,125 - - - - - 94,640 Total 93,515 1,125 - - - - - 94,640 Consumer and other loans Pass 50,027 74,961 44,249 717 529 1,396 1,217 173,096 Substandard - - - - - - - - Total 50,027 74,961 44,249 717 529 1,396 1,217 173,096 Total Pass 331,743 491,450 315,173 119,201 103,408 274,792 34,605 1,670,372 Special Mention - - - - - - - - Substandard - - 2,158 697 1,344 - 300 4,499 Doubtful - - - - - - - - Total $ 331,743 $ 491,450 $ 317,331 $ 119,898 $ 104,752 $ 274,792 $ 34,905 $ 1,674,871 As of December 31, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ - $ 623 1-4 family residential 132,178 - - - 132,178 Condo residential 52,835 - - - 52,835 185,636 - - - 185,636 - Commercial real estate: Land and construction 38,687 - - - 38,687 Multi-family residential 176,820 - - - 176,820 Condo commercial 49,601 - 393 - 49,994 Commercial property 702,357 - 2,552 - 704,909 967,465 - 2,945 - 970,410 Commercial and industrial: Secured 120,873 - 807 - 121,680 Unsecured 5,304 - - - 5,304 126,177 - 807 - 126,984 Foreign banks 93,769 - - - 93,769 Consumer and other loans 130,233 - 196 - 130,429 Total $ 1,503,280 $ - $ 3,948 $ - $ 1,507,228
Aging Analysis of Accruing and Total Non-Accruing Loans	Accruing As of September 30, 2023 Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 491 $ - $ - $ 491 $ - $ 491 1-4 family residential 138,069 - - 138,069 - 138,069 Condo residential 49,949 371 - 50,320 - 50,320 188,509 371 - 188,880 - 188,880 Commercial real estate: Land and construction 30,717 - - 30,717 - 30,717 Multi-family residential 177,573 - - 177,573 - 177,573 Condo commercial 58,100 - - 58,100 - 58,100 Commercial property 738,849 - - 738,849 - 738,849 Leasehold improvements 41 - - 41 - 41 1,005,280 - - 1,005,280 - 1,005,280 Commercial and industrial: Secured 194,119 - - 194,119 479 194,598 Unsecured 18,377 - - 18,377 - 18,377 212,496 - - 212,496 479 212,975 Foreign banks 94,640 - - 94,640 - 94,640 Consumer and other 173,096 - - 173,096 - 173,096 Total $ 1,674,021 $ 371 $ - $ 1,674,392 $ 479 $ 1,674,871 Accruing As of December 31, 2022: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ 623 $ - $ 623 1-4 family residential 131,120 1,058 - 132,178 - 132,178 Condo residential 50,310 2,525 - 52,835 - 52,835 182,053 3,583 - 185,636 - 185,636 Commercial real estate: Land and construction 38,687 - - 38,687 - 38,687 Multi-family residential 176,820 - - 176,820 - 176,820 Condo commercial 49,994 - - 49,994 - 49,994 Commercial property 704,884 25 - 704,909 - 704,909 Leasehold improvements - - - - - - 970,385 25 - 970,410 - 970,410 Commercial and industrial: Secured 121,649 31 - 121,680 - 121,680 Unsecured 4,332 972 - 5,304 - 5,304 125,981 1,003 - 126,984 - 126,984 Foreign banks 93,769 - - 93,769 - 93,769 Consumer and other 130,169 260 - 130,429 - 130,429 Total $ 1,502,357 $ 4,871 $ - $ 1,507,228 $ - $ 1,507,228
Non-Accrual status	September 30, 2023 Nonaccrual Loans With No Related Allowance Nonaccrual Loans With Related Allowance Total Non- accruals Loans Past Due Over 90 Days and Still Accruing Residential real estate $ - $ - $ - $ - Commercial real estate - - - - Commercial and industrial - 479 479 - Consumer and other - - - - $ - $ 479 $ 479 $ -
Impaired Loans	December 31, 2022 Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,551 $ 3,544 $ - Commercial real estate 393 393 - 3,944 3,937 - Impaired Loans with Specific Allowance: Residential real estate 3,655 3,626 155 Commercial and industrial 82 82 41 Consumer and other 196 196 98 3,933 3,904 294 Total $ 7,877 $ 7,841 $ 294 Three Months Ended September 30, 2022 Nine Months Ended September 30, 2022 Residential real estate $ 7,282 $ 7,732 Commercial real estate 590 619 Commercial and industrial 95 116 Consumer and other 207 214 Total $ 8,174 $ 8,681
Restructured Loans, by Type of Modification	Recorded Investment Prior to Modification Recorded Investment After Modification Number of Loans Combination Modifications Total Modifications Number of Loans Combination Modifications Total Modifications Residential real estate - $ - $ - - $ - $ - Commercial real estate - - - - - - Commercial and industrial 1 350 350 1 350 350 Consumer and other - - - - - - 1 $ 350 $ 350 1 $ 350 $ 350

Income Taxes (Tables)

Income Taxes (Tables)	9 Months Ended
Income Taxes (Tables)	Sep. 30, 2023
Income Taxes [Abstract]
Provision for Income Taxes	Nine Months Ended September 30, 2023 2022 Current: Federal $ - $ - State - - Total - - Deferred: Federal 3,510 4,342 State 954 1,187 Total 4,464 5,529 Total $ 4,464 $ 5,529
Statutory Tax Expense	Nine Months Ended September 30, 2023 2022 Federal taxes at statutory rate $ 3,840 $ 4,460 State income taxes, net of federal tax benefit 795 923 Bank owned life insurance (171) (202) Other, net - 348 Total $ 4,464 $ 5,529
Schedule of Deferred Tax Assets and Liabilities	September 30, 2023 December 31, 2022 Deferred tax assets: Net operating loss $ 17,588 $ 21,720 Allowance for credit losses 4,670 4,432 Lease liability 3,084 3,648 Unrealized losses on available for sale securities 17,723 15,193 Depreciable property 192 158 Equity compensation 554 373 Accruals 411 723 CECL Adoption 336 - Deferred tax assets: 44,558 46,247 Deferred tax liability: Deferred loan cost (418) (28) Lease right of use asset (3,084) (3,648) Deferred expenses (189) (175) Cash flow hedge (332) - Other, net (105) (36) Deferred tax liability (4,128) (3,887) Net deferred tax assets $ 40,430 $ 42,360

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements (Tables)	9 Months Ended
Off-Balance Sheet Arrangements (Tables)	Sep. 30, 2023
Off-Balance Sheet Arrangements [Abstract]
Schedule of Financials Instruments with Off-Balance Sheet Risk	September 30, 2023 December 31, 2022 Commitments to grant loans and unfunded lines of credit $ 100,661 $ 95,461 Standby and commercial letters of credit 6,490 4,320 Total $ 107,151 $ 99,781

Derivatives (Tables)

Derivatives (Tables)	9 Months Ended
Derivatives (Tables)	Sep. 30, 2023
Derivatives [Abstract]
Summary of Interest Rate Swaps	Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability September 30, 2023: Derivatives designated as hedging instruments: Interest rate swaps $ 250,000 - Other assets $ 1,450 $ 294 Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 46,717 $ 1,297 Other assets/Other liabilities $ 5,623 $ 5,623 December 31, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 33,893 $ 1,278 Other assets/Other liabilities $ 5,011 $ 5,011

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
Fair Value Measurements (Tables)	Sep. 30, 2023
Fair Value Measurements [Abstract]
Schedule of Assets Measured at Fair Value on Recurring Basis	September 30, 2023 December 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 8,025 $ - $ 8,025 $ - $ 8,655 $ - $ 8,655 Collateralized mortgage obligations - 78,571 - 78,571 - 95,541 - 95,541 Mortgage-backed securities - residential - 51,157 - 51,157 - 60,879 - 60,879 Mortgage-backed securities - commercial - 40,564 - 40,564 - 27,954 - 27,954 Municipal securities - 18,116 - 18,116 - 18,483 - 18,483 Bank subordinated debt securities - 22,176 - 22,176 - 14,919 - 14,919 Corporate bonds - - - - - 3,709 - 3,709 Total - 218,609 - 218,609 - 230,140 - 230,140 Derivative assets - 7,073 - 7,073 - 5,011 - 5,011 Total assets at fair value $ - $ 225,682 $ - $ 225,682 $ - $ 235,151 $ - $ 235,151 Derivative liabilities $ - $ 5,917 $ - $ 5,917 $ - $ 5,011 $ - $ 5,011 Total liabilities at fair value $ - $ 5,917 $ - $ 5,917 $ - $ 5,011 $ - $ 5,011
Schedule of Assets Measured at Fair Value on a Nonrecurring Basis	Level 1 Level 2 Level 3 Total September 30, 2023: Individually evaluated loans $ - $ - $ - $ - December 31, 2022: Impaired loans $ - $ - $ 3,639 $ 3,639
Quantified Information about Level 3 Fair Value Measurements for Assets Measured at Fair Value on a Non-recurring Basis	Fair Value Valuation Technique(s) Unobservable Input(s) December 31, 2022: Residential real estate $ 3,500 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 41 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 98 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,639
Carrying Amounts and Estimated Fair Values of Financial Instruments not Carried at Fair Value	Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount September 30, 2023: Financial Assets: Cash and due from banks $ 5,074 $ 5,074 $ - $ - $ 5,074 Interest-bearing deposits in banks $ 28,361 $ 28,361 $ - $ - $ 28,361 Investment securities held to maturity, net $ 197,311 $ - $ 171,294 $ - $ 171,294 Loans held for investment, net $ 1,657,027 $ - $ - $ 1,606,440 $ 1,606,440 Accrued interest receivable $ 8,920 $ - $ 1,476 $ 7,444 $ 8,920 Financial Liabilities: Demand deposits $ 573,546 $ 573,546 $ - $ - $ 573,546 Money market and savings accounts $ 1,016,564 $ 1,016,564 $ - $ - $ 1,016,564 Interest-bearing checking accounts $ 46,537 $ 46,537 $ - $ - $ 46,537 Time deposits $ 284,275 $ - $ - $ 282,062 $ 282,062 FHLB advances $ 102,000 $ - $ 98,718 $ - $ 98,718 Accrued interest payable $ 1,206 $ - $ 469 $ 737 $ 1,206 December 31, 2022: Financial Assets: Cash and due from banks $ 6,605 $ 6,605 $ - $ - $ 6,605 Interest-bearing deposits in banks $ 47,563 $ 47,563 $ - $ - $ 47,563 Investment securities held to maturity $ 188,699 $ - $ 169,088 $ - $ 169,088 Loans held for investment, net $ 1,489,851 $ - $ - $ 1,436,877 $ 1,436,877 Accrued interest receivable $ 7,546 $ - $ 1,183 $ 6,363 $ 7,546 Financial Liabilities: Demand deposits $ 629,776 $ 629,776 $ - $ - $ 629,776 Money market and savings accounts $ 915,853 $ 915,853 $ - $ - $ 915,853 Interest-bearing checking accounts $ 66,675 $ 66,675 $ - $ - $ 66,675 Time deposits $ 216,977 $ - $ - $ 211,406 $ 211,406 FHLB advances $ 46,000 $ - $ 44,547 $ - $ 44,547 Accrued interest payable $ 229 $ - $ 92 $ 137 $ 229

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
Earnings Per Share (Tables)	Sep. 30, 2023
Earnings Per Share [Abstract]
Calculation of Net Income (Loss) Available to Common Stockholders before being Allocable between Class A and Class B Common Shares	Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Net Income $ 3,819 $ 5,558 $ 13,824 $ 15,707 Net income available to common shareholders $ 3,819 $ 5,558 $ 13,824 $ 15,707
Calculation of Basic and Diluted Earnings (Loss) per Common Share Class	Three Months Ended September 30, 2023 2022 Class A Class A Basic EPS Numerator: Net income available to common shares $ 3,819 $ 5,558 Denominator: Weighted average shares outstanding 19,542,723 20,000,753 Earnings per share, basic $ 0.20 $ 0.28 Diluted EPS Numerator: Net income available to common shares $ 3,819 $ 5,558 Denominator: Weighted average shares outstanding for basic EPS 19,542,723 20,000,753 Add: Dilutive effects of assumed exercises of stock options 69,174 147,455 Weighted avg. shares including dilutive potential common shares 19,611,897 20,148,208 Earnings per share, diluted $ 0.19 $ 0.28 Anti-dilutive stock options excluded from diluted EPS 720,500 15,000 Net income has not been allocated to unvested restricted are not material to net income per share of percent of all of the outstanding shares of Nine Months Ended September 30, 2023 2022 Class A Class A Basic EPS Numerator: Net income available to common shares $ 13,824 $ 15,707 Denominator: Weighted average shares outstanding 19,661,685 19,998,841 Earnings per share, basic $ 0.70 $ 0.79 Diluted EPS Numerator: Net income available to common shares $ 13,824 $ 15,707 Denominator: Weighted average shares outstanding for basic EPS 19,661,685 19,998,841 Add: Dilutive effects of assumed exercises of stock options 67,496 179,248 Weighted avg. shares including dilutive potential common shares 19,729,181 20,178,089 Earnings per share, diluted $ 0.70 $ 0.78 Anti-dilutive stock options excluded from diluted EPS 720,500 15,000 Net income has not been allocated to unvested not material to net income per share of common of all of the outstanding shares of common stock

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Significant Accounting Policies Disclosure [Line Items]
Allowance for credit losses	$ 19,493	$ 17,487	$ 18,815	$ 16,604	$ 15,786	$ 15,057
Increase in allowance for credit losses	2,000
Stockholders' equity	182,884	182,428	183,685	177,417	180,068	203,897
Accumulated deficit	(91,269)	(104,104)
Collectively evaluated for impairment	1,667,253	1,499,351
Individually evaluated for impairment	7,618	7,877
Discounted Cash Flow [Member]
Significant Accounting Policies Disclosure [Line Items]
Collectively evaluated for impairment		$ 1,300,000
Percentage of loans evaluated		84%
Remaining life method [Member]
Significant Accounting Policies Disclosure [Line Items]
Collectively evaluated for impairment		$ 251,000
Percentage of loans evaluated		16%
Cumulative Effect Period Of Adoption Adjustment [Member]
Significant Accounting Policies Disclosure [Line Items]
Allowance for credit losses		$ 1,066
Increase in allowance for credit losses		1,100
Increase in reserve on unfunded commitments		259
Stockholders' equity		(989)
Retained Earnings [Member]
Significant Accounting Policies Disclosure [Line Items]
Stockholders' equity	$ (91,269)	(104,104)	$ (95,088)	$ (108,538)	$ (114,096)	$ (124,245)
Retained Earnings [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Significant Accounting Policies Disclosure [Line Items]
Stockholders' equity		$ (989)
Common Class A [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, par value	$ 1	$ 1

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	3 Months Ended	9 Months Ended		12 Months Ended
Investment Securities (Narrative) (Details)	Sep. 30, 2023 USD ($)	Sep. 30, 2023 USD ($) Item	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($) Item
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities \| Item				26
Investment securities available for sale, amortized cost	$ 278,935,000	$ 278,935,000		$ 280,295,000
Investment securities available for sale, at fair value	218,609,000	218,609,000		230,140,000
Borrowing from BTFB	0	0
Investment securities held to maturity	197,327,000	197,327,000		188,699,000
Held to maturity, allowance for credit loss	16,000	16,000		0
Transfer of investment securities from available-for-sale to held-to-maturity		0	$ 74,444,000
Securities Sold Under Agreements To Repurchase [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged under public funds, fair value	0	0
Asset Pledged As Collateral With Right [Member] \| Bank Term Funding Program [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged under public funds, fair value	134,400,000	$ 134,400,000
Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Ratio of outstanding uninsured deposits for public deposits secured by securities pledged		25%
Pledged under public funds, fair value	212,300,000	$ 212,300,000		204,200,000
Maximum [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged under public funds, fair value	20,000,000	20,000,000
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities available for sale, amortized cost				4,037,000
Investment securities available for sale, at fair value				3,709,000
Investment securities held to maturity	9,443,000	$ 9,443,000		$ 11,090,000
Corporate Bond Securities [Member] \| Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities \| Item		27		18
Pledged under public funds, fair value	82,600,000	$ 82,600,000		$ 49,000,000
Mortgage Backed Securities and Collateralized Mortgage Obligations of Government Sponsored Entities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities available for sale, at fair value	276,200,000	276,200,000		294,600,000
Unrealized losses		67,300,000		53,700,000
US Government and US Agency Issued Bonds and Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities held to maturity	187,900,000	187,900,000
Held to maturity, allowance for credit loss	0	0
Investment Grade Corporate Bonds [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities held to maturity	9,400,000	9,400,000
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities available for sale, amortized cost				74,400,000
Investment securities available for sale, at fair value				63,800,000
Net unrealized gain (loss)	(64,000)	(184,000)		$ (10,600,000)
Unrealized losses		128,500,000
Unamortized net unrealized loss	$ 9,600,000	$ 9,600,000

Investment Securities (Schedule

Investment Securities (Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation) (Details) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Available-for-sale:
Amortized Cost	$ 278,935,000	$ 280,295,000
Unrealized Gains	67,000	20,000
Unrealized Losses	(60,393,000)	(50,175,000)
Fair Value	218,609,000	230,140,000
Held-to-maturity:
Amortized Cost	197,327,000	188,699,000
Unrealized Gains		425,000
Unrealized Losses	(26,033,000)	(20,036,000)
Fair Value	171,294,000	169,088,000
Allowance for credit losses - securities held-to-maturity	(16,000)	0
Securities held-to maturity, net of allowance for credit losses	197,311,000	188,699,000
U.S. Government Agency [Member]
Available-for-sale:
Amortized Cost	9,913,000	10,177,000
Unrealized Gains
Unrealized Losses	(1,888,000)	(1,522,000)
Fair Value	8,025,000	8,655,000
Held-to-maturity:
Amortized Cost	44,087,000	44,914,000
Unrealized Gains		25,000
Unrealized Losses	(7,038,000)	(5,877,000)
Fair Value	37,049,000	39,062,000
U.S. Treasury [Member]
Held-to-maturity:
Amortized Cost	19,934,000	9,841,000
Unrealized Gains
Unrealized Losses	(28,000)	(13,000)
Fair Value	19,906,000	9,828,000
Collateralized Mortgage Obligations [Member]
Available-for-sale:
Amortized Cost	105,547,000	118,951,000
Unrealized Gains
Unrealized Losses	(26,976,000)	(23,410,000)
Fair Value	78,571,000	95,541,000
Held-to-maturity:
Amortized Cost	64,094,000	68,727,000
Unrealized Gains		28,000
Unrealized Losses	(10,308,000)	(7,830,000)
Fair Value	53,786,000	60,925,000
Mortgage-Backed Securities - Residential [Member]
Available-for-sale:
Amortized Cost	66,024,000	73,838,000
Unrealized Gains
Unrealized Losses	(14,867,000)	(12,959,000)
Fair Value	51,157,000	60,879,000
Held-to-maturity:
Amortized Cost	44,302,000	42,685,000
Unrealized Gains		372,000
Unrealized Losses	(6,088,000)	(4,574,000)
Fair Value	38,214,000	38,483,000
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale:
Amortized Cost	48,010,000	32,244,000
Unrealized Gains	62,000	15,000
Unrealized Losses	(7,508,000)	(4,305,000)
Fair Value	40,564,000	27,954,000
Held-to-maturity:
Amortized Cost	15,467,000	11,442,000
Unrealized Gains
Unrealized Losses	(1,583,000)	(665,000)
Fair Value	13,884,000	10,777,000
Municipal Securities [Member]
Available-for-sale:
Amortized Cost	25,024,000	25,084,000
Unrealized Gains
Unrealized Losses	(6,908,000)	(6,601,000)
Fair Value	18,116,000	18,483,000
Bank Subordinated Debt Securities [Member]
Available-for-sale:
Amortized Cost	24,417,000	15,964,000
Unrealized Gains	5,000	5,000
Unrealized Losses	(2,246,000)	(1,050,000)
Fair Value	22,176,000	14,919,000
Corporate Bonds [Member]
Available-for-sale:
Amortized Cost		4,037,000
Unrealized Gains
Unrealized Losses		(328,000)
Fair Value		3,709,000
Held-to-maturity:
Amortized Cost	9,443,000	11,090,000
Unrealized Gains
Unrealized Losses	(988,000)	(1,077,000)
Fair Value	$ 8,455,000	$ 10,013,000

Investment Securities (Schedu_2

Investment Securities (Schedule of Realized Gains and Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Investments Securities [Abstract]
Proceeds from sale and call of securities	$ 6,792	$ 13,809	$ 15,409	$ 45,647
Gross gains		2	3	218
Gross losses	(955)	(560)	(979)	(758)
Net realized (loss) gain	$ (955)	$ (558)	$ (976)	$ (540)

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Available-for-sale, Amortized Cost:
Due within one year
Due after one year through five years	6,000
Due after five years through ten years	22,059
Due after ten years	21,382
Amortized Cost	278,935	$ 280,295
Available-for-sale, Fair Value:
Due within one year
Due after one year through five years	5,977
Due after five years through ten years	18,919
Due after ten years	15,396
Fair Value	218,609	230,140
Held-to-maturity, Amortized Cost:
Due within one year	19,934
Due after one year through five years	9,443
Due after five years through ten years
Due after ten years
Amortized Cost	197,327	188,699
Held-to-maturity, Fair Value:
Due within one year	19,906
Due after one year through five years	8,455
Due after five years through ten years
Due after ten years
Fair Value	171,294	169,088
U.S. Government Agency [Member]
Available-for-sale, Amortized Cost:
Amortized Cost	9,913	10,177
Available-for-sale, Fair Value:
Fair Value	8,025	8,655
Held-to-maturity, Amortized Cost:
Amortized Cost	44,087	44,914
Held-to-maturity, Fair Value:
Fair Value	37,049	39,062
U.S. Treasury [Member]
Held-to-maturity, Amortized Cost:
Amortized Cost	19,934	9,841
Held-to-maturity, Fair Value:
Fair Value	19,906	9,828
Collateralized Mortgage Obligations [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	105,547
Amortized Cost	105,547	118,951
Available-for-sale, Fair Value:
Without single maturity date	78,571
Fair Value	78,571	95,541
Held-to-maturity, Amortized Cost:
Without single maturity date	64,094
Amortized Cost	64,094	68,727
Held-to-maturity, Fair Value:
Without single maturity date	53,786
Fair Value	53,786	60,925
Mortgage-Backed Securities - Residential [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	66,024
Amortized Cost	66,024	73,838
Available-for-sale, Fair Value:
Without single maturity date	51,157
Fair Value	51,157	60,879
Held-to-maturity, Amortized Cost:
Without single maturity date	44,302
Amortized Cost	44,302	42,685
Held-to-maturity, Fair Value:
Without single maturity date	38,214
Fair Value	38,214	38,483
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	48,010
Amortized Cost	48,010	32,244
Available-for-sale, Fair Value:
Without single maturity date	40,564
Fair Value	40,564	27,954
Held-to-maturity, Amortized Cost:
Without single maturity date	15,467
Amortized Cost	15,467	11,442
Held-to-maturity, Fair Value:
Without single maturity date	13,884
Fair Value	$ 13,884	$ 10,777

Investment Securities (Availabl

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	$ 54,885	$ 77,864
Unrealized Losses, Less than 12 months	(1,486)	(5,402)
Fair Value, 12 Months or More	332,494	315,942
Unrealized Losses 12 Months Or Longer	(94,542)	(74,208)
Fair value	387,379	393,806
Unrealized Losses	(96,028)	(79,610)
U.S. Government Agency [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months		11,407
Unrealized Losses, Less than 12 months		(1,093)
Fair Value, 12 Months or More	45,075	36,310
Unrealized Losses 12 Months Or Longer	(10,184)	(7,616)
Fair value	45,075	47,717
Unrealized Losses	(10,184)	(8,709)
U.S. Treasury [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	19,906	9,828
Unrealized Losses, Less than 12 months	(28)	(13)
Fair Value, 12 Months or More
Unrealized Losses 12 Months Or Longer
Fair value	19,906	9,828
Unrealized Losses	(28)	(13)
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months		16,500
Unrealized Losses, Less than 12 months		(963)
Fair Value, 12 Months or More	132,357	139,965
Unrealized Losses 12 Months Or Longer	(41,869)	(34,962)
Fair value	132,357	156,465
Unrealized Losses	(41,869)	(35,925)
Mortgage-Backed Securities - Residential [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	5,362	5,059
Unrealized Losses, Less than 12 months	(237)	(564)
Fair Value, 12 Months or More	84,009	91,742
Unrealized Losses 12 Months Or Longer	(23,353)	(19,348)
Fair value	89,371	96,801
Unrealized Losses	(23,590)	(19,912)
Mortgage-Backed Securities - Commercial [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	20,006	10,052
Unrealized Losses, Less than 12 months	(917)	(1,173)
Fair Value, 12 Months or More	32,923	26,823
Unrealized Losses 12 Months Or Longer	(9,656)	(5,300)
Fair value	52,929	36,875
Unrealized Losses	(10,573)	(6,473)
Municipal Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months
Unrealized Losses, Less than 12 months
Fair Value, 12 Months or More	18,116	18,483
Unrealized Losses 12 Months Or Longer	(6,908)	(6,601)
Fair value	18,116	18,483
Unrealized Losses	(6,908)	(6,601)
Bank Subordinated Debt Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	9,611	11,295
Unrealized Losses, Less than 12 months	(304)	(670)
Fair Value, 12 Months or More	11,560	2,619
Unrealized Losses 12 Months Or Longer	(1,941)	(381)
Fair value	21,171	13,914
Unrealized Losses	(2,245)	(1,051)
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months		13,723
Unrealized Losses, Less than 12 months		(926)
Fair Value, 12 Months or More	8,454
Unrealized Losses 12 Months Or Longer	(631)
Fair value	8,454	13,723
Unrealized Losses	$ (631)	$ (926)

Loans (Narrative) (Details)

Loans (Narrative) (Details)	3 Months Ended		9 Months Ended
Loans (Narrative) (Details)	Sep. 30, 2023 USD ($) Item	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($) Item	Sep. 30, 2022 USD ($)	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 1,674,871,000		$ 1,674,871,000			$ 1,507,228,000
Interest income recognized attributable to nonaccrual loans	0	$ 0
Allocated of specific allowance for TDR loans						294,000
Charge-offs	3,000	93,000	48,000	$ 115,000
Total Non-accruals	479,000		479,000			0
Allowance for credit losses	$ 19,493,000	16,604,000	19,493,000	16,604,000	$ 18,815,000	17,487,000	$ 15,786,000	$ 15,057,000
Increase in allowance for credit losses			$ 2,000,000
Number of loans modified \| Item	0		1
Loan modifications that subsequently defaulted	$ 0		$ 0
Accounting Standards Update 201613 [Member]
Accounts Notes And Loans Receivable [Line Items]
Increase in allowance for credit losses			1,100,000
Loans performed in accordance with their original terms [Member]
Accounts Notes And Loans Receivable [Line Items]
Interest income recognized attributable to nonaccrual loans	12,000	0	28,000	0
Loans Originated in 2015 [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs			21,000
Loans Originated in 2023 [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs	3,000		27,000
Loan Growth [Member]
Accounts Notes And Loans Receivable [Line Items]
Increase in allowance for credit losses			915,000
Loans Originated In 2004 [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs				15,600,000
Loans Originated In 2019 [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs				87,700,000
Loans Originated In 2022 [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs				10,900,000
Paycheck Protection Program [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan amount	295,000		295,000			1,300,000
Interest income recognized attributable to nonaccrual loans			6,000	1,600,000
Collateral Pledged [Member] \| Loans performed in accordance with their original terms [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	0		0			0
Interest income recognized on impaired loans		90,000		271,000
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	212,975,000		212,975,000			126,984,000
Allocated of specific allowance for TDR loans						41,000
Charge-offs		88,000		88,000
Total Non-accruals	479,000		479,000
Allowance for credit losses	3,246,000	$ 3,709,000	$ 3,246,000	$ 3,709,000	$ 2,500,000	4,163,000	$ 2,671,000	$ 2,775,000
Number of loans modified \| Item			1
Commercial and Industrial [Member] \| Federal Home Loan Bank Advances [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 556,100,000		$ 556,100,000			$ 338,100,000

Loans (Summary of Loans Held fo

Loans (Summary of Loans Held for Investment) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 1,674,871	$ 1,507,228
Plus: Deferred fees (cost)	1,649	110
Total loans net of deferred fees (cost)	1,676,520	1,507,338
Less: ACL	19,493	17,487
Total net loans	$ 1,657,027	$ 1,489,851
Percent of Total	100%	100%
Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 188,880	$ 185,636
Percent of Total	11.30%	12.30%
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 1,005,280	$ 970,410
Percent of Total	60%	64.40%
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 212,975	$ 126,984
Percent of Total	12.70%	8.40%
Foreign Banks [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 94,640	$ 93,769
Percent of Total	5.70%	6.20%
Consumer and Other [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 173,096	$ 130,429
Percent of Total	10.30%	8.70%

Loans (Allowance for Credit Los

Loans (Allowance for Credit Losses) (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
Loans (Allowance for Credit Losses) (Details) - USD ($)	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 18,815,000	$ 15,786,000	$ 17,487,000	$ 15,057,000	$ 15,057,000
Provision for credit losses	673,000	910,000	915,000	1,615,000
Recoveries	8,000	1,000	73,000	47,000
Charge-offs	(3,000)	(93,000)	(48,000)	(115,000)
Ending balance	19,493,000	16,604,000	19,493,000	16,604,000	17,487,000
Allowance for Credit Losses:
Individually evaluated for impairment	281,000		281,000		294,000
Collectively evaluated for impairment	19,212,000		19,212,000		17,193,000
Balances, end of period	19,493,000	16,604,000	19,493,000	16,604,000	17,487,000
Loans:
Individually evaluated for impairment	7,618,000		7,618,000		7,877,000
Collectively evaluated for impairment	1,667,253,000		1,667,253,000		1,499,351,000
Balances, end of period	1,674,871,000		1,674,871,000		1,507,228,000
Held to maturity, change in allowance for credit loss			3,000
Unfunded commitments	17,000		39,000
Held to maturity, allowance for credit loss	16,000		16,000		0
Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance			1,066,000
Ending balance					1,066,000
Allowance for Credit Losses:
Balances, end of period					1,066,000
Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,673,000	2,366,000	1,352,000	2,498,000	2,498,000
Provision for credit losses	(162,000)	(1,009,000)	(89,000)	(1,157,000)
Recoveries		1,000	10,000	33,000
Charge-offs				(16,000)
Ending balance	2,511,000	1,358,000	2,511,000	1,358,000	1,352,000
Allowance for Credit Losses:
Individually evaluated for impairment	146,000		146,000		155,000
Collectively evaluated for impairment	2,365,000		2,365,000		1,197,000
Balances, end of period	2,511,000	1,358,000	2,511,000	1,358,000	1,352,000
Loans:
Individually evaluated for impairment	6,749,000		6,749,000		7,206,000
Collectively evaluated for impairment	182,131,000		182,131,000		178,430,000
Balances, end of period	188,880,000		188,880,000		185,636,000
Residential Real Estate [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance			1,238,000
Ending balance					1,238,000
Allowance for Credit Losses:
Balances, end of period					1,238,000
Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	10,183,000	9,290,000	10,143,000	8,758,000	8,758,000
Provision for credit losses	(84,000)	695,000	(1,149,000)	1,227,000
Recoveries
Charge-offs
Ending balance	10,099,000	9,985,000	10,099,000	9,985,000	10,143,000
Allowance for Credit Losses:
Individually evaluated for impairment
Collectively evaluated for impairment	10,099,000		10,099,000		10,143,000
Balances, end of period	10,099,000	9,985,000	10,099,000	9,985,000	10,143,000
Loans:
Individually evaluated for impairment					393,000
Collectively evaluated for impairment	1,005,280,000		1,005,280,000		970,017,000
Balances, end of period	1,005,280,000		1,005,280,000		970,410,000
Commercial Real Estate [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance			1,105,000
Ending balance					1,105,000
Allowance for Credit Losses:
Balances, end of period					1,105,000
Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,500,000	2,671,000	4,163,000	2,775,000	2,775,000
Provision for credit losses	738,000	1,126,000	1,181,000	1,011,000
Recoveries	8,000		60,000	11,000
Charge-offs		(88,000)		(88,000)
Ending balance	3,246,000	3,709,000	3,246,000	3,709,000	4,163,000
Allowance for Credit Losses:
Individually evaluated for impairment	135,000		135,000		41,000
Collectively evaluated for impairment	3,111,000		3,111,000		4,122,000
Balances, end of period	3,246,000	3,709,000	3,246,000	3,709,000	4,163,000
Loans:
Individually evaluated for impairment	869,000		869,000		82,000
Collectively evaluated for impairment	212,106,000		212,106,000		126,902,000
Balances, end of period	212,975,000		212,975,000		126,984,000
Commercial and Industrial [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance			(2,158,000)
Ending balance					(2,158,000)
Allowance for Credit Losses:
Balances, end of period					(2,158,000)
Foreign Banks [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	677,000	651,000	720,000	457,000	457,000
Provision for credit losses	73,000	74,000	7,000	268,000
Recoveries
Charge-offs
Ending balance	750,000	725,000	750,000	725,000	720,000
Allowance for Credit Losses:
Individually evaluated for impairment
Collectively evaluated for impairment	750,000		750,000		720,000
Balances, end of period	750,000	725,000	750,000	725,000	720,000
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment	94,640,000		94,640,000		93,769,000
Balances, end of period	94,640,000		94,640,000		93,769,000
Foreign Banks [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance			23,000
Ending balance					23,000
Allowance for Credit Losses:
Balances, end of period					23,000
Consumer and Other [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,782,000	808,000	1,109,000	569,000	569,000
Provision for credit losses	108,000	24,000	965,000	266,000
Recoveries			3,000	3,000
Charge-offs	(3,000)	(5,000)	(48,000)	(11,000)
Ending balance	2,887,000	827,000	2,887,000	827,000	1,109,000
Allowance for Credit Losses:
Individually evaluated for impairment					98,000
Collectively evaluated for impairment	2,887,000		2,887,000		1,011,000
Balances, end of period	2,887,000	$ 827,000	2,887,000	$ 827,000	1,109,000
Loans:
Individually evaluated for impairment					196,000
Collectively evaluated for impairment	173,096,000		173,096,000		130,233,000
Balances, end of period	$ 173,096,000		173,096,000		130,429,000
Consumer and Other [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance			$ 858,000
Ending balance					858,000
Allowance for Credit Losses:
Balances, end of period					$ 858,000

Loans (Term Loans by Originatio

Loans (Term Loans by Origination Year) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment [Line Items]
2023	$ 331,743
2022	491,450
2021	317,331
2020	119,898
2019	104,752
Prior	274,792
Revolving Loans	34,905
Total	1,674,871	$ 1,507,228
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	331,743
2022	491,450
2021	315,173
2020	119,201
2019	103,408
Prior	274,792
Revolving Loans	34,605
Total	1,670,372	1,503,280
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021	2,158
2020	697
2019	1,344
Prior
Revolving Loans	300
Total	4,499	3,948
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
2023	17,760
2022	36,828
2021	26,315
2020	6,527
2019	9,749
Prior	83,244
Revolving Loans	8,457
Total	188,880	185,636
Residential Real Estate [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	17,760
2022	36,828
2021	26,315
2020	6,527
2019	9,749
Prior	83,244
Revolving Loans	8,457
Total	188,880	185,636
Residential Real Estate [Member] \| Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Residential Real Estate [Member] \| Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Residential Real Estate [Member] \| Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
2023	78,285
2022	340,524
2021	211,846
2020	105,513
2019	79,129
Prior	186,669
Revolving Loans	3,314
Total	1,005,280	970,410
Commercial Real Estate Portfolio Segment [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	78,285
2022	340,524
2021	210,028
2020	104,816
2019	79,129
Prior	186,669
Revolving Loans	3,314
Total	1,002,765	967,465
Commercial Real Estate Portfolio Segment [Member] \| Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Commercial Real Estate Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021	1,818
2020	697
2019
Prior
Revolving Loans
Total	2,515	2,945
Commercial Real Estate Portfolio Segment [Member] \| Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
2023	92,156
2022	38,012
2021	34,921
2020	7,141
2019	15,345
Prior	3,483
Revolving Loans	21,917
Total	212,975	126,984
Commercial and Industrial [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	92,156
2022	38,012
2021	34,581
2020	7,141
2019	14,001
Prior	3,483
Revolving Loans	21,617
Total	210,991	126,177
Commercial and Industrial [Member] \| Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Commercial and Industrial [Member] \| Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021	340
2020
2019	1,344
Prior
Revolving Loans	300
Total	1,984	807
Commercial and Industrial [Member] \| Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
2023	93,515
2022	1,125
2021
2020
2019
Prior
Revolving Loans
Total	94,640	93,769
Foreign Banks [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	93,515
2022	1,125
2021
2020
2019
Prior
Revolving Loans
Total	94,640	93,769
Foreign Banks [Member] \| Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Foreign Banks [Member] \| Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Foreign Banks [Member] \| Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
2023	50,027
2022	74,961
2021	44,249
2020	717
2019	529
Prior	1,396
Revolving Loans	1,217
Total	173,096	130,429
Consumer and Other [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	50,027
2022	74,961
2021	44,249
2020	717
2019	529
Prior	1,396
Revolving Loans	1,217
Total	173,096	130,233
Consumer and Other [Member] \| Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total
Consumer and Other [Member] \| Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total		196
Consumer and Other [Member] \| Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total

Loans (Loan Credit Exposures) (

Loans (Loan Credit Exposures) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 1,674,871	$ 1,507,228
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	188,880	185,636
Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	491	623
Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	138,069	132,178
Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	50,320	52,835
Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,005,280	970,410
Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	30,717	38,687
Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	177,573	176,820
Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	58,100	49,994
Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	738,849	704,909
Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	41
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	212,975	126,984
Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	194,598	121,680
Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	18,377	5,304
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	94,640	93,769
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	173,096	130,429
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,670,372	1,503,280
Pass [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	188,880	185,636
Pass [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		623
Pass [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		132,178
Pass [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		52,835
Pass [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,002,765	967,465
Pass [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		38,687
Pass [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		176,820
Pass [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		49,601
Pass [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		702,357
Pass [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	210,991	126,177
Pass [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		120,873
Pass [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		5,304
Pass [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	94,640	93,769
Pass [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	173,096	130,233
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,499	3,948
Substandard [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,515	2,945
Substandard [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		393
Substandard [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		2,552
Substandard [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,984	807
Substandard [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		807
Substandard [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		196
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans

Loans (Aging Analysis of Accrui

Loans (Aging Analysis of Accruing and Total Non-Accruing Loans) (Details) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	1,674,392,000	1,507,228,000
Non-Accrual	479,000	0
Balances, end of period	1,674,871,000	1,507,228,000
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	188,880,000	185,636,000
Non-Accrual
Balances, end of period	188,880,000	185,636,000
Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	491,000	623,000
Non-Accrual
Balances, end of period	491,000	623,000
Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	138,069,000	132,178,000
Non-Accrual
Balances, end of period	138,069,000	132,178,000
Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	50,320,000	52,835,000
Non-Accrual
Balances, end of period	50,320,000	52,835,000
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	1,005,280,000	970,410,000
Non-Accrual
Balances, end of period	1,005,280,000	970,410,000
Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	30,717,000	38,687,000
Non-Accrual
Balances, end of period	30,717,000	38,687,000
Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	177,573,000	176,820,000
Non-Accrual
Balances, end of period	177,573,000	176,820,000
Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	58,100,000	49,994,000
Non-Accrual
Balances, end of period	58,100,000	49,994,000
Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	738,849,000	704,909,000
Non-Accrual
Balances, end of period	738,849,000	704,909,000
Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	41,000
Non-Accrual
Balances, end of period	41,000
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	212,496,000	126,984,000
Non-Accrual	479,000
Balances, end of period	212,975,000	126,984,000
Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	194,119,000	121,680,000
Non-Accrual	479,000
Balances, end of period	194,598,000	121,680,000
Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	18,377,000	5,304,000
Non-Accrual
Balances, end of period	18,377,000	5,304,000
Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	94,640,000	93,769,000
Non-Accrual
Balances, end of period	94,640,000	93,769,000
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	173,096,000	130,429,000
Non-Accrual
Balances, end of period	173,096,000	130,429,000
Current [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,674,021,000	1,502,357,000
Current [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	188,509,000	182,053,000
Current [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	491,000	623,000
Current [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	138,069,000	131,120,000
Current [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	49,949,000	50,310,000
Current [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,005,280,000	970,385,000
Current [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	30,717,000	38,687,000
Current [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	177,573,000	176,820,000
Current [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	58,100,000	49,994,000
Current [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	738,849,000	704,884,000
Current [Member] \| Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	41,000
Current [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	212,496,000	125,981,000
Current [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	194,119,000	121,649,000
Current [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	18,377,000	4,332,000
Current [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	94,640,000	93,769,000
Current [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	173,096,000	130,169,000
Past Due 30-89 Days [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	371,000	4,871,000
Past Due 30-89 Days [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	371,000	3,583,000
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		1,058,000
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	371,000	2,525,000
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		25,000
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		25,000
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		1,003,000
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		31,000
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		972,000
Past Due 30-89 Days [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		$ 260,000

Loans (Non-Accrual Status) (Det

Loans (Non-Accrual Status) (Details) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance	479,000
Total Non-accruals	479,000	$ 0
Loans Past Due Over 90 Days and Still Accruing
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance
Total Non-accruals
Loans Past Due Over 90 Days and Still Accruing
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance
Total Non-accruals
Loans Past Due Over 90 Days and Still Accruing
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance	479,000
Total Non-accruals	479,000
Loans Past Due Over 90 Days and Still Accruing
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance
Total Non-accruals
Loans Past Due Over 90 Days and Still Accruing

Loans (Impaired Loans) (Details

Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2022
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance			$ 3,944
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance			3,933
Unpaid Principal Balance			7,877
Impaired Loans with Specific Allowance Recorded: Net Investment Balance			3,904
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance			3,937
Net Investment Income			7,841
Valuation Allowance			294
Average Recorded Investment	$ 8,174	$ 8,681
Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance			3,551
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance			3,655
Impaired Loans with Specific Allowance Recorded: Net Investment Balance			3,626
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance			3,544
Valuation Allowance			155
Average Recorded Investment	7,282	7,732
Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance			393
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance			393
Average Recorded Investment	590	619
Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance			82
Impaired Loans with Specific Allowance Recorded: Net Investment Balance			82
Valuation Allowance			41
Average Recorded Investment	95	116
Consumer and Other [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance			196
Impaired Loans with Specific Allowance Recorded: Net Investment Balance			196
Valuation Allowance			$ 98
Average Recorded Investment	$ 207	$ 214

Loans (Restructured Loans, by T

Loans (Restructured Loans, by Type of Modification) (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023 Item	Sep. 30, 2023 USD ($) Item
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| Item	0	1
Recorded Investment Prior to Modification		$ 350
Recorded Investment After Modification		$ 350
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| Item		1
Recorded Investment Prior to Modification		$ 350
Recorded Investment After Modification		350
Combination Modifications [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification		350
Combination Modifications [Member] \| Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification		350
Recorded Investment After Modification		$ 350

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
Income Taxes (Narrative) (Details) - USD ($)	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Income Tax Disclosure [Line Items]
Federal statutory income tax rate			21%	21%
Unrecognized tax benefits	$ 0	$ 0	$ 0	$ 0
Interest or penalties	0	$ 0	0	$ 0
Domestic Country [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	65,500,000		65,500,000
State And Local Jurisdiction [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	$ 88,200,000		$ 88,200,000

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Current:
Federal
State
Total current
Deferred:
Federal			3,510	4,342
State			954	1,187
Total deferred			4,464	5,529
Total tax expense	$ 1,250	$ 1,963	$ 4,464	$ 5,529

Income Taxes (Statutory Tax Exp

Income Taxes (Statutory Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Income Taxes [Abstract]
Federal taxes at statutory rate			$ 3,840	$ 4,460
State income taxes, net of federal tax benefit			795	923
Bank owned life insurance			(171)	(202)
Other, net				348
Total tax expense	$ 1,250	$ 1,963	$ 4,464	$ 5,529

Income Taxes (Schedule of Defer

Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Deferred tax assets:
Net operating loss	$ 17,588	$ 21,720
Allowance for credit losses	4,670	4,432
Lease liability	3,084	3,648
Unrealized losses on available for sale securities	17,723	15,193
Depreciable property	192	158
Equity compensation	554	373
Accruals	411	723
CECL adoption	336
Deferred tax asset	44,558	46,247
Deferred tax liabilities:
Deferred loan costs	(418)	(28)
Lease right of use asset	(3,084)	(3,648)
Deferred expenses	(189)	(175)
Cash flow hedge	(332)
Other, net	(105)	(36)
Deferred tax liability	(4,128)	(3,887)
Net deferred tax asset	$ 40,430	$ 42,360

Off-Balance Sheet Arrangement_2

Off-Balance Sheet Arrangements (Schedule of Financials Instruments with Off-Balance Sheet Risk) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 107,151	$ 99,781
Commitments to Grant Loans and Unfunded Lines of Credit
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	100,661	95,461
Standby and Commercial Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 6,490	$ 4,320

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - Interest Rate Swap [Member] $ in Thousands	9 Months Ended
	Sep. 30, 2023 USD ($) Item	Dec. 31, 2022 USD ($) Item
Customer Loans [Member]
Derivatives Fair Value [Line Items]
Number of instruments \| Item	20	15
Notional amount	$ 46,700	$ 33,900
Designated As Hedging Instrument [Member]
Derivatives Fair Value [Line Items]
Notional amount	$ 250,000
Designated As Hedging Instrument [Member] \| Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Number of instruments \| Item	2	0
Notional amount	$ 50,000
Average maturity	2 years 7 months 17 days
Weighted average fixed interest rate	3.59%
Designated As Hedging Instrument [Member] \| Fair Value Hedging [Member]
Derivatives Fair Value [Line Items]
Notional amount	$ 200,000
Average maturity	2 years 5 months 23 days
Weighted average fixed interest rate	4.74%

Derivatives (Summary of Interes

Derivatives (Summary of Interest Rate Swaps) (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	$ 46,700	$ 33,900
Designated As Hedging Instrument [Member]
Derivatives Fair Value [Line Items]
Notional Amount	250,000
Asset	1,450
Liability	294
Designated As Hedging Instrument [Member] \| Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Notional Amount	50,000
Not Designated as Hedging Instrument [Member] \| Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	46,717	33,893
Collateral Amount	1,297	1,278
Asset	$ 5,623	$ 5,011
Derivative Asset Statement Of Financial Position Extensible Enumeration	Other Assets	Other Assets
Liability	$ 5,623	$ 5,011
Derivative Liability Statement Of Financial Position Extensible Enumeration	Accrued Interest And Other Liabilities	Accrued Interest And Other Liabilities

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
Fair Value Measurements (Narrative) (Details) - USD ($)	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	$ 1,657,027,000		$ 1,657,027,000		$ 1,489,851,000
Impaired loan impairment charge	3,000	$ 93,000	48,000	$ 115,000
Fair Value, Nonrecurring [Member] \| Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount					3,900,000
Impaired loans fair value					3,639,000
Impaired loan impairment charge					294,000
Fair Value, Nonrecurring [Member] \| Fair Value, Inputs, Level 3 [Member] \| Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans fair value					3,639,000
Financial liabilities measured at fair value	$ 0		$ 0		$ 0

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule of Assets Measured at Fair Value on Recurring and Nonrecurring Basis) (Details) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 218,609,000	$ 230,140,000
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	218,609,000	230,140,000
Derivative assets	7,073,000	5,011,000
Total assets at fair value	225,682,000	235,151,000
Derivative liabilities	5,917,000	5,011,000
Total liabilities at fair value	5,917,000	5,011,000
U.S. Government Agency [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	8,025,000	8,655,000
Collateralized Mortgage Obligations [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	78,571,000	95,541,000
Mortgage-Backed Securities - Residential [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	51,157,000	60,879,000
Mortgage-Backed Securities - Commercial [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	40,564,000	27,954,000
Municipal Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	18,116,000	18,483,000
Bank Subordinated Debt Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	22,176,000	14,919,000
Corporate Bonds [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value		3,709,000
Impaired Loans [Member] \| Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		3,639,000
Level 2 [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	218,609,000	230,140,000
Derivative assets	7,073,000	5,011,000
Total assets at fair value	225,682,000	235,151,000
Derivative liabilities	5,917,000	5,011,000
Total liabilities at fair value	5,917,000	5,011,000
Level 2 [Member] \| U.S. Government Agency [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	8,025,000	8,655,000
Level 2 [Member] \| Collateralized Mortgage Obligations [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	78,571,000	95,541,000
Level 2 [Member] \| Mortgage-Backed Securities - Residential [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	51,157,000	60,879,000
Level 2 [Member] \| Mortgage-Backed Securities - Commercial [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	40,564,000	27,954,000
Level 2 [Member] \| Municipal Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	18,116,000	18,483,000
Level 2 [Member] \| Bank Subordinated Debt Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	22,176,000	14,919,000
Level 2 [Member] \| Corporate Bonds [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value		3,709,000
Level 3 [Member] \| Impaired Loans [Member] \| Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		3,639,000
Total liabilities at fair value	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantified Information about Level 3 Fair Value Measurements for Assets Measured at Fair Value on a Non-recurring Basis) (Details) - Fair Value, Nonrecurring [Member] - Impaired Loans [Member] $ in Thousands	Dec. 31, 2022 USD ($)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 3,639
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,639
Level 3 [Member] \| Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,639
Level 3 [Member] \| Residential Real Estate [Member] \| Sales Comparison Approach [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,500
Level 3 [Member] \| Commercial And Industrial [Member] \| Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	41
Level 3 [Member] \| Other [Member] \| Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 98

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amounts and Estimated Fair Values of Financial Instruments not Carried at Fair Value) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financial Assets:
Investment securities held to maturity, net	$ 171,294	$ 169,088
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	5,074	6,605
Interest-bearing deposits in banks	28,361	47,563
Investment securities held to maturity, net	197,311	188,699
Loans held for investment, net	1,657,027	1,489,851
Accrued interest receivable	8,920	7,546
Financial Liabilities:
Demand deposits	573,546	629,776
Money market and savings accounts	1,016,564	915,853
Interest-bearing checking accounts	46,537	66,675
Time deposits	284,275	216,977
FHLB advances	102,000	46,000
Accrued interest payable	1,206	229
Fair Value [Member]
Financial Assets:
Cash and due from banks	5,074	6,605
Interest-bearing deposits in banks	28,361	47,563
Investment securities held to maturity, net	171,294	169,088
Loans held for investment, net	1,606,440	1,436,877
Accrued interest receivable	8,920	7,546
Financial Liabilities:
Demand deposits	573,546	629,776
Money market and savings accounts	1,016,564	915,853
Interest-bearing checking accounts	46,537	66,675
Time deposits	282,062	211,406
FHLB advances	98,718	44,547
Accrued interest payable	1,206	229
Fair Value [Member] \| Level 1 [Member]
Financial Assets:
Cash and due from banks	5,074	6,605
Interest-bearing deposits in banks	28,361	47,563
Financial Liabilities:
Demand deposits	573,546	629,776
Money market and savings accounts	1,016,564	915,853
Interest-bearing checking accounts	46,537	66,675
Fair Value [Member] \| Level 2 [Member]
Financial Assets:
Investment securities held to maturity, net	171,294	169,088
Accrued interest receivable	1,476	1,183
Financial Liabilities:
FHLB advances	98,718	44,547
Accrued interest payable	469	92
Fair Value [Member] \| Level 3 [Member]
Financial Assets:
Loans held for investment, net	1,606,440	1,436,877
Accrued interest receivable	7,444	6,363
Financial Liabilities:
Time deposits	282,062	211,406
Accrued interest payable	$ 737	$ 137

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details)		1 Months Ended	3 Months Ended	9 Months Ended
Stockholders' Equity (Narrative) (Details)	Jul. 27, 2021 USD ($) $ / shares shares	Dec. 31, 2021	Sep. 30, 2023 USD ($) $ / shares shares	Sep. 30, 2023 USD ($) $ / shares shares	Sep. 30, 2022 shares	Mar. 31, 2023 shares	Dec. 31, 2022 USD ($) shares
Class of Stock [Line Items]
Common stock issued share price \| $ / shares			$ 1	$ 1
Common stock, stock split conversion ratio		1
Stock Repurchased During Period Value \| $				$ 6,613,000
Total risk-based capital, Actual, Ratio			0.1310	0.1310
2015 Equity Incentive Plan [Member]
Class of Stock [Line Items]
Shares remained authorized for repurchase			172,397	172,397
2015 Equity Incentive Plan [Member] \| Treasury Stock, Common [Member]
Class of Stock [Line Items]
Shares repurchased, cost per share \| $ / shares				$ 9.77
Stock Repurchased During Period Value \| $				$ 6,600,000
Stock Repurchased During Period Shares			0		577,603
Subsidiaries [Member]
Class of Stock [Line Items]
Common stock issued share price \| $ / shares			$ 1	$ 1
Total risk-based capital, Actual, Ratio			0.1306	0.1306
Common Class A [Member]
Class of Stock [Line Items]
Common stock, shares issued			19,542,290	19,542,290			20,000,753
Shares Outstanding			19,542,290	19,542,290			20,000,753
Common Class A [Member] \| 2015 Equity Incentive Plan [Member]
Class of Stock [Line Items]
Common stock, shares issued			0	0	0	121,627
Common Class A [Member] \| IPO [Member]
Class of Stock [Line Items]
Stock issued	4,600,000
Proceeds from issuance of common stock \| $	$ 40,000,000
Common stock issued share price \| $ / shares	$ 10
Common Stock [Member]
Class of Stock [Line Items]
Outstanding dividends \| $			$ 0	$ 0			$ 0

Earnings Per Share (Calculation

Earnings Per Share (Calculation of Net Income (Loss) Available to Common Stockholders before being Allocable between Class A and Class B Common Shares) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Earnings Per Share [Abstract]
Net income	$ 3,819	$ 5,558	$ 13,824	$ 15,707
Net income available to common stockholders	$ 3,819	$ 5,558	$ 13,824	$ 15,707

Earnings Per Share (Calculati_2

Earnings Per Share (Calculation of Basic and Diluted Earnings (Loss) per Common Share Class) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Basic EPS
Net income available to common stockholders	$ 3,819	$ 5,558	$ 13,824	$ 15,707
Common Class A [Member]
Basic EPS
Net income available to common stockholders	$ 3,819	$ 5,558	$ 13,824	$ 15,707
Weighted average shares outstanding	19,542,723	20,000,753	19,661,685	19,998,841
Earnings per share, basic	$ 0.20	$ 0.28	$ 0.70	$ 0.79
Diluted EPS
Add: Dilutive effects of assumed exercises of stock options	69,174	147,455	67,496	179,248
Weighted avg. share including dilutive potential common shares	19,611,897,000	20,148,208,000	19,729,181	20,178,089
Earnings per share, diluted	$ 0.19	$ 0.28	$ 0.70	$ 0.78
Anti-dilutive stock options excluded from diluted EPS	720,500	15,000	720,500	15,000

Loss Contingencies (Narrative)

Loss Contingencies (Narrative) (Details)	1 Months Ended
Loss Contingencies (Narrative) (Details)	Jul. 31, 2023 Item
Loss Contingencies [Line Items]
Number of plaintiffs	3
Number of defendants	6