USCB Financial (USCB) 10-Q10 May 242024 Q1 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
Document and Entity Information - shares	Mar. 31, 2024	Apr. 30, 2024
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Current Fiscal Year End Date	--12-31
Document Period End Date	Mar. 31, 2024
Document Transition Report	false
Document Fiscal Year Focus	2024
Entity File Number	001-41196
Entity Registrant Name	USCB Financial Holdings, Inc.
Entity Incorporation State Country Code	FL
Entity Tax Identification Number	87-4070846
Entity Address Address Line 1	2301 N.W. 87th Avenue
Entity Address City Or Town	Doral
Entity Address State Or Province	FL
Entity Address Postal Zip Code	33172
City Area Code	305
Local Phone Number	715-5200
Security 12b Title	Class A common stock, $1.00 par value per share
Trading Symbol	USCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock Shares Outstanding		19,650,463
Amendment Flag	false
Entity Central Index Key	0001901637
Document Fiscal Period Focus	Q1

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets:
Cash and due from banks	$ 9,601	$ 8,019
Interest-bearing deposits in banks	116,945	33,043
Total cash and cash equivalents	126,546	41,062
Investment securities held to maturity, net of allowance of $12 and $8, respectively (fair value $152,156 and $155,510, respectively)	173,038	174,974
Investment securities available for sale, at fair value	259,992	229,329
Federal Home Loan Bank stock, at cost	5,532	10,153
Loans held for investment, net of allowance of $21,454 and $21,084, respectively	1,799,742	1,759,743
Accrued interest receivable	11,579	10,688
Premises and equipment, net	4,787	4,836
Bank owned life insurance	52,192	51,781
Deferred tax assets, net	36,249	37,282
Lease right-of-use asset	10,680	11,423
Other assets	8,805	7,822
Total assets	2,489,142	2,339,093
Deposits:
Demand deposits	576,626	552,762
Money market and savings accounts	1,141,422	1,048,272
Interest-bearing checking	57,839	47,702
Time deposits	326,907	288,403
Total deposits	2,102,794	1,937,139
Federal Home Loan Bank advances and other borrowings	162,000	183,000
Lease liability	10,680	11,423
Accrued interest and other liabilities	18,657	15,563
Total liabilities	2,294,131	2,147,125
Commitments and contingencies (see Notes 5 and 10)
Stockholders' Equity:
Additional paid-in capital on common stock	305,740	305,212
Accumulated deficit	(84,952)	(88,548)
Accumulated other comprehensive loss	(45,427)	(44,271)
Total stockholders' equity	195,011	191,968
Total liabilities and stockholders' equity	2,489,142	2,339,093
Preferred Stock Class C [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class D [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class E [Member]
Stockholders' Equity:
Preferred stock
Common Class A [Member]
Stockholders' Equity:
Common stock	19,650	19,575
Common Class B [Member]
Stockholders' Equity:
Common stock

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Held to maturity, allowance for credit loss	$ 12	$ 8
Investment securities held to maturity, fair value	152,156	155,510
Allowance for credit losses	$ 21,454	$ 21,084
Preferred Stock Class C [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized	52,748	52,748
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class D [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 5	$ 5
Preferred stock, shares authorized	12,309,480	12,309,480
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class E [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized	3,185,024	3,185,024
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Common Class A [Member]
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	19,650,463	19,575,435
Common stock, shares outstanding	19,650,463	19,575,435
Common Class B [Member]
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	8,000,000	8,000,000
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Loans, including fees	$ 26,643	$ 19,711
Investment securities	2,811	2,286
Interest-bearing deposits in financial institutions	1,433	382
Total interest income	30,887	22,379
Interest expense:
Interest-bearing checking	369	43
Money market and savings accounts	10,394	4,785
Time deposits	3,294	1,057
Federal Home Loan Bank advances and other borrowings	1,672	497
Total interest expense	15,729	6,382
Net interest income before provision for credit losses	15,158	15,997
Provision for credit losses	410	201
Net interest income after provision for credit losses	14,748	15,796
Non-interest income:
Service fees	1,651	1,205
(Loss) gain on sale of securities available for sale, net		(21)
Gain on sale of loans held for sale, net	67	347
Other non-interest income	746	539
Total non-interest income	2,464	2,070
Non-interest expense:
Salaries and employee benefits	6,310	6,377
Occupancy	1,314	1,299
Regulatory assessment and fees	433	224
Consulting and legal fees	592	358
Network and information technology services	507	478
Other operating expense	2,018	1,440
Total non-interest expense	11,174	10,176
Income before income tax expense	6,038	7,690
Income tax expense	1,426	1,881
Net income	$ 4,612	$ 5,809
Common Class A [Member]
Per share information:
Net income per share, basic	$ 0.23	$ 0.29
Net income per share, diluted	0.23	0.29
Cash dividend declared	$ 0.05	$ 0

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Consolidated Statements of Comprehensive Income (Loss) [Abstract]
Net income	$ 4,612	$ 5,809
Other comprehensive income (loss):
Unrealized gain (loss) on investment securities	(2,134)	3,637
Amortization of net unrealized (loss) gain on securities transferred from available-for-sale to held-to-maturity	67	(60)
Reclassification adjustment for loss included in net income		21
Unrealized gain on cash flow hedge	519
Tax effect	392	(912)
Total other comprehensive income (loss), net of tax	(1,156)	2,686
Total comprehensive income	$ 3,456	$ 8,495

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital On Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Loss [Member]	Cumulative Effect Period Of Adoption Adjustment [Member]	Cumulative Effect Period Of Adoption Adjustment [Member] Accumulated Deficit [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Additional Paid-In Capital On Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Deficit [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Other Comprehensive Loss [Member]
Balance at Dec. 31, 2022	$ 182,428	$ 20,001	$ 311,282	$ (104,104)	$ (44,751)	$ (1,325)	$ (1,325)	$ 181,103	$ 20,001	$ 311,282	$ (105,429)	$ (44,751)
Balance, shares at Dec. 31, 2022		20,000,753							20,000,753
Net income	5,809			5,809
Other comprehensive loss	2,686				2,686
Repurchase of Class A common stock, shares		500,000
Repurchase of Class A common stock	(5,867)	$ (500)	(5,367)
Restricted stock issued		$ 121	(121)
Restricted stock issued, shares		121,627
Stock-based compensation	127		127
Balance at Mar. 31, 2023	183,858	$ 19,622	305,921	(99,620)	(42,065)
Balance, shares at Mar. 31, 2023		19,622,380
Balance at Dec. 31, 2023	191,968	$ 19,575	305,212	(88,548)	(44,271)
Balance, shares at Dec. 31, 2023		19,575,435
Net income	4,612			4,612
Other comprehensive loss	(1,156)				(1,156)
Repurchase of Class A common stock, shares		7,100
Repurchase of Class A common stock	(79)	$ (7)	(72)
Restricted stock issued		$ 53	(53)
Restricted stock issued, shares		52,753
Restricted stock forfeiture		$ (9)	(9)
Restricted stock forfeiture, shares		(8,625)
Exercise of stock options	322	$ 38	284
Exercise of stock options, shares		38,000
Dividend payment	(1,016)			(1,016)
Stock-based compensation	360		360
Balance at Mar. 31, 2024	$ 195,011	$ 19,650	$ 305,740	$ (84,952)	$ (45,427)
Balance, shares at Mar. 31, 2024		19,650,463

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash flows from operating activities:
Net income	$ 4,612	$ 5,809
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	410	201
Depreciation and amortization	140	150
(Accretion) amortization of premiums on securities, net	(135)	(38)
Accretion of deferred loan fees, net	(3)	(93)
Stock-based compensation	360	127
Loss (gain) on sale of available for sale securities		21
Gain on sale of loans held for sale	(67)	(347)
Increase in cash surrender value of bank owned life insurance	(411)	(267)
Decrease in deferred tax assets	1,424	1,881
Net change in operating assets and liabilities:
Accrued interest receivable	(891)	(670)
Other assets	(464)	284
Accrued interest and other liabilities	3,051	1,943
Net cash provided by operating activities	8,026	9,001
Cash flows from investing activities:
Proceeds from maturities and pay-downs of investment securities held to maturity	1,987	2,406
Purchase of investment securities available for sale	(36,927)	(7,667)
Proceeds from maturities and pay-downs of investment securities available for sale	4,278	3,261
Proceeds from sales of investment securities available for sale		8,617
Net increase in loans held for investment	(15,830)	(77,413)
Purchase of loans held for investment	(25,249)
Additions to premises and equipment	(91)	(22)
Proceeds from the sale of loans held for sale	787	4,847
Proceeds from the redemption of Federal Home Loan Bank stock	4,798	3,570
Purchase of Federal Home Loan Bank stock	(177)	(6,831)
Net cash used in investment activities	(66,424)	(69,232)
Cash flows from financing activities:
Proceeds from issuance of Class A common stock, net	322
Cash dividends paid	(1,016)
Repurchase of Class A common stock	(79)	(5,867)
Net increase in deposits	165,655	1,181
Proceeds from other borrowings	80,000	158,000
Repayments on Federal Home Loan Bank advances	(101,000)	(84,000)
Net cash provided by financing activities	143,882	69,314
Net increase in cash and cash equivalents	85,484	9,083
Cash and cash equivalents at beginning of period	41,062	54,168
Cash and cash equivalents at end of period	126,546	63,251
Supplemental disclosure of cash flow information:
Interest paid	14,624	6,044
Supplemental schedule of non-cash investing and financing activities:
Transfer of loans held for investment to loans held for sale	$ 720	$ 4,500

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
Summary of Significant Accounting Policies	Mar. 31, 2024
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Overview USCB Financial Holdings, wholly owned subsidiary, 2002, is a Florida state-chartered, located in South Florida. The Bank transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, Florida Peninsula Title LLC began operations Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and (“U.S. opinion periods presented with Form 10-K for the year ended December 31, 2023. Principles of Consolidation The balances are eliminated in consolidation. Use of Estimates To prepare on available most significant (“ACL”) and income taxes. Reclassifications Certain amounts in the consolidated financial statements have been reclassified to conform Reclassifications had no impact on the net income or stockholders’ Recently Issued Accounting Standards Adoption of New Accounting Standards Reference Rate Reform In (Topic clarified challenges These associated with reference rate reform in financial reporting. The are not 2022, except optional expedients, and which permit entities to make a one-time choice to divest, transfer, to maturity, referencing a rate impacted by reference rate reform, In December 2022, the to December Before this recent guidance, these amendments were effective for all entities The (“LIBOR”) and the adjustment of based originations were ceased as of June 30, 2023, and for existing LIBOR-based transactions, Secured Overnight its loan and other financial instruments. Issued and Not Yet Adopted Improvements to Income Tax In Improvements to Income Tax taxes paid with the goal of providing stakeholders with more transparent public business entities for annual periods beginning after Dec. 15, impact of this operations or consolidated financial statements.

Investment Securities

Investment Securities	3 Months Ended
Investment Securities	Mar. 31, 2024
Investments Securities [Abstract]
Investment Securities	2. The measurement of expected credit losses under the current expected credit loss (“CECL”) methodology is applicable to accounting Management does not intend to sell or believes that CECL requires a loss reserve for credit performance issued bonds reserve is not required. non-agency CECL measurement for and Moody’s baseline PD represents data, adjusted for the current economic environment. LGD projects The Company monitors are securities held by the Company were rated investment At 163.7 mortgage-backed no reserves 9.4 corporate bonds. The required reserve for these holdings is the portion of the HTM exposed to non-government a $ 12 HTM represents amortized cost less ACL. The Company determined that an ACL on its debt securities available for sale as of March 31, 2024 and December 31, 2023 was not required. The following value of investment securities at the dates indicated (in During the quarter ended March 31, 2024 there were no sale (“AFS”) to Income 67 unamortized net unrealized loss as of March 31, 2024, 9.5 Gains identification basis. The following table presents the proceeds, realized gross gains and realized gross losses on sales and calls of AFS debt securities for the three months ended The amortized indicated (in thousands). call or prepay separately. At March 31, 2024, there were no securities held in the portfolio from any total mortgage sponsored entities. Information pertaining length of dates (in thousands): The unrealized losses associated 128.5 HTM portfolio represent unrealized in the cost basis of the securities upon transfer between portfolios. When evaluating value is including analysis of macro-economic conditions. as it result of this evaluation, the Company concluded that At 57.7 collateralized mortgage 304.3 attributable to a combination of factors, including relative At 54.9 collateralized 284.1 attributable to a combination of factors, including relative The contractual sponsored entities. The municipal bonds are of high credit quality and the declines in fair Based security holdings are quality. Management At March 31, 2024, the Company more than likely not required to sell these securities before recovery The Company 20.0 guaranteed with investment on prevailing rates no t have any under this agreement. The Bank is a Qualified Public Depository to securities pledged 50 % of 25% for funds program. As of March 31, 249.6 to the State of Florida for these public funds were fifty-one 137.0 As of 268.4 to the State twenty-eight 86.9 The Board Term unions, securities, and other qualifying assets as collateral. These The Company had $ 80 130.3 million in March 31, 2024 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 17,168 $ 25 $ (1,644) $ 15,549 Collateralized mortgage obligations 130,533 1 (24,165) 106,369 Mortgage-backed securities - residential 62,734 - (12,397) 50,337 Mortgage-backed securities - commercial 48,182 70 (6,550) 41,702 Municipal securities 24,985 - (5,924) 19,061 Bank subordinated debt securities 28,622 471 (2,119) 26,974 $ 312,224 $ 567 $ (52,799) $ 259,992 Held-to-maturity: U.S. Government Agency $ 43,439 $ - $ (5,816) $ 37,623 Collateralized mortgage obligations 61,465 2 (8,336) 53,131 Mortgage-backed securities - residential 43,383 160 (4,930) 38,613 Mortgage-backed securities - commercial 15,409 - (1,301) 14,108 Corporate bonds 9,354 - (673) 8,681 $ 173,050 $ 162 $ (21,056) $ 152,156 Allowance for credit losses - securities held-to-maturity (12) Securities held-to maturity, net of allowance for credit losses $ 173,038 December 31, 2023 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 9,664 $ - $ (1,491) $ 8,173 Collateralized mortgage obligations 103,645 - (23,039) 80,606 Mortgage-backed securities - residential 63,795 - (11,608) 52,187 Mortgage-backed securities - commercial 49,212 56 (6,504) 42,764 Municipal securities 25,005 - (5,667) 19,338 Bank subordinated debt securities 28,106 188 (2,033) 26,261 Corporate bonds - - - - $ 279,427 $ 244 $ (50,342) $ 229,329 Held-to-maturity: U.S. Government Agency $ 43,626 $ 2 $ (5,322) $ 38,306 U.S. Treasury 62,735 - (7,983) 54,752 Collateralized mortgage obligations 43,784 348 (4,533) 39,599 Mortgage-backed securities - residential 15,439 - (1,257) 14,182 Mortgage-backed securities - commercial 9,398 - (727) 8,671 $ 174,982 $ 350 $ (19,822) $ 155,510 Allowance for credit losses - securities held-to-maturity (8) Securities held-to maturity, net of allowance for credit losses $ 174,974 Three Months Ended March 31, Available-for-sale: 2024 2023 Proceeds from sale and call of securities $ - $ 8,617 Gross gains $ - $ 3 Gross losses - (24) Net realized (loss) gain $ - $ (21) Available-for-sale Held-to-maturity March 31, 2024: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ - $ - Due after one year through five years 2,722 2,863 9,354 8,681 Due after five years through ten years 38,045 33,506 - - Due after ten years 12,840 9,666 - - U.S. Government Agency 17,168 15,549 43,439 37,623 Collateralized mortgage obligations 130,533 106,369 61,465 53,131 Mortgage-backed securities - residential 62,734 50,337 43,383 38,613 Mortgage-backed securities - commercial 48,182 41,702 15,409 14,108 $ 312,224 $ 259,992 $ 173,050 $ 152,156 March 31, 2024 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 4,601 $ (19) $ 45,668 $ (8,648) $ 50,269 $ (8,667) Collateralized mortgage obligations 26,015 (85) 131,005 (36,916) 157,020 (37,001) Mortgage-backed securities - residential 8,043 (129) 80,907 (19,620) 88,950 (19,749) Mortgage-backed securities - commercial 15,004 (254) 38,777 (9,062) 53,781 (9,316) Municipal securities - - 19,061 (5,924) 19,061 (5,924) Bank subordinated debt securities 3,198 (159) 13,471 (1,960) 16,669 (2,119) Corporate bonds - - 8,681 (387) 8,681 (387) $ 56,861 $ (646) $ 337,570 $ (82,517) $ 394,431 $ (83,163) December 31, 2023 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ - - 46,479 (8,043) 46,479 $ (8,043) Collateralized mortgage obligations - - 135,358 (35,566) 135,358 (35,566) Mortgage-backed securities - residential 5,290 (47) 83,484 (18,365) 88,774 (18,412) Mortgage-backed securities - commercial 20,292 (611) 33,083 (8,623) 53,375 (9,234) Municipal securities - - 19,338 (5,667) 19,338 (5,667) Bank subordinated debt securities 8,600 (331) 12,287 (1,703) 20,887 (2,034) Corporate bonds - - 8,671 (406) 8,671 (406) $ 34,182 $ (989) $ 338,700 $ (78,373) $ 372,882 $ (79,362)

Loans

Loans	3 Months Ended
Loans	Mar. 31, 2024
Loans [Abstract]
Loans	3. The following table is a summary of the distribution of At 567.7 534.2 commercial real estate Reserve Bank of Atlanta. Allowance for Credit Losses In methodology to estimate the quantitative portion discounted cash flow to assist in obtained supportable default for loan receivables use at least gross domestic used, Adjustments for economic expectations are made through Qualitative factors (“Q-Factors”) used in the ACL methodology • • • • • • • • Changes in the ACL for the three months ended March 31, At March 31, 2024, the 21.5 21.1 0.4 million was composed 363 offs. The Company had charge offs totaling $ 5 originated in 2024. The Company had charge 5 originated in 2023. The improvements in unemployment and a slower real GDP growth. in national housing prices over the next four quarters. loan portfolio with a qualitative were reviewed and updated; maximum loss calculations are based on refreshed stress test and risk statuses based on portfolio and external developments during the first Our ACL loans, expected index, the forecast reduces 200 1 everything else being and does not represent a change in management’s As of March 31, 2024, we segment in measure the 6.1 36.9 % increase in the of the ACL and does not represent a change in management’s The ACL and the outstanding are as follows (in thousands): Credit Quality Indicators The Company grades loans based on the estimated capability of the borrower to repay the contractual obligation of the loan agreement based payment periodically. The Company's internally assigned credit risk grades are as follows: Pass – Loans indicate different levels of satisfactory Special Mention close attention. If left uncorrected, these potential weaknesses prospects for the loan or of the institution’s Substandard – Loans classified as substandard are inadequately protected capacity of the obligator or of the collateral pledged, if weaknesses that jeopardize the liquidation of the debt. institution will sustain some loss if the deficiencies are Doubtful the added characteristic that the weaknesses make collection facts, conditions, and values, highly questionable and improbable. Loss – Loans classified as loss are considered uncollectible. Loan credit exposures by internally assigned grades are Loan Aging The Company The Company The following December 31, 2023 (in thousands): Non-accrual Status The following table and still accruing as of March 31, 2024 (in thousands): Accrued interest no attributable to non-accrual loans outstanding during the three these loans 9 2 thousand, respectively, Collateral-Dependent Loans A expected to no loans as of March 31, 2024, or as of December 31, 202 Loan Modifications to Borrowers Experiencing Financial The following table presents newly restructured loans, ended March 31, 2024 (in thousands): The Company the three months ended March 31, 2024. There were no three months difficulties and no loan modifications that subsequently March 31, 2024 December 31, 2023 Total Percent of Total Total Percent of Total Residential Real Estate $ 237,906 13.1 % $ 204,419 11.5 % Commercial Real Estate 1,057,800 58.2 % 1,047,593 58.8 % Commercial and Industrial 228,045 12.5 % 219,757 12.4 % Foreign Banks 100,182 5.5 % 114,945 6.5 % Consumer and Other 194,325 10.7 % 191,930 10.8 % Total 1,818,258 100.0 % 1,778,644 100.0 % Plus: Deferred costs 2,938 2,183 Total 1,821,196 1,780,827 Less: Allowance for credit losses 21,454 21,084 Total $ 1,799,742 $ 1,759,743 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended March 31, 2024 Beginning balance $ 2,695 $ 10,366 $ 3,974 $ 911 $ 3,138 $ 21,084 Provision for credit losses (1) 235 (64) 288 (117) 21 363 Recoveries - - 10 - 2 12 Charge-offs - - - - (5) (5) Ending Balance $ 2,930 $ 10,302 $ 4,272 $ 794 $ 3,156 $ 21,454 (1) Provision for credit losses excludes a $ 43 4 thousand charge related to investment securities held to maturity. Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended March 31, 2023 Beginning balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Cumulative effect of adoption of accounting principle (1) 1,238 1,105 (2,158) 23 858 1,066 Provision for credit losses (2) 221 (795) 318 29 512 285 Recoveries 8 - 44 - 2 54 Charge-offs - - - - (5) (5) Ending Balance $ 2,819 $ 10,453 $ 2,367 $ 772 $ 2,476 $ 18,887 (1) Impact of CECL adoption on January 1, 2023. (2) Provision for credit losses excludes a $ 84 As of March 31, 2024 Term Loans by Origination Year Revolving Loans Total 2024 2023 2022 2021 2020 Prior Residential real estate Pass $ 36,295 $ 43,716 $ 36,336 $ 26,194 $ 5,885 $ 80,670 $ 8,530 $ 237,626 Substandard - - - - - 280 - 280 Total 36,295 43,716 36,336 26,194 5,885 80,950 8,530 237,906 Commercial real estate Pass 28,702 148,575 329,451 181,818 102,597 255,713 4,773 1,051,629 Substandard - - - 5,479 692 - - 6,171 Total 28,702 148,575 329,451 187,297 103,289 255,713 4,773 1,057,800 Commercial and industrial Pass 13,812 96,054 36,806 32,129 5,794 15,762 26,117 226,474 Substandard - - - 319 - 1,252 - 1,571 Total 13,812 96,054 36,806 32,448 5,794 17,014 26,117 228,045 Foreign banks Pass 34,864 65,318 - - - - - 100,182 Total 34,864 65,318 - - - - - 100,182 Consumer and other loans Pass 9,557 66,799 72,452 41,499 502 1,845 1,671 194,325 Substandard - - - - - - - - Total 9,557 66,799 72,452 41,499 502 1,845 1,671 194,325 Total Pass 123,230 420,462 475,045 281,640 114,778 353,990 41,091 1,810,236 Special Mention - - - - - - - - Substandard - - - 5,798 692 1,532 - 8,022 Doubtful - - - - - - - - Total $ 123,230 $ 420,462 $ 475,045 $ 287,438 $ 115,470 $ 355,522 $ 41,091 $ 1,818,258 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total March 31, 2024: Allowance for credit losses: Individually evaluated $ 47 $ - $ 77 $ - $ - $ 124 Collectively evaluated 2,883 10,302 4,195 794 3,156 21,330 Balances, end of period $ 2,930 $ 10,302 $ 4,272 $ 794 $ 3,156 $ 21,454 Loans: Individually evaluated $ 6,934 $ - $ 805 $ - $ - $ 7,739 Collectively evaluated 230,972 1,057,800 227,240 100,182 194,325 1,810,519 Balances, end of period $ 237,906 $ 1,057,800 $ 228,045 $ 100,182 $ 194,325 $ 1,818,258 December 31, 2023: Allowance for credit losses: Individually evaluated $ 145 $ - $ 128 $ - $ - $ 273 Collectively evaluated 2,550 10,366 3,846 911 3,138 20,811 Balances, end of period $ 2,695 $ 10,366 $ 3,974 $ 911 $ 3,138 $ 21,084 Loans: Individually evaluated $ 6,994 $ - $ 1,668 $ - $ - $ 8,662 Collectively evaluated 197,425 1,047,593 218,089 114,945 191,930 1,769,982 Balances, end of period $ 204,419 $ 1,047,593 $ 219,757 $ 114,945 $ 191,930 $ 1,778,644 As of December 31, 2023 Term Loans by Origination Year Revolving Loans Total 2023 2022 2021 2020 2019 Prior Residential real estate Pass $ 44,365 $ 36,325 $ 26,180 $ 6,080 $ 9,325 $ 75,654 $ 6,198 $ 204,127 Substandard - - - - 292 - - 292 Total 44,365 36,325 26,180 6,080 9,617 75,654 6,198 204,419 Commercial real estate Pass 148,311 337,938 184,024 104,182 78,153 182,714 4,710 1,040,032 Substandard - - 6,867 694 - - - 7,561 Total 148,311 337,938 190,891 104,876 78,153 182,714 4,710 1,047,593 Commercial and industrial Pass 97,753 37,414 34,090 6,499 13,706 3,113 25,554 218,129 Substandard - - 330 - 1,298 - - 1,628 Total 97,753 37,414 34,420 6,499 15,004 3,113 25,554 219,757 Foreign banks Pass 114,945 - - - - - - 114,945 Total 114,945 - - - - - - 114,945 Consumer and other loans Pass 71,593 74,387 41,966 615 560 1,337 1,472 191,930 Total 71,593 74,387 41,966 615 560 1,337 1,472 191,930 Total Pass 476,967 486,064 286,260 117,376 101,744 262,818 37,934 1,769,163 Special Mention - - - - - - - - Substandard - - 7,197 694 1,590 - - 9,481 Doubtful - - - - - - - - Total $ 476,967 $ 486,064 $ 293,457 $ 118,070 $ 103,334 $ 262,818 $ 37,934 $ 1,778,644 Accruing As of March 31, 2024 Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 548 $ - $ - $ 548 $ - $ 548 1-4 family residential 183,825 6,022 - 189,847 - 189,847 Condo residential 43,452 4,059 - 47,511 - 47,511 227,825 10,081 - 237,906 - 237,906 Commercial real estate: Land and construction 21,100 - - 21,100 - 21,100 Multi-family residential 211,813 - - 211,813 - 211,813 Condo commercial 56,072 1,918 - 57,990 - 57,990 Commercial property 766,003 873 - 766,876 - 766,876 Leasehold improvements 21 - - 21 - 21 1,055,009 2,791 - 1,057,800 - 1,057,800 Commercial and industrial: Secured 208,590 60 - 208,650 456 209,106 Unsecured 18,495 444 - 18,939 - 18,939 227,085 504 - 227,589 456 228,045 Foreign banks 100,182 - - 100,182 - 100,182 Consumer and other 194,325 - - 194,325 - 194,325 Total $ 1,804,426 $ 13,376 $ - $ 1,817,802 $ 456 $ 1,818,258 Accruing As of December 31, 2023: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 559 $ - $ - $ 559 $ - $ 559 1-4 family residential 155,842 711 - 156,553 - 156,553 Condo residential 43,572 3,735 - 47,307 - 47,307 199,973 4,446 - 204,419 - 204,419 Commercial real estate: Land and construction 33,710 - - 33,710 - 33,710 Multi-family residential 181,287 - - 181,287 - 181,287 Condo commercial 58,106 - - 58,106 - 58,106 Commercial property 772,569 1,890 - 774,459 - 774,459 Leasehold improvements 31 - - 31 - 31 1,045,703 1,890 - 1,047,593 - 1,047,593 Commercial and industrial: Secured 200,235 29 - 200,264 468 200,732 Unsecured 19,025 - - 19,025 - 19,025 219,260 29 - 219,289 468 219,757 Foreign banks 114,945 - - 114,945 - 114,945 Consumer and other 191,930 - - 191,930 - 191,930 Total $ 1,771,811 $ 6,365 $ - $ 1,778,176 $ 468 $ 1,778,644 March 31, 2024 Nonaccrual Loans With No Related Allowance Nonaccrual Loans With Related Allowance Total Non- accruals Loans Past Due Over 90 Days and Still Accruing Residential real estate $ - $ - $ - $ - Commercial real estate - - - - Commercial and industrial - 456 456 - Consumer and other - - - - $ - $ 456 $ 456 $ - December 31, 2023 Nonaccrual Loans With No Related Allowance Nonaccrual Loans With Related Allowance Total Non- accruals Loans Past Due Over 90 Days and Still Accruing Residential real estate $ - $ - $ - $ - Commercial real estate - - - - Commercial and industrial - 468 468 - Consumer and other - - - - $ - $ 468 $ 468 $ - Recorded Investment Prior to Modification Recorded Investment After Modification Number of Loans Combination Modifications Total Modifications Number of Loans Combination Modifications Total Modifications Residential real estate - $ - $ - - $ - $ - Commercial real estate - - - - - - Commercial and industrial 1 468 468 1 468 468 Consumer and other - - - - - - 1 $ 468 $ 468 1 $ 468 $ 468

Income Taxes

Income Taxes	3 Months Ended
Income Taxes	Mar. 31, 2024
Income Taxes [Abstract]
Income Taxes	4. The Company’s provision for income taxes is presented The actual expense for the periods 21 % for both 2024 before provision for income taxes) as follows (in thousands): The Company’s deferred tax assets and deferred The Company 56.8 79.5 expiring in various amounts between earnings of the Company. In assessing the realizability of deferred tax assets, management considers portion or upon the generation of Management considers the scheduled reversal strategies in making this assessment. The major tax of Florida. With few exceptions, the Company is no longer subject to U.S. federal and state income tax examinations by tax authorities for years before 2020. For the three months ended no t have any unrecognized tax result of no recorded as a result of tax uncertainties. Three Months Ended March 31, 2024 2023 Current: Federal $ - $ - State - - Total - - Deferred: Federal 1,114 1,472 State 312 409 Total 1,426 1,881 Total $ 1,426 $ 1,881 Three Months Ended March 31, 2024 2023 Federal taxes at statutory rate $ 1,268 $ 1,615 State income taxes, net of federal tax benefit 262 334 Bank owned life insurance (104) (68) Other, net - - Total $ 1,426 $ 1,881 March 31, 2024 December 31, 2023 Deferred tax assets: Net operating loss $ 15,369 $ 16,430 Allowance for credit losses 5,503 5,410 Lease liability 2,707 2,895 Unrealized losses on available for sale securities 15,638 15,114 Depreciable property 130 203 Equity compensation 716 630 Accruals 52 382 Other, net 11 10 Deferred tax assets: 40,126 41,074 Deferred tax liabilities: Deferred loan cost (745) (553) Lease right of use asset (2,707) (2,895) Deferred expenses (140) (180) Cash flow hedge (216) (85) Other, net (69) (79) Deferred tax liabilities (3,877) (3,792) Net deferred tax assets $ 36,249 $ 37,282

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements	3 Months Ended
Off-Balance Sheet Arrangements	Mar. 31, 2024
Off-Balance Sheet Arrangements [Abstract]
Off-Balance Sheet Arrangements	5. The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financial instruments include letters of amount recognized in the Company’s Consolidated Balance Sheets. The Company uses the commitments and conditional obligations as it does for on-balance The Company's for unused lines of credit, and standby letters of credit A March 31, 2024 and December 31, 2023 (in thousands): Commitments to established in the contract. Commitments generally have Unfunded lines of customers. These lines of not be drawn upon to the total extent to which the Company Standby performance of a arrangements. Essentially all letters of credit have fixed maturity dates and since upon, they do not generally present a significant liquidity March 31, 2024 December 31, 2023 Commitments to grant loans and unfunded lines of credit $ 99,224 $ 85,117 Standby and commercial letters of credit 3,274 3,987 Total $ 102,498 $ 89,104

Derivatives

Derivatives	3 Months Ended
Derivatives	Mar. 31, 2024
Derivatives [Abstract]
Derivatives	6. The Company utilizes interest rate swap agreements its interest rate by the individual interest rate swap agreements. Interest Rate Swaps Designated as a Cash Flow Hedge As of March 31, two 50 million that average maturity 2.13 3.59 %, and compound SOFR being received. As of December two $ 50 average 2.38 3.59 %, compound SOFR being received. The corresponding recognition losses are realized. Interest Rate Swaps Designated as Fair Value As of March 31, 2024, the Company had four 200 million that were designated as fair value hedges on loans. The interest 1.98 4.74 %, received. As of December four $ 200 maturity of 2.23 4.74 %, with the weighted average being received. The corresponding recognition in the assets being hedged. Interest Rate Swaps The Company enters into interest rate swaps with its loan customers. The Company had 25 20 with 65.8 46.5 December 31, 2023, corresponding Company to provide the counterparty the Consolidated accounting purposes. The following table reflects the Company’s Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability March 31, 2024: Derivatives designated as cash flow hedges: Interest rate swaps $ 50,000 $ - Other assets $ 852 $ - Derivatives designated as hedging instruments: Interest rate swaps $ 200,000 $ - Other liabilities $ - $ 1,005 Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 65,768 $ 1,344 Other assets/Other liabilities $ 4,941 $ 4,941 December 31, 2023: Derivatives designated as cash flow hedges: Interest rate swaps $ 50,000 $ - Other assets $ 334 $ - Derivatives designated as fair value hedges: Interest rate swaps $ 200,000 $ - Other liabilities $ - $ 3,430 Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 46,463 $ 1,326 Other assets/Other liabilities $ 4,558 $ 4,558

Fair Value Measurements

Fair Value Measurements	3 Months Ended
Fair Value Measurements	Mar. 31, 2024
Fair Value Measurements [Abstract]
Fair Value Measurements	7. Determination of Fair Value The Company determine fair value financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market However, in where quoted techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in The fair (that is, market conditions. change in the depends on the facts within the range that is most representative of fair value under Fair Value Hierarchy In accordance with at fair assumptions used to determine fair value. Level 1 entity has equity securities that sources for market transactions involving identical assets Level 2 asset liabilities; quoted by observable market data for substantially the full term of the Level 3 significant whose value well as instruments for which determination of fair value A significant to the fair value measurement. Items Measured at Fair Value AFS investment securities: for such securities, Management reviews pricing methodologies provided by the vendors and third-party broker-dealers in order to determine if observable market information is being utilized. Securities measured with pricing provided by independent vendors or party broker-dealers securities, pricing models or discounted cash flow analyses Derivatives: classified within Level 2 of the hierarchy. The March 31, 2024 and December 31, 2023 for each of the Items Not Measured at Fair Value The following table value as of March 31, 2024 and December 31, 2023 (in March 31, 2024 December 31, 2023 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 15,549 $ - $ 15,549 $ - $ 8,173 $ - $ 8,173 Collateralized mortgage obligations - 106,369 - 106,369 - 80,606 - 80,606 Mortgage-backed securities - residential - 50,337 - 50,337 - 52,187 - 52,187 Mortgage-backed securities - commercial - 41,702 - 41,702 - 42,764 - 42,764 Municipal securities - 19,061 - 19,061 - 19,338 - 19,338 Bank subordinated debt securities - 26,974 - 26,974 - 26,261 - 26,261 Total - 259,992 - 259,992 - 229,329 - 229,329 Derivative assets - 5,793 - 5,793 - 4,892 - 4,892 Total assets at fair value $ - $ 265,785 $ - $ 265,785 $ - $ 234,221 $ - $ 234,221 Derivative liabilities $ - $ 5,946 $ - $ 5,946 $ - $ 7,988 $ - $ 7,988 Total liabilities at fair value $ - $ 5,946 $ - $ 5,946 $ - $ 7,988 $ - $ 7,988 Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount March 31, 2024: Financial Assets: Cash and due from banks $ 9,601 $ 9,601 $ - $ - $ 9,601 Interest-bearing deposits in banks $ 116,945 $ 116,945 $ - $ - $ 116,945 Investment securities held to maturity, net $ 173,038 $ - $ 152,156 $ - $ 152,156 Loans held for investment, net $ 1,799,742 $ - $ - $ 1,763,399 $ 1,763,399 Accrued interest receivable $ 11,579 $ - $ 1,732 $ 9,847 $ 11,579 Financial Liabilities: Demand deposits $ 576,626 $ 576,626 $ - $ - $ 576,626 Money market and savings accounts $ 1,141,422 $ 1,141,422 $ - $ - $ 1,141,422 Interest-bearing checking accounts $ 57,839 $ 57,839 $ - $ - $ 57,839 Time deposits $ 326,907 $ - $ - $ 325,215 $ 325,215 FHLB advances $ 162,000 $ - $ 159,875 $ - $ 159,875 Accrued interest payable $ 2,477 $ - $ 1,297 $ 1,180 $ 2,477 December 31, 2023: Financial Assets: Cash and due from banks $ 8,019 $ 8,019 $ - $ - $ 8,019 Interest-bearing deposits in banks $ 33,043 $ 33,043 $ - $ - $ 33,043 Investment securities held to maturity $ 174,974 $ - $ 155,510 $ - $ 155,510 Loans held for investment, net $ 1,759,743 $ - $ - $ 1,723,210 $ 1,723,210 Accrued interest receivable $ 10,688 $ - $ 1,448 $ 9,240 $ 10,688 Financial Liabilities: Demand deposits $ 552,762 $ 552,762 $ - $ - $ 552,762 Money market and savings accounts $ 1,048,272 $ 1,048,272 $ - $ - $ 1,048,272 Interest-bearing checking accounts $ 47,702 $ 47,702 $ - $ - $ 47,702 Time deposits $ 288,403 $ - $ - $ 287,104 $ 287,104 FHLB advances $ 183,000 $ - $ 182,282 $ - $ 182,282 Accrued interest payable $ 1,372 $ - $ 551 $ 821 $ 1,372

Stockholders' Equity

Stockholders' Equity	3 Months Ended
Stockholders' Equity	Mar. 31, 2024
Stockholders' Equity [Abstract]
Stockholders' Equity	8. Common Stock In July 4,600,000 10.00 40.0 million after deducting underwriting discounts and expenses. In December 2021, Bank, which at the time were “Reorganization”) common stock, 1.00 one newly 1.00 Company’s wholly owned subsidiary. In the same designations, held in the Bank, stock as they previously owned of the Bank’s common During the first quarter 2024, the Company issued 52,753 stock awards 121,627 2015 equity incentive plan. During the three months ended 7,100 a weighted average price per share of $ 11.15 . The aggregate purchase price for these transactions was approximately $ 79 thousand, repurchase program. As of March 31, 2024, 72,980 the three months 500,000 average price 11.74 . The 5.9 including transaction costs. See Note 11, Subsequent Events, for information Shares of the Company’s Class were 19,650,463 19,575,435 , respectively. Dividends Declaration of dividends amount of current regulations. However, current period net income, liquidity, the primary source of dividends which the dividends if they deem such payment to be an unsafe On January quarterly dividend 0.05 stockholders of record as of the close of business February 15, 1.0 No March 31, 2023. See Note 11, Subsequent The following table details the dividends declared and paid by The guidelines Company and the Bank were 12.98 % and 12.89 %, respectively. Declaration Date Record Date Payment Date Dividend Per Share Dividend Amount January 19, 2024 February 15, 2024 March 5, 2024 $ 0.05 $ 1.0

Earnings Per Share

Earnings Per Share	3 Months Ended
Earnings Per Share	Mar. 31, 2024
Earnings Per Share [Abstract]
Earnings Per Share	9. Earnings securities. Basic EPS number of common shares outstanding for computed by shares outstanding for the period determined using the treasury-stock method. For common stock options and are only included in the calculation The following table reflects the calculation of net income March 31, 2024 and 2023 (in thousands): The following table reflects ended March 31, 2024 and 2023 (in thousands, except Three Months Ended March 31, 2024 2023 Net Income $ 4,612 $ 5,809 Net income available to common shareholders $ 4,612 $ 5,809 Three Months Ended March 31, 2024 2023 Class A Class A Basic EPS Numerator: Net income available to common shares $ 4,612 $ 5,809 Denominator: Weighted average shares outstanding 19,633,330 19,855,409 Earnings per share, basic $ 0.23 $ 0.29 Diluted EPS Numerator: Net income available to common shares $ 4,612 $ 5,809 Denominator: Weighted average shares outstanding for basic EPS 19,633,330 19,855,409 Add: Dilutive effects of assumed exercises of stock options 64,928 85,197 Weighted avg. shares including dilutive potential common shares 19,698,258 19,940,606 Earnings per share, diluted $ 0.23 $ 0.29 Anti-dilutive stock options excluded from diluted EPS 502,500 572,500 Net income has not been allocated to unvested restricted are not material to net income per share of percent of all of the outstanding shares of

Loss Contingencies

Loss Contingencies	3 Months Ended
Loss Contingencies	Mar. 31, 2024
Loss Contingencies [Abstract]
Loss Contingencies	10. Loss contingencies, management, none on the Company’s Consolidated Financial Statements.

Subsequent Events

Subsequent Events	3 Months Ended
Subsequent Events	Mar. 31, 2024
Subsequent Events [Abstract]
Subsequent Events	11. Dividends On April 23, 2024, quarterly dividend for 0.05 5, 2024, to stockholders of record as of the close of Share Repurchase Program On April 22, 2024, the Board of Directors approved a new share 500,000 A common 2.5 % repurchase program, time through open market repurchases, privately negotiated transactions, or other means. The repurchase program has no expiration date and may upon completion of the Company’s current the 572,980 authorized for repurchase under the Company’s share

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	3 Months Ended
Summary of Significant Accounting Policies (Policy)	Mar. 31, 2024
Summary of Significant Accounting Policies [Abstract]
Overview	Overview USCB Financial Holdings, wholly owned subsidiary, 2002, is a Florida state-chartered, located in South Florida. The Bank transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, Florida Peninsula Title LLC began operations
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and (“U.S. opinion periods presented with Form 10-K for the year ended December 31, 2023.
Principles of Consolidation	Principles of Consolidation The balances are eliminated in consolidation.
Use of Estimates	Use of Estimates To prepare on available most significant (“ACL”) and income taxes.
Reclassifications	Reclassifications Certain amounts in the consolidated financial statements have been reclassified to conform Reclassifications had no impact on the net income or stockholders’
Adoption of New Accounting Standards and Issued and Not Yet Adopted	Recently Issued Accounting Standards Adoption of New Accounting Standards Reference Rate Reform In (Topic clarified challenges These associated with reference rate reform in financial reporting. The are not 2022, except optional expedients, and which permit entities to make a one-time choice to divest, transfer, to maturity, referencing a rate impacted by reference rate reform, In December 2022, the to December Before this recent guidance, these amendments were effective for all entities The (“LIBOR”) and the adjustment of based originations were ceased as of June 30, 2023, and for existing LIBOR-based transactions, Secured Overnight its loan and other financial instruments. Issued and Not Yet Adopted Improvements to Income Tax In Improvements to Income Tax taxes paid with the goal of providing stakeholders with more transparent public business entities for annual periods beginning after Dec. 15, impact of this operations or consolidated financial statements.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
Investment Securities (Tables)	Mar. 31, 2024
Investments Securities [Abstract]
Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation	March 31, 2024 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 17,168 $ 25 $ (1,644) $ 15,549 Collateralized mortgage obligations 130,533 1 (24,165) 106,369 Mortgage-backed securities - residential 62,734 - (12,397) 50,337 Mortgage-backed securities - commercial 48,182 70 (6,550) 41,702 Municipal securities 24,985 - (5,924) 19,061 Bank subordinated debt securities 28,622 471 (2,119) 26,974 $ 312,224 $ 567 $ (52,799) $ 259,992 Held-to-maturity: U.S. Government Agency $ 43,439 $ - $ (5,816) $ 37,623 Collateralized mortgage obligations 61,465 2 (8,336) 53,131 Mortgage-backed securities - residential 43,383 160 (4,930) 38,613 Mortgage-backed securities - commercial 15,409 - (1,301) 14,108 Corporate bonds 9,354 - (673) 8,681 $ 173,050 $ 162 $ (21,056) $ 152,156 Allowance for credit losses - securities held-to-maturity (12) Securities held-to maturity, net of allowance for credit losses $ 173,038 December 31, 2023 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 9,664 $ - $ (1,491) $ 8,173 Collateralized mortgage obligations 103,645 - (23,039) 80,606 Mortgage-backed securities - residential 63,795 - (11,608) 52,187 Mortgage-backed securities - commercial 49,212 56 (6,504) 42,764 Municipal securities 25,005 - (5,667) 19,338 Bank subordinated debt securities 28,106 188 (2,033) 26,261 Corporate bonds - - - - $ 279,427 $ 244 $ (50,342) $ 229,329 Held-to-maturity: U.S. Government Agency $ 43,626 $ 2 $ (5,322) $ 38,306 U.S. Treasury 62,735 - (7,983) 54,752 Collateralized mortgage obligations 43,784 348 (4,533) 39,599 Mortgage-backed securities - residential 15,439 - (1,257) 14,182 Mortgage-backed securities - commercial 9,398 - (727) 8,671 $ 174,982 $ 350 $ (19,822) $ 155,510 Allowance for credit losses - securities held-to-maturity (8) Securities held-to maturity, net of allowance for credit losses $ 174,974
Schedule of Realized Gains and Losses	Three Months Ended March 31, Available-for-sale: 2024 2023 Proceeds from sale and call of securities $ - $ 8,617 Gross gains $ - $ 3 Gross losses - (24) Net realized (loss) gain $ - $ (21)
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date	Available-for-sale Held-to-maturity March 31, 2024: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ - $ - Due after one year through five years 2,722 2,863 9,354 8,681 Due after five years through ten years 38,045 33,506 - - Due after ten years 12,840 9,666 - - U.S. Government Agency 17,168 15,549 43,439 37,623 Collateralized mortgage obligations 130,533 106,369 61,465 53,131 Mortgage-backed securities - residential 62,734 50,337 43,383 38,613 Mortgage-backed securities - commercial 48,182 41,702 15,409 14,108 $ 312,224 $ 259,992 $ 173,050 $ 152,156
Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value	March 31, 2024 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 4,601 $ (19) $ 45,668 $ (8,648) $ 50,269 $ (8,667) Collateralized mortgage obligations 26,015 (85) 131,005 (36,916) 157,020 (37,001) Mortgage-backed securities - residential 8,043 (129) 80,907 (19,620) 88,950 (19,749) Mortgage-backed securities - commercial 15,004 (254) 38,777 (9,062) 53,781 (9,316) Municipal securities - - 19,061 (5,924) 19,061 (5,924) Bank subordinated debt securities 3,198 (159) 13,471 (1,960) 16,669 (2,119) Corporate bonds - - 8,681 (387) 8,681 (387) $ 56,861 $ (646) $ 337,570 $ (82,517) $ 394,431 $ (83,163) December 31, 2023 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ - - 46,479 (8,043) 46,479 $ (8,043) Collateralized mortgage obligations - - 135,358 (35,566) 135,358 (35,566) Mortgage-backed securities - residential 5,290 (47) 83,484 (18,365) 88,774 (18,412) Mortgage-backed securities - commercial 20,292 (611) 33,083 (8,623) 53,375 (9,234) Municipal securities - - 19,338 (5,667) 19,338 (5,667) Bank subordinated debt securities 8,600 (331) 12,287 (1,703) 20,887 (2,034) Corporate bonds - - 8,671 (406) 8,671 (406) $ 34,182 $ (989) $ 338,700 $ (78,373) $ 372,882 $ (79,362)

Loans (Tables)

Loans (Tables)	3 Months Ended
Loans (Tables)	Mar. 31, 2024
Loans [Abstract]
Summary of Loans Held for Investment	March 31, 2024 December 31, 2023 Total Percent of Total Total Percent of Total Residential Real Estate $ 237,906 13.1 % $ 204,419 11.5 % Commercial Real Estate 1,057,800 58.2 % 1,047,593 58.8 % Commercial and Industrial 228,045 12.5 % 219,757 12.4 % Foreign Banks 100,182 5.5 % 114,945 6.5 % Consumer and Other 194,325 10.7 % 191,930 10.8 % Total 1,818,258 100.0 % 1,778,644 100.0 % Plus: Deferred costs 2,938 2,183 Total 1,821,196 1,780,827 Less: Allowance for credit losses 21,454 21,084 Total $ 1,799,742 $ 1,759,743
Allowance for Credit Losses	Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended March 31, 2024 Beginning balance $ 2,695 $ 10,366 $ 3,974 $ 911 $ 3,138 $ 21,084 Provision for credit losses (1) 235 (64) 288 (117) 21 363 Recoveries - - 10 - 2 12 Charge-offs - - - - (5) (5) Ending Balance $ 2,930 $ 10,302 $ 4,272 $ 794 $ 3,156 $ 21,454 (1) Provision for credit losses excludes a $ 43 4 thousand charge related to investment securities held to maturity. Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended March 31, 2023 Beginning balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Cumulative effect of adoption of accounting principle (1) 1,238 1,105 (2,158) 23 858 1,066 Provision for credit losses (2) 221 (795) 318 29 512 285 Recoveries 8 - 44 - 2 54 Charge-offs - - - - (5) (5) Ending Balance $ 2,819 $ 10,453 $ 2,367 $ 772 $ 2,476 $ 18,887 (1) Impact of CECL adoption on January 1, 2023. (2) Provision for credit losses excludes a $ 84 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total March 31, 2024: Allowance for credit losses: Individually evaluated $ 47 $ - $ 77 $ - $ - $ 124 Collectively evaluated 2,883 10,302 4,195 794 3,156 21,330 Balances, end of period $ 2,930 $ 10,302 $ 4,272 $ 794 $ 3,156 $ 21,454 Loans: Individually evaluated $ 6,934 $ - $ 805 $ - $ - $ 7,739 Collectively evaluated 230,972 1,057,800 227,240 100,182 194,325 1,810,519 Balances, end of period $ 237,906 $ 1,057,800 $ 228,045 $ 100,182 $ 194,325 $ 1,818,258 December 31, 2023: Allowance for credit losses: Individually evaluated $ 145 $ - $ 128 $ - $ - $ 273 Collectively evaluated 2,550 10,366 3,846 911 3,138 20,811 Balances, end of period $ 2,695 $ 10,366 $ 3,974 $ 911 $ 3,138 $ 21,084 Loans: Individually evaluated $ 6,994 $ - $ 1,668 $ - $ - $ 8,662 Collectively evaluated 197,425 1,047,593 218,089 114,945 191,930 1,769,982 Balances, end of period $ 204,419 $ 1,047,593 $ 219,757 $ 114,945 $ 191,930 $ 1,778,644
Loan Credit Exposures	As of March 31, 2024 Term Loans by Origination Year Revolving Loans Total 2024 2023 2022 2021 2020 Prior Residential real estate Pass $ 36,295 $ 43,716 $ 36,336 $ 26,194 $ 5,885 $ 80,670 $ 8,530 $ 237,626 Substandard - - - - - 280 - 280 Total 36,295 43,716 36,336 26,194 5,885 80,950 8,530 237,906 Commercial real estate Pass 28,702 148,575 329,451 181,818 102,597 255,713 4,773 1,051,629 Substandard - - - 5,479 692 - - 6,171 Total 28,702 148,575 329,451 187,297 103,289 255,713 4,773 1,057,800 Commercial and industrial Pass 13,812 96,054 36,806 32,129 5,794 15,762 26,117 226,474 Substandard - - - 319 - 1,252 - 1,571 Total 13,812 96,054 36,806 32,448 5,794 17,014 26,117 228,045 Foreign banks Pass 34,864 65,318 - - - - - 100,182 Total 34,864 65,318 - - - - - 100,182 Consumer and other loans Pass 9,557 66,799 72,452 41,499 502 1,845 1,671 194,325 Substandard - - - - - - - - Total 9,557 66,799 72,452 41,499 502 1,845 1,671 194,325 Total Pass 123,230 420,462 475,045 281,640 114,778 353,990 41,091 1,810,236 Special Mention - - - - - - - - Substandard - - - 5,798 692 1,532 - 8,022 Doubtful - - - - - - - - Total $ 123,230 $ 420,462 $ 475,045 $ 287,438 $ 115,470 $ 355,522 $ 41,091 $ 1,818,258 As of December 31, 2023 Term Loans by Origination Year Revolving Loans Total 2023 2022 2021 2020 2019 Prior Residential real estate Pass $ 44,365 $ 36,325 $ 26,180 $ 6,080 $ 9,325 $ 75,654 $ 6,198 $ 204,127 Substandard - - - - 292 - - 292 Total 44,365 36,325 26,180 6,080 9,617 75,654 6,198 204,419 Commercial real estate Pass 148,311 337,938 184,024 104,182 78,153 182,714 4,710 1,040,032 Substandard - - 6,867 694 - - - 7,561 Total 148,311 337,938 190,891 104,876 78,153 182,714 4,710 1,047,593 Commercial and industrial Pass 97,753 37,414 34,090 6,499 13,706 3,113 25,554 218,129 Substandard - - 330 - 1,298 - - 1,628 Total 97,753 37,414 34,420 6,499 15,004 3,113 25,554 219,757 Foreign banks Pass 114,945 - - - - - - 114,945 Total 114,945 - - - - - - 114,945 Consumer and other loans Pass 71,593 74,387 41,966 615 560 1,337 1,472 191,930 Total 71,593 74,387 41,966 615 560 1,337 1,472 191,930 Total Pass 476,967 486,064 286,260 117,376 101,744 262,818 37,934 1,769,163 Special Mention - - - - - - - - Substandard - - 7,197 694 1,590 - - 9,481 Doubtful - - - - - - - - Total $ 476,967 $ 486,064 $ 293,457 $ 118,070 $ 103,334 $ 262,818 $ 37,934 $ 1,778,644
Aging Analysis of Accruing and Total Non-Accruing Loans	Accruing As of March 31, 2024 Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 548 $ - $ - $ 548 $ - $ 548 1-4 family residential 183,825 6,022 - 189,847 - 189,847 Condo residential 43,452 4,059 - 47,511 - 47,511 227,825 10,081 - 237,906 - 237,906 Commercial real estate: Land and construction 21,100 - - 21,100 - 21,100 Multi-family residential 211,813 - - 211,813 - 211,813 Condo commercial 56,072 1,918 - 57,990 - 57,990 Commercial property 766,003 873 - 766,876 - 766,876 Leasehold improvements 21 - - 21 - 21 1,055,009 2,791 - 1,057,800 - 1,057,800 Commercial and industrial: Secured 208,590 60 - 208,650 456 209,106 Unsecured 18,495 444 - 18,939 - 18,939 227,085 504 - 227,589 456 228,045 Foreign banks 100,182 - - 100,182 - 100,182 Consumer and other 194,325 - - 194,325 - 194,325 Total $ 1,804,426 $ 13,376 $ - $ 1,817,802 $ 456 $ 1,818,258 Accruing As of December 31, 2023: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 559 $ - $ - $ 559 $ - $ 559 1-4 family residential 155,842 711 - 156,553 - 156,553 Condo residential 43,572 3,735 - 47,307 - 47,307 199,973 4,446 - 204,419 - 204,419 Commercial real estate: Land and construction 33,710 - - 33,710 - 33,710 Multi-family residential 181,287 - - 181,287 - 181,287 Condo commercial 58,106 - - 58,106 - 58,106 Commercial property 772,569 1,890 - 774,459 - 774,459 Leasehold improvements 31 - - 31 - 31 1,045,703 1,890 - 1,047,593 - 1,047,593 Commercial and industrial: Secured 200,235 29 - 200,264 468 200,732 Unsecured 19,025 - - 19,025 - 19,025 219,260 29 - 219,289 468 219,757 Foreign banks 114,945 - - 114,945 - 114,945 Consumer and other 191,930 - - 191,930 - 191,930 Total $ 1,771,811 $ 6,365 $ - $ 1,778,176 $ 468 $ 1,778,644
Non-Accrual status	March 31, 2024 Nonaccrual Loans With No Related Allowance Nonaccrual Loans With Related Allowance Total Non- accruals Loans Past Due Over 90 Days and Still Accruing Residential real estate $ - $ - $ - $ - Commercial real estate - - - - Commercial and industrial - 456 456 - Consumer and other - - - - $ - $ 456 $ 456 $ - December 31, 2023 Nonaccrual Loans With No Related Allowance Nonaccrual Loans With Related Allowance Total Non- accruals Loans Past Due Over 90 Days and Still Accruing Residential real estate $ - $ - $ - $ - Commercial real estate - - - - Commercial and industrial - 468 468 - Consumer and other - - - - $ - $ 468 $ 468 $ -
Restructured Loans, by Type of Modification	Recorded Investment Prior to Modification Recorded Investment After Modification Number of Loans Combination Modifications Total Modifications Number of Loans Combination Modifications Total Modifications Residential real estate - $ - $ - - $ - $ - Commercial real estate - - - - - - Commercial and industrial 1 468 468 1 468 468 Consumer and other - - - - - - 1 $ 468 $ 468 1 $ 468 $ 468

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
Income Taxes (Tables)	Mar. 31, 2024
Income Taxes [Abstract]
Provision for Income Taxes	Three Months Ended March 31, 2024 2023 Current: Federal $ - $ - State - - Total - - Deferred: Federal 1,114 1,472 State 312 409 Total 1,426 1,881 Total $ 1,426 $ 1,881
Statutory Tax Expense	Three Months Ended March 31, 2024 2023 Federal taxes at statutory rate $ 1,268 $ 1,615 State income taxes, net of federal tax benefit 262 334 Bank owned life insurance (104) (68) Other, net - - Total $ 1,426 $ 1,881
Schedule of Deferred Tax Assets and Liabilities	March 31, 2024 December 31, 2023 Deferred tax assets: Net operating loss $ 15,369 $ 16,430 Allowance for credit losses 5,503 5,410 Lease liability 2,707 2,895 Unrealized losses on available for sale securities 15,638 15,114 Depreciable property 130 203 Equity compensation 716 630 Accruals 52 382 Other, net 11 10 Deferred tax assets: 40,126 41,074 Deferred tax liabilities: Deferred loan cost (745) (553) Lease right of use asset (2,707) (2,895) Deferred expenses (140) (180) Cash flow hedge (216) (85) Other, net (69) (79) Deferred tax liabilities (3,877) (3,792) Net deferred tax assets $ 36,249 $ 37,282

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements (Tables)	3 Months Ended
Off-Balance Sheet Arrangements (Tables)	Mar. 31, 2024
Off-Balance Sheet Arrangements [Abstract]
Schedule of Financials Instruments with Off-Balance Sheet Risk	March 31, 2024 December 31, 2023 Commitments to grant loans and unfunded lines of credit $ 99,224 $ 85,117 Standby and commercial letters of credit 3,274 3,987 Total $ 102,498 $ 89,104

Derivatives (Tables)

Derivatives (Tables)	3 Months Ended
Derivatives (Tables)	Mar. 31, 2024
Derivatives [Abstract]
Summary of Interest Rate Swaps	Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability March 31, 2024: Derivatives designated as cash flow hedges: Interest rate swaps $ 50,000 $ - Other assets $ 852 $ - Derivatives designated as hedging instruments: Interest rate swaps $ 200,000 $ - Other liabilities $ - $ 1,005 Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 65,768 $ 1,344 Other assets/Other liabilities $ 4,941 $ 4,941 December 31, 2023: Derivatives designated as cash flow hedges: Interest rate swaps $ 50,000 $ - Other assets $ 334 $ - Derivatives designated as fair value hedges: Interest rate swaps $ 200,000 $ - Other liabilities $ - $ 3,430 Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 46,463 $ 1,326 Other assets/Other liabilities $ 4,558 $ 4,558

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
Fair Value Measurements (Tables)	Mar. 31, 2024
Fair Value Measurements [Abstract]
Schedule of Assets Measured at Fair Value on Recurring Basis	March 31, 2024 December 31, 2023 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 15,549 $ - $ 15,549 $ - $ 8,173 $ - $ 8,173 Collateralized mortgage obligations - 106,369 - 106,369 - 80,606 - 80,606 Mortgage-backed securities - residential - 50,337 - 50,337 - 52,187 - 52,187 Mortgage-backed securities - commercial - 41,702 - 41,702 - 42,764 - 42,764 Municipal securities - 19,061 - 19,061 - 19,338 - 19,338 Bank subordinated debt securities - 26,974 - 26,974 - 26,261 - 26,261 Total - 259,992 - 259,992 - 229,329 - 229,329 Derivative assets - 5,793 - 5,793 - 4,892 - 4,892 Total assets at fair value $ - $ 265,785 $ - $ 265,785 $ - $ 234,221 $ - $ 234,221 Derivative liabilities $ - $ 5,946 $ - $ 5,946 $ - $ 7,988 $ - $ 7,988 Total liabilities at fair value $ - $ 5,946 $ - $ 5,946 $ - $ 7,988 $ - $ 7,988
Carrying Amounts and Estimated Fair Values of Financial Instruments not Carried at Fair Value	Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount March 31, 2024: Financial Assets: Cash and due from banks $ 9,601 $ 9,601 $ - $ - $ 9,601 Interest-bearing deposits in banks $ 116,945 $ 116,945 $ - $ - $ 116,945 Investment securities held to maturity, net $ 173,038 $ - $ 152,156 $ - $ 152,156 Loans held for investment, net $ 1,799,742 $ - $ - $ 1,763,399 $ 1,763,399 Accrued interest receivable $ 11,579 $ - $ 1,732 $ 9,847 $ 11,579 Financial Liabilities: Demand deposits $ 576,626 $ 576,626 $ - $ - $ 576,626 Money market and savings accounts $ 1,141,422 $ 1,141,422 $ - $ - $ 1,141,422 Interest-bearing checking accounts $ 57,839 $ 57,839 $ - $ - $ 57,839 Time deposits $ 326,907 $ - $ - $ 325,215 $ 325,215 FHLB advances $ 162,000 $ - $ 159,875 $ - $ 159,875 Accrued interest payable $ 2,477 $ - $ 1,297 $ 1,180 $ 2,477 December 31, 2023: Financial Assets: Cash and due from banks $ 8,019 $ 8,019 $ - $ - $ 8,019 Interest-bearing deposits in banks $ 33,043 $ 33,043 $ - $ - $ 33,043 Investment securities held to maturity $ 174,974 $ - $ 155,510 $ - $ 155,510 Loans held for investment, net $ 1,759,743 $ - $ - $ 1,723,210 $ 1,723,210 Accrued interest receivable $ 10,688 $ - $ 1,448 $ 9,240 $ 10,688 Financial Liabilities: Demand deposits $ 552,762 $ 552,762 $ - $ - $ 552,762 Money market and savings accounts $ 1,048,272 $ 1,048,272 $ - $ - $ 1,048,272 Interest-bearing checking accounts $ 47,702 $ 47,702 $ - $ - $ 47,702 Time deposits $ 288,403 $ - $ - $ 287,104 $ 287,104 FHLB advances $ 183,000 $ - $ 182,282 $ - $ 182,282 Accrued interest payable $ 1,372 $ - $ 551 $ 821 $ 1,372

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	3 Months Ended
Stockholders' Equity (Tables)	Mar. 31, 2024
Stockholders' Equity [Abstract]
Schedule of Dividends Declared and Paid	Declaration Date Record Date Payment Date Dividend Per Share Dividend Amount January 19, 2024 February 15, 2024 March 5, 2024 $ 0.05 $ 1.0

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
Earnings Per Share (Tables)	Mar. 31, 2024
Earnings Per Share [Abstract]
Calculation of Net Income (Loss) Available to Common Stockholders before being Allocable between Class A and Class B Common Shares	Three Months Ended March 31, 2024 2023 Net Income $ 4,612 $ 5,809 Net income available to common shareholders $ 4,612 $ 5,809
Calculation of Basic and Diluted Earnings (Loss) per Common Share Class	Three Months Ended March 31, 2024 2023 Class A Class A Basic EPS Numerator: Net income available to common shares $ 4,612 $ 5,809 Denominator: Weighted average shares outstanding 19,633,330 19,855,409 Earnings per share, basic $ 0.23 $ 0.29 Diluted EPS Numerator: Net income available to common shares $ 4,612 $ 5,809 Denominator: Weighted average shares outstanding for basic EPS 19,633,330 19,855,409 Add: Dilutive effects of assumed exercises of stock options 64,928 85,197 Weighted avg. shares including dilutive potential common shares 19,698,258 19,940,606 Earnings per share, diluted $ 0.23 $ 0.29 Anti-dilutive stock options excluded from diluted EPS 502,500 572,500 Net income has not been allocated to unvested restricted are not material to net income per share of percent of all of the outstanding shares of

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	3 Months Ended
Investment Securities (Narrative) (Details)	Mar. 31, 2024 USD ($) Item	Dec. 31, 2023 USD ($) Item
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities available for sale, amortized cost	$ 312,224,000	$ 279,427,000
Investment securities available for sale, at fair value	259,992,000	229,329,000
Unrealized losses	52,799,000	50,342,000
Borrowing from BTFB	80,000,000
Investment securities held to maturity	173,050,000	174,982,000
Held to maturity, allowance for credit loss	12,000	8,000
Unamortized net unrealized loss	21,056,000	19,822,000
Securities Sold Under Agreements To Repurchase [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged under public funds, fair value	0
Asset Pledged As Collateral With Right [Member] \| Bank Term Funding Program [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged under public funds, fair value	130,300,000
Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged under public funds, fair value	249,600,000	268,400,000
Maximum [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged under public funds, fair value	20,000,000
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities available for sale, amortized cost
Investment securities available for sale, at fair value
Unrealized losses
Investment securities held to maturity	9,354,000
Unamortized net unrealized loss	$ 673,000
Corporate Bond Securities [Member] \| Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities \| Item	51	28
Pledged under public funds, fair value	$ 137,000,000	$ 86,900,000
Mortgage Backed Securities and Collateralized Mortgage Obligations of Government Sponsored Entities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities available for sale, at fair value	304,300,000	284,100,000
Unrealized losses	57,700,000	$ 54,900,000
US Government and US Agency Issued Bonds and Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities held to maturity	163,700,000
Held to maturity, allowance for credit loss	0
Investment Grade Corporate Bonds [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities held to maturity	$ 9,400,000
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities \| Item	0
Net unrealized gain (loss)	$ 67,000
Ratio of outstanding uninsured deposits for public deposits secured by securities pledged	50%
Available for sale securities, allowance for credit loss	$ 128,500,000
Unamortized net unrealized loss	$ 9,500,000

Investment Securities (Schedule

Investment Securities (Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Available-for-sale:
Amortized Cost	$ 312,224	$ 279,427
Unrealized Gains	567	244
Unrealized Losses	(52,799)	(50,342)
Fair Value	259,992	229,329
Held-to-maturity:
Amortized Cost	173,050	174,982
Unrealized Gains	162	350
Unrealized Losses	(21,056)	(19,822)
Fair Value	152,156	155,510
Allowance for credit losses - securities held-to-maturity	(12)	(8)
Securities held-to maturity, net of allowance for credit losses	173,038	174,974
U.S. Government Agency [Member]
Available-for-sale:
Amortized Cost	17,168	9,664
Unrealized Gains	25
Unrealized Losses	(1,644)	(1,491)
Fair Value	15,549	8,173
Held-to-maturity:
Amortized Cost	43,439	43,626
Unrealized Gains		2
Unrealized Losses	(5,816)	(5,322)
Fair Value	37,623	38,306
U.S. Treasury [Member]
Held-to-maturity:
Amortized Cost		62,735
Unrealized Gains
Unrealized Losses		(7,983)
Fair Value		54,752
Collateralized Mortgage Obligations [Member]
Available-for-sale:
Amortized Cost	130,533	103,645
Unrealized Gains	1
Unrealized Losses	(24,165)	(23,039)
Fair Value	106,369	80,606
Held-to-maturity:
Amortized Cost	61,465	43,784
Unrealized Gains	2	348
Unrealized Losses	(8,336)	(4,533)
Fair Value	53,131	39,599
Mortgage-Backed Securities - Residential [Member]
Available-for-sale:
Amortized Cost	62,734	63,795
Unrealized Gains
Unrealized Losses	(12,397)	(11,608)
Fair Value	50,337	52,187
Held-to-maturity:
Amortized Cost	43,383	15,439
Unrealized Gains	160
Unrealized Losses	(4,930)	(1,257)
Fair Value	38,613	14,182
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale:
Amortized Cost	48,182	49,212
Unrealized Gains	70	56
Unrealized Losses	(6,550)	(6,504)
Fair Value	41,702	42,764
Held-to-maturity:
Amortized Cost	15,409	9,398
Unrealized Gains
Unrealized Losses	(1,301)	(727)
Fair Value	14,108	8,671
Municipal Securities [Member]
Available-for-sale:
Amortized Cost	24,985	25,005
Unrealized Gains
Unrealized Losses	(5,924)	(5,667)
Fair Value	19,061	19,338
Bank Subordinated Debt Securities [Member]
Available-for-sale:
Amortized Cost	28,622	28,106
Unrealized Gains	471	188
Unrealized Losses	(2,119)	(2,033)
Fair Value	26,974	26,261
Corporate Bonds [Member]
Available-for-sale:
Amortized Cost
Unrealized Gains
Unrealized Losses
Fair Value
Held-to-maturity:
Amortized Cost	9,354
Unrealized Gains
Unrealized Losses	(673)
Fair Value	$ 8,681

Investment Securities (Schedu_2

Investment Securities (Schedule of Realized Gains and Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Investments Securities [Abstract]
Proceeds from sale and call of securities		$ 8,617
Gross gains		3
Gross losses		(24)
Net realized (loss) gain		$ (21)

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Available-for-sale, Amortized Cost:
Due within one year
Due after one year through five years	2,722
Due after five years through ten years	38,045
Due after ten years	12,840
Amortized Cost	312,224	$ 279,427
Available-for-sale, Fair Value:
Due within one year
Due after one year through five years	2,863
Due after five years through ten years	33,506
Due after ten years	9,666
Fair Value	259,992	229,329
Held-to-maturity, Amortized Cost:
Due within one year
Due after one year through five years	9,354
Due after five years through ten years
Due after ten years
Amortized Cost	173,050	174,982
Held-to-maturity, Fair Value:
Due within one year
Due after one year through five years	8,681
Due after five years through ten years
Due after ten years
Fair Value	152,156	155,510
U.S. Government Agency [Member]
Available-for-sale, Amortized Cost:
Amortized Cost	17,168	9,664
Available-for-sale, Fair Value:
Fair Value	15,549	8,173
Held-to-maturity, Amortized Cost:
Amortized Cost	43,439	43,626
Held-to-maturity, Fair Value:
Fair Value	37,623	38,306
Collateralized Mortgage Obligations [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	130,533
Amortized Cost	130,533	103,645
Available-for-sale, Fair Value:
Without single maturity date	106,369
Fair Value	106,369	80,606
Held-to-maturity, Amortized Cost:
Without single maturity date	61,465
Amortized Cost	61,465	43,784
Held-to-maturity, Fair Value:
Without single maturity date	53,131
Fair Value	53,131	39,599
Mortgage-Backed Securities - Residential [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	62,734
Amortized Cost	62,734	63,795
Available-for-sale, Fair Value:
Without single maturity date	50,337
Fair Value	50,337	52,187
Held-to-maturity, Amortized Cost:
Without single maturity date	43,383
Amortized Cost	43,383	15,439
Held-to-maturity, Fair Value:
Without single maturity date	38,613
Fair Value	38,613	14,182
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	48,182
Amortized Cost	48,182	49,212
Available-for-sale, Fair Value:
Without single maturity date	41,702
Fair Value	41,702	42,764
Held-to-maturity, Amortized Cost:
Without single maturity date	15,409
Amortized Cost	15,409	9,398
Held-to-maturity, Fair Value:
Without single maturity date	14,108
Fair Value	$ 14,108	$ 8,671

Investment Securities (Availabl

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	$ 56,861	$ 34,182
Unrealized Losses, Less than 12 months	(646)	(989)
Fair Value, 12 Months or More	337,570	338,700
Unrealized Losses 12 Months Or Longer	(82,517)	(78,373)
Fair value	394,431	372,882
Unrealized Losses	(83,163)	(79,362)
U.S. Government Agency [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	4,601
Unrealized Losses, Less than 12 months	(19)
Fair Value, 12 Months or More	45,668	46,479
Unrealized Losses 12 Months Or Longer	(8,648)	(8,043)
Fair value	50,269	46,479
Unrealized Losses	(8,667)	(8,043)
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	26,015
Unrealized Losses, Less than 12 months	(85)
Fair Value, 12 Months or More	131,005	135,358
Unrealized Losses 12 Months Or Longer	(36,916)	(35,566)
Fair value	157,020	135,358
Unrealized Losses	(37,001)	(35,566)
Mortgage-Backed Securities - Residential [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	8,043	5,290
Unrealized Losses, Less than 12 months	(129)	(47)
Fair Value, 12 Months or More	80,907	83,484
Unrealized Losses 12 Months Or Longer	(19,620)	(18,365)
Fair value	88,950	88,774
Unrealized Losses	(19,749)	(18,412)
Mortgage-Backed Securities - Commercial [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	15,004	20,292
Unrealized Losses, Less than 12 months	(254)	(611)
Fair Value, 12 Months or More	38,777	33,083
Unrealized Losses 12 Months Or Longer	(9,062)	(8,623)
Fair value	53,781	53,375
Unrealized Losses	(9,316)	(9,234)
Municipal Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months
Unrealized Losses, Less than 12 months
Fair Value, 12 Months or More	19,061	19,338
Unrealized Losses 12 Months Or Longer	(5,924)	(5,667)
Fair value	19,061	19,338
Unrealized Losses	(5,924)	(5,667)
Bank Subordinated Debt Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	3,198	8,600
Unrealized Losses, Less than 12 months	(159)	(331)
Fair Value, 12 Months or More	13,471	12,287
Unrealized Losses 12 Months Or Longer	(1,960)	(1,703)
Fair value	16,669	20,887
Unrealized Losses	(2,119)	(2,034)
Corporate Bonds [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months
Unrealized Losses, Less than 12 months
Fair Value, 12 Months or More	8,681	8,671
Unrealized Losses 12 Months Or Longer	(387)	(406)
Fair value	8,681	8,671
Unrealized Losses	$ (387)	$ (406)

Loans (Narrative) (Details)

Loans (Narrative) (Details)	3 Months Ended
Loans (Narrative) (Details)	Mar. 31, 2024 USD ($) Item	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 1,818,258,000		$ 1,778,644,000
Interest income recognized attributable to nonaccrual loans	0	$ 0
Charge-offs	5,000	5,000
Total TDRs	468,000
Total Non-accruals	456,000		468,000
Allowance for credit losses	21,454,000	18,887,000	21,084,000	$ 17,487,000
Increase in allowance for credit losses
Number of loans modified \| Item	1
Loan modifications that subsequently defaulted	$ 0
Accounting Standards Update 201613 [Member]
Accounts Notes And Loans Receivable [Line Items]
Increase in allowance for credit losses	363,000,000
Loans performed in accordance with their original terms [Member]
Accounts Notes And Loans Receivable [Line Items]
Interest income recognized attributable to nonaccrual loans	9,000	2,000
Loans Originated in 2023 [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs		5,000
Loans Originated in 2024 [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs	5,000
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Increase in allowance for credit losses	$ 6,100,000
Percent of increase in allowance for credit losses	36.90%
Collateral Pledged [Member] \| Loans performed in accordance with their original terms [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 0		0
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	228,045,000		219,757,000
Charge-offs
Total TDRs	468,000
Total Non-accruals	456,000		468,000
Allowance for credit losses	$ 4,272,000	2,367,000	3,974,000	4,163,000
Number of loans modified \| Item	1
Commercial and Industrial [Member] \| Federal Home Loan Bank Advances [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 567,700,000		534,200,000
Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	237,906,000		204,419,000
Charge-offs
Forecasted reduction of 100 basis points on ACL amount	200,000
Total TDRs
Total Non-accruals
Allowance for credit losses	$ 2,930,000	$ 2,819,000	$ 2,695,000	$ 1,352,000
Number of loans modified \| Item	0
Forecasted reduction of 100 basis points on reserve coverage ratio	1%
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Forecasted change of no risk to high risk on increase in ACL amount	$ 6,100,000
Forecasted impact of no risk to high risk on percentage increase in ACL	36.90%

Loans (Summary of Loans Held fo

Loans (Summary of Loans Held for Investment) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 1,818,258	$ 1,778,644
Plus: Deferred costs	2,938	2,183
Total loans net of deferred fees (cost)	1,821,196	1,780,827
Less: ACL	21,454	21,084	$ 18,887	$ 17,487
Total net loans	$ 1,799,742	$ 1,759,743
Percent of Total	100%	100%
Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 237,906	$ 204,419
Less: ACL	$ 2,930	$ 2,695	2,819	1,352
Percent of Total	13.10%	11.50%
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 1,057,800	$ 1,047,593
Less: ACL	$ 10,302	$ 10,366	10,453	10,143
Percent of Total	58.20%	58.80%
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 228,045	$ 219,757
Less: ACL	$ 4,272	$ 3,974	2,367	4,163
Percent of Total	12.50%	12.40%
Foreign Banks [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 100,182	$ 114,945
Less: ACL	$ 794	$ 911	772	720
Percent of Total	5.50%	6.50%
Consumer and Other [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 194,325	$ 191,930
Less: ACL	$ 3,156	$ 3,138	$ 2,476	$ 1,109
Percent of Total	10.70%	10.80%

Loans (Allowance for Credit Los

Loans (Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 21,084	$ 17,487	$ 17,487
Provision for credit losses	363	285
Recoveries	12	54
Charge-offs	(5)	(5)
Ending balance	21,454	18,887	21,084
Allowance for Credit Losses:
Individually evaluated for impairment	124		273
Collectively evaluated for impairment	21,330		20,811
Balances, end of period	21,454	18,887	21,084
Loans:
Individually evaluated for impairment	7,739		8,662
Collectively evaluated for impairment	1,810,519		1,769,982
Balances, end of period	1,818,258		1,778,644
Held to maturity, change in allowance for credit loss	4
Unfunded commitments	43		84
Held to maturity, allowance for credit loss	12		8
Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance		1,066	1,066
Allowance for Credit Losses:
Balances, end of period
Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,695	1,352	1,352
Provision for credit losses	235	221
Recoveries		8
Charge-offs
Ending balance	2,930	2,819	2,695
Allowance for Credit Losses:
Individually evaluated for impairment	47		145
Collectively evaluated for impairment	2,883		2,550
Balances, end of period	2,930	2,819	2,695
Loans:
Individually evaluated for impairment	6,934		6,994
Collectively evaluated for impairment	230,972		197,425
Balances, end of period	237,906		204,419
Residential Real Estate [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance		1,238	1,238
Allowance for Credit Losses:
Balances, end of period
Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	10,366	10,143	10,143
Provision for credit losses	(64)	(795)
Recoveries
Charge-offs
Ending balance	10,302	10,453	10,366
Allowance for Credit Losses:
Individually evaluated for impairment
Collectively evaluated for impairment	10,302		10,366
Balances, end of period	10,302	10,453	10,366
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment	1,057,800		1,047,593
Balances, end of period	1,057,800		1,047,593
Commercial Real Estate [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance		1,105	1,105
Allowance for Credit Losses:
Balances, end of period
Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	3,974	4,163	4,163
Provision for credit losses	288	318
Recoveries	10	44
Charge-offs
Ending balance	4,272	2,367	3,974
Allowance for Credit Losses:
Individually evaluated for impairment	77		128
Collectively evaluated for impairment	4,195		3,846
Balances, end of period	4,272	2,367	3,974
Loans:
Individually evaluated for impairment	805		1,668
Collectively evaluated for impairment	227,240		218,089
Balances, end of period	228,045		219,757
Commercial and Industrial [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance		(2,158)	(2,158)
Allowance for Credit Losses:
Balances, end of period
Foreign Banks [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	911	720	720
Provision for credit losses	(117)	29
Recoveries
Charge-offs
Ending balance	794	772	911
Allowance for Credit Losses:
Individually evaluated for impairment
Collectively evaluated for impairment	794		911
Balances, end of period	794	772	911
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment	100,182		114,945
Balances, end of period	100,182		114,945
Foreign Banks [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance		23	23
Allowance for Credit Losses:
Balances, end of period
Consumer and Other [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	3,138	1,109	1,109
Provision for credit losses	21	512
Recoveries	2	2
Charge-offs	(5)	(5)
Ending balance	3,156	2,476	3,138
Allowance for Credit Losses:
Individually evaluated for impairment
Collectively evaluated for impairment	3,156		3,138
Balances, end of period	3,156	2,476	3,138
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment	194,325		191,930
Balances, end of period	$ 194,325		191,930
Consumer and Other [Member] \| Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance		$ 858	$ 858
Allowance for Credit Losses:
Balances, end of period

Loans (Term Loans by Originatio

Loans (Term Loans by Origination Year) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
2024	$ 123,230
2023	420,462	$ 476,967
2022	475,045	486,064
2021	287,438	293,457
2020	115,470	118,070
2019		103,334
Prior	355,522	262,818
Revolving Loans	41,091	37,934
Total	1,818,258	1,778,644
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2024	123,230
2023	420,462	476,967
2022	475,045	486,064
2021	281,640	286,260
2020	114,778	117,376
2019		101,744
Prior	353,990	262,818
Revolving Loans	41,091	37,934
Total	1,810,236	1,769,163
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
2024
2023
2022
2021
2020
2019
Prior
Revolving Loans
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2024
2023
2022
2021	5,798	7,197
2020	692	694
2019		1,590
Prior	1,532
Revolving Loans
Total	8,022	9,481
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
2024
2023
2022
2021
2020
2019
Prior
Revolving Loans
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
2024	36,295
2023	43,716	44,365
2022	36,336	36,325
2021	26,194	26,180
2020	5,885	6,080
2019		9,617
Prior	80,950	75,654
Revolving Loans	8,530	6,198
Total	237,906	204,419
Residential Real Estate [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2024	36,295
2023	43,716	44,365
2022	36,336	36,325
2021	26,194	26,180
2020	5,885	6,080
2019		9,325
Prior	80,670	75,654
Revolving Loans	8,530	6,198
Total	237,626	204,127
Residential Real Estate [Member] \| Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019		292
Prior	280
Revolving Loans
Total	280	292
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
2024	28,702
2023	148,575	148,311
2022	329,451	337,938
2021	187,297	190,891
2020	103,289	104,876
2019		78,153
Prior	255,713	182,714
Revolving Loans	4,773	4,710
Total	1,057,800	1,047,593
Commercial Real Estate Portfolio Segment [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2024	28,702
2023	148,575	148,311
2022	329,451	337,938
2021	181,818	184,024
2020	102,597	104,182
2019		78,153
Prior	255,713	182,714
Revolving Loans	4,773	4,710
Total	1,051,629	1,040,032
Commercial Real Estate Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2024
2023
2022
2021	5,479	6,867
2020	692	694
2019
Prior
Revolving Loans
Total	6,171	7,561
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
2024	13,812
2023	96,054	97,753
2022	36,806	37,414
2021	32,448	34,420
2020	5,794	6,499
2019		15,004
Prior	17,014	3,113
Revolving Loans	26,117	25,554
Total	228,045	219,757
Commercial and Industrial [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2024	13,812
2023	96,054	97,753
2022	36,806	37,414
2021	32,129	34,090
2020	5,794	6,499
2019		13,706
Prior	15,762	3,113
Revolving Loans	26,117	25,554
Total	226,474	218,129
Commercial and Industrial [Member] \| Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2024
2023
2022
2021	319	330
2020
2019		1,298
Prior	1,252
Revolving Loans
Total	1,571	1,628
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
2024	34,864
2023	65,318	114,945
2022
2021
2020
2019
Prior
Revolving Loans
Total	100,182	114,945
Foreign Banks [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2024	34,864
2023	65,318	114,945
2022
2021
2020
2019
Prior
Revolving Loans
Total	100,182	114,945
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
2024	9,557
2023	66,799	71,593
2022	72,452	74,387
2021	41,499	41,966
2020	502	615
2019		560
Prior	1,845	1,337
Revolving Loans	1,671	1,472
Total	194,325	191,930
Consumer and Other [Member] \| Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2024	9,557
2023	66,799	71,593
2022	72,452	74,387
2021	41,499	41,966
2020	502	615
2019		560
Prior	1,845	1,337
Revolving Loans	1,671	1,472
Total	194,325	$ 191,930
Consumer and Other [Member] \| Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2024
2023
2022
2021
2020
Prior
Revolving Loans

Loans (Loan Credit Exposures) (

Loans (Loan Credit Exposures) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 1,818,258	$ 1,778,644
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	237,906	204,419
Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	548	559
Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	189,847	156,553
Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	47,511	47,307
Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,057,800	1,047,593
Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	21,100	33,710
Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	211,813	181,287
Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	57,990	58,106
Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	766,876	774,459
Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	21	31
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	228,045	219,757
Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	209,106	200,732
Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	18,939	19,025
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	100,182	114,945
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	194,325	191,930
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,810,236	1,769,163
Pass [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	237,626	204,127
Pass [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,051,629	1,040,032
Pass [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	226,474	218,129
Pass [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	100,182	114,945
Pass [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	194,325	191,930
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	8,022	9,481
Substandard [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	280	292
Substandard [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	6,171	7,561
Substandard [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 1,571	$ 1,628

Loans (Aging Analysis of Accrui

Loans (Aging Analysis of Accruing and Total Non-Accruing Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	1,817,802	1,778,176
Non-Accrual	456	468
Balances, end of period	1,818,258	1,778,644
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	237,906	204,419
Non-Accrual
Balances, end of period	237,906	204,419
Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	548	559
Non-Accrual
Balances, end of period	548	559
Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	189,847	156,553
Non-Accrual
Balances, end of period	189,847	156,553
Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	47,511	47,307
Non-Accrual
Balances, end of period	47,511	47,307
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	1,057,800	1,047,593
Non-Accrual
Balances, end of period	1,057,800	1,047,593
Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	21,100	33,710
Non-Accrual
Balances, end of period	21,100	33,710
Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	211,813	181,287
Non-Accrual
Balances, end of period	211,813	181,287
Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	57,990	58,106
Non-Accrual
Balances, end of period	57,990	58,106
Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	766,876	774,459
Non-Accrual
Balances, end of period	766,876	774,459
Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	21	31
Non-Accrual
Balances, end of period	21	31
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	227,589	219,289
Non-Accrual	456	468
Balances, end of period	228,045	219,757
Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	208,650	200,264
Non-Accrual	456	468
Balances, end of period	209,106	200,732
Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	18,939	19,025
Non-Accrual
Balances, end of period	18,939	19,025
Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	100,182	114,945
Non-Accrual
Balances, end of period	100,182	114,945
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	194,325	191,930
Non-Accrual
Balances, end of period	194,325	191,930
Current [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,804,426	1,771,811
Current [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	227,825	199,973
Current [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	548	559
Current [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	183,825	155,842
Current [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	43,452	43,572
Current [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,055,009	1,045,703
Current [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	21,100	33,710
Current [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	211,813	181,287
Current [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	56,072	58,106
Current [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	766,003	772,569
Current [Member] \| Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	21	31
Current [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	227,085	219,260
Current [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	208,590	200,235
Current [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	18,495	19,025
Current [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	100,182	114,945
Current [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	194,325	191,930
Past Due 30-89 Days [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	13,376	6,365
Past Due 30-89 Days [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	10,081	4,446
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	6,022	711
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	4,059	3,735
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	2,791	1,890
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,918
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	873	1,890
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	504	29
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	60	29
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	444
Past Due 30-89 Days [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing
Past Due 30-89 Days [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing

Loans (Non-Accrual Status) (Det

Loans (Non-Accrual Status) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance	456	468
Total Non-accruals	456	468
Loans Past Due Over 90 Days and Still Accruing
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance
Total Non-accruals
Loans Past Due Over 90 Days and Still Accruing
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance
Total Non-accruals
Loans Past Due Over 90 Days and Still Accruing
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance	456	468
Total Non-accruals	456	468
Loans Past Due Over 90 Days and Still Accruing
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance
Total Non-accruals
Loans Past Due Over 90 Days and Still Accruing

Loans (Performing and Non-Perfo

Loans (Performing and Non-Performing Troubled Debt Restructurings) (Details) $ in Thousands	Mar. 31, 2024 USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 468
Residential Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	468
Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs

Loans (Restructured Loans, by T

Loans (Restructured Loans, by Type of Modification) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($) Item
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| Item	1
Recorded Investment Prior to Modification	$ 468
Recorded Investment After Modification	$ 468
Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| Item	0
Recorded Investment Prior to Modification
Recorded Investment After Modification
Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| Item	0
Recorded Investment Prior to Modification
Recorded Investment After Modification
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| Item	1
Recorded Investment Prior to Modification	$ 468
Recorded Investment After Modification	$ 468
Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| Item	0
Recorded Investment Prior to Modification
Recorded Investment After Modification
Combination Modifications [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification	468
Recorded Investment After Modification	468
Combination Modifications [Member] \| Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification
Recorded Investment After Modification
Combination Modifications [Member] \| Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification
Recorded Investment After Modification
Combination Modifications [Member] \| Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification	468
Recorded Investment After Modification	468
Combination Modifications [Member] \| Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification
Recorded Investment After Modification

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended
Income Taxes (Narrative) (Details) - USD ($)	Mar. 31, 2024	Mar. 31, 2023
Income Tax Disclosure [Line Items]
Federal statutory income tax rate	21%	21%
Unrecognized tax benefits	$ 0	$ 0
Interest or penalties	0	$ 0
Domestic Country [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	56,800,000
State And Local Jurisdiction [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	$ 79,500,000

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Current:
Federal
State
Total current
Deferred:
Federal	1,114	1,472
State	312	409
Total deferred	1,426	1,881
Total tax expense	$ 1,426	$ 1,881

Income Taxes (Statutory Tax Exp

Income Taxes (Statutory Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Income Taxes [Abstract]
Federal taxes at statutory rate	$ 1,268	$ 1,615
State income taxes, net of federal tax benefit	262	334
Bank owned life insurance	(104)	(68)
Other, net
Total tax expense	$ 1,426	$ 1,881

Income Taxes (Schedule of Defer

Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Deferred tax assets:
Net operating loss	$ 15,369	$ 16,430
Allowance for credit losses	5,503	5,410
Lease liability	2,707	2,895
Unrealized losses on available for sale securities	15,638	15,114
Depreciable property	130	203
Equity compensation	716	630
Accruals	52	382
Other, net	11	10
Deferred tax asset	40,126	41,074
Deferred tax liabilities:
Deferred loan costs	(745)	(553)
Lease right of use asset	(2,707)	(2,895)
Deferred expenses	(140)	(180)
Cash flow hedge	(216)	(85)
Other, net	(69)	(79)
Deferred tax liabilities	(3,877)	(3,792)
Net deferred tax asset	$ 36,249	$ 37,282

Off-Balance Sheet Arrangement_2

Off-Balance Sheet Arrangements (Schedule of Financials Instruments with Off-Balance Sheet Risk) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 102,498	$ 89,104
Commitments to Grant Loans and Unfunded Lines of Credit
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	99,224	85,117
Standby and Commercial Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 3,274	$ 3,987

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - Interest Rate Swap [Member] $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2024 USD ($) Item	Dec. 31, 2023 USD ($) Item
Customer Loans [Member]
Derivatives Fair Value [Line Items]
Number of instruments \| Item	25	20
Notional amount	$ 65,800	$ 46,500
Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Notional amount	50,000	50,000
Designated As Hedging Instrument [Member]
Derivatives Fair Value [Line Items]
Notional amount	$ 200,000	$ 200,000
Designated As Hedging Instrument [Member] \| Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Number of instruments \| Item	2	2
Notional amount	$ 50,000	$ 50,000
Average maturity	2 years 1 month 17 days	2 years 4 months 17 days
Weighted average fixed interest rate	3.59%	3.59%
Designated As Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Customer Loans [Member]
Derivatives Fair Value [Line Items]
Number of instruments \| Item		2
Notional amount		$ 50,000
Average maturity	2 years 1 month 17 days
Weighted average fixed interest rate		3.59%
Designated As Hedging Instrument [Member] \| Fair Value Hedging [Member]
Derivatives Fair Value [Line Items]
Number of instruments \| Item	4	4
Notional amount	$ 200,000	$ 200,000
Average maturity	1 year 11 months 23 days	2 years 2 months 23 days
Weighted average fixed interest rate	4.74%	4.74%

Derivatives (Summary of Interes

Derivatives (Summary of Interest Rate Swaps) (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	$ 65,800	$ 46,500
Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Notional Amount	50,000	50,000
Collateral Amount
Asset	852	334
Liability
Designated As Hedging Instrument [Member]
Derivatives Fair Value [Line Items]
Notional Amount	200,000	200,000
Collateral Amount
Asset
Liability	1,005	3,430
Designated As Hedging Instrument [Member] \| Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Notional Amount	50,000	50,000
Designated As Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount		50,000
Not Designated as Hedging Instrument [Member] \| Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	65,768	46,463
Collateral Amount	1,344	1,326
Asset	4,941	4,558
Liability	$ 4,941	$ 4,558

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule of Assets Measured at Fair Value on Recurring and Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 259,992	$ 229,329
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	259,992	229,329
Derivative assets	5,793	4,892
Total assets at fair value	265,785	234,221
Derivative liabilities	5,946	7,988
Total liabilities at fair value	5,946	7,988
U.S. Government Agency [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	15,549	8,173
Collateralized Mortgage Obligations [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	106,369	80,606
Mortgage-Backed Securities - Residential [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	50,337	52,187
Mortgage-Backed Securities - Commercial [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	41,702	42,764
Municipal Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	19,061	19,338
Bank Subordinated Debt Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	26,974	26,261
Level 2 [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	259,992	229,329
Derivative assets	5,793	4,892
Total assets at fair value	265,785	234,221
Derivative liabilities	5,946	7,988
Total liabilities at fair value	5,946	7,988
Level 2 [Member] \| U.S. Government Agency [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	15,549	8,173
Level 2 [Member] \| Collateralized Mortgage Obligations [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	106,369	80,606
Level 2 [Member] \| Mortgage-Backed Securities - Residential [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	50,337	52,187
Level 2 [Member] \| Mortgage-Backed Securities - Commercial [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	41,702	42,764
Level 2 [Member] \| Municipal Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	19,061	19,338
Level 2 [Member] \| Bank Subordinated Debt Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 26,974	$ 26,261

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amounts and Estimated Fair Values of Financial Instruments not Carried at Fair Value) (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	$ 9,601	$ 8,019
Investment securities held to maturity, fair value	173,038	174,974
Interest-bearing deposits in banks	116,945	33,043
Loans held for investment, net	1,799,742	1,759,743
Accrued interest receivable	11,579	10,688
Financial Liabilities:
Demand deposits	576,626	552,762
Money market and savings accounts	1,141,422	1,048,272
Interest-bearing checking accounts	57,839	47,702
Time deposits	326,907	288,403
FHLB advances	162,000	183,000
Accrued interest payable	2,477	1,372
Fair Value [Member]
Financial Assets:
Cash and due from banks	9,601	8,019
Investment securities held to maturity, fair value	152,156	155,510
Interest-bearing deposits in banks	116,945	33,043
Loans held for investment, net	1,763,399	1,723,210
Accrued interest receivable	11,579	10,688
Financial Liabilities:
Demand deposits	576,626	552,762
Money market and savings accounts	1,141,422	1,048,272
Interest-bearing checking accounts	57,839	47,702
Time deposits	325,215	287,104
FHLB advances	159,875	182,282
Accrued interest payable	2,477	1,372
Fair Value [Member] \| Level 1 [Member]
Financial Assets:
Cash and due from banks	9,601	8,019
Interest-bearing deposits in banks	116,945	33,043
Financial Liabilities:
Demand deposits	576,626	552,762
Money market and savings accounts	1,141,422	1,048,272
Interest-bearing checking accounts	57,839	47,702
Fair Value [Member] \| Level 2 [Member]
Financial Assets:
Investment securities held to maturity, fair value	152,156	155,510
Accrued interest receivable	1,732	1,448
Financial Liabilities:
FHLB advances	159,875	182,282
Accrued interest payable	1,297	551
Fair Value [Member] \| Level 3 [Member]
Financial Assets:
Loans held for investment, net	1,763,399	1,723,210
Accrued interest receivable	9,847	9,240
Financial Liabilities:
Time deposits	325,215	287,104
Accrued interest payable	$ 1,180	$ 821

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details) $ / shares in Units, $ in Thousands		3 Months Ended		12 Months Ended
	Jul. 27, 2021 USD ($) $ / shares shares	Mar. 31, 2024 USD ($) $ / shares shares	Mar. 31, 2023 USD ($) $ / shares shares	Dec. 31, 2022	Apr. 22, 2024 shares	Dec. 31, 2023 shares
Class of Stock [Line Items]
Common stock issued share price \| $ / shares		$ 1
Common stock, stock split conversion ratio				1
Stock Repurchased During Period Value \| $		$ 79	$ 5,867
Total risk-based capital, Actual, Ratio		0.1298	0.1289
R2024Q1 [Member]
Class of Stock [Line Items]
Common stock dividend per share \| $ / shares		$ 0.05
Dividends paid \| $		$ 1,000
R2023Q1 [Member]
Class of Stock [Line Items]
Cash dividend declared \| $ / shares			$ 0
2015 Equity Incentive Plan [Member]
Class of Stock [Line Items]
Shares remained authorized for repurchase \| shares		72,980
Subsidiaries [Member]
Class of Stock [Line Items]
Common stock issued share price \| $ / shares		$ 1
Common Class A [Member]
Class of Stock [Line Items]
Common stock, shares issued \| shares		19,650,463				19,575,435
Shares Outstanding \| shares		19,650,463				19,575,435
Cash dividend declared \| $ / shares		$ 0.05	$ 0
Common Class A [Member] \| 2015 Equity Incentive Plan [Member]
Class of Stock [Line Items]
Common stock, shares issued \| shares		52,753	121,627
Stock Repurchased During Period Value \| $		$ 79	$ 5,900
Common Class A [Member] \| 2015 Equity Incentive Plan [Member] \| Treasury Stock, Common [Member]
Class of Stock [Line Items]
Shares repurchased, cost per share \| $ / shares		$ 11.15	$ 11.74
Stock Repurchased During Period Shares \| shares		7,100	500,000
Common Class A [Member] \| Subsequent Event [Member]
Class of Stock [Line Items]
Shares remained authorized for repurchase \| shares					572,980
Common Class A [Member] \| IPO [Member]
Class of Stock [Line Items]
Stock issued \| shares	4,600,000
Proceeds from issuance of common stock \| $	$ 40,000
Common stock issued share price \| $ / shares	$ 10

Stockholders' Equity (Schedule

Stockholders' Equity (Schedule of Dividends Declared and Paid) (Details) - R2024Q1 [Member] $ / shares in Units, $ in Millions	3 Months Ended
	Mar. 31, 2024 USD ($) $ / shares
Dividends Payable [Line Items]
Declaration Date	Jan. 19, 2024
Record Date	Feb. 15, 2024
Dividends Payable, Date to be Paid	Mar. 05, 2024
Dividend Per Share \| $ / shares	$ 0.05
Dividend Amount \| $	$ 1

Earnings Per Share (Calculation

Earnings Per Share (Calculation of Net Income (Loss) Available to Common Stockholders before being Allocable between Class A and Class B Common Shares) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Earnings Per Share [Abstract]
Net income	$ 4,612	$ 5,809
Net income available to common stockholders	$ 4,612	$ 5,809

Earnings Per Share (Calculati_2

Earnings Per Share (Calculation of Basic and Diluted Earnings (Loss) per Common Share Class) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Basic EPS
Net income available to common stockholders	$ 4,612	$ 5,809
Common Class A [Member]
Basic EPS
Net income available to common stockholders	$ 4,612	$ 5,809
Weighted average shares outstanding	19,633,330	19,855,409
Earnings per share, basic	$ 0.23	$ 0.29
Diluted EPS
Add: Dilutive effects of assumed exercises of stock options	64,928	85,197
Weighted avg. share including dilutive potential common shares	19,698,258,000	19,940,606,000
Earnings per share, diluted	$ 0.23	$ 0.29
Anti-dilutive stock options excluded from diluted EPS	502,500	572,500

Subsequent Events (Narrative) (

Subsequent Events (Narrative) (Details) - Subsequent Event [Member] - Common Class A [Member] - $ / shares	Apr. 23, 2024	Apr. 22, 2024
Subsequent Event [Line Items]
Shares remained authorized for repurchase		572,980
Share Repurchase Plan 2024 [Member]
Subsequent Event [Line Items]
Dividends per share declared	$ 0.05
Shares remained authorized for repurchase		500,000
Percentage of stock authorized for repurchase		2.50%

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Mar. 31, 2024
Insider Trading Arrangements [Line Items]
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false