Athena Investment Management 13FHR Quarterly holdings report by institutional manager | SEC 12 Nov 24

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	COM	002824100	1,248,638	10,952	SH		SOLE		10,952	0	0
AbbVie Inc.	COM	00287Y109	2,249,100	11,389	SH		SOLE		11,389	0	0
Accenture Ltd.	SHS CLASS A	G1151C101	285,965	809	SH		SOLE		809	0	0
Aflac Inc	COM	001055102	2,139,628	19,138	SH		SOLE		19,138	0	0
Agilent Technologies	COM	00846U101	409,211	2,756	SH		SOLE		2,756	0	0
Air Products & Chemicals	COM	009158106	357,883	1,202	SH		SOLE		1,202	0	0
Allstate Corporation	COM	020002101	342,698	1,807	SH		SOLE		1,807	0	0
Alphabet Inc. Cl. A	CAP STK CL A	02079K305	783,641	4,725	SH		SOLE		4,725	0	0
Alphabet Inc. Cl. C	CAP STK CL C	02079K107	356,282	2,131	SH		SOLE		2,131	0	0
Amazon.com Inc	COM	023135106	212,603	1,141	SH		SOLE		1,141	0	0
American Express Company	COM	025816109	712,442	2,627	SH		SOLE		2,627	0	0
Amgen Incorporated	COM	031162100	1,240,182	3,849	SH		SOLE		3,849	0	0
Amphenol Corp	CL A	032095101	410,378	6,298	SH		SOLE		6,298	0	0
Analog Devices	COM	032654105	513,049	2,229	SH		SOLE		2,229	0	0
Apple Inc.	COM	037833100	3,958,509	16,989	SH		SOLE		16,989	0	0
Applied Materials	COM	038222105	545,764	2,701	SH		SOLE		2,701	0	0
Archer-Daniels-Midland Co	COM	039483102	875,848	14,661	SH		SOLE		14,661	0	0
AT&T Inc.	COM	001957109	1,001,220	45,510	SH		SOLE		45,510	0	0
Automatic Data Processing	COM	053015103	516,378	1,866	SH		SOLE		1,866	0	0
Avery Dennison Corp	COM	053611109	373,084	1,690	SH		SOLE		1,690	0	0
Bank of America Corp	COM	06605F102	1,167,357	29,419	SH		SOLE		29,419	0	0
Berkshire Hathaway Cl. B	CL B NEW	084670702	1,487,753	3,232	SH		SOLE		3,232	0	0
Boeing Co	COM	097023105	552,049	3,631	SH		SOLE		3,631	0	0
Bristol-Myers Squibb Co	COM	110122108	771,702	14,915	SH		SOLE		14,915	0	0
Broadcom Inc.	COM	11135F101	1,025,168	5,943	SH		SOLE		5,943	0	0
Cardinal Health Inc.	COM	14149Y108	294,204	2,662	SH		SOLE		2,662	0	0
Carrier Global Corp.	COM	14448C104	540,410	6,714	SH		SOLE		6,714	0	0
Caterpillar Inc	COM	149123101	722,008	1,846	SH		SOLE		1,846	0	0
Centerpoint Energy	COM	15189T107	248,128	8,434	SH		SOLE		8,434	0	0
Charles Schwab Corp.	COM	808513105	499,555	7,708	SH		SOLE		7,708	0	0
Chevron Corporation	COM	166764100	1,508,487	10,243	SH		SOLE		10,243	0	0
Cisco Systems Inc.	COM	17275R102	927,465	17,427	SH		SOLE		17,427	0	0
Coca-Cola Company	COM	191216100	308,966	4,300	SH		SOLE		4,300	0	0
Comcast Corporation Class A	CL A	20030N101	406,547	9,733	SH		SOLE		9,733	0	0
ConocoPhillips	COM	20825C104	486,078	4,617	SH		SOLE		4,617	0	0
Constellation Brands Cl. A	COM	21036P108	607,633	2,358	SH		SOLE		2,358	0	0
Constellation Energy Corp.	COM	21037T109	481,557	1,852	SH		SOLE		1,852	0	0
Consumer Discretionery SPDR ETF	SBI CONS DISCR	81369Y407	671,240	3,350	SH		SOLE		3,350	0	0
Corteva Inc.	COM	22052L104	219,228	3,729	SH		SOLE		3,729	0	0
Costco Wholesale Corp.	COM	22160K105	208,376	235	SH		SOLE		235	0	0
CVS Health Corp.	COM	126650100	416,328	6,621	SH		SOLE		6,621	0	0
Deere & Co.	COM	244199105	552,128	1,323	SH		SOLE		1,323	0	0
Disney (Walt) Co	COM	254687106	560,883	5,831	SH		SOLE		5,831	0	0
Dominion Energy Inc.	COM	25746U109	247,804	4,288	SH		SOLE		4,288	0	0
Dow Inc.	COM	260557103	396,614	7,260	SH		SOLE		7,260	0	0
DuPont de Nemours Inc.	COM	26614N102	285,954	3,209	SH		SOLE		3,209	0	0
Eaton Corp.	SHS	G29183103	381,487	1,151	SH		SOLE		1,151	0	0
Equifax Inc.	COM	294429105	761,097	2,590	SH		SOLE		2,590	0	0
Exxon Mobil Corporation	COM	30231G102	1,450,363	12,373	SH		SOLE		12,373	0	0
Financial Select Sector SPDR ETF	FINANCIAL	81369Y605	244,728	5,400	SH		SOLE		5,400	0	0
GE Aerospace	COM NEW	369604103	1,689,865	8,961	SH		SOLE		8,961	0	0
GE Healthcare Technologies Inc.	COMMON STOCK	36266G107	282,676	3,012	SH		SOLE		3,012	0	0
GE Vernova Inc	COM	36828A101	565,291	2,217	SH		SOLE		2,217	0	0
General Dynamics Corp.	COM	369550108	234,507	776	SH		SOLE		776	0	0
Global Payments Inc.	COM	37940X102	276,739	2,702	SH		SOLE		2,702	0	0
Goldman Sachs	COM	38141G104	730,782	1,476	SH		SOLE		1,476	0	0
Goodyear Tire & Rubber Co	COM	382550101	140,467	15,872	SH		SOLE		15,872	0	0
Hanes Brands	COM	410345102	142,546	19,394	SH		SOLE		19,394	0	0
Hewlett Packard Enterprises	COM	42824C109	888,619	43,432	SH		SOLE		43,432	0	0
Hexcel Corp.	COM	428291108	200,391	3,241	SH		SOLE		3,241	0	0
Home Depot	COM	437076102	2,685,938	6,629	SH		SOLE		6,629	0	0
Honeywell International Inc.	COM	438516106	772,889	3,739	SH		SOLE		3,739	0	0
HP Inc.	COM	40434L105	1,541,836	42,984	SH		SOLE		42,984	0	0
Illinois Tool Works	COM	452308109	879,769	3,357	SH		SOLE		3,357	0	0
Intel Corp	COM	458140100	1,171,161	49,922	SH		SOLE		49,922	0	0
International Business Machines	COM	459200101	1,541,149	6,971	SH		SOLE		6,971	0	0
International Flavors and Fragrances	COM	459506101	387,506	3,693	SH		SOLE		3,693	0	0
Invesco QQQ Trust	UNIT SER 1	46090E103	797,732	1,634	SH		SOLE		1,634	0	0
iShares Core S&P Mid-Cap ETF	CORE S&P MCP ETF	464287507	601,428	9,651	SH		SOLE		9,651	0	0
iShares Dow Jones U.S. Financial Services Index	U.S. FIN SVC ETF	464287770	237,562	3,345	SH		SOLE		3,345	0	0
iShares Dow Jones U.S. Healthcare Sector Index	US HLTHCARE ETF	464287762	425,460	6,546	SH		SOLE		6,546	0	0
iShares MSCI EAFE Growth Index	EAFE GRWTH ETF	464288885	488,408	4,537	SH		SOLE		4,537	0	0
IShares MSCI EAFE Index	MSCI EAFE ETF	464287465	1,745,308	20,869	SH		SOLE		20,869	0	0
iShares MSCI EAFE Small Cap Index	EAFE SML CP ETF	464288273	449,867	6,645	SH		SOLE		6,645	0	0
iShares MSCI Emerging Markets ex-China	MSCI EMRG CHN	46434G764	303,044	4,959	SH		SOLE		4,959	0	0
Ishares Russell 1000 ETF	RUS 1000 ETF	464287622	230,874	734	SH		SOLE		734	0	0
iShares Russell 2000 Growth Index	RUS 2000 GRW ETF	464287648	481,096	1,694	SH		SOLE		1,694	0	0
iShares Russell 2000 Index	RUSSELL 2000 ETF	464287655	2,128,946	9,638	SH		SOLE		9,638	0	0
iShares Russell 2000 Value Index	RUS 2000 VAL ETF	464287630	221,037	1,325	SH		SOLE		1,325	0	0
iShares Russell Mid-Cap Index	RUS MID CAP ETF	464287499	207,588	2,355	SH		SOLE		2,355	0	0
iShares S&P 500 Index	CORE S&P500 ETF	464287200	1,363,026	2,363	SH		SOLE		2,363	0	0
Johnson & Johnson	COM	478160104	1,387,065	8,559	SH		SOLE		8,559	0	0
JP Morgan Chase & Co.	COM	46625H100	5,653,578	26,812	SH		SOLE		26,812	0	0
Kellanova Company	COM	487836108	435,350	5,394	SH		SOLE		5,394	0	0
Kemper Corporation	COM	488401100	386,488	6,310	SH		SOLE		6,310	0	0
Keysight Technologies	COM	49338L103	323,581	2,036	SH		SOLE		2,036	0	0
Kimberly-Clark Corp	COM	494368103	1,431,569	10,062	SH		SOLE		10,062	0	0
L3Harris Technologies Inc.	COM	502431109	729,785	3,068	SH		SOLE		3,068	0	0
Labcorp Holdings Inc.	COM SHS	504922105	233,313	1,044	SH		SOLE		1,044	0	0
Liberty Formula One Group	COM SER A FRMLA	531229870	381,040	5,327	SH		SOLE		5,327	0	0
Lilly (Eli) & C.	COM	532457108	1,251,833	1,413	SH		SOLE		1,413	0	0
Lowes Co Inc	COM	548661107	321,895	1,188	SH		SOLE		1,188	0	0
Marathon Petroleum Corp.	COM	56585A102	734,072	4,506	SH		SOLE		4,506	0	0
McDonalds Corp	COM	580135101	1,295,081	4,253	SH		SOLE		4,253	0	0
McKesson Corporation	COM	58155Q103	488,981	989	SH		SOLE		989	0	0
Medtronic Inc	COM	585055106	494,085	5,488	SH		SOLE		5,488	0	0
Merck & Company Inc	COM	58933Y105	956,229	8,420	SH		SOLE		8,420	0	0
Microsoft Corp	COM	594918104	6,086,163	14,144	SH		SOLE		14,144	0	0
Morgan Stanley	COM NEW	617446448	206,187	1,978	SH		SOLE		1,978	0	0
Motorola Solutions Inc.	COM	620076307	549,448	1,222	SH		SOLE		1,222	0	0
NextEra Energy	COM	65339F101	503,630	5,958	SH		SOLE		5,958	0	0
Norfolk Southern Corp	COM	655844108	959,956	3,863	SH		SOLE		3,863	0	0
Northrop Grumman Corp	COM	666807102	1,420,508	2,690	SH		SOLE		2,690	0	0
NVIDIA Corp.	COM	67066G104	566,083	4,661	SH		SOLE		4,661	0	0
Occidental Petroleum	COM	674599105	341,298	6,622	SH		SOLE		6,622	0	0
Oracle Corporation	COM	68389X105	424,126	2,489	SH		SOLE		2,489	0	0
Pepsico Inc.	COM	713448108	2,795,737	16,441	SH		SOLE		16,441	0	0
Pfizer Inc.	COM	717081103	1,509,998	52,177	SH		SOLE		52,177	0	0
PG&E Corp	COM	69331C108	250,664	12,679	SH		SOLE		12,679	0	0
Phillips 66	COM	718546104	427,081	3,249	SH		SOLE		3,249	0	0
Procter & Gamble Co.	COM	742718109	1,235,906	7,136	SH		SOLE		7,136	0	0
QUALCOMM Inc.	COM	747525103	960,813	5,650	SH		SOLE		5,650	0	0
Reliance Steel & &Aluminum Co.	COM	759509102	724,471	2,505	SH		SOLE		2,505	0	0
RTX Corp.	COM	75513E101	1,897,971	15,665	SH		SOLE		15,665	0	0
Schwab Emerging Markets Equity ETF	EMRG MKTEQ ETF	808524706	1,238,078	42,429	SH		SOLE		42,429	0	0
Schwab International Equity ETF	INTL EQTY ETF	808524805	7,873,658	191,480	SH		SOLE		191,480	0	0
Schwab U.S. Large-Cap ETF	US LRG CAP ETF	808524201	30,729,265	452,900	SH		SOLE		452,900	0	0
Schwab U.S. Large-Cap Growth ETF	US LCAP GR ETF	808524300	3,269,168	31,380	SH		SOLE		31,380	0	0
Schwab U.S. Large-Cap Value ETF	US LCAP VA ETF	808524409	1,060,482	13,195	SH		SOLE		13,195	0	0
Schwab U.S. Mid-Cap ETF	US MID-CAP ETF	808524508	2,152,862	25,910	SH		SOLE		25,910	0	0
Schwab U.S. Small-Cap ETF	US SML CAP ETF	808524607	8,316,632	161,488	SH		SOLE		161,488	0	0
Southern Company	COM	842587107	281,632	3,123	SH		SOLE		3,123	0	0
SPDR Dow Jones Industrial Avg. ETF	UT SER 1	78467X109	479,452	1,133	SH		SOLE		1,133	0	0
SPDR S&P 500 ETF	TR UNIT	78462F103	577,052	1,006	SH		SOLE		1,006	0	0
Stryker Corp.	COM	863667101	406,056	1,124	SH		SOLE		1,124	0	0
Sysco Corp.	COM	871829107	349,865	4,482	SH		SOLE		4,482	0	0
Technology Select Sector SPDR ETF	TECHNOLOGY	81369Y803	1,018,178	4,510	SH		SOLE		4,510	0	0
Texas Instruments, Inc.	COM	882508104	785,586	3,803	SH		SOLE		3,803	0	0
TJX Companies	COM	872540109	469,572	3,995	SH		SOLE		3,995	0	0
Trane Technologies plc	SHS	G8994E103	275,610	709	SH		SOLE		709	0	0
Travelers Companies	COM	89417E109	459,578	1,963	SH		SOLE		1,963	0	0
Union Pacific Corp.	COM	907818108	246,973	1,002	SH		SOLE		1,002	0	0
UnitedHealth Group Inc.	COM	910581107	7,373,689	12,611	SH		SOLE		12,611	0	0
Valero Energy Corp.	COM	91913Y100	204,570	1,515	SH		SOLE		1,515	0	0
Vanguard Dividend Appreciation ETF	DIV APP ETF	921908844	203,030	1,025	SH		SOLE		1,025	0	0
Vanguard Energy Sector ETF	ENERGY ETF	92204A306	1,271,973	10,386	SH		SOLE		10,386	0	0
Vanguard FTSE All-World Ex-US Small Cap ETF	FTSE SMCAP ETF	922042718	226,728	1,800	SH		SOLE		1,800	0	0
Vanguard FTSE Developed Markets ETF	VAN FTSE DEV MKT	921943858	301,017	5,700	SH		SOLE		5,700	0	0
Vanguard Growth ETF	GROWTH ETF	922908736	929,080	2,420	SH		SOLE		2,420	0	0
Vanguard Health Care Sector ETF	HEALTH CAR ETF	92204A504	473,249	1,677	SH		SOLE		1,677	0	0
Vanguard Industrial Sector ETF	INDUSTRIAL ETF	92204A603	267,872	1,030	SH		SOLE		1,030	0	0
Vanguard Large Cap ETF	LARGE CAP ETF	922908637	853,060	3,240	SH		SOLE		3,240	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	485,113	1,839	SH		SOLE		1,839	0	0
Vanguard Small Cap Value ETF	SM CP VAL ETF	922908611	401,256	1,998	SH		SOLE		1,998	0	0
Vanguard Small-Cap Growth ETF	SML CP GRW ETF	922908595	578,856	2,165	SH		SOLE		2,165	0	0
Verizon Communications	COM	92343V104	1,155,624	25,732	SH		SOLE		25,732	0	0
Viatris Inc.	COM	92556V106	484,776	41,755	SH		SOLE		41,755	0	0
Wal-Mart Stores Inc	COM	931142103	876,114	10,850	SH		SOLE		10,850	0	0
Wells Fargo	COM	949746101	551,229	9,758	SH		SOLE		9,758	0	0
Weyerhaeuser Corp.	COM NEW	962166104	275,417	8,134	SH		SOLE		8,134	0	0
White Mountain Insurance Group Ltd.	COM	G9618E107	393,518	232	SH		SOLE		232	0	0

Athena Investment Management 13F-HRQuarterly holdings report by institutional manager