COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M Company | Equities | 88579Y101 | 12,912 | 129 | SH | | DFND | | 129 | 0 | 0 |
3M Company | Equities | 88579Y101 | 768,491 | 7,678 | SH | | SOLE | | 7,678 | 0 | 0 |
Abbott Labs | Equities | 002824100 | 114,035 | 1,046 | SH | | DFND | | 1,046 | 0 | 0 |
Abbott Labs | Equities | 002824100 | 1,897,820 | 17,408 | SH | | SOLE | | 17,408 | 0 | 0 |
Abbvie Inc | Equities | 00287Y109 | 153,457 | 1,139 | SH | | DFND | | 1,139 | 0 | 0 |
Abbvie Inc | Equities | 00287Y109 | 15,494 | 115 | SH | | DFND | 1 | 115 | 0 | 0 |
Abbvie Inc | Equities | 00287Y109 | 4,854,996 | 36,035 | SH | | SOLE | | 36,035 | 0 | 0 |
Accenture PLC Ireland Shs Cl A | Equities | G1151C101 | 49,373 | 160 | SH | | DFND | | 160 | 0 | 0 |
Accenture PLC Ireland Shs Cl A | Equities | G1151C101 | 1,875,241 | 6,077 | SH | | SOLE | | 6,077 | 0 | 0 |
Adobe Inc | Equities | 00724F101 | 8,313 | 17 | SH | | DFND | | 17 | 0 | 0 |
Adobe Inc | Equities | 00724F101 | 2,577,955 | 5,272 | SH | | SOLE | | 5,272 | 0 | 0 |
Aflac Inc | Equities | 001055102 | 490,834 | 7,032 | SH | | SOLE | | 7,032 | 0 | 0 |
Air Products & Chemicals Inc | Equities | 009158106 | 54,514 | 182 | SH | | DFND | | 182 | 0 | 0 |
Air Products & Chemicals Inc | Equities | 009158106 | 1,682,760 | 5,618 | SH | | SOLE | | 5,618 | 0 | 0 |
Allstate Corp | Equities | 020002101 | 365,393 | 3,351 | SH | | SOLE | | 3,351 | 0 | 0 |
Alphabet Inc Cl A | Equities | 02079K305 | 43,092 | 360 | SH | | DFND | | 360 | 0 | 0 |
Alphabet Inc Cl A | Equities | 02079K305 | 40,698 | 340 | SH | | DFND | 1 | 340 | 0 | 0 |
Alphabet Inc Cl A | Equities | 02079K305 | 4,899,082 | 40,928 | SH | | SOLE | | 40,928 | 0 | 0 |
Alphabet Inc Cl C | Equities | 02079K107 | 135,486 | 1,120 | SH | | DFND | | 1,120 | 0 | 0 |
Alphabet Inc Cl C | Equities | 02079K107 | 26,613 | 220 | SH | | DFND | 1 | 220 | 0 | 0 |
Alphabet Inc Cl C | Equities | 02079K107 | 7,462,397 | 61,688 | SH | | SOLE | | 61,688 | 0 | 0 |
Amazon Inc | Equities | 023135106 | 68,439 | 525 | SH | | DFND | | 525 | 0 | 0 |
Amazon Inc | Equities | 023135106 | 9,725,899 | 74,608 | SH | | SOLE | | 74,608 | 0 | 0 |
American Tower Corp | Equities | 03027X100 | 18,424 | 95 | SH | | DFND | | 95 | 0 | 0 |
American Tower Corp | Equities | 03027X100 | 2,067,788 | 10,662 | SH | | SOLE | | 10,662 | 0 | 0 |
Ameriprise Financial Inc | Equities | 03076C106 | 9,965 | 30 | SH | | DFND | | 30 | 0 | 0 |
Ameriprise Financial Inc | Equities | 03076C106 | 2,246,730 | 6,764 | SH | | SOLE | | 6,764 | 0 | 0 |
Amgen Inc | Equities | 031162100 | 27,753 | 125 | SH | | DFND | | 125 | 0 | 0 |
Amgen Inc | Equities | 031162100 | 1,028,175 | 4,631 | SH | | SOLE | | 4,631 | 0 | 0 |
Analog Devices Inc | Equities | 032654105 | 1,048,662 | 5,383 | SH | | SOLE | | 5,383 | 0 | 0 |
Apple Inc | Equities | 037833100 | 415,872 | 2,144 | SH | | DFND | | 2,144 | 0 | 0 |
Apple Inc | Equities | 037833100 | 122,589 | 632 | SH | | DFND | 1 | 632 | 0 | 0 |
Apple Inc | Equities | 037833100 | 27,206,426 | 140,261 | SH | | SOLE | | 140,261 | 0 | 0 |
Atmos Energy Corp | Equities | 049560105 | 31,994 | 275 | SH | | DFND | | 275 | 0 | 0 |
Atmos Energy Corp | Equities | 049560105 | 432,203 | 3,715 | SH | | SOLE | | 3,715 | 0 | 0 |
Automatic Data Processing Inc | Equities | 053015103 | 2,376,369 | 10,812 | SH | | SOLE | | 10,812 | 0 | 0 |
Bank of America Corp | Equities | 060505104 | 642,713 | 22,402 | SH | | SOLE | | 22,402 | 0 | 0 |
Berkshire Hathaway Cl B | Equities | 084670702 | 204,600 | 600 | SH | | DFND | | 600 | 0 | 0 |
Berkshire Hathaway Cl B | Equities | 084670702 | 20,460 | 60 | SH | | DFND | 1 | 60 | 0 | 0 |
Berkshire Hathaway Cl B | Equities | 084670702 | 3,737,360 | 10,960 | SH | | SOLE | | 10,960 | 0 | 0 |
Blackrock Inc | Equities | 09247X101 | 494,165 | 715 | SH | | SOLE | | 715 | 0 | 0 |
Boeing Co | Equities | 097023105 | 228,686 | 1,083 | SH | | SOLE | | 1,083 | 0 | 0 |
Booking Hldgs Inc | Equities | 09857L108 | 13,502 | 5 | SH | | DFND | | 5 | 0 | 0 |
Booking Hldgs Inc | Equities | 09857L108 | 3,216,093 | 1,191 | SH | | SOLE | | 1,191 | 0 | 0 |
Bristol-Meyers Squibb Co | Equities | 110122108 | 771,877 | 12,070 | SH | | SOLE | | 12,070 | 0 | 0 |
Broadcom Inc | Equities | 11135F101 | 3,406,398 | 3,927 | SH | | SOLE | | 3,927 | 0 | 0 |
Carrier Global Corporation | Equities | 14448C104 | 12,428 | 250 | SH | | DFND | | 250 | 0 | 0 |
Carrier Global Corporation | Equities | 14448C104 | 286,628 | 5,766 | SH | | SOLE | | 5,766 | 0 | 0 |
Casey's General Stores Inc | Equities | 147528103 | 10,731 | 44 | SH | | DFND | | 44 | 0 | 0 |
Casey's General Stores Inc | Equities | 147528103 | 218,516 | 896 | SH | | SOLE | | 896 | 0 | 0 |
Caterpillar Inc | Equities | 149123101 | 36,908 | 150 | SH | | DFND | | 150 | 0 | 0 |
Caterpillar Inc | Equities | 149123101 | 2,857,133 | 11,612 | SH | | SOLE | | 11,612 | 0 | 0 |
Charles Schwab Corp | Equities | 808513105 | 6,802 | 120 | SH | | DFND | | 120 | 0 | 0 |
Charles Schwab Corp | Equities | 808513105 | 292,015 | 5,152 | SH | | SOLE | | 5,152 | 0 | 0 |
Chevron Corp | Equities | 166764100 | 7,553 | 48 | SH | | DFND | | 48 | 0 | 0 |
Chevron Corp | Equities | 166764100 | 2,264,739 | 14,393 | SH | | SOLE | | 14,393 | 0 | 0 |
Chipotle Mexican Grill | Equities | 169656105 | 314,433 | 147 | SH | | SOLE | | 147 | 0 | 0 |
Chubb Ltd Ord ADR | Equities | H1467J104 | 22,144 | 115 | SH | | DFND | | 115 | 0 | 0 |
Chubb Ltd Ord ADR | Equities | H1467J104 | 2,849,310 | 14,797 | SH | | SOLE | | 14,797 | 0 | 0 |
Church & Dwight Inc | Equities | 171340102 | 15,035 | 150 | SH | | DFND | | 150 | 0 | 0 |
Church & Dwight Inc | Equities | 171340102 | 226,319 | 2,258 | SH | | SOLE | | 2,258 | 0 | 0 |
Cintas Corp | Equities | 172908105 | 254,505 | 512 | SH | | SOLE | | 512 | 0 | 0 |
Cisco Systems Inc | Equities | 17275R102 | 13,194 | 255 | SH | | DFND | | 255 | 0 | 0 |
Cisco Systems Inc | Equities | 17275R102 | 3,884,587 | 75,079 | SH | | SOLE | | 75,079 | 0 | 0 |
Clorox Corp | Equities | 189054109 | 241,582 | 1,519 | SH | | SOLE | | 1,519 | 0 | 0 |
CME Group Inc | Equities | 12572Q105 | 602,007 | 3,249 | SH | | SOLE | | 3,249 | 0 | 0 |
Coca Cola Co | Equities | 191216100 | 130,617 | 2,169 | SH | | DFND | | 2,169 | 0 | 0 |
Coca Cola Co | Equities | 191216100 | 1,124,849 | 18,679 | SH | | SOLE | | 18,679 | 0 | 0 |
Colgate-Palmolive Co | Equities | 194162103 | 60,476 | 785 | SH | | DFND | | 785 | 0 | 0 |
Colgate-Palmolive Co | Equities | 194162103 | 11,556 | 150 | SH | | DFND | 1 | 150 | 0 | 0 |
Colgate-Palmolive Co | Equities | 194162103 | 303,306 | 3,937 | SH | | SOLE | | 3,937 | 0 | 0 |
Comcast Corp New-Cl A | Equities | 20030N101 | 201,767 | 4,856 | SH | | SOLE | | 4,856 | 0 | 0 |
ConocoPhillips | Equities | 20825C104 | 119,980 | 1,158 | SH | | DFND | | 1,158 | 0 | 0 |
ConocoPhillips | Equities | 20825C104 | 2,607,346 | 25,165 | SH | | SOLE | | 25,165 | 0 | 0 |
Consolidated Edison Inc | Equities | 209115104 | 72,320 | 800 | SH | | DFND | | 800 | 0 | 0 |
Consolidated Edison Inc | Equities | 209115104 | 156,302 | 1,729 | SH | | SOLE | | 1,729 | 0 | 0 |
Costco Wholesale Corp New | Equities | 22160K105 | 3,472,551 | 6,450 | SH | | SOLE | | 6,450 | 0 | 0 |
Curtiss Wright Corp | Equities | 231561101 | 14,693 | 80 | SH | | DFND | | 80 | 0 | 0 |
Curtiss Wright Corp | Equities | 231561101 | 213,964 | 1,165 | SH | | SOLE | | 1,165 | 0 | 0 |
CVS Health Corp | Equities | 126650100 | 66,365 | 960 | SH | | DFND | | 960 | 0 | 0 |
CVS Health Corp | Equities | 126650100 | 654,592 | 9,469 | SH | | SOLE | | 9,469 | 0 | 0 |
Danaher Corp | Equities | 235851102 | 3,453,120 | 14,388 | SH | | SOLE | | 14,388 | 0 | 0 |
Deere & Co | Equities | 244199105 | 14,587 | 36 | SH | | DFND | | 36 | 0 | 0 |
Deere & Co | Equities | 244199105 | 1,557,550 | 3,844 | SH | | SOLE | | 3,844 | 0 | 0 |
Digital Realty Trust Inc | Equities | 253868103 | 614,101 | 5,393 | SH | | SOLE | | 5,393 | 0 | 0 |
Disney (Walt) | Equities | 254687106 | 59,907 | 671 | SH | | DFND | | 671 | 0 | 0 |
Disney (Walt) | Equities | 254687106 | 5,803 | 65 | SH | | DFND | 1 | 65 | 0 | 0 |
Disney (Walt) | Equities | 254687106 | 2,480,823 | 27,787 | SH | | SOLE | | 27,787 | 0 | 0 |
Dominion Resources Inc | Equities | 25746U109 | 323,791 | 6,252 | SH | | SOLE | | 6,252 | 0 | 0 |
Dover Corp | Equities | 260003108 | 17,127 | 116 | SH | | DFND | | 116 | 0 | 0 |
Dover Corp | Equities | 260003108 | 722,747 | 4,895 | SH | | SOLE | | 4,895 | 0 | 0 |
Dow Inc | Equities | 260557103 | 16,883 | 317 | SH | | DFND | | 317 | 0 | 0 |
Dow Inc | Equities | 260557103 | 2,074,850 | 38,957 | SH | | SOLE | | 38,957 | 0 | 0 |
Duke Energy Corp New | Equities | 26441C204 | 11,128 | 124 | SH | | DFND | | 124 | 0 | 0 |
Duke Energy Corp New | Equities | 26441C204 | 266,259 | 2,967 | SH | | SOLE | | 2,967 | 0 | 0 |
Eaton Corp PLC ADR | Equities | G29183103 | 13,072 | 65 | SH | | DFND | | 65 | 0 | 0 |
Eaton Corp PLC ADR | Equities | G29183103 | 2,697,757 | 13,415 | SH | | SOLE | | 13,415 | 0 | 0 |
EcoLab Inc | Equities | 278865100 | 7,468 | 40 | SH | | DFND | | 40 | 0 | 0 |
EcoLab Inc | Equities | 278865100 | 2,721,754 | 14,579 | SH | | SOLE | | 14,579 | 0 | 0 |
Eli Lilly & Co | Equities | 532457108 | 11,725 | 25 | SH | | DFND | | 25 | 0 | 0 |
Eli Lilly & Co | Equities | 532457108 | 255,594 | 545 | SH | | SOLE | | 545 | 0 | 0 |
Emerson Electric Co | Equities | 291011104 | 67,069 | 742 | SH | | DFND | | 742 | 0 | 0 |
Emerson Electric Co | Equities | 291011104 | 803,206 | 8,886 | SH | | SOLE | | 8,886 | 0 | 0 |
Enbridge Inc ADR | Equities | 29250N105 | 40,048 | 1,078 | SH | | DFND | | 1,078 | 0 | 0 |
Enbridge Inc ADR | Equities | 29250N105 | 826,662 | 22,252 | SH | | SOLE | | 22,252 | 0 | 0 |
Exxon Mobil Corp | Equities | 30231G102 | 106,928 | 997 | SH | | DFND | | 997 | 0 | 0 |
Exxon Mobil Corp | Equities | 30231G102 | 5,139,742 | 47,923 | SH | | SOLE | | 47,923 | 0 | 0 |
Fedex Corp | Equities | 31428X106 | 42,887 | 173 | SH | | DFND | | 173 | 0 | 0 |
Fedex Corp | Equities | 31428X106 | 501,006 | 2,021 | SH | | SOLE | | 2,021 | 0 | 0 |
Fifth Third Bancorp | Equities | 316773100 | 272,453 | 10,395 | SH | | SOLE | | 10,395 | 0 | 0 |
Ford Motor Co | Equities | 345370860 | 7,565 | 500 | SH | | DFND | | 500 | 0 | 0 |
Ford Motor Co | Equities | 345370860 | 1,529,946 | 101,120 | SH | | SOLE | | 101,120 | 0 | 0 |
Fortive Corp | Equities | 34959J108 | 985,618 | 13,182 | SH | | SOLE | | 13,182 | 0 | 0 |
Fox Corp. Cl A | Equities | 35137L105 | 9,962 | 293 | SH | | DFND | | 293 | 0 | 0 |
Fox Corp. Cl A | Equities | 35137L105 | 190,332 | 5,598 | SH | | SOLE | | 5,598 | 0 | 0 |
General Mills Inc | Equities | 370334104 | 29,146 | 380 | SH | | DFND | | 380 | 0 | 0 |
General Mills Inc | Equities | 370334104 | 185,998 | 2,425 | SH | | SOLE | | 2,425 | 0 | 0 |
Hasbro Inc | Equities | 418056107 | 238,289 | 3,679 | SH | | SOLE | | 3,679 | 0 | 0 |
Hershey Co | Equities | 427866108 | 207,251 | 830 | SH | | SOLE | | 830 | 0 | 0 |
Honeywell Intl Inc | Equities | 438516106 | 27,390 | 132 | SH | | DFND | | 132 | 0 | 0 |
Honeywell Intl Inc | Equities | 438516106 | 2,703,933 | 13,031 | SH | | SOLE | | 13,031 | 0 | 0 |
Huntington BancShares Inc | Equities | 446150104 | 8,268 | 767 | SH | | DFND | | 767 | 0 | 0 |
Huntington BancShares Inc | Equities | 446150104 | 395,939 | 36,729 | SH | | SOLE | | 36,729 | 0 | 0 |
Idexx Labs Inc | Equities | 45168D104 | 3,489,996 | 6,949 | SH | | SOLE | | 6,949 | 0 | 0 |
Illinois Tool Works Inc | Equities | 452308109 | 32,521 | 130 | SH | | DFND | | 130 | 0 | 0 |
Illinois Tool Works Inc | Equities | 452308109 | 1,278,568 | 5,111 | SH | | SOLE | | 5,111 | 0 | 0 |
Intel Corp | Equities | 458140100 | 16,720 | 500 | SH | | DFND | | 500 | 0 | 0 |
Intel Corp | Equities | 458140100 | 529,054 | 15,821 | SH | | SOLE | | 15,821 | 0 | 0 |
Intl Business Machines | Equities | 459200101 | 33,453 | 250 | SH | | DFND | | 250 | 0 | 0 |
Intl Business Machines | Equities | 459200101 | 485,864 | 3,631 | SH | | SOLE | | 3,631 | 0 | 0 |
Intuit | Equities | 461202103 | 592,898 | 1,294 | SH | | SOLE | | 1,294 | 0 | 0 |
Intuitive Surgical | Equities | 46120E602 | 34,194 | 100 | SH | | DFND | 1 | 100 | 0 | 0 |
Intuitive Surgical | Equities | 46120E602 | 309,798 | 906 | SH | | SOLE | | 906 | 0 | 0 |
iShares Core MSCI Emerging Mkts | Equities | 46434G103 | 76,301 | 1,548 | SH | | DFND | | 1,548 | 0 | 0 |
iShares Core MSCI Emerging Mkts | Equities | 46434G103 | 2,665,998 | 54,088 | SH | | SOLE | | 54,088 | 0 | 0 |
iShares S&P 400 Midcap Index | Equities | 464287507 | 84,458 | 323 | SH | | DFND | | 323 | 0 | 0 |
iShares S&P 400 Midcap Index | Equities | 464287507 | 8,289,962 | 31,704 | SH | | SOLE | | 31,704 | 0 | 0 |
iShares Trust Core MSCI EAFE | Equities | 46432F842 | 18,090 | 268 | SH | | DFND | | 268 | 0 | 0 |
iShares Trust Core MSCI EAFE | Equities | 46432F842 | 1,189,553 | 17,623 | SH | | SOLE | | 17,623 | 0 | 0 |
iShares Trust MSCI Emerging Mar | Equities | 464287234 | 257,298 | 6,504 | SH | | SOLE | | 6,504 | 0 | 0 |
iShares Trust S&P Sm Cap 600 In | Equities | 464287804 | 19,930 | 200 | SH | | DFND | | 200 | 0 | 0 |
iShares Trust S&P Sm Cap 600 In | Equities | 464287804 | 3,555,412 | 35,679 | SH | | SOLE | | 35,679 | 0 | 0 |
iShares USA Min Vol ETF | Equities | 46429B697 | 477,422 | 6,423 | SH | | SOLE | | 6,423 | 0 | 0 |
J P Morgan Chase & Co | Equities | 46625H100 | 15,271 | 105 | SH | | DFND | | 105 | 0 | 0 |
J P Morgan Chase & Co | Equities | 46625H100 | 21,089 | 145 | SH | | DFND | 1 | 145 | 0 | 0 |
J P Morgan Chase & Co | Equities | 46625H100 | 5,434,656 | 37,367 | SH | | SOLE | | 37,367 | 0 | 0 |
Johnson & Johnson | Equities | 478160104 | 168,996 | 1,021 | SH | | DFND | | 1,021 | 0 | 0 |
Johnson & Johnson | Equities | 478160104 | 3,824,505 | 23,106 | SH | | SOLE | | 23,106 | 0 | 0 |
Kimberly Clark Corp | Equities | 494368103 | 36,172 | 262 | SH | | DFND | | 262 | 0 | 0 |
Kimberly Clark Corp | Equities | 494368103 | 495,912 | 3,592 | SH | | SOLE | | 3,592 | 0 | 0 |
LKQ Corp | Equities | 501889208 | 11,712 | 201 | SH | | DFND | | 201 | 0 | 0 |
LKQ Corp | Equities | 501889208 | 239,723 | 4,114 | SH | | SOLE | | 4,114 | 0 | 0 |
Lockheed Martin Corp | Equities | 539830109 | 1,547,798 | 3,362 | SH | | SOLE | | 3,362 | 0 | 0 |
Lord Abbett Short Duration Inco | Mutual Funds | 543916688 | 53,619 | 14,073 | SH | | SOLE | | 14,073 | 0 | 0 |
Lowe's Companies Inc | Equities | 548661107 | 30,470 | 135 | SH | | DFND | 1 | 135 | 0 | 0 |
Lowe's Companies Inc | Equities | 548661107 | 927,176 | 4,108 | SH | | SOLE | | 4,108 | 0 | 0 |
M&T Bank Corp | Equities | 55261F104 | 1,357,276 | 10,967 | SH | | SOLE | | 10,967 | 0 | 0 |
Marsh & McLennan Co Inc | Equities | 571748102 | 334,406 | 1,778 | SH | | SOLE | | 1,778 | 0 | 0 |
Mastercard Inc | Equities | 57636Q104 | 58,995 | 150 | SH | | DFND | | 150 | 0 | 0 |
Mastercard Inc | Equities | 57636Q104 | 55,062 | 140 | SH | | DFND | 1 | 140 | 0 | 0 |
Mastercard Inc | Equities | 57636Q104 | 2,713,377 | 6,899 | SH | | SOLE | | 6,899 | 0 | 0 |
McCormick & Co | Equities | 579780206 | 6,629 | 76 | SH | | DFND | | 76 | 0 | 0 |
McCormick & Co | Equities | 579780206 | 514,134 | 5,894 | SH | | SOLE | | 5,894 | 0 | 0 |
McDonald's Corp | Equities | 580135101 | 120,856 | 405 | SH | | DFND | | 405 | 0 | 0 |
McDonald's Corp | Equities | 580135101 | 6,269,296 | 21,009 | SH | | SOLE | | 21,009 | 0 | 0 |
Medtronic PLC ADR | Equities | G5960L103 | 17,620 | 200 | SH | | DFND | | 200 | 0 | 0 |
Medtronic PLC ADR | Equities | G5960L103 | 566,571 | 6,431 | SH | | SOLE | | 6,431 | 0 | 0 |
Merck & Co Inc New | Equities | 58933Y105 | 54,810 | 475 | SH | | DFND | | 475 | 0 | 0 |
Merck & Co Inc New | Equities | 58933Y105 | 5,693,920 | 49,345 | SH | | SOLE | | 49,345 | 0 | 0 |
Meta Platforms Inc Cl A | Equities | 30303M102 | 65,431 | 228 | SH | | DFND | | 228 | 0 | 0 |
Meta Platforms Inc Cl A | Equities | 30303M102 | 2,907,107 | 10,130 | SH | | SOLE | | 10,130 | 0 | 0 |
Microsoft Corp | Equities | 594918104 | 442,021 | 1,298 | SH | | DFND | | 1,298 | 0 | 0 |
Microsoft Corp | Equities | 594918104 | 20,868,972 | 61,282 | SH | | SOLE | | 61,282 | 0 | 0 |
Mondelez Intl Inc | Equities | 609207105 | 25,675 | 352 | SH | | DFND | | 352 | 0 | 0 |
Mondelez Intl Inc | Equities | 609207105 | 769,006 | 10,543 | SH | | SOLE | | 10,543 | 0 | 0 |
Monolithic Pwr Sys Inc | Equities | 609839105 | 227,977 | 422 | SH | | SOLE | | 422 | 0 | 0 |
Nextera Energy Inc | Equities | 65339F101 | 159,085 | 2,144 | SH | | DFND | | 2,144 | 0 | 0 |
Nextera Energy Inc | Equities | 65339F101 | 2,341,604 | 31,558 | SH | | SOLE | | 31,558 | 0 | 0 |
Nike Inc CL B | Equities | 654106103 | 59,048 | 535 | SH | | DFND | | 535 | 0 | 0 |
Nike Inc CL B | Equities | 654106103 | 1,171,578 | 10,615 | SH | | SOLE | | 10,615 | 0 | 0 |
Norfolk Southern Corp | Equities | 655844108 | 97,507 | 430 | SH | | DFND | | 430 | 0 | 0 |
Norfolk Southern Corp | Equities | 655844108 | 1,266,455 | 5,585 | SH | | SOLE | | 5,585 | 0 | 0 |
Northrop Grumman Corp | Equities | 666807102 | 1,928,490 | 4,231 | SH | | SOLE | | 4,231 | 0 | 0 |
Novartis AG ADR | Equities | 66987V109 | 58,528 | 580 | SH | | DFND | | 580 | 0 | 0 |
Novartis AG ADR | Equities | 66987V109 | 1,078,223 | 10,685 | SH | | SOLE | | 10,685 | 0 | 0 |
Nvidia Corp | Equities | 67066G104 | 16,075 | 38 | SH | | DFND | | 38 | 0 | 0 |
Nvidia Corp | Equities | 67066G104 | 5,640,126 | 13,333 | SH | | SOLE | | 13,333 | 0 | 0 |
Palo Alto Networks | Equities | 697435105 | 540,659 | 2,116 | SH | | SOLE | | 2,116 | 0 | 0 |
Paychex Inc | Equities | 704326107 | 55,935 | 500 | SH | | DFND | | 500 | 0 | 0 |
Paychex Inc | Equities | 704326107 | 350,265 | 3,131 | SH | | SOLE | | 3,131 | 0 | 0 |
PayPal Holdings Inc | Equities | 70450Y103 | 8,875 | 133 | SH | | DFND | | 133 | 0 | 0 |
PayPal Holdings Inc | Equities | 70450Y103 | 1,603,722 | 24,033 | SH | | SOLE | | 24,033 | 0 | 0 |
Pepsico Inc | Equities | 713448108 | 85,572 | 462 | SH | | DFND | | 462 | 0 | 0 |
Pepsico Inc | Equities | 713448108 | 6,491,405 | 35,047 | SH | | SOLE | | 35,047 | 0 | 0 |
Pfizer Inc | Equities | 717081103 | 60,449 | 1,648 | SH | | DFND | | 1,648 | 0 | 0 |
Pfizer Inc | Equities | 717081103 | 1,873,138 | 51,067 | SH | | SOLE | | 51,067 | 0 | 0 |
Philip Morris Intl Inc | Equities | 718172109 | 10,738 | 110 | SH | | DFND | | 110 | 0 | 0 |
Philip Morris Intl Inc | Equities | 718172109 | 782,522 | 8,016 | SH | | SOLE | | 8,016 | 0 | 0 |
Pinnacle West Capital | Equities | 723484101 | 11,404 | 140 | SH | | DFND | | 140 | 0 | 0 |
Pinnacle West Capital | Equities | 723484101 | 318,183 | 3,906 | SH | | SOLE | | 3,906 | 0 | 0 |
PNC Finl Svcs Group | Equities | 693475105 | 6,927 | 55 | SH | | DFND | | 55 | 0 | 0 |
PNC Finl Svcs Group | Equities | 693475105 | 1,521,980 | 12,084 | SH | | SOLE | | 12,084 | 0 | 0 |
Procter & Gamble Co | Equities | 742718109 | 315,771 | 2,081 | SH | | DFND | | 2,081 | 0 | 0 |
Procter & Gamble Co | Equities | 742718109 | 5,188,294 | 34,192 | SH | | SOLE | | 34,192 | 0 | 0 |
Progressive Corp | Equities | 743315103 | 203,585 | 1,538 | SH | | SOLE | | 1,538 | 0 | 0 |
ProLogis Inc | Equities | 74340W103 | 359,306 | 2,930 | SH | | SOLE | | 2,930 | 0 | 0 |
Prudential Financial Inc | Equities | 744320102 | 388,433 | 4,403 | SH | | SOLE | | 4,403 | 0 | 0 |
Qualcomm Inc | Equities | 747525103 | 53,330 | 448 | SH | | DFND | | 448 | 0 | 0 |
Qualcomm Inc | Equities | 747525103 | 2,934,336 | 24,650 | SH | | SOLE | | 24,650 | 0 | 0 |
Quest Diagnostics Inc | Equities | 74834L100 | 436,860 | 3,108 | SH | | SOLE | | 3,108 | 0 | 0 |
Raytheon Technologies Corp | Equities | 75513E101 | 57,503 | 587 | SH | | DFND | | 587 | 0 | 0 |
Raytheon Technologies Corp | Equities | 75513E101 | 3,817,501 | 38,970 | SH | | SOLE | | 38,970 | 0 | 0 |
Realty Income Corp | Equities | 756109104 | 262,657 | 4,393 | SH | | SOLE | | 4,393 | 0 | 0 |
Roche Holding Ltd Adr | Equities | 771195104 | 15,285 | 400 | SH | | DFND | | 400 | 0 | 0 |
Roche Holding Ltd Adr | Equities | 771195104 | 21,017 | 550 | SH | | DFND | 1 | 550 | 0 | 0 |
Roche Holding Ltd Adr | Equities | 771195104 | 253,431 | 6,632 | SH | | SOLE | | 6,632 | 0 | 0 |
S&P Global Inc | Equities | 78409V104 | 160,356 | 400 | SH | | DFND | | 400 | 0 | 0 |
S&P Global Inc | Equities | 78409V104 | 426,948 | 1,065 | SH | | SOLE | | 1,065 | 0 | 0 |
Salesforce.com Inc | Equities | 79466L302 | 10,563 | 50 | SH | | DFND | | 50 | 0 | 0 |
Salesforce.com Inc | Equities | 79466L302 | 3,157,492 | 14,946 | SH | | SOLE | | 14,946 | 0 | 0 |
Schlumberger Ltd ADR | Equities | 806857108 | 4,912 | 100 | SH | | DFND | | 100 | 0 | 0 |
Schlumberger Ltd ADR | Equities | 806857108 | 248,056 | 5,050 | SH | | SOLE | | 5,050 | 0 | 0 |
Schwab US Large Cap Growth ETF | Equities | 808524300 | 556,429 | 7,424 | SH | | SOLE | | 7,424 | 0 | 0 |
Schwab US Large Cap Value ETF | Equities | 808524409 | 369,599 | 5,509 | SH | | SOLE | | 5,509 | 0 | 0 |
Service Now Inc | Equities | 81762P102 | 332,124 | 591 | SH | | SOLE | | 591 | 0 | 0 |
Sherwin Williams | Equities | 824348106 | 2,365,252 | 8,908 | SH | | SOLE | | 8,908 | 0 | 0 |
Southern Co | Equities | 842587107 | 36,600 | 521 | SH | | DFND | | 521 | 0 | 0 |
Southern Co | Equities | 842587107 | 218,337 | 3,108 | SH | | SOLE | | 3,108 | 0 | 0 |
SPDR ICE Preferred Sec ETF | Equities | 78464A292 | 38,491 | 1,150 | SH | | DFND | | 1,150 | 0 | 0 |
SPDR ICE Preferred Sec ETF | Equities | 78464A292 | 2,390,929 | 71,435 | SH | | SOLE | | 71,435 | 0 | 0 |
SPDR S&P 600 SmallCap Val | Equities | 78464A300 | 45,619 | 591 | SH | | DFND | | 591 | 0 | 0 |
SPDR S&P 600 SmallCap Val | Equities | 78464A300 | 19,303,675 | 250,080 | SH | | SOLE | | 250,080 | 0 | 0 |
SPDR S&P Dividend | Equities | 78464A763 | 36,161 | 295 | SH | | DFND | | 295 | 0 | 0 |
SPDR S&P Dividend | Equities | 78464A763 | 230,696 | 1,882 | SH | | SOLE | | 1,882 | 0 | 0 |
SPDR S&P Midcap 400 | Equities | 78467Y107 | 528,717 | 1,104 | SH | | SOLE | | 1,104 | 0 | 0 |
Starbucks Corp | Equities | 855244109 | 93,909 | 948 | SH | | DFND | | 948 | 0 | 0 |
Starbucks Corp | Equities | 855244109 | 10,897 | 110 | SH | | DFND | 1 | 110 | 0 | 0 |
Starbucks Corp | Equities | 855244109 | 3,097,012 | 31,264 | SH | | SOLE | | 31,264 | 0 | 0 |
Stryker Corp | Equities | 863667101 | 500,653 | 1,641 | SH | | SOLE | | 1,641 | 0 | 0 |
Synopsys Inc | Equities | 871607107 | 226,849 | 521 | SH | | SOLE | | 521 | 0 | 0 |
Sysco Corp | Equities | 871829107 | 240,334 | 3,239 | SH | | SOLE | | 3,239 | 0 | 0 |
Target Corp | Equities | 87612E106 | 801,556 | 6,077 | SH | | SOLE | | 6,077 | 0 | 0 |
TC Energy Corp ADR | Equities | 87807B107 | 320,694 | 7,936 | SH | | SOLE | | 7,936 | 0 | 0 |
TE Connectivity LTD ADR | Equities | H84989104 | 1,648,982 | 11,765 | SH | | SOLE | | 11,765 | 0 | 0 |
Tesla Inc | Equities | 88160R101 | 16,492 | 63 | SH | | DFND | | 63 | 0 | 0 |
Tesla Inc | Equities | 88160R101 | 3,404,581 | 13,006 | SH | | SOLE | | 13,006 | 0 | 0 |
Tetra Tech Inc New | Equities | 88162G103 | 428,671 | 2,618 | SH | | SOLE | | 2,618 | 0 | 0 |
The Home Depot Inc | Equities | 437076102 | 47,528 | 153 | SH | | DFND | | 153 | 0 | 0 |
The Home Depot Inc | Equities | 437076102 | 5,327,476 | 17,150 | SH | | SOLE | | 17,150 | 0 | 0 |
The Travelers Co Inc | Equities | 89417E109 | 17,366 | 100 | SH | | DFND | | 100 | 0 | 0 |
The Travelers Co Inc | Equities | 89417E109 | 230,620 | 1,328 | SH | | SOLE | | 1,328 | 0 | 0 |
Thermo Fisher Scientific Inc | Equities | 883556102 | 3,259,372 | 6,247 | SH | | SOLE | | 6,247 | 0 | 0 |
Toronto-Dominion Bank | Equities | 891160509 | 204,571 | 3,299 | SH | | SOLE | | 3,299 | 0 | 0 |
Truist Finl Corp | Equities | 89832Q109 | 389,724 | 12,841 | SH | | SOLE | | 12,841 | 0 | 0 |
Union Pacific Corp | Equities | 907818108 | 5,116 | 25 | SH | | DFND | | 25 | 0 | 0 |
Union Pacific Corp | Equities | 907818108 | 4,028,763 | 19,689 | SH | | SOLE | | 19,689 | 0 | 0 |
United Health Group Inc | Equities | 91324P102 | 9,613 | 20 | SH | | DFND | | 20 | 0 | 0 |
United Health Group Inc | Equities | 91324P102 | 3,799,459 | 7,905 | SH | | SOLE | | 7,905 | 0 | 0 |
United Parcel Service | Equities | 911312106 | 8,604 | 48 | SH | | DFND | | 48 | 0 | 0 |
United Parcel Service | Equities | 911312106 | 13,444 | 75 | SH | | DFND | 1 | 75 | 0 | 0 |
United Parcel Service | Equities | 911312106 | 425,719 | 2,375 | SH | | SOLE | | 2,375 | 0 | 0 |
Unitil Corporation | Equities | 913259107 | 15,974 | 315 | SH | | DFND | | 315 | 0 | 0 |
Unitil Corporation | Equities | 913259107 | 328,043 | 6,469 | SH | | SOLE | | 6,469 | 0 | 0 |
US Bancorp | Equities | 902973304 | 33,800 | 1,023 | SH | | DFND | | 1,023 | 0 | 0 |
US Bancorp | Equities | 902973304 | 324,849 | 9,832 | SH | | SOLE | | 9,832 | 0 | 0 |
Vanguard FTSE Developed Mkt | Equities | 921943858 | 126,395 | 2,737 | SH | | DFND | | 2,737 | 0 | 0 |
Vanguard FTSE Developed Mkt | Equities | 921943858 | 5,010,715 | 108,504 | SH | | SOLE | | 108,504 | 0 | 0 |
Vanguard Index Fds S&P ETF | Equities | 922908363 | 498,918 | 1,225 | SH | | SOLE | | 1,225 | 0 | 0 |
Vanguard Index Mid Cap Growth | Equities | 922908538 | 246,924 | 1,200 | SH | | SOLE | | 1,200 | 0 | 0 |
Vanguard Intermediate-Term Bond | Equities | 921937819 | 18,958 | 252 | SH | | DFND | | 252 | 0 | 0 |
Vanguard Intermediate-Term Bond | Equities | 921937819 | 4,052,189 | 53,864 | SH | | SOLE | | 53,864 | 0 | 0 |
Vanguard Mid Cap ETF | Equities | 922908629 | 215,757 | 980 | SH | | DFND | | 980 | 0 | 0 |
Vanguard Mid Cap ETF | Equities | 922908629 | 32,397,204 | 147,153 | SH | | SOLE | | 147,153 | 0 | 0 |
Vanguard REIT ETF | Equities | 922908553 | 119,825 | 1,434 | SH | | DFND | | 1,434 | 0 | 0 |
Vanguard REIT ETF | Equities | 922908553 | 9,526 | 114 | SH | | DFND | 1 | 114 | 0 | 0 |
Vanguard REIT ETF | Equities | 922908553 | 9,484,728 | 113,508 | SH | | SOLE | | 113,508 | 0 | 0 |
Verizon Communications | Equities | 92343V104 | 71,516 | 1,923 | SH | | DFND | | 1,923 | 0 | 0 |
Verizon Communications | Equities | 92343V104 | 914,167 | 24,581 | SH | | SOLE | | 24,581 | 0 | 0 |
Visa Inc | Equities | 92826C839 | 67,682 | 285 | SH | | DFND | | 285 | 0 | 0 |
Visa Inc | Equities | 92826C839 | 3,180,570 | 13,393 | SH | | SOLE | | 13,393 | 0 | 0 |
Wal-Mart Inc | Equities | 931142103 | 59,414 | 378 | SH | | DFND | | 378 | 0 | 0 |
Wal-Mart Inc | Equities | 931142103 | 2,447,450 | 15,571 | SH | | SOLE | | 15,571 | 0 | 0 |
Waste Management Inc | Equities | 94106L109 | 14,741 | 85 | SH | | DFND | | 85 | 0 | 0 |
Waste Management Inc | Equities | 94106L109 | 349,268 | 2,014 | SH | | SOLE | | 2,014 | 0 | 0 |
Wells Fargo & Co | Equities | 949746101 | 23,474 | 550 | SH | | DFND | | 550 | 0 | 0 |
Wells Fargo & Co | Equities | 949746101 | 315,832 | 7,400 | SH | | SOLE | | 7,400 | 0 | 0 |
Williams Companies Inc | Equities | 969457100 | 10,115 | 310 | SH | | DFND | | 310 | 0 | 0 |
Williams Companies Inc | Equities | 969457100 | 817,806 | 25,063 | SH | | SOLE | | 25,063 | 0 | 0 |
Wisdom MidCap Div | Equities | 97717W505 | 91,249 | 2,170 | SH | | DFND | | 2,170 | 0 | 0 |
Wisdom MidCap Div | Equities | 97717W505 | 388,122 | 9,230 | SH | | SOLE | | 9,230 | 0 | 0 |
Wisdomtree US Small Cap Dividen | Equities | 97717W604 | 53,722 | 1,866 | SH | | DFND | | 1,866 | 0 | 0 |
Wisdomtree US Small Cap Dividen | Equities | 97717W604 | 342,313 | 11,890 | SH | | SOLE | | 11,890 | 0 | 0 |
Zoetis Inc. | Equities | 98978V103 | 261,243 | 1,517 | SH | | SOLE | | 1,517 | 0 | 0 |