Brightwater Advisory 13FHR Quarterly holdings report by institutional manager | SEC 3 Dec 24

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Schwab International Equity ETF	SCHF	808524805	9,325,325	252,309	SH		SOLE	Brightwater Advisory	0	0	252,309
Schwab Fundamental US Broad Market ETF	FNDB	808524409	7,237,866	118,459	SH		SOLE	Brightwater Advisory	0	0	118,459
SPDR S&P 500 ETF Trust	SPY	78462F103	7,055,977	14,845	SH		SOLE	Brightwater Advisory	0	0	14,845
Vanguard Dividend Appreciation ETF	VIG	921908844	6,233,718	36,583	SH		SOLE	Brightwater Advisory	0	0	36,583
iShares TIPS Bond ETF	TIP	464287176	5,785,434	53,823	SH		SOLE	Brightwater Advisory	0	0	53,823
Schwab US TIPS ETF	SCHP	808524870	5,677,834	108,771	SH		SOLE	Brightwater Advisory	0	0	108,771
iShares Russell 1000 Value ETF	IWD	464287598	5,349,473	32,372	SH		SOLE	Brightwater Advisory	0	0	32,372
Vanguard Small-Cap ETF	VB	922908751	5,214,639	24,444	SH		SOLE	Brightwater Advisory	0	0	24,444
Schwab Fundamental US Small Company ETF	FNDA	808524607	4,818,384	87,053	SH		SOLE	Brightwater Advisory	0	0	87,053
Schwab US Broad Market ETF	SCHB	808524102	4,622,927	83,042	SH		SOLE	Brightwater Advisory	0	0	83,042
Schwab Emerging Markets Equity ETF	SCHE	808524706	4,329,636	174,653	SH		SOLE	Brightwater Advisory	0	0	174,653
iShares S&P Mid-Cap 400 Growth ETF	IJK	464287606	4,118,093	51,983	SH		SOLE	Brightwater Advisory	0	0	51,983
Invesco S&P 500 Equal Weight ETF	RSP	46137V357	3,969,143	25,153	SH		SOLE	Brightwater Advisory	0	0	25,153
iShares S&P Mid-Cap 400 Value ETF	IJJ	464287705	3,949,661	34,634	SH		SOLE	Brightwater Advisory	0	0	34,634
WisdomTree International Equity ETF	DWM	97717W786	3,391,076	64,580	SH		SOLE	Brightwater Advisory	0	0	64,580
Vanguard FTSE Emerging Markets ETF	VWO	922042858	3,083,486	75,024	SH		SOLE	Brightwater Advisory	0	0	75,024
iShares Russell 1000 Growth ETF	IWF	464287614	2,998,048	9,889	SH		SOLE	Brightwater Advisory	0	0	9,889
Aflac Inc	AFL	001055102	2,833,958	34,351	SH		SOLE	Brightwater Advisory	0	0	34,351
iShares MSCI ACWI ETF	ACWI	464288257	2,752,573	27,047	SH		SOLE	Brightwater Advisory	0	0	27,047
Schwab Fundamental Intl Lg Co ETF	FNDF	808524805	2,268,612	67,258	SH		SOLE	Brightwater Advisory	0	0	67,258
Cambria Global Momentum ETF	GMOM	132061201	2,159,203	78,545	SH		SOLE	Brightwater Advisory	0	0	78,545
iShares MSCI EAFE ETF	EFA	464287465	2,028,874	26,926	SH		SOLE	Brightwater Advisory	0	0	26,926
Apple Inc	AAPL	037833100	1,868,119	9,703	SH		SOLE	Brightwater Advisory	0	0	9,703
iShares MSCI ACWI ex US ETF	ACWX	464288240	1,849,588	36,238	SH		SOLE	Brightwater Advisory	0	0	36,238
iShares 1-3 Year Treasury Bond ETF	SHY	464287457	1,379,092	16,810	SH		SOLE	Brightwater Advisory	0	0	16,810
Microsoft Corp	MSFT	594918104	1,123,608	2,988	SH		SOLE	Brightwater Advisory	0	0	2,988
JPMorgan US Momentum Factor ETF	JMOM	46641Q332	1,042,060	22,797	SH		SOLE	Brightwater Advisory	0	0	22,797
Vanguard Total World Stock ETF	VT	922042742	938,062	9,118	SH		SOLE	Brightwater Advisory	0	0	9,118
Vanguard High Dividend Yield ETF	VYM	921946406	895,161	8,019	SH		SOLE	Brightwater Advisory	0	0	8,019
Vanguard Total Stock Market ETF	VTI	922908769	887,677	3,742	SH		SOLE	Brightwater Advisory	0	0	3,742
Financial Select Sector SPDR ETF	XLF	81369Y605	763,609	20,309	SH		SOLE	Brightwater Advisory	0	0	20,309
iShares US Home Construction ETF	ITB	464288752	731,744	7,193	SH		SOLE	Brightwater Advisory	0	0	7,193
iShares Core S&P Small-Cap ETF	IJR	464287804	680,027	6,282	SH		SOLE	Brightwater Advisory	0	0	6,282
Exxon Mobil Corp	XOM	30231G102	562,587	5,627	SH		SOLE	Brightwater Advisory	0	0	5,627
Johnson & Johnson	JNJ	478160104	554,703	3,539	SH		SOLE	Brightwater Advisory	0	0	3,539
Vanguard Small-Cap Value ETF	VBR	922908611	544,589	3,026	SH		SOLE	Brightwater Advisory	0	0	3,026
iShares Morningstar U.S. Equity ETF	ILCB	46434V621	519,044	7,893	SH		SOLE	Brightwater Advisory	0	0	7,893
The Home Depot Inc	HD	437076102	508,389	1,467	SH		SOLE	Brightwater Advisory	0	0	1,467
JPMorgan Chase & Co	JPM	46625H100	452,636	2,661	SH		SOLE	Brightwater Advisory	0	0	2,661
Tesla Inc	TSLA	88160R101	418,937	1,686	SH		SOLE	Brightwater Advisory	0	0	1,686
Amazon.com Inc	AMZN	023135106	351,589	2,314	SH		SOLE	Brightwater Advisory	0	0	2,314
Coca-Cola Co	KO	191216100	349,637	5,933	SH		SOLE	Brightwater Advisory	0	0	5,933
SPDR S&P MIDCAP 400 ETF Trust	MDY	78467Y107	339,437	669	SH		SOLE	Brightwater Advisory	0	0	669
NVIDIA Corp	NVDA	67066G104	331,509	669	SH		SOLE	Brightwater Advisory	0	0	669
Intel Corp	INTC	458140100	325,926	6,486	SH		SOLE	Brightwater Advisory	0	0	6,486
Vanguard FTSE All-Wld ex-US ETF	VEU	922042775	287,381	5,119	SH		SOLE	Brightwater Advisory	0	0	5,119
Cisco Systems Inc	CSCO	17275R102	265,735	5,260	SH		SOLE	Brightwater Advisory	0	0	5,260
Invesco S&P SmallCap Value with Momt ETF	XSVM	46138E362	264,945	4,891	SH		SOLE	Brightwater Advisory	0	0	4,891
SPDR Gold Shares	GLD	78463V107	226,154	1,183	SH		SOLE	Brightwater Advisory	0	0	1,183
Ameren Corp	AEE	023608102	217,020	3,000	SH		SOLE	Brightwater Advisory	0	0	3,000
BERKSHIRE HATHAWAY CLASS B	BRK/B	084670702	215,066	603	SH		SOLE	Brightwater Advisory	0	0	603
Schwab US Large-Cap Growth ETF	SCHG	808524300	206,404	2,488	SH		SOLE	Brightwater Advisory	0	0	2,488
Cushman & Wakefield PLC	CWK	23163R100	133,920	12,400	SH		SOLE	Brightwater Advisory	0	0	12,400

Brightwater Advisory 13F-HRQuarterly holdings report by institutional manager