Cornerstone Advisors Asset Management 13FHR Quarterly holdings report by institutional manager | SEC 18 Nov 24

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COM	00206R102	400,277	22,743	SH		SOLE		0	0	22,743
ABBOTT LABS	COM	002824100	284,150	2,500	SH		SOLE		0	0	2,500
ABBVIE INC	COM	00287Y109	455,250	2,500	SH		SOLE		0	0	2,500
ABRDN ETFS	BBRG ALL COMD K1	003261104	569,910	28,827	SH		SOLE		0	0	28,827
APPLE INC	COM	037833100	926,506	5,403	SH		SOLE		0	0	5,403
ASSERTIO HOLDINGS INC	COM NEW	04546C205	12,063	12,575	SH		SOLE		0	0	12,575
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	786,372	1,870	SH		SOLE		0	0	1,870
BNY MELLON ETF TRUST	US LRG CP CORE	09661T107	1,427,140	14,300	SH		SOLE		0	0	14,300
BNY MELLON ETF TRUST	CONCENTRATED INT	09661T834	540,636	10,571	SH		SOLE		0	0	10,571
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	669,017	25,951	SH		SOLE		0	0	25,951
CHEVRON CORP NEW	COM	166764100	242,920	1,540	SH		SOLE		0	0	1,540
COMCAST CORP NEW	CL A	20030N101	344,893	7,956	SH		SOLE		0	0	7,956
EXXON MOBIL CORP	COM	30231G102	207,488	1,785	SH		SOLE		0	0	1,785
F N B CORP	COM	302520101	800,513	56,774	SH		SOLE		0	0	56,774
FNCB BANCORP INC	COM	302578109	630,017	103,792	SH		SOLE		0	0	103,792
FIRST TR EXCHANGE-TRADED FD	NAS CLNEDG GREEN	33733E500	232,148	6,694	SH		SOLE		0	0	6,694
GAIA INC NEW	CL A	36269P104	338,341	109,851	SH		SOLE		0	0	109,851
GOLDMAN SACHS ETF TR	EQUAL WEIGHT US	381430438	7,976,918	109,558	SH		SOLE		0	0	109,558
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	4,429,777	43,907	SH		SOLE		0	0	43,907
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	394,813	6,250	SH		SOLE		0	0	6,250
HARTFORD FDS EXCHANGE TRADED	TOTAL RTRN ETF	41653L305	7,300,391	216,372	SH		SOLE		0	0	216,372
NEW YORK LIFE INVESTMENTS ET	NYLI MERGER ARBI	45409B800	598,995	19,028	SH		SOLE		0	0	19,028
NEW YORK LIFE INVTS ACTIVE E	NYLI MACKAY MUN	45409F827	8,747,961	358,670	SH		SOLE		0	0	358,670
NEW YORK LIFE INVTS ACTIVE E	NYLI MACKAY MUNI	45409F843	13,725,300	564,827	SH		SOLE		0	0	564,827
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C573	2,496,463	70,224	SH		SOLE		0	0	70,224
INTERNATIONAL BUSINESS MACHS	COM	459200101	692,803	3,628	SH		SOLE		0	0	3,628
ISHARES TR	SELECT DIVID ETF	464287168	5,937,556	48,202	SH		SOLE		0	0	48,202
ISHARES TR	CORE S&P500 ETF	464287200	25,911,655	49,287	SH		SOLE		0	0	49,287
ISHARES TR	CORE US AGGBD ET	464287226	3,687,539	37,651	SH		SOLE		0	0	37,651
ISHARES TR	MSCI EAFE ETF	464287465	4,637,166	58,066	SH		SOLE		0	0	58,066
ISHARES TR	CORE S&P MCP ETF	464287507	3,286,641	54,110	SH		SOLE		0	0	54,110
ISHARES TR	COHEN STEER REIT	464287564	1,420,170	24,613	SH		SOLE		0	0	24,613
ISHARES TR	RUS 1000 GRW ETF	464287614	4,849,812	14,389	SH		SOLE		0	0	14,389
ISHARES TR	RUS 1000 ETF	464287622	1,600,871	5,558	SH		SOLE		0	0	5,558
ISHARES TR	RUS 2000 VAL ETF	464287630	588,073	3,703	SH		SOLE		0	0	3,703
ISHARES TR	RUSSELL 2000 ETF	464287655	2,008,013	9,548	SH		SOLE		0	0	9,548
ISHARES TR	CORE S&P SCP ETF	464287804	1,804,239	16,325	SH		SOLE		0	0	16,325
ISHARES TR	GL TIMB FORE ETF	464288174	583,488	6,915	SH		SOLE		0	0	6,915
ISHARES TR	INTL SEL DIV ETF	464288448	354,426	12,640	SH		SOLE		0	0	12,640
ISHARES TR	PFD AND INCM SEC	464288687	864,614	26,826	SH		SOLE		0	0	26,826
ISHARES TR	EAFE VALUE ETF	464288877	524,416	9,640	SH		SOLE		0	0	9,640
ISHARES TR	US TREAS BD ETF	46429B267	1,014,882	44,571	SH		SOLE		0	0	44,571
ISHARES TR	A RATE CP BD ETF	46429B291	5,675,189	119,528	SH		SOLE		0	0	119,528
ISHARES TR	CORE HIGH DV ETF	46429B663	1,287,233	11,680	SH		SOLE		0	0	11,680
ISHARES TR	MSCI USA QLT FCT	46432F339	3,451,843	21,003	SH		SOLE		0	0	21,003
ISHARES TR	MSCI USA VALUE	46432F388	1,212,535	11,195	SH		SOLE		0	0	11,195
ISHARES TR	CORE MSCI EAFE	46432F842	2,437,236	32,838	SH		SOLE		0	0	32,838
ISHARES INC	CORE MSCI EMKT	46434G103	589,685	11,428	SH		SOLE		0	0	11,428
ISHARES TR	CORE TOTAL USD	46434V613	1,003,481	22,011	SH		SOLE		0	0	22,011
ISHARES TR	CORE DIV GRWTH	46434V621	678,199	11,681	SH		SOLE		0	0	11,681
ISHARES TR	MSCI INTL VLU FT	46435G409	1,000,274	35,433	SH		SOLE		0	0	35,433
ISHARES TR	ESG AWR MSCI USA	46435G425	400,291	3,482	SH		SOLE		0	0	3,482
JOHNSON & JOHNSON	COM	478160104	431,226	2,726	SH		SOLE		0	0	2,726
KIMBERLY-CLARK CORP	COM	494368103	284,958	2,203	SH		SOLE		0	0	2,203
LISTED FD TR	HORIZON KINETICS	53656F623	489,409	15,031	SH		SOLE		0	0	15,031
M & T BK CORP	COM	55261F104	300,968	2,069	SH		SOLE		0	0	2,069
MCDONALDS CORP	COM	580135101	380,633	1,350	SH		SOLE		0	0	1,350
MICROSOFT CORP	COM	594918104	273,468	650	SH		SOLE		0	0	650
NORFOLK SOUTHN CORP	COM	655844108	573,458	2,250	SH		SOLE		0	0	2,250
PPL CORP	COM	69351T106	547,131	19,874	SH		SOLE		0	0	19,874
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	175,600	10,000	SH		SOLE		0	0	10,000
PRINCIPAL EXCHANGE TRADED FD	SPECTRUM PFD	74255Y888	5,404,103	297,747	SH		SOLE		0	0	297,747
PROCTER AND GAMBLE CO	COM	742718109	299,027	1,843	SH		SOLE		0	0	1,843
PROSHARES TR	MSCI EAFE DIVD	74347B839	2,986,211	76,140	SH		SOLE		0	0	76,140
PROSHARES TR	S&P 500 DV ARIST	74348A467	2,782,183	27,435	SH		SOLE		0	0	27,435
ROSS STORES INC	COM	778296103	293,520	2,000	SH		SOLE		0	0	2,000
SPDR S&P 500 ETF TR	TR UNIT	78462F103	6,425,006	12,283	SH		SOLE		0	0	12,283
SPDR GOLD TR	GOLD SHS	78463V107	224,235	1,090	SH		SOLE		0	0	1,090
SPDR SER TR	PRTFLO S&P500 VL	78464A508	1,427,199	28,487	SH		SOLE		0	0	28,487
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	12,833,847	507,668	SH		SOLE		0	0	507,668
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,017,751	16,541	SH		SOLE		0	0	16,541
SSGA ACTIVE ETF TR	MULT ASS RLRTN	78467V103	1,074,958	38,460	SH		SOLE		0	0	38,460
SPDR SER TR	BLOOMBERG INVT	78468R200	655,138	21,250	SH		SOLE		0	0	21,250
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	432,011	4,706	SH		SOLE		0	0	4,706
SPDR SER TR	PORTFOLIO S&P600	78468R853	433,499	10,072	SH		SOLE		0	0	10,072
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	520,879	8,532	SH		SOLE		0	0	8,532
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	35,583,528	573,373	SH		SOLE		0	0	573,373
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,038,033	13,662	SH		SOLE		0	0	13,662
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	3,509,895	71,281	SH		SOLE		0	0	71,281
SCHWAB STRATEGIC TR	1000 INDEX ETF	808524722	1,852,191	36,554	SH		SOLE		0	0	36,554
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,428,709	139,126	SH		SOLE		0	0	139,126
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	286,727	5,497	SH		SOLE		0	0	5,497
TRUIST FINL CORP	COM	89832Q109	319,948	8,208	SH		SOLE		0	0	8,208
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	3,818,192	20,909	SH		SOLE		0	0	20,909
VANGUARD STAR FDS	VG TL INTL STK F	921909768	232,215	3,851	SH		SOLE		0	0	3,851
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	512,999	6,691	SH		SOLE		0	0	6,691
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	641,250	8,829	SH		SOLE		0	0	8,829
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	3,306,899	27,332	SH		SOLE		0	0	27,332
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	5,733,760	70,327	SH		SOLE		0	0	70,327
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	4,476,374	93,472	SH		SOLE		0	0	93,472
VANGUARD WORLD FD	INF TECH ETF	92204A702	4,597,937	8,769	SH		SOLE		0	0	8,769
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	257,576	2,331	SH		SOLE		0	0	2,331
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	17,562,922	299,453	SH		SOLE		0	0	299,453
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	5,667,208	66,626	SH		SOLE		0	0	66,626
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,492,252	49,254	SH		SOLE		0	0	49,254
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	223,868	2,589	SH		SOLE		0	0	2,589
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	10,025,804	41,816	SH		SOLE		0	0	41,816
VANGUARD INDEX FDS	GROWTH ETF	922908736	647,440	1,881	SH		SOLE		0	0	1,881
VANGUARD INDEX FDS	VALUE ETF	922908744	550,467	3,380	SH		SOLE		0	0	3,380
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,424,573	6,232	SH		SOLE		0	0	6,232
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	756,661	2,911	SH		SOLE		0	0	2,911
VERIZON COMMUNICATIONS INC	COM	92343V104	412,970	9,842	SH		SOLE		0	0	9,842
YUM BRANDS INC	COM	988498101	616,993	4,450	SH		SOLE		0	0	4,450

Cornerstone Advisors Asset Management 13F-HRQuarterly holdings report by institutional manager