Globe Life (GL) 10-Q6 Nov 242024 Q3 Quarterly reportFinancial data

Company Profile

Cover

Cover - shares	9 Months Ended
Cover - shares	Sep. 30, 2024	Oct. 31, 2024
Entity Listings [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	001-08052
Entity Registrant Name	GLOBE LIFE INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	63-0780404
Entity Address, Address Line One	3700 South Stonebridge Drive
Entity Address, City or Town	McKinney
Entity Address, State or Province	TX
Entity Address, Postal Zip Code	75070
City Area Code	972
Local Phone Number	569-4000
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		83,945,064
Entity Central Index Key	0000320335
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Amendment Flag	false
Common Stock, $1.00 par value per share
Entity Listings [Line Items]
Title of 12(b) Security	Common Stock, $1.00 par value per share
Trading Symbol	GL
Security Exchange Name	NYSE
4.250% Junior Subordinated Debentures
Entity Listings [Line Items]
Title of 12(b) Security	4.250% Junior Subordinated Debentures
Trading Symbol	GL PRD
Security Exchange Name	NYSE

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Investments:
Fixed maturities—available for sale, at fair value (amortized cost: 2024—$19,084,454; 2023—$18,924,914, allowance for credit losses: 2024— $7,132; 2023— $7,115)	$ 18,334,570	$ 17,870,206
Mortgage loans	381,315	279,199
Policy loans	691,072	657,020
Other long-term investments (includes: 2024—$979,397; 2023—$795,583 under the fair value option)	1,221,888	835,878
Short-term investments	100,501	81,740
Total investments	20,729,346	19,724,043
Cash	134,549	103,156
Accrued investment income	284,952	270,396
Other receivables	651,871	630,223
Deferred acquisition costs	6,386,682	6,009,477
Goodwill	490,446	481,791
Other assets	878,974	832,413
Total assets	29,556,820	28,051,499
Liabilities:
Future policy benefits	19,814,913	19,460,353
Unearned and advance premium	264,644	254,567
Policy claims and other benefits payable	530,399	514,875
Other policyholders' funds	469,288	236,958
Total policy liabilities	21,079,244	20,466,753
Current and deferred income taxes	619,970	494,639
Short-term debt	437,418	486,113
Long-term debt (estimated fair value: 2024—$2,202,644; 2023—$1,491,229)	2,323,676	1,629,559
Other liabilities	457,887	487,632
Total liabilities	24,918,195	23,564,696
Commitments and Contingencies (Note 5)
Shareholders' equity:
Preferred stock, par value $1 per share—5,000,000 shares authorized; outstanding: 0 in 2024 and 2023	0	0
Common stock, par value $1 per share—320,000,000 shares authorized; outstanding: (2024—102,218,183 issued; 2023—102,218,183 issued)	102,218	102,218
Additional paid-in-capital	543,255	532,474
Accumulated other comprehensive income (loss)	(2,484,743)	(2,772,419)
Retained earnings	8,225,030	7,478,813
Treasury stock, at cost: (2024—17,942,902 shares; 2023—8,426,854 shares)	(1,747,135)	(854,283)
Total shareholders' equity	4,638,625	4,486,803
Total liabilities and shareholders' equity	$ 29,556,820	$ 28,051,499

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets:
Fixed maturities, available for sale, amortized cost	$ 19,084,454	$ 18,924,914
Fixed maturities, available for sale, allowance for credit losses	7,132	7,115
Other long-term investments under fair value option	1,221,888	835,878
Liabilities:
Future policy benefits at original rates	17,402,917	16,984,615
Total long-term debt, fair value	$ 2,202,644	$ 1,491,229
Shareholders' equity:
Preferred stock, par value (in dollars per share)	$ 1	$ 1
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	320,000,000	320,000,000
Common stock, shares issued (in shares)	102,218,183	102,218,183
Common stock, shares outstanding (in shares)	102,218,183	102,218,183
Common stock, shares held in treasury (in shares)	17,942,902	8,426,854
Investment funds
Assets:
Other long-term investments under fair value option	$ 979,397	$ 795,583

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Revenue:
Revenue		$ 1,172,593	$ 1,119,335	$ 3,485,002	$ 3,325,345
Net investment income		284,964	266,926	853,178	785,275
Realized gains (losses)		(2,192)	(2,193)	(26,580)	(78,963)
Other income		42	50	192	185
Total revenue		1,455,407	1,384,118	4,311,792	4,031,842
Benefits and expenses:
Total policyholder benefits		688,184	719,044	2,155,671	2,144,481
Amortization of deferred acquisition costs		104,310	95,757	305,703	282,159
Commissions, premium taxes, and non-deferred acquisition costs		149,693	138,677	447,605	414,933
Other operating expense		104,874	85,870	297,196	256,074
Interest expense		31,388	25,955	91,413	76,640
Total benefits and expenses		1,078,449	1,065,303	3,297,588	3,174,287
Income before income taxes		376,958	318,815	1,014,204	857,555
Income tax benefit (expense)		(73,964)	(61,732)	(198,638)	(161,602)
Net income		$ 302,994	$ 257,083	$ 815,566	$ 695,953
Basic net income per common share (in dollars per share)		$ 3.45	$ 2.72	$ 8.96	$ 7.29
Diluted net income per common share (in dollars per share)		$ 3.44	$ 2.68	$ 8.93	$ 7.20
Life premium
Revenue:
Revenue		$ 818,638	$ 788,099	$ 2,438,385	$ 2,342,429
Benefits and expenses:
Total policyholder benefits	[1]	454,502	515,676	1,493,165	1,536,317
Health premium
Revenue:
Revenue		353,955	331,236	1,046,617	982,916
Benefits and expenses:
Total policyholder benefits	[2]	221,926	193,790	629,676	580,676
Other premium
Revenue:
Revenue		0	0	0	0
Benefits and expenses:
Total policyholder benefits		$ 11,756	$ 9,578	$ 32,830	$ 27,488

[1]Net of total remeasurement including both the impact of assumption changes and the effect of actual to expected experience adjustments, resulting in a gain of $70.6 million for the three months ended September 30, 2024, and a total remeasurement gain of $11.3 million for the same period in 2023. Net of a total remeasurement gain of $87.8 million for the nine months ended September 30, 2024, and a total remeasurement gain of $16.5 million for the same period in 2023.[2]Net of total remeasurement including both the impact of assumption changes and the effect of actual to expected experience adjustments, resulting in a loss of $9.6 million for the three months ended September 30, 2024 and a total remeasurement gain of $7.8 million for the same period in 2023. Net of a total remeasurement loss of $3.1 million for the nine months ended September 30, 2024, and a total remeasurement gain of $8.3 million for the same period in 2023.

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Operations (Parenthetical) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Life insurance
Policyholder benefits net of remeasurement gain (losses)	$ 70.6	$ 11.3	$ 87.8	$ 16.5
Health premium
Policyholder benefits net of remeasurement gain (losses)	$ (9.6)	$ 7.8	$ (3.1)	$ 8.3

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 302,994	$ 257,083	$ 815,566	$ 695,953
Unrealized gains (losses) on fixed maturities:
Unrealized holding gains (losses) arising during period	869,743	(1,068,091)	301,715	(932,301)
Other reclassification adjustments included in net income	(2,408)	851	2,580	82,866
Foreign exchange adjustment on fixed maturities recorded at fair value	(954)	1,603	546	603
Total unrealized investment gains (losses)	866,381	(1,065,637)	304,841	(848,832)
Less applicable tax (expense) benefit	(181,941)	223,782	(64,018)	178,250
Unrealized gains (losses) on investments, net of tax	684,440	(841,855)	240,823	(670,582)
Future Policy Benefits:
Change in discount rate on future policy benefits	(1,247,366)	1,687,310	63,614	1,272,631
Less applicable tax (expense) benefit	261,946	(354,334)	(13,360)	(267,252)
Future policy benefit adjustments, net of tax	(985,420)	1,332,976	50,254	1,005,379
Foreign exchange translation:
Foreign exchange translation adjustments, other than securities	7,296	(7,881)	(4,660)	(4,039)
Less applicable tax (expense) benefit	(1,532)	1,655	979	847
Foreign exchange translation adjustments, other than securities, net of tax	5,764	(6,226)	(3,681)	(3,192)
Pension:
Pension adjustments	118	35	354	(336)
Less applicable tax (expense) benefit	(25)	(7)	(74)	70
Pension adjustments, net of tax	93	28	280	(266)
Other comprehensive income (loss)	(295,123)	484,923	287,676	331,339
Comprehensive income (loss)	$ 7,871	$ 742,006	$ 1,103,242	$ 1,027,292

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock	Common Stock	Additional Paid-In Capital	Accumulated Other Comprehensive Income (Loss)	Retained Earnings	Treasury Stock
Beginning balance at Dec. 31, 2022	$ 3,949,577	$ 0	$ 105,218	$ 529,661	$ (2,790,313)	$ 6,894,535	$ (789,524)
Increase (Decrease) in Stockholders' Equity
Comprehensive income (loss)	52,830				(170,780)	223,610
Common dividends declared	(21,542)					(21,542)
Acquisition of treasury stock	(179,276)						(179,276)
Stock-based compensation	7,678			(1,022)			8,700
Exercise of stock options	37,024					(4,059)	41,083
Ending balance at Mar. 31, 2023	3,846,291	0	105,218	528,639	(2,961,093)	7,092,544	(919,017)
Beginning balance at Dec. 31, 2022	3,949,577	0	105,218	529,661	(2,790,313)	6,894,535	(789,524)
Increase (Decrease) in Stockholders' Equity
Comprehensive income (loss)	1,027,292
Ending balance at Sep. 30, 2023	4,623,131	0	105,218	543,693	(2,458,974)	7,519,893	(1,086,699)
Beginning balance at Mar. 31, 2023	3,846,291	0	105,218	528,639	(2,961,093)	7,092,544	(919,017)
Increase (Decrease) in Stockholders' Equity
Comprehensive income (loss)	232,456				17,196	215,260
Common dividends declared	(21,330)					(21,330)
Acquisition of treasury stock	(89,755)						(89,755)
Stock-based compensation	7,487			7,487		0	0
Exercise of stock options	5,157					(665)	5,822
Ending balance at Jun. 30, 2023	3,980,306	0	105,218	536,126	(2,943,897)	7,285,809	(1,002,950)
Increase (Decrease) in Stockholders' Equity
Comprehensive income (loss)	742,006				484,923	257,083
Common dividends declared	(21,181)					(21,181)
Acquisition of treasury stock	(96,898)						(96,898)
Stock-based compensation	7,567			7,567			0
Exercise of stock options	11,331					(1,818)	13,149
Ending balance at Sep. 30, 2023	4,623,131	0	105,218	543,693	(2,458,974)	7,519,893	(1,086,699)
Beginning balance at Dec. 31, 2023	4,486,803	0	102,218	532,474	(2,772,419)	7,478,813	(854,283)
Increase (Decrease) in Stockholders' Equity
Comprehensive income (loss)	559,400				305,183	254,217
Common dividends declared	(22,603)					(22,603)
Acquisition of treasury stock	(23,469)						(23,469)
Stock-based compensation	9,267			(5,612)		(438)	15,317
Exercise of stock options	29,763					(3,334)	33,097
Ending balance at Mar. 31, 2024	5,039,161	0	102,218	526,862	(2,467,236)	7,706,655	(829,338)
Beginning balance at Dec. 31, 2023	4,486,803	0	102,218	532,474	(2,772,419)	7,478,813	(854,283)
Increase (Decrease) in Stockholders' Equity
Comprehensive income (loss)	1,103,242
Ending balance at Sep. 30, 2024	4,638,625	0	102,218	543,255	(2,484,743)	8,225,030	(1,747,135)
Beginning balance at Mar. 31, 2024	5,039,161	0	102,218	526,862	(2,467,236)	7,706,655	(829,338)
Increase (Decrease) in Stockholders' Equity
Comprehensive income (loss)	535,971				277,616	258,355
Common dividends declared	(21,595)					(21,595)
Acquisition of treasury stock	(335,873)						(335,873)
Stock-based compensation	10,090			7,166			2,924
Exercise of stock options	0					0	0
Ending balance at Jun. 30, 2024	5,227,754	0	102,218	534,028	(2,189,620)	7,943,415	(1,162,287)
Increase (Decrease) in Stockholders' Equity
Comprehensive income (loss)	7,871				(295,123)	302,994
Common dividends declared	(20,215)					(20,215)
Acquisition of treasury stock	(591,106)						(591,106)
Stock-based compensation	9,233			9,227			6
Exercise of stock options	5,088					(1,164)	6,252
Ending balance at Sep. 30, 2024	$ 4,638,625	$ 0	$ 102,218	$ 543,255	$ (2,484,743)	$ 8,225,030	$ (1,747,135)

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended				9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023	Sep. 30, 2024
Statement of Stockholders' Equity [Abstract]
Common dividends declared, per share (in dollars per share)	$ 0.2400	$ 0.2400	$ 0.2250	$ 0.2250	$ 0.2250

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Statement of Cash Flows [Abstract]
Cash provided from (used for) operating activities	$ 1,065,513	$ 1,091,028
Investments sold or matured:
Fixed maturities available for sale—sold	674,125	192,007
Fixed maturities available for sale—matured or other redemptions	161,275	212,936
Mortgage loans	29,433	32,164
Other long-term investments	29,995	100,999
Total investments sold or matured	894,828	538,106
Acquisition of investments:
Fixed maturities—available for sale	(1,000,665)	(1,076,699)
Mortgage loans	(134,667)	(95,995)
Other long-term investments	(445,776)	(103,098)
Total investments acquired	(1,581,108)	(1,275,792)
Net (increase) decrease in policy loans	(34,052)	(29,687)
Net (increase) decrease in short-term investments	(18,761)	30,187
Additions to property and equipment	(56,047)	(36,449)
Other investing activities	(96)	0
Investments in low-income housing interests	(27,840)	(54,337)
Cash provided from (used for) investing activities	(822,884)	(827,972)
Cash provided from (used for) financing activities:
Issuance of common stock	34,851	61,079
Cash dividends paid to shareholders	(65,292)	(62,945)
Repayment of debt	0	(165,612)
Proceeds from issuance of debt	530,000	170,000
Payment for debt issuance costs	(7,138)	(757)
Net borrowing from FHLB	17,000	198,000
Net borrowing (repayment) of commercial paper	31,443	(34,066)
Proceeds from commercial paper with original maturities greater than 90 days	387,247	0
Repayment of commercial paper with original maturities greater than 90 days	(314,836)	0
Acquisition of treasury stock	(950,448)	(365,929)
Net receipts (payments) from deposit-type products	122,291	(69,526)
Cash provided from (used for) financing activities	(214,882)	(269,756)
Effect of foreign exchange rate changes on cash	3,646	(313)
Net increase (decrease) in cash	31,393	(7,013)
Cash at beginning of year	103,156	92,559
Cash at end of period	$ 134,549	$ 85,546

Significant Accounting Policies

Significant Accounting Policies	9 Months Ended
Significant Accounting Policies	Sep. 30, 2024
Accounting Policies [Abstract]
Significant Accounting Policies	Note 1—Significant Accounting Policies Business : (Globe Life), (the Company), refers to Globe Life Inc., an insurance holding company incorporated in Delaware in 1979, and Globe Life Inc. subsidiaries and affiliates. Globe Life Inc.'s direct or indirect primary subsidiaries are Globe Life And Accident Insurance Company, American Income Life Insurance Company, Liberty National Life Insurance Company, Family Heritage Life Insurance Company of America, and United American Insurance Company. The underwriting companies are owned by their ultimate corporate parent, Globe Life Inc. (Parent Company). Globe Life provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The Company is organized into four reportable segments: life insurance, supplemental health insurance, annuities, and investments. Globe Life markets its insurance products through a number of distribution channels, each of which sells the products of one or more of Globe Life's insurance segments. Our distribution channels consist of the following exclusive agencies: American Income Life Division (American Income), Liberty National Division (Liberty National) and Family Heritage Division (Family Heritage); an independent agency, United American Division (United American); and our Direct to Consumer Division (DTC). Basis of Presentation : The accompanying condensed consolidated financial statements of Globe Life have been prepared in accordance with the instructions to Form 10-Q. Therefore, they do not include all of the disclosures required by accounting principles generally accepted in the United States of America (GAAP) for annual financial statements. However, in the opinion of management, these statements include all adjustments, consisting of normal recurring adjustments, which are necessary for a fair presentation of the condensed consolidated financial position at September 30, 2024, and the condensed consolidated results of operations, comprehensive income, and cash flows for the periods ended September 30, 2024 and 2023. The interim period condensed consolidated financial statements should be read in conjunction with the Consolidated Financial Statements that are included in the Form 10-K filed with the Securities Exchange Commission (SEC) on February 28, 2024. Use of Estimates : The preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date of the condensed consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. See further documentation in the significant accounting policies or the accompanying notes.

New Accounting Standards

New Accounting Standards	9 Months Ended
New Accounting Standards	Sep. 30, 2024
Accounting Changes and Error Corrections [Abstract]
New Accounting Standards	Note 2—New Accounting Standards Accounting Pronouncements Adopted in the Current Year Standard Description Effective Date Effect on the Condensed Consolidated Financial Statements ASU No. 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions ASU 2022-03 adds disclosure requirements specific to equity securities subject to contractual sale restrictions. The disclosures clarify the nature of the contractual sale as well as the duration of the restriction and the circumstances that could cause a lapse in the restriction. This standard is effective for the Company for fiscal years beginning on January 1, 2024 and interim periods within those fiscal years. The adoption of this standard did not have a material impact on the Condensed Consolidated Financial Statements. Accounting Pronouncements Yet to be Adopted Standard Description Effective Date Effect on the Condensed Consolidated Financial Statements ASU No. 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures ASU 2023-07 adds disclosure requirements to segment expenses, improving the financial reporting of the entity’s overall performance and assessment of future cash flows. The disclosures will require more detailed information related to the entity’s reportable segments. This standard is effective for the Company for annual periods beginning on January 1, 2024 and for interim periods beginning on January 1, 2025, and will be implemented on a retrospective basis. The Company is evaluating the standard, but does not expect the standard will have a material impact on the Condensed Consolidated Financial Statements. ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures ASU 2023-09 adds disclosure requirements to disaggregated information related to the effective tax rate reconciliation and information on income taxes paid. The disclosures will enhance the assessment of the entity’s operations and related tax risks. This standard is effective for the Company for annual periods beginning on January 1, 2025, and will be implemented on a prospective basis. The Company does not expect the standard will have a material impact on the Condensed Consolidated Financial Statements.

Supplemental Information about

Supplemental Information about Changes to Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Supplemental Information about Changes to Accumulated Other Comprehensive Income	Note 3—Supplemental Information about Changes to Accumulated Other Comprehensive Income Components of Accumulated Other Comprehensive Income : An analysis of the change in balance by component of Accumulated Other Comprehensive Income is as follows for the three and nine month periods ended September 30, 2024 and 2023: Three Months Ended September 30, 2024 Available Future Policy Benefits Foreign Pension Total Balance at July 1, 2024 $ (1,271,213) $ (911,717) $ (4,726) $ (1,964) $ (2,189,620) Other comprehensive income (loss) before reclassifications, net of tax 686,343 (985,420) 5,764 — (293,313) Reclassifications, net of tax (1,903) — — 93 (1,810) Other comprehensive income (loss) 684,440 (985,420) 5,764 93 (295,123) Balance at September 30, 2024 $ (586,773) $ (1,897,137) $ 1,038 $ (1,871) $ (2,484,743) Three Months Ended September 30, 2023 Available Future Policy Benefits Foreign Pension Total Balance at July 1, 2023 $ (1,249,399) $ (1,696,801) $ 1,353 $ 950 $ (2,943,897) Other comprehensive income (loss) before reclassifications, net of tax (842,527) 1,332,976 (6,226) — 484,223 Reclassifications, net of tax 672 — — 28 700 Other comprehensive income (loss) (841,855) 1,332,976 (6,226) 28 484,923 Balance at September 30, 2023 $ (2,091,254) $ (363,825) $ (4,873) $ 978 $ (2,458,974) Nine Months Ended September 30, 2024 Available Future Policy Benefits Foreign Pension Total Balance at January 1, 2024 $ (827,596) $ (1,947,391) $ 4,719 $ (2,151) $ (2,772,419) Other comprehensive income (loss) before reclassifications, net of tax 238,785 50,254 (3,681) — 285,358 Reclassifications, net of tax 2,038 — — 280 2,318 Other comprehensive income (loss) 240,823 50,254 (3,681) 280 287,676 Balance at September 30, 2024 $ (586,773) $ (1,897,137) $ 1,038 $ (1,871) $ (2,484,743) Nine Months Ended September 30, 2023 Available Future Policy Benefits Foreign Pension Total Balance at January 1, 2023 $ (1,420,672) $ (1,369,204) $ (1,681) $ 1,244 $ (2,790,313) Other comprehensive income (loss) before reclassifications, net of tax (736,046) 1,005,379 (3,192) — 266,141 Reclassifications, net of tax 65,464 — — (266) 65,198 Other comprehensive income (loss) (670,582) 1,005,379 (3,192) (266) 331,339 Balance at September 30, 2023 $ (2,091,254) $ (363,825) $ (4,873) $ 978 $ (2,458,974) Reclassification Adjustments : Reclassification adjustments out of Accumulated Other Comprehensive Income are presented below for the three and nine month periods ended September 30, 2024 and 2023. Three Months Ended Nine Months Ended September 30, Affected line items in the Statements of Operations Component Line Item 2024 2023 2024 2023 Unrealized investment (gains) losses on available for sale assets: Realized (gains) losses $ (257) $ 1,759 $ 9,732 $ 85,230 Realized (gains) losses Amortization of (discount) premium (2,151) (908) (7,152) (2,364) Net investment income Total before tax (2,408) 851 2,580 82,866 Tax 505 (179) (542) (17,402) Income taxes Total after-tax (1,903) 672 2,038 65,464 Pension adjustments: Amortization of prior service cost 265 269 803 807 Other operating expense Amortization of actuarial (gain) loss (147) (234) (449) (1,143) Other operating expense Total before tax 118 35 354 (336) Tax (25) (7) (74) 70 Income taxes Total after-tax 93 28 280 (266) Total reclassification (after-tax) $ (1,810) $ 700 $ 2,318 $ 65,198

Investments

Investments	9 Months Ended
Investments	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Investments	1.20x Total % of Gross Total Loan-to-value ratio (2) : Less than 70% $ 22,841 $ 138,034 $ 203,226 $ 364,101 94 70% to 80% 1,058 — — 1,058 — 81% to 90% 8,569 — — 8,569 2 Greater than 90% 14,789 — — 14,789 4 Total $ 47,257 $ 138,034 $ 203,226 388,517 100 Less allowance for credit losses (7,202) Total, net of allowance for credit losses $ 381,315 (1) Annual net operating income divided by annual mortgage debt service (principal and interest). (2) Loan balance divided by stabilized appraised value at origination, including planned renovations and stabilized occupancy. Updated internal valuations are used when a loan is materially underperforming. December 31, 2023 Recorded Investment Debt Service Coverage Ratios (1) <1.00x 1.00x—1.20x >1.20x Total % of Gross Total Loan-to-value ratio (2) : Less than 70% $ 27,091 $ 180,761 $ 58,364 $ 266,216 94 70% to 80% — — — — — 81% to 90% 8,468 — 1,153 9,621 3 Greater than 90% 7,034 — — 7,034 3 Total $ 42,593 $ 180,761 $ 59,517 282,871 100 Less allowance for credit losses (3,672) Total, net of allowance for credit losses $ 279,199 (1) Annual net operating income divided by annual mortgage debt service (principal and interest). (2) Loan balance divided by stabilized appraised value at origination, including planned renovations and stabilized occupancy. Updated internal valuations are used when a loan is materially underperforming. As of September 30, 2024, the Company evaluated the commercial mortgage loan portfolio on a pool basis to determine the allowance for credit losses. At the end of the period, the Company had 36 loans in the portfolio. For the nine months ended September 30, 2024, the allowance for credit losses increased by $3.5 million to $7.2 million. The provision for credit losses is included in "Realized gains (losses)" in the Condensed Consolidated Statements of Operations . Three Months Ended Nine Months Ended 2024 2023 2024 2023 Allowance for credit losses beginning balance $ 5,826 $ 2,928 $ 3,672 $ 1,789 Provision (reversal) for credit losses 1,376 60 3,530 1,199 Allowance for credit losses ending balance $ 7,202 $ 2,988 $ 7,202 $ 2,988 There was one delinquent commercial mortgage loan, with an outstanding par value of $36.0 million and outstanding interest due of $1.9 million, as of September 30, 2024. The underlying collateral for this loan is in the process of being sold and the Company expects to recover all interest and principal due as of September 30, 2024. There were no delinquent commercial mortgage loans as of December 31, 2023. As of September 30, 2024, the Company had three commercial mortgage loans in non-accrual status with a principal balance of $8.8 million. As of December 31, 2023, the Company had no commercial mortgage loans in non-accrual status. The Company's unfunded commitment balance to commercial loan borrowers was $31 million as of September 30, 2024. Other Long-Term Investments : Other long-term investments consist of the following assets: September 30, December 31, 2023 Investment funds $ 979,397 $ 795,583 Company-owned life insurance 200,114 — Other 42,377 40,295 Total $ 1,221,888 $ 835,878 During the current quarter ended September 30, 2024, the Company acquired other investments in company-owned life insurance (COLI) in the amount of $200 million. COLI is reported at cash surrender value. The following table presents additional information about the Company's investment funds as of September 30, 2024 and December 31, 2023 at fair value: Fair Value Unfunded Commitments Investment Category September 30, December 31, 2023 September 30, Redemption Term/Notice (1) Commercial mortgage loans $ 567,425 $ 411,315 $ 378,892 Fully redeemable and non-redeemable with varying terms. Opportunistic and private credit 195,957 181,410 166,514 Fully redeemable and non-redeemable with varying terms. Infrastructure 174,971 165,887 16,318 Fully redeemable and non-redeemable with varying terms. Other 41,044 36,971 50,757 Non-redeemable with varying terms Total investment funds $ 979,397 $ 795,583 $ 612,481 (1) Non-redeemable funds generally have an expected life of 7 to 12 years from fund closing with extension options of 1 to 4 years. Redemptions are paid out throughout the life of the funds at the General Partner's discretion. Redeemable funds can generally be redeemed over 6 to 36 months upon request from limited partners. The Company had $226 million of capital called during the period from existing investment funds. The Company's unfunded commitments were $612 million as of September 30, 2024." id="sjs-B4">Note 4—Investments Portfolio Composition : Summaries of fixed maturities available for sale by amortized cost, fair value, and allowance for credit losses at September 30, 2024 and December 31, 2023, and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) are as follows. Redeemable preferred stock is included within "Corporates, by sector." At September 30, 2024 Amortized Allowance for Credit Losses Gross Gross Fair Value (1) % of Total Fixed Maturities (2) Fixed maturities available for sale: U.S. Government direct, guaranteed, and government-sponsored enterprises $ 397,969 $ — $ 38 $ (21,026) $ 376,981 2 States, municipalities, and political subdivisions 3,253,819 — 49,409 (424,989) 2,878,239 16 Foreign governments 41,794 — 17 (9,885) 31,926 — Corporates, by sector: Industrials 8,115,835 (7,132) 258,165 (508,089) 7,858,779 43 Financial 5,014,169 — 171,762 (299,903) 4,886,028 26 Utilities 2,140,610 — 109,998 (72,371) 2,178,237 12 Total corporates 15,270,614 (7,132) 539,925 (880,363) 14,923,044 81 Collateralized debt obligations 36,685 — 5,798 — 42,483 — Other asset-backed securities 83,573 — 1 (1,677) 81,897 1 Total fixed maturities $ 19,084,454 $ (7,132) $ 595,188 $ (1,337,940) $ 18,334,570 100 (1) Amount reported in the balance sheet. (2) At fair value. At December 31, 2023 Amortized Allowance for Credit Losses Gross Gross Fair Value (1) % of Total Fixed Maturities (2) Fixed maturities available for sale: U.S. Government direct, guaranteed, and government-sponsored enterprises $ 398,450 $ — $ 7 $ (32,306) $ 366,151 2 States, municipalities, and political subdivisions 3,296,305 — 47,346 (403,329) 2,940,322 16 Foreign governments 44,453 — 1 (10,348) 34,106 — Corporates, by sector: Industrials 8,016,126 (7,115) 213,078 (566,847) 7,655,242 43 Financial 5,028,151 — 112,368 (388,340) 4,752,179 27 Utilities 2,017,967 — 73,925 (94,130) 1,997,762 11 Total corporates 15,062,244 (7,115) 399,371 (1,049,317) 14,405,183 81 Collateralized debt obligations 37,110 — 5,036 — 42,146 — Other asset-backed securities 86,352 — 3 (4,057) 82,298 1 Total fixed maturities $ 18,924,914 $ (7,115) $ 451,764 $ (1,499,357) $ 17,870,206 100 (1) Amount reported in the balance sheet. (2) At fair value. The Company has exposure to real estate investment trusts with an average rating of BBB+, which had a fair value of $429 million (2% of the total fixed maturity portfolio) and $425 million (2% of the total fixed maturity portfolio) at September 30, 2024 and December 31, 2023, respectively. A schedule of fixed maturities available for sale by contractual maturity date at September 30, 2024, is shown below on an amortized cost basis, net of allowance for credit losses, and on a fair value basis. Actual disposition dates could differ from contractual maturities due to call or prepayment provisions. At September 30, 2024 Amortized Fair Fixed maturities available for sale: Due in one year or less $ 111,956 $ 111,456 Due after one year through five years 748,300 771,458 Due after five years through ten years 1,841,477 1,912,103 Due after ten years through twenty years 8,954,048 8,827,993 Due after twenty years 7,301,254 6,587,150 Mortgage-backed and asset-backed securities 120,287 124,410 $ 19,077,322 $ 18,334,570 Analysis of Investment Operations: "Net investment income" for the three and nine month periods ended September 30, 2024 and 2023 is summarized as follows: Three Months Ended Nine Months Ended 2024 2023 % Change 2024 2023 % Change Fixed maturities available for sale $ 245,313 $ 237,609 3 $ 738,626 $ 704,095 5 Policy loans 13,296 12,446 7 39,196 36,435 8 Mortgage loans 7,668 5,363 43 21,337 13,919 53 Other long-term investments (1) 19,992 14,630 37 58,608 38,753 51 Short-term investments 3,083 1,396 8,396 4,811 289,352 271,444 7 866,163 798,013 9 Less investment expense (4,388) (4,518) (3) (12,985) (12,738) 2 Net investment income $ 284,964 $ 266,926 7 $ 853,178 $ 785,275 9 (1) For the three months ended September 30, 2024 and 2023, the investment funds, accounted for under the fair value option method, recorded $19.1 million and $14.0 million, respectively, in net investment income. For the nine months ended September 30, 2024 and 2023, the investment funds, accounted for under the fair value option method, recorded $56.1 million and $37.2 million, respectively, in net investment income. Refer to Other Long-Term Investments below for further discussion on the investment funds. Selected information about sales of fixed maturities available for sale is as follows: Three Months Ended Nine Months Ended 2024 2023 2024 2023 Fixed maturities available for sale: Proceeds from sales (1) $ 163,221 $ 46,210 $ 674,125 $ 192,034 Gross realized gains 2,042 261 6,086 308 Gross realized losses (1,856) (67,018) (15,824) (77,879) (1) As of September 30, 2024 and 2023, the Company had $0 and $27 thousand of unsettled trades, respectively. An analysis of "Realized gains (losses)" is as follows: Three Months Ended Nine Months Ended 2024 2023 2024 2023 Realized investment gains (losses): Fixed maturities available for sale: Sales and other (1) $ 257 $ (66,767) $ (9,716) $ (77,730) Provision for credit losses — 65,008 (16) (7,500) Fair value option—change in fair value (3,683) 868 (22,777) 7,954 Mortgage loans (1,376) (59) (3,530) (4,918) Other investments (16) 880 1,135 502 Realized gains (losses) from investments (4,818) (70) (34,904) (81,692) Other gains (losses) 2,626 (2,123) 8,324 2,729 Total realized gains (losses) (2,192) (2,193) (26,580) (78,963) Applicable tax 460 461 5,582 16,583 Realized gains (losses), net of tax $ (1,732) $ (1,732) $ (20,998) $ (62,380) (1) During the three months ended September 30, 2024 and 2023, the Company recorded $3.4 million and $21.1 million of issuer-initiated exchanges of fixed maturities (noncash transactions) that resulted in no realized gains (losses) in either period. During the nine months ended September 30, 2024 and 2023, the Company recorded $82.2 million and $39.0 million of issuer-initiated exchanges of fixed maturities (noncash transactions) that resulted in no realized gains (losses) in either period. Fair Value Measurements: The following tables represent the fair value of fixed maturities measured on a recurring basis at September 30, 2024 and December 31, 2023: Fair Value Measurement at September 30, 2024: Quoted Prices in Significant Other Significant Total Fair Fixed maturities available for sale U.S. Government direct, guaranteed, and government-sponsored enterprises $ — $ 376,981 $ — $ 376,981 States, municipalities, and political subdivisions — 2,878,239 — 2,878,239 Foreign governments — 31,926 — 31,926 Corporates, by sector: Industrials — 7,659,257 199,522 7,858,779 Financial — 4,754,596 131,432 4,886,028 Utilities — 2,063,380 114,857 2,178,237 Total corporates — 14,477,233 445,811 14,923,044 Collateralized debt obligations — — 42,483 42,483 Other asset-backed securities — 74,021 7,876 81,897 Total fixed maturities $ — $ 17,838,400 $ 496,170 $ 18,334,570 Percentage of total — % 97 % 3 % 100 % Fair Value Measurement at December 31, 2023: Quoted Prices in Significant Other Significant Total Fair Fixed maturities available for sale U.S. Government direct, guaranteed, and government-sponsored enterprises $ — $ 366,151 $ — $ 366,151 States, municipalities, and political subdivisions — 2,940,322 — 2,940,322 Foreign governments — 34,106 — 34,106 Corporates, by sector: Industrials — 7,440,493 214,749 7,655,242 Financial — 4,621,160 131,019 4,752,179 Utilities — 1,888,797 108,965 1,997,762 Total corporates — 13,950,450 454,733 14,405,183 Collateralized debt obligations — — 42,146 42,146 Other asset-backed securities — 82,298 — 82,298 Total fixed maturities $ — $ 17,373,327 $ 496,879 $ 17,870,206 Percentage of total — % 97 % 3 % 100 % The following tables represent changes in fixed maturities measured at fair value on a recurring basis using significant unobservable inputs (Level 3): Analysis of Changes in Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Asset- backed Securities Collateralized Corporates Total Balance at January 1, 2024 $ — $ 42,146 $ 454,733 $ 496,879 Included in realized gains / losses — — — — Included in other comprehensive income — 762 5,448 6,210 Acquisitions 7,876 — 14,800 22,676 Sales — — — — Amortization — 3,414 (38) 3,376 Other (1) — (3,839) (29,132) (32,971) Transfers into Level 3 (2) — — — — Transfers out of Level 3 (2) — — — — Balance at September 30, 2024 $ 7,876 $ 42,483 $ 445,811 $ 496,170 Percent of total fixed maturities — % — % 3 % 3 % (1) Includes capitalized interest, foreign exchange adjustments, and principal repayments. (2) Considered to be transferred at the end of the period. Transfers into Level 3 occur when observable inputs are no longer available. Transfers out of Level 3 occur when observable inputs become available. Analysis of Changes in Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Asset- backed Securities Collateralized Corporates Total Balance at January 1, 2023 $ — $ 50,364 $ 478,083 $ 528,447 Included in realized gains / losses — — — — Included in other comprehensive income — (8,424) (15,968) (24,392) Acquisitions — — — — Sales — — — — Amortization — 3,429 5 3,434 Other (1) — (3,684) (26,669) (30,353) Transfers into Level 3 (2) — — — — Transfers out of Level 3 (2) — — — — Balance at September 30, 2023 $ — $ 41,685 $ 435,451 $ 477,136 Percent of total fixed maturities — % — % 3 % 3 % (1) Includes capitalized interest, foreign exchange adjustments, and principal repayments. (2) Considered to be transferred at the end of the period. Transfers into Level 3 occur when observable inputs are no longer available. Transfers out of Level 3 occur when observable inputs become available. The following table presents changes in unrealized gains and losses for the period included in accumulated other comprehensive income for assets held at the end of the reporting period for Level 3 classification: Changes in Unrealized Gains (Losses) included in Accumulated Other Comprehensive Income for Assets Held at the End of the Period Asset- Collateralized Corporates Total At September 30, 2024 $ — $ 762 $ 5,448 $ 6,210 At September 30, 2023 — (8,424) (15,968) (24,392) Unrealized Loss Analysis : The following table discloses information about fixed maturities available for sale in an unrealized loss position. Less than Twelve Months Twelve Months or Longer Total Number of issues (CUSIPs) held: As of September 30, 2024 87 1,553 1,640 As of December 31, 2023 151 1,614 1,765 Globe Life's entire fixed maturity portfolio consisted of 2,532 issues by 975 different issuers at September 30, 2024 and 2,473 issues by 980 different issuers at December 31, 2023. The weighted-average quality rating of all unrealized loss positions at amortized cost was A- as of September 30, 2024 and December 31, 2023. The following tables disclose unrealized investment losses by class and major sector of fixed maturities available for sale at September 30, 2024 and December 31, 2023. Analysis of Gross Unrealized Investment Losses At September 30, 2024 Less than Twelve Months Twelve Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Fixed maturities available for sale: Investment grade securities: U.S. Government direct, guaranteed, and government-sponsored enterprises $ — $ — $ 374,361 $ (21,026) $ 374,361 $ (21,026) States, municipalities, and political subdivisions 201,640 (4,821) 1,636,467 (420,168) 1,838,107 (424,989) Foreign governments — — 28,493 (9,885) 28,493 (9,885) Corporates, by sector: Industrials 124,717 (11,134) 4,071,839 (464,628) 4,196,556 (475,762) Financial 19,176 (303) 2,005,383 (261,465) 2,024,559 (261,768) Utilities 7,012 (92) 667,192 (71,489) 674,204 (71,581) Total corporates 150,905 (11,529) 6,744,414 (797,582) 6,895,319 (809,111) Collateralized debt obligations — — — — — — Other asset-backed securities — — 68,549 (1,607) 68,549 (1,607) Total investment grade securities 352,545 (16,350) 8,852,284 (1,250,268) 9,204,829 (1,266,618) Below investment grade securities: Corporates, by sector: Industrials 2,670 (169) 143,088 (32,158) 145,758 (32,327) Financial 4,199 (13) 178,887 (38,122) 183,086 (38,135) Utilities — — 11,945 (790) 11,945 (790) Total corporates 6,869 (182) 333,920 (71,070) 340,789 (71,252) Collateralized debt obligations — — — — — — Other asset-backed securities — — 5,432 (70) 5,432 (70) Total below investment grade securities 6,869 (182) 339,352 (71,140) 346,221 (71,322) Total fixed maturities $ 359,414 $ (16,532) $ 9,191,636 $ (1,321,408) $ 9,551,050 $ (1,337,940) Gross unrealized losses may fluctuate quarter over quarter due to factors in the market that affect our holdings, such as changes in interest rates or credit spreads. The Company considers many factors when determining whether an allowance for a credit loss should be recorded. While the Company holds securities that may be in an unrealized loss position from time to time, Globe Life does not generally intend to sell and it is unlikely that the Company will be required to sell the fixed maturities prior to their anticipated recovery or maturity due to the strong cash flows generated by its insurance operations. Analysis of Gross Unrealized Investment Losses At December 31, 2023 Less than Twelve Months Twelve Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Fixed maturities available for sale: Investment grade securities: U.S. Government direct, guaranteed, and government-sponsored enterprises $ — $ — $ 364,006 $ (32,306) $ 364,006 $ (32,306) States, municipalities, and political subdivisions 252,800 (3,520) 1,610,163 (399,809) 1,862,963 (403,329) Foreign governments — — 32,591 (10,348) 32,591 (10,348) Corporates, by sector: Industrials 191,573 (3,881) 4,317,827 (530,011) 4,509,400 (533,892) Financial 242,099 (6,584) 2,341,424 (339,628) 2,583,523 (346,212) Utilities 81,194 (648) 686,043 (91,959) 767,237 (92,607) Total corporates 514,866 (11,113) 7,345,294 (961,598) 7,860,160 (972,711) Collateralized debt obligations — — — — — — Other asset-backed securities — — 70,956 (3,648) 70,956 (3,648) Total investment grade securities 767,666 (14,633) 9,423,010 (1,407,709) 10,190,676 (1,422,342) Below investment grade securities: Corporates, by sector: Industrials 10,745 (199) 145,697 (32,756) 156,442 (32,955) Financial 25,563 (2,602) 151,190 (39,526) 176,753 (42,128) Utilities — — 19,654 (1,523) 19,654 (1,523) Total corporates 36,308 (2,801) 316,541 (73,805) 352,849 (76,606) Collateralized debt obligations — — — — — — Other asset-backed securities — — 11,288 (409) 11,288 (409) Total below investment grade securities 36,308 (2,801) 327,829 (74,214) 364,137 (77,015) Total fixed maturities $ 803,974 $ (17,434) $ 9,750,839 $ (1,481,923) $ 10,554,813 $ (1,499,357) Fixed Maturities, Allowance for Credit Losses : A summary of the activity in the allowance for credit losses is as follows. Three Months Ended Nine Months Ended 2024 2023 2024 2023 Allowance for credit losses beginning balance $ 7,132 $ 72,508 $ 7,115 $ — Additions to allowance for which credit losses were not previously recorded — — — 72,508 Additions (reductions) to allowance for fixed maturities that previously had an allowance — (65,008) 17 (65,008) Reduction of allowance for which the Company intends to sell or more likely than not will be required to sell or sold during the period — — — — Allowance for credit losses ending balance $ 7,132 $ 7,500 $ 7,132 $ 7,500 As of September 30, 2024 and December 31, 2023, the Company did not have any fixed maturities in non-accrual status. Mortgage Loans (commercial mortgage loans) : Summaries of commercial mortgage loans by property type and geographical location at September 30, 2024 and December 31, 2023 are as follows: September 30, 2024 December 31, 2023 Carrying Value % of Total Carrying Value % of Total Property type: Multi-family $ 127,155 33 $ 116,299 42 Industrial 102,402 27 57,267 20 Retail 73,252 19 23,925 9 Hospitality 43,435 11 43,897 16 Mixed use 35,886 10 34,749 12 Office 6,387 2 6,734 2 Total recorded investment 388,517 102 282,871 101 Less allowance for credit losses (7,202) (2) (3,672) (1) Carrying value, net of allowance for credit losses $ 381,315 100 $ 279,199 100 September 30, 2024 December 31, 2023 Carrying Value % of Total Carrying Value % of Total Geographic location: Texas $ 75,002 20 $ 45,111 16 New Jersey 51,454 14 44,574 16 Florida 46,506 12 48,233 17 California 40,715 11 54,721 20 New York 35,865 9 20,284 7 Alabama 35,838 9 11,003 4 Other 103,137 27 58,945 21 Total recorded investment 388,517 102 282,871 101 Less allowance for credit losses (7,202) (2) (3,672) (1) Carrying value, net of allowance for credit losses $ 381,315 100 $ 279,199 100 The following tables are reflective of the key factors, debt service coverage ratios, and loan-to-value (LTV) ratios that are utilized by management to monitor the performance of the portfolios. The Company only makes new investments in commercial mortgage loans that have a LTV ratio less than 80%. LTV's that exceed 80% are generally as a result of decreases in the valuation of the underlying property. Generally, a higher LTV ratio and a lower debt service coverage ratio equates to higher risk of loss. September 30, 2024 Recorded Investment Debt Service Coverage Ratios (1) <1.00x 1.00x—1.20x >1.20x Total % of Gross Total Loan-to-value ratio (2) : Less than 70% $ 22,841 $ 138,034 $ 203,226 $ 364,101 94 70% to 80% 1,058 — — 1,058 — 81% to 90% 8,569 — — 8,569 2 Greater than 90% 14,789 — — 14,789 4 Total $ 47,257 $ 138,034 $ 203,226 388,517 100 Less allowance for credit losses (7,202) Total, net of allowance for credit losses $ 381,315 (1) Annual net operating income divided by annual mortgage debt service (principal and interest). (2) Loan balance divided by stabilized appraised value at origination, including planned renovations and stabilized occupancy. Updated internal valuations are used when a loan is materially underperforming. December 31, 2023 Recorded Investment Debt Service Coverage Ratios (1) <1.00x 1.00x—1.20x >1.20x Total % of Gross Total Loan-to-value ratio (2) : Less than 70% $ 27,091 $ 180,761 $ 58,364 $ 266,216 94 70% to 80% — — — — — 81% to 90% 8,468 — 1,153 9,621 3 Greater than 90% 7,034 — — 7,034 3 Total $ 42,593 $ 180,761 $ 59,517 282,871 100 Less allowance for credit losses (3,672) Total, net of allowance for credit losses $ 279,199 (1) Annual net operating income divided by annual mortgage debt service (principal and interest). (2) Loan balance divided by stabilized appraised value at origination, including planned renovations and stabilized occupancy. Updated internal valuations are used when a loan is materially underperforming. As of September 30, 2024, the Company evaluated the commercial mortgage loan portfolio on a pool basis to determine the allowance for credit losses. At the end of the period, the Company had 36 loans in the portfolio. For the nine months ended September 30, 2024, the allowance for credit losses increased by $3.5 million to $7.2 million. The provision for credit losses is included in "Realized gains (losses)" in the Condensed Consolidated Statements of Operations . Three Months Ended Nine Months Ended 2024 2023 2024 2023 Allowance for credit losses beginning balance $ 5,826 $ 2,928 $ 3,672 $ 1,789 Provision (reversal) for credit losses 1,376 60 3,530 1,199 Allowance for credit losses ending balance $ 7,202 $ 2,988 $ 7,202 $ 2,988 There was one delinquent commercial mortgage loan, with an outstanding par value of $36.0 million and outstanding interest due of $1.9 million, as of September 30, 2024. The underlying collateral for this loan is in the process of being sold and the Company expects to recover all interest and principal due as of September 30, 2024. There were no delinquent commercial mortgage loans as of December 31, 2023. As of September 30, 2024, the Company had three commercial mortgage loans in non-accrual status with a principal balance of $8.8 million. As of December 31, 2023, the Company had no commercial mortgage loans in non-accrual status. The Company's unfunded commitment balance to commercial loan borrowers was $31 million as of September 30, 2024. Other Long-Term Investments : Other long-term investments consist of the following assets: September 30, December 31, 2023 Investment funds $ 979,397 $ 795,583 Company-owned life insurance 200,114 — Other 42,377 40,295 Total $ 1,221,888 $ 835,878 During the current quarter ended September 30, 2024, the Company acquired other investments in company-owned life insurance (COLI) in the amount of $200 million. COLI is reported at cash surrender value. The following table presents additional information about the Company's investment funds as of September 30, 2024 and December 31, 2023 at fair value: Fair Value Unfunded Commitments Investment Category September 30, December 31, 2023 September 30, Redemption Term/Notice (1) Commercial mortgage loans $ 567,425 $ 411,315 $ 378,892 Fully redeemable and non-redeemable with varying terms. Opportunistic and private credit 195,957 181,410 166,514 Fully redeemable and non-redeemable with varying terms. Infrastructure 174,971 165,887 16,318 Fully redeemable and non-redeemable with varying terms. Other 41,044 36,971 50,757 Non-redeemable with varying terms Total investment funds $ 979,397 $ 795,583 $ 612,481 (1) Non-redeemable funds generally have an expected life of 7 to 12 years from fund closing with extension options of 1 to 4 years. Redemptions are paid out throughout the life of the funds at the General Partner's discretion. Redeemable funds can generally be redeemed over 6 to 36 months upon request from limited partners. The Company had $226 million of capital called during the period from existing investment funds. The Company's unfunded commitments were $612 million as of September 30, 2024.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
Commitments and Contingencies	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 5—Commitments and Contingencies Guarantees : The Parent Company has guaranteed letters of credit in connection with its credit facility with a group of banks. The letters of credit were issued by TMK Re, Ltd., a wholly-owned subsidiary, to secure TMK Re, Ltd.’s obligation for claims on certain policies reinsured by TMK Re, Ltd. that were sold by other Globe Life insurance subsidiaries. These letters of credit facilitate TMK Re, Ltd.’s ability to reinsure the business of Globe Life's insurance carriers . The credit facility was amended on March 29, 2024 and now expires in 2029. The maximum amount of letters of credit available is $250 million. The Parent Company would be liable to the extent that TMK Re, Ltd. does not pay the reinsured party. The amount of letters of credit outstanding at September 30, 2024 was $115 million. Litigation : Globe Life Inc. and its subsidiaries, in common with the insurance industry in general, are subject to litigation, including: putative class action litigation; alleged breaches of contract; torts, including bad faith and fraud claims based on alleged wrongful or fraudulent acts of agents of the Parent Company's insurance subsidiaries; alleged employment discrimination; alleged worker misclassification; and miscellaneous other causes of action. Based upon information presently available, and in light of legal and other factual defenses available to the Parent Company and its subsidiaries, management does not believe that it is reasonably possible that such litigation will have a material adverse effect on Globe Life's financial condition, future operating results or liquidity; however, assessing the eventual outcome of litigation necessarily involves forward-looking speculation as to judgments to be made by judges, juries and appellate courts in the future. This bespeaks caution, particularly in states with reputations for high punitive damage verdicts. On July 22, 2022, putative class and collective action litigation was filed against Arias Agencies and American Income Life Insurance Company (“American Income”) (collectively, “Defendants”) in United States District Court for the Western District of Pennsylvania ( David Burkes v. Arias Agencies and American Income Life Insurance Company , Case No. 2:22-cv-1054). The complaint alleges that insurance agent trainees should have been classified as employees, and after contracting should have been classified as employees instead of independent contractors. Plaintiff David Burkes is a former Pennsylvania independent sales agent and asserts claims under Pennsylvania law on behalf of a putative class of all individuals who trained to become and/or worked as sales agents for American Income in the three years prior to July 22, 2022 through case conclusion. Burkes makes claims (a) under the Pennsylvania Minimum Wage Act and the Pennsylvania Wage Payment and Collection Law for the alleged failure to pay minimum wage, alleged failure to pay for time spent in training, alleged failure to pay for missed meals and rest breaks, allegedly requiring putative class members to pay for work-related expenses, and allegedly subjecting putative class members to “chargebacks”; (b) for unjust enrichment for allegedly benefiting from the uncompensated labor of putative class members; and (c) for the rescission of putative class members’ agent contracts. Burkes also asserts a collective action on behalf of the same group of individuals for minimum wage, overtime, liquidated damages, and attorney’s fees and costs under the Fair Labor Standards Act for the three years prior to July 22, 2022 through case conclusion, as well as a claim that American Income allegedly did not keep accurate records of hours worked by sales agents. On January 26, 2023, the court entered an order compelling Burkes to arbitrate his claims on an individual basis and staying the case pending completion of arbitration. Burkes’ individual claims, as well as the individual claims of other current and former agents who are members of the putative class, are currently pending in arbitration. On April 4, 2023, putative class action litigation was filed against National Income Life Insurance Company (“National Income”) in New York Supreme Court by plaintiffs Melissa K. Goppert, Sarah Valente, James O’Neill, Jennifer Abe, and Emily Herendeen (“Plaintiffs”) ( Goppert, et al. v. National Income Life Insurance Company , Index No. 153096/2023). Plaintiffs are former National Income independent sales agents who allege they should have been classified as employees and assert claims under New York state law on behalf of a putative class of former independent sales agents and individuals who trained to become independent sale agents since March 2017. Plaintiffs make claims under New York’s Minimum Wage Law (NYLL § 633 and 12 NYCRR § 142-2.1); Overtime Compensation Law (NYLL § 633 and 12 NYCRR § 142-2.2); and “Spread of Hours” Law (12 NYCRR § 142-2.4) for the alleged failure to pay minimum wages and overtime pay, including for time spent in training, and attorney’s fees and costs. National Income filed a motion to compel arbitration of each Plaintiff’s claims on an individual basis, which the Court granted in full on January 11, 2024, and on February 7, 2024, Plaintiffs filed a notice of appeal of the Court’s order. On September 1, 2023, plaintiff Miné Caglar Cost (“Plaintiff”) filed a complaint against American Income Life Insurance Company (“American Income”) in the Superior Court of the State of California for the County of Los Angeles, asserting a single claim for violation of the Private Attorneys General Act (“PAGA”) ( Cost v. American Income Life Insurance Company , et al. , Case No. 23SMCV04113). Plaintiff is a former California independent insurance sales agent who alleges one cause of action for civil penalties under PAGA arising out of alleged violations of the wage-and-hour provisions of the California Labor Code stemming from American Income’s alleged misclassification of Plaintiff and other California-based sales agents as independent contractors. American Income filed a motion to compel arbitration on an individual basis and stay the representative component of Plaintiff’s claims, to which Plaintiff stipulated. On December 12, 2023, the Court approved the parties’ stipulation to compel the matter to individual arbitration and stayed the case pending the completion of the individual arbitration. On November 30, 2023, Globe Life Inc. and its subsidiary, American Income Life Insurance Company (“American Income”), received subpoenas from the U.S. Attorney’s Office for the Western District of Pennsylvania, seeking documents relating to sales practices by certain of our independent sales agents contracted to sell American Income policies. Globe Life Inc. and American Income continue to fully cooperate in responding to the Department of Justice’s requests. The Department of Justice has not asserted any claims or made allegations against Globe Life Inc. and American Income, and Globe Life Inc. currently is not aware that any legal proceedings are contemplated by governmental authorities. While no assurances can be made, at present management does not believe that it is reasonably possible or probable that this matter will result in a material loss. In April 2024, Globe Life Inc. received an inquiry from the SEC's Fort Worth Regional Office requesting information related to recent short seller reports making allegations about Globe Life Inc. Globe Life Inc. has provided information in response to the SEC’s requests and continues to cooperate fully with the SEC. At this time, the SEC has not asserted any claims against Globe Life Inc. or indicated that it intends to do so. While no assurances can be made, at present management does not believe that it is reasonably possible or probable that this matter will result in a material loss. On April 30, 2024, a putative securities class action was filed against Globe Life Inc. and six of its current/former executives and directors in the United States District Court for the Eastern District of Texas ( City of Miami Gen. Emp. & Sanitation Emp. Ret. Trust, et al. v. Globe Life Inc. , et al., Case No. 4:24-cv-00376). On July 24, 2024, the Court appointed Lead Plaintiffs and Lead Counsel for the putative class of shareholders. The Lead Plaintiffs filed a Consolidated Complaint on October 4, 2024 that asserts claims under §§ 10(b), 20(a), and 20(A) of the Securities Exchange Act of 1934 and SEC Rules 10b-5(a), 10b-5(b), and 10b-5(c) promulgated thereunder, on behalf of a putative class of purchasers of Globe Life Inc.'s securities from May 8, 2019 through April 10, 2024. The Consolidated Complaint adds four additional executives as defendants and alleges that certain of Globe Life Inc.'s disclosures about financial performance and certain other public statements during the putative class period were materially false or misleading. Defendants’ response to the Consolidated Complaint is due December 3, 2024. Globe Life Inc. plans to vigorously defend against the lawsuit. Pursuant to Globe Life Inc.'s Restated Certificate of Incorporation and indemnification agreements with the named defendants, Globe Life Inc. has agreed to indemnify those defendants for all expenses and losses related to the litigation, subject to the terms of those indemnification agreements. The outcome of litigation of this type is inherently uncertain, and there is always the possibility that a Court rules in a manner that is adverse to the interests of Globe Life Inc. and the individual defendants. However, the amount of any such loss in that outcome cannot be reasonably estimated at this time. Further, management cannot reasonably estimate whether an outcome on the putative class action will be resolved in the near term.

Policy Liabilities

Policy Liabilities	9 Months Ended
Policy Liabilities	Sep. 30, 2024
Policyholder Account Balance [Abstract]
Policy Liabilities	Note 6—Policy Liabilities The liability for future policy benefits is determined based on the net level premium method, which requires the liability be calculated as the present value of estimated future policyholder benefits and the related termination expenses, less the present value of estimated future net premiums to be collected from policyholders. The following tables summarize balances and changes in the net liability for future policy benefits, before reinsurance, for traditional life long-duration contracts for the three and nine month periods ended September 30, 2024 and 2023: Life Present value of expected future net premiums American Income DTC Liberty National Other Total Balance at January 1, 2023 $ 4,273,156 $ 5,910,224 $ 1,094,407 $ 470,741 $ 11,748,528 Beginning balance at original discount rates 4,246,723 5,680,864 1,066,123 449,209 11,442,919 Effect of changes in assumptions on future cash flows 14,265 36,170 5,178 8,419 64,032 Effect of actual variances from expected experience (103,922) (219,723) (26,533) (13,882) (364,060) Adjusted balance at January 1, 2023 4,157,066 5,497,311 1,044,768 443,746 11,142,891 Issuances (1) 557,844 450,361 92,894 21,756 1,122,855 Interest accrual (2) 147,968 214,988 40,362 17,071 420,389 Net premiums collected (3) (388,288) (461,367) (100,093) (34,542) (984,290) Effect of changes in the foreign exchange rate (631) — — — (631) Ending balance at original discount rates 4,473,959 5,701,293 1,077,931 448,031 11,701,214 Effect of change from original to current discount rates (155,254) (31,118) (18,702) (1,499) (206,573) Balance at September 30, 2023 $ 4,318,705 $ 5,670,175 $ 1,059,229 $ 446,532 $ 11,494,641 Balance at January 1, 2024 $ 4,681,888 $ 6,052,651 $ 1,129,716 $ 478,052 $ 12,342,307 Beginning balance at original discount rates 4,523,329 5,664,259 1,077,831 443,949 11,709,368 Effect of changes in assumptions on future cash flows (82,348) (28,366) (29,292) (982) (140,988) Effect of actual variances from expected experience (173,180) (226,062) (29,381) (9,292) (437,915) Adjusted balance at January 1, 2024 4,267,801 5,409,831 1,019,158 433,675 11,130,465 Issuances (1) 616,527 398,034 90,517 18,126 1,123,204 Interest accrual (2) 164,917 220,485 41,610 17,213 444,225 Net premiums collected (3) (412,717) (455,625) (101,687) (33,960) (1,003,989) Effect of changes in the foreign exchange rate (4,101) — — — (4,101) Ending balance at original discount rates 4,632,427 5,572,725 1,049,598 435,054 11,689,804 Effect of change from original to current discount rates 204,567 421,888 54,498 35,513 716,466 Balance at September 30, 2024 $ 4,836,994 $ 5,994,613 $ 1,104,096 $ 470,567 $ 12,406,270 (1) Issuances represent the present value, using the original discount rate, of the expected net premiums related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected net premiums, as well as the interest on actual net premiums earned during the period, using the original interest rate. (3) Net premiums collected represent the product of the current period net premium ratio and the gross premiums collected during the period on the in-force business. Life Present value of expected future net premiums American Income DTC Liberty National Other Total Balance at July 1, 2023 $ 4,472,847 $ 5,988,577 $ 1,110,017 $ 471,279 $ 12,042,720 Beginning balance at original discount rates 4,399,053 5,700,354 1,071,561 445,475 11,616,443 Effect of changes in assumptions on future cash flows 14,265 36,170 5,178 8,419 64,032 Effect of actual variances from expected experience (34,571) (91,120) (10,938) (7,232) (143,861) Adjusted balance at July 1, 2023 4,378,747 5,645,404 1,065,801 446,662 11,536,614 Issuances (1) 181,823 136,611 32,045 7,143 357,622 Interest accrual (2) 51,119 72,515 13,707 5,741 143,082 Net premiums collected (3) (131,329) (153,237) (33,622) (11,515) (329,703) Effect of changes in the foreign exchange rate (6,401) — — — (6,401) Ending balance at original discount rates 4,473,959 5,701,293 1,077,931 448,031 11,701,214 Effect of change from original to current discount rates (155,254) (31,118) (18,702) (1,499) (206,573) Balance at September 30, 2023 $ 4,318,705 $ 5,670,175 $ 1,059,229 $ 446,532 $ 11,494,641 Balance at July 1, 2024 $ 4,635,903 $ 5,810,518 $ 1,085,233 $ 449,883 $ 11,981,537 Beginning balance at original discount rates 4,648,111 5,670,288 1,080,642 437,551 11,836,592 Effect of changes in assumptions on future cash flows (82,348) (28,366) (29,292) (982) (140,988) Effect of actual variances from expected experience (59,483) (103,089) (12,113) (1,970) (176,655) Adjusted balance at July 1, 2024 4,506,280 5,538,833 1,039,237 434,599 11,518,949 Issuances (1) 203,828 110,993 30,298 5,969 351,088 Interest accrual (2) 55,750 73,134 13,836 5,709 148,429 Net premiums collected (3) (138,552) (150,235) (33,773) (11,223) (333,783) Effect of changes in the foreign exchange rate 5,121 — — — 5,121 Ending balance at original discount rates 4,632,427 5,572,725 1,049,598 435,054 11,689,804 Effect of change from original to current discount rates 204,567 421,888 54,498 35,513 716,466 Balance at September 30, 2024 $ 4,836,994 $ 5,994,613 $ 1,104,096 $ 470,567 $ 12,406,270 (1) Issuances represent the present value, using the original discount rate, of the expected net premiums related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected net premiums, as well as the interest on actual net premiums earned during the period, using the original interest rate. (3) Net premiums collected represent the product of the current period net premium ratio and the gross premiums collected during the period on the in-force business. Life Present value of expected future policy benefits American Income DTC Liberty National Other Total Balance at January 1, 2023 $ 9,119,104 $ 9,225,451 $ 3,429,256 $ 3,976,150 $ 25,749,961 Beginning balance at original discount rates 8,409,761 8,477,892 3,272,980 3,403,704 23,564,337 Effect of changes in assumptions on future cash flows 13,344 34,407 6,156 11,661 65,568 Effect of actual variances from expected experience (109,386) (227,639) (27,482) (17,962) (382,469) Adjusted balance at January 1, 2023 8,313,719 8,284,660 3,251,654 3,397,403 23,247,436 Issuances (1) 557,844 450,362 92,894 21,756 1,122,856 Interest accrual (2) 335,349 342,208 130,712 152,378 960,647 Benefit payments (3) (296,133) (432,393) (153,294) (86,008) (967,828) Effect of changes in the foreign exchange rate (819) — — — (819) Ending balance at original discount rates 8,909,960 8,644,837 3,321,966 3,485,529 24,362,292 Effect of change from original to current discount rates 80,477 228,607 (46,234) 282,118 544,968 Balance at September 30, 2023 $ 8,990,437 $ 8,873,444 $ 3,275,732 $ 3,767,647 $ 24,907,260 Balance at January 1, 2024 $ 10,163,627 $ 9,714,516 $ 3,605,392 $ 4,239,623 $ 27,723,158 Beginning balance at original discount rates 9,061,833 8,656,752 3,338,252 3,506,859 24,563,696 Effect of changes in assumptions on future cash flows (104,498) (50,106) (41,836) (2,027) (198,467) Effect of actual variances from expected experience (187,711) (241,231) (34,722) (12,841) (476,505) Adjusted balance at January 1, 2024 8,769,624 8,365,415 3,261,694 3,491,991 23,888,724 Issuances (1) 611,802 398,032 90,518 18,127 1,118,479 Interest accrual (2) 367,403 355,850 134,020 157,318 1,014,591 Benefit payments (3) (326,318) (439,992) (159,219) (103,998) (1,029,527) Effect of changes in the foreign exchange rate (8,768) — — — (8,768) Ending balance at original discount rates 9,413,743 8,679,305 3,327,013 3,563,438 24,983,499 Effect of change from original to current discount rates 1,091,042 1,082,717 275,358 717,751 3,166,868 Balance at September 30, 2024 $ 10,504,785 $ 9,762,022 $ 3,602,371 $ 4,281,189 $ 28,150,367 (1) Issuances represent the present value, using the original discount rate, of the expected future policy benefits related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected future policy benefits, as well as the interest on actual benefits and expenses paid during the period, using the original interest rate. (3) Benefit payments represent the release of the present value, using the original discount rate, of the actual future policy benefits incurred during the period due to death, surrender, and maturity benefit payments based on the revised expected assumptions. Life Present value of expected future policy benefits American Income DTC Liberty National Other Total Balance at July 1, 2023 $ 9,668,207 $ 9,487,233 $ 3,507,845 $ 4,109,706 $ 26,772,991 Beginning balance at original discount rates 8,753,526 8,592,897 3,297,781 3,448,491 24,092,695 Effect of changes in assumptions on future cash flows 13,344 34,407 6,156 11,661 65,568 Effect of actual variances from expected experience (36,998) (97,632) (14,364) (9,595) (158,589) Adjusted balance at July 1, 2023 8,729,872 8,529,672 3,289,573 3,450,557 23,999,674 Issuances (1) 181,822 136,612 32,046 7,145 357,625 Interest accrual (2) 114,683 115,547 43,991 51,249 325,470 Benefit payments (3) (101,161) (136,994) (43,644) (23,422) (305,221) Effect of changes in the foreign exchange rate (15,256) — — — (15,256) Ending balance at original discount rates 8,909,960 8,644,837 3,321,966 3,485,529 24,362,292 Effect of change from original to current discount rates 80,477 228,607 (46,234) 282,118 544,968 Balance at September 30, 2023 $ 8,990,437 $ 8,873,444 $ 3,275,732 $ 3,767,647 $ 24,907,260 Balance at July 1, 2024 $ 9,811,407 $ 9,289,834 $ 3,424,768 $ 3,981,898 $ 26,507,907 Beginning balance at original discount rates 9,353,526 8,748,900 3,356,531 3,545,323 25,004,280 Effect of changes in assumptions on future cash flows (104,498) (50,106) (41,836) (2,027) (198,467) Effect of actual variances from expected experience (65,766) (111,255) (15,385) (2,629) (195,035) Adjusted balance at July 1, 2024 9,183,262 8,587,539 3,299,310 3,540,667 24,610,778 Issuances (1) 199,097 110,991 30,298 5,970 346,356 Interest accrual (2) 124,308 118,873 44,743 52,747 340,671 Benefit payments (3) (105,757) (138,098) (47,338) (35,946) (327,139) Effect of changes in the foreign exchange rate 12,833 — — — 12,833 Ending balance at original discount rates 9,413,743 8,679,305 3,327,013 3,563,438 24,983,499 Effect of change from original to current discount rates 1,091,042 1,082,717 275,358 717,751 3,166,868 Balance at September 30, 2024 $ 10,504,785 $ 9,762,022 $ 3,602,371 $ 4,281,189 $ 28,150,367 (1) Issuances represent the present value, using the original discount rate, of the expected future policy benefits related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected future policy benefits, as well as the interest on actual benefits and expenses paid during the period, using the original interest rate. (3) Benefit payments represent the release of the present value, using the original discount rate, of the actual future policy benefits incurred during the period due to death, surrender, and maturity benefit payments based on the revised expected assumptions. Life (2) Net liability for future policy benefits as of September 30, 2023 American Income DTC Liberty National Other Total Net liability for future policy benefits at original discount rates $ 4,436,001 $ 2,943,544 $ 2,244,035 $ 3,037,498 $ 12,661,078 Effect of changes in discount rate assumptions 235,731 259,725 (27,532) 283,617 751,541 Other adjustments (1) 508 3,982 6,272 466 11,228 Net liability for future policy benefits, after other adjustments, at current discount rates 4,672,240 3,207,251 2,222,775 3,321,581 13,423,847 Reinsurance recoverable (141) — (7,661) (32,947) (40,749) Net liability for future policy benefits, after reinsurance recoverable, at current discount rates $ 4,672,099 $ 3,207,251 $ 2,215,114 $ 3,288,634 $ 13,383,098 (1) Other adjustments include the Company's effects of capping and flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). (2) Includes the immaterial error correction noted below. Life Net liability for future policy benefits as of September 30, 2024 American Income DTC Liberty National Other Total Net liability for future policy benefits at original discount rates $ 4,781,316 $ 3,106,580 $ 2,277,415 $ 3,128,384 $ 13,293,695 Effect of changes in discount rate assumptions 886,475 660,829 220,860 682,238 2,450,402 Other adjustments (1) 150 — — 37 187 Net liability for future policy benefits, after other adjustments, at current discount rates 5,667,941 3,767,409 2,498,275 3,810,659 15,744,284 Reinsurance recoverable (170) — (7,885) (38,506) (46,561) Net liability for future policy benefits, after reinsurance recoverable, at current discount rates $ 5,667,771 $ 3,767,409 $ 2,490,390 $ 3,772,153 $ 15,697,723 (1) Other adjustments include the Company's effects of flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). The following tables summarize balances and changes in the net liability for future policy benefits for long-duration health contracts for the three and nine month periods ended September 30, 2024 and 2023: Health Present value of expected future net premiums United American Family Heritage Liberty National American Income DTC Total Balance at January 1, 2023 $ 2,908,501 $ 1,594,992 $ 423,490 $ 190,296 $ 90,143 $ 5,207,422 Beginning balance at original discount rates 2,941,261 1,729,219 415,442 192,631 87,751 5,366,304 Effect of changes in assumptions on future cash flows 466,883 (30,255) (56,964) (6,061) 16,553 390,156 Effect of actual variances from expected experience (6,240) (50,052) (30,526) (7,643) (1,666) (96,127) Adjusted balance at January 1, 2023 3,401,904 1,648,912 327,952 178,927 102,638 5,660,333 Issuances (1) 226,363 202,561 43,373 30,667 6,532 509,496 Interest accrual (2) 99,390 50,091 14,047 6,304 3,278 173,110 Net premiums collected (3) (202,669) (134,009) (38,322) (16,611) (8,028) (399,639) Effect of changes in the foreign exchange rate — — — (165) — (165) Ending balance at original discount rates 3,524,988 1,767,555 347,050 199,122 104,420 5,943,135 Effect of change from original to current discount rates (183,608) (192,981) (8,372) (9,976) (1,254) (396,191) Balance at September 30, 2023 $ 3,341,380 $ 1,574,574 $ 338,678 $ 189,146 $ 103,166 $ 5,546,944 Balance at January 1, 2024 $ 3,697,771 $ 1,711,741 $ 358,472 $ 206,381 $ 115,363 $ 6,089,728 Beginning balance at original discount rates 3,625,803 1,783,173 348,570 201,869 109,880 6,069,295 Effect of changes in assumptions on future cash flows 9,892 (8,117) (3,463) 12,207 4,449 14,968 Effect of actual variances from expected experience (18,894) (43,359) (26,123) (11,168) (1,818) (101,362) Adjusted balance at January 1, 2024 3,616,801 1,731,697 318,984 202,908 112,511 5,982,901 Issuances (1) 287,072 200,220 43,367 34,121 12,325 577,105 Interest accrual (2) 128,533 55,733 12,450 7,135 4,221 208,072 Net premiums collected (3) (220,380) (141,735) (39,223) (18,171) (8,338) (427,847) Effect of changes in the foreign exchange rate — — — (377) — (377) Ending balance at original discount rates 3,812,026 1,845,915 335,578 225,616 120,719 6,339,854 Effect of change from original to current discount rates 130,218 (44,372) 11,529 8,173 7,153 112,701 Balance at September 30, 2024 $ 3,942,244 $ 1,801,543 $ 347,107 $ 233,789 $ 127,872 $ 6,452,555 (1) Issuances represent the present value, using the original discount rate, of the expected net premiums related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected net premiums, as well as the interest on actual net premiums earned during the period, using the original interest rate. (3) Net premiums collected represent the product of the current period net premium ratio and the gross premiums collected during the period on the in-force business. Health Present value of expected future net premiums United American Family Heritage Liberty National American Income DTC Total Balance at July 1, 2023 $ 2,984,554 $ 1,661,020 $ 409,551 $ 201,844 $ 89,674 $ 5,346,643 Beginning balance at original discount rates 2,985,660 1,771,206 400,180 201,709 86,840 5,445,595 Effect of changes in assumptions on future cash flows 466,883 (30,255) (56,964) (6,061) 16,553 390,156 Effect of actual variances from expected experience 22,683 (15,658) (2,692) (2,394) 229 2,168 Adjusted balance at July 1, 2023 3,475,226 1,725,293 340,524 193,254 103,622 5,837,919 Issuances (1) 82,647 70,216 15,183 9,880 2,317 180,243 Interest accrual (2) 35,536 17,272 4,380 2,170 1,160 60,518 Net premiums collected (3) (68,421) (45,226) (13,037) (5,630) (2,679) (134,993) Effect of changes in the foreign exchange rate — — — (552) — (552) Ending balance at original discount rates 3,524,988 1,767,555 347,050 199,122 104,420 5,943,135 Effect of change from original to current discount rates (183,608) (192,981) (8,372) (9,976) (1,254) (396,191) Balance at September 30, 2023 $ 3,341,380 $ 1,574,574 $ 338,678 $ 189,146 $ 103,166 $ 5,546,944 Balance at July 1, 2024 $ 3,658,491 $ 1,690,797 $ 337,741 $ 205,889 $ 114,876 $ 6,007,794 Beginning balance at original discount rates 3,720,108 1,823,728 338,934 208,867 113,247 6,204,884 Effect of changes in assumptions on future cash flows 9,892 (8,117) (3,463) 12,207 4,449 14,968 Effect of actual variances from expected experience 18,179 (12,068) (4,959) (4,110) 644 (2,314) Adjusted balance at July 1, 2024 3,748,179 1,803,543 330,512 216,964 118,340 6,217,538 Issuances (1) 95,279 71,345 14,352 11,997 3,823 196,796 Interest accrual (2) 43,903 19,016 4,104 2,493 1,460 70,976 Net premiums collected (3) (75,335) (47,989) (13,390) (6,300) (2,904) (145,918) Effect of changes in the foreign exchange rate — — — 462 — 462 Ending balance at original discount rates 3,812,026 1,845,915 335,578 225,616 120,719 6,339,854 Effect of change from original to current discount rates 130,218 (44,372) 11,529 8,173 7,153 112,701 Balance at September 30, 2024 $ 3,942,244 $ 1,801,543 $ 347,107 $ 233,789 $ 127,872 $ 6,452,555 (1) Issuances represent the present value, using the original discount rate, of the expected net premiums related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected net premiums, as well as the interest on actual net premiums earned during the period, using the original interest rate. (3) Net premiums collected represent the product of the current period net premium ratio and the gross premiums collected during the period on the in-force business. Health Present value of expected future policy benefits United American Family Heritage Liberty National American Income DTC Total Balance at January 1, 2023 $ 3,046,829 $ 3,005,664 $ 941,574 $ 312,750 $ 87,532 $ 7,394,349 Beginning balance at original discount rates 3,080,633 3,336,344 904,865 303,713 85,212 7,710,767 Effect of changes in assumptions on future cash flows 464,652 (32,428) (60,437) (6,407) 15,930 381,310 Effect of actual variances from expected experience (5,530) (53,292) (29,581) (8,680) (1,925) (99,008) Adjusted balance at January 1, 2023 3,539,755 3,250,624 814,847 288,626 99,217 7,993,069 Issuances (1) 225,915 202,561 42,863 30,667 6,518 508,524 Interest accrual (2) 104,932 99,344 34,699 11,199 3,278 253,452 Benefit payments (3) (221,753) (92,973) (73,614) (18,633) (9,502) (416,475) Effect of changes in the foreign exchange rate — — — (217) — (217) Ending balance at original discount rates 3,648,849 3,459,556 818,795 311,642 99,511 8,338,353 Effect of change from original to current discount rates (191,041) (498,312) (4,792) (5,601) (1,111) (700,857) Balance at September 30, 2023 $ 3,457,808 $ 2,961,244 $ 814,003 $ 306,041 $ 98,400 $ 7,637,496 Balance at January 1, 2024 $ 3,814,328 $ 3,315,880 $ 865,808 $ 335,504 $ 109,482 $ 8,441,002 Beginning balance at original discount rates 3,741,530 3,506,689 816,819 315,431 104,501 8,484,970 Effect of changes in assumptions on future cash flows 10,680 (5,054) (2,775) 20,293 7,733 30,877 Effect of actual variances from expected experience (15,162) (48,407) (26,421) (12,611) (1,509) (104,110) Adjusted balance at January 1, 2024 3,737,048 3,453,228 787,623 323,113 110,725 8,411,737 Issuances (1) 286,358 200,219 42,780 34,123 12,296 575,776 Interest accrual (2) 133,143 109,479 32,202 12,145 4,220 291,189 Benefit payments (3) (248,769) (103,070) (69,649) (19,574) (9,655) (450,717) Effect of changes in the foreign exchange rate — — — (646) — (646) Ending balance at original discount rates 3,907,780 3,659,856 792,956 349,161 117,586 8,827,339 Effect of change from original to current discount rates 131,531 (144,821) 52,819 24,383 6,871 70,783 Balance at September 30, 2024 $ 4,039,311 $ 3,515,035 $ 845,775 $ 373,544 $ 124,457 $ 8,898,122 (1) Issuances represent the present value, using the original discount rate, of the expected future policy benefits related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected future policy benefits, as well as the interest on actual benefits and expenses paid during the period, using the original interest rate. (3) Benefit payments represent the release of the present value, using the original discount rate, of the actual future policy benefits incurred during the period based on the revised expected assumptions. Health Present value of expected future policy benefits United American Family Heritage Liberty National American Income DTC Total Balance at July 1, 2023 $ 3,116,389 $ 3,167,461 $ 923,148 $ 328,579 $ 85,856 $ 7,621,433 Beginning balance at original discount rates 3,116,768 3,436,167 880,879 315,087 83,188 7,832,089 Effect of changes in assumptions on future cash flows 464,652 (32,428) (60,437) (6,407) 15,930 381,310 Effect of actual variances from expected experience 22,410 (17,000) (2,563) (2,662) (95) 90 Adjusted balance at July 1, 2023 3,603,830 3,386,739 817,879 306,018 99,023 8,213,489 Issuances (1) 82,511 70,215 14,963 9,880 2,310 179,879 Interest accrual (2) 37,340 34,024 11,173 3,810 1,160 87,507 Benefit payments (3) (74,832) (31,422) (25,220) (6,973) (2,982) (141,429) Effect of changes in the foreign exchange rate — — — (1,093) — (1,093) Ending balance at original discount rates 3,648,849 3,459,556 818,795 311,642 99,511 8,338,353 Effect of change from original to current discount rates (191,041) (498,312) (4,792) (5,601) (1,111) (700,857) Balance at September 30, 2023 $ 3,457,808 $ 2,961,244 $ 814,003 $ 306,041 $ 98,400 $ 7,637,496 Balance at July 1, 2024 $ 3,758,487 $ 3,249,466 $ 815,778 $ 328,436 $ 108,617 $ 8,260,784 Beginning balance at original discount rates 3,823,510 3,605,315 799,316 322,706 107,143 8,657,990 Effect of changes in assumptions on future cash flows 10,680 (5,054) (2,775) 20,293 7,733 30,877 Effect of actual variances from expected experience 21,522 (13,407) (4,998) (4,432) 817 (498) Adjusted balance at July 1, 2024 3,855,712 3,586,854 791,543 338,567 115,693 8,688,369 Issuances (1) 95,126 71,345 14,177 11,997 3,811 196,456 Interest accrual (2) 45,365 37,299 10,653 4,189 1,460 98,966 Benefit payments (3) (88,423) (35,642) (23,417) (6,502) (3,378) (157,362) Effect of changes in the foreign exchange rate — — — 910 — 910 Ending balance at original discount rates 3,907,780 3,659,856 792,956 349,161 117,586 8,827,339 Effect of change from original to current discount rates 131,531 (144,821) 52,819 24,383 6,871 70,783 Balance at September 30, 2024 $ 4,039,311 $ 3,515,035 $ 845,775 $ 373,544 $ 124,457 $ 8,898,122 (1) Issuances represent the present value, using the original discount rate, of the expected future policy benefits related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected future policy benefits, as well as the interest on actual benefits and expenses paid during the period, using the original interest rate. (3) Benefit payments represent the release of the present value, using the original discount rate, of the actual future policy benefits incurred during the based on the revised expected assumptions. Health (2) Net liability for future policy benefits as of September 30, 2023 United American Family Heritage Liberty National American Income Direct to Consumer Total Net liability for future policy benefits at original discount rates $ 123,861 $ 1,692,001 $ 471,745 $ 112,520 $ (4,909) $ 2,395,218 Effect of changes in discount rate assumptions (7,433) (305,331) 3,580 4,375 143 (304,666) Other adjustments (1) 7,729 4,347 8,379 993 5,530 26,978 Net liability for future policy benefits, after other adjustments, at current discount rates 124,157 1,391,017 483,704 117,888 764 2,117,530 Reinsurance recoverable (3,355) (9,064) (1,336) — — (13,755) Net liability for future policy benefits, after reinsurance recoverable, at current discount rates $ 120,802 $ 1,381,953 $ 482,368 $ 117,888 $ 764 $ 2,103,775 (1) Other adjustments include the effects of capping and flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). (2) Includes the immaterial error correction noted below. Health Net liability for future policy benefits as of September 30, 2024 United American Family Heritage Liberty National American Income Direct to Consumer Total Net liability for future policy benefits at original discount rates 95,754 1,813,941 457,378 123,545 (3,133) 2,487,485 Effect of changes in discount rate assumptions 1,313 (100,449) 41,290 16,210 (282) (41,918) Other adjustments (1) 17,014 38 9,964 926 4,326 32,268 Net liability for future policy benefits, after other adjustments, at current discount rates 114,081 1,713,530 508,632 140,681 911 2,477,835 Reinsurance recoverable (2,868) (11,613) (1,096) — — (15,577) Net liability for future policy benefits, after reinsurance recoverable, at current discount rates $ 111,213 $ 1,701,917 $ 507,536 $ 140,681 $ 911 $ 2,462,258 (1) Other adjustments include the effects of flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). Immaterial Correction of Previously Issued Financial Statements —The Company previously presented reinsurance recoverable on a net basis as a component of future policy benefits. In the fourth quarter of 2023, the Company corrected its presentation of reinsurance recoverable to a gross basis as a component of other assets, which resulted in the reclassification of $55 million of reinsurance recoverable at current discount rates from liabilities to assets ($50 million at original discount rates) as of September 30, 2023, with no change to equity, and the related tables in the footnote have been adjusted to reflect such changes. Condensed Consolidated Statements of Operations . The following tables include the total remeasurement gain or loss, bifurcated between the gain or loss due to differences between actual and expected experience and the amount due to assumption updates, for the three and nine month periods ended September 30, 2024 and 2023: Three Months Ended Nine Months Ended 2024 2023 2024 2023 Life Remeasurement Gain (Loss)—Experience: American Income $ 4,771 $ 2,388 $ 12,619 $ 5,276 Direct to Consumer 6,913 6,293 13,640 7,594 Liberty National 1,537 2,578 2,187 2,115 Other 508 2,082 2,533 3,487 Total Life Remeasurement Gain (Loss)—Experience 13,729 13,341 30,979 18,472 Life Remeasurement Gain (Loss)—Assumption Updates: American Income 21,974 308 21,974 308 Direct to Consumer 21,744 1,763 21,744 1,763 Liberty National 12,224 (1,248) 12,224 (1,248) Other 904 (2,836) 904 (2,836) Total Life Remeasurement Gain (Loss)—Assumption Updates 56,846 (2,013) 56,846 (2,013) Total Life Remeasurement Gain (Loss) 70,575 11,328 87,825 16,459 Health Remeasurement Gain (Loss)—Experience: United American (2,100) 239 (1,423) (651) Family Heritage 1,420 1,212 4,972 3,009 Liberty National 874 634 2,015 (284) American Income 729 457 1,769 1,025 Direct to Consumer 28 35 74 10 Total Health Remeasurement Gain (Loss)—Experience 951 2,577 7,407 3,109 Health Remeasurement Gain (Loss)—Assumption Updates: United American 1,205 762 1,205 762 Family Heritage (3,063) 2,173 (3,063) 2,173 Liberty National (234) 2,171 (234) 2,171 American Income (8,036) 119 (8,036) 119 Direct to Consumer (373) 8 (373) 8 Health Remeasurement Gain (Loss)—Assumption Updates (10,501) 5,233 (10,501) 5,233 Total Health Remeasurement Gain (Loss) $ (9,550) $ 7,810 $ (3,094) $ 8,342 The Company performs an annual review of its assumptions during the third quarter. This review process resulted in favorable changes to its mortality and lapse assumptions on life and unfavorable changes to morbidity assumptions on health. Generally, in our life segment mortality assumptions were decreased across most channels in line with recent experience consistent with decreasing levels of excess deaths. Also, for the life segment lapse rate assumptions were slightly increased across all channels. For the health segment, morbidity assumptions were increased, causing higher future policy benefit reserves. The assumption review process of the life and health segments resulted in a $46.3 million net remeasurement gain as compared to a $3.2 million net remeasurement gain in the year-ago quarter. Excluding the impact of assumption changes, the Company's results for actual variances from expected experience for both life and health produced a $14.7 million net remeasurement gain and a $15.9 million net remeasurement gain for the three months ended September 30, 2024 and 2023, respectively. During the nine months ended September 30, 2024 and 2023, the Company's results for actual variances from expected experience for both life and health produced a $38.4 million net remeasurement gain and a $21.6 million net remeasurement gain, respectively. The following table reconciles the liability for future policy benefits to the Condensed Consolidated Balance Sheets as of September 30, 2024 and 2023: At Original Discount Rates At Current Discount Rates As of September 30, As of September 30, 2024 2023 (2) 2024 2023 (2) Life (1) : American Income $ 4,781,464 $ 4,436,042 $ 5,667,941 $ 4,672,240 Direct to Consumer 3,106,582 2,943,544 3,767,409 3,207,251 Liberty National 2,277,415 2,244,035 2,498,275 2,222,775 Other 3,128,419 3,037,595 3,810,659 3,321,581 Net liability for future policy benefits—long duration life 13,293,880 12,661,216 15,744,284 13,423,847 Health (1) : United American 110,384 129,410 114,081 124,157 Family Heritage 1,813,971 1,692,080 1,713,530 1,391,017 Liberty National 466,474 479,394 508,632 483,704 American Income 124,534 113,340 140,681 117,888 Direct to Consumer 877 752 911 764 Net liability for future policy benefits—long duration health 2,516,240 2,414,976 2,477,835 2,117,530 Deferred profit liability 177,108 173,520 177,108 173,520 Deferred annuity 680,849 813,276 680,849 813,276 Interest sensitive life 725,857 735,025 725,857 735,025 Other 8,983 9,901 8,980 9,904 Total future policy benefits $ 17,402,917 $ 16,807,914 $ 19,814,913 $ 17,273,102 (1) Balances are presented net of the effects of capping and flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). (2) Includes the immaterial error correction for reinsurance as noted above. The following tables provide the weighted-average original and current discount rates for the liability for future policy benefits and the additional insurance liabilities as of September 30, 2024 and 2023: As of September 30, 2024 2023 Original discount rate Current discount rate Original discount rate Current discount rate Life American Income 5.7 % 5.0 % 5.7 % 5.6 % Direct to Consumer 6.0 % 5.0 % 6.0 % 5.6 % Liberty National 5.6 % 5.0 % 5.6 % 5.7 % Other 6.2 % 5.0 % 6.2 % 5.7 % Health United American 5.1 % 4.8 % 5.2 % 5.5 % Family Heritage 4.2 % 4.9 % 4.3 % 5.7 % Liberty National 5.8 % 4.8 % 5.8 % 5.7 % American Income 5.8 % 4.8 % 5.9 % 5.6 % Direct to Consumer 5.1 % 4.8 % 5.2 % 5.5 % The following table provides the weighted-average durations of the liability for future policy b

Deferred Acquisition Costs

Deferred Acquisition Costs	9 Months Ended
Deferred Acquisition Costs	Sep. 30, 2024
Insurance [Abstract]
Deferred Acquisition Costs	Note 7—Deferred Acquisition Costs The following tables roll forward the deferred policy acquisition costs for the three and nine month periods ended September 30, 2024 and 2023: Life American Income DTC Liberty National Other Total Balance at January 1, 2023 $ 2,258,291 $ 1,676,931 $ 610,723 $ 298,346 $ 4,844,291 Capitalizations 351,933 123,774 78,599 9,970 564,276 Amortization expense (118,207) (74,496) (38,192) (12,390) (243,285) Foreign exchange adjustment (1,297) — — — (1,297) Balance at September 30, 2023 $ 2,490,720 $ 1,726,209 $ 651,130 $ 295,926 $ 5,163,985 Balance at January 1, 2024 $ 2,573,370 $ 1,737,117 $ 666,419 $ 294,869 $ 5,271,775 Capitalizations 391,707 112,198 88,355 9,304 601,564 Amortization expense (133,410) (75,898) (42,041) (12,404) (263,753) Foreign exchange adjustment (1,857) — — — (1,857) Balance at September 30, 2024 $ 2,829,810 $ 1,773,417 $ 712,733 $ 291,769 $ 5,607,729 Life American Income DTC Liberty National Other Total Balance at July 1, 2023 $ 2,417,480 $ 1,714,715 $ 636,209 $ 296,861 $ 5,065,265 Capitalizations 117,761 36,385 27,950 3,203 185,299 Amortization expense (40,465) (24,891) (13,029) (4,138) (82,523) Foreign exchange adjustment (4,056) — — — (4,056) Balance at September 30, 2023 $ 2,490,720 $ 1,726,209 $ 651,130 $ 295,926 $ 5,163,985 Balance at July 1, 2024 $ 2,740,138 $ 1,765,673 $ 696,905 $ 292,877 $ 5,495,593 Capitalizations 131,851 33,222 30,255 3,024 198,352 Amortization expense (46,033) (25,478) (14,427) (4,132) (90,070) Foreign exchange adjustment 3,854 — — — 3,854 Balance at September 30, 2024 $ 2,829,810 $ 1,773,417 $ 712,733 $ 291,769 $ 5,607,729 Health United American Family Heritage Liberty National American Income DTC Total Balance at January 1, 2023 $ 77,394 $ 416,608 $ 133,096 $ 57,811 $ 1,854 $ 686,763 Capitalizations 1,491 46,977 14,854 9,579 — 72,901 Amortization expense (4,504) (20,071) (9,977) (2,919) (137) (37,608) Foreign exchange adjustment — — — (125) — (125) Balance at September 30, 2023 $ 74,381 $ 443,514 $ 137,973 $ 64,346 $ 1,717 $ 721,931 Balance at January 1, 2024 $ 73,489 $ 452,843 $ 139,941 $ 66,783 $ 1,679 $ 734,735 Capitalizations 2,069 52,055 18,033 11,097 2 83,256 Amortization expense (4,197) (22,038) (11,003) (3,426) (110) (40,774) Foreign exchange adjustment — — — (55) — (55) Balance at September 30, 2024 $ 71,361 $ 482,860 $ 146,971 $ 74,399 $ 1,571 $ 777,162 Health United American Family Heritage Liberty National American Income DTC Total Balance at July 1, 2023 $ 75,349 $ 433,999 $ 136,276 $ 62,285 $ 1,760 $ 709,669 Capitalizations 495 16,386 5,120 3,259 — 25,260 Amortization expense (1,463) (6,871) (3,423) (1,016) (43) (12,816) Foreign exchange adjustment — — — (182) — (182) Balance at September 30, 2023 $ 74,381 $ 443,514 $ 137,973 $ 64,346 $ 1,717 $ 721,931 Balance at July 1, 2024 $ 71,975 $ 472,254 $ 145,097 $ 71,589 $ 1,608 $ 762,523 Capitalizations 780 18,123 5,589 3,817 — 28,309 Amortization expense (1,394) (7,517) (3,715) (1,189) (37) (13,852) Foreign exchange adjustment — — — 182 — 182 Balance at September 30, 2024 $ 71,361 $ 482,860 $ 146,971 $ 74,399 $ 1,571 $ 777,162 The following table presents a reconciliation of deferred policy acquisition costs to the Condensed Consolidated Balance Sheets as of September 30, 2024: September 30, 2024 2023 Life American Income $ 2,829,810 $ 2,490,720 Direct to Consumer 1,773,417 1,726,209 Liberty National 712,733 651,130 Other 291,769 295,926 Total DAC—Life 5,607,729 5,163,985 Health United American 71,361 74,381 Family Heritage 482,860 443,514 Liberty National 146,971 137,973 American Income 74,399 64,346 Direct to Consumer 1,571 1,717 Total DAC—Health 777,162 721,931 Annuity 1,791 3,377 Tota l $ 6,386,682 $ 5,889,293

Liability for Unpaid Claims

Liability for Unpaid Claims	9 Months Ended
Liability for Unpaid Claims	Sep. 30, 2024
Insurance [Abstract]
Liability for Unpaid Claims	Note 8—Liability for Unpaid Claims Activity in the liability for unpaid health claims is summarized as follows: September 30, December 31, Balance at beginning of period $ 194,809 $ 184,286 Less reinsurance recoverables (2,157) (2,084) Net balance at beginning of period 192,652 182,202 Incurred related to: Current year 560,548 697,521 Prior years (7,914) (4,853) Total incurred 552,634 692,668 Paid related to: Current year 399,412 535,971 Prior years 142,020 146,247 Total paid 541,432 682,218 Net balance at end of period 203,854 192,652 Plus reinsurance recoverables 1,623 2,157 Balance at end of period $ 205,477 $ 194,809 Below is the reconciliation of the liability of "Policy claims and other benefits payable" in the Condensed Consolidated Balance Sheets . September 30, December 31, Policy claims and other benefits payable: Life insurance $ 324,922 $ 320,066 Health insurance 205,477 194,809 Total $ 530,399 $ 514,875

Postretirement Benefits

Postretirement Benefits	9 Months Ended
Postretirement Benefits	Sep. 30, 2024
Retirement Benefits [Abstract]
Postretirement Benefits	Note 9—Postretirement Benefits Globe Life has qualified noncontributory defined benefit pension plans (Pension Plans) and contributory savings plans that cover substantially all employees. There is also a nonqualified noncontributory supplemental executive retirement plan (SERP) that covers a limited number of officers. The tables included herein will focus on the Pension Plans and SERP. Pension Assets: The following table presents the assets of the Company's Pension Plans at September 30, 2024 and December 31, 2023. Pension Assets by Component at September 30, 2024 Fair Value Determined by: Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Total Amount % of Exchange traded fund (4) $ 38,544 $ — $ — $ 38,544 6 Equity exchange traded fund (1) 318,809 — — 318,809 49 U.S. Government and Agency — 204,990 — 204,990 32 Other bonds — 4 — 4 — Guaranteed annuity contract (2) — 43,881 — 43,881 7 Short-term investments 5,122 — — 5,122 1 Other 1,858 — — 1,858 — $ 364,333 $ 248,875 $ — 613,208 95 Other long-term investments (3) 30,356 5 Total pension assets $ 643,564 100 (1) A fund including marketable securities that mirror the S&P 500 index. (2) Representing a guaranteed annuity contract issued by Globe Life Inc.'s subsidiary, American Income Life Insurance Company, to fund the obligations of the American Income Life Insurance Company Collective Bargaining Agreement Employees Pension Plan. (3) Includes non-redeemable investment funds that report the Globe Life Inc. Pension Plan's pro-rata share of the limited partnership's net asset value (NAV) per share, or its equivalent, as a practical expedient for fair value. As of September 30, 2024, the Globe Life Inc. Pension Plan owned less than 1% of two long-term investment funds. (4) A fund including U.S. dollar-denominated investment-grade securities issued by industrial, utility, and financial companies with maturities greater than 10 years. Pension Assets by Component at December 31, 2023 Fair Value Determined by: Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Amount % of Exchange traded fund (4) $ 18,715 $ — $ — $ 18,715 3 Equity exchange traded fund (1) 315,886 — — 315,886 55 U.S. Government and Agency — 167,450 — 167,450 30 Other bonds — 5 — 5 — Guaranteed annuity contract (2) — 43,428 — 43,428 8 Short-term investments 6,506 — — 6,506 1 Other 463 — — 463 — $ 341,570 $ 210,883 $ — 552,453 97 Other long-term investments (3) 18,314 3 Total pension assets $ 570,767 100 (1) A fund including marketable securities that mirror the S&P 500 index. (2) Representing a guaranteed annuity contract issued by Globe Life Inc.'s subsidiary, American Income Life Insurance Company, to fund the obligations of the American Income Life Insurance Company Collective Bargaining Agreement Employees Pension Plan. (3) Includes non-redeemable investment funds that report the Globe Life Inc. Pension Plan's pro-rata share of the limited partnership's net asset value (NAV) per share, or its equivalent, as a practical expedient for fair value. As of December 31, 2023, the Globe Life Inc. Pension Plan owned less than 1% of two long-term investment funds. (4) A fund including U.S. dollar-denominated investment-grade securities issued by industrial, utility, and financial companies with maturities greater than 10 years. SERP : The following tables include premiums paid for COLI at September 30, 2024 and 2023 and investments of the Rabbi Trust at September 30, 2024 and December 31, 2023. Nine Months Ended 2024 2023 Premiums paid for insurance coverage $ 443 $ 443 September 30, December 31, Total investments: COLI $ 56,757 $ 55,185 Exchange traded funds 97,132 86,156 $ 153,889 $ 141,341 Pension Plans and SERP Liabilities : The following table presents liabilities for the defined benefit pension plans and SERP at September 30, 2024 and December 31, 2023. September 30, December 31, Pension Plans $ 615,595 $ 554,957 SERP 72,654 72,603 Benefit obligation $ 688,249 $ 627,560 Net Periodic Benefit Cost: The following table presents the net periodic benefit costs for the defined benefit pension plans and SERP by expense components for the three and nine month periods ended September 30, 2024 and 2023. Components of Net Periodic Benefit Cost Three Months Ended Nine Months Ended 2024 2023 2024 2023 Service cost—benefits earned during the period $ 6,224 $ 5,392 $ 18,673 $ 16,174 Interest cost on projected benefit obligation 8,287 7,834 24,862 23,502 Expected return on assets (10,645) (9,656) (31,938) (28,968) Amortization: Prior service cost 265 269 803 807 Actuarial (gain) loss 6 (48) 18 (152) Net periodic benefit cost $ 4,137 $ 3,791 $ 12,418 $ 11,363

Earnings Per Share

Earnings Per Share	9 Months Ended
Earnings Per Share	Sep. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Share	Note 10—Earnings Per Share Earnings per Share : A reconciliation of basic and diluted weighted-average shares outstanding used in the computation of basic and diluted earnings per share is as follows: Three Months Ended Nine Months Ended 2024 2023 2024 2023 Basic weighted average shares outstanding 87,874,488 94,636,867 91,048,853 95,445,416 Weighted average dilutive options outstanding 212,553 1,180,770 273,666 1,211,974 Diluted weighted average shares outstanding 88,087,041 95,817,637 91,322,519 96,657,390 Antidilutive shares 4,234,326 492,970 3,090,848 399,071

Debt

Debt	9 Months Ended
Debt	Sep. 30, 2024
Debt Disclosure [Abstract]
Debt	Note 11—Debt On August 23, 2024, Globe Life completed the issuance of $450 million principal amount of 5.85% Senior notes due September 15, 2034. Total proceeds received by the Parent from the issuance, net of the underwriters’ discount, were $445 million. The proceeds were used for general corporate purposes, which included open market purchases of shares of its common stock under its share repurchase program. On August 15, 2024, Globe Life amended its term loan agreement increasing the principal amount from $170 million to $250 million, an increase of $80 million. The amendment extends the maturity date from November 11, 2024 to August 15, 2027. The following table presents information about the terms and outstanding balances of Globe Life's debt. Selected Information about Debt Issues As of September 30, December 31, Instrument Issue Date Maturity Date Coupon Rate Par Unamortized Discount & Issuance Costs Book Fair Book Senior notes 09/27/2018 09/15/2028 4.550% $ 550,000 $ (3,180) $ 546,820 $ 550,088 $ 546,283 Senior notes 08/21/2020 08/15/2030 2.150% 400,000 (2,983) 397,017 344,796 396,670 Senior notes (1) 05/19/2022 06/15/2032 4.800% 250,000 (3,828) 246,172 248,443 245,873 Senior notes 08/23/2024 09/15/2034 5.850% 450,000 (5,188) 444,812 464,881 — Junior subordinated debentures 11/17/2017 11/17/2057 5.275% 125,000 (1,561) 123,439 109,657 123,427 Junior subordinated debentures 06/14/2021 06/15/2061 4.250% 325,000 (7,633) 317,367 236,730 317,306 Term loan (2) 05/11/2023 08/15/2027 6.593% 250,000 (1,951) 248,049 248,049 — Total long-term debt 2,350,000 (26,324) 2,323,676 2,202,644 1,629,559 Term loan (2) — — — — 169,549 FHLB borrowings 17,000 — 17,000 17,000 — Commercial paper 426,908 (6,490) 420,418 420,418 316,564 Total short-term debt 443,908 (6,490) 437,418 437,418 486,113 Total debt $ 2,793,908 $ (32,814) $ 2,761,094 $ 2,640,062 $ 2,115,672 (1) An additional $150 million par value and book value is held by insurance subsidiaries that eliminates in consolidation. (2) Interest calculated quarterly using Secured Overnight Financing Rate (SOFR) plus 135 basis points. The commercial paper has the highest priority of all unsecured debt, followed by senior notes then junior subordinated debentures. The senior notes are callable under a make-whole provision, and the junior subordinated debentures are subject to an optional redemption five years from issuance. Interest on the 4.25% junior subordinated debentures and the term loan are payable quarterly while all other long-term debt is payable semi-annually. Credit facility : On March 29, 2024, Globe Life amended the credit agreement dated September 30, 2021, which provides for a $1 billion revolving credit facility that may be increased to $1.25 billion. The amended credit facility matures March 29, 2029 and may be extended up to two one-year periods upon the Company's request. Pursuant to this agreement, the participating lenders have agreed to make revolving loans to Globe Life and to issue secured or unsecured letters of credit. The Company has not drawn on any of the credit to date. The facility is further designated as a back-up credit line for a commercial paper program under which the Company may either borrow from the credit line or issue commercial paper at any time, with total commercial paper outstanding not to exceed the facility maximum of $1 billion, less any letters of credit issued. Interest is charged at variable rates. In accordance with the agreement, Globe Life is subject to certain covenants regarding capitalization. As of September 30, 2024, the Company was in full compliance with these covenants. The following tables present certain information about our commercial paper borrowings. Credit Facility—Commercial Paper As of September 30, December 31, 2023 September 30, Balance of commercial paper at end of period (par value) $ 426,908 $ 319,000 $ 251,000 Annualized interest rate 5.56 % 5.71 % 5.65 % Letters of credit outstanding $ 115,000 $ 115,000 $ 115,000 Remaining amount available under credit line 458,092 316,000 384,000 Credit Facility—Commercial Paper Activity Nine Months Ended September 30, 2024 2023 Average balance of commercial paper outstanding during period (par value) $ 375,851 $ 296,816 Daily-weighted average interest rate (annualized) 5.80 % 5.33 % Maximum daily amount outstanding during period (par value) $ 633,425 $ 477,700 Commercial paper issued during period (par value) 1,482,556 1,480,000 Commercial paper matured during period (par value) (1,374,648) (1,514,000) Net commercial paper issued (matured) during period (par value) 107,908 (34,000) Federal Home Loan Bank : FHLB membership provides certain of our insurance subsidiaries with access to various low-cost collateralized borrowings and funding agreements. The membership requires ownership of FHLB common stock, as well as the purchase of activity-based common stock equal to approximately 4.1% of outstanding borrowings. Globe Life owned $32.4 million in FHLB common stock as of September 30, 2024 and $22.3 million as of December 31, 2023. The FHLB stock is restricted for the duration of the membership and recorded at cost (par) as required by applicable guidance. The FHLB stock is included in "Other long-term investments " in the Condensed Consolidated Balance Sheets. Borrowings with the FHLB are subject to the availability of pledged assets at the insurance subsidiaries of Globe Life. As of September 30, 2024, Globe Life's insurance subsidiaries maximum borrowing capacity under the FHLB facility was approximately $781 million, net of outstanding funding agreements and short-term borrowings, on pledged assets with a fair value of $1.4 billion. As of September 30, 2024, $372 million in funding agreements were outstanding with the FHLB, compared to $138 million as of December 31, 2023. This amount is included in "Other policyholders' funds" in the Condensed Consolidated Balance Sheets . In addition, the Company had $17 million in short-term borrowings from the FHLB as of September 30, 2024, compared to $0 as of December 31, 2023, this amount is recorded in "Short-term debt".

Business Segments

Business Segments	9 Months Ended
Business Segments	Sep. 30, 2024
Segment Reporting [Abstract]
Business Segments	Note 12—Business Segments Globe Life is organized into four segments: life insurance, supplemental health insurance, annuities, and investments. In addition, other expenses not included in these segments are reported in "Corporate & Other." Globe Life's reportable insurance segments are based on the insurance product lines it markets and administers: life insurance, supplemental health insurance, and annuities. These major product lines are set out as reportable segments because of the common characteristics of products within these categories, comparability of margins, and the similarity in regulatory environment and management techniques. There is also an investment segment that manages the investment portfolio and cash flow for the insurance segments and the corporate function. The Company's chief operating decision makers evaluate the overall performance of the operations of the Company in accordance with these segments. Life insurance products marketed by Globe Life include traditional whole life and term life insurance. Health insurance products are generally guaranteed renewable and include Medicare Supplement, cancer, critical illness, accident, and other limited-benefit supplemental hospital and surgical products. Annuities include fixed-benefit contracts. The following tables present segment premium revenue by each of Globe Life's distribution channels. Premium Income by Distribution Channel Three Months Ended September 30, 2024 Life Health Annuity Total Distribution Channel Amount % of Amount % of Amount % of Amount % of American Income $ 427,839 52 $ 31,277 9 $ — — $ 459,116 39 Direct to Consumer 246,425 30 18,072 5 — — 264,497 23 Liberty National 93,625 12 47,277 13 — — 140,902 12 United American 1,608 — 149,510 42 — — 151,118 13 Family Heritage 1,684 — 107,819 31 — — 109,503 9 Other 47,457 6 — — — — 47,457 4 $ 818,638 100 $ 353,955 100 $ — — $ 1,172,593 100 Three Months Ended September 30, 2023 Life Health Annuity Total Distribution Channel Amount % of Total Amount % of Total Amount % of Total Amount % of Total American Income $ 400,214 51 $ 30,535 9 $ — — $ 430,749 39 Direct to Consumer 247,858 32 17,153 5 — — 265,011 24 Liberty National 88,199 11 46,643 14 — — 134,842 12 United American 1,802 — 137,077 42 — — 138,879 12 Family Heritage 1,561 — 99,828 30 — — 101,389 9 Other 48,465 6 — — — — 48,465 4 $ 788,099 100 $ 331,236 100 $ — — $ 1,119,335 100 Nine Months Ended September 30, 2024 Life Health Annuity Total Distribution Channel Amount % of Amount % of Amount % of Amount % of American Income $ 1,265,417 52 $ 92,495 9 $ — — $ 1,357,912 39 Direct to Consumer 743,304 31 54,070 5 — — 797,374 23 Liberty National 276,599 11 142,612 14 — — 419,211 12 United American 5,009 — 440,375 42 — — 445,384 13 Family Heritage 4,945 — 317,065 30 — — 322,010 9 Other 143,111 6 — — — — 143,111 4 $ 2,438,385 100 $ 1,046,617 100 $ — — $ 3,485,002 100 Nine Months Ended September 30, 2023 Life Health Annuity Total Distribution Channel Amount % of Total Amount % of Total Amount % of Total Amount % of Total American Income $ 1,182,346 50 $ 89,656 9 $ — — $ 1,272,002 38 Direct to Consumer 744,132 32 51,576 5 — — 795,708 24 Liberty National 260,036 11 140,518 14 — — 400,554 12 United American 5,533 — 407,137 42 — — 412,670 13 Family Heritage 4,554 — 294,029 30 — — 298,583 9 Other 145,828 7 — — — — 145,828 4 $ 2,342,429 100 $ 982,916 100 $ — — $ 3,325,345 100 Due to the nature of the life insurance industry, Globe Life has no individual or group that would be considered a major customer. Substantially all of Globe Life's business is conducted in the United States. The measure of profitability established by the chief operating decision makers for the insurance segments is underwriting margin before other income and administrative expenses, in accordance with the manner in which the segments are managed. It essentially represents gross profit margin on insurance products before insurance administrative expenses and consists primarily of premium less net policy benefits, acquisition expenses, and commissions. Required interest on policy liabilities is reflected as a component of the Investment segment (rather than as a component of underwriting margin in the insurance and annuity segments) in order to match this cost with the investment income earned on the assets supporting the policy liabilities. The measure of profitability for the Investment segment is excess investment income, representing the income earned on the investment portfolio in excess of policy requirements. Other than the required interest on the insurance segments, no other intersegment revenues or expenses are recognized. Expenses directly attributable to corporate operations are included in the “Corporate & Other” category. Stock-based compensation expense is considered a corporate expense by Globe Life management and is included in this category. All other unallocated revenues and expenses on a pretax basis, including insurance administrative expense and interest on debt, are also included in the “Corporate & Other” segment category. Globe Life holds a sizable investment portfolio to support its insurance liabilities, the yield from which is used to offset policy benefit, acquisition, administrative, and tax expenses. This yield or investment income is taken into account when establishing premium rates and profitability expectations for its insurance products. From time to time, investments are sold or called, or experience a credit loss event, each of which are reflected by the Company as realized gain (loss)—investments. These gains or losses generally occur as a result of disposition due to issuer calls, compliance with Company investment policies, or other reasons often beyond management’s control. Unlike investment income, realized gains and losses are incidental to insurance operations, and only overall yields are considered when setting premium rates or insurance product profitability expectations. While these gains and losses are not relevant to segment profitability or core operating results, they can have a material positive or negative result on net income. For these reasons, management removes realized investment gains and losses when it views its segment operations. Management also removes non-operating items unrelated to the Company's core insurance activities when evaluating those results. Therefore, these items are excluded in its presentation of segment results because accounting guidance requires that operating segment results be presented as management views its business. All of these items are included in “Other operating expense” in the Condensed Consolidated Statements of Operations for the appropriate year. See additional detail below in the tables. The following tables set forth a reconciliation of Globe Life's revenues and operations by segment to its major income statement line items. See Note 1—Significant Accounting Policies for additional information concerning reconciling items of segment profits to pretax income. Three Months Ended September 30, 2024 Life Health Annuity Investment Corporate & Other Adjustments Consolidated Revenue: Premium $ 818,638 $ 353,955 $ — $ — $ — $ — $ 1,172,593 Net investment income — — — 284,964 — — 284,964 Other income — — — — 42 — 42 Total revenue 818,638 353,955 — 284,964 42 — 1,457,599 Expenses: Policy benefits 454,502 221,926 5,716 6,040 — — 688,184 Required interest on reserves (203,875) (27,717) (7,829) 239,421 — — — Amortization of acquisition costs 90,070 13,852 388 — — — 104,310 Commissions, premium taxes, and non-deferred acquisition costs 90,758 58,931 4 — — — 149,693 Insurance administrative expense (1) — — — — 88,465 730 (3) 89,195 Parent expense — — — — 3,210 3,236 (2,3) 6,446 Stock-based compensation expense — — — — 9,233 — 9,233 Interest expense — — — — 31,388 — 31,388 Total expenses 431,455 266,992 (1,721) 245,461 132,296 3,966 1,078,449 Subtotal 387,183 86,963 1,721 39,503 (132,254) (3,966) 379,150 Non-operating items — — — — — 3,966 (2,3) 3,966 Measure of segment profitability (pretax) $ 387,183 $ 86,963 $ 1,721 $ 39,503 $ (132,254) $ — 383,116 Realized gains (losses) (2,192) Legal costs and proceedings (3,329) Non-operating expenses (637) Income before income taxes per Condensed Consolidated Statements of Operations $ 376,958 (1) Administrative expense is not allocated to insurance segments. (2) Non-operating expenses. (3) Legal costs and proceedings. Three Months Ended September 30, 2023 Life Health Annuity Investment Corporate & Other Adjustments Consolidated Revenue: Premium $ 788,099 $ 331,236 $ — $ — $ — $ — $ 1,119,335 Net investment income — — — 266,926 — — 266,926 Other income — — — — 50 — 50 Total revenue 788,099 331,236 — 266,926 50 — 1,386,311 Expenses: Policy obligations 515,676 193,790 6,854 2,724 — — 719,044 Required interest on reserves (194,199) (26,732) (9,353) 230,284 — — — Amortization of acquisition costs 82,523 12,816 418 — — — 95,757 Commissions, premium taxes, and non-deferred acquisition costs 84,011 54,662 4 — — — 138,677 Insurance administrative expense (1) — — — — 74,585 — 74,585 Parent expense — — — — 2,581 1,137 (2) 3,718 Stock-based compensation expense — — — — 7,567 — 7,567 Interest expense — — — — 25,955 — 25,955 Total expenses 488,011 234,536 (2,077) 233,008 110,688 1,137 1,065,303 Subtotal 300,088 96,700 2,077 33,918 (110,638) (1,137) 321,008 Non-operating items — — — — — 1,137 (2) 1,137 Measure of segment profitability (pretax) $ 300,088 $ 96,700 $ 2,077 $ 33,918 $ (110,638) $ — 322,145 Realized gains (losses) (2,193) Non-operating expenses (1,137) Income before income taxes per Condensed Consolidated Statements of Operations $ 318,815 (1) Administrative expense is not allocated to insurance segments. (2) Non-operating expenses. Nine Months Ended September 30, 2024 Life Health Annuity Investment Corporate & Other Adjustments Consolidated Revenue: Premium $ 2,438,385 $ 1,046,617 $ — $ — $ — $ — $ 3,485,002 Net investment income — — — 853,178 — — 853,178 Other income — — — — 192 — 192 Total revenue 2,438,385 1,046,617 — 853,178 192 — 4,338,372 Expenses: Policy obligations 1,493,165 629,676 17,786 15,044 — — 2,155,671 Required interest on reserves (605,397) (82,300) (24,358) 712,055 — — — Amortization of acquisition costs 263,753 40,774 1,176 — — — 305,703 Commissions, premium taxes, and non-deferred acquisition costs 270,347 177,246 12 — — — 447,605 Insurance administrative expense (1) — — — — 251,072 1,646 (3) 252,718 Parent expense — — — — 9,166 6,722 (2,3) 15,888 Stock-based compensation expense — — — — 28,590 — 28,590 Interest expense — — — — 91,413 — 91,413 Total expenses 1,421,868 765,396 (5,384) 727,099 380,241 8,368 3,297,588 Subtotal 1,016,517 281,221 5,384 126,079 (380,049) (8,368) 1,040,784 Non-operating items — — — — — 8,368 (2,3) 8,368 Measure of segment profitability (pretax) $ 1,016,517 $ 281,221 $ 5,384 $ 126,079 $ (380,049) $ — 1,049,152 Realized gains (losses) (26,580) Legal costs and proceedings (5,764) Non-operating expenses (2,604) Income before income taxes per Condensed Consolidated Statements of Operations $ 1,014,204 (1) Administrative expense is not allocated to insurance segments. (2) Non-operating expenses. (3) Legal costs and proceedings. Nine Months Ended September 30, 2023 Life Health Annuity Investment Corporate & Other Adjustments Consolidated Revenue: Premium $ 2,342,429 $ 982,916 $ — $ — $ — $ — $ 3,325,345 Net investment income — — — 785,275 — — 785,275 Other income — — — — 185 — 185 Total revenue 2,342,429 982,916 — 785,275 185 — 4,110,805 Expenses: Policy obligations 1,536,317 580,676 21,502 5,986 — — 2,144,481 Required interest on reserves (575,801) (79,603) (29,327) 684,731 — — — Amortization of acquisition costs 243,285 37,608 1,266 — — — 282,159 Commissions, premium taxes, and non-deferred acquisition costs 251,136 163,784 13 — — — 414,933 Insurance administrative expense (1) — — — — 223,951 — 223,951 Parent expense — — — — 8,254 1,137 (2) 9,391 Stock-based compensation expense — — — — 22,732 — 22,732 Interest expense — — — — 76,640 — 76,640 Total expenses 1,454,937 702,465 (6,546) 690,717 331,577 1,137 3,174,287 Subtotal 887,492 280,451 6,546 94,558 (331,392) (1,137) 936,518 Non-operating items — — — — — 1,137 (2) 1,137 Measure of segment profitability (pretax) $ 887,492 $ 280,451 $ 6,546 $ 94,558 $ (331,392) $ — 937,655 Realized gains (losses) (78,963) Non-operating expenses (1,137) Income before income taxes per Condensed Consolidated Statements of Operations $ 857,555 (1) Administrative expense is not allocated to insurance segments. (2) Non-operating expenses.

Subsequent Events

Subsequent Events	9 Months Ended
Subsequent Events	Sep. 30, 2024
Subsequent Events [Abstract]
Subsequent Events	Note 13—Subsequent Events In the fourth quarter of 2024, the Company entered into a coinsurance agreement to cede a majority of its annuity business to a third-party insurer. The annuity reserves ceded totaled approximately $460 million subject to final settlement. The pre-tax ceding commission under the agreement was approximately $50 million and will be recognized into income over the remaining life of the ceded contracts. Under the terms of the agreement, the reinsurer will be required to maintain assets in trust at 105% of reserves. The Company's annuity business comprises less than 1% of revenue and is not core to the Company's business. We anticipate that we will adjust our segment reporting to reflect the remaining annuity business within the Corporate and Other category of our segment reporting.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Pay vs Performance Disclosure - USD ($) $ in Thousands	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net income	$ 302,994	$ 257,083	$ 815,566	$ 695,953

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Significant Accounting Polici_2

Significant Accounting Policies (Policies)	9 Months Ended
Significant Accounting Policies (Policies)	Sep. 30, 2024
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation : The accompanying condensed consolidated financial statements of Globe Life have been prepared in accordance with the instructions to Form 10-Q. Therefore, they do not include all of the disclosures required by accounting principles generally accepted in the United States of America (GAAP) for annual financial statements. However, in the opinion of management, these statements include all adjustments, consisting of normal recurring adjustments, which are necessary for a fair presentation of the condensed consolidated financial position at September 30, 2024, and the condensed consolidated results of operations, comprehensive income, and cash flows for the periods ended September 30, 2024 and 2023. The interim period condensed consolidated financial statements should be read in conjunction with the Consolidated Financial Statements that are included in the Form 10-K filed with the Securities Exchange Commission (SEC) on February 28, 2024.
Use of Estimates	Use of Estimates : The preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date of the condensed consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. See further documentation in the significant accounting policies or the accompanying notes.
Accounting Pronouncements Yet to be Adopted	Accounting Pronouncements Adopted in the Current Year Standard Description Effective Date Effect on the Condensed Consolidated Financial Statements ASU No. 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions ASU 2022-03 adds disclosure requirements specific to equity securities subject to contractual sale restrictions. The disclosures clarify the nature of the contractual sale as well as the duration of the restriction and the circumstances that could cause a lapse in the restriction. This standard is effective for the Company for fiscal years beginning on January 1, 2024 and interim periods within those fiscal years. The adoption of this standard did not have a material impact on the Condensed Consolidated Financial Statements. Accounting Pronouncements Yet to be Adopted Standard Description Effective Date Effect on the Condensed Consolidated Financial Statements ASU No. 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures ASU 2023-07 adds disclosure requirements to segment expenses, improving the financial reporting of the entity’s overall performance and assessment of future cash flows. The disclosures will require more detailed information related to the entity’s reportable segments. This standard is effective for the Company for annual periods beginning on January 1, 2024 and for interim periods beginning on January 1, 2025, and will be implemented on a retrospective basis. The Company is evaluating the standard, but does not expect the standard will have a material impact on the Condensed Consolidated Financial Statements. ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures ASU 2023-09 adds disclosure requirements to disaggregated information related to the effective tax rate reconciliation and information on income taxes paid. The disclosures will enhance the assessment of the entity’s operations and related tax risks. This standard is effective for the Company for annual periods beginning on January 1, 2025, and will be implemented on a prospective basis. The Company does not expect the standard will have a material impact on the Condensed Consolidated Financial Statements.

New Accounting Standards (Table

New Accounting Standards (Tables)	9 Months Ended
New Accounting Standards (Tables)	Sep. 30, 2024
Accounting Changes and Error Corrections [Abstract]
Schedule Of New Accounting Standards on Previously Reported Results	Accounting Pronouncements Adopted in the Current Year Standard Description Effective Date Effect on the Condensed Consolidated Financial Statements ASU No. 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions ASU 2022-03 adds disclosure requirements specific to equity securities subject to contractual sale restrictions. The disclosures clarify the nature of the contractual sale as well as the duration of the restriction and the circumstances that could cause a lapse in the restriction. This standard is effective for the Company for fiscal years beginning on January 1, 2024 and interim periods within those fiscal years. The adoption of this standard did not have a material impact on the Condensed Consolidated Financial Statements. Accounting Pronouncements Yet to be Adopted Standard Description Effective Date Effect on the Condensed Consolidated Financial Statements ASU No. 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures ASU 2023-07 adds disclosure requirements to segment expenses, improving the financial reporting of the entity’s overall performance and assessment of future cash flows. The disclosures will require more detailed information related to the entity’s reportable segments. This standard is effective for the Company for annual periods beginning on January 1, 2024 and for interim periods beginning on January 1, 2025, and will be implemented on a retrospective basis. The Company is evaluating the standard, but does not expect the standard will have a material impact on the Condensed Consolidated Financial Statements. ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures ASU 2023-09 adds disclosure requirements to disaggregated information related to the effective tax rate reconciliation and information on income taxes paid. The disclosures will enhance the assessment of the entity’s operations and related tax risks. This standard is effective for the Company for annual periods beginning on January 1, 2025, and will be implemented on a prospective basis. The Company does not expect the standard will have a material impact on the Condensed Consolidated Financial Statements.

Supplemental Information Abou_2

Supplemental Information About Changes to Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Schedule of Change in Balance by Component of Accumulated Other Comprehensive Income	An analysis of the change in balance by component of Accumulated Other Comprehensive Income is as follows for the three and nine month periods ended September 30, 2024 and 2023: Three Months Ended September 30, 2024 Available Future Policy Benefits Foreign Pension Total Balance at July 1, 2024 $ (1,271,213) $ (911,717) $ (4,726) $ (1,964) $ (2,189,620) Other comprehensive income (loss) before reclassifications, net of tax 686,343 (985,420) 5,764 — (293,313) Reclassifications, net of tax (1,903) — — 93 (1,810) Other comprehensive income (loss) 684,440 (985,420) 5,764 93 (295,123) Balance at September 30, 2024 $ (586,773) $ (1,897,137) $ 1,038 $ (1,871) $ (2,484,743) Three Months Ended September 30, 2023 Available Future Policy Benefits Foreign Pension Total Balance at July 1, 2023 $ (1,249,399) $ (1,696,801) $ 1,353 $ 950 $ (2,943,897) Other comprehensive income (loss) before reclassifications, net of tax (842,527) 1,332,976 (6,226) — 484,223 Reclassifications, net of tax 672 — — 28 700 Other comprehensive income (loss) (841,855) 1,332,976 (6,226) 28 484,923 Balance at September 30, 2023 $ (2,091,254) $ (363,825) $ (4,873) $ 978 $ (2,458,974) Nine Months Ended September 30, 2024 Available Future Policy Benefits Foreign Pension Total Balance at January 1, 2024 $ (827,596) $ (1,947,391) $ 4,719 $ (2,151) $ (2,772,419) Other comprehensive income (loss) before reclassifications, net of tax 238,785 50,254 (3,681) — 285,358 Reclassifications, net of tax 2,038 — — 280 2,318 Other comprehensive income (loss) 240,823 50,254 (3,681) 280 287,676 Balance at September 30, 2024 $ (586,773) $ (1,897,137) $ 1,038 $ (1,871) $ (2,484,743) Nine Months Ended September 30, 2023 Available Future Policy Benefits Foreign Pension Total Balance at January 1, 2023 $ (1,420,672) $ (1,369,204) $ (1,681) $ 1,244 $ (2,790,313) Other comprehensive income (loss) before reclassifications, net of tax (736,046) 1,005,379 (3,192) — 266,141 Reclassifications, net of tax 65,464 — — (266) 65,198 Other comprehensive income (loss) (670,582) 1,005,379 (3,192) (266) 331,339 Balance at September 30, 2023 $ (2,091,254) $ (363,825) $ (4,873) $ 978 $ (2,458,974)
Schedule of Reclassifications Out of Accumulated Other Comprehensive Income	Reclassification adjustments out of Accumulated Other Comprehensive Income are presented below for the three and nine month periods ended September 30, 2024 and 2023. Three Months Ended Nine Months Ended September 30, Affected line items in the Statements of Operations Component Line Item 2024 2023 2024 2023 Unrealized investment (gains) losses on available for sale assets: Realized (gains) losses $ (257) $ 1,759 $ 9,732 $ 85,230 Realized (gains) losses Amortization of (discount) premium (2,151) (908) (7,152) (2,364) Net investment income Total before tax (2,408) 851 2,580 82,866 Tax 505 (179) (542) (17,402) Income taxes Total after-tax (1,903) 672 2,038 65,464 Pension adjustments: Amortization of prior service cost 265 269 803 807 Other operating expense Amortization of actuarial (gain) loss (147) (234) (449) (1,143) Other operating expense Total before tax 118 35 354 (336) Tax (25) (7) (74) 70 Income taxes Total after-tax 93 28 280 (266) Total reclassification (after-tax) $ (1,810) $ 700 $ 2,318 $ 65,198

Investments (Tables)

Investments (Tables)	9 Months Ended
Investments (Tables)	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Fixed Maturities and Equity Securities Available for Sale by Component	Summaries of fixed maturities available for sale by amortized cost, fair value, and allowance for credit losses at September 30, 2024 and December 31, 2023, and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) are as follows. Redeemable preferred stock is included within "Corporates, by sector." At September 30, 2024 Amortized Allowance for Credit Losses Gross Gross Fair Value (1) % of Total Fixed Maturities (2) Fixed maturities available for sale: U.S. Government direct, guaranteed, and government-sponsored enterprises $ 397,969 $ — $ 38 $ (21,026) $ 376,981 2 States, municipalities, and political subdivisions 3,253,819 — 49,409 (424,989) 2,878,239 16 Foreign governments 41,794 — 17 (9,885) 31,926 — Corporates, by sector: Industrials 8,115,835 (7,132) 258,165 (508,089) 7,858,779 43 Financial 5,014,169 — 171,762 (299,903) 4,886,028 26 Utilities 2,140,610 — 109,998 (72,371) 2,178,237 12 Total corporates 15,270,614 (7,132) 539,925 (880,363) 14,923,044 81 Collateralized debt obligations 36,685 — 5,798 — 42,483 — Other asset-backed securities 83,573 — 1 (1,677) 81,897 1 Total fixed maturities $ 19,084,454 $ (7,132) $ 595,188 $ (1,337,940) $ 18,334,570 100 (1) Amount reported in the balance sheet. (2) At fair value. At December 31, 2023 Amortized Allowance for Credit Losses Gross Gross Fair Value (1) % of Total Fixed Maturities (2) Fixed maturities available for sale: U.S. Government direct, guaranteed, and government-sponsored enterprises $ 398,450 $ — $ 7 $ (32,306) $ 366,151 2 States, municipalities, and political subdivisions 3,296,305 — 47,346 (403,329) 2,940,322 16 Foreign governments 44,453 — 1 (10,348) 34,106 — Corporates, by sector: Industrials 8,016,126 (7,115) 213,078 (566,847) 7,655,242 43 Financial 5,028,151 — 112,368 (388,340) 4,752,179 27 Utilities 2,017,967 — 73,925 (94,130) 1,997,762 11 Total corporates 15,062,244 (7,115) 399,371 (1,049,317) 14,405,183 81 Collateralized debt obligations 37,110 — 5,036 — 42,146 — Other asset-backed securities 86,352 — 3 (4,057) 82,298 1 Total fixed maturities $ 18,924,914 $ (7,115) $ 451,764 $ (1,499,357) $ 17,870,206 100 (1) Amount reported in the balance sheet. (2) At fair value.
Schedule of Fixed Maturities by Contractual Maturity	A schedule of fixed maturities available for sale by contractual maturity date at September 30, 2024, is shown below on an amortized cost basis, net of allowance for credit losses, and on a fair value basis. Actual disposition dates could differ from contractual maturities due to call or prepayment provisions. At September 30, 2024 Amortized Fair Fixed maturities available for sale: Due in one year or less $ 111,956 $ 111,456 Due after one year through five years 748,300 771,458 Due after five years through ten years 1,841,477 1,912,103 Due after ten years through twenty years 8,954,048 8,827,993 Due after twenty years 7,301,254 6,587,150 Mortgage-backed and asset-backed securities 120,287 124,410 $ 19,077,322 $ 18,334,570
Schedule of Analysis of Investment Operations	"Net investment income" for the three and nine month periods ended September 30, 2024 and 2023 is summarized as follows: Three Months Ended Nine Months Ended 2024 2023 % Change 2024 2023 % Change Fixed maturities available for sale $ 245,313 $ 237,609 3 $ 738,626 $ 704,095 5 Policy loans 13,296 12,446 7 39,196 36,435 8 Mortgage loans 7,668 5,363 43 21,337 13,919 53 Other long-term investments (1) 19,992 14,630 37 58,608 38,753 51 Short-term investments 3,083 1,396 8,396 4,811 289,352 271,444 7 866,163 798,013 9 Less investment expense (4,388) (4,518) (3) (12,985) (12,738) 2 Net investment income $ 284,964 $ 266,926 7 $ 853,178 $ 785,275 9 (1) For the three months ended September 30, 2024 and 2023, the investment funds, accounted for under the fair value option method, recorded $19.1 million and $14.0 million, respectively, in net investment income. For the nine months ended September 30, 2024 and 2023, the investment funds, accounted for under the fair value option method, recorded $56.1 million and $37.2 million, respectively, in net investment income. Refer to Other Long-Term Investments below
Schedule of Realized Gains (Losses) on Investments	Selected information about sales of fixed maturities available for sale is as follows: Three Months Ended Nine Months Ended 2024 2023 2024 2023 Fixed maturities available for sale: Proceeds from sales (1) $ 163,221 $ 46,210 $ 674,125 $ 192,034 Gross realized gains 2,042 261 6,086 308 Gross realized losses (1,856) (67,018) (15,824) (77,879) (1) As of September 30, 2024 and 2023, the Company had $0 and $27 thousand of unsettled trades, respectively. An analysis of "Realized gains (losses)" is as follows: Three Months Ended Nine Months Ended 2024 2023 2024 2023 Realized investment gains (losses): Fixed maturities available for sale: Sales and other (1) $ 257 $ (66,767) $ (9,716) $ (77,730) Provision for credit losses — 65,008 (16) (7,500) Fair value option—change in fair value (3,683) 868 (22,777) 7,954 Mortgage loans (1,376) (59) (3,530) (4,918) Other investments (16) 880 1,135 502 Realized gains (losses) from investments (4,818) (70) (34,904) (81,692) Other gains (losses) 2,626 (2,123) 8,324 2,729 Total realized gains (losses) (2,192) (2,193) (26,580) (78,963) Applicable tax 460 461 5,582 16,583 Realized gains (losses), net of tax $ (1,732) $ (1,732) $ (20,998) $ (62,380) (1) During the three months ended September 30, 2024 and 2023, the Company recorded $3.4 million and $21.1 million of issuer-initiated exchanges of fixed maturities (noncash transactions) that resulted in no realized gains (losses) in either period. During the nine months ended September 30, 2024 and 2023, the Company recorded $82.2 million and $39.0 million of issuer-initiated exchanges of fixed maturities (noncash transactions) that resulted in no realized gains (losses) in either period.
Schedule of Fair Value of Fixed Maturities Measured on a Recurring Basis	The following tables represent the fair value of fixed maturities measured on a recurring basis at September 30, 2024 and December 31, 2023: Fair Value Measurement at September 30, 2024: Quoted Prices in Significant Other Significant Total Fair Fixed maturities available for sale U.S. Government direct, guaranteed, and government-sponsored enterprises $ — $ 376,981 $ — $ 376,981 States, municipalities, and political subdivisions — 2,878,239 — 2,878,239 Foreign governments — 31,926 — 31,926 Corporates, by sector: Industrials — 7,659,257 199,522 7,858,779 Financial — 4,754,596 131,432 4,886,028 Utilities — 2,063,380 114,857 2,178,237 Total corporates — 14,477,233 445,811 14,923,044 Collateralized debt obligations — — 42,483 42,483 Other asset-backed securities — 74,021 7,876 81,897 Total fixed maturities $ — $ 17,838,400 $ 496,170 $ 18,334,570 Percentage of total — % 97 % 3 % 100 % Fair Value Measurement at December 31, 2023: Quoted Prices in Significant Other Significant Total Fair Fixed maturities available for sale U.S. Government direct, guaranteed, and government-sponsored enterprises $ — $ 366,151 $ — $ 366,151 States, municipalities, and political subdivisions — 2,940,322 — 2,940,322 Foreign governments — 34,106 — 34,106 Corporates, by sector: Industrials — 7,440,493 214,749 7,655,242 Financial — 4,621,160 131,019 4,752,179 Utilities — 1,888,797 108,965 1,997,762 Total corporates — 13,950,450 454,733 14,405,183 Collateralized debt obligations — — 42,146 42,146 Other asset-backed securities — 82,298 — 82,298 Total fixed maturities $ — $ 17,373,327 $ 496,879 $ 17,870,206 Percentage of total — % 97 % 3 % 100 % The following tables disclose unrealized investment losses by class and major sector of fixed maturities available for sale at September 30, 2024 and December 31, 2023. Analysis of Gross Unrealized Investment Losses At September 30, 2024 Less than Twelve Months Twelve Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Fixed maturities available for sale: Investment grade securities: U.S. Government direct, guaranteed, and government-sponsored enterprises $ — $ — $ 374,361 $ (21,026) $ 374,361 $ (21,026) States, municipalities, and political subdivisions 201,640 (4,821) 1,636,467 (420,168) 1,838,107 (424,989) Foreign governments — — 28,493 (9,885) 28,493 (9,885) Corporates, by sector: Industrials 124,717 (11,134) 4,071,839 (464,628) 4,196,556 (475,762) Financial 19,176 (303) 2,005,383 (261,465) 2,024,559 (261,768) Utilities 7,012 (92) 667,192 (71,489) 674,204 (71,581) Total corporates 150,905 (11,529) 6,744,414 (797,582) 6,895,319 (809,111) Collateralized debt obligations — — — — — — Other asset-backed securities — — 68,549 (1,607) 68,549 (1,607) Total investment grade securities 352,545 (16,350) 8,852,284 (1,250,268) 9,204,829 (1,266,618) Below investment grade securities: Corporates, by sector: Industrials 2,670 (169) 143,088 (32,158) 145,758 (32,327) Financial 4,199 (13) 178,887 (38,122) 183,086 (38,135) Utilities — — 11,945 (790) 11,945 (790) Total corporates 6,869 (182) 333,920 (71,070) 340,789 (71,252) Collateralized debt obligations — — — — — — Other asset-backed securities — — 5,432 (70) 5,432 (70) Total below investment grade securities 6,869 (182) 339,352 (71,140) 346,221 (71,322) Total fixed maturities $ 359,414 $ (16,532) $ 9,191,636 $ (1,321,408) $ 9,551,050 $ (1,337,940) Analysis of Gross Unrealized Investment Losses At December 31, 2023 Less than Twelve Months Twelve Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Fixed maturities available for sale: Investment grade securities: U.S. Government direct, guaranteed, and government-sponsored enterprises $ — $ — $ 364,006 $ (32,306) $ 364,006 $ (32,306) States, municipalities, and political subdivisions 252,800 (3,520) 1,610,163 (399,809) 1,862,963 (403,329) Foreign governments — — 32,591 (10,348) 32,591 (10,348) Corporates, by sector: Industrials 191,573 (3,881) 4,317,827 (530,011) 4,509,400 (533,892) Financial 242,099 (6,584) 2,341,424 (339,628) 2,583,523 (346,212) Utilities 81,194 (648) 686,043 (91,959) 767,237 (92,607) Total corporates 514,866 (11,113) 7,345,294 (961,598) 7,860,160 (972,711) Collateralized debt obligations — — — — — — Other asset-backed securities — — 70,956 (3,648) 70,956 (3,648) Total investment grade securities 767,666 (14,633) 9,423,010 (1,407,709) 10,190,676 (1,422,342) Below investment grade securities: Corporates, by sector: Industrials 10,745 (199) 145,697 (32,756) 156,442 (32,955) Financial 25,563 (2,602) 151,190 (39,526) 176,753 (42,128) Utilities — — 19,654 (1,523) 19,654 (1,523) Total corporates 36,308 (2,801) 316,541 (73,805) 352,849 (76,606) Collateralized debt obligations — — — — — — Other asset-backed securities — — 11,288 (409) 11,288 (409) Total below investment grade securities 36,308 (2,801) 327,829 (74,214) 364,137 (77,015) Total fixed maturities $ 803,974 $ (17,434) $ 9,750,839 $ (1,481,923) $ 10,554,813 $ (1,499,357)
Schedule of Fair Value, Assets Measured on Recurring Basis Using Significant Unobservable Inputs	The following tables represent changes in fixed maturities measured at fair value on a recurring basis using significant unobservable inputs (Level 3): Analysis of Changes in Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Asset- backed Securities Collateralized Corporates Total Balance at January 1, 2024 $ — $ 42,146 $ 454,733 $ 496,879 Included in realized gains / losses — — — — Included in other comprehensive income — 762 5,448 6,210 Acquisitions 7,876 — 14,800 22,676 Sales — — — — Amortization — 3,414 (38) 3,376 Other (1) — (3,839) (29,132) (32,971) Transfers into Level 3 (2) — — — — Transfers out of Level 3 (2) — — — — Balance at September 30, 2024 $ 7,876 $ 42,483 $ 445,811 $ 496,170 Percent of total fixed maturities — % — % 3 % 3 % (1) Includes capitalized interest, foreign exchange adjustments, and principal repayments. (2) Considered to be transferred at the end of the period. Transfers into Level 3 occur when observable inputs are no longer available. Transfers out of Level 3 occur when observable inputs become available. Analysis of Changes in Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Asset- backed Securities Collateralized Corporates Total Balance at January 1, 2023 $ — $ 50,364 $ 478,083 $ 528,447 Included in realized gains / losses — — — — Included in other comprehensive income — (8,424) (15,968) (24,392) Acquisitions — — — — Sales — — — — Amortization — 3,429 5 3,434 Other (1) — (3,684) (26,669) (30,353) Transfers into Level 3 (2) — — — — Transfers out of Level 3 (2) — — — — Balance at September 30, 2023 $ — $ 41,685 $ 435,451 $ 477,136 Percent of total fixed maturities — % — % 3 % 3 % (1) Includes capitalized interest, foreign exchange adjustments, and principal repayments. (2) Considered to be transferred at the end of the period. Transfers into Level 3 occur when observable inputs are no longer available. Transfers out of Level 3 occur when observable inputs become available. The following table presents changes in unrealized gains and losses for the period included in accumulated other comprehensive income for assets held at the end of the reporting period for Level 3 classification: Changes in Unrealized Gains (Losses) included in Accumulated Other Comprehensive Income for Assets Held at the End of the Period Asset- Collateralized Corporates Total At September 30, 2024 $ — $ 762 $ 5,448 $ 6,210 At September 30, 2023 — (8,424) (15,968) (24,392)
Schedule of Additional Information about Investments in Unrealized Loss Position	The following table discloses information about fixed maturities available for sale in an unrealized loss position. Less than Twelve Months Twelve Months or Longer Total Number of issues (CUSIPs) held: As of September 30, 2024 87 1,553 1,640 As of December 31, 2023 151 1,614 1,765
Schedule of Fixed Maturities, Allowance for Credit Loss	A summary of the activity in the allowance for credit losses is as follows. Three Months Ended Nine Months Ended 2024 2023 2024 2023 Allowance for credit losses beginning balance $ 7,132 $ 72,508 $ 7,115 $ — Additions to allowance for which credit losses were not previously recorded — — — 72,508 Additions (reductions) to allowance for fixed maturities that previously had an allowance — (65,008) 17 (65,008) Reduction of allowance for which the Company intends to sell or more likely than not will be required to sell or sold during the period — — — — Allowance for credit losses ending balance $ 7,132 $ 7,500 $ 7,132 $ 7,500
Schedule of Commercial Mortgage Loan Participations	Summaries of commercial mortgage loans by property type and geographical location at September 30, 2024 and December 31, 2023 are as follows: September 30, 2024 December 31, 2023 Carrying Value % of Total Carrying Value % of Total Property type: Multi-family $ 127,155 33 $ 116,299 42 Industrial 102,402 27 57,267 20 Retail 73,252 19 23,925 9 Hospitality 43,435 11 43,897 16 Mixed use 35,886 10 34,749 12 Office 6,387 2 6,734 2 Total recorded investment 388,517 102 282,871 101 Less allowance for credit losses (7,202) (2) (3,672) (1) Carrying value, net of allowance for credit losses $ 381,315 100 $ 279,199 100 September 30, 2024 December 31, 2023 Carrying Value % of Total Carrying Value % of Total Geographic location: Texas $ 75,002 20 $ 45,111 16 New Jersey 51,454 14 44,574 16 Florida 46,506 12 48,233 17 California 40,715 11 54,721 20 New York 35,865 9 20,284 7 Alabama 35,838 9 11,003 4 Other 103,137 27 58,945 21 Total recorded investment 388,517 102 282,871 101 Less allowance for credit losses (7,202) (2) (3,672) (1) Carrying value, net of allowance for credit losses $ 381,315 100 $ 279,199 100
Schedule of Commercial Loan Participations, Credit Quality Indicators	The following tables are reflective of the key factors, debt service coverage ratios, and loan-to-value (LTV) ratios that are utilized by management to monitor the performance of the portfolios. The Company only makes new investments in commercial mortgage loans that have a LTV ratio less than 80%. LTV's that exceed 80% are generally as a result of decreases in the valuation of the underlying property. Generally, a higher LTV ratio and a lower debt service coverage ratio equates to higher risk of loss. September 30, 2024 Recorded Investment Debt Service Coverage Ratios (1) <1.00x 1.00x—1.20x >1.20x Total % of Gross Total Loan-to-value ratio (2) : Less than 70% $ 22,841 $ 138,034 $ 203,226 $ 364,101 94 70% to 80% 1,058 — — 1,058 — 81% to 90% 8,569 — — 8,569 2 Greater than 90% 14,789 — — 14,789 4 Total $ 47,257 $ 138,034 $ 203,226 388,517 100 Less allowance for credit losses (7,202) Total, net of allowance for credit losses $ 381,315 (1) Annual net operating income divided by annual mortgage debt service (principal and interest). (2) Loan balance divided by stabilized appraised value at origination, including planned renovations and stabilized occupancy. Updated internal valuations are used when a loan is materially underperforming. December 31, 2023 Recorded Investment Debt Service Coverage Ratios (1) <1.00x 1.00x—1.20x >1.20x Total % of Gross Total Loan-to-value ratio (2) : Less than 70% $ 27,091 $ 180,761 $ 58,364 $ 266,216 94 70% to 80% — — — — — 81% to 90% 8,468 — 1,153 9,621 3 Greater than 90% 7,034 — — 7,034 3 Total $ 42,593 $ 180,761 $ 59,517 282,871 100 Less allowance for credit losses (3,672) Total, net of allowance for credit losses $ 279,199 (1) Annual net operating income divided by annual mortgage debt service (principal and interest). (2) Loan balance divided by stabilized appraised value at origination, including planned renovations and stabilized occupancy. Updated internal valuations are used when a loan is materially underperforming.
Schedule of Commercial Loan Participations, Allowance for Credit Loss	Three Months Ended Nine Months Ended 2024 2023 2024 2023 Allowance for credit losses beginning balance $ 5,826 $ 2,928 $ 3,672 $ 1,789 Provision (reversal) for credit losses 1,376 60 3,530 1,199 Allowance for credit losses ending balance $ 7,202 $ 2,988 $ 7,202 $ 2,988
Schedule of Other Long-Term Investments	Other long-term investments consist of the following assets: September 30, December 31, 2023 Investment funds $ 979,397 $ 795,583 Company-owned life insurance 200,114 — Other 42,377 40,295 Total $ 1,221,888 $ 835,878
Schedule of Investment Funds	The following table presents additional information about the Company's investment funds as of September 30, 2024 and December 31, 2023 at fair value: Fair Value Unfunded Commitments Investment Category September 30, December 31, 2023 September 30, Redemption Term/Notice (1) Commercial mortgage loans $ 567,425 $ 411,315 $ 378,892 Fully redeemable and non-redeemable with varying terms. Opportunistic and private credit 195,957 181,410 166,514 Fully redeemable and non-redeemable with varying terms. Infrastructure 174,971 165,887 16,318 Fully redeemable and non-redeemable with varying terms. Other 41,044 36,971 50,757 Non-redeemable with varying terms Total investment funds $ 979,397 $ 795,583 $ 612,481 (1) Non-redeemable funds generally have an expected life of 7 to 12 years from fund closing with extension options of 1 to 4 years. Redemptions are paid out throughout the life of the funds at the General Partner's discretion. Redeemable funds can generally be redeemed over 6 to 36 months upon request from limited partners.

Policy Liabilities (Tables)

Policy Liabilities (Tables)	9 Months Ended
Policy Liabilities (Tables)	Sep. 30, 2024
Policyholder Account Balance [Abstract]
Schedule of Liability for Future Policy Benefit, Activity	Life Present value of expected future net premiums American Income DTC Liberty National Other Total Balance at January 1, 2023 $ 4,273,156 $ 5,910,224 $ 1,094,407 $ 470,741 $ 11,748,528 Beginning balance at original discount rates 4,246,723 5,680,864 1,066,123 449,209 11,442,919 Effect of changes in assumptions on future cash flows 14,265 36,170 5,178 8,419 64,032 Effect of actual variances from expected experience (103,922) (219,723) (26,533) (13,882) (364,060) Adjusted balance at January 1, 2023 4,157,066 5,497,311 1,044,768 443,746 11,142,891 Issuances (1) 557,844 450,361 92,894 21,756 1,122,855 Interest accrual (2) 147,968 214,988 40,362 17,071 420,389 Net premiums collected (3) (388,288) (461,367) (100,093) (34,542) (984,290) Effect of changes in the foreign exchange rate (631) — — — (631) Ending balance at original discount rates 4,473,959 5,701,293 1,077,931 448,031 11,701,214 Effect of change from original to current discount rates (155,254) (31,118) (18,702) (1,499) (206,573) Balance at September 30, 2023 $ 4,318,705 $ 5,670,175 $ 1,059,229 $ 446,532 $ 11,494,641 Balance at January 1, 2024 $ 4,681,888 $ 6,052,651 $ 1,129,716 $ 478,052 $ 12,342,307 Beginning balance at original discount rates 4,523,329 5,664,259 1,077,831 443,949 11,709,368 Effect of changes in assumptions on future cash flows (82,348) (28,366) (29,292) (982) (140,988) Effect of actual variances from expected experience (173,180) (226,062) (29,381) (9,292) (437,915) Adjusted balance at January 1, 2024 4,267,801 5,409,831 1,019,158 433,675 11,130,465 Issuances (1) 616,527 398,034 90,517 18,126 1,123,204 Interest accrual (2) 164,917 220,485 41,610 17,213 444,225 Net premiums collected (3) (412,717) (455,625) (101,687) (33,960) (1,003,989) Effect of changes in the foreign exchange rate (4,101) — — — (4,101) Ending balance at original discount rates 4,632,427 5,572,725 1,049,598 435,054 11,689,804 Effect of change from original to current discount rates 204,567 421,888 54,498 35,513 716,466 Balance at September 30, 2024 $ 4,836,994 $ 5,994,613 $ 1,104,096 $ 470,567 $ 12,406,270 (1) Issuances represent the present value, using the original discount rate, of the expected net premiums related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected net premiums, as well as the interest on actual net premiums earned during the period, using the original interest rate. (3) Net premiums collected represent the product of the current period net premium ratio and the gross premiums collected during the period on the in-force business. Life Present value of expected future net premiums American Income DTC Liberty National Other Total Balance at July 1, 2023 $ 4,472,847 $ 5,988,577 $ 1,110,017 $ 471,279 $ 12,042,720 Beginning balance at original discount rates 4,399,053 5,700,354 1,071,561 445,475 11,616,443 Effect of changes in assumptions on future cash flows 14,265 36,170 5,178 8,419 64,032 Effect of actual variances from expected experience (34,571) (91,120) (10,938) (7,232) (143,861) Adjusted balance at July 1, 2023 4,378,747 5,645,404 1,065,801 446,662 11,536,614 Issuances (1) 181,823 136,611 32,045 7,143 357,622 Interest accrual (2) 51,119 72,515 13,707 5,741 143,082 Net premiums collected (3) (131,329) (153,237) (33,622) (11,515) (329,703) Effect of changes in the foreign exchange rate (6,401) — — — (6,401) Ending balance at original discount rates 4,473,959 5,701,293 1,077,931 448,031 11,701,214 Effect of change from original to current discount rates (155,254) (31,118) (18,702) (1,499) (206,573) Balance at September 30, 2023 $ 4,318,705 $ 5,670,175 $ 1,059,229 $ 446,532 $ 11,494,641 Balance at July 1, 2024 $ 4,635,903 $ 5,810,518 $ 1,085,233 $ 449,883 $ 11,981,537 Beginning balance at original discount rates 4,648,111 5,670,288 1,080,642 437,551 11,836,592 Effect of changes in assumptions on future cash flows (82,348) (28,366) (29,292) (982) (140,988) Effect of actual variances from expected experience (59,483) (103,089) (12,113) (1,970) (176,655) Adjusted balance at July 1, 2024 4,506,280 5,538,833 1,039,237 434,599 11,518,949 Issuances (1) 203,828 110,993 30,298 5,969 351,088 Interest accrual (2) 55,750 73,134 13,836 5,709 148,429 Net premiums collected (3) (138,552) (150,235) (33,773) (11,223) (333,783) Effect of changes in the foreign exchange rate 5,121 — — — 5,121 Ending balance at original discount rates 4,632,427 5,572,725 1,049,598 435,054 11,689,804 Effect of change from original to current discount rates 204,567 421,888 54,498 35,513 716,466 Balance at September 30, 2024 $ 4,836,994 $ 5,994,613 $ 1,104,096 $ 470,567 $ 12,406,270 (1) Issuances represent the present value, using the original discount rate, of the expected net premiums related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected net premiums, as well as the interest on actual net premiums earned during the period, using the original interest rate. (3) Net premiums collected represent the product of the current period net premium ratio and the gross premiums collected during the period on the in-force business. Life Present value of expected future policy benefits American Income DTC Liberty National Other Total Balance at January 1, 2023 $ 9,119,104 $ 9,225,451 $ 3,429,256 $ 3,976,150 $ 25,749,961 Beginning balance at original discount rates 8,409,761 8,477,892 3,272,980 3,403,704 23,564,337 Effect of changes in assumptions on future cash flows 13,344 34,407 6,156 11,661 65,568 Effect of actual variances from expected experience (109,386) (227,639) (27,482) (17,962) (382,469) Adjusted balance at January 1, 2023 8,313,719 8,284,660 3,251,654 3,397,403 23,247,436 Issuances (1) 557,844 450,362 92,894 21,756 1,122,856 Interest accrual (2) 335,349 342,208 130,712 152,378 960,647 Benefit payments (3) (296,133) (432,393) (153,294) (86,008) (967,828) Effect of changes in the foreign exchange rate (819) — — — (819) Ending balance at original discount rates 8,909,960 8,644,837 3,321,966 3,485,529 24,362,292 Effect of change from original to current discount rates 80,477 228,607 (46,234) 282,118 544,968 Balance at September 30, 2023 $ 8,990,437 $ 8,873,444 $ 3,275,732 $ 3,767,647 $ 24,907,260 Balance at January 1, 2024 $ 10,163,627 $ 9,714,516 $ 3,605,392 $ 4,239,623 $ 27,723,158 Beginning balance at original discount rates 9,061,833 8,656,752 3,338,252 3,506,859 24,563,696 Effect of changes in assumptions on future cash flows (104,498) (50,106) (41,836) (2,027) (198,467) Effect of actual variances from expected experience (187,711) (241,231) (34,722) (12,841) (476,505) Adjusted balance at January 1, 2024 8,769,624 8,365,415 3,261,694 3,491,991 23,888,724 Issuances (1) 611,802 398,032 90,518 18,127 1,118,479 Interest accrual (2) 367,403 355,850 134,020 157,318 1,014,591 Benefit payments (3) (326,318) (439,992) (159,219) (103,998) (1,029,527) Effect of changes in the foreign exchange rate (8,768) — — — (8,768) Ending balance at original discount rates 9,413,743 8,679,305 3,327,013 3,563,438 24,983,499 Effect of change from original to current discount rates 1,091,042 1,082,717 275,358 717,751 3,166,868 Balance at September 30, 2024 $ 10,504,785 $ 9,762,022 $ 3,602,371 $ 4,281,189 $ 28,150,367 (1) Issuances represent the present value, using the original discount rate, of the expected future policy benefits related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected future policy benefits, as well as the interest on actual benefits and expenses paid during the period, using the original interest rate. (3) Benefit payments represent the release of the present value, using the original discount rate, of the actual future policy benefits incurred during the period due to death, surrender, and maturity benefit payments based on the revised expected assumptions. Life Present value of expected future policy benefits American Income DTC Liberty National Other Total Balance at July 1, 2023 $ 9,668,207 $ 9,487,233 $ 3,507,845 $ 4,109,706 $ 26,772,991 Beginning balance at original discount rates 8,753,526 8,592,897 3,297,781 3,448,491 24,092,695 Effect of changes in assumptions on future cash flows 13,344 34,407 6,156 11,661 65,568 Effect of actual variances from expected experience (36,998) (97,632) (14,364) (9,595) (158,589) Adjusted balance at July 1, 2023 8,729,872 8,529,672 3,289,573 3,450,557 23,999,674 Issuances (1) 181,822 136,612 32,046 7,145 357,625 Interest accrual (2) 114,683 115,547 43,991 51,249 325,470 Benefit payments (3) (101,161) (136,994) (43,644) (23,422) (305,221) Effect of changes in the foreign exchange rate (15,256) — — — (15,256) Ending balance at original discount rates 8,909,960 8,644,837 3,321,966 3,485,529 24,362,292 Effect of change from original to current discount rates 80,477 228,607 (46,234) 282,118 544,968 Balance at September 30, 2023 $ 8,990,437 $ 8,873,444 $ 3,275,732 $ 3,767,647 $ 24,907,260 Balance at July 1, 2024 $ 9,811,407 $ 9,289,834 $ 3,424,768 $ 3,981,898 $ 26,507,907 Beginning balance at original discount rates 9,353,526 8,748,900 3,356,531 3,545,323 25,004,280 Effect of changes in assumptions on future cash flows (104,498) (50,106) (41,836) (2,027) (198,467) Effect of actual variances from expected experience (65,766) (111,255) (15,385) (2,629) (195,035) Adjusted balance at July 1, 2024 9,183,262 8,587,539 3,299,310 3,540,667 24,610,778 Issuances (1) 199,097 110,991 30,298 5,970 346,356 Interest accrual (2) 124,308 118,873 44,743 52,747 340,671 Benefit payments (3) (105,757) (138,098) (47,338) (35,946) (327,139) Effect of changes in the foreign exchange rate 12,833 — — — 12,833 Ending balance at original discount rates 9,413,743 8,679,305 3,327,013 3,563,438 24,983,499 Effect of change from original to current discount rates 1,091,042 1,082,717 275,358 717,751 3,166,868 Balance at September 30, 2024 $ 10,504,785 $ 9,762,022 $ 3,602,371 $ 4,281,189 $ 28,150,367 (1) Issuances represent the present value, using the original discount rate, of the expected future policy benefits related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected future policy benefits, as well as the interest on actual benefits and expenses paid during the period, using the original interest rate. (3) Benefit payments represent the release of the present value, using the original discount rate, of the actual future policy benefits incurred during the period due to death, surrender, and maturity benefit payments based on the revised expected assumptions. Life (2) Net liability for future policy benefits as of September 30, 2023 American Income DTC Liberty National Other Total Net liability for future policy benefits at original discount rates $ 4,436,001 $ 2,943,544 $ 2,244,035 $ 3,037,498 $ 12,661,078 Effect of changes in discount rate assumptions 235,731 259,725 (27,532) 283,617 751,541 Other adjustments (1) 508 3,982 6,272 466 11,228 Net liability for future policy benefits, after other adjustments, at current discount rates 4,672,240 3,207,251 2,222,775 3,321,581 13,423,847 Reinsurance recoverable (141) — (7,661) (32,947) (40,749) Net liability for future policy benefits, after reinsurance recoverable, at current discount rates $ 4,672,099 $ 3,207,251 $ 2,215,114 $ 3,288,634 $ 13,383,098 (1) Other adjustments include the Company's effects of capping and flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). (2) Includes the immaterial error correction noted below. Life Net liability for future policy benefits as of September 30, 2024 American Income DTC Liberty National Other Total Net liability for future policy benefits at original discount rates $ 4,781,316 $ 3,106,580 $ 2,277,415 $ 3,128,384 $ 13,293,695 Effect of changes in discount rate assumptions 886,475 660,829 220,860 682,238 2,450,402 Other adjustments (1) 150 — — 37 187 Net liability for future policy benefits, after other adjustments, at current discount rates 5,667,941 3,767,409 2,498,275 3,810,659 15,744,284 Reinsurance recoverable (170) — (7,885) (38,506) (46,561) Net liability for future policy benefits, after reinsurance recoverable, at current discount rates $ 5,667,771 $ 3,767,409 $ 2,490,390 $ 3,772,153 $ 15,697,723 (1) Other adjustments include the Company's effects of flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). The following tables summarize balances and changes in the net liability for future policy benefits for long-duration health contracts for the three and nine month periods ended September 30, 2024 and 2023: Health Present value of expected future net premiums United American Family Heritage Liberty National American Income DTC Total Balance at January 1, 2023 $ 2,908,501 $ 1,594,992 $ 423,490 $ 190,296 $ 90,143 $ 5,207,422 Beginning balance at original discount rates 2,941,261 1,729,219 415,442 192,631 87,751 5,366,304 Effect of changes in assumptions on future cash flows 466,883 (30,255) (56,964) (6,061) 16,553 390,156 Effect of actual variances from expected experience (6,240) (50,052) (30,526) (7,643) (1,666) (96,127) Adjusted balance at January 1, 2023 3,401,904 1,648,912 327,952 178,927 102,638 5,660,333 Issuances (1) 226,363 202,561 43,373 30,667 6,532 509,496 Interest accrual (2) 99,390 50,091 14,047 6,304 3,278 173,110 Net premiums collected (3) (202,669) (134,009) (38,322) (16,611) (8,028) (399,639) Effect of changes in the foreign exchange rate — — — (165) — (165) Ending balance at original discount rates 3,524,988 1,767,555 347,050 199,122 104,420 5,943,135 Effect of change from original to current discount rates (183,608) (192,981) (8,372) (9,976) (1,254) (396,191) Balance at September 30, 2023 $ 3,341,380 $ 1,574,574 $ 338,678 $ 189,146 $ 103,166 $ 5,546,944 Balance at January 1, 2024 $ 3,697,771 $ 1,711,741 $ 358,472 $ 206,381 $ 115,363 $ 6,089,728 Beginning balance at original discount rates 3,625,803 1,783,173 348,570 201,869 109,880 6,069,295 Effect of changes in assumptions on future cash flows 9,892 (8,117) (3,463) 12,207 4,449 14,968 Effect of actual variances from expected experience (18,894) (43,359) (26,123) (11,168) (1,818) (101,362) Adjusted balance at January 1, 2024 3,616,801 1,731,697 318,984 202,908 112,511 5,982,901 Issuances (1) 287,072 200,220 43,367 34,121 12,325 577,105 Interest accrual (2) 128,533 55,733 12,450 7,135 4,221 208,072 Net premiums collected (3) (220,380) (141,735) (39,223) (18,171) (8,338) (427,847) Effect of changes in the foreign exchange rate — — — (377) — (377) Ending balance at original discount rates 3,812,026 1,845,915 335,578 225,616 120,719 6,339,854 Effect of change from original to current discount rates 130,218 (44,372) 11,529 8,173 7,153 112,701 Balance at September 30, 2024 $ 3,942,244 $ 1,801,543 $ 347,107 $ 233,789 $ 127,872 $ 6,452,555 (1) Issuances represent the present value, using the original discount rate, of the expected net premiums related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected net premiums, as well as the interest on actual net premiums earned during the period, using the original interest rate. (3) Net premiums collected represent the product of the current period net premium ratio and the gross premiums collected during the period on the in-force business. Health Present value of expected future net premiums United American Family Heritage Liberty National American Income DTC Total Balance at July 1, 2023 $ 2,984,554 $ 1,661,020 $ 409,551 $ 201,844 $ 89,674 $ 5,346,643 Beginning balance at original discount rates 2,985,660 1,771,206 400,180 201,709 86,840 5,445,595 Effect of changes in assumptions on future cash flows 466,883 (30,255) (56,964) (6,061) 16,553 390,156 Effect of actual variances from expected experience 22,683 (15,658) (2,692) (2,394) 229 2,168 Adjusted balance at July 1, 2023 3,475,226 1,725,293 340,524 193,254 103,622 5,837,919 Issuances (1) 82,647 70,216 15,183 9,880 2,317 180,243 Interest accrual (2) 35,536 17,272 4,380 2,170 1,160 60,518 Net premiums collected (3) (68,421) (45,226) (13,037) (5,630) (2,679) (134,993) Effect of changes in the foreign exchange rate — — — (552) — (552) Ending balance at original discount rates 3,524,988 1,767,555 347,050 199,122 104,420 5,943,135 Effect of change from original to current discount rates (183,608) (192,981) (8,372) (9,976) (1,254) (396,191) Balance at September 30, 2023 $ 3,341,380 $ 1,574,574 $ 338,678 $ 189,146 $ 103,166 $ 5,546,944 Balance at July 1, 2024 $ 3,658,491 $ 1,690,797 $ 337,741 $ 205,889 $ 114,876 $ 6,007,794 Beginning balance at original discount rates 3,720,108 1,823,728 338,934 208,867 113,247 6,204,884 Effect of changes in assumptions on future cash flows 9,892 (8,117) (3,463) 12,207 4,449 14,968 Effect of actual variances from expected experience 18,179 (12,068) (4,959) (4,110) 644 (2,314) Adjusted balance at July 1, 2024 3,748,179 1,803,543 330,512 216,964 118,340 6,217,538 Issuances (1) 95,279 71,345 14,352 11,997 3,823 196,796 Interest accrual (2) 43,903 19,016 4,104 2,493 1,460 70,976 Net premiums collected (3) (75,335) (47,989) (13,390) (6,300) (2,904) (145,918) Effect of changes in the foreign exchange rate — — — 462 — 462 Ending balance at original discount rates 3,812,026 1,845,915 335,578 225,616 120,719 6,339,854 Effect of change from original to current discount rates 130,218 (44,372) 11,529 8,173 7,153 112,701 Balance at September 30, 2024 $ 3,942,244 $ 1,801,543 $ 347,107 $ 233,789 $ 127,872 $ 6,452,555 (1) Issuances represent the present value, using the original discount rate, of the expected net premiums related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected net premiums, as well as the interest on actual net premiums earned during the period, using the original interest rate. (3) Net premiums collected represent the product of the current period net premium ratio and the gross premiums collected during the period on the in-force business. Health Present value of expected future policy benefits United American Family Heritage Liberty National American Income DTC Total Balance at January 1, 2023 $ 3,046,829 $ 3,005,664 $ 941,574 $ 312,750 $ 87,532 $ 7,394,349 Beginning balance at original discount rates 3,080,633 3,336,344 904,865 303,713 85,212 7,710,767 Effect of changes in assumptions on future cash flows 464,652 (32,428) (60,437) (6,407) 15,930 381,310 Effect of actual variances from expected experience (5,530) (53,292) (29,581) (8,680) (1,925) (99,008) Adjusted balance at January 1, 2023 3,539,755 3,250,624 814,847 288,626 99,217 7,993,069 Issuances (1) 225,915 202,561 42,863 30,667 6,518 508,524 Interest accrual (2) 104,932 99,344 34,699 11,199 3,278 253,452 Benefit payments (3) (221,753) (92,973) (73,614) (18,633) (9,502) (416,475) Effect of changes in the foreign exchange rate — — — (217) — (217) Ending balance at original discount rates 3,648,849 3,459,556 818,795 311,642 99,511 8,338,353 Effect of change from original to current discount rates (191,041) (498,312) (4,792) (5,601) (1,111) (700,857) Balance at September 30, 2023 $ 3,457,808 $ 2,961,244 $ 814,003 $ 306,041 $ 98,400 $ 7,637,496 Balance at January 1, 2024 $ 3,814,328 $ 3,315,880 $ 865,808 $ 335,504 $ 109,482 $ 8,441,002 Beginning balance at original discount rates 3,741,530 3,506,689 816,819 315,431 104,501 8,484,970 Effect of changes in assumptions on future cash flows 10,680 (5,054) (2,775) 20,293 7,733 30,877 Effect of actual variances from expected experience (15,162) (48,407) (26,421) (12,611) (1,509) (104,110) Adjusted balance at January 1, 2024 3,737,048 3,453,228 787,623 323,113 110,725 8,411,737 Issuances (1) 286,358 200,219 42,780 34,123 12,296 575,776 Interest accrual (2) 133,143 109,479 32,202 12,145 4,220 291,189 Benefit payments (3) (248,769) (103,070) (69,649) (19,574) (9,655) (450,717) Effect of changes in the foreign exchange rate — — — (646) — (646) Ending balance at original discount rates 3,907,780 3,659,856 792,956 349,161 117,586 8,827,339 Effect of change from original to current discount rates 131,531 (144,821) 52,819 24,383 6,871 70,783 Balance at September 30, 2024 $ 4,039,311 $ 3,515,035 $ 845,775 $ 373,544 $ 124,457 $ 8,898,122 (1) Issuances represent the present value, using the original discount rate, of the expected future policy benefits related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected future policy benefits, as well as the interest on actual benefits and expenses paid during the period, using the original interest rate. (3) Benefit payments represent the release of the present value, using the original discount rate, of the actual future policy benefits incurred during the period based on the revised expected assumptions. Health Present value of expected future policy benefits United American Family Heritage Liberty National American Income DTC Total Balance at July 1, 2023 $ 3,116,389 $ 3,167,461 $ 923,148 $ 328,579 $ 85,856 $ 7,621,433 Beginning balance at original discount rates 3,116,768 3,436,167 880,879 315,087 83,188 7,832,089 Effect of changes in assumptions on future cash flows 464,652 (32,428) (60,437) (6,407) 15,930 381,310 Effect of actual variances from expected experience 22,410 (17,000) (2,563) (2,662) (95) 90 Adjusted balance at July 1, 2023 3,603,830 3,386,739 817,879 306,018 99,023 8,213,489 Issuances (1) 82,511 70,215 14,963 9,880 2,310 179,879 Interest accrual (2) 37,340 34,024 11,173 3,810 1,160 87,507 Benefit payments (3) (74,832) (31,422) (25,220) (6,973) (2,982) (141,429) Effect of changes in the foreign exchange rate — — — (1,093) — (1,093) Ending balance at original discount rates 3,648,849 3,459,556 818,795 311,642 99,511 8,338,353 Effect of change from original to current discount rates (191,041) (498,312) (4,792) (5,601) (1,111) (700,857) Balance at September 30, 2023 $ 3,457,808 $ 2,961,244 $ 814,003 $ 306,041 $ 98,400 $ 7,637,496 Balance at July 1, 2024 $ 3,758,487 $ 3,249,466 $ 815,778 $ 328,436 $ 108,617 $ 8,260,784 Beginning balance at original discount rates 3,823,510 3,605,315 799,316 322,706 107,143 8,657,990 Effect of changes in assumptions on future cash flows 10,680 (5,054) (2,775) 20,293 7,733 30,877 Effect of actual variances from expected experience 21,522 (13,407) (4,998) (4,432) 817 (498) Adjusted balance at July 1, 2024 3,855,712 3,586,854 791,543 338,567 115,693 8,688,369 Issuances (1) 95,126 71,345 14,177 11,997 3,811 196,456 Interest accrual (2) 45,365 37,299 10,653 4,189 1,460 98,966 Benefit payments (3) (88,423) (35,642) (23,417) (6,502) (3,378) (157,362) Effect of changes in the foreign exchange rate — — — 910 — 910 Ending balance at original discount rates 3,907,780 3,659,856 792,956 349,161 117,586 8,827,339 Effect of change from original to current discount rates 131,531 (144,821) 52,819 24,383 6,871 70,783 Balance at September 30, 2024 $ 4,039,311 $ 3,515,035 $ 845,775 $ 373,544 $ 124,457 $ 8,898,122 (1) Issuances represent the present value, using the original discount rate, of the expected future policy benefits related to new policies issued during each respective period. (2) The interest accrual is the interest earned on the beginning present value of the expected future policy benefits, as well as the interest on actual benefits and expenses paid during the period, using the original interest rate. (3) Benefit payments represent the release of the present value, using the original discount rate, of the actual future policy benefits incurred during the based on the revised expected assumptions. Health (2) Net liability for future policy benefits as of September 30, 2023 United American Family Heritage Liberty National American Income Direct to Consumer Total Net liability for future policy benefits at original discount rates $ 123,861 $ 1,692,001 $ 471,745 $ 112,520 $ (4,909) $ 2,395,218 Effect of changes in discount rate assumptions (7,433) (305,331) 3,580 4,375 143 (304,666) Other adjustments (1) 7,729 4,347 8,379 993 5,530 26,978 Net liability for future policy benefits, after other adjustments, at current discount rates 124,157 1,391,017 483,704 117,888 764 2,117,530 Reinsurance recoverable (3,355) (9,064) (1,336) — — (13,755) Net liability for future policy benefits, after reinsurance recoverable, at current discount rates $ 120,802 $ 1,381,953 $ 482,368 $ 117,888 $ 764 $ 2,103,775 (1) Other adjustments include the effects of capping and flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). (2) Includes the immaterial error correction noted below. Health Net liability for future policy benefits as of September 30, 2024 United American Family Heritage Liberty National American Income Direct to Consumer Total Net liability for future policy benefits at original discount rates 95,754 1,813,941 457,378 123,545 (3,133) 2,487,485 Effect of changes in discount rate assumptions 1,313 (100,449) 41,290 16,210 (282) (41,918) Other adjustments (1) 17,014 38 9,964 926 4,326 32,268 Net liability for future policy benefits, after other adjustments, at current discount rates 114,081 1,713,530 508,632 140,681 911 2,477,835 Reinsurance recoverable (2,868) (11,613) (1,096) — — (15,577) Net liability for future policy benefits, after reinsurance recoverable, at current discount rates $ 111,213 $ 1,701,917 $ 507,536 $ 140,681 $ 911 $ 2,462,258 (1) Other adjustments include the effects of flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). The following tables include the total remeasurement gain or loss, bifurcated between the gain or loss due to differences between actual and expected experience and the amount due to assumption updates, for the three and nine month periods ended September 30, 2024 and 2023: Three Months Ended Nine Months Ended 2024 2023 2024 2023 Life Remeasurement Gain (Loss)—Experience: American Income $ 4,771 $ 2,388 $ 12,619 $ 5,276 Direct to Consumer 6,913 6,293 13,640 7,594 Liberty National 1,537 2,578 2,187 2,115 Other 508 2,082 2,533 3,487 Total Life Remeasurement Gain (Loss)—Experience 13,729 13,341 30,979 18,472 Life Remeasurement Gain (Loss)—Assumption Updates: American Income 21,974 308 21,974 308 Direct to Consumer 21,744 1,763 21,744 1,763 Liberty National 12,224 (1,248) 12,224 (1,248) Other 904 (2,836) 904 (2,836) Total Life Remeasurement Gain (Loss)—Assumption Updates 56,846 (2,013) 56,846 (2,013) Total Life Remeasurement Gain (Loss) 70,575 11,328 87,825 16,459 Health Remeasurement Gain (Loss)—Experience: United American (2,100) 239 (1,423) (651) Family Heritage 1,420 1,212 4,972 3,009 Liberty National 874 634 2,015 (284) American Income 729 457 1,769 1,025 Direct to Consumer 28 35 74 10 Total Health Remeasurement Gain (Loss)—Experience 951 2,577 7,407 3,109 Health Remeasurement Gain (Loss)—Assumption Updates: United American 1,205 762 1,205 762 Family Heritage (3,063) 2,173 (3,063) 2,173 Liberty National (234) 2,171 (234) 2,171 American Income (8,036) 119 (8,036) 119 Direct to Consumer (373) 8 (373) 8 Health Remeasurement Gain (Loss)—Assumption Updates (10,501) 5,233 (10,501) 5,233 Total Health Remeasurement Gain (Loss) $ (9,550) $ 7,810 $ (3,094) $ 8,342 The Company performs an annual review of its assumptions during the third quarter. This review process resulted in favorable changes to its mortality and lapse assumptions on life and unfavorable changes to morbidity assumptions on health. Generally, in our life segment mortality assumptions were decreased across most channels in line with recent experience consistent with decreasing levels of excess deaths. Also, for the life segment lapse rate assumptions were slightly increased across all channels. For the health segment, morbidity assumptions were increased, causing higher future policy benefit reserves. The assumption review process of the life and health segments resulted in a $46.3 million net remeasurement gain as compared to a $3.2 million net remeasurement gain in the year-ago quarter. Excluding the impact of assumption changes, the Company's results for actual variances from expected experience for both life and health produced a $14.7 million net remeasurement gain and a $15.9 million net remeasurement gain for the three months ended September 30, 2024 and 2023, respectively. During the nine months ended September 30, 2024 and 2023, the Company's results for actual variances from expected experience for both life and health produced a $38.4 million net remeasurement gain and a $21.6 million net remeasurement gain, respectively. The following table reconciles the liability for future policy benefits to the Condensed Consolidated Balance Sheets as of September 30, 2024 and 2023: At Original Discount Rates At Current Discount Rates As of September 30, As of September 30, 2024 2023 (2) 2024 2023 (2) Life (1) : American Income $ 4,781,464 $ 4,436,042 $ 5,667,941 $ 4,672,240 Direct to Consumer 3,106,582 2,943,544 3,767,409 3,207,251 Liberty National 2,277,415 2,244,035 2,498,275 2,222,775 Other 3,128,419 3,037,595 3,810,659 3,321,581 Net liability for future policy benefits—long duration life 13,293,880 12,661,216 15,744,284 13,423,847 Health (1) : United American 110,384 129,410 114,081 124,157 Family Heritage 1,813,971 1,692,080 1,713,530 1,391,017 Liberty National 466,474 479,394 508,632 483,704 American Income 124,534 113,340 140,681 117,888 Direct to Consumer 877 752 911 764 Net liability for future policy benefits—long duration health 2,516,240 2,414,976 2,477,835 2,117,530 Deferred profit liability 177,108 173,520 177,108 173,520 Deferred annuity 680,849 813,276 680,849 813,276 Interest sensitive life 725,857 735,025 725,857 735,025 Other 8,983 9,901 8,980 9,904 Total future policy benefits $ 17,402,917 $ 16,807,914 $ 19,814,913 $ 17,273,102 (1) Balances are presented net of the effects of capping and flooring the liability (guidance requires an amount not less than zero at the calculation level of the liability for future policy benefits). (2) Includes the immaterial error correction for reinsurance as noted above. The following tables provide the weighted-average original and current discount rates for the liability for future policy benefits and the additional insurance liabilities as of September 30, 2024 and 2023: As of September 30, 2024 2023 Original discount rate Current discount rate Original discount rate Current discount rate Life American Income 5.7 % 5.0 % 5.7 % 5.6 % Direct to Consumer 6.0 % 5.0 % 6.0 % 5.6 % Liberty National 5.6 % 5.0 % 5.6 % 5.7 % Other 6.2 % 5.0 % 6.2 % 5.7 % Health United American 5.1 % 4.8 % 5.2 % 5.5 % Family Heritage 4.2 % 4.9 % 4.3 % 5.7 % Liberty National 5.8 % 4.8 % 5.8 % 5.7 % American Income 5.8 % 4.8 % 5.9 % 5.6 % Direct to Consumer 5.1 % 4.8 % 5.2 % 5.5 % The following table provides the weighted-average durations of the liability for future policy benefits and the additional insurance liabilities as of September 30, 2024 and 2023: As of September 30, 2024 2023 At original discount rates At current discount rates At original discount rates At current discount rates Life American Income 22.81 23.03 23.08 23.29 Direct to Consumer 19.42 20.81 19.73 21.00 Liberty National 15.31 15.80 15.12 15.20 Other 16.07 17.48 16.34 17.42 Health United American 11.73 10.93 11.40 10.34 Family Heritage 15.34 14.60 14.90 13.81 Liberty National 9.26 9.48 9.11 8.97 American Income 12.50 12.89 12.14 12.20 Direct to Consumer 11.73 10.93 11.40 10.34 The following tables summarize the amount of gross premiums and interest related to long duration life and health contracts that are recognized in the Condensed Consolidated Statements of Operations for the three and nine month periods ended September 30, 2024 and 2023: Life Nine Months Ended Nine Months Ended Gross Interest Gross Interest American Income $ 1,264,474 $ 202,486 $ 1,181,247 $ 187,381 Direct to Consumer 734,860 135,249 735,374 127,040 Liberty National 273,746 91,890 256,641 89,765 Other 152,065 138,724 154,836 133,991 Total $ 2,425,145 $ 568,349 $ 2,328,098 $ 538,177 Life Three Months Ended Three Months Ended Gross Interest Gross Interest American Income $ 427,543 $ 68,5
Schedule of Undiscounted and Discounted Expected Future Gross Premiums and Expected Future Benefits And Expenses	The following tables provide the undiscounted and discounted expected future net premiums, expected future gross premiums, and expected future policy benefits, at both original and current discount rates, for life and health contracts as of September 30, 2024 and 2023: Life As of September 30, 2024 As of September 30, 2023 Not discounted At original discount rates At current discount rates Not discounted At original discount rates At current discount rates American Income PV of expected future gross premiums $ 25,300,910 $ 14,305,914 $ 15,028,140 $ 23,974,963 $ 13,530,015 $ 13,147,003 PV of expected future net premiums 8,185,825 4,632,427 4,836,994 7,912,903 4,473,959 4,318,705 PV of expected future policy benefits 31,554,905 9,413,743 10,504,785 30,182,319 8,909,960 8,990,437 DTC PV of expected future gross premiums $ 17,506,090 $ 9,144,676 $ 9,825,694 $ 17,575,618 $ 9,182,146 $ 9,112,202 PV of expected future net premiums 10,614,237 5,572,725 5,994,613 10,850,664 5,701,293 5,670,175 PV of expected future policy benefits 25,907,169 8,679,305 9,762,022 25,711,499 8,644,837 8,873,444 Liberty National PV of expected future gross premiums $ 4,797,146 $ 2,792,129 $ 2,886,943 $ 4,601,176 $ 2,681,034 $ 2,577,877 PV of expected future net premiums 1,855,536 1,049,598 1,104,096 1,901,039 1,077,931 1,059,229 PV of expected future policy benefits 9,028,196 3,327,013 3,602,371 8,852,345 3,321,966 3,275,732 Other PV of expected future gross premiums $ 3,657,885 $ 1,857,769 $ 2,063,274 $ 3,753,093 $ 1,901,531 $ 1,953,533 PV of expected future net premiums 894,843 435,054 470,567 919,200 448,031 446,532 PV of expected future policy benefits 12,471,336 3,563,438 4,281,189 12,427,646 3,485,529 3,767,647 Total PV of expected future gross premiums $ 51,262,031 $ 28,100,488 $ 29,804,051 $ 49,904,850 $ 27,294,726 $ 26,790,615 PV of expected future net premiums 21,550,441 11,689,804 12,406,270 21,583,806 11,701,214 11,494,641 PV of expected future policy benefits 78,961,606 24,983,499 28,150,367 77,173,809 24,362,292 24,907,260 Health As of September 30, 2024 As of September 30, 2023 Not discounted At original discount rates At current discount rates Not discounted At original discount rates At current discount rates United American PV of expected future gross premiums $ 9,068,701 $ 5,556,347 $ 5,742,668 $ 8,442,713 $ 5,141,771 $ 4,871,878 PV of expected future net premiums 6,229,763 3,812,026 3,942,244 5,799,017 3,524,988 3,341,380 PV of expected future policy benefits 6,390,307 3,907,780 4,039,311 5,998,770 3,648,849 3,457,808 Family Heritage PV of expected future gross premiums $ 7,107,124 $ 4,155,037 $ 4,074,915 $ 6,637,472 $ 3,932,327 $ 3,523,258 PV of expected future net premiums 3,139,624 1,845,915 1,801,543 2,962,973 1,767,555 1,574,574 PV of expected future policy benefits 7,043,880 3,659,856 3,515,035 6,549,339 3,459,556 2,961,244 Liberty National PV of expected future gross premiums $ 2,037,319 $ 1,297,318 $ 1,370,521 $ 2,084,428 $ 1,321,438 $ 1,308,898 PV of expected future net premiums 495,616 335,578 347,107 515,612 347,050 338,678 PV of expected future policy benefits 1,375,759 792,956 845,775 1,414,512 818,795 814,003 American Income PV of expected future gross premiums $ 1,781,677 $ 999,161 $ 1,063,740 $ 1,755,682 $ 984,122 $ 969,090 PV of expected future net premiums 400,683 225,616 233,789 354,120 199,122 189,146 PV of expected future policy benefits 710,352 349,161 373,544 632,349 311,642 306,041 Direct to Consumer PV of expected future gross premiums $ 232,805 $ 147,193 $ 156,142 $ 224,522 $ 141,374 $ 139,748 PV of expected future net premiums 191,566 120,719 127,872 166,099 104,420 103,166 PV of expected future policy benefits 187,260 117,586 124,457 154,931 99,511 98,400 Total PV of expected future gross premiums $ 20,227,626 $ 12,155,056 $ 12,407,986 $ 19,144,817 $ 11,521,032 $ 10,812,872 PV of expected future net premiums 10,457,252 6,339,854 6,452,555 9,797,821 5,943,135 5,546,944 PV of expected future policy benefits 15,707,558 8,827,339 8,898,122 14,749,901 8,338,353 7,637,496
Schedule of Policyholder Account Balance	The following table summarizes the balances of, and changes in, policyholders’ account balances as of September 30, 2024 and 2023: Policyholders' Account Balances 2024 2023 Interest Sensitive Life Deferred Annuity Other Policy-holders' Funds Interest Sensitive Life Deferred Annuity Other Policy-holders' Funds Balance at January 1, $ 732,948 $ 773,039 $ 236,958 $ 739,105 $ 954,318 $ 123,234 Issuances — 495 — — 602 — Premiums received 16,187 8,857 239,114 17,062 10,543 100,113 Policy charges (9,253) — — (9,729) — — Surrenders and withdrawals (17,326) (84,893) (10,615) (16,204) (125,176) (9,106) Benefit payments (23,357) (34,159) — (22,753) (48,459) — Interest credited 20,890 17,990 15,210 21,274 21,608 6,164 Other 5,768 (480) (11,379) 6,270 (161) (2,195) Balance at September 30, $ 725,857 $ 680,849 $ 469,288 $ 735,025 $ 813,275 $ 218,210 Policyholders' Account Balances 2024 2023 Interest Sensitive Life Deferred Annuity Other Policy-holders' Funds Interest Sensitive Life Deferred Annuity Other Policy-holders' Funds Balance at July 1, $ 728,097 $ 706,022 $ 400,625 $ 736,920 $ 853,064 $ 187,873 Issuances — 137 — — 231 — Premiums received 5,077 2,448 70,644 5,398 2,439 31,704 Policy charges (3,081) — — (3,213) — — Surrenders and withdrawals (5,850) (22,331) (3,264) (5,582) (37,905) (2,782) Benefit payments (6,617) (10,022) — (7,258) (11,047) — Interest credited 6,922 5,777 6,106 7,083 6,863 2,825 Other 1,309 (1,182) (4,823) 1,677 (370) (1,410) Balance at September 30, $ 725,857 $ 680,849 $ 469,288 $ 735,025 $ 813,275 $ 218,210 Weighted-average credit rate 3.86 % 3.37 % 5.73 % 3.91 % 3.34 % 5.68 % Net amount at risk $ 1,687,182 N/A N/A $ 1,793,787 N/A N/A Cash surrender value $ 678,556 $ 680,849 $ 469,288 $ 673,814 $ 813,276 $ 218,210
Schedule of Policyholder Account Balance, Guaranteed Minimum Crediting Rate	The following tables present the policyholders' account balances by range of guaranteed minimum crediting rates and the related range of difference, if any, in basis points between rates being credited to policy holders and the respective guaranteed minimums as of September 30, 2024 and 2023: At September 30, 2024 Range of guaranteed minimum crediting rates Interest Sensitive Life Deferred Annuity Other Policyholders' Funds At guaranteed minimum Less than 3.00% $ — $ 1,866 $ 373,729 3.00%-3.99% 29,170 494,585 3,046 4.00%-4.99% 606,425 184,398 6,548 Greater than 5.00% 90,262 — 36,541 Total 725,857 680,849 419,864 1-50 basis points above Less than 3.00% — — — 3.00%-3.99% — — — 4.00%-4.99% — — 1,678 Greater than 5.00% — — — Total — — 1,678 51-150 basis points above Less than 3.00% — — — 3.00%-3.99% — — — 4.00%-4.99% — — 47,746 Greater than 5.00% — — — Total — — 47,746 Grand Total $ 725,857 $ 680,849 $ 469,288 At September 30, 2023 Range of guaranteed minimum crediting rates Interest Sensitive Life Deferred Annuity Other Policyholders' Funds At guaranteed minimum Less than 3.00% $ — $ 2,011 $ 118,565 3.00%-3.99% 29,018 610,785 4,002 4.00%-4.99% 615,835 199,724 6,851 Greater than 5.00% 90,172 755 38,788 Total 735,025 813,275 168,206 1-50 basis points above Less than 3.00% — — — 3.00%-3.99% — — — 4.00%-4.99% — — — Greater than 5.00% — — — Total — — — 51-150 basis points above Less than 3.00% — — — 3.00%-3.99% — — — 4.00%-4.99% — — 50,004 Greater than 5.00% — — — Total — — 50,004 Grand Total $ 735,025 $ 813,275 $ 218,210

Deferred Acquisition Costs (Tab

Deferred Acquisition Costs (Tables)	9 Months Ended
Deferred Acquisition Costs (Tables)	Sep. 30, 2024
Insurance [Abstract]
Schedule of Analysis of Deferred Acquisition Costs	The following tables roll forward the deferred policy acquisition costs for the three and nine month periods ended September 30, 2024 and 2023: Life American Income DTC Liberty National Other Total Balance at January 1, 2023 $ 2,258,291 $ 1,676,931 $ 610,723 $ 298,346 $ 4,844,291 Capitalizations 351,933 123,774 78,599 9,970 564,276 Amortization expense (118,207) (74,496) (38,192) (12,390) (243,285) Foreign exchange adjustment (1,297) — — — (1,297) Balance at September 30, 2023 $ 2,490,720 $ 1,726,209 $ 651,130 $ 295,926 $ 5,163,985 Balance at January 1, 2024 $ 2,573,370 $ 1,737,117 $ 666,419 $ 294,869 $ 5,271,775 Capitalizations 391,707 112,198 88,355 9,304 601,564 Amortization expense (133,410) (75,898) (42,041) (12,404) (263,753) Foreign exchange adjustment (1,857) — — — (1,857) Balance at September 30, 2024 $ 2,829,810 $ 1,773,417 $ 712,733 $ 291,769 $ 5,607,729 Life American Income DTC Liberty National Other Total Balance at July 1, 2023 $ 2,417,480 $ 1,714,715 $ 636,209 $ 296,861 $ 5,065,265 Capitalizations 117,761 36,385 27,950 3,203 185,299 Amortization expense (40,465) (24,891) (13,029) (4,138) (82,523) Foreign exchange adjustment (4,056) — — — (4,056) Balance at September 30, 2023 $ 2,490,720 $ 1,726,209 $ 651,130 $ 295,926 $ 5,163,985 Balance at July 1, 2024 $ 2,740,138 $ 1,765,673 $ 696,905 $ 292,877 $ 5,495,593 Capitalizations 131,851 33,222 30,255 3,024 198,352 Amortization expense (46,033) (25,478) (14,427) (4,132) (90,070) Foreign exchange adjustment 3,854 — — — 3,854 Balance at September 30, 2024 $ 2,829,810 $ 1,773,417 $ 712,733 $ 291,769 $ 5,607,729 Health United American Family Heritage Liberty National American Income DTC Total Balance at January 1, 2023 $ 77,394 $ 416,608 $ 133,096 $ 57,811 $ 1,854 $ 686,763 Capitalizations 1,491 46,977 14,854 9,579 — 72,901 Amortization expense (4,504) (20,071) (9,977) (2,919) (137) (37,608) Foreign exchange adjustment — — — (125) — (125) Balance at September 30, 2023 $ 74,381 $ 443,514 $ 137,973 $ 64,346 $ 1,717 $ 721,931 Balance at January 1, 2024 $ 73,489 $ 452,843 $ 139,941 $ 66,783 $ 1,679 $ 734,735 Capitalizations 2,069 52,055 18,033 11,097 2 83,256 Amortization expense (4,197) (22,038) (11,003) (3,426) (110) (40,774) Foreign exchange adjustment — — — (55) — (55) Balance at September 30, 2024 $ 71,361 $ 482,860 $ 146,971 $ 74,399 $ 1,571 $ 777,162 Health United American Family Heritage Liberty National American Income DTC Total Balance at July 1, 2023 $ 75,349 $ 433,999 $ 136,276 $ 62,285 $ 1,760 $ 709,669 Capitalizations 495 16,386 5,120 3,259 — 25,260 Amortization expense (1,463) (6,871) (3,423) (1,016) (43) (12,816) Foreign exchange adjustment — — — (182) — (182) Balance at September 30, 2023 $ 74,381 $ 443,514 $ 137,973 $ 64,346 $ 1,717 $ 721,931 Balance at July 1, 2024 $ 71,975 $ 472,254 $ 145,097 $ 71,589 $ 1,608 $ 762,523 Capitalizations 780 18,123 5,589 3,817 — 28,309 Amortization expense (1,394) (7,517) (3,715) (1,189) (37) (13,852) Foreign exchange adjustment — — — 182 — 182 Balance at September 30, 2024 $ 71,361 $ 482,860 $ 146,971 $ 74,399 $ 1,571 $ 777,162 The following table presents a reconciliation of deferred policy acquisition costs to the Condensed Consolidated Balance Sheets as of September 30, 2024: September 30, 2024 2023 Life American Income $ 2,829,810 $ 2,490,720 Direct to Consumer 1,773,417 1,726,209 Liberty National 712,733 651,130 Other 291,769 295,926 Total DAC—Life 5,607,729 5,163,985 Health United American 71,361 74,381 Family Heritage 482,860 443,514 Liberty National 146,971 137,973 American Income 74,399 64,346 Direct to Consumer 1,571 1,717 Total DAC—Health 777,162 721,931 Annuity 1,791 3,377 Tota l $ 6,386,682 $ 5,889,293

Liability for Unpaid Claims (Ta

Liability for Unpaid Claims (Tables)	9 Months Ended
Liability for Unpaid Claims (Tables)	Sep. 30, 2024
Insurance [Abstract]
Schedule of Liability for Unpaid Health Claims	Activity in the liability for unpaid health claims is summarized as follows: September 30, December 31, Balance at beginning of period $ 194,809 $ 184,286 Less reinsurance recoverables (2,157) (2,084) Net balance at beginning of period 192,652 182,202 Incurred related to: Current year 560,548 697,521 Prior years (7,914) (4,853) Total incurred 552,634 692,668 Paid related to: Current year 399,412 535,971 Prior years 142,020 146,247 Total paid 541,432 682,218 Net balance at end of period 203,854 192,652 Plus reinsurance recoverables 1,623 2,157 Balance at end of period $ 205,477 $ 194,809
Schedule of Reconciliation of Policy Claims and Other Benefits Payable	Below is the reconciliation of the liability of "Policy claims and other benefits payable" in the Condensed Consolidated Balance Sheets . September 30, December 31, Policy claims and other benefits payable: Life insurance $ 324,922 $ 320,066 Health insurance 205,477 194,809 Total $ 530,399 $ 514,875

Postretirement Benefits (Tables

Postretirement Benefits (Tables)	9 Months Ended
Postretirement Benefits (Tables)	Sep. 30, 2024
Retirement Benefits [Abstract]
Schedule of Pension Assets by Component at Fair Value	Pension Assets: The following table presents the assets of the Company's Pension Plans at September 30, 2024 and December 31, 2023. Pension Assets by Component at September 30, 2024 Fair Value Determined by: Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Total Amount % of Exchange traded fund (4) $ 38,544 $ — $ — $ 38,544 6 Equity exchange traded fund (1) 318,809 — — 318,809 49 U.S. Government and Agency — 204,990 — 204,990 32 Other bonds — 4 — 4 — Guaranteed annuity contract (2) — 43,881 — 43,881 7 Short-term investments 5,122 — — 5,122 1 Other 1,858 — — 1,858 — $ 364,333 $ 248,875 $ — 613,208 95 Other long-term investments (3) 30,356 5 Total pension assets $ 643,564 100 (1) A fund including marketable securities that mirror the S&P 500 index. (2) Representing a guaranteed annuity contract issued by Globe Life Inc.'s subsidiary, American Income Life Insurance Company, to fund the obligations of the American Income Life Insurance Company Collective Bargaining Agreement Employees Pension Plan. (3) Includes non-redeemable investment funds that report the Globe Life Inc. Pension Plan's pro-rata share of the limited partnership's net asset value (NAV) per share, or its equivalent, as a practical expedient for fair value. As of September 30, 2024, the Globe Life Inc. Pension Plan owned less than 1% of two long-term investment funds. (4) A fund including U.S. dollar-denominated investment-grade securities issued by industrial, utility, and financial companies with maturities greater than 10 years. Pension Assets by Component at December 31, 2023 Fair Value Determined by: Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Amount % of Exchange traded fund (4) $ 18,715 $ — $ — $ 18,715 3 Equity exchange traded fund (1) 315,886 — — 315,886 55 U.S. Government and Agency — 167,450 — 167,450 30 Other bonds — 5 — 5 — Guaranteed annuity contract (2) — 43,428 — 43,428 8 Short-term investments 6,506 — — 6,506 1 Other 463 — — 463 — $ 341,570 $ 210,883 $ — 552,453 97 Other long-term investments (3) 18,314 3 Total pension assets $ 570,767 100 (1) A fund including marketable securities that mirror the S&P 500 index. (2) Representing a guaranteed annuity contract issued by Globe Life Inc.'s subsidiary, American Income Life Insurance Company, to fund the obligations of the American Income Life Insurance Company Collective Bargaining Agreement Employees Pension Plan. (3) Includes non-redeemable investment funds that report the Globe Life Inc. Pension Plan's pro-rata share of the limited partnership's net asset value (NAV) per share, or its equivalent, as a practical expedient for fair value. As of December 31, 2023, the Globe Life Inc. Pension Plan owned less than 1% of two long-term investment funds. (4)
Schedule of Information Regarding the SERP	The following tables include premiums paid for COLI at September 30, 2024 and 2023 and investments of the Rabbi Trust at September 30, 2024 and December 31, 2023. Nine Months Ended 2024 2023 Premiums paid for insurance coverage $ 443 $ 443 September 30, December 31, Total investments: COLI $ 56,757 $ 55,185 Exchange traded funds 97,132 86,156 $ 153,889 $ 141,341
Schedule of Pension Liability	The following table presents liabilities for the defined benefit pension plans and SERP at September 30, 2024 and December 31, 2023. September 30, December 31, Pension Plans $ 615,595 $ 554,957 SERP 72,654 72,603 Benefit obligation $ 688,249 $ 627,560
Schedule of Net Periodic Benefit Cost	The following table presents the net periodic benefit costs for the defined benefit pension plans and SERP by expense components for the three and nine month periods ended September 30, 2024 and 2023. Components of Net Periodic Benefit Cost Three Months Ended Nine Months Ended 2024 2023 2024 2023 Service cost—benefits earned during the period $ 6,224 $ 5,392 $ 18,673 $ 16,174 Interest cost on projected benefit obligation 8,287 7,834 24,862 23,502 Expected return on assets (10,645) (9,656) (31,938) (28,968) Amortization: Prior service cost 265 269 803 807 Actuarial (gain) loss 6 (48) 18 (152) Net periodic benefit cost $ 4,137 $ 3,791 $ 12,418 $ 11,363

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
Earnings Per Share (Tables)	Sep. 30, 2024
Earnings Per Share [Abstract]
Schedule of Reconciliation of Basic and Diluted Weighted-Average Shares Outstanding	A reconciliation of basic and diluted weighted-average shares outstanding used in the computation of basic and diluted earnings per share is as follows: Three Months Ended Nine Months Ended 2024 2023 2024 2023 Basic weighted average shares outstanding 87,874,488 94,636,867 91,048,853 95,445,416 Weighted average dilutive options outstanding 212,553 1,180,770 273,666 1,211,974 Diluted weighted average shares outstanding 88,087,041 95,817,637 91,322,519 96,657,390 Antidilutive shares 4,234,326 492,970 3,090,848 399,071

Debt (Tables)

Debt (Tables)	9 Months Ended
Debt (Tables)	Sep. 30, 2024
Debt Disclosure [Abstract]
Schedule of Selected Information about Debt Issues	The following table presents information about the terms and outstanding balances of Globe Life's debt. Selected Information about Debt Issues As of September 30, December 31, Instrument Issue Date Maturity Date Coupon Rate Par Unamortized Discount & Issuance Costs Book Fair Book Senior notes 09/27/2018 09/15/2028 4.550% $ 550,000 $ (3,180) $ 546,820 $ 550,088 $ 546,283 Senior notes 08/21/2020 08/15/2030 2.150% 400,000 (2,983) 397,017 344,796 396,670 Senior notes (1) 05/19/2022 06/15/2032 4.800% 250,000 (3,828) 246,172 248,443 245,873 Senior notes 08/23/2024 09/15/2034 5.850% 450,000 (5,188) 444,812 464,881 — Junior subordinated debentures 11/17/2017 11/17/2057 5.275% 125,000 (1,561) 123,439 109,657 123,427 Junior subordinated debentures 06/14/2021 06/15/2061 4.250% 325,000 (7,633) 317,367 236,730 317,306 Term loan (2) 05/11/2023 08/15/2027 6.593% 250,000 (1,951) 248,049 248,049 — Total long-term debt 2,350,000 (26,324) 2,323,676 2,202,644 1,629,559 Term loan (2) — — — — 169,549 FHLB borrowings 17,000 — 17,000 17,000 — Commercial paper 426,908 (6,490) 420,418 420,418 316,564 Total short-term debt 443,908 (6,490) 437,418 437,418 486,113 Total debt $ 2,793,908 $ (32,814) $ 2,761,094 $ 2,640,062 $ 2,115,672 (1) An additional $150 million par value and book value is held by insurance subsidiaries that eliminates in consolidation. (2) Interest calculated quarterly using Secured Overnight Financing Rate (SOFR) plus 135 basis points. The following tables present certain information about our commercial paper borrowings. Credit Facility—Commercial Paper As of September 30, December 31, 2023 September 30, Balance of commercial paper at end of period (par value) $ 426,908 $ 319,000 $ 251,000 Annualized interest rate 5.56 % 5.71 % 5.65 % Letters of credit outstanding $ 115,000 $ 115,000 $ 115,000 Remaining amount available under credit line 458,092 316,000 384,000 Credit Facility—Commercial Paper Activity Nine Months Ended September 30, 2024 2023 Average balance of commercial paper outstanding during period (par value) $ 375,851 $ 296,816 Daily-weighted average interest rate (annualized) 5.80 % 5.33 % Maximum daily amount outstanding during period (par value) $ 633,425 $ 477,700 Commercial paper issued during period (par value) 1,482,556 1,480,000 Commercial paper matured during period (par value) (1,374,648) (1,514,000) Net commercial paper issued (matured) during period (par value) 107,908 (34,000)

Business Segments (Tables)

Business Segments (Tables)	9 Months Ended
Business Segments (Tables)	Sep. 30, 2024
Segment Reporting [Abstract]
Schedule of Segment Premium Income by Distribution Channel	The following tables present segment premium revenue by each of Globe Life's distribution channels. Premium Income by Distribution Channel Three Months Ended September 30, 2024 Life Health Annuity Total Distribution Channel Amount % of Amount % of Amount % of Amount % of American Income $ 427,839 52 $ 31,277 9 $ — — $ 459,116 39 Direct to Consumer 246,425 30 18,072 5 — — 264,497 23 Liberty National 93,625 12 47,277 13 — — 140,902 12 United American 1,608 — 149,510 42 — — 151,118 13 Family Heritage 1,684 — 107,819 31 — — 109,503 9 Other 47,457 6 — — — — 47,457 4 $ 818,638 100 $ 353,955 100 $ — — $ 1,172,593 100 Three Months Ended September 30, 2023 Life Health Annuity Total Distribution Channel Amount % of Total Amount % of Total Amount % of Total Amount % of Total American Income $ 400,214 51 $ 30,535 9 $ — — $ 430,749 39 Direct to Consumer 247,858 32 17,153 5 — — 265,011 24 Liberty National 88,199 11 46,643 14 — — 134,842 12 United American 1,802 — 137,077 42 — — 138,879 12 Family Heritage 1,561 — 99,828 30 — — 101,389 9 Other 48,465 6 — — — — 48,465 4 $ 788,099 100 $ 331,236 100 $ — — $ 1,119,335 100 Nine Months Ended September 30, 2024 Life Health Annuity Total Distribution Channel Amount % of Amount % of Amount % of Amount % of American Income $ 1,265,417 52 $ 92,495 9 $ — — $ 1,357,912 39 Direct to Consumer 743,304 31 54,070 5 — — 797,374 23 Liberty National 276,599 11 142,612 14 — — 419,211 12 United American 5,009 — 440,375 42 — — 445,384 13 Family Heritage 4,945 — 317,065 30 — — 322,010 9 Other 143,111 6 — — — — 143,111 4 $ 2,438,385 100 $ 1,046,617 100 $ — — $ 3,485,002 100 Nine Months Ended September 30, 2023 Life Health Annuity Total Distribution Channel Amount % of Total Amount % of Total Amount % of Total Amount % of Total American Income $ 1,182,346 50 $ 89,656 9 $ — — $ 1,272,002 38 Direct to Consumer 744,132 32 51,576 5 — — 795,708 24 Liberty National 260,036 11 140,518 14 — — 400,554 12 United American 5,533 — 407,137 42 — — 412,670 13 Family Heritage 4,554 — 294,029 30 — — 298,583 9 Other 145,828 7 — — — — 145,828 4 $ 2,342,429 100 $ 982,916 100 $ — — $ 3,325,345 100
Schedule of Reconciliation of Segment Operating Information to Consolidated Statement of Operations	The following tables set forth a reconciliation of Globe Life's revenues and operations by segment to its major income statement line items. See Note 1—Significant Accounting Policies for additional information concerning reconciling items of segment profits to pretax income. Three Months Ended September 30, 2024 Life Health Annuity Investment Corporate & Other Adjustments Consolidated Revenue: Premium $ 818,638 $ 353,955 $ — $ — $ — $ — $ 1,172,593 Net investment income — — — 284,964 — — 284,964 Other income — — — — 42 — 42 Total revenue 818,638 353,955 — 284,964 42 — 1,457,599 Expenses: Policy benefits 454,502 221,926 5,716 6,040 — — 688,184 Required interest on reserves (203,875) (27,717) (7,829) 239,421 — — — Amortization of acquisition costs 90,070 13,852 388 — — — 104,310 Commissions, premium taxes, and non-deferred acquisition costs 90,758 58,931 4 — — — 149,693 Insurance administrative expense (1) — — — — 88,465 730 (3) 89,195 Parent expense — — — — 3,210 3,236 (2,3) 6,446 Stock-based compensation expense — — — — 9,233 — 9,233 Interest expense — — — — 31,388 — 31,388 Total expenses 431,455 266,992 (1,721) 245,461 132,296 3,966 1,078,449 Subtotal 387,183 86,963 1,721 39,503 (132,254) (3,966) 379,150 Non-operating items — — — — — 3,966 (2,3) 3,966 Measure of segment profitability (pretax) $ 387,183 $ 86,963 $ 1,721 $ 39,503 $ (132,254) $ — 383,116 Realized gains (losses) (2,192) Legal costs and proceedings (3,329) Non-operating expenses (637) Income before income taxes per Condensed Consolidated Statements of Operations $ 376,958 (1) Administrative expense is not allocated to insurance segments. (2) Non-operating expenses. (3) Legal costs and proceedings. Three Months Ended September 30, 2023 Life Health Annuity Investment Corporate & Other Adjustments Consolidated Revenue: Premium $ 788,099 $ 331,236 $ — $ — $ — $ — $ 1,119,335 Net investment income — — — 266,926 — — 266,926 Other income — — — — 50 — 50 Total revenue 788,099 331,236 — 266,926 50 — 1,386,311 Expenses: Policy obligations 515,676 193,790 6,854 2,724 — — 719,044 Required interest on reserves (194,199) (26,732) (9,353) 230,284 — — — Amortization of acquisition costs 82,523 12,816 418 — — — 95,757 Commissions, premium taxes, and non-deferred acquisition costs 84,011 54,662 4 — — — 138,677 Insurance administrative expense (1) — — — — 74,585 — 74,585 Parent expense — — — — 2,581 1,137 (2) 3,718 Stock-based compensation expense — — — — 7,567 — 7,567 Interest expense — — — — 25,955 — 25,955 Total expenses 488,011 234,536 (2,077) 233,008 110,688 1,137 1,065,303 Subtotal 300,088 96,700 2,077 33,918 (110,638) (1,137) 321,008 Non-operating items — — — — — 1,137 (2) 1,137 Measure of segment profitability (pretax) $ 300,088 $ 96,700 $ 2,077 $ 33,918 $ (110,638) $ — 322,145 Realized gains (losses) (2,193) Non-operating expenses (1,137) Income before income taxes per Condensed Consolidated Statements of Operations $ 318,815 (1) Administrative expense is not allocated to insurance segments. (2) Non-operating expenses. Nine Months Ended September 30, 2024 Life Health Annuity Investment Corporate & Other Adjustments Consolidated Revenue: Premium $ 2,438,385 $ 1,046,617 $ — $ — $ — $ — $ 3,485,002 Net investment income — — — 853,178 — — 853,178 Other income — — — — 192 — 192 Total revenue 2,438,385 1,046,617 — 853,178 192 — 4,338,372 Expenses: Policy obligations 1,493,165 629,676 17,786 15,044 — — 2,155,671 Required interest on reserves (605,397) (82,300) (24,358) 712,055 — — — Amortization of acquisition costs 263,753 40,774 1,176 — — — 305,703 Commissions, premium taxes, and non-deferred acquisition costs 270,347 177,246 12 — — — 447,605 Insurance administrative expense (1) — — — — 251,072 1,646 (3) 252,718 Parent expense — — — — 9,166 6,722 (2,3) 15,888 Stock-based compensation expense — — — — 28,590 — 28,590 Interest expense — — — — 91,413 — 91,413 Total expenses 1,421,868 765,396 (5,384) 727,099 380,241 8,368 3,297,588 Subtotal 1,016,517 281,221 5,384 126,079 (380,049) (8,368) 1,040,784 Non-operating items — — — — — 8,368 (2,3) 8,368 Measure of segment profitability (pretax) $ 1,016,517 $ 281,221 $ 5,384 $ 126,079 $ (380,049) $ — 1,049,152 Realized gains (losses) (26,580) Legal costs and proceedings (5,764) Non-operating expenses (2,604) Income before income taxes per Condensed Consolidated Statements of Operations $ 1,014,204 (1) Administrative expense is not allocated to insurance segments. (2) Non-operating expenses. (3) Legal costs and proceedings. Nine Months Ended September 30, 2023 Life Health Annuity Investment Corporate & Other Adjustments Consolidated Revenue: Premium $ 2,342,429 $ 982,916 $ — $ — $ — $ — $ 3,325,345 Net investment income — — — 785,275 — — 785,275 Other income — — — — 185 — 185 Total revenue 2,342,429 982,916 — 785,275 185 — 4,110,805 Expenses: Policy obligations 1,536,317 580,676 21,502 5,986 — — 2,144,481 Required interest on reserves (575,801) (79,603) (29,327) 684,731 — — — Amortization of acquisition costs 243,285 37,608 1,266 — — — 282,159 Commissions, premium taxes, and non-deferred acquisition costs 251,136 163,784 13 — — — 414,933 Insurance administrative expense (1) — — — — 223,951 — 223,951 Parent expense — — — — 8,254 1,137 (2) 9,391 Stock-based compensation expense — — — — 22,732 — 22,732 Interest expense — — — — 76,640 — 76,640 Total expenses 1,454,937 702,465 (6,546) 690,717 331,577 1,137 3,174,287 Subtotal 887,492 280,451 6,546 94,558 (331,392) (1,137) 936,518 Non-operating items — — — — — 1,137 (2) 1,137 Measure of segment profitability (pretax) $ 887,492 $ 280,451 $ 6,546 $ 94,558 $ (331,392) $ — 937,655 Realized gains (losses) (78,963) Non-operating expenses (1,137) Income before income taxes per Condensed Consolidated Statements of Operations $ 857,555 (1) Administrative expense is not allocated to insurance segments. (2) Non-operating expenses.

Significant Accounting Polici_3

Significant Accounting Policies - Additional Information (Details)	9 Months Ended
	Sep. 30, 2024 segment
Accounting Policies [Abstract]
Number of reportable segments	4

Supplemental Information abou_3

Supplemental Information about Changes to Accumulated Other Comprehensive Income - Schedule of Change in Balance by Component (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Increase (Decrease) in AOCI, Net of Tax
Beginning balance	$ 5,227,754	$ 3,980,306	$ 4,486,803	$ 3,949,577
Other comprehensive income (loss) before reclassifications, net of tax	(293,313)	484,223	285,358	266,141
Reclassifications, net of tax	(1,810)	700	2,318	65,198
Other comprehensive income (loss)	(295,123)	484,923	287,676	331,339
Ending balance	4,638,625	4,623,131	4,638,625	4,623,131
Total
Increase (Decrease) in AOCI, Net of Tax
Beginning balance	(2,189,620)	(2,943,897)	(2,772,419)	(2,790,313)
Ending balance	(2,484,743)	(2,458,974)	(2,484,743)	(2,458,974)
Available for Sale Assets
Increase (Decrease) in AOCI, Net of Tax
Beginning balance	(1,271,213)	(1,249,399)	(827,596)	(1,420,672)
Other comprehensive income (loss) before reclassifications, net of tax	686,343	(842,527)	238,785	(736,046)
Reclassifications, net of tax	(1,903)	672	2,038	65,464
Other comprehensive income (loss)	684,440	(841,855)	240,823	(670,582)
Ending balance	(586,773)	(2,091,254)	(586,773)	(2,091,254)
Future Policy Benefits
Increase (Decrease) in AOCI, Net of Tax
Beginning balance	(911,717)	(1,696,801)	(1,947,391)	(1,369,204)
Other comprehensive income (loss) before reclassifications, net of tax	(985,420)	1,332,976	50,254	1,005,379
Reclassifications, net of tax	0	0	0	0
Other comprehensive income (loss)	(985,420)	1,332,976	50,254	1,005,379
Ending balance	(1,897,137)	(363,825)	(1,897,137)	(363,825)
Foreign Exchange
Increase (Decrease) in AOCI, Net of Tax
Beginning balance	(4,726)	1,353	4,719	(1,681)
Other comprehensive income (loss) before reclassifications, net of tax	5,764	(6,226)	(3,681)	(3,192)
Reclassifications, net of tax	0	0	0	0
Other comprehensive income (loss)	5,764	(6,226)	(3,681)	(3,192)
Ending balance	1,038	(4,873)	1,038	(4,873)
Pension Adjustments
Increase (Decrease) in AOCI, Net of Tax
Beginning balance	(1,964)	950	(2,151)	1,244
Other comprehensive income (loss) before reclassifications, net of tax	0	0	0	0
Reclassifications, net of tax	93	28	280	(266)
Other comprehensive income (loss)	93	28	280	(266)
Ending balance	$ (1,871)	$ 978	$ (1,871)	$ 978

Supplemental Information abou_4

Supplemental Information about Changes to Accumulated Other Comprehensive Income - Schedule of Reclassifications (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Unrealized investment (gains) losses on available for sale assets:
Realized (gains) losses	$ 2,192	$ 2,193	$ 26,580	$ 78,963
Net investment income	(284,964)	(266,926)	(853,178)	(785,275)
Other operating expense	104,874	85,870	297,196	256,074
Total before tax	(376,958)	(318,815)	(1,014,204)	(857,555)
Tax	73,964	61,732	198,638	161,602
Total after-tax	(302,994)	(257,083)	(815,566)	(695,953)
Reclassification out of Accumulated Other Comprehensive Income
Unrealized investment (gains) losses on available for sale assets:
Total after-tax	(1,810)	700	2,318	65,198
Reclassification out of Accumulated Other Comprehensive Income \| Unrealized Gains (Losses) on Available for Sale Assets
Unrealized investment (gains) losses on available for sale assets:
Realized (gains) losses	(257)	1,759	9,732	85,230
Net investment income	(2,151)	(908)	(7,152)	(2,364)
Total before tax	(2,408)	851	2,580	82,866
Tax	505	(179)	(542)	(17,402)
Total after-tax	(1,903)	672	2,038	65,464
Reclassification out of Accumulated Other Comprehensive Income \| Pension adjustments:
Unrealized investment (gains) losses on available for sale assets:
Total before tax	118	35	354	(336)
Tax	(25)	(7)	(74)	70
Total after-tax	93	28	280	(266)
Reclassification out of Accumulated Other Comprehensive Income \| Amortization of prior service cost
Unrealized investment (gains) losses on available for sale assets:
Other operating expense	265	269	803	807
Reclassification out of Accumulated Other Comprehensive Income \| Amortization of actuarial (gain) loss
Unrealized investment (gains) losses on available for sale assets:
Other operating expense	$ (147)	$ (234)	$ (449)	$ (1,143)

Investments - Schedule of Fixed

Investments - Schedule of Fixed Maturities Available for Sale by Component (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 19,084,454		$ 18,924,914
Allowance for Credit Losses	(7,132)		(7,115)
Gross Unrealized Gains	595,188		451,764
Gross Unrealized Losses	(1,337,940)		(1,499,357)
Fair value	$ 18,334,570		$ 17,870,206
Percentage of total fixed maturities (as a percent)	100%		100%
U.S. Government direct, guaranteed, and government-sponsored enterprises
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 397,969		$ 398,450
Allowance for Credit Losses	0		0
Gross Unrealized Gains	38		7
Gross Unrealized Losses	(21,026)		(32,306)
Fair value	$ 376,981		$ 366,151
Percentage of total fixed maturities (as a percent)	2%		2%
States, municipalities, and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 3,253,819		$ 3,296,305
Allowance for Credit Losses	0		0
Gross Unrealized Gains	49,409		47,346
Gross Unrealized Losses	(424,989)		(403,329)
Fair value	$ 2,878,239		$ 2,940,322
Percentage of total fixed maturities (as a percent)	16%		16%
Foreign governments
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 41,794		$ 44,453
Allowance for Credit Losses	0		0
Gross Unrealized Gains	17		1
Gross Unrealized Losses	(9,885)		(10,348)
Fair value	$ 31,926		$ 34,106
Percentage of total fixed maturities (as a percent)	0%		0%
Corporates
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 15,270,614		$ 15,062,244
Allowance for Credit Losses	(7,132)	$ (7,132)	(7,115)	$ (7,500)	$ (72,508)	$ 0
Gross Unrealized Gains	539,925		399,371
Gross Unrealized Losses	(880,363)		(1,049,317)
Fair value	$ 14,923,044		$ 14,405,183
Percentage of total fixed maturities (as a percent)	81%		81%
Corporates \| Industrials
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 8,115,835		$ 8,016,126
Allowance for Credit Losses	(7,132)		(7,115)
Gross Unrealized Gains	258,165		213,078
Gross Unrealized Losses	(508,089)		(566,847)
Fair value	$ 7,858,779		$ 7,655,242
Percentage of total fixed maturities (as a percent)	43%		43%
Corporates \| Financial
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 5,014,169		$ 5,028,151
Allowance for Credit Losses	0		0
Gross Unrealized Gains	171,762		112,368
Gross Unrealized Losses	(299,903)		(388,340)
Fair value	$ 4,886,028		$ 4,752,179
Percentage of total fixed maturities (as a percent)	26%		27%
Corporates \| Utilities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 2,140,610		$ 2,017,967
Allowance for Credit Losses	0		0
Gross Unrealized Gains	109,998		73,925
Gross Unrealized Losses	(72,371)		(94,130)
Fair value	$ 2,178,237		$ 1,997,762
Percentage of total fixed maturities (as a percent)	12%		11%
Collateralized debt obligations
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 36,685		$ 37,110
Allowance for Credit Losses	0		0
Gross Unrealized Gains	5,798		5,036
Gross Unrealized Losses	0		0
Fair value	$ 42,483		$ 42,146
Percentage of total fixed maturities (as a percent)	0%		0%
Other asset-backed securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 83,573		$ 86,352
Allowance for Credit Losses	0		0
Gross Unrealized Gains	1		3
Gross Unrealized Losses	(1,677)		(4,057)
Fair value	$ 81,897		$ 82,298
Percentage of total fixed maturities (as a percent)	1%		1%

Investments - Additional Inform

Investments - Additional Information (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($) commercial_mortgage_loan loan issuer Issue	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) commercial_mortgage_loan loan issuer Issue	Sep. 30, 2023 USD ($)	Jun. 30, 2024 USD ($)	Dec. 31, 2023 USD ($) issuer commercial_mortgage_loan Issue	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Debt Securities, Available-for-sale [Line Items]
Fair value	$ 18,334,570		$ 18,334,570			$ 17,870,206
Percentage of fixed maturities at fair value	100%		100%			100%
Fixed maturity, portfolio issues \| Issue	2,532		2,532			2,473
Fixed portfolio, number of issuers \| issuer	975		975			980
Number of loans \| loan	36		36
Increase in allowance for credit losses			$ 3,500
Allowance for credit losses	$ 7,202	$ 2,988	7,202	$ 2,988	$ 5,826	$ 3,672	$ 2,928	$ 1,789
Realized gains (losses)	$ (2,192)	$ (2,193)	$ (26,580)	$ (78,963)
Number of loans in non-accrual status \| commercial_mortgage_loan	0		0			0
Mortgage loans	$ 381,315		$ 381,315			$ 279,199
Other long-term investments under fair value option	1,221,888		1,221,888			835,878
Investment funds, unfunded commitments	612,000		612,000
Unfunded Loan Commitment
Debt Securities, Available-for-sale [Line Items]
Mortgage loans	$ 31,000		$ 31,000
Commercial Portfolio Segment
Debt Securities, Available-for-sale [Line Items]
Financing receivable, number of delinquent loans \| commercial_mortgage_loan	1		1
Delinquent loans, outstanding par value (in dollars per share)	$ 36,000		$ 36,000
Delinquent loans, outstanding interest	$ 1,900		$ 1,900
Number of loans in non-accrual status \| commercial_mortgage_loan	3,000		3,000
Outstanding principal on nonaccrual loan	$ 8,800		$ 8,800
Corporates
Debt Securities, Available-for-sale [Line Items]
Fair value	$ 14,923,044		$ 14,923,044			$ 14,405,183
Percentage of fixed maturities at fair value	81%		81%			81%
Company owned life insurance
Debt Securities, Available-for-sale [Line Items]
Other long-term investments under fair value option	$ 200,114		$ 200,114			$ 0
Investment in Limited Partnerships
Debt Securities, Available-for-sale [Line Items]
Capital called from investment funds			226,000
Investment funds, unfunded commitments	612,481		612,481
Real Estate Investment Trust \| Fixed maturities available for sale \| Corporates
Debt Securities, Available-for-sale [Line Items]
Fair value	$ 429,000		$ 429,000			$ 425,000
Percentage of fixed maturities at fair value	2%		2%			2%

Investments - Schedule of Fix_2

Investments - Schedule of Fixed Maturities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Amortized Cost, net
Due in one year or less	$ 111,956
Due after one year through five years	748,300
Due after five years through ten years	1,841,477
Due after ten years through twenty years	8,954,048
Due after twenty years	7,301,254
Mortgage-backed and asset-backed securities	120,287
Fixed maturities, net of allowance for credit losses	19,077,322
Fair Value
Due in one year or less	111,456
Due after one year through five years	771,458
Due after five years through ten years	1,912,103
Due after ten years through twenty years	8,827,993
Due after twenty years	6,587,150
Mortgage-backed and asset-backed securities	124,410
Fixed maturities, fair value	$ 18,334,570	$ 17,870,206

Investments - Schedule of Analy

Investments - Schedule of Analysis of Investment Operations (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net Investment Income [Line Items]
Investment income, gross	$ 289,352	$ 271,444	$ 866,163	$ 798,013
Percentage change in investment income, gross	7%		9%
Less investment expense	$ (4,388)	(4,518)	$ (12,985)	(12,738)
Percentage change in investment expense	(3.00%)		2%
Net investment income	$ 284,964	266,926	$ 853,178	785,275
Percentage change in net investment income	7%		9%
Fixed maturities available for sale
Net Investment Income [Line Items]
Investment income, gross	$ 245,313	237,609	$ 738,626	704,095
Percentage change in investment income, gross	3%		5%
Policy loans
Net Investment Income [Line Items]
Investment income, gross	$ 13,296	12,446	$ 39,196	36,435
Percentage change in investment income, gross	7%		8%
Mortgage loans
Net Investment Income [Line Items]
Investment income, gross	$ 7,668	5,363	$ 21,337	13,919
Percentage change in investment income, gross	43%		53%
Other long-term investments
Net Investment Income [Line Items]
Investment income, gross	$ 19,992	14,630	$ 58,608	38,753
Percentage change in investment income, gross	37%		51%
Short-term investments
Net Investment Income [Line Items]
Investment income, gross	$ 3,083	1,396	$ 8,396	4,811
Percentage change in investment income, gross
Fair value option
Net Investment Income [Line Items]
Net investment income	$ 19,100	$ 14,000	$ 56,100	$ 37,200

Investments - Schedule of Selec

Investments - Schedule of Selected Information about Sales of Fixed Maturities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Proceeds from sale	$ 163,221	$ 46,210	$ 674,125	$ 192,034
Gross realized gains	2,042	261	6,086	308
Gross realized losses	(1,856)	(67,018)	(15,824)	(77,879)
Unsettled trades	$ 0	$ 27	$ 0	$ 27

Investments - Schedule of Reali

Investments - Schedule of Realized Gain (Loss) on Investments (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Sales and other	$ 257,000	$ (66,767,000)	$ (9,716,000)	$ (77,730,000)
Provision for credit losses	0	65,008,000	(16,000)	(7,500,000)
Fair value option—change in fair value	(3,683,000)	868,000	(22,777,000)	7,954,000
Mortgage loans	(1,376,000)	(59,000)	(3,530,000)	(4,918,000)
Other investments	(16,000)	880,000	1,135,000	502,000
Realized gains (losses) from investments	(4,818,000)	(70,000)	(34,904,000)	(81,692,000)
Other gains (losses)	2,626,000	(2,123,000)	8,324,000	2,729,000
Total realized gains (losses)	(2,192,000)	(2,193,000)	(26,580,000)	(78,963,000)
Applicable tax	460,000	461,000	5,582,000	16,583,000
Realized gains (losses), net of tax	(1,732,000)	(1,732,000)	(20,998,000)	(62,380,000)
Exchanges of fixed maturities	3,400,000	21,100,000	$ 82,200,000	$ 39,000,000
Exchanges of fixed maturities, net realized gains	$ 0	$ 0

Investments - Schedule of Asset

Investments - Schedule of Assets Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 18,334,570	$ 17,870,206
Percentage of total	100%	100%
U.S. Government direct, guaranteed, and government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 376,981	$ 366,151
States, municipalities, and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	2,878,239	2,940,322
Foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	31,926	34,106
Corporates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	14,923,044	14,405,183
Corporates \| Industrials
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	7,858,779	7,655,242
Corporates \| Financial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	4,886,028	4,752,179
Corporates \| Utilities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	2,178,237	1,997,762
Collateralized debt obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	42,483	42,146
Other asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	81,897	82,298
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 0	$ 0
Percentage of total	0%	0%
Quoted Prices in Active Markets for Identical Assets (Level 1) \| U.S. Government direct, guaranteed, and government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 0	$ 0
Quoted Prices in Active Markets for Identical Assets (Level 1) \| States, municipalities, and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) \| Foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) \| Corporates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) \| Corporates \| Industrials
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) \| Corporates \| Financial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) \| Corporates \| Utilities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) \| Collateralized debt obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) \| Other asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 17,838,400	$ 17,373,327
Percentage of total	97%	97%
Significant Other Observable Inputs (Level 2) \| U.S. Government direct, guaranteed, and government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 376,981	$ 366,151
Significant Other Observable Inputs (Level 2) \| States, municipalities, and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	2,878,239	2,940,322
Significant Other Observable Inputs (Level 2) \| Foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	31,926	34,106
Significant Other Observable Inputs (Level 2) \| Corporates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	14,477,233	13,950,450
Significant Other Observable Inputs (Level 2) \| Corporates \| Industrials
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	7,659,257	7,440,493
Significant Other Observable Inputs (Level 2) \| Corporates \| Financial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	4,754,596	4,621,160
Significant Other Observable Inputs (Level 2) \| Corporates \| Utilities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	2,063,380	1,888,797
Significant Other Observable Inputs (Level 2) \| Collateralized debt obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Other Observable Inputs (Level 2) \| Other asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	74,021	82,298
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 496,170	$ 496,879
Percentage of total	3%	3%	3%
Significant Unobservable Inputs (Level 3) \| U.S. Government direct, guaranteed, and government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 0	$ 0
Significant Unobservable Inputs (Level 3) \| States, municipalities, and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Unobservable Inputs (Level 3) \| Foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Unobservable Inputs (Level 3) \| Corporates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 445,811	454,733
Percentage of total	3%		3%
Significant Unobservable Inputs (Level 3) \| Corporates \| Industrials
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 199,522	214,749
Significant Unobservable Inputs (Level 3) \| Corporates \| Financial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	131,432	131,019
Significant Unobservable Inputs (Level 3) \| Corporates \| Utilities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	114,857	108,965
Significant Unobservable Inputs (Level 3) \| Collateralized debt obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 42,483	42,146
Percentage of total	0%		0%
Significant Unobservable Inputs (Level 3) \| Other asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 7,876	$ 0

Investments - Schedule of Chang

Investments - Schedule of Changes in Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation
Percent of total fixed maturities	100%		100%
Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Realized gains (losses)	Realized gains (losses)
Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Asset, Gain (Loss), Statement of Other Comprehensive Income or Comprehensive Income [Extensible Enumeration]	Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent
Significant Unobservable Inputs (Level 3)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation
Beginning Balance	$ 496,879	$ 528,447
Included in realized gains / losses	0	0
Included in other comprehensive income	6,210	(24,392)
Acquisitions	22,676	0
Sales	0	0
Amortization	3,376	3,434
Other	(32,971)	(30,353)
Transfers into Level 3	0	0
Transfers out of Level 3	0	0
Ending Balance	$ 496,170	$ 477,136
Percent of total fixed maturities	3%	3%	3%
Significant Unobservable Inputs (Level 3) \| Asset- backed Securities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation
Beginning Balance	$ 0	$ 0
Included in realized gains / losses	0	0
Included in other comprehensive income	0	0
Acquisitions	7,876	0
Sales	0	0
Amortization	0	0
Other	0	0
Transfers into Level 3	0	0
Transfers out of Level 3	0	0
Ending Balance	$ 7,876	$ 0
Percent of total fixed maturities	0%	0%
Significant Unobservable Inputs (Level 3) \| Collateralized debt obligations
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation
Beginning Balance	$ 42,146	$ 50,364
Included in realized gains / losses	0	0
Included in other comprehensive income	762	(8,424)
Acquisitions	0	0
Sales	0	0
Amortization	3,414	3,429
Other	(3,839)	(3,684)
Transfers into Level 3	0	0
Transfers out of Level 3	0	0
Ending Balance	$ 42,483	$ 41,685
Percent of total fixed maturities	0%	0%
Significant Unobservable Inputs (Level 3) \| Corporates
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation
Beginning Balance	$ 454,733	$ 478,083
Included in realized gains / losses	0	0
Included in other comprehensive income	5,448	(15,968)
Acquisitions	14,800	0
Sales	0	0
Amortization	(38)	5
Other	(29,132)	(26,669)
Transfers into Level 3	0	0
Transfers out of Level 3	0	0
Ending Balance	$ 445,811	$ 435,451
Percent of total fixed maturities	3%	3%

Investments - Schedule of Unrea

Investments - Schedule of Unrealized Gains or (Losses) Included in Other Comprehensive Income (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Change in unrealized gains (losses) for the period	$ 6,210	$ (24,392)
Asset- backed Securities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Change in unrealized gains (losses) for the period	0	0
Collateralized debt obligations
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Change in unrealized gains (losses) for the period	762	(8,424)
Corporates
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Change in unrealized gains (losses) for the period	$ 5,448	$ (15,968)

Investments - Schedule of Infor

Investments - Schedule of Information about Investments in Unrealized Loss Position (Details) - Issue	Sep. 30, 2024	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Less than Twelve Months	87	151
Twelve Months or Longer	1,553	1,614
Total	1,640	1,765

Investments - Schedule of Unr_2

Investments - Schedule of Unrealized Investment Losses by Class of Investment (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	$ 359,414	$ 803,974
Unrealized Loss, Less than Twelve Months	(16,532)	(17,434)
Fair Value, Twelve Months or Longer	9,191,636	9,750,839
Unrealized Loss, Twelve Months or Longer	(1,321,408)	(1,481,923)
Fair Value	9,551,050	10,554,813
Unrealized Loss	(1,337,940)	(1,499,357)
Investment Grade
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	352,545	767,666
Unrealized Loss, Less than Twelve Months	(16,350)	(14,633)
Fair Value, Twelve Months or Longer	8,852,284	9,423,010
Unrealized Loss, Twelve Months or Longer	(1,250,268)	(1,407,709)
Fair Value	9,204,829	10,190,676
Unrealized Loss	(1,266,618)	(1,422,342)
Investment Grade \| U.S. Government direct, guaranteed, and government-sponsored enterprises
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	0	0
Unrealized Loss, Less than Twelve Months	0	0
Fair Value, Twelve Months or Longer	374,361	364,006
Unrealized Loss, Twelve Months or Longer	(21,026)	(32,306)
Fair Value	374,361	364,006
Unrealized Loss	(21,026)	(32,306)
Investment Grade \| States, municipalities, and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	201,640	252,800
Unrealized Loss, Less than Twelve Months	(4,821)	(3,520)
Fair Value, Twelve Months or Longer	1,636,467	1,610,163
Unrealized Loss, Twelve Months or Longer	(420,168)	(399,809)
Fair Value	1,838,107	1,862,963
Unrealized Loss	(424,989)	(403,329)
Investment Grade \| Foreign governments
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	0	0
Unrealized Loss, Less than Twelve Months	0	0
Fair Value, Twelve Months or Longer	28,493	32,591
Unrealized Loss, Twelve Months or Longer	(9,885)	(10,348)
Fair Value	28,493	32,591
Unrealized Loss	(9,885)	(10,348)
Investment Grade \| Corporates
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	150,905	514,866
Unrealized Loss, Less than Twelve Months	(11,529)	(11,113)
Fair Value, Twelve Months or Longer	6,744,414	7,345,294
Unrealized Loss, Twelve Months or Longer	(797,582)	(961,598)
Fair Value	6,895,319	7,860,160
Unrealized Loss	(809,111)	(972,711)
Investment Grade \| Corporates \| Industrials
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	124,717	191,573
Unrealized Loss, Less than Twelve Months	(11,134)	(3,881)
Fair Value, Twelve Months or Longer	4,071,839	4,317,827
Unrealized Loss, Twelve Months or Longer	(464,628)	(530,011)
Fair Value	4,196,556	4,509,400
Unrealized Loss	(475,762)	(533,892)
Investment Grade \| Corporates \| Financial
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	19,176	242,099
Unrealized Loss, Less than Twelve Months	(303)	(6,584)
Fair Value, Twelve Months or Longer	2,005,383	2,341,424
Unrealized Loss, Twelve Months or Longer	(261,465)	(339,628)
Fair Value	2,024,559	2,583,523
Unrealized Loss	(261,768)	(346,212)
Investment Grade \| Corporates \| Utilities
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	7,012	81,194
Unrealized Loss, Less than Twelve Months	(92)	(648)
Fair Value, Twelve Months or Longer	667,192	686,043
Unrealized Loss, Twelve Months or Longer	(71,489)	(91,959)
Fair Value	674,204	767,237
Unrealized Loss	(71,581)	(92,607)
Investment Grade \| Collateralized debt obligations
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	0	0
Unrealized Loss, Less than Twelve Months	0	0
Fair Value, Twelve Months or Longer	0	0
Unrealized Loss, Twelve Months or Longer	0	0
Fair Value	0	0
Unrealized Loss	0	0
Investment Grade \| Other asset-backed securities
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	0	0
Unrealized Loss, Less than Twelve Months	0	0
Fair Value, Twelve Months or Longer	68,549	70,956
Unrealized Loss, Twelve Months or Longer	(1,607)	(3,648)
Fair Value	68,549	70,956
Unrealized Loss	(1,607)	(3,648)
Below Investment Grade
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	6,869	36,308
Unrealized Loss, Less than Twelve Months	(182)	(2,801)
Fair Value, Twelve Months or Longer	339,352	327,829
Unrealized Loss, Twelve Months or Longer	(71,140)	(74,214)
Fair Value	346,221	364,137
Unrealized Loss	(71,322)	(77,015)
Below Investment Grade \| Corporates
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	6,869	36,308
Unrealized Loss, Less than Twelve Months	(182)	(2,801)
Fair Value, Twelve Months or Longer	333,920	316,541
Unrealized Loss, Twelve Months or Longer	(71,070)	(73,805)
Fair Value	340,789	352,849
Unrealized Loss	(71,252)	(76,606)
Below Investment Grade \| Corporates \| Industrials
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	2,670	10,745
Unrealized Loss, Less than Twelve Months	(169)	(199)
Fair Value, Twelve Months or Longer	143,088	145,697
Unrealized Loss, Twelve Months or Longer	(32,158)	(32,756)
Fair Value	145,758	156,442
Unrealized Loss	(32,327)	(32,955)
Below Investment Grade \| Corporates \| Financial
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	4,199	25,563
Unrealized Loss, Less than Twelve Months	(13)	(2,602)
Fair Value, Twelve Months or Longer	178,887	151,190
Unrealized Loss, Twelve Months or Longer	(38,122)	(39,526)
Fair Value	183,086	176,753
Unrealized Loss	(38,135)	(42,128)
Below Investment Grade \| Corporates \| Utilities
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	0	0
Unrealized Loss, Less than Twelve Months	0	0
Fair Value, Twelve Months or Longer	11,945	19,654
Unrealized Loss, Twelve Months or Longer	(790)	(1,523)
Fair Value	11,945	19,654
Unrealized Loss	(790)	(1,523)
Below Investment Grade \| Collateralized debt obligations
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	0	0
Unrealized Loss, Less than Twelve Months	0	0
Fair Value, Twelve Months or Longer	0	0
Unrealized Loss, Twelve Months or Longer	0	0
Fair Value	0	0
Unrealized Loss	0	0
Below Investment Grade \| Other asset-backed securities
Debt Securities, Available-for-sale [Line Items]
Fair Value, Less than Twelve Months	0	0
Unrealized Loss, Less than Twelve Months	0	0
Fair Value, Twelve Months or Longer	5,432	11,288
Unrealized Loss, Twelve Months or Longer	(70)	(409)
Fair Value	5,432	11,288
Unrealized Loss	$ (70)	$ (409)

Investments - Schedule of Fix_3

Investments - Schedule of Fixed Maturities, Allowance for Credit Loss (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Debt Securities, Available-for-sale, Allowance for Credit Loss [Roll Forward]
Allowance for credit losses beginning balance			$ 7,115
Allowance for credit losses ending balance	$ 7,132		7,132
Corporates
Debt Securities, Available-for-sale, Allowance for Credit Loss [Roll Forward]
Allowance for credit losses beginning balance	7,132	$ 72,508	7,115	$ 0
Additions to allowance for which credit losses were not previously recorded	0	0	0	72,508
Additions (reductions) to allowance for fixed maturities that previously had an allowance	0	(65,008)	17	(65,008)
Reduction of allowance for which the Company intends to sell or more likely than not will be required to sell or sold during the period	0	0	0	0
Allowance for credit losses ending balance	$ 7,132	$ 7,500	$ 7,132	$ 7,500

Investments - Schedule of Comme

Investments - Schedule of Commercial Mortgage Loan Participations (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 388,517		$ 282,871
Carrying value, gross, percent	102%		101%
Less allowance for credit losses	$ (7,202)	$ (5,826)	$ (3,672)	$ (2,988)	$ (2,928)	$ (1,789)
Allowance for credit losses, percent	(2.00%)		(1.00%)
Carrying value, net of valuation allowance	$ 381,315		$ 279,199
Carrying value, net, percent	100%		100%
Texas
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 75,002		$ 45,111
Carrying value, gross, percent	20%		16%
New Jersey
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 51,454		$ 44,574
Carrying value, gross, percent	14%		16%
Florida
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 46,506		$ 48,233
Carrying value, gross, percent	12%		17%
California
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 40,715		$ 54,721
Carrying value, gross, percent	11%		20%
New York
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 35,865		$ 20,284
Carrying value, gross, percent	9%		7%
Alabama
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 35,838		$ 11,003
Carrying value, gross, percent	9%		4%
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 103,137		$ 58,945
Carrying value, gross, percent	27%		21%
Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 127,155		$ 116,299
Carrying value, gross, percent	33%		42%
Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 102,402		$ 57,267
Carrying value, gross, percent	27%		20%
Retail
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 73,252		$ 23,925
Carrying value, gross, percent	19%		9%
Hospitality
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 43,435		$ 43,897
Carrying value, gross, percent	11%		16%
Mixed use
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 35,886		$ 34,749
Carrying value, gross, percent	10%		12%
Office
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 6,387		$ 6,734
Carrying value, gross, percent	2%		2%

Investments - Schedule of Com_2

Investments - Schedule of Commercial Mortgage Loan Participations Recorded Investment (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	$ 381,315		$ 279,199
Carrying value	388,517		282,871
Less allowance for credit losses	$ (7,202)	$ (5,826)	$ (3,672)	$ (2,988)	$ (2,928)	$ (1,789)
Carrying value, net of valuation allowance, percent	100%		100%
Less than 70%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 364,101		$ 266,216
Carrying value, net of valuation allowance, percent	94%		94%
70% to 80%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 1,058		$ 0
Carrying value, net of valuation allowance, percent	0%		0%
81% to 90%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 8,569		$ 9,621
Carrying value, net of valuation allowance, percent	2%		3%
Greater than 90%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value	$ 14,789		$ 7,034
Carrying value, net of valuation allowance, percent	4%		3%
Less Than 1.00x
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	$ 47,257		$ 42,593
Less Than 1.00x \| Less than 70%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	22,841		27,091
Less Than 1.00x \| 70% to 80%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	1,058		0
Less Than 1.00x \| 81% to 90%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	8,569		8,468
Less Than 1.00x \| Greater than 90%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	14,789		7,034
1.00x-1.20x
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	138,034		180,761
1.00x-1.20x \| Less than 70%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	138,034		180,761
1.00x-1.20x \| 70% to 80%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	0		0
1.00x-1.20x \| 81% to 90%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	0		0
1.00x-1.20x \| Greater than 90%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	0		0
Greater Than 1.20x
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	203,226		59,517
Greater Than 1.20x \| Less than 70%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	203,226		58,364
Greater Than 1.20x \| 70% to 80%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	0		0
Greater Than 1.20x \| 81% to 90%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	0		1,153
Greater Than 1.20x \| Greater than 90%
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value, net of valuation allowance	$ 0		$ 0

Investments - Schedule of Com_3

Investments - Schedule of Commercial Loan Participations, Allowance for Credit Loss (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for credit losses beginning balance	$ 5,826	$ 2,928	$ 3,672	$ 1,789
Provision (reversal) for credit losses	1,376	60	3,530	1,199
Allowance for credit losses ending balance	$ 7,202	$ 2,988	$ 7,202	$ 2,988

Investments - Schedule of Other

Investments - Schedule of Other Long-Term Investments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Long-Term Investment [Line Items]
Commercial mortgage loan participations	$ 1,221,888	$ 835,878
Other
Long-Term Investment [Line Items]
Commercial mortgage loan participations	42,377	40,295
Investment funds
Long-Term Investment [Line Items]
Commercial mortgage loan participations	$ 979,397	$ 795,583

Investments - Schedule of Inves

Investments - Schedule of Investment Funds (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Alternative Investment [Line Items]
Investment funds, Unfunded Commitments	$ 612,000
Minimum
Alternative Investment [Line Items]
Expected life of non-redeemable funds	7 years
Extension options term of non-redeemable funds	1 year
Expected life of redeemable funds	6 months
Maximum
Alternative Investment [Line Items]
Expected life of non-redeemable funds	12 years
Extension options term of non-redeemable funds	4 years
Expected life of redeemable funds	36 months
Commercial mortgage loans
Alternative Investment [Line Items]
Investment funds, Fair Value	$ 567,425	$ 411,315
Investment funds, Unfunded Commitments	378,892
Opportunistic and private credit
Alternative Investment [Line Items]
Investment funds, Fair Value	195,957	181,410
Investment funds, Unfunded Commitments	166,514
Infrastructure
Alternative Investment [Line Items]
Investment funds, Fair Value	174,971	165,887
Investment funds, Unfunded Commitments	16,318
Other
Alternative Investment [Line Items]
Investment funds, Fair Value	41,044	36,971
Investment funds, Unfunded Commitments	50,757
Investment funds
Alternative Investment [Line Items]
Investment funds, Fair Value	979,397	$ 795,583
Investment funds, Unfunded Commitments	$ 612,481

Commitments and Contingencies -

Commitments and Contingencies - Additional Information (Details) $ in Thousands	Sep. 26, 2024 complainant	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)	Sep. 30, 2023 USD ($)
Obligation with Joint and Several Liability Arrangement [Line Items]
Letters of credit facility outstanding		$ 115,000	$ 115,000	$ 115,000
Number of complainants \| complainant	6
Letter of Credit
Obligation with Joint and Several Liability Arrangement [Line Items]
Letter of credit maximum available amount		$ 250,000

Policy Liabilities - Schedule o

Policy Liabilities - Schedule of Liability for Future Policy Benefit, Activity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023	Dec. 31, 2022
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Net liability for future policy benefits—long duration health	$ 19,814,913	$ 17,273,102	$ 19,814,913	$ 17,273,102		$ 19,460,353
Life
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	11,981,537	12,042,720	12,342,307	11,748,528
Beginning balance	11,836,592	11,616,443	11,709,368	11,442,919
Effect of changes in assumptions on future cash flows					$ (140,988)	(140,988)	$ 64,032	$ 64,032
Effect of actual variances from expected experience					(176,655)	(437,915)	(143,861)	(364,060)
Adjusted balance					11,518,949	11,130,465	11,536,614	11,142,891
Issuances	351,088	357,622	1,123,204	1,122,855
Interest accrual	148,429	143,082	444,225	420,389
Net premiums collected	(333,783)	(329,703)	(1,003,989)	(984,290)
Effect of changes in the foreign exchange rate	5,121	(6,401)	(4,101)	(631)
Ending balance	11,689,804	11,701,214	11,689,804	11,701,214
Effect of change from original to current discount rates	716,466	(206,573)	716,466	(206,573)
Ending balance	12,406,270	11,494,641	12,406,270	11,494,641
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	26,507,907	26,772,991	27,723,158	25,749,961
Beginning balance	25,004,280	24,092,695	24,563,696	23,564,337
Effect of changes in assumptions on future cash flows					(198,467)	(198,467)	65,568	65,568
Effect of actual variances from expected experience					(195,035)	(476,505)	(158,589)	(382,469)
Adjusted balance					24,610,778	23,888,724	23,999,674	23,247,436
Issuances	346,356	357,625	1,118,479	1,122,856
Interest accrual	340,671	325,470	1,014,591	960,647
Benefit payments	(327,139)	(305,221)	(1,029,527)	(967,828)
Effect of changes in the foreign exchange rate	12,833	(15,256)	(8,768)	(819)
Ending balance	24,983,499	24,362,292	24,983,499	24,362,292
Effect of changes in discount rate assumptions	3,166,868	544,968	3,166,868	544,968
Ending balance	28,150,367	24,907,260	28,150,367	24,907,260
Net liability for future policy benefits at original discount rates	13,293,695	12,661,078	13,293,695	12,661,078
Effect of changes in discount rate assumptions	2,450,402	751,541	2,450,402	751,541
Other Adjustments	187	11,228	187	11,228
Net liability for future policy benefits—long duration health	15,744,284	13,423,847	15,744,284	13,423,847
Reinsurance recoverable	(46,561)	(40,749)	(46,561)	(40,749)
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	15,697,723	13,383,098	15,697,723	13,383,098
Policyholder benefits net of remeasurement gain (losses)	70,575	11,328	87,825	16,459
Life \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	13,729	13,341	30,979	18,472
Life \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	56,846	(2,013)	56,846	(2,013)
Health
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	6,007,794	5,346,643	6,089,728	5,207,422
Beginning balance	6,204,884	5,445,595	6,069,295	5,366,304
Effect of changes in assumptions on future cash flows					14,968	14,968	390,156	390,156
Effect of actual variances from expected experience					(2,314)	(101,362)	2,168	(96,127)
Adjusted balance					6,217,538	5,982,901	5,837,919	5,660,333
Issuances	196,796	180,243	577,105	509,496
Interest accrual	70,976	60,518	208,072	173,110
Net premiums collected	(145,918)	(134,993)	(427,847)	(399,639)
Effect of changes in the foreign exchange rate	462	(552)	(377)	(165)
Ending balance	6,339,854	5,943,135	6,339,854	5,943,135
Effect of change from original to current discount rates	112,701	(396,191)	112,701	(396,191)
Ending balance	6,452,555	5,546,944	6,452,555	5,546,944
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	8,260,784	7,621,433	8,441,002	7,394,349
Beginning balance	8,657,990	7,832,089	8,484,970	7,710,767
Effect of changes in assumptions on future cash flows					30,877	30,877	381,310	381,310
Effect of actual variances from expected experience					(498)	(104,110)	90	(99,008)
Adjusted balance					8,688,369	8,411,737	8,213,489	7,993,069
Issuances	196,456	179,879	575,776	508,524
Interest accrual	98,966	87,507	291,189	253,452
Benefit payments	(157,362)	(141,429)	(450,717)	(416,475)
Effect of changes in the foreign exchange rate	910	(1,093)	(646)	(217)
Ending balance	8,827,339	8,338,353	8,827,339	8,338,353
Effect of changes in discount rate assumptions	70,783	(700,857)	70,783	(700,857)
Ending balance	8,898,122	7,637,496	8,898,122	7,637,496
Net liability for future policy benefits at original discount rates	2,487,485	2,395,218	2,487,485	2,395,218
Effect of changes in discount rate assumptions	(41,918)	(304,666)	(41,918)	(304,666)
Other Adjustments	32,268	26,978	32,268	26,978
Net liability for future policy benefits—long duration health	2,477,835	2,117,530	2,477,835	2,117,530
Reinsurance recoverable	(15,577)	(13,755)	(15,577)	(13,755)
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	2,462,258	2,103,775	2,462,258	2,103,775
Policyholder benefits net of remeasurement gain (losses)	(9,550)	7,810	(3,094)	8,342
Health \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	951	2,577	7,407	3,109
Health \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	(10,501)	5,233	(10,501)	5,233
American Income \| Life
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	4,635,903	4,472,847	4,681,888	4,273,156
Beginning balance	4,648,111	4,399,053	4,523,329	4,246,723
Effect of changes in assumptions on future cash flows					(82,348)	(82,348)	14,265	14,265
Effect of actual variances from expected experience					(59,483)	(173,180)	(34,571)	(103,922)
Adjusted balance					4,506,280	4,267,801	4,378,747	4,157,066
Issuances	203,828	181,823	616,527	557,844
Interest accrual	55,750	51,119	164,917	147,968
Net premiums collected	(138,552)	(131,329)	(412,717)	(388,288)
Effect of changes in the foreign exchange rate	5,121	(6,401)	(4,101)	(631)
Ending balance	4,632,427	4,473,959	4,632,427	4,473,959
Effect of change from original to current discount rates	204,567	(155,254)	204,567	(155,254)
Ending balance	4,836,994	4,318,705	4,836,994	4,318,705
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	9,811,407	9,668,207	10,163,627	9,119,104
Beginning balance	9,353,526	8,753,526	9,061,833	8,409,761
Effect of changes in assumptions on future cash flows					(104,498)	(104,498)	13,344	13,344
Effect of actual variances from expected experience					(65,766)	(187,711)	(36,998)	(109,386)
Adjusted balance					9,183,262	8,769,624	8,729,872	8,313,719
Issuances	199,097	181,822	611,802	557,844
Interest accrual	124,308	114,683	367,403	335,349
Benefit payments	(105,757)	(101,161)	(326,318)	(296,133)
Effect of changes in the foreign exchange rate	12,833	(15,256)	(8,768)	(819)
Ending balance	9,413,743	8,909,960	9,413,743	8,909,960
Effect of changes in discount rate assumptions	1,091,042	80,477	1,091,042	80,477
Ending balance	10,504,785	8,990,437	10,504,785	8,990,437
Net liability for future policy benefits at original discount rates	4,781,316	4,436,001	4,781,316	4,436,001
Effect of changes in discount rate assumptions	886,475	235,731	886,475	235,731
Other Adjustments	150	508	150	508
Net liability for future policy benefits—long duration health	5,667,941	4,672,240	5,667,941	4,672,240
Reinsurance recoverable	(170)	(141)	(170)	(141)
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	5,667,771	4,672,099	5,667,771	4,672,099
American Income \| Life \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	4,771	2,388	12,619	5,276
American Income \| Life \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	21,974	308	21,974	308
American Income \| Health
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	205,889	201,844	206,381	190,296
Beginning balance	208,867	201,709	201,869	192,631
Effect of changes in assumptions on future cash flows					12,207	12,207	(6,061)	(6,061)
Effect of actual variances from expected experience					(4,110)	(11,168)	(2,394)	(7,643)
Adjusted balance					216,964	202,908	193,254	178,927
Issuances	11,997	9,880	34,121	30,667
Interest accrual	2,493	2,170	7,135	6,304
Net premiums collected	(6,300)	(5,630)	(18,171)	(16,611)
Effect of changes in the foreign exchange rate	462	(552)	(377)	(165)
Ending balance	225,616	199,122	225,616	199,122
Effect of change from original to current discount rates	8,173	(9,976)	8,173	(9,976)
Ending balance	233,789	189,146	233,789	189,146
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	328,436	328,579	335,504	312,750
Beginning balance	322,706	315,087	315,431	303,713
Effect of changes in assumptions on future cash flows					20,293	20,293	(6,407)	(6,407)
Effect of actual variances from expected experience					(4,432)	(12,611)	(2,662)	(8,680)
Adjusted balance					338,567	323,113	306,018	288,626
Issuances	11,997	9,880	34,123	30,667
Interest accrual	4,189	3,810	12,145	11,199
Benefit payments	(6,502)	(6,973)	(19,574)	(18,633)
Effect of changes in the foreign exchange rate	910	(1,093)	(646)	(217)
Ending balance	349,161	311,642	349,161	311,642
Effect of changes in discount rate assumptions	24,383	(5,601)	24,383	(5,601)
Ending balance	373,544	306,041	373,544	306,041
Net liability for future policy benefits at original discount rates	123,545	112,520	123,545	112,520
Effect of changes in discount rate assumptions	16,210	4,375	16,210	4,375
Other Adjustments	926	993	926	993
Net liability for future policy benefits—long duration health	140,681	117,888	140,681	117,888
Reinsurance recoverable	0	0	0	0
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	140,681	117,888	140,681	117,888
American Income \| Health \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	729	457	1,769	1,025
American Income \| Health \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	(8,036)	119	(8,036)	119
Direct to Consumer \| Life
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	5,810,518	5,988,577	6,052,651	5,910,224
Beginning balance	5,670,288	5,700,354	5,664,259	5,680,864
Effect of changes in assumptions on future cash flows					(28,366)	(28,366)	36,170	36,170
Effect of actual variances from expected experience					(103,089)	(226,062)	(91,120)	(219,723)
Adjusted balance					5,538,833	5,409,831	5,645,404	5,497,311
Issuances	110,993	136,611	398,034	450,361
Interest accrual	73,134	72,515	220,485	214,988
Net premiums collected	(150,235)	(153,237)	(455,625)	(461,367)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	5,572,725	5,701,293	5,572,725	5,701,293
Effect of change from original to current discount rates	421,888	(31,118)	421,888	(31,118)
Ending balance	5,994,613	5,670,175	5,994,613	5,670,175
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	9,289,834	9,487,233	9,714,516	9,225,451
Beginning balance	8,748,900	8,592,897	8,656,752	8,477,892
Effect of changes in assumptions on future cash flows					(50,106)	(50,106)	34,407	34,407
Effect of actual variances from expected experience					(111,255)	(241,231)	(97,632)	(227,639)
Adjusted balance					8,587,539	8,365,415	8,529,672	8,284,660
Issuances	110,991	136,612	398,032	450,362
Interest accrual	118,873	115,547	355,850	342,208
Benefit payments	(138,098)	(136,994)	(439,992)	(432,393)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	8,679,305	8,644,837	8,679,305	8,644,837
Effect of changes in discount rate assumptions	1,082,717	228,607	1,082,717	228,607
Ending balance	9,762,022	8,873,444	9,762,022	8,873,444
Net liability for future policy benefits at original discount rates	3,106,580	2,943,544	3,106,580	2,943,544
Effect of changes in discount rate assumptions	660,829	259,725	660,829	259,725
Other Adjustments	0	3,982	0	3,982
Net liability for future policy benefits—long duration health	3,767,409	3,207,251	3,767,409	3,207,251
Reinsurance recoverable	0	0	0	0
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	3,767,409	3,207,251	3,767,409	3,207,251
Direct to Consumer \| Life \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	6,913	6,293	13,640	7,594
Direct to Consumer \| Life \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	21,744	1,763	21,744	1,763
Direct to Consumer \| Health
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	114,876	89,674	115,363	90,143
Beginning balance	113,247	86,840	109,880	87,751
Effect of changes in assumptions on future cash flows					4,449	4,449	16,553	16,553
Effect of actual variances from expected experience					644	(1,818)	229	(1,666)
Adjusted balance					118,340	112,511	103,622	102,638
Issuances	3,823	2,317	12,325	6,532
Interest accrual	1,460	1,160	4,221	3,278
Net premiums collected	(2,904)	(2,679)	(8,338)	(8,028)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	120,719	104,420	120,719	104,420
Effect of change from original to current discount rates	7,153	(1,254)	7,153	(1,254)
Ending balance	127,872	103,166	127,872	103,166
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	108,617	85,856	109,482	87,532
Beginning balance	107,143	83,188	104,501	85,212
Effect of changes in assumptions on future cash flows					7,733	7,733	15,930	15,930
Effect of actual variances from expected experience					817	(1,509)	(95)	(1,925)
Adjusted balance					115,693	110,725	99,023	99,217
Issuances	3,811	2,310	12,296	6,518
Interest accrual	1,460	1,160	4,220	3,278
Benefit payments	(3,378)	(2,982)	(9,655)	(9,502)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	117,586	99,511	117,586	99,511
Effect of changes in discount rate assumptions	6,871	(1,111)	6,871	(1,111)
Ending balance	124,457	98,400	124,457	98,400
Net liability for future policy benefits at original discount rates	(3,133)	(4,909)	(3,133)	(4,909)
Effect of changes in discount rate assumptions	(282)	143	(282)	143
Other Adjustments	4,326	5,530	4,326	5,530
Net liability for future policy benefits—long duration health	911	764	911	764
Reinsurance recoverable	0	0	0	0
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	911	764	911	764
Direct to Consumer \| Health \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	28	35	74	10
Direct to Consumer \| Health \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	(373)	8	(373)	8
Liberty National \| Life
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	1,085,233	1,110,017	1,129,716	1,094,407
Beginning balance	1,080,642	1,071,561	1,077,831	1,066,123
Effect of changes in assumptions on future cash flows					(29,292)	(29,292)	5,178	5,178
Effect of actual variances from expected experience					(12,113)	(29,381)	(10,938)	(26,533)
Adjusted balance					1,039,237	1,019,158	1,065,801	1,044,768
Issuances	30,298	32,045	90,517	92,894
Interest accrual	13,836	13,707	41,610	40,362
Net premiums collected	(33,773)	(33,622)	(101,687)	(100,093)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	1,049,598	1,077,931	1,049,598	1,077,931
Effect of change from original to current discount rates	54,498	(18,702)	54,498	(18,702)
Ending balance	1,104,096	1,059,229	1,104,096	1,059,229
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	3,424,768	3,507,845	3,605,392	3,429,256
Beginning balance	3,356,531	3,297,781	3,338,252	3,272,980
Effect of changes in assumptions on future cash flows					(41,836)	(41,836)	6,156	6,156
Effect of actual variances from expected experience					(15,385)	(34,722)	(14,364)	(27,482)
Adjusted balance					3,299,310	3,261,694	3,289,573	3,251,654
Issuances	30,298	32,046	90,518	92,894
Interest accrual	44,743	43,991	134,020	130,712
Benefit payments	(47,338)	(43,644)	(159,219)	(153,294)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	3,327,013	3,321,966	3,327,013	3,321,966
Effect of changes in discount rate assumptions	275,358	(46,234)	275,358	(46,234)
Ending balance	3,602,371	3,275,732	3,602,371	3,275,732
Net liability for future policy benefits at original discount rates	2,277,415	2,244,035	2,277,415	2,244,035
Effect of changes in discount rate assumptions	220,860	(27,532)	220,860	(27,532)
Other Adjustments	0	6,272	0	6,272
Net liability for future policy benefits—long duration health	2,498,275	2,222,775	2,498,275	2,222,775
Reinsurance recoverable	(7,885)	(7,661)	(7,885)	(7,661)
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	2,490,390	2,215,114	2,490,390	2,215,114
Liberty National \| Life \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	1,537	2,578	2,187	2,115
Liberty National \| Life \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	12,224	(1,248)	12,224	(1,248)
Liberty National \| Health
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	337,741	409,551	358,472	423,490
Beginning balance	338,934	400,180	348,570	415,442
Effect of changes in assumptions on future cash flows					(3,463)	(3,463)	(56,964)	(56,964)
Effect of actual variances from expected experience					(4,959)	(26,123)	(2,692)	(30,526)
Adjusted balance					330,512	318,984	340,524	327,952
Issuances	14,352	15,183	43,367	43,373
Interest accrual	4,104	4,380	12,450	14,047
Net premiums collected	(13,390)	(13,037)	(39,223)	(38,322)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	335,578	347,050	335,578	347,050
Effect of change from original to current discount rates	11,529	(8,372)	11,529	(8,372)
Ending balance	347,107	338,678	347,107	338,678
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	815,778	923,148	865,808	941,574
Beginning balance	799,316	880,879	816,819	904,865
Effect of changes in assumptions on future cash flows					(2,775)	(2,775)	(60,437)	(60,437)
Effect of actual variances from expected experience					(4,998)	(26,421)	(2,563)	(29,581)
Adjusted balance					791,543	787,623	817,879	814,847
Issuances	14,177	14,963	42,780	42,863
Interest accrual	10,653	11,173	32,202	34,699
Benefit payments	(23,417)	(25,220)	(69,649)	(73,614)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	792,956	818,795	792,956	818,795
Effect of changes in discount rate assumptions	52,819	(4,792)	52,819	(4,792)
Ending balance	845,775	814,003	845,775	814,003
Net liability for future policy benefits at original discount rates	457,378	471,745	457,378	471,745
Effect of changes in discount rate assumptions	41,290	3,580	41,290	3,580
Other Adjustments	9,964	8,379	9,964	8,379
Net liability for future policy benefits—long duration health	508,632	483,704	508,632	483,704
Reinsurance recoverable	(1,096)	(1,336)	(1,096)	(1,336)
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	507,536	482,368	507,536	482,368
Liberty National \| Health \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	874	634	2,015	(284)
Liberty National \| Health \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	(234)	2,171	(234)	2,171
Other premium \| Life
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	449,883	471,279	478,052	470,741
Beginning balance	437,551	445,475	443,949	449,209
Effect of changes in assumptions on future cash flows					(982)	(982)	8,419	8,419
Effect of actual variances from expected experience					(1,970)	(9,292)	(7,232)	(13,882)
Adjusted balance					434,599	433,675	446,662	443,746
Issuances	5,969	7,143	18,126	21,756
Interest accrual	5,709	5,741	17,213	17,071
Net premiums collected	(11,223)	(11,515)	(33,960)	(34,542)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	435,054	448,031	435,054	448,031
Effect of change from original to current discount rates	35,513	(1,499)	35,513	(1,499)
Ending balance	470,567	446,532	470,567	446,532
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	3,981,898	4,109,706	4,239,623	3,976,150
Beginning balance	3,545,323	3,448,491	3,506,859	3,403,704
Effect of changes in assumptions on future cash flows					(2,027)	(2,027)	11,661	11,661
Effect of actual variances from expected experience					(2,629)	(12,841)	(9,595)	(17,962)
Adjusted balance					3,540,667	3,491,991	3,450,557	3,397,403
Issuances	5,970	7,145	18,127	21,756
Interest accrual	52,747	51,249	157,318	152,378
Benefit payments	(35,946)	(23,422)	(103,998)	(86,008)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	3,563,438	3,485,529	3,563,438	3,485,529
Effect of changes in discount rate assumptions	717,751	282,118	717,751	282,118
Ending balance	4,281,189	3,767,647	4,281,189	3,767,647
Net liability for future policy benefits at original discount rates	3,128,384	3,037,498	3,128,384	3,037,498
Effect of changes in discount rate assumptions	682,238	283,617	682,238	283,617
Other Adjustments	37	466	37	466
Net liability for future policy benefits—long duration health	3,810,659	3,321,581	3,810,659	3,321,581
Reinsurance recoverable	(38,506)	(32,947)	(38,506)	(32,947)
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	3,772,153	3,288,634	3,772,153	3,288,634
Other premium \| Life \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	508	2,082	2,533	3,487
Other premium \| Life \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	904	(2,836)	904	(2,836)
United American \| Health
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	3,658,491	2,984,554	3,697,771	2,908,501
Beginning balance	3,720,108	2,985,660	3,625,803	2,941,261
Effect of changes in assumptions on future cash flows					9,892	9,892	466,883	466,883
Effect of actual variances from expected experience					18,179	(18,894)	22,683	(6,240)
Adjusted balance					3,748,179	3,616,801	3,475,226	3,401,904
Issuances	95,279	82,647	287,072	226,363
Interest accrual	43,903	35,536	128,533	99,390
Net premiums collected	(75,335)	(68,421)	(220,380)	(202,669)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	3,812,026	3,524,988	3,812,026	3,524,988
Effect of change from original to current discount rates	130,218	(183,608)	130,218	(183,608)
Ending balance	3,942,244	3,341,380	3,942,244	3,341,380
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	3,758,487	3,116,389	3,814,328	3,046,829
Beginning balance	3,823,510	3,116,768	3,741,530	3,080,633
Effect of changes in assumptions on future cash flows					10,680	10,680	464,652	464,652
Effect of actual variances from expected experience					21,522	(15,162)	22,410	(5,530)
Adjusted balance					3,855,712	3,737,048	3,603,830	3,539,755
Issuances	95,126	82,511	286,358	225,915
Interest accrual	45,365	37,340	133,143	104,932
Benefit payments	(88,423)	(74,832)	(248,769)	(221,753)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	3,907,780	3,648,849	3,907,780	3,648,849
Effect of changes in discount rate assumptions	131,531	(191,041)	131,531	(191,041)
Ending balance	4,039,311	3,457,808	4,039,311	3,457,808
Net liability for future policy benefits at original discount rates	95,754	123,861	95,754	123,861
Effect of changes in discount rate assumptions	1,313	(7,433)	1,313	(7,433)
Other Adjustments	17,014	7,729	17,014	7,729
Net liability for future policy benefits—long duration health	114,081	124,157	114,081	124,157
Reinsurance recoverable	(2,868)	(3,355)	(2,868)	(3,355)
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	111,213	120,802	111,213	120,802
United American \| Health \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	(2,100)	239	(1,423)	(651)
United American \| Health \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	1,205	762	1,205	762
Family Heritage \| Health
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]
Beginning balance	1,690,797	1,661,020	1,711,741	1,594,992
Beginning balance	1,823,728	1,771,206	1,783,173	1,729,219
Effect of changes in assumptions on future cash flows					(8,117)	(8,117)	(30,255)	(30,255)
Effect of actual variances from expected experience					(12,068)	(43,359)	(15,658)	(50,052)
Adjusted balance					1,803,543	1,731,697	1,725,293	1,648,912
Issuances	71,345	70,216	200,220	202,561
Interest accrual	19,016	17,272	55,733	50,091
Net premiums collected	(47,989)	(45,226)	(141,735)	(134,009)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	1,845,915	1,767,555	1,845,915	1,767,555
Effect of change from original to current discount rates	(44,372)	(192,981)	(44,372)	(192,981)
Ending balance	1,801,543	1,574,574	1,801,543	1,574,574
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Beginning balance	3,249,466	3,167,461	3,315,880	3,005,664
Beginning balance	3,605,315	3,436,167	3,506,689	3,336,344
Effect of changes in assumptions on future cash flows					(5,054)	(5,054)	(32,428)	(32,428)
Effect of actual variances from expected experience					(13,407)	(48,407)	(17,000)	(53,292)
Adjusted balance					$ 3,586,854	$ 3,453,228	$ 3,386,739	$ 3,250,624
Issuances	71,345	70,215	200,219	202,561
Interest accrual	37,299	34,024	109,479	99,344
Benefit payments	(35,642)	(31,422)	(103,070)	(92,973)
Effect of changes in the foreign exchange rate	0	0	0	0
Ending balance	3,659,856	3,459,556	3,659,856	3,459,556
Effect of changes in discount rate assumptions	(144,821)	(498,312)	(144,821)	(498,312)
Ending balance	3,515,035	2,961,244	3,515,035	2,961,244
Net liability for future policy benefits at original discount rates	1,813,941	1,692,001	1,813,941	1,692,001
Effect of changes in discount rate assumptions	(100,449)	(305,331)	(100,449)	(305,331)
Other Adjustments	38	4,347	38	4,347
Net liability for future policy benefits—long duration health	1,713,530	1,391,017	1,713,530	1,391,017
Reinsurance recoverable	(11,613)	(9,064)	(11,613)	(9,064)
Net liability for future policy benefits, after reinsurance recoverable, at current discount rates	1,701,917	1,381,953	1,701,917	1,381,953
Family Heritage \| Health \| Gain Loss From Expereince
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	1,420	1,212	4,972	3,009
Family Heritage \| Health \| Gain *Loss) From Unlocking Assumptions
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]
Policyholder benefits net of remeasurement gain (losses)	$ (3,063)	$ 2,173	$ (3,063)	$ 2,173

Policy Liabilities - Additional

Policy Liabilities - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023	Dec. 31, 2022
Liability for Future Policy Benefit, Activity [Line Items]
Change in assumptions of lapse, mortality, and morbidity, remeasurement gain (loss)	$ 46,300	$ 3,200
Change in expected experience, remeasurement gain (loss)	14,700	15,900	$ 38,400	$ 21,600
Reclassification, Other
Liability for Future Policy Benefit, Activity [Line Items]
Reinsurance recoverables						$ 55,000
Reinsurance recoverable at original discount rates						50,000
Life
Liability for Future Policy Benefit, Activity [Line Items]
Reinsurance recoverable at original discount rates	46,561	40,749	46,561	40,749
PV of expected future gross premiums	29,804,051	26,790,615	29,804,051	26,790,615
PV of expected future net premiums	12,406,270	11,494,641	12,406,270	11,494,641	$ 11,981,537	12,342,307	$ 12,042,720	$ 11,748,528
PV of expected future policy benefits, not discounted	78,961,606	77,173,809	78,961,606	77,173,809
Liability for Future Policy Benefit, Difference Between Expected Gross Premiums and Expected Future Net Premiums	17,400,000	15,300,000	17,400,000	15,300,000
Health
Liability for Future Policy Benefit, Activity [Line Items]
Reinsurance recoverable at original discount rates	15,577	13,755	15,577	13,755
PV of expected future gross premiums	12,407,986	10,812,872	12,407,986	10,812,872
PV of expected future net premiums	6,452,555	5,546,944	6,452,555	5,546,944	$ 6,007,794	$ 6,089,728	$ 5,346,643	$ 5,207,422
PV of expected future policy benefits, not discounted	15,707,558	14,749,901	15,707,558	14,749,901
Liability for Future Policy Benefit, Difference Between Expected Gross Premiums and Expected Future Net Premiums	$ 5,900,000	$ 5,300,000	$ 5,900,000	$ 5,300,000

Policy Liabilities - Schedule_2

Policy Liabilities - Schedule of Liability For Future Policy Benefits To Consolidated Balance Sheets (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
At Original Discount Rates
Deferred profit liability	$ 177,108		$ 173,520
Deferred annuity	680,849		813,276
Interest sensitive life	725,857		735,025
Other	8,983		9,901
Total future policy benefits	17,402,917		16,807,914
At Current Discount Rates
Deferred profit liability	177,108		173,520
Deferred annuity	680,849		813,276
Interest sensitive life	725,857		735,025
Other	8,980		9,904
Net liability for future policy benefits—long duration health	19,814,913	$ 19,460,353	17,273,102
Life
At Original Discount Rates
Net liability for future policy benefits—long duration life	13,293,880		12,661,216
At Current Discount Rates
Net liability for future policy benefits—long duration health	15,744,284		13,423,847
Net liability for future policy benefits—long duration health	15,744,284		13,423,847
Health
At Original Discount Rates
Net liability for future policy benefits—long duration life	2,516,240		2,414,976
At Current Discount Rates
Net liability for future policy benefits—long duration health	2,477,835		2,117,530
Net liability for future policy benefits—long duration health	2,477,835		2,117,530
American Income \| Life
At Original Discount Rates
Net liability for future policy benefits—long duration life	4,781,464		4,436,042
At Current Discount Rates
Net liability for future policy benefits—long duration health	5,667,941		4,672,240
Net liability for future policy benefits—long duration health	5,667,941		4,672,240
American Income \| Health
At Original Discount Rates
Net liability for future policy benefits—long duration life	124,534		113,340
At Current Discount Rates
Net liability for future policy benefits—long duration health	140,681		117,888
Net liability for future policy benefits—long duration health	140,681		117,888
Direct to Consumer \| Life
At Original Discount Rates
Net liability for future policy benefits—long duration life	3,106,582		2,943,544
At Current Discount Rates
Net liability for future policy benefits—long duration health	3,767,409		3,207,251
Net liability for future policy benefits—long duration health	3,767,409		3,207,251
Direct to Consumer \| Health
At Original Discount Rates
Net liability for future policy benefits—long duration life	877		752
At Current Discount Rates
Net liability for future policy benefits—long duration health	911		764
Net liability for future policy benefits—long duration health	911		764
Liberty National \| Life
At Original Discount Rates
Net liability for future policy benefits—long duration life	2,277,415		2,244,035
At Current Discount Rates
Net liability for future policy benefits—long duration health	2,498,275		2,222,775
Net liability for future policy benefits—long duration health	2,498,275		2,222,775
Liberty National \| Health
At Original Discount Rates
Net liability for future policy benefits—long duration life	466,474		479,394
At Current Discount Rates
Net liability for future policy benefits—long duration health	508,632		483,704
Net liability for future policy benefits—long duration health	508,632		483,704
Other premium \| Life
At Original Discount Rates
Net liability for future policy benefits—long duration life	3,128,419		3,037,595
At Current Discount Rates
Net liability for future policy benefits—long duration health	3,810,659		3,321,581
Net liability for future policy benefits—long duration health	3,810,659		3,321,581
United American \| Health
At Original Discount Rates
Net liability for future policy benefits—long duration life	110,384		129,410
At Current Discount Rates
Net liability for future policy benefits—long duration health	114,081		124,157
Net liability for future policy benefits—long duration health	114,081		124,157
Family Heritage \| Health
At Original Discount Rates
Net liability for future policy benefits—long duration life	1,813,971		1,692,080
At Current Discount Rates
Net liability for future policy benefits—long duration health	1,713,530		1,391,017
Net liability for future policy benefits—long duration health	$ 1,713,530		$ 1,391,017

Policy Liabilities - Schedule_3

Policy Liabilities - Schedule of Weighted Average Interest Rate of Liability For Future Policy Benefits (Details)	Sep. 30, 2024	Sep. 30, 2023
American Income \| Life
Liability for Future Policy Benefit, Activity [Line Items]
Weighted average original discount rate	5.70%	5.70%
Weighted average current discount rate	5%	5.60%
American Income \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Weighted average original discount rate	5.80%	5.90%
Weighted average current discount rate	4.80%	5.60%
DTC \| Life
Liability for Future Policy Benefit, Activity [Line Items]
Weighted average original discount rate	6%	6%
Weighted average current discount rate	5%	5.60%
DTC \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Weighted average original discount rate	5.10%	5.20%
Weighted average current discount rate	4.80%	5.50%
Liberty National \| Life
Liability for Future Policy Benefit, Activity [Line Items]
Weighted average original discount rate	5.60%	5.60%
Weighted average current discount rate	5%	5.70%
Liberty National \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Weighted average original discount rate	5.80%	5.80%
Weighted average current discount rate	4.80%	5.70%
Other premium \| Life
Liability for Future Policy Benefit, Activity [Line Items]
Weighted average original discount rate	6.20%	6.20%
Weighted average current discount rate	5%	5.70%
United American \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Weighted average original discount rate	5.10%	5.20%
Weighted average current discount rate	4.80%	5.50%
Family Heritage \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Weighted average original discount rate	4.20%	4.30%
Weighted average current discount rate	4.90%	5.70%

Policy Liabilities - Schedule_4

Policy Liabilities - Schedule of Weighted Average Duration of Liability For Future Policy Benefits (Details)	Sep. 30, 2024	Sep. 30, 2023
American Income \| Life
Liability for Future Policy Benefit, Activity [Line Items]
At original discount rates	22 years 9 months 21 days	23 years 29 days
At current discount rates	23 years 10 days	23 years 3 months 14 days
American Income \| Health
Liability for Future Policy Benefit, Activity [Line Items]
At original discount rates	12 years 6 months	12 years 1 month 20 days
At current discount rates	12 years 10 months 20 days	12 years 2 months 12 days
DTC \| Life
Liability for Future Policy Benefit, Activity [Line Items]
At original discount rates	19 years 5 months 1 day	19 years 8 months 23 days
At current discount rates	20 years 9 months 21 days	21 years
DTC \| Health
Liability for Future Policy Benefit, Activity [Line Items]
At original discount rates	11 years 8 months 23 days	11 years 4 months 24 days
At current discount rates	10 years 11 months 4 days	10 years 4 months 2 days
Liberty National \| Life
Liability for Future Policy Benefit, Activity [Line Items]
At original discount rates	15 years 3 months 21 days	15 years 1 month 13 days
At current discount rates	15 years 9 months 18 days	15 years 2 months 12 days
Liberty National \| Health
Liability for Future Policy Benefit, Activity [Line Items]
At original discount rates	9 years 3 months 3 days	9 years 1 month 9 days
At current discount rates	9 years 5 months 23 days	8 years 11 months 19 days
Other premium \| Life
Liability for Future Policy Benefit, Activity [Line Items]
At original discount rates	16 years 25 days	16 years 4 months 2 days
At current discount rates	17 years 5 months 23 days	17 years 5 months 1 day
United American \| Health
Liability for Future Policy Benefit, Activity [Line Items]
At original discount rates	11 years 8 months 23 days	11 years 4 months 24 days
At current discount rates	10 years 11 months 4 days	10 years 4 months 2 days
Family Heritage \| Health
Liability for Future Policy Benefit, Activity [Line Items]
At original discount rates	15 years 4 months 2 days	14 years 10 months 24 days
At current discount rates	14 years 7 months 6 days	13 years 9 months 21 days

Policy Liabilities - Schedule_5

Policy Liabilities - Schedule of Liability For Future Policy Benefits To Consolidated Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Life
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	$ 814,217	$ 783,289	$ 2,425,145	$ 2,328,098
Interest expense	191,576	181,703	568,349	538,177
Health
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	298,917	278,665	883,744	828,429
Interest expense	27,778	26,779	82,495	79,712
American Income \| Life
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	427,543	399,794	1,264,474	1,181,247
Interest expense	68,558	63,565	202,486	187,381
American Income \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	29,628	28,528	88,017	84,863
Interest expense	1,696	1,640	5,010	4,896
Direct to Consumer \| Life
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	243,625	244,931	734,860	735,374
Interest expense	45,708	42,978	135,249	127,040
Direct to Consumer \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	3,806	3,583	11,196	10,680
Interest expense	0	0	0	0
Liberty National \| Life
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	92,636	87,071	273,746	256,641
Interest expense	30,737	30,095	91,890	89,765
Liberty National \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	47,099	46,441	142,051	139,875
Interest expense	6,524	6,766	19,679	20,567
Other premium \| Life
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	50,413	51,493	152,065	154,836
Interest expense	46,573	45,065	138,724	133,991
United American \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	110,565	100,285	325,415	298,964
Interest expense	1,408	1,741	4,449	5,345
Family Heritage \| Health
Liability for Future Policy Benefit, Activity [Line Items]
Gross Premiums	107,819	99,828	317,065	294,047
Interest expense	$ 18,150	$ 16,632	$ 53,357	$ 48,904

Policy Liabilities - Schedule_6

Policy Liabilities - Schedule of Undiscounted And Discounted Expected Future Gross Premiums And Expected Future Benefits And Expenses (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Life
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	$ 51,262,031			$ 49,904,850
PV of expected future gross premiums, At original discount rates	28,100,488			27,294,726
PV of expected future gross premiums, At current discount rates	29,804,051			26,790,615
PV of expected future net premiums, Not discounted	21,550,441			21,583,806
PV of expected future net premiums, At original discount rates	11,689,804	$ 11,836,592	$ 11,709,368	11,701,214	$ 11,616,443	$ 11,442,919
PV of expected future net premiums, At current discount rates	12,406,270	11,981,537	12,342,307	11,494,641	12,042,720	11,748,528
PV of expected future policy benefits, Not discounted	78,961,606			77,173,809
PV of expected future policy benefits, At original discount rates	24,983,499	25,004,280	24,563,696	24,362,292	24,092,695	23,564,337
PV of expected future policy benefits, At current discount rates	28,150,367	26,507,907	27,723,158	24,907,260	26,772,991	25,749,961
Health
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	20,227,626			19,144,817
PV of expected future gross premiums, At original discount rates	12,155,056			11,521,032
PV of expected future gross premiums, At current discount rates	12,407,986			10,812,872
PV of expected future net premiums, Not discounted	10,457,252			9,797,821
PV of expected future net premiums, At original discount rates	6,339,854	6,204,884	6,069,295	5,943,135	5,445,595	5,366,304
PV of expected future net premiums, At current discount rates	6,452,555	6,007,794	6,089,728	5,546,944	5,346,643	5,207,422
PV of expected future policy benefits, Not discounted	15,707,558			14,749,901
PV of expected future policy benefits, At original discount rates	8,827,339	8,657,990	8,484,970	8,338,353	7,832,089	7,710,767
PV of expected future policy benefits, At current discount rates	8,898,122	8,260,784	8,441,002	7,637,496	7,621,433	7,394,349
American Income \| Life
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	25,300,910			23,974,963
PV of expected future gross premiums, At original discount rates	14,305,914			13,530,015
PV of expected future gross premiums, At current discount rates	15,028,140			13,147,003
PV of expected future net premiums, Not discounted	8,185,825			7,912,903
PV of expected future net premiums, At original discount rates	4,632,427	4,648,111	4,523,329	4,473,959	4,399,053	4,246,723
PV of expected future net premiums, At current discount rates	4,836,994	4,635,903	4,681,888	4,318,705	4,472,847	4,273,156
PV of expected future policy benefits, Not discounted	31,554,905			30,182,319
PV of expected future policy benefits, At original discount rates	9,413,743	9,353,526	9,061,833	8,909,960	8,753,526	8,409,761
PV of expected future policy benefits, At current discount rates	10,504,785	9,811,407	10,163,627	8,990,437	9,668,207	9,119,104
American Income \| Health
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	1,781,677			1,755,682
PV of expected future gross premiums, At original discount rates	999,161			984,122
PV of expected future gross premiums, At current discount rates	1,063,740			969,090
PV of expected future net premiums, Not discounted	400,683			354,120
PV of expected future net premiums, At original discount rates	225,616	208,867	201,869	199,122	201,709	192,631
PV of expected future net premiums, At current discount rates	233,789	205,889	206,381	189,146	201,844	190,296
PV of expected future policy benefits, Not discounted	710,352			632,349
PV of expected future policy benefits, At original discount rates	349,161	322,706	315,431	311,642	315,087	303,713
PV of expected future policy benefits, At current discount rates	373,544	328,436	335,504	306,041	328,579	312,750
Direct to Consumer \| Life
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	17,506,090			17,575,618
PV of expected future gross premiums, At original discount rates	9,144,676			9,182,146
PV of expected future gross premiums, At current discount rates	9,825,694			9,112,202
PV of expected future net premiums, Not discounted	10,614,237			10,850,664
PV of expected future net premiums, At original discount rates	5,572,725	5,670,288	5,664,259	5,701,293	5,700,354	5,680,864
PV of expected future net premiums, At current discount rates	5,994,613	5,810,518	6,052,651	5,670,175	5,988,577	5,910,224
PV of expected future policy benefits, Not discounted	25,907,169			25,711,499
PV of expected future policy benefits, At original discount rates	8,679,305	8,748,900	8,656,752	8,644,837	8,592,897	8,477,892
PV of expected future policy benefits, At current discount rates	9,762,022	9,289,834	9,714,516	8,873,444	9,487,233	9,225,451
Direct to Consumer \| Health
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	232,805			224,522
PV of expected future gross premiums, At original discount rates	147,193			141,374
PV of expected future gross premiums, At current discount rates	156,142			139,748
PV of expected future net premiums, Not discounted	191,566			166,099
PV of expected future net premiums, At original discount rates	120,719	113,247	109,880	104,420	86,840	87,751
PV of expected future net premiums, At current discount rates	127,872	114,876	115,363	103,166	89,674	90,143
PV of expected future policy benefits, Not discounted	187,260			154,931
PV of expected future policy benefits, At original discount rates	117,586	107,143	104,501	99,511	83,188	85,212
PV of expected future policy benefits, At current discount rates	124,457	108,617	109,482	98,400	85,856	87,532
Liberty National \| Life
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	4,797,146			4,601,176
PV of expected future gross premiums, At original discount rates	2,792,129			2,681,034
PV of expected future gross premiums, At current discount rates	2,886,943			2,577,877
PV of expected future net premiums, Not discounted	1,855,536			1,901,039
PV of expected future net premiums, At original discount rates	1,049,598	1,080,642	1,077,831	1,077,931	1,071,561	1,066,123
PV of expected future net premiums, At current discount rates	1,104,096	1,085,233	1,129,716	1,059,229	1,110,017	1,094,407
PV of expected future policy benefits, Not discounted	9,028,196			8,852,345
PV of expected future policy benefits, At original discount rates	3,327,013	3,356,531	3,338,252	3,321,966	3,297,781	3,272,980
PV of expected future policy benefits, At current discount rates	3,602,371	3,424,768	3,605,392	3,275,732	3,507,845	3,429,256
Liberty National \| Health
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	2,037,319			2,084,428
PV of expected future gross premiums, At original discount rates	1,297,318			1,321,438
PV of expected future gross premiums, At current discount rates	1,370,521			1,308,898
PV of expected future net premiums, Not discounted	495,616			515,612
PV of expected future net premiums, At original discount rates	335,578	338,934	348,570	347,050	400,180	415,442
PV of expected future net premiums, At current discount rates	347,107	337,741	358,472	338,678	409,551	423,490
PV of expected future policy benefits, Not discounted	1,375,759			1,414,512
PV of expected future policy benefits, At original discount rates	792,956	799,316	816,819	818,795	880,879	904,865
PV of expected future policy benefits, At current discount rates	845,775	815,778	865,808	814,003	923,148	941,574
Other premium \| Life
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	3,657,885			3,753,093
PV of expected future gross premiums, At original discount rates	1,857,769			1,901,531
PV of expected future gross premiums, At current discount rates	2,063,274			1,953,533
PV of expected future net premiums, Not discounted	894,843			919,200
PV of expected future net premiums, At original discount rates	435,054	437,551	443,949	448,031	445,475	449,209
PV of expected future net premiums, At current discount rates	470,567	449,883	478,052	446,532	471,279	470,741
PV of expected future policy benefits, Not discounted	12,471,336			12,427,646
PV of expected future policy benefits, At original discount rates	3,563,438	3,545,323	3,506,859	3,485,529	3,448,491	3,403,704
PV of expected future policy benefits, At current discount rates	4,281,189	3,981,898	4,239,623	3,767,647	4,109,706	3,976,150
United American \| Health
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	9,068,701			8,442,713
PV of expected future gross premiums, At original discount rates	5,556,347			5,141,771
PV of expected future gross premiums, At current discount rates	5,742,668			4,871,878
PV of expected future net premiums, Not discounted	6,229,763			5,799,017
PV of expected future net premiums, At original discount rates	3,812,026	3,720,108	3,625,803	3,524,988	2,985,660	2,941,261
PV of expected future net premiums, At current discount rates	3,942,244	3,658,491	3,697,771	3,341,380	2,984,554	2,908,501
PV of expected future policy benefits, Not discounted	6,390,307			5,998,770
PV of expected future policy benefits, At original discount rates	3,907,780	3,823,510	3,741,530	3,648,849	3,116,768	3,080,633
PV of expected future policy benefits, At current discount rates	4,039,311	3,758,487	3,814,328	3,457,808	3,116,389	3,046,829
Family Heritage \| Health
Liability for Future Policy Benefit, Activity [Line Items]
PV of expected future gross premiums, Not discounted	7,107,124			6,637,472
PV of expected future gross premiums, At original discount rates	4,155,037			3,932,327
PV of expected future gross premiums, At current discount rates	4,074,915			3,523,258
PV of expected future net premiums, Not discounted	3,139,624			2,962,973
PV of expected future net premiums, At original discount rates	1,845,915	1,823,728	1,783,173	1,767,555	1,771,206	1,729,219
PV of expected future net premiums, At current discount rates	1,801,543	1,690,797	1,711,741	1,574,574	1,661,020	1,594,992
PV of expected future policy benefits, Not discounted	7,043,880			6,549,339
PV of expected future policy benefits, At original discount rates	3,659,856	3,605,315	3,506,689	3,459,556	3,436,167	3,336,344
PV of expected future policy benefits, At current discount rates	$ 3,515,035	$ 3,249,466	$ 3,315,880	$ 2,961,244	$ 3,167,461	$ 3,005,664

Policy Liabilities - Schedule_7

Policy Liabilities - Schedule of Policyholder Account Balance (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest Sensitive Life
Policyholder Account Balance [Roll Forward]
Beginning Balance	$ 728,097	$ 736,920	$ 732,948	$ 739,105
Issuances	0	0	0	0
Premiums received	5,077	5,398	16,187	17,062
Policy charges	(3,081)	(3,213)	(9,253)	(9,729)
Surrenders and withdrawals	(5,850)	(5,582)	(17,326)	(16,204)
Benefit payments	(6,617)	(7,258)	(23,357)	(22,753)
Interest credited	6,922	7,083	20,890	21,274
Other	1,309	1,677	5,768	6,270
Ending Balance	$ 725,857	$ 735,025	$ 725,857	$ 735,025
Weighted-average credit rate	3.86%	3.91%	3.86%	3.91%
Net amount at risk	$ 1,687,182	$ 1,793,787	$ 1,687,182	$ 1,793,787
Cash surrender value	678,556	673,814	678,556	673,814
Deferred Annuity
Policyholder Account Balance [Roll Forward]
Beginning Balance	706,022	853,064	773,039	954,318
Issuances	137	231	495	602
Premiums received	2,448	2,439	8,857	10,543
Policy charges	0	0	0	0
Surrenders and withdrawals	(22,331)	(37,905)	(84,893)	(125,176)
Benefit payments	(10,022)	(11,047)	(34,159)	(48,459)
Interest credited	5,777	6,863	17,990	21,608
Other	(1,182)	(370)	(480)	(161)
Ending Balance	$ 680,849	$ 813,275	$ 680,849	$ 813,275
Weighted-average credit rate	3.37%	3.34%	3.37%	3.34%
Cash surrender value	$ 680,849	$ 813,276	$ 680,849	$ 813,276
Other Policy-holders' Funds
Policyholder Account Balance [Roll Forward]
Beginning Balance	400,625	187,873	236,958	123,234
Issuances	0	0	0	0
Premiums received	70,644	31,704	239,114	100,113
Policy charges	0	0	0	0
Surrenders and withdrawals	(3,264)	(2,782)	(10,615)	(9,106)
Benefit payments	0	0	0	0
Interest credited	6,106	2,825	15,210	6,164
Other	(4,823)	(1,410)	(11,379)	(2,195)
Ending Balance	$ 469,288	$ 218,210	$ 469,288	$ 218,210
Weighted-average credit rate	5.73%	5.68%	5.73%	5.68%
Cash surrender value	$ 469,288	$ 218,210	$ 469,288	$ 218,210

Policy Liabilities - Schedule_8

Policy Liabilities - Schedule of Policyholder Account Balance, Guaranteed Minimum Crediting Rate (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
1-50 basis points above \| Minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range above guaranteed minimum crediting rates (percent)	0.0001			0.0001
1-50 basis points above \| Maximum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range above guaranteed minimum crediting rates (percent)	0.0050			0.0050
51-150 basis points above \| Minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range above guaranteed minimum crediting rates (percent)	0.0051			0.0051
Greater than 150 basis points above \| Maximum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range above guaranteed minimum crediting rates (percent)	0.0150			0.0150
Interest Sensitive Life
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	$ 725,857	$ 728,097	$ 732,948	$ 735,025	$ 736,920	$ 739,105
Interest Sensitive Life \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	725,857			735,025
Interest Sensitive Life \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Interest Sensitive Life \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	$ 0			$ 0
Interest Sensitive Life \| Less than 3.00% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	3%			3%
Range of guaranteed minimum crediting rates	$ 0			$ 0
Interest Sensitive Life \| Less than 3.00% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	3%			3%
Range of guaranteed minimum crediting rates	$ 0			$ 0
Interest Sensitive Life \| Less than 3.00% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	3%			3%
Range of guaranteed minimum crediting rates	$ 0			$ 0
Interest Sensitive Life \| 3.00%-3.99% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	$ 29,170			$ 29,018
Interest Sensitive Life \| 3.00%-3.99% \| At guaranteed minimum \| Minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	3%			3%
Interest Sensitive Life \| 3.00%-3.99% \| At guaranteed minimum \| Maximum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	3.99%			3.99%
Interest Sensitive Life \| 3.00%-3.99% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	$ 0			$ 0
Interest Sensitive Life \| 3.00%-3.99% \| 1-50 basis points above \| Minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	3%			3%
Interest Sensitive Life \| 3.00%-3.99% \| 1-50 basis points above \| Maximum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	3.99%			3.99%
Interest Sensitive Life \| 3.00%-3.99% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	$ 0			$ 0
Interest Sensitive Life \| 3.00%-3.99% \| 51-150 basis points above \| Minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	3%			3%
Interest Sensitive Life \| 3.00%-3.99% \| 51-150 basis points above \| Maximum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	3.99%			3.99%
Interest Sensitive Life \| 4.00%-4.99% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	$ 606,425			$ 615,835
Interest Sensitive Life \| 4.00%-4.99% \| At guaranteed minimum \| Minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	4%			4%
Interest Sensitive Life \| 4.00%-4.99% \| At guaranteed minimum \| Maximum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	4.99%			4.99%
Interest Sensitive Life \| 4.00%-4.99% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	$ 0			$ 0
Interest Sensitive Life \| 4.00%-4.99% \| 1-50 basis points above \| Minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	4%			4%
Interest Sensitive Life \| 4.00%-4.99% \| 1-50 basis points above \| Maximum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	4.99%			4.99%
Interest Sensitive Life \| 4.00%-4.99% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	$ 0			$ 0
Interest Sensitive Life \| 4.00%-4.99% \| 51-150 basis points above \| Minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	4%			4%
Interest Sensitive Life \| 4.00%-4.99% \| 51-150 basis points above \| Maximum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	4.99%			4.99%
Interest Sensitive Life \| Greater than 5.00% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	5%			5%
Range of guaranteed minimum crediting rates	$ 90,262			$ 90,172
Interest Sensitive Life \| Greater than 5.00% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	5%			5%
Range of guaranteed minimum crediting rates	$ 0			$ 0
Interest Sensitive Life \| Greater than 5.00% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates (percent)	5%			5%
Range of guaranteed minimum crediting rates	$ 0			$ 0
Deferred Annuity
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	680,849	706,022	773,039	813,275	853,064	954,318
Deferred Annuity \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	680,849			813,275
Deferred Annuity \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Deferred Annuity \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Deferred Annuity \| Less than 3.00% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	1,866			2,011
Deferred Annuity \| Less than 3.00% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Deferred Annuity \| Less than 3.00% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Deferred Annuity \| 3.00%-3.99% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	494,585			610,785
Deferred Annuity \| 3.00%-3.99% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Deferred Annuity \| 3.00%-3.99% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Deferred Annuity \| 4.00%-4.99% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	184,398			199,724
Deferred Annuity \| 4.00%-4.99% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Deferred Annuity \| 4.00%-4.99% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Deferred Annuity \| Greater than 5.00% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			755
Deferred Annuity \| Greater than 5.00% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Deferred Annuity \| Greater than 5.00% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Other premium
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	469,288	$ 400,625	$ 236,958	218,210	$ 187,873	$ 123,234
Other premium \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	419,864			168,206
Other premium \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	1,678			0
Other premium \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	47,746			50,004
Other premium \| Less than 3.00% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	373,729			118,565
Other premium \| Less than 3.00% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Other premium \| Less than 3.00% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Other premium \| 3.00%-3.99% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	3,046			4,002
Other premium \| 3.00%-3.99% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Other premium \| 3.00%-3.99% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Other premium \| 4.00%-4.99% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	6,548			6,851
Other premium \| 4.00%-4.99% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	1,678			0
Other premium \| 4.00%-4.99% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	47,746			50,004
Other premium \| Greater than 5.00% \| At guaranteed minimum
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	36,541			38,788
Other premium \| Greater than 5.00% \| 1-50 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	0			0
Other premium \| Greater than 5.00% \| 51-150 basis points above
Policyholder Account Balance, Guaranteed Minimum Crediting Rate [Line Items]
Range of guaranteed minimum crediting rates	$ 0			$ 0

Deferred Acquisition Costs - Sc

Deferred Acquisition Costs - Schedule of Analysis of Deferred Acquisition Costs (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance			$ 6,009,477
Amortization expense	$ (104,310)	$ (95,757)	(305,703)	$ (282,159)
Ending Balance	6,386,682	5,889,293	6,386,682	5,889,293
Life
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	5,495,593	5,065,265	5,271,775	4,844,291
Capitalizations	198,352	185,299	601,564	564,276
Amortization expense	(90,070)	(82,523)	(263,753)	(243,285)
Foreign exchange adjustment	3,854	(4,056)	(1,857)	(1,297)
Ending Balance	5,607,729	5,163,985	5,607,729	5,163,985
Health
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	762,523	709,669	734,735	686,763
Capitalizations	28,309	25,260	83,256	72,901
Amortization expense	(13,852)	(12,816)	(40,774)	(37,608)
Foreign exchange adjustment	182	(182)	(55)	(125)
Ending Balance	777,162	721,931	777,162	721,931
American Income \| Life
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	2,740,138	2,417,480	2,573,370	2,258,291
Capitalizations	131,851	117,761	391,707	351,933
Amortization expense	(46,033)	(40,465)	(133,410)	(118,207)
Foreign exchange adjustment	3,854	(4,056)	(1,857)	(1,297)
Ending Balance	2,829,810	2,490,720	2,829,810	2,490,720
American Income \| Health
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	71,589	62,285	66,783	57,811
Capitalizations	3,817	3,259	11,097	9,579
Amortization expense	(1,189)	(1,016)	(3,426)	(2,919)
Foreign exchange adjustment	182	(182)	(55)	(125)
Ending Balance	74,399	64,346	74,399	64,346
DTC \| Life
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	1,765,673	1,714,715	1,737,117	1,676,931
Capitalizations	33,222	36,385	112,198	123,774
Amortization expense	(25,478)	(24,891)	(75,898)	(74,496)
Foreign exchange adjustment	0	0	0	0
Ending Balance	1,773,417	1,726,209	1,773,417	1,726,209
DTC \| Health
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	1,608	1,760	1,679	1,854
Capitalizations	0	0	2	0
Amortization expense	(37)	(43)	(110)	(137)
Foreign exchange adjustment	0	0	0	0
Ending Balance	1,571	1,717	1,571	1,717
Liberty National \| Life
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	696,905	636,209	666,419	610,723
Capitalizations	30,255	27,950	88,355	78,599
Amortization expense	(14,427)	(13,029)	(42,041)	(38,192)
Foreign exchange adjustment	0	0	0	0
Ending Balance	712,733	651,130	712,733	651,130
Liberty National \| Health
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	145,097	136,276	139,941	133,096
Capitalizations	5,589	5,120	18,033	14,854
Amortization expense	(3,715)	(3,423)	(11,003)	(9,977)
Foreign exchange adjustment	0	0	0	0
Ending Balance	146,971	137,973	146,971	137,973
Other premium \| Life
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	292,877	296,861	294,869	298,346
Capitalizations	3,024	3,203	9,304	9,970
Amortization expense	(4,132)	(4,138)	(12,404)	(12,390)
Foreign exchange adjustment	0	0	0	0
Ending Balance	291,769	295,926	291,769	295,926
United American \| Health
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	71,975	75,349	73,489	77,394
Capitalizations	780	495	2,069	1,491
Amortization expense	(1,394)	(1,463)	(4,197)	(4,504)
Foreign exchange adjustment	0	0	0	0
Ending Balance	71,361	74,381	71,361	74,381
Family Heritage \| Health
Movement Analysis of Deferred Policy Acquisition Costs
Beginning Balance	472,254	433,999	452,843	416,608
Capitalizations	18,123	16,386	52,055	46,977
Amortization expense	(7,517)	(6,871)	(22,038)	(20,071)
Foreign exchange adjustment	0	0	0	0
Ending Balance	$ 482,860	$ 443,514	$ 482,860	$ 443,514

Deferred Acquisition Costs - _2

Deferred Acquisition Costs - Schedule of Deferred Policy Acquisition Costs to Consolidated Balance Sheet (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	$ 6,386,682		$ 6,009,477	$ 5,889,293
Life
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	5,607,729	$ 5,495,593	5,271,775	5,163,985	$ 5,065,265	$ 4,844,291
Health
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	777,162	762,523	734,735	721,931	709,669	686,763
Annuity
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	1,791			3,377
American Income \| Life
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	2,829,810	2,740,138	2,573,370	2,490,720	2,417,480	2,258,291
American Income \| Health
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	74,399	71,589	66,783	64,346	62,285	57,811
DTC \| Life
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	1,773,417	1,765,673	1,737,117	1,726,209	1,714,715	1,676,931
DTC \| Health
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	1,571	1,608	1,679	1,717	1,760	1,854
Liberty National \| Life
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	712,733	696,905	666,419	651,130	636,209	610,723
Liberty National \| Health
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	146,971	145,097	139,941	137,973	136,276	133,096
Other premium \| Life
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	291,769	292,877	294,869	295,926	296,861	298,346
United American \| Health
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	71,361	71,975	73,489	74,381	75,349	77,394
Family Heritage \| Health
Deferred Policy Acquisition Cost [Line Items]
Deferred acquisition costs	$ 482,860	$ 472,254	$ 452,843	$ 443,514	$ 433,999	$ 416,608

Liability for Unpaid Claims - S

Liability for Unpaid Claims - Schedule of Liability for Unpaid Health Claims (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Activity in the Liability for Unpaid Health Claims
Beginning balance less reinsurance recoverable	$ 514,875
Paid related to:
Beginning balance plus reinsurance recoverable	530,399	$ 514,875
Health claims
Activity in the Liability for Unpaid Health Claims
Beginning balance	192,652	182,202
Less reinsurance recoverables, beginning balance	2,157	2,084
Beginning balance less reinsurance recoverable	194,809	184,286
Incurred related to:
Current year	560,548	697,521
Prior years	(7,914)	(4,853)
Total incurred	552,634	692,668
Paid related to:
Current year	399,412	535,971
Prior years	142,020	146,247
Total paid	541,432	682,218
Ending balance	203,854	192,652
Plus reinsurance recoverables, ending balance	1,623	2,157
Beginning balance plus reinsurance recoverable	$ 205,477	$ 194,809

Liability for Unpaid Claims -_2

Liability for Unpaid Claims - Schedule of Reconciliation of Policy Claims and Other Benefits Payable (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Dec. 31, 2022
Policy claims and other benefits payable:
Policy claims and other benefits payable	$ 530,399	$ 514,875
Life insurance
Policy claims and other benefits payable:
Policy claims and other benefits payable	324,922	320,066
Health insurance
Policy claims and other benefits payable:
Policy claims and other benefits payable	$ 205,477	$ 194,809	$ 184,286

Postretirement Benefits - Sched

Postretirement Benefits - Schedule of Pension Assets by Component at Fair Value (Details) - Pension Plan - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 643,564	$ 570,767
Percentage of plan assets	100%	100%
Investment funds, percentage ownership by pension plan	1%
Fair Value, Inputs, Level 1, 2 and 3
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 613,208	$ 552,453
Percentage of plan assets	95%	97%
Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 364,333	$ 341,570
Significant Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	248,875	210,883
Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	0	0
Fair Value Measured at Net Asset Value Per Share
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 30,356	$ 18,314
Percentage of plan assets	5%	3%
Exchange traded fund
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 38,544	$ 18,715
Percentage of total plan assets, within plan asset category	6%	3%
Investment grade securities issued term	10 years
Exchange traded fund \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 38,544	$ 18,715
Exchange traded fund \| Significant Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
Exchange traded fund \| Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
Equity Exchange Traded Fund
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 318,809	$ 315,886
Percentage of total plan assets, within plan asset category	49%	55%
Equity Exchange Traded Fund \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 318,809	$ 315,886
Equity Exchange Traded Fund \| Significant Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
Equity Exchange Traded Fund \| Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
U.S. Government and Agency
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 204,990	$ 167,450
Percentage of total plan assets, within plan asset category	32%	30%
U.S. Government and Agency \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 0	$ 0
U.S. Government and Agency \| Significant Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	204,990	167,450
U.S. Government and Agency \| Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
Other bonds
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 4	$ 5
Percentage of total plan assets, within plan asset category	0%	0%
Other bonds \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 0	$ 0
Other bonds \| Significant Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	4	5
Other bonds \| Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
Guaranteed annuity contract
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 43,881	$ 43,428
Percentage of total plan assets, within plan asset category	7%	8%
Guaranteed annuity contract \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 0	$ 0
Guaranteed annuity contract \| Significant Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	43,881	43,428
Guaranteed annuity contract \| Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
Short-term investments
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 5,122	$ 6,506
Percentage of total plan assets, within plan asset category	1%	1%
Short-term investments \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 5,122	$ 6,506
Short-term investments \| Significant Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
Short-term investments \| Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
Other
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 1,858	$ 463
Percentage of total plan assets, within plan asset category	0%	0%
Other \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 1,858	$ 463
Other \| Significant Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	0	0
Other \| Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, within plan asset category	$ 0	$ 0

Postretirement Benefits - Sch_2

Postretirement Benefits - Schedule of Information Regarding the SERP (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Retirement Benefits [Abstract]
Premiums paid for insurance coverage	$ 443	$ 443
Total investments:
COLI	56,757		$ 55,185
Exchange traded funds	97,132		86,156
Total investments of SERP	$ 153,889		$ 141,341

Postretirement Benefits - Sch_3

Postretirement Benefits - Schedule of Pension and SERP Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Defined Benefit Plan Disclosure [Line Items]
Benefit obligation	$ 688,249	$ 627,560
Qualified Plan \| Pension Plans
Defined Benefit Plan Disclosure [Line Items]
Benefit obligation	615,595	554,957
Nonqualified Plan \| SERP
Defined Benefit Plan Disclosure [Line Items]
Benefit obligation	$ 72,654	$ 72,603

Postretirement Benefits - Sch_4

Postretirement Benefits - Schedule of Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Retirement Benefits [Abstract]
Service cost—benefits earned during the period	$ 6,224	$ 5,392	$ 18,673	$ 16,174
Interest cost on projected benefit obligation	8,287	7,834	24,862	23,502
Expected return on assets	(10,645)	(9,656)	(31,938)	(28,968)
Prior service cost	265	269	803	807
Actuarial (gain) loss	6	(48)	18	(152)
Net periodic benefit cost	$ 4,137	$ 3,791	$ 12,418	$ 11,363

Earnings Per Share (Details)

Earnings Per Share (Details) - shares	3 Months Ended		9 Months Ended
Earnings Per Share (Details) - shares	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Earnings Per Share [Abstract]
Basic weighted average shares outstanding (in shares)	87,874,488	94,636,867	91,048,853	95,445,416
Weighted average dilutive options outstanding (in shares)	212,553	1,180,770	273,666	1,211,974
Diluted weighted average shares outstanding (in shares)	88,087,041	95,817,637	91,322,519	96,657,390
Antidilutive shares (in shares)	4,234,326	492,970	3,090,848	399,071

Debt - Schedule of Selected Inf

Debt - Schedule of Selected Information about Debt Issues (Details) - USD ($)	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Debt Instrument [Line Items]
Long-term debt, par value, gross	$ 2,350,000,000
Total short-term debt, par value	443,908,000
Total debt, par value	2,793,908,000
Unamortized discount & issuance costs, noncurrent	(26,324,000)
Unamortized discount & issuance costs, current	(6,490,000)
Total debt, unamortized discount & issuance costs,	(32,814,000)
Long-term debt	2,323,676,000	$ 1,629,559,000
Total short-term debt, book value	437,418,000	486,113,000
Total debt, book value	2,761,094,000	2,115,672,000
Fair Value	2,202,644,000
Total short-term debt, fair value	437,418,000
Total debt, fair value	2,640,062,000
FHLB borrowings
Debt Instrument [Line Items]
Total short-term debt, par value	17,000,000	0
Unamortized discount & issuance costs, current	0
Total short-term debt, book value	17,000,000	0
Total short-term debt, fair value	17,000,000
Commercial paper
Debt Instrument [Line Items]
Total short-term debt, par value	426,908,000
Unamortized discount & issuance costs, current	(6,490,000)
Total short-term debt, book value	420,418,000	316,564,000
Total short-term debt, fair value	420,418,000
Term Loan Due November 11 2024
Debt Instrument [Line Items]
Total short-term debt, par value	0
Unamortized discount & issuance costs, current	0
Total short-term debt, book value	0	169,549,000
Total short-term debt, fair value	$ 0
Senior Notes Due 2028
Debt Instrument [Line Items]
Coupon Rate	4.55%
Long-term debt, par value, gross	$ 550,000,000
Unamortized discount & issuance costs, noncurrent	(3,180,000)
Debt	546,820,000	546,283,000
Long-term debt, gross, fair value	$ 550,088,000
Senior Notes Due 2030
Debt Instrument [Line Items]
Coupon Rate	2.15%
Long-term debt, par value, gross	$ 400,000,000
Unamortized discount & issuance costs, noncurrent	(2,983,000)
Debt	397,017,000	396,670,000
Long-term debt, gross, fair value	$ 344,796,000
Senior Notes Due June 15 2032
Debt Instrument [Line Items]
Coupon Rate	4.80%
Long-term debt, par value, gross	$ 250,000,000
Unamortized discount & issuance costs, noncurrent	(3,828,000)
Debt	246,172,000	245,873,000
Long-term debt, gross, fair value	248,443,000
Senior Notes Due June 15 2032 \| Consolidation Eliminations \| Subsidiaries
Debt Instrument [Line Items]
Long-term debt, net, book value	$ 150,000,000
5.85% Senior notes due September 15, 2034
Debt Instrument [Line Items]
Coupon Rate	5.85%
Long-term debt, par value, gross	$ 450,000,000
Unamortized discount & issuance costs, noncurrent	(5,188,000)
Debt	444,812,000	0
Long-term debt, gross, fair value	$ 464,881,000
Junior Subordinated Debentures Due 2057
Debt Instrument [Line Items]
Coupon Rate	5.275%
Long-term debt, par value, gross	$ 125,000,000
Unamortized discount & issuance costs, noncurrent	(1,561,000)
Debt	123,439,000	123,427,000
Long-term debt, gross, fair value	$ 109,657,000
Junior Subordinated Debentures Due 2061
Debt Instrument [Line Items]
Coupon Rate	4.25%
Long-term debt, par value, gross	$ 325,000,000
Unamortized discount & issuance costs, noncurrent	(7,633,000)
Debt	317,367,000	317,306,000
Long-term debt, gross, fair value	$ 236,730,000
Term Loan Due November 11 2024
Debt Instrument [Line Items]
Coupon Rate	6.593%
Long-term debt, par value, gross	$ 250,000,000
Unamortized discount & issuance costs, noncurrent	(1,951,000)
Debt	248,049,000	$ 0
Long-term debt, gross, fair value	$ 248,049,000
Basis spread	1.35%

Debt - Additional Information (

Debt - Additional Information (Details)				9 Months Ended
Debt - Additional Information (Details)	Aug. 23, 2024 USD ($)	Aug. 15, 2024 USD ($)	Mar. 29, 2024 USD ($) extension_option	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Aug. 14, 2024 USD ($)	Dec. 31, 2023 USD ($)
Debt Instrument [Line Items]
Proceeds from issuance of debt				$ 530,000,000	$ 170,000,000
Activity-based common stock ownership percentage				0.041
FHLB stock				$ 32,400,000			$ 22,300,000
Short-term debt, face amount				443,908,000
Estimate of Fair Value Measurement \| Asset Pledged as Collateral
Debt Instrument [Line Items]
Fair value of pledged assets				1,400,000,000
Federal Home Loan Bank Borrowings
Debt Instrument [Line Items]
Short-term debt, face amount				$ 17,000,000			0
Line of Credit
Debt Instrument [Line Items]
Maximum borrowing capacity			$ 1,000,000,000
Potential maximum borrowing capacity			$ 1,250,000,000
Number of extension options \| extension_option			2
Extension term			1 year
Junior Subordinated Debentures Due 2056
Debt Instrument [Line Items]
Interest rate				4.25%
Senior Notes
Debt Instrument [Line Items]
Optional redemption, period from issuance date				5 years
Senior Notes \| 5.85% Senior notes due September 15, 2034
Debt Instrument [Line Items]
Balance of commercial paper at end of period (par value)	$ 450,000,000
Interest rate	5.85%
Proceeds from issuance of debt	$ 445,000,000
Term Loan Credit Agreement
Debt Instrument [Line Items]
Balance of commercial paper at end of period (par value)		$ 250,000,000				$ 170,000,000
Debt instrument, increase (decrease), net		$ 80,000,000
Federal Home Loan Bank Borrowings
Debt Instrument [Line Items]
Maximum borrowing capacity				$ 781,000,000
Long-term line of credit				$ 372,000,000			$ 138,000,000

Debt - Short-Term Borrowings (D

Debt - Short-Term Borrowings (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Short-term Debt [Line Items]
Annualized interest rate	5.56%	5.65%	5.71%
Letters of credit outstanding	$ 115,000	$ 115,000	$ 115,000
Remaining amount available under credit line	$ 458,092	$ 384,000	316,000
Daily-weighted average interest rate (annualized)	5.80%	5.33%
Maximum daily amount outstanding during period (par value)	$ 633,425	$ 477,700
Commercial paper matured during period (par value)	314,836	0
Short-term Debt
Short-term Debt [Line Items]
Balance of commercial paper at end of period (par value)	426,908	251,000	$ 319,000
Commercial paper
Short-term Debt [Line Items]
Average balance of commercial paper outstanding during period (par value)	375,851	296,816
Commercial paper issued during period (par value)	1,482,556	1,480,000
Commercial paper matured during period (par value)	(1,374,648)	(1,514,000)
Net commercial paper issued (matured) during period (par value)	$ 107,908	$ (34,000)

Business Segments - Schedule of

Business Segments - Schedule of Segment Premium Income by Distribution Channel (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) segment	Sep. 30, 2023 USD ($)
Segment Reporting [Abstract]
Number of segments \| segment			4
Segment Reporting Information [Line Items]
Premium	$ 1,172,593	$ 1,119,335	$ 3,485,002	$ 3,325,345
% of Total	100%	100%	100%	100%
Life
Segment Reporting Information [Line Items]
Premium	$ 818,638	$ 788,099	$ 2,438,385	$ 2,342,429
% of Total	100%	100%	100%	100%
Health
Segment Reporting Information [Line Items]
Premium	$ 353,955	$ 331,236	$ 1,046,617	$ 982,916
% of Total	100%	100%	100%	100%
Annuity
Segment Reporting Information [Line Items]
Premium	$ 0	$ 0	$ 0	$ 0
% of Total	0%	0%	0%	0%
American Income
Segment Reporting Information [Line Items]
Premium	$ 459,116	$ 430,749	$ 1,357,912	$ 1,272,002
% of Total	39%	39%	39%	38%
American Income \| Life
Segment Reporting Information [Line Items]
Premium	$ 427,839	$ 400,214	$ 1,265,417	$ 1,182,346
% of Total	52%	51%	52%	50%
American Income \| Health
Segment Reporting Information [Line Items]
Premium	$ 31,277	$ 30,535	$ 92,495	$ 89,656
% of Total	9%	9%	9%	9%
American Income \| Annuity
Segment Reporting Information [Line Items]
Premium	$ 0	$ 0	$ 0	$ 0
% of Total	0%	0%	0%	0%
Direct to Consumer
Segment Reporting Information [Line Items]
Premium	$ 264,497	$ 265,011	$ 797,374	$ 795,708
% of Total	23%	24%	23%	24%
Direct to Consumer \| Life
Segment Reporting Information [Line Items]
Premium	$ 246,425	$ 247,858	$ 743,304	$ 744,132
% of Total	30%	32%	31%	32%
Direct to Consumer \| Health
Segment Reporting Information [Line Items]
Premium	$ 18,072	$ 17,153	$ 54,070	$ 51,576
% of Total	5%	5%	5%	5%
Direct to Consumer \| Annuity
Segment Reporting Information [Line Items]
Premium	$ 0	$ 0	$ 0	$ 0
% of Total	0%	0%	0%	0%
Liberty National
Segment Reporting Information [Line Items]
Premium	$ 140,902	$ 134,842	$ 419,211	$ 400,554
% of Total	12%	12%	12%	12%
Liberty National \| Life
Segment Reporting Information [Line Items]
Premium	$ 93,625	$ 88,199	$ 276,599	$ 260,036
% of Total	12%	11%	11%	11%
Liberty National \| Health
Segment Reporting Information [Line Items]
Premium	$ 47,277	$ 46,643	$ 142,612	$ 140,518
% of Total	13%	14%	14%	14%
Liberty National \| Annuity
Segment Reporting Information [Line Items]
Premium	$ 0	$ 0	$ 0	$ 0
% of Total	0%	0%	0%	0%
United American
Segment Reporting Information [Line Items]
Premium	$ 151,118	$ 138,879	$ 445,384	$ 412,670
% of Total	13%	12%	13%	13%
United American \| Life
Segment Reporting Information [Line Items]
Premium	$ 1,608	$ 1,802	$ 5,009	$ 5,533
% of Total	0%	0%	0%	0%
United American \| Health
Segment Reporting Information [Line Items]
Premium	$ 149,510	$ 137,077	$ 440,375	$ 407,137
% of Total	42%	42%	42%	42%
United American \| Annuity
Segment Reporting Information [Line Items]
Premium	$ 0	$ 0	$ 0	$ 0
% of Total	0%	0%	0%	0%
Family Heritage
Segment Reporting Information [Line Items]
Premium	$ 109,503	$ 101,389	$ 322,010	$ 298,583
% of Total	9%	9%	9%	9%
Family Heritage \| Life
Segment Reporting Information [Line Items]
Premium	$ 1,684	$ 1,561	$ 4,945	$ 4,554
% of Total	0%	0%	0%	0%
Family Heritage \| Health
Segment Reporting Information [Line Items]
Premium	$ 107,819	$ 99,828	$ 317,065	$ 294,029
% of Total	31%	30%	30%	30%
Family Heritage \| Annuity
Segment Reporting Information [Line Items]
Premium	$ 0	$ 0	$ 0	$ 0
% of Total	0%	0%	0%	0%
Other
Segment Reporting Information [Line Items]
Premium	$ 47,457	$ 48,465	$ 143,111	$ 145,828
% of Total	4%	4%	4%	4%
Other \| Life
Segment Reporting Information [Line Items]
Premium	$ 47,457	$ 48,465	$ 143,111	$ 145,828
% of Total	6%	6%	6%	7%
Other \| Health
Segment Reporting Information [Line Items]
Premium	$ 0	$ 0	$ 0	$ 0
% of Total	0%	0%	0%	0%
Other \| Annuity
Segment Reporting Information [Line Items]
Premium	$ 0	$ 0	$ 0	$ 0
% of Total	0%	0%	0%	0%

Business Segments - Schedule _2

Business Segments - Schedule of Reconciliation of Segment Operating Information to Consolidated Statement of Operations (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Revenue:
Premium	$ 1,172,593	$ 1,119,335	$ 3,485,002	$ 3,325,345
Net investment income	284,964	266,926	853,178	785,275
Other income	42	50	192	185
Total revenue	1,457,599	1,386,311	4,338,372	4,110,805
Expenses:
Policy benefits	688,184	719,044	2,155,671	2,144,481
Required interest on reserves	0	0	0	0
Amortization of acquisition costs	104,310	95,757	305,703	282,159
Commissions, premium taxes, and non-deferred acquisition costs	149,693	138,677	447,605	414,933
Insurance administrative expense	89,195	74,585	252,718	223,951
Parent expense	6,446	3,718	15,888	9,391
Stock-based compensation expense	9,233	7,567	28,590	22,732
Interest expense	31,388	25,955	91,413	76,640
Total benefits and expenses	1,078,449	1,065,303	3,297,588	3,174,287
Subtotal	379,150	321,008	1,040,784	936,518
Non-operating items	3,966	1,137	8,368	1,137
Measure of segment profitability (pretax)	383,116	322,145	1,049,152	937,655
Realized gains (losses)	(2,192)	(2,193)	(26,580)	(78,963)
Legal proceedings	3,329		5,764	1,137
Non-operating expenses	(637)	(1,137)	(2,604)
Income before income taxes	376,958	318,815	1,014,204	857,555
Life
Revenue:
Premium	818,638	788,099	2,438,385	2,342,429
Expenses:
Amortization of acquisition costs	90,070	82,523	263,753	243,285
Health
Revenue:
Premium	353,955	331,236	1,046,617	982,916
Expenses:
Amortization of acquisition costs	13,852	12,816	40,774	37,608
Annuity
Revenue:
Premium	0	0	0	0
Operating Segments
Expenses:
Non-operating items	0	0	0	0
Operating Segments \| Life
Revenue:
Premium	818,638	788,099	2,438,385	2,342,429
Net investment income	0	0	0	0
Other income	0	0	0	0
Total revenue	818,638	788,099	2,438,385	2,342,429
Expenses:
Policy benefits	454,502	515,676	1,493,165	1,536,317
Required interest on reserves	(203,875)	(194,199)	(605,397)	(575,801)
Amortization of acquisition costs	90,070	82,523	263,753	243,285
Commissions, premium taxes, and non-deferred acquisition costs	90,758	84,011	270,347	251,136
Insurance administrative expense	0	0	0	0
Parent expense	0	0	0	0
Stock-based compensation expense	0	0	0	0
Interest expense	0	0	0	0
Total benefits and expenses	431,455	488,011	1,421,868	1,454,937
Subtotal	387,183	300,088	1,016,517	887,492
Measure of segment profitability (pretax)	387,183	300,088	1,016,517	887,492
Operating Segments \| Health
Revenue:
Premium	353,955	331,236	1,046,617	982,916
Net investment income	0	0	0	0
Other income	0	0	0	0
Total revenue	353,955	331,236	1,046,617	982,916
Expenses:
Policy benefits	221,926	193,790	629,676	580,676
Required interest on reserves	(27,717)	(26,732)	(82,300)	(79,603)
Amortization of acquisition costs	13,852	12,816	40,774	37,608
Commissions, premium taxes, and non-deferred acquisition costs	58,931	54,662	177,246	163,784
Insurance administrative expense	0	0	0	0
Parent expense	0	0	0	0
Stock-based compensation expense	0	0	0	0
Interest expense	0	0	0	0
Total benefits and expenses	266,992	234,536	765,396	702,465
Subtotal	86,963	96,700	281,221	280,451
Measure of segment profitability (pretax)	86,963	96,700	281,221	280,451
Operating Segments \| Annuity
Revenue:
Premium	0	0	0	0
Net investment income	0	0	0	0
Other income	0	0	0	0
Total revenue	0	0	0	0
Expenses:
Policy benefits	5,716	6,854	17,786	21,502
Required interest on reserves	(7,829)	(9,353)	(24,358)	(29,327)
Amortization of acquisition costs	388	418	1,176	1,266
Commissions, premium taxes, and non-deferred acquisition costs	4	4	12	13
Insurance administrative expense	0	0	0	0
Parent expense	0	0	0	0
Stock-based compensation expense	0	0	0	0
Interest expense	0	0	0	0
Total benefits and expenses	(1,721)	(2,077)	(5,384)	(6,546)
Subtotal	1,721	2,077	5,384	6,546
Measure of segment profitability (pretax)	1,721	2,077	5,384	6,546
Operating Segments \| Investment
Revenue:
Premium	0	0	0	0
Net investment income	284,964	266,926	853,178	785,275
Other income	0	0	0	0
Total revenue	284,964	266,926	853,178	785,275
Expenses:
Policy benefits	6,040	2,724	15,044	5,986
Required interest on reserves	239,421	230,284	712,055	684,731
Amortization of acquisition costs	0	0	0	0
Commissions, premium taxes, and non-deferred acquisition costs	0	0	0	0
Insurance administrative expense	0	0	0	0
Parent expense	0	0	0	0
Stock-based compensation expense	0	0	0	0
Interest expense	0	0	0	0
Total benefits and expenses	245,461	233,008	727,099	690,717
Subtotal	39,503	33,918	126,079	94,558
Measure of segment profitability (pretax)	39,503	33,918	126,079	94,558
Corporate & Other
Revenue:
Premium	0	0	0	0
Net investment income	0	0	0	0
Other income	42	50	192	185
Total revenue	42	50	192	185
Expenses:
Policy benefits	0	0	0	0
Required interest on reserves	0	0	0	0
Amortization of acquisition costs	0	0	0	0
Commissions, premium taxes, and non-deferred acquisition costs	0	0	0	0
Insurance administrative expense	88,465	74,585	251,072	223,951
Parent expense	3,210	2,581	9,166	8,254
Stock-based compensation expense	9,233	7,567	28,590	22,732
Interest expense	31,388	25,955	91,413	76,640
Total benefits and expenses	132,296	110,688	380,241	331,577
Subtotal	(132,254)	(110,638)	(380,049)	(331,392)
Non-operating items	0	0	0	0
Measure of segment profitability (pretax)	(132,254)	(110,638)	(380,049)	(331,392)
Adjustments
Revenue:
Premium	0	0	0	0
Net investment income	0	0	0	0
Other income	0	0	0	0
Total revenue	0	0	0	0
Expenses:
Policy benefits	0	0	0	0
Required interest on reserves	0	0	0	0
Amortization of acquisition costs	0	0	0	0
Commissions, premium taxes, and non-deferred acquisition costs	0	0	0	0
Insurance administrative expense	730	0	1,646	0
Parent expense	3,236	1,137	6,722	1,137
Stock-based compensation expense	0	0	0	0
Interest expense	0	0	0	0
Total benefits and expenses	3,966	1,137	8,368	1,137
Subtotal	(3,966)	(1,137)	(8,368)	(1,137)
Non-operating items	3,966	1,137	8,368	1,137
Measure of segment profitability (pretax)	$ 0	$ 0	$ 0	$ 0

Subsequent Events (Details)

Subsequent Events (Details) - Subsequent Event - Forecast $ in Millions	3 Months Ended
	Dec. 31, 2024 USD ($)
Subsequent Event [Line Items]
Annuity reserves ceded	$ 460
Assets held in trust of reserves (as a percent)	105%
Coinsurance Agreement, Ceding Commission, Before Tax	$ 50