F.N.B. 424B2 Prospectus for primary offering

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PROSPECTUS SUPPLEMENT		Filed Pursuant to Rule 424(b)(2)
(To Prospectus Dated August 30, 2024)		Registration No. 333-281871 and 333-281871-01


		ANNUAL INTEREST RATE			ANNUAL PERCENTAGE YIELD
Subordinated Daily Notes			1.50	%		1.51	%
Subordinated Special Daily Notes			3.75	%		3.80	%
MINIMUM BALANCE $25,000.00
Subordinated JUMBO Daily Notes			4.50	%		4.58	%
MINIMUM BALANCE $100,000.00
Subordinated Term Notes
3 Month			3.20	%		3.24	%
6 Month	SPECIAL		4.65	%		4.73	%
9 Month			3.30	%		3.34	%
12 Month	SPECIAL		4.70	%		4.78	%
15 Month			3.50	%		3.55	%
18 Month			3.70	%		3.75	%
21 Month			N/A			N/A
24 Month			3.70	%		3.75	%
27 Month			3.80	%		3.85	%
30 Month			3.90	%		3.96	%
36 Month			3.90	%		3.96	%
48 Month			4.00	%		4.06	%
60 Month			4.10	%		4.16	%
84 Month			4.50	%		4.58	%
120 Month	SPECIAL		6.00	%		6.14	%

F.N.B. (FNB) 424B2Prospectus for primary offering