Loans, Allowance for Loan Losses and Allowance for Unfunded Credit Commitments (Tables) | 12 Months Ended |
Dec. 31, 2020 |
Receivables [Abstract] | |
Composition of Loans at Amortized Cost Basis Broken Out by Risk-Based Segment | The composition of loans at amortized cost basis broken out by risk-based segment at December 31, 2020 and 2019, respectively, is presented in the following table: December 31, (Dollars in thousands) 2020 2019 Global fund banking $ 25,543,198 $ 17,696,794 Investor dependent: Early stage 1,485,866 1,624,221 Mid stage 1,564,870 1,047,398 Later stage 1,921,082 1,663,576 Total investor dependent 4,971,818 4,335,195 Cash flow dependent: Sponsor led buyout 1,989,173 2,185,497 Other 2,945,360 2,238,741 Total cash flow dependent 4,934,533 4,424,238 Private bank (1) (5) 4,901,056 3,492,269 Balance sheet dependent 2,191,023 1,286,153 Premium wine (1) (5) 1,052,643 1,062,264 Other (1) (5) 27,687 867,723 SBA loans 1,559,530 — Total loans (2) (3) (4) $ 45,181,488 $ 33,164,636 Allowance for credit losses (447,765) (304,924) Net loans $ 44,733,723 $ 32,859,712 (1) As of December 31, 2020, as a result of enhanced portfolio characteristic definitions for our risk-based segments, loans in the amount of $427 million and $53 million that would have been reported in Other under historical definitions, are now being reported in our Private Bank and Premium Wine risk-based segments, respectively. (2) Total loans at amortized cost is net of unearned income of $226 million and $163 million at December 31, 2020 and 2019, respectively. (3) Included within our total loan portfolio are credit card loans of $400 million and $395 million at December 31, 2020 and 2019, respectively. (4) Included within our total loan portfolio are construction loans of $118 million and $183 million at December 31, 2020 and 2019, respectively. (5) Of our total loans, the table below includes those secured by real estate at amortized cost at December 31, 2020 and 2019 and were comprised of the following: December 31, (Dollars in thousands) 2020 2019 Real estate secured loans: Private bank: Loans for personal residence $ 3,392,237 $ 2,829,880 Loans to eligible employees 481,098 401,396 Home equity lines of credit 42,449 55,461 Other 142,895 38,880 Total private bank loans secured by real estate $ 4,058,679 $ 3,325,617 Premium wine 824,008 820,730 Other 56,882 — Total real estate secured loans $ 4,939,569 $ 4,146,347 |
Credit Quality Indicators, Broken Out by Risk-Based Segments and Vintage Year | The following table summarizes the credit quality indicators, broken out by risk-based segment, as of December 31, 2020 and 2019: (Dollars in thousands) Pass Criticized Nonperforming (Nonaccrual) Total December 31, 2020 Global fund banking $ 25,537,354 $ 5,833 $ 11 $ 25,543,198 Investor dependent: Early stage 1,288,897 178,629 18,340 1,485,866 Mid stage 1,420,788 140,026 4,056 1,564,870 Later stage 1,744,662 147,763 28,657 1,921,082 Total investor dependent 4,454,347 466,418 51,053 4,971,818 Cash flow dependent: Sponsor led buyout 1,795,972 153,205 39,996 1,989,173 Other 2,677,371 261,985 6,004 2,945,360 Total cash flow dependent 4,473,343 415,190 46,000 4,934,533 Private bank 4,862,176 32,728 6,152 4,901,056 Balance sheet dependent 2,104,645 86,378 — 2,191,023 Premium wine 910,397 141,248 998 1,052,643 Other 27,594 63 30 27,687 SBA loans 1,455,990 103,540 — 1,559,530 Total loans (1) $ 43,825,846 $ 1,251,398 $ 104,244 $ 45,181,488 December 31, 2019 Global fund banking $ 17,708,550 $ 4,247 $ — $ 17,712,797 Investor dependent Early stage 1,436,022 206,310 11,093 1,653,425 Mid stage 924,002 125,451 17,330 1,066,783 Later stage 1,490,561 201,819 6,296 1,698,676 Total investor dependent 3,850,585 533,580 34,719 4,418,884 Cash flow dependent Sponsor led buyout 2,039,847 118,588 44,585 2,203,020 Other 2,141,766 93,400 17,681 2,252,847 Total cash flow dependent 4,181,613 211,988 62,266 4,455,867 Private bank 3,472,138 11,601 5,480 3,489,219 Balance sheet dependent 1,231,961 65,343 — 1,297,304 Premium wine 1,026,973 36,335 204 1,063,512 Other 890,059 62 — 890,121 Total loans (1) $ 32,361,879 $ 863,156 $ 102,669 $ 33,327,704 (1) As of December 31, 2020, loan amounts are disclosed using the amortized cost basis as a result of the adoption of CECL. Prior period loan amounts are disclosed using the gross basis in accordance with the previous methodology. |
Credit Quality Indicators, Broken Out by Risk-Based Segments and Vintage Year | The following table summarizes the credit quality indicators, broken out by risk-based segments and vintage year, as of December 31, 2020: Term Loans by Origination Year (Dollars in thousands) 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Loans Total Global fund banking: Risk rating: Pass $ 439,494 $ 48,297 $ 68,491 $ 22,878 $ 2,389 $ 5,999 $ 24,947,428 $ 2,378 $ 25,537,354 Criticized — — — — — — 410 5,423 5,833 Nonperforming 3 8 — — — — — — 11 Total global fund banking $ 439,497 $ 48,305 $ 68,491 $ 22,878 $ 2,389 $ 5,999 $ 24,947,838 $ 7,801 $ 25,543,198 Investor dependent: Early stage: Risk rating: Pass $ 667,006 $ 370,189 $ 120,920 $ 32,163 $ 1,234 $ 405 $ 96,363 $ 617 $ 1,288,897 Criticized 46,889 72,495 26,170 10,204 3,557 334 18,980 — 178,629 Nonperforming 2,438 9,354 5,368 441 — — 739 — 18,340 Total early stage $ 716,333 $ 452,038 $ 152,458 $ 42,808 $ 4,791 $ 739 $ 116,082 $ 617 $ 1,485,866 Mid stage: Risk rating: Pass $ 840,431 $ 301,905 $ 145,588 $ 22,834 $ 5,086 $ 1,026 $ 101,423 $ 2,495 $ 1,420,788 Criticized 43,288 48,294 26,023 8,242 — 4,998 9,181 — 140,026 Nonperforming 10 614 218 2,539 — 675 — — 4,056 Total mid stage $ 883,729 $ 350,813 $ 171,829 $ 33,615 $ 5,086 $ 6,699 $ 110,604 $ 2,495 $ 1,564,870 Later stage: Risk rating: Pass $ 905,468 $ 393,584 $ 170,128 $ 37,967 $ 11 $ 8,087 $ 224,432 $ 4,985 $ 1,744,662 Criticized 22,286 55,254 30,252 1,142 — 1,547 37,282 — 147,763 Nonperforming 16,691 1,797 3,522 — — — 6,647 — 28,657 Total later stage $ 944,445 $ 450,635 $ 203,902 $ 39,109 $ 11 $ 9,634 $ 268,361 $ 4,985 $ 1,921,082 Total investor dependent $ 2,544,507 $ 1,253,486 $ 528,189 $ 115,532 $ 9,888 $ 17,072 $ 495,047 $ 8,097 $ 4,971,818 Cash flow dependent: Sponsor led buyout: Risk rating: Pass $ 791,480 $ 451,561 $ 273,719 $ 166,820 $ 36,900 $ — $ 75,492 $ — $ 1,795,972 Criticized 500 70,324 39,020 21,607 13,003 — 8,751 — 153,205 Nonperforming 33 11,869 16,068 7,177 — — 4,849 — 39,996 Total sponsor led buyout $ 792,013 $ 533,754 $ 328,807 $ 195,604 $ 49,903 $ — $ 89,092 $ — $ 1,989,173 Other Risk rating: Pass $ 879,542 $ 513,242 $ 179,169 $ 133,235 $ 38,808 $ 101 $ 933,274 $ — $ 2,677,371 Criticized 19,246 67,854 33,779 4,477 — — 136,629 — 261,985 Nonperforming — — 4,552 — — — 1,452 — 6,004 Total other $ 898,788 $ 581,096 $ 217,500 $ 137,712 $ 38,808 $ 101 $ 1,071,355 $ — $ 2,945,360 Total cash flow dependent $ 1,690,801 $ 1,114,850 $ 546,307 $ 333,316 $ 88,711 $ 101 $ 1,160,447 $ — $ 4,934,533 Private bank: Risk rating: Pass $ 1,878,184 $ 1,152,903 $ 394,351 $ 352,857 $ 294,870 $ 405,909 $ 382,442 $ 660 $ 4,862,176 Criticized 3,480 9,985 4,486 1,202 5,101 7,725 749 — 32,728 Nonperforming — 563 3,197 — — 1,679 713 — 6,152 Total private bank $ 1,881,664 $ 1,163,451 $ 402,034 $ 354,059 $ 299,971 $ 415,313 $ 383,904 $ 660 $ 4,901,056 Balance sheet dependent: Risk rating: Pass $ 837,613 $ 190,140 $ 198,532 $ 19,213 $ — $ — $ 857,642 $ 1,505 $ 2,104,645 Criticized 55,887 3,733 171 — — — 26,587 — 86,378 Nonperforming — — — — — — — — — Total balance sheet dependent $ 893,500 $ 193,873 $ 198,703 $ 19,213 $ — $ — $ 884,229 $ 1,505 $ 2,191,023 Premium wine: Risk rating: Pass $ 126,476 $ 193,744 $ 70,783 $ 79,088 $ 114,812 $ 153,841 $ 135,461 $ 36,192 $ 910,397 Criticized 17,882 24,286 35,737 10,300 13,559 5,766 33,718 — 141,248 Nonperforming — — — — 998 — — — 998 Total Premium wine $ 144,358 $ 218,030 $ 106,520 $ 89,388 $ 129,369 $ 159,607 $ 169,179 $ 36,192 $ 1,052,643 Other: Risk rating: Pass $ — $ 16,251 $ 10,910 $ — $ — $ 433 $ — $ — $ 27,594 Criticized 3 — — — — — 60 — 63 Nonperforming — 30 — — — — — — 30 Total other $ 3 $ 16,281 $ 10,910 $ — $ — $ 433 $ 60 $ — $ 27,687 SBA loans: Risk rating: Pass $ 1,455,990 $ — $ — $ — $ — $ — $ — $ — $ 1,455,990 Criticized 103,540 — — — — — — — 103,540 Nonperforming — — — — — — — — — Total SBA loans $ 1,559,530 $ — $ — $ — $ — $ — $ — $ — $ 1,559,530 Total loans $ 9,153,860 $ 4,008,276 $ 1,861,154 $ 934,386 $ 530,328 $ 598,525 $ 28,040,704 $ 54,255 $ 45,181,488 |
Activity Relating to Our Allowance for Credit Losses for Loans | The following tables summarize the activity relating to our allowance for credit losses for loans for 2020, 2019 and 2018 broken out by portfolio segment: Year ended December 31, 2020 Beginning Balance December 31, 2019 Impact of adopting ASC 326 Charge-offs Recoveries Provision for (Reduction of) Loans Foreign Currency Translation Adjustments Ending Balance December 31, 2020 (Dollars in thousands) Global fund banking $ 107,285 $ (69,888) $ — $ — $ 8,367 $ (180) $ 45,584 Investor dependent: Early stage 26,245 39,911 (35,305) 10,821 45,825 (823) 86,674 Growth stage 56,125 31,713 (53,338) 14,042 79,145 (1,004) 126,683 Total investor dependent 82,370 71,624 (88,643) 24,863 124,970 (1,827) 213,357 Cash flow and balance sheet dependent 80,820 (1,269) (11,187) 2,846 53,369 (330) 124,249 Private bank 21,551 12,615 (1,616) 30 21,329 (280) 53,629 Premium wine and other 12,898 12,382 (1,458) 1,279 (20,719) 4,654 9,036 SBA loans — — — — 1,910 — 1,910 Total allowance for credit losses $ 304,924 $ 25,464 $ (102,904) $ 29,018 $ 189,226 $ 2,037 $ 447,765 Year ended December 31, 2019 Beginning Balance December 31, 2018 Charge-offs Recoveries Provision for (Reduction of) Loans Foreign Currency Translation Adjustments Ending Balance December 31, 2019 (Dollars in thousands) Global fund banking $ 93,781 $ (2,047) $ 2,047 $ 13,534 $ (30) $ 107,285 Investor dependent: Early stage 25,885 (31,568) 9,088 22,462 378 26,245 Growth stage 46,216 (53,255) 4,945 58,337 (118) 56,125 Total investor dependent 72,101 (84,823) 14,033 80,799 260 82,370 Cash flow and balance sheet dependent 87,735 (3,118) 4,683 (9,093) 613 80,820 Private Bank 20,583 (1,031) 255 1,865 (121) 21,551 Premium wine and other 6,703 (1,584) 20 7,078 681 12,898 Total allowance for credit losses $ 280,903 $ (92,603) $ 21,038 $ 94,183 $ 1,403 $ 304,924 Year ended December 31, 2018: Beginning Balance December 31, 2017 Charge-offs Recoveries Provision for Loans Foreign Currency Translation Adjustments Ending Balance December 31, 2018 (Dollars in thousands) Global fund banking $ 82,468 $ (112) $ — $ 11,698 $ (273) $ 93,781 Investor dependent: Early stage 22,742 (32,495) 6,154 29,788 (304) 25,885 Growth stage 38,280 (16,727) 2,873 22,332 (542) 46,216 Total investor dependent 61,022 (49,222) 9,027 52,120 (846) 72,101 Cash flow and balance sheet dependent 87,620 (16,223) 2,064 15,304 (1,030) 87,735 Private Bank 16,441 (289) 486 3,986 (41) 20,583 Premium wine and other 7,473 (2,071) 59 1,184 58 6,703 Total allowance for credit losses $ 255,024 $ (67,917) $ 11,636 $ 84,292 $ (2,132) $ 280,903 |
Aging of Gross Loans, Broken out by Portfolio Segment and Class of Financing Receivable | The following table summarizes the aging of our loans broken out by risk-based segments as of December 31, 2020 and 2019: (Dollars in thousands) 30 - 59 60 - 89 Equal to or Greater Total Past Current Total Loans Past Due December 31, 2020: Global fund banking $ 27,606 $ 8 $ 11 $ 27,625 $ 25,515,573 $ 25,543,198 $ — Investor dependent: Early stage 6,320 1,840 202 8,362 1,477,504 1,485,866 — Mid stage 5,984 238 907 7,129 1,557,741 1,564,870 — Later stage 5,363 — — 5,363 1,915,719 1,921,082 — Total investor dependent 17,667 2,078 1,109 20,854 4,950,964 4,971,818 — Cash flow dependent: Sponsor led buyout 34 — — 34 1,989,139 1,989,173 — Other 6,510 58 — 6,568 2,938,792 2,945,360 — Total cash flow dependent 6,544 58 — 6,602 4,927,931 4,934,533 — Private bank 4,292 3,990 — 8,282 4,892,774 4,901,056 — Balance sheet dependent 987 1,089 — 2,076 2,188,947 2,191,023 — Premium wine 3,168 — 998 4,166 1,048,477 1,052,643 — Other 3 28 82 113 27,574 27,687 — SBA loans — — — — 1,559,530 1,559,530 — Total loans (1) $ 60,267 $ 7,251 $ 2,200 $ 69,718 $ 45,111,770 $ 45,181,488 $ — December 31, 2019: Global fund banking $ 97,739 $ 383 $ 3,150 $ 101,272 $ 17,611,525 $ 17,712,797 $ 3,150 Investor dependent: Early stage 1,307 22,062 723 24,092 1,629,333 1,653,425 — Mid stage 10,025 6,999 — 17,024 1,049,759 1,066,783 — Later stage 8,113 500 10,569 19,182 1,679,494 1,698,676 — Total investor dependent 19,445 29,561 11,292 60,298 4,358,586 4,418,884 — Cash flow dependent Sponsor led buyout — — — — 2,203,020 2,203,020 — Other 2,426 3,061 2 5,489 2,247,358 2,252,847 — Total cash flow dependent 2,426 3,061 2 5,489 4,450,378 4,455,867 — Private bank 6,582 2,049 1,544 10,175 3,479,044 3,489,219 365 Balance sheet dependent 2,731 — — 2,731 1,294,573 1,297,304 — Premium wine 8,435 3,170 — 11,605 1,051,907 1,063,512 — Other 17 — — 17 890,104 890,121 — Total loans (1) $ 137,375 $ 38,224 $ 15,988 $ 191,587 $ 33,136,117 $ 33,327,704 $ 3,515 (1) As of December 31, 2020, loan amounts are disclosed using the amortized cost basis as a result of the adoption of CECL. Prior period loan amounts are disclosed using the gross basis in accordance with the previous methodology. |
Nonaccrual Loans with No Allowance for Credit Loss | The following table summarizes our nonaccrual loans with no allowance for credit loss at December 31, 2020 and 2019: December 31, 2020 December 31, 2019 (Dollars in thousands) Nonaccrual Loans Nonaccrual Loans with no Allowance for Credit Loss Nonaccrual Loans Nonaccrual Loans with no Allowance for Credit Loss Global fund banking $ 11 $ 11 $ — $ — Investor dependent: Early stage 18,340 3 11,093 460 Mid stage 4,056 3,159 17,330 274 Later stage 28,657 118 6,296 — Total investor dependent 51,053 3,280 34,719 734 Cash flow dependent: Sponsor led buyout 39,996 — 44,585 — Other 6,004 1,138 17,681 2,782 Total cash flow dependent 46,000 1,138 62,266 2,782 Private bank 6,152 2,393 5,480 3,714 Balance sheet dependent — — — — Premium wine 998 998 204 — Other 30 30 — — SBA loans — — — — Total nonaccrual loans (1) $ 104,244 $ 7,850 $ 102,669 $ 7,230 (1) As of December 31, 2020, loan amounts are disclosed using the amortized cost basis as a result of the adoption of CECL. Prior period loan amounts are disclosed using the gross basis in accordance with the previous methodology. |
Summary of Loans Modified in Troubled Debt Restructurings ("TDRs") by Portfolio Segment and Class of Financing Receivables | The following table summarizes our loans modified in TDRs, broken out by risk-based segment, at December 31, 2020 and 2019: (Dollars in thousands) December 31, 2020 December 31, 2019 Loans modified in TDRs: Global fund banking $ — $ — Investor dependent Early stage 6,705 9,471 Mid stage 4,050 5,189 Later stage 24,896 23,318 Total investor dependent 35,651 37,978 Cash flow dependent Sponsor led buyout 21,529 55,443 Other 1,237 — Total cash flow dependent 22,766 55,443 Private bank — 2,104 Balance sheet dependent — — Premium wine 2,661 13,457 Other — — SBA loans — — Total loans modified in TDRs (1) $ 61,078 $ 108,982 (1) As of December 31, 2020, loan amounts are disclosed using the amortized cost basis as a result of the adoption of CECL. Prior period loan amounts are disclosed using the gross basis in accordance with the previous methodology. |
Recorded Investment in Loans Modified in TDRs | The following table summarizes the recorded investment in loans modified in TDRs, broken out by risk-based segment, for modifications made during 2020, 2019 and 2018: Year ended December 31, (Dollars in thousands) 2020 2019 2018 Loans modified in TDRs during the period: Global fund banking $ — $ — $ — Investor dependent Early stage 6,112 9,471 660 Mid stage 897 3,445 6,657 Later stage 24,896 16,293 21,051 Total investor dependent 31,905 29,209 28,368 Cash flow dependent Sponsor led buyout 21,529 48,153 — Other 1,237 — 12,386 Total cash flow dependent 22,766 48,153 12,386 Private bank — 1,792 320 Balance sheet dependent — — — Premium wine 998 11,017 — Other — — — SBA loans — — — Total loans modified in TDRs during the period (1) (2) $ 55,669 $ 90,171 $ 41,074 (1) For the year ended December 31, 2020, loan amounts are disclosed using the amortized cost basis as a result of the adoption of CECL. Prior period loan amounts are disclosed using the gross basis in accordance with the previous methodology. (2) There were $31.1 million, $11.3 million and $4.6 million of partial charge-offs during 2020, 2019 and 2018, respectively. |
Recorded Investment in Loans Modified in TDRs within Previous 12 months Subsequently Defaulted | The following table summarizes the recorded investment in loans modified in TDRs within the previous 12 months that subsequently defaulted during 2020, 2019 and 2018: December 31, (Dollars in thousands) 2020 2019 2018 TDRs modified within the previous 12 months that defaulted during the period: Global fund banking $ — $ — $ — Investor dependent Early stage — — — Mid stage — — — Later stage — 10,639 — Total investor dependent — 10,639 — Cash flow dependent Sponsor led buyout — 37,294 Other 487 — — Total cash flow dependent 487 37,294 — Private bank — — — Balance sheet dependent — — — Premium wine 998 — — Other — — — SBA loans — — — Total TDRs modified within the previous 12 months that defaulted in the period (1) $ 1,485 $ 47,933 $ — (1) For the year ended December 31, 2020, loan amounts are disclosed using the amortized cost basis as a result of the adoption of CECL. Prior period loan amounts are disclosed using the gross basis in accordance with the previous methodology. |
Allowance for Unfunded Commitments | The following table summarizes the activity relating to our allowance for credit losses for unfunded credit commitments for 2020, 2019 and 2018: December 31, (Dollars in thousands) 2020 2019 2018 Allowance for credit losses: unfunded credit commitments, beginning balance $ 67,656 $ 55,183 $ 51,770 Impact of adopting ASC 326 22,826 — — Provision for unfunded credit commitments 30,066 12,233 3,578 Foreign currency translation adjustments 248 240 (165) Allowance for credit losses: unfunded credit commitments, ending balance (1) $ 120,796 $ 67,656 $ 55,183 (1) The “allowance for credit losses: unfunded credit commitments” is included as a component of “other liabilities” on our consolidated balance sheets. See Note 21—“Off-Balance Sheet Arrangements, Guarantees and Other Commitments” for additional disclosures related to our commitments to extend credit. |
Impaired Loans and Allowance for Loan Losses, Broken out by Portfolio Segment and Class of Financing Receivable | The following table summarizes our impaired loans as they relate to our allowance for loan losses, broken out by our previous portfolio segments and classes of financing receivable for the year ended December 31, 2019: (Dollars in thousands) Impaired loans for Impaired loans for Total carrying value of impaired loans Total unpaid principal of impaired loans December 31, 2019: Commercial loans: Software/internet $ 64,100 $ 31,472 $ 95,572 $ 109,736 Hardware 2,143 3,315 5,458 10,049 Private equity/venture capital — — — — Life science/healthcare 25,941 5,671 31,612 70,600 Premium wine 204 11,718 11,922 12,010 Other 1,284 1,681 2,965 3,114 Total commercial loans 93,672 53,857 147,529 205,509 Consumer loans: Real estate secured loans 1,766 3,714 5,480 8,527 Total consumer loans 1,766 3,714 5,480 8,527 Total $ 95,438 $ 57,571 $ 153,009 $ 214,036 |
Average Impaired Loans, Broken out by Portfolio Segment and Class of Financing Receivable | The following table summarizes our average impaired loans and interest income recognized on impaired loans, broken out by our previous portfolio segments and classes of financing receivable during 2019 and 2018: Year ended December 31, Average impaired loans Interest income recognized on impaired loans 2019 2018 2019 2018 Commercial loans: Software/internet $ 88,628 $ 112,493 $ 2,813 $ 1,513 Hardware 12,500 28,540 464 312 Private equity/venture capital 2,264 1,327 — — Life science/healthcare 44,827 30,144 919 756 Premium wine 2,912 2,605 311 68 Other 2,050 171 21 — Total commercial loans 153,181 175,280 4,528 2,649 Consumer loans: Real estate secured loans 7,159 4,028 54 15 Other consumer loans 7 358 — — Total consumer loans 7,166 4,386 54 15 Total average impaired loans $ 160,347 $ 179,666 $ 4,582 $ 2,664 |
Allowance for Loan Losses Individually and Collectively Evaluated for Impairment | The following table summarizes the allowance for loan losses individually and collectively evaluated for impairment as of December 31, 2019, broken out by our previous portfolio segments: December 31, 2019 Individually Evaluated for Impairment Collectively Evaluated for (Dollars in thousands) Allowance for loan losses Recorded investment in loans Allowance for loan losses Recorded investment in loans Commercial loans: Software/internet $ 26,613 $ 95,572 $ 73,610 $ 6,103,976 Hardware 1,214 5,458 18,430 1,365,701 Private equity/venture capital — — 115,805 17,801,324 Life science/healthcare 16,414 31,612 22,831 2,336,436 Premium wine 204 11,922 4,944 1,076,295 Other 203 2,965 3,150 556,689 Total commercial loans 44,648 147,529 238,770 29,240,421 Total consumer loans 211 5,480 21,295 3,771,206 Total $ 44,859 $ 153,009 $ 260,065 $ 33,011,627 |