First National 13FHR Quarterly holdings report by institutional manager | SEC 28 Jan 22

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Schwab US Broad Market ETF	Equity	808524102	35,623	315,219	SH		SOLE		0	0	315,219
iShares S&P North Amer Tech-Semicondctrs	Equity	464287523	26,681	49,198	SH		SOLE		0	0	49,198
Standard & Poors Dep Rcpts Series 1	Equity	78462F103	18,841	39,670	SH		SOLE		0	0	39,670
Apple Computer Inc	Equity	037833100	16,235	91,430	SH		SOLE		0	0	91,430
SPDR S&P Dividend ETF	Equity	78464A763	14,777	114,443	SH		SOLE		0	0	114,443
Vanguard Utilities	Equity	92204A876	14,098	90,138	SH		SOLE		0	0	90,138
Schwab International Equity ETF	Equity	808524805	13,706	352,602	SH		SOLE		0	0	352,602
Schwab US Dividend Equity ETF	Equity	808524797	13,429	166,142	SH		SOLE		0	0	166,142
American Water Works Co	Equity	030420103	12,550	66,449	SH		SOLE		0	0	66,449
Vanguard REIT	Equity	922908553	12,536	108,064	SH		SOLE		0	0	108,064
Schwab US Small Cap ETF	Equity	808524607	12,483	121,909	SH		SOLE		0	0	121,909
Schwab US Mid-Cap ETF	Equity	808524508	12,335	153,364	SH		SOLE		0	0	153,364
iShares 0-5 Year TIPS Bond ETF	Equity	46429B747	12,317	116,334	SH		SOLE		0	0	116,334
Schwab US Large Cap ETF	Equity	808524201	11,151	97,970	SH		SOLE		0	0	97,970
Vanguard Mid Cap	Equity	922908629	10,570	41,487	SH		SOLE		0	0	41,487
PIMCO Enhaced Low Duration Active ETF	Equity	72201R718	8,984	89,310	SH		SOLE		0	0	89,310
Vanguard Small Cap ETF	Equity	922908751	8,199	36,279	SH		SOLE		0	0	36,279
Essential Utilities	Equity	29670G102	7,520	140,060	SH		SOLE		0	0	140,060
Leggett&Platt Inc Com	Equity	524660107	7,502	182,272	SH		SOLE		0	0	182,272
iShares iBoxx Investment Grade Corp Bond	Equity	464287242	7,306	55,133	SH		SOLE		0	0	55,133
ProShares UltraShort Bloomberg Crude Oil	Equity	74347Y862	5,874	460,672	SH		SOLE		0	0	460,672
Vanguard S&P 500 ETF	Equity	922908363	5,678	13,007	SH		SOLE		0	0	13,007
Berkshire Hathaway Inc Class B	Equity	084670702	4,837	16,177	SH		SOLE		0	0	16,177
Invesco QQQ Trust	Equity	46090E103	4,593	11,544	SH		SOLE		0	0	11,544
ProShares Ultra QQQ	Equity	74347R206	4,556	51,179	SH		SOLE		0	0	51,179
Microsoft Corp	Equity	594918104	4,495	13,364	SH		SOLE		0	0	13,364
iShares Aaa-A Rated Corporate Bond	Equity	46429B291	4,239	75,621	SH		SOLE		0	0	75,621
Vanguard FTSE Developed Markets Index Fund	Equity	921943858	4,167	81,614	SH		SOLE		0	0	81,614
PIMCO Total Return ETF	Equity	72201R775	3,981	36,388	SH		SOLE		0	0	36,388
American States Water Co	Equity	029899101	3,728	36,038	SH		SOLE		0	0	36,038
California Water Service Group	Equity	130788102	3,706	51,571	SH		SOLE		0	0	51,571
SJW Corp	Equity	784305104	3,591	49,057	SH		SOLE		0	0	49,057
Alphabet Inc Class A	Equity	02079K305	3,489	1,204	SH		SOLE		0	0	1,204
Goldman Sachs ActiveBeta International	Equity	381430107	3,362	95,316	SH		SOLE		0	0	95,316
Amazon.Com Inc	Equity	023135106	3,213	964	SH		SOLE		0	0	964
Schwab US TIPS ETF	Equity	808524870	3,162	50,274	SH		SOLE		0	0	50,274
Pimco Short Term Muni ETF	Equity	72201R874	3,124	60,971	SH		SOLE		0	0	60,971
iShares Core Dividend Growth ETF	Equity	46434V621	3,082	55,443	SH		SOLE		0	0	55,443
Eli Lilly & Company	Equity	532457108	2,412	8,732	SH		SOLE		0	0	8,732
ProShares Ultra S&P 500	Equity	74347R107	2,357	16,100	SH		SOLE		0	0	16,100
Schwab Fundamental US Large Company ETF	Equity	808524771	2,249	38,367	SH		SOLE		0	0	38,367
Schwab US REIT ETF	Equity	808524847	2,239	42,500	SH		SOLE		0	0	42,500
Johnson & Johnson	Equity	478160104	2,228	13,023	SH		SOLE		0	0	13,023
Alphabet Class C	Equity	02079K107	2,199	760	SH		SOLE		0	0	760
iShares S&P US Preferred Fund	Equity	464288687	2,114	53,605	SH		SOLE		0	0	53,605
Vanguard Total International Bond ETF	Equity	92203J407	2,094	37,966	SH		SOLE		0	0	37,966
iShares DJ US Health Care Providers	Equity	464288828	2,057	7,087	SH		SOLE		0	0	7,087
SPDR Barclays Capital Convertible Securities	Equity	78464A359	1,982	23,896	SH		SOLE		0	0	23,896
1/100 Berkshire Htwy A	Equity	084990175	1,803	400	SH		SOLE		0	0	400
SCHWAB 1-5 YEAR CORP BOND ETF	Equity	808524714	1,671	33,058	SH		SOLE		0	0	33,058
Abbott Laboratories	Equity	002824100	1,663	11,819	SH		SOLE		0	0	11,819
Columbia EM Core ex-China ETF	Equity	19762B202	1,655	52,127	SH		SOLE		0	0	52,127
Invesco DB Oil Fund	Equity	46140H403	1,636	120,758	SH		SOLE		0	0	120,758
Schwab Fundamental Emerging Markets Large Company	Equity	808524730	1,608	51,879	SH		SOLE		0	0	51,879
Verizon Communications Inc	Equity	92343V104	1,584	30,482	SH		SOLE		0	0	30,482
Vanguard International Equity Index	Equity	922042775	1,565	25,535	SH		SOLE		0	0	25,535
Vanguard Total Stock Mkt	Equity	922908769	1,462	6,055	SH		SOLE		0	0	6,055
SPDR Blackstone / GSO Senior Loan	Equity	78467V608	1,385	30,353	SH		SOLE		0	0	30,353
iShares Core S&P 500 ETF	Equity	464287200	1,360	2,850	SH		SOLE		0	0	2,850
SPDR Lehman Municipal Bond ETF	Equity	78468R721	1,351	26,114	SH		SOLE		0	0	26,114
Pfizer Incorporated	Equity	717081103	1,338	22,664	SH		SOLE		0	0	22,664
iShares Barclays MBS Bonds	Equity	464288588	1,333	12,411	SH		SOLE		0	0	12,411
Proshares Short S&P 500	Equity	74347B425	1,311	96,253	SH		SOLE		0	0	96,253
NextEra Energy Inc	Equity	65339F101	1,298	13,907	SH		SOLE		0	0	13,907
Costco Wholesale Corp	Equity	22160K105	1,289	2,271	SH		SOLE		0	0	2,271
Intel Corp	Equity	458140100	1,278	24,813	SH		SOLE		0	0	24,813
iShares Cohen & Steers Realty Majors	Equity	464287564	1,251	16,440	SH		SOLE		0	0	16,440
Invesco Fundamental High Yield Corp Bond ETF	Equity	46138E719	1,216	62,633	SH		SOLE		0	0	62,633
iShares Tr S&P Smallcap	Equity	464287804	1,165	10,172	SH		SOLE		0	0	10,172
Schwab US Aggregate Bond ETF	Equity	808524839	1,119	20,767	SH		SOLE		0	0	20,767
S&P Global Inc	Equity	78409V104	1,110	2,352	SH		SOLE		0	0	2,352
Procter & Gamble Company	Equity	742718109	1,056	6,456	SH		SOLE		0	0	6,456
Vanguard Value ETF	Equity	922908744	1,039	7,064	SH		SOLE		0	0	7,064
Home Depot Inc	Equity	437076102	1,036	2,497	SH		SOLE		0	0	2,497
iShares S&P Midcap	Equity	464287507	1,013	3,579	SH		SOLE		0	0	3,579
International Business Machine Corp	Equity	459200101	966	7,227	SH		SOLE		0	0	7,227
iShares GNMA Bond	Equity	46429B333	948	19,055	SH		SOLE		0	0	19,055
Merck & Company Inc	Equity	58933Y105	919	11,986	SH		SOLE		0	0	11,986
AbbVie Inc	Equity	00287Y109	901	6,655	SH		SOLE		0	0	6,655
iShares Barclays TIPS	Equity	464287176	892	6,906	SH		SOLE		0	0	6,906
Duke Energy Corp New	Equity	26441C204	876	8,352	SH		SOLE		0	0	8,352
Financial Select Sector SPDR	Equity	81369Y605	812	20,782	SH		SOLE		0	0	20,782
iShares Russell 3000	Equity	464287689	805	2,902	SH		SOLE		0	0	2,902
iShares Bloomberg Roll Sel Brd Cmdty ETF	Equity	46431W598	772	15,608	SH		SOLE		0	0	15,608
Southern Company	Equity	842587107	744	10,842	SH		SOLE		0	0	10,842
iShares iBonds DEC 2022 Term Muni Bond	Equity	46435G755	740	28,396	SH		SOLE		0	0	28,396
Planet Fitness Inc	Equity	72703H101	719	7,935	SH		SOLE		0	0	7,935
Cisco Systems Inc	Equity	17275R102	705	11,129	SH		SOLE		0	0	11,129
Paychex Inc	Equity	704326107	685	5,021	SH		SOLE		0	0	5,021
iShares iBonds Dec 2023 Term Muni Bond	Equity	46435G318	675	26,056	SH		SOLE		0	0	26,056
Energy Select Sector SPDR	Equity	81369Y506	648	11,673	SH		SOLE		0	0	11,673
iShares S&P 500 Growth	Equity	464287309	643	7,683	SH		SOLE		0	0	7,683
Meta Platforms	Equity	30303M102	640	1,904	SH		SOLE		0	0	1,904
Disney Walt Company	Equity	254687106	630	4,070	SH		SOLE		0	0	4,070
SPDR Barclays Capital Tips	Equity	78464A656	622	19,735	SH		SOLE		0	0	19,735
iShares Core High Dividend	Equity	46429B663	614	6,083	SH		SOLE		0	0	6,083
iShares Core MSCI EAFE ETF	Equity	46432F842	595	7,969	SH		SOLE		0	0	7,969
JP Morgan Chase & Company	Equity	46625H100	585	3,694	SH		SOLE		0	0	3,694
Kimberly-Clark Corp	Equity	494368103	565	3,955	SH		SOLE		0	0	3,955
iShares Core S&P Total US Stock Market ETF	Equity	464287150	558	5,217	SH		SOLE		0	0	5,217
Fidelity MSCI Real Estate Index ETF	Equity	316092857	524	15,094	SH		SOLE		0	0	15,094
Target Corp	Equity	87612E106	523	2,260	SH		SOLE		0	0	2,260
Schwab Fundamental US Broad Market ETF	Equity	808524789	515	8,873	SH		SOLE		0	0	8,873
Amgen Inc	Equity	031162100	510	2,266	SH		SOLE		0	0	2,266
Vanguard Dividend Appreciation ETF	Equity	921908844	510	2,967	SH		SOLE		0	0	2,967
Guggenheim Bulletshares 2023 Corporate Bond	Equity	46138J866	504	23,500	SH		SOLE		0	0	23,500
PayPal Holdings Inc	Equity	70450Y103	501	2,659	SH		SOLE		0	0	2,659
Guggenheim Bulletshares 2024 Corporate Bond	Equity	46138J841	500	22,900	SH		SOLE		0	0	22,900
Deere & Co	Equity	244199105	491	1,432	SH		SOLE		0	0	1,432
Exxon Mobil Corp	Equity	30231G102	484	7,912	SH		SOLE		0	0	7,912
Colgate-Palmolive Company	Equity	194162103	455	5,334	SH		SOLE		0	0	5,334
Vanguard ESG US Stock ETF	Equity	921910733	454	5,171	SH		SOLE		0	0	5,171
SPDR S&P 500 Fossil Fuel Free ETF	Equity	78468R796	431	3,665	SH		SOLE		0	0	3,665
Diageo Plc New Spn Adr	Equity	25243Q205	429	1,948	SH		SOLE		0	0	1,948
Coca-Cola Company	Equity	191216100	428	7,223	SH		SOLE		0	0	7,223
Xtrackers MSCI USA ESG Leaders Eq ETF	Equity	233051150	426	9,602	SH		SOLE		0	0	9,602
Genl Dynamics Corp Com	Equity	369550108	424	2,036	SH		SOLE		0	0	2,036
Digital Realty Trust Inc	Equity	253868103	422	2,384	SH		SOLE		0	0	2,384
Nvidia Corp	Equity	67066G104	420	1,429	SH		SOLE		0	0	1,429
Vanguard Total World Stock Index ETF	Equity	922042742	418	3,887	SH		SOLE		0	0	3,887
Chevron Corporation	Equity	166764100	413	3,520	SH		SOLE		0	0	3,520
Visa Inc Cl A	Equity	92826C839	407	1,880	SH		SOLE		0	0	1,880
Qualcomm Inc	Equity	747525103	390	2,131	SH		SOLE		0	0	2,131
Texas Instruments Inc	Equity	882508104	370	1,962	SH		SOLE		0	0	1,962
CVS Corp	Equity	126650100	359	3,481	SH		SOLE		0	0	3,481
Travelers Companies Inc	Equity	89417E109	350	2,241	SH		SOLE		0	0	2,241
SPDR MSCI EAFE Fossil Fuel Free ETF	Equity	78470E106	349	4,158	SH		SOLE		0	0	4,158
CSW Industrials Inc	Equity	126402106	344	2,847	SH		SOLE		0	0	2,847
SPDR Dow Jones Industrial Average	Equity	78467X109	341	939	SH		SOLE		0	0	939
Camden Natl Corp	Equity	133034108	339	7,039	SH		SOLE		0	0	7,039
Vanguard Emerging Market	Equity	922042858	335	6,770	SH		SOLE		0	0	6,770
Honeywell Intl Inc	Equity	438516106	333	1,599	SH		SOLE		0	0	1,599
Waste Management Inc Del	Equity	94106L109	332	1,989	SH		SOLE		0	0	1,989
Valero Energy Corp New	Equity	91913Y100	318	4,234	SH		SOLE		0	0	4,234
Kirby Corporation	Equity	497266106	316	5,326	SH		SOLE		0	0	5,326
3m Company	Equity	88579Y101	305	1,720	SH		SOLE		0	0	1,720
General Mills Inc	Equity	370334104	303	4,490	SH		SOLE		0	0	4,490
Schwab Emgerging Markets Equity ETF	Equity	808524706	300	10,141	SH		SOLE		0	0	10,141
Shopify Inc	Equity	82509L107	299	217	SH		SOLE		0	0	217
Pepsico Incorporated	Equity	713448108	297	1,708	SH		SOLE		0	0	1,708
Citigroup Inc	Equity	172967424	293	4,850	SH		SOLE		0	0	4,850
Caterpillar Inc	Equity	149123101	290	1,405	SH		SOLE		0	0	1,405
SPDR S&P 500 Growth ETF	Equity	78464A409	285	3,934	SH		SOLE		0	0	3,934
SPDR S&P Intl Small Cap	Equity	78463X871	284	7,515	SH		SOLE		0	0	7,515
Blackrock Inc	Equity	09247X101	277	303	SH		SOLE		0	0	303
Consolidated Edison Inc	Equity	209115104	277	3,248	SH		SOLE		0	0	3,248
Starbucks Corporation	Equity	855244109	263	2,246	SH		SOLE		0	0	2,246
Anheuser Busch Cos Inc	Equity	03524A108	256	4,234	SH		SOLE		0	0	4,234
iShares S&P 500 Value	Equity	464287408	256	1,632	SH		SOLE		0	0	1,632
Raytheon Technologies Corp	Equity	75513E101	245	2,845	SH		SOLE		0	0	2,845
Boeing Company	Equity	097023105	235	1,169	SH		SOLE		0	0	1,169
Invesco BulletShares 2025 Corp Bond ETF	Equity	46138J825	232	10,600	SH		SOLE		0	0	10,600
Vanguard Total Corporate Bond ETF	Equity	92206C573	231	2,550	SH		SOLE		0	0	2,550
McDonalds Corp	Equity	580135101	228	849	SH		SOLE		0	0	849
Schwab Short Term US Treasury ETF	Equity	808524862	221	4,355	SH		SOLE		0	0	4,355
HubSpot Inc	Equity	443573100	219	332	SH		SOLE		0	0	332
U S Bancorp De	Equity	902973304	215	3,827	SH		SOLE		0	0	3,827
iShares MSCI EAFE Index	Equity	464287465	213	2,704	SH		SOLE		0	0	2,704
BioHiTech Global Inc	Equity	09074B107	12	16,510	SH		SOLE		0	0	16,510

First National 13F-HRQuarterly holdings report by institutional manager