First National 13FHR Quarterly holdings report by institutional manager | SEC 24 Oct 23

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES TR	20 YR TR BD ETF	464287432	7,349,588	82,868	SH		SOLE		0	0	82,868
PIMCO ETF TR	ACTIVE BD ETF	72201R775	748,031	8,510	SH		SOLE		0	0	8,510
GOLDMAN SACHS ETF TR	ACTIVEBETA INT	381430107	330,717	11,013	SH		SOLE		0	0	11,013
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	450,286	8,681	SH		SOLE		0	0	8,681
SPDR SER TR	BBG CONV SEC ETF	78464A359	2,138,344	31,539	SH		SOLE		0	0	31,539
SPDR SER TR	BLOOMBERG INVT	78468R200	2,086,717	67,927	SH		SOLE		0	0	67,927
ALPHABET INC	CAP STK CL A	02079K305	2,818,070	21,535	SH		SOLE		0	0	21,535
ALPHABET INC	CAP STK CL C	02079K107	1,331,158	10,096	SH		SOLE		0	0	10,096
PLANET FITNESS INC	CL A	72703H101	390,243	7,935	SH		SOLE		0	0	7,935
META PLATFORMS INC	CL A	30303M102	650,255	2,166	SH		SOLE		0	0	2,166
ISHARES TR	COHEN STEER REIT	464287564	1,369,532	27,303	SH		SOLE		0	0	27,303
PROCTER AND GAMBLE CO	COM	742718109	811,873	5,566	SH		SOLE		0	0	5,566
S&P GLOBAL INC	COM	78409V104	844,097	2,310	SH		SOLE		0	0	2,310
SJW GROUP	COM	784305104	1,601,553	26,644	SH		SOLE		0	0	26,644
KIMBERLY-CLARK CORP	COM	494368103	411,576	3,406	SH		SOLE		0	0	3,406
TEXAS INSTRS INC	COM	882508104	363,020	2,283	SH		SOLE		0	0	2,283
AMER STATES WTR CO	COM	029899101	1,740,017	22,115	SH		SOLE		0	0	22,115
HONEYWELL INTL INC	COM	438516106	305,356	1,653	SH		SOLE		0	0	1,653
DEERE & CO	COM	244199105	481,342	1,275	SH		SOLE		0	0	1,275
MICROSOFT CORP	COM	594918104	2,648,593	8,388	SH		SOLE		0	0	8,388
JOHNSON & JOHNSON	COM	478160104	1,983,725	12,737	SH		SOLE		0	0	12,737
AMAZON COM INC	COM	023135106	1,755,400	13,809	SH		SOLE		0	0	13,809
PFIZER INC	COM	717081103	391,671	11,808	SH		SOLE		0	0	11,808
INTERNATIONAL BUSINESS MACHS	COM	459200101	491,067	3,500	SH		SOLE		0	0	3,500
EMERSON ELEC CO	COM	291011104	214,868	2,225	SH		SOLE		0	0	2,225
APPLE INC	COM	037833100	13,429,917	78,441	SH		SOLE		0	0	78,441
LEGGETT & PLATT INC	COM	524660107	4,594,306	180,807	SH		SOLE		0	0	180,807
BOEING CO	COM	097023105	222,349	1,160	SH		SOLE		0	0	1,160
NEXTERA ENERGY INC	COM	65339F101	559,449	9,765	SH		SOLE		0	0	9,765
GENERAL MLS INC	COM	370334104	245,632	3,839	SH		SOLE		0	0	3,839
ABBOTT LABS	COM	002824100	1,129,053	11,658	SH		SOLE		0	0	11,658
COLGATE PALMOLIVE CO	COM	194162103	340,190	4,784	SH		SOLE		0	0	4,784
RTX CORPORATION	COM	75513E101	692,564	9,623	SH		SOLE		0	0	9,623
SOUTHERN CO	COM	842587107	637,541	9,851	SH		SOLE		0	0	9,851
DISNEY WALT CO	COM	254687106	293,715	3,624	SH		SOLE		0	0	3,624
WASTE MGMT INC DEL	COM	94106L109	225,611	1,480	SH		SOLE		0	0	1,480
PEPSICO INC	COM	713448108	265,835	1,569	SH		SOLE		0	0	1,569
GENERAL DYNAMICS CORP	COM	369550108	460,566	2,084	SH		SOLE		0	0	2,084
EXXON MOBIL CORP	COM	30231G102	1,056,264	8,983	SH		SOLE		0	0	8,983
COSTCO WHSL CORP NEW	COM	22160K105	1,741,577	3,083	SH		SOLE		0	0	3,083
PAYCHEX INC	COM	704326107	515,179	4,467	SH		SOLE		0	0	4,467
CATERPILLAR INC	COM	149123101	368,687	1,351	SH		SOLE		0	0	1,351
ABBVIE INC	COM	00287Y109	987,858	6,627	SH		SOLE		0	0	6,627
MCDONALDS CORP	COM	580135101	249,237	946	SH		SOLE		0	0	946
AFLAC INC	COM	001055102	307,000	4,000	SH		SOLE		0	0	4,000
CVS HEALTH CORP	COM	126650100	270,499	3,874	SH		SOLE		0	0	3,874
ESSENTIAL UTILS INC	COM	29670G102	3,231,715	94,137	SH		SOLE		0	0	94,137
UNION PAC CORP	COM	907818108	289,971	1,424	SH		SOLE		0	0	1,424
NVIDIA CORPORATION	COM	67066G104	703,814	1,618	SH		SOLE		0	0	1,618
MERCK & CO INC	COM	58933Y105	1,234,099	11,987	SH		SOLE		0	0	11,987
ORACLE CORP	COM	68389X105	225,001	2,124	SH		SOLE		0	0	2,124
KIRBY CORP	COM	497266106	516,838	6,242	SH		SOLE		0	0	6,242
TESLA INC	COM	88160R101	269,668	1,078	SH		SOLE		0	0	1,078
QUALCOMM INC	COM	747525103	314,476	2,832	SH		SOLE		0	0	2,832
VERIZON COMMUNICATIONS INC	COM	92343V104	356,357	10,995	SH		SOLE		0	0	10,995
CISCO SYS INC	COM	17275R102	634,422	11,801	SH		SOLE		0	0	11,801
TRAVELERS COMPANIES INC	COM	89417E109	384,922	2,357	SH		SOLE		0	0	2,357
LOCKHEED MARTIN CORP	COM	539830109	211,290	517	SH		SOLE		0	0	517
ELI LILLY & CO	COM	532457108	3,935,820	7,328	SH		SOLE		0	0	7,328
AMGEN INC	COM	031162100	593,825	2,210	SH		SOLE		0	0	2,210
HOME DEPOT INC	COM	437076102	713,100	2,360	SH		SOLE		0	0	2,360
CALIFORNIA WTR SVC GROUP	COM	130788102	1,654,320	34,968	SH		SOLE		0	0	34,968
AMERICAN WTR WKS CO INC NEW	COM	030420103	5,655,562	45,672	SH		SOLE		0	0	45,672
COCA COLA CO	COM	191216100	491,229	8,775	SH		SOLE		0	0	8,775
PHILLIPS 66	COM	718546104	216,390	1,801	SH		SOLE		0	0	1,801
JPMORGAN CHASE & CO	COM	46625H100	624,688	4,308	SH		SOLE		0	0	4,308
CSW INDUSTRIALS INC	COM	126402106	498,908	2,847	SH		SOLE		0	0	2,847
VALERO ENERGY CORP	COM	91913Y100	638,935	4,509	SH		SOLE		0	0	4,509
CHEVRON CORP NEW	COM	166764100	615,463	3,650	SH		SOLE		0	0	3,650
INTEL CORP	COM	458140100	324,427	9,126	SH		SOLE		0	0	9,126
VISA INC	COM CL A	92826C839	771,522	3,354	SH		SOLE		0	0	3,354
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,092,924	12,383	SH		SOLE		0	0	12,383
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	1,102,391	10,480	SH		SOLE		0	0	10,480
ISHARES TR	CORE DIV GRWTH	46434V621	4,520,170	91,261	SH		SOLE		0	0	91,261
ISHARES TR	CORE HIGH DV ETF	46429B663	846,103	8,556	SH		SOLE		0	0	8,556
ISHARES TR	CORE MSCI EAFE	46432F842	824,388	12,811	SH		SOLE		0	0	12,811
ISHARES TR	CORE S&P MCP ETF	464287507	1,147,616	4,602	SH		SOLE		0	0	4,602
ISHARES TR	CORE S&P SCP ETF	464287804	1,181,099	12,521	SH		SOLE		0	0	12,521
ISHARES TR	CORE S&P TTL STK	464287150	432,426	4,591	SH		SOLE		0	0	4,591
ISHARES TR	CORE S&P500 ETF	464287200	1,652,977	3,849	SH		SOLE		0	0	3,849
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	444,153	2,858	SH		SOLE		0	0	2,858
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	2,033,667	74,167	SH		SOLE		0	0	74,167
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,924,249	80,378	SH		SOLE		0	0	80,378
SELECT SECTOR SPDR TR	ENERGY	81369Y506	2,518,446	27,862	SH		SOLE		0	0	27,862
PIMCO ETF TR	ENHNCD LW DUR AC	72201R718	4,386,131	46,790	SH		SOLE		0	0	46,790
VANGUARD WORLD FD	ESG US STK ETF	921910733	594,689	7,906	SH		SOLE		0	0	7,906
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	18,859,788	374,797	SH		SOLE		0	0	374,797
ISHARES TR	FLTG RATE NT ETF	46429B655	217,351	4,271	SH		SOLE		0	0	4,271
INVESCO EXCH TRADED FD TR II	FNDMNTL HY CRP	46138E719	344,067	20,144	SH		SOLE		0	0	20,144
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	814,823	20,781	SH		SOLE		0	0	20,781
ISHARES TR	GNMA BOND ETF	46429B333	300,482	7,192	SH		SOLE		0	0	7,192
SPDR GOLD TR	GOLD SHS	78463V107	6,368,682	37,146	SH		SOLE		0	0	37,146
ISHARES TR	IBOXX INV CP ETF	464287242	7,314,750	71,699	SH		SOLE		0	0	71,699
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	8,798,409	336,975	SH		SOLE		0	0	336,975
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	7,762,577	228,580	SH		SOLE		0	0	228,580
PIMCO ETF TR	INV GRD CRP BD	72201R817	1,380,286	15,148	SH		SOLE		0	0	15,148
ISHARES TR	ISHARES BIOTECH	464287556	1,734,148	14,181	SH		SOLE		0	0	14,181
ISHARES TR	ISHARES SEMICDTR	464287523	6,775,954	14,306	SH		SOLE		0	0	14,306
PROSHARES TR	K1 FRE CRD OIL	74347G804	217,053	4,362	SH		SOLE		0	0	4,362
ISHARES TR	MBS ETF	464288588	519,125	5,846	SH		SOLE		0	0	5,846
VANGUARD INDEX FDS	MID CAP ETF	922908629	10,438,497	50,127	SH		SOLE		0	0	50,127
ISHARES TR	MSCI EAFE ETF	464287465	2,447,142	35,507	SH		SOLE		0	0	35,507
SPDR INDEX SHS FDS	MSCI EAFE FS ETF	78470E106	264,662	7,461	SH		SOLE		0	0	7,461
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	677,108	29,763	SH		SOLE		0	0	29,763
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	338,739	8,933	SH		SOLE		0	0	8,933
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	2,094,060	47,919	SH		SOLE		0	0	47,919
INVESCO DB MULTI-SECTOR COMM	OIL FD	46140H403	6,410,568	363,205	SH		SOLE		0	0	363,205
ISHARES TR	PFD AND INCM SEC	464288687	1,789,349	59,348	SH		SOLE		0	0	59,348
SPDR SER TR	PORTFLI TIPS ETF	78464A656	490,224	19,735	SH		SOLE		0	0	19,735
SPDR SER TR	PORTFOLIO LN TSR	78464A664	638,400	24,413	SH		SOLE		0	0	24,413
SPDR SER TR	PRTFLO S&P500 GW	78464A409	217,439	3,668	SH		SOLE		0	0	3,668
PROSHARES TR	PSHS ULT S&P 500	74347R107	1,741,042	32,616	SH		SOLE		0	0	32,616
PROSHARES TR	PSHS ULTRA QQQ	74347R206	2,313,878	38,987	SH		SOLE		0	0	38,987
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	8,379,632	110,754	SH		SOLE		0	0	110,754
ISHARES TR	RUSSELL 3000 ETF	464287689	711,164	2,902	SH		SOLE		0	0	2,902
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,714,604	9,459	SH		SOLE		0	0	9,459
ISHARES TR	S&P 500 GRWT ETF	464287309	452,188	6,609	SH		SOLE		0	0	6,609
SPDR SER TR	S&P DIVID ETF	78464A763	9,271,580	80,615	SH		SOLE		0	0	80,615
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	208,351	7,150	SH		SOLE		0	0	7,150
SCHWAB STRATEGIC TR	SCHWAB FDT US BM	808524789	1,226,494	22,262	SH		SOLE		0	0	22,262
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	1,694,548	30,276	SH		SOLE		0	0	30,276
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	1,027,876	39,202	SH		SOLE		0	0	39,202
PROSHARES TR	SHORT S&P 500 NE	74347B425	2,798,440	193,396	SH		SOLE		0	0	193,396
LUMIRADX LTD	SHS	G5709L109	14,176	60,298	SH		SOLE		0	0	60,298
VANGUARD INDEX FDS	SMALL CP ETF	922908751	8,582,944	45,396	SH		SOLE		0	0	45,396
SPDR SER TR	SPDR S&P 500 ETF	78468R796	502,352	14,465	SH		SOLE		0	0	14,465
DIAGEO PLC	SPON ADR NEW	25243Q205	330,881	2,218	SH		SOLE		0	0	2,218
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,526,261	31,731	SH		SOLE		0	0	31,731
ISHARES TR	TIPS BD ETF	464287176	422,970	4,078	SH		SOLE		0	0	4,078
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,969,974	41,187	SH		SOLE		0	0	41,187
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,153,159	5,429	SH		SOLE		0	0	5,429
SPDR S&P 500 ETF TR	TR UNIT	78462F103	21,014,443	49,159	SH		SOLE		0	0	49,159
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	366,477	3,933	SH		SOLE		0	0	3,933
PROSHARES TR II	ULSHT BLOOMB OIL	74347Y797	2,773,618	164,900	SH		SOLE		0	0	164,900
INVESCO QQQ TR	UNIT SER 1	46090E103	6,322,229	17,647	SH		SOLE		0	0	17,647
ISHARES TR	US AER DEF ETF	464288760	840,872	7,935	SH		SOLE		0	0	7,935
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	24,345,953	488,384	SH		SOLE		0	0	488,384
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	13,303,320	188,006	SH		SOLE		0	0	188,006
ISHARES TR	US HLTHCR PR ETF	464288828	1,284,888	5,221	SH		SOLE		0	0	5,221
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,346,696	224,243	SH		SOLE		0	0	224,243
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	11,703,236	172,920	SH		SOLE		0	0	172,920
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	11,405,957	275,373	SH		SOLE		0	0	275,373
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	1,727,927	34,223	SH		SOLE		0	0	34,223
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	12,879,136	100,981	SH		SOLE		0	0	100,981
VANGUARD INDEX FDS	VALUE ETF	922908744	1,038,070	7,526	SH		SOLE		0	0	7,526
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,302,760	98,416	SH		SOLE		0	0	98,416
DBX ETF TR	XTRCKR MSCI US	233051150	380,815	9,602	SH		SOLE		0	0	9,602

First National 13F-HRQuarterly holdings report by institutional manager