EZCORP (EZPW) 10-Q1 Feb 232023 Q1 Quarterly reportFinancial data

Company Profile

Cover Page

Cover Page - shares	3 Months Ended
Cover Page - shares	Dec. 31, 2022	Jan. 27, 2023
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Dec. 31, 2022
Document Transition Report	false
Entity File Number	0-19424
Entity Registrant Name	EZCORP, INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	74-2540145
Entity Address, Address Line One	2500 Bee Cave Road
Entity Address, Address Line Two	Bldg One
Entity Address, Address Line Three	Suite 200
Entity Address, City or Town	Rollingwood
Entity Address, State or Province	TX
Entity Address, Postal Zip Code	78746
City Area Code	512
Local Phone Number	314-3400
Title of 12(b) Security	Class A Non-voting Common Stock, par value $.01 per share
Trading Symbol	EZPW
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Amendment Flag	false
Entity Central Index Key	0000876523
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	--09-30
Common Stock Class A Non-voting
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		52,680,840
Common Stock Class B Voting
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		2,970,171
No Trading Symbol Class B

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Current assets:
Cash and cash equivalents	$ 207,658	$ 206,028	$ 233,274
Restricted cash	8,359	8,341	8,692
Pawn loans	209,855	210,009	176,586
Pawn service charges receivable, net	34,921	33,476	29,765
Inventory, net	156,064	151,615	119,313
Prepaid expenses and other current assets	45,559	34,694	31,209
Total current assets	662,416	644,163	598,839
Investments in unconsolidated affiliates	37,789	37,733	42,513
Other investments	39,220	24,220	16,500
Property and equipment, net	55,612	56,725	52,201
Right-of-use asset, net	230,554	221,586	201,527
Goodwill	297,361	286,828	284,619
Intangible assets, net	58,029	56,819	61,458
Notes receivable, net	1,224	1,215	1,190
Deferred tax asset, net	12,428	12,145	15,623
Other assets	7,682	6,444	5,851
Total assets	1,402,315	1,347,878	1,280,321
Current liabilities:
Accounts payable, accrued expenses and other current liabilities	69,930	84,509	75,531
Customer layaway deposits	16,276	16,023	13,142
Operating lease liabilities, current	52,799	52,334	51,843
Total current liabilities	139,005	152,866	140,516
Long-term debt, net	358,984	312,903	311,844
Deferred tax liability, net	0	373	221
Operating lease liabilities	188,730	180,756	161,841
Other long-term liabilities	10,261	8,749	11,398
Total liabilities	696,980	655,647	625,820
Commitments and contingencies (Note 9)
Stockholders’ equity:
Additional paid-in capital	343,012	345,330	339,955
Retained earnings	414,929	402,006	369,359
Accumulated other comprehensive loss	(53,165)	(55,669)	(55,376)
Total equity	705,335	692,231	654,501
Total liabilities and equity	1,402,315	1,347,878	1,280,321
Common Stock Class A Non-voting
Stockholders’ equity:
Common stock	$ 529	$ 534	$ 533
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01	$ 0.01
Common Stock, Shares, Issued	52,877,930	53,454,885	53,344,218
Common Stock Class B Voting
Stockholders’ equity:
Common stock	$ 30	$ 30	$ 30
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01	$ 0.01
Common Stock, Shares, Issued	2,970,171	2,970,171	2,970,171

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Common Stock Class A Non-voting
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	100,000,000	100,000,000	100,000,000
Common stock, shares issued (in shares)	52,877,930	53,454,885	53,344,218
Common stock, shares outstanding (in shares)	52,877,930	53,454,885	53,344,218
Common Stock Class B Voting
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	3,000,000	3,000,000	3,000,000
Common stock, shares issued (in shares)	2,970,171	2,970,171	2,970,171
Common stock, shares outstanding (in shares)	2,970,171	2,970,171	2,970,171

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Revenues:
Total revenues	$ 264,327	$ 220,994
Gross profit	152,497	132,111
Operating expenses:
Store expenses	100,803	86,771
General and administrative	15,476	15,545
Depreciation and amortization	7,988	7,574
(Gain) loss on sale or disposal of assets and other	(16)	5
Total operating expenses	124,251	109,895
Operating income	28,246	22,216
Interest expense	6,190	2,431
Interest income	(664)	(304)
Equity in net income of unconsolidated affiliates	(1,584)	(1,138)
Other income	(234)	(120)
Income before income taxes	24,538	21,347
Income tax expense	7,760	5,626
Net income	$ 16,778	$ 15,721
Basic earnings per share (in dollars per share)	$ 0.30	$ 0.28
Diluted earnings per share (in dollars per share)	$ 0.25	$ 0.21
Weighted-average basic shares outstanding (in shares)	56,308	56,183
Weighted-average diluted shares outstanding (in shares)	83,779	81,948
Merchandise sales
Revenues:
Total revenues	$ 163,787	$ 137,720
Cost of revenues	104,877	83,111
Jewelry scrapping sales
Revenues:
Total revenues	7,884	6,944
Cost of revenues	6,953	5,772
Pawn service charges
Revenues:
Total revenues	92,593	76,025
Other revenues, net
Revenues:
Total revenues	$ 63	$ 305

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 16,778	$ 15,721
Other comprehensive income:
Foreign currency translation adjustment, net of tax	2,504	3,039
Comprehensive income	$ 19,282	$ 18,760

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Stockholders' Equity - USD ($) shares in Thousands, $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Common Stock	Additional Paid-in Capital	Additional Paid-in Capital Cumulative Effect, Period of Adoption, Adjustment	Retained Earnings	Retained Earnings Cumulative Effect, Period of Adoption, Adjustment	Accumulated Other Comprehensive Loss
Beginning Balance (in shares) at Sep. 30, 2021			56,057
Beginning Balance at Sep. 30, 2021	$ 672,238	$ (37,406)	$ 560	$ 403,312	$ (64,263)	$ 326,781	$ 26,857	$ (58,415)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	1,698			1,698
Release of restricted stock, net of shares withheld for taxes (in shares)			257
Release of restricted stock, net of shares withheld for taxes	3		$ 3
Taxes paid related to net share settlement of equity awards	(792)			(792)
Foreign currency translation gain (loss)	3,039							3,039
Net income	15,721					15,721
Ending Balance (in shares) at Dec. 31, 2021			56,314
Ending Balance at Dec. 31, 2021	654,501		$ 563	339,955		369,359		(55,376)
Beginning Balance (in shares) at Sep. 30, 2022			56,425
Beginning Balance at Sep. 30, 2022	692,231		$ 564	345,330		402,006		(55,669)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	1,886			1,886
Transfer of consideration for acquisition (in shares)			10
Transfer of consideration for acquisition	99			99
Release of restricted stock, net of shares withheld for taxes (in shares)			235
Release of restricted stock, net of shares withheld for taxes	2		$ 2
Taxes paid related to net share settlement of equity awards	(1,138)			(1,138)
Foreign currency translation gain (loss)	2,504							2,504
Purchase and retirement of treasury stock (in shares)			(822)
Purchase and retirement of treasury stock	(7,027)		$ (7)	(3,165)		(3,855)
Net income	16,778					16,778
Ending Balance (in shares) at Dec. 31, 2022			55,848
Ending Balance at Dec. 31, 2022	$ 705,335		$ 559	$ 343,012		$ 414,929		$ (53,165)

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Operating activities:
Net income	$ 16,778	$ 15,721
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation and amortization	7,988	7,574
Amortization of debt discount and deferred financing costs	378	374
Non-cash lease expense	13,596	12,694
Deferred income taxes	656	587
Other adjustments	(91)	(30)
Provision for inventory reserve	532	(820)
Stock compensation expense	1,886	1,698
Equity in net income of unconsolidated affiliates	(1,584)	(1,138)
Loss on extinguishment of debt	3,545	0
Changes in operating assets and liabilities:
Service charges and fees receivable	(691)	(419)
Inventory	(1,881)	(2,314)
Prepaid expenses, other current assets and other assets	(2,280)	(2,330)
Accounts payable, accrued expenses and other liabilities	(34,761)	(29,531)
Customer layaway deposits	(752)	551
Income taxes	6,574	4,741
Dividends from unconsolidated affiliates	1,775	1,660
Net cash provided by operating activities	11,668	9,018
Investing activities:
Loans made	(189,074)	(166,480)
Loans repaid	109,125	95,542
Recovery of pawn loan principal through sale of forfeited collateral	88,030	65,297
Capital expenditures, net	(7,182)	(4,985)
Acquisitions, net of cash acquired	(12,884)	0
Issuance of notes receivable	(15,500)	(1,000)
Investment in unconsolidated affiliates	(2,133)	(2,477)
Investment in other investments	(15,000)	(16,500)
Net cash used in investing activities	(44,618)	(30,603)
Financing activities:
Taxes paid related to net share settlement of equity awards	(1,138)	(792)
Proceeds from issuance of debt	230,000	0
Debt issuance cost	(7,403)	0
Cash paid on extinguishment of debt	(1,951)	0
Payments on debt	(178,488)	0
Repurchase of common stock	(7,027)	0
Net cash provided by (used in) financing activities	33,993	(792)
Effect of exchange rate changes on cash and cash equivalents and restricted cash	605	719
Net increase (decrease) in cash, cash equivalents and restricted cash	1,648	(21,658)
Cash, cash equivalents and restricted cash at beginning of period	214,369	263,624
Cash, cash equivalents and restricted cash at end of period	$ 216,017	$ 241,966

Organization and Summary of Sig

Organization and Summary of Significant Accounting Policies	3 Months Ended
Organization and Summary of Significant Accounting Policies	Dec. 31, 2022
Accounting Policies [Abstract]
Organization and Summary of Significant Accounting Policies	NOTE 1: ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Description of Business EZCORP, Inc. (collectively with its subsidiaries, the “Company,” “we,” “us,” or “our”) is a provider of pawn loans in the United States ("U.S.") and Latin America. Pawn loans are non-recourse loans collateralized by tangible property. We also sell merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. Basis of Presentation The accompanying interim unaudited condensed consolidated financial statements (“Condensed Consolidated Financial Statements”) have been prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. These Condensed Consolidated Financial Statements should be read in conjunction with the audited consolidated financial statements and related notes contained in our Annual Report on Form 10-K for the year ended September 30, In the opinion of management, the accompanying Condensed Consolidated Financial Statements include all adjustments, consisting of normal recurring adjustments, considered necessary for a fair presentation. Financial results for the three-month period ended December 31, 2022, are not necessarily indicative of results that may be expected for the fiscal year ending September 30, 2023 or any other period due, in part, to seasonal variations. There have been no changes that have had a material impact in significant accounting policies as described in our 2022 Annual Report Principles of Consolidation The accompanying Condensed Consolidated Financial Statements include the accounts of EZCORP, Inc. and its wholly-owned subsidiaries. We use the equity method of accounting for entities in which we have a 50% or less investment and exercise significant influence. We account for equity investments for which we do not have significant influence and without readily determinable fair values at cost with adjustments for observable changes in price in orderly transactions for identical or similar investments of the same issuer or impairments. All inter-company accounts and transactions have been eliminated in consolidation. Use of Estimates and Assumptions The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Such estimates and assumptions include the determination of inventory reserves, expected credit losses, useful lives of long-lived and intangible assets, valuation of share-based compensation, valuation of equity investments, valuation of deferred tax assets and liabilities, loss contingencies related to litigation and discount rates used for operating leases. We base our estimates on historical experience, observable trends and various other assumptions we believe are reasonable. Actual results may differ materially from these estimates under different assumptions or conditions. Recently Issued Accounting Pronouncements

Goodwill

Goodwill	3 Months Ended
Goodwill	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	NOTE 2: GOODWILL The following table summarizes the changes in the carrying amount of goodwill by segment and in total: Three Months Ended December 31, 2022 (in thousands) U.S. Pawn Latin America Pawn Consolidated Balances as of September 30, 2022 $ 245,503 $ 41,325 $ 286,828 Acquisitions 9,413 — 9,413 Effect of foreign currency translation changes — 1,120 1,120 Balances as of December 31, 2022 $ 254,916 $ 42,445 $ 297,361 Three Months Ended December 31, 2021 (in thousands) U.S. Pawn Latin America Pawn Consolidated Balances as of September 30, 2021 $ 244,471 $ 41,287 $ 285,758 Measurement period adjustments — (1,322) $ (1,322) Effect of foreign currency translation changes — 183 183 Balances as of December 31, 2021 $ 244,471 $ 40,148 $ 284,619 During the first quarter of fiscal 2023, we acquired nine pawn stores located in Houston, Texas and one luxury pawn store in Las Vegas, Nevada for total cash consideration of $12.9 million, inclusive of all ancillary arrangements, of which $9.4 million was recorded as goodwill. These acquisitions expand our position in these strategic markets and expands our offerings by providing a dedicated and targeted focus on higher-end products. These acquisitions were immaterial, individually and in the aggregate, and we have therefore omitted or aggregated certain disclosures.

Earnings per Share

Earnings per Share	3 Months Ended
Earnings per Share	Dec. 31, 2022
Earnings Per Share [Abstract]
Earnings per Share	NOTE 3: EARNINGS PER SHARE The following table reconciles the number of common shares used to compute basic and diluted earnings per share attributable to EZCORP Inc., shareholders: Three Months Ended December 31, (in thousands, except per share amounts) 2022 2021 Basic earnings per common share: Net income - basic $ 16,778 $ 15,721 Weighted shares outstanding - basic 56,308 56,183 Basic earnings per common share $ 0.30 $ 0.28 Diluted earnings per common share: Net income - basic $ 16,778 $ 15,721 Add: Convertible Notes interest expense, net of tax* 4,540 1,884 Net income - diluted $ 21,318 $ 17,605 Weighted shares outstanding - basic 56,308 56,183 Effect of dilution from equity-based compensation awards 1,118 541 Effect of dilution from if-converted Convertible Notes* 26,353 25,224 Weighted shares outstanding - diluted 83,779 81,948 Diluted earnings per common share $ 0.25 $ 0.21 Potential common shares excluded from the calculation of diluted earnings per share above: Restricted stock**** 1,552 1,936 * Includes $3.5 million loss on extinguishment of debt recorded to "Interest expense" in the Company's condensed consolidated statement of operations. Includes time-based share-based awards and performance based awards for which targets for fiscal year tranches have been achieved and vesting is subject only to achievement of service conditions. * See Note 7: Debt for conversion price and initial conversion rate of the 2024 Convertible Notes, 2025 Convertible Notes and 2029 Convertible Notes. **** Includes antidilutive share-based awards as well as performance-based share-based awards that are contingently issuable, but for which the condition for issuance has not been met as of the end of the reporting period.

Leases

Leases	3 Months Ended
Leases	Dec. 31, 2022
Leases [Abstract]
Leases	NOTE 4: LEASES We determine if a contract contains a lease at inception. Our lease portfolio consists primarily of operating leases for pawn store locations and corporate offices with lease terms ranging from three The table below presents balances of our lease assets and liabilities and their balance sheet locations for both operating and financing leases: (in thousands) Balance Sheet Location December 31, 2022 December 31, 2021 September 30, 2022 Lease assets: Operating lease right-of-use assets Right-of-use assets, net $ 229,991 $ 201,527 $ 221,405 Financing lease assets Right-of-use assets, net 563 — 181 Total lease assets $ 230,554 $ 201,527 $ 221,586 Lease liabilities: Current: Operating lease liabilities Operating lease liabilities, current $ 52,799 $ 51,843 $ 52,334 Financing lease liabilities Accounts payable, accrued expenses and other current liabilities 121 — 37 Total current lease liabilities $ 52,920 $ 51,843 $ 52,371 Non-current: Operating lease liabilities Operating lease liabilities $ 188,730 $ 161,841 $ 180,756 Financing lease liabilities Other long-term liabilities 447 — 148 Total non-current lease liabilities $ 189,177 $ 161,841 $ 180,904 Total lease liabilities $ 242,097 $ 213,684 $ 233,275 The table below provides major components of our lease costs: Three Months Ended December 31, (in thousands) 2022 2021 Operating lease cost: Operating lease cost * $ 17,495 $ 16,362 Variable lease cost 3,852 3,542 Total operating lease cost $ 21,347 $ 19,904 Financing lease cost: Amortization of financing lease assets $ 19 $ — Interest on financing lease liabilities 11 — Total financing lease cost $ 30 $ — Total lease cost $ 21,377 $ 19,904 * Includes a reduction for sublease rental income of $0.8 million and $0.8 million for the quarters ended December 31, 2022 and 2021, respectively. Lease expense is recognized on a straight-line basis over the lease term with variable lease expense recognized in the period in which the costs are incurred. The components of lease expense are included in "Store" and "General and Administrative" expense, based on the underlying lease use. Cash paid for operating leases are $21.4 million and $19.9 million for the quarters ended December 31, 2022 and 2021, respectively. The weighted-average term and discount rates for leases are as follows: Three Months Ended December 31, 2022 2021 Weighted-average remaining lease term (years): Operating leases 5.21 5.05 Financing leases 4.03 N/A Weighted-average discount rate: Operating leases 8.36 % 8.10 % Financing leases 11.14 % N/A As of December 31, 2022, maturities of lease liabilities under ASC 842 by fiscal year were as follows: (in thousands) Operating Leases Financing Leases Remaining 2023 $ 53,547 $ 176 Fiscal 2024 64,242 177 Fiscal 2025 54,470 177 Fiscal 2026 44,077 166 Fiscal 2027 31,338 12 Thereafter 50,420 — Total lease liabilities $ 298,094 $ 708 Less: portion representing imputed interest 56,565 140 Total net lease liabilities $ 241,529 $ 568 Less: current portion 52,799 121 Total long term net lease liabilities $ 188,730 $ 447 We recorded $20.5 million and $14.3 million in non-cash additions to our right-of-use assets and lease liabilities for the three months ended December 31, 2022 and December 31, 2021, respectively.
Leases	NOTE 4: LEASES We determine if a contract contains a lease at inception. Our lease portfolio consists primarily of operating leases for pawn store locations and corporate offices with lease terms ranging from three The table below presents balances of our lease assets and liabilities and their balance sheet locations for both operating and financing leases: (in thousands) Balance Sheet Location December 31, 2022 December 31, 2021 September 30, 2022 Lease assets: Operating lease right-of-use assets Right-of-use assets, net $ 229,991 $ 201,527 $ 221,405 Financing lease assets Right-of-use assets, net 563 — 181 Total lease assets $ 230,554 $ 201,527 $ 221,586 Lease liabilities: Current: Operating lease liabilities Operating lease liabilities, current $ 52,799 $ 51,843 $ 52,334 Financing lease liabilities Accounts payable, accrued expenses and other current liabilities 121 — 37 Total current lease liabilities $ 52,920 $ 51,843 $ 52,371 Non-current: Operating lease liabilities Operating lease liabilities $ 188,730 $ 161,841 $ 180,756 Financing lease liabilities Other long-term liabilities 447 — 148 Total non-current lease liabilities $ 189,177 $ 161,841 $ 180,904 Total lease liabilities $ 242,097 $ 213,684 $ 233,275 The table below provides major components of our lease costs: Three Months Ended December 31, (in thousands) 2022 2021 Operating lease cost: Operating lease cost * $ 17,495 $ 16,362 Variable lease cost 3,852 3,542 Total operating lease cost $ 21,347 $ 19,904 Financing lease cost: Amortization of financing lease assets $ 19 $ — Interest on financing lease liabilities 11 — Total financing lease cost $ 30 $ — Total lease cost $ 21,377 $ 19,904 * Includes a reduction for sublease rental income of $0.8 million and $0.8 million for the quarters ended December 31, 2022 and 2021, respectively. Lease expense is recognized on a straight-line basis over the lease term with variable lease expense recognized in the period in which the costs are incurred. The components of lease expense are included in "Store" and "General and Administrative" expense, based on the underlying lease use. Cash paid for operating leases are $21.4 million and $19.9 million for the quarters ended December 31, 2022 and 2021, respectively. The weighted-average term and discount rates for leases are as follows: Three Months Ended December 31, 2022 2021 Weighted-average remaining lease term (years): Operating leases 5.21 5.05 Financing leases 4.03 N/A Weighted-average discount rate: Operating leases 8.36 % 8.10 % Financing leases 11.14 % N/A As of December 31, 2022, maturities of lease liabilities under ASC 842 by fiscal year were as follows: (in thousands) Operating Leases Financing Leases Remaining 2023 $ 53,547 $ 176 Fiscal 2024 64,242 177 Fiscal 2025 54,470 177 Fiscal 2026 44,077 166 Fiscal 2027 31,338 12 Thereafter 50,420 — Total lease liabilities $ 298,094 $ 708 Less: portion representing imputed interest 56,565 140 Total net lease liabilities $ 241,529 $ 568 Less: current portion 52,799 121 Total long term net lease liabilities $ 188,730 $ 447 We recorded $20.5 million and $14.3 million in non-cash additions to our right-of-use assets and lease liabilities for the three months ended December 31, 2022 and December 31, 2021, respectively.

Strategic Investments

Strategic Investments	3 Months Ended
Strategic Investments	Dec. 31, 2022
Equity Method Investments and Joint Ventures [Abstract]
Strategic Investments	NOTE 5: STRATEGIC INVESTMENTS Cash Converters International Limited On October 1, 2021, we purchased an additional 13 million shares of Cash Converters International Limited ("Cash Converters") for $2.5 million. This purchase increased our total ownership in Cash Converters to 236,702,991 shares, representing a 37.72% ownership interest. On October 14, 2021, we received a cash dividend of $1.7 million from Cash Converters. On March 10, 2022, we purchased an additional 5.5 million shares of Cash Converters for $1.0 million. This purchase increased our total ownership in Cash Converters to 242,239,157 shares, representing a 38.60% ownership interest. On April 5, 2022, we acquired an additional 13 million shares for $2.5 million, bringing our total ownership to 255,239,157 shares, representing an ownership interest of 40.67%. On April 14, 2022, we received a cash dividend of $1.7 million from Cash Converters. On September 15, 2022, we acquired an additional 5.7 million shares for $0.9 million, bringing our total ownership to 260,939,157 shares, representing an ownership interest of 41.6%. On November 2, 2022, we purchased an additional 13 million shares of Cash Converters for $2.1 million. This purchase increased our total ownership in Cash Converters to 273,939,157 shares, representing a 43.7% ownership interest. During November 2022, we received a cash dividend of $1.8 million from Cash Converters. The following tables present summary financial information for Cash Converters most recently reported results at June 30, 2022 after translation to U.S. dollars: June 30, (in thousands) 2022 2021 Current assets $ 158,987 $ 167,553 Non-current assets 170,798 191,788 Total assets $ 329,785 $ 359,341 Current liabilities $ 59,256 $ 61,395 Non-current liabilities 53,045 57,511 Shareholders’ equity 217,484 240,435 Total liabilities and shareholders’ equity $ 329,785 $ 359,341 Full-Year Ended June 30, (in thousands) 2022 2021 Gross revenues $ 178,215 $ 150,165 Gross profit 116,106 105,851 Net profit 8,099 12,081 See Note 6: Fair Value Measurements for the fair value and carrying value of our investment in Cash Converters. Founders One, LLC In October 2021, we invested $15.0 million in exchange for a non-redeemable voting participating preferred equity interest in Founders One, LLC (“Founders”), a then newly-formed entity with one other member. Founders used that $15.0 million to acquire an equity interest in Simple Management Group, Inc. (“SMG”). On December 2, 2022, we contributed an additional $15.0 million to Founders associated with our preferred interest, which proceeds were used by Founders to acquire additional common stock in SMG. In addition, we loaned $15.0 million to Founders in exchange for a Demand Promissory Note secured by the common interest in Founders held by the other member. We have an interest in Founders, a variable interest entity, but because the Company is not the primary beneficiary, we do not consolidate Founders. Further, as we are not the appointed manager, we do not have the ability to direct the activities of the investment entity that most significantly impact its economic performance. Consequently, our equity investment in Founders is accounted for utilizing the measurement alternative within Accounting Standards Codification ("ASC") 321, Investments — Equity Securities. Our $30.0 million carrying value of the investment and $15.0 million Demand Promissory Note are included in “Other investments” and "Prepaid expenses and other current assets" in our consolidated balance sheets, respectively. Our maximum exposure for losses related to our investment in Founders is our $30.0 million equity investment and $15.0 million Demand Promissory Note plus accrued and unpaid interest.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
Fair Value Measurements	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 6: FAIR VALUE MEASUREMENTS The fair value of a financial instrument is the amount that could be received upon the sale of an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy prioritizes the quality and reliability of the information used to determine fair values. Categorization within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The fair value hierarchy is defined into the following three categories: • Level 1 — Quoted market prices in active markets for identical assets or liabilities. • Level 2 — Other observable market-based inputs or unobservable inputs that are corroborated by market data. • Level 3 — Unobservable inputs that are not corroborated by market data. We have elected not to measure at fair value any eligible items for which fair value measurement is optional. There were no transfers in or out of Level 1, Level 2 or Level 3 for financial assets or liabilities measured at fair value on a recurring basis during the periods presented. Financial Assets and Liabilities Not Measured at Fair Value The tables below present our estimates of fair value of financial assets and liabilities that were not measured at fair value: Carrying Value Estimated Fair Value December 31, 2022 December 31, 2022 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,224 $ 1,224 $ — $ — $ 1,224 12.00% promissory note receivable from Founders 15,100 15,100 — — 15,100 Investments in unconsolidated affiliates 37,789 43,497 43,497 — — Other investments 39,220 39,220 — — 39,220 Financial liabilities: 2024 Convertible Notes $ 34,143 $ 35,851 $ — $ 35,851 $ — 2025 Convertible Notes 102,192 89,883 — 89,883 — 2029 Convertible Notes 222,649 225,975 — 225,975 — Carrying Value Estimated Fair Value December 31, 2021 December 31, 2021 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,190 $ 1,190 $ — $ — $ 1,190 Investments in unconsolidated affiliates 42,513 52,671 45,650 — 7,021 Other investments 16,500 16,500 — — 16,500 Financial liabilities: 2024 Convertible Notes $ 142,106 $ 147,063 $ — $ 147,063 $ — 2025 Convertible Notes 169,738 155,060 — 155,060 — Carrying Value Estimated Fair Value September 30, 2022 September 30, 2022 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,215 $ 1,215 $ — $ — $ 1,215 Investments in unconsolidated affiliates 37,733 40,279 40,279 — — Other investments 24,220 24,220 — — 24,220 Financial liabilities: 2024 Convertible Notes $ 142,575 $ 157,727 $ — $ 157,727 $ — 2025 Convertible Notes 170,328 147,488 — 147,488 — Due to the short-term nature of cash and cash equivalents, pawn loans and pawn service charges receivable, we estimate that the carrying value approximates fair value. We consider our cash and cash equivalents to be measured using Level 1 inputs and our pawn loans, pawn service charges receivable and other debt to be measured using Level 3 inputs. Significant increases or decreases in the underlying assumptions used to value pawn loans, pawn service charges receivable, consumer loans, fees and interest receivable and other debt could significantly increase or decrease these fair value estimates. Included in "Accounts payable, accrued expenses and other current liabilities" in our Consolidated Balance Sheet as of December 31, 2022 is $4.6 million, representing the fair value of acquisition-related contingent consideration associated with the acquisition in June 2021 of PLO del Bajio S. de R.S. de C.V., which owned stores operating under the name "Cash Apoyo Efectivo" and located principally in the Mexico City metropolitan area. The key assumptions used to determine the fair value of acquisition-related contingent consideration are estimated by management, not observable in the market and, therefore, considered Level 3 inputs within the fair value hierarchy. In March 2019, we received $1.1 million in previously escrowed seller funds as a result of settling certain indemnification claims with the seller of GPMX. In April 2019, we loaned the $1.1 million back to the seller of GPMX in exchange for a promissory note. The note bears interest at the rate of 2.89% per annum and is secured by certain marketable securities owned by the seller and held in a U.S. brokerage account. All principal and accrued interest is due and payable in April 2024. The fair value of the note approximated its carrying value as of December 31, 2022. In December 2022, we loaned $15.0 million to Founders in exchange for a Demand Promissory Note secured by the common interest in Founders held by the other member. The note bears interest at the rate of 12.00% per annum, and all principal and accrued interest is due on demand. The fair value of the note approximated its carrying value as of December 31, 2022. We use the equity method of accounting to account for our ownership interest in Cash Converters. The inputs used to generate the fair value of the investment in Cash Converters were considered Level 1 inputs. These inputs consist of (a) the quoted stock price on the Australian Stock Exchange multiplied by (b) the number of shares we owned multiplied by (c) the applicable foreign currency exchange rate as of the end of our reporting period. We included no control premium for owning a large percentage of outstanding shares. Of the $39.2 million of "Other investments" included in the table above, $30.0 million is related the investment in Founders and $6.2 million related to our investment in Rich Data Corporation ("RDC") . We believe the investment's fair value approximated its carrying value although such fair value is highly variable and includes significant unobservable inputs. We measured the fair value of the 2024, 2025 and 2029 Convertible Notes using quoted price inputs. The notes are not actively traded, and thus the price inputs represent a Level 2 measurement. As the quoted price inputs are highly variable from day to day, the fair value estimates disclosed above could significantly increase or decrease.

Debt

Debt	3 Months Ended
Debt	Dec. 31, 2022
Debt Disclosure [Abstract]
Debt	NOTE 7: DEBT The following table presents the Company's debt instruments outstanding: December 31, 2022 December 31, 2021 September 30, 2022 (in thousands) Gross Amount Debt Issuance Costs Carrying Amount Gross Amount Debt Issuance Costs Carrying Amount Gross Amount Debt Issuance Costs Carrying Amount 2029 Convertible Notes $ 230,000 $ (7,351) $ 222,649 $ — $ — $ — $ — $ — $ — 2025 Convertible Notes 103,373 (1,181) 102,192 172,500 (2,762) 169,738 172,500 (2,172) 170,328 2024 Convertible Notes 34,389 (246) 34,143 143,750 (1,644) 142,106 143,750 (1,175) 142,575 Total long-term debt $ 367,762 $ (8,778) $ 358,984 $ 316,250 $ (4,406) $ 311,844 $ 316,250 $ (3,347) $ 312,903 The following table presents the Company's contractual maturities related to the debt instruments as of December 31, 2022: Schedule of Contractual Maturities (in thousands) 2029 Convertible Notes 2025 Convertible Notes 2024 Convertible Notes Total Remaining 2023 $ — $ — $ — $ — Fiscal 2024 — — 34,389 34,389 Fiscal 2025 — 103,373 — 103,373 Fiscal 2026 — — — — Fiscal 2027 — — — — Thereafter 230,000 — — 230,000 Total long-term debt $ 230,000 $ 103,373 $ 34,389 $ 367,762 The following table presents the Company's interest expense related to the Convertible Notes for the three months ended December 31, 2022 and 2021: Three Months Ended December 31, (in thousands) 2022 2021 2029 Convertible Notes: Contractual interest expense $ 431 $ — Amortization of deferred financing costs 52 — Total interest expense $ 483 $ — 2025 Convertible Notes: Contractual interest expense $ 942 $ 1,024 Amortization of deferred financing costs 188 207 Total interest expense $ 1,130 $ 1,231 2024 Convertible Notes: Contractual interest expense $ 876 $ 1,033 Amortization of deferred financing costs 138 167 Total interest expense $ 1,014 $ 1,200 3.750% Convertible Senior Notes Due 2029 In December 2022, we issued $230.0 million aggregate principal amount of 3.750% Convertible Senior Notes Due 2029 (the “2029 Convertible Notes”). The 2029 Convertible Notes were issued pursuant to an indenture dated December 12, 2022 (the "2022 Indenture") by and between the Company and Truist Bank, as trustee. The 2029 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2029 Convertible Notes pay interest semi-annually in arrears at a rate of 3.750% per annum on June 15 and December 15 of each year, commencing June 15, 2023, and mature on December 15, 2029 (the "2029 Maturity Date"), unless converted, redeemed or repurchased in accordance with the terms prior to such date. At maturity, the holders of the 2029 Convertible Notes will be entitled to receive cash equal to the principal of the 2029 Convertible Notes plus accrued interest. The effective interest rate for the three months ended December 31, 2022 was approximately 4.28%. As of December 31, 2022, the remaining unamortized debt issuance costs will be amortized using the effective interest method through the 2029 Maturity Date assuming no early conversion. The 2029 Convertible Notes are convertible based on an initial conversion rate of 89.0313 shares of Class A Common Stock per $1,000 principal amount (equivalent to an initial conversion price of $11.23 per share). The conversion rate will not be adjusted for any accrued and unpaid interest. The 2029 Convertible Notes contain certain make-whole fundamental change premiums and customary anti-dilution adjustments. Upon conversion, we may settle in cash, shares of Class A Common Stock or any combination thereof, at our election. Prior to June 15, 2029, the 2029 Convertible Notes will be convertible only under the following circumstances: (1) during any fiscal quarter commencing after the fiscal quarter ending on March 31, 2023 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five business day period after any five consecutive trading day period (the “measurement period”) in which the trading price, as defined in the 2022 Indenture, per $1,000 principal amount of notes for each trading day of the measurement period was less than 98% of the product of the last reported sale price of our Class A Common Stock and the conversion rate on such trading day; (3) if we call any or all of the 2029 Convertible Notes for redemption, at any time prior to the close of business on the business day immediately preceding the redemption date; or (4) upon the occurrence of specified corporate events, as defined in the 2022 Indenture. On or after June 15, 2029 until the close of business on the business day immediately preceding the 2029 Maturity Date, holders of 2029 Convertible Notes may, at their option, convert their 2029 Convertible Notes at any time, regardless of the foregoing circumstances. We may not redeem the Notes prior to December 21, 2026. At our option, we may redeem for cash all or any portion of the 2029 Convertible Notes on or after December 21, 2026, if the last reported sale price of the Class A Common Stock has been at least 130% of the conversion price then in effect for at least 20 trading days (whether or not consecutive), including the trading day immediately preceding the date on which we provide notice of redemption, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the date on which we provide notice of redemption. The redemption price will be equal to 100% of the principal amount of the 2029 Convertible Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date. The stock trading price condition and other triggers are measured on a quarter-by-quarter basis and were not met as of December 31, 2022. As of December 31, 2022, the if-converted value of the 2029 Convertible Notes did not exceed the principal amount. Note Repurchases In December 2022, the Company repurchased approximately $109.4 million aggregate principal amount of 2.875% Convertible Senior Notes Due 2024 for approximately $117.5 million plus accrued interest and approximately $69.1 million aggregate principal amount of 2.375% Convertible Senior Notes Due 2025 for approximately $62.9 million plus accrued interest and recognized a $3.5 million loss on extinguishment of debt recorded to "Interest expense" in the Company's condensed consolidated statement of operations. 2.375% 2025 Convertible Senior Notes Due 2025 In May 2018, we issued $172.5 million aggregate principal amount of 2.375% Convertible Senior Notes Due 2025 (the “2025 Convertible Notes”), for which $103.4 million remains outstanding as of December 31, 2022. The 2025 Convertible Notes were issued pursuant to an indenture dated May 14, 2018 (the "2018 Indenture") by and between the Company and Wells Fargo Bank, National Association, as the original trustee. Effective October 1, 2019, Truist (formerly BB&T) assumed the duties and responsibilities as trustee under the 2018 Indenture. The 2025 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2025 Convertible Notes pay interest semi-annually in arrears at a rate of 2.375% per annum on May 1 and November 1 of each year, commencing November 1, 2018, and mature on May 1, 2025 (the "2025 Maturity Date"), unless converted, redeemed or repurchased in accordance with the terms prior to such date. The effective interest rate for the three months ended December 31, 2022 was approximately 2.88% for the 2025 Convertible Notes. As of December 31, 2022, the remaining unamortized debt issuance costs will be amortized using the effective interest method through the 2025 Maturity Date assuming no early conversion. The 2025 Convertible Notes are convertible based on an initial conversion rate of 62.8931 shares of Class A Common Stock per $1,000 principal amount (equivalent to an initial conversion price of $15.90 per share). The conversion rate will not be adjusted for any accrued and unpaid interest. The 2025 Convertible Notes contain certain make-whole fundamental change premiums and customary anti-dilution adjustments. Upon conversion, we may settle in cash, shares of Class A Common Stock or any combination thereof, at our election. Prior to November 1, 2024, the 2025 Convertible Notes are convertible only under the following circumstances: (1) during any fiscal quarter commencing after the fiscal quarter ended on June 30, 2018 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five business day period after any five consecutive trading day period (the “measurement period”) in which the trading price, as defined in the 2018 Indenture, per $1,000 principal amount of notes for each trading day of the measurement period was less than 98% of the product of the last reported sale price of our Class A Common Stock and the conversion rate on such trading day; (3) if we call any or all of the 2025 Convertible Notes for redemption, at any time prior to the close of business on the business day immediately preceding the redemption date; or (4) upon the occurrence of specified corporate events, as defined in the 2018 Indenture. On or after November 1, 2024 until the close of business on the business day immediately preceding the 2025 Maturity Date, holders of 2025 Convertible Notes may, at their option, convert their 2025 Convertible Notes at any time, regardless of the foregoing circumstances. We may not redeem the 2025 Convertible Notes prior to May 1, 2022. At our option, we may redeem for cash all or any portion of the 2025 Convertible Notes on or after May 1, 2022, if the last reported sale price of the Class A Common Stock has been at least 130% of the conversion price then in effect for at least 20 trading days (whether or not consecutive), including the trading day immediately preceding the date on which we provide notice of redemption, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the date on which we provide notice of redemption. The redemption price will be equal to 100% of the principal amount of the 2025 Convertible Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date. The stock trading price condition and other triggers are measured on a quarter-by-quarter basis and were not met as of December 31, 2022. As of December 31, 2022, the if-converted value of the 2025 Convertible Notes did not exceed the principal amount. 2.875% Convertible Senior Notes Due 2024 In July 2017, we issued $143.75 million aggregate principal amount of 2.875% Convertible Senior Notes Due 2024 (the “2024 Convertible Notes”), for which $34.4 million remains outstanding as of December 31, 2022. The 2024 Convertible Notes were issued pursuant to an indenture dated July 5, 2017 (the "2017 Indenture") by and between the Company and Wells Fargo Bank, National Association, as the original trustee. Effective October 1, 2019, Truist (formerly BB&T) assumed the duties and responsibilities as trustee under the 2017 Indenture. The 2024 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2024 Convertible Notes pay interest semi-annually in arrears at a rate of 2.875% per annum on January 1 and July 1 of each year, commencing January 1, 2018, and mature on July 1, 2024 (the "2024 Maturity Date"), unless converted, redeemed or repurchased in accordance with the terms prior to such date. At maturity, the holders of the 2024 Convertible Notes will be entitled to receive cash equal to the principal of the 2024 Convertible Notes plus accrued interest. The effective interest rate for the three months ended December 31, 2022 was approximately 3.35%. As of December 31, 2022, the remaining unamortized debt issuance costs will be amortized using the effective interest method through the 2024 Maturity Date assuming no early conversion. The 2024 Convertible Notes are convertible based on an initial conversion rate of 100 shares of Class A Common Stock per $1,000 principal amount (equivalent to an initial conversion price of $10.00 per share). The conversion rate will not be adjusted for any accrued and unpaid interest. The 2024 Convertible Notes contain certain make-whole fundamental change premiums and customary anti-dilution adjustments. Upon conversion, we may settle in cash, shares of Class A Common Stock or any combination thereof, at our election. Prior to January 1, 2024, the 2024 Convertible Notes will be convertible only under the following circumstances: (1) during any fiscal quarter commencing after the fiscal quarter ending on September 30, 2017 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five five At our option, we may redeem for cash all or any portion of the 2024 Convertible Notes on or after July 6, 2021, if the last reported sale price of the Class A Common Stock has been at least 130% of the conversion price then in effect for at least 20 trading days (whether or not consecutive), including the trading day immediately preceding the date on which we provide notice of redemption, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the date on which we provide notice of redemption. The redemption price will be equal to 100% of the principal amount of the 2024 Convertible Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date.

Common Stock and Stock Compensa

Common Stock and Stock Compensation	3 Months Ended
Common Stock and Stock Compensation	Dec. 31, 2022
Share-Based Payment Arrangement [Abstract]
Common Stock and Stock Compensation	NOTE 8: COMMON STOCK AND STOCK COMPENSATION Common Stock Repurchase Program On May 3, 2022, the Company's Board of Directors (the "Board") authorized the repurchase of up to $50 million of our Class A Common Stock over three years (the "Common Stock Repurchase Program"). Execution of the program will be responsive to fluctuating market conditions and valuations, liquidity needs and the expected return on investment compared to other opportunities. The amount and timing of purchases will be dependent on a variety of factors, including stock price, trading volume, general market conditions, legal and regulatory requirements, general business conditions, the level of cash flows, and corporate considerations determined by management and the Board, such as liquidity and capital needs and the availability of attractive alternative investment opportunities. The Board of Directors has reserved the right to modify, suspend or terminate the program at any time. As of December 31, 2022, the Company has repurchased and retired 481,005 shares of our Class A Common Stock for $4.1 million under the Common Stock Repurchase Program. The repurchase amount is allocated between "Additional paid-in capital" and "Retained earnings" in our condensed consolidated balance sheets. Other Common Stock Repurchases During December 2022, the Company used approximately $5.0 million of the net proceeds from the 2029 Convertible Notes offering to repurchase for cash 578,703 shares of its Class A common stock from purchasers of the notes in privately negotiated transactions. Such transactions were authorized separately from, and not considered a part of, the publicly announced share repurchase program discussed above. The repurchase amount is allocated between "Additional paid-in capital" and "Retained earnings" in our condensed consolidated balance sheets. Stock Compensation We maintain a Board-approved incentive plan to retain the services of our valued officers, directors and employees and to incentivize such persons to make contributions to our company and motivate excellent performance (the "Incentive Plan"). Under the Incentive Plan, we grant awards of restricted stock or restricted stock units to employees and non-employee directors. Awards granted to employees are typically subject to performance and service conditions. Awards granted to non-employee directors are time-based awards subject only to service conditions. Awards granted under the Incentive Plan are measured at the grant date fair value with compensation costs associated with the awards recognized over the requisite service period, usually the vesting period, on a straight-line basis. The following table presents a summary of stock compensation activity: Shares Weighted Outstanding as of September 30, 2022 2,113,323 $ 5.88 Granted 917,990 7.72 Released (a) (347,788) 4.71 Cancelled (54,497) 6.55 Outstanding as of December 31, 2022 2,629,028 $ 6.66 (a) 113,333 shares were withheld to satisfy related income tax withholding.

Contingencies

Contingencies	3 Months Ended
Contingencies	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Contingencies	NOTE 9: CONTINGENCIES Currently, and from time to time, we are involved in various claims, disputes, lawsuits, investigations, and legal and regulatory proceedings, including the matter described below. We accrue for contingencies if it is probable that a liability has been incurred and the amount of the loss can be reasonably estimated. Because these matters are inherently unpredictable and unfavorable developments or resolutions can occur, assessing contingencies requires judgments and is highly subjective about future events, and the amount of resulting loss may differ from these estimates. We do not believe the resolution of any particular matter will have a material adverse effect on our financial condition, results of operations or liquidity. On October 14, 2021, Andrew Kowlessar filed an action in the Circuit Court of the 17th Judicial Circuit in and for Broward County, Florida styled Andrew Kowlessar, individually and on behalf of all others similarly situated vs. EZCORP, Inc. d/b/a Value Pawn & Jewelry . The matter subsequently was amended and removed to the United States District Court of the Southern District of Florida as Andrew Kowlessar, individually and on behalf of all others similarly situated vs. EZPAWN Florida, Inc. d/b/a Value Pawn & Jewelry . In May 2022, the federal court action was dismissed and the case was refiled in the Circuit Court of the Eleventh Judicial Circuit in and for Miami-Dade County, Florida. The complaint was brought under Section 501.059, Florida Statutes, the Florida Telephone Solicitation Act (“Act”), and alleges certain text messages were sent in violation of the Act. The matter involves claims by a single individual, but alleges a class of persons who may have similar claims of violations of the Act and seeks class certification. On June 16, 2022, following discovery and pre-trial mediation, the parties agreed to a settlement of all asserted claims and entered into a Settlement Agreement and Release. The agreed settlement requires the Company to make available up to $5 million to be used to pay verified claims (not to exceed $70 per verified claimant), as well as attorneys’ fees and costs. The agreed settlement was approved by the court on October 24, 2022; the period for submitting claims expired on November 8, 2022; and the third-party claims administrator has verified the submitted claims and is set to undertake final resolution. The Company recorded a charge during the quarter ended June 30, 2022, representing the estimated liability for the settlement of this matter and believes the accrual remains sufficient to cover the Company’s liability in this matter.

Segment Information

Segment Information	3 Months Ended
Segment Information	Dec. 31, 2022
Segment Reporting [Abstract]
Segment Information	NOTE 10: SEGMENT INFORMATION Our operations are primarily managed on a geographical basis and are comprised of three reportable segments. The factors for determining our reportable segments include the manner in which our chief operating decision maker ("CODM") evaluates performance for purposes of allocating resources and assessing performance. We currently report our segments as follows: • U.S. Pawn — all pawn activities in the United States; • Latin America Pawn — all pawn activities in Mexico and other parts of Latin America; and • Other Investments — primarily our equity interest in the net income of Cash Converters along with our investment in Founders and RDC. There are no inter-segment revenues presented below, and the amounts below were determined in accordance with the same accounting principles used in our condensed consolidated financial statements. The following tables present revenue for each reportable segment, disaggregated revenue within our three reportable segments and Corporate, segment profits and segment contribution. Three Months Ended December 31, 2022 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 118,314 $ 45,473 $ — $ 163,787 $ — $ 163,787 Jewelry scrapping sales 7,176 708 — 7,884 — 7,884 Pawn service charges 69,310 23,283 — 92,593 — 92,593 Other revenues 25 16 22 63 — 63 Total revenues 194,825 69,480 22 264,327 — 264,327 Merchandise cost of goods sold 73,256 31,621 — 104,877 — 104,877 Jewelry scrapping cost of goods sold 6,216 737 — 6,953 — 6,953 Gross profit 115,353 37,122 22 152,497 — 152,497 Segment and corporate expenses (income): Store expenses 73,304 27,499 — 100,803 — 100,803 General and administrative — (3) — (3) 15,479 15,476 Depreciation and amortization 2,755 2,215 — 4,970 3,018 7,988 (Gain) loss on sale or disposal of assets and other 3 (19) — (16) — (16) Interest expense — — — — 6,190 6,190 Interest income — (169) — (169) (495) (664) Equity in net income of unconsolidated affiliates — — (1,584) (1,584) — (1,584) Other (income) expense — 70 4 74 (308) (234) Segment contribution $ 39,291 $ 7,529 $ 1,602 $ 48,422 Income (loss) before income taxes $ 48,422 $ (23,884) $ 24,538 Three Months Ended December 31, 2021 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 102,078 $ 35,642 $ — $ 137,720 $ — $ 137,720 Jewelry scrapping sales 4,980 1,964 — 6,944 — 6,944 Pawn service charges 56,557 19,468 — 76,025 — 76,025 Other revenues 22 240 43 305 — 305 Total revenues 163,637 57,314 43 220,994 — 220,994 Merchandise cost of goods sold 57,832 25,279 — 83,111 — 83,111 Jewelry scrapping cost of goods sold 3,975 1,797 — 5,772 — 5,772 Gross profit 101,830 30,238 43 132,111 — 132,111 Segment and corporate expenses (income): Store expenses 64,689 22,082 — 86,771 — 86,771 General and administrative — — — — 15,545 15,545 Depreciation and amortization 2,670 1,980 — 4,650 2,924 7,574 Loss on sale or disposal of assets and other — 5 — 5 — 5 Interest expense — — — — 2,431 2,431 Interest income — (182) — (182) (122) (304) Equity in net income of unconsolidated affiliates — — (1,138) (1,138) — (1,138) Other (income) expense — (134) (12) (146) 26 (120) Segment contribution $ 34,471 $ 6,487 $ 1,193 $ 42,151 Income (loss) before income taxes $ 42,151 $ (20,804) $ 21,347

Supplemental Consolidated Finan

Supplemental Consolidated Financial Information	3 Months Ended
Supplemental Consolidated Financial Information	Dec. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Supplemental Consolidated Financial Information	NOTE 11: SUPPLEMENTAL CONSOLIDATED FINANCIAL INFORMATION The following table provides supplemental information on net amounts included in our condensed consolidated balance sheets: (in thousands) December 31, 2022 December 31, 2021 September 30, 2022 Gross pawn service charges receivable $ 44,397 $ 38,040 $ 44,192 Allowance for uncollectible pawn service charges receivable (9,476) (8,275) (10,716) Pawn service charges receivable, net $ 34,921 $ 29,765 $ 33,476 Gross inventory $ 159,286 $ 124,286 $ 153,673 Inventory reserves (3,222) (4,973) (2,058) Inventory, net $ 156,064 $ 119,313 $ 151,615 Prepaid expenses and other $ 11,581 $ 10,614 $ 8,336 Accounts receivable, notes receivable and other 22,730 6,258 8,435 Income taxes prepaid and receivable 11,248 14,337 17,923 Prepaid expenses and other current assets $ 45,559 $ 31,209 $ 34,694 Property and equipment, gross $ 312,502 $ 288,285 $ 306,667 Accumulated depreciation (256,890) (236,084) (249,942) Property and equipment, net $ 55,612 $ 52,201 $ 56,725 Accounts payable $ 20,220 $ 18,925 $ 24,056 Accrued payroll 4,952 11,486 8,365 Incentive accrual 6,010 5,158 17,403 Other payroll related expenses 10,911 7,964 9,592 Accrued sales and VAT taxes 8,086 9,704 7,279 Accrued income taxes payable 2,562 6,024 2,663 Other current liabilities 17,189 16,270 15,151 Accounts payable, accrued expenses and other current liabilities $ 69,930 $ 75,531 $ 84,509 The following table provides supplemental disclosure of Consolidated Statements of Cash Flows information: Three Months Ended December 31, (in thousands) 2022 2021 Supplemental disclosure of cash flow information Cash and cash equivalents $ 207,658 $ 233,274 Restricted cash 8,359 8,692 Total cash and cash equivalents and restricted cash $ 216,017 $ 241,966 Non-cash investing and financing activities: Pawn loans forfeited and transferred to inventory $ 84,851 $ 70,966 Transfer of consideration for acquisition 99 — Acquisition earn-out contingency 2,000 — Accrued acquisition consideration 1,250 —

Organization and Summary of S_2

Organization and Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Basis of Presentation and Principles of Consolidation	Basis of Presentation The accompanying interim unaudited condensed consolidated financial statements (“Condensed Consolidated Financial Statements”) have been prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. These Condensed Consolidated Financial Statements should be read in conjunction with the audited consolidated financial statements and related notes contained in our Annual Report on Form 10-K for the year ended September 30, In the opinion of management, the accompanying Condensed Consolidated Financial Statements include all adjustments, consisting of normal recurring adjustments, considered necessary for a fair presentation. Financial results for the three-month period ended December 31, 2022, are not necessarily indicative of results that may be expected for the fiscal year ending September 30, 2023 or any other period due, in part, to seasonal variations. There have been no changes that have had a material impact in significant accounting policies as described in our 2022 Annual Report Principles of Consolidation
Use of Estimates and Assumptions	Use of Estimates and Assumptions
Recently Issued Accounting Pronouncements	Recently Issued Accounting PronouncementsWe reviewed all recently issued accounting pronouncements and concluded that they were either not applicable or not expected to have a material impact on our Condensed Consolidated Financial Statements.

Goodwill (Tables)

Goodwill (Tables)	3 Months Ended
Goodwill (Tables)	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill	The following table summarizes the changes in the carrying amount of goodwill by segment and in total: Three Months Ended December 31, 2022 (in thousands) U.S. Pawn Latin America Pawn Consolidated Balances as of September 30, 2022 $ 245,503 $ 41,325 $ 286,828 Acquisitions 9,413 — 9,413 Effect of foreign currency translation changes — 1,120 1,120 Balances as of December 31, 2022 $ 254,916 $ 42,445 $ 297,361 Three Months Ended December 31, 2021 (in thousands) U.S. Pawn Latin America Pawn Consolidated Balances as of September 30, 2021 $ 244,471 $ 41,287 $ 285,758 Measurement period adjustments — (1,322) $ (1,322) Effect of foreign currency translation changes — 183 183 Balances as of December 31, 2021 $ 244,471 $ 40,148 $ 284,619

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
Earnings per Share (Tables)	Dec. 31, 2022
Earnings Per Share [Abstract]
Schedule of Net Components of Basic and Diluted Earnings Per Share	The following table reconciles the number of common shares used to compute basic and diluted earnings per share attributable to EZCORP Inc., shareholders: Three Months Ended December 31, (in thousands, except per share amounts) 2022 2021 Basic earnings per common share: Net income - basic $ 16,778 $ 15,721 Weighted shares outstanding - basic 56,308 56,183 Basic earnings per common share $ 0.30 $ 0.28 Diluted earnings per common share: Net income - basic $ 16,778 $ 15,721 Add: Convertible Notes interest expense, net of tax* 4,540 1,884 Net income - diluted $ 21,318 $ 17,605 Weighted shares outstanding - basic 56,308 56,183 Effect of dilution from equity-based compensation awards 1,118 541 Effect of dilution from if-converted Convertible Notes* 26,353 25,224 Weighted shares outstanding - diluted 83,779 81,948 Diluted earnings per common share $ 0.25 $ 0.21 Potential common shares excluded from the calculation of diluted earnings per share above: Restricted stock**** 1,552 1,936 * Includes $3.5 million loss on extinguishment of debt recorded to "Interest expense" in the Company's condensed consolidated statement of operations. Includes time-based share-based awards and performance based awards for which targets for fiscal year tranches have been achieved and vesting is subject only to achievement of service conditions. * See Note 7: Debt for conversion price and initial conversion rate of the 2024 Convertible Notes, 2025 Convertible Notes and 2029 Convertible Notes. **** Includes antidilutive share-based awards as well as performance-based share-based awards that are contingently issuable, but for which the condition for issuance has not been met as of the end of the reporting period.

Leases (Tables)

Leases (Tables)	3 Months Ended
Leases (Tables)	Dec. 31, 2022
Leases [Abstract]
Schedule of Lessee Assets and Liabilities	The table below presents balances of our lease assets and liabilities and their balance sheet locations for both operating and financing leases: (in thousands) Balance Sheet Location December 31, 2022 December 31, 2021 September 30, 2022 Lease assets: Operating lease right-of-use assets Right-of-use assets, net $ 229,991 $ 201,527 $ 221,405 Financing lease assets Right-of-use assets, net 563 — 181 Total lease assets $ 230,554 $ 201,527 $ 221,586 Lease liabilities: Current: Operating lease liabilities Operating lease liabilities, current $ 52,799 $ 51,843 $ 52,334 Financing lease liabilities Accounts payable, accrued expenses and other current liabilities 121 — 37 Total current lease liabilities $ 52,920 $ 51,843 $ 52,371 Non-current: Operating lease liabilities Operating lease liabilities $ 188,730 $ 161,841 $ 180,756 Financing lease liabilities Other long-term liabilities 447 — 148 Total non-current lease liabilities $ 189,177 $ 161,841 $ 180,904 Total lease liabilities $ 242,097 $ 213,684 $ 233,275
Schedule of Lease Cost	The table below provides major components of our lease costs: Three Months Ended December 31, (in thousands) 2022 2021 Operating lease cost: Operating lease cost * $ 17,495 $ 16,362 Variable lease cost 3,852 3,542 Total operating lease cost $ 21,347 $ 19,904 Financing lease cost: Amortization of financing lease assets $ 19 $ — Interest on financing lease liabilities 11 — Total financing lease cost $ 30 $ — Total lease cost $ 21,377 $ 19,904 * Includes a reduction for sublease rental income of $0.8 million and $0.8 million for the quarters ended December 31, 2022 and 2021, respectively. The weighted-average term and discount rates for leases are as follows: Three Months Ended December 31, 2022 2021 Weighted-average remaining lease term (years): Operating leases 5.21 5.05 Financing leases 4.03 N/A Weighted-average discount rate: Operating leases 8.36 % 8.10 % Financing leases 11.14 % N/A
Schedule of Operating Lease Maturity	As of December 31, 2022, maturities of lease liabilities under ASC 842 by fiscal year were as follows: (in thousands) Operating Leases Financing Leases Remaining 2023 $ 53,547 $ 176 Fiscal 2024 64,242 177 Fiscal 2025 54,470 177 Fiscal 2026 44,077 166 Fiscal 2027 31,338 12 Thereafter 50,420 — Total lease liabilities $ 298,094 $ 708 Less: portion representing imputed interest 56,565 140 Total net lease liabilities $ 241,529 $ 568 Less: current portion 52,799 121 Total long term net lease liabilities $ 188,730 $ 447

Strategic Investments (Tables)

Strategic Investments (Tables)	3 Months Ended
Strategic Investments (Tables)	Dec. 31, 2022
Equity Method Investments and Joint Ventures [Abstract]
Schedule of Equity Method Investments	The following tables present summary financial information for Cash Converters most recently reported results at June 30, 2022 after translation to U.S. dollars: June 30, (in thousands) 2022 2021 Current assets $ 158,987 $ 167,553 Non-current assets 170,798 191,788 Total assets $ 329,785 $ 359,341 Current liabilities $ 59,256 $ 61,395 Non-current liabilities 53,045 57,511 Shareholders’ equity 217,484 240,435 Total liabilities and shareholders’ equity $ 329,785 $ 359,341 Full-Year Ended June 30, (in thousands) 2022 2021 Gross revenues $ 178,215 $ 150,165 Gross profit 116,106 105,851 Net profit 8,099 12,081

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
Fair Value Measurements (Tables)	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Schedule of Financial Assets, Temporary Equity, and Liabilities Not Measured at Fair Value in the Consolidated Balance Sheet	The tables below present our estimates of fair value of financial assets and liabilities that were not measured at fair value: Carrying Value Estimated Fair Value December 31, 2022 December 31, 2022 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,224 $ 1,224 $ — $ — $ 1,224 12.00% promissory note receivable from Founders 15,100 15,100 — — 15,100 Investments in unconsolidated affiliates 37,789 43,497 43,497 — — Other investments 39,220 39,220 — — 39,220 Financial liabilities: 2024 Convertible Notes $ 34,143 $ 35,851 $ — $ 35,851 $ — 2025 Convertible Notes 102,192 89,883 — 89,883 — 2029 Convertible Notes 222,649 225,975 — 225,975 — Carrying Value Estimated Fair Value December 31, 2021 December 31, 2021 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,190 $ 1,190 $ — $ — $ 1,190 Investments in unconsolidated affiliates 42,513 52,671 45,650 — 7,021 Other investments 16,500 16,500 — — 16,500 Financial liabilities: 2024 Convertible Notes $ 142,106 $ 147,063 $ — $ 147,063 $ — 2025 Convertible Notes 169,738 155,060 — 155,060 — Carrying Value Estimated Fair Value September 30, 2022 September 30, 2022 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,215 $ 1,215 $ — $ — $ 1,215 Investments in unconsolidated affiliates 37,733 40,279 40,279 — — Other investments 24,220 24,220 — — 24,220 Financial liabilities: 2024 Convertible Notes $ 142,575 $ 157,727 $ — $ 157,727 $ — 2025 Convertible Notes 170,328 147,488 — 147,488 —

Debt (Tables)

Debt (Tables)	3 Months Ended
Debt (Tables)	Dec. 31, 2022
Debt Disclosure [Abstract]
Schedule of Long Term Debt Instruments	The following table presents the Company's debt instruments outstanding: December 31, 2022 December 31, 2021 September 30, 2022 (in thousands) Gross Amount Debt Issuance Costs Carrying Amount Gross Amount Debt Issuance Costs Carrying Amount Gross Amount Debt Issuance Costs Carrying Amount 2029 Convertible Notes $ 230,000 $ (7,351) $ 222,649 $ — $ — $ — $ — $ — $ — 2025 Convertible Notes 103,373 (1,181) 102,192 172,500 (2,762) 169,738 172,500 (2,172) 170,328 2024 Convertible Notes 34,389 (246) 34,143 143,750 (1,644) 142,106 143,750 (1,175) 142,575 Total long-term debt $ 367,762 $ (8,778) $ 358,984 $ 316,250 $ (4,406) $ 311,844 $ 316,250 $ (3,347) $ 312,903
Schedule of Maturities of Long-Term Debt	The following table presents the Company's contractual maturities related to the debt instruments as of December 31, 2022: Schedule of Contractual Maturities (in thousands) 2029 Convertible Notes 2025 Convertible Notes 2024 Convertible Notes Total Remaining 2023 $ — $ — $ — $ — Fiscal 2024 — — 34,389 34,389 Fiscal 2025 — 103,373 — 103,373 Fiscal 2026 — — — — Fiscal 2027 — — — — Thereafter 230,000 — — 230,000 Total long-term debt $ 230,000 $ 103,373 $ 34,389 $ 367,762
Schedule of Interest Income and Interest Expense Disclosure	The following table presents the Company's interest expense related to the Convertible Notes for the three months ended December 31, 2022 and 2021: Three Months Ended December 31, (in thousands) 2022 2021 2029 Convertible Notes: Contractual interest expense $ 431 $ — Amortization of deferred financing costs 52 — Total interest expense $ 483 $ — 2025 Convertible Notes: Contractual interest expense $ 942 $ 1,024 Amortization of deferred financing costs 188 207 Total interest expense $ 1,130 $ 1,231 2024 Convertible Notes: Contractual interest expense $ 876 $ 1,033 Amortization of deferred financing costs 138 167 Total interest expense $ 1,014 $ 1,200

Common Stock and Stock Compen_2

Common Stock and Stock Compensation (Tables)	3 Months Ended
Common Stock and Stock Compensation (Tables)	Dec. 31, 2022
Share-Based Payment Arrangement [Abstract]
Schedule of Restricted Stock Award Activity	The following table presents a summary of stock compensation activity: Shares Weighted Outstanding as of September 30, 2022 2,113,323 $ 5.88 Granted 917,990 7.72 Released (a) (347,788) 4.71 Cancelled (54,497) 6.55 Outstanding as of December 31, 2022 2,629,028 $ 6.66 (a) 113,333 shares were withheld to satisfy related income tax withholding.

Segment Information (Tables)

Segment Information (Tables)	3 Months Ended
Segment Information (Tables)	Dec. 31, 2022
Segment Reporting [Abstract]
Schedule of Operating Segment Information	The following tables present revenue for each reportable segment, disaggregated revenue within our three reportable segments and Corporate, segment profits and segment contribution. Three Months Ended December 31, 2022 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 118,314 $ 45,473 $ — $ 163,787 $ — $ 163,787 Jewelry scrapping sales 7,176 708 — 7,884 — 7,884 Pawn service charges 69,310 23,283 — 92,593 — 92,593 Other revenues 25 16 22 63 — 63 Total revenues 194,825 69,480 22 264,327 — 264,327 Merchandise cost of goods sold 73,256 31,621 — 104,877 — 104,877 Jewelry scrapping cost of goods sold 6,216 737 — 6,953 — 6,953 Gross profit 115,353 37,122 22 152,497 — 152,497 Segment and corporate expenses (income): Store expenses 73,304 27,499 — 100,803 — 100,803 General and administrative — (3) — (3) 15,479 15,476 Depreciation and amortization 2,755 2,215 — 4,970 3,018 7,988 (Gain) loss on sale or disposal of assets and other 3 (19) — (16) — (16) Interest expense — — — — 6,190 6,190 Interest income — (169) — (169) (495) (664) Equity in net income of unconsolidated affiliates — — (1,584) (1,584) — (1,584) Other (income) expense — 70 4 74 (308) (234) Segment contribution $ 39,291 $ 7,529 $ 1,602 $ 48,422 Income (loss) before income taxes $ 48,422 $ (23,884) $ 24,538 Three Months Ended December 31, 2021 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 102,078 $ 35,642 $ — $ 137,720 $ — $ 137,720 Jewelry scrapping sales 4,980 1,964 — 6,944 — 6,944 Pawn service charges 56,557 19,468 — 76,025 — 76,025 Other revenues 22 240 43 305 — 305 Total revenues 163,637 57,314 43 220,994 — 220,994 Merchandise cost of goods sold 57,832 25,279 — 83,111 — 83,111 Jewelry scrapping cost of goods sold 3,975 1,797 — 5,772 — 5,772 Gross profit 101,830 30,238 43 132,111 — 132,111 Segment and corporate expenses (income): Store expenses 64,689 22,082 — 86,771 — 86,771 General and administrative — — — — 15,545 15,545 Depreciation and amortization 2,670 1,980 — 4,650 2,924 7,574 Loss on sale or disposal of assets and other — 5 — 5 — 5 Interest expense — — — — 2,431 2,431 Interest income — (182) — (182) (122) (304) Equity in net income of unconsolidated affiliates — — (1,138) (1,138) — (1,138) Other (income) expense — (134) (12) (146) 26 (120) Segment contribution $ 34,471 $ 6,487 $ 1,193 $ 42,151 Income (loss) before income taxes $ 42,151 $ (20,804) $ 21,347

Supplemental Consolidated Fin_2

Supplemental Consolidated Financial Information (Tables)	3 Months Ended
Supplemental Consolidated Financial Information (Tables)	Dec. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Schedule of Information on Accounts Receivable, Net, Inventories, Net, Property and Equipment, Net	The following table provides supplemental information on net amounts included in our condensed consolidated balance sheets: (in thousands) December 31, 2022 December 31, 2021 September 30, 2022 Gross pawn service charges receivable $ 44,397 $ 38,040 $ 44,192 Allowance for uncollectible pawn service charges receivable (9,476) (8,275) (10,716) Pawn service charges receivable, net $ 34,921 $ 29,765 $ 33,476 Gross inventory $ 159,286 $ 124,286 $ 153,673 Inventory reserves (3,222) (4,973) (2,058) Inventory, net $ 156,064 $ 119,313 $ 151,615 Prepaid expenses and other $ 11,581 $ 10,614 $ 8,336 Accounts receivable, notes receivable and other 22,730 6,258 8,435 Income taxes prepaid and receivable 11,248 14,337 17,923 Prepaid expenses and other current assets $ 45,559 $ 31,209 $ 34,694 Property and equipment, gross $ 312,502 $ 288,285 $ 306,667 Accumulated depreciation (256,890) (236,084) (249,942) Property and equipment, net $ 55,612 $ 52,201 $ 56,725 Accounts payable $ 20,220 $ 18,925 $ 24,056 Accrued payroll 4,952 11,486 8,365 Incentive accrual 6,010 5,158 17,403 Other payroll related expenses 10,911 7,964 9,592 Accrued sales and VAT taxes 8,086 9,704 7,279 Accrued income taxes payable 2,562 6,024 2,663 Other current liabilities 17,189 16,270 15,151 Accounts payable, accrued expenses and other current liabilities $ 69,930 $ 75,531 $ 84,509
Schedule of Supplemental Disclosure of Consolidated Statements of Cash Flows Information	The following table provides supplemental disclosure of Consolidated Statements of Cash Flows information: Three Months Ended December 31, (in thousands) 2022 2021 Supplemental disclosure of cash flow information Cash and cash equivalents $ 207,658 $ 233,274 Restricted cash 8,359 8,692 Total cash and cash equivalents and restricted cash $ 216,017 $ 241,966 Non-cash investing and financing activities: Pawn loans forfeited and transferred to inventory $ 84,851 $ 70,966 Transfer of consideration for acquisition 99 — Acquisition earn-out contingency 2,000 — Accrued acquisition consideration 1,250 —

Goodwill - Schedule of Goodwill

Goodwill - Schedule of Goodwill (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Goodwill [Roll Forward]
Beginning Balance	$ 286,828	$ 285,758
Acquisitions	9,413
Measurement period adjustments		(1,322)
Effect of foreign currency translation changes	1,120	183
Ending Balance	297,361	284,619
U.S. Pawn
Goodwill [Roll Forward]
Beginning Balance	245,503	244,471
Acquisitions	9,413
Measurement period adjustments		0
Effect of foreign currency translation changes	0	0
Ending Balance	254,916	244,471
Latin America Pawn
Goodwill [Roll Forward]
Beginning Balance	41,325	41,287
Acquisitions	0
Measurement period adjustments		(1,322)
Effect of foreign currency translation changes	1,120	183
Ending Balance	$ 42,445	$ 40,148

Goodwill - Additional Informati

Goodwill - Additional Information (Details) $ in Thousands	3 Months Ended
Goodwill - Additional Information (Details) $ in Thousands	Dec. 31, 2022 USD ($) store
Goodwill [Line Items]
Acquisitions	$ 9,413
Houston, Texas Pawn Stores
Goodwill [Line Items]
Number of stores \| store	9
Las Vegas, Nevada Pawn Store
Goodwill [Line Items]
Number of stores \| store	1
Pawn Stores
Goodwill [Line Items]
Initial purchase price	$ 12,900
Acquisitions	$ 9,400

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	1 Months Ended	3 Months Ended
	Dec. 31, 2022	Dec. 31, 2022	Dec. 31, 2021
Basic earnings per common share:
Net income - basic		$ 16,778	$ 15,721
Weighted shares outstanding - basic (in shares)		56,308	56,183
Basic earnings per common share (in dollars per share)		$ 0.30	$ 0.28
Diluted earnings per common share:
Net income - basic		$ 16,778	$ 15,721
Add: Convertible Notes interest expense, net of tax		4,540	1,884
Net income - diluted		$ 21,318	$ 17,605
Weighted shares outstanding - basic (in shares)		56,308	56,183
Effect of dilution from equity-based compensation awards (in shares)		1,118	541
Effect of dilution from if-converted Convertible Notes (in shares)		26,353	25,224
Weighted shares outstanding - diluted (in shares)		83,779	81,948
Diluted earnings per common share (in dollars per share)		$ 0.25	$ 0.21
Potential common shares excluded from the calculation of diluted earnings per share above Restricted stock (in shares)		1,552	1,936
Loss on extinguishment of debt	$ 3,500	$ 3,545	$ 0

Leases - Additional Information

Leases - Additional Information (Details) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Lessee, Lease, Description [Line Items]
Operating lease payments	$ 21.4	$ 19.9
Operating lease liability non cash	$ 20.5	$ 14.3
Minimum
Lessee, Lease, Description [Line Items]
Initial term of lease (in years)	3 years
Maximum
Lessee, Lease, Description [Line Items]
Initial term of lease (in years)	10 years

Leases - Lessee Assets and Liab

Leases - Lessee Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Lease assets:
Operating lease right-of-use assets	$ 229,991	$ 221,405	$ 201,527
Financing lease assets	563	181	0
Total lease assets	230,554	221,586	201,527
Current:
Less: current portion	52,799	52,334	51,843
Financing lease liabilities	121	37	0
Total current lease liabilities	52,920	52,371	51,843
Non-current:
Operating lease liabilities	188,730	180,756	161,841
Financing lease liabilities	447	148	0
Total non-current lease liabilities	189,177	180,904	161,841
Total lease liabilities	$ 242,097	$ 233,275	$ 213,684
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Total lease assets	Total lease assets	Total lease assets
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Total lease assets	Total lease assets	Total lease assets
Finance Lease, Liability, Current, Statement of Financial Position [Extensible Enumeration]	Accounts payable, accrued expenses and other current liabilities	Accounts payable, accrued expenses and other current liabilities	Accounts payable, accrued expenses and other current liabilities
Finance Lease, Liability, Noncurrent, Statement of Financial Position [Extensible Enumeration]	Other Liabilities, Noncurrent	Other Liabilities, Noncurrent	Other Liabilities, Noncurrent

Leases - Lease Cost (Details)

Leases - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended
Leases - Lease Cost (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Operating lease cost:
Operating lease cost	$ 17,495	$ 16,362
Variable lease cost	3,852	3,542
Total operating lease cost	21,347	19,904
Financing lease cost:
Amortization of financing lease assets	19	0
Interest on financing lease liabilities	11	0
Total financing lease cost	30	0
Total lease cost	21,377	19,904
Sublease income	$ 800	$ 800
Weighted-average remaining lease term (years):
Weighted-average remaining lease term, Operating leases (in years)	5 years 2 months 15 days	5 years 18 days
Weighted-average remaining lease term, Financing leases (in years)	4 years 10 days
Weighted-average discount rate:
Weighted-average discount rate, Operating leases (as percentage)	8.36%	8.10%
Weighted-average discount rate, Financing leases (as percentage)	11.14%

Leases - Operating And Financin

Leases - Operating And Financing Lease Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Operating Leases
Remaining 2023	$ 53,547
Fiscal 2024	64,242
Fiscal 2025	54,470
Fiscal 2026	44,077
Fiscal 2027	31,338
Thereafter	50,420
Total lease liabilities	298,094
Less: portion representing imputed interest	56,565
Total net lease liabilities	241,529
Less: current portion	52,799	$ 52,334	$ 51,843
Operating lease liabilities	188,730	180,756	161,841
Financing Leases
Remaining 2023	176
Fiscal 2024	177
Fiscal 2025	177
Fiscal 2026	166
Fiscal 2027	12
Thereafter	0
Total lease liabilities	708
Less: portion representing imputed interest	140
Total net lease liabilities	568
Less: current portion	121	37	0
Financing lease liabilities	$ 447	$ 148	$ 0

Strategic Investments - Additio

Strategic Investments - Additional Information (Details) - USD ($) $ in Thousands									1 Months Ended		3 Months Ended
	Dec. 02, 2022	Nov. 02, 2022	Sep. 15, 2022	Apr. 14, 2022	Apr. 05, 2022	Mar. 10, 2022	Oct. 14, 2021	Oct. 01, 2021	Nov. 30, 2022	Oct. 31, 2021	Dec. 31, 2022	Dec. 31, 2021
Schedule of Equity Method Investments [Line Items]
Equity method investment, number of common shares owned (in shares)					255,239,157
Dividends from unconsolidated affiliates											$ 1,775	$ 1,660
Cash Converters International Limited
Schedule of Equity Method Investments [Line Items]
Number of additional shares acquired (in shares)		13,000,000	5,700,000		13,000,000	5,500,000		13,000,000
Payments to acquire equity method investment		$ 2,100	$ 900		$ 2,500	$ 1,000		$ 2,500
Equity method investment, number of common shares owned (in shares)		273,939,157	260,939,157			242,239,157		236,702,991
Equity method of accounting ownership percentage		43.70%	41.60%		40.67%	38.60%		37.72%
Dividends from unconsolidated affiliates				$ 1,700			$ 1,700		$ 1,800
Founders One LLC
Schedule of Equity Method Investments [Line Items]
Payments to acquire equity investment	$ 15,000									$ 15,000
Notes payable	$ 15,000
Equity securities, fv-ni											$ 30,000
Simple Management Group, Inc \| Founders One LLC
Schedule of Equity Method Investments [Line Items]
Payments to acquire equity investment										$ 15,000

Strategic Investments - Equity

Strategic Investments - Equity Method Investments (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Jun. 30, 2022	Jun. 30, 2021	Sep. 30, 2022
Summary of financial information for Cash Converters International Limited
Current assets	$ 662,416	$ 598,839			$ 644,163
Total assets	1,402,315	1,280,321			1,347,878
Current liabilities	139,005	140,516			152,866
Total liabilities and equity	1,402,315	1,280,321			$ 1,347,878
Gross profit	152,497	132,111
Net profit	$ 16,778	$ 15,721
Cash Converters International Limited
Summary of financial information for Cash Converters International Limited
Current assets			$ 158,987	$ 167,553
Non-current assets			170,798	191,788
Total assets			329,785	359,341
Current liabilities			59,256	61,395
Non-current liabilities			53,045	57,511
Shareholders’ equity			217,484	240,435
Total liabilities and equity			329,785	359,341
Gross revenues			178,215	150,165
Gross profit			116,106	105,851
Net profit			$ 8,099	$ 12,081

Fair Value Measurements - Finan

Fair Value Measurements - Financial Assets and Liabilities (Details) - USD ($) $ in Thousands	1 Months Ended		3 Months Ended		12 Months Ended
	Dec. 31, 2022	Apr. 30, 2019	Dec. 31, 2022	Dec. 31, 2021	Sep. 30, 2022	Mar. 31, 2019
Financial assets:
Other investments	$ 39,220		$ 39,220	$ 16,500	$ 24,220
Carrying Value
Financial assets:
Other investments	39,220		39,220	16,500	24,220
Estimated Fair Value
Financial assets:
Other investments	39,220		39,220	16,500	24,220
Estimated Fair Value \| Level 1
Financial assets:
Other investments	0		0	0	0
Estimated Fair Value \| Level 2
Financial assets:
Other investments	0		0	0	0
Estimated Fair Value \| Level 3
Financial assets:
Other investments	39,220		$ 39,220	$ 16,500	$ 24,220
2.89% promissory note receivable due April 2024
Financial assets:
Notes receivable, fair value		$ 1,100				$ 1,100
Financial liabilities:
Interest on note receivable		2.89%	2.89%	2.89%	2.89%
2.89% promissory note receivable due April 2024 \| Carrying Value
Financial assets:
Notes receivable, fair value	1,224		$ 1,224	$ 1,190	$ 1,215
2.89% promissory note receivable due April 2024 \| Estimated Fair Value
Financial assets:
Notes receivable, fair value	1,224		1,224	1,190	1,215
2.89% promissory note receivable due April 2024 \| Estimated Fair Value \| Level 1
Financial assets:
Notes receivable, fair value	0		0	0	0
2.89% promissory note receivable due April 2024 \| Estimated Fair Value \| Level 2
Financial assets:
Notes receivable, fair value	0		0	0	0
2.89% promissory note receivable due April 2024 \| Estimated Fair Value \| Level 3
Financial assets:
Notes receivable, fair value	1,224		1,224	1,190	1,215
12.00% promissory note receivable from Founders
Financial assets:
Notes receivable, fair value	$ 15,000		$ 15,000
Financial liabilities:
Interest on note receivable	12%		12%
12.00% promissory note receivable from Founders \| Carrying Value
Financial assets:
Notes receivable, fair value	$ 15,100		$ 15,100
12.00% promissory note receivable from Founders \| Estimated Fair Value
Financial assets:
Notes receivable, fair value	15,100		15,100
12.00% promissory note receivable from Founders \| Estimated Fair Value \| Level 1
Financial assets:
Notes receivable, fair value	0		0
12.00% promissory note receivable from Founders \| Estimated Fair Value \| Level 2
Financial assets:
Notes receivable, fair value	0		0
12.00% promissory note receivable from Founders \| Estimated Fair Value \| Level 3
Financial assets:
Notes receivable, fair value	15,100		15,100
Investments in unconsolidated affiliates \| Carrying Value
Financial assets:
Investments in unconsolidated affiliates	37,789		37,789	42,513	37,733
Investments in unconsolidated affiliates \| Estimated Fair Value
Financial assets:
Investments in unconsolidated affiliates	43,497		43,497	52,671	40,279
Investments in unconsolidated affiliates \| Estimated Fair Value \| Level 1
Financial assets:
Investments in unconsolidated affiliates	43,497		43,497	45,650	40,279
Investments in unconsolidated affiliates \| Estimated Fair Value \| Level 2
Financial assets:
Investments in unconsolidated affiliates	0		0	0	0
Investments in unconsolidated affiliates \| Estimated Fair Value \| Level 3
Financial assets:
Investments in unconsolidated affiliates	0		0	7,021	0
2024 Convertible Notes \| Carrying Value
Financial liabilities:
Debt instruments, fair value	34,143		34,143	142,106	142,575
2024 Convertible Notes \| Estimated Fair Value
Financial liabilities:
Debt instruments, fair value	35,851		35,851	147,063	157,727
2024 Convertible Notes \| Estimated Fair Value \| Level 1
Financial liabilities:
Debt instruments, fair value	0		0	0	0
2024 Convertible Notes \| Estimated Fair Value \| Level 2
Financial liabilities:
Debt instruments, fair value	35,851		35,851	147,063	157,727
2024 Convertible Notes \| Estimated Fair Value \| Level 3
Financial liabilities:
Debt instruments, fair value	0		0	0	0
2025 Convertible Notes \| Carrying Value
Financial liabilities:
Debt instruments, fair value	102,192		102,192	169,738	170,328
2025 Convertible Notes \| Estimated Fair Value
Financial liabilities:
Debt instruments, fair value	89,883		89,883	155,060	147,488
2025 Convertible Notes \| Estimated Fair Value \| Level 1
Financial liabilities:
Debt instruments, fair value	0		0	0	0
2025 Convertible Notes \| Estimated Fair Value \| Level 2
Financial liabilities:
Debt instruments, fair value	89,883		89,883	155,060	147,488
2025 Convertible Notes \| Estimated Fair Value \| Level 3
Financial liabilities:
Debt instruments, fair value	0		0	$ 0	$ 0
2029 Convertible Notes \| Carrying Value
Financial liabilities:
Debt instruments, fair value	222,649		222,649
2029 Convertible Notes \| Estimated Fair Value
Financial liabilities:
Debt instruments, fair value	225,975		225,975
2029 Convertible Notes \| Estimated Fair Value \| Level 1
Financial liabilities:
Debt instruments, fair value	0		0
2029 Convertible Notes \| Estimated Fair Value \| Level 2
Financial liabilities:
Debt instruments, fair value	225,975		225,975
2029 Convertible Notes \| Estimated Fair Value \| Level 3
Financial liabilities:
Debt instruments, fair value	$ 0		$ 0

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - USD ($) $ in Thousands	1 Months Ended		3 Months Ended		12 Months Ended
	Dec. 31, 2022	Apr. 30, 2019	Dec. 31, 2022	Dec. 31, 2021	Sep. 30, 2022	Mar. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Acquisition earn-out contingency	$ 2,000		$ 2,000	$ 0
Other investments	39,220		39,220	$ 16,500	$ 24,220
Bajio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Acquisition earn-out contingency	4,600		4,600
Founders One LLC
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other investments	30,000		30,000
Rich Data Corp
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other investments	6,200		$ 6,200
2.89% promissory note receivable due April 2024
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Notes receivable, fair value		$ 1,100				$ 1,100
Interest on note receivable		2.89%	2.89%	2.89%	2.89%
12.00% promissory note receivable from Founders
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Notes receivable, fair value	$ 15,000		$ 15,000
Interest on note receivable	12%		12%

Debt - Schedule of Debt Instrum

Debt - Schedule of Debt Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Total long-term debt, gross amount	$ 367,762	$ 316,250	$ 316,250
Total long-term debt, debt discount and issuance costs	(8,778)	(3,347)	(4,406)
Total long-term debt, carrying amount	358,984	312,903	311,844
Senior Notes \| 2029 Convertible Notes
Debt Instrument [Line Items]
Total long-term debt, gross amount	230,000	0	0
Total long-term debt, debt discount and issuance costs	(7,351)	0	0
Total long-term debt, carrying amount	222,649	0	0
Senior Notes \| 2025 Convertible Notes
Debt Instrument [Line Items]
Total long-term debt, gross amount	103,373	172,500	172,500
Total long-term debt, debt discount and issuance costs	(1,181)	(2,172)	(2,762)
Total long-term debt, carrying amount	102,192	170,328	169,738
Senior Notes \| 2024 Convertible Notes
Debt Instrument [Line Items]
Total long-term debt, gross amount	34,389	143,750	143,750
Total long-term debt, debt discount and issuance costs	(246)	(1,175)	(1,644)
Total long-term debt, carrying amount	$ 34,143	$ 142,575	$ 142,106

Debt - Principal Payment Schedu

Debt - Principal Payment Schedule (Details) - Senior Notes $ in Thousands	Dec. 31, 2022 USD ($)
Debt Instrument [Line Items]
Remaining 2023	$ 0
Fiscal 2024	34,389
Fiscal 2025	103,373
Fiscal 2026	0
Fiscal 2027	0
Thereafter	230,000
Carrying Amount	367,762
2029 Convertible Notes
Debt Instrument [Line Items]
Remaining 2023	0
Fiscal 2024	0
Fiscal 2025	0
Fiscal 2026	0
Fiscal 2027	0
Thereafter	230,000
Carrying Amount	230,000
2025 Convertible Notes
Debt Instrument [Line Items]
Remaining 2023	0
Fiscal 2024	0
Fiscal 2025	103,373
Fiscal 2026	0
Fiscal 2027	0
Thereafter	0
Carrying Amount	103,373
2024 Convertible Notes
Debt Instrument [Line Items]
Remaining 2023	0
Fiscal 2024	34,389
Fiscal 2025	0
Fiscal 2026	0
Fiscal 2027	0
Thereafter	0
Carrying Amount	$ 34,389

Debt - Interest Expense (Detail

Debt - Interest Expense (Details) - Senior Notes - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
2029 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense	$ 431	$ 0
Amortization of deferred financing costs	52	0
Total interest expense	483	0
2025 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense	942	1,024
Amortization of deferred financing costs	188	207
Total interest expense	1,130	1,231
2024 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense	876	1,033
Amortization of deferred financing costs	138	167
Total interest expense	$ 1,014	$ 1,200

Debt - Convertible Senior Notes

Debt - Convertible Senior Notes Due 2029 (Details)				1 Months Ended	3 Months Ended
Debt - Convertible Senior Notes Due 2029 (Details)	Dec. 12, 2022 USD ($) day $ / shares	May 14, 2018 USD ($) day $ / shares	Jul. 05, 2017 USD ($) day $ / shares	Dec. 31, 2022 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Debt Instrument [Line Items]
Loss on extinguishment of debt \| $				$ 3,500,000	$ 3,545,000	$ 0
2029 Convertible Notes \| Class A Common Stock
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount	0.0890313
2029 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Stated interest rate	3.75%
Principle amount \| $	$ 230,000,000
Effective interest rate				4.28%	4.28%
Conversion price, per share (in dollars per share) \| $ / shares	$ 11.23
2029 Convertible Notes \| Senior Notes \| Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
2029 Convertible Notes \| Senior Notes \| Debt Conversion, Condition One \| Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Repurchase price, percent of principal amount	100%
2029 Convertible Notes \| Senior Notes \| Debt Conversion, Condition Two
Debt Instrument [Line Items]
Threshold consecutive trading days	5
Threshold percentage of stock price trigger	98%
Threshold business days	5
2024 Convertible Notes \| Class A Common Stock
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount			0.1
2024 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Stated interest rate			2.875%
Principle amount \| $			$ 143,750,000
Effective interest rate				3.35%	3.35%
Conversion price, per share (in dollars per share) \| $ / shares			$ 10
2024 Convertible Notes \| Senior Notes \| Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)			20
Threshold consecutive trading days			30
Threshold percentage of stock price trigger			130%
2024 Convertible Notes \| Senior Notes \| Debt Conversion, Condition One \| Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)			20
Threshold consecutive trading days			30
Threshold percentage of stock price trigger			130%
Repurchase price, percent of principal amount			100%
2024 Convertible Notes \| Notes Repurchases
Debt Instrument [Line Items]
Repurchased principal amount \| $				$ 109,400,000	$ 109,400,000
Repurchase price \| $				$ 117,500,000	$ 117,500,000
2025 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Stated interest rate		2.375%
Principle amount \| $		$ 172,500,000
Effective interest rate				2.88%	2.88%
Conversion price, per share (in dollars per share) \| $ / shares		$ 15.90
Conversion rate per $1,000 principal amount		0.0628931
2025 Convertible Notes \| Senior Notes \| Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold consecutive trading days		30
Threshold percentage of stock price trigger		130%
Repurchase price, percent of principal amount		100%
2025 Convertible Notes \| Senior Notes \| Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)		20
Threshold consecutive trading days		30
Threshold percentage of stock price trigger		130%
2025 Convertible Notes \| Senior Notes \| Debt Conversion, Condition Two
Debt Instrument [Line Items]
Threshold consecutive trading days		5
Threshold percentage of stock price trigger		98%
Threshold business days		5
2025 Convertible Notes \| Notes Repurchases
Debt Instrument [Line Items]
Repurchased principal amount \| $				$ 69,100,000	$ 69,100,000
Repurchase price \| $				$ 62,900,000	$ 62,900,000

Debt - Convertible Senior Not_2

Debt - Convertible Senior Notes Due 2025 (Details) - 2025 Convertible Notes - Senior Notes	May 14, 2018 USD ($) day $ / shares	Dec. 31, 2022 USD ($)
Debt Instrument [Line Items]
Stated interest rate	2.375%
Principle amount \| $	$ 172,500,000
Amount outstanding \| $		$ 103,400,000
Effective interest rate		2.88%
Conversion price, per share (in dollars per share) \| $ / shares	$ 15.90
Conversion rate per $1,000 principal amount	0.0628931
Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Repurchase price, percent of principal amount	100%
Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Debt Conversion, Condition Two
Debt Instrument [Line Items]
Threshold consecutive trading days	5
Threshold percentage of stock price trigger	98%
Threshold business days	5

Debt - Convertible Senior Not_3

Debt - Convertible Senior Notes Due 2024 (Details) - 2024 Convertible Notes	Jul. 05, 2017 USD ($) day $ / shares	Dec. 31, 2022
Class A Common Stock
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount	0.1
Senior Notes
Debt Instrument [Line Items]
Stated interest rate	2.875%
Principle amount \| $	$ 143,750,000
Amount outstanding \| $	$ 34,400,000
Effective interest rate		3.35%
Conversion price, per share (in dollars per share) \| $ / shares	$ 10
Senior Notes \| Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Senior Notes \| Debt Conversion, Condition One \| Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Repurchase price, percent of principal amount	100%
Senior Notes \| Debt Conversion, Condition Two
Debt Instrument [Line Items]
Business day threshold	5 days
Threshold consecutive trading days	5 days
Maximum percentage of stock price product	98%

Common Stock and Stock Compen_3

Common Stock and Stock Compensation - Additional Disclosures (Details) - USD ($) $ in Thousands		1 Months Ended	3 Months Ended	8 Months Ended
	May 03, 2022	Dec. 31, 2022	Dec. 31, 2022	Dec. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock repurchased and retired (in shares)		578,703
Common stock repurchased and retired			$ 7,027
2029 Convertible Notes \| Senior Notes
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Proceeds from convertible debt		$ 5,000
Class A Common Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock repurchase program, amount authorized	$ 50,000
Stock repurchase program, period (in years)	3 years
Common stock repurchased and retired (in shares)				481,005
Common stock repurchased and retired				$ 4,100

Common Stock and Stock Compen_4

Common Stock and Stock Compensation - Restricted Stock Award Activity (Details) - Restricted stock	3 Months Ended
	Dec. 31, 2022 $ / shares shares
Shares
Outstanding, beginning balance (in shares)	2,113,323
Granted (in shares)	917,990
Released (in shares)	(347,788)
Cancelled (in shares)	(54,497)
Outstanding, ending balance (in shares)	2,629,028
Weighted Average Grant Date Fair Value
Outstanding, beginning balance (in dollars per share) \| $ / shares	$ 5.88
Granted (in dollars per share) \| $ / shares	7.72
Released (in dollars per share) \| $ / shares	4.71
Cancelled (in dollars per share) \| $ / shares	6.55
Outstanding, ending balance (in dollars per share) \| $ / shares	$ 6.66
Shares withheld to satisfy related income tax withholding (in shares)	113,333

Contingencies (Details)

Contingencies (Details)	Jun. 16, 2022 USD ($)
Commitments and Contingencies Disclosure [Abstract]
Litigation settlement	$ 5,000,000
Litigation settlement amount per verified claimant (not to exceed)	$ 70

Segment Information - Operating

Segment Information - Operating Segment Information (Details) $ in Thousands	3 Months Ended
	Dec. 31, 2022 USD ($) segment	Dec. 31, 2021 USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments \| segment	3
Revenues:
Total revenues	$ 264,327	$ 220,994
Gross profit	152,497	132,111
Segment and corporate expenses (income):
Store expenses	100,803	86,771
General and administrative	15,476	15,545
Depreciation and amortization	7,988	7,574
(Gain) loss on sale or disposal of assets and other	(16)	5
Interest expense	6,190	2,431
Interest income	(664)	(304)
Equity in net income of unconsolidated affiliates	(1,584)	(1,138)
Other (income) expense	(234)	(120)
Income before income taxes	24,538	21,347
Segments
Revenues:
Total revenues	264,327	220,994
Gross profit	152,497	132,111
Segment and corporate expenses (income):
Store expenses	100,803	86,771
General and administrative	(3)	0
Depreciation and amortization	4,970	4,650
(Gain) loss on sale or disposal of assets and other	(16)	5
Interest expense	0	0
Interest income	(169)	(182)
Equity in net income of unconsolidated affiliates	(1,584)	(1,138)
Other (income) expense	74	(146)
Income before income taxes	48,422	42,151
Segments \| U.S. Pawn
Revenues:
Total revenues	194,825	163,637
Gross profit	115,353	101,830
Segment and corporate expenses (income):
Store expenses	73,304	64,689
General and administrative	0	0
Depreciation and amortization	2,755	2,670
(Gain) loss on sale or disposal of assets and other	3	0
Interest expense	0	0
Interest income	0	0
Equity in net income of unconsolidated affiliates	0	0
Other (income) expense	0	0
Income before income taxes	39,291	34,471
Segments \| Latin America Pawn
Revenues:
Total revenues	69,480	57,314
Gross profit	37,122	30,238
Segment and corporate expenses (income):
Store expenses	27,499	22,082
General and administrative	(3)	0
Depreciation and amortization	2,215	1,980
(Gain) loss on sale or disposal of assets and other	(19)	5
Interest expense	0	0
Interest income	(169)	(182)
Equity in net income of unconsolidated affiliates	0	0
Other (income) expense	70	(134)
Income before income taxes	7,529	6,487
Segments \| Other Investments
Revenues:
Total revenues	22	43
Gross profit	22	43
Segment and corporate expenses (income):
Store expenses	0	0
General and administrative	0	0
Depreciation and amortization	0	0
(Gain) loss on sale or disposal of assets and other	0	0
Interest expense	0	0
Interest income	0	0
Equity in net income of unconsolidated affiliates	(1,584)	(1,138)
Other (income) expense	4	(12)
Income before income taxes	1,602	1,193
Corporate Items
Revenues:
Total revenues	0	0
Gross profit	0	0
Segment and corporate expenses (income):
Store expenses	0	0
General and administrative	15,479	15,545
Depreciation and amortization	3,018	2,924
(Gain) loss on sale or disposal of assets and other	0	0
Interest expense	6,190	2,431
Interest income	(495)	(122)
Equity in net income of unconsolidated affiliates	0	0
Other (income) expense	(308)	26
Income before income taxes	(23,884)	(20,804)
Merchandise sales
Revenues:
Total revenues	163,787	137,720
Cost of goods sold	104,877	83,111
Merchandise sales \| Segments
Revenues:
Total revenues	163,787	137,720
Cost of goods sold	104,877	83,111
Merchandise sales \| Segments \| U.S. Pawn
Revenues:
Total revenues	118,314	102,078
Cost of goods sold	73,256	57,832
Merchandise sales \| Segments \| Latin America Pawn
Revenues:
Total revenues	45,473	35,642
Cost of goods sold	31,621	25,279
Merchandise sales \| Segments \| Other Investments
Revenues:
Total revenues	0	0
Cost of goods sold	0	0
Merchandise sales \| Corporate Items
Revenues:
Total revenues	0	0
Cost of goods sold	0	0
Jewelry scrapping sales
Revenues:
Total revenues	7,884	6,944
Cost of goods sold	6,953	5,772
Jewelry scrapping sales \| Segments
Revenues:
Total revenues	7,884	6,944
Cost of goods sold	6,953	5,772
Jewelry scrapping sales \| Segments \| U.S. Pawn
Revenues:
Total revenues	7,176	4,980
Cost of goods sold	6,216	3,975
Jewelry scrapping sales \| Segments \| Latin America Pawn
Revenues:
Total revenues	708	1,964
Cost of goods sold	737	1,797
Jewelry scrapping sales \| Segments \| Other Investments
Revenues:
Total revenues	0	0
Cost of goods sold	0	0
Jewelry scrapping sales \| Corporate Items
Revenues:
Total revenues	0	0
Cost of goods sold	0	0
Pawn service charges
Revenues:
Total revenues	92,593	76,025
Pawn service charges \| Segments
Revenues:
Total revenues	92,593	76,025
Pawn service charges \| Segments \| U.S. Pawn
Revenues:
Total revenues	69,310	56,557
Pawn service charges \| Segments \| Latin America Pawn
Revenues:
Total revenues	23,283	19,468
Pawn service charges \| Segments \| Other Investments
Revenues:
Total revenues	0	0
Pawn service charges \| Corporate Items
Revenues:
Total revenues	0	0
Other revenues, net
Revenues:
Total revenues	63	305
Other revenues, net \| Segments
Revenues:
Total revenues	63	305
Other revenues, net \| Segments \| U.S. Pawn
Revenues:
Total revenues	25	22
Other revenues, net \| Segments \| Latin America Pawn
Revenues:
Total revenues	16	240
Other revenues, net \| Segments \| Other Investments
Revenues:
Total revenues	22	43
Other revenues, net \| Corporate Items
Revenues:
Total revenues	$ 0	$ 0

Supplemental Consolidated Fin_3

Supplemental Consolidated Financial Information - Supplemental Consolidated Balance Sheet Information (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Gross pawn service charges receivable	$ 44,397	$ 44,192	$ 38,040
Allowance for uncollectible pawn service charges receivable	(9,476)	(10,716)	(8,275)
Pawn service charges receivable, net	34,921	33,476	29,765
Gross inventory	159,286	153,673	124,286
Inventory reserves	(3,222)	(2,058)	(4,973)
Inventory, net	156,064	151,615	119,313
Prepaid expenses and other	11,581	8,336	10,614
Accounts receivable, notes receivable and other	22,730	8,435	6,258
Income taxes prepaid and receivable	11,248	17,923	14,337
Prepaid expenses and other current assets	45,559	34,694	31,209
Property and equipment, gross	312,502	306,667	288,285
Accumulated depreciation	(256,890)	(249,942)	(236,084)
Property and equipment, net	55,612	56,725	52,201
Accounts payable	20,220	24,056	18,925
Accrued payroll	4,952	8,365	11,486
Incentive accrual	6,010	17,403	5,158
Other payroll related expenses	10,911	9,592	7,964
Accrued sales and VAT taxes	8,086	7,279	9,704
Accrued income taxes payable	2,562	2,663	6,024
Other current liabilities	17,189	15,151	16,270
Accounts payable, accrued expenses and other current liabilities	$ 69,930	$ 84,509	$ 75,531

Supplemental Consolidated Fin_4

Supplemental Consolidated Financial Information - Supplemental of Consolidated Statements of Cash Flows Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Sep. 30, 2022	Sep. 30, 2021
Supplemental disclosure of cash flow information
Cash and cash equivalents	$ 207,658	$ 233,274	$ 206,028
Restricted cash	8,359	8,692
Total cash and cash equivalents and restricted cash	216,017	241,966	$ 214,369	$ 263,624
Non-cash investing and financing activities:
Pawn loans forfeited and transferred to inventory	84,851	70,966
Transfer of consideration for other investment	99	0
Acquisition earn-out contingency	2,000	$ 0
Accrued acquisition consideration	$ 1,250

Uncategorized Items - ezpw-2022

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2020-06 [Member]