Hello, and good morning everyone.
I'm pleased to be here today with you and to give you an update on our strategy, and our ambitions.
2021 was another very strong year for us and we will carry that momentum forward, as we continue to focus on growth.
We're expanding into new client segments to open new avenues of growth with a much broader set of clients, and we'll continue to be vigilant when it comes to risk.
As we're intensifying our discipline as well, now this will give us the financial capacity to invest strategically across our franchise, especially in technology.
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